Home > Farmers State Bank and Trust Company of Superior > Income and Expense
Farmers State Bank and Trust Company of Superior, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $709,000 | 9,841 |
| Total interest expense | $368,000 | 9,700 |
| Net interest income | $341,000 | 9,907 |
| Provision for loan and lease losses | $131,000 | 4,563 |
| Total noninterest income | $257,000 | 6,875 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $22,000 | 8,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $235,000 | 4,571 |
| Total noninterest expense | $404,000 | 9,870 |
| Salaries and employee benefits | $148,000 | 10,046 |
| Premises and equipment expense | $24,000 | 10,043 |
| Additional noninterest expense | $232,000 | 8,729 |
| Pre-tax net operating income | $63,000 | 9,202 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $26,000 | 8,103 |
| Income before extraordinary items | $37,000 | 9,295 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $37,000 | 9,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,508 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $37,000 | 9,260 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,394,000 | 5,383 |
| Total interest expense | $2,750,000 | 5,025 |
| Net interest income | $2,644,000 | 5,631 |
| Provision for loan and lease losses | $180,000 | 3,728 |
| Total noninterest income | $876,000 | 3,376 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 6,047 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $733,000 | 2,308 |
| Total noninterest expense | $2,212,000 | 5,198 |
| Salaries and employee benefits | $1,208,000 | 5,053 |
| Premises and equipment expense | $181,000 | 7,033 |
| Additional noninterest expense | $823,000 | 4,587 |
| Pre-tax net operating income | $1,128,000 | 5,071 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $91,000 | 7,671 |
| Income before extraordinary items | $1,037,000 | 4,379 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,037,000 | 4,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,967 |
| Cash dividends | $800,000 | 2,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,037,000 | 4,285 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,976,000 | 5,822 |
| Total interest expense | $2,533,000 | 5,360 |
| Net interest income | $2,443,000 | 6,141 |
| Provision for loan and lease losses | $150,000 | 4,117 |
| Total noninterest income | $886,000 | 3,341 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 6,577 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $757,000 | 2,102 |
| Total noninterest expense | $2,005,000 | 5,651 |
| Salaries and employee benefits | $1,043,000 | 5,704 |
| Premises and equipment expense | $161,000 | 7,570 |
| Additional noninterest expense | $801,000 | 4,719 |
| Pre-tax net operating income | $1,174,000 | 5,306 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $408,000 | 4,822 |
| Income before extraordinary items | $766,000 | 5,597 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $766,000 | 5,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 2,258 |
| Cash dividends | $325,000 | 4,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $766,000 | 5,551 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,780,000 | 6,134 |
| Total interest expense | $2,446,000 | 5,605 |
| Net interest income | $2,334,000 | 6,511 |
| Provision for loan and lease losses | $301,000 | 2,549 |
| Total noninterest income | $571,000 | 4,718 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $130,000 | 6,857 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $441,000 | 3,187 |
| Total noninterest expense | $1,875,000 | 6,226 |
| Salaries and employee benefits | $931,000 | 6,308 |
| Premises and equipment expense | $174,000 | 7,546 |
| Additional noninterest expense | $770,000 | 5,352 |
| Pre-tax net operating income | $729,000 | 6,797 |
| Securities gains (losses) | $-30,000 | 10,843 |
| Applicable income taxes | $249,000 | 6,469 |
| Income before extraordinary items | $450,000 | 7,237 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $450,000 | 7,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $258,000 | 2,299 |
| Cash dividends | $200,000 | 5,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $469,200 | 7,060 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,888,000 | 6,092 |
| Total interest expense | $2,399,000 | 5,742 |
| Net interest income | $2,489,000 | 6,344 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $988,000 | 3,133 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 6,949 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $851,000 | 2,007 |
| Total noninterest expense | $1,706,000 | 6,724 |
| Salaries and employee benefits | $970,000 | 6,209 |
| Premises and equipment expense | $159,000 | 8,051 |
| Additional noninterest expense | $577,000 | 6,678 |
| Pre-tax net operating income | $1,771,000 | 3,891 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $606,000 | 3,634 |
| Income before extraordinary items | $1,165,000 | 4,058 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,165,000 | 4,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 11,076 |
| Cash dividends | $600,000 | 2,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,165,000 | 4,041 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,540,000 | 6,108 |
| Total interest expense | $2,108,000 | 5,369 |
| Net interest income | $2,432,000 | 6,604 |
| Provision for loan and lease losses | $3,000 | 8,961 |
| Total noninterest income | $498,000 | 5,308 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 7,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $371,000 | 3,571 |
| Total noninterest expense | $2,415,000 | 5,312 |
| Salaries and employee benefits | $897,000 | 6,654 |
| Premises and equipment expense | $157,000 | 8,368 |
| Additional noninterest expense | $1,361,000 | 3,621 |
| Pre-tax net operating income | $512,000 | 8,574 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $176,000 | 7,790 |
| Income before extraordinary items | $336,000 | 8,769 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $336,000 | 8,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $336,000 | 8,822 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,321,000 | 6,504 |
| Total interest expense | $2,038,000 | 5,741 |
| Net interest income | $2,283,000 | 6,961 |
| Provision for loan and lease losses | $17,000 | 9,280 |
| Total noninterest income | $1,193,000 | 2,917 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 8,052 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,081,000 | 1,931 |
| Total noninterest expense | $2,165,000 | 5,944 |
| Salaries and employee benefits | $872,000 | 6,888 |
| Premises and equipment expense | $129,000 | 9,507 |
| Additional noninterest expense | $1,164,000 | 4,309 |
| Pre-tax net operating income | $1,294,000 | 4,879 |
| Securities gains (losses) | $9,000 | 5,582 |
| Applicable income taxes | $442,000 | 4,647 |
| Income before extraordinary items | $861,000 | 5,255 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $861,000 | 5,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 7,969 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $855,060 | 5,069 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,368,000 | 7,041 |
| Total interest expense | $2,197,000 | 6,618 |
| Net interest income | $2,172,000 | 7,311 |
| Provision for loan and lease losses | $11,000 | 11,121 |
| Total noninterest income | $695,000 | 4,435 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 8,216 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $585,000 | 2,874 |
| Total noninterest expense | $1,754,000 | 7,090 |
| Salaries and employee benefits | $922,000 | 6,498 |
| Premises and equipment expense | $106,000 | 10,520 |
| Additional noninterest expense | $726,000 | 6,577 |
| Pre-tax net operating income | $1,102,000 | 5,255 |
| Securities gains (losses) | $153,000 | 2,394 |
| Applicable income taxes | $434,000 | 4,508 |
| Income before extraordinary items | $821,000 | 5,256 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $821,000 | 5,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 9,883 |
| Cash dividends | $400,000 | 3,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $721,550 | 5,456 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.