Home > Farmers State Bank, Astoria > Income and Expense
Farmers State Bank, Astoria, Income and Expense
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $193,000 | 7,378 |
| Total interest expense | $30,000 | 7,382 |
| Net interest income | $163,000 | 7,355 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $33,000 | 6,395 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $18,000 | 5,934 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $15,000 | 6,083 |
| Total noninterest expense | $158,000 | 7,343 |
| Salaries and employee benefits | $81,000 | 7,349 |
| Premises and equipment expense | $15,000 | 7,285 |
| Additional noninterest expense | $62,000 | 7,185 |
| Pre-tax net operating income | $38,000 | 5,907 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $1,000 | 4,403 |
| Income before extraordinary items | $37,000 | 5,895 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $37,000 | 5,894 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $37,000 | 5,895 |
| Net charge-offs | $-2,000 | 6,441 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $37,000 | 5,866 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $830,000 | 7,437 |
| Total interest expense | $130,000 | 7,470 |
| Net interest income | $700,000 | 7,394 |
| Provision for loan and lease losses | $8,000 | 6,962 |
| Total noninterest income | $117,000 | 6,547 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $79,000 | 5,790 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $38,000 | 6,297 |
| Total noninterest expense | $1,245,000 | 6,809 |
| Salaries and employee benefits | $357,000 | 7,381 |
| Premises and equipment expense | $64,000 | 7,340 |
| Additional noninterest expense | $824,000 | 5,560 |
| Pre-tax net operating income | $-436,000 | 6,222 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-436,000 | 6,335 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-436,000 | 6,336 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-436,000 | 6,336 |
| Net charge-offs | $1,000 | 6,818 |
| Cash dividends | $75,000 | 3,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-436,000 | 6,285 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $622,000 | 7,546 |
| Total interest expense | $97,000 | 7,589 |
| Net interest income | $525,000 | 7,500 |
| Provision for loan and lease losses | $27,000 | 6,555 |
| Total noninterest income | $86,000 | 6,696 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $61,000 | 5,835 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $25,000 | 6,532 |
| Total noninterest expense | $477,000 | 7,516 |
| Salaries and employee benefits | $260,000 | 7,483 |
| Premises and equipment expense | $45,000 | 7,473 |
| Additional noninterest expense | $172,000 | 7,400 |
| Pre-tax net operating income | $107,000 | 5,594 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $107,000 | 5,695 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $107,000 | 5,697 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $107,000 | 5,697 |
| Net charge-offs | $-3,000 | 7,327 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $107,000 | 5,546 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $409,000 | 7,620 |
| Total interest expense | $64,000 | 7,667 |
| Net interest income | $345,000 | 7,563 |
| Provision for loan and lease losses | $18,000 | 6,448 |
| Total noninterest income | $56,000 | 6,738 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $39,000 | 5,921 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $17,000 | 6,572 |
| Total noninterest expense | $310,000 | 7,592 |
| Salaries and employee benefits | $174,000 | 7,538 |
| Premises and equipment expense | $23,000 | 7,630 |
| Additional noninterest expense | $113,000 | 7,478 |
| Pre-tax net operating income | $73,000 | 5,667 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $73,000 | 5,727 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $73,000 | 5,729 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $73,000 | 5,728 |
| Net charge-offs | $-1,000 | 7,109 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $73,000 | 5,610 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $203,000 | 7,729 |
| Total interest expense | $33,000 | 7,770 |
| Net interest income | $170,000 | 7,666 |
| Provision for loan and lease losses | $9,000 | 6,179 |
| Total noninterest income | $27,000 | 6,857 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $18,000 | 6,033 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $9,000 | 6,695 |
| Total noninterest expense | $154,000 | 7,704 |
| Salaries and employee benefits | $87,000 | 7,645 |
| Premises and equipment expense | $11,000 | 7,727 |
| Additional noninterest expense | $56,000 | 7,580 |
| Pre-tax net operating income | $34,000 | 5,864 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $34,000 | 5,931 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $34,000 | 5,933 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $34,000 | 5,931 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $34,000 | 5,817 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $861,000 | 7,781 |
| Total interest expense | $151,000 | 7,845 |
| Net interest income | $710,000 | 7,695 |
| Provision for loan and lease losses | $50,000 | 6,827 |
| Total noninterest income | $105,000 | 6,947 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $75,000 | 6,093 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $30,000 | 6,737 |
| Total noninterest expense | $618,000 | 7,785 |
| Salaries and employee benefits | $362,000 | 7,700 |
| Premises and equipment expense | $43,000 | 7,837 |
| Additional noninterest expense | $213,000 | 7,714 |
| Pre-tax net operating income | $147,000 | 4,950 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $147,000 | 4,994 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $147,000 | 4,994 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $147,000 | 4,994 |
| Net charge-offs | $20,000 | 6,658 |
| Cash dividends | $125,000 | 3,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $147,000 | 4,932 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $643,000 | 7,868 |
| Total interest expense | $116,000 | 7,934 |
| Net interest income | $527,000 | 7,776 |
| Provision for loan and lease losses | $27,000 | 6,827 |
| Total noninterest income | $76,000 | 7,089 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $55,000 | 6,160 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $21,000 | 6,957 |
| Total noninterest expense | $420,000 | 7,896 |
| Salaries and employee benefits | $238,000 | 7,843 |
| Premises and equipment expense | $30,000 | 7,927 |
| Additional noninterest expense | $152,000 | 7,803 |
| Pre-tax net operating income | $156,000 | 5,096 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $156,000 | 5,051 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $156,000 | 5,050 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $156,000 | 5,050 |
| Net charge-offs | $20,000 | 6,232 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $156,000 | 5,003 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $430,000 | 7,960 |
| Total interest expense | $80,000 | 8,026 |
| Net interest income | $350,000 | 7,839 |
| Provision for loan and lease losses | $18,000 | 6,728 |
| Total noninterest income | $50,000 | 7,163 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $35,000 | 6,236 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $15,000 | 7,005 |
| Total noninterest expense | $276,000 | 7,992 |
| Salaries and employee benefits | $157,000 | 7,933 |
| Premises and equipment expense | $20,000 | 8,006 |
| Additional noninterest expense | $99,000 | 7,889 |
| Pre-tax net operating income | $106,000 | 5,169 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $106,000 | 5,158 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $106,000 | 5,155 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $106,000 | 5,155 |
| Net charge-offs | $-5,000 | 7,794 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $106,000 | 5,071 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $218,000 | 8,009 |
| Total interest expense | $42,000 | 8,071 |
| Net interest income | $176,000 | 7,888 |
| Provision for loan and lease losses | $9,000 | 6,357 |
| Total noninterest income | $23,000 | 7,294 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $15,000 | 6,393 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $8,000 | 7,040 |
| Total noninterest expense | $146,000 | 7,999 |
| Salaries and employee benefits | $77,000 | 7,993 |
| Premises and equipment expense | $7,000 | 8,115 |
| Additional noninterest expense | $62,000 | 7,672 |
| Pre-tax net operating income | $44,000 | 5,718 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $44,000 | 5,781 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $44,000 | 5,784 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $44,000 | 5,784 |
| Net charge-offs | $-2,000 | 7,404 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $44,000 | 5,616 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $933,000 | 8,019 |
| Total interest expense | $258,000 | 8,043 |
| Net interest income | $675,000 | 7,933 |
| Provision for loan and lease losses | $12,000 | 7,126 |
| Total noninterest income | $112,000 | 7,188 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $81,000 | 6,187 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $31,000 | 7,163 |
| Total noninterest expense | $616,000 | 8,011 |
| Salaries and employee benefits | $341,000 | 8,000 |
| Premises and equipment expense | $54,000 | 8,012 |
| Additional noninterest expense | $221,000 | 7,797 |
| Pre-tax net operating income | $159,000 | 5,858 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $159,000 | 5,636 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $159,000 | 5,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,604 |
| Cash dividends | $100,000 | 4,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $159,000 | 5,792 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $701,000 | 8,115 |
| Total interest expense | $207,000 | 8,107 |
| Net interest income | $494,000 | 8,041 |
| Provision for loan and lease losses | $9,000 | 6,766 |
| Total noninterest income | $83,000 | 7,301 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $61,000 | 6,207 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $22,000 | 7,355 |
| Total noninterest expense | $438,000 | 8,092 |
| Salaries and employee benefits | $253,000 | 8,058 |
| Premises and equipment expense | $34,000 | 8,147 |
| Additional noninterest expense | $151,000 | 7,909 |
| Pre-tax net operating income | $130,000 | 6,289 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $130,000 | 6,025 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $130,000 | 6,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,427 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $130,000 | 6,187 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $468,000 | 8,184 |
| Total interest expense | $146,000 | 8,170 |
| Net interest income | $322,000 | 8,099 |
| Provision for loan and lease losses | $6,000 | 6,439 |
| Total noninterest income | $51,000 | 7,473 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $37,000 | 6,331 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $14,000 | 7,482 |
| Total noninterest expense | $290,000 | 8,157 |
| Salaries and employee benefits | $173,000 | 8,105 |
| Premises and equipment expense | $23,000 | 8,210 |
| Additional noninterest expense | $94,000 | 8,021 |
| Pre-tax net operating income | $77,000 | 6,525 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $77,000 | 6,508 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $77,000 | 6,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,297 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $77,000 | 6,445 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $236,000 | 8,244 |
| Total interest expense | $77,000 | 8,215 |
| Net interest income | $159,000 | 8,160 |
| Provision for loan and lease losses | $3,000 | 5,879 |
| Total noninterest income | $25,000 | 7,510 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $18,000 | 6,345 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 7,488 |
| Total noninterest expense | $148,000 | 8,192 |
| Salaries and employee benefits | $88,000 | 8,127 |
| Premises and equipment expense | $11,000 | 8,240 |
| Additional noninterest expense | $49,000 | 8,012 |
| Pre-tax net operating income | $33,000 | 6,813 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $33,000 | 6,827 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $33,000 | 6,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $33,000 | 6,734 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $974,000 | 8,202 |
| Total interest expense | $307,000 | 8,200 |
| Net interest income | $667,000 | 8,119 |
| Provision for loan and lease losses | $3,000 | 6,787 |
| Total noninterest income | $117,000 | 7,415 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $84,000 | 6,243 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $33,000 | 7,470 |
| Total noninterest expense | $578,000 | 8,244 |
| Salaries and employee benefits | $335,000 | 8,203 |
| Premises and equipment expense | $44,000 | 8,290 |
| Additional noninterest expense | $199,000 | 8,037 |
| Pre-tax net operating income | $203,000 | 6,861 |
| Securities gains (losses) | $-14,000 | 7,650 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $189,000 | 6,821 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $189,000 | 6,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,321 |
| Cash dividends | $150,000 | 5,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $203,000 | 6,762 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $726,000 | 8,266 |
| Total interest expense | $226,000 | 8,261 |
| Net interest income | $500,000 | 8,176 |
| Provision for loan and lease losses | $9,000 | 6,211 |
| Total noninterest income | $97,000 | 7,354 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $62,000 | 6,296 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $35,000 | 7,194 |
| Total noninterest expense | $433,000 | 8,234 |
| Salaries and employee benefits | $246,000 | 8,211 |
| Premises and equipment expense | $36,000 | 8,258 |
| Additional noninterest expense | $151,000 | 8,000 |
| Pre-tax net operating income | $155,000 | 7,121 |
| Securities gains (losses) | $-15,000 | 7,879 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $140,000 | 7,083 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $140,000 | 7,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,441 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $155,000 | 6,998 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $480,000 | 8,336 |
| Total interest expense | $146,000 | 8,330 |
| Net interest income | $334,000 | 8,246 |
| Provision for loan and lease losses | $6,000 | 5,907 |
| Total noninterest income | $60,000 | 7,472 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $42,000 | 6,312 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $18,000 | 7,471 |
| Total noninterest expense | $291,000 | 8,276 |
| Salaries and employee benefits | $165,000 | 8,269 |
| Premises and equipment expense | $24,000 | 8,313 |
| Additional noninterest expense | $102,000 | 8,037 |
| Pre-tax net operating income | $97,000 | 7,267 |
| Securities gains (losses) | $-15,000 | 8,077 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $82,000 | 7,246 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $82,000 | 7,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,195 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $97,000 | 7,129 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $236,000 | 8,399 |
| Total interest expense | $71,000 | 8,379 |
| Net interest income | $165,000 | 8,310 |
| Provision for loan and lease losses | $3,000 | 5,535 |
| Total noninterest income | $29,000 | 7,498 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $21,000 | 6,298 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $8,000 | 7,599 |
| Total noninterest expense | $142,000 | 8,345 |
| Salaries and employee benefits | $83,000 | 8,304 |
| Premises and equipment expense | $12,000 | 8,328 |
| Additional noninterest expense | $47,000 | 8,140 |
| Pre-tax net operating income | $49,000 | 7,299 |
| Securities gains (losses) | $-15,000 | 8,327 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $34,000 | 7,402 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $34,000 | 7,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $49,000 | 7,157 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $874,000 | 8,356 |
| Total interest expense | $232,000 | 8,379 |
| Net interest income | $642,000 | 8,269 |
| Provision for loan and lease losses | $9,000 | 6,633 |
| Total noninterest income | $104,000 | 7,692 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $80,000 | 6,440 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $24,000 | 7,865 |
| Total noninterest expense | $588,000 | 8,329 |
| Salaries and employee benefits | $345,000 | 8,276 |
| Premises and equipment expense | $40,000 | 8,450 |
| Additional noninterest expense | $203,000 | 8,103 |
| Pre-tax net operating income | $149,000 | 7,557 |
| Securities gains (losses) | $-8,000 | 7,211 |
| Applicable income taxes | $-1,000 | 8,132 |
| Income before extraordinary items | $142,000 | 7,519 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $142,000 | 7,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,595 |
| Cash dividends | $100,000 | 5,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $150,000 | 7,482 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $645,000 | 8,436 |
| Total interest expense | $167,000 | 8,444 |
| Net interest income | $478,000 | 8,355 |
| Provision for loan and lease losses | $23,000 | 5,896 |
| Total noninterest income | $76,000 | 7,802 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $59,000 | 6,534 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 7,944 |
| Total noninterest expense | $452,000 | 8,331 |
| Salaries and employee benefits | $266,000 | 8,264 |
| Premises and equipment expense | $32,000 | 8,477 |
| Additional noninterest expense | $154,000 | 8,104 |
| Pre-tax net operating income | $79,000 | 7,882 |
| Securities gains (losses) | $-7,000 | 7,492 |
| Applicable income taxes | $-1,000 | 8,369 |
| Income before extraordinary items | $73,000 | 7,856 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $73,000 | 7,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,016 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $80,000 | 7,828 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $422,000 | 8,492 |
| Total interest expense | $104,000 | 8,492 |
| Net interest income | $318,000 | 8,414 |
| Provision for loan and lease losses | $15,000 | 5,732 |
| Total noninterest income | $52,000 | 7,818 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $39,000 | 6,568 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $13,000 | 7,912 |
| Total noninterest expense | $312,000 | 8,336 |
| Salaries and employee benefits | $180,000 | 8,302 |
| Premises and equipment expense | $28,000 | 8,370 |
| Additional noninterest expense | $104,000 | 8,109 |
| Pre-tax net operating income | $43,000 | 7,991 |
| Securities gains (losses) | $-8,000 | 7,799 |
| Applicable income taxes | $-1,000 | 8,427 |
| Income before extraordinary items | $36,000 | 7,995 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $36,000 | 7,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,365 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $44,000 | 7,953 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $208,000 | 8,515 |
| Total interest expense | $50,000 | 8,529 |
| Net interest income | $158,000 | 8,446 |
| Provision for loan and lease losses | $8,000 | 5,456 |
| Total noninterest income | $25,000 | 7,837 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $17,000 | 6,702 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,731 |
| Total noninterest expense | $157,000 | 8,348 |
| Salaries and employee benefits | $93,000 | 8,293 |
| Premises and equipment expense | $11,000 | 8,487 |
| Additional noninterest expense | $53,000 | 8,099 |
| Pre-tax net operating income | $18,000 | 8,050 |
| Securities gains (losses) | $-8,000 | 8,193 |
| Applicable income taxes | $-1,000 | 8,441 |
| Income before extraordinary items | $11,000 | 8,093 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $11,000 | 8,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $19,000 | 7,988 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $793,000 | 8,487 |
| Total interest expense | $165,000 | 8,519 |
| Net interest income | $628,000 | 8,414 |
| Provision for loan and lease losses | $12,000 | 6,720 |
| Total noninterest income | $105,000 | 7,890 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $82,000 | 6,555 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $23,000 | 8,051 |
| Total noninterest expense | $589,000 | 8,437 |
| Salaries and employee benefits | $338,000 | 8,387 |
| Premises and equipment expense | $35,000 | 8,634 |
| Additional noninterest expense | $216,000 | 8,131 |
| Pre-tax net operating income | $132,000 | 7,893 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-6,000 | 8,437 |
| Income before extraordinary items | $138,000 | 7,839 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $138,000 | 7,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,675 |
| Cash dividends | $100,000 | 5,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $138,000 | 7,800 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $585,000 | 8,534 |
| Total interest expense | $119,000 | 8,558 |
| Net interest income | $466,000 | 8,469 |
| Provision for loan and lease losses | $24,000 | 6,042 |
| Total noninterest income | $74,000 | 7,998 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $60,000 | 6,625 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $14,000 | 8,207 |
| Total noninterest expense | $452,000 | 8,393 |
| Salaries and employee benefits | $269,000 | 8,314 |
| Premises and equipment expense | $16,000 | 8,734 |
| Additional noninterest expense | $167,000 | 8,087 |
| Pre-tax net operating income | $64,000 | 8,135 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-6,000 | 8,582 |
| Income before extraordinary items | $70,000 | 8,102 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $70,000 | 8,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,415 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $70,000 | 8,069 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $384,000 | 8,549 |
| Total interest expense | $77,000 | 8,571 |
| Net interest income | $307,000 | 8,493 |
| Provision for loan and lease losses | $24,000 | 5,514 |
| Total noninterest income | $48,000 | 8,009 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $38,000 | 6,682 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $10,000 | 8,146 |
| Total noninterest expense | $308,000 | 8,372 |
| Salaries and employee benefits | $183,000 | 8,294 |
| Premises and equipment expense | $11,000 | 8,735 |
| Additional noninterest expense | $114,000 | 8,049 |
| Pre-tax net operating income | $23,000 | 8,267 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-6,000 | 8,611 |
| Income before extraordinary items | $29,000 | 8,239 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $29,000 | 8,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,782 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $29,000 | 8,208 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $191,000 | 8,629 |
| Total interest expense | $39,000 | 8,620 |
| Net interest income | $152,000 | 8,581 |
| Provision for loan and lease losses | $12,000 | 5,254 |
| Total noninterest income | $24,000 | 8,024 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $17,000 | 6,822 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,000 | 8,020 |
| Total noninterest expense | $159,000 | 8,419 |
| Salaries and employee benefits | $94,000 | 8,344 |
| Premises and equipment expense | $9,000 | 8,660 |
| Additional noninterest expense | $56,000 | 8,141 |
| Pre-tax net operating income | $5,000 | 8,386 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-6,000 | 8,676 |
| Income before extraordinary items | $11,000 | 8,344 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $11,000 | 8,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $11,000 | 8,317 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $834,000 | 8,540 |
| Total interest expense | $166,000 | 8,571 |
| Net interest income | $668,000 | 8,479 |
| Provision for loan and lease losses | $36,000 | 6,265 |
| Total noninterest income | $90,000 | 8,196 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $67,000 | 7,004 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $23,000 | 8,128 |
| Total noninterest expense | $582,000 | 8,559 |
| Salaries and employee benefits | $322,000 | 8,546 |
| Premises and equipment expense | $42,000 | 8,699 |
| Additional noninterest expense | $218,000 | 8,204 |
| Pre-tax net operating income | $140,000 | 7,981 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-7,000 | 8,562 |
| Income before extraordinary items | $147,000 | 7,894 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $147,000 | 7,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,046 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $147,000 | 7,848 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $631,000 | 8,580 |
| Total interest expense | $127,000 | 8,608 |
| Net interest income | $504,000 | 8,518 |
| Provision for loan and lease losses | $20,000 | 6,311 |
| Total noninterest income | $65,000 | 8,285 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $47,000 | 7,129 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $18,000 | 8,138 |
| Total noninterest expense | $455,000 | 8,506 |
| Salaries and employee benefits | $268,000 | 8,435 |
| Premises and equipment expense | $31,000 | 8,728 |
| Additional noninterest expense | $156,000 | 8,268 |
| Pre-tax net operating income | $94,000 | 8,147 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-7,000 | 8,714 |
| Income before extraordinary items | $101,000 | 8,065 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $101,000 | 8,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,743 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $101,000 | 8,014 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $420,000 | 8,639 |
| Total interest expense | $88,000 | 8,651 |
| Net interest income | $332,000 | 8,580 |
| Provision for loan and lease losses | $12,000 | 6,242 |
| Total noninterest income | $36,000 | 8,481 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $24,000 | 7,394 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $12,000 | 8,173 |
| Total noninterest expense | $290,000 | 8,607 |
| Salaries and employee benefits | $178,000 | 8,496 |
| Premises and equipment expense | $20,000 | 8,782 |
| Additional noninterest expense | $92,000 | 8,434 |
| Pre-tax net operating income | $66,000 | 8,148 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $7,000 | 6,787 |
| Income before extraordinary items | $59,000 | 8,154 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $59,000 | 8,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,586 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $59,000 | 8,106 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $213,000 | 8,676 |
| Total interest expense | $46,000 | 8,676 |
| Net interest income | $167,000 | 8,609 |
| Provision for loan and lease losses | $6,000 | 5,941 |
| Total noninterest income | $19,000 | 8,452 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $11,000 | 7,439 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $8,000 | 7,967 |
| Total noninterest expense | $158,000 | 8,551 |
| Salaries and employee benefits | $89,000 | 8,531 |
| Premises and equipment expense | $1,000 | 9,071 |
| Additional noninterest expense | $68,000 | 7,939 |
| Pre-tax net operating income | $22,000 | 8,293 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-7,000 | 8,842 |
| Income before extraordinary items | $29,000 | 8,171 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $29,000 | 8,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $29,000 | 8,105 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $965,000 | 8,619 |
| Total interest expense | $252,000 | 8,603 |
| Net interest income | $713,000 | 8,543 |
| Provision for loan and lease losses | $24,000 | 6,956 |
| Total noninterest income | $87,000 | 8,438 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $59,000 | 7,289 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $28,000 | 8,187 |
| Total noninterest expense | $623,000 | 8,612 |
| Salaries and employee benefits | $335,000 | 8,644 |
| Premises and equipment expense | $49,000 | 8,783 |
| Additional noninterest expense | $239,000 | 8,158 |
| Pre-tax net operating income | $153,000 | 7,988 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $33,000 | 6,542 |
| Income before extraordinary items | $120,000 | 8,121 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $120,000 | 8,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,824 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $120,000 | 8,008 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $733,000 | 8,688 |
| Total interest expense | $199,000 | 8,669 |
| Net interest income | $534,000 | 8,613 |
| Provision for loan and lease losses | $20,000 | 6,734 |
| Total noninterest income | $69,000 | 8,455 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $45,000 | 7,328 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $24,000 | 8,092 |
| Total noninterest expense | $471,000 | 8,603 |
| Salaries and employee benefits | $262,000 | 8,603 |
| Premises and equipment expense | $36,000 | 8,838 |
| Additional noninterest expense | $173,000 | 8,251 |
| Pre-tax net operating income | $112,000 | 8,164 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $5,000 | 7,232 |
| Income before extraordinary items | $107,000 | 8,172 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $107,000 | 8,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,146 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $107,000 | 8,043 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $494,000 | 8,724 |
| Total interest expense | $137,000 | 8,725 |
| Net interest income | $357,000 | 8,645 |
| Provision for loan and lease losses | $12,000 | 6,682 |
| Total noninterest income | $47,000 | 8,428 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $30,000 | 7,331 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $17,000 | 8,015 |
| Total noninterest expense | $311,000 | 8,639 |
| Salaries and employee benefits | $176,000 | 8,610 |
| Premises and equipment expense | $19,000 | 8,962 |
| Additional noninterest expense | $116,000 | 8,218 |
| Pre-tax net operating income | $81,000 | 8,155 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $81,000 | 8,130 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $81,000 | 8,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,431 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $81,000 | 7,970 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $249,000 | 8,786 |
| Total interest expense | $70,000 | 8,784 |
| Net interest income | $179,000 | 8,697 |
| Provision for loan and lease losses | $6,000 | 6,408 |
| Total noninterest income | $25,000 | 8,378 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $14,000 | 7,374 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,000 | 7,783 |
| Total noninterest expense | $159,000 | 8,665 |
| Salaries and employee benefits | $93,000 | 8,589 |
| Premises and equipment expense | $8,000 | 9,060 |
| Additional noninterest expense | $58,000 | 8,275 |
| Pre-tax net operating income | $39,000 | 8,165 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $39,000 | 8,116 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $39,000 | 8,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,384 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $39,000 | 7,971 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,047,000 | 8,813 |
| Total interest expense | $342,000 | 8,806 |
| Net interest income | $705,000 | 8,736 |
| Provision for loan and lease losses | $3,000 | 8,029 |
| Total noninterest income | $100,000 | 8,404 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $66,000 | 7,219 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $34,000 | 8,065 |
| Total noninterest expense | $577,000 | 8,821 |
| Salaries and employee benefits | $328,000 | 8,786 |
| Premises and equipment expense | $34,000 | 9,129 |
| Additional noninterest expense | $215,000 | 8,448 |
| Pre-tax net operating income | $225,000 | 7,840 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $68,000 | 6,305 |
| Income before extraordinary items | $157,000 | 8,053 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $157,000 | 8,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,332 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $157,000 | 7,951 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,130,000 | 9,050 |
| Total interest expense | $503,000 | 9,010 |
| Net interest income | $627,000 | 8,990 |
| Provision for loan and lease losses | $33,000 | 7,158 |
| Total noninterest income | $94,000 | 8,603 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $61,000 | 7,379 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $33,000 | 8,253 |
| Total noninterest expense | $556,000 | 9,044 |
| Salaries and employee benefits | $310,000 | 9,019 |
| Premises and equipment expense | $42,000 | 9,264 |
| Additional noninterest expense | $204,000 | 8,622 |
| Pre-tax net operating income | $132,000 | 8,178 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $30,000 | 7,079 |
| Income before extraordinary items | $102,000 | 8,316 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $102,000 | 8,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,506 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $102,000 | 8,207 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,081,000 | 9,337 |
| Total interest expense | $461,000 | 9,320 |
| Net interest income | $620,000 | 9,259 |
| Provision for loan and lease losses | $24,000 | 7,446 |
| Total noninterest income | $94,000 | 8,678 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 7,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 8,420 |
| Total noninterest expense | $528,000 | 9,322 |
| Salaries and employee benefits | $312,000 | 9,199 |
| Premises and equipment expense | $31,000 | 9,657 |
| Additional noninterest expense | $185,000 | 8,926 |
| Pre-tax net operating income | $162,000 | 8,539 |
| Securities gains (losses) | $-18,000 | 8,681 |
| Applicable income taxes | $35,000 | 7,503 |
| Income before extraordinary items | $109,000 | 8,645 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $109,000 | 8,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,771 |
| Cash dividends | $160,000 | 5,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $122,680 | 8,567 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $977,000 | 9,636 |
| Total interest expense | $401,000 | 9,645 |
| Net interest income | $576,000 | 9,549 |
| Provision for loan and lease losses | $21,000 | 7,629 |
| Total noninterest income | $82,000 | 9,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 7,665 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 9,055 |
| Total noninterest expense | $539,000 | 9,504 |
| Salaries and employee benefits | $312,000 | 9,399 |
| Premises and equipment expense | $34,000 | 9,919 |
| Additional noninterest expense | $193,000 | 9,095 |
| Pre-tax net operating income | $98,000 | 9,082 |
| Securities gains (losses) | $-15,000 | 9,468 |
| Applicable income taxes | $13,000 | 8,404 |
| Income before extraordinary items | $70,000 | 9,137 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $70,000 | 9,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,038 |
| Cash dividends | $100,000 | 6,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $82,600 | 9,053 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $993,000 | 9,860 |
| Total interest expense | $409,000 | 9,879 |
| Net interest income | $584,000 | 9,769 |
| Provision for loan and lease losses | $5,000 | 8,460 |
| Total noninterest income | $79,000 | 9,372 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 7,784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 9,525 |
| Total noninterest expense | $517,000 | 9,713 |
| Salaries and employee benefits | $284,000 | 9,696 |
| Premises and equipment expense | $48,000 | 9,864 |
| Additional noninterest expense | $185,000 | 9,288 |
| Pre-tax net operating income | $141,000 | 9,225 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $32,000 | 8,664 |
| Income before extraordinary items | $109,000 | 9,279 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $109,000 | 9,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,505 |
| Cash dividends | $100,000 | 6,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $109,000 | 9,205 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,093,000 | 10,207 |
| Total interest expense | $444,000 | 10,236 |
| Net interest income | $649,000 | 10,070 |
| Provision for loan and lease losses | $58,000 | 6,402 |
| Total noninterest income | $76,000 | 9,837 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 7,935 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 10,520 |
| Total noninterest expense | $458,000 | 10,292 |
| Salaries and employee benefits | $289,000 | 10,028 |
| Premises and equipment expense | $26,000 | 10,678 |
| Additional noninterest expense | $143,000 | 10,083 |
| Pre-tax net operating income | $209,000 | 9,530 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $56,000 | 9,157 |
| Income before extraordinary items | $151,000 | 9,573 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $151,000 | 9,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,868 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $152,460 | 9,519 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,105,000 | 10,669 |
| Total interest expense | $432,000 | 10,795 |
| Net interest income | $683,000 | 10,441 |
| Provision for loan and lease losses | $18,000 | 8,074 |
| Total noninterest income | $83,000 | 10,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 8,427 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 10,461 |
| Total noninterest expense | $432,000 | 10,857 |
| Salaries and employee benefits | $268,000 | 10,596 |
| Premises and equipment expense | $37,000 | 10,993 |
| Additional noninterest expense | $127,000 | 10,831 |
| Pre-tax net operating income | $306,000 | 9,091 |
| Securities gains (losses) | $-6,000 | 10,029 |
| Applicable income taxes | $92,000 | 8,884 |
| Income before extraordinary items | $208,000 | 9,220 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $208,000 | 9,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,694 |
| Cash dividends | $100,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $212,140 | 9,131 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $995,000 | 11,284 |
| Total interest expense | $352,000 | 11,475 |
| Net interest income | $643,000 | 10,996 |
| Provision for loan and lease losses | $6,000 | 8,588 |
| Total noninterest income | $81,000 | 10,708 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 8,754 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 11,150 |
| Total noninterest expense | $456,000 | 11,207 |
| Salaries and employee benefits | $257,000 | 11,104 |
| Premises and equipment expense | $55,000 | 10,933 |
| Additional noninterest expense | $144,000 | 11,121 |
| Pre-tax net operating income | $262,000 | 10,023 |
| Securities gains (losses) | $-15,000 | 10,368 |
| Applicable income taxes | $76,000 | 9,668 |
| Income before extraordinary items | $171,000 | 10,254 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $171,000 | 10,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $181,350 | 10,120 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $795,000 | 12,073 |
| Total interest expense | $254,000 | 12,194 |
| Net interest income | $541,000 | 11,884 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $86,000 | 11,089 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 9,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 11,641 |
| Total noninterest expense | $431,000 | 11,905 |
| Salaries and employee benefits | $243,000 | 11,724 |
| Premises and equipment expense | $54,000 | 11,490 |
| Additional noninterest expense | $134,000 | 11,975 |
| Pre-tax net operating income | $196,000 | 10,923 |
| Securities gains (losses) | $-62,000 | 11,197 |
| Applicable income taxes | $30,000 | 10,923 |
| Income before extraordinary items | $104,000 | 11,348 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $104,000 | 11,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,519 |
| Cash dividends | $75,000 | 7,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $152,360 | 10,844 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $825,000 | 12,629 |
| Total interest expense | $285,000 | 12,732 |
| Net interest income | $540,000 | 12,427 |
| Provision for loan and lease losses | $12,000 | 9,545 |
| Total noninterest income | $78,000 | 11,857 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 9,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 12,399 |
| Total noninterest expense | $438,000 | 12,476 |
| Salaries and employee benefits | $234,000 | 12,337 |
| Premises and equipment expense | $62,000 | 11,775 |
| Additional noninterest expense | $142,000 | 12,518 |
| Pre-tax net operating income | $168,000 | 11,331 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $52,000 | 10,892 |
| Income before extraordinary items | $116,000 | 11,627 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $116,000 | 11,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 9,031 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $116,000 | 11,421 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $978,000 | 13,062 |
| Total interest expense | $424,000 | 13,094 |
| Net interest income | $554,000 | 12,896 |
| Provision for loan and lease losses | $12,000 | 11,000 |
| Total noninterest income | $66,000 | 12,680 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 10,309 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 12,899 |
| Total noninterest expense | $476,000 | 12,774 |
| Salaries and employee benefits | $245,000 | 12,656 |
| Premises and equipment expense | $61,000 | 12,225 |
| Additional noninterest expense | $170,000 | 12,660 |
| Pre-tax net operating income | $132,000 | 11,695 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $27,000 | 11,890 |
| Income before extraordinary items | $105,000 | 11,876 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $105,000 | 11,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $75,000 | 7,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $105,000 | 11,582 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.