Home > Farmers State Bank > Income and Expense
Farmers State Bank, Income and Expense
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,661,000 | 3,668 |
| Total interest expense | $343,000 | 3,350 |
| Net interest income | $2,318,000 | 3,665 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $85,000 | 4,859 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $54,000 | 4,134 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 4,930 |
| Total noninterest expense | $1,169,000 | 4,433 |
| Salaries and employee benefits | $787,000 | 4,143 |
| Premises and equipment expense | $77,000 | 4,846 |
| Additional noninterest expense | $305,000 | 4,668 |
| Pre-tax net operating income | $1,234,000 | 2,828 |
| Securities gains (losses) | $599,000 | 94 |
| Applicable income taxes | $775,000 | 1,035 |
| Income before extraordinary items | $1,058,000 | 2,866 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,058,000 | 2,866 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,058,000 | 2,866 |
| Net charge-offs | $-4,000 | 4,246 |
| Cash dividends | $4,348,000 | 438 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $584,790 | 3,767 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,327,000 | 3,671 |
| Total interest expense | $169,000 | 3,344 |
| Net interest income | $1,158,000 | 3,682 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $42,000 | 4,896 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $25,000 | 4,235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 4,918 |
| Total noninterest expense | $458,000 | 4,783 |
| Salaries and employee benefits | $285,000 | 4,640 |
| Premises and equipment expense | $33,000 | 5,017 |
| Additional noninterest expense | $140,000 | 4,820 |
| Pre-tax net operating income | $742,000 | 2,507 |
| Securities gains (losses) | $599,000 | 65 |
| Applicable income taxes | $377,000 | 1,047 |
| Income before extraordinary items | $964,000 | 1,889 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $964,000 | 1,888 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $964,000 | 1,889 |
| Net charge-offs | $-2,000 | 4,048 |
| Cash dividends | $182,000 | 1,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $490,790 | 2,916 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,914,000 | 3,780 |
| Total interest expense | $585,000 | 3,426 |
| Net interest income | $4,329,000 | 3,803 |
| Provision for loan and lease losses | $55,000 | 3,512 |
| Total noninterest income | $241,000 | 4,708 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $122,000 | 4,115 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 4,666 |
| Total noninterest expense | $2,004,000 | 4,734 |
| Salaries and employee benefits | $1,280,000 | 4,539 |
| Premises and equipment expense | $122,000 | 5,168 |
| Additional noninterest expense | $602,000 | 4,800 |
| Pre-tax net operating income | $2,511,000 | 2,746 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $889,000 | 1,980 |
| Income before extraordinary items | $1,622,000 | 3,010 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,622,000 | 3,008 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,622,000 | 3,010 |
| Net charge-offs | $66,000 | 2,776 |
| Cash dividends | $730,000 | 2,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,622,000 | 2,986 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,649,000 | 3,832 |
| Total interest expense | $416,000 | 3,527 |
| Net interest income | $3,233,000 | 3,846 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $163,000 | 4,850 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $96,000 | 4,088 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 4,904 |
| Total noninterest expense | $1,361,000 | 4,874 |
| Salaries and employee benefits | $818,000 | 4,767 |
| Premises and equipment expense | $92,000 | 5,201 |
| Additional noninterest expense | $451,000 | 4,827 |
| Pre-tax net operating income | $2,035,000 | 2,695 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $731,000 | 1,747 |
| Income before extraordinary items | $1,304,000 | 3,080 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,304,000 | 3,079 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,304,000 | 3,080 |
| Net charge-offs | $69,000 | 2,211 |
| Cash dividends | $547,000 | 2,314 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,304,000 | 3,051 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,333,000 | 3,899 |
| Total interest expense | $235,000 | 3,764 |
| Net interest income | $2,098,000 | 3,895 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $102,000 | 4,911 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $61,000 | 4,159 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 4,994 |
| Total noninterest expense | $915,000 | 4,902 |
| Salaries and employee benefits | $552,000 | 4,777 |
| Premises and equipment expense | $60,000 | 5,250 |
| Additional noninterest expense | $303,000 | 4,857 |
| Pre-tax net operating income | $1,285,000 | 2,738 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $456,000 | 1,781 |
| Income before extraordinary items | $829,000 | 3,117 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $829,000 | 3,116 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $829,000 | 3,117 |
| Net charge-offs | $72,000 | 1,737 |
| Cash dividends | $364,000 | 2,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $829,000 | 3,100 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,114,000 | 3,994 |
| Total interest expense | $110,000 | 3,867 |
| Net interest income | $1,004,000 | 3,993 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $48,000 | 5,013 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $31,000 | 4,167 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 5,118 |
| Total noninterest expense | $469,000 | 4,926 |
| Salaries and employee benefits | $278,000 | 4,818 |
| Premises and equipment expense | $31,000 | 5,275 |
| Additional noninterest expense | $160,000 | 4,821 |
| Pre-tax net operating income | $583,000 | 2,840 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $208,000 | 1,828 |
| Income before extraordinary items | $375,000 | 3,251 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $375,000 | 3,249 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $375,000 | 3,251 |
| Net charge-offs | $-5,000 | 4,686 |
| Cash dividends | $182,000 | 2,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $375,000 | 3,227 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,632,000 | 3,943 |
| Total interest expense | $428,000 | 3,904 |
| Net interest income | $4,204,000 | 3,920 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $219,000 | 4,983 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $139,000 | 4,099 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $80,000 | 5,100 |
| Total noninterest expense | $2,029,000 | 4,872 |
| Salaries and employee benefits | $1,281,000 | 4,664 |
| Premises and equipment expense | $123,000 | 5,348 |
| Additional noninterest expense | $625,000 | 4,935 |
| Pre-tax net operating income | $2,394,000 | 2,746 |
| Securities gains (losses) | $34,000 | 2,083 |
| Applicable income taxes | $875,000 | 1,775 |
| Income before extraordinary items | $1,553,000 | 3,223 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,553,000 | 3,223 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,553,000 | 3,223 |
| Net charge-offs | $-16,000 | 5,072 |
| Cash dividends | $1,486,000 | 1,722 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,531,240 | 3,205 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,517,000 | 3,947 |
| Total interest expense | $325,000 | 3,906 |
| Net interest income | $3,192,000 | 3,916 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $159,000 | 5,058 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $101,000 | 4,181 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $58,000 | 5,179 |
| Total noninterest expense | $1,370,000 | 5,038 |
| Salaries and employee benefits | $805,000 | 4,928 |
| Premises and equipment expense | $92,000 | 5,402 |
| Additional noninterest expense | $473,000 | 4,960 |
| Pre-tax net operating income | $1,981,000 | 2,637 |
| Securities gains (losses) | $34,000 | 2,017 |
| Applicable income taxes | $737,000 | 1,701 |
| Income before extraordinary items | $1,278,000 | 3,080 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,278,000 | 3,080 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,278,000 | 3,080 |
| Net charge-offs | $-14,000 | 5,007 |
| Cash dividends | $529,000 | 2,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,256,240 | 3,057 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,358,000 | 3,972 |
| Total interest expense | $220,000 | 3,897 |
| Net interest income | $2,138,000 | 3,934 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $94,000 | 5,195 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $63,000 | 4,284 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $31,000 | 5,342 |
| Total noninterest expense | $906,000 | 5,097 |
| Salaries and employee benefits | $532,000 | 4,993 |
| Premises and equipment expense | $55,000 | 5,535 |
| Additional noninterest expense | $319,000 | 5,005 |
| Pre-tax net operating income | $1,326,000 | 2,597 |
| Securities gains (losses) | $34,000 | 1,678 |
| Applicable income taxes | $501,000 | 1,655 |
| Income before extraordinary items | $859,000 | 3,049 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $859,000 | 3,047 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $859,000 | 3,048 |
| Net charge-offs | $-11,000 | 5,003 |
| Cash dividends | $346,000 | 2,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $837,240 | 3,038 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,183,000 | 3,974 |
| Total interest expense | $111,000 | 3,922 |
| Net interest income | $1,072,000 | 3,937 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $51,000 | 5,119 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $31,000 | 4,301 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $20,000 | 5,216 |
| Total noninterest expense | $463,000 | 5,131 |
| Salaries and employee benefits | $269,000 | 5,025 |
| Premises and equipment expense | $28,000 | 5,550 |
| Additional noninterest expense | $166,000 | 4,981 |
| Pre-tax net operating income | $660,000 | 2,577 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $243,000 | 1,675 |
| Income before extraordinary items | $417,000 | 3,053 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $417,000 | 3,051 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $417,000 | 3,052 |
| Net charge-offs | $-5,000 | 4,858 |
| Cash dividends | $168,000 | 2,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $417,000 | 2,990 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,591,000 | 4,036 |
| Total interest expense | $455,000 | 3,905 |
| Net interest income | $4,136,000 | 4,006 |
| Provision for loan and lease losses | $5,000 | 4,296 |
| Total noninterest income | $232,000 | 5,078 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $147,000 | 4,173 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $85,000 | 5,204 |
| Total noninterest expense | $2,030,000 | 5,035 |
| Salaries and employee benefits | $1,242,000 | 4,835 |
| Premises and equipment expense | $144,000 | 5,446 |
| Additional noninterest expense | $644,000 | 5,068 |
| Pre-tax net operating income | $2,333,000 | 2,754 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $852,000 | 1,739 |
| Income before extraordinary items | $1,481,000 | 3,251 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,481,000 | 3,252 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,481,000 | 3,253 |
| Net charge-offs | $-19,000 | 5,321 |
| Cash dividends | $503,000 | 2,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,481,000 | 3,201 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,432,000 | 4,082 |
| Total interest expense | $338,000 | 3,978 |
| Net interest income | $3,094,000 | 4,048 |
| Provision for loan and lease losses | $5,000 | 4,130 |
| Total noninterest income | $160,000 | 5,213 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $97,000 | 4,393 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $63,000 | 5,255 |
| Total noninterest expense | $1,369,000 | 5,220 |
| Salaries and employee benefits | $785,000 | 5,117 |
| Premises and equipment expense | $105,000 | 5,534 |
| Additional noninterest expense | $479,000 | 5,125 |
| Pre-tax net operating income | $1,880,000 | 2,671 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $693,000 | 1,700 |
| Income before extraordinary items | $1,187,000 | 3,209 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,187,000 | 3,208 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,187,000 | 3,209 |
| Net charge-offs | $-15,000 | 5,271 |
| Cash dividends | $335,000 | 2,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,187,000 | 3,158 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,234,000 | 4,162 |
| Total interest expense | $221,000 | 4,051 |
| Net interest income | $2,013,000 | 4,127 |
| Provision for loan and lease losses | $5,000 | 3,922 |
| Total noninterest income | $104,000 | 5,255 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $60,000 | 4,503 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $44,000 | 5,268 |
| Total noninterest expense | $916,000 | 5,267 |
| Salaries and employee benefits | $528,000 | 5,150 |
| Premises and equipment expense | $61,000 | 5,710 |
| Additional noninterest expense | $327,000 | 5,124 |
| Pre-tax net operating income | $1,196,000 | 2,740 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $441,000 | 1,745 |
| Income before extraordinary items | $755,000 | 3,270 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $755,000 | 3,270 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $755,000 | 3,271 |
| Net charge-offs | $-9,000 | 5,225 |
| Cash dividends | $168,000 | 2,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $755,000 | 3,206 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,078,000 | 4,245 |
| Total interest expense | $108,000 | 4,141 |
| Net interest income | $970,000 | 4,212 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $49,000 | 5,329 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $29,000 | 4,554 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $20,000 | 5,398 |
| Total noninterest expense | $454,000 | 5,323 |
| Salaries and employee benefits | $263,000 | 5,211 |
| Premises and equipment expense | $29,000 | 5,795 |
| Additional noninterest expense | $162,000 | 5,161 |
| Pre-tax net operating income | $565,000 | 2,801 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $208,000 | 1,787 |
| Income before extraordinary items | $357,000 | 3,343 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $357,000 | 3,346 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $357,000 | 3,346 |
| Net charge-offs | $-5,000 | 5,132 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $357,000 | 3,256 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,431,000 | 4,247 |
| Total interest expense | $456,000 | 4,191 |
| Net interest income | $3,975,000 | 4,204 |
| Provision for loan and lease losses | $85,000 | 3,356 |
| Total noninterest income | $251,000 | 5,190 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $157,000 | 4,308 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $94,000 | 5,290 |
| Total noninterest expense | $2,004,000 | 5,268 |
| Salaries and employee benefits | $1,216,000 | 5,051 |
| Premises and equipment expense | $134,000 | 5,816 |
| Additional noninterest expense | $654,000 | 5,258 |
| Pre-tax net operating income | $2,137,000 | 2,875 |
| Securities gains (losses) | $12,000 | 2,563 |
| Applicable income taxes | $793,000 | 1,774 |
| Income before extraordinary items | $1,356,000 | 3,411 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,356,000 | 3,413 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,356,000 | 3,413 |
| Net charge-offs | $-23,000 | 5,830 |
| Cash dividends | $883,000 | 2,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,348,320 | 3,374 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,305,000 | 4,294 |
| Total interest expense | $342,000 | 4,240 |
| Net interest income | $2,963,000 | 4,261 |
| Provision for loan and lease losses | $65,000 | 3,215 |
| Total noninterest income | $196,000 | 5,204 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $117,000 | 4,369 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $79,000 | 5,255 |
| Total noninterest expense | $1,395,000 | 5,421 |
| Salaries and employee benefits | $801,000 | 5,266 |
| Premises and equipment expense | $96,000 | 5,908 |
| Additional noninterest expense | $498,000 | 5,277 |
| Pre-tax net operating income | $1,699,000 | 2,806 |
| Securities gains (losses) | $12,000 | 2,252 |
| Applicable income taxes | $635,000 | 1,754 |
| Income before extraordinary items | $1,076,000 | 3,358 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,076,000 | 3,359 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,076,000 | 3,359 |
| Net charge-offs | $-22,000 | 5,816 |
| Cash dividends | $472,000 | 2,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,068,320 | 3,327 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,170,000 | 4,340 |
| Total interest expense | $223,000 | 4,339 |
| Net interest income | $1,947,000 | 4,315 |
| Provision for loan and lease losses | $35,000 | 3,255 |
| Total noninterest income | $115,000 | 5,360 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $75,000 | 4,439 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $40,000 | 5,527 |
| Total noninterest expense | $929,000 | 5,452 |
| Salaries and employee benefits | $532,000 | 5,317 |
| Premises and equipment expense | $65,000 | 5,944 |
| Additional noninterest expense | $332,000 | 5,301 |
| Pre-tax net operating income | $1,098,000 | 2,798 |
| Securities gains (losses) | $12,000 | 1,855 |
| Applicable income taxes | $413,000 | 1,730 |
| Income before extraordinary items | $697,000 | 3,345 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $697,000 | 3,351 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $697,000 | 3,351 |
| Net charge-offs | $-7,000 | 5,559 |
| Cash dividends | $314,000 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $689,320 | 3,320 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,077,000 | 4,388 |
| Total interest expense | $112,000 | 4,392 |
| Net interest income | $965,000 | 4,344 |
| Provision for loan and lease losses | $15,000 | 3,093 |
| Total noninterest income | $55,000 | 5,414 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $37,000 | 4,453 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $18,000 | 5,602 |
| Total noninterest expense | $453,000 | 5,553 |
| Salaries and employee benefits | $252,000 | 5,474 |
| Premises and equipment expense | $34,000 | 5,956 |
| Additional noninterest expense | $167,000 | 5,335 |
| Pre-tax net operating income | $552,000 | 2,719 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $205,000 | 1,691 |
| Income before extraordinary items | $347,000 | 3,270 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $347,000 | 3,273 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $347,000 | 3,273 |
| Net charge-offs | $-6,000 | 5,539 |
| Cash dividends | $155,000 | 1,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $347,000 | 3,236 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,093,000 | 4,566 |
| Total interest expense | $546,000 | 4,278 |
| Net interest income | $3,547,000 | 4,548 |
| Provision for loan and lease losses | $162,000 | 3,203 |
| Total noninterest income | $305,000 | 5,118 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $161,000 | 4,470 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $144,000 | 4,986 |
| Total noninterest expense | $1,991,000 | 5,478 |
| Salaries and employee benefits | $1,141,000 | 5,347 |
| Premises and equipment expense | $146,000 | 5,951 |
| Additional noninterest expense | $704,000 | 5,327 |
| Pre-tax net operating income | $1,699,000 | 3,170 |
| Securities gains (losses) | $13,000 | 2,535 |
| Applicable income taxes | $623,000 | 1,929 |
| Income before extraordinary items | $1,089,000 | 3,731 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,089,000 | 3,735 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,089,000 | 3,736 |
| Net charge-offs | $-10,000 | 6,164 |
| Cash dividends | $870,000 | 2,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,080,680 | 3,703 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,997,000 | 4,668 |
| Total interest expense | $427,000 | 4,270 |
| Net interest income | $2,570,000 | 4,696 |
| Provision for loan and lease losses | $105,000 | 3,304 |
| Total noninterest income | $242,000 | 5,116 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $119,000 | 4,519 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $123,000 | 4,940 |
| Total noninterest expense | $1,363,000 | 5,652 |
| Salaries and employee benefits | $753,000 | 5,556 |
| Premises and equipment expense | $115,000 | 5,947 |
| Additional noninterest expense | $495,000 | 5,453 |
| Pre-tax net operating income | $1,344,000 | 3,128 |
| Securities gains (losses) | $13,000 | 2,404 |
| Applicable income taxes | $490,000 | 1,929 |
| Income before extraordinary items | $867,000 | 3,679 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $867,000 | 3,682 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $867,000 | 3,683 |
| Net charge-offs | $23,000 | 4,338 |
| Cash dividends | $465,000 | 2,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $858,680 | 3,620 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,929,000 | 4,777 |
| Total interest expense | $294,000 | 4,269 |
| Net interest income | $1,635,000 | 4,801 |
| Provision for loan and lease losses | $65,000 | 3,338 |
| Total noninterest income | $158,000 | 5,177 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $75,000 | 4,608 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $83,000 | 4,965 |
| Total noninterest expense | $907,000 | 5,682 |
| Salaries and employee benefits | $517,000 | 5,533 |
| Premises and equipment expense | $60,000 | 6,232 |
| Additional noninterest expense | $330,000 | 5,455 |
| Pre-tax net operating income | $821,000 | 3,289 |
| Securities gains (losses) | $13,000 | 2,195 |
| Applicable income taxes | $300,000 | 2,021 |
| Income before extraordinary items | $534,000 | 3,811 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $534,000 | 3,812 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $534,000 | 3,814 |
| Net charge-offs | $4,000 | 4,592 |
| Cash dividends | $310,000 | 2,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $525,680 | 3,754 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $948,000 | 4,850 |
| Total interest expense | $151,000 | 4,304 |
| Net interest income | $797,000 | 4,872 |
| Provision for loan and lease losses | $10,000 | 3,981 |
| Total noninterest income | $50,000 | 5,730 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $33,000 | 4,808 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $17,000 | 5,804 |
| Total noninterest expense | $457,000 | 5,714 |
| Salaries and employee benefits | $272,000 | 5,500 |
| Premises and equipment expense | $30,000 | 6,257 |
| Additional noninterest expense | $155,000 | 5,628 |
| Pre-tax net operating income | $380,000 | 3,381 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $135,000 | 2,103 |
| Income before extraordinary items | $245,000 | 3,921 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $245,000 | 3,921 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $245,000 | 3,923 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $155,000 | 1,777 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $245,000 | 3,826 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,333,000 | 4,663 |
| Total interest expense | $691,000 | 4,438 |
| Net interest income | $3,642,000 | 4,649 |
| Provision for loan and lease losses | $110,000 | 4,578 |
| Total noninterest income | $288,000 | 5,279 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $146,000 | 4,823 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $142,000 | 4,999 |
| Total noninterest expense | $1,905,000 | 5,738 |
| Salaries and employee benefits | $1,133,000 | 5,500 |
| Premises and equipment expense | $97,000 | 6,546 |
| Additional noninterest expense | $675,000 | 5,608 |
| Pre-tax net operating income | $1,915,000 | 2,895 |
| Securities gains (losses) | $1,000 | 3,729 |
| Applicable income taxes | $703,000 | 1,834 |
| Income before extraordinary items | $1,213,000 | 3,517 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,213,000 | 3,519 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,213,000 | 3,520 |
| Net charge-offs | $392,000 | 2,966 |
| Cash dividends | $793,000 | 2,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,212,360 | 3,374 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,342,000 | 4,676 |
| Total interest expense | $530,000 | 4,518 |
| Net interest income | $2,812,000 | 4,642 |
| Provision for loan and lease losses | $80,000 | 4,589 |
| Total noninterest income | $229,000 | 5,249 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $112,000 | 4,866 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $117,000 | 4,925 |
| Total noninterest expense | $1,470,000 | 5,725 |
| Salaries and employee benefits | $890,000 | 5,447 |
| Premises and equipment expense | $119,000 | 6,113 |
| Additional noninterest expense | $461,000 | 5,826 |
| Pre-tax net operating income | $1,491,000 | 2,900 |
| Securities gains (losses) | $1,000 | 3,476 |
| Applicable income taxes | $551,000 | 1,837 |
| Income before extraordinary items | $941,000 | 3,544 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $941,000 | 3,544 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $941,000 | 3,546 |
| Net charge-offs | $332,000 | 2,707 |
| Cash dividends | $530,000 | 1,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $940,360 | 3,394 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,247,000 | 4,689 |
| Total interest expense | $359,000 | 4,590 |
| Net interest income | $1,888,000 | 4,651 |
| Provision for loan and lease losses | $50,000 | 4,550 |
| Total noninterest income | $173,000 | 5,106 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $76,000 | 4,824 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $97,000 | 4,697 |
| Total noninterest expense | $984,000 | 5,770 |
| Salaries and employee benefits | $594,000 | 5,484 |
| Premises and equipment expense | $81,000 | 6,115 |
| Additional noninterest expense | $309,000 | 5,852 |
| Pre-tax net operating income | $1,027,000 | 2,794 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $381,000 | 1,779 |
| Income before extraordinary items | $646,000 | 3,488 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $646,000 | 3,489 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $646,000 | 3,489 |
| Net charge-offs | $250,000 | 2,497 |
| Cash dividends | $265,000 | 2,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $646,000 | 3,302 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,138,000 | 4,700 |
| Total interest expense | $184,000 | 4,642 |
| Net interest income | $954,000 | 4,668 |
| Provision for loan and lease losses | $20,000 | 4,478 |
| Total noninterest income | $57,000 | 5,694 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $37,000 | 4,857 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $20,000 | 5,722 |
| Total noninterest expense | $513,000 | 5,720 |
| Salaries and employee benefits | $308,000 | 5,442 |
| Premises and equipment expense | $40,000 | 6,187 |
| Additional noninterest expense | $165,000 | 5,769 |
| Pre-tax net operating income | $478,000 | 2,961 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $174,000 | 1,884 |
| Income before extraordinary items | $304,000 | 3,628 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $304,000 | 3,631 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $304,000 | 3,631 |
| Net charge-offs | $250,000 | 1,648 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $304,000 | 3,459 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,618,000 | 4,764 |
| Total interest expense | $1,002,000 | 4,393 |
| Net interest income | $3,616,000 | 4,797 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $313,000 | 5,134 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $176,000 | 4,613 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $137,000 | 4,957 |
| Total noninterest expense | $2,142,000 | 5,690 |
| Salaries and employee benefits | $1,212,000 | 5,492 |
| Premises and equipment expense | $175,000 | 6,201 |
| Additional noninterest expense | $755,000 | 5,525 |
| Pre-tax net operating income | $1,787,000 | 2,723 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $657,000 | 1,746 |
| Income before extraordinary items | $1,130,000 | 3,302 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,130,000 | 3,305 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,130,000 | 3,305 |
| Net charge-offs | $165,000 | 4,522 |
| Cash dividends | $538,000 | 2,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,130,000 | 3,214 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,500,000 | 4,791 |
| Total interest expense | $799,000 | 4,365 |
| Net interest income | $2,701,000 | 4,849 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $218,000 | 5,332 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $129,000 | 4,664 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $89,000 | 5,217 |
| Total noninterest expense | $1,533,000 | 5,803 |
| Salaries and employee benefits | $807,000 | 5,752 |
| Premises and equipment expense | $133,000 | 6,239 |
| Additional noninterest expense | $593,000 | 5,456 |
| Pre-tax net operating income | $1,386,000 | 2,725 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $510,000 | 1,721 |
| Income before extraordinary items | $876,000 | 3,329 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $876,000 | 3,331 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $876,000 | 3,330 |
| Net charge-offs | $173,000 | 3,877 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $876,000 | 3,218 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,363,000 | 4,812 |
| Total interest expense | $562,000 | 4,346 |
| Net interest income | $1,801,000 | 4,867 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $154,000 | 5,265 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $85,000 | 4,685 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $69,000 | 5,099 |
| Total noninterest expense | $1,046,000 | 5,815 |
| Salaries and employee benefits | $533,000 | 5,821 |
| Premises and equipment expense | $92,000 | 6,228 |
| Additional noninterest expense | $421,000 | 5,408 |
| Pre-tax net operating income | $909,000 | 2,699 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $334,000 | 1,692 |
| Income before extraordinary items | $575,000 | 3,279 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $575,000 | 3,280 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $575,000 | 3,280 |
| Net charge-offs | $8,000 | 5,406 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $575,000 | 3,193 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,205,000 | 4,793 |
| Total interest expense | $293,000 | 4,361 |
| Net interest income | $912,000 | 4,824 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $64,000 | 5,613 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $48,000 | 4,430 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $16,000 | 6,012 |
| Total noninterest expense | $525,000 | 5,845 |
| Salaries and employee benefits | $270,000 | 5,835 |
| Premises and equipment expense | $37,000 | 6,569 |
| Additional noninterest expense | $218,000 | 5,320 |
| Pre-tax net operating income | $451,000 | 2,749 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $166,000 | 1,692 |
| Income before extraordinary items | $285,000 | 3,340 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $285,000 | 3,337 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $285,000 | 3,338 |
| Net charge-offs | $9,000 | 4,430 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $285,000 | 3,294 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,189,000 | 4,713 |
| Total interest expense | $1,430,000 | 4,374 |
| Net interest income | $3,759,000 | 4,755 |
| Provision for loan and lease losses | $280,000 | 4,946 |
| Total noninterest income | $283,000 | 5,482 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $180,000 | 4,607 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $103,000 | 5,414 |
| Total noninterest expense | $2,150,000 | 5,861 |
| Salaries and employee benefits | $1,026,000 | 5,965 |
| Premises and equipment expense | $143,000 | 6,690 |
| Additional noninterest expense | $981,000 | 5,145 |
| Pre-tax net operating income | $1,612,000 | 2,612 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $629,000 | 1,682 |
| Income before extraordinary items | $983,000 | 3,262 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $983,000 | 3,259 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $983,000 | 3,262 |
| Net charge-offs | $97,000 | 5,435 |
| Cash dividends | $580,000 | 2,173 |
| Sale, conversion, retirement of capital stock, net | $-677,000 | 7,636 |
| Net operating income | $983,000 | 3,126 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,982,000 | 6,397 |
| Total interest expense | $428,000 | 6,471 |
| Net interest income | $1,554,000 | 6,271 |
| Provision for loan and lease losses | $100,000 | 5,670 |
| Total noninterest income | $107,000 | 6,469 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $67,000 | 5,704 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $40,000 | 6,202 |
| Total noninterest expense | $751,000 | 7,149 |
| Salaries and employee benefits | $402,000 | 7,131 |
| Premises and equipment expense | $45,000 | 7,473 |
| Additional noninterest expense | $304,000 | 6,844 |
| Pre-tax net operating income | $810,000 | 3,442 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $326,000 | 2,068 |
| Income before extraordinary items | $484,000 | 4,175 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $484,000 | 4,176 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $484,000 | 4,176 |
| Net charge-offs | $-51,000 | 7,640 |
| Cash dividends | $400,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $484,000 | 4,019 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,355,000 | 6,389 |
| Total interest expense | $300,000 | 6,492 |
| Net interest income | $1,055,000 | 6,258 |
| Provision for loan and lease losses | $60,000 | 5,595 |
| Total noninterest income | $76,000 | 6,421 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $46,000 | 5,712 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $30,000 | 6,144 |
| Total noninterest expense | $486,000 | 7,239 |
| Salaries and employee benefits | $265,000 | 7,193 |
| Premises and equipment expense | $32,000 | 7,493 |
| Additional noninterest expense | $189,000 | 6,982 |
| Pre-tax net operating income | $585,000 | 3,352 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $250,000 | 1,908 |
| Income before extraordinary items | $335,000 | 4,097 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $335,000 | 4,097 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $335,000 | 4,096 |
| Net charge-offs | $-53,000 | 7,702 |
| Cash dividends | $400,000 | 1,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $335,000 | 3,973 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $679,000 | 6,462 |
| Total interest expense | $156,000 | 6,540 |
| Net interest income | $523,000 | 6,342 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $42,000 | 6,351 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $25,000 | 5,612 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $17,000 | 6,134 |
| Total noninterest expense | $227,000 | 7,408 |
| Salaries and employee benefits | $125,000 | 7,341 |
| Premises and equipment expense | $16,000 | 7,572 |
| Additional noninterest expense | $86,000 | 7,175 |
| Pre-tax net operating income | $308,000 | 3,305 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $101,000 | 2,110 |
| Income before extraordinary items | $207,000 | 3,811 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $207,000 | 3,808 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $207,000 | 3,810 |
| Net charge-offs | $-59,000 | 7,806 |
| Cash dividends | $200,000 | 1,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $207,000 | 3,691 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,837,000 | 6,446 |
| Total interest expense | $743,000 | 6,599 |
| Net interest income | $2,094,000 | 6,258 |
| Provision for loan and lease losses | $243,000 | 5,546 |
| Total noninterest income | $173,000 | 6,420 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $98,000 | 5,781 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $75,000 | 5,986 |
| Total noninterest expense | $1,023,000 | 7,353 |
| Salaries and employee benefits | $580,000 | 7,247 |
| Premises and equipment expense | $73,000 | 7,615 |
| Additional noninterest expense | $370,000 | 7,190 |
| Pre-tax net operating income | $1,001,000 | 2,988 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $328,000 | 1,944 |
| Income before extraordinary items | $673,000 | 3,420 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $673,000 | 3,419 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $673,000 | 3,419 |
| Net charge-offs | $13,000 | 6,819 |
| Cash dividends | $400,000 | 2,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $673,000 | 3,357 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,106,000 | 6,538 |
| Total interest expense | $571,000 | 6,686 |
| Net interest income | $1,535,000 | 6,325 |
| Provision for loan and lease losses | $163,000 | 5,423 |
| Total noninterest income | $116,000 | 6,664 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $72,000 | 5,862 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $44,000 | 6,345 |
| Total noninterest expense | $673,000 | 7,543 |
| Salaries and employee benefits | $354,000 | 7,533 |
| Premises and equipment expense | $55,000 | 7,677 |
| Additional noninterest expense | $264,000 | 7,279 |
| Pre-tax net operating income | $815,000 | 3,081 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $286,000 | 1,970 |
| Income before extraordinary items | $529,000 | 3,595 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $529,000 | 3,593 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $529,000 | 3,595 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $300,000 | 2,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $529,000 | 3,506 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,362,000 | 6,665 |
| Total interest expense | $392,000 | 6,754 |
| Net interest income | $970,000 | 6,458 |
| Provision for loan and lease losses | $22,000 | 6,655 |
| Total noninterest income | $72,000 | 6,796 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $46,000 | 5,925 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $26,000 | 6,546 |
| Total noninterest expense | $450,000 | 7,613 |
| Salaries and employee benefits | $248,000 | 7,565 |
| Premises and equipment expense | $38,000 | 7,728 |
| Additional noninterest expense | $164,000 | 7,432 |
| Pre-tax net operating income | $570,000 | 3,097 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $201,000 | 1,944 |
| Income before extraordinary items | $369,000 | 3,619 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $369,000 | 3,617 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $369,000 | 3,618 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $100,000 | 3,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $369,000 | 3,508 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $673,000 | 6,738 |
| Total interest expense | $207,000 | 6,744 |
| Net interest income | $466,000 | 6,550 |
| Provision for loan and lease losses | $8,000 | 6,409 |
| Total noninterest income | $32,000 | 6,940 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $22,000 | 5,942 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $10,000 | 6,874 |
| Total noninterest expense | $228,000 | 7,629 |
| Salaries and employee benefits | $142,000 | 7,450 |
| Premises and equipment expense | $18,000 | 7,797 |
| Additional noninterest expense | $68,000 | 7,579 |
| Pre-tax net operating income | $262,000 | 3,559 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $93,000 | 2,257 |
| Income before extraordinary items | $169,000 | 4,142 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $169,000 | 4,145 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $169,000 | 4,145 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $100,000 | 2,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $169,000 | 3,985 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,731,000 | 6,798 |
| Total interest expense | $1,057,000 | 6,683 |
| Net interest income | $1,674,000 | 6,798 |
| Provision for loan and lease losses | $39,000 | 6,732 |
| Total noninterest income | $185,000 | 6,599 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $104,000 | 5,845 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $81,000 | 6,204 |
| Total noninterest expense | $845,000 | 7,743 |
| Salaries and employee benefits | $512,000 | 7,638 |
| Premises and equipment expense | $68,000 | 7,900 |
| Additional noninterest expense | $265,000 | 7,612 |
| Pre-tax net operating income | $975,000 | 3,804 |
| Securities gains (losses) | $9,000 | 2,546 |
| Applicable income taxes | $293,000 | 2,436 |
| Income before extraordinary items | $691,000 | 3,961 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $691,000 | 3,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,902 |
| Cash dividends | $400,000 | 3,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $684,700 | 4,121 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,063,000 | 6,867 |
| Total interest expense | $825,000 | 6,733 |
| Net interest income | $1,238,000 | 6,882 |
| Provision for loan and lease losses | $24,000 | 6,416 |
| Total noninterest income | $131,000 | 6,776 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $81,000 | 5,830 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $50,000 | 6,582 |
| Total noninterest expense | $630,000 | 7,780 |
| Salaries and employee benefits | $364,000 | 7,725 |
| Premises and equipment expense | $49,000 | 7,989 |
| Additional noninterest expense | $217,000 | 7,512 |
| Pre-tax net operating income | $715,000 | 4,302 |
| Securities gains (losses) | $9,000 | 2,413 |
| Applicable income taxes | $211,000 | 2,847 |
| Income before extraordinary items | $513,000 | 4,401 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $513,000 | 4,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,679 |
| Cash dividends | $300,000 | 3,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $506,610 | 4,567 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,386,000 | 6,912 |
| Total interest expense | $573,000 | 6,773 |
| Net interest income | $813,000 | 6,929 |
| Provision for loan and lease losses | $14,000 | 6,187 |
| Total noninterest income | $75,000 | 7,048 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $52,000 | 5,887 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $23,000 | 7,064 |
| Total noninterest expense | $426,000 | 7,830 |
| Salaries and employee benefits | $236,000 | 7,821 |
| Premises and equipment expense | $32,000 | 8,048 |
| Additional noninterest expense | $158,000 | 7,433 |
| Pre-tax net operating income | $448,000 | 4,569 |
| Securities gains (losses) | $9,000 | 2,500 |
| Applicable income taxes | $117,000 | 3,297 |
| Income before extraordinary items | $340,000 | 4,790 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $340,000 | 4,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,548 |
| Cash dividends | $200,000 | 3,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $333,340 | 4,765 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $726,000 | 6,898 |
| Total interest expense | $305,000 | 6,805 |
| Net interest income | $421,000 | 6,902 |
| Provision for loan and lease losses | $14,000 | 5,280 |
| Total noninterest income | $37,000 | 7,068 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $26,000 | 5,880 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $11,000 | 7,150 |
| Total noninterest expense | $214,000 | 7,855 |
| Salaries and employee benefits | $131,000 | 7,732 |
| Premises and equipment expense | $17,000 | 8,041 |
| Additional noninterest expense | $66,000 | 7,693 |
| Pre-tax net operating income | $230,000 | 4,702 |
| Securities gains (losses) | $2,000 | 2,447 |
| Applicable income taxes | $82,000 | 3,025 |
| Income before extraordinary items | $150,000 | 5,204 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $150,000 | 5,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $100,000 | 2,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $148,700 | 5,119 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,184,000 | 6,728 |
| Total interest expense | $1,274,000 | 6,754 |
| Net interest income | $1,910,000 | 6,611 |
| Provision for loan and lease losses | $37,000 | 5,928 |
| Total noninterest income | $174,000 | 6,931 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $123,000 | 5,724 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $51,000 | 7,075 |
| Total noninterest expense | $908,000 | 7,779 |
| Salaries and employee benefits | $582,000 | 7,591 |
| Premises and equipment expense | $67,000 | 8,101 |
| Additional noninterest expense | $259,000 | 7,740 |
| Pre-tax net operating income | $1,139,000 | 4,471 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $424,000 | 2,954 |
| Income before extraordinary items | $715,000 | 5,009 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $715,000 | 5,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,625 |
| Cash dividends | $200,000 | 4,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $715,000 | 4,992 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,395,000 | 6,753 |
| Total interest expense | $962,000 | 6,759 |
| Net interest income | $1,433,000 | 6,646 |
| Provision for loan and lease losses | $37,000 | 5,394 |
| Total noninterest income | $122,000 | 7,060 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $93,000 | 5,741 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $29,000 | 7,362 |
| Total noninterest expense | $605,000 | 7,900 |
| Salaries and employee benefits | $378,000 | 7,772 |
| Premises and equipment expense | $57,000 | 7,989 |
| Additional noninterest expense | $170,000 | 7,876 |
| Pre-tax net operating income | $913,000 | 4,563 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $330,000 | 3,064 |
| Income before extraordinary items | $583,000 | 5,056 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $583,000 | 5,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $200,000 | 4,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $583,000 | 5,050 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,580,000 | 6,805 |
| Total interest expense | $630,000 | 6,815 |
| Net interest income | $950,000 | 6,699 |
| Provision for loan and lease losses | $34,000 | 4,801 |
| Total noninterest income | $77,000 | 7,175 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $65,000 | 5,696 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $12,000 | 7,778 |
| Total noninterest expense | $393,000 | 7,989 |
| Salaries and employee benefits | $250,000 | 7,836 |
| Premises and equipment expense | $36,000 | 8,079 |
| Additional noninterest expense | $107,000 | 7,985 |
| Pre-tax net operating income | $600,000 | 4,658 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $187,000 | 3,353 |
| Income before extraordinary items | $413,000 | 4,991 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $413,000 | 4,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,195 |
| Cash dividends | $200,000 | 3,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $413,000 | 4,987 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $773,000 | 6,891 |
| Total interest expense | $305,000 | 6,884 |
| Net interest income | $468,000 | 6,761 |
| Provision for loan and lease losses | $21,000 | 4,310 |
| Total noninterest income | $33,000 | 7,359 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $30,000 | 5,797 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $3,000 | 8,103 |
| Total noninterest expense | $214,000 | 7,930 |
| Salaries and employee benefits | $138,000 | 7,746 |
| Premises and equipment expense | $20,000 | 8,023 |
| Additional noninterest expense | $56,000 | 7,966 |
| Pre-tax net operating income | $266,000 | 4,919 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $101,000 | 3,256 |
| Income before extraordinary items | $165,000 | 5,460 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $165,000 | 5,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $100,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $165,000 | 5,444 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,974,000 | 6,796 |
| Total interest expense | $1,133,000 | 6,691 |
| Net interest income | $1,841,000 | 6,757 |
| Provision for loan and lease losses | $68,000 | 5,202 |
| Total noninterest income | $132,000 | 7,452 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $105,000 | 6,091 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $27,000 | 7,770 |
| Total noninterest expense | $849,000 | 7,943 |
| Salaries and employee benefits | $547,000 | 7,742 |
| Premises and equipment expense | $65,000 | 8,196 |
| Additional noninterest expense | $237,000 | 7,918 |
| Pre-tax net operating income | $1,056,000 | 5,070 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $373,000 | 3,523 |
| Income before extraordinary items | $683,000 | 5,565 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $683,000 | 5,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,587 |
| Cash dividends | $400,000 | 4,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $683,000 | 5,553 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,195,000 | 6,869 |
| Total interest expense | $820,000 | 6,743 |
| Net interest income | $1,375,000 | 6,839 |
| Provision for loan and lease losses | $49,000 | 5,100 |
| Total noninterest income | $94,000 | 7,598 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $75,000 | 6,229 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $19,000 | 7,867 |
| Total noninterest expense | $558,000 | 8,115 |
| Salaries and employee benefits | $335,000 | 8,017 |
| Premises and equipment expense | $49,000 | 8,232 |
| Additional noninterest expense | $174,000 | 7,980 |
| Pre-tax net operating income | $862,000 | 5,071 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $293,000 | 3,615 |
| Income before extraordinary items | $569,000 | 5,483 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $569,000 | 5,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,141 |
| Cash dividends | $300,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $569,000 | 5,484 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,418,000 | 6,937 |
| Total interest expense | $530,000 | 6,731 |
| Net interest income | $888,000 | 6,949 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $56,000 | 7,750 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $48,000 | 6,300 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,000 | 8,200 |
| Total noninterest expense | $362,000 | 8,172 |
| Salaries and employee benefits | $210,000 | 8,143 |
| Premises and equipment expense | $33,000 | 8,242 |
| Additional noninterest expense | $119,000 | 7,965 |
| Pre-tax net operating income | $552,000 | 5,194 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $181,000 | 3,748 |
| Income before extraordinary items | $371,000 | 5,555 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $371,000 | 5,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $200,000 | 3,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $371,000 | 5,554 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $680,000 | 7,016 |
| Total interest expense | $254,000 | 6,760 |
| Net interest income | $426,000 | 7,070 |
| Provision for loan and lease losses | $19,000 | 4,620 |
| Total noninterest income | $30,000 | 7,673 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $26,000 | 6,158 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,174 |
| Total noninterest expense | $190,000 | 8,132 |
| Salaries and employee benefits | $101,000 | 8,207 |
| Premises and equipment expense | $15,000 | 8,314 |
| Additional noninterest expense | $74,000 | 7,635 |
| Pre-tax net operating income | $247,000 | 5,404 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $70,000 | 4,045 |
| Income before extraordinary items | $177,000 | 5,595 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $177,000 | 5,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $100,000 | 3,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $177,000 | 5,591 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,314,000 | 7,163 |
| Total interest expense | $819,000 | 6,723 |
| Net interest income | $1,495,000 | 7,295 |
| Provision for loan and lease losses | $57,000 | 5,617 |
| Total noninterest income | $139,000 | 7,586 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $106,000 | 6,202 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $33,000 | 7,787 |
| Total noninterest expense | $775,000 | 8,108 |
| Salaries and employee benefits | $449,000 | 8,057 |
| Premises and equipment expense | $69,000 | 8,239 |
| Additional noninterest expense | $257,000 | 7,883 |
| Pre-tax net operating income | $802,000 | 5,865 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $289,000 | 4,185 |
| Income before extraordinary items | $513,000 | 6,315 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $513,000 | 6,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,447 |
| Cash dividends | $200,000 | 4,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $513,000 | 6,286 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,685,000 | 7,224 |
| Total interest expense | $581,000 | 6,786 |
| Net interest income | $1,104,000 | 7,370 |
| Provision for loan and lease losses | $48,000 | 5,260 |
| Total noninterest income | $107,000 | 7,593 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $79,000 | 6,261 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $28,000 | 7,724 |
| Total noninterest expense | $540,000 | 8,203 |
| Salaries and employee benefits | $317,000 | 8,111 |
| Premises and equipment expense | $59,000 | 8,132 |
| Additional noninterest expense | $164,000 | 8,117 |
| Pre-tax net operating income | $623,000 | 5,910 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $234,000 | 4,181 |
| Income before extraordinary items | $389,000 | 6,431 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $389,000 | 6,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,660 |
| Cash dividends | $200,000 | 4,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $389,000 | 6,388 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,087,000 | 7,273 |
| Total interest expense | $372,000 | 6,767 |
| Net interest income | $715,000 | 7,441 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $70,000 | 7,611 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $55,000 | 6,149 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $15,000 | 7,896 |
| Total noninterest expense | $369,000 | 8,178 |
| Salaries and employee benefits | $213,000 | 8,116 |
| Premises and equipment expense | $38,000 | 8,174 |
| Additional noninterest expense | $118,000 | 8,003 |
| Pre-tax net operating income | $386,000 | 6,067 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $99,000 | 4,823 |
| Income before extraordinary items | $287,000 | 6,211 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $287,000 | 6,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,825 |
| Cash dividends | $200,000 | 3,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $287,000 | 6,156 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $530,000 | 7,373 |
| Total interest expense | $179,000 | 6,799 |
| Net interest income | $351,000 | 7,525 |
| Provision for loan and lease losses | $17,000 | 4,817 |
| Total noninterest income | $30,000 | 7,797 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $26,000 | 6,203 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,331 |
| Total noninterest expense | $192,000 | 8,193 |
| Salaries and employee benefits | $109,000 | 8,164 |
| Premises and equipment expense | $19,000 | 8,223 |
| Additional noninterest expense | $64,000 | 7,941 |
| Pre-tax net operating income | $172,000 | 6,294 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $63,000 | 4,453 |
| Income before extraordinary items | $109,000 | 6,743 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $109,000 | 6,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,734 |
| Cash dividends | $100,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $109,000 | 6,710 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,031,000 | 7,351 |
| Total interest expense | $584,000 | 7,002 |
| Net interest income | $1,447,000 | 7,387 |
| Provision for loan and lease losses | $34,000 | 6,353 |
| Total noninterest income | $160,000 | 7,515 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $119,000 | 6,186 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $41,000 | 7,647 |
| Total noninterest expense | $780,000 | 8,195 |
| Salaries and employee benefits | $452,000 | 8,132 |
| Premises and equipment expense | $77,000 | 8,252 |
| Additional noninterest expense | $251,000 | 7,987 |
| Pre-tax net operating income | $793,000 | 5,816 |
| Securities gains (losses) | $2,000 | 3,489 |
| Applicable income taxes | $286,000 | 4,248 |
| Income before extraordinary items | $509,000 | 6,320 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $509,000 | 6,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,728 |
| Cash dividends | $300,000 | 4,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $507,720 | 6,258 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,505,000 | 7,391 |
| Total interest expense | $406,000 | 7,167 |
| Net interest income | $1,099,000 | 7,376 |
| Provision for loan and lease losses | $25,000 | 6,158 |
| Total noninterest income | $119,000 | 7,568 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $86,000 | 6,282 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $33,000 | 7,603 |
| Total noninterest expense | $546,000 | 8,282 |
| Salaries and employee benefits | $303,000 | 8,277 |
| Premises and equipment expense | $61,000 | 8,191 |
| Additional noninterest expense | $182,000 | 8,030 |
| Pre-tax net operating income | $647,000 | 5,705 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $256,000 | 4,041 |
| Income before extraordinary items | $391,000 | 6,387 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $391,000 | 6,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,870 |
| Cash dividends | $300,000 | 3,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $391,000 | 6,306 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $984,000 | 7,473 |
| Total interest expense | $270,000 | 7,213 |
| Net interest income | $714,000 | 7,462 |
| Provision for loan and lease losses | $16,000 | 6,067 |
| Total noninterest income | $73,000 | 7,730 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $54,000 | 6,404 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $19,000 | 7,792 |
| Total noninterest expense | $361,000 | 8,339 |
| Salaries and employee benefits | $202,000 | 8,326 |
| Premises and equipment expense | $41,000 | 8,228 |
| Additional noninterest expense | $118,000 | 8,119 |
| Pre-tax net operating income | $410,000 | 5,796 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $147,000 | 4,284 |
| Income before extraordinary items | $263,000 | 6,331 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $263,000 | 6,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $200,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $263,000 | 6,243 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $488,000 | 7,541 |
| Total interest expense | $133,000 | 7,308 |
| Net interest income | $355,000 | 7,507 |
| Provision for loan and lease losses | $10,000 | 5,595 |
| Total noninterest income | $31,000 | 7,933 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $25,000 | 6,482 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $6,000 | 8,203 |
| Total noninterest expense | $183,000 | 8,362 |
| Salaries and employee benefits | $104,000 | 8,340 |
| Premises and equipment expense | $19,000 | 8,322 |
| Additional noninterest expense | $60,000 | 8,152 |
| Pre-tax net operating income | $193,000 | 5,906 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $72,000 | 4,306 |
| Income before extraordinary items | $121,000 | 6,498 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $121,000 | 6,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $100,000 | 2,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $121,000 | 6,382 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,006,000 | 7,530 |
| Total interest expense | $648,000 | 7,230 |
| Net interest income | $1,358,000 | 7,572 |
| Provision for loan and lease losses | $239,000 | 3,707 |
| Total noninterest income | $154,000 | 7,765 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $123,000 | 6,233 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $31,000 | 8,089 |
| Total noninterest expense | $718,000 | 8,415 |
| Salaries and employee benefits | $397,000 | 8,421 |
| Premises and equipment expense | $75,000 | 8,414 |
| Additional noninterest expense | $246,000 | 8,116 |
| Pre-tax net operating income | $555,000 | 6,499 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $184,000 | 5,039 |
| Income before extraordinary items | $371,000 | 6,937 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $371,000 | 6,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,809 |
| Cash dividends | $200,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $371,000 | 6,788 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,520,000 | 7,596 |
| Total interest expense | $509,000 | 7,270 |
| Net interest income | $1,011,000 | 7,641 |
| Provision for loan and lease losses | $147,000 | 3,963 |
| Total noninterest income | $116,000 | 7,823 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $94,000 | 6,246 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $22,000 | 8,174 |
| Total noninterest expense | $534,000 | 8,444 |
| Salaries and employee benefits | $286,000 | 8,481 |
| Premises and equipment expense | $51,000 | 8,542 |
| Additional noninterest expense | $197,000 | 8,019 |
| Pre-tax net operating income | $446,000 | 6,526 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $134,000 | 5,252 |
| Income before extraordinary items | $312,000 | 6,886 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $312,000 | 6,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,107 |
| Cash dividends | $200,000 | 4,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $312,000 | 6,712 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,046,000 | 7,591 |
| Total interest expense | $361,000 | 7,248 |
| Net interest income | $685,000 | 7,643 |
| Provision for loan and lease losses | $112,000 | 3,681 |
| Total noninterest income | $75,000 | 7,859 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $64,000 | 6,188 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $11,000 | 8,392 |
| Total noninterest expense | $353,000 | 8,480 |
| Salaries and employee benefits | $190,000 | 8,516 |
| Premises and equipment expense | $31,000 | 8,641 |
| Additional noninterest expense | $132,000 | 8,019 |
| Pre-tax net operating income | $295,000 | 6,529 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $114,000 | 4,945 |
| Income before extraordinary items | $181,000 | 7,153 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $181,000 | 7,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 2,378 |
| Cash dividends | $200,000 | 3,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $181,000 | 6,971 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $512,000 | 7,686 |
| Total interest expense | $181,000 | 7,342 |
| Net interest income | $331,000 | 7,724 |
| Provision for loan and lease losses | $22,000 | 5,127 |
| Total noninterest income | $36,000 | 7,906 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $30,000 | 6,255 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,000 | 8,357 |
| Total noninterest expense | $181,000 | 8,482 |
| Salaries and employee benefits | $96,000 | 8,543 |
| Premises and equipment expense | $17,000 | 8,567 |
| Additional noninterest expense | $68,000 | 7,999 |
| Pre-tax net operating income | $164,000 | 6,288 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $53,000 | 5,018 |
| Income before extraordinary items | $111,000 | 6,699 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $111,000 | 6,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $200,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $111,000 | 6,530 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,254,000 | 7,590 |
| Total interest expense | $901,000 | 7,198 |
| Net interest income | $1,353,000 | 7,676 |
| Provision for loan and lease losses | $60,000 | 6,444 |
| Total noninterest income | $171,000 | 7,604 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $121,000 | 6,236 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $50,000 | 7,605 |
| Total noninterest expense | $754,000 | 8,434 |
| Salaries and employee benefits | $411,000 | 8,476 |
| Premises and equipment expense | $73,000 | 8,549 |
| Additional noninterest expense | $270,000 | 8,028 |
| Pre-tax net operating income | $710,000 | 6,043 |
| Securities gains (losses) | $18,000 | 3,224 |
| Applicable income taxes | $241,000 | 4,824 |
| Income before extraordinary items | $487,000 | 6,464 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $487,000 | 6,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 3,529 |
| Cash dividends | $175,000 | 5,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $474,940 | 6,376 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,577,000 | 7,664 |
| Total interest expense | $1,256,000 | 7,500 |
| Net interest income | $1,321,000 | 7,653 |
| Provision for loan and lease losses | $24,000 | 7,420 |
| Total noninterest income | $169,000 | 7,646 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $124,000 | 6,186 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $45,000 | 7,826 |
| Total noninterest expense | $722,000 | 8,627 |
| Salaries and employee benefits | $437,000 | 8,467 |
| Premises and equipment expense | $81,000 | 8,604 |
| Additional noninterest expense | $204,000 | 8,622 |
| Pre-tax net operating income | $744,000 | 5,669 |
| Securities gains (losses) | $11,000 | 3,540 |
| Applicable income taxes | $287,000 | 4,355 |
| Income before extraordinary items | $468,000 | 6,219 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $468,000 | 6,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $350,000 | 4,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $460,960 | 6,133 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,458,000 | 7,951 |
| Total interest expense | $1,162,000 | 7,890 |
| Net interest income | $1,296,000 | 7,873 |
| Provision for loan and lease losses | $4,000 | 8,198 |
| Total noninterest income | $162,000 | 7,723 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 6,508 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 7,500 |
| Total noninterest expense | $720,000 | 8,770 |
| Salaries and employee benefits | $460,000 | 8,447 |
| Premises and equipment expense | $80,000 | 8,783 |
| Additional noninterest expense | $180,000 | 8,975 |
| Pre-tax net operating income | $734,000 | 6,105 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $273,000 | 4,785 |
| Income before extraordinary items | $461,000 | 6,531 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $461,000 | 6,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $200,000 | 5,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $461,000 | 6,542 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,158,000 | 8,318 |
| Total interest expense | $1,017,000 | 8,136 |
| Net interest income | $1,141,000 | 8,316 |
| Provision for loan and lease losses | $21,000 | 7,629 |
| Total noninterest income | $139,000 | 8,256 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 7,106 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 7,783 |
| Total noninterest expense | $669,000 | 9,117 |
| Salaries and employee benefits | $389,000 | 8,946 |
| Premises and equipment expense | $76,000 | 9,102 |
| Additional noninterest expense | $204,000 | 8,983 |
| Pre-tax net operating income | $590,000 | 6,750 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $210,000 | 5,601 |
| Income before extraordinary items | $380,000 | 7,096 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $380,000 | 7,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,765 |
| Cash dividends | $200,000 | 5,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $380,000 | 7,067 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,183,000 | 8,470 |
| Total interest expense | $1,021,000 | 8,368 |
| Net interest income | $1,162,000 | 8,417 |
| Provision for loan and lease losses | $28,000 | 7,415 |
| Total noninterest income | $139,000 | 8,405 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 7,455 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 7,603 |
| Total noninterest expense | $642,000 | 9,288 |
| Salaries and employee benefits | $390,000 | 9,031 |
| Premises and equipment expense | $74,000 | 9,279 |
| Additional noninterest expense | $178,000 | 9,367 |
| Pre-tax net operating income | $631,000 | 6,758 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $238,000 | 5,762 |
| Income before extraordinary items | $393,000 | 7,263 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $393,000 | 7,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $325,000 | 4,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $393,000 | 7,173 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,038,000 | 8,965 |
| Total interest expense | $974,000 | 8,757 |
| Net interest income | $1,064,000 | 9,032 |
| Provision for loan and lease losses | $27,000 | 7,550 |
| Total noninterest income | $138,000 | 8,765 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 8,090 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 7,510 |
| Total noninterest expense | $648,000 | 9,560 |
| Salaries and employee benefits | $379,000 | 9,396 |
| Premises and equipment expense | $75,000 | 9,576 |
| Additional noninterest expense | $194,000 | 9,481 |
| Pre-tax net operating income | $527,000 | 7,777 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $145,000 | 7,681 |
| Income before extraordinary items | $382,000 | 7,761 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $382,000 | 7,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 10,052 |
| Cash dividends | $200,000 | 5,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $382,000 | 7,709 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,993,000 | 9,390 |
| Total interest expense | $963,000 | 9,146 |
| Net interest income | $1,030,000 | 9,471 |
| Provision for loan and lease losses | $28,000 | 7,549 |
| Total noninterest income | $124,000 | 9,461 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 8,822 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 7,979 |
| Total noninterest expense | $576,000 | 10,277 |
| Salaries and employee benefits | $352,000 | 9,937 |
| Premises and equipment expense | $71,000 | 10,045 |
| Additional noninterest expense | $153,000 | 10,518 |
| Pre-tax net operating income | $550,000 | 7,691 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $197,000 | 7,178 |
| Income before extraordinary items | $353,000 | 7,980 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $353,000 | 7,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 11,037 |
| Cash dividends | $225,000 | 5,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $353,000 | 7,918 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,727,000 | 10,132 |
| Total interest expense | $821,000 | 9,876 |
| Net interest income | $906,000 | 10,222 |
| Provision for loan and lease losses | $5,000 | 8,671 |
| Total noninterest income | $98,000 | 10,324 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 9,268 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 9,276 |
| Total noninterest expense | $553,000 | 10,791 |
| Salaries and employee benefits | $329,000 | 10,509 |
| Premises and equipment expense | $66,000 | 10,593 |
| Additional noninterest expense | $158,000 | 10,957 |
| Pre-tax net operating income | $446,000 | 8,773 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $147,000 | 8,315 |
| Income before extraordinary items | $299,000 | 8,955 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $299,000 | 8,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 10,875 |
| Cash dividends | $150,000 | 6,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $299,000 | 8,921 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,402,000 | 10,929 |
| Total interest expense | $582,000 | 10,681 |
| Net interest income | $820,000 | 10,989 |
| Provision for loan and lease losses | $30,000 | 7,083 |
| Total noninterest income | $80,000 | 11,248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 9,936 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 10,350 |
| Total noninterest expense | $543,000 | 11,385 |
| Salaries and employee benefits | $281,000 | 11,379 |
| Premises and equipment expense | $88,000 | 10,406 |
| Additional noninterest expense | $174,000 | 11,482 |
| Pre-tax net operating income | $327,000 | 9,936 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $76,000 | 9,895 |
| Income before extraordinary items | $251,000 | 9,683 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $251,000 | 9,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,805 |
| Cash dividends | $270,000 | 4,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $251,000 | 9,754 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,378,000 | 11,497 |
| Total interest expense | $583,000 | 11,238 |
| Net interest income | $795,000 | 11,524 |
| Provision for loan and lease losses | $63,000 | 6,860 |
| Total noninterest income | $89,000 | 11,589 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 10,508 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,987 |
| Total noninterest expense | $575,000 | 11,771 |
| Salaries and employee benefits | $293,000 | 11,734 |
| Premises and equipment expense | $92,000 | 10,712 |
| Additional noninterest expense | $190,000 | 11,866 |
| Pre-tax net operating income | $246,000 | 10,648 |
| Securities gains (losses) | $194,000 | 1,734 |
| Applicable income taxes | $103,000 | 9,654 |
| Income before extraordinary items | $337,000 | 9,061 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $337,000 | 9,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 4,663 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $187,620 | 10,569 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,590,000 | 11,750 |
| Total interest expense | $780,000 | 11,421 |
| Net interest income | $809,000 | 11,876 |
| Provision for loan and lease losses | $16,000 | 10,806 |
| Total noninterest income | $61,000 | 12,819 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 10,969 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,929 |
| Total noninterest expense | $504,000 | 12,616 |
| Salaries and employee benefits | $237,000 | 12,746 |
| Premises and equipment expense | $85,000 | 11,297 |
| Additional noninterest expense | $182,000 | 12,493 |
| Pre-tax net operating income | $351,000 | 9,677 |
| Securities gains (losses) | $78,000 | 3,414 |
| Applicable income taxes | $92,000 | 10,116 |
| Income before extraordinary items | $337,000 | 8,861 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $337,000 | 8,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 12,286 |
| Cash dividends | $325,000 | 3,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $275,380 | 9,248 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.