Home > Farmers State Bank Chadwick and Mount Carroll > Income and Expense
Farmers State Bank Chadwick and Mount Carroll, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,922,000 | 5,791 |
| Total interest expense | $2,930,000 | 5,019 |
| Net interest income | $1,992,000 | 6,570 |
| Provision for loan and lease losses | $116,000 | 5,015 |
| Total noninterest income | $347,000 | 5,910 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $202,000 | 5,070 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 5,553 |
| Total noninterest expense | $1,387,000 | 7,031 |
| Salaries and employee benefits | $798,000 | 6,738 |
| Premises and equipment expense | $263,000 | 5,873 |
| Additional noninterest expense | $326,000 | 7,743 |
| Pre-tax net operating income | $836,000 | 5,752 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,000 | 8,274 |
| Income before extraordinary items | $834,000 | 4,929 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $834,000 | 4,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,868 |
| Cash dividends | $562,000 | 3,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $834,000 | 4,922 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,314,000 | 6,088 |
| Total interest expense | $2,454,000 | 5,249 |
| Net interest income | $1,860,000 | 6,889 |
| Provision for loan and lease losses | $130,000 | 4,573 |
| Total noninterest income | $316,000 | 6,304 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $190,000 | 5,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 6,047 |
| Total noninterest expense | $1,320,000 | 7,248 |
| Salaries and employee benefits | $692,000 | 7,289 |
| Premises and equipment expense | $276,000 | 5,735 |
| Additional noninterest expense | $352,000 | 7,684 |
| Pre-tax net operating income | $726,000 | 6,222 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $89,000 | 7,090 |
| Income before extraordinary items | $637,000 | 5,729 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $637,000 | 5,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 2,692 |
| Cash dividends | $180,000 | 5,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $637,000 | 5,697 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,322,000 | 6,209 |
| Total interest expense | $2,489,000 | 5,389 |
| Net interest income | $1,833,000 | 6,982 |
| Provision for loan and lease losses | $26,000 | 7,477 |
| Total noninterest income | $292,000 | 6,562 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 5,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 6,504 |
| Total noninterest expense | $1,246,000 | 7,417 |
| Salaries and employee benefits | $666,000 | 7,396 |
| Premises and equipment expense | $238,000 | 6,142 |
| Additional noninterest expense | $342,000 | 7,729 |
| Pre-tax net operating income | $853,000 | 5,894 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $229,000 | 5,845 |
| Income before extraordinary items | $624,000 | 5,945 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $624,000 | 5,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,524 |
| Cash dividends | $504,000 | 3,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $624,000 | 5,845 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,074,000 | 6,591 |
| Total interest expense | $2,439,000 | 5,510 |
| Net interest income | $1,635,000 | 7,697 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $264,000 | 7,063 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $168,000 | 5,859 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 6,891 |
| Total noninterest expense | $1,196,000 | 7,695 |
| Salaries and employee benefits | $674,000 | 7,469 |
| Premises and equipment expense | $224,000 | 6,433 |
| Additional noninterest expense | $298,000 | 8,337 |
| Pre-tax net operating income | $703,000 | 6,964 |
| Securities gains (losses) | $-15,000 | 10,235 |
| Applicable income taxes | $169,000 | 7,340 |
| Income before extraordinary items | $519,000 | 6,862 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $519,000 | 6,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,638 |
| Cash dividends | $490,000 | 3,556 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $530,250 | 6,740 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,904,000 | 6,961 |
| Total interest expense | $2,257,000 | 5,926 |
| Net interest income | $1,647,000 | 7,913 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $235,000 | 7,787 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 6,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 7,742 |
| Total noninterest expense | $1,055,000 | 8,488 |
| Salaries and employee benefits | $587,000 | 8,219 |
| Premises and equipment expense | $179,000 | 7,451 |
| Additional noninterest expense | $289,000 | 8,993 |
| Pre-tax net operating income | $827,000 | 6,390 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $227,000 | 6,744 |
| Income before extraordinary items | $600,000 | 6,279 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $600,000 | 6,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 10,962 |
| Cash dividends | $378,000 | 4,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $600,000 | 6,215 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,740,000 | 7,265 |
| Total interest expense | $2,188,000 | 6,109 |
| Net interest income | $1,552,000 | 8,389 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $189,000 | 8,604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 6,970 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 9,088 |
| Total noninterest expense | $1,124,000 | 8,490 |
| Salaries and employee benefits | $561,000 | 8,637 |
| Premises and equipment expense | $179,000 | 7,622 |
| Additional noninterest expense | $384,000 | 8,359 |
| Pre-tax net operating income | $617,000 | 7,792 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $150,000 | 8,259 |
| Income before extraordinary items | $467,000 | 7,504 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $467,000 | 7,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 10,558 |
| Cash dividends | $353,000 | 4,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $467,000 | 7,471 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,490,000 | 7,336 |
| Total interest expense | $1,731,000 | 6,259 |
| Net interest income | $1,759,000 | 8,153 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $236,000 | 8,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 7,495 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 7,162 |
| Total noninterest expense | $1,099,000 | 8,986 |
| Salaries and employee benefits | $536,000 | 9,069 |
| Premises and equipment expense | $147,000 | 8,631 |
| Additional noninterest expense | $416,000 | 8,662 |
| Pre-tax net operating income | $896,000 | 6,424 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $249,000 | 6,553 |
| Income before extraordinary items | $647,000 | 6,245 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $647,000 | 6,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-56,000 | 11,945 |
| Cash dividends | $360,000 | 3,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $647,000 | 6,310 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,343,000 | 7,765 |
| Total interest expense | $1,703,000 | 6,608 |
| Net interest income | $1,640,000 | 8,673 |
| Provision for loan and lease losses | $55,000 | 7,245 |
| Total noninterest income | $165,000 | 9,917 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 8,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 9,332 |
| Total noninterest expense | $972,000 | 9,855 |
| Salaries and employee benefits | $502,000 | 9,649 |
| Premises and equipment expense | $110,000 | 10,124 |
| Additional noninterest expense | $360,000 | 9,731 |
| Pre-tax net operating income | $778,000 | 6,928 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $215,000 | 7,343 |
| Income before extraordinary items | $563,000 | 7,053 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $563,000 | 7,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 6,359 |
| Cash dividends | $353,000 | 3,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $563,000 | 6,794 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,770,000 | 7,816 |
| Total interest expense | $2,044,000 | 7,016 |
| Net interest income | $1,726,000 | 8,578 |
| Provision for loan and lease losses | $59,000 | 8,714 |
| Total noninterest income | $165,000 | 10,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 8,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 10,164 |
| Total noninterest expense | $936,000 | 10,276 |
| Salaries and employee benefits | $478,000 | 10,004 |
| Premises and equipment expense | $98,000 | 10,802 |
| Additional noninterest expense | $360,000 | 10,069 |
| Pre-tax net operating income | $896,000 | 6,116 |
| Securities gains (losses) | $6,000 | 6,913 |
| Applicable income taxes | $256,000 | 6,571 |
| Income before extraordinary items | $646,000 | 6,252 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $646,000 | 6,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 7,201 |
| Cash dividends | $331,000 | 3,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $641,680 | 5,943 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.