Home > Farmers State Bank of Dent > Income and Expense
Farmers State Bank of Dent, Income and Expense
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $333,000 | 6,807 |
| Total interest expense | $57,000 | 6,578 |
| Net interest income | $276,000 | 6,815 |
| Provision for loan and lease losses | $-26,000 | 7,144 |
| Total noninterest income | $40,000 | 6,083 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $26,000 | 5,450 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $14,000 | 6,009 |
| Total noninterest expense | $319,000 | 6,499 |
| Salaries and employee benefits | $203,000 | 6,199 |
| Premises and equipment expense | $37,000 | 6,275 |
| Additional noninterest expense | $79,000 | 6,759 |
| Pre-tax net operating income | $23,000 | 6,196 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $23,000 | 6,294 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $23,000 | 6,293 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $23,000 | 6,294 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $23,000 | 6,165 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,475,000 | 6,786 |
| Total interest expense | $263,000 | 6,675 |
| Net interest income | $1,212,000 | 6,768 |
| Provision for loan and lease losses | $190,000 | 4,674 |
| Total noninterest income | $164,000 | 5,957 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $105,000 | 5,446 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $59,000 | 5,802 |
| Total noninterest expense | $1,297,000 | 6,523 |
| Salaries and employee benefits | $715,000 | 6,453 |
| Premises and equipment expense | $140,000 | 6,495 |
| Additional noninterest expense | $442,000 | 6,433 |
| Pre-tax net operating income | $-111,000 | 6,150 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-111,000 | 6,281 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-111,000 | 6,283 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-111,000 | 6,284 |
| Net charge-offs | $177,000 | 4,447 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-111,000 | 6,189 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,114,000 | 6,847 |
| Total interest expense | $201,000 | 6,763 |
| Net interest income | $913,000 | 6,822 |
| Provision for loan and lease losses | $190,000 | 4,206 |
| Total noninterest income | $125,000 | 6,051 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $80,000 | 5,461 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $45,000 | 5,896 |
| Total noninterest expense | $958,000 | 6,577 |
| Salaries and employee benefits | $544,000 | 6,440 |
| Premises and equipment expense | $104,000 | 6,561 |
| Additional noninterest expense | $310,000 | 6,557 |
| Pre-tax net operating income | $-110,000 | 6,307 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-110,000 | 6,423 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-110,000 | 6,427 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-110,000 | 6,426 |
| Net charge-offs | $192,000 | 3,759 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-110,000 | 6,343 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $744,000 | 6,901 |
| Total interest expense | $137,000 | 6,831 |
| Net interest income | $607,000 | 6,879 |
| Provision for loan and lease losses | $150,000 | 3,873 |
| Total noninterest income | $74,000 | 6,221 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $53,000 | 5,467 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $21,000 | 6,204 |
| Total noninterest expense | $622,000 | 6,690 |
| Salaries and employee benefits | $357,000 | 6,526 |
| Premises and equipment expense | $70,000 | 6,587 |
| Additional noninterest expense | $195,000 | 6,694 |
| Pre-tax net operating income | $-91,000 | 6,405 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-91,000 | 6,494 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-91,000 | 6,494 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-91,000 | 6,494 |
| Net charge-offs | $134,000 | 3,540 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-91,000 | 6,453 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $376,000 | 6,940 |
| Total interest expense | $72,000 | 6,857 |
| Net interest income | $304,000 | 6,907 |
| Provision for loan and lease losses | $65,000 | 3,888 |
| Total noninterest income | $42,000 | 6,140 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $28,000 | 5,334 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $14,000 | 6,135 |
| Total noninterest expense | $305,000 | 6,762 |
| Salaries and employee benefits | $172,000 | 6,617 |
| Premises and equipment expense | $36,000 | 6,602 |
| Additional noninterest expense | $97,000 | 6,750 |
| Pre-tax net operating income | $-24,000 | 6,478 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-24,000 | 6,511 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-24,000 | 6,511 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-24,000 | 6,511 |
| Net charge-offs | $26,000 | 3,862 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-24,000 | 6,493 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,571,000 | 7,003 |
| Total interest expense | $369,000 | 6,871 |
| Net interest income | $1,202,000 | 6,975 |
| Provision for loan and lease losses | $179,000 | 5,486 |
| Total noninterest income | $187,000 | 6,042 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $144,000 | 4,976 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $43,000 | 6,214 |
| Total noninterest expense | $1,166,000 | 6,907 |
| Salaries and employee benefits | $651,000 | 6,800 |
| Premises and equipment expense | $137,000 | 6,739 |
| Additional noninterest expense | $378,000 | 6,855 |
| Pre-tax net operating income | $44,000 | 5,639 |
| Securities gains (losses) | $21,000 | 3,084 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $65,000 | 5,736 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $65,000 | 5,737 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $65,000 | 5,737 |
| Net charge-offs | $124,000 | 5,240 |
| Cash dividends | $7,000 | 4,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $44,000 | 5,686 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,187,000 | 7,107 |
| Total interest expense | $285,000 | 6,969 |
| Net interest income | $902,000 | 7,076 |
| Provision for loan and lease losses | $179,000 | 5,067 |
| Total noninterest income | $150,000 | 6,072 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $116,000 | 4,926 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $34,000 | 6,327 |
| Total noninterest expense | $888,000 | 6,953 |
| Salaries and employee benefits | $495,000 | 6,832 |
| Premises and equipment expense | $106,000 | 6,784 |
| Additional noninterest expense | $287,000 | 6,910 |
| Pre-tax net operating income | $-15,000 | 6,013 |
| Securities gains (losses) | $21,000 | 2,864 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $6,000 | 6,097 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $6,000 | 6,098 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $6,000 | 6,098 |
| Net charge-offs | $87,000 | 5,044 |
| Cash dividends | $7,000 | 3,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-15,000 | 6,041 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $792,000 | 7,161 |
| Total interest expense | $195,000 | 7,038 |
| Net interest income | $597,000 | 7,132 |
| Provision for loan and lease losses | $174,000 | 4,448 |
| Total noninterest income | $104,000 | 6,013 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $80,000 | 4,881 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $24,000 | 6,327 |
| Total noninterest expense | $596,000 | 6,986 |
| Salaries and employee benefits | $334,000 | 6,867 |
| Premises and equipment expense | $68,000 | 6,872 |
| Additional noninterest expense | $194,000 | 6,945 |
| Pre-tax net operating income | $-69,000 | 6,220 |
| Securities gains (losses) | $21,000 | 2,342 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-48,000 | 6,314 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-48,000 | 6,316 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-48,000 | 6,314 |
| Net charge-offs | $73,000 | 4,560 |
| Cash dividends | $7,000 | 3,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-69,000 | 6,270 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $397,000 | 7,261 |
| Total interest expense | $101,000 | 7,129 |
| Net interest income | $296,000 | 7,221 |
| Provision for loan and lease losses | $15,000 | 5,865 |
| Total noninterest income | $51,000 | 6,092 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $41,000 | 4,830 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $10,000 | 6,608 |
| Total noninterest expense | $291,000 | 7,122 |
| Salaries and employee benefits | $173,000 | 6,894 |
| Premises and equipment expense | $33,000 | 6,994 |
| Additional noninterest expense | $85,000 | 7,187 |
| Pre-tax net operating income | $41,000 | 5,766 |
| Securities gains (losses) | $21,000 | 1,498 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $62,000 | 5,515 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $62,000 | 5,517 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $62,000 | 5,516 |
| Net charge-offs | $63,000 | 3,532 |
| Cash dividends | $7,000 | 2,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $41,000 | 5,721 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,672,000 | 7,302 |
| Total interest expense | $502,000 | 7,125 |
| Net interest income | $1,170,000 | 7,265 |
| Provision for loan and lease losses | $325,000 | 5,153 |
| Total noninterest income | $209,000 | 6,163 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $176,000 | 4,865 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $33,000 | 6,679 |
| Total noninterest expense | $1,180,000 | 7,172 |
| Salaries and employee benefits | $687,000 | 6,997 |
| Premises and equipment expense | $179,000 | 6,652 |
| Additional noninterest expense | $314,000 | 7,381 |
| Pre-tax net operating income | $-126,000 | 5,621 |
| Securities gains (losses) | $1,000 | 3,653 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-125,000 | 5,728 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-125,000 | 5,727 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-125,000 | 5,727 |
| Net charge-offs | $214,000 | 4,919 |
| Cash dividends | $34,000 | 4,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-126,000 | 5,716 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,346,000 | 7,293 |
| Total interest expense | $390,000 | 7,202 |
| Net interest income | $956,000 | 7,217 |
| Provision for loan and lease losses | $316,000 | 4,512 |
| Total noninterest income | $47,000 | 7,432 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $33,000 | 6,608 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $14,000 | 7,156 |
| Total noninterest expense | $915,000 | 7,163 |
| Salaries and employee benefits | $512,000 | 7,044 |
| Premises and equipment expense | $132,000 | 6,743 |
| Additional noninterest expense | $271,000 | 7,254 |
| Pre-tax net operating income | $-228,000 | 6,056 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-228,000 | 6,155 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-228,000 | 6,156 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-228,000 | 6,155 |
| Net charge-offs | $209,000 | 4,203 |
| Cash dividends | $34,000 | 3,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-228,000 | 6,129 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $894,000 | 7,357 |
| Total interest expense | $274,000 | 7,253 |
| Net interest income | $620,000 | 7,291 |
| Provision for loan and lease losses | $307,000 | 3,649 |
| Total noninterest income | $28,000 | 7,546 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $20,000 | 6,708 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $8,000 | 7,329 |
| Total noninterest expense | $617,000 | 7,210 |
| Salaries and employee benefits | $342,000 | 7,111 |
| Premises and equipment expense | $90,000 | 6,760 |
| Additional noninterest expense | $185,000 | 7,275 |
| Pre-tax net operating income | $-276,000 | 6,393 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-276,000 | 6,511 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-276,000 | 6,510 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-276,000 | 6,510 |
| Net charge-offs | $139,000 | 3,865 |
| Cash dividends | $34,000 | 3,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-276,000 | 6,493 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $462,000 | 7,371 |
| Total interest expense | $166,000 | 7,083 |
| Net interest income | $296,000 | 7,388 |
| Provision for loan and lease losses | $8,000 | 6,409 |
| Total noninterest income | $15,000 | 7,594 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $11,000 | 6,642 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $4,000 | 7,406 |
| Total noninterest expense | $281,000 | 7,361 |
| Salaries and employee benefits | $172,000 | 7,142 |
| Premises and equipment expense | $43,000 | 6,870 |
| Additional noninterest expense | $66,000 | 7,609 |
| Pre-tax net operating income | $22,000 | 5,991 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $22,000 | 6,123 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $22,000 | 6,125 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $22,000 | 6,125 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $34,000 | 2,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $22,000 | 5,965 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,005,000 | 7,327 |
| Total interest expense | $790,000 | 7,152 |
| Net interest income | $1,215,000 | 7,346 |
| Provision for loan and lease losses | $40,000 | 6,700 |
| Total noninterest income | $60,000 | 7,665 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $41,000 | 6,766 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $19,000 | 7,458 |
| Total noninterest expense | $1,131,000 | 7,363 |
| Salaries and employee benefits | $696,000 | 7,167 |
| Premises and equipment expense | $198,000 | 6,697 |
| Additional noninterest expense | $237,000 | 7,726 |
| Pre-tax net operating income | $104,000 | 6,006 |
| Securities gains (losses) | $7,000 | 2,644 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $111,000 | 5,819 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $111,000 | 5,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,577 |
| Cash dividends | $98,000 | 5,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $104,000 | 5,995 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,494,000 | 7,422 |
| Total interest expense | $619,000 | 7,198 |
| Net interest income | $875,000 | 7,474 |
| Provision for loan and lease losses | $18,000 | 6,554 |
| Total noninterest income | $40,000 | 7,846 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $29,000 | 6,849 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $11,000 | 7,732 |
| Total noninterest expense | $841,000 | 7,394 |
| Salaries and employee benefits | $523,000 | 7,168 |
| Premises and equipment expense | $143,000 | 6,801 |
| Additional noninterest expense | $175,000 | 7,767 |
| Pre-tax net operating income | $56,000 | 6,566 |
| Securities gains (losses) | $3,000 | 2,756 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $59,000 | 6,367 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $59,000 | 6,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,628 |
| Cash dividends | $98,000 | 4,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $56,000 | 6,543 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $993,000 | 7,490 |
| Total interest expense | $429,000 | 7,243 |
| Net interest income | $564,000 | 7,540 |
| Provision for loan and lease losses | $12,000 | 6,231 |
| Total noninterest income | $26,000 | 7,934 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $19,000 | 6,886 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $7,000 | 7,835 |
| Total noninterest expense | $553,000 | 7,475 |
| Salaries and employee benefits | $349,000 | 7,239 |
| Premises and equipment expense | $93,000 | 6,876 |
| Additional noninterest expense | $111,000 | 7,866 |
| Pre-tax net operating income | $25,000 | 6,816 |
| Securities gains (losses) | $3,000 | 2,869 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $28,000 | 6,826 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $28,000 | 6,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $98,000 | 4,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $25,000 | 6,808 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $501,000 | 7,562 |
| Total interest expense | $217,000 | 7,369 |
| Net interest income | $284,000 | 7,578 |
| Provision for loan and lease losses | $4,000 | 5,832 |
| Total noninterest income | $13,000 | 7,947 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $9,000 | 6,931 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,000 | 7,805 |
| Total noninterest expense | $273,000 | 7,532 |
| Salaries and employee benefits | $175,000 | 7,247 |
| Premises and equipment expense | $45,000 | 6,958 |
| Additional noninterest expense | $53,000 | 7,940 |
| Pre-tax net operating income | $20,000 | 6,969 |
| Securities gains (losses) | $2,000 | 2,447 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $22,000 | 6,993 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $22,000 | 6,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,652 |
| Cash dividends | $30,000 | 3,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $20,000 | 6,931 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,015,000 | 7,553 |
| Total interest expense | $814,000 | 7,473 |
| Net interest income | $1,201,000 | 7,505 |
| Provision for loan and lease losses | $17,000 | 6,406 |
| Total noninterest income | $100,000 | 7,555 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $43,000 | 6,860 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $57,000 | 6,952 |
| Total noninterest expense | $1,125,000 | 7,474 |
| Salaries and employee benefits | $691,000 | 7,278 |
| Premises and equipment expense | $196,000 | 6,767 |
| Additional noninterest expense | $238,000 | 7,841 |
| Pre-tax net operating income | $159,000 | 6,976 |
| Securities gains (losses) | $-8,000 | 7,514 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $151,000 | 6,955 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $151,000 | 6,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,018 |
| Cash dividends | $117,000 | 5,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $159,000 | 6,905 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,499,000 | 7,601 |
| Total interest expense | $586,000 | 7,574 |
| Net interest income | $913,000 | 7,524 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $49,000 | 7,945 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $34,000 | 6,852 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $15,000 | 7,834 |
| Total noninterest expense | $835,000 | 7,475 |
| Salaries and employee benefits | $517,000 | 7,255 |
| Premises and equipment expense | $150,000 | 6,724 |
| Additional noninterest expense | $168,000 | 7,897 |
| Pre-tax net operating income | $127,000 | 7,223 |
| Securities gains (losses) | $-8,000 | 7,721 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $119,000 | 7,170 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $119,000 | 7,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,048 |
| Cash dividends | $97,000 | 4,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $127,000 | 7,127 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $976,000 | 7,676 |
| Total interest expense | $365,000 | 7,682 |
| Net interest income | $611,000 | 7,575 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $34,000 | 7,979 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $22,000 | 6,923 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $12,000 | 7,778 |
| Total noninterest expense | $563,000 | 7,498 |
| Salaries and employee benefits | $347,000 | 7,309 |
| Premises and equipment expense | $104,000 | 6,694 |
| Additional noninterest expense | $112,000 | 7,928 |
| Pre-tax net operating income | $82,000 | 7,348 |
| Securities gains (losses) | $-8,000 | 7,953 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $74,000 | 7,307 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $74,000 | 7,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,022 |
| Cash dividends | $65,000 | 4,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $82,000 | 7,244 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $480,000 | 7,744 |
| Total interest expense | $175,000 | 7,751 |
| Net interest income | $305,000 | 7,621 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $14,000 | 8,107 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $10,000 | 6,985 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $4,000 | 8,000 |
| Total noninterest expense | $302,000 | 7,408 |
| Salaries and employee benefits | $176,000 | 7,310 |
| Premises and equipment expense | $55,000 | 6,603 |
| Additional noninterest expense | $71,000 | 7,661 |
| Pre-tax net operating income | $17,000 | 7,680 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $17,000 | 7,664 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $17,000 | 7,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $48,000 | 3,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $17,000 | 7,644 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,765,000 | 7,724 |
| Total interest expense | $625,000 | 7,658 |
| Net interest income | $1,140,000 | 7,659 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $65,000 | 8,083 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $41,000 | 7,020 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $24,000 | 7,865 |
| Total noninterest expense | $1,104,000 | 7,544 |
| Salaries and employee benefits | $701,000 | 7,271 |
| Premises and equipment expense | $194,000 | 6,790 |
| Additional noninterest expense | $209,000 | 8,068 |
| Pre-tax net operating income | $101,000 | 7,704 |
| Securities gains (losses) | $7,000 | 1,177 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $108,000 | 7,640 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $108,000 | 7,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,270 |
| Cash dividends | $38,000 | 5,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $101,000 | 7,655 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,286,000 | 7,821 |
| Total interest expense | $452,000 | 7,729 |
| Net interest income | $834,000 | 7,764 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $47,000 | 8,196 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $32,000 | 7,084 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $15,000 | 8,025 |
| Total noninterest expense | $821,000 | 7,569 |
| Salaries and employee benefits | $526,000 | 7,268 |
| Premises and equipment expense | $141,000 | 6,877 |
| Additional noninterest expense | $154,000 | 8,104 |
| Pre-tax net operating income | $60,000 | 7,937 |
| Securities gains (losses) | $1,000 | 1,261 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $61,000 | 7,911 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $61,000 | 7,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,107 |
| Cash dividends | $38,000 | 5,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $60,000 | 7,910 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $827,000 | 7,886 |
| Total interest expense | $288,000 | 7,754 |
| Net interest income | $539,000 | 7,855 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $30,000 | 8,281 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $22,000 | 7,105 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,000 | 8,200 |
| Total noninterest expense | $548,000 | 7,603 |
| Salaries and employee benefits | $357,000 | 7,257 |
| Premises and equipment expense | $93,000 | 6,920 |
| Additional noninterest expense | $98,000 | 8,182 |
| Pre-tax net operating income | $21,000 | 8,084 |
| Securities gains (losses) | $1,000 | 1,053 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $22,000 | 8,073 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $22,000 | 8,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $38,000 | 4,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $21,000 | 8,078 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $397,000 | 7,938 |
| Total interest expense | $139,000 | 7,769 |
| Net interest income | $258,000 | 7,933 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $14,000 | 8,305 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $10,000 | 7,160 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,174 |
| Total noninterest expense | $279,000 | 7,588 |
| Salaries and employee benefits | $185,000 | 7,194 |
| Premises and equipment expense | $44,000 | 7,013 |
| Additional noninterest expense | $50,000 | 8,162 |
| Pre-tax net operating income | $-7,000 | 8,244 |
| Securities gains (losses) | $1,000 | 856 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-6,000 | 8,241 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-6,000 | 8,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $33,000 | 3,722 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-7,000 | 8,234 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,534,000 | 7,869 |
| Total interest expense | $414,000 | 7,846 |
| Net interest income | $1,120,000 | 7,785 |
| Provision for loan and lease losses | $2,000 | 7,079 |
| Total noninterest income | $116,000 | 7,793 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $47,000 | 7,127 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $69,000 | 6,972 |
| Total noninterest expense | $1,032,000 | 7,694 |
| Salaries and employee benefits | $649,000 | 7,449 |
| Premises and equipment expense | $164,000 | 7,123 |
| Additional noninterest expense | $219,000 | 8,113 |
| Pre-tax net operating income | $202,000 | 7,694 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,000 | 6,850 |
| Income before extraordinary items | $201,000 | 7,582 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $201,000 | 7,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,005 |
| Cash dividends | $40,000 | 5,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $201,000 | 7,548 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,119,000 | 7,921 |
| Total interest expense | $285,000 | 7,937 |
| Net interest income | $834,000 | 7,844 |
| Provision for loan and lease losses | $2,000 | 6,852 |
| Total noninterest income | $96,000 | 7,725 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $37,000 | 7,148 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $59,000 | 6,795 |
| Total noninterest expense | $761,000 | 7,706 |
| Salaries and employee benefits | $483,000 | 7,441 |
| Premises and equipment expense | $113,000 | 7,277 |
| Additional noninterest expense | $165,000 | 8,106 |
| Pre-tax net operating income | $167,000 | 7,759 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $167,000 | 7,623 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $167,000 | 7,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,033 |
| Cash dividends | $40,000 | 5,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $167,000 | 7,588 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $735,000 | 7,943 |
| Total interest expense | $176,000 | 7,987 |
| Net interest income | $559,000 | 7,846 |
| Provision for loan and lease losses | $2,000 | 6,551 |
| Total noninterest income | $42,000 | 8,149 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $30,000 | 6,945 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $12,000 | 8,048 |
| Total noninterest expense | $515,000 | 7,685 |
| Salaries and employee benefits | $321,000 | 7,452 |
| Premises and equipment expense | $79,000 | 7,176 |
| Additional noninterest expense | $115,000 | 8,039 |
| Pre-tax net operating income | $84,000 | 7,934 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $84,000 | 7,854 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $84,000 | 7,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,310 |
| Cash dividends | $32,000 | 4,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $84,000 | 7,816 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $354,000 | 8,052 |
| Total interest expense | $79,000 | 8,133 |
| Net interest income | $275,000 | 7,939 |
| Provision for loan and lease losses | $2,000 | 6,096 |
| Total noninterest income | $26,000 | 7,944 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $16,000 | 6,882 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $10,000 | 7,741 |
| Total noninterest expense | $258,000 | 7,745 |
| Salaries and employee benefits | $157,000 | 7,557 |
| Premises and equipment expense | $33,000 | 7,563 |
| Additional noninterest expense | $68,000 | 7,847 |
| Pre-tax net operating income | $41,000 | 8,010 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $41,000 | 7,917 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $41,000 | 7,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $32,000 | 3,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $41,000 | 7,887 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,485,000 | 7,914 |
| Total interest expense | $302,000 | 8,093 |
| Net interest income | $1,183,000 | 7,761 |
| Provision for loan and lease losses | $91,000 | 5,155 |
| Total noninterest income | $73,000 | 8,381 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $51,000 | 7,279 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $22,000 | 8,162 |
| Total noninterest expense | $983,000 | 7,851 |
| Salaries and employee benefits | $605,000 | 7,643 |
| Premises and equipment expense | $153,000 | 7,293 |
| Additional noninterest expense | $225,000 | 8,158 |
| Pre-tax net operating income | $182,000 | 7,837 |
| Securities gains (losses) | $4,000 | 3,277 |
| Applicable income taxes | $-18,000 | 8,611 |
| Income before extraordinary items | $204,000 | 7,631 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $204,000 | 7,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,856 |
| Cash dividends | $44,000 | 5,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $200,000 | 7,610 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,098,000 | 7,961 |
| Total interest expense | $228,000 | 8,105 |
| Net interest income | $870,000 | 7,835 |
| Provision for loan and lease losses | $91,000 | 4,413 |
| Total noninterest income | $51,000 | 8,467 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $39,000 | 7,302 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 8,377 |
| Total noninterest expense | $717,000 | 7,869 |
| Salaries and employee benefits | $453,000 | 7,603 |
| Premises and equipment expense | $96,000 | 7,602 |
| Additional noninterest expense | $168,000 | 8,157 |
| Pre-tax net operating income | $113,000 | 8,065 |
| Securities gains (losses) | $3,000 | 3,253 |
| Applicable income taxes | $-18,000 | 8,760 |
| Income before extraordinary items | $134,000 | 7,887 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $134,000 | 7,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,128 |
| Cash dividends | $44,000 | 5,060 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $131,000 | 7,856 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $733,000 | 8,011 |
| Total interest expense | $156,000 | 8,135 |
| Net interest income | $577,000 | 7,890 |
| Provision for loan and lease losses | $91,000 | 3,628 |
| Total noninterest income | $35,000 | 8,502 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $27,000 | 7,303 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $8,000 | 8,431 |
| Total noninterest expense | $495,000 | 7,851 |
| Salaries and employee benefits | $300,000 | 7,682 |
| Premises and equipment expense | $66,000 | 7,578 |
| Additional noninterest expense | $129,000 | 7,980 |
| Pre-tax net operating income | $26,000 | 8,381 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-18,000 | 8,827 |
| Income before extraordinary items | $44,000 | 8,278 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $44,000 | 8,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,398 |
| Cash dividends | $44,000 | 4,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $44,000 | 8,216 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $340,000 | 8,185 |
| Total interest expense | $80,000 | 8,165 |
| Net interest income | $260,000 | 8,080 |
| Provision for loan and lease losses | $5,000 | 6,071 |
| Total noninterest income | $40,000 | 7,603 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $34,000 | 5,974 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $6,000 | 8,203 |
| Total noninterest expense | $233,000 | 7,997 |
| Salaries and employee benefits | $150,000 | 7,700 |
| Premises and equipment expense | $28,000 | 7,868 |
| Additional noninterest expense | $55,000 | 8,277 |
| Pre-tax net operating income | $62,000 | 7,733 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-18,000 | 8,898 |
| Income before extraordinary items | $80,000 | 7,219 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $80,000 | 7,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $44,000 | 3,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $80,000 | 7,142 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,498,000 | 8,076 |
| Total interest expense | $383,000 | 8,167 |
| Net interest income | $1,115,000 | 7,932 |
| Provision for loan and lease losses | $73,000 | 5,772 |
| Total noninterest income | $139,000 | 7,921 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $124,000 | 6,218 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $15,000 | 8,598 |
| Total noninterest expense | $910,000 | 8,055 |
| Salaries and employee benefits | $585,000 | 7,760 |
| Premises and equipment expense | $125,000 | 7,733 |
| Additional noninterest expense | $200,000 | 8,442 |
| Pre-tax net operating income | $271,000 | 7,550 |
| Securities gains (losses) | $-2,000 | 8,601 |
| Applicable income taxes | $48,000 | 6,313 |
| Income before extraordinary items | $221,000 | 7,670 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $221,000 | 7,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,350 |
| Cash dividends | $58,000 | 5,869 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $222,640 | 7,525 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,131,000 | 8,162 |
| Total interest expense | $296,000 | 8,260 |
| Net interest income | $835,000 | 8,010 |
| Provision for loan and lease losses | $36,000 | 6,222 |
| Total noninterest income | $97,000 | 8,067 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $89,000 | 6,327 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,000 | 8,801 |
| Total noninterest expense | $666,000 | 8,095 |
| Salaries and employee benefits | $438,000 | 7,721 |
| Premises and equipment expense | $89,000 | 7,828 |
| Additional noninterest expense | $139,000 | 8,550 |
| Pre-tax net operating income | $230,000 | 7,559 |
| Securities gains (losses) | $-1,000 | 8,731 |
| Applicable income taxes | $60,000 | 6,068 |
| Income before extraordinary items | $169,000 | 7,793 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $169,000 | 7,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,505 |
| Cash dividends | $58,000 | 5,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $169,740 | 7,647 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $755,000 | 8,215 |
| Total interest expense | $206,000 | 8,293 |
| Net interest income | $549,000 | 8,075 |
| Provision for loan and lease losses | $29,000 | 5,996 |
| Total noninterest income | $58,000 | 8,186 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $54,000 | 6,457 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $4,000 | 8,891 |
| Total noninterest expense | $434,000 | 8,176 |
| Salaries and employee benefits | $289,000 | 7,781 |
| Premises and equipment expense | $60,000 | 7,826 |
| Additional noninterest expense | $85,000 | 8,662 |
| Pre-tax net operating income | $144,000 | 7,643 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $60,000 | 5,731 |
| Income before extraordinary items | $84,000 | 8,106 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $84,000 | 8,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,275 |
| Cash dividends | $58,000 | 4,680 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $84,000 | 7,945 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $376,000 | 8,273 |
| Total interest expense | $104,000 | 8,377 |
| Net interest income | $272,000 | 8,121 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $29,000 | 8,205 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $26,000 | 6,492 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,000 | 8,754 |
| Total noninterest expense | $215,000 | 8,216 |
| Salaries and employee benefits | $146,000 | 7,774 |
| Premises and equipment expense | $29,000 | 7,902 |
| Additional noninterest expense | $40,000 | 8,776 |
| Pre-tax net operating income | $86,000 | 7,426 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $60,000 | 4,823 |
| Income before extraordinary items | $26,000 | 8,360 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $26,000 | 8,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $58,000 | 3,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $26,000 | 8,235 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,519,000 | 8,350 |
| Total interest expense | $473,000 | 8,455 |
| Net interest income | $1,046,000 | 8,198 |
| Provision for loan and lease losses | $3,000 | 8,029 |
| Total noninterest income | $218,000 | 7,131 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $129,000 | 6,134 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $89,000 | 6,670 |
| Total noninterest expense | $1,005,000 | 7,924 |
| Salaries and employee benefits | $575,000 | 7,822 |
| Premises and equipment expense | $111,000 | 8,018 |
| Additional noninterest expense | $319,000 | 7,671 |
| Pre-tax net operating income | $256,000 | 7,727 |
| Securities gains (losses) | $-1,000 | 8,656 |
| Applicable income taxes | $86,000 | 6,105 |
| Income before extraordinary items | $169,000 | 7,995 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $169,000 | 7,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,985 |
| Cash dividends | $50,000 | 5,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $169,660 | 7,893 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,419,000 | 8,812 |
| Total interest expense | $626,000 | 8,773 |
| Net interest income | $793,000 | 8,682 |
| Provision for loan and lease losses | $1,000 | 8,207 |
| Total noninterest income | $225,000 | 7,065 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $154,000 | 5,751 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $71,000 | 7,088 |
| Total noninterest expense | $792,000 | 8,472 |
| Salaries and employee benefits | $503,000 | 8,169 |
| Premises and equipment expense | $123,000 | 7,956 |
| Additional noninterest expense | $166,000 | 8,934 |
| Pre-tax net operating income | $225,000 | 7,767 |
| Securities gains (losses) | $3,000 | 4,114 |
| Applicable income taxes | $77,000 | 6,310 |
| Income before extraordinary items | $151,000 | 8,024 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $151,000 | 8,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,192 |
| Cash dividends | $43,000 | 6,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $149,020 | 7,924 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,454,000 | 9,006 |
| Total interest expense | $590,000 | 9,064 |
| Net interest income | $864,000 | 8,768 |
| Provision for loan and lease losses | $53,000 | 6,459 |
| Total noninterest income | $141,000 | 8,021 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 6,289 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 8,756 |
| Total noninterest expense | $719,000 | 8,773 |
| Salaries and employee benefits | $514,000 | 8,179 |
| Premises and equipment expense | $110,000 | 8,272 |
| Additional noninterest expense | $95,000 | 9,668 |
| Pre-tax net operating income | $233,000 | 8,223 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $78,000 | 6,812 |
| Income before extraordinary items | $156,000 | 8,379 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $156,000 | 8,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,600 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $155,330 | 8,385 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,368,000 | 9,232 |
| Total interest expense | $534,000 | 9,369 |
| Net interest income | $834,000 | 8,985 |
| Provision for loan and lease losses | $36,000 | 6,998 |
| Total noninterest income | $155,000 | 8,044 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 6,709 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 7,882 |
| Total noninterest expense | $903,000 | 8,406 |
| Salaries and employee benefits | $472,000 | 8,500 |
| Premises and equipment expense | $108,000 | 8,478 |
| Additional noninterest expense | $323,000 | 7,926 |
| Pre-tax net operating income | $50,000 | 9,234 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $16,000 | 8,309 |
| Income before extraordinary items | $34,000 | 9,311 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $34,000 | 9,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,892 |
| Cash dividends | $71,000 | 6,400 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $34,000 | 9,275 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,321,000 | 9,507 |
| Total interest expense | $512,000 | 9,668 |
| Net interest income | $809,000 | 9,226 |
| Provision for loan and lease losses | $9,000 | 8,310 |
| Total noninterest income | $138,000 | 8,419 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 6,481 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 9,525 |
| Total noninterest expense | $688,000 | 9,133 |
| Salaries and employee benefits | $433,000 | 8,756 |
| Premises and equipment expense | $99,000 | 8,732 |
| Additional noninterest expense | $156,000 | 9,599 |
| Pre-tax net operating income | $250,000 | 8,665 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $99,000 | 7,543 |
| Income before extraordinary items | $151,000 | 8,971 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $151,000 | 8,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,985 |
| Cash dividends | $68,000 | 6,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $151,000 | 8,902 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,220,000 | 10,041 |
| Total interest expense | $474,000 | 10,158 |
| Net interest income | $746,000 | 9,817 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $137,000 | 8,783 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 6,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 9,482 |
| Total noninterest expense | $638,000 | 9,597 |
| Salaries and employee benefits | $386,000 | 9,343 |
| Premises and equipment expense | $98,000 | 9,012 |
| Additional noninterest expense | $154,000 | 9,946 |
| Pre-tax net operating income | $245,000 | 9,318 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $109,000 | 8,258 |
| Income before extraordinary items | $136,000 | 9,714 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $136,000 | 9,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 10,052 |
| Cash dividends | $71,000 | 6,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $136,000 | 9,667 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,176,000 | 10,555 |
| Total interest expense | $464,000 | 10,706 |
| Net interest income | $712,000 | 10,356 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $128,000 | 9,387 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 7,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 10,174 |
| Total noninterest expense | $617,000 | 10,110 |
| Salaries and employee benefits | $376,000 | 9,770 |
| Premises and equipment expense | $106,000 | 9,125 |
| Additional noninterest expense | $135,000 | 10,740 |
| Pre-tax net operating income | $223,000 | 9,642 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $71,000 | 9,311 |
| Income before extraordinary items | $152,000 | 9,772 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $152,000 | 9,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,270 |
| Cash dividends | $16,000 | 8,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $152,000 | 9,711 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,028,000 | 11,231 |
| Total interest expense | $429,000 | 11,246 |
| Net interest income | $599,000 | 11,131 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $126,000 | 9,738 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 8,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 9,923 |
| Total noninterest expense | $581,000 | 10,655 |
| Salaries and employee benefits | $349,000 | 10,341 |
| Premises and equipment expense | $94,000 | 9,797 |
| Additional noninterest expense | $138,000 | 11,204 |
| Pre-tax net operating income | $144,000 | 10,810 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $12,000 | 10,895 |
| Income before extraordinary items | $131,000 | 10,651 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $131,000 | 10,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,374 |
| Cash dividends | $9,000 | 8,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $131,920 | 10,620 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $828,000 | 12,026 |
| Total interest expense | $328,000 | 11,913 |
| Net interest income | $500,000 | 12,009 |
| Provision for loan and lease losses | $-30,000 | 11,902 |
| Total noninterest income | $97,000 | 10,821 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 9,216 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 10,596 |
| Total noninterest expense | $546,000 | 11,371 |
| Salaries and employee benefits | $319,000 | 11,029 |
| Premises and equipment expense | $69,000 | 10,998 |
| Additional noninterest expense | $158,000 | 11,692 |
| Pre-tax net operating income | $81,000 | 11,747 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,000 | 11,577 |
| Income before extraordinary items | $80,000 | 11,564 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $80,000 | 11,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 11,066 |
| Cash dividends | $9,000 | 8,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $80,000 | 11,610 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $821,000 | 12,637 |
| Total interest expense | $309,000 | 12,641 |
| Net interest income | $512,000 | 12,517 |
| Provision for loan and lease losses | $-30,000 | 12,640 |
| Total noninterest income | $113,000 | 11,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 9,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 10,462 |
| Total noninterest expense | $453,000 | 12,399 |
| Salaries and employee benefits | $279,000 | 11,886 |
| Premises and equipment expense | $52,000 | 12,143 |
| Additional noninterest expense | $122,000 | 12,740 |
| Pre-tax net operating income | $202,000 | 11,018 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,000 | 12,075 |
| Income before extraordinary items | $201,000 | 10,646 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $201,000 | 10,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 11,387 |
| Cash dividends | $9,000 | 8,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $201,000 | 10,418 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $868,000 | 13,248 |
| Total interest expense | $409,000 | 13,148 |
| Net interest income | $459,000 | 13,208 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $101,000 | 11,701 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 9,957 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 10,916 |
| Total noninterest expense | $481,000 | 12,743 |
| Salaries and employee benefits | $291,000 | 12,113 |
| Premises and equipment expense | $43,000 | 12,949 |
| Additional noninterest expense | $147,000 | 13,001 |
| Pre-tax net operating income | $79,000 | 12,210 |
| Securities gains (losses) | $28,000 | 5,098 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $107,000 | 11,849 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $107,000 | 11,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $1,000 | 8,899 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 768 |
| Net operating income | $79,000 | 11,938 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.