Home > Farmers State Bank of Crosby, N. D. > Income and Expense
Farmers State Bank of Crosby, N. D., Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $929,000 | 6,267 |
| Total interest expense | $44,000 | 6,363 |
| Net interest income | $885,000 | 6,230 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $117,000 | 5,859 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $22,000 | 6,105 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $95,000 | 5,283 |
| Total noninterest expense | $910,000 | 6,166 |
| Salaries and employee benefits | $402,000 | 6,274 |
| Premises and equipment expense | $88,000 | 6,118 |
| Additional noninterest expense | $420,000 | 5,839 |
| Pre-tax net operating income | $92,000 | 5,896 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $92,000 | 5,905 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $92,000 | 5,905 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $92,000 | 5,906 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $92,000 | 5,872 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $727,000 | 6,316 |
| Total interest expense | $34,000 | 6,433 |
| Net interest income | $693,000 | 6,283 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $95,000 | 5,887 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $17,000 | 6,179 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $78,000 | 5,270 |
| Total noninterest expense | $635,000 | 6,276 |
| Salaries and employee benefits | $309,000 | 6,314 |
| Premises and equipment expense | $67,000 | 6,167 |
| Additional noninterest expense | $259,000 | 6,071 |
| Pre-tax net operating income | $153,000 | 5,745 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $153,000 | 5,727 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $153,000 | 5,726 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $153,000 | 5,727 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $153,000 | 5,691 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $508,000 | 6,349 |
| Total interest expense | $24,000 | 6,479 |
| Net interest income | $484,000 | 6,316 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $74,000 | 5,792 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $12,000 | 6,209 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $62,000 | 5,120 |
| Total noninterest expense | $418,000 | 6,334 |
| Salaries and employee benefits | $203,000 | 6,388 |
| Premises and equipment expense | $50,000 | 6,142 |
| Additional noninterest expense | $165,000 | 6,161 |
| Pre-tax net operating income | $140,000 | 5,608 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $140,000 | 5,531 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $140,000 | 5,533 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $140,000 | 5,534 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $140,000 | 5,491 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $262,000 | 6,395 |
| Total interest expense | $13,000 | 6,523 |
| Net interest income | $249,000 | 6,360 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $37,000 | 5,808 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $9,000 | 6,059 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $28,000 | 5,227 |
| Total noninterest expense | $211,000 | 6,410 |
| Salaries and employee benefits | $105,000 | 6,438 |
| Premises and equipment expense | $25,000 | 6,203 |
| Additional noninterest expense | $81,000 | 6,247 |
| Pre-tax net operating income | $75,000 | 5,511 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $75,000 | 5,431 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $75,000 | 5,431 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $75,000 | 5,431 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $75,000 | 5,395 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,069,000 | 6,462 |
| Total interest expense | $63,000 | 6,604 |
| Net interest income | $1,006,000 | 6,413 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $99,000 | 6,206 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $30,000 | 6,286 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $69,000 | 5,669 |
| Total noninterest expense | $854,000 | 6,471 |
| Salaries and employee benefits | $455,000 | 6,485 |
| Premises and equipment expense | $112,000 | 6,204 |
| Additional noninterest expense | $287,000 | 6,401 |
| Pre-tax net operating income | $251,000 | 5,607 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $6,000 | 4,375 |
| Income before extraordinary items | $245,000 | 5,580 |
| Extraordinary gains, net | $28,000 | 21 |
| Net income | $273,000 | 5,498 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $273,000 | 5,498 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $200,000 | 3,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $245,000 | 5,525 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $787,000 | 6,544 |
| Total interest expense | $48,000 | 6,682 |
| Net interest income | $739,000 | 6,495 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $76,000 | 6,270 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $22,000 | 6,358 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $54,000 | 5,717 |
| Total noninterest expense | $588,000 | 6,579 |
| Salaries and employee benefits | $341,000 | 6,529 |
| Premises and equipment expense | $57,000 | 6,520 |
| Additional noninterest expense | $190,000 | 6,534 |
| Pre-tax net operating income | $227,000 | 5,600 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $6,000 | 4,418 |
| Income before extraordinary items | $221,000 | 5,560 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $221,000 | 5,561 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $221,000 | 5,561 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $221,000 | 5,493 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $525,000 | 6,592 |
| Total interest expense | $33,000 | 6,732 |
| Net interest income | $492,000 | 6,542 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $48,000 | 6,343 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $12,000 | 6,472 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $36,000 | 5,753 |
| Total noninterest expense | $367,000 | 6,670 |
| Salaries and employee benefits | $228,000 | 6,573 |
| Premises and equipment expense | $38,000 | 6,559 |
| Additional noninterest expense | $101,000 | 6,697 |
| Pre-tax net operating income | $173,000 | 5,463 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $173,000 | 5,426 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $173,000 | 5,429 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $173,000 | 5,429 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $173,000 | 5,297 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $274,000 | 6,636 |
| Total interest expense | $16,000 | 6,825 |
| Net interest income | $258,000 | 6,575 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $23,000 | 6,400 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $4,000 | 6,617 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $19,000 | 5,716 |
| Total noninterest expense | $183,000 | 6,745 |
| Salaries and employee benefits | $112,000 | 6,651 |
| Premises and equipment expense | $20,000 | 6,576 |
| Additional noninterest expense | $51,000 | 6,784 |
| Pre-tax net operating income | $98,000 | 5,342 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $6,000 | 4,117 |
| Income before extraordinary items | $92,000 | 5,338 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $92,000 | 5,340 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $92,000 | 5,340 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $92,000 | 5,237 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,296,000 | 6,615 |
| Total interest expense | $93,000 | 6,845 |
| Net interest income | $1,203,000 | 6,528 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $80,000 | 6,431 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $19,000 | 6,677 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $61,000 | 5,728 |
| Total noninterest expense | $954,000 | 6,622 |
| Salaries and employee benefits | $511,000 | 6,615 |
| Premises and equipment expense | $126,000 | 6,333 |
| Additional noninterest expense | $317,000 | 6,594 |
| Pre-tax net operating income | $329,000 | 5,343 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $42,000 | 3,954 |
| Income before extraordinary items | $287,000 | 5,516 |
| Extraordinary gains, net | $315,000 | 9 |
| Net income | $602,000 | 4,693 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $602,000 | 4,694 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $925,000 | 2,060 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $287,000 | 5,317 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,003,000 | 6,689 |
| Total interest expense | $76,000 | 6,934 |
| Net interest income | $927,000 | 6,599 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $63,000 | 6,514 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $15,000 | 6,750 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $48,000 | 5,795 |
| Total noninterest expense | $724,000 | 6,682 |
| Salaries and employee benefits | $413,000 | 6,616 |
| Premises and equipment expense | $82,000 | 6,521 |
| Additional noninterest expense | $229,000 | 6,694 |
| Pre-tax net operating income | $266,000 | 5,430 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $18,000 | 4,197 |
| Income before extraordinary items | $248,000 | 5,532 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $248,000 | 5,532 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $248,000 | 5,532 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $400,000 | 2,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $248,000 | 5,343 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $691,000 | 6,714 |
| Total interest expense | $54,000 | 6,981 |
| Net interest income | $637,000 | 6,627 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $42,000 | 6,558 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $9,000 | 6,823 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $33,000 | 5,808 |
| Total noninterest expense | $487,000 | 6,730 |
| Salaries and employee benefits | $293,000 | 6,600 |
| Premises and equipment expense | $45,000 | 6,725 |
| Additional noninterest expense | $149,000 | 6,773 |
| Pre-tax net operating income | $192,000 | 5,344 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $13,000 | 4,153 |
| Income before extraordinary items | $179,000 | 5,462 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $179,000 | 5,462 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $179,000 | 5,462 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $400,000 | 1,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $179,000 | 5,271 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $353,000 | 6,755 |
| Total interest expense | $29,000 | 7,028 |
| Net interest income | $324,000 | 6,658 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $23,000 | 6,560 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $4,000 | 6,891 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $19,000 | 5,771 |
| Total noninterest expense | $254,000 | 6,745 |
| Salaries and employee benefits | $151,000 | 6,616 |
| Premises and equipment expense | $22,000 | 6,787 |
| Additional noninterest expense | $81,000 | 6,737 |
| Pre-tax net operating income | $93,000 | 5,488 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $6,000 | 4,170 |
| Income before extraordinary items | $87,000 | 5,535 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $87,000 | 5,535 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $87,000 | 5,535 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $87,000 | 5,375 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,500,000 | 6,768 |
| Total interest expense | $154,000 | 7,049 |
| Net interest income | $1,346,000 | 6,645 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $69,000 | 6,665 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $20,000 | 6,738 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $49,000 | 5,934 |
| Total noninterest expense | $1,011,000 | 6,820 |
| Salaries and employee benefits | $584,000 | 6,738 |
| Premises and equipment expense | $108,000 | 6,763 |
| Additional noninterest expense | $319,000 | 6,804 |
| Pre-tax net operating income | $404,000 | 4,965 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $26,000 | 4,025 |
| Income before extraordinary items | $378,000 | 5,001 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $378,000 | 5,004 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $378,000 | 5,003 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $700,000 | 2,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $378,000 | 4,877 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,145,000 | 6,815 |
| Total interest expense | $122,000 | 7,114 |
| Net interest income | $1,023,000 | 6,693 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $48,000 | 6,803 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $12,000 | 6,832 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $36,000 | 6,056 |
| Total noninterest expense | $771,000 | 6,845 |
| Salaries and employee benefits | $462,000 | 6,677 |
| Premises and equipment expense | $64,000 | 6,976 |
| Additional noninterest expense | $245,000 | 6,821 |
| Pre-tax net operating income | $300,000 | 5,112 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $19,000 | 4,063 |
| Income before extraordinary items | $281,000 | 5,140 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $281,000 | 5,141 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $281,000 | 5,141 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $700,000 | 1,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $281,000 | 5,016 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $743,000 | 6,903 |
| Total interest expense | $84,000 | 7,191 |
| Net interest income | $659,000 | 6,783 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $29,000 | 6,922 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $7,000 | 6,898 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $22,000 | 6,181 |
| Total noninterest expense | $507,000 | 6,934 |
| Salaries and employee benefits | $310,000 | 6,739 |
| Premises and equipment expense | $45,000 | 7,009 |
| Additional noninterest expense | $152,000 | 6,974 |
| Pre-tax net operating income | $181,000 | 5,228 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $13,000 | 4,008 |
| Income before extraordinary items | $168,000 | 5,239 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $168,000 | 5,238 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $168,000 | 5,239 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $700,000 | 1,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $168,000 | 5,151 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $361,000 | 6,984 |
| Total interest expense | $44,000 | 7,232 |
| Net interest income | $317,000 | 6,864 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $17,000 | 6,903 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $3,000 | 6,929 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $14,000 | 6,135 |
| Total noninterest expense | $250,000 | 6,993 |
| Salaries and employee benefits | $158,000 | 6,746 |
| Premises and equipment expense | $23,000 | 7,027 |
| Additional noninterest expense | $69,000 | 7,092 |
| Pre-tax net operating income | $84,000 | 5,328 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $7,000 | 3,925 |
| Income before extraordinary items | $77,000 | 5,330 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $77,000 | 5,329 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $77,000 | 5,330 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $700,000 | 540 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $77,000 | 5,272 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,706,000 | 6,920 |
| Total interest expense | $239,000 | 7,226 |
| Net interest income | $1,467,000 | 6,743 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $45,000 | 7,073 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $15,000 | 6,676 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $30,000 | 6,418 |
| Total noninterest expense | $1,103,000 | 6,969 |
| Salaries and employee benefits | $633,000 | 6,841 |
| Premises and equipment expense | $141,000 | 6,707 |
| Additional noninterest expense | $329,000 | 7,025 |
| Pre-tax net operating income | $409,000 | 4,608 |
| Securities gains (losses) | $-38,000 | 7,129 |
| Applicable income taxes | $25,000 | 3,929 |
| Income before extraordinary items | $346,000 | 4,795 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $346,000 | 4,798 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $346,000 | 4,798 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $300,000 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $381,340 | 4,531 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,311,000 | 7,001 |
| Total interest expense | $184,000 | 7,339 |
| Net interest income | $1,127,000 | 6,806 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $33,000 | 7,225 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $11,000 | 6,768 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $22,000 | 6,606 |
| Total noninterest expense | $805,000 | 7,064 |
| Salaries and employee benefits | $484,000 | 6,871 |
| Premises and equipment expense | $83,000 | 7,057 |
| Additional noninterest expense | $238,000 | 7,126 |
| Pre-tax net operating income | $355,000 | 4,657 |
| Securities gains (losses) | $-38,000 | 7,313 |
| Applicable income taxes | $22,000 | 3,956 |
| Income before extraordinary items | $295,000 | 4,899 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $295,000 | 4,901 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $295,000 | 4,902 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $300,000 | 2,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $330,340 | 4,550 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $904,000 | 7,017 |
| Total interest expense | $126,000 | 7,406 |
| Net interest income | $778,000 | 6,796 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $23,000 | 7,284 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $6,000 | 6,838 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $17,000 | 6,572 |
| Total noninterest expense | $529,000 | 7,137 |
| Salaries and employee benefits | $323,000 | 6,928 |
| Premises and equipment expense | $42,000 | 7,335 |
| Additional noninterest expense | $164,000 | 7,139 |
| Pre-tax net operating income | $272,000 | 4,541 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $20,000 | 3,787 |
| Income before extraordinary items | $252,000 | 4,576 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $252,000 | 4,576 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $252,000 | 4,576 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $300,000 | 1,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $252,000 | 4,425 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $461,000 | 7,073 |
| Total interest expense | $64,000 | 7,517 |
| Net interest income | $397,000 | 6,829 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $13,000 | 7,346 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $3,000 | 6,921 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $10,000 | 6,608 |
| Total noninterest expense | $266,000 | 7,222 |
| Salaries and employee benefits | $160,000 | 7,016 |
| Premises and equipment expense | $23,000 | 7,349 |
| Additional noninterest expense | $83,000 | 7,218 |
| Pre-tax net operating income | $144,000 | 4,610 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $10,000 | 3,808 |
| Income before extraordinary items | $134,000 | 4,576 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $134,000 | 4,577 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $134,000 | 4,575 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $300,000 | 1,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $134,000 | 4,461 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,002,000 | 7,055 |
| Total interest expense | $282,000 | 7,631 |
| Net interest income | $1,720,000 | 6,663 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $53,000 | 7,373 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $17,000 | 6,943 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $36,000 | 6,622 |
| Total noninterest expense | $1,079,000 | 7,292 |
| Salaries and employee benefits | $647,000 | 7,097 |
| Premises and equipment expense | $117,000 | 7,224 |
| Additional noninterest expense | $315,000 | 7,377 |
| Pre-tax net operating income | $694,000 | 3,564 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $44,000 | 3,325 |
| Income before extraordinary items | $650,000 | 3,483 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $650,000 | 3,482 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $650,000 | 3,482 |
| Net charge-offs | $6,000 | 7,003 |
| Cash dividends | $350,000 | 3,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $650,000 | 3,416 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,530,000 | 7,110 |
| Total interest expense | $218,000 | 7,717 |
| Net interest income | $1,312,000 | 6,666 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $38,000 | 7,516 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $13,000 | 6,976 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $25,000 | 6,841 |
| Total noninterest expense | $780,000 | 7,376 |
| Salaries and employee benefits | $476,000 | 7,163 |
| Premises and equipment expense | $77,000 | 7,410 |
| Additional noninterest expense | $227,000 | 7,462 |
| Pre-tax net operating income | $570,000 | 3,691 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $41,000 | 3,435 |
| Income before extraordinary items | $529,000 | 3,595 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $529,000 | 3,593 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $529,000 | 3,595 |
| Net charge-offs | $6,000 | 6,654 |
| Cash dividends | $350,000 | 2,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $529,000 | 3,506 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,041,000 | 7,141 |
| Total interest expense | $150,000 | 7,795 |
| Net interest income | $891,000 | 6,645 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $28,000 | 7,546 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $8,000 | 7,058 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $20,000 | 6,800 |
| Total noninterest expense | $506,000 | 7,476 |
| Salaries and employee benefits | $314,000 | 7,255 |
| Premises and equipment expense | $48,000 | 7,540 |
| Additional noninterest expense | $144,000 | 7,575 |
| Pre-tax net operating income | $413,000 | 3,624 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $32,000 | 3,439 |
| Income before extraordinary items | $381,000 | 3,562 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $381,000 | 3,560 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $381,000 | 3,561 |
| Net charge-offs | $6,000 | 6,180 |
| Cash dividends | $350,000 | 2,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $381,000 | 3,449 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $529,000 | 7,179 |
| Total interest expense | $79,000 | 7,837 |
| Net interest income | $450,000 | 6,631 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $19,000 | 7,454 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $5,000 | 7,012 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $14,000 | 6,542 |
| Total noninterest expense | $231,000 | 7,612 |
| Salaries and employee benefits | $155,000 | 7,316 |
| Premises and equipment expense | $25,000 | 7,552 |
| Additional noninterest expense | $51,000 | 7,841 |
| Pre-tax net operating income | $238,000 | 3,732 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $16,000 | 3,709 |
| Income before extraordinary items | $222,000 | 3,692 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $222,000 | 3,692 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $222,000 | 3,693 |
| Net charge-offs | $11,000 | 4,708 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $222,000 | 3,544 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,230,000 | 7,165 |
| Total interest expense | $480,000 | 7,709 |
| Net interest income | $1,750,000 | 6,707 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $42,000 | 7,795 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $19,000 | 7,056 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $23,000 | 7,344 |
| Total noninterest expense | $999,000 | 7,539 |
| Salaries and employee benefits | $589,000 | 7,435 |
| Premises and equipment expense | $186,000 | 6,805 |
| Additional noninterest expense | $224,000 | 7,780 |
| Pre-tax net operating income | $793,000 | 4,184 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $57,000 | 3,783 |
| Income before extraordinary items | $736,000 | 3,867 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $736,000 | 3,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,086 |
| Cash dividends | $850,000 | 2,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $736,000 | 3,991 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,685,000 | 7,236 |
| Total interest expense | $386,000 | 7,758 |
| Net interest income | $1,299,000 | 6,772 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $38,000 | 7,868 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $15,000 | 7,089 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $23,000 | 7,331 |
| Total noninterest expense | $689,000 | 7,680 |
| Salaries and employee benefits | $434,000 | 7,496 |
| Premises and equipment expense | $102,000 | 7,330 |
| Additional noninterest expense | $153,000 | 7,900 |
| Pre-tax net operating income | $648,000 | 4,509 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $46,000 | 4,158 |
| Income before extraordinary items | $602,000 | 4,125 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $602,000 | 4,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,047 |
| Cash dividends | $350,000 | 3,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $602,000 | 4,272 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,136,000 | 7,283 |
| Total interest expense | $276,000 | 7,787 |
| Net interest income | $860,000 | 6,812 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $29,000 | 7,887 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $10,000 | 7,141 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $19,000 | 7,234 |
| Total noninterest expense | $443,000 | 7,778 |
| Salaries and employee benefits | $290,000 | 7,567 |
| Premises and equipment expense | $47,000 | 7,766 |
| Additional noninterest expense | $106,000 | 7,908 |
| Pre-tax net operating income | $446,000 | 4,578 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $31,000 | 4,398 |
| Income before extraordinary items | $415,000 | 4,392 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $415,000 | 4,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,450 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $415,000 | 4,336 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $582,000 | 7,328 |
| Total interest expense | $150,000 | 7,807 |
| Net interest income | $432,000 | 6,860 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $18,000 | 7,776 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $5,000 | 7,144 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $13,000 | 6,970 |
| Total noninterest expense | $209,000 | 7,890 |
| Salaries and employee benefits | $142,000 | 7,625 |
| Premises and equipment expense | $23,000 | 7,808 |
| Additional noninterest expense | $44,000 | 8,110 |
| Pre-tax net operating income | $241,000 | 4,598 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $17,000 | 4,476 |
| Income before extraordinary items | $224,000 | 4,435 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $224,000 | 4,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $224,000 | 4,329 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,165,000 | 7,441 |
| Total interest expense | $580,000 | 7,838 |
| Net interest income | $1,585,000 | 7,024 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $71,000 | 7,834 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $31,000 | 7,007 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $40,000 | 7,305 |
| Total noninterest expense | $1,016,000 | 7,635 |
| Salaries and employee benefits | $576,000 | 7,609 |
| Premises and equipment expense | $229,000 | 6,448 |
| Additional noninterest expense | $211,000 | 7,974 |
| Pre-tax net operating income | $640,000 | 5,592 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $45,000 | 4,991 |
| Income before extraordinary items | $595,000 | 5,364 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $595,000 | 5,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,283 |
| Cash dividends | $675,000 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $595,000 | 5,346 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,625,000 | 7,481 |
| Total interest expense | $433,000 | 7,883 |
| Net interest income | $1,192,000 | 7,060 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $48,000 | 7,959 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $23,000 | 7,049 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $25,000 | 7,502 |
| Total noninterest expense | $725,000 | 7,683 |
| Salaries and employee benefits | $430,000 | 7,586 |
| Premises and equipment expense | $148,000 | 6,748 |
| Additional noninterest expense | $147,000 | 8,026 |
| Pre-tax net operating income | $515,000 | 5,716 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $35,000 | 5,174 |
| Income before extraordinary items | $480,000 | 5,462 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $480,000 | 5,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,266 |
| Cash dividends | $400,000 | 3,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $480,000 | 5,447 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,092,000 | 7,505 |
| Total interest expense | $292,000 | 7,921 |
| Net interest income | $800,000 | 7,087 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $35,000 | 7,953 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $16,000 | 7,071 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $19,000 | 7,424 |
| Total noninterest expense | $491,000 | 7,718 |
| Salaries and employee benefits | $292,000 | 7,613 |
| Premises and equipment expense | $95,000 | 6,857 |
| Additional noninterest expense | $104,000 | 8,011 |
| Pre-tax net operating income | $344,000 | 5,787 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $23,000 | 5,272 |
| Income before extraordinary items | $321,000 | 5,515 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $321,000 | 5,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $400,000 | 2,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $321,000 | 5,496 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $544,000 | 7,548 |
| Total interest expense | $150,000 | 7,933 |
| Net interest income | $394,000 | 7,142 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $18,000 | 7,949 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $7,000 | 7,153 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $11,000 | 7,311 |
| Total noninterest expense | $230,000 | 7,829 |
| Salaries and employee benefits | $147,000 | 7,639 |
| Premises and equipment expense | $41,000 | 7,142 |
| Additional noninterest expense | $42,000 | 8,239 |
| Pre-tax net operating income | $182,000 | 5,691 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $9,000 | 5,389 |
| Income before extraordinary items | $173,000 | 5,369 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $173,000 | 5,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $173,000 | 5,350 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,189,000 | 7,395 |
| Total interest expense | $584,000 | 7,749 |
| Net interest income | $1,605,000 | 7,042 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $52,000 | 8,197 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $29,000 | 7,173 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $23,000 | 7,889 |
| Total noninterest expense | $976,000 | 7,753 |
| Salaries and employee benefits | $606,000 | 7,578 |
| Premises and equipment expense | $172,000 | 7,010 |
| Additional noninterest expense | $198,000 | 8,131 |
| Pre-tax net operating income | $681,000 | 5,966 |
| Securities gains (losses) | $3,000 | 1,365 |
| Applicable income taxes | $13,000 | 6,081 |
| Income before extraordinary items | $671,000 | 5,591 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $671,000 | 5,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,949 |
| Cash dividends | $3,131,000 | 1,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $668,060 | 5,584 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,636,000 | 7,451 |
| Total interest expense | $438,000 | 7,765 |
| Net interest income | $1,198,000 | 7,151 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $42,000 | 8,252 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $23,000 | 7,228 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $19,000 | 7,867 |
| Total noninterest expense | $725,000 | 7,763 |
| Salaries and employee benefits | $473,000 | 7,496 |
| Premises and equipment expense | $110,000 | 7,308 |
| Additional noninterest expense | $142,000 | 8,199 |
| Pre-tax net operating income | $515,000 | 6,159 |
| Securities gains (losses) | $3,000 | 1,123 |
| Applicable income taxes | $36,000 | 5,635 |
| Income before extraordinary items | $482,000 | 5,835 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $482,000 | 5,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,687 |
| Cash dividends | $2,731,000 | 893 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $479,210 | 5,854 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,083,000 | 7,463 |
| Total interest expense | $276,000 | 7,808 |
| Net interest income | $807,000 | 7,172 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $31,000 | 8,261 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $16,000 | 7,270 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $15,000 | 7,801 |
| Total noninterest expense | $481,000 | 7,790 |
| Salaries and employee benefits | $326,000 | 7,460 |
| Premises and equipment expense | $47,000 | 7,912 |
| Additional noninterest expense | $108,000 | 8,070 |
| Pre-tax net operating income | $357,000 | 6,123 |
| Securities gains (losses) | $3,000 | 925 |
| Applicable income taxes | $25,000 | 5,675 |
| Income before extraordinary items | $335,000 | 5,782 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $335,000 | 5,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,609 |
| Cash dividends | $2,731,000 | 629 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $332,210 | 5,793 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $532,000 | 7,490 |
| Total interest expense | $135,000 | 7,811 |
| Net interest income | $397,000 | 7,214 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $22,000 | 7,973 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $10,000 | 7,160 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,358 |
| Total noninterest expense | $243,000 | 7,797 |
| Salaries and employee benefits | $163,000 | 7,481 |
| Premises and equipment expense | $24,000 | 7,898 |
| Additional noninterest expense | $56,000 | 8,039 |
| Pre-tax net operating income | $176,000 | 6,095 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $9,000 | 5,806 |
| Income before extraordinary items | $167,000 | 5,722 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $167,000 | 5,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $2,727,000 | 334 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $167,000 | 5,721 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,984,000 | 7,465 |
| Total interest expense | $492,000 | 7,642 |
| Net interest income | $1,492,000 | 7,300 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $133,000 | 7,643 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $38,000 | 7,258 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $95,000 | 6,482 |
| Total noninterest expense | $1,008,000 | 7,737 |
| Salaries and employee benefits | $627,000 | 7,527 |
| Premises and equipment expense | $151,000 | 7,260 |
| Additional noninterest expense | $230,000 | 8,035 |
| Pre-tax net operating income | $617,000 | 6,371 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $122,000 | 5,202 |
| Income before extraordinary items | $495,000 | 6,397 |
| Extraordinary gains, net | $-82,000 | 8,815 |
| Net income | $413,000 | 6,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-82,000 | 8,589 |
| Cash dividends | $600,000 | 3,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $495,000 | 6,366 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,495,000 | 7,472 |
| Total interest expense | $365,000 | 7,623 |
| Net interest income | $1,130,000 | 7,322 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $115,000 | 7,488 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $28,000 | 7,312 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $87,000 | 6,169 |
| Total noninterest expense | $726,000 | 7,784 |
| Salaries and employee benefits | $474,000 | 7,486 |
| Premises and equipment expense | $88,000 | 7,674 |
| Additional noninterest expense | $164,000 | 8,117 |
| Pre-tax net operating income | $519,000 | 6,321 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $119,000 | 5,065 |
| Income before extraordinary items | $400,000 | 6,379 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $400,000 | 6,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-85,000 | 8,594 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $400,000 | 6,337 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $992,000 | 7,467 |
| Total interest expense | $240,000 | 7,579 |
| Net interest income | $752,000 | 7,342 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $99,000 | 7,081 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $19,000 | 7,307 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $80,000 | 5,615 |
| Total noninterest expense | $481,000 | 7,811 |
| Salaries and employee benefits | $311,000 | 7,524 |
| Premises and equipment expense | $59,000 | 7,657 |
| Additional noninterest expense | $111,000 | 8,083 |
| Pre-tax net operating income | $370,000 | 6,164 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $111,000 | 4,681 |
| Income before extraordinary items | $259,000 | 6,439 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $259,000 | 6,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,070 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $259,000 | 6,385 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $496,000 | 7,506 |
| Total interest expense | $119,000 | 7,571 |
| Net interest income | $377,000 | 7,387 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $91,000 | 5,905 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $14,000 | 7,031 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $77,000 | 4,262 |
| Total noninterest expense | $249,000 | 7,806 |
| Salaries and employee benefits | $157,000 | 7,557 |
| Premises and equipment expense | $34,000 | 7,517 |
| Additional noninterest expense | $58,000 | 8,095 |
| Pre-tax net operating income | $219,000 | 5,759 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $95,000 | 3,849 |
| Income before extraordinary items | $124,000 | 6,503 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $124,000 | 6,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $124,000 | 6,460 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,093,000 | 7,286 |
| Total interest expense | $522,000 | 7,226 |
| Net interest income | $1,571,000 | 7,222 |
| Provision for loan and lease losses | $145,000 | 4,324 |
| Total noninterest income | $77,000 | 8,333 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $48,000 | 7,325 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $29,000 | 7,990 |
| Total noninterest expense | $1,032,000 | 7,755 |
| Salaries and employee benefits | $653,000 | 7,464 |
| Premises and equipment expense | $188,000 | 6,890 |
| Additional noninterest expense | $191,000 | 8,354 |
| Pre-tax net operating income | $471,000 | 6,797 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $99,000 | 5,513 |
| Income before extraordinary items | $372,000 | 6,924 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $372,000 | 6,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 2,620 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $372,000 | 6,858 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,588,000 | 7,280 |
| Total interest expense | $396,000 | 7,219 |
| Net interest income | $1,192,000 | 7,209 |
| Provision for loan and lease losses | $140,000 | 3,657 |
| Total noninterest income | $56,000 | 8,400 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $37,000 | 7,339 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $19,000 | 8,106 |
| Total noninterest expense | $749,000 | 7,783 |
| Salaries and employee benefits | $529,000 | 7,217 |
| Premises and equipment expense | $88,000 | 7,742 |
| Additional noninterest expense | $132,000 | 8,449 |
| Pre-tax net operating income | $359,000 | 6,921 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $97,000 | 5,386 |
| Income before extraordinary items | $262,000 | 7,141 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $262,000 | 7,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 2,381 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $262,000 | 7,075 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,067,000 | 7,301 |
| Total interest expense | $269,000 | 7,220 |
| Net interest income | $798,000 | 7,231 |
| Provision for loan and lease losses | $140,000 | 2,884 |
| Total noninterest income | $37,000 | 8,459 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $23,000 | 7,421 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $14,000 | 8,074 |
| Total noninterest expense | $496,000 | 7,846 |
| Salaries and employee benefits | $354,000 | 7,272 |
| Premises and equipment expense | $55,000 | 7,871 |
| Additional noninterest expense | $87,000 | 8,510 |
| Pre-tax net operating income | $199,000 | 7,194 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $55,000 | 5,541 |
| Income before extraordinary items | $144,000 | 7,382 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $144,000 | 7,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 1,783 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $144,000 | 7,312 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $565,000 | 7,224 |
| Total interest expense | $138,000 | 7,223 |
| Net interest income | $427,000 | 7,107 |
| Provision for loan and lease losses | $140,000 | 1,616 |
| Total noninterest income | $20,000 | 8,411 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $11,000 | 7,439 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $9,000 | 7,855 |
| Total noninterest expense | $248,000 | 7,896 |
| Salaries and employee benefits | $183,000 | 7,218 |
| Premises and equipment expense | $30,000 | 7,774 |
| Additional noninterest expense | $35,000 | 8,744 |
| Pre-tax net operating income | $59,000 | 7,777 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $12,000 | 6,136 |
| Income before extraordinary items | $47,000 | 7,842 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $47,000 | 7,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 1,041 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $47,000 | 7,783 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,141,000 | 7,413 |
| Total interest expense | $623,000 | 7,327 |
| Net interest income | $1,518,000 | 7,333 |
| Provision for loan and lease losses | $122,000 | 4,919 |
| Total noninterest income | $89,000 | 8,422 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $53,000 | 7,383 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $36,000 | 7,939 |
| Total noninterest expense | $1,080,000 | 7,710 |
| Salaries and employee benefits | $730,000 | 7,188 |
| Premises and equipment expense | $158,000 | 7,289 |
| Additional noninterest expense | $192,000 | 8,488 |
| Pre-tax net operating income | $405,000 | 7,021 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $76,000 | 5,981 |
| Income before extraordinary items | $329,000 | 7,139 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $329,000 | 7,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,719 |
| Cash dividends | $450,000 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $329,000 | 6,998 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,644,000 | 7,451 |
| Total interest expense | $481,000 | 7,409 |
| Net interest income | $1,163,000 | 7,342 |
| Provision for loan and lease losses | $112,000 | 4,473 |
| Total noninterest income | $64,000 | 8,517 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $41,000 | 7,419 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $23,000 | 8,129 |
| Total noninterest expense | $763,000 | 7,834 |
| Salaries and employee benefits | $540,000 | 7,187 |
| Premises and equipment expense | $87,000 | 7,866 |
| Additional noninterest expense | $136,000 | 8,579 |
| Pre-tax net operating income | $352,000 | 6,941 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $99,000 | 5,577 |
| Income before extraordinary items | $253,000 | 7,235 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $253,000 | 7,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,062 |
| Cash dividends | $225,000 | 3,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $253,000 | 7,074 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,123,000 | 7,441 |
| Total interest expense | $334,000 | 7,432 |
| Net interest income | $789,000 | 7,314 |
| Provision for loan and lease losses | $112,000 | 3,681 |
| Total noninterest income | $42,000 | 8,535 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $27,000 | 7,445 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $15,000 | 8,141 |
| Total noninterest expense | $505,000 | 7,871 |
| Salaries and employee benefits | $356,000 | 7,240 |
| Premises and equipment expense | $55,000 | 7,952 |
| Additional noninterest expense | $94,000 | 8,546 |
| Pre-tax net operating income | $214,000 | 7,097 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $57,000 | 5,788 |
| Income before extraordinary items | $157,000 | 7,374 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $157,000 | 7,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 2,341 |
| Cash dividends | $225,000 | 3,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $157,000 | 7,188 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $575,000 | 7,430 |
| Total interest expense | $172,000 | 7,463 |
| Net interest income | $403,000 | 7,276 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $25,000 | 8,378 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $15,000 | 7,293 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $10,000 | 7,893 |
| Total noninterest expense | $261,000 | 7,832 |
| Salaries and employee benefits | $187,000 | 7,132 |
| Premises and equipment expense | $28,000 | 7,948 |
| Additional noninterest expense | $46,000 | 8,601 |
| Pre-tax net operating income | $167,000 | 6,251 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $54,000 | 4,991 |
| Income before extraordinary items | $113,000 | 6,655 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $113,000 | 6,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $225,000 | 2,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $113,000 | 6,488 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,660,000 | 7,202 |
| Total interest expense | $848,000 | 7,359 |
| Net interest income | $1,812,000 | 6,935 |
| Provision for loan and lease losses | $24,000 | 7,371 |
| Total noninterest income | $79,000 | 8,655 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $54,000 | 7,458 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $25,000 | 8,373 |
| Total noninterest expense | $1,123,000 | 7,663 |
| Salaries and employee benefits | $751,000 | 7,074 |
| Premises and equipment expense | $169,000 | 7,182 |
| Additional noninterest expense | $203,000 | 8,540 |
| Pre-tax net operating income | $744,000 | 5,945 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $242,000 | 4,814 |
| Income before extraordinary items | $502,000 | 6,393 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $502,000 | 6,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,133 |
| Cash dividends | $525,000 | 3,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $502,000 | 6,236 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,233,000 | 6,997 |
| Total interest expense | $1,354,000 | 7,290 |
| Net interest income | $1,879,000 | 6,642 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $81,000 | 8,766 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $60,000 | 7,394 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $21,000 | 8,695 |
| Total noninterest expense | $1,093,000 | 7,707 |
| Salaries and employee benefits | $731,000 | 7,059 |
| Premises and equipment expense | $185,000 | 7,000 |
| Additional noninterest expense | $177,000 | 8,844 |
| Pre-tax net operating income | $867,000 | 5,291 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $272,000 | 4,465 |
| Income before extraordinary items | $595,000 | 5,654 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $595,000 | 5,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $450,000 | 3,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $595,000 | 5,523 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,204,000 | 7,208 |
| Total interest expense | $1,342,000 | 7,480 |
| Net interest income | $1,862,000 | 6,796 |
| Provision for loan and lease losses | $18,000 | 7,686 |
| Total noninterest income | $80,000 | 8,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 7,530 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 8,716 |
| Total noninterest expense | $1,083,000 | 7,791 |
| Salaries and employee benefits | $703,000 | 7,190 |
| Premises and equipment expense | $208,000 | 6,637 |
| Additional noninterest expense | $172,000 | 9,046 |
| Pre-tax net operating income | $841,000 | 5,735 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $270,000 | 4,815 |
| Income before extraordinary items | $571,000 | 5,977 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $571,000 | 5,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 9,552 |
| Cash dividends | $450,000 | 3,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $571,000 | 5,986 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,936,000 | 7,452 |
| Total interest expense | $1,287,000 | 7,434 |
| Net interest income | $1,649,000 | 7,289 |
| Provision for loan and lease losses | $121,000 | 4,708 |
| Total noninterest income | $91,000 | 8,967 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 7,576 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 8,834 |
| Total noninterest expense | $1,049,000 | 7,976 |
| Salaries and employee benefits | $697,000 | 7,253 |
| Premises and equipment expense | $179,000 | 7,145 |
| Additional noninterest expense | $173,000 | 9,303 |
| Pre-tax net operating income | $570,000 | 6,832 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $166,000 | 6,085 |
| Income before extraordinary items | $404,000 | 6,969 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $404,000 | 6,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,459 |
| Cash dividends | $450,000 | 3,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $404,000 | 6,941 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,172,000 | 7,325 |
| Total interest expense | $1,381,000 | 7,475 |
| Net interest income | $1,791,000 | 7,070 |
| Provision for loan and lease losses | $50,000 | 6,568 |
| Total noninterest income | $83,000 | 9,296 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 7,784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 9,338 |
| Total noninterest expense | $1,065,000 | 7,924 |
| Salaries and employee benefits | $691,000 | 7,240 |
| Premises and equipment expense | $187,000 | 6,921 |
| Additional noninterest expense | $187,000 | 9,266 |
| Pre-tax net operating income | $759,000 | 6,261 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $231,000 | 5,821 |
| Income before extraordinary items | $528,000 | 6,439 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $528,000 | 6,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,094 |
| Cash dividends | $450,000 | 3,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $528,000 | 6,333 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,147,000 | 7,579 |
| Total interest expense | $1,352,000 | 7,710 |
| Net interest income | $1,795,000 | 7,333 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $92,000 | 9,558 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 8,090 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 9,328 |
| Total noninterest expense | $1,023,000 | 8,262 |
| Salaries and employee benefits | $682,000 | 7,428 |
| Premises and equipment expense | $163,000 | 7,518 |
| Additional noninterest expense | $178,000 | 9,693 |
| Pre-tax net operating income | $864,000 | 6,272 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $270,000 | 6,027 |
| Income before extraordinary items | $594,000 | 6,406 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $594,000 | 6,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,139 |
| Cash dividends | $450,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $594,000 | 6,353 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,127,000 | 7,843 |
| Total interest expense | $1,379,000 | 7,895 |
| Net interest income | $1,748,000 | 7,671 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $83,000 | 10,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 8,581 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 10,174 |
| Total noninterest expense | $1,022,000 | 8,594 |
| Salaries and employee benefits | $688,000 | 7,608 |
| Premises and equipment expense | $162,000 | 7,785 |
| Additional noninterest expense | $172,000 | 10,272 |
| Pre-tax net operating income | $809,000 | 6,469 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $251,000 | 6,439 |
| Income before extraordinary items | $558,000 | 6,514 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $558,000 | 6,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,674 |
| Cash dividends | $300,000 | 4,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $558,000 | 6,453 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,066,000 | 8,109 |
| Total interest expense | $1,381,000 | 8,030 |
| Net interest income | $1,685,000 | 8,059 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $91,000 | 10,478 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 8,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 10,076 |
| Total noninterest expense | $1,058,000 | 8,725 |
| Salaries and employee benefits | $679,000 | 7,867 |
| Premises and equipment expense | $157,000 | 8,098 |
| Additional noninterest expense | $222,000 | 10,163 |
| Pre-tax net operating income | $718,000 | 7,235 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $212,000 | 7,226 |
| Income before extraordinary items | $510,000 | 7,172 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $510,000 | 7,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,436 |
| Cash dividends | $600,000 | 2,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $507,160 | 7,169 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,872,000 | 8,286 |
| Total interest expense | $1,094,000 | 8,311 |
| Net interest income | $1,778,000 | 8,100 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $98,000 | 10,799 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 9,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,081 |
| Total noninterest expense | $1,114,000 | 8,928 |
| Salaries and employee benefits | $662,000 | 8,177 |
| Premises and equipment expense | $165,000 | 8,185 |
| Additional noninterest expense | $287,000 | 10,109 |
| Pre-tax net operating income | $762,000 | 7,069 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $219,000 | 7,023 |
| Income before extraordinary items | $542,000 | 6,985 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $542,000 | 6,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,519 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $542,710 | 7,032 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,090,000 | 8,190 |
| Total interest expense | $1,168,000 | 8,405 |
| Net interest income | $1,922,000 | 7,912 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $112,000 | 11,030 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 9,682 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,987 |
| Total noninterest expense | $1,073,000 | 9,431 |
| Salaries and employee benefits | $630,000 | 8,551 |
| Premises and equipment expense | $151,000 | 8,878 |
| Additional noninterest expense | $292,000 | 10,549 |
| Pre-tax net operating income | $961,000 | 6,065 |
| Securities gains (losses) | $-31,000 | 13,009 |
| Applicable income taxes | $296,000 | 6,131 |
| Income before extraordinary items | $634,000 | 6,533 |
| Extraordinary gains, net | $165,000 | 1,165 |
| Net income | $799,000 | 5,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 7,224 |
| Cash dividends | $990,000 | 1,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $655,080 | 6,155 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,541,000 | 8,120 |
| Total interest expense | $1,604,000 | 8,191 |
| Net interest income | $1,937,000 | 7,928 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $140,000 | 10,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 9,841 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,942 |
| Total noninterest expense | $1,127,000 | 9,375 |
| Salaries and employee benefits | $635,000 | 8,508 |
| Premises and equipment expense | $123,000 | 9,930 |
| Additional noninterest expense | $369,000 | 9,960 |
| Pre-tax net operating income | $950,000 | 5,853 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $279,000 | 6,238 |
| Income before extraordinary items | $671,000 | 6,096 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $671,000 | 6,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 10,059 |
| Cash dividends | $840,000 | 1,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $671,000 | 5,753 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.