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Farmers State Bank, Income and Expense

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2025-03-31 (YTD Data)		Rank
Total interest income	$2,679,000	2,952
Total interest expense	$289,000	3,856
Net interest income	$2,390,000	2,555
Provision for loan and lease losses	$15,000	2,421
Total noninterest income	$303,000	2,415
Gross Fiduciary activities income	$0	918
Service charges on deposit accounts	$141,000	1,510
Trading account gains and fees	$0	116
Additional Noninterest Income	$162,000	2,616
Total noninterest expense	$1,410,000	2,935
Salaries and employee benefits	$824,000	2,881
Premises and equipment expense	$138,000	2,855
Additional noninterest expense	$162,000	2,616
Pre-tax net operating income	$1,268,000	1,963
Securities gains (losses)	$0	665
Applicable income taxes	$0	3,151
Income before extraordinary items	$1,268,000	1,760
Extraordinary gains, net	$0	47
Net income	$1,268,000	1,780
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,268,000	1,760
Net charge-offs	$37,000	1,149
Cash dividends	$5,000	2,352
Sale, conversion, retirement of capital stock, net	$0	467
Net operating income	$1,268,000	1,778
2024-12-31 (YTD Data)		Rank
Total interest income	$10,548,000	2,945
Total interest expense	$1,052,000	3,922
Net interest income	$9,496,000	2,472
Provision for loan and lease losses	$60,000	2,743
Total noninterest income	$1,317,000	2,417
Gross Fiduciary activities income	$0	1,000
Service charges on deposit accounts	$588,000	1,494
Trading account gains and fees	$0	138
Additional Noninterest Income	$729,000	2,588
Total noninterest expense	$6,531,000	2,720
Salaries and employee benefits	$4,250,000	2,487
Premises and equipment expense	$605,000	2,708
Additional noninterest expense	$729,000	2,588
Pre-tax net operating income	$4,222,000	2,071
Securities gains (losses)	$0	940
Applicable income taxes	$0	3,278
Income before extraordinary items	$4,222,000	1,883
Extraordinary gains, net	$0	53
Net income	$4,222,000	1,902
Minority interest net income	$0	90
Net income of bank and minority interests.	$4,222,000	1,883
Net charge-offs	$34,000	2,271
Cash dividends	$3,678,000	1,100
Sale, conversion, retirement of capital stock, net	$0	564
Net operating income	$4,222,000	1,886
2024-09-30 (YTD Data)		Rank
Total interest income	$7,797,000	2,953
Total interest expense	$767,000	3,950
Net interest income	$7,030,000	2,486
Provision for loan and lease losses	$45,000	2,599
Total noninterest income	$992,000	2,406
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$448,000	1,487
Trading account gains and fees	$0	139
Additional Noninterest Income	$544,000	2,559
Total noninterest expense	$4,732,000	2,754
Salaries and employee benefits	$3,048,000	2,522
Premises and equipment expense	$482,000	2,616
Additional noninterest expense	$544,000	2,559
Pre-tax net operating income	$3,245,000	2,032
Securities gains (losses)	$0	930
Applicable income taxes	$0	3,278
Income before extraordinary items	$3,245,000	1,862
Extraordinary gains, net	$0	51
Net income	$3,245,000	1,882
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,245,000	1,864
Net charge-offs	$11,000	2,325
Cash dividends	$1,144,000	1,652
Sale, conversion, retirement of capital stock, net	$0	527
Net operating income	$3,245,000	1,868
2024-06-30 (YTD Data)		Rank
Total interest income	$5,124,000	2,955
Total interest expense	$459,000	4,008
Net interest income	$4,665,000	2,471
Provision for loan and lease losses	$30,000	2,452
Total noninterest income	$679,000	2,357
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$306,000	1,442
Trading account gains and fees	$0	145
Additional Noninterest Income	$373,000	2,517
Total noninterest expense	$3,048,000	2,788
Salaries and employee benefits	$1,898,000	2,632
Premises and equipment expense	$341,000	2,536
Additional noninterest expense	$373,000	2,517
Pre-tax net operating income	$2,266,000	1,961
Securities gains (losses)	$0	628
Applicable income taxes	$0	3,283
Income before extraordinary items	$2,266,000	1,779
Extraordinary gains, net	$0	52
Net income	$2,266,000	1,803
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,266,000	1,780
Net charge-offs	$8,000	2,114
Cash dividends	$730,000	1,699
Sale, conversion, retirement of capital stock, net	$0	496
Net operating income	$2,266,000	1,783
2024-03-31 (YTD Data)		Rank
Total interest income	$2,487,000	2,975
Total interest expense	$210,000	4,054
Net interest income	$2,277,000	2,512
Provision for loan and lease losses	$15,000	2,189
Total noninterest income	$343,000	2,310
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$153,000	1,439
Trading account gains and fees	$0	121
Additional Noninterest Income	$190,000	2,439
Total noninterest expense	$1,470,000	2,841
Salaries and employee benefits	$911,000	2,684
Premises and equipment expense	$124,000	2,963
Additional noninterest expense	$190,000	2,439
Pre-tax net operating income	$1,135,000	1,906
Securities gains (losses)	$0	689
Applicable income taxes	$0	3,183
Income before extraordinary items	$1,135,000	1,742
Extraordinary gains, net	$0	51
Net income	$1,135,000	1,763
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,135,000	1,741
Net charge-offs	$-7,000	3,997
Cash dividends	$5,000	2,332
Sale, conversion, retirement of capital stock, net	$0	434
Net operating income	$1,135,000	1,740
2023-12-31 (YTD Data)		Rank
Total interest income	$9,991,000	2,844
Total interest expense	$628,000	4,002
Net interest income	$9,363,000	2,470
Provision for loan and lease losses	$79,000	2,592
Total noninterest income	$1,336,000	2,406
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$566,000	1,515
Trading account gains and fees	$0	123
Additional Noninterest Income	$770,000	2,550
Total noninterest expense	$5,718,000	2,854
Salaries and employee benefits	$3,835,000	2,589
Premises and equipment expense	$560,000	2,806
Additional noninterest expense	$770,000	2,550
Pre-tax net operating income	$4,902,000	1,943
Securities gains (losses)	$0	988
Applicable income taxes	$0	3,369
Income before extraordinary items	$4,902,000	1,751
Extraordinary gains, net	$0	54
Net income	$4,902,000	1,772
Minority interest net income	$0	88
Net income of bank and minority interests.	$4,902,000	1,754
Net charge-offs	$-17,000	3,951
Cash dividends	$2,074,000	1,491
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$4,902,000	1,779
2023-09-30 (YTD Data)		Rank
Total interest income	$7,381,000	2,840
Total interest expense	$435,000	3,994
Net interest income	$6,946,000	2,499
Provision for loan and lease losses	$64,000	2,371
Total noninterest income	$1,014,000	2,401
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$425,000	1,513
Trading account gains and fees	$0	125
Additional Noninterest Income	$589,000	2,526
Total noninterest expense	$4,329,000	2,834
Salaries and employee benefits	$2,815,000	2,612
Premises and equipment expense	$452,000	2,706
Additional noninterest expense	$589,000	2,525
Pre-tax net operating income	$3,567,000	2,025
Securities gains (losses)	$0	849
Applicable income taxes	$0	3,407
Income before extraordinary items	$3,567,000	1,852
Extraordinary gains, net	$0	52
Net income	$3,567,000	1,869
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,567,000	1,852
Net charge-offs	$-10,000	3,831
Cash dividends	$626,000	2,065
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$3,567,000	1,878
2023-06-30 (YTD Data)		Rank
Total interest income	$4,900,000	2,819
Total interest expense	$254,000	3,994
Net interest income	$4,646,000	2,519
Provision for loan and lease losses	$49,000	2,257
Total noninterest income	$666,000	2,371
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$272,000	1,545
Trading account gains and fees	$0	112
Additional Noninterest Income	$394,000	2,479
Total noninterest expense	$2,998,000	2,763
Salaries and employee benefits	$1,940,000	2,554
Premises and equipment expense	$267,000	2,865
Additional noninterest expense	$394,000	2,474
Pre-tax net operating income	$2,265,000	2,087
Securities gains (losses)	$0	938
Applicable income taxes	$0	3,436
Income before extraordinary items	$2,265,000	1,900
Extraordinary gains, net	$0	51
Net income	$2,265,000	1,924
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,265,000	1,900
Net charge-offs	$-20,000	4,114
Cash dividends	$419,000	2,090
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$2,265,000	1,907
2023-03-31 (YTD Data)		Rank
Total interest income	$2,341,000	2,866
Total interest expense	$93,000	4,082
Net interest income	$2,248,000	2,576
Provision for loan and lease losses	$15,000	2,190
Total noninterest income	$328,000	2,388
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$132,000	1,576
Trading account gains and fees	$0	97
Additional Noninterest Income	$196,000	2,459
Total noninterest expense	$1,520,000	2,788
Salaries and employee benefits	$964,000	2,617
Premises and equipment expense	$107,000	3,224
Additional noninterest expense	$196,000	2,459
Pre-tax net operating income	$1,041,000	2,249
Securities gains (losses)	$0	950
Applicable income taxes	$0	3,388
Income before extraordinary items	$1,041,000	2,045
Extraordinary gains, net	$0	4
Net income	$1,041,000	2,044
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,041,000	2,045
Net charge-offs	$-18,000	4,211
Cash dividends	$5,000	2,324
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,041,000	2,069
2022-12-31 (YTD Data)		Rank
Total interest income	$7,354,000	2,967
Total interest expense	$258,000	3,882
Net interest income	$7,096,000	2,862
Provision for loan and lease losses	$60,000	2,455
Total noninterest income	$1,394,000	2,418
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$644,000	1,427
Trading account gains and fees	$0	116
Additional Noninterest Income	$750,000	2,640
Total noninterest expense	$5,635,000	2,846
Salaries and employee benefits	$3,583,000	2,668
Premises and equipment expense	$473,000	3,065
Additional noninterest expense	$750,000	2,640
Pre-tax net operating income	$2,795,000	2,735
Securities gains (losses)	$1,000	637
Applicable income taxes	$0	3,596
Income before extraordinary items	$2,796,000	2,540
Extraordinary gains, net	$0	5
Net income	$2,796,000	2,536
Minority interest net income	$0	63
Net income of bank and minority interests.	$2,796,000	2,539
Net charge-offs	$62,000	1,436
Cash dividends	$1,661,000	1,675
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$2,795,000	2,573
2022-09-30 (YTD Data)		Rank
Total interest income	$5,119,000	3,032
Total interest expense	$190,000	3,764
Net interest income	$4,929,000	2,956
Provision for loan and lease losses	$45,000	2,281
Total noninterest income	$1,049,000	2,433
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$486,000	1,440
Trading account gains and fees	$0	111
Additional Noninterest Income	$563,000	2,676
Total noninterest expense	$4,162,000	2,868
Salaries and employee benefits	$2,668,000	2,675
Premises and equipment expense	$367,000	3,022
Additional noninterest expense	$563,000	2,676
Pre-tax net operating income	$1,771,000	2,907
Securities gains (losses)	$1,000	675
Applicable income taxes	$0	3,603
Income before extraordinary items	$1,772,000	2,730
Extraordinary gains, net	$0	4
Net income	$1,772,000	2,728
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,772,000	2,729
Net charge-offs	$50,000	1,217
Cash dividends	$626,000	2,027
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,771,000	2,764
2022-06-30 (YTD Data)		Rank
Total interest income	$3,222,000	3,079
Total interest expense	$128,000	3,710
Net interest income	$3,094,000	3,013
Provision for loan and lease losses	$30,000	2,075
Total noninterest income	$745,000	2,364
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$372,000	1,264
Trading account gains and fees	$0	108
Additional Noninterest Income	$373,000	2,716
Total noninterest expense	$2,736,000	2,876
Salaries and employee benefits	$1,713,000	2,735
Premises and equipment expense	$250,000	3,017
Additional noninterest expense	$773,000	3,055
Pre-tax net operating income	$1,073,000	2,928
Securities gains (losses)	$1,000	612
Applicable income taxes	$0	3,564
Income before extraordinary items	$1,074,000	2,745
Extraordinary gains, net	$0	4
Net income	$1,074,000	2,743
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,074,000	2,745
Net charge-offs	$-2,000	3,158
Cash dividends	$419,000	2,018
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,073,000	2,778
2022-03-31 (YTD Data)		Rank
Total interest income	$1,564,000	3,088
Total interest expense	$64,000	3,697
Net interest income	$1,500,000	3,019
Provision for loan and lease losses	$15,000	1,841
Total noninterest income	$373,000	2,342
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$197,000	1,197
Trading account gains and fees	$0	103
Additional Noninterest Income	$176,000	2,711
Total noninterest expense	$1,358,000	2,890
Salaries and employee benefits	$847,000	2,748
Premises and equipment expense	$108,000	3,221
Additional noninterest expense	$403,000	2,950
Pre-tax net operating income	$500,000	2,908
Securities gains (losses)	$1,000	563
Applicable income taxes	$0	3,450
Income before extraordinary items	$501,000	2,746
Extraordinary gains, net	$0	4
Net income	$501,000	2,744
Minority interest net income	$0	50
Net income of bank and minority interests.	$501,000	2,746
Net charge-offs	$-12,000	3,981
Cash dividends	$5,000	2,270
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$500,000	2,772
2021-12-31 (YTD Data)		Rank
Total interest income	$6,656,000	3,078
Total interest expense	$300,000	3,762
Net interest income	$6,356,000	2,984
Provision for loan and lease losses	$120,000	2,036
Total noninterest income	$1,457,000	2,571
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$701,000	1,247
Trading account gains and fees	$0	132
Additional Noninterest Income	$756,000	2,892
Total noninterest expense	$5,422,000	2,879
Salaries and employee benefits	$3,311,000	2,798
Premises and equipment expense	$483,000	3,083
Additional noninterest expense	$1,628,000	2,961
Pre-tax net operating income	$2,271,000	2,996
Securities gains (losses)	$0	2,062
Applicable income taxes	$0	3,710
Income before extraordinary items	$2,271,000	2,870
Extraordinary gains, net	$0	10
Net income	$2,271,000	2,870
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,271,000	2,870
Net charge-offs	$-55,000	4,161
Cash dividends	$1,557,000	1,767
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,271,000	2,852
2021-09-30 (YTD Data)		Rank
Total interest income	$5,056,000	3,109
Total interest expense	$230,000	3,827
Net interest income	$4,826,000	3,018
Provision for loan and lease losses	$90,000	2,005
Total noninterest income	$1,088,000	2,620
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$518,000	1,259
Trading account gains and fees	$0	132
Additional Noninterest Income	$570,000	2,937
Total noninterest expense	$3,770,000	3,023
Salaries and employee benefits	$2,242,000	2,947
Premises and equipment expense	$344,000	3,176
Additional noninterest expense	$1,184,000	3,030
Pre-tax net operating income	$2,054,000	2,902
Securities gains (losses)	$0	2,015
Applicable income taxes	$0	3,719
Income before extraordinary items	$2,054,000	2,762
Extraordinary gains, net	$0	8
Net income	$2,054,000	2,761
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,054,000	2,762
Net charge-offs	$-8,000	3,588
Cash dividends	$626,000	2,122
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,054,000	2,737
2021-06-30 (YTD Data)		Rank
Total interest income	$3,418,000	3,101
Total interest expense	$157,000	3,864
Net interest income	$3,261,000	3,004
Provision for loan and lease losses	$60,000	1,979
Total noninterest income	$725,000	2,585
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$339,000	1,242
Trading account gains and fees	$0	133
Additional Noninterest Income	$386,000	2,895
Total noninterest expense	$2,462,000	3,045
Salaries and employee benefits	$1,439,000	3,009
Premises and equipment expense	$230,000	3,173
Additional noninterest expense	$793,000	2,996
Pre-tax net operating income	$1,464,000	2,800
Securities gains (losses)	$0	1,818
Applicable income taxes	$0	3,702
Income before extraordinary items	$1,464,000	2,665
Extraordinary gains, net	$0	6
Net income	$1,464,000	2,664
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,464,000	2,665
Net charge-offs	$-14,000	3,929
Cash dividends	$419,000	2,112
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,464,000	2,639
2021-03-31 (YTD Data)		Rank
Total interest income	$1,687,000	3,119
Total interest expense	$80,000	3,926
Net interest income	$1,607,000	3,004
Provision for loan and lease losses	$30,000	1,982
Total noninterest income	$357,000	2,600
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$174,000	1,217
Trading account gains and fees	$0	127
Additional Noninterest Income	$183,000	2,933
Total noninterest expense	$1,195,000	3,097
Salaries and employee benefits	$694,000	3,055
Premises and equipment expense	$111,000	3,242
Additional noninterest expense	$390,000	2,984
Pre-tax net operating income	$739,000	2,769
Securities gains (losses)	$0	1,392
Applicable income taxes	$0	3,613
Income before extraordinary items	$739,000	2,623
Extraordinary gains, net	$0	3
Net income	$739,000	2,621
Minority interest net income	$0	55
Net income of bank and minority interests.	$739,000	2,623
Net charge-offs	$5,000	1,528
Cash dividends	$5,000	2,435
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$739,000	2,593
2020-12-31 (YTD Data)		Rank
Total interest income	$6,773,000	3,118
Total interest expense	$418,000	4,018
Net interest income	$6,355,000	2,965
Provision for loan and lease losses	$300,000	2,662
Total noninterest income	$1,264,000	2,621
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$716,000	1,235
Trading account gains and fees	$0	133
Additional Noninterest Income	$548,000	3,063
Total noninterest expense	$5,197,000	2,934
Salaries and employee benefits	$3,099,000	2,891
Premises and equipment expense	$527,000	2,964
Additional noninterest expense	$1,571,000	2,967
Pre-tax net operating income	$2,122,000	2,879
Securities gains (losses)	$0	2,675
Applicable income taxes	$0	3,697
Income before extraordinary items	$2,122,000	2,752
Extraordinary gains, net	$0	4
Net income	$2,122,000	2,750
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,122,000	2,752
Net charge-offs	$82,000	2,130
Cash dividends	$1,402,000	1,851
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,122,000	2,710
2020-09-30 (YTD Data)		Rank
Total interest income	$5,152,000	3,121
Total interest expense	$330,000	4,044
Net interest income	$4,822,000	2,955
Provision for loan and lease losses	$225,000	2,648
Total noninterest income	$1,105,000	2,410
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$533,000	1,234
Trading account gains and fees	$0	125
Additional Noninterest Income	$572,000	2,701
Total noninterest expense	$3,948,000	2,889
Salaries and employee benefits	$2,384,000	2,830
Premises and equipment expense	$405,000	2,936
Additional noninterest expense	$1,159,000	2,974
Pre-tax net operating income	$1,754,000	2,763
Securities gains (losses)	$0	2,494
Applicable income taxes	$0	3,696
Income before extraordinary items	$1,754,000	2,623
Extraordinary gains, net	$0	4
Net income	$1,754,000	2,623
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,754,000	2,623
Net charge-offs	$79,000	1,803
Cash dividends	$626,000	2,113
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,754,000	2,577
2020-06-30 (YTD Data)		Rank
Total interest income	$3,525,000	3,124
Total interest expense	$228,000	4,094
Net interest income	$3,297,000	2,928
Provision for loan and lease losses	$150,000	2,632
Total noninterest income	$691,000	2,441
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$373,000	1,200
Trading account gains and fees	$0	123
Additional Noninterest Income	$318,000	2,843
Total noninterest expense	$2,603,000	2,922
Salaries and employee benefits	$1,601,000	2,835
Premises and equipment expense	$265,000	2,965
Additional noninterest expense	$737,000	3,057
Pre-tax net operating income	$1,235,000	2,647
Securities gains (losses)	$0	2,249
Applicable income taxes	$0	3,655
Income before extraordinary items	$1,235,000	2,506
Extraordinary gains, net	$0	4
Net income	$1,235,000	2,505
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,235,000	2,506
Net charge-offs	$54,000	1,691
Cash dividends	$419,000	2,122
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,235,000	2,473
2020-03-31 (YTD Data)		Rank
Total interest income	$1,694,000	3,189
Total interest expense	$125,000	4,117
Net interest income	$1,569,000	2,997
Provision for loan and lease losses	$75,000	2,175
Total noninterest income	$391,000	2,211
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$239,000	1,151
Trading account gains and fees	$0	106
Additional Noninterest Income	$152,000	2,758
Total noninterest expense	$1,301,000	2,955
Salaries and employee benefits	$829,000	2,781
Premises and equipment expense	$117,000	3,194
Additional noninterest expense	$355,000	3,153
Pre-tax net operating income	$584,000	2,589
Securities gains (losses)	$0	1,705
Applicable income taxes	$0	3,513
Income before extraordinary items	$584,000	2,436
Extraordinary gains, net	$0	4
Net income	$584,000	2,435
Minority interest net income	$0	56
Net income of bank and minority interests.	$584,000	2,436
Net charge-offs	$67,000	1,068
Cash dividends	$212,000	1,892
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$584,000	2,412
2019-12-31 (YTD Data)		Rank
Total interest income	$6,725,000	3,242
Total interest expense	$432,000	4,278
Net interest income	$6,293,000	3,013
Provision for loan and lease losses	$300,000	1,946
Total noninterest income	$1,165,000	2,625
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$878,000	1,239
Trading account gains and fees	$0	135
Additional Noninterest Income	$287,000	3,626
Total noninterest expense	$4,914,000	3,048
Salaries and employee benefits	$2,880,000	3,009
Premises and equipment expense	$544,000	2,974
Additional noninterest expense	$1,490,000	3,094
Pre-tax net operating income	$2,244,000	2,887
Securities gains (losses)	$26,000	1,539
Applicable income taxes	$0	3,859
Income before extraordinary items	$2,270,000	2,722
Extraordinary gains, net	$0	11
Net income	$2,270,000	2,722
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,270,000	2,724
Net charge-offs	$105,000	2,176
Cash dividends	$1,402,000	1,949
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,244,000	2,705
2019-09-30 (YTD Data)		Rank
Total interest income	$5,002,000	3,297
Total interest expense	$312,000	4,356
Net interest income	$4,690,000	3,062
Provision for loan and lease losses	$225,000	1,834
Total noninterest income	$1,096,000	2,326
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$664,000	1,235
Trading account gains and fees	$0	129
Additional Noninterest Income	$432,000	2,885
Total noninterest expense	$3,649,000	3,084
Salaries and employee benefits	$2,146,000	3,030
Premises and equipment expense	$402,000	3,003
Additional noninterest expense	$1,101,000	3,147
Pre-tax net operating income	$1,912,000	2,793
Securities gains (losses)	$22,000	1,385
Applicable income taxes	$0	3,902
Income before extraordinary items	$1,934,000	2,581
Extraordinary gains, net	$0	11
Net income	$1,934,000	2,582
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,934,000	2,582
Net charge-offs	$62,000	2,076
Cash dividends	$626,000	2,281
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,912,000	2,566
2019-06-30 (YTD Data)		Rank
Total interest income	$3,296,000	3,327
Total interest expense	$193,000	4,435
Net interest income	$3,103,000	3,088
Provision for loan and lease losses	$150,000	1,792
Total noninterest income	$708,000	2,339
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$426,000	1,256
Trading account gains and fees	$0	131
Additional Noninterest Income	$282,000	2,874
Total noninterest expense	$2,392,000	3,136
Salaries and employee benefits	$1,393,000	3,087
Premises and equipment expense	$279,000	2,954
Additional noninterest expense	$720,000	3,213
Pre-tax net operating income	$1,269,000	2,761
Securities gains (losses)	$11,000	1,200
Applicable income taxes	$0	3,901
Income before extraordinary items	$1,280,000	2,554
Extraordinary gains, net	$0	11
Net income	$1,280,000	2,553
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,280,000	2,553
Net charge-offs	$37,000	2,040
Cash dividends	$419,000	2,285
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,269,000	2,543
2019-03-31 (YTD Data)		Rank
Total interest income	$1,612,000	3,383
Total interest expense	$82,000	4,586
Net interest income	$1,530,000	3,139
Provision for loan and lease losses	$75,000	1,682
Total noninterest income	$342,000	2,359
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$205,000	1,296
Trading account gains and fees	$0	126
Additional Noninterest Income	$137,000	2,857
Total noninterest expense	$1,253,000	3,061
Salaries and employee benefits	$728,000	3,033
Premises and equipment expense	$134,000	3,054
Additional noninterest expense	$391,000	3,053
Pre-tax net operating income	$544,000	2,954
Securities gains (losses)	$0	1,087
Applicable income taxes	$0	3,800
Income before extraordinary items	$544,000	2,776
Extraordinary gains, net	$0	5
Net income	$544,000	2,776
Minority interest net income	$0	52
Net income of bank and minority interests.	$544,000	2,775
Net charge-offs	$33,000	1,439
Cash dividends	$5,000	2,783
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$544,000	2,763
2018-12-31 (YTD Data)		Rank
Total interest income	$6,095,000	3,410
Total interest expense	$321,000	4,435
Net interest income	$5,774,000	3,240
Provision for loan and lease losses	$300,000	1,959
Total noninterest income	$1,076,000	2,765
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$928,000	1,231
Trading account gains and fees	$0	126
Additional Noninterest Income	$148,000	4,326
Total noninterest expense	$4,730,000	3,163
Salaries and employee benefits	$2,641,000	3,185
Premises and equipment expense	$525,000	3,082
Additional noninterest expense	$1,564,000	3,091
Pre-tax net operating income	$1,820,000	3,270
Securities gains (losses)	$17,000	610
Applicable income taxes	$0	3,978
Income before extraordinary items	$1,837,000	3,061
Extraordinary gains, net	$0	6
Net income	$1,837,000	3,060
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,837,000	3,060
Net charge-offs	$57,000	2,546
Cash dividends	$1,143,000	2,074
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,820,000	3,073
2018-09-30 (YTD Data)		Rank
Total interest income	$4,523,000	3,435
Total interest expense	$237,000	4,437
Net interest income	$4,286,000	3,279
Provision for loan and lease losses	$225,000	1,851
Total noninterest income	$1,053,000	2,428
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$700,000	1,231
Trading account gains and fees	$0	138
Additional Noninterest Income	$353,000	3,185
Total noninterest expense	$3,631,000	3,120
Salaries and employee benefits	$2,103,000	3,070
Premises and equipment expense	$381,000	3,156
Additional noninterest expense	$1,147,000	3,132
Pre-tax net operating income	$1,483,000	3,210
Securities gains (losses)	$17,000	605
Applicable income taxes	$0	4,032
Income before extraordinary items	$1,500,000	2,994
Extraordinary gains, net	$0	5
Net income	$1,500,000	2,992
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,500,000	2,993
Net charge-offs	$19,000	2,737
Cash dividends	$626,000	2,157
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,483,000	2,997
2018-06-30 (YTD Data)		Rank
Total interest income	$2,976,000	3,454
Total interest expense	$159,000	4,406
Net interest income	$2,817,000	3,304
Provision for loan and lease losses	$150,000	1,766
Total noninterest income	$660,000	2,521
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$460,000	1,245
Trading account gains and fees	$0	130
Additional Noninterest Income	$200,000	3,395
Total noninterest expense	$2,357,000	3,193
Salaries and employee benefits	$1,380,000	3,115
Premises and equipment expense	$255,000	3,170
Additional noninterest expense	$722,000	3,258
Pre-tax net operating income	$970,000	3,208
Securities gains (losses)	$17,000	504
Applicable income taxes	$0	4,018
Income before extraordinary items	$987,000	2,983
Extraordinary gains, net	$0	6
Net income	$987,000	2,982
Minority interest net income	$0	65
Net income of bank and minority interests.	$987,000	2,982
Net charge-offs	$20,000	2,256
Cash dividends	$419,000	2,171
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$970,000	3,000
2018-03-31 (YTD Data)		Rank
Total interest income	$1,486,000	3,464
Total interest expense	$79,000	4,384
Net interest income	$1,407,000	3,322
Provision for loan and lease losses	$75,000	1,680
Total noninterest income	$301,000	2,623
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$245,000	1,189
Trading account gains and fees	$0	123
Additional Noninterest Income	$56,000	4,038
Total noninterest expense	$1,209,000	3,167
Salaries and employee benefits	$725,000	3,068
Premises and equipment expense	$125,000	3,238
Additional noninterest expense	$359,000	3,295
Pre-tax net operating income	$424,000	3,360
Securities gains (losses)	$17,000	365
Applicable income taxes	$0	3,948
Income before extraordinary items	$441,000	3,100
Extraordinary gains, net	$0	7
Net income	$441,000	3,100
Minority interest net income	$0	52
Net income of bank and minority interests.	$441,000	3,100
Net charge-offs	$-2,000	4,048
Cash dividends	$6,000	2,754
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$424,000	3,164
2017-12-31 (YTD Data)		Rank
Total interest income	$5,813,000	3,473
Total interest expense	$384,000	4,045
Net interest income	$5,429,000	3,373
Provision for loan and lease losses	$311,000	1,931
Total noninterest income	$1,372,000	2,515
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$857,000	1,348
Trading account gains and fees	$0	151
Additional Noninterest Income	$515,000	3,120
Total noninterest expense	$4,479,000	3,329
Salaries and employee benefits	$2,524,000	3,319
Premises and equipment expense	$521,000	3,180
Additional noninterest expense	$1,434,000	3,324
Pre-tax net operating income	$2,011,000	3,112
Securities gains (losses)	$11,000	1,559
Applicable income taxes	$0	4,135
Income before extraordinary items	$2,022,000	2,677
Extraordinary gains, net	$0	9
Net income	$2,022,000	2,676
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,022,000	2,677
Net charge-offs	$324,000	1,416
Cash dividends	$994,000	2,240
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,011,000	2,669
2017-09-30 (YTD Data)		Rank
Total interest income	$4,354,000	3,507
Total interest expense	$306,000	3,981
Net interest income	$4,048,000	3,412
Provision for loan and lease losses	$180,000	2,116
Total noninterest income	$1,017,000	2,546
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$616,000	1,394
Trading account gains and fees	$0	145
Additional Noninterest Income	$401,000	3,086
Total noninterest expense	$3,410,000	3,310
Salaries and employee benefits	$1,941,000	3,280
Premises and equipment expense	$381,000	3,277
Additional noninterest expense	$1,088,000	3,303
Pre-tax net operating income	$1,475,000	3,212
Securities gains (losses)	$8,000	1,697
Applicable income taxes	$0	4,172
Income before extraordinary items	$1,483,000	2,884
Extraordinary gains, net	$0	9
Net income	$1,483,000	2,883
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,483,000	2,884
Net charge-offs	$182,000	1,471
Cash dividends	$497,000	2,429
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,475,000	2,865
2017-06-30 (YTD Data)		Rank
Total interest income	$2,859,000	3,533
Total interest expense	$216,000	3,892
Net interest income	$2,643,000	3,456
Provision for loan and lease losses	$120,000	2,050
Total noninterest income	$653,000	2,595
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$384,000	1,461
Trading account gains and fees	$0	139
Additional Noninterest Income	$269,000	3,085
Total noninterest expense	$2,262,000	3,338
Salaries and employee benefits	$1,261,000	3,345
Premises and equipment expense	$248,000	3,322
Additional noninterest expense	$753,000	3,236
Pre-tax net operating income	$914,000	3,271
Securities gains (losses)	$3,000	1,556
Applicable income taxes	$0	4,189
Income before extraordinary items	$917,000	2,949
Extraordinary gains, net	$0	11
Net income	$917,000	2,949
Minority interest net income	$0	71
Net income of bank and minority interests.	$917,000	2,949
Net charge-offs	$198,000	1,063
Cash dividends	$160,000	2,949
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$914,000	2,939
2017-03-31 (YTD Data)		Rank
Total interest income	$1,394,000	3,591
Total interest expense	$116,000	3,788
Net interest income	$1,278,000	3,530
Provision for loan and lease losses	$60,000	1,878
Total noninterest income	$343,000	2,542
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$183,000	1,516
Trading account gains and fees	$0	142
Additional Noninterest Income	$160,000	2,858
Total noninterest expense	$1,099,000	3,417
Salaries and employee benefits	$661,000	3,291
Premises and equipment expense	$115,000	3,510
Additional noninterest expense	$323,000	3,560
Pre-tax net operating income	$462,000	3,207
Securities gains (losses)	$1,000	1,030
Applicable income taxes	$0	4,086
Income before extraordinary items	$463,000	2,882
Extraordinary gains, net	$0	8
Net income	$463,000	2,882
Minority interest net income	$0	55
Net income of bank and minority interests.	$463,000	2,882
Net charge-offs	$-50,000	5,471
Cash dividends	$5,000	2,828
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$462,000	2,869
2016-12-31 (YTD Data)		Rank
Total interest income	$5,375,000	3,661
Total interest expense	$529,000	3,546
Net interest income	$4,846,000	3,634
Provision for loan and lease losses	$0	4,332
Total noninterest income	$1,173,000	2,794
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$767,000	1,491
Trading account gains and fees	$0	170
Additional Noninterest Income	$406,000	3,542
Total noninterest expense	$4,379,000	3,469
Salaries and employee benefits	$2,399,000	3,482
Premises and equipment expense	$437,000	3,631
Additional noninterest expense	$1,543,000	3,287
Pre-tax net operating income	$1,640,000	3,385
Securities gains (losses)	$42,000	1,954
Applicable income taxes	$0	4,278
Income before extraordinary items	$1,682,000	3,080
Extraordinary gains, net	$0	5
Net income	$1,682,000	3,079
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,682,000	3,079
Net charge-offs	$204,000	1,902
Cash dividends	$812,000	2,437
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,640,000	3,069
2016-09-30 (YTD Data)		Rank
Total interest income	$3,986,000	3,701
Total interest expense	$409,000	3,513
Net interest income	$3,577,000	3,688
Provision for loan and lease losses	$0	4,186
Total noninterest income	$858,000	2,834
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$575,000	1,486
Trading account gains and fees	$0	169
Additional Noninterest Income	$283,000	3,655
Total noninterest expense	$3,262,000	3,482
Salaries and employee benefits	$1,824,000	3,454
Premises and equipment expense	$312,000	3,722
Additional noninterest expense	$1,126,000	3,360
Pre-tax net operating income	$1,173,000	3,502
Securities gains (losses)	$42,000	1,893
Applicable income taxes	$0	4,325
Income before extraordinary items	$1,215,000	3,191
Extraordinary gains, net	$0	5
Net income	$1,215,000	3,191
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,215,000	3,191
Net charge-offs	$172,000	1,578
Cash dividends	$472,000	2,473
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,173,000	3,184
2016-06-30 (YTD Data)		Rank
Total interest income	$2,655,000	3,717
Total interest expense	$281,000	3,480
Net interest income	$2,374,000	3,715
Provision for loan and lease losses	$0	4,017
Total noninterest income	$578,000	2,808
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$379,000	1,494
Trading account gains and fees	$0	157
Additional Noninterest Income	$199,000	3,608
Total noninterest expense	$2,122,000	3,559
Salaries and employee benefits	$1,200,000	3,502
Premises and equipment expense	$199,000	3,828
Additional noninterest expense	$723,000	3,471
Pre-tax net operating income	$830,000	3,400
Securities gains (losses)	$20,000	1,940
Applicable income taxes	$0	4,338
Income before extraordinary items	$850,000	3,072
Extraordinary gains, net	$0	16
Net income	$850,000	3,070
Minority interest net income	$0	71
Net income of bank and minority interests.	$850,000	3,071
Net charge-offs	$71,000	1,899
Cash dividends	$316,000	2,466
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$830,000	3,057
2016-03-31 (YTD Data)		Rank
Total interest income	$1,315,000	3,747
Total interest expense	$144,000	3,454
Net interest income	$1,171,000	3,754
Provision for loan and lease losses	$0	3,656
Total noninterest income	$294,000	2,756
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$197,000	1,443
Trading account gains and fees	$0	142
Additional Noninterest Income	$97,000	3,597
Total noninterest expense	$1,023,000	3,662
Salaries and employee benefits	$561,000	3,665
Premises and equipment expense	$93,000	3,976
Additional noninterest expense	$369,000	3,419
Pre-tax net operating income	$442,000	3,238
Securities gains (losses)	$5,000	1,720
Applicable income taxes	$0	4,259
Income before extraordinary items	$447,000	2,937
Extraordinary gains, net	$0	12
Net income	$447,000	2,936
Minority interest net income	$0	62
Net income of bank and minority interests.	$447,000	2,937
Net charge-offs	$52,000	1,403
Cash dividends	$5,000	2,871
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$442,000	2,896
2015-12-31 (YTD Data)		Rank
Total interest income	$5,151,000	3,778
Total interest expense	$815,000	2,793
Net interest income	$4,336,000	3,898
Provision for loan and lease losses	$-400,000	5,903
Total noninterest income	$1,079,000	2,940
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$692,000	1,664
Trading account gains and fees	$0	159
Additional Noninterest Income	$387,000	3,636
Total noninterest expense	$4,395,000	3,502
Salaries and employee benefits	$2,391,000	3,524
Premises and equipment expense	$312,000	4,411
Additional noninterest expense	$1,692,000	3,138
Pre-tax net operating income	$1,420,000	3,578
Securities gains (losses)	$55,000	1,585
Applicable income taxes	$0	4,402
Income before extraordinary items	$1,475,000	3,256
Extraordinary gains, net	$0	23
Net income	$1,475,000	3,257
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,475,000	3,258
Net charge-offs	$42,000	3,378
Cash dividends	$812,000	2,357
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,420,000	3,274
2015-09-30 (YTD Data)		Rank
Total interest income	$3,788,000	3,856
Total interest expense	$645,000	2,716
Net interest income	$3,143,000	4,016
Provision for loan and lease losses	$0	4,232
Total noninterest income	$795,000	2,981
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$495,000	1,734
Trading account gains and fees	$0	153
Additional Noninterest Income	$300,000	3,598
Total noninterest expense	$2,897,000	3,815
Salaries and employee benefits	$1,715,000	3,644
Premises and equipment expense	$228,000	4,487
Additional noninterest expense	$954,000	3,802
Pre-tax net operating income	$1,041,000	3,671
Securities gains (losses)	$52,000	1,436
Applicable income taxes	$0	4,489
Income before extraordinary items	$1,093,000	3,346
Extraordinary gains, net	$0	21
Net income	$1,093,000	3,344
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,093,000	3,345
Net charge-offs	$34,000	3,052
Cash dividends	$470,000	2,398
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,041,000	3,373
2015-06-30 (YTD Data)		Rank
Total interest income	$2,502,000	3,892
Total interest expense	$436,000	2,708
Net interest income	$2,066,000	4,063
Provision for loan and lease losses	$0	4,069
Total noninterest income	$508,000	3,048
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$309,000	1,803
Trading account gains and fees	$0	157
Additional Noninterest Income	$199,000	3,644
Total noninterest expense	$1,942,000	3,837
Salaries and employee benefits	$1,176,000	3,581
Premises and equipment expense	$152,000	4,529
Additional noninterest expense	$614,000	3,905
Pre-tax net operating income	$632,000	3,811
Securities gains (losses)	$49,000	1,246
Applicable income taxes	$0	4,497
Income before extraordinary items	$681,000	3,461
Extraordinary gains, net	$0	22
Net income	$681,000	3,461
Minority interest net income	$0	75
Net income of bank and minority interests.	$681,000	3,462
Net charge-offs	$5,000	3,478
Cash dividends	$314,000	2,370
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$632,000	3,523
2015-03-31 (YTD Data)		Rank
Total interest income	$1,235,000	3,938
Total interest expense	$221,000	2,703
Net interest income	$1,014,000	4,124
Provision for loan and lease losses	$0	3,703
Total noninterest income	$253,000	3,024
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$157,000	1,762
Trading account gains and fees	$0	152
Additional Noninterest Income	$96,000	3,657
Total noninterest expense	$929,000	3,955
Salaries and employee benefits	$562,000	3,737
Premises and equipment expense	$70,000	4,719
Additional noninterest expense	$297,000	3,998
Pre-tax net operating income	$338,000	3,692
Securities gains (losses)	$49,000	849
Applicable income taxes	$0	4,400
Income before extraordinary items	$387,000	3,186
Extraordinary gains, net	$0	13
Net income	$387,000	3,189
Minority interest net income	$0	64
Net income of bank and minority interests.	$387,000	3,189
Net charge-offs	$11,000	2,441
Cash dividends	$4,000	2,876
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$338,000	3,348
2014-12-31 (YTD Data)		Rank
Total interest income	$5,100,000	3,925
Total interest expense	$958,000	2,656
Net interest income	$4,142,000	4,108
Provision for loan and lease losses	$25,000	4,136
Total noninterest income	$1,081,000	3,003
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$619,000	1,909
Trading account gains and fees	$0	180
Additional Noninterest Income	$462,000	3,374
Total noninterest expense	$3,646,000	4,037
Salaries and employee benefits	$2,041,000	3,942
Premises and equipment expense	$349,000	4,375
Additional noninterest expense	$1,256,000	3,959
Pre-tax net operating income	$1,552,000	3,422
Securities gains (losses)	$77,000	1,444
Applicable income taxes	$0	4,531
Income before extraordinary items	$1,629,000	3,091
Extraordinary gains, net	$0	17
Net income	$1,629,000	3,091
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,629,000	3,092
Net charge-offs	$-76,000	6,090
Cash dividends	$832,000	2,272
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,552,000	3,126
2014-09-30 (YTD Data)		Rank
Total interest income	$3,815,000	3,966
Total interest expense	$731,000	2,652
Net interest income	$3,084,000	4,160
Provision for loan and lease losses	$25,000	3,831
Total noninterest income	$823,000	2,988
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$450,000	1,970
Trading account gains and fees	$0	174
Additional Noninterest Income	$373,000	3,308
Total noninterest expense	$2,719,000	4,076
Salaries and employee benefits	$1,513,000	3,978
Premises and equipment expense	$276,000	4,318
Additional noninterest expense	$930,000	3,999
Pre-tax net operating income	$1,163,000	3,495
Securities gains (losses)	$73,000	1,210
Applicable income taxes	$0	4,583
Income before extraordinary items	$1,236,000	3,080
Extraordinary gains, net	$0	15
Net income	$1,236,000	3,080
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,236,000	3,081
Net charge-offs	$-8,000	5,577
Cash dividends	$315,000	2,685
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,163,000	3,167
2014-06-30 (YTD Data)		Rank
Total interest income	$2,551,000	3,961
Total interest expense	$500,000	2,630
Net interest income	$2,051,000	4,172
Provision for loan and lease losses	$25,000	3,493
Total noninterest income	$518,000	3,045
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$293,000	1,986
Trading account gains and fees	$0	172
Additional Noninterest Income	$225,000	3,452
Total noninterest expense	$1,730,000	4,206
Salaries and employee benefits	$1,006,000	4,007
Premises and equipment expense	$133,000	4,981
Additional noninterest expense	$591,000	4,130
Pre-tax net operating income	$814,000	3,337
Securities gains (losses)	$24,000	1,570
Applicable income taxes	$0	4,568
Income before extraordinary items	$838,000	2,993
Extraordinary gains, net	$0	20
Net income	$838,000	2,999
Minority interest net income	$0	80
Net income of bank and minority interests.	$838,000	2,999
Net charge-offs	$-16,000	5,809
Cash dividends	$211,000	2,660
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$814,000	2,996
2014-03-31 (YTD Data)		Rank
Total interest income	$1,242,000	4,034
Total interest expense	$258,000	2,610
Net interest income	$984,000	4,301
Provision for loan and lease losses	$25,000	2,805
Total noninterest income	$243,000	3,107
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$149,000	1,944
Trading account gains and fees	$0	147
Additional Noninterest Income	$94,000	3,667
Total noninterest expense	$859,000	4,251
Salaries and employee benefits	$456,000	4,275
Premises and equipment expense	$113,000	3,961
Additional noninterest expense	$290,000	4,180
Pre-tax net operating income	$343,000	3,582
Securities gains (losses)	$-4,000	6,345
Applicable income taxes	$0	4,445
Income before extraordinary items	$339,000	3,319
Extraordinary gains, net	$0	16
Net income	$339,000	3,322
Minority interest net income	$0	66
Net income of bank and minority interests.	$339,000	3,322
Net charge-offs	$-17,000	5,973
Cash dividends	$5,000	2,857
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$343,000	3,255
2013-12-31 (YTD Data)		Rank
Total interest income	$5,321,000	3,914
Total interest expense	$1,158,000	2,636
Net interest income	$4,163,000	4,178
Provision for loan and lease losses	$75,000	3,934
Total noninterest income	$808,000	3,598
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$701,000	1,832
Trading account gains and fees	$0	184
Additional Noninterest Income	$107,000	5,317
Total noninterest expense	$3,279,000	4,412
Salaries and employee benefits	$1,814,000	4,291
Premises and equipment expense	$248,000	5,209
Additional noninterest expense	$1,217,000	4,171
Pre-tax net operating income	$1,617,000	3,267
Securities gains (losses)	$330,000	648
Applicable income taxes	$0	4,631
Income before extraordinary items	$1,947,000	2,660
Extraordinary gains, net	$0	29
Net income	$1,947,000	2,663
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,947,000	2,663
Net charge-offs	$-5,000	6,050
Cash dividends	$728,000	2,306
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,617,000	2,955
2013-09-30 (YTD Data)		Rank
Total interest income	$3,994,000	3,946
Total interest expense	$887,000	2,668
Net interest income	$3,107,000	4,219
Provision for loan and lease losses	$75,000	3,636
Total noninterest income	$696,000	3,392
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$527,000	1,832
Trading account gains and fees	$0	180
Additional Noninterest Income	$169,000	4,538
Total noninterest expense	$2,456,000	4,437
Salaries and employee benefits	$1,352,000	4,329
Premises and equipment expense	$189,000	5,199
Additional noninterest expense	$915,000	4,162
Pre-tax net operating income	$1,272,000	3,242
Securities gains (losses)	$330,000	591
Applicable income taxes	$0	4,713
Income before extraordinary items	$1,602,000	2,534
Extraordinary gains, net	$0	25
Net income	$1,602,000	2,538
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,602,000	2,538
Net charge-offs	$10,000	4,708
Cash dividends	$356,000	2,444
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,272,000	2,889
2013-06-30 (YTD Data)		Rank
Total interest income	$2,680,000	3,941
Total interest expense	$601,000	2,703
Net interest income	$2,079,000	4,204
Provision for loan and lease losses	$75,000	3,208
Total noninterest income	$427,000	3,602
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$349,000	1,815
Trading account gains and fees	$0	157
Additional Noninterest Income	$78,000	5,041
Total noninterest expense	$1,678,000	4,398
Salaries and employee benefits	$950,000	4,233
Premises and equipment expense	$127,000	5,202
Additional noninterest expense	$601,000	4,186
Pre-tax net operating income	$753,000	3,438
Securities gains (losses)	$330,000	520
Applicable income taxes	$0	4,679
Income before extraordinary items	$1,083,000	2,470
Extraordinary gains, net	$0	22
Net income	$1,083,000	2,477
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,083,000	2,476
Net charge-offs	$10,000	4,322
Cash dividends	$232,000	2,453
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$753,000	3,083
2013-03-31 (YTD Data)		Rank
Total interest income	$1,371,000	3,918
Total interest expense	$304,000	2,748
Net interest income	$1,067,000	4,159
Provision for loan and lease losses	$75,000	2,354
Total noninterest income	$259,000	3,220
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$170,000	1,852
Trading account gains and fees	$0	148
Additional Noninterest Income	$89,000	3,936
Total noninterest expense	$825,000	4,468
Salaries and employee benefits	$452,000	4,390
Premises and equipment expense	$61,000	5,302
Additional noninterest expense	$312,000	4,125
Pre-tax net operating income	$426,000	3,193
Securities gains (losses)	$317,000	309
Applicable income taxes	$0	4,602
Income before extraordinary items	$743,000	1,909
Extraordinary gains, net	$0	10
Net income	$743,000	1,910
Minority interest net income	$0	76
Net income of bank and minority interests.	$743,000	1,911
Net charge-offs	$14,000	3,305
Cash dividends	$5,000	2,701
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$426,000	2,823
2012-12-31 (YTD Data)		Rank
Total interest income	$5,708,000	3,967
Total interest expense	$1,416,000	2,845
Net interest income	$4,292,000	4,228
Provision for loan and lease losses	$300,000	3,343
Total noninterest income	$520,000	4,436
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$680,000	1,952
Trading account gains and fees	$0	166
Additional Noninterest Income	$-160,000	6,792
Total noninterest expense	$3,096,000	4,670
Salaries and employee benefits	$1,680,000	4,563
Premises and equipment expense	$246,000	5,376
Additional noninterest expense	$1,170,000	4,419
Pre-tax net operating income	$1,416,000	3,423
Securities gains (losses)	$37,000	2,896
Applicable income taxes	$0	4,751
Income before extraordinary items	$1,453,000	3,187
Extraordinary gains, net	$0	29
Net income	$1,453,000	3,187
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,453,000	3,187
Net charge-offs	$251,000	3,520
Cash dividends	$676,000	2,427
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,416,000	3,093
2012-09-30 (YTD Data)		Rank
Total interest income	$4,295,000	4,020
Total interest expense	$1,090,000	2,883
Net interest income	$3,205,000	4,304
Provision for loan and lease losses	$225,000	3,327
Total noninterest income	$391,000	4,469
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$497,000	2,010
Trading account gains and fees	$0	157
Additional Noninterest Income	$-106,000	6,923
Total noninterest expense	$2,345,000	4,669
Salaries and employee benefits	$1,273,000	4,563
Premises and equipment expense	$187,000	5,408
Additional noninterest expense	$885,000	4,440
Pre-tax net operating income	$1,026,000	3,585
Securities gains (losses)	$0	3,575
Applicable income taxes	$0	4,802
Income before extraordinary items	$1,026,000	3,382
Extraordinary gains, net	$0	20
Net income	$1,026,000	3,383
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,026,000	3,384
Net charge-offs	$154,000	3,568
Cash dividends	$313,000	2,518
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,026,000	3,230
2012-06-30 (YTD Data)		Rank
Total interest income	$2,851,000	4,068
Total interest expense	$757,000	2,880
Net interest income	$2,094,000	4,364
Provision for loan and lease losses	$150,000	3,329
Total noninterest income	$245,000	4,575
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$313,000	2,080
Trading account gains and fees	$0	153
Additional Noninterest Income	$-68,000	6,971
Total noninterest expense	$1,607,000	4,633
Salaries and employee benefits	$901,000	4,444
Premises and equipment expense	$113,000	5,608
Additional noninterest expense	$593,000	4,414
Pre-tax net operating income	$582,000	3,850
Securities gains (losses)	$0	3,178
Applicable income taxes	$0	4,770
Income before extraordinary items	$582,000	3,709
Extraordinary gains, net	$0	19
Net income	$582,000	3,710
Minority interest net income	$0	84
Net income of bank and minority interests.	$582,000	3,711
Net charge-offs	$-29,000	6,879
Cash dividends	$210,000	2,470
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$582,000	3,515
2012-03-31 (YTD Data)		Rank
Total interest income	$1,422,000	4,121
Total interest expense	$400,000	2,863
Net interest income	$1,022,000	4,454
Provision for loan and lease losses	$75,000	3,178
Total noninterest income	$216,000	3,503
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$150,000	2,142
Trading account gains and fees	$0	148
Additional Noninterest Income	$66,000	4,315
Total noninterest expense	$792,000	4,684
Salaries and employee benefits	$436,000	4,546
Premises and equipment expense	$59,000	5,540
Additional noninterest expense	$297,000	4,411
Pre-tax net operating income	$371,000	3,444
Securities gains (losses)	$0	2,210
Applicable income taxes	$0	4,704
Income before extraordinary items	$371,000	3,223
Extraordinary gains, net	$0	19
Net income	$371,000	3,227
Minority interest net income	$0	78
Net income of bank and minority interests.	$371,000	3,227
Net charge-offs	$-13,000	6,740
Cash dividends	$3,000	2,752
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$371,000	3,064
2011-12-31 (YTD Data)		Rank
Total interest income	$5,761,000	4,193
Total interest expense	$1,720,000	3,104
Net interest income	$4,041,000	4,510
Provision for loan and lease losses	$450,000	3,593
Total noninterest income	$441,000	4,598
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$617,000	2,195
Trading account gains and fees	$0	146
Additional Noninterest Income	$-176,000	6,938
Total noninterest expense	$3,253,000	4,657
Salaries and employee benefits	$1,786,000	4,469
Premises and equipment expense	$269,000	5,467
Additional noninterest expense	$1,198,000	4,449
Pre-tax net operating income	$779,000	4,129
Securities gains (losses)	$61,000	2,432
Applicable income taxes	$0	4,719
Income before extraordinary items	$840,000	3,870
Extraordinary gains, net	$0	29
Net income	$840,000	3,874
Minority interest net income	$0	96
Net income of bank and minority interests.	$840,000	3,873
Net charge-offs	$405,000	3,425
Cash dividends	$613,000	2,178
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$779,000	3,863
2011-09-30 (YTD Data)		Rank
Total interest income	$4,268,000	4,269
Total interest expense	$1,311,000	3,176
Net interest income	$2,957,000	4,602
Provision for loan and lease losses	$200,000	4,143
Total noninterest income	$240,000	5,184
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$469,000	2,181
Trading account gains and fees	$0	145
Additional Noninterest Income	$-229,000	7,143
Total noninterest expense	$2,463,000	4,644
Salaries and employee benefits	$1,364,000	4,413
Premises and equipment expense	$197,000	5,550
Additional noninterest expense	$902,000	4,451
Pre-tax net operating income	$534,000	4,376
Securities gains (losses)	$61,000	2,186
Applicable income taxes	$0	4,740
Income before extraordinary items	$595,000	4,044
Extraordinary gains, net	$0	21
Net income	$595,000	4,045
Minority interest net income	$0	87
Net income of bank and minority interests.	$595,000	4,046
Net charge-offs	$125,000	4,208
Cash dividends	$355,000	2,167
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$534,000	4,072
2011-06-30 (YTD Data)		Rank
Total interest income	$2,839,000	4,323
Total interest expense	$886,000	3,252
Net interest income	$1,953,000	4,652
Provision for loan and lease losses	$150,000	3,873
Total noninterest income	$396,000	3,573
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$321,000	2,119
Trading account gains and fees	$0	153
Additional Noninterest Income	$75,000	4,988
Total noninterest expense	$1,614,000	4,737
Salaries and employee benefits	$870,000	4,586
Premises and equipment expense	$133,000	5,562
Additional noninterest expense	$611,000	4,476
Pre-tax net operating income	$585,000	3,519
Securities gains (losses)	$18,000	2,133
Applicable income taxes	$0	4,697
Income before extraordinary items	$603,000	3,181
Extraordinary gains, net	$0	15
Net income	$603,000	3,182
Minority interest net income	$0	89
Net income of bank and minority interests.	$603,000	3,183
Net charge-offs	$53,000	4,400
Cash dividends	$251,000	2,073
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$585,000	3,148
2011-03-31 (YTD Data)		Rank
Total interest income	$1,440,000	4,289
Total interest expense	$456,000	3,273
Net interest income	$984,000	4,618
Provision for loan and lease losses	$75,000	3,668
Total noninterest income	$214,000	3,444
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$142,000	2,298
Trading account gains and fees	$0	158
Additional Noninterest Income	$72,000	4,081
Total noninterest expense	$797,000	4,794
Salaries and employee benefits	$436,000	4,609
Premises and equipment expense	$61,000	5,802
Additional noninterest expense	$300,000	4,528
Pre-tax net operating income	$326,000	3,368
Securities gains (losses)	$9,000	1,340
Applicable income taxes	$0	4,545
Income before extraordinary items	$335,000	3,008
Extraordinary gains, net	$0	9
Net income	$335,000	3,007
Minority interest net income	$0	86
Net income of bank and minority interests.	$335,000	3,008
Net charge-offs	$61,000	3,186
Cash dividends	$4,000	2,551
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$326,000	3,000
2010-12-31 (YTD Data)		Rank
Total interest income	$6,309,000	4,168
Total interest expense	$2,164,000	3,346
Net interest income	$4,145,000	4,478
Provision for loan and lease losses	$650,000	3,712
Total noninterest income	$940,000	3,336
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$722,000	1,992
Trading account gains and fees	$0	175
Additional Noninterest Income	$218,000	4,465
Total noninterest expense	$3,059,000	4,977
Salaries and employee benefits	$1,621,000	4,842
Premises and equipment expense	$259,000	5,737
Additional noninterest expense	$1,179,000	4,658
Pre-tax net operating income	$1,376,000	2,859
Securities gains (losses)	$103,000	2,136
Applicable income taxes	$0	4,655
Income before extraordinary items	$1,479,000	2,541
Extraordinary gains, net	$0	29
Net income	$1,479,000	2,538
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,479,000	2,543
Net charge-offs	$581,000	3,447
Cash dividends	$835,000	1,699
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,376,000	2,547
2010-09-30 (YTD Data)		Rank
Total interest income	$4,741,000	4,247
Total interest expense	$1,661,000	3,422
Net interest income	$3,080,000	4,559
Provision for loan and lease losses	$575,000	3,312
Total noninterest income	$707,000	3,370
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$530,000	2,087
Trading account gains and fees	$0	165
Additional Noninterest Income	$177,000	4,386
Total noninterest expense	$2,374,000	4,889
Salaries and employee benefits	$1,273,000	4,735
Premises and equipment expense	$194,000	5,791
Additional noninterest expense	$907,000	4,579
Pre-tax net operating income	$838,000	3,387
Securities gains (losses)	$0	3,651
Applicable income taxes	$0	4,726
Income before extraordinary items	$838,000	3,202
Extraordinary gains, net	$0	23
Net income	$838,000	3,200
Minority interest net income	$0	110
Net income of bank and minority interests.	$838,000	3,202
Net charge-offs	$662,000	2,702
Cash dividends	$315,000	2,273
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$838,000	3,081
2010-06-30 (YTD Data)		Rank
Total interest income	$3,194,000	4,257
Total interest expense	$1,123,000	3,478
Net interest income	$2,071,000	4,537
Provision for loan and lease losses	$500,000	2,840
Total noninterest income	$475,000	3,314
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$351,000	2,100
Trading account gains and fees	$0	152
Additional Noninterest Income	$124,000	4,288
Total noninterest expense	$1,532,000	5,010
Salaries and employee benefits	$799,000	4,929
Premises and equipment expense	$128,000	5,840
Additional noninterest expense	$605,000	4,568
Pre-tax net operating income	$514,000	3,577
Securities gains (losses)	$0	3,184
Applicable income taxes	$0	4,691
Income before extraordinary items	$514,000	3,359
Extraordinary gains, net	$0	19
Net income	$514,000	3,356
Minority interest net income	$0	105
Net income of bank and minority interests.	$514,000	3,358
Net charge-offs	$562,000	2,318
Cash dividends	$211,000	2,260
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$514,000	3,250
2010-03-31 (YTD Data)		Rank
Total interest income	$1,600,000	4,324
Total interest expense	$576,000	3,540
Net interest income	$1,024,000	4,604
Provision for loan and lease losses	$75,000	4,293
Total noninterest income	$206,000	3,583
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$170,000	2,132
Trading account gains and fees	$0	175
Additional Noninterest Income	$36,000	5,201
Total noninterest expense	$826,000	4,823
Salaries and employee benefits	$439,000	4,722
Premises and equipment expense	$66,000	5,857
Additional noninterest expense	$321,000	4,404
Pre-tax net operating income	$329,000	3,209
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$329,000	2,953
Extraordinary gains, net	$0	16
Net income	$329,000	2,949
Minority interest net income	$0	91
Net income of bank and minority interests.	$329,000	2,953
Net charge-offs	$-54,000	7,797
Cash dividends	$108,000	1,839
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$329,000	2,845
2009-12-31 (YTD Data)		Rank
Total interest income	$6,800,000	4,262
Total interest expense	$2,541,000	3,850
Net interest income	$4,259,000	4,385
Provision for loan and lease losses	$1,342,000	3,041
Total noninterest income	$304,000	5,578
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$692,000	2,274
Trading account gains and fees	$0	211
Additional Noninterest Income	$-388,000	7,776
Total noninterest expense	$2,947,000	5,238
Salaries and employee benefits	$1,596,000	5,015
Premises and equipment expense	$254,000	6,026
Additional noninterest expense	$1,097,000	4,976
Pre-tax net operating income	$274,000	4,588
Securities gains (losses)	$-455,000	7,575
Applicable income taxes	$0	4,388
Income before extraordinary items	$-181,000	5,796
Extraordinary gains, net	$0	34
Net income	$-181,000	5,795
Minority interest net income	$0	115
Net income of bank and minority interests.	$-181,000	5,795
Net charge-offs	$1,421,000	2,441
Cash dividends	$345,000	3,052
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$274,000	4,487
2009-09-30 (YTD Data)		Rank
Total interest income	$5,136,000	4,297
Total interest expense	$1,937,000	3,934
Net interest income	$3,199,000	4,404
Provision for loan and lease losses	$909,000	2,921
Total noninterest income	$104,000	6,792
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$525,000	2,262
Trading account gains and fees	$0	212
Additional Noninterest Income	$-421,000	7,944
Total noninterest expense	$2,191,000	5,264
Salaries and employee benefits	$1,171,000	5,113
Premises and equipment expense	$192,000	6,055
Additional noninterest expense	$828,000	4,966
Pre-tax net operating income	$203,000	4,912
Securities gains (losses)	$-455,000	7,732
Applicable income taxes	$0	4,592
Income before extraordinary items	$-252,000	6,182
Extraordinary gains, net	$0	27
Net income	$-252,000	6,183
Minority interest net income	$0	118
Net income of bank and minority interests.	$-252,000	6,182
Net charge-offs	$651,000	2,711
Cash dividends	$189,000	3,138
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$203,000	4,764
2009-06-30 (YTD Data)		Rank
Total interest income	$3,451,000	4,304
Total interest expense	$1,314,000	4,003
Net interest income	$2,137,000	4,380
Provision for loan and lease losses	$825,000	2,293
Total noninterest income	$-110,000	8,045
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$375,000	2,130
Trading account gains and fees	$0	193
Additional Noninterest Income	$-485,000	8,081
Total noninterest expense	$1,437,000	5,365
Salaries and employee benefits	$783,000	5,170
Premises and equipment expense	$126,000	6,151
Additional noninterest expense	$528,000	5,092
Pre-tax net operating income	$-235,000	6,342
Securities gains (losses)	$-455,000	7,898
Applicable income taxes	$0	4,657
Income before extraordinary items	$-690,000	6,940
Extraordinary gains, net	$0	21
Net income	$-690,000	6,940
Minority interest net income	$0	112
Net income of bank and minority interests.	$-690,000	6,940
Net charge-offs	$627,000	2,091
Cash dividends	$189,000	2,753
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-235,000	6,427
2009-03-31 (YTD Data)		Rank
Total interest income	$1,743,000	4,317
Total interest expense	$672,000	4,066
Net interest income	$1,071,000	4,368
Provision for loan and lease losses	$495,000	1,786
Total noninterest income	$200,000	3,805
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$174,000	2,198
Trading account gains and fees	$0	171
Additional Noninterest Income	$26,000	5,845
Total noninterest expense	$704,000	5,377
Salaries and employee benefits	$393,000	5,204
Premises and equipment expense	$60,000	6,298
Additional noninterest expense	$251,000	4,944
Pre-tax net operating income	$72,000	5,356
Securities gains (losses)	$12,000	1,860
Applicable income taxes	$0	4,835
Income before extraordinary items	$84,000	5,163
Extraordinary gains, net	$0	15
Net income	$84,000	5,168
Minority interest net income	$0	102
Net income of bank and minority interests.	$84,000	5,167
Net charge-offs	$575,000	1,279
Cash dividends	$4,000	3,019
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$72,000	5,179
2008-12-31 (YTD Data)		Rank
Total interest income	$7,301,000	4,374
Total interest expense	$2,968,000	4,281
Net interest income	$4,333,000	4,325
Provision for loan and lease losses	$328,000	4,476
Total noninterest income	$978,000	3,464
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$805,000	2,114
Trading account gains and fees	$0	154
Additional Noninterest Income	$173,000	5,079
Total noninterest expense	$2,895,000	5,237
Salaries and employee benefits	$1,704,000	4,964
Premises and equipment expense	$226,000	6,450
Additional noninterest expense	$965,000	4,934
Pre-tax net operating income	$2,088,000	2,361
Securities gains (losses)	$11,000	2,474
Applicable income taxes	$0	4,979
Income before extraordinary items	$2,099,000	1,905
Extraordinary gains, net	$0	39
Net income	$2,099,000	1,907
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$125,000	4,692
Cash dividends	$1,487,000	1,749
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,088,000	2,028
2008-09-30 (YTD Data)		Rank
Total interest income	$5,517,000	4,415
Total interest expense	$2,272,000	4,343
Net interest income	$3,245,000	4,364
Provision for loan and lease losses	$241,000	3,901
Total noninterest income	$740,000	3,521
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$630,000	2,046
Trading account gains and fees	$0	148
Additional Noninterest Income	$110,000	5,468
Total noninterest expense	$2,138,000	5,261
Salaries and employee benefits	$1,255,000	5,028
Premises and equipment expense	$170,000	6,474
Additional noninterest expense	$713,000	4,898
Pre-tax net operating income	$1,606,000	2,700
Securities gains (losses)	$11,000	2,331
Applicable income taxes	$0	5,372
Income before extraordinary items	$1,617,000	2,178
Extraordinary gains, net	$0	31
Net income	$1,617,000	2,176
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$81,000	4,182
Cash dividends	$657,000	2,362
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,606,000	2,306
2008-06-30 (YTD Data)		Rank
Total interest income	$3,711,000	4,451
Total interest expense	$1,545,000	4,431
Net interest income	$2,166,000	4,356
Provision for loan and lease losses	$190,000	3,238
Total noninterest income	$499,000	3,505
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$412,000	2,051
Trading account gains and fees	$0	149
Additional Noninterest Income	$87,000	5,292
Total noninterest expense	$1,415,000	5,306
Salaries and employee benefits	$841,000	5,065
Premises and equipment expense	$107,000	6,626
Additional noninterest expense	$467,000	4,950
Pre-tax net operating income	$1,060,000	2,826
Securities gains (losses)	$10,000	2,438
Applicable income taxes	$0	5,627
Income before extraordinary items	$1,070,000	2,433
Extraordinary gains, net	$0	21
Net income	$1,070,000	2,433
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,681
Cash dividends	$439,000	2,463
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,060,000	2,402
2008-03-31 (YTD Data)		Rank
Total interest income	$1,853,000	4,544
Total interest expense	$777,000	4,588
Net interest income	$1,076,000	4,385
Provision for loan and lease losses	$45,000	3,899
Total noninterest income	$259,000	3,433
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$217,000	1,937
Trading account gains and fees	$0	158
Additional Noninterest Income	$42,000	5,361
Total noninterest expense	$673,000	5,493
Salaries and employee benefits	$408,000	5,172
Premises and equipment expense	$54,000	6,627
Additional noninterest expense	$211,000	5,213
Pre-tax net operating income	$617,000	2,646
Securities gains (losses)	$0	2,688
Applicable income taxes	$0	5,622
Income before extraordinary items	$617,000	2,259
Extraordinary gains, net	$0	15
Net income	$617,000	2,262
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	4,346
Cash dividends	$221,000	2,220
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$617,000	2,185
2007-12-31 (YTD Data)		Rank
Total interest income	$7,045,000	4,714
Total interest expense	$2,777,000	4,994
Net interest income	$4,268,000	4,445
Provision for loan and lease losses	$199,000	3,893
Total noninterest income	$935,000	3,672
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$830,000	2,068
Trading account gains and fees	$0	178
Additional Noninterest Income	$105,000	6,138
Total noninterest expense	$2,719,000	5,331
Salaries and employee benefits	$1,614,000	5,071
Premises and equipment expense	$218,000	6,546
Additional noninterest expense	$887,000	5,002
Pre-tax net operating income	$2,285,000	3,028
Securities gains (losses)	$6,000	1,516
Applicable income taxes	$0	6,070
Income before extraordinary items	$2,291,000	2,544
Extraordinary gains, net	$0	39
Net income	$2,291,000	2,543
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$296,000	2,308
Cash dividends	$1,646,000	1,870
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,285,000	2,542
2007-09-30 (YTD Data)		Rank
Total interest income	$5,202,000	4,787
Total interest expense	$2,025,000	5,077
Net interest income	$3,177,000	4,492
Provision for loan and lease losses	$89,000	4,391
Total noninterest income	$671,000	3,773
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$614,000	2,070
Trading account gains and fees	$0	184
Additional Noninterest Income	$57,000	6,621
Total noninterest expense	$1,981,000	5,388
Salaries and employee benefits	$1,158,000	5,205
Premises and equipment expense	$164,000	6,561
Additional noninterest expense	$659,000	4,980
Pre-tax net operating income	$1,778,000	3,091
Securities gains (losses)	$5,000	1,185
Applicable income taxes	$0	6,220
Income before extraordinary items	$1,783,000	2,605
Extraordinary gains, net	$0	33
Net income	$1,783,000	2,603
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	4,329
Cash dividends	$661,000	2,551
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,778,000	2,590
2007-06-30 (YTD Data)		Rank
Total interest income	$3,421,000	4,832
Total interest expense	$1,307,000	5,173
Net interest income	$2,114,000	4,532
Provision for loan and lease losses	$59,000	4,208
Total noninterest income	$495,000	3,586
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$399,000	2,114
Trading account gains and fees	$0	168
Additional Noninterest Income	$96,000	5,200
Total noninterest expense	$1,345,000	5,369
Salaries and employee benefits	$816,000	5,078
Premises and equipment expense	$113,000	6,511
Additional noninterest expense	$416,000	5,168
Pre-tax net operating income	$1,205,000	3,107
Securities gains (losses)	$5,000	1,010
Applicable income taxes	$0	6,265
Income before extraordinary items	$1,210,000	2,624
Extraordinary gains, net	$0	29
Net income	$1,210,000	2,623
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	7,675
Cash dividends	$443,000	2,625
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,205,000	2,608
2007-03-31 (YTD Data)		Rank
Total interest income	$1,670,000	4,904
Total interest expense	$642,000	5,194
Net interest income	$1,028,000	4,608
Provision for loan and lease losses	$29,000	4,032
Total noninterest income	$248,000	3,555
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$204,000	2,022
Trading account gains and fees	$0	195
Additional Noninterest Income	$44,000	5,347
Total noninterest expense	$677,000	5,365
Salaries and employee benefits	$407,000	5,107
Premises and equipment expense	$57,000	6,519
Additional noninterest expense	$213,000	5,055
Pre-tax net operating income	$570,000	3,240
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$570,000	2,751
Extraordinary gains, net	$0	22
Net income	$570,000	2,752
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	7,735
Cash dividends	$7,000	3,906
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$570,000	2,733
2006-12-31 (YTD Data)		Rank
Total interest income	$6,295,000	4,856
Total interest expense	$2,199,000	5,157
Net interest income	$4,096,000	4,601
Provision for loan and lease losses	$176,000	3,816
Total noninterest income	$1,049,000	3,435
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$848,000	2,019
Trading account gains and fees	$0	130
Additional Noninterest Income	$201,000	5,115
Total noninterest expense	$2,609,000	5,346
Salaries and employee benefits	$1,537,000	5,108
Premises and equipment expense	$249,000	6,226
Additional noninterest expense	$823,000	5,153
Pre-tax net operating income	$2,360,000	3,270
Securities gains (losses)	$-45,000	7,903
Applicable income taxes	$0	6,600
Income before extraordinary items	$2,315,000	2,778
Extraordinary gains, net	$0	51
Net income	$2,315,000	2,779
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$225,000	2,032
Cash dividends	$1,646,000	1,811
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,360,000	2,729
2006-09-30 (YTD Data)		Rank
Total interest income	$4,636,000	4,897
Total interest expense	$1,597,000	5,176
Net interest income	$3,039,000	4,655
Provision for loan and lease losses	$86,000	4,427
Total noninterest income	$780,000	3,447
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$621,000	2,056
Trading account gains and fees	$0	126
Additional Noninterest Income	$159,000	5,017
Total noninterest expense	$1,881,000	5,459
Salaries and employee benefits	$1,114,000	5,206
Premises and equipment expense	$186,000	6,261
Additional noninterest expense	$581,000	5,308
Pre-tax net operating income	$1,852,000	3,278
Securities gains (losses)	$-45,000	8,146
Applicable income taxes	$0	6,687
Income before extraordinary items	$1,807,000	2,787
Extraordinary gains, net	$0	45
Net income	$1,807,000	2,789
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$135,000	1,948
Cash dividends	$661,000	2,514
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,852,000	2,723
2006-06-30 (YTD Data)		Rank
Total interest income	$3,031,000	4,918
Total interest expense	$1,033,000	5,140
Net interest income	$1,998,000	4,720
Provision for loan and lease losses	$42,000	4,660
Total noninterest income	$519,000	3,442
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$410,000	2,058
Trading account gains and fees	$0	126
Additional Noninterest Income	$109,000	4,945
Total noninterest expense	$1,259,000	5,454
Salaries and employee benefits	$748,000	5,199
Premises and equipment expense	$120,000	6,349
Additional noninterest expense	$391,000	5,281
Pre-tax net operating income	$1,216,000	3,329
Securities gains (losses)	$12,000	697
Applicable income taxes	$0	6,706
Income before extraordinary items	$1,228,000	2,748
Extraordinary gains, net	$0	39
Net income	$1,228,000	2,750
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-54,000	8,438
Cash dividends	$443,000	2,556
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,216,000	2,758
2006-03-31 (YTD Data)		Rank
Total interest income	$1,488,000	4,913
Total interest expense	$499,000	5,123
Net interest income	$989,000	4,746
Provision for loan and lease losses	$21,000	4,472
Total noninterest income	$257,000	3,397
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$209,000	1,969
Trading account gains and fees	$0	115
Additional Noninterest Income	$48,000	5,189
Total noninterest expense	$608,000	5,586
Salaries and employee benefits	$372,000	5,244
Premises and equipment expense	$57,000	6,485
Additional noninterest expense	$179,000	5,526
Pre-tax net operating income	$617,000	3,243
Securities gains (losses)	$11,000	557
Applicable income taxes	$0	6,588
Income before extraordinary items	$628,000	2,645
Extraordinary gains, net	$0	21
Net income	$628,000	2,645
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-51,000	8,505
Cash dividends	$225,000	2,263
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$617,000	2,672
2005-12-31 (YTD Data)		Rank
Total interest income	$5,358,000	4,940
Total interest expense	$1,690,000	4,933
Net interest income	$3,668,000	4,885
Provision for loan and lease losses	$84,000	5,073
Total noninterest income	$906,000	3,779
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$733,000	2,266
Trading account gains and fees	$0	138
Additional Noninterest Income	$173,000	5,458
Total noninterest expense	$2,524,000	5,350
Salaries and employee benefits	$1,515,000	5,011
Premises and equipment expense	$242,000	6,299
Additional noninterest expense	$767,000	5,298
Pre-tax net operating income	$1,966,000	3,721
Securities gains (losses)	$5,000	1,712
Applicable income taxes	$0	6,964
Income before extraordinary items	$1,971,000	3,125
Extraordinary gains, net	$0	46
Net income	$1,971,000	3,127
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$80,000	3,670
Cash dividends	$1,103,000	2,275
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,966,000	3,094
2005-09-30 (YTD Data)		Rank
Total interest income	$3,956,000	4,949
Total interest expense	$1,219,000	4,898
Net interest income	$2,737,000	4,916
Provision for loan and lease losses	$63,000	4,907
Total noninterest income	$656,000	3,866
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$532,000	2,324
Trading account gains and fees	$0	126
Additional Noninterest Income	$124,000	5,547
Total noninterest expense	$1,876,000	5,350
Salaries and employee benefits	$1,138,000	4,986
Premises and equipment expense	$180,000	6,291
Additional noninterest expense	$558,000	5,361
Pre-tax net operating income	$1,454,000	3,844
Securities gains (losses)	$5,000	1,712
Applicable income taxes	$0	6,976
Income before extraordinary items	$1,459,000	3,198
Extraordinary gains, net	$0	35
Net income	$1,459,000	3,199
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$63,000	3,163
Cash dividends	$532,000	2,701
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,454,000	3,168
2005-06-30 (YTD Data)		Rank
Total interest income	$2,591,000	4,945
Total interest expense	$773,000	4,876
Net interest income	$1,818,000	4,915
Provision for loan and lease losses	$42,000	4,804
Total noninterest income	$414,000	3,969
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$330,000	2,423
Trading account gains and fees	$0	116
Additional Noninterest Income	$84,000	5,510
Total noninterest expense	$1,253,000	5,328
Salaries and employee benefits	$776,000	4,911
Premises and equipment expense	$118,000	6,320
Additional noninterest expense	$359,000	5,443
Pre-tax net operating income	$937,000	3,887
Securities gains (losses)	$6,000	1,523
Applicable income taxes	$0	6,961
Income before extraordinary items	$943,000	3,232
Extraordinary gains, net	$0	30
Net income	$943,000	3,233
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$54,000	2,636
Cash dividends	$345,000	2,740
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$937,000	3,200
2005-03-31 (YTD Data)		Rank
Total interest income	$1,254,000	5,046
Total interest expense	$365,000	4,936
Net interest income	$889,000	5,005
Provision for loan and lease losses	$21,000	4,581
Total noninterest income	$195,000	4,038
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$150,000	2,558
Trading account gains and fees	$0	115
Additional Noninterest Income	$45,000	5,411
Total noninterest expense	$623,000	5,395
Salaries and employee benefits	$393,000	4,903
Premises and equipment expense	$60,000	6,332
Additional noninterest expense	$170,000	5,595
Pre-tax net operating income	$440,000	4,025
Securities gains (losses)	$12,000	950
Applicable income taxes	$0	6,892
Income before extraordinary items	$452,000	3,296
Extraordinary gains, net	$0	24
Net income	$452,000	3,297
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	1,867
Cash dividends	$159,000	2,481
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$440,000	3,339
2004-12-31 (YTD Data)		Rank
Total interest income	$4,837,000	4,959
Total interest expense	$1,420,000	4,660
Net interest income	$3,417,000	4,986
Provision for loan and lease losses	$84,000	5,272
Total noninterest income	$720,000	4,319
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$571,000	2,819
Trading account gains and fees	$0	138
Additional Noninterest Income	$149,000	5,698
Total noninterest expense	$2,412,000	5,425
Salaries and employee benefits	$1,469,000	5,028
Premises and equipment expense	$241,000	6,295
Additional noninterest expense	$702,000	5,520
Pre-tax net operating income	$1,641,000	4,028
Securities gains (losses)	$-20,000	8,388
Applicable income taxes	$0	7,185
Income before extraordinary items	$1,621,000	3,430
Extraordinary gains, net	$0	34
Net income	$1,621,000	3,429
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$51,000	4,623
Cash dividends	$1,041,000	2,253
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,641,000	3,349
2004-09-30 (YTD Data)		Rank
Total interest income	$3,575,000	4,987
Total interest expense	$1,072,000	4,608
Net interest income	$2,503,000	5,060
Provision for loan and lease losses	$63,000	5,070
Total noninterest income	$531,000	4,363
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$429,000	2,824
Trading account gains and fees	$0	134
Additional Noninterest Income	$102,000	5,884
Total noninterest expense	$1,796,000	5,417
Salaries and employee benefits	$1,093,000	4,991
Premises and equipment expense	$184,000	6,222
Additional noninterest expense	$519,000	5,530
Pre-tax net operating income	$1,175,000	4,210
Securities gains (losses)	$-21,000	8,653
Applicable income taxes	$0	7,220
Income before extraordinary items	$1,154,000	3,638
Extraordinary gains, net	$0	26
Net income	$1,154,000	3,638
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	4,186
Cash dividends	$470,000	2,806
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,175,000	3,525
2004-06-30 (YTD Data)		Rank
Total interest income	$2,425,000	4,942
Total interest expense	$722,000	4,587
Net interest income	$1,703,000	4,983
Provision for loan and lease losses	$42,000	4,959
Total noninterest income	$357,000	4,375
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$285,000	2,828
Trading account gains and fees	$0	130
Additional Noninterest Income	$72,000	5,800
Total noninterest expense	$1,208,000	5,420
Salaries and employee benefits	$727,000	5,026
Premises and equipment expense	$125,000	6,210
Additional noninterest expense	$356,000	5,454
Pre-tax net operating income	$810,000	4,073
Securities gains (losses)	$-9,000	8,681
Applicable income taxes	$0	7,214
Income before extraordinary items	$801,000	3,521
Extraordinary gains, net	$0	21
Net income	$801,000	3,521
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	4,035
Cash dividends	$315,000	2,801
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$810,000	3,409
2004-03-31 (YTD Data)		Rank
Total interest income	$1,233,000	4,911
Total interest expense	$377,000	4,492
Net interest income	$856,000	4,974
Provision for loan and lease losses	$21,000	4,750
Total noninterest income	$178,000	4,348
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$140,000	2,809
Trading account gains and fees	$0	121
Additional Noninterest Income	$38,000	5,668
Total noninterest expense	$606,000	5,422
Salaries and employee benefits	$363,000	5,057
Premises and equipment expense	$60,000	6,320
Additional noninterest expense	$183,000	5,379
Pre-tax net operating income	$407,000	4,035
Securities gains (losses)	$1,000	2,756
Applicable income taxes	$0	7,103
Income before extraordinary items	$408,000	3,447
Extraordinary gains, net	$0	16
Net income	$408,000	3,446
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	2,824
Cash dividends	$159,000	2,428
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$407,000	3,348
2003-12-31 (YTD Data)		Rank
Total interest income	$5,078,000	4,841
Total interest expense	$1,782,000	4,374
Net interest income	$3,296,000	4,997
Provision for loan and lease losses	$84,000	5,577
Total noninterest income	$701,000	4,550
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$578,000	2,777
Trading account gains and fees	$0	160
Additional Noninterest Income	$123,000	6,176
Total noninterest expense	$2,281,000	5,558
Salaries and employee benefits	$1,382,000	5,130
Premises and equipment expense	$234,000	6,382
Additional noninterest expense	$665,000	5,660
Pre-tax net operating income	$1,632,000	3,899
Securities gains (losses)	$13,000	3,473
Applicable income taxes	$0	7,459
Income before extraordinary items	$1,645,000	3,320
Extraordinary gains, net	$0	54
Net income	$1,645,000	3,321
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	4,954
Cash dividends	$1,040,000	2,249
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,632,000	3,191
2003-09-30 (YTD Data)		Rank
Total interest income	$3,804,000	4,904
Total interest expense	$1,375,000	4,421
Net interest income	$2,429,000	5,069
Provision for loan and lease losses	$63,000	5,456
Total noninterest income	$524,000	4,619
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$428,000	2,814
Trading account gains and fees	$0	153
Additional Noninterest Income	$96,000	6,163
Total noninterest expense	$1,671,000	5,604
Salaries and employee benefits	$1,018,000	5,191
Premises and equipment expense	$176,000	6,369
Additional noninterest expense	$477,000	5,787
Pre-tax net operating income	$1,219,000	4,024
Securities gains (losses)	$17,000	3,051
Applicable income taxes	$0	7,524
Income before extraordinary items	$1,236,000	3,410
Extraordinary gains, net	$0	40
Net income	$1,236,000	3,409
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	4,060
Cash dividends	$469,000	2,790
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,219,000	3,291
2003-06-30 (YTD Data)		Rank
Total interest income	$2,517,000	4,962
Total interest expense	$935,000	4,469
Net interest income	$1,582,000	5,158
Provision for loan and lease losses	$42,000	5,388
Total noninterest income	$337,000	4,681
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$272,000	2,872
Trading account gains and fees	$0	150
Additional Noninterest Income	$65,000	6,111
Total noninterest expense	$1,104,000	5,638
Salaries and employee benefits	$678,000	5,199
Premises and equipment expense	$112,000	6,480
Additional noninterest expense	$314,000	5,826
Pre-tax net operating income	$773,000	4,142
Securities gains (losses)	$-1,000	8,850
Applicable income taxes	$0	7,529
Income before extraordinary items	$772,000	3,608
Extraordinary gains, net	$0	30
Net income	$772,000	3,608
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	5,638
Cash dividends	$313,000	2,816
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$773,000	3,407
2003-03-31 (YTD Data)		Rank
Total interest income	$1,257,000	4,987
Total interest expense	$476,000	4,495
Net interest income	$781,000	5,179
Provision for loan and lease losses	$21,000	5,171
Total noninterest income	$166,000	4,626
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$129,000	2,921
Trading account gains and fees	$0	134
Additional Noninterest Income	$37,000	5,843
Total noninterest expense	$548,000	5,648
Salaries and employee benefits	$342,000	5,174
Premises and equipment expense	$55,000	6,522
Additional noninterest expense	$151,000	5,912
Pre-tax net operating income	$378,000	4,182
Securities gains (losses)	$-1,000	8,995
Applicable income taxes	$0	7,403
Income before extraordinary items	$377,000	3,625
Extraordinary gains, net	$0	21
Net income	$377,000	3,623
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	8,727
Cash dividends	$158,000	2,468
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$378,000	3,441
2002-12-31 (YTD Data)		Rank
Total interest income	$5,308,000	4,968
Total interest expense	$2,090,000	4,655
Net interest income	$3,218,000	5,053
Provision for loan and lease losses	$84,000	5,998
Total noninterest income	$637,000	4,574
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$507,000	2,939
Trading account gains and fees	$0	153
Additional Noninterest Income	$130,000	5,899
Total noninterest expense	$2,165,000	5,592
Salaries and employee benefits	$1,334,000	5,109
Premises and equipment expense	$213,000	6,621
Additional noninterest expense	$618,000	5,813
Pre-tax net operating income	$1,606,000	3,927
Securities gains (losses)	$7,000	3,799
Applicable income taxes	$0	7,681
Income before extraordinary items	$1,613,000	3,310
Extraordinary gains, net	$0	70
Net income	$1,613,000	3,309
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	5,634
Cash dividends	$1,042,000	2,165
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,606,000	3,230
2001-12-31 (YTD Data)		Rank
Total interest income	$5,571,000	5,240
Total interest expense	$2,501,000	5,399
Net interest income	$3,070,000	4,983
Provision for loan and lease losses	$84,000	5,921
Total noninterest income	$645,000	4,398
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$520,000	2,757
Trading account gains and fees	$0	177
Additional Noninterest Income	$125,000	5,909
Total noninterest expense	$2,252,000	5,302
Salaries and employee benefits	$1,371,000	4,831
Premises and equipment expense	$207,000	6,693
Additional noninterest expense	$674,000	5,419
Pre-tax net operating income	$1,379,000	4,077
Securities gains (losses)	$36,000	2,670
Applicable income taxes	$8,000	7,657
Income before extraordinary items	$1,407,000	3,388
Extraordinary gains, net	$0	105
Net income	$1,407,000	3,392
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$64,000	4,784
Cash dividends	$1,139,000	2,042
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,371,360	3,354
2000-12-31 (YTD Data)		Rank
Total interest income	$5,441,000	5,433
Total interest expense	$2,378,000	5,739
Net interest income	$3,063,000	5,080
Provision for loan and lease losses	$84,000	5,667
Total noninterest income	$651,000	4,200
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$502,000	2,681
Trading account gains and fees	NA	NA
Additional Noninterest Income	$149,000	5,494
Total noninterest expense	$2,105,000	5,496
Salaries and employee benefits	$1,253,000	5,035
Premises and equipment expense	$203,000	6,721
Additional noninterest expense	$649,000	5,476
Pre-tax net operating income	$1,525,000	4,032
Securities gains (losses)	$-29,000	8,927
Applicable income taxes	$0	8,362
Income before extraordinary items	$1,496,000	3,262
Extraordinary gains, net	$0	38
Net income	$1,496,000	3,261
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,000	5,073
Cash dividends	$1,005,000	2,246
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,525,000	3,202
1999-12-31 (YTD Data)		Rank
Total interest income	$5,013,000	5,567
Total interest expense	$2,156,000	5,723
Net interest income	$2,857,000	5,351
Provision for loan and lease losses	$96,000	5,335
Total noninterest income	$555,000	4,658
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$418,000	3,096
Trading account gains and fees	NA	NA
Additional Noninterest Income	$137,000	5,812
Total noninterest expense	$1,964,000	5,757
Salaries and employee benefits	$1,187,000	5,202
Premises and equipment expense	$183,000	7,076
Additional noninterest expense	$594,000	5,866
Pre-tax net operating income	$1,352,000	4,403
Securities gains (losses)	$0	3,155
Applicable income taxes	$0	8,765
Income before extraordinary items	$1,352,000	3,520
Extraordinary gains, net	$0	35
Net income	$1,352,000	3,520
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$143,000	2,934
Cash dividends	$1,887,000	1,434
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,352,000	3,487
1998-12-31 (YTD Data)		Rank
Total interest income	$4,690,000	5,915
Total interest expense	$2,048,000	6,109
Net interest income	$2,642,000	5,636
Provision for loan and lease losses	$110,000	4,906
Total noninterest income	$462,000	5,164
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$336,000	3,594
Trading account gains and fees	NA	NA
Additional Noninterest Income	$126,000	6,085
Total noninterest expense	$1,926,000	5,737
Salaries and employee benefits	$1,182,000	5,121
Premises and equipment expense	$169,000	7,251
Additional noninterest expense	$575,000	5,911
Pre-tax net operating income	$1,068,000	5,216
Securities gains (losses)	$0	4,449
Applicable income taxes	$245,000	5,696
Income before extraordinary items	$823,000	5,108
Extraordinary gains, net	$0	32
Net income	$823,000	5,108
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$59,000	4,626
Cash dividends	$815,000	2,555
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$823,000	5,018
1997-12-31 (YTD Data)		Rank
Total interest income	$4,214,000	6,457
Total interest expense	$1,698,000	6,889
Net interest income	$2,516,000	6,030
Provision for loan and lease losses	$132,000	4,415
Total noninterest income	$426,000	5,516
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$297,000	4,110
Trading account gains and fees	NA	NA
Additional Noninterest Income	$129,000	6,088
Total noninterest expense	$1,699,000	6,290
Salaries and employee benefits	$1,009,000	5,818
Premises and equipment expense	$147,000	7,862
Additional noninterest expense	$543,000	6,175
Pre-tax net operating income	$1,111,000	5,496
Securities gains (losses)	$-7,000	9,846
Applicable income taxes	$300,000	5,716
Income before extraordinary items	$804,000	5,438
Extraordinary gains, net	$0	44
Net income	$804,000	5,441
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	8,093
Cash dividends	$245,000	4,995
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$809,110	5,365
1996-12-31 (YTD Data)		Rank
Total interest income	$3,989,000	6,883
Total interest expense	$1,567,000	7,403
Net interest income	$2,422,000	6,339
Provision for loan and lease losses	$181,000	3,625
Total noninterest income	$409,000	5,868
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$310,000	4,126
Trading account gains and fees	NA	NA
Additional Noninterest Income	$99,000	7,162
Total noninterest expense	$1,401,000	7,394
Salaries and employee benefits	$842,000	6,761
Premises and equipment expense	$105,000	9,153
Additional noninterest expense	$454,000	7,439
Pre-tax net operating income	$1,249,000	4,981
Securities gains (losses)	$4,000	3,123
Applicable income taxes	$339,000	5,432
Income before extraordinary items	$914,000	4,820
Extraordinary gains, net	$0	53
Net income	$914,000	4,821
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	4,441
Cash dividends	$253,000	4,912
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$911,080	4,771
1995-12-31 (YTD Data)		Rank
Total interest income	$3,836,000	7,173
Total interest expense	$1,489,000	7,735
Net interest income	$2,347,000	6,582
Provision for loan and lease losses	$188,000	3,145
Total noninterest income	$381,000	6,163
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$282,000	4,502
Trading account gains and fees	NA	NA
Additional Noninterest Income	$99,000	7,273
Total noninterest expense	$1,347,000	7,746
Salaries and employee benefits	$793,000	7,139
Premises and equipment expense	$79,000	10,226
Additional noninterest expense	$475,000	7,473
Pre-tax net operating income	$1,193,000	5,263
Securities gains (losses)	$-2,000	9,253
Applicable income taxes	$312,000	5,860
Income before extraordinary items	$879,000	5,082
Extraordinary gains, net	$0	65
Net income	$879,000	5,083
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$162,000	2,871
Cash dividends	$163,000	5,911
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$880,480	5,063
1994-12-31 (YTD Data)		Rank
Total interest income	$3,548,000	7,259
Total interest expense	$1,209,000	7,867
Net interest income	$2,339,000	6,780
Provision for loan and lease losses	$118,000	4,234
Total noninterest income	$327,000	6,932
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$258,000	4,925
Trading account gains and fees	NA	NA
Additional Noninterest Income	$69,000	8,689
Total noninterest expense	$1,352,000	8,074
Salaries and employee benefits	$780,000	7,316
Premises and equipment expense	$83,000	10,557
Additional noninterest expense	$489,000	7,958
Pre-tax net operating income	$1,196,000	5,252
Securities gains (losses)	$0	3,600
Applicable income taxes	$357,000	5,191
Income before extraordinary items	$839,000	5,172
Extraordinary gains, net	$0	249
Net income	$839,000	5,180
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$131,000	3,218
Cash dividends	$80,000	7,289
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$839,000	5,234
1993-12-31 (YTD Data)		Rank
Total interest income	$3,687,000	7,280
Total interest expense	$1,282,000	7,945
Net interest income	$2,405,000	6,731
Provision for loan and lease losses	$272,000	3,217
Total noninterest income	$343,000	7,110
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$263,000	4,909
Trading account gains and fees	NA	NA
Additional Noninterest Income	$80,000	8,622
Total noninterest expense	$1,244,000	8,721
Salaries and employee benefits	$760,000	7,578
Premises and equipment expense	$95,000	10,609
Additional noninterest expense	$389,000	9,379
Pre-tax net operating income	$1,232,000	5,086
Securities gains (losses)	$20,000	4,664
Applicable income taxes	$346,000	5,550
Income before extraordinary items	$906,000	5,063
Extraordinary gains, net	$0	3,149
Net income	$906,000	5,215
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$119,000	4,185
Cash dividends	$73,000	7,470
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$891,600	4,914
1992-12-31 (YTD Data)		Rank
Total interest income	$3,931,000	7,606
Total interest expense	$1,687,000	7,927
Net interest income	$2,244,000	7,138
Provision for loan and lease losses	$166,000	5,814
Total noninterest income	$326,000	7,394
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$253,000	5,084
Trading account gains and fees	NA	NA
Additional Noninterest Income	$73,000	9,151
Total noninterest expense	$1,232,000	8,916
Salaries and employee benefits	$685,000	8,109
Premises and equipment expense	$93,000	10,996
Additional noninterest expense	$454,000	8,930
Pre-tax net operating income	$1,172,000	5,010
Securities gains (losses)	$0	8,369
Applicable income taxes	$334,000	5,534
Income before extraordinary items	$838,000	5,176
Extraordinary gains, net	$0	1,422
Net income	$838,000	5,235
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$71,000	6,726
Cash dividends	$60,000	7,413
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$838,000	4,871

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.