Home > Farmers State Bank > Income and Expense
Farmers State Bank, Income and Expense
2004-09-30 (YTD Data) | Rank | |
Total interest income | $1,059,000 | 8,034 |
Total interest expense | $344,000 | 7,483 |
Net interest income | $715,000 | 8,126 |
Provision for loan and lease losses | $0 | 7,100 |
Total noninterest income | $112,000 | 7,646 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $70,000 | 6,623 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $42,000 | 7,283 |
Total noninterest expense | $534,000 | 8,304 |
Salaries and employee benefits | $370,000 | 7,979 |
Premises and equipment expense | $11,000 | 8,938 |
Additional noninterest expense | $153,000 | 8,289 |
Pre-tax net operating income | $293,000 | 7,244 |
Securities gains (losses) | $0 | 3,710 |
Applicable income taxes | $143,000 | 4,908 |
Income before extraordinary items | $150,000 | 7,777 |
Extraordinary gains, net | $0 | 26 |
Net income | $150,000 | 7,780 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,496 |
Cash dividends | $0 | 5,363 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $150,000 | 7,731 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $694,000 | 8,118 |
Total interest expense | $235,000 | 7,513 |
Net interest income | $459,000 | 8,240 |
Provision for loan and lease losses | $0 | 6,885 |
Total noninterest income | $80,000 | 7,595 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $42,000 | 6,783 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $38,000 | 6,883 |
Total noninterest expense | $353,000 | 8,355 |
Salaries and employee benefits | $223,000 | 8,189 |
Premises and equipment expense | $8,000 | 8,987 |
Additional noninterest expense | $122,000 | 8,068 |
Pre-tax net operating income | $186,000 | 7,288 |
Securities gains (losses) | $0 | 3,413 |
Applicable income taxes | $66,000 | 5,342 |
Income before extraordinary items | $120,000 | 7,591 |
Extraordinary gains, net | $0 | 21 |
Net income | $120,000 | 7,591 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 5,680 |
Cash dividends | $0 | 5,087 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $120,000 | 7,521 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $352,000 | 8,122 |
Total interest expense | $120,000 | 7,527 |
Net interest income | $232,000 | 8,254 |
Provision for loan and lease losses | $0 | 6,501 |
Total noninterest income | $25,000 | 8,175 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $18,000 | 6,945 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $7,000 | 8,076 |
Total noninterest expense | $164,000 | 8,512 |
Salaries and employee benefits | $113,000 | 8,210 |
Premises and equipment expense | $4,000 | 9,002 |
Additional noninterest expense | $47,000 | 8,471 |
Pre-tax net operating income | $93,000 | 7,257 |
Securities gains (losses) | $0 | 2,934 |
Applicable income taxes | $30,000 | 5,394 |
Income before extraordinary items | $63,000 | 7,517 |
Extraordinary gains, net | $0 | 16 |
Net income | $63,000 | 7,519 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,097 |
Cash dividends | $0 | 3,841 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $63,000 | 7,449 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $1,518,000 | 8,061 |
Total interest expense | $552,000 | 7,567 |
Net interest income | $966,000 | 8,154 |
Provision for loan and lease losses | $0 | 7,651 |
Total noninterest income | $123,000 | 8,068 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $89,000 | 6,730 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $34,000 | 7,994 |
Total noninterest expense | $801,000 | 8,275 |
Salaries and employee benefits | $580,000 | 7,780 |
Premises and equipment expense | $54,000 | 8,705 |
Additional noninterest expense | $167,000 | 8,648 |
Pre-tax net operating income | $288,000 | 7,480 |
Securities gains (losses) | $28,000 | 2,979 |
Applicable income taxes | $84,000 | 5,895 |
Income before extraordinary items | $232,000 | 7,605 |
Extraordinary gains, net | $0 | 54 |
Net income | $232,000 | 7,609 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $35,000 | 5,519 |
Cash dividends | $165,000 | 5,127 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $211,560 | 7,578 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $1,145,000 | 8,140 |
Total interest expense | $423,000 | 7,673 |
Net interest income | $722,000 | 8,223 |
Provision for loan and lease losses | $0 | 7,481 |
Total noninterest income | $88,000 | 8,182 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $64,000 | 6,860 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $24,000 | 8,092 |
Total noninterest expense | $502,000 | 8,533 |
Salaries and employee benefits | $362,000 | 8,138 |
Premises and equipment expense | $30,000 | 8,926 |
Additional noninterest expense | $110,000 | 8,817 |
Pre-tax net operating income | $308,000 | 7,139 |
Securities gains (losses) | $0 | 4,204 |
Applicable income taxes | $43,000 | 6,338 |
Income before extraordinary items | $265,000 | 7,157 |
Extraordinary gains, net | $0 | 40 |
Net income | $265,000 | 7,158 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $38,000 | 4,621 |
Cash dividends | $0 | 5,519 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $265,000 | 6,995 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $757,000 | 8,211 |
Total interest expense | $294,000 | 7,712 |
Net interest income | $463,000 | 8,324 |
Provision for loan and lease losses | $0 | 7,324 |
Total noninterest income | $60,000 | 8,151 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $42,000 | 6,879 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $18,000 | 7,952 |
Total noninterest expense | $346,000 | 8,507 |
Salaries and employee benefits | $241,000 | 8,154 |
Premises and equipment expense | $22,000 | 8,899 |
Additional noninterest expense | $83,000 | 8,698 |
Pre-tax net operating income | $177,000 | 7,407 |
Securities gains (losses) | $0 | 3,782 |
Applicable income taxes | $23,000 | 6,516 |
Income before extraordinary items | $154,000 | 7,411 |
Extraordinary gains, net | $0 | 30 |
Net income | $154,000 | 7,413 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $40,000 | 3,723 |
Cash dividends | $0 | 5,215 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $154,000 | 7,229 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $388,000 | 8,220 |
Total interest expense | $152,000 | 7,721 |
Net interest income | $236,000 | 8,327 |
Provision for loan and lease losses | $0 | 6,934 |
Total noninterest income | $30,000 | 8,154 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $19,000 | 6,970 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $11,000 | 7,783 |
Total noninterest expense | $168,000 | 8,579 |
Salaries and employee benefits | $121,000 | 8,179 |
Premises and equipment expense | $12,000 | 8,854 |
Additional noninterest expense | $35,000 | 8,913 |
Pre-tax net operating income | $98,000 | 7,223 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $20,000 | 6,071 |
Income before extraordinary items | $78,000 | 7,334 |
Extraordinary gains, net | $0 | 21 |
Net income | $78,000 | 7,335 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,000 | 4,678 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $78,000 | 7,180 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $1,724,000 | 8,149 |
Total interest expense | $738,000 | 7,698 |
Net interest income | $986,000 | 8,287 |
Provision for loan and lease losses | $25,000 | 7,318 |
Total noninterest income | $130,000 | 8,062 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $83,000 | 6,881 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $47,000 | 7,677 |
Total noninterest expense | $777,000 | 8,391 |
Salaries and employee benefits | $555,000 | 7,908 |
Premises and equipment expense | $62,000 | 8,726 |
Additional noninterest expense | $160,000 | 8,814 |
Pre-tax net operating income | $314,000 | 7,493 |
Securities gains (losses) | $2,000 | 4,234 |
Applicable income taxes | $71,000 | 6,269 |
Income before extraordinary items | $245,000 | 7,593 |
Extraordinary gains, net | $0 | 70 |
Net income | $245,000 | 7,592 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $6,000 | 7,119 |
Cash dividends | $150,000 | 5,190 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $243,440 | 7,513 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $1,966,000 | 8,246 |
Total interest expense | $998,000 | 8,029 |
Net interest income | $968,000 | 8,357 |
Provision for loan and lease losses | $0 | 8,228 |
Total noninterest income | $202,000 | 7,288 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $86,000 | 6,853 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $116,000 | 6,082 |
Total noninterest expense | $738,000 | 8,593 |
Salaries and employee benefits | $559,000 | 7,862 |
Premises and equipment expense | $42,000 | 9,264 |
Additional noninterest expense | $137,000 | 9,148 |
Pre-tax net operating income | $432,000 | 6,833 |
Securities gains (losses) | $0 | 4,612 |
Applicable income taxes | $116,000 | 5,821 |
Income before extraordinary items | $316,000 | 7,040 |
Extraordinary gains, net | $0 | 105 |
Net income | $316,000 | 7,040 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $46,000 | 5,284 |
Cash dividends | $150,000 | 5,292 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $316,000 | 6,922 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $2,020,000 | 8,389 |
Total interest expense | $1,019,000 | 8,182 |
Net interest income | $1,001,000 | 8,478 |
Provision for loan and lease losses | $0 | 8,337 |
Total noninterest income | $124,000 | 8,247 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $85,000 | 6,874 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $39,000 | 8,200 |
Total noninterest expense | $682,000 | 8,869 |
Salaries and employee benefits | $482,000 | 8,338 |
Premises and equipment expense | $59,000 | 9,200 |
Additional noninterest expense | $141,000 | 9,314 |
Pre-tax net operating income | $443,000 | 7,264 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $127,000 | 6,208 |
Income before extraordinary items | $316,000 | 7,379 |
Extraordinary gains, net | $0 | 38 |
Net income | $316,000 | 7,377 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-67,000 | 9,671 |
Cash dividends | $150,000 | 5,476 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $316,000 | 7,379 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $1,898,000 | 8,617 |
Total interest expense | $957,000 | 8,287 |
Net interest income | $941,000 | 8,758 |
Provision for loan and lease losses | $80,000 | 5,643 |
Total noninterest income | $215,000 | 7,320 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $88,000 | 6,960 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $127,000 | 6,013 |
Total noninterest expense | $671,000 | 9,110 |
Salaries and employee benefits | $489,000 | 8,401 |
Premises and equipment expense | $57,000 | 9,499 |
Additional noninterest expense | $125,000 | 9,742 |
Pre-tax net operating income | $405,000 | 7,578 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $104,000 | 6,870 |
Income before extraordinary items | $301,000 | 7,592 |
Extraordinary gains, net | $0 | 35 |
Net income | $301,000 | 7,590 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $150,000 | 2,858 |
Cash dividends | $150,000 | 5,619 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $301,000 | 7,565 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $1,924,000 | 8,771 |
Total interest expense | $985,000 | 8,463 |
Net interest income | $939,000 | 8,933 |
Provision for loan and lease losses | $-200,000 | 10,376 |
Total noninterest income | $99,000 | 9,043 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $69,000 | 7,566 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $30,000 | 9,010 |
Total noninterest expense | $853,000 | 8,594 |
Salaries and employee benefits | $505,000 | 8,330 |
Premises and equipment expense | $45,000 | 9,930 |
Additional noninterest expense | $303,000 | 8,092 |
Pre-tax net operating income | $385,000 | 7,955 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $108,000 | 7,408 |
Income before extraordinary items | $277,000 | 8,059 |
Extraordinary gains, net | $0 | 32 |
Net income | $277,000 | 8,058 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-275,000 | 10,383 |
Cash dividends | $135,000 | 5,927 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $277,000 | 7,987 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $1,927,000 | 9,099 |
Total interest expense | $967,000 | 8,780 |
Net interest income | $960,000 | 9,281 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $98,000 | 9,463 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $70,000 | 7,887 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $28,000 | 9,432 |
Total noninterest expense | $654,000 | 9,538 |
Salaries and employee benefits | $497,000 | 8,628 |
Premises and equipment expense | $46,000 | 10,292 |
Additional noninterest expense | $111,000 | 10,436 |
Pre-tax net operating income | $404,000 | 8,426 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $117,000 | 8,141 |
Income before extraordinary items | $287,000 | 8,478 |
Extraordinary gains, net | $0 | 44 |
Net income | $287,000 | 8,480 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $10,000 | 7,353 |
Cash dividends | $135,000 | 6,074 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $287,000 | 8,435 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $1,834,000 | 9,603 |
Total interest expense | $955,000 | 9,172 |
Net interest income | $879,000 | 9,886 |
Provision for loan and lease losses | $0 | 9,041 |
Total noninterest income | $97,000 | 9,938 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $70,000 | 8,274 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $27,000 | 10,012 |
Total noninterest expense | $627,000 | 10,075 |
Salaries and employee benefits | $488,000 | 8,974 |
Premises and equipment expense | $36,000 | 11,014 |
Additional noninterest expense | $103,000 | 11,063 |
Pre-tax net operating income | $349,000 | 8,815 |
Securities gains (losses) | $-3,000 | 9,684 |
Applicable income taxes | $99,000 | 8,762 |
Income before extraordinary items | $247,000 | 8,861 |
Extraordinary gains, net | $0 | 53 |
Net income | $247,000 | 8,863 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $6,000 | 7,912 |
Cash dividends | $105,000 | 6,579 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $249,130 | 8,780 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $1,717,000 | 10,150 |
Total interest expense | $909,000 | 9,589 |
Net interest income | $808,000 | 10,512 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $88,000 | 10,550 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $60,000 | 8,928 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $28,000 | 10,398 |
Total noninterest expense | $634,000 | 10,436 |
Salaries and employee benefits | $473,000 | 9,330 |
Premises and equipment expense | $37,000 | 11,447 |
Additional noninterest expense | $124,000 | 11,383 |
Pre-tax net operating income | $262,000 | 10,023 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $67,000 | 9,845 |
Income before extraordinary items | $195,000 | 9,988 |
Extraordinary gains, net | $0 | 65 |
Net income | $195,000 | 9,992 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-49,000 | 11,454 |
Cash dividends | $105,000 | 6,676 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $195,000 | 9,957 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $1,618,000 | 10,495 |
Total interest expense | $762,000 | 9,787 |
Net interest income | $856,000 | 10,859 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $132,000 | 10,075 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $63,000 | 9,250 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $69,000 | 8,689 |
Total noninterest expense | $655,000 | 10,892 |
Salaries and employee benefits | $472,000 | 9,639 |
Premises and equipment expense | $39,000 | 12,012 |
Additional noninterest expense | $144,000 | 11,865 |
Pre-tax net operating income | $333,000 | 9,876 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $82,000 | 9,759 |
Income before extraordinary items | $251,000 | 9,683 |
Extraordinary gains, net | $0 | 249 |
Net income | $251,000 | 9,694 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $6,000 | 7,944 |
Cash dividends | $195,000 | 5,579 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $251,000 | 9,754 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,557,000 | 11,099 |
Total interest expense | $781,000 | 10,144 |
Net interest income | $776,000 | 11,594 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $82,000 | 11,757 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $57,000 | 9,801 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $25,000 | 11,679 |
Total noninterest expense | $639,000 | 11,444 |
Salaries and employee benefits | $452,000 | 10,127 |
Premises and equipment expense | $33,000 | 12,758 |
Additional noninterest expense | $154,000 | 12,372 |
Pre-tax net operating income | $219,000 | 10,880 |
Securities gains (losses) | $1,000 | 7,052 |
Applicable income taxes | $47,000 | 11,016 |
Income before extraordinary items | $173,000 | 10,948 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $173,000 | 11,047 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-2,000 | 11,050 |
Cash dividends | $150,000 | 6,064 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $172,210 | 10,753 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $1,716,000 | 11,487 |
Total interest expense | $911,000 | 10,814 |
Net interest income | $805,000 | 11,891 |
Provision for loan and lease losses | $0 | 11,756 |
Total noninterest income | $85,000 | 12,134 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $57,000 | 10,031 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $28,000 | 11,929 |
Total noninterest expense | $627,000 | 11,903 |
Salaries and employee benefits | $450,000 | 10,308 |
Premises and equipment expense | $48,000 | 12,755 |
Additional noninterest expense | $129,000 | 13,221 |
Pre-tax net operating income | $263,000 | 10,489 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $72,000 | 10,657 |
Income before extraordinary items | $191,000 | 10,722 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $191,000 | 10,831 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-10,000 | 12,801 |
Cash dividends | $150,000 | 5,711 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $191,000 | 10,387 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.