Home > Farmers State Bank of Fulton County > Income and Expense
Farmers State Bank of Fulton County, Income and Expense
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,805,000 | 6,222 |
| Total interest expense | $349,000 | 6,092 |
| Net interest income | $1,456,000 | 6,174 |
| Provision for loan and lease losses | $2,000 | 6,362 |
| Total noninterest income | $153,000 | 5,805 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $85,000 | 5,375 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $68,000 | 5,506 |
| Total noninterest expense | $870,000 | 6,704 |
| Salaries and employee benefits | $475,000 | 6,641 |
| Premises and equipment expense | $62,000 | 6,996 |
| Additional noninterest expense | $333,000 | 6,476 |
| Pre-tax net operating income | $737,000 | 3,873 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $7,000 | 4,338 |
| Income before extraordinary items | $730,000 | 3,674 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $730,000 | 3,676 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $730,000 | 3,676 |
| Net charge-offs | $2,000 | 6,068 |
| Cash dividends | $988,000 | 1,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $730,000 | 3,569 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,206,000 | 6,272 |
| Total interest expense | $236,000 | 6,168 |
| Net interest income | $970,000 | 6,220 |
| Provision for loan and lease losses | $2,000 | 6,169 |
| Total noninterest income | $97,000 | 5,892 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $59,000 | 5,293 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $38,000 | 5,729 |
| Total noninterest expense | $610,000 | 6,713 |
| Salaries and employee benefits | $323,000 | 6,681 |
| Premises and equipment expense | $41,000 | 7,066 |
| Additional noninterest expense | $246,000 | 6,408 |
| Pre-tax net operating income | $455,000 | 3,987 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $4,000 | 4,365 |
| Income before extraordinary items | $451,000 | 3,772 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $451,000 | 3,772 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $451,000 | 3,773 |
| Net charge-offs | $2,000 | 5,706 |
| Cash dividends | $552,000 | 1,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $451,000 | 3,669 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $596,000 | 6,330 |
| Total interest expense | $120,000 | 6,234 |
| Net interest income | $476,000 | 6,272 |
| Provision for loan and lease losses | $2,000 | 5,755 |
| Total noninterest income | $50,000 | 5,944 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $28,000 | 5,334 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $22,000 | 5,717 |
| Total noninterest expense | $295,000 | 6,811 |
| Salaries and employee benefits | $160,000 | 6,733 |
| Premises and equipment expense | $21,000 | 7,090 |
| Additional noninterest expense | $114,000 | 6,575 |
| Pre-tax net operating income | $229,000 | 3,999 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $2,000 | 4,282 |
| Income before extraordinary items | $227,000 | 3,752 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $227,000 | 3,753 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $227,000 | 3,752 |
| Net charge-offs | $2,000 | 4,883 |
| Cash dividends | $385,000 | 955 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $227,000 | 3,697 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,672,000 | 6,262 |
| Total interest expense | $680,000 | 6,018 |
| Net interest income | $1,992,000 | 6,244 |
| Provision for loan and lease losses | $3,000 | 7,017 |
| Total noninterest income | $257,000 | 5,627 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $144,000 | 4,976 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $113,000 | 5,298 |
| Total noninterest expense | $1,145,000 | 6,934 |
| Salaries and employee benefits | $622,000 | 6,875 |
| Premises and equipment expense | $82,000 | 7,196 |
| Additional noninterest expense | $441,000 | 6,685 |
| Pre-tax net operating income | $1,101,000 | 3,221 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $11,000 | 4,198 |
| Income before extraordinary items | $1,090,000 | 3,075 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,090,000 | 3,072 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,090,000 | 3,075 |
| Net charge-offs | $13,000 | 6,503 |
| Cash dividends | $1,004,000 | 1,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,090,000 | 2,958 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,044,000 | 6,329 |
| Total interest expense | $530,000 | 6,094 |
| Net interest income | $1,514,000 | 6,325 |
| Provision for loan and lease losses | $2,000 | 6,962 |
| Total noninterest income | $195,000 | 5,723 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $112,000 | 4,992 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $83,000 | 5,436 |
| Total noninterest expense | $862,000 | 6,993 |
| Salaries and employee benefits | $469,000 | 6,920 |
| Premises and equipment expense | $63,000 | 7,276 |
| Additional noninterest expense | $330,000 | 6,748 |
| Pre-tax net operating income | $845,000 | 3,375 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $5,000 | 4,390 |
| Income before extraordinary items | $840,000 | 3,197 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $840,000 | 3,195 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $840,000 | 3,197 |
| Net charge-offs | $2,000 | 6,555 |
| Cash dividends | $1,004,000 | 1,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $840,000 | 3,079 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,386,000 | 6,337 |
| Total interest expense | $350,000 | 6,205 |
| Net interest income | $1,036,000 | 6,300 |
| Provision for loan and lease losses | $1,000 | 6,844 |
| Total noninterest income | $130,000 | 5,722 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $72,000 | 5,061 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $58,000 | 5,422 |
| Total noninterest expense | $577,000 | 7,039 |
| Salaries and employee benefits | $313,000 | 6,965 |
| Premises and equipment expense | $42,000 | 7,335 |
| Additional noninterest expense | $222,000 | 6,776 |
| Pre-tax net operating income | $588,000 | 3,343 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $4,000 | 4,358 |
| Income before extraordinary items | $584,000 | 3,120 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $584,000 | 3,115 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $584,000 | 3,118 |
| Net charge-offs | $1,000 | 6,292 |
| Cash dividends | $613,000 | 1,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $584,000 | 3,014 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $704,000 | 6,389 |
| Total interest expense | $175,000 | 6,335 |
| Net interest income | $529,000 | 6,300 |
| Provision for loan and lease losses | $1,000 | 6,529 |
| Total noninterest income | $66,000 | 5,727 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $33,000 | 5,208 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $33,000 | 5,318 |
| Total noninterest expense | $291,000 | 7,122 |
| Salaries and employee benefits | $156,000 | 7,058 |
| Premises and equipment expense | $23,000 | 7,349 |
| Additional noninterest expense | $112,000 | 6,846 |
| Pre-tax net operating income | $303,000 | 3,333 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $1,000 | 4,457 |
| Income before extraordinary items | $302,000 | 3,109 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $302,000 | 3,106 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $302,000 | 3,109 |
| Net charge-offs | $1,000 | 5,481 |
| Cash dividends | $414,000 | 811 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $302,000 | 2,999 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,851,000 | 6,433 |
| Total interest expense | $935,000 | 6,158 |
| Net interest income | $1,916,000 | 6,444 |
| Provision for loan and lease losses | $125,000 | 6,214 |
| Total noninterest income | $264,000 | 5,812 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $157,000 | 5,084 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $107,000 | 5,561 |
| Total noninterest expense | $1,146,000 | 7,230 |
| Salaries and employee benefits | $613,000 | 7,175 |
| Premises and equipment expense | $87,000 | 7,488 |
| Additional noninterest expense | $446,000 | 6,948 |
| Pre-tax net operating income | $909,000 | 3,139 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $9,000 | 3,912 |
| Income before extraordinary items | $900,000 | 2,954 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $900,000 | 2,954 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $900,000 | 2,954 |
| Net charge-offs | $5,000 | 7,029 |
| Cash dividends | $877,000 | 1,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $900,000 | 2,889 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,120,000 | 6,522 |
| Total interest expense | $728,000 | 6,214 |
| Net interest income | $1,392,000 | 6,540 |
| Provision for loan and lease losses | $5,000 | 7,206 |
| Total noninterest income | $193,000 | 5,950 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $114,000 | 5,168 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $79,000 | 5,709 |
| Total noninterest expense | $854,000 | 7,276 |
| Salaries and employee benefits | $452,000 | 7,241 |
| Premises and equipment expense | $67,000 | 7,538 |
| Additional noninterest expense | $335,000 | 6,980 |
| Pre-tax net operating income | $726,000 | 3,264 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $726,000 | 3,055 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $726,000 | 3,053 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $726,000 | 3,056 |
| Net charge-offs | $5,000 | 6,691 |
| Cash dividends | $877,000 | 1,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $726,000 | 2,976 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,414,000 | 6,590 |
| Total interest expense | $500,000 | 6,273 |
| Net interest income | $914,000 | 6,595 |
| Provision for loan and lease losses | $2,000 | 7,120 |
| Total noninterest income | $121,000 | 6,095 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $73,000 | 5,233 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $48,000 | 5,894 |
| Total noninterest expense | $568,000 | 7,344 |
| Salaries and employee benefits | $298,000 | 7,333 |
| Premises and equipment expense | $46,000 | 7,584 |
| Additional noninterest expense | $224,000 | 7,031 |
| Pre-tax net operating income | $465,000 | 3,421 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $465,000 | 3,231 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $465,000 | 3,228 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $465,000 | 3,230 |
| Net charge-offs | $2,000 | 6,442 |
| Cash dividends | $495,000 | 1,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $465,000 | 3,115 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $715,000 | 6,614 |
| Total interest expense | $248,000 | 6,395 |
| Net interest income | $467,000 | 6,544 |
| Provision for loan and lease losses | $1,000 | 6,705 |
| Total noninterest income | $60,000 | 6,100 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $35,000 | 5,255 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $25,000 | 5,902 |
| Total noninterest expense | $274,000 | 7,405 |
| Salaries and employee benefits | $150,000 | 7,373 |
| Premises and equipment expense | $24,000 | 7,585 |
| Additional noninterest expense | $100,000 | 7,096 |
| Pre-tax net operating income | $252,000 | 3,625 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $252,000 | 3,431 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $252,000 | 3,432 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $252,000 | 3,432 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $337,000 | 1,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $252,000 | 3,278 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,190,000 | 6,500 |
| Total interest expense | $1,301,000 | 6,263 |
| Net interest income | $1,889,000 | 6,544 |
| Provision for loan and lease losses | $71,000 | 6,327 |
| Total noninterest income | $264,000 | 6,042 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $163,000 | 5,162 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $101,000 | 5,912 |
| Total noninterest expense | $1,059,000 | 7,470 |
| Salaries and employee benefits | $663,000 | 7,247 |
| Premises and equipment expense | $18,000 | 8,219 |
| Additional noninterest expense | $378,000 | 7,128 |
| Pre-tax net operating income | $1,023,000 | 3,715 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,023,000 | 3,242 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,023,000 | 3,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 5,321 |
| Cash dividends | $853,000 | 2,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,023,000 | 3,394 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,434,000 | 6,527 |
| Total interest expense | $1,014,000 | 6,296 |
| Net interest income | $1,420,000 | 6,582 |
| Provision for loan and lease losses | $69,000 | 5,592 |
| Total noninterest income | $202,000 | 6,095 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $120,000 | 5,229 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $82,000 | 5,922 |
| Total noninterest expense | $820,000 | 7,430 |
| Salaries and employee benefits | $504,000 | 7,235 |
| Premises and equipment expense | $33,000 | 8,156 |
| Additional noninterest expense | $283,000 | 7,140 |
| Pre-tax net operating income | $733,000 | 4,261 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $733,000 | 3,731 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $733,000 | 3,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,358 |
| Cash dividends | $853,000 | 2,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $733,000 | 3,871 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,651,000 | 6,559 |
| Total interest expense | $698,000 | 6,361 |
| Net interest income | $953,000 | 6,582 |
| Provision for loan and lease losses | $26,000 | 5,799 |
| Total noninterest income | $132,000 | 6,204 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $76,000 | 5,344 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $56,000 | 5,955 |
| Total noninterest expense | $540,000 | 7,515 |
| Salaries and employee benefits | $336,000 | 7,313 |
| Premises and equipment expense | $17,000 | 8,293 |
| Additional noninterest expense | $187,000 | 7,176 |
| Pre-tax net operating income | $519,000 | 4,316 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $519,000 | 3,950 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $519,000 | 3,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,422 |
| Cash dividends | $524,000 | 2,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $519,000 | 3,891 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $841,000 | 6,603 |
| Total interest expense | $368,000 | 6,416 |
| Net interest income | $473,000 | 6,631 |
| Provision for loan and lease losses | $3,000 | 5,879 |
| Total noninterest income | $61,000 | 6,336 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $34,000 | 5,506 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $27,000 | 6,042 |
| Total noninterest expense | $265,000 | 7,564 |
| Salaries and employee benefits | $170,000 | 7,320 |
| Premises and equipment expense | $9,000 | 8,302 |
| Additional noninterest expense | $86,000 | 7,317 |
| Pre-tax net operating income | $266,000 | 4,415 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $266,000 | 4,073 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $266,000 | 4,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,488 |
| Cash dividends | $355,000 | 1,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $266,000 | 3,979 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,733,000 | 6,376 |
| Total interest expense | $1,789,000 | 6,070 |
| Net interest income | $1,944,000 | 6,565 |
| Provision for loan and lease losses | $9,000 | 6,631 |
| Total noninterest income | $311,000 | 5,971 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $194,000 | 4,967 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $117,000 | 5,981 |
| Total noninterest expense | $1,145,000 | 7,448 |
| Salaries and employee benefits | $673,000 | 7,330 |
| Premises and equipment expense | $73,000 | 8,029 |
| Additional noninterest expense | $399,000 | 7,042 |
| Pre-tax net operating income | $1,101,000 | 4,541 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $13,000 | 5,571 |
| Income before extraordinary items | $1,088,000 | 4,134 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,088,000 | 4,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,952 |
| Cash dividends | $867,000 | 2,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,088,000 | 4,128 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,782,000 | 6,426 |
| Total interest expense | $1,346,000 | 6,094 |
| Net interest income | $1,436,000 | 6,640 |
| Provision for loan and lease losses | $7,000 | 6,306 |
| Total noninterest income | $235,000 | 6,010 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $149,000 | 4,941 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $86,000 | 6,048 |
| Total noninterest expense | $859,000 | 7,420 |
| Salaries and employee benefits | $503,000 | 7,314 |
| Premises and equipment expense | $62,000 | 7,913 |
| Additional noninterest expense | $294,000 | 7,076 |
| Pre-tax net operating income | $805,000 | 4,821 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $10,000 | 5,728 |
| Income before extraordinary items | $795,000 | 4,362 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $795,000 | 4,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,346 |
| Cash dividends | $867,000 | 2,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $795,000 | 4,355 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,834,000 | 6,495 |
| Total interest expense | $882,000 | 6,153 |
| Net interest income | $952,000 | 6,693 |
| Provision for loan and lease losses | $2,000 | 6,135 |
| Total noninterest income | $158,000 | 6,037 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $100,000 | 4,947 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $58,000 | 6,055 |
| Total noninterest expense | $587,000 | 7,430 |
| Salaries and employee benefits | $332,000 | 7,380 |
| Premises and equipment expense | $60,000 | 7,569 |
| Additional noninterest expense | $195,000 | 7,122 |
| Pre-tax net operating income | $521,000 | 4,952 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $7,000 | 5,792 |
| Income before extraordinary items | $514,000 | 4,488 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $514,000 | 4,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,139 |
| Cash dividends | $528,000 | 2,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $514,000 | 4,487 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $909,000 | 6,535 |
| Total interest expense | $433,000 | 6,211 |
| Net interest income | $476,000 | 6,720 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $67,000 | 6,329 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $46,000 | 5,043 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $21,000 | 6,540 |
| Total noninterest expense | $295,000 | 7,461 |
| Salaries and employee benefits | $164,000 | 7,449 |
| Premises and equipment expense | $33,000 | 7,469 |
| Additional noninterest expense | $98,000 | 7,130 |
| Pre-tax net operating income | $248,000 | 5,075 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $3,000 | 5,852 |
| Income before extraordinary items | $245,000 | 4,616 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $245,000 | 4,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $348,000 | 1,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $245,000 | 4,600 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,274,000 | 6,578 |
| Total interest expense | $1,407,000 | 6,253 |
| Net interest income | $1,867,000 | 6,718 |
| Provision for loan and lease losses | $8,000 | 6,651 |
| Total noninterest income | $265,000 | 6,415 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $180,000 | 5,183 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $85,000 | 6,596 |
| Total noninterest expense | $1,197,000 | 7,388 |
| Salaries and employee benefits | $690,000 | 7,314 |
| Premises and equipment expense | $104,000 | 7,750 |
| Additional noninterest expense | $403,000 | 7,049 |
| Pre-tax net operating income | $927,000 | 5,355 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $13,000 | 6,081 |
| Income before extraordinary items | $914,000 | 4,910 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $914,000 | 4,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,661 |
| Cash dividends | $715,000 | 3,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $914,000 | 4,907 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,332,000 | 6,731 |
| Total interest expense | $978,000 | 6,363 |
| Net interest income | $1,354,000 | 6,875 |
| Provision for loan and lease losses | $-1,000 | 8,441 |
| Total noninterest income | $191,000 | 6,548 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $131,000 | 5,300 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $60,000 | 6,682 |
| Total noninterest expense | $885,000 | 7,424 |
| Salaries and employee benefits | $506,000 | 7,343 |
| Premises and equipment expense | $80,000 | 7,760 |
| Additional noninterest expense | $299,000 | 7,092 |
| Pre-tax net operating income | $661,000 | 5,661 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $10,000 | 6,224 |
| Income before extraordinary items | $651,000 | 5,165 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $651,000 | 5,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,141 |
| Cash dividends | $715,000 | 2,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $651,000 | 5,158 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,460,000 | 6,877 |
| Total interest expense | $611,000 | 6,416 |
| Net interest income | $849,000 | 7,055 |
| Provision for loan and lease losses | $-1,000 | 8,460 |
| Total noninterest income | $119,000 | 6,691 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $79,000 | 5,492 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $40,000 | 6,712 |
| Total noninterest expense | $582,000 | 7,485 |
| Salaries and employee benefits | $335,000 | 7,402 |
| Premises and equipment expense | $54,000 | 7,758 |
| Additional noninterest expense | $193,000 | 7,170 |
| Pre-tax net operating income | $387,000 | 5,967 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $7,000 | 6,238 |
| Income before extraordinary items | $380,000 | 5,502 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $380,000 | 5,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $374,000 | 2,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $380,000 | 5,498 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $701,000 | 6,950 |
| Total interest expense | $290,000 | 6,449 |
| Net interest income | $411,000 | 7,152 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $50,000 | 6,943 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $32,000 | 5,806 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $18,000 | 6,859 |
| Total noninterest expense | $289,000 | 7,510 |
| Salaries and employee benefits | $168,000 | 7,398 |
| Premises and equipment expense | $28,000 | 7,712 |
| Additional noninterest expense | $93,000 | 7,227 |
| Pre-tax net operating income | $172,000 | 6,137 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $3,000 | 6,254 |
| Income before extraordinary items | $169,000 | 5,696 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $169,000 | 5,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $250,000 | 2,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $169,000 | 5,692 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,745,000 | 6,800 |
| Total interest expense | $1,014,000 | 6,250 |
| Net interest income | $1,731,000 | 6,988 |
| Provision for loan and lease losses | $50,000 | 5,734 |
| Total noninterest income | $181,000 | 7,214 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $127,000 | 5,913 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $54,000 | 7,294 |
| Total noninterest expense | $1,164,000 | 7,460 |
| Salaries and employee benefits | $701,000 | 7,259 |
| Premises and equipment expense | $98,000 | 7,881 |
| Additional noninterest expense | $365,000 | 7,284 |
| Pre-tax net operating income | $698,000 | 6,152 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $13,000 | 6,454 |
| Income before extraordinary items | $685,000 | 5,718 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $685,000 | 5,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,287 |
| Cash dividends | $741,000 | 2,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $685,000 | 5,692 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,024,000 | 6,839 |
| Total interest expense | $730,000 | 6,246 |
| Net interest income | $1,294,000 | 7,030 |
| Provision for loan and lease losses | $44,000 | 5,480 |
| Total noninterest income | $131,000 | 7,300 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $96,000 | 5,942 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $35,000 | 7,480 |
| Total noninterest expense | $865,000 | 7,476 |
| Salaries and employee benefits | $521,000 | 7,265 |
| Premises and equipment expense | $67,000 | 8,001 |
| Additional noninterest expense | $277,000 | 7,263 |
| Pre-tax net operating income | $516,000 | 6,333 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $10,000 | 6,526 |
| Income before extraordinary items | $506,000 | 5,869 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $506,000 | 5,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,660 |
| Cash dividends | $669,000 | 2,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $506,000 | 5,836 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,333,000 | 6,832 |
| Total interest expense | $471,000 | 6,187 |
| Net interest income | $862,000 | 7,029 |
| Provision for loan and lease losses | $14,000 | 5,948 |
| Total noninterest income | $76,000 | 7,485 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $60,000 | 6,007 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $16,000 | 7,844 |
| Total noninterest expense | $568,000 | 7,509 |
| Salaries and employee benefits | $350,000 | 7,255 |
| Premises and equipment expense | $39,000 | 8,135 |
| Additional noninterest expense | $179,000 | 7,305 |
| Pre-tax net operating income | $356,000 | 6,256 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $7,000 | 6,523 |
| Income before extraordinary items | $349,000 | 5,794 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $349,000 | 5,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,134 |
| Cash dividends | $370,000 | 2,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $349,000 | 5,748 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $662,000 | 6,870 |
| Total interest expense | $231,000 | 6,167 |
| Net interest income | $431,000 | 7,084 |
| Provision for loan and lease losses | $13,000 | 5,229 |
| Total noninterest income | $43,000 | 7,298 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $29,000 | 6,046 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $14,000 | 7,363 |
| Total noninterest expense | $278,000 | 7,606 |
| Salaries and employee benefits | $174,000 | 7,322 |
| Premises and equipment expense | $18,000 | 8,281 |
| Additional noninterest expense | $86,000 | 7,444 |
| Pre-tax net operating income | $183,000 | 6,148 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $3,000 | 6,538 |
| Income before extraordinary items | $180,000 | 5,667 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $180,000 | 5,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,991 |
| Cash dividends | $250,000 | 1,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $180,000 | 5,633 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,646,000 | 6,767 |
| Total interest expense | $866,000 | 6,050 |
| Net interest income | $1,780,000 | 6,927 |
| Provision for loan and lease losses | $67,000 | 5,546 |
| Total noninterest income | $163,000 | 7,486 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $126,000 | 6,094 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $37,000 | 7,758 |
| Total noninterest expense | $994,000 | 7,833 |
| Salaries and employee benefits | $614,000 | 7,615 |
| Premises and equipment expense | $80,000 | 8,210 |
| Additional noninterest expense | $300,000 | 7,704 |
| Pre-tax net operating income | $882,000 | 5,539 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $13,000 | 6,689 |
| Income before extraordinary items | $869,000 | 5,068 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $869,000 | 5,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,233 |
| Cash dividends | $707,000 | 2,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $869,000 | 4,996 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,961,000 | 6,808 |
| Total interest expense | $632,000 | 6,118 |
| Net interest income | $1,329,000 | 6,950 |
| Provision for loan and lease losses | $21,000 | 6,290 |
| Total noninterest income | $123,000 | 7,527 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $93,000 | 6,165 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $30,000 | 7,707 |
| Total noninterest expense | $739,000 | 7,821 |
| Salaries and employee benefits | $459,000 | 7,567 |
| Premises and equipment expense | $55,000 | 8,312 |
| Additional noninterest expense | $225,000 | 7,706 |
| Pre-tax net operating income | $692,000 | 5,548 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $10,000 | 6,779 |
| Income before extraordinary items | $682,000 | 5,024 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $682,000 | 5,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,844 |
| Cash dividends | $615,000 | 2,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $682,000 | 4,937 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,299,000 | 6,847 |
| Total interest expense | $420,000 | 6,152 |
| Net interest income | $879,000 | 6,996 |
| Provision for loan and lease losses | $22,000 | 5,786 |
| Total noninterest income | $79,000 | 7,621 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $58,000 | 6,282 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $21,000 | 7,686 |
| Total noninterest expense | $489,000 | 7,878 |
| Salaries and employee benefits | $305,000 | 7,629 |
| Premises and equipment expense | $35,000 | 8,395 |
| Additional noninterest expense | $149,000 | 7,744 |
| Pre-tax net operating income | $447,000 | 5,587 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $6,000 | 6,827 |
| Income before extraordinary items | $441,000 | 5,059 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $441,000 | 5,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,035 |
| Cash dividends | $410,000 | 2,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $441,000 | 4,966 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $647,000 | 6,894 |
| Total interest expense | $213,000 | 6,172 |
| Net interest income | $434,000 | 7,073 |
| Provision for loan and lease losses | $1,000 | 6,438 |
| Total noninterest income | $39,000 | 7,637 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $26,000 | 6,426 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $13,000 | 7,451 |
| Total noninterest expense | $243,000 | 7,931 |
| Salaries and employee benefits | $153,000 | 7,649 |
| Premises and equipment expense | $20,000 | 8,263 |
| Additional noninterest expense | $70,000 | 7,888 |
| Pre-tax net operating income | $229,000 | 5,501 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $3,000 | 6,752 |
| Income before extraordinary items | $226,000 | 5,023 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $226,000 | 5,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $250,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $226,000 | 4,890 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,662,000 | 6,879 |
| Total interest expense | $1,105,000 | 5,831 |
| Net interest income | $1,557,000 | 7,280 |
| Provision for loan and lease losses | $64,000 | 5,932 |
| Total noninterest income | $143,000 | 7,882 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $115,000 | 6,334 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $28,000 | 8,187 |
| Total noninterest expense | $975,000 | 7,942 |
| Salaries and employee benefits | $595,000 | 7,715 |
| Premises and equipment expense | $74,000 | 8,430 |
| Additional noninterest expense | $306,000 | 7,724 |
| Pre-tax net operating income | $661,000 | 6,129 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $199,000 | 4,936 |
| Income before extraordinary items | $462,000 | 6,507 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $462,000 | 6,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,746 |
| Cash dividends | $650,000 | 3,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $462,000 | 6,349 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,024,000 | 6,918 |
| Total interest expense | $877,000 | 5,798 |
| Net interest income | $1,147,000 | 7,378 |
| Provision for loan and lease losses | $19,000 | 6,815 |
| Total noninterest income | $101,000 | 8,008 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $81,000 | 6,482 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $20,000 | 8,256 |
| Total noninterest expense | $741,000 | 7,888 |
| Salaries and employee benefits | $450,000 | 7,664 |
| Premises and equipment expense | $55,000 | 8,474 |
| Additional noninterest expense | $236,000 | 7,682 |
| Pre-tax net operating income | $488,000 | 6,341 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $138,000 | 5,222 |
| Income before extraordinary items | $350,000 | 6,662 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $350,000 | 6,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,436 |
| Cash dividends | $650,000 | 2,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $350,000 | 6,478 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,376,000 | 6,919 |
| Total interest expense | $623,000 | 5,713 |
| Net interest income | $753,000 | 7,430 |
| Provision for loan and lease losses | $19,000 | 6,381 |
| Total noninterest income | $59,000 | 8,167 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $50,000 | 6,585 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $9,000 | 8,523 |
| Total noninterest expense | $504,000 | 7,876 |
| Salaries and employee benefits | $300,000 | 7,690 |
| Premises and equipment expense | $37,000 | 8,472 |
| Additional noninterest expense | $167,000 | 7,552 |
| Pre-tax net operating income | $289,000 | 6,564 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $89,000 | 5,272 |
| Income before extraordinary items | $200,000 | 6,967 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $200,000 | 6,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,662 |
| Cash dividends | $350,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $200,000 | 6,773 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $723,000 | 6,815 |
| Total interest expense | $330,000 | 5,638 |
| Net interest income | $393,000 | 7,336 |
| Provision for loan and lease losses | $-2,000 | 9,148 |
| Total noninterest income | $30,000 | 8,154 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $26,000 | 6,492 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,607 |
| Total noninterest expense | $248,000 | 7,949 |
| Salaries and employee benefits | $149,000 | 7,735 |
| Premises and equipment expense | $21,000 | 8,333 |
| Additional noninterest expense | $78,000 | 7,720 |
| Pre-tax net operating income | $177,000 | 6,129 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $52,000 | 5,042 |
| Income before extraordinary items | $125,000 | 6,472 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $125,000 | 6,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $350,000 | 1,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $125,000 | 6,289 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,675,000 | 6,179 |
| Total interest expense | $1,572,000 | 5,578 |
| Net interest income | $2,103,000 | 6,466 |
| Provision for loan and lease losses | $517,000 | 2,331 |
| Total noninterest income | $121,000 | 8,156 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $111,000 | 6,388 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,000 | 8,905 |
| Total noninterest expense | $929,000 | 8,090 |
| Salaries and employee benefits | $581,000 | 7,787 |
| Premises and equipment expense | $78,000 | 8,471 |
| Additional noninterest expense | $270,000 | 8,028 |
| Pre-tax net operating income | $778,000 | 5,839 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $229,000 | 4,902 |
| Income before extraordinary items | $549,000 | 6,185 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $549,000 | 6,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $517,000 | 1,614 |
| Cash dividends | $600,000 | 3,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $549,000 | 6,030 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,239,000 | 6,160 |
| Total interest expense | $1,991,000 | 6,112 |
| Net interest income | $2,248,000 | 6,054 |
| Provision for loan and lease losses | $13,000 | 7,809 |
| Total noninterest income | $114,000 | 8,320 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $107,000 | 6,451 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $7,000 | 9,251 |
| Total noninterest expense | $956,000 | 8,077 |
| Salaries and employee benefits | $608,000 | 7,631 |
| Premises and equipment expense | $75,000 | 8,708 |
| Additional noninterest expense | $273,000 | 8,052 |
| Pre-tax net operating income | $1,393,000 | 4,051 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $441,000 | 3,536 |
| Income before extraordinary items | $952,000 | 4,415 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $952,000 | 4,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,671 |
| Cash dividends | $600,000 | 3,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $952,000 | 4,293 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,328,000 | 6,229 |
| Total interest expense | $2,047,000 | 6,203 |
| Net interest income | $2,281,000 | 6,147 |
| Provision for loan and lease losses | $8,000 | 8,049 |
| Total noninterest income | $120,000 | 8,306 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 6,322 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 9,605 |
| Total noninterest expense | $939,000 | 8,194 |
| Salaries and employee benefits | $597,000 | 7,719 |
| Premises and equipment expense | $78,000 | 8,823 |
| Additional noninterest expense | $264,000 | 8,226 |
| Pre-tax net operating income | $1,454,000 | 4,149 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $462,000 | 3,666 |
| Income before extraordinary items | $992,000 | 4,408 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $992,000 | 4,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,747 |
| Cash dividends | $600,000 | 3,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $992,000 | 4,407 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,978,000 | 6,385 |
| Total interest expense | $1,805,000 | 6,344 |
| Net interest income | $2,173,000 | 6,332 |
| Provision for loan and lease losses | $12,000 | 7,978 |
| Total noninterest income | $120,000 | 8,526 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 6,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 9,637 |
| Total noninterest expense | $901,000 | 8,415 |
| Salaries and employee benefits | $561,000 | 7,967 |
| Premises and equipment expense | $81,000 | 9,008 |
| Additional noninterest expense | $259,000 | 8,475 |
| Pre-tax net operating income | $1,380,000 | 4,343 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $436,000 | 3,937 |
| Income before extraordinary items | $944,000 | 4,596 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $944,000 | 4,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,647 |
| Cash dividends | $600,000 | 3,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $944,000 | 4,560 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,772,000 | 6,687 |
| Total interest expense | $1,749,000 | 6,664 |
| Net interest income | $2,023,000 | 6,632 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $120,000 | 8,690 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 6,803 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 9,614 |
| Total noninterest expense | $848,000 | 8,610 |
| Salaries and employee benefits | $543,000 | 8,096 |
| Premises and equipment expense | $75,000 | 9,263 |
| Additional noninterest expense | $230,000 | 8,792 |
| Pre-tax net operating income | $1,295,000 | 4,635 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $408,000 | 4,364 |
| Income before extraordinary items | $887,000 | 4,882 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $887,000 | 4,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $600,000 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $887,000 | 4,781 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,594,000 | 7,063 |
| Total interest expense | $1,620,000 | 7,079 |
| Net interest income | $1,974,000 | 6,965 |
| Provision for loan and lease losses | $17,000 | 8,044 |
| Total noninterest income | $132,000 | 8,863 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 6,863 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 10,083 |
| Total noninterest expense | $875,000 | 8,766 |
| Salaries and employee benefits | $538,000 | 8,346 |
| Premises and equipment expense | $69,000 | 9,733 |
| Additional noninterest expense | $268,000 | 8,654 |
| Pre-tax net operating income | $1,214,000 | 5,209 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $383,000 | 5,011 |
| Income before extraordinary items | $831,000 | 5,334 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $831,000 | 5,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,805 |
| Cash dividends | $600,000 | 3,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $831,000 | 5,280 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,404,000 | 7,504 |
| Total interest expense | $1,545,000 | 7,453 |
| Net interest income | $1,859,000 | 7,446 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $134,000 | 9,288 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 7,065 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 10,772 |
| Total noninterest expense | $902,000 | 9,049 |
| Salaries and employee benefits | $517,000 | 8,734 |
| Premises and equipment expense | $76,000 | 9,922 |
| Additional noninterest expense | $309,000 | 8,782 |
| Pre-tax net operating income | $1,091,000 | 5,441 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $348,000 | 5,346 |
| Income before extraordinary items | $743,000 | 5,561 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $743,000 | 5,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,018 |
| Cash dividends | $500,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $743,000 | 5,514 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,197,000 | 7,930 |
| Total interest expense | $1,429,000 | 7,896 |
| Net interest income | $1,768,000 | 7,856 |
| Provision for loan and lease losses | $2,000 | 8,854 |
| Total noninterest income | $136,000 | 9,549 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 7,474 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 10,706 |
| Total noninterest expense | $953,000 | 9,155 |
| Salaries and employee benefits | $498,000 | 9,136 |
| Premises and equipment expense | $72,000 | 10,422 |
| Additional noninterest expense | $383,000 | 8,367 |
| Pre-tax net operating income | $949,000 | 6,195 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $303,000 | 5,962 |
| Income before extraordinary items | $646,000 | 6,335 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $646,000 | 6,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,482 |
| Cash dividends | $500,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $646,000 | 6,320 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,910,000 | 8,207 |
| Total interest expense | $1,281,000 | 7,615 |
| Net interest income | $1,629,000 | 8,514 |
| Provision for loan and lease losses | $35,000 | 6,861 |
| Total noninterest income | $137,000 | 9,976 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 7,763 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 11,176 |
| Total noninterest expense | $954,000 | 9,532 |
| Salaries and employee benefits | $489,000 | 9,494 |
| Premises and equipment expense | $76,000 | 10,773 |
| Additional noninterest expense | $389,000 | 8,932 |
| Pre-tax net operating income | $777,000 | 6,990 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $246,000 | 6,601 |
| Income before extraordinary items | $531,000 | 7,064 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $531,000 | 7,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,738 |
| Cash dividends | $500,000 | 3,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $531,000 | 7,108 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,994,000 | 8,343 |
| Total interest expense | $1,307,000 | 7,850 |
| Net interest income | $1,687,000 | 8,527 |
| Provision for loan and lease losses | $54,000 | 7,292 |
| Total noninterest income | $147,000 | 10,263 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 7,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 11,885 |
| Total noninterest expense | $987,000 | 9,795 |
| Salaries and employee benefits | $462,000 | 10,018 |
| Premises and equipment expense | $72,000 | 11,428 |
| Additional noninterest expense | $453,000 | 8,692 |
| Pre-tax net operating income | $793,000 | 6,849 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $254,000 | 6,727 |
| Income before extraordinary items | $539,000 | 7,233 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $539,000 | 7,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,917 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $539,000 | 6,980 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,346,000 | 8,403 |
| Total interest expense | $1,655,000 | 8,031 |
| Net interest income | $1,691,000 | 8,679 |
| Provision for loan and lease losses | $302,000 | 4,094 |
| Total noninterest income | $124,000 | 11,071 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 8,336 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 12,735 |
| Total noninterest expense | $933,000 | 10,293 |
| Salaries and employee benefits | $420,000 | 10,630 |
| Premises and equipment expense | $62,000 | 12,181 |
| Additional noninterest expense | $451,000 | 8,958 |
| Pre-tax net operating income | $580,000 | 7,864 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $172,000 | 8,127 |
| Income before extraordinary items | $408,000 | 8,132 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $408,000 | 8,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $302,000 | 3,319 |
| Cash dividends | $250,000 | 4,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $408,000 | 7,781 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.