Farmers State Bank of Alto Pass, Ill., Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$20,992,0001,823
Total interest expense$3,365,0002,483
Net interest income$17,627,0001,602
Provision for loan and lease losses$94,0002,503
Total noninterest income$2,701,0001,737
Gross Fiduciary activities income$0981
Service charges on deposit accounts$181,0002,799
Trading account gains and fees$0123
Additional Noninterest Income$2,520,0001,412
Total noninterest expense$15,006,0001,530
Salaries and employee benefits$8,230,0001,568
Premises and equipment expense$1,071,0001,951
Additional noninterest expense$2,520,0001,412
Pre-tax net operating income$5,228,0001,861
Securities gains (losses)$0988
Applicable income taxes$196,0002,454
Income before extraordinary items$5,032,0001,716
Extraordinary gains, net$054
Net income$5,032,0001,737
Minority interest net income$088
Net income of bank and minority interests.$5,032,0001,719
Net charge-offs$67,0001,687
Cash dividends$3,675,0001,015
Sale, conversion, retirement of capital stock, net$0540
Net operating income$5,032,0001,746
2023-09-30 (YTD Data)Rank
Total interest income$15,299,0001,832
Total interest expense$2,181,0002,554
Net interest income$13,118,0001,621
Provision for loan and lease losses$141,0001,912
Total noninterest income$2,750,0001,447
Gross Fiduciary activities income$0950
Service charges on deposit accounts$134,0002,821
Trading account gains and fees$0125
Additional Noninterest Income$2,616,0001,141
Total noninterest expense$11,244,0001,515
Salaries and employee benefits$6,205,0001,567
Premises and equipment expense$762,0002,012
Additional noninterest expense$2,616,0001,141
Pre-tax net operating income$4,483,0001,775
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$4,483,0001,579
Extraordinary gains, net$052
Net income$4,483,0001,592
Minority interest net income$081
Net income of bank and minority interests.$4,483,0001,579
Net charge-offs$-18,0003,972
Cash dividends$2,475,0001,026
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,483,0001,600
2023-06-30 (YTD Data)Rank
Total interest income$9,851,0001,848
Total interest expense$1,198,0002,625
Net interest income$8,653,0001,650
Provision for loan and lease losses$475,000804
Total noninterest income$2,302,0001,190
Gross Fiduciary activities income$0931
Service charges on deposit accounts$83,0002,882
Trading account gains and fees$0112
Additional Noninterest Income$2,219,000896
Total noninterest expense$7,456,0001,505
Salaries and employee benefits$4,141,0001,560
Premises and equipment expense$466,0002,100
Additional noninterest expense$2,219,000895
Pre-tax net operating income$3,024,0001,754
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$3,024,0001,566
Extraordinary gains, net$051
Net income$3,024,0001,586
Minority interest net income$081
Net income of bank and minority interests.$3,024,0001,566
Net charge-offs$9,0001,852
Cash dividends$1,700,000985
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,024,0001,581
2023-03-31 (YTD Data)Rank
Total interest income$4,736,0001,881
Total interest expense$471,0002,702
Net interest income$4,265,0001,681
Provision for loan and lease losses$258,000759
Total noninterest income$1,465,0001,016
Gross Fiduciary activities income$0913
Service charges on deposit accounts$39,0002,972
Trading account gains and fees$097
Additional Noninterest Income$1,426,000767
Total noninterest expense$3,818,0001,497
Salaries and employee benefits$2,157,0001,527
Premises and equipment expense$215,0002,252
Additional noninterest expense$1,426,000767
Pre-tax net operating income$1,654,0001,674
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$1,654,0001,495
Extraordinary gains, net$04
Net income$1,654,0001,495
Minority interest net income$048
Net income of bank and minority interests.$1,654,0001,495
Net charge-offs$12,0001,306
Cash dividends$1,050,000780
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,654,0001,507
2022-12-31 (YTD Data)Rank
Total interest income$13,874,0002,069
Total interest expense$1,215,0002,172
Net interest income$12,659,0002,032
Provision for loan and lease losses$400,0001,341
Total noninterest income$5,333,0001,165
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$186,0002,826
Trading account gains and fees$0116
Additional Noninterest Income$5,147,000892
Total noninterest expense$13,651,0001,611
Salaries and employee benefits$7,578,0001,643
Premises and equipment expense$1,159,0001,856
Additional noninterest expense$5,147,000892
Pre-tax net operating income$3,941,0002,326
Securities gains (losses)$0691
Applicable income taxes$159,0002,758
Income before extraordinary items$3,782,0002,176
Extraordinary gains, net$05
Net income$3,782,0002,175
Minority interest net income$063
Net income of bank and minority interests.$3,782,0002,175
Net charge-offs$396,000679
Cash dividends$2,825,0001,205
Sale, conversion, retirement of capital stock, net$0568
Net operating income$3,782,0002,203
2022-09-30 (YTD Data)Rank
Total interest income$9,685,0002,110
Total interest expense$956,0001,823
Net interest income$8,729,0002,126
Provision for loan and lease losses$02,835
Total noninterest income$4,684,0001,050
Gross Fiduciary activities income$0968
Service charges on deposit accounts$138,0002,861
Trading account gains and fees$0111
Additional Noninterest Income$4,546,000798
Total noninterest expense$10,000,0001,626
Salaries and employee benefits$5,534,0001,664
Premises and equipment expense$941,0001,762
Additional noninterest expense$4,546,000798
Pre-tax net operating income$3,413,0002,127
Securities gains (losses)$0740
Applicable income taxes$257,0002,327
Income before extraordinary items$3,156,0002,030
Extraordinary gains, net$04
Net income$3,156,0002,029
Minority interest net income$057
Net income of bank and minority interests.$3,156,0002,029
Net charge-offs$6,0001,967
Cash dividends$2,050,0001,109
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,156,0002,057
2022-06-30 (YTD Data)Rank
Total interest income$5,960,0002,183
Total interest expense$644,0001,628
Net interest income$5,316,0002,231
Provision for loan and lease losses$02,599
Total noninterest income$2,869,0001,103
Gross Fiduciary activities income$0925
Service charges on deposit accounts$82,0003,005
Trading account gains and fees$0108
Additional Noninterest Income$2,787,000876
Total noninterest expense$6,264,0001,697
Salaries and employee benefits$3,483,0001,743
Premises and equipment expense$677,0001,669
Additional noninterest expense$2,104,0001,546
Pre-tax net operating income$1,921,0002,252
Securities gains (losses)$0687
Applicable income taxes$171,0002,256
Income before extraordinary items$1,750,0002,153
Extraordinary gains, net$04
Net income$1,750,0002,153
Minority interest net income$060
Net income of bank and minority interests.$1,750,0002,153
Net charge-offs$-7,0003,543
Cash dividends$1,350,0001,133
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,750,0002,191
2022-03-31 (YTD Data)Rank
Total interest income$2,869,0002,191
Total interest expense$323,0001,561
Net interest income$2,546,0002,241
Provision for loan and lease losses$02,285
Total noninterest income$1,994,000886
Gross Fiduciary activities income$0892
Service charges on deposit accounts$40,0003,006
Trading account gains and fees$0103
Additional Noninterest Income$1,954,000703
Total noninterest expense$3,127,0001,689
Salaries and employee benefits$1,816,0001,685
Premises and equipment expense$347,0001,653
Additional noninterest expense$964,0001,617
Pre-tax net operating income$1,413,0001,709
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$1,413,0001,513
Extraordinary gains, net$04
Net income$1,413,0001,512
Minority interest net income$050
Net income of bank and minority interests.$1,413,0001,513
Net charge-offs$11,0001,153
Cash dividends$650,0001,010
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,413,0001,530
2021-12-31 (YTD Data)Rank
Total interest income$14,802,0001,886
Total interest expense$1,528,0001,636
Net interest income$13,274,0001,899
Provision for loan and lease losses$650,000834
Total noninterest income$7,331,0001,031
Gross Fiduciary activities income$0994
Service charges on deposit accounts$169,0002,886
Trading account gains and fees$0132
Additional Noninterest Income$7,162,000838
Total noninterest expense$12,948,0001,639
Salaries and employee benefits$6,923,0001,722
Premises and equipment expense$1,387,0001,618
Additional noninterest expense$4,638,0001,410
Pre-tax net operating income$7,007,0001,639
Securities gains (losses)$02,062
Applicable income taxes$353,0002,346
Income before extraordinary items$6,654,0001,553
Extraordinary gains, net$010
Net income$6,654,0001,553
Minority interest net income$074
Net income of bank and minority interests.$6,654,0001,553
Net charge-offs$567,000588
Cash dividends$4,350,000884
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,654,0001,529
2021-09-30 (YTD Data)Rank
Total interest income$8,670,0002,300
Total interest expense$1,190,0001,671
Net interest income$7,480,0002,378
Provision for loan and lease losses$02,963
Total noninterest income$8,557,000774
Gross Fiduciary activities income$0957
Service charges on deposit accounts$121,0002,946
Trading account gains and fees$0132
Additional Noninterest Income$8,436,000638
Total noninterest expense$9,339,0001,702
Salaries and employee benefits$4,956,0001,791
Premises and equipment expense$965,0001,754
Additional noninterest expense$3,418,0001,432
Pre-tax net operating income$6,698,0001,424
Securities gains (losses)$02,015
Applicable income taxes$4,0003,598
Income before extraordinary items$6,694,0001,294
Extraordinary gains, net$08
Net income$6,694,0001,294
Minority interest net income$069
Net income of bank and minority interests.$6,694,0001,294
Net charge-offs$-79,0004,379
Cash dividends$4,350,000651
Sale, conversion, retirement of capital stock, net$0543
Net operating income$6,694,0001,272
2021-06-30 (YTD Data)Rank
Total interest income$5,819,0002,291
Total interest expense$815,0001,700
Net interest income$5,004,0002,351
Provision for loan and lease losses$02,862
Total noninterest income$3,948,0001,007
Gross Fiduciary activities income$0951
Service charges on deposit accounts$74,0002,994
Trading account gains and fees$0133
Additional Noninterest Income$3,874,000821
Total noninterest expense$5,807,0001,769
Salaries and employee benefits$3,138,0001,860
Premises and equipment expense$642,0001,742
Additional noninterest expense$2,027,0001,557
Pre-tax net operating income$3,145,0001,817
Securities gains (losses)$01,818
Applicable income taxes$-10,0004,844
Income before extraordinary items$3,155,0001,655
Extraordinary gains, net$06
Net income$3,155,0001,655
Minority interest net income$067
Net income of bank and minority interests.$3,155,0001,655
Net charge-offs$-82,0004,535
Cash dividends$2,850,000652
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,155,0001,622
2021-03-31 (YTD Data)Rank
Total interest income$2,878,0002,290
Total interest expense$410,0001,761
Net interest income$2,468,0002,357
Provision for loan and lease losses$02,741
Total noninterest income$2,072,000978
Gross Fiduciary activities income$0922
Service charges on deposit accounts$36,0003,022
Trading account gains and fees$0127
Additional Noninterest Income$2,036,000807
Total noninterest expense$2,786,0001,813
Salaries and employee benefits$1,520,0001,887
Premises and equipment expense$295,0001,867
Additional noninterest expense$971,0001,577
Pre-tax net operating income$1,754,0001,676
Securities gains (losses)$01,392
Applicable income taxes$-25,0004,917
Income before extraordinary items$1,779,0001,519
Extraordinary gains, net$03
Net income$1,779,0001,519
Minority interest net income$055
Net income of bank and minority interests.$1,779,0001,519
Net charge-offs$-73,0004,700
Cash dividends$1,050,000719
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,779,0001,484
2020-12-31 (YTD Data)Rank
Total interest income$12,006,0002,236
Total interest expense$1,558,0002,326
Net interest income$10,448,0002,190
Provision for loan and lease losses$1,549,0001,235
Total noninterest income$6,385,0001,081
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$146,0003,139
Trading account gains and fees$0133
Additional Noninterest Income$6,239,000884
Total noninterest expense$11,362,0001,768
Salaries and employee benefits$6,327,0001,828
Premises and equipment expense$1,233,0001,773
Additional noninterest expense$3,802,0001,596
Pre-tax net operating income$3,922,0002,095
Securities gains (losses)$02,675
Applicable income taxes$90,0002,976
Income before extraordinary items$3,832,0001,978
Extraordinary gains, net$04
Net income$3,832,0001,977
Minority interest net income$072
Net income of bank and minority interests.$3,832,0001,978
Net charge-offs$879,000704
Cash dividends$2,140,0001,440
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,832,0001,924
2020-09-30 (YTD Data)Rank
Total interest income$9,007,0002,250
Total interest expense$1,205,0002,378
Net interest income$7,802,0002,191
Provision for loan and lease losses$374,0002,223
Total noninterest income$3,334,0001,328
Gross Fiduciary activities income$0981
Service charges on deposit accounts$106,0003,179
Trading account gains and fees$0125
Additional Noninterest Income$3,228,0001,104
Total noninterest expense$8,057,0001,835
Salaries and employee benefits$4,341,0001,921
Premises and equipment expense$922,0001,774
Additional noninterest expense$2,794,0001,594
Pre-tax net operating income$2,705,0002,180
Securities gains (losses)$02,494
Applicable income taxes$33,0003,226
Income before extraordinary items$2,672,0002,053
Extraordinary gains, net$04
Net income$2,672,0002,054
Minority interest net income$065
Net income of bank and minority interests.$2,672,0002,054
Net charge-offs$77,0001,815
Cash dividends$1,840,0001,179
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,672,0001,999
2020-06-30 (YTD Data)Rank
Total interest income$6,005,0002,286
Total interest expense$834,0002,433
Net interest income$5,171,0002,208
Provision for loan and lease losses$374,0001,858
Total noninterest income$1,872,0001,424
Gross Fiduciary activities income$0970
Service charges on deposit accounts$72,0003,188
Trading account gains and fees$0123
Additional Noninterest Income$1,800,0001,169
Total noninterest expense$5,266,0001,856
Salaries and employee benefits$2,916,0001,913
Premises and equipment expense$586,0001,819
Additional noninterest expense$1,764,0001,664
Pre-tax net operating income$1,403,0002,488
Securities gains (losses)$02,249
Applicable income taxes$22,0003,196
Income before extraordinary items$1,381,0002,356
Extraordinary gains, net$04
Net income$1,381,0002,356
Minority interest net income$065
Net income of bank and minority interests.$1,381,0002,356
Net charge-offs$72,0001,527
Cash dividends$840,0001,482
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,381,0002,320
2020-03-31 (YTD Data)Rank
Total interest income$3,027,0002,242
Total interest expense$420,0002,560
Net interest income$2,607,0002,149
Provision for loan and lease losses$94,0002,031
Total noninterest income$525,0001,893
Gross Fiduciary activities income$0941
Service charges on deposit accounts$51,0003,038
Trading account gains and fees$0106
Additional Noninterest Income$474,0001,571
Total noninterest expense$2,520,0001,930
Salaries and employee benefits$1,386,0001,997
Premises and equipment expense$277,0001,908
Additional noninterest expense$857,0001,725
Pre-tax net operating income$518,0002,737
Securities gains (losses)$01,705
Applicable income taxes$11,0003,113
Income before extraordinary items$507,0002,619
Extraordinary gains, net$04
Net income$507,0002,618
Minority interest net income$056
Net income of bank and minority interests.$507,0002,620
Net charge-offs$67,0001,068
Cash dividends$390,0001,479
Sale, conversion, retirement of capital stock, net$0482
Net operating income$507,0002,598
2019-12-31 (YTD Data)Rank
Total interest income$12,107,0002,270
Total interest expense$1,806,0002,504
Net interest income$10,301,0002,180
Provision for loan and lease losses$1,050,000880
Total noninterest income$2,769,0001,653
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$250,0002,877
Trading account gains and fees$0135
Additional Noninterest Income$2,519,0001,340
Total noninterest expense$9,904,0001,941
Salaries and employee benefits$5,472,0001,977
Premises and equipment expense$1,135,0001,862
Additional noninterest expense$3,297,0001,761
Pre-tax net operating income$2,116,0002,947
Securities gains (losses)$02,379
Applicable income taxes$8,0003,694
Income before extraordinary items$2,108,0002,819
Extraordinary gains, net$011
Net income$2,108,0002,820
Minority interest net income$076
Net income of bank and minority interests.$2,108,0002,821
Net charge-offs$695,000852
Cash dividends$1,544,0001,850
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,108,0002,780
2019-09-30 (YTD Data)Rank
Total interest income$9,059,0002,308
Total interest expense$1,349,0002,527
Net interest income$7,710,0002,218
Provision for loan and lease losses$150,0002,250
Total noninterest income$1,792,0001,788
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$183,0002,948
Trading account gains and fees$0129
Additional Noninterest Income$1,609,0001,470
Total noninterest expense$7,343,0001,958
Salaries and employee benefits$4,001,0002,016
Premises and equipment expense$815,0001,933
Additional noninterest expense$2,527,0001,734
Pre-tax net operating income$2,009,0002,718
Securities gains (losses)$02,167
Applicable income taxes$16,0003,585
Income before extraordinary items$1,993,0002,532
Extraordinary gains, net$011
Net income$1,993,0002,533
Minority interest net income$072
Net income of bank and minority interests.$1,993,0002,533
Net charge-offs$198,0001,301
Cash dividends$1,154,0001,663
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,993,0002,502
2019-06-30 (YTD Data)Rank
Total interest income$5,939,0002,333
Total interest expense$902,0002,494
Net interest income$5,037,0002,264
Provision for loan and lease losses$60,0002,560
Total noninterest income$1,136,0001,824
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$115,0003,021
Trading account gains and fees$0131
Additional Noninterest Income$1,021,0001,472
Total noninterest expense$4,885,0001,969
Salaries and employee benefits$2,670,0002,011
Premises and equipment expense$520,0002,008
Additional noninterest expense$1,695,0001,741
Pre-tax net operating income$1,228,0002,829
Securities gains (losses)$01,702
Applicable income taxes$3,0003,783
Income before extraordinary items$1,225,0002,642
Extraordinary gains, net$011
Net income$1,225,0002,641
Minority interest net income$069
Net income of bank and minority interests.$1,225,0002,641
Net charge-offs$10,0002,587
Cash dividends$769,0001,689
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,225,0002,603
2019-03-31 (YTD Data)Rank
Total interest income$2,831,0002,409
Total interest expense$442,0002,479
Net interest income$2,389,0002,361
Provision for loan and lease losses$03,406
Total noninterest income$316,0002,462
Gross Fiduciary activities income$0972
Service charges on deposit accounts$59,0002,981
Trading account gains and fees$0126
Additional Noninterest Income$257,0002,119
Total noninterest expense$2,361,0002,027
Salaries and employee benefits$1,318,0002,054
Premises and equipment expense$256,0002,051
Additional noninterest expense$787,0001,845
Pre-tax net operating income$344,0003,592
Securities gains (losses)$01,087
Applicable income taxes$-10,0005,205
Income before extraordinary items$354,0003,397
Extraordinary gains, net$05
Net income$354,0003,396
Minority interest net income$052
Net income of bank and minority interests.$354,0003,396
Net charge-offs$2,0002,456
Cash dividends$350,0001,603
Sale, conversion, retirement of capital stock, net$0529
Net operating income$354,0003,387
2018-12-31 (YTD Data)Rank
Total interest income$9,905,0002,539
Total interest expense$936,0003,032
Net interest income$8,969,0002,457
Provision for loan and lease losses$04,082
Total noninterest income$2,129,0001,921
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$260,0002,954
Trading account gains and fees$0126
Additional Noninterest Income$1,869,0001,563
Total noninterest expense$9,296,0002,012
Salaries and employee benefits$5,052,0002,076
Premises and equipment expense$988,0002,075
Additional noninterest expense$3,256,0001,783
Pre-tax net operating income$1,802,0003,285
Securities gains (losses)$01,125
Applicable income taxes$8,0003,785
Income before extraordinary items$1,794,0003,098
Extraordinary gains, net$06
Net income$1,794,0003,097
Minority interest net income$072
Net income of bank and minority interests.$1,794,0003,097
Net charge-offs$195,0001,673
Cash dividends$1,275,0001,940
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,794,0003,096
2018-09-30 (YTD Data)Rank
Total interest income$7,067,0002,632
Total interest expense$620,0003,153
Net interest income$6,447,0002,539
Provision for loan and lease losses$03,948
Total noninterest income$1,674,0001,885
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$191,0002,991
Trading account gains and fees$0138
Additional Noninterest Income$1,483,0001,527
Total noninterest expense$6,903,0002,024
Salaries and employee benefits$3,706,0002,106
Premises and equipment expense$718,0002,117
Additional noninterest expense$2,479,0001,767
Pre-tax net operating income$1,218,0003,476
Securities gains (losses)$01,118
Applicable income taxes$21,0003,624
Income before extraordinary items$1,197,0003,322
Extraordinary gains, net$05
Net income$1,197,0003,321
Minority interest net income$066
Net income of bank and minority interests.$1,197,0003,321
Net charge-offs$111,0001,660
Cash dividends$950,0001,721
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,197,0003,314
2018-06-30 (YTD Data)Rank
Total interest income$4,511,0002,693
Total interest expense$380,0003,204
Net interest income$4,131,0002,594
Provision for loan and lease losses$03,782
Total noninterest income$1,135,0001,866
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$119,0003,098
Trading account gains and fees$0130
Additional Noninterest Income$1,016,0001,501
Total noninterest expense$4,494,0002,077
Salaries and employee benefits$2,438,0002,142
Premises and equipment expense$467,0002,176
Additional noninterest expense$1,589,0001,827
Pre-tax net operating income$772,0003,535
Securities gains (losses)$0961
Applicable income taxes$14,0003,620
Income before extraordinary items$758,0003,384
Extraordinary gains, net$06
Net income$758,0003,383
Minority interest net income$065
Net income of bank and minority interests.$758,0003,383
Net charge-offs$-14,0004,630
Cash dividends$625,0001,733
Sale, conversion, retirement of capital stock, net$0620
Net operating income$758,0003,376
2018-03-31 (YTD Data)Rank
Total interest income$2,181,0002,769
Total interest expense$182,0003,230
Net interest income$1,999,0002,660
Provision for loan and lease losses$03,508
Total noninterest income$428,0002,165
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$58,0003,164
Trading account gains and fees$0123
Additional Noninterest Income$370,0001,787
Total noninterest expense$2,237,0002,106
Salaries and employee benefits$1,208,0002,181
Premises and equipment expense$235,0002,191
Additional noninterest expense$794,0001,830
Pre-tax net operating income$190,0004,377
Securities gains (losses)$0735
Applicable income taxes$7,0003,598
Income before extraordinary items$183,0004,279
Extraordinary gains, net$07
Net income$183,0004,279
Minority interest net income$052
Net income of bank and minority interests.$183,0004,279
Net charge-offs$-14,0004,864
Cash dividends$325,0001,528
Sale, conversion, retirement of capital stock, net$0580
Net operating income$183,0004,284
2017-12-31 (YTD Data)Rank
Total interest income$8,841,0002,681
Total interest expense$803,0002,909
Net interest income$8,038,0002,628
Provision for loan and lease losses$244,0002,174
Total noninterest income$1,984,0002,034
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$238,0003,223
Trading account gains and fees$0151
Additional Noninterest Income$1,746,0001,662
Total noninterest expense$8,395,0002,186
Salaries and employee benefits$4,578,0002,242
Premises and equipment expense$837,0002,378
Additional noninterest expense$2,980,0001,942
Pre-tax net operating income$1,383,0003,642
Securities gains (losses)$02,243
Applicable income taxes$11,0003,870
Income before extraordinary items$1,372,0003,276
Extraordinary gains, net$09
Net income$1,372,0003,274
Minority interest net income$076
Net income of bank and minority interests.$1,372,0003,276
Net charge-offs$281,0001,538
Cash dividends$1,225,0001,958
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,372,0003,252
2017-09-30 (YTD Data)Rank
Total interest income$6,666,0002,685
Total interest expense$615,0002,880
Net interest income$6,051,0002,637
Provision for loan and lease losses$244,0001,841
Total noninterest income$1,244,0002,299
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$174,0003,275
Trading account gains and fees$0145
Additional Noninterest Income$1,070,0001,905
Total noninterest expense$6,272,0002,203
Salaries and employee benefits$3,368,0002,285
Premises and equipment expense$611,0002,437
Additional noninterest expense$2,293,0001,905
Pre-tax net operating income$779,0004,088
Securities gains (losses)$02,274
Applicable income taxes$21,0003,717
Income before extraordinary items$758,0003,920
Extraordinary gains, net$09
Net income$758,0003,919
Minority interest net income$071
Net income of bank and minority interests.$758,0003,920
Net charge-offs$454,000862
Cash dividends$975,0001,736
Sale, conversion, retirement of capital stock, net$0677
Net operating income$758,0003,902
2017-06-30 (YTD Data)Rank
Total interest income$4,424,0002,684
Total interest expense$412,0002,816
Net interest income$4,012,0002,642
Provision for loan and lease losses$244,0001,403
Total noninterest income$835,0002,297
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$109,0003,363
Trading account gains and fees$0139
Additional Noninterest Income$726,0001,883
Total noninterest expense$4,101,0002,244
Salaries and employee benefits$2,244,0002,301
Premises and equipment expense$395,0002,504
Additional noninterest expense$1,462,0001,981
Pre-tax net operating income$502,0004,128
Securities gains (losses)$01,906
Applicable income taxes$14,0003,736
Income before extraordinary items$488,0003,926
Extraordinary gains, net$011
Net income$488,0003,925
Minority interest net income$071
Net income of bank and minority interests.$488,0003,926
Net charge-offs$422,000654
Cash dividends$700,0001,638
Sale, conversion, retirement of capital stock, net$0659
Net operating income$488,0003,911
2017-03-31 (YTD Data)Rank
Total interest income$2,259,0002,630
Total interest expense$200,0002,842
Net interest income$2,059,0002,585
Provision for loan and lease losses$03,537
Total noninterest income$449,0002,176
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$53,0003,420
Trading account gains and fees$0142
Additional Noninterest Income$396,0001,760
Total noninterest expense$2,006,0002,296
Salaries and employee benefits$1,127,0002,307
Premises and equipment expense$181,0002,671
Additional noninterest expense$698,0002,049
Pre-tax net operating income$502,0003,082
Securities gains (losses)$01,153
Applicable income taxes$7,0003,709
Income before extraordinary items$495,0002,774
Extraordinary gains, net$08
Net income$495,0002,774
Minority interest net income$055
Net income of bank and minority interests.$495,0002,774
Net charge-offs$131,000773
Cash dividends$300,0001,627
Sale, conversion, retirement of capital stock, net$0632
Net operating income$495,0002,756
2016-12-31 (YTD Data)Rank
Total interest income$9,176,0002,584
Total interest expense$847,0002,713
Net interest income$8,329,0002,535
Provision for loan and lease losses$205,0002,413
Total noninterest income$1,723,0002,305
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$206,0003,529
Trading account gains and fees$0170
Additional Noninterest Income$1,517,0001,868
Total noninterest expense$8,158,0002,254
Salaries and employee benefits$4,432,0002,302
Premises and equipment expense$724,0002,664
Additional noninterest expense$3,002,0001,984
Pre-tax net operating income$1,689,0003,342
Securities gains (losses)$03,212
Applicable income taxes$15,0003,928
Income before extraordinary items$1,674,0003,085
Extraordinary gains, net$05
Net income$1,674,0003,084
Minority interest net income$082
Net income of bank and minority interests.$1,674,0003,084
Net charge-offs$299,0001,526
Cash dividends$2,125,0001,335
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,674,0003,034
2016-09-30 (YTD Data)Rank
Total interest income$6,835,0002,599
Total interest expense$646,0002,677
Net interest income$6,189,0002,563
Provision for loan and lease losses$111,0002,633
Total noninterest income$1,263,0002,334
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$147,0003,630
Trading account gains and fees$0169
Additional Noninterest Income$1,116,0001,908
Total noninterest expense$6,042,0002,275
Salaries and employee benefits$3,297,0002,316
Premises and equipment expense$515,0002,777
Additional noninterest expense$2,230,0001,988
Pre-tax net operating income$1,299,0003,342
Securities gains (losses)$03,160
Applicable income taxes$21,0003,853
Income before extraordinary items$1,278,0003,080
Extraordinary gains, net$05
Net income$1,278,0003,080
Minority interest net income$071
Net income of bank and minority interests.$1,278,0003,080
Net charge-offs$148,0001,703
Cash dividends$1,800,0001,127
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,278,0003,028
2016-06-30 (YTD Data)Rank
Total interest income$4,589,0002,607
Total interest expense$435,0002,672
Net interest income$4,154,0002,558
Provision for loan and lease losses$111,0002,217
Total noninterest income$848,0002,309
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$88,0003,769
Trading account gains and fees$0157
Additional Noninterest Income$760,0001,853
Total noninterest expense$4,032,0002,284
Salaries and employee benefits$2,213,0002,312
Premises and equipment expense$334,0002,845
Additional noninterest expense$1,485,0001,987
Pre-tax net operating income$859,0003,346
Securities gains (losses)$02,835
Applicable income taxes$14,0003,886
Income before extraordinary items$845,0003,086
Extraordinary gains, net$016
Net income$845,0003,085
Minority interest net income$071
Net income of bank and minority interests.$845,0003,085
Net charge-offs$138,0001,382
Cash dividends$1,550,000926
Sale, conversion, retirement of capital stock, net$0705
Net operating income$845,0003,020
2016-03-31 (YTD Data)Rank
Total interest income$2,289,0002,593
Total interest expense$221,0002,653
Net interest income$2,068,0002,563
Provision for loan and lease losses$03,656
Total noninterest income$497,0002,079
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$43,0003,794
Trading account gains and fees$0142
Additional Noninterest Income$454,0001,616
Total noninterest expense$2,017,0002,284
Salaries and employee benefits$1,127,0002,275
Premises and equipment expense$161,0002,935
Additional noninterest expense$729,0002,006
Pre-tax net operating income$548,0002,876
Securities gains (losses)$02,077
Applicable income taxes$7,0003,863
Income before extraordinary items$541,0002,625
Extraordinary gains, net$012
Net income$541,0002,625
Minority interest net income$062
Net income of bank and minority interests.$541,0002,625
Net charge-offs$135,000842
Cash dividends$1,200,000635
Sale, conversion, retirement of capital stock, net$0659
Net operating income$541,0002,576
2015-12-31 (YTD Data)Rank
Total interest income$9,665,0002,432
Total interest expense$1,081,0002,294
Net interest income$8,584,0002,435
Provision for loan and lease losses$385,0001,632
Total noninterest income$1,614,0002,391
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$217,0003,587
Trading account gains and fees$0159
Additional Noninterest Income$1,397,0001,936
Total noninterest expense$7,476,0002,440
Salaries and employee benefits$4,152,0002,419
Premises and equipment expense$711,0002,796
Additional noninterest expense$2,613,0002,246
Pre-tax net operating income$2,337,0002,750
Securities gains (losses)$03,216
Applicable income taxes$23,0003,885
Income before extraordinary items$2,314,0002,467
Extraordinary gains, net$023
Net income$2,314,0002,469
Minority interest net income$081
Net income of bank and minority interests.$2,314,0002,469
Net charge-offs$632,000961
Cash dividends$925,0002,237
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,314,0002,423
2015-09-30 (YTD Data)Rank
Total interest income$6,912,0002,559
Total interest expense$840,0002,256
Net interest income$6,072,0002,587
Provision for loan and lease losses$131,0002,423
Total noninterest income$1,307,0002,309
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$158,0003,658
Trading account gains and fees$0153
Additional Noninterest Income$1,149,0001,849
Total noninterest expense$5,818,0002,351
Salaries and employee benefits$3,103,0002,423
Premises and equipment expense$530,0002,851
Additional noninterest expense$2,185,0002,046
Pre-tax net operating income$1,430,0003,170
Securities gains (losses)$03,031
Applicable income taxes$16,0004,021
Income before extraordinary items$1,414,0002,878
Extraordinary gains, net$021
Net income$1,414,0002,877
Minority interest net income$078
Net income of bank and minority interests.$1,414,0002,879
Net charge-offs$227,0001,432
Cash dividends$775,0001,865
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,414,0002,822
2015-06-30 (YTD Data)Rank
Total interest income$4,563,0002,577
Total interest expense$588,0002,190
Net interest income$3,975,0002,624
Provision for loan and lease losses$131,0001,934
Total noninterest income$903,0002,256
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$95,0003,803
Trading account gains and fees$0157
Additional Noninterest Income$808,0001,797
Total noninterest expense$3,833,0002,390
Salaries and employee benefits$2,032,0002,481
Premises and equipment expense$360,0002,821
Additional noninterest expense$1,441,0002,070
Pre-tax net operating income$914,0003,234
Securities gains (losses)$02,636
Applicable income taxes$9,0004,101
Income before extraordinary items$905,0002,929
Extraordinary gains, net$022
Net income$905,0002,929
Minority interest net income$075
Net income of bank and minority interests.$905,0002,931
Net charge-offs$199,0001,191
Cash dividends$525,0001,862
Sale, conversion, retirement of capital stock, net$0751
Net operating income$905,0002,875
2015-03-31 (YTD Data)Rank
Total interest income$2,283,0002,573
Total interest expense$301,0002,162
Net interest income$1,982,0002,634
Provision for loan and lease losses$03,703
Total noninterest income$451,0002,242
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$44,0003,897
Trading account gains and fees$0152
Additional Noninterest Income$407,0001,757
Total noninterest expense$1,860,0002,466
Salaries and employee benefits$1,014,0002,497
Premises and equipment expense$172,0002,926
Additional noninterest expense$674,0002,167
Pre-tax net operating income$573,0002,779
Securities gains (losses)$02,027
Applicable income taxes$2,0004,215
Income before extraordinary items$571,0002,481
Extraordinary gains, net$013
Net income$571,0002,484
Minority interest net income$064
Net income of bank and minority interests.$571,0002,483
Net charge-offs$154,000856
Cash dividends$525,0001,064
Sale, conversion, retirement of capital stock, net$0697
Net operating income$571,0002,412
2014-12-31 (YTD Data)Rank
Total interest income$8,875,0002,675
Total interest expense$767,0003,116
Net interest income$8,108,0002,590
Provision for loan and lease losses$04,603
Total noninterest income$1,574,0002,441
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$267,0003,419
Trading account gains and fees$0180
Additional Noninterest Income$1,307,0001,956
Total noninterest expense$6,978,0002,627
Salaries and employee benefits$3,976,0002,515
Premises and equipment expense$481,0003,726
Additional noninterest expense$2,521,0002,399
Pre-tax net operating income$2,704,0002,445
Securities gains (losses)$03,259
Applicable income taxes$66,0003,597
Income before extraordinary items$2,638,0002,217
Extraordinary gains, net$017
Net income$2,638,0002,216
Minority interest net income$084
Net income of bank and minority interests.$2,638,0002,216
Net charge-offs$65,0003,556
Cash dividends$2,060,0001,240
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,638,0002,167
2014-09-30 (YTD Data)Rank
Total interest income$6,487,0002,744
Total interest expense$559,0003,233
Net interest income$5,928,0002,661
Provision for loan and lease losses$04,401
Total noninterest income$1,231,0002,399
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$196,0003,496
Trading account gains and fees$0174
Additional Noninterest Income$1,035,0001,887
Total noninterest expense$5,103,0002,676
Salaries and employee benefits$2,947,0002,541
Premises and equipment expense$347,0003,861
Additional noninterest expense$1,809,0002,495
Pre-tax net operating income$2,056,0002,467
Securities gains (losses)$02,980
Applicable income taxes$19,0004,016
Income before extraordinary items$2,037,0002,194
Extraordinary gains, net$015
Net income$2,037,0002,194
Minority interest net income$081
Net income of bank and minority interests.$2,037,0002,193
Net charge-offs$-2,0005,291
Cash dividends$1,375,0001,238
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,037,0002,144
2014-06-30 (YTD Data)Rank
Total interest income$4,252,0002,783
Total interest expense$374,0003,265
Net interest income$3,878,0002,697
Provision for loan and lease losses$04,196
Total noninterest income$880,0002,270
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$131,0003,482
Trading account gains and fees$0172
Additional Noninterest Income$749,0001,776
Total noninterest expense$3,361,0002,712
Salaries and employee benefits$1,955,0002,562
Premises and equipment expense$239,0003,816
Additional noninterest expense$1,167,0002,553
Pre-tax net operating income$1,397,0002,383
Securities gains (losses)$02,580
Applicable income taxes$12,0004,039
Income before extraordinary items$1,385,0002,114
Extraordinary gains, net$020
Net income$1,385,0002,118
Minority interest net income$080
Net income of bank and minority interests.$1,385,0002,117
Net charge-offs$-65,0006,216
Cash dividends$765,0001,412
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,385,0002,056
2014-03-31 (YTD Data)Rank
Total interest income$2,103,0002,814
Total interest expense$190,0003,284
Net interest income$1,913,0002,727
Provision for loan and lease losses$03,817
Total noninterest income$458,0002,163
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$67,0003,417
Trading account gains and fees$0147
Additional Noninterest Income$391,0001,683
Total noninterest expense$1,651,0002,758
Salaries and employee benefits$973,0002,575
Premises and equipment expense$118,0003,868
Additional noninterest expense$560,0002,643
Pre-tax net operating income$720,0002,275
Securities gains (losses)$01,715
Applicable income taxes$5,0004,041
Income before extraordinary items$715,0001,969
Extraordinary gains, net$016
Net income$715,0001,972
Minority interest net income$066
Net income of bank and minority interests.$715,0001,972
Net charge-offs$-100,0006,469
Cash dividends$365,0001,290
Sale, conversion, retirement of capital stock, net$0747
Net operating income$715,0001,929
2013-12-31 (YTD Data)Rank
Total interest income$8,552,0002,791
Total interest expense$829,0003,361
Net interest income$7,723,0002,692
Provision for loan and lease losses$282,0002,531
Total noninterest income$1,861,0002,264
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$261,0003,628
Trading account gains and fees$0184
Additional Noninterest Income$1,600,0001,777
Total noninterest expense$6,611,0002,757
Salaries and employee benefits$3,736,0002,646
Premises and equipment expense$476,0003,836
Additional noninterest expense$2,399,0002,557
Pre-tax net operating income$2,691,0002,338
Securities gains (losses)$03,182
Applicable income taxes$28,0003,990
Income before extraordinary items$2,663,0002,090
Extraordinary gains, net$029
Net income$2,663,0002,095
Minority interest net income$090
Net income of bank and minority interests.$2,663,0002,095
Net charge-offs$323,0002,494
Cash dividends$3,638,000751
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,663,0002,037
2013-09-30 (YTD Data)Rank
Total interest income$6,449,0002,803
Total interest expense$632,0003,412
Net interest income$5,817,0002,682
Provision for loan and lease losses$225,0002,403
Total noninterest income$1,353,0002,341
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$190,0003,705
Trading account gains and fees$0180
Additional Noninterest Income$1,163,0001,855
Total noninterest expense$4,919,0002,787
Salaries and employee benefits$2,760,0002,682
Premises and equipment expense$363,0003,844
Additional noninterest expense$1,796,0002,552
Pre-tax net operating income$2,026,0002,394
Securities gains (losses)$03,040
Applicable income taxes$21,0004,085
Income before extraordinary items$2,005,0002,129
Extraordinary gains, net$025
Net income$2,005,0002,137
Minority interest net income$084
Net income of bank and minority interests.$2,005,0002,136
Net charge-offs$138,0002,955
Cash dividends$3,190,000609
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,005,0002,058
2013-06-30 (YTD Data)Rank
Total interest income$4,298,0002,799
Total interest expense$430,0003,433
Net interest income$3,868,0002,682
Provision for loan and lease losses$50,0003,593
Total noninterest income$949,0002,291
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$114,0003,879
Trading account gains and fees$0157
Additional Noninterest Income$835,0001,803
Total noninterest expense$3,268,0002,792
Salaries and employee benefits$1,840,0002,704
Premises and equipment expense$230,0003,976
Additional noninterest expense$1,198,0002,544
Pre-tax net operating income$1,499,0002,191
Securities gains (losses)$02,791
Applicable income taxes$14,0004,078
Income before extraordinary items$1,485,0001,942
Extraordinary gains, net$022
Net income$1,485,0001,948
Minority interest net income$082
Net income of bank and minority interests.$1,485,0001,948
Net charge-offs$22,0003,949
Cash dividends$2,340,000552
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,485,0001,869
2013-03-31 (YTD Data)Rank
Total interest income$2,156,0002,809
Total interest expense$227,0003,387
Net interest income$1,929,0002,696
Provision for loan and lease losses$50,0002,783
Total noninterest income$533,0002,136
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$57,0003,854
Trading account gains and fees$0148
Additional Noninterest Income$476,0001,630
Total noninterest expense$1,556,0002,937
Salaries and employee benefits$908,0002,747
Premises and equipment expense$104,0004,221
Additional noninterest expense$544,0002,766
Pre-tax net operating income$856,0001,939
Securities gains (losses)$01,966
Applicable income taxes$7,0004,068
Income before extraordinary items$849,0001,693
Extraordinary gains, net$010
Net income$849,0001,694
Minority interest net income$076
Net income of bank and minority interests.$849,0001,695
Net charge-offs$5,0003,681
Cash dividends$1,000,000526
Sale, conversion, retirement of capital stock, net$0789
Net operating income$849,0001,637
2012-12-31 (YTD Data)Rank
Total interest income$8,923,0002,843
Total interest expense$1,088,0003,419
Net interest income$7,835,0002,707
Provision for loan and lease losses$280,0003,492
Total noninterest income$1,833,0002,320
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$274,0003,655
Trading account gains and fees$0166
Additional Noninterest Income$1,559,0001,814
Total noninterest expense$6,426,0002,875
Salaries and employee benefits$3,495,0002,792
Premises and equipment expense$517,0003,739
Additional noninterest expense$2,414,0002,640
Pre-tax net operating income$2,962,0002,112
Securities gains (losses)$03,810
Applicable income taxes$30,0004,058
Income before extraordinary items$2,932,0001,900
Extraordinary gains, net$029
Net income$2,932,0001,898
Minority interest net income$093
Net income of bank and minority interests.$2,932,0001,900
Net charge-offs$555,0002,516
Cash dividends$2,813,000926
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,932,0001,793
2012-09-30 (YTD Data)Rank
Total interest income$6,709,0002,895
Total interest expense$834,0003,486
Net interest income$5,875,0002,753
Provision for loan and lease losses$280,0003,060
Total noninterest income$1,491,0002,185
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$207,0003,688
Trading account gains and fees$0157
Additional Noninterest Income$1,284,0001,702
Total noninterest expense$4,799,0002,889
Salaries and employee benefits$2,568,0002,851
Premises and equipment expense$381,0003,826
Additional noninterest expense$1,850,0002,604
Pre-tax net operating income$2,287,0002,129
Securities gains (losses)$03,575
Applicable income taxes$21,0004,141
Income before extraordinary items$2,266,0001,887
Extraordinary gains, net$020
Net income$2,266,0001,886
Minority interest net income$086
Net income of bank and minority interests.$2,266,0001,888
Net charge-offs$459,0002,298
Cash dividends$2,398,000672
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,266,0001,786
2012-06-30 (YTD Data)Rank
Total interest income$4,473,0002,919
Total interest expense$570,0003,521
Net interest income$3,903,0002,770
Provision for loan and lease losses$241,0002,726
Total noninterest income$975,0002,193
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$138,0003,673
Trading account gains and fees$0153
Additional Noninterest Income$837,0001,709
Total noninterest expense$3,197,0002,899
Salaries and employee benefits$1,713,0002,848
Premises and equipment expense$246,0003,912
Additional noninterest expense$1,238,0002,607
Pre-tax net operating income$1,440,0002,208
Securities gains (losses)$03,178
Applicable income taxes$14,0004,124
Income before extraordinary items$1,426,0001,964
Extraordinary gains, net$019
Net income$1,426,0001,962
Minority interest net income$084
Net income of bank and minority interests.$1,426,0001,964
Net charge-offs$489,0001,793
Cash dividends$1,000,000957
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,426,0001,865
2012-03-31 (YTD Data)Rank
Total interest income$2,253,0002,938
Total interest expense$294,0003,551
Net interest income$1,959,0002,770
Provision for loan and lease losses$173,0002,172
Total noninterest income$679,0001,754
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$68,0003,711
Trading account gains and fees$0148
Additional Noninterest Income$611,0001,312
Total noninterest expense$1,549,0002,974
Salaries and employee benefits$854,0002,873
Premises and equipment expense$123,0003,927
Additional noninterest expense$572,0002,764
Pre-tax net operating income$916,0001,811
Securities gains (losses)$02,210
Applicable income taxes$7,0004,126
Income before extraordinary items$909,0001,600
Extraordinary gains, net$019
Net income$909,0001,601
Minority interest net income$078
Net income of bank and minority interests.$909,0001,601
Net charge-offs$339,0001,386
Cash dividends$330,0001,203
Sale, conversion, retirement of capital stock, net$0861
Net operating income$909,0001,500
2011-12-31 (YTD Data)Rank
Total interest income$9,298,0002,954
Total interest expense$1,478,0003,485
Net interest income$7,820,0002,803
Provision for loan and lease losses$588,0003,232
Total noninterest income$1,115,0002,935
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$227,0004,156
Trading account gains and fees$0146
Additional Noninterest Income$888,0002,304
Total noninterest expense$6,724,0002,754
Salaries and employee benefits$3,384,0002,824
Premises and equipment expense$517,0003,940
Additional noninterest expense$2,823,0002,323
Pre-tax net operating income$1,623,0002,902
Securities gains (losses)$03,838
Applicable income taxes$15,0004,207
Income before extraordinary items$1,608,0002,642
Extraordinary gains, net$029
Net income$1,608,0002,643
Minority interest net income$096
Net income of bank and minority interests.$1,608,0002,643
Net charge-offs$269,0003,928
Cash dividends$1,015,0001,597
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,608,0002,559
2011-09-30 (YTD Data)Rank
Total interest income$7,027,0002,966
Total interest expense$1,183,0003,439
Net interest income$5,844,0002,806
Provision for loan and lease losses$538,0002,777
Total noninterest income$750,0003,124
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$161,0004,268
Trading account gains and fees$0145
Additional Noninterest Income$589,0002,452
Total noninterest expense$5,127,0002,718
Salaries and employee benefits$2,600,0002,762
Premises and equipment expense$375,0004,081
Additional noninterest expense$2,152,0002,297
Pre-tax net operating income$929,0003,452
Securities gains (losses)$03,555
Applicable income taxes$21,0004,025
Income before extraordinary items$908,0003,258
Extraordinary gains, net$021
Net income$908,0003,259
Minority interest net income$087
Net income of bank and minority interests.$908,0003,259
Net charge-offs$223,0003,589
Cash dividends$955,0001,207
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$908,0003,154
2011-06-30 (YTD Data)Rank
Total interest income$4,719,0002,957
Total interest expense$867,0003,294
Net interest income$3,852,0002,834
Provision for loan and lease losses$320,0002,866
Total noninterest income$433,0003,400
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$96,0004,453
Trading account gains and fees$0153
Additional Noninterest Income$337,0002,711
Total noninterest expense$3,406,0002,749
Salaries and employee benefits$1,746,0002,765
Premises and equipment expense$254,0004,065
Additional noninterest expense$1,406,0002,390
Pre-tax net operating income$559,0003,598
Securities gains (losses)$02,914
Applicable income taxes$14,0003,977
Income before extraordinary items$545,0003,402
Extraordinary gains, net$015
Net income$545,0003,403
Minority interest net income$089
Net income of bank and minority interests.$545,0003,403
Net charge-offs$138,0003,502
Cash dividends$675,0001,146
Sale, conversion, retirement of capital stock, net$0986
Net operating income$545,0003,308
2011-03-31 (YTD Data)Rank
Total interest income$2,330,0003,008
Total interest expense$471,0003,199
Net interest income$1,859,0002,906
Provision for loan and lease losses$220,0002,338
Total noninterest income$255,0003,123
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$47,0004,460
Trading account gains and fees$0158
Additional Noninterest Income$208,0002,415
Total noninterest expense$1,649,0002,847
Salaries and employee benefits$862,0002,805
Premises and equipment expense$127,0004,116
Additional noninterest expense$660,0002,511
Pre-tax net operating income$245,0003,867
Securities gains (losses)$01,772
Applicable income taxes$7,0003,925
Income before extraordinary items$238,0003,667
Extraordinary gains, net$09
Net income$238,0003,667
Minority interest net income$086
Net income of bank and minority interests.$238,0003,666
Net charge-offs$2,0004,883
Cash dividends$250,0001,233
Sale, conversion, retirement of capital stock, net$0925
Net operating income$238,0003,607
2010-12-31 (YTD Data)Rank
Total interest income$10,847,0002,752
Total interest expense$2,611,0002,886
Net interest income$8,236,0002,652
Provision for loan and lease losses$1,944,0002,113
Total noninterest income$3,174,0001,483
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$293,0003,689
Trading account gains and fees$0175
Additional Noninterest Income$2,881,0001,097
Total noninterest expense$7,768,0002,488
Salaries and employee benefits$3,977,0002,407
Premises and equipment expense$770,0003,061
Additional noninterest expense$3,021,0002,280
Pre-tax net operating income$1,698,0002,524
Securities gains (losses)$03,793
Applicable income taxes$15,0004,111
Income before extraordinary items$1,683,0002,315
Extraordinary gains, net$029
Net income$1,683,0002,313
Minority interest net income$0111
Net income of bank and minority interests.$1,683,0002,316
Net charge-offs$3,853,0001,248
Cash dividends$4,659,000361
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,683,0002,218
2010-09-30 (YTD Data)Rank
Total interest income$8,446,0002,718
Total interest expense$2,117,0002,838
Net interest income$6,329,0002,625
Provision for loan and lease losses$1,675,0001,847
Total noninterest income$2,764,0001,324
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$236,0003,611
Trading account gains and fees$0165
Additional Noninterest Income$2,528,000939
Total noninterest expense$5,984,0002,423
Salaries and employee benefits$3,062,0002,374
Premises and equipment expense$613,0002,979
Additional noninterest expense$2,309,0002,219
Pre-tax net operating income$1,434,0002,457
Securities gains (losses)$03,651
Applicable income taxes$21,0003,981
Income before extraordinary items$1,413,0002,257
Extraordinary gains, net$023
Net income$1,413,0002,257
Minority interest net income$0110
Net income of bank and minority interests.$1,413,0002,259
Net charge-offs$3,623,000978
Cash dividends$4,159,000269
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,413,0002,155
2010-06-30 (YTD Data)Rank
Total interest income$5,961,0002,598
Total interest expense$1,566,0002,693
Net interest income$4,395,0002,518
Provision for loan and lease losses$1,513,0001,509
Total noninterest income$2,367,0001,091
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$171,0003,452
Trading account gains and fees$0152
Additional Noninterest Income$2,196,000744
Total noninterest expense$4,194,0002,305
Salaries and employee benefits$2,265,0002,147
Premises and equipment expense$424,0002,911
Additional noninterest expense$1,505,0002,251
Pre-tax net operating income$1,055,0002,282
Securities gains (losses)$03,184
Applicable income taxes$14,0003,954
Income before extraordinary items$1,041,0002,040
Extraordinary gains, net$019
Net income$1,041,0002,038
Minority interest net income$0105
Net income of bank and minority interests.$1,041,0002,040
Net charge-offs$3,164,000788
Cash dividends$975,000755
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,041,0001,959
2010-03-31 (YTD Data)Rank
Total interest income$3,233,0002,462
Total interest expense$861,0002,594
Net interest income$2,372,0002,373
Provision for loan and lease losses$1,138,0001,076
Total noninterest income$435,0002,236
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$95,0003,254
Trading account gains and fees$0175
Additional Noninterest Income$340,0001,693
Total noninterest expense$2,128,0002,294
Salaries and employee benefits$1,083,0002,277
Premises and equipment expense$243,0002,647
Additional noninterest expense$802,0002,116
Pre-tax net operating income$-459,0007,150
Securities gains (losses)$02,284
Applicable income taxes$7,0003,969
Income before extraordinary items$-466,0007,233
Extraordinary gains, net$016
Net income$-466,0007,234
Minority interest net income$091
Net income of bank and minority interests.$-466,0007,234
Net charge-offs$619,0001,429
Cash dividends$25,0002,473
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-466,0007,217
2009-12-31 (YTD Data)Rank
Total interest income$14,274,0002,345
Total interest expense$4,531,0002,465
Net interest income$9,743,0002,241
Provision for loan and lease losses$2,349,0002,267
Total noninterest income$1,902,0002,197
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$437,0003,153
Trading account gains and fees$0211
Additional Noninterest Income$1,465,0001,677
Total noninterest expense$8,281,0002,386
Salaries and employee benefits$4,360,0002,256
Premises and equipment expense$957,0002,681
Additional noninterest expense$2,964,0002,374
Pre-tax net operating income$1,015,0002,963
Securities gains (losses)$03,754
Applicable income taxes$7,0003,960
Income before extraordinary items$1,008,0002,763
Extraordinary gains, net$034
Net income$1,008,0002,762
Minority interest net income$0115
Net income of bank and minority interests.$1,008,0002,763
Net charge-offs$1,388,0002,475
Cash dividends$400,0002,826
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,008,0002,707
2009-09-30 (YTD Data)Rank
Total interest income$10,732,0002,372
Total interest expense$3,571,0002,466
Net interest income$7,161,0002,291
Provision for loan and lease losses$1,495,0002,227
Total noninterest income$1,373,0002,309
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$321,0003,213
Trading account gains and fees$0212
Additional Noninterest Income$1,052,0001,765
Total noninterest expense$5,803,0002,552
Salaries and employee benefits$3,138,0002,371
Premises and equipment expense$706,0002,747
Additional noninterest expense$1,959,0002,617
Pre-tax net operating income$1,236,0002,379
Securities gains (losses)$03,497
Applicable income taxes$-2,0006,572
Income before extraordinary items$1,238,0002,122
Extraordinary gains, net$027
Net income$1,238,0002,119
Minority interest net income$0118
Net income of bank and minority interests.$1,238,0002,122
Net charge-offs$932,0002,280
Cash dividends$300,0002,611
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,238,0002,069
2009-06-30 (YTD Data)Rank
Total interest income$7,123,0002,411
Total interest expense$2,466,0002,488
Net interest income$4,657,0002,342
Provision for loan and lease losses$1,160,0001,900
Total noninterest income$944,0002,272
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$214,0003,180
Trading account gains and fees$0193
Additional Noninterest Income$730,0001,763
Total noninterest expense$3,671,0002,712
Salaries and employee benefits$2,053,0002,458
Premises and equipment expense$313,0003,822
Additional noninterest expense$1,305,0002,638
Pre-tax net operating income$770,0002,571
Securities gains (losses)$03,136
Applicable income taxes$-9,0006,795
Income before extraordinary items$779,0002,279
Extraordinary gains, net$021
Net income$779,0002,276
Minority interest net income$0112
Net income of bank and minority interests.$779,0002,278
Net charge-offs$752,0001,907
Cash dividends$300,0002,182
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$779,0002,217
2009-03-31 (YTD Data)Rank
Total interest income$3,595,0002,416
Total interest expense$1,272,0002,497
Net interest income$2,323,0002,341
Provision for loan and lease losses$270,0002,474
Total noninterest income$460,0002,266
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$106,0003,154
Trading account gains and fees$0171
Additional Noninterest Income$354,0001,753
Total noninterest expense$1,937,0002,498
Salaries and employee benefits$1,117,0002,289
Premises and equipment expense$151,0003,954
Additional noninterest expense$669,0002,324
Pre-tax net operating income$576,0002,120
Securities gains (losses)$02,434
Applicable income taxes$7,0004,167
Income before extraordinary items$569,0001,886
Extraordinary gains, net$015
Net income$569,0001,888
Minority interest net income$0102
Net income of bank and minority interests.$569,0001,888
Net charge-offs$369,0001,615
Cash dividends$250,0001,500
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$569,0001,784
2008-12-31 (YTD Data)Rank
Total interest income$15,703,0002,370
Total interest expense$6,620,0002,303
Net interest income$9,083,0002,403
Provision for loan and lease losses$2,557,0001,539
Total noninterest income$1,284,0002,916
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$490,0003,061
Trading account gains and fees$0154
Additional Noninterest Income$794,0002,464
Total noninterest expense$7,589,0002,489
Salaries and employee benefits$4,044,0002,484
Premises and equipment expense$631,0003,775
Additional noninterest expense$2,914,0002,059
Pre-tax net operating income$221,0005,686
Securities gains (losses)$03,220
Applicable income taxes$5,0004,660
Income before extraordinary items$216,0005,425
Extraordinary gains, net$039
Net income$216,0005,423
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,142,0001,819
Cash dividends$850,0002,564
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$216,0005,575
2008-09-30 (YTD Data)Rank
Total interest income$11,966,0002,388
Total interest expense$5,245,0002,282
Net interest income$6,721,0002,455
Provision for loan and lease losses$2,407,0001,045
Total noninterest income$980,0002,947
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$360,0003,118
Trading account gains and fees$0148
Additional Noninterest Income$620,0002,483
Total noninterest expense$5,753,0002,455
Salaries and employee benefits$3,185,0002,402
Premises and equipment expense$467,0003,830
Additional noninterest expense$2,101,0002,065
Pre-tax net operating income$-459,0007,234
Securities gains (losses)$03,106
Applicable income taxes$27,0004,452
Income before extraordinary items$-486,0007,182
Extraordinary gains, net$031
Net income$-486,0007,181
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$997,0001,308
Cash dividends$850,0002,036
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-486,0007,319
2008-06-30 (YTD Data)Rank
Total interest income$8,168,0002,375
Total interest expense$3,689,0002,264
Net interest income$4,479,0002,439
Provision for loan and lease losses$2,300,000712
Total noninterest income$677,0002,920
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$230,0003,199
Trading account gains and fees$0149
Additional Noninterest Income$447,0002,418
Total noninterest expense$3,724,0002,537
Salaries and employee benefits$2,096,0002,456
Premises and equipment expense$305,0003,925
Additional noninterest expense$1,323,0002,140
Pre-tax net operating income$-868,0007,835
Securities gains (losses)$03,233
Applicable income taxes$18,0004,723
Income before extraordinary items$-886,0007,952
Extraordinary gains, net$021
Net income$-886,0007,951
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$891,000927
Cash dividends$850,0001,617
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-886,0007,937
2008-03-31 (YTD Data)Rank
Total interest income$4,246,0002,365
Total interest expense$1,972,0002,263
Net interest income$2,274,0002,414
Provision for loan and lease losses$2,300,000368
Total noninterest income$331,0002,938
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$101,0003,432
Trading account gains and fees$0158
Additional Noninterest Income$230,0002,349
Total noninterest expense$1,843,0002,551
Salaries and employee benefits$1,035,0002,509
Premises and equipment expense$146,0004,066
Additional noninterest expense$662,0002,111
Pre-tax net operating income$-1,538,0008,335
Securities gains (losses)$02,688
Applicable income taxes$9,0004,855
Income before extraordinary items$-1,547,0008,363
Extraordinary gains, net$015
Net income$-1,547,0008,363
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0002,080
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-1,547,0008,356
2007-12-31 (YTD Data)Rank
Total interest income$16,193,0002,511
Total interest expense$7,282,0002,529
Net interest income$8,911,0002,473
Provision for loan and lease losses$700,0001,852
Total noninterest income$1,108,0003,328
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$455,0003,268
Trading account gains and fees$0178
Additional Noninterest Income$653,0002,864
Total noninterest expense$5,959,0002,981
Salaries and employee benefits$3,455,0002,841
Premises and equipment expense$453,0004,647
Additional noninterest expense$2,051,0002,607
Pre-tax net operating income$3,360,0002,259
Securities gains (losses)$02,146
Applicable income taxes$36,0005,115
Income before extraordinary items$3,324,0001,879
Extraordinary gains, net$039
Net income$3,324,0001,878
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$811,0001,194
Cash dividends$2,250,0001,477
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,324,0001,865
2007-09-30 (YTD Data)Rank
Total interest income$11,721,0002,587
Total interest expense$5,184,0002,653
Net interest income$6,537,0002,544
Provision for loan and lease losses$550,0001,443
Total noninterest income$800,0003,390
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$327,0003,355
Trading account gains and fees$0184
Additional Noninterest Income$473,0002,947
Total noninterest expense$4,140,0003,158
Salaries and employee benefits$2,437,0002,997
Premises and equipment expense$318,0004,833
Additional noninterest expense$1,385,0002,800
Pre-tax net operating income$2,647,0002,332
Securities gains (losses)$01,655
Applicable income taxes$27,0005,314
Income before extraordinary items$2,620,0001,928
Extraordinary gains, net$033
Net income$2,620,0001,926
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0007,886
Cash dividends$1,750,0001,349
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,620,0001,914
2007-06-30 (YTD Data)Rank
Total interest income$7,378,0002,737
Total interest expense$3,276,0002,780
Net interest income$4,102,0002,694
Provision for loan and lease losses$300,0001,528
Total noninterest income$553,0003,335
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$219,0003,318
Trading account gains and fees$0168
Additional Noninterest Income$334,0002,848
Total noninterest expense$2,701,0003,241
Salaries and employee benefits$1,585,0003,097
Premises and equipment expense$212,0004,845
Additional noninterest expense$904,0002,876
Pre-tax net operating income$1,654,0002,508
Securities gains (losses)$01,444
Applicable income taxes$18,0005,393
Income before extraordinary items$1,636,0002,081
Extraordinary gains, net$029
Net income$1,636,0002,079
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,315
Cash dividends$1,250,0001,287
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,636,0002,064
2007-03-31 (YTD Data)Rank
Total interest income$3,475,0002,877
Total interest expense$1,590,0002,841
Net interest income$1,885,0002,910
Provision for loan and lease losses$150,0001,427
Total noninterest income$281,0003,262
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$100,0003,456
Trading account gains and fees$0195
Additional Noninterest Income$181,0002,698
Total noninterest expense$1,344,0003,264
Salaries and employee benefits$790,0003,121
Premises and equipment expense$100,0005,048
Additional noninterest expense$454,0002,831
Pre-tax net operating income$672,0002,886
Securities gains (losses)$01,187
Applicable income taxes$9,0005,389
Income before extraordinary items$663,0002,437
Extraordinary gains, net$022
Net income$663,0002,437
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,735
Cash dividends$400,0001,655
Sale, conversion, retirement of capital stock, net$0885
Net operating income$663,0002,416
2006-12-31 (YTD Data)Rank
Total interest income$11,464,0003,220
Total interest expense$4,633,0003,227
Net interest income$6,831,0003,173
Provision for loan and lease losses$800,0001,275
Total noninterest income$857,0003,887
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$349,0003,818
Trading account gains and fees$0130
Additional Noninterest Income$508,0003,306
Total noninterest expense$5,025,0003,347
Salaries and employee benefits$2,901,0003,227
Premises and equipment expense$391,0004,992
Additional noninterest expense$1,733,0002,919
Pre-tax net operating income$1,863,0003,804
Securities gains (losses)$01,687
Applicable income taxes$36,0005,646
Income before extraordinary items$1,827,0003,307
Extraordinary gains, net$051
Net income$1,827,0003,306
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$217,0002,078
Cash dividends$1,650,0001,800
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,827,0003,291
2006-09-30 (YTD Data)Rank
Total interest income$8,120,0003,339
Total interest expense$3,094,0003,425
Net interest income$5,026,0003,257
Provision for loan and lease losses$650,0001,120
Total noninterest income$615,0004,007
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$246,0003,975
Trading account gains and fees$0126
Additional Noninterest Income$369,0003,345
Total noninterest expense$3,681,0003,394
Salaries and employee benefits$2,134,0003,276
Premises and equipment expense$296,0004,990
Additional noninterest expense$1,251,0003,009
Pre-tax net operating income$1,310,0004,084
Securities gains (losses)$01,388
Applicable income taxes$27,0005,818
Income before extraordinary items$1,283,0003,579
Extraordinary gains, net$045
Net income$1,283,0003,581
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0003,158
Cash dividends$1,650,0001,335
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,283,0003,564
2006-06-30 (YTD Data)Rank
Total interest income$5,078,0003,463
Total interest expense$1,792,0003,668
Net interest income$3,286,0003,314
Provision for loan and lease losses$500,000976
Total noninterest income$408,0004,012
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$153,0004,098
Trading account gains and fees$0126
Additional Noninterest Income$255,0003,293
Total noninterest expense$2,434,0003,417
Salaries and employee benefits$1,424,0003,279
Premises and equipment expense$195,0005,016
Additional noninterest expense$815,0003,089
Pre-tax net operating income$760,0004,439
Securities gains (losses)$01,185
Applicable income taxes$18,0005,852
Income before extraordinary items$742,0003,914
Extraordinary gains, net$039
Net income$742,0003,917
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-52,0008,432
Cash dividends$1,275,0001,191
Sale, conversion, retirement of capital stock, net$0887
Net operating income$742,0003,903
2006-03-31 (YTD Data)Rank
Total interest income$2,332,0003,627
Total interest expense$797,0003,828
Net interest income$1,535,0003,482
Provision for loan and lease losses$300,000761
Total noninterest income$200,0003,984
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$66,0004,344
Trading account gains and fees$0115
Additional Noninterest Income$134,0003,182
Total noninterest expense$1,217,0003,426
Salaries and employee benefits$726,0003,233
Premises and equipment expense$99,0004,994
Additional noninterest expense$392,0003,183
Pre-tax net operating income$218,0005,654
Securities gains (losses)$0955
Applicable income taxes$9,0005,806
Income before extraordinary items$209,0005,263
Extraordinary gains, net$021
Net income$209,0005,262
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-44,0008,463
Cash dividends$525,0001,269
Sale, conversion, retirement of capital stock, net$0648
Net operating income$209,0005,257
2005-12-31 (YTD Data)Rank
Total interest income$8,537,0003,563
Total interest expense$2,665,0003,652
Net interest income$5,872,0003,488
Provision for loan and lease losses$420,0002,180
Total noninterest income$669,0004,512
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$289,0004,270
Trading account gains and fees$0138
Additional Noninterest Income$380,0003,861
Total noninterest expense$3,982,0003,873
Salaries and employee benefits$2,456,0003,540
Premises and equipment expense$259,0006,117
Additional noninterest expense$1,267,0003,702
Pre-tax net operating income$2,139,0003,533
Securities gains (losses)$02,296
Applicable income taxes$36,0006,053
Income before extraordinary items$2,103,0002,968
Extraordinary gains, net$046
Net income$2,103,0002,969
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$847,000773
Cash dividends$2,120,0001,385
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,103,0002,936
2005-09-30 (YTD Data)Rank
Total interest income$6,286,0003,563
Total interest expense$1,848,0003,720
Net interest income$4,438,0003,457
Provision for loan and lease losses$315,0002,100
Total noninterest income$571,0004,179
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$215,0004,306
Trading account gains and fees$0126
Additional Noninterest Income$356,0003,498
Total noninterest expense$2,696,0004,163
Salaries and employee benefits$1,711,0003,730
Premises and equipment expense$171,0006,411
Additional noninterest expense$814,0004,129
Pre-tax net operating income$1,998,0003,058
Securities gains (losses)$02,317
Applicable income taxes$27,0006,133
Income before extraordinary items$1,971,0002,515
Extraordinary gains, net$035
Net income$1,971,0002,515
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,0008,136
Cash dividends$2,120,0001,005
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,971,0002,485
2005-06-30 (YTD Data)Rank
Total interest income$4,112,0003,544
Total interest expense$1,127,0003,797
Net interest income$2,985,0003,414
Provision for loan and lease losses$210,0002,058
Total noninterest income$382,0004,162
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$138,0004,336
Trading account gains and fees$0116
Additional Noninterest Income$244,0003,406
Total noninterest expense$1,681,0004,377
Salaries and employee benefits$1,043,0003,945
Premises and equipment expense$109,0006,513
Additional noninterest expense$529,0004,185
Pre-tax net operating income$1,476,0002,796
Securities gains (losses)$02,146
Applicable income taxes$18,0006,142
Income before extraordinary items$1,458,0002,279
Extraordinary gains, net$030
Net income$1,458,0002,277
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,147
Cash dividends$1,570,000899
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,458,0002,248
2005-03-31 (YTD Data)Rank
Total interest income$2,002,0003,590
Total interest expense$536,0003,836
Net interest income$1,466,0003,462
Provision for loan and lease losses$105,0001,941
Total noninterest income$207,0003,890
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$67,0004,356
Trading account gains and fees$0115
Additional Noninterest Income$140,0003,099
Total noninterest expense$824,0004,461
Salaries and employee benefits$506,0004,058
Premises and equipment expense$53,0006,627
Additional noninterest expense$265,0004,174
Pre-tax net operating income$744,0002,725
Securities gains (losses)$01,685
Applicable income taxes$9,0006,134
Income before extraordinary items$735,0002,239
Extraordinary gains, net$024
Net income$735,0002,240
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,0008,424
Cash dividends$510,0001,185
Sale, conversion, retirement of capital stock, net$0491
Net operating income$735,0002,199
2004-12-31 (YTD Data)Rank
Total interest income$7,926,0003,435
Total interest expense$2,072,0003,540
Net interest income$5,854,0003,352
Provision for loan and lease losses$420,0002,272
Total noninterest income$822,0003,973
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$268,0004,578
Trading account gains and fees$0138
Additional Noninterest Income$554,0003,118
Total noninterest expense$3,240,0004,425
Salaries and employee benefits$2,002,0004,000
Premises and equipment expense$213,0006,599
Additional noninterest expense$1,025,0004,247
Pre-tax net operating income$3,016,0002,577
Securities gains (losses)$03,819
Applicable income taxes$44,0006,113
Income before extraordinary items$2,972,0002,092
Extraordinary gains, net$034
Net income$2,972,0002,093
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$347,0001,779
Cash dividends$2,040,0001,323
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,972,0002,051
2004-09-30 (YTD Data)Rank
Total interest income$5,909,0003,427
Total interest expense$1,559,0003,499
Net interest income$4,350,0003,362
Provision for loan and lease losses$315,0002,173
Total noninterest income$584,0004,154
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$200,0004,636
Trading account gains and fees$0134
Additional Noninterest Income$384,0003,269
Total noninterest expense$2,369,0004,470
Salaries and employee benefits$1,441,0004,085
Premises and equipment expense$158,0006,621
Additional noninterest expense$770,0004,202
Pre-tax net operating income$2,250,0002,603
Securities gains (losses)$03,710
Applicable income taxes$35,0006,189
Income before extraordinary items$2,215,0002,109
Extraordinary gains, net$026
Net income$2,215,0002,110
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-47,0008,646
Cash dividends$2,040,000959
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,215,0002,063
2004-06-30 (YTD Data)Rank
Total interest income$3,924,0003,431
Total interest expense$1,040,0003,486
Net interest income$2,884,0003,375
Provision for loan and lease losses$210,0002,090
Total noninterest income$404,0004,063
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$131,0004,670
Trading account gains and fees$0130
Additional Noninterest Income$273,0003,147
Total noninterest expense$1,580,0004,492
Salaries and employee benefits$952,0004,125
Premises and equipment expense$105,0006,680
Additional noninterest expense$523,0004,173
Pre-tax net operating income$1,498,0002,592
Securities gains (losses)$03,413
Applicable income taxes$18,0006,344
Income before extraordinary items$1,480,0002,094
Extraordinary gains, net$021
Net income$1,480,0002,095
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-64,0008,799
Cash dividends$1,530,000870
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,480,0002,035
2004-03-31 (YTD Data)Rank
Total interest income$1,965,0003,440
Total interest expense$514,0003,554
Net interest income$1,451,0003,350
Provision for loan and lease losses$105,0002,016
Total noninterest income$195,0004,119
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$60,0004,803
Trading account gains and fees$0121
Additional Noninterest Income$135,0003,125
Total noninterest expense$797,0004,494
Salaries and employee benefits$466,0004,240
Premises and equipment expense$50,0006,793
Additional noninterest expense$281,0003,938
Pre-tax net operating income$744,0002,581
Securities gains (losses)$02,934
Applicable income taxes$9,0006,307
Income before extraordinary items$735,0002,083
Extraordinary gains, net$016
Net income$735,0002,083
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-81,0008,936
Cash dividends$510,0001,158
Sale, conversion, retirement of capital stock, net$0464
Net operating income$735,0002,001
2003-12-31 (YTD Data)Rank
Total interest income$8,040,0003,426
Total interest expense$2,553,0003,285
Net interest income$5,487,0003,435
Provision for loan and lease losses$420,0002,478
Total noninterest income$802,0004,223
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$283,0004,447
Trading account gains and fees$0160
Additional Noninterest Income$519,0003,518
Total noninterest expense$2,836,0004,786
Salaries and employee benefits$1,706,0004,428
Premises and equipment expense$208,0006,681
Additional noninterest expense$922,0004,545
Pre-tax net operating income$3,033,0002,482
Securities gains (losses)$04,500
Applicable income taxes$36,0006,492
Income before extraordinary items$2,997,0002,048
Extraordinary gains, net$054
Net income$2,997,0002,048
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$342,0002,069
Cash dividends$2,040,0001,352
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,997,0001,951
2003-09-30 (YTD Data)Rank
Total interest income$6,039,0003,473
Total interest expense$1,970,0003,324
Net interest income$4,069,0003,476
Provision for loan and lease losses$315,0002,407
Total noninterest income$534,0004,554
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$214,0004,433
Trading account gains and fees$0153
Additional Noninterest Income$320,0003,928
Total noninterest expense$2,077,0004,859
Salaries and employee benefits$1,242,0004,501
Premises and equipment expense$159,0006,640
Additional noninterest expense$676,0004,580
Pre-tax net operating income$2,211,0002,632
Securities gains (losses)$04,204
Applicable income taxes$27,0006,632
Income before extraordinary items$2,184,0002,153
Extraordinary gains, net$040
Net income$2,184,0002,151
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,0008,722
Cash dividends$2,040,000988
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,184,0002,043
2003-06-30 (YTD Data)Rank
Total interest income$4,035,0003,491
Total interest expense$1,302,0003,440
Net interest income$2,733,0003,447
Provision for loan and lease losses$210,0002,412
Total noninterest income$355,0004,545
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$142,0004,419
Trading account gains and fees$0150
Additional Noninterest Income$213,0003,928
Total noninterest expense$1,380,0004,871
Salaries and employee benefits$823,0004,522
Premises and equipment expense$104,0006,670
Additional noninterest expense$453,0004,575
Pre-tax net operating income$1,498,0002,597
Securities gains (losses)$03,782
Applicable income taxes$18,0006,667
Income before extraordinary items$1,480,0002,133
Extraordinary gains, net$030
Net income$1,480,0002,131
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0004,731
Cash dividends$1,530,000918
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,480,0002,013
2003-03-31 (YTD Data)Rank
Total interest income$2,000,0003,522
Total interest expense$638,0003,570
Net interest income$1,362,0003,435
Provision for loan and lease losses$105,0002,265
Total noninterest income$175,0004,492
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$71,0004,347
Trading account gains and fees$0134
Additional Noninterest Income$104,0003,853
Total noninterest expense$672,0004,936
Salaries and employee benefits$408,0004,555
Premises and equipment expense$48,0006,893
Additional noninterest expense$216,0004,699
Pre-tax net operating income$760,0002,571
Securities gains (losses)$02,891
Applicable income taxes$11,0006,507
Income before extraordinary items$749,0002,095
Extraordinary gains, net$021
Net income$749,0002,093
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0008,212
Cash dividends$510,0001,168
Sale, conversion, retirement of capital stock, net$0419
Net operating income$749,0001,976
2002-12-31 (YTD Data)Rank
Total interest income$8,301,0003,544
Total interest expense$3,119,0003,434
Net interest income$5,182,0003,555
Provision for loan and lease losses$1,120,0001,219
Total noninterest income$581,0004,817
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$246,0004,737
Trading account gains and fees$0153
Additional Noninterest Income$335,0004,026
Total noninterest expense$2,619,0004,928
Salaries and employee benefits$1,533,0004,619
Premises and equipment expense$199,0006,784
Additional noninterest expense$887,0004,595
Pre-tax net operating income$2,024,0003,391
Securities gains (losses)$04,537
Applicable income taxes$39,0006,703
Income before extraordinary items$1,985,0002,815
Extraordinary gains, net$070
Net income$1,985,0002,813
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$710,0001,262
Cash dividends$1,421,0001,710
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,985,0002,735
2001-12-31 (YTD Data)Rank
Total interest income$8,770,0003,712
Total interest expense$4,820,0003,249
Net interest income$3,950,0004,162
Provision for loan and lease losses$420,0002,511
Total noninterest income$536,0004,875
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$212,0005,028
Trading account gains and fees$0177
Additional Noninterest Income$324,0003,948
Total noninterest expense$2,389,0005,119
Salaries and employee benefits$1,291,0005,057
Premises and equipment expense$203,0006,749
Additional noninterest expense$895,0004,428
Pre-tax net operating income$1,677,0003,591
Securities gains (losses)$04,612
Applicable income taxes$15,0007,441
Income before extraordinary items$1,662,0002,981
Extraordinary gains, net$0105
Net income$1,662,0002,984
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$299,0002,245
Cash dividends$970,0002,319
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,662,0002,879
2000-12-31 (YTD Data)Rank
Total interest income$7,398,0004,380
Total interest expense$3,624,0004,282
Net interest income$3,774,0004,373
Provision for loan and lease losses$420,0002,181
Total noninterest income$326,0006,083
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$165,0005,560
Trading account gains and feesNANA
Additional Noninterest Income$161,0005,307
Total noninterest expense$1,990,0005,697
Salaries and employee benefits$1,048,0005,742
Premises and equipment expense$172,0007,209
Additional noninterest expense$770,0004,857
Pre-tax net operating income$1,690,0003,729
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$1,690,0002,947
Extraordinary gains, net$038
Net income$1,690,0002,945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$237,0002,131
Cash dividends$560,0003,345
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,690,0002,932
1999-12-31 (YTD Data)Rank
Total interest income$5,953,0004,973
Total interest expense$2,975,0004,637
Net interest income$2,978,0005,187
Provision for loan and lease losses$300,0002,624
Total noninterest income$210,0007,379
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$139,0006,031
Trading account gains and feesNANA
Additional Noninterest Income$71,0007,394
Total noninterest expense$1,708,0006,282
Salaries and employee benefits$860,0006,492
Premises and equipment expense$142,0007,811
Additional noninterest expense$706,0005,213
Pre-tax net operating income$1,180,0004,808
Securities gains (losses)$03,155
Applicable income taxes$4,0008,624
Income before extraordinary items$1,176,0003,937
Extraordinary gains, net$035
Net income$1,176,0003,938
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$396,0001,470
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,176,0003,907
1998-12-31 (YTD Data)Rank
Total interest income$4,201,0006,304
Total interest expense$2,143,0005,936
Net interest income$2,058,0006,565
Provision for loan and lease losses$395,0002,085
Total noninterest income$167,0007,994
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$101,0006,836
Trading account gains and feesNANA
Additional Noninterest Income$66,0007,603
Total noninterest expense$1,162,0007,649
Salaries and employee benefits$607,0007,719
Premises and equipment expense$77,0009,215
Additional noninterest expense$478,0006,590
Pre-tax net operating income$668,0006,608
Securities gains (losses)$04,449
Applicable income taxes$09,340
Income before extraordinary items$668,0005,737
Extraordinary gains, net$032
Net income$668,0005,736
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$254,0002,084
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$668,0005,637
1997-12-31 (YTD Data)Rank
Total interest income$3,073,0007,670
Total interest expense$1,519,0007,303
Net interest income$1,554,0007,863
Provision for loan and lease losses$240,0003,015
Total noninterest income$155,0008,496
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$70,0007,887
Trading account gains and feesNANA
Additional Noninterest Income$85,0007,227
Total noninterest expense$905,0008,668
Salaries and employee benefits$449,0008,949
Premises and equipment expense$59,0009,970
Additional noninterest expense$397,0007,376
Pre-tax net operating income$564,0007,587
Securities gains (losses)$03,944
Applicable income taxes$27,0009,605
Income before extraordinary items$537,0006,756
Extraordinary gains, net$044
Net income$537,0006,758
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0003,337
Cash dividends$12,0007,716
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$537,0006,699
1996-12-31 (YTD Data)Rank
Total interest income$1,768,0009,712
Total interest expense$886,0009,364
Net interest income$882,0009,875
Provision for loan and lease losses$170,0003,812
Total noninterest income$94,0009,994
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$59,0008,581
Trading account gains and feesNANA
Additional Noninterest Income$35,0009,600
Total noninterest expense$804,0009,414
Salaries and employee benefits$376,0009,770
Premises and equipment expense$66,00010,194
Additional noninterest expense$362,0008,238
Pre-tax net operating income$2,00010,766
Securities gains (losses)$04,148
Applicable income taxes$2,00010,509
Income before extraordinary items$010,815
Extraordinary gains, net$053
Net income$010,810
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0008,146
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$010,769
1995-12-31 (YTD Data)Rank
Total interest income$481,00011,790
Total interest expense$221,00011,722
Net interest income$260,00011,804
Provision for loan and lease losses$28,0007,236
Total noninterest income$22,00011,760
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$11,00010,169
Trading account gains and feesNANA
Additional Noninterest Income$11,00011,437
Total noninterest expense$263,00011,794
Salaries and employee benefits$157,00011,709
Premises and equipment expense$30,00011,619
Additional noninterest expense$76,00011,786
Pre-tax net operating income$-9,00011,509
Securities gains (losses)$03,831
Applicable income taxes$011,151
Income before extraordinary items$-9,00011,517
Extraordinary gains, net$065
Net income$-9,00011,515
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0008,178
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$-9,00011,489
1994-12-31 (YTD Data)Rank
Total interest income$229,00012,547
Total interest expense$91,00012,516
Net interest income$138,00012,545
Provision for loan and lease losses$7,0008,694
Total noninterest income$16,00012,418
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$10,00010,723
Trading account gains and feesNANA
Additional Noninterest Income$6,00012,297
Total noninterest expense$171,00012,544
Salaries and employee benefits$77,00012,551
Premises and equipment expense$20,00012,430
Additional noninterest expense$74,00012,461
Pre-tax net operating income$-24,00012,135
Securities gains (losses)$03,600
Applicable income taxes$-5,00012,058
Income before extraordinary items$-19,00012,070
Extraordinary gains, net$0249
Net income$-19,00012,072
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,826
Cash dividends$5,0008,858
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$-19,00012,094
1993-12-31 (YTD Data)Rank
Total interest income$209,00013,221
Total interest expense$82,00013,188
Net interest income$127,00013,188
Provision for loan and lease losses$7,0009,969
Total noninterest income$8,00013,181
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$5,00011,275
Trading account gains and feesNANA
Additional Noninterest Income$3,00013,123
Total noninterest expense$110,00013,257
Salaries and employee benefits$61,00013,244
Premises and equipment expense$15,00013,159
Additional noninterest expense$34,00013,254
Pre-tax net operating income$18,00012,313
Securities gains (losses)$07,477
Applicable income taxes$2,00012,040
Income before extraordinary items$16,00012,443
Extraordinary gains, net$03,149
Net income$16,00012,465
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0009,155
Cash dividends$5,0008,993
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$16,00012,308
1992-12-31 (YTD Data)Rank
Total interest income$240,00013,848
Total interest expense$110,00013,811
Net interest income$130,00013,828
Provision for loan and lease losses$20,00010,574
Total noninterest income$11,00013,789
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$5,00011,683
Trading account gains and feesNANA
Additional Noninterest Income$6,00013,603
Total noninterest expense$114,00013,884
Salaries and employee benefits$56,00013,877
Premises and equipment expense$17,00013,728
Additional noninterest expense$41,00013,866
Pre-tax net operating income$7,00012,661
Securities gains (losses)$08,369
Applicable income taxes$5,00012,508
Income before extraordinary items$2,00012,882
Extraordinary gains, net$01,422
Net income$2,00012,877
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0009,428
Cash dividends$5,0008,820
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,00012,650

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.