Home > Farmers State Bank of Elkton > Income and Expense
Farmers State Bank of Elkton, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,862,000 | 5,969 |
| Total interest expense | $240,000 | 5,700 |
| Net interest income | $1,622,000 | 5,947 |
| Provision for loan and lease losses | $115,000 | 3,564 |
| Total noninterest income | $76,000 | 6,335 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $24,000 | 6,372 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $52,000 | 5,840 |
| Total noninterest expense | $951,000 | 6,394 |
| Salaries and employee benefits | $558,000 | 6,324 |
| Premises and equipment expense | $157,000 | 5,876 |
| Additional noninterest expense | $236,000 | 6,526 |
| Pre-tax net operating income | $632,000 | 4,740 |
| Securities gains (losses) | $-28,000 | 6,375 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $604,000 | 4,653 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $604,000 | 4,657 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $604,000 | 4,657 |
| Net charge-offs | $141,000 | 3,397 |
| Cash dividends | $488,000 | 2,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $632,000 | 4,535 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,381,000 | 6,046 |
| Total interest expense | $186,000 | 5,756 |
| Net interest income | $1,195,000 | 6,042 |
| Provision for loan and lease losses | $45,000 | 4,007 |
| Total noninterest income | $62,000 | 6,392 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $18,000 | 6,442 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $44,000 | 5,849 |
| Total noninterest expense | $694,000 | 6,457 |
| Salaries and employee benefits | $407,000 | 6,386 |
| Premises and equipment expense | $105,000 | 6,049 |
| Additional noninterest expense | $182,000 | 6,566 |
| Pre-tax net operating income | $518,000 | 4,723 |
| Securities gains (losses) | $-28,000 | 6,608 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $490,000 | 4,622 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $490,000 | 4,626 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $490,000 | 4,627 |
| Net charge-offs | $6,000 | 4,860 |
| Cash dividends | $433,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $518,000 | 4,466 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $907,000 | 6,096 |
| Total interest expense | $126,000 | 5,802 |
| Net interest income | $781,000 | 6,091 |
| Provision for loan and lease losses | $35,000 | 3,880 |
| Total noninterest income | $52,000 | 6,285 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $12,000 | 6,472 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $40,000 | 5,670 |
| Total noninterest expense | $451,000 | 6,526 |
| Salaries and employee benefits | $275,000 | 6,419 |
| Premises and equipment expense | $73,000 | 6,028 |
| Additional noninterest expense | $103,000 | 6,684 |
| Pre-tax net operating income | $347,000 | 4,683 |
| Securities gains (losses) | $-32,000 | 6,764 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $315,000 | 4,675 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $315,000 | 4,677 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $315,000 | 4,678 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $364,000 | 2,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $347,000 | 4,440 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $461,000 | 6,120 |
| Total interest expense | $64,000 | 5,857 |
| Net interest income | $397,000 | 6,114 |
| Provision for loan and lease losses | $25,000 | 3,416 |
| Total noninterest income | $17,000 | 6,554 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $6,000 | 6,510 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $11,000 | 6,093 |
| Total noninterest expense | $199,000 | 6,693 |
| Salaries and employee benefits | $126,000 | 6,551 |
| Premises and equipment expense | $30,000 | 6,257 |
| Additional noninterest expense | $43,000 | 6,844 |
| Pre-tax net operating income | $190,000 | 4,540 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $190,000 | 4,358 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $190,000 | 4,361 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $190,000 | 4,360 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $250,000 | 1,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $190,000 | 4,259 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,928,000 | 6,188 |
| Total interest expense | $274,000 | 6,088 |
| Net interest income | $1,654,000 | 6,156 |
| Provision for loan and lease losses | $190,000 | 3,988 |
| Total noninterest income | $40,000 | 6,677 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $26,000 | 6,583 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $14,000 | 6,358 |
| Total noninterest expense | $877,000 | 6,695 |
| Salaries and employee benefits | $506,000 | 6,625 |
| Premises and equipment expense | $164,000 | 6,007 |
| Additional noninterest expense | $207,000 | 6,846 |
| Pre-tax net operating income | $627,000 | 4,652 |
| Securities gains (losses) | $-153,000 | 6,934 |
| Applicable income taxes | $1,000 | 4,670 |
| Income before extraordinary items | $473,000 | 5,007 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $473,000 | 5,005 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $473,000 | 5,006 |
| Net charge-offs | $155,000 | 4,030 |
| Cash dividends | $177,000 | 3,710 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $626,000 | 4,454 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,466,000 | 6,273 |
| Total interest expense | $208,000 | 6,201 |
| Net interest income | $1,258,000 | 6,234 |
| Provision for loan and lease losses | $190,000 | 3,578 |
| Total noninterest income | $62,000 | 6,523 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $20,000 | 6,654 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $42,000 | 5,885 |
| Total noninterest expense | $658,000 | 6,763 |
| Salaries and employee benefits | $390,000 | 6,670 |
| Premises and equipment expense | $114,000 | 6,175 |
| Additional noninterest expense | $154,000 | 6,936 |
| Pre-tax net operating income | $472,000 | 4,778 |
| Securities gains (losses) | $-153,000 | 7,048 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $319,000 | 5,260 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $319,000 | 5,258 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $319,000 | 5,258 |
| Net charge-offs | $118,000 | 3,808 |
| Cash dividends | $143,000 | 3,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $472,000 | 4,543 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $970,000 | 6,336 |
| Total interest expense | $143,000 | 6,252 |
| Net interest income | $827,000 | 6,297 |
| Provision for loan and lease losses | $190,000 | 3,050 |
| Total noninterest income | $35,000 | 6,673 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $14,000 | 6,684 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $21,000 | 6,119 |
| Total noninterest expense | $433,000 | 6,836 |
| Salaries and employee benefits | $255,000 | 6,749 |
| Premises and equipment expense | $76,000 | 6,204 |
| Additional noninterest expense | $102,000 | 7,001 |
| Pre-tax net operating income | $239,000 | 5,110 |
| Securities gains (losses) | $-9,000 | 6,937 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $230,000 | 5,161 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $230,000 | 5,161 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $230,000 | 5,161 |
| Net charge-offs | $118,000 | 3,256 |
| Cash dividends | $24,000 | 3,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $239,000 | 4,917 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $481,000 | 6,402 |
| Total interest expense | $74,000 | 6,301 |
| Net interest income | $407,000 | 6,363 |
| Provision for loan and lease losses | $165,000 | 2,206 |
| Total noninterest income | $16,000 | 6,769 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $6,000 | 6,762 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $10,000 | 6,212 |
| Total noninterest expense | $209,000 | 6,932 |
| Salaries and employee benefits | $128,000 | 6,796 |
| Premises and equipment expense | $36,000 | 6,314 |
| Additional noninterest expense | $45,000 | 7,111 |
| Pre-tax net operating income | $49,000 | 5,942 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $49,000 | 5,987 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $49,000 | 5,987 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $49,000 | 5,987 |
| Net charge-offs | $10,000 | 4,036 |
| Cash dividends | $3,000 | 2,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $49,000 | 5,850 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,878,000 | 6,528 |
| Total interest expense | $369,000 | 6,317 |
| Net interest income | $1,509,000 | 6,522 |
| Provision for loan and lease losses | $175,000 | 4,785 |
| Total noninterest income | $95,000 | 6,473 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $33,000 | 6,579 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $62,000 | 5,762 |
| Total noninterest expense | $903,000 | 6,938 |
| Salaries and employee benefits | $493,000 | 6,907 |
| Premises and equipment expense | $155,000 | 6,380 |
| Additional noninterest expense | $255,000 | 6,988 |
| Pre-tax net operating income | $526,000 | 4,684 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $526,000 | 4,579 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $526,000 | 4,582 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $526,000 | 4,581 |
| Net charge-offs | $265,000 | 3,945 |
| Cash dividends | $408,000 | 2,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $526,000 | 4,475 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,400,000 | 6,594 |
| Total interest expense | $292,000 | 6,353 |
| Net interest income | $1,108,000 | 6,603 |
| Provision for loan and lease losses | $125,000 | 4,726 |
| Total noninterest income | $70,000 | 6,576 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $26,000 | 6,599 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $44,000 | 5,904 |
| Total noninterest expense | $683,000 | 6,963 |
| Salaries and employee benefits | $373,000 | 6,937 |
| Premises and equipment expense | $106,000 | 6,541 |
| Additional noninterest expense | $204,000 | 6,992 |
| Pre-tax net operating income | $370,000 | 4,860 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $370,000 | 4,777 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $370,000 | 4,778 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $370,000 | 4,778 |
| Net charge-offs | $265,000 | 3,380 |
| Cash dividends | $208,000 | 2,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $370,000 | 4,644 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $918,000 | 6,678 |
| Total interest expense | $197,000 | 6,443 |
| Net interest income | $721,000 | 6,680 |
| Provision for loan and lease losses | $125,000 | 4,121 |
| Total noninterest income | $37,000 | 6,796 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $17,000 | 6,640 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $20,000 | 6,250 |
| Total noninterest expense | $475,000 | 6,993 |
| Salaries and employee benefits | $248,000 | 7,005 |
| Premises and equipment expense | $69,000 | 6,603 |
| Additional noninterest expense | $158,000 | 6,935 |
| Pre-tax net operating income | $158,000 | 5,357 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $158,000 | 5,311 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $158,000 | 5,310 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $158,000 | 5,311 |
| Net charge-offs | $203,000 | 3,104 |
| Cash dividends | $151,000 | 2,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $158,000 | 5,217 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $451,000 | 6,748 |
| Total interest expense | $101,000 | 6,504 |
| Net interest income | $350,000 | 6,750 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $16,000 | 6,946 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $9,000 | 6,596 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 6,570 |
| Total noninterest expense | $221,000 | 7,114 |
| Salaries and employee benefits | $126,000 | 7,037 |
| Premises and equipment expense | $32,000 | 6,743 |
| Additional noninterest expense | $63,000 | 7,168 |
| Pre-tax net operating income | $145,000 | 4,694 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $145,000 | 4,507 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $145,000 | 4,506 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $145,000 | 4,507 |
| Net charge-offs | $21,000 | 4,005 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $145,000 | 4,445 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,886,000 | 6,791 |
| Total interest expense | $441,000 | 6,695 |
| Net interest income | $1,445,000 | 6,777 |
| Provision for loan and lease losses | $195,000 | 5,372 |
| Total noninterest income | $158,000 | 6,235 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $50,000 | 6,229 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $108,000 | 5,358 |
| Total noninterest expense | $886,000 | 7,186 |
| Salaries and employee benefits | $482,000 | 7,160 |
| Premises and equipment expense | $161,000 | 6,533 |
| Additional noninterest expense | $243,000 | 7,284 |
| Pre-tax net operating income | $522,000 | 4,313 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $522,000 | 4,255 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $522,000 | 4,257 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $522,000 | 4,257 |
| Net charge-offs | $65,000 | 5,751 |
| Cash dividends | $413,000 | 2,577 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $522,000 | 4,104 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,437,000 | 6,879 |
| Total interest expense | $333,000 | 6,811 |
| Net interest income | $1,104,000 | 6,839 |
| Provision for loan and lease losses | $195,000 | 4,919 |
| Total noninterest income | $131,000 | 6,247 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $38,000 | 6,304 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $93,000 | 5,300 |
| Total noninterest expense | $641,000 | 7,292 |
| Salaries and employee benefits | $361,000 | 7,235 |
| Premises and equipment expense | $109,000 | 6,753 |
| Additional noninterest expense | $171,000 | 7,404 |
| Pre-tax net operating income | $399,000 | 4,512 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $399,000 | 4,471 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $399,000 | 4,473 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $399,000 | 4,474 |
| Net charge-offs | $45,000 | 5,579 |
| Cash dividends | $153,000 | 2,909 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $399,000 | 4,291 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $952,000 | 6,941 |
| Total interest expense | $223,000 | 6,889 |
| Net interest income | $729,000 | 6,887 |
| Provision for loan and lease losses | $195,000 | 4,276 |
| Total noninterest income | $109,000 | 5,959 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $24,000 | 6,378 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $85,000 | 4,887 |
| Total noninterest expense | $435,000 | 7,344 |
| Salaries and employee benefits | $237,000 | 7,307 |
| Premises and equipment expense | $74,000 | 6,764 |
| Additional noninterest expense | $124,000 | 7,406 |
| Pre-tax net operating income | $208,000 | 4,899 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $208,000 | 4,843 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $208,000 | 4,844 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $208,000 | 4,843 |
| Net charge-offs | $12,000 | 5,739 |
| Cash dividends | $121,000 | 2,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $208,000 | 4,694 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $487,000 | 6,999 |
| Total interest expense | $115,000 | 6,982 |
| Net interest income | $372,000 | 6,924 |
| Provision for loan and lease losses | $120,000 | 3,696 |
| Total noninterest income | $85,000 | 5,317 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $12,000 | 6,416 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $73,000 | 4,060 |
| Total noninterest expense | $202,000 | 7,508 |
| Salaries and employee benefits | $112,000 | 7,466 |
| Premises and equipment expense | $30,000 | 7,098 |
| Additional noninterest expense | $60,000 | 7,516 |
| Pre-tax net operating income | $135,000 | 4,699 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $135,000 | 4,563 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $135,000 | 4,564 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $135,000 | 4,562 |
| Net charge-offs | $4,000 | 5,215 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $135,000 | 4,449 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,916,000 | 7,118 |
| Total interest expense | $560,000 | 6,998 |
| Net interest income | $1,356,000 | 7,060 |
| Provision for loan and lease losses | $45,000 | 6,900 |
| Total noninterest income | $106,000 | 6,939 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $53,000 | 6,420 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $53,000 | 6,304 |
| Total noninterest expense | $831,000 | 7,576 |
| Salaries and employee benefits | $453,000 | 7,533 |
| Premises and equipment expense | $155,000 | 6,885 |
| Additional noninterest expense | $223,000 | 7,671 |
| Pre-tax net operating income | $586,000 | 3,807 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $586,000 | 3,629 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $586,000 | 3,627 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $586,000 | 3,627 |
| Net charge-offs | $140,000 | 5,400 |
| Cash dividends | $200,000 | 3,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $586,000 | 3,558 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,425,000 | 7,205 |
| Total interest expense | $427,000 | 7,094 |
| Net interest income | $998,000 | 7,144 |
| Provision for loan and lease losses | $45,000 | 6,580 |
| Total noninterest income | $70,000 | 7,166 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $37,000 | 6,524 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $33,000 | 6,638 |
| Total noninterest expense | $612,000 | 7,641 |
| Salaries and employee benefits | $334,000 | 7,600 |
| Premises and equipment expense | $109,000 | 7,024 |
| Additional noninterest expense | $169,000 | 7,712 |
| Pre-tax net operating income | $411,000 | 4,158 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $411,000 | 4,011 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $411,000 | 4,008 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $411,000 | 4,011 |
| Net charge-offs | $73,000 | 5,362 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $411,000 | 3,910 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $950,000 | 7,281 |
| Total interest expense | $290,000 | 7,182 |
| Net interest income | $660,000 | 7,192 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $43,000 | 7,289 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $23,000 | 6,604 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $20,000 | 6,800 |
| Total noninterest expense | $405,000 | 7,720 |
| Salaries and employee benefits | $229,000 | 7,646 |
| Premises and equipment expense | $72,000 | 7,096 |
| Additional noninterest expense | $104,000 | 7,849 |
| Pre-tax net operating income | $298,000 | 4,143 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $298,000 | 3,974 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $298,000 | 3,973 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $298,000 | 3,973 |
| Net charge-offs | $13,000 | 5,866 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $298,000 | 3,854 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $473,000 | 7,333 |
| Total interest expense | $148,000 | 7,248 |
| Net interest income | $325,000 | 7,246 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $25,000 | 7,225 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $13,000 | 6,516 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $12,000 | 6,706 |
| Total noninterest expense | $189,000 | 7,809 |
| Salaries and employee benefits | $116,000 | 7,686 |
| Premises and equipment expense | $32,000 | 7,281 |
| Additional noninterest expense | $41,000 | 7,988 |
| Pre-tax net operating income | $161,000 | 4,388 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $161,000 | 4,222 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $161,000 | 4,225 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $161,000 | 4,225 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $161,000 | 4,066 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,124,000 | 7,245 |
| Total interest expense | $791,000 | 7,149 |
| Net interest income | $1,333,000 | 7,210 |
| Provision for loan and lease losses | $368,000 | 4,272 |
| Total noninterest income | $116,000 | 7,151 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $69,000 | 6,353 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $47,000 | 6,812 |
| Total noninterest expense | $783,000 | 7,814 |
| Salaries and employee benefits | $437,000 | 7,808 |
| Premises and equipment expense | $195,000 | 6,722 |
| Additional noninterest expense | $151,000 | 8,075 |
| Pre-tax net operating income | $298,000 | 5,452 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $298,000 | 5,127 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $298,000 | 5,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $467,000 | 2,891 |
| Cash dividends | $422,000 | 3,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $298,000 | 5,293 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,613,000 | 7,310 |
| Total interest expense | $614,000 | 7,208 |
| Net interest income | $999,000 | 7,266 |
| Provision for loan and lease losses | $262,000 | 3,776 |
| Total noninterest income | $77,000 | 7,385 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $52,000 | 6,400 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $25,000 | 7,272 |
| Total noninterest expense | $576,000 | 7,873 |
| Salaries and employee benefits | $329,000 | 7,834 |
| Premises and equipment expense | $138,000 | 6,860 |
| Additional noninterest expense | $109,000 | 8,138 |
| Pre-tax net operating income | $238,000 | 5,892 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $238,000 | 5,514 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $238,000 | 5,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $278,000 | 2,650 |
| Cash dividends | $222,000 | 3,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $238,000 | 5,690 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,088,000 | 7,352 |
| Total interest expense | $427,000 | 7,253 |
| Net interest income | $661,000 | 7,305 |
| Provision for loan and lease losses | $12,000 | 6,231 |
| Total noninterest income | $48,000 | 7,532 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $34,000 | 6,431 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $14,000 | 7,482 |
| Total noninterest expense | $389,000 | 7,915 |
| Salaries and employee benefits | $218,000 | 7,913 |
| Premises and equipment expense | $93,000 | 6,876 |
| Additional noninterest expense | $78,000 | 8,151 |
| Pre-tax net operating income | $308,000 | 5,239 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $308,000 | 4,950 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $308,000 | 4,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $278,000 | 1,874 |
| Cash dividends | $154,000 | 3,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $308,000 | 4,889 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $564,000 | 7,377 |
| Total interest expense | $222,000 | 7,325 |
| Net interest income | $342,000 | 7,291 |
| Provision for loan and lease losses | $6,000 | 5,669 |
| Total noninterest income | $24,000 | 7,550 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $17,000 | 6,420 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 7,488 |
| Total noninterest expense | $192,000 | 7,971 |
| Salaries and employee benefits | $109,000 | 7,951 |
| Premises and equipment expense | $43,000 | 7,040 |
| Additional noninterest expense | $40,000 | 8,182 |
| Pre-tax net operating income | $168,000 | 5,273 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $168,000 | 5,036 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $168,000 | 5,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,724 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $168,000 | 4,919 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,210,000 | 7,405 |
| Total interest expense | $908,000 | 7,305 |
| Net interest income | $1,302,000 | 7,373 |
| Provision for loan and lease losses | $149,000 | 4,365 |
| Total noninterest income | $108,000 | 7,481 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $69,000 | 6,461 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $39,000 | 7,327 |
| Total noninterest expense | $790,000 | 7,951 |
| Salaries and employee benefits | $426,000 | 7,998 |
| Premises and equipment expense | $215,000 | 6,574 |
| Additional noninterest expense | $149,000 | 8,261 |
| Pre-tax net operating income | $471,000 | 6,081 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $471,000 | 5,788 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $471,000 | 5,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,164 |
| Cash dividends | $440,000 | 3,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $471,000 | 5,780 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,648,000 | 7,457 |
| Total interest expense | $677,000 | 7,344 |
| Net interest income | $971,000 | 7,433 |
| Provision for loan and lease losses | $99,000 | 4,145 |
| Total noninterest income | $79,000 | 7,553 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $53,000 | 6,468 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $26,000 | 7,468 |
| Total noninterest expense | $585,000 | 7,939 |
| Salaries and employee benefits | $320,000 | 7,971 |
| Premises and equipment expense | $155,000 | 6,668 |
| Additional noninterest expense | $110,000 | 8,269 |
| Pre-tax net operating income | $366,000 | 6,297 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $366,000 | 5,991 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $366,000 | 5,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,188 |
| Cash dividends | $183,000 | 4,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $366,000 | 5,972 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,097,000 | 7,499 |
| Total interest expense | $449,000 | 7,381 |
| Net interest income | $648,000 | 7,504 |
| Provision for loan and lease losses | $12,000 | 5,644 |
| Total noninterest income | $53,000 | 7,590 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $36,000 | 6,482 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $17,000 | 7,522 |
| Total noninterest expense | $385,000 | 8,011 |
| Salaries and employee benefits | $213,000 | 8,026 |
| Premises and equipment expense | $103,000 | 6,719 |
| Additional noninterest expense | $69,000 | 8,350 |
| Pre-tax net operating income | $304,000 | 6,006 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $304,000 | 5,626 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $304,000 | 5,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,902 |
| Cash dividends | $126,000 | 4,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $304,000 | 5,603 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $546,000 | 7,544 |
| Total interest expense | $219,000 | 7,450 |
| Net interest income | $327,000 | 7,509 |
| Provision for loan and lease losses | $6,000 | 5,291 |
| Total noninterest income | $29,000 | 7,498 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $18,000 | 6,477 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $11,000 | 7,311 |
| Total noninterest expense | $192,000 | 8,056 |
| Salaries and employee benefits | $107,000 | 8,061 |
| Premises and equipment expense | $50,000 | 6,802 |
| Additional noninterest expense | $35,000 | 8,371 |
| Pre-tax net operating income | $158,000 | 5,971 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $158,000 | 5,549 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $158,000 | 5,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,748 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $158,000 | 5,533 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,086,000 | 7,466 |
| Total interest expense | $773,000 | 7,384 |
| Net interest income | $1,313,000 | 7,423 |
| Provision for loan and lease losses | $30,000 | 6,013 |
| Total noninterest income | $130,000 | 7,468 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $70,000 | 6,585 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $60,000 | 7,056 |
| Total noninterest expense | $770,000 | 8,048 |
| Salaries and employee benefits | $402,000 | 8,151 |
| Premises and equipment expense | $216,000 | 6,563 |
| Additional noninterest expense | $152,000 | 8,358 |
| Pre-tax net operating income | $643,000 | 6,069 |
| Securities gains (losses) | $-34,000 | 7,777 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $609,000 | 5,795 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $609,000 | 5,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,486 |
| Cash dividends | $441,000 | 3,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $643,000 | 5,659 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,557,000 | 7,527 |
| Total interest expense | $565,000 | 7,414 |
| Net interest income | $992,000 | 7,484 |
| Provision for loan and lease losses | $23,000 | 5,896 |
| Total noninterest income | $93,000 | 7,605 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $50,000 | 6,711 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $43,000 | 7,127 |
| Total noninterest expense | $580,000 | 8,066 |
| Salaries and employee benefits | $304,000 | 8,140 |
| Premises and equipment expense | $159,000 | 6,622 |
| Additional noninterest expense | $117,000 | 8,368 |
| Pre-tax net operating income | $482,000 | 6,286 |
| Securities gains (losses) | $-34,000 | 8,035 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $448,000 | 6,005 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $448,000 | 6,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $56,000 | 4,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $482,000 | 5,838 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,035,000 | 7,548 |
| Total interest expense | $358,000 | 7,452 |
| Net interest income | $677,000 | 7,488 |
| Provision for loan and lease losses | $15,000 | 5,732 |
| Total noninterest income | $56,000 | 7,750 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $32,000 | 6,791 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $24,000 | 7,365 |
| Total noninterest expense | $387,000 | 8,089 |
| Salaries and employee benefits | $202,000 | 8,191 |
| Premises and equipment expense | $110,000 | 6,558 |
| Additional noninterest expense | $75,000 | 8,432 |
| Pre-tax net operating income | $331,000 | 6,260 |
| Securities gains (losses) | $-34,000 | 8,254 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $297,000 | 6,031 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $297,000 | 6,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $28,000 | 4,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $331,000 | 5,799 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $526,000 | 7,508 |
| Total interest expense | $172,000 | 7,486 |
| Net interest income | $354,000 | 7,427 |
| Provision for loan and lease losses | $8,000 | 5,456 |
| Total noninterest income | $16,000 | 8,235 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $15,000 | 6,832 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,494 |
| Total noninterest expense | $186,000 | 8,168 |
| Salaries and employee benefits | $101,000 | 8,207 |
| Premises and equipment expense | $53,000 | 6,629 |
| Additional noninterest expense | $32,000 | 8,551 |
| Pre-tax net operating income | $176,000 | 6,095 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $176,000 | 5,600 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $176,000 | 5,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $176,000 | 5,595 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,894,000 | 7,552 |
| Total interest expense | $587,000 | 7,358 |
| Net interest income | $1,307,000 | 7,550 |
| Provision for loan and lease losses | $46,000 | 5,854 |
| Total noninterest income | $118,000 | 7,773 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $77,000 | 6,637 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $41,000 | 7,593 |
| Total noninterest expense | $729,000 | 8,194 |
| Salaries and employee benefits | $372,000 | 8,299 |
| Premises and equipment expense | $187,000 | 6,861 |
| Additional noninterest expense | $170,000 | 8,394 |
| Pre-tax net operating income | $650,000 | 6,264 |
| Securities gains (losses) | $-143,000 | 8,519 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $507,000 | 6,340 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $507,000 | 6,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $418,000 | 3,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $650,000 | 5,794 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,414,000 | 7,582 |
| Total interest expense | $425,000 | 7,374 |
| Net interest income | $989,000 | 7,581 |
| Provision for loan and lease losses | $1,000 | 6,883 |
| Total noninterest income | $82,000 | 7,881 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $59,000 | 6,651 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $23,000 | 7,869 |
| Total noninterest expense | $527,000 | 8,228 |
| Salaries and employee benefits | $291,000 | 8,224 |
| Premises and equipment expense | $115,000 | 7,244 |
| Additional noninterest expense | $121,000 | 8,440 |
| Pre-tax net operating income | $543,000 | 6,232 |
| Securities gains (losses) | $-55,000 | 8,509 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $488,000 | 5,961 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $488,000 | 5,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $143,000 | 4,432 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $543,000 | 5,665 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $937,000 | 7,579 |
| Total interest expense | $266,000 | 7,401 |
| Net interest income | $671,000 | 7,558 |
| Provision for loan and lease losses | $1,000 | 6,595 |
| Total noninterest income | $50,000 | 7,967 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $39,000 | 6,647 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $11,000 | 8,096 |
| Total noninterest expense | $351,000 | 8,231 |
| Salaries and employee benefits | $200,000 | 8,200 |
| Premises and equipment expense | $74,000 | 7,300 |
| Additional noninterest expense | $77,000 | 8,466 |
| Pre-tax net operating income | $369,000 | 6,174 |
| Securities gains (losses) | $-13,000 | 8,228 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $356,000 | 5,736 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $356,000 | 5,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $94,000 | 4,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $369,000 | 5,613 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $486,000 | 7,543 |
| Total interest expense | $125,000 | 7,496 |
| Net interest income | $361,000 | 7,471 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $21,000 | 8,155 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $18,000 | 6,743 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,454 |
| Total noninterest expense | $168,000 | 8,354 |
| Salaries and employee benefits | $102,000 | 8,241 |
| Premises and equipment expense | $35,000 | 7,470 |
| Additional noninterest expense | $31,000 | 8,683 |
| Pre-tax net operating income | $214,000 | 5,800 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $214,000 | 5,249 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $214,000 | 5,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $214,000 | 5,214 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,740,000 | 7,645 |
| Total interest expense | $482,000 | 7,372 |
| Net interest income | $1,258,000 | 7,679 |
| Provision for loan and lease losses | $6,000 | 7,145 |
| Total noninterest income | $110,000 | 7,969 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $65,000 | 7,039 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $45,000 | 7,534 |
| Total noninterest expense | $675,000 | 8,364 |
| Salaries and employee benefits | $384,000 | 8,354 |
| Premises and equipment expense | $149,000 | 7,339 |
| Additional noninterest expense | $142,000 | 8,634 |
| Pre-tax net operating income | $687,000 | 6,135 |
| Securities gains (losses) | $-18,000 | 8,362 |
| Applicable income taxes | $1,000 | 7,085 |
| Income before extraordinary items | $668,000 | 5,702 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $668,000 | 5,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,099 |
| Cash dividends | $513,000 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $686,000 | 5,579 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,296,000 | 7,701 |
| Total interest expense | $362,000 | 7,388 |
| Net interest income | $934,000 | 7,720 |
| Provision for loan and lease losses | $6,000 | 6,914 |
| Total noninterest income | $80,000 | 8,071 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $49,000 | 7,079 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $31,000 | 7,667 |
| Total noninterest expense | $503,000 | 8,382 |
| Salaries and employee benefits | $290,000 | 8,331 |
| Premises and equipment expense | $107,000 | 7,387 |
| Additional noninterest expense | $106,000 | 8,652 |
| Pre-tax net operating income | $505,000 | 6,298 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,000 | 7,130 |
| Income before extraordinary items | $504,000 | 5,795 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $504,000 | 5,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,418 |
| Cash dividends | $194,000 | 4,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $504,000 | 5,727 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $853,000 | 7,763 |
| Total interest expense | $242,000 | 7,447 |
| Net interest income | $611,000 | 7,781 |
| Provision for loan and lease losses | $6,000 | 6,548 |
| Total noninterest income | $46,000 | 8,272 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $32,000 | 7,125 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $14,000 | 8,074 |
| Total noninterest expense | $334,000 | 8,447 |
| Salaries and employee benefits | $194,000 | 8,380 |
| Premises and equipment expense | $74,000 | 7,367 |
| Additional noninterest expense | $66,000 | 8,757 |
| Pre-tax net operating income | $317,000 | 6,395 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,000 | 7,109 |
| Income before extraordinary items | $316,000 | 5,916 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $316,000 | 5,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,586 |
| Cash dividends | $149,000 | 3,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $316,000 | 5,830 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $415,000 | 7,846 |
| Total interest expense | $123,000 | 7,470 |
| Net interest income | $292,000 | 7,895 |
| Provision for loan and lease losses | $5,000 | 6,071 |
| Total noninterest income | $26,000 | 8,131 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $15,000 | 7,174 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $11,000 | 7,645 |
| Total noninterest expense | $162,000 | 8,526 |
| Salaries and employee benefits | $97,000 | 8,423 |
| Premises and equipment expense | $34,000 | 7,562 |
| Additional noninterest expense | $31,000 | 8,829 |
| Pre-tax net operating income | $151,000 | 6,425 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $151,000 | 6,002 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $151,000 | 6,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,994 |
| Cash dividends | $104,000 | 2,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $151,000 | 5,878 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,736,000 | 7,838 |
| Total interest expense | $569,000 | 7,500 |
| Net interest income | $1,167,000 | 7,857 |
| Provision for loan and lease losses | $26,000 | 6,885 |
| Total noninterest income | $134,000 | 7,969 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $65,000 | 7,186 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $69,000 | 7,124 |
| Total noninterest expense | $650,000 | 8,552 |
| Salaries and employee benefits | $380,000 | 8,489 |
| Premises and equipment expense | $142,000 | 7,510 |
| Additional noninterest expense | $128,000 | 8,872 |
| Pre-tax net operating income | $625,000 | 6,258 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,000 | 7,379 |
| Income before extraordinary items | $624,000 | 5,866 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $624,000 | 5,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,012 |
| Cash dividends | $355,000 | 4,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $624,000 | 5,691 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,296,000 | 7,936 |
| Total interest expense | $439,000 | 7,589 |
| Net interest income | $857,000 | 7,964 |
| Provision for loan and lease losses | $22,000 | 6,688 |
| Total noninterest income | $101,000 | 8,008 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $48,000 | 7,257 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $53,000 | 7,132 |
| Total noninterest expense | $489,000 | 8,564 |
| Salaries and employee benefits | $291,000 | 8,459 |
| Premises and equipment expense | $101,000 | 7,609 |
| Additional noninterest expense | $97,000 | 8,914 |
| Pre-tax net operating income | $447,000 | 6,519 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $446,000 | 6,119 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $446,000 | 6,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,530 |
| Cash dividends | $42,000 | 5,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $446,000 | 5,951 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $855,000 | 8,011 |
| Total interest expense | $303,000 | 7,633 |
| Net interest income | $552,000 | 8,061 |
| Provision for loan and lease losses | $17,000 | 6,512 |
| Total noninterest income | $69,000 | 7,980 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $30,000 | 7,331 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $39,000 | 6,988 |
| Total noninterest expense | $330,000 | 8,568 |
| Salaries and employee benefits | $196,000 | 8,481 |
| Premises and equipment expense | $65,000 | 7,693 |
| Additional noninterest expense | $69,000 | 8,882 |
| Pre-tax net operating income | $274,000 | 6,668 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $273,000 | 6,318 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $273,000 | 6,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,788 |
| Cash dividends | $21,000 | 5,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $273,000 | 6,105 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $425,000 | 8,072 |
| Total interest expense | $155,000 | 7,686 |
| Net interest income | $270,000 | 8,132 |
| Provision for loan and lease losses | $12,000 | 5,906 |
| Total noninterest income | $30,000 | 8,154 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $16,000 | 7,223 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $14,000 | 7,447 |
| Total noninterest expense | $168,000 | 8,579 |
| Salaries and employee benefits | $100,000 | 8,496 |
| Premises and equipment expense | $32,000 | 7,760 |
| Additional noninterest expense | $36,000 | 8,896 |
| Pre-tax net operating income | $120,000 | 6,900 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,000 | 7,273 |
| Income before extraordinary items | $119,000 | 6,565 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $119,000 | 6,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,410 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $119,000 | 6,401 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,855,000 | 8,014 |
| Total interest expense | $753,000 | 7,655 |
| Net interest income | $1,102,000 | 8,112 |
| Provision for loan and lease losses | $11,000 | 7,790 |
| Total noninterest income | $127,000 | 8,098 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $73,000 | 7,070 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $54,000 | 7,501 |
| Total noninterest expense | $667,000 | 8,613 |
| Salaries and employee benefits | $366,000 | 8,630 |
| Premises and equipment expense | $111,000 | 8,018 |
| Additional noninterest expense | $190,000 | 8,622 |
| Pre-tax net operating income | $551,000 | 6,576 |
| Securities gains (losses) | $-96,000 | 9,128 |
| Applicable income taxes | $-7,000 | 8,843 |
| Income before extraordinary items | $462,000 | 6,564 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $462,000 | 6,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,332 |
| Cash dividends | $414,000 | 3,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $558,000 | 5,995 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,949,000 | 8,267 |
| Total interest expense | $960,000 | 8,105 |
| Net interest income | $989,000 | 8,309 |
| Provision for loan and lease losses | $137,000 | 4,968 |
| Total noninterest income | $140,000 | 7,962 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $76,000 | 7,054 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $64,000 | 7,283 |
| Total noninterest expense | $607,000 | 8,909 |
| Salaries and employee benefits | $381,000 | 8,696 |
| Premises and equipment expense | $71,000 | 8,778 |
| Additional noninterest expense | $155,000 | 9,017 |
| Pre-tax net operating income | $385,000 | 7,045 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $4,000 | 7,767 |
| Income before extraordinary items | $381,000 | 6,679 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $381,000 | 6,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,810 |
| Cash dividends | $305,000 | 4,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $381,000 | 6,544 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,836,000 | 8,591 |
| Total interest expense | $862,000 | 8,505 |
| Net interest income | $974,000 | 8,541 |
| Provision for loan and lease losses | $68,000 | 6,042 |
| Total noninterest income | $125,000 | 8,232 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 6,857 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 8,200 |
| Total noninterest expense | $553,000 | 9,240 |
| Salaries and employee benefits | $367,000 | 8,918 |
| Premises and equipment expense | $71,000 | 8,965 |
| Additional noninterest expense | $115,000 | 9,534 |
| Pre-tax net operating income | $478,000 | 7,103 |
| Securities gains (losses) | $-47,000 | 9,174 |
| Applicable income taxes | $26,000 | 7,705 |
| Income before extraordinary items | $405,000 | 6,824 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $405,000 | 6,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,042 |
| Cash dividends | $343,000 | 4,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $449,180 | 6,610 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,654,000 | 8,885 |
| Total interest expense | $739,000 | 8,851 |
| Net interest income | $915,000 | 8,822 |
| Provision for loan and lease losses | $27,000 | 7,365 |
| Total noninterest income | $197,000 | 7,529 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 7,172 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 6,198 |
| Total noninterest expense | $500,000 | 9,627 |
| Salaries and employee benefits | $315,000 | 9,380 |
| Premises and equipment expense | $67,000 | 9,293 |
| Additional noninterest expense | $118,000 | 9,794 |
| Pre-tax net operating income | $585,000 | 6,764 |
| Securities gains (losses) | $-57,000 | 9,820 |
| Applicable income taxes | $19,000 | 8,242 |
| Income before extraordinary items | $509,000 | 6,378 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $509,000 | 6,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,508 |
| Cash dividends | $325,000 | 4,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $563,720 | 6,057 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,614,000 | 9,144 |
| Total interest expense | $745,000 | 9,082 |
| Net interest income | $869,000 | 9,093 |
| Provision for loan and lease losses | $35,000 | 7,178 |
| Total noninterest income | $105,000 | 8,942 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 7,455 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 8,918 |
| Total noninterest expense | $561,000 | 9,579 |
| Salaries and employee benefits | $379,000 | 9,097 |
| Premises and equipment expense | $68,000 | 9,397 |
| Additional noninterest expense | $114,000 | 10,010 |
| Pre-tax net operating income | $378,000 | 7,992 |
| Securities gains (losses) | $-5,000 | 10,072 |
| Applicable income taxes | $135,000 | 7,052 |
| Income before extraordinary items | $238,000 | 8,327 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $238,000 | 8,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,450 |
| Cash dividends | $225,000 | 5,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $241,200 | 8,229 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,614,000 | 9,541 |
| Total interest expense | $741,000 | 9,435 |
| Net interest income | $873,000 | 9,485 |
| Provision for loan and lease losses | $15,000 | 8,110 |
| Total noninterest income | $96,000 | 9,497 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 7,856 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 9,587 |
| Total noninterest expense | $474,000 | 10,220 |
| Salaries and employee benefits | $291,000 | 10,013 |
| Premises and equipment expense | $67,000 | 9,785 |
| Additional noninterest expense | $116,000 | 10,389 |
| Pre-tax net operating income | $480,000 | 8,032 |
| Securities gains (losses) | $-5,000 | 9,661 |
| Applicable income taxes | $195,000 | 6,948 |
| Income before extraordinary items | $280,000 | 8,525 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $280,000 | 8,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,179 |
| Cash dividends | $175,000 | 5,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $283,200 | 8,468 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,592,000 | 9,989 |
| Total interest expense | $756,000 | 9,786 |
| Net interest income | $836,000 | 10,013 |
| Provision for loan and lease losses | $13,000 | 8,331 |
| Total noninterest income | $150,000 | 9,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 8,148 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,907 |
| Total noninterest expense | $456,000 | 10,765 |
| Salaries and employee benefits | $277,000 | 10,535 |
| Premises and equipment expense | $39,000 | 10,933 |
| Additional noninterest expense | $140,000 | 10,671 |
| Pre-tax net operating income | $517,000 | 7,837 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $190,000 | 7,281 |
| Income before extraordinary items | $327,000 | 8,193 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $327,000 | 8,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 10,676 |
| Cash dividends | $150,000 | 5,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $327,000 | 8,130 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,522,000 | 10,486 |
| Total interest expense | $699,000 | 10,314 |
| Net interest income | $823,000 | 10,468 |
| Provision for loan and lease losses | $91,000 | 4,801 |
| Total noninterest income | $100,000 | 10,271 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 8,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 11,076 |
| Total noninterest expense | $475,000 | 11,128 |
| Salaries and employee benefits | $266,000 | 11,040 |
| Premises and equipment expense | $39,000 | 11,410 |
| Additional noninterest expense | $170,000 | 10,813 |
| Pre-tax net operating income | $357,000 | 9,346 |
| Securities gains (losses) | $-4,000 | 9,551 |
| Applicable income taxes | $-22,000 | 11,563 |
| Income before extraordinary items | $375,000 | 8,270 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $375,000 | 8,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 2,993 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $379,000 | 8,233 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,453,000 | 10,832 |
| Total interest expense | $588,000 | 10,654 |
| Net interest income | $865,000 | 10,836 |
| Provision for loan and lease losses | $283,000 | 2,386 |
| Total noninterest income | $101,000 | 10,716 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 8,649 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 11,420 |
| Total noninterest expense | $466,000 | 11,774 |
| Salaries and employee benefits | $263,000 | 11,552 |
| Premises and equipment expense | $38,000 | 12,035 |
| Additional noninterest expense | $165,000 | 11,585 |
| Pre-tax net operating income | $217,000 | 10,755 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $87,000 | 9,652 |
| Income before extraordinary items | $130,000 | 11,059 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $130,000 | 11,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 2,553 |
| Cash dividends | $100,000 | 6,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $130,000 | 11,104 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,405,000 | 11,433 |
| Total interest expense | $604,000 | 11,118 |
| Net interest income | $801,000 | 11,502 |
| Provision for loan and lease losses | $119,000 | 5,369 |
| Total noninterest income | $113,000 | 11,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 8,554 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 12,117 |
| Total noninterest expense | $449,000 | 12,419 |
| Salaries and employee benefits | $231,000 | 12,370 |
| Premises and equipment expense | $33,000 | 12,758 |
| Additional noninterest expense | $185,000 | 11,942 |
| Pre-tax net operating income | $346,000 | 9,841 |
| Securities gains (losses) | $37,000 | 3,837 |
| Applicable income taxes | $73,000 | 10,384 |
| Income before extraordinary items | $310,000 | 9,375 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $310,000 | 9,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 4,830 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $280,030 | 9,438 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,515,000 | 11,932 |
| Total interest expense | $727,000 | 11,680 |
| Net interest income | $788,000 | 11,960 |
| Provision for loan and lease losses | $172,000 | 5,716 |
| Total noninterest income | $113,000 | 11,376 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 8,723 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 12,557 |
| Total noninterest expense | $440,000 | 12,964 |
| Salaries and employee benefits | $248,000 | 12,630 |
| Premises and equipment expense | $34,000 | 13,280 |
| Additional noninterest expense | $158,000 | 12,822 |
| Pre-tax net operating income | $289,000 | 10,244 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $84,000 | 10,333 |
| Income before extraordinary items | $210,000 | 10,468 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $210,000 | 10,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 4,547 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $206,450 | 10,169 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.