Home > Farmers State Bank > Income and Expense
Farmers State Bank, Income and Expense
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,354,000 | 3,684 |
| Total interest expense | $130,000 | 3,643 |
| Net interest income | $1,224,000 | 3,652 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $229,000 | 3,149 |
| Gross Fiduciary activities income | $60,000 | 712 |
| Service charges on deposit accounts | $53,000 | 3,519 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $116,000 | 3,331 |
| Total noninterest expense | $1,078,000 | 3,540 |
| Salaries and employee benefits | $542,000 | 3,739 |
| Premises and equipment expense | $102,000 | 3,826 |
| Additional noninterest expense | $434,000 | 3,046 |
| Pre-tax net operating income | $375,000 | 3,513 |
| Securities gains (losses) | $215,000 | 281 |
| Applicable income taxes | $191,000 | 1,886 |
| Income before extraordinary items | $399,000 | 3,142 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $399,000 | 3,140 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $399,000 | 3,141 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $106,000 | 2,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $252,800 | 3,846 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,333,000 | 3,698 |
| Total interest expense | $515,000 | 3,670 |
| Net interest income | $4,818,000 | 3,665 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $938,000 | 3,179 |
| Gross Fiduciary activities income | $265,000 | 708 |
| Service charges on deposit accounts | $256,000 | 3,315 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $417,000 | 3,543 |
| Total noninterest expense | $4,103,000 | 3,659 |
| Salaries and employee benefits | $2,240,000 | 3,672 |
| Premises and equipment expense | $394,000 | 3,936 |
| Additional noninterest expense | $1,469,000 | 3,443 |
| Pre-tax net operating income | $1,653,000 | 3,338 |
| Securities gains (losses) | $-23,000 | 5,950 |
| Applicable income taxes | $481,000 | 2,252 |
| Income before extraordinary items | $1,149,000 | 3,700 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,149,000 | 3,700 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,149,000 | 3,701 |
| Net charge-offs | $70,000 | 2,984 |
| Cash dividends | $339,000 | 3,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,165,100 | 3,627 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,956,000 | 3,761 |
| Total interest expense | $373,000 | 3,780 |
| Net interest income | $3,583,000 | 3,725 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $700,000 | 3,202 |
| Gross Fiduciary activities income | $201,000 | 713 |
| Service charges on deposit accounts | $191,000 | 3,349 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $308,000 | 3,565 |
| Total noninterest expense | $3,145,000 | 3,629 |
| Salaries and employee benefits | $1,670,000 | 3,695 |
| Premises and equipment expense | $292,000 | 4,012 |
| Additional noninterest expense | $1,183,000 | 3,307 |
| Pre-tax net operating income | $1,138,000 | 3,547 |
| Securities gains (losses) | $-16,000 | 6,042 |
| Applicable income taxes | $323,000 | 2,414 |
| Income before extraordinary items | $799,000 | 3,888 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $799,000 | 3,887 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $799,000 | 3,888 |
| Net charge-offs | $47,000 | 2,819 |
| Cash dividends | $254,000 | 2,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $810,360 | 3,811 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,608,000 | 3,806 |
| Total interest expense | $242,000 | 3,876 |
| Net interest income | $2,366,000 | 3,765 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $457,000 | 3,246 |
| Gross Fiduciary activities income | $127,000 | 731 |
| Service charges on deposit accounts | $124,000 | 3,378 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $206,000 | 3,592 |
| Total noninterest expense | $2,099,000 | 3,657 |
| Salaries and employee benefits | $1,115,000 | 3,726 |
| Premises and equipment expense | $183,000 | 4,166 |
| Additional noninterest expense | $801,000 | 3,303 |
| Pre-tax net operating income | $724,000 | 3,595 |
| Securities gains (losses) | $-12,000 | 6,134 |
| Applicable income taxes | $203,000 | 2,473 |
| Income before extraordinary items | $509,000 | 3,937 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $509,000 | 3,937 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $509,000 | 3,939 |
| Net charge-offs | $6,000 | 3,419 |
| Cash dividends | $172,000 | 2,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $517,520 | 3,852 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,288,000 | 3,844 |
| Total interest expense | $120,000 | 3,933 |
| Net interest income | $1,168,000 | 3,803 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $216,000 | 3,307 |
| Gross Fiduciary activities income | $62,000 | 738 |
| Service charges on deposit accounts | $59,000 | 3,409 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $95,000 | 3,676 |
| Total noninterest expense | $1,045,000 | 3,694 |
| Salaries and employee benefits | $555,000 | 3,764 |
| Premises and equipment expense | $96,000 | 4,109 |
| Additional noninterest expense | $394,000 | 3,335 |
| Pre-tax net operating income | $339,000 | 3,684 |
| Securities gains (losses) | $-5,000 | 6,182 |
| Applicable income taxes | $94,000 | 2,509 |
| Income before extraordinary items | $240,000 | 4,019 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $240,000 | 4,023 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $240,000 | 4,023 |
| Net charge-offs | $6,000 | 2,677 |
| Cash dividends | $100,000 | 2,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $243,600 | 3,916 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,444,000 | 3,754 |
| Total interest expense | $510,000 | 3,978 |
| Net interest income | $4,934,000 | 3,686 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $944,000 | 3,195 |
| Gross Fiduciary activities income | $242,000 | 741 |
| Service charges on deposit accounts | $285,000 | 3,310 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $417,000 | 3,533 |
| Total noninterest expense | $4,266,000 | 3,681 |
| Salaries and employee benefits | $2,321,000 | 3,675 |
| Premises and equipment expense | $342,000 | 4,417 |
| Additional noninterest expense | $1,603,000 | 3,394 |
| Pre-tax net operating income | $1,612,000 | 3,348 |
| Securities gains (losses) | $215,000 | 778 |
| Applicable income taxes | $547,000 | 2,110 |
| Income before extraordinary items | $1,280,000 | 3,507 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,280,000 | 3,508 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,280,000 | 3,509 |
| Net charge-offs | $-269,000 | 6,301 |
| Cash dividends | $413,000 | 3,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,129,500 | 3,692 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,106,000 | 3,763 |
| Total interest expense | $385,000 | 4,027 |
| Net interest income | $3,721,000 | 3,689 |
| Provision for loan and lease losses | $20,000 | 3,930 |
| Total noninterest income | $705,000 | 3,232 |
| Gross Fiduciary activities income | $178,000 | 745 |
| Service charges on deposit accounts | $217,000 | 3,299 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $310,000 | 3,589 |
| Total noninterest expense | $3,190,000 | 3,695 |
| Salaries and employee benefits | $1,730,000 | 3,692 |
| Premises and equipment expense | $260,000 | 4,437 |
| Additional noninterest expense | $1,200,000 | 3,405 |
| Pre-tax net operating income | $1,216,000 | 3,410 |
| Securities gains (losses) | $130,000 | 840 |
| Applicable income taxes | $400,000 | 2,196 |
| Income before extraordinary items | $946,000 | 3,597 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $946,000 | 3,598 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $946,000 | 3,599 |
| Net charge-offs | $-271,000 | 6,395 |
| Cash dividends | $322,000 | 2,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $855,000 | 3,741 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,697,000 | 3,811 |
| Total interest expense | $259,000 | 4,057 |
| Net interest income | $2,438,000 | 3,736 |
| Provision for loan and lease losses | $20,000 | 3,628 |
| Total noninterest income | $457,000 | 3,265 |
| Gross Fiduciary activities income | $124,000 | 736 |
| Service charges on deposit accounts | $138,000 | 3,394 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $195,000 | 3,676 |
| Total noninterest expense | $2,105,000 | 3,738 |
| Salaries and employee benefits | $1,145,000 | 3,729 |
| Premises and equipment expense | $179,000 | 4,414 |
| Additional noninterest expense | $781,000 | 3,472 |
| Pre-tax net operating income | $770,000 | 3,450 |
| Securities gains (losses) | $136,000 | 631 |
| Applicable income taxes | $263,000 | 2,147 |
| Income before extraordinary items | $643,000 | 3,502 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $643,000 | 3,508 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $643,000 | 3,508 |
| Net charge-offs | $76,000 | 2,440 |
| Cash dividends | $212,000 | 2,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $546,440 | 3,744 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,348,000 | 3,825 |
| Total interest expense | $131,000 | 4,075 |
| Net interest income | $1,217,000 | 3,757 |
| Provision for loan and lease losses | $20,000 | 2,958 |
| Total noninterest income | $222,000 | 3,283 |
| Gross Fiduciary activities income | $59,000 | 750 |
| Service charges on deposit accounts | $64,000 | 3,504 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $99,000 | 3,592 |
| Total noninterest expense | $1,037,000 | 3,819 |
| Salaries and employee benefits | $562,000 | 3,816 |
| Premises and equipment expense | $89,000 | 4,483 |
| Additional noninterest expense | $386,000 | 3,496 |
| Pre-tax net operating income | $382,000 | 3,367 |
| Securities gains (losses) | $-6,000 | 6,390 |
| Applicable income taxes | $99,000 | 2,376 |
| Income before extraordinary items | $277,000 | 3,685 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $277,000 | 3,687 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $277,000 | 3,688 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $131,000 | 2,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $281,440 | 3,607 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,261,000 | 3,943 |
| Total interest expense | $643,000 | 3,939 |
| Net interest income | $4,618,000 | 3,898 |
| Provision for loan and lease losses | $35,000 | 4,474 |
| Total noninterest income | $1,101,000 | 3,037 |
| Gross Fiduciary activities income | $285,000 | 715 |
| Service charges on deposit accounts | $297,000 | 3,375 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $519,000 | 3,303 |
| Total noninterest expense | $4,048,000 | 3,890 |
| Salaries and employee benefits | $2,255,000 | 3,804 |
| Premises and equipment expense | $317,000 | 4,725 |
| Additional noninterest expense | $1,476,000 | 3,690 |
| Pre-tax net operating income | $1,636,000 | 3,239 |
| Securities gains (losses) | $-44,000 | 6,442 |
| Applicable income taxes | $355,000 | 2,471 |
| Income before extraordinary items | $1,237,000 | 3,495 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,237,000 | 3,497 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,237,000 | 3,498 |
| Net charge-offs | $7,000 | 5,162 |
| Cash dividends | $243,000 | 3,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,271,320 | 3,402 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,899,000 | 4,002 |
| Total interest expense | $496,000 | 3,958 |
| Net interest income | $3,403,000 | 3,975 |
| Provision for loan and lease losses | $25,000 | 4,386 |
| Total noninterest income | $783,000 | 3,171 |
| Gross Fiduciary activities income | $169,000 | 749 |
| Service charges on deposit accounts | $225,000 | 3,374 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $389,000 | 3,370 |
| Total noninterest expense | $3,045,000 | 3,903 |
| Salaries and employee benefits | $1,687,000 | 3,809 |
| Premises and equipment expense | $237,000 | 4,772 |
| Additional noninterest expense | $1,121,000 | 3,664 |
| Pre-tax net operating income | $1,116,000 | 3,485 |
| Securities gains (losses) | $7,000 | 2,609 |
| Applicable income taxes | $316,000 | 2,386 |
| Income before extraordinary items | $807,000 | 3,800 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $807,000 | 3,803 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $807,000 | 3,803 |
| Net charge-offs | $15,000 | 4,543 |
| Cash dividends | $162,000 | 3,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $801,960 | 3,742 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,551,000 | 4,073 |
| Total interest expense | $338,000 | 3,979 |
| Net interest income | $2,213,000 | 4,034 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $537,000 | 3,173 |
| Gross Fiduciary activities income | $113,000 | 754 |
| Service charges on deposit accounts | $144,000 | 3,411 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $280,000 | 3,311 |
| Total noninterest expense | $2,002,000 | 3,954 |
| Salaries and employee benefits | $1,116,000 | 3,849 |
| Premises and equipment expense | $161,000 | 4,738 |
| Additional noninterest expense | $725,000 | 3,739 |
| Pre-tax net operating income | $748,000 | 3,455 |
| Securities gains (losses) | $6,000 | 2,420 |
| Applicable income taxes | $216,000 | 2,359 |
| Income before extraordinary items | $538,000 | 3,794 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $538,000 | 3,795 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $538,000 | 3,797 |
| Net charge-offs | $9,000 | 4,369 |
| Cash dividends | $74,000 | 3,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $533,740 | 3,724 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,254,000 | 4,139 |
| Total interest expense | $171,000 | 4,036 |
| Net interest income | $1,083,000 | 4,107 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $250,000 | 3,276 |
| Gross Fiduciary activities income | $56,000 | 763 |
| Service charges on deposit accounts | $74,000 | 3,357 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $120,000 | 3,505 |
| Total noninterest expense | $993,000 | 4,003 |
| Salaries and employee benefits | $558,000 | 3,885 |
| Premises and equipment expense | $84,000 | 4,681 |
| Additional noninterest expense | $351,000 | 3,834 |
| Pre-tax net operating income | $340,000 | 3,570 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $93,000 | 2,479 |
| Income before extraordinary items | $247,000 | 3,904 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $247,000 | 3,904 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $247,000 | 3,906 |
| Net charge-offs | $9,000 | 3,485 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $247,000 | 3,803 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,424,000 | 4,105 |
| Total interest expense | $818,000 | 4,073 |
| Net interest income | $4,606,000 | 4,027 |
| Provision for loan and lease losses | $320,000 | 3,281 |
| Total noninterest income | $1,227,000 | 2,925 |
| Gross Fiduciary activities income | $268,000 | 730 |
| Service charges on deposit accounts | $311,000 | 3,422 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $648,000 | 2,998 |
| Total noninterest expense | $4,011,000 | 4,029 |
| Salaries and employee benefits | $2,185,000 | 3,916 |
| Premises and equipment expense | $347,000 | 4,622 |
| Additional noninterest expense | $1,479,000 | 3,830 |
| Pre-tax net operating income | $1,502,000 | 3,333 |
| Securities gains (losses) | $1,000 | 3,729 |
| Applicable income taxes | $415,000 | 2,364 |
| Income before extraordinary items | $1,088,000 | 3,739 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,088,000 | 3,741 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,088,000 | 3,742 |
| Net charge-offs | $219,000 | 3,665 |
| Cash dividends | $405,000 | 2,996 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,087,280 | 3,575 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,076,000 | 4,176 |
| Total interest expense | $636,000 | 4,109 |
| Net interest income | $3,440,000 | 4,096 |
| Provision for loan and lease losses | $290,000 | 3,018 |
| Total noninterest income | $807,000 | 3,149 |
| Gross Fiduciary activities income | $212,000 | 715 |
| Service charges on deposit accounts | $227,000 | 3,503 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $368,000 | 3,384 |
| Total noninterest expense | $2,971,000 | 4,089 |
| Salaries and employee benefits | $1,627,000 | 3,934 |
| Premises and equipment expense | $239,000 | 4,892 |
| Additional noninterest expense | $1,105,000 | 3,845 |
| Pre-tax net operating income | $986,000 | 3,666 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $256,000 | 2,617 |
| Income before extraordinary items | $730,000 | 4,027 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $730,000 | 4,026 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $730,000 | 4,028 |
| Net charge-offs | $217,000 | 3,202 |
| Cash dividends | $220,000 | 2,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $730,000 | 3,855 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,724,000 | 4,197 |
| Total interest expense | $446,000 | 4,101 |
| Net interest income | $2,278,000 | 4,130 |
| Provision for loan and lease losses | $255,000 | 2,640 |
| Total noninterest income | $452,000 | 3,433 |
| Gross Fiduciary activities income | $162,000 | 695 |
| Service charges on deposit accounts | $148,000 | 3,539 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $142,000 | 4,155 |
| Total noninterest expense | $1,853,000 | 4,276 |
| Salaries and employee benefits | $1,058,000 | 4,038 |
| Premises and equipment expense | $174,000 | 4,700 |
| Additional noninterest expense | $621,000 | 4,310 |
| Pre-tax net operating income | $622,000 | 3,744 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $156,000 | 2,675 |
| Income before extraordinary items | $466,000 | 4,107 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $466,000 | 4,111 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $466,000 | 4,111 |
| Net charge-offs | $213,000 | 2,682 |
| Cash dividends | $145,000 | 2,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $466,000 | 3,911 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,368,000 | 4,229 |
| Total interest expense | $232,000 | 4,109 |
| Net interest income | $1,136,000 | 4,168 |
| Provision for loan and lease losses | $185,000 | 2,099 |
| Total noninterest income | $212,000 | 3,536 |
| Gross Fiduciary activities income | $81,000 | 706 |
| Service charges on deposit accounts | $68,000 | 3,711 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $63,000 | 4,373 |
| Total noninterest expense | $880,000 | 4,448 |
| Salaries and employee benefits | $520,000 | 4,100 |
| Premises and equipment expense | $78,000 | 4,993 |
| Additional noninterest expense | $282,000 | 4,536 |
| Pre-tax net operating income | $283,000 | 3,943 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $67,000 | 2,800 |
| Income before extraordinary items | $216,000 | 4,242 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $216,000 | 4,246 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $216,000 | 4,246 |
| Net charge-offs | $185,000 | 1,920 |
| Cash dividends | $80,000 | 2,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $216,000 | 4,092 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,438,000 | 4,346 |
| Total interest expense | $1,084,000 | 4,217 |
| Net interest income | $4,354,000 | 4,301 |
| Provision for loan and lease losses | $380,000 | 3,815 |
| Total noninterest income | $777,000 | 3,578 |
| Gross Fiduciary activities income | $207,000 | 737 |
| Service charges on deposit accounts | $221,000 | 4,203 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $349,000 | 3,632 |
| Total noninterest expense | $3,638,000 | 4,387 |
| Salaries and employee benefits | $2,023,000 | 4,148 |
| Premises and equipment expense | $347,000 | 4,888 |
| Additional noninterest expense | $1,268,000 | 4,300 |
| Pre-tax net operating income | $1,113,000 | 3,515 |
| Securities gains (losses) | $95,000 | 2,110 |
| Applicable income taxes | $300,000 | 2,531 |
| Income before extraordinary items | $908,000 | 3,732 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $908,000 | 3,735 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $908,000 | 3,735 |
| Net charge-offs | $187,000 | 4,375 |
| Cash dividends | $244,000 | 3,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $836,750 | 3,751 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,019,000 | 4,422 |
| Total interest expense | $833,000 | 4,271 |
| Net interest income | $3,186,000 | 4,405 |
| Provision for loan and lease losses | $250,000 | 3,854 |
| Total noninterest income | $611,000 | 3,486 |
| Gross Fiduciary activities income | $155,000 | 729 |
| Service charges on deposit accounts | $165,000 | 4,228 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $291,000 | 3,505 |
| Total noninterest expense | $2,804,000 | 4,313 |
| Salaries and employee benefits | $1,546,000 | 4,100 |
| Premises and equipment expense | $264,000 | 4,926 |
| Additional noninterest expense | $994,000 | 4,192 |
| Pre-tax net operating income | $743,000 | 3,857 |
| Securities gains (losses) | $95,000 | 1,838 |
| Applicable income taxes | $199,000 | 2,660 |
| Income before extraordinary items | $639,000 | 3,915 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $639,000 | 3,917 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $639,000 | 3,917 |
| Net charge-offs | $87,000 | 4,567 |
| Cash dividends | $178,000 | 2,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $566,800 | 4,002 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,634,000 | 4,516 |
| Total interest expense | $571,000 | 4,304 |
| Net interest income | $2,063,000 | 4,496 |
| Provision for loan and lease losses | $160,000 | 3,810 |
| Total noninterest income | $460,000 | 3,277 |
| Gross Fiduciary activities income | $107,000 | 730 |
| Service charges on deposit accounts | $106,000 | 4,274 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $247,000 | 3,174 |
| Total noninterest expense | $1,877,000 | 4,339 |
| Salaries and employee benefits | $1,016,000 | 4,164 |
| Premises and equipment expense | $172,000 | 5,015 |
| Additional noninterest expense | $689,000 | 4,159 |
| Pre-tax net operating income | $486,000 | 3,873 |
| Securities gains (losses) | $64,000 | 1,431 |
| Applicable income taxes | $129,000 | 2,645 |
| Income before extraordinary items | $421,000 | 3,882 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $421,000 | 3,883 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $421,000 | 3,884 |
| Net charge-offs | $37,000 | 4,702 |
| Cash dividends | $128,000 | 2,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $371,720 | 4,022 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,308,000 | 4,549 |
| Total interest expense | $293,000 | 4,361 |
| Net interest income | $1,015,000 | 4,535 |
| Provision for loan and lease losses | $80,000 | 3,622 |
| Total noninterest income | $319,000 | 2,730 |
| Gross Fiduciary activities income | $54,000 | 732 |
| Service charges on deposit accounts | $53,000 | 4,251 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $212,000 | 2,390 |
| Total noninterest expense | $953,000 | 4,320 |
| Salaries and employee benefits | $501,000 | 4,228 |
| Premises and equipment expense | $86,000 | 5,068 |
| Additional noninterest expense | $366,000 | 3,965 |
| Pre-tax net operating income | $301,000 | 3,523 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $35,000 | 3,081 |
| Income before extraordinary items | $266,000 | 3,460 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $266,000 | 3,457 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $266,000 | 3,458 |
| Net charge-offs | $19,000 | 4,068 |
| Cash dividends | $51,000 | 2,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $266,000 | 3,399 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,529,000 | 4,544 |
| Total interest expense | $1,425,000 | 4,380 |
| Net interest income | $4,104,000 | 4,509 |
| Provision for loan and lease losses | $410,000 | 4,417 |
| Total noninterest income | $818,000 | 3,606 |
| Gross Fiduciary activities income | $208,000 | 754 |
| Service charges on deposit accounts | $296,000 | 3,661 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $314,000 | 3,882 |
| Total noninterest expense | $4,069,000 | 4,166 |
| Salaries and employee benefits | $1,985,000 | 4,256 |
| Premises and equipment expense | $337,000 | 5,158 |
| Additional noninterest expense | $1,747,000 | 3,604 |
| Pre-tax net operating income | $443,000 | 4,506 |
| Securities gains (losses) | $309,000 | 1,237 |
| Applicable income taxes | $118,000 | 3,102 |
| Income before extraordinary items | $634,000 | 3,993 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $634,000 | 3,992 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $634,000 | 3,993 |
| Net charge-offs | $356,000 | 4,080 |
| Cash dividends | $196,000 | 3,321 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $374,440 | 4,552 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,172,000 | 4,614 |
| Total interest expense | $1,100,000 | 4,473 |
| Net interest income | $3,072,000 | 4,573 |
| Provision for loan and lease losses | $320,000 | 4,225 |
| Total noninterest income | $616,000 | 3,635 |
| Gross Fiduciary activities income | $150,000 | 751 |
| Service charges on deposit accounts | $241,000 | 3,571 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $225,000 | 3,983 |
| Total noninterest expense | $2,896,000 | 4,325 |
| Salaries and employee benefits | $1,484,000 | 4,298 |
| Premises and equipment expense | $262,000 | 5,130 |
| Additional noninterest expense | $1,150,000 | 3,923 |
| Pre-tax net operating income | $472,000 | 4,294 |
| Securities gains (losses) | $79,000 | 2,125 |
| Applicable income taxes | $87,000 | 3,209 |
| Income before extraordinary items | $464,000 | 4,259 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $464,000 | 4,260 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $464,000 | 4,260 |
| Net charge-offs | $341,000 | 3,561 |
| Cash dividends | $150,000 | 2,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $397,640 | 4,297 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,773,000 | 4,666 |
| Total interest expense | $735,000 | 4,553 |
| Net interest income | $2,038,000 | 4,592 |
| Provision for loan and lease losses | $230,000 | 4,028 |
| Total noninterest income | $404,000 | 3,616 |
| Gross Fiduciary activities income | $104,000 | 752 |
| Service charges on deposit accounts | $167,000 | 3,501 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $133,000 | 4,181 |
| Total noninterest expense | $1,914,000 | 4,365 |
| Salaries and employee benefits | $981,000 | 4,347 |
| Premises and equipment expense | $164,000 | 5,318 |
| Additional noninterest expense | $769,000 | 3,897 |
| Pre-tax net operating income | $298,000 | 4,425 |
| Securities gains (losses) | $79,000 | 1,589 |
| Applicable income taxes | $67,000 | 3,103 |
| Income before extraordinary items | $310,000 | 4,240 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $310,000 | 4,239 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $310,000 | 4,239 |
| Net charge-offs | $337,000 | 2,910 |
| Cash dividends | $101,000 | 2,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $245,220 | 4,459 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,397,000 | 4,697 |
| Total interest expense | $372,000 | 4,663 |
| Net interest income | $1,025,000 | 4,599 |
| Provision for loan and lease losses | $120,000 | 3,696 |
| Total noninterest income | $202,000 | 3,620 |
| Gross Fiduciary activities income | $53,000 | 749 |
| Service charges on deposit accounts | $81,000 | 3,563 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $68,000 | 4,171 |
| Total noninterest expense | $949,000 | 4,436 |
| Salaries and employee benefits | $496,000 | 4,379 |
| Premises and equipment expense | $79,000 | 5,473 |
| Additional noninterest expense | $374,000 | 3,971 |
| Pre-tax net operating income | $158,000 | 4,478 |
| Securities gains (losses) | $24,000 | 1,449 |
| Applicable income taxes | $35,000 | 3,059 |
| Income before extraordinary items | $147,000 | 4,409 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $147,000 | 4,410 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $147,000 | 4,408 |
| Net charge-offs | $81,000 | 3,299 |
| Cash dividends | $57,000 | 2,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $127,560 | 4,531 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,888,000 | 4,677 |
| Total interest expense | $1,851,000 | 4,674 |
| Net interest income | $4,037,000 | 4,544 |
| Provision for loan and lease losses | $680,000 | 4,081 |
| Total noninterest income | $991,000 | 3,353 |
| Gross Fiduciary activities income | $217,000 | 742 |
| Service charges on deposit accounts | $404,000 | 3,310 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $370,000 | 3,666 |
| Total noninterest expense | $3,723,000 | 4,542 |
| Salaries and employee benefits | $1,962,000 | 4,417 |
| Premises and equipment expense | $337,000 | 5,391 |
| Additional noninterest expense | $1,424,000 | 4,228 |
| Pre-tax net operating income | $625,000 | 3,719 |
| Securities gains (losses) | $28,000 | 2,908 |
| Applicable income taxes | $117,000 | 2,778 |
| Income before extraordinary items | $536,000 | 3,771 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $536,000 | 3,769 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $536,000 | 3,770 |
| Net charge-offs | $452,000 | 3,924 |
| Cash dividends | $123,000 | 4,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $513,040 | 3,773 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,434,000 | 4,718 |
| Total interest expense | $1,423,000 | 4,743 |
| Net interest income | $3,011,000 | 4,570 |
| Provision for loan and lease losses | $320,000 | 4,496 |
| Total noninterest income | $647,000 | 3,699 |
| Gross Fiduciary activities income | $163,000 | 736 |
| Service charges on deposit accounts | $301,000 | 3,342 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $183,000 | 4,430 |
| Total noninterest expense | $2,819,000 | 4,525 |
| Salaries and employee benefits | $1,447,000 | 4,493 |
| Premises and equipment expense | $260,000 | 5,382 |
| Additional noninterest expense | $1,112,000 | 4,090 |
| Pre-tax net operating income | $519,000 | 3,844 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $174,000 | 2,445 |
| Income before extraordinary items | $345,000 | 4,238 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $345,000 | 4,233 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $345,000 | 4,236 |
| Net charge-offs | $394,000 | 3,363 |
| Cash dividends | $81,000 | 3,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $345,000 | 4,168 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,938,000 | 4,770 |
| Total interest expense | $976,000 | 4,801 |
| Net interest income | $1,962,000 | 4,643 |
| Provision for loan and lease losses | $210,000 | 4,245 |
| Total noninterest income | $431,000 | 3,703 |
| Gross Fiduciary activities income | $109,000 | 747 |
| Service charges on deposit accounts | $201,000 | 3,303 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $121,000 | 4,471 |
| Total noninterest expense | $1,874,000 | 4,566 |
| Salaries and employee benefits | $957,000 | 4,568 |
| Premises and equipment expense | $175,000 | 5,417 |
| Additional noninterest expense | $742,000 | 4,097 |
| Pre-tax net operating income | $309,000 | 4,107 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $104,000 | 2,600 |
| Income before extraordinary items | $205,000 | 4,509 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $205,000 | 4,507 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $205,000 | 4,507 |
| Net charge-offs | $391,000 | 2,636 |
| Cash dividends | $51,000 | 3,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $205,000 | 4,403 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,462,000 | 4,822 |
| Total interest expense | $500,000 | 4,829 |
| Net interest income | $962,000 | 4,683 |
| Provision for loan and lease losses | $60,000 | 4,614 |
| Total noninterest income | $215,000 | 3,674 |
| Gross Fiduciary activities income | $55,000 | 753 |
| Service charges on deposit accounts | $100,000 | 3,259 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $60,000 | 4,510 |
| Total noninterest expense | $963,000 | 4,421 |
| Salaries and employee benefits | $487,000 | 4,556 |
| Premises and equipment expense | $92,000 | 5,322 |
| Additional noninterest expense | $384,000 | 3,698 |
| Pre-tax net operating income | $154,000 | 4,464 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $51,000 | 2,864 |
| Income before extraordinary items | $103,000 | 4,918 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $103,000 | 4,922 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $103,000 | 4,921 |
| Net charge-offs | $348,000 | 1,655 |
| Cash dividends | $51,000 | 2,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $103,000 | 4,753 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,065,000 | 4,901 |
| Total interest expense | $2,309,000 | 4,949 |
| Net interest income | $3,756,000 | 4,765 |
| Provision for loan and lease losses | $220,000 | 5,097 |
| Total noninterest income | $1,010,000 | 3,380 |
| Gross Fiduciary activities income | $281,000 | 709 |
| Service charges on deposit accounts | $443,000 | 3,255 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $286,000 | 4,190 |
| Total noninterest expense | $3,702,000 | 4,468 |
| Salaries and employee benefits | $2,007,000 | 4,434 |
| Premises and equipment expense | $335,000 | 5,528 |
| Additional noninterest expense | $1,360,000 | 3,889 |
| Pre-tax net operating income | $844,000 | 4,070 |
| Securities gains (losses) | $69,000 | 1,391 |
| Applicable income taxes | $271,000 | 2,516 |
| Income before extraordinary items | $642,000 | 4,065 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $642,000 | 4,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,033 |
| Cash dividends | $141,000 | 4,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $593,700 | 4,351 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,569,000 | 4,968 |
| Total interest expense | $1,751,000 | 5,046 |
| Net interest income | $2,818,000 | 4,807 |
| Provision for loan and lease losses | $135,000 | 4,747 |
| Total noninterest income | $764,000 | 3,448 |
| Gross Fiduciary activities income | $219,000 | 698 |
| Service charges on deposit accounts | $327,000 | 3,319 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $218,000 | 4,259 |
| Total noninterest expense | $2,792,000 | 4,451 |
| Salaries and employee benefits | $1,498,000 | 4,480 |
| Premises and equipment expense | $243,000 | 5,639 |
| Additional noninterest expense | $1,051,000 | 3,726 |
| Pre-tax net operating income | $655,000 | 4,487 |
| Securities gains (losses) | $67,000 | 1,228 |
| Applicable income taxes | $255,000 | 2,646 |
| Income before extraordinary items | $467,000 | 4,553 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $467,000 | 4,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,747 |
| Cash dividends | $83,000 | 4,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $423,450 | 4,869 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,005,000 | 5,078 |
| Total interest expense | $1,200,000 | 5,126 |
| Net interest income | $1,805,000 | 4,931 |
| Provision for loan and lease losses | $90,000 | 4,395 |
| Total noninterest income | $506,000 | 3,474 |
| Gross Fiduciary activities income | $153,000 | 696 |
| Service charges on deposit accounts | $206,000 | 3,421 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $147,000 | 4,348 |
| Total noninterest expense | $1,863,000 | 4,463 |
| Salaries and employee benefits | $1,007,000 | 4,494 |
| Premises and equipment expense | $159,000 | 5,724 |
| Additional noninterest expense | $697,000 | 3,733 |
| Pre-tax net operating income | $358,000 | 4,982 |
| Securities gains (losses) | $66,000 | 1,246 |
| Applicable income taxes | $149,000 | 3,027 |
| Income before extraordinary items | $275,000 | 5,147 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $275,000 | 5,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,683 |
| Cash dividends | $29,000 | 4,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $232,100 | 5,321 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,474,000 | 5,222 |
| Total interest expense | $628,000 | 5,156 |
| Net interest income | $846,000 | 5,131 |
| Provision for loan and lease losses | $45,000 | 3,899 |
| Total noninterest income | $249,000 | 3,523 |
| Gross Fiduciary activities income | $83,000 | 686 |
| Service charges on deposit accounts | $94,000 | 3,574 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $72,000 | 4,378 |
| Total noninterest expense | $945,000 | 4,411 |
| Salaries and employee benefits | $505,000 | 4,519 |
| Premises and equipment expense | $84,000 | 5,611 |
| Additional noninterest expense | $356,000 | 3,626 |
| Pre-tax net operating income | $105,000 | 5,951 |
| Securities gains (losses) | $41,000 | 1,188 |
| Applicable income taxes | $50,000 | 3,552 |
| Income before extraordinary items | $96,000 | 5,896 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $96,000 | 5,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,665 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $68,940 | 6,204 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,522,000 | 4,946 |
| Total interest expense | $2,731,000 | 5,038 |
| Net interest income | $3,791,000 | 4,783 |
| Provision for loan and lease losses | $161,000 | 4,227 |
| Total noninterest income | $811,000 | 3,982 |
| Gross Fiduciary activities income | $320,000 | 693 |
| Service charges on deposit accounts | $424,000 | 3,415 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $67,000 | 6,757 |
| Total noninterest expense | $3,841,000 | 4,247 |
| Salaries and employee benefits | $2,025,000 | 4,354 |
| Premises and equipment expense | $355,000 | 5,372 |
| Additional noninterest expense | $1,461,000 | 3,494 |
| Pre-tax net operating income | $600,000 | 5,691 |
| Securities gains (losses) | $-3,000 | 7,272 |
| Applicable income taxes | $213,000 | 3,780 |
| Income before extraordinary items | $384,000 | 6,109 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $384,000 | 6,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,679 |
| Cash dividends | $136,000 | 5,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $385,920 | 6,095 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,053,000 | 4,859 |
| Total interest expense | $2,093,000 | 4,993 |
| Net interest income | $2,960,000 | 4,673 |
| Provision for loan and lease losses | $161,000 | 3,375 |
| Total noninterest income | $576,000 | 4,104 |
| Gross Fiduciary activities income | $247,000 | 680 |
| Service charges on deposit accounts | $306,000 | 3,482 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $23,000 | 7,559 |
| Total noninterest expense | $2,882,000 | 4,208 |
| Salaries and employee benefits | $1,559,000 | 4,256 |
| Premises and equipment expense | $244,000 | 5,570 |
| Additional noninterest expense | $1,079,000 | 3,488 |
| Pre-tax net operating income | $493,000 | 5,801 |
| Securities gains (losses) | $-3,000 | 7,511 |
| Applicable income taxes | $170,000 | 3,905 |
| Income before extraordinary items | $320,000 | 6,212 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $320,000 | 6,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 2,960 |
| Cash dividends | $107,000 | 4,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $321,950 | 6,193 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,396,000 | 4,858 |
| Total interest expense | $1,414,000 | 4,968 |
| Net interest income | $1,982,000 | 4,689 |
| Provision for loan and lease losses | $104,000 | 3,234 |
| Total noninterest income | $374,000 | 4,179 |
| Gross Fiduciary activities income | $164,000 | 689 |
| Service charges on deposit accounts | $204,000 | 3,476 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $6,000 | 8,115 |
| Total noninterest expense | $1,914,000 | 4,246 |
| Salaries and employee benefits | $1,020,000 | 4,357 |
| Premises and equipment expense | $165,000 | 5,581 |
| Additional noninterest expense | $729,000 | 3,440 |
| Pre-tax net operating income | $338,000 | 5,820 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $114,000 | 3,983 |
| Income before extraordinary items | $224,000 | 6,197 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $224,000 | 6,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,518 |
| Cash dividends | $67,000 | 4,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $224,000 | 6,185 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,703,000 | 4,842 |
| Total interest expense | $718,000 | 4,903 |
| Net interest income | $985,000 | 4,728 |
| Provision for loan and lease losses | $41,000 | 3,408 |
| Total noninterest income | $135,000 | 4,869 |
| Gross Fiduciary activities income | $71,000 | 735 |
| Service charges on deposit accounts | $101,000 | 3,438 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $-37,000 | 8,627 |
| Total noninterest expense | $934,000 | 4,338 |
| Salaries and employee benefits | $486,000 | 4,536 |
| Premises and equipment expense | $79,000 | 5,713 |
| Additional noninterest expense | $369,000 | 3,384 |
| Pre-tax net operating income | $145,000 | 6,112 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $53,000 | 4,059 |
| Income before extraordinary items | $92,000 | 6,511 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $92,000 | 6,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,121 |
| Cash dividends | $39,000 | 3,685 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $92,000 | 6,499 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,967,000 | 4,580 |
| Total interest expense | $2,748,000 | 4,543 |
| Net interest income | $4,219,000 | 4,505 |
| Provision for loan and lease losses | $561,000 | 1,722 |
| Total noninterest income | $940,000 | 3,690 |
| Gross Fiduciary activities income | $246,000 | 752 |
| Service charges on deposit accounts | $501,000 | 3,055 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $193,000 | 5,184 |
| Total noninterest expense | $3,709,000 | 4,200 |
| Salaries and employee benefits | $1,957,000 | 4,346 |
| Premises and equipment expense | $322,000 | 5,562 |
| Additional noninterest expense | $1,430,000 | 3,418 |
| Pre-tax net operating income | $889,000 | 5,430 |
| Securities gains (losses) | $2,000 | 1,439 |
| Applicable income taxes | $299,000 | 3,814 |
| Income before extraordinary items | $592,000 | 5,851 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $592,000 | 5,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $691,000 | 917 |
| Cash dividends | $182,000 | 5,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $590,680 | 5,848 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,178,000 | 4,597 |
| Total interest expense | $1,997,000 | 4,551 |
| Net interest income | $3,181,000 | 4,534 |
| Provision for loan and lease losses | $482,000 | 1,434 |
| Total noninterest income | $747,000 | 3,563 |
| Gross Fiduciary activities income | $194,000 | 741 |
| Service charges on deposit accounts | $385,000 | 3,022 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $168,000 | 4,907 |
| Total noninterest expense | $2,739,000 | 4,237 |
| Salaries and employee benefits | $1,417,000 | 4,436 |
| Premises and equipment expense | $241,000 | 5,591 |
| Additional noninterest expense | $1,081,000 | 3,396 |
| Pre-tax net operating income | $707,000 | 5,509 |
| Securities gains (losses) | $2,000 | 1,183 |
| Applicable income taxes | $251,000 | 3,840 |
| Income before extraordinary items | $458,000 | 5,958 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $458,000 | 5,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $604,000 | 689 |
| Cash dividends | $182,000 | 4,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $456,700 | 5,966 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,436,000 | 4,567 |
| Total interest expense | $1,295,000 | 4,489 |
| Net interest income | $2,141,000 | 4,516 |
| Provision for loan and lease losses | $135,000 | 2,822 |
| Total noninterest income | $493,000 | 3,561 |
| Gross Fiduciary activities income | $113,000 | 774 |
| Service charges on deposit accounts | $256,000 | 3,020 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $124,000 | 4,681 |
| Total noninterest expense | $1,832,000 | 4,242 |
| Salaries and employee benefits | $946,000 | 4,445 |
| Premises and equipment expense | $165,000 | 5,518 |
| Additional noninterest expense | $721,000 | 3,386 |
| Pre-tax net operating income | $667,000 | 4,740 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $229,000 | 3,438 |
| Income before extraordinary items | $438,000 | 5,181 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $438,000 | 5,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 8,314 |
| Cash dividends | $135,000 | 4,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $438,000 | 5,178 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,690,000 | 4,561 |
| Total interest expense | $630,000 | 4,447 |
| Net interest income | $1,060,000 | 4,542 |
| Provision for loan and lease losses | $64,000 | 2,738 |
| Total noninterest income | $254,000 | 3,427 |
| Gross Fiduciary activities income | $60,000 | 772 |
| Service charges on deposit accounts | $127,000 | 2,956 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $67,000 | 4,504 |
| Total noninterest expense | $920,000 | 4,246 |
| Salaries and employee benefits | $472,000 | 4,463 |
| Premises and equipment expense | $79,000 | 5,661 |
| Additional noninterest expense | $369,000 | 3,335 |
| Pre-tax net operating income | $330,000 | 4,730 |
| Securities gains (losses) | $4,000 | 719 |
| Applicable income taxes | $116,000 | 3,388 |
| Income before extraordinary items | $218,000 | 5,144 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $218,000 | 5,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 8,478 |
| Cash dividends | $70,000 | 3,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $215,400 | 5,174 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,384,000 | 4,437 |
| Total interest expense | $2,144,000 | 4,237 |
| Net interest income | $4,240,000 | 4,453 |
| Provision for loan and lease losses | $315,000 | 2,721 |
| Total noninterest income | $961,000 | 3,658 |
| Gross Fiduciary activities income | $230,000 | 771 |
| Service charges on deposit accounts | $567,000 | 2,787 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $164,000 | 5,570 |
| Total noninterest expense | $3,918,000 | 3,922 |
| Salaries and employee benefits | $1,960,000 | 4,183 |
| Premises and equipment expense | $391,000 | 4,923 |
| Additional noninterest expense | $1,567,000 | 3,120 |
| Pre-tax net operating income | $968,000 | 5,438 |
| Securities gains (losses) | $1,000 | 2,117 |
| Applicable income taxes | $326,000 | 4,027 |
| Income before extraordinary items | $643,000 | 5,843 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $643,000 | 5,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $331,000 | 1,605 |
| Cash dividends | $233,000 | 4,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $642,340 | 5,821 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,692,000 | 4,455 |
| Total interest expense | $1,538,000 | 4,212 |
| Net interest income | $3,154,000 | 4,479 |
| Provision for loan and lease losses | $125,000 | 3,813 |
| Total noninterest income | $700,000 | 3,728 |
| Gross Fiduciary activities income | $151,000 | 787 |
| Service charges on deposit accounts | $429,000 | 2,759 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $120,000 | 5,607 |
| Total noninterest expense | $2,952,000 | 3,880 |
| Salaries and employee benefits | $1,494,000 | 4,111 |
| Premises and equipment expense | $308,000 | 4,750 |
| Additional noninterest expense | $1,150,000 | 3,139 |
| Pre-tax net operating income | $777,000 | 5,399 |
| Securities gains (losses) | $1,000 | 2,135 |
| Applicable income taxes | $257,000 | 4,048 |
| Income before extraordinary items | $521,000 | 5,801 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $521,000 | 5,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 2,528 |
| Cash dividends | $189,000 | 4,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $520,330 | 5,776 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,094,000 | 4,419 |
| Total interest expense | $974,000 | 4,212 |
| Net interest income | $2,120,000 | 4,430 |
| Provision for loan and lease losses | $97,000 | 3,417 |
| Total noninterest income | $465,000 | 3,699 |
| Gross Fiduciary activities income | $111,000 | 776 |
| Service charges on deposit accounts | $272,000 | 2,814 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $82,000 | 5,563 |
| Total noninterest expense | $1,924,000 | 3,936 |
| Salaries and employee benefits | $1,006,000 | 4,056 |
| Premises and equipment expense | $185,000 | 5,077 |
| Additional noninterest expense | $733,000 | 3,231 |
| Pre-tax net operating income | $564,000 | 5,167 |
| Securities gains (losses) | $1,000 | 1,973 |
| Applicable income taxes | $191,000 | 3,857 |
| Income before extraordinary items | $374,000 | 5,618 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $374,000 | 5,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 1,987 |
| Cash dividends | $129,000 | 4,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $373,340 | 5,578 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,511,000 | 4,465 |
| Total interest expense | $465,000 | 4,235 |
| Net interest income | $1,046,000 | 4,476 |
| Provision for loan and lease losses | $57,000 | 3,030 |
| Total noninterest income | $230,000 | 3,656 |
| Gross Fiduciary activities income | $56,000 | 780 |
| Service charges on deposit accounts | $129,000 | 2,862 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $45,000 | 5,411 |
| Total noninterest expense | $952,000 | 3,992 |
| Salaries and employee benefits | $498,000 | 4,106 |
| Premises and equipment expense | $97,000 | 4,978 |
| Additional noninterest expense | $357,000 | 3,318 |
| Pre-tax net operating income | $267,000 | 5,288 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $93,000 | 3,886 |
| Income before extraordinary items | $174,000 | 5,752 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $174,000 | 5,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $77,000 | 3,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $174,000 | 5,715 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,510,000 | 4,534 |
| Total interest expense | $1,638,000 | 4,255 |
| Net interest income | $3,872,000 | 4,585 |
| Provision for loan and lease losses | $266,000 | 3,140 |
| Total noninterest income | $835,000 | 3,942 |
| Gross Fiduciary activities income | $187,000 | 807 |
| Service charges on deposit accounts | $461,000 | 3,319 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $187,000 | 5,245 |
| Total noninterest expense | $3,547,000 | 4,133 |
| Salaries and employee benefits | $1,896,000 | 4,175 |
| Premises and equipment expense | $317,000 | 5,515 |
| Additional noninterest expense | $1,334,000 | 3,449 |
| Pre-tax net operating income | $894,000 | 5,507 |
| Securities gains (losses) | $51,000 | 1,720 |
| Applicable income taxes | $301,000 | 4,164 |
| Income before extraordinary items | $644,000 | 5,803 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $644,000 | 5,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,855 |
| Cash dividends | $152,000 | 5,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $609,320 | 5,839 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,050,000 | 4,579 |
| Total interest expense | $1,190,000 | 4,314 |
| Net interest income | $2,860,000 | 4,634 |
| Provision for loan and lease losses | $237,000 | 2,670 |
| Total noninterest income | $605,000 | 4,053 |
| Gross Fiduciary activities income | $128,000 | 825 |
| Service charges on deposit accounts | $346,000 | 3,340 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $131,000 | 5,402 |
| Total noninterest expense | $2,665,000 | 4,092 |
| Salaries and employee benefits | $1,439,000 | 4,089 |
| Premises and equipment expense | $317,000 | 4,592 |
| Additional noninterest expense | $909,000 | 3,688 |
| Pre-tax net operating income | $563,000 | 6,049 |
| Securities gains (losses) | $6,000 | 2,970 |
| Applicable income taxes | $182,000 | 4,588 |
| Income before extraordinary items | $387,000 | 6,407 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $387,000 | 6,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,126 |
| Cash dividends | $110,000 | 4,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $382,920 | 6,354 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,617,000 | 4,682 |
| Total interest expense | $769,000 | 4,390 |
| Net interest income | $1,848,000 | 4,735 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $395,000 | 4,116 |
| Gross Fiduciary activities income | $77,000 | 848 |
| Service charges on deposit accounts | $233,000 | 3,300 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $85,000 | 5,489 |
| Total noninterest expense | $1,825,000 | 4,039 |
| Salaries and employee benefits | $962,000 | 4,102 |
| Premises and equipment expense | $239,000 | 4,211 |
| Additional noninterest expense | $624,000 | 3,633 |
| Pre-tax net operating income | $358,000 | 6,134 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $112,000 | 4,704 |
| Income before extraordinary items | $246,000 | 6,482 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $246,000 | 6,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,683 |
| Cash dividends | $66,000 | 4,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $246,000 | 6,393 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,284,000 | 4,763 |
| Total interest expense | $385,000 | 4,430 |
| Net interest income | $899,000 | 4,831 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $186,000 | 4,225 |
| Gross Fiduciary activities income | $33,000 | 901 |
| Service charges on deposit accounts | $115,000 | 3,247 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $38,000 | 5,668 |
| Total noninterest expense | $912,000 | 4,046 |
| Salaries and employee benefits | $485,000 | 4,107 |
| Premises and equipment expense | $123,000 | 4,165 |
| Additional noninterest expense | $304,000 | 3,713 |
| Pre-tax net operating income | $143,000 | 6,537 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $42,000 | 5,058 |
| Income before extraordinary items | $101,000 | 6,861 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $101,000 | 6,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,134 |
| Cash dividends | $36,000 | 3,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $101,000 | 6,759 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,392,000 | 4,635 |
| Total interest expense | $1,663,000 | 4,576 |
| Net interest income | $3,729,000 | 4,597 |
| Provision for loan and lease losses | $120,000 | 4,933 |
| Total noninterest income | $1,099,000 | 3,509 |
| Gross Fiduciary activities income | $158,000 | 860 |
| Service charges on deposit accounts | $469,000 | 3,269 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $472,000 | 3,682 |
| Total noninterest expense | $3,731,000 | 3,904 |
| Salaries and employee benefits | $1,940,000 | 4,029 |
| Premises and equipment expense | $455,000 | 4,339 |
| Additional noninterest expense | $1,336,000 | 3,415 |
| Pre-tax net operating income | $977,000 | 5,239 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $340,000 | 4,090 |
| Income before extraordinary items | $637,000 | 5,815 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $637,000 | 5,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,531 |
| Cash dividends | $221,000 | 4,804 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $637,000 | 5,650 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,058,000 | 4,680 |
| Total interest expense | $1,258,000 | 4,672 |
| Net interest income | $2,800,000 | 4,603 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $885,000 | 3,419 |
| Gross Fiduciary activities income | $111,000 | 886 |
| Service charges on deposit accounts | $346,000 | 3,306 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $428,000 | 3,411 |
| Total noninterest expense | $2,798,000 | 3,894 |
| Salaries and employee benefits | $1,459,000 | 4,013 |
| Premises and equipment expense | $306,000 | 4,647 |
| Additional noninterest expense | $1,033,000 | 3,303 |
| Pre-tax net operating income | $797,000 | 5,137 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $280,000 | 4,044 |
| Income before extraordinary items | $517,000 | 5,766 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $517,000 | 5,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-90,000 | 9,067 |
| Cash dividends | $169,000 | 4,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $517,000 | 5,597 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,681,000 | 4,743 |
| Total interest expense | $850,000 | 4,742 |
| Net interest income | $1,831,000 | 4,655 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $606,000 | 3,318 |
| Gross Fiduciary activities income | $57,000 | 948 |
| Service charges on deposit accounts | $229,000 | 3,286 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $320,000 | 3,172 |
| Total noninterest expense | $1,851,000 | 3,913 |
| Salaries and employee benefits | $964,000 | 4,032 |
| Premises and equipment expense | $199,000 | 4,721 |
| Additional noninterest expense | $688,000 | 3,273 |
| Pre-tax net operating income | $526,000 | 5,187 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $184,000 | 4,128 |
| Income before extraordinary items | $342,000 | 5,791 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $342,000 | 5,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-75,000 | 9,072 |
| Cash dividends | $115,000 | 4,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $342,000 | 5,579 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,329,000 | 4,808 |
| Total interest expense | $429,000 | 4,816 |
| Net interest income | $900,000 | 4,706 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $312,000 | 3,159 |
| Gross Fiduciary activities income | $28,000 | 961 |
| Service charges on deposit accounts | $111,000 | 3,288 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $173,000 | 2,965 |
| Total noninterest expense | $936,000 | 3,866 |
| Salaries and employee benefits | $484,000 | 4,004 |
| Premises and equipment expense | $102,000 | 4,629 |
| Additional noninterest expense | $350,000 | 3,188 |
| Pre-tax net operating income | $246,000 | 5,322 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $83,000 | 4,283 |
| Income before extraordinary items | $163,000 | 5,825 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $163,000 | 5,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-112,000 | 9,226 |
| Cash dividends | $66,000 | 3,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $163,000 | 5,621 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,399,000 | 4,909 |
| Total interest expense | $1,770,000 | 5,201 |
| Net interest income | $3,629,000 | 4,653 |
| Provision for loan and lease losses | $120,000 | 5,330 |
| Total noninterest income | $1,017,000 | 3,447 |
| Gross Fiduciary activities income | $108,000 | 976 |
| Service charges on deposit accounts | $432,000 | 3,347 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $477,000 | 3,370 |
| Total noninterest expense | $3,221,000 | 4,227 |
| Salaries and employee benefits | $1,727,000 | 4,224 |
| Premises and equipment expense | $336,000 | 5,215 |
| Additional noninterest expense | $1,158,000 | 3,719 |
| Pre-tax net operating income | $1,305,000 | 4,478 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $462,000 | 3,614 |
| Income before extraordinary items | $843,000 | 5,059 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $843,000 | 5,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,372 |
| Cash dividends | $230,000 | 4,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $843,000 | 4,931 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,239,000 | 4,831 |
| Total interest expense | $2,640,000 | 5,205 |
| Net interest income | $3,599,000 | 4,474 |
| Provision for loan and lease losses | $125,000 | 5,119 |
| Total noninterest income | $726,000 | 4,098 |
| Gross Fiduciary activities income | $128,000 | 936 |
| Service charges on deposit accounts | $326,000 | 3,951 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $272,000 | 4,321 |
| Total noninterest expense | $3,050,000 | 4,279 |
| Salaries and employee benefits | $1,638,000 | 4,230 |
| Premises and equipment expense | $344,000 | 5,086 |
| Additional noninterest expense | $1,068,000 | 3,854 |
| Pre-tax net operating income | $1,150,000 | 4,529 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $405,000 | 3,713 |
| Income before extraordinary items | $745,000 | 5,066 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $745,000 | 5,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,448 |
| Cash dividends | $236,000 | 4,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $745,000 | 4,957 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,197,000 | 4,966 |
| Total interest expense | $2,842,000 | 5,123 |
| Net interest income | $3,355,000 | 4,764 |
| Provision for loan and lease losses | $120,000 | 4,828 |
| Total noninterest income | $520,000 | 4,807 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $344,000 | 3,646 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $176,000 | 5,094 |
| Total noninterest expense | $2,747,000 | 4,532 |
| Salaries and employee benefits | $1,467,000 | 4,438 |
| Premises and equipment expense | $370,000 | 4,762 |
| Additional noninterest expense | $910,000 | 4,298 |
| Pre-tax net operating income | $1,008,000 | 5,240 |
| Securities gains (losses) | $-7,000 | 8,117 |
| Applicable income taxes | $353,000 | 4,251 |
| Income before extraordinary items | $648,000 | 5,629 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $648,000 | 5,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 2,184 |
| Cash dividends | $181,000 | 5,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $652,550 | 5,618 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,491,000 | 5,239 |
| Total interest expense | $2,304,000 | 5,482 |
| Net interest income | $3,187,000 | 4,949 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $420,000 | 5,463 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $303,000 | 3,958 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 6,247 |
| Total noninterest expense | $2,559,000 | 4,793 |
| Salaries and employee benefits | $1,383,000 | 4,631 |
| Premises and equipment expense | $298,000 | 5,484 |
| Additional noninterest expense | $878,000 | 4,466 |
| Pre-tax net operating income | $928,000 | 5,522 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $320,000 | 4,668 |
| Income before extraordinary items | $608,000 | 5,855 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $608,000 | 5,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,803 |
| Cash dividends | $180,000 | 5,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $608,000 | 5,830 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,021,000 | 5,664 |
| Total interest expense | $2,114,000 | 5,986 |
| Net interest income | $2,907,000 | 5,250 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $392,000 | 5,685 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $276,000 | 4,192 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 6,276 |
| Total noninterest expense | $2,318,000 | 5,031 |
| Salaries and employee benefits | $1,213,000 | 5,034 |
| Premises and equipment expense | $447,000 | 4,038 |
| Additional noninterest expense | $658,000 | 5,403 |
| Pre-tax net operating income | $861,000 | 5,871 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $308,000 | 5,103 |
| Income before extraordinary items | $553,000 | 6,304 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $553,000 | 6,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,985 |
| Cash dividends | $169,000 | 5,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $553,000 | 6,187 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,776,000 | 5,973 |
| Total interest expense | $2,025,000 | 6,218 |
| Net interest income | $2,751,000 | 5,666 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $309,000 | 6,543 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $223,000 | 5,005 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 7,197 |
| Total noninterest expense | $2,162,000 | 5,354 |
| Salaries and employee benefits | $1,152,000 | 5,272 |
| Premises and equipment expense | $422,000 | 4,262 |
| Additional noninterest expense | $588,000 | 5,883 |
| Pre-tax net operating income | $778,000 | 6,639 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $288,000 | 5,839 |
| Income before extraordinary items | $492,000 | 7,017 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $492,000 | 7,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 3,076 |
| Cash dividends | $146,000 | 5,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $490,720 | 6,976 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,443,000 | 6,454 |
| Total interest expense | $1,903,000 | 6,618 |
| Net interest income | $2,540,000 | 6,126 |
| Provision for loan and lease losses | $55,000 | 6,421 |
| Total noninterest income | $295,000 | 7,010 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $202,000 | 5,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 7,355 |
| Total noninterest expense | $2,124,000 | 5,690 |
| Salaries and employee benefits | $1,192,000 | 5,237 |
| Premises and equipment expense | $401,000 | 4,527 |
| Additional noninterest expense | $531,000 | 6,826 |
| Pre-tax net operating income | $656,000 | 7,136 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $242,000 | 6,559 |
| Income before extraordinary items | $414,000 | 7,508 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $414,000 | 7,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,197 |
| Cash dividends | $89,000 | 6,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $414,000 | 7,450 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,154,000 | 6,836 |
| Total interest expense | $1,855,000 | 6,768 |
| Net interest income | $2,299,000 | 6,687 |
| Provision for loan and lease losses | $223,000 | 2,821 |
| Total noninterest income | $244,000 | 7,777 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $164,000 | 6,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 7,955 |
| Total noninterest expense | $1,968,000 | 6,058 |
| Salaries and employee benefits | $1,104,000 | 5,587 |
| Premises and equipment expense | $388,000 | 4,661 |
| Additional noninterest expense | $476,000 | 7,466 |
| Pre-tax net operating income | $352,000 | 9,371 |
| Securities gains (losses) | $6,000 | 2,714 |
| Applicable income taxes | $113,000 | 8,910 |
| Income before extraordinary items | $245,000 | 9,460 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $245,000 | 9,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 2,817 |
| Cash dividends | $94,000 | 6,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $240,920 | 9,484 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,724,000 | 7,033 |
| Total interest expense | $1,518,000 | 6,839 |
| Net interest income | $2,206,000 | 7,078 |
| Provision for loan and lease losses | $105,000 | 4,433 |
| Total noninterest income | $281,000 | 7,510 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 6,342 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 7,360 |
| Total noninterest expense | $1,918,000 | 6,408 |
| Salaries and employee benefits | $1,084,000 | 5,709 |
| Premises and equipment expense | $366,000 | 4,924 |
| Additional noninterest expense | $468,000 | 8,175 |
| Pre-tax net operating income | $464,000 | 8,892 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $157,000 | 8,162 |
| Income before extraordinary items | $307,000 | 9,072 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $307,000 | 9,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,588 |
| Cash dividends | $89,000 | 7,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $307,000 | 9,140 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,565,000 | 7,443 |
| Total interest expense | $1,607,000 | 6,857 |
| Net interest income | $1,958,000 | 7,804 |
| Provision for loan and lease losses | $107,000 | 5,595 |
| Total noninterest income | $262,000 | 8,182 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $171,000 | 6,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 8,188 |
| Total noninterest expense | $1,811,000 | 6,853 |
| Salaries and employee benefits | $986,000 | 6,210 |
| Premises and equipment expense | $351,000 | 5,221 |
| Additional noninterest expense | $474,000 | 8,485 |
| Pre-tax net operating income | $302,000 | 10,224 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $105,000 | 9,629 |
| Income before extraordinary items | $197,000 | 10,690 |
| Extraordinary gains, net | $48,000 | 2,206 |
| Net income | $245,000 | 10,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,809 |
| Cash dividends | $55,000 | 7,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $197,000 | 10,462 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,953,000 | 7,572 |
| Total interest expense | $2,173,000 | 6,687 |
| Net interest income | $1,780,000 | 8,401 |
| Provision for loan and lease losses | $25,000 | 10,242 |
| Total noninterest income | $264,000 | 8,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 6,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 8,026 |
| Total noninterest expense | $1,733,000 | 7,178 |
| Salaries and employee benefits | $919,000 | 6,511 |
| Premises and equipment expense | $372,000 | 5,092 |
| Additional noninterest expense | $442,000 | 9,073 |
| Pre-tax net operating income | $286,000 | 10,272 |
| Securities gains (losses) | $15,000 | 5,962 |
| Applicable income taxes | $103,000 | 9,836 |
| Income before extraordinary items | $198,000 | 10,625 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $198,000 | 10,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 9,616 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $188,100 | 10,423 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.