Home > Farmers State Bank > Income and Expense
Farmers State Bank, Income and Expense
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,159,000 | 5,764 |
| Total interest expense | $149,000 | 5,249 |
| Net interest income | $1,010,000 | 5,782 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $172,000 | 5,143 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $212,000 | 3,167 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-40,000 | 6,192 |
| Total noninterest expense | $1,297,000 | 5,295 |
| Salaries and employee benefits | $645,000 | 5,413 |
| Premises and equipment expense | $206,000 | 4,665 |
| Additional noninterest expense | $446,000 | 5,230 |
| Pre-tax net operating income | $-115,000 | 6,047 |
| Securities gains (losses) | $-446,000 | 6,234 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $-561,000 | 6,172 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-561,000 | 6,172 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-561,000 | 6,172 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-115,000 | 6,051 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $786,000 | 5,796 |
| Total interest expense | $100,000 | 5,294 |
| Net interest income | $686,000 | 5,818 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $145,000 | 4,900 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $145,000 | 3,081 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $0 | 6,161 |
| Total noninterest expense | $866,000 | 5,332 |
| Salaries and employee benefits | $420,000 | 5,499 |
| Premises and equipment expense | $138,000 | 4,701 |
| Additional noninterest expense | $308,000 | 5,212 |
| Pre-tax net operating income | $-35,000 | 6,049 |
| Securities gains (losses) | $-38,000 | 6,225 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $-73,000 | 6,120 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-73,000 | 6,121 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-73,000 | 6,121 |
| Net charge-offs | $-9,000 | 5,225 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-35,000 | 6,051 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $387,000 | 5,862 |
| Total interest expense | $49,000 | 5,367 |
| Net interest income | $338,000 | 5,876 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $86,000 | 4,719 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $73,000 | 3,050 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $13,000 | 5,642 |
| Total noninterest expense | $451,000 | 5,331 |
| Salaries and employee benefits | $210,000 | 5,533 |
| Premises and equipment expense | $70,000 | 4,719 |
| Additional noninterest expense | $171,000 | 5,079 |
| Pre-tax net operating income | $-27,000 | 6,112 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-27,000 | 6,145 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-27,000 | 6,146 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-27,000 | 6,146 |
| Net charge-offs | $-3,000 | 4,874 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-27,000 | 6,114 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,646,000 | 5,893 |
| Total interest expense | $203,000 | 5,479 |
| Net interest income | $1,443,000 | 5,893 |
| Provision for loan and lease losses | $137,000 | 2,864 |
| Total noninterest income | $201,000 | 5,415 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $303,000 | 3,189 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-102,000 | 6,395 |
| Total noninterest expense | $1,804,000 | 5,418 |
| Salaries and employee benefits | $868,000 | 5,582 |
| Premises and equipment expense | $256,000 | 4,947 |
| Additional noninterest expense | $680,000 | 5,201 |
| Pre-tax net operating income | $-297,000 | 6,249 |
| Securities gains (losses) | $-8,000 | 6,006 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-305,000 | 6,261 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-305,000 | 6,262 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-305,000 | 6,262 |
| Net charge-offs | $102,000 | 3,168 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-297,000 | 6,257 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,231,000 | 5,960 |
| Total interest expense | $152,000 | 5,549 |
| Net interest income | $1,079,000 | 5,965 |
| Provision for loan and lease losses | $104,000 | 2,748 |
| Total noninterest income | $159,000 | 5,425 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $229,000 | 3,203 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-70,000 | 6,484 |
| Total noninterest expense | $1,383,000 | 5,434 |
| Salaries and employee benefits | $645,000 | 5,619 |
| Premises and equipment expense | $206,000 | 4,884 |
| Additional noninterest expense | $532,000 | 5,167 |
| Pre-tax net operating income | $-249,000 | 6,320 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-249,000 | 6,334 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-249,000 | 6,333 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-249,000 | 6,333 |
| Net charge-offs | $115,000 | 2,557 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-249,000 | 6,332 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $830,000 | 5,985 |
| Total interest expense | $102,000 | 5,596 |
| Net interest income | $728,000 | 6,002 |
| Provision for loan and lease losses | $60,000 | 2,755 |
| Total noninterest income | $69,000 | 5,854 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $150,000 | 3,222 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-81,000 | 6,576 |
| Total noninterest expense | $917,000 | 5,469 |
| Salaries and employee benefits | $423,000 | 5,688 |
| Premises and equipment expense | $137,000 | 4,921 |
| Additional noninterest expense | $357,000 | 5,187 |
| Pre-tax net operating income | $-180,000 | 6,391 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-180,000 | 6,400 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-180,000 | 6,401 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-180,000 | 6,402 |
| Net charge-offs | $113,000 | 2,069 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-180,000 | 6,392 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $414,000 | 6,049 |
| Total interest expense | $52,000 | 5,652 |
| Net interest income | $362,000 | 6,071 |
| Provision for loan and lease losses | $30,000 | 2,577 |
| Total noninterest income | $19,000 | 6,287 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $74,000 | 3,229 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-55,000 | 6,637 |
| Total noninterest expense | $473,000 | 5,487 |
| Salaries and employee benefits | $220,000 | 5,694 |
| Premises and equipment expense | $68,000 | 5,000 |
| Additional noninterest expense | $185,000 | 5,172 |
| Pre-tax net operating income | $-122,000 | 6,468 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-122,000 | 6,474 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-122,000 | 6,474 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-122,000 | 6,475 |
| Net charge-offs | $29,000 | 2,245 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-122,000 | 6,471 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,791,000 | 6,020 |
| Total interest expense | $239,000 | 5,707 |
| Net interest income | $1,552,000 | 6,020 |
| Provision for loan and lease losses | $120,000 | 3,475 |
| Total noninterest income | $328,000 | 5,030 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $291,000 | 3,415 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $37,000 | 6,021 |
| Total noninterest expense | $1,645,000 | 5,740 |
| Salaries and employee benefits | $874,000 | 5,775 |
| Premises and equipment expense | $302,000 | 4,836 |
| Additional noninterest expense | $469,000 | 5,923 |
| Pre-tax net operating income | $115,000 | 5,911 |
| Securities gains (losses) | $-74,000 | 6,508 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $41,000 | 6,153 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $41,000 | 6,155 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $41,000 | 6,156 |
| Net charge-offs | $215,000 | 2,935 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $115,000 | 5,901 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,359,000 | 6,071 |
| Total interest expense | $183,000 | 5,783 |
| Net interest income | $1,176,000 | 6,067 |
| Provision for loan and lease losses | $90,000 | 3,447 |
| Total noninterest income | $346,000 | 4,586 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $203,000 | 3,569 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $143,000 | 4,767 |
| Total noninterest expense | $1,288,000 | 5,723 |
| Salaries and employee benefits | $680,000 | 5,742 |
| Premises and equipment expense | $233,000 | 4,805 |
| Additional noninterest expense | $375,000 | 5,881 |
| Pre-tax net operating income | $144,000 | 5,851 |
| Securities gains (losses) | $-74,000 | 6,696 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $70,000 | 6,130 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $70,000 | 6,132 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $70,000 | 6,131 |
| Net charge-offs | $80,000 | 3,458 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $144,000 | 5,791 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $904,000 | 6,101 |
| Total interest expense | $123,000 | 5,838 |
| Net interest income | $781,000 | 6,091 |
| Provision for loan and lease losses | $60,000 | 3,384 |
| Total noninterest income | $267,000 | 4,411 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $123,000 | 3,738 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $144,000 | 4,265 |
| Total noninterest expense | $856,000 | 5,760 |
| Salaries and employee benefits | $468,000 | 5,718 |
| Premises and equipment expense | $160,000 | 4,752 |
| Additional noninterest expense | $228,000 | 6,008 |
| Pre-tax net operating income | $132,000 | 5,680 |
| Securities gains (losses) | $22,000 | 1,956 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $154,000 | 5,534 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $154,000 | 5,537 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $154,000 | 5,537 |
| Net charge-offs | $45,000 | 3,434 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $132,000 | 5,555 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $456,000 | 6,139 |
| Total interest expense | $63,000 | 5,878 |
| Net interest income | $393,000 | 6,123 |
| Provision for loan and lease losses | $30,000 | 3,174 |
| Total noninterest income | $47,000 | 5,809 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $63,000 | 3,667 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-16,000 | 6,820 |
| Total noninterest expense | $453,000 | 5,734 |
| Salaries and employee benefits | $248,000 | 5,645 |
| Premises and equipment expense | $83,000 | 4,710 |
| Additional noninterest expense | $122,000 | 5,998 |
| Pre-tax net operating income | $-43,000 | 6,512 |
| Securities gains (losses) | $10,000 | 1,481 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-33,000 | 6,548 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-33,000 | 6,549 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-33,000 | 6,549 |
| Net charge-offs | $19,000 | 3,117 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-43,000 | 6,526 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,012,000 | 6,128 |
| Total interest expense | $357,000 | 5,731 |
| Net interest income | $1,655,000 | 6,152 |
| Provision for loan and lease losses | $566,000 | 2,550 |
| Total noninterest income | $115,000 | 6,194 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $281,000 | 3,614 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-166,000 | 6,796 |
| Total noninterest expense | $1,983,000 | 5,664 |
| Salaries and employee benefits | $1,028,000 | 5,649 |
| Premises and equipment expense | $311,000 | 4,881 |
| Additional noninterest expense | $644,000 | 5,689 |
| Pre-tax net operating income | $-779,000 | 6,584 |
| Securities gains (losses) | $284,000 | 1,408 |
| Applicable income taxes | $-116,000 | 6,723 |
| Income before extraordinary items | $-379,000 | 6,547 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-379,000 | 6,542 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-379,000 | 6,544 |
| Net charge-offs | $659,000 | 2,291 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-597,680 | 6,566 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,517,000 | 6,226 |
| Total interest expense | $282,000 | 5,781 |
| Net interest income | $1,235,000 | 6,255 |
| Provision for loan and lease losses | $492,000 | 2,304 |
| Total noninterest income | $117,000 | 6,012 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $222,000 | 3,550 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-105,000 | 6,922 |
| Total noninterest expense | $1,528,000 | 5,658 |
| Salaries and employee benefits | $798,000 | 5,637 |
| Premises and equipment expense | $244,000 | 4,847 |
| Additional noninterest expense | $486,000 | 5,732 |
| Pre-tax net operating income | $-668,000 | 6,745 |
| Securities gains (losses) | $182,000 | 1,509 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-486,000 | 6,752 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-486,000 | 6,750 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-486,000 | 6,750 |
| Net charge-offs | $624,000 | 1,938 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-668,000 | 6,771 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,027,000 | 6,258 |
| Total interest expense | $198,000 | 5,798 |
| Net interest income | $829,000 | 6,292 |
| Provision for loan and lease losses | $462,000 | 1,891 |
| Total noninterest income | $-21,000 | 7,041 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $149,000 | 3,530 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-170,000 | 7,054 |
| Total noninterest expense | $1,010,000 | 5,711 |
| Salaries and employee benefits | $538,000 | 5,660 |
| Premises and equipment expense | $177,000 | 4,663 |
| Additional noninterest expense | $295,000 | 5,937 |
| Pre-tax net operating income | $-664,000 | 6,881 |
| Securities gains (losses) | $35,000 | 2,264 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-629,000 | 6,909 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-629,000 | 6,908 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-629,000 | 6,909 |
| Net charge-offs | $103,000 | 3,380 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-664,000 | 6,896 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $500,000 | 6,347 |
| Total interest expense | $103,000 | 5,825 |
| Net interest income | $397,000 | 6,402 |
| Provision for loan and lease losses | $432,000 | 1,201 |
| Total noninterest income | $-108,000 | 7,211 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $77,000 | 3,452 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-185,000 | 7,199 |
| Total noninterest expense | $533,000 | 5,640 |
| Salaries and employee benefits | $299,000 | 5,507 |
| Premises and equipment expense | $87,000 | 4,720 |
| Additional noninterest expense | $147,000 | 5,955 |
| Pre-tax net operating income | $-676,000 | 7,101 |
| Securities gains (losses) | $16,000 | 1,662 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-660,000 | 7,116 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-660,000 | 7,115 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-660,000 | 7,116 |
| Net charge-offs | $73,000 | 2,721 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-676,000 | 7,109 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,150,000 | 6,337 |
| Total interest expense | $527,000 | 5,751 |
| Net interest income | $1,623,000 | 6,426 |
| Provision for loan and lease losses | $360,000 | 3,874 |
| Total noninterest income | $330,000 | 5,057 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $300,000 | 3,589 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $30,000 | 6,212 |
| Total noninterest expense | $2,109,000 | 5,719 |
| Salaries and employee benefits | $1,089,000 | 5,717 |
| Premises and equipment expense | $351,000 | 4,857 |
| Additional noninterest expense | $669,000 | 5,794 |
| Pre-tax net operating income | $-516,000 | 6,416 |
| Securities gains (losses) | $86,000 | 2,181 |
| Applicable income taxes | $-151,000 | 6,881 |
| Income before extraordinary items | $-279,000 | 6,373 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-279,000 | 6,375 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-279,000 | 6,375 |
| Net charge-offs | $528,000 | 3,108 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-334,900 | 6,356 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,610,000 | 6,401 |
| Total interest expense | $408,000 | 5,810 |
| Net interest income | $1,202,000 | 6,497 |
| Provision for loan and lease losses | $315,000 | 3,538 |
| Total noninterest income | $269,000 | 5,007 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $225,000 | 3,606 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $44,000 | 5,904 |
| Total noninterest expense | $1,494,000 | 5,849 |
| Salaries and employee benefits | $796,000 | 5,780 |
| Premises and equipment expense | $255,000 | 5,000 |
| Additional noninterest expense | $443,000 | 6,058 |
| Pre-tax net operating income | $-338,000 | 6,498 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-138,000 | 7,040 |
| Income before extraordinary items | $-200,000 | 6,504 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-200,000 | 6,506 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-200,000 | 6,506 |
| Net charge-offs | $525,000 | 2,612 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-200,000 | 6,429 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,086,000 | 6,444 |
| Total interest expense | $280,000 | 5,864 |
| Net interest income | $806,000 | 6,531 |
| Provision for loan and lease losses | $315,000 | 2,889 |
| Total noninterest income | $157,000 | 5,234 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $139,000 | 3,741 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,000 | 6,313 |
| Total noninterest expense | $1,029,000 | 5,856 |
| Salaries and employee benefits | $548,000 | 5,772 |
| Premises and equipment expense | $165,000 | 5,115 |
| Additional noninterest expense | $316,000 | 6,018 |
| Pre-tax net operating income | $-381,000 | 6,714 |
| Securities gains (losses) | $10,000 | 2,357 |
| Applicable income taxes | $-138,000 | 7,161 |
| Income before extraordinary items | $-233,000 | 6,665 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-233,000 | 6,666 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-233,000 | 6,666 |
| Net charge-offs | $282,000 | 2,757 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-239,400 | 6,646 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $573,000 | 6,401 |
| Total interest expense | $146,000 | 5,890 |
| Net interest income | $427,000 | 6,458 |
| Provision for loan and lease losses | $45,000 | 4,252 |
| Total noninterest income | $102,000 | 4,890 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $75,000 | 3,563 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $27,000 | 5,504 |
| Total noninterest expense | $514,000 | 5,888 |
| Salaries and employee benefits | $288,000 | 5,710 |
| Premises and equipment expense | $78,000 | 5,277 |
| Additional noninterest expense | $148,000 | 6,159 |
| Pre-tax net operating income | $-30,000 | 6,507 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-139,000 | 7,332 |
| Income before extraordinary items | $109,000 | 4,894 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $109,000 | 4,892 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $109,000 | 4,894 |
| Net charge-offs | $142,000 | 2,407 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $109,000 | 4,835 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,484,000 | 6,390 |
| Total interest expense | $770,000 | 5,789 |
| Net interest income | $1,714,000 | 6,511 |
| Provision for loan and lease losses | $375,000 | 4,529 |
| Total noninterest income | $376,000 | 5,057 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $284,000 | 3,741 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $92,000 | 5,538 |
| Total noninterest expense | $2,319,000 | 5,673 |
| Salaries and employee benefits | $1,230,000 | 5,613 |
| Premises and equipment expense | $346,000 | 5,086 |
| Additional noninterest expense | $743,000 | 5,777 |
| Pre-tax net operating income | $-604,000 | 6,304 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-604,000 | 6,416 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-604,000 | 6,417 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-604,000 | 6,417 |
| Net charge-offs | $261,000 | 4,479 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-604,000 | 6,382 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,887,000 | 6,470 |
| Total interest expense | $593,000 | 5,882 |
| Net interest income | $1,294,000 | 6,587 |
| Provision for loan and lease losses | $375,000 | 3,997 |
| Total noninterest income | $262,000 | 5,262 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $209,000 | 3,855 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $53,000 | 5,925 |
| Total noninterest expense | $1,549,000 | 5,980 |
| Salaries and employee benefits | $895,000 | 5,722 |
| Premises and equipment expense | $250,000 | 5,238 |
| Additional noninterest expense | $404,000 | 6,435 |
| Pre-tax net operating income | $-368,000 | 6,450 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-368,000 | 6,594 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-368,000 | 6,594 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-368,000 | 6,594 |
| Net charge-offs | $217,000 | 4,133 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-368,000 | 6,513 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,271,000 | 6,500 |
| Total interest expense | $401,000 | 5,953 |
| Net interest income | $870,000 | 6,609 |
| Provision for loan and lease losses | $375,000 | 3,285 |
| Total noninterest income | $175,000 | 5,247 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $131,000 | 3,975 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $44,000 | 5,738 |
| Total noninterest expense | $1,042,000 | 5,995 |
| Salaries and employee benefits | $585,000 | 5,797 |
| Premises and equipment expense | $171,000 | 5,228 |
| Additional noninterest expense | $286,000 | 6,366 |
| Pre-tax net operating income | $-372,000 | 6,643 |
| Securities gains (losses) | $16,000 | 2,445 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-356,000 | 6,749 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-356,000 | 6,751 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-356,000 | 6,750 |
| Net charge-offs | $101,000 | 4,243 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-372,000 | 6,718 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $666,000 | 6,498 |
| Total interest expense | $204,000 | 6,036 |
| Net interest income | $462,000 | 6,568 |
| Provision for loan and lease losses | $375,000 | 2,136 |
| Total noninterest income | $82,000 | 5,381 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $62,000 | 4,062 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $20,000 | 5,932 |
| Total noninterest expense | $516,000 | 6,092 |
| Salaries and employee benefits | $277,000 | 5,995 |
| Premises and equipment expense | $86,000 | 5,286 |
| Additional noninterest expense | $153,000 | 6,312 |
| Pre-tax net operating income | $-347,000 | 7,036 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-347,000 | 7,128 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-347,000 | 7,131 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-347,000 | 7,129 |
| Net charge-offs | $3,000 | 5,292 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-347,000 | 7,097 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,813,000 | 6,459 |
| Total interest expense | $1,009,000 | 6,009 |
| Net interest income | $1,804,000 | 6,560 |
| Provision for loan and lease losses | $575,000 | 4,327 |
| Total noninterest income | $413,000 | 5,066 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $288,000 | 3,951 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $125,000 | 5,354 |
| Total noninterest expense | $2,538,000 | 5,637 |
| Salaries and employee benefits | $1,196,000 | 5,856 |
| Premises and equipment expense | $386,000 | 5,079 |
| Additional noninterest expense | $956,000 | 5,346 |
| Pre-tax net operating income | $-896,000 | 6,213 |
| Securities gains (losses) | $245,000 | 1,396 |
| Applicable income taxes | $-166,000 | 6,704 |
| Income before extraordinary items | $-485,000 | 6,071 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-485,000 | 6,070 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-485,000 | 6,071 |
| Net charge-offs | $829,000 | 3,129 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-668,750 | 6,180 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,184,000 | 6,462 |
| Total interest expense | $788,000 | 6,057 |
| Net interest income | $1,396,000 | 6,535 |
| Provision for loan and lease losses | $315,000 | 4,517 |
| Total noninterest income | $285,000 | 5,281 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $215,000 | 3,982 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $70,000 | 5,852 |
| Total noninterest expense | $1,918,000 | 5,638 |
| Salaries and employee benefits | $885,000 | 5,900 |
| Premises and equipment expense | $307,000 | 4,970 |
| Additional noninterest expense | $726,000 | 5,303 |
| Pre-tax net operating income | $-552,000 | 6,376 |
| Securities gains (losses) | $239,000 | 1,169 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-313,000 | 6,254 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-313,000 | 6,255 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-313,000 | 6,254 |
| Net charge-offs | $626,000 | 2,757 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-552,000 | 6,464 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,467,000 | 6,508 |
| Total interest expense | $546,000 | 6,106 |
| Net interest income | $921,000 | 6,573 |
| Provision for loan and lease losses | $278,000 | 3,854 |
| Total noninterest income | $185,000 | 5,353 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $138,000 | 4,044 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $47,000 | 5,912 |
| Total noninterest expense | $1,400,000 | 5,430 |
| Salaries and employee benefits | $614,000 | 5,865 |
| Premises and equipment expense | $218,000 | 4,845 |
| Additional noninterest expense | $568,000 | 4,884 |
| Pre-tax net operating income | $-572,000 | 6,694 |
| Securities gains (losses) | $81,000 | 1,621 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-491,000 | 6,765 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-491,000 | 6,766 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-491,000 | 6,766 |
| Net charge-offs | $566,000 | 2,208 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-572,000 | 6,814 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $743,000 | 6,527 |
| Total interest expense | $283,000 | 6,133 |
| Net interest income | $460,000 | 6,588 |
| Provision for loan and lease losses | $205,000 | 2,818 |
| Total noninterest income | $95,000 | 5,301 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $72,000 | 3,908 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $23,000 | 6,000 |
| Total noninterest expense | $627,000 | 5,681 |
| Salaries and employee benefits | $344,000 | 5,588 |
| Premises and equipment expense | $129,000 | 4,416 |
| Additional noninterest expense | $154,000 | 6,240 |
| Pre-tax net operating income | $-277,000 | 7,026 |
| Securities gains (losses) | $20,000 | 1,683 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-257,000 | 7,128 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-257,000 | 7,128 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-257,000 | 7,129 |
| Net charge-offs | $394,000 | 1,559 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-277,000 | 7,105 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,972,000 | 6,022 |
| Total interest expense | $1,390,000 | 6,131 |
| Net interest income | $2,582,000 | 5,828 |
| Provision for loan and lease losses | $915,000 | 2,849 |
| Total noninterest income | $438,000 | 5,117 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $340,000 | 3,781 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $98,000 | 5,952 |
| Total noninterest expense | $2,213,000 | 5,963 |
| Salaries and employee benefits | $1,305,000 | 5,743 |
| Premises and equipment expense | $376,000 | 5,258 |
| Additional noninterest expense | $532,000 | 6,482 |
| Pre-tax net operating income | $-108,000 | 6,460 |
| Securities gains (losses) | $43,000 | 1,704 |
| Applicable income taxes | $4,000 | 4,719 |
| Income before extraordinary items | $-69,000 | 6,321 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-69,000 | 6,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $577,000 | 2,608 |
| Cash dividends | $186,000 | 4,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-112,000 | 6,520 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,769,000 | 6,267 |
| Total interest expense | $1,071,000 | 6,188 |
| Net interest income | $1,698,000 | 6,184 |
| Provision for loan and lease losses | $240,000 | 3,905 |
| Total noninterest income | $326,000 | 5,208 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $260,000 | 3,774 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $66,000 | 6,225 |
| Total noninterest expense | $1,695,000 | 5,893 |
| Salaries and employee benefits | $1,020,000 | 5,627 |
| Premises and equipment expense | $268,000 | 5,403 |
| Additional noninterest expense | $407,000 | 6,428 |
| Pre-tax net operating income | $89,000 | 6,448 |
| Securities gains (losses) | $42,000 | 1,531 |
| Applicable income taxes | $31,000 | 4,397 |
| Income before extraordinary items | $100,000 | 6,183 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $100,000 | 6,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $318,000 | 2,489 |
| Cash dividends | $103,000 | 4,381 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $68,080 | 6,483 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,880,000 | 6,281 |
| Total interest expense | $737,000 | 6,254 |
| Net interest income | $1,143,000 | 6,170 |
| Provision for loan and lease losses | $150,000 | 3,592 |
| Total noninterest income | $207,000 | 5,363 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $168,000 | 3,837 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $39,000 | 6,455 |
| Total noninterest expense | $1,174,000 | 5,845 |
| Salaries and employee benefits | $734,000 | 5,461 |
| Premises and equipment expense | $177,000 | 5,467 |
| Additional noninterest expense | $263,000 | 6,521 |
| Pre-tax net operating income | $26,000 | 6,807 |
| Securities gains (losses) | $42,000 | 1,555 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $68,000 | 6,568 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $68,000 | 6,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $323,000 | 1,729 |
| Cash dividends | $64,000 | 4,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $26,000 | 6,798 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $976,000 | 6,271 |
| Total interest expense | $371,000 | 6,393 |
| Net interest income | $605,000 | 6,083 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $100,000 | 5,420 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $82,000 | 3,842 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $18,000 | 6,579 |
| Total noninterest expense | $294,000 | 7,411 |
| Salaries and employee benefits | $197,000 | 7,043 |
| Premises and equipment expense | $54,000 | 6,627 |
| Additional noninterest expense | $43,000 | 8,132 |
| Pre-tax net operating income | $351,000 | 3,821 |
| Securities gains (losses) | $42,000 | 1,172 |
| Applicable income taxes | $31,000 | 4,027 |
| Income before extraordinary items | $362,000 | 3,413 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $362,000 | 3,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 1,136 |
| Cash dividends | $64,000 | 3,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $323,360 | 3,541 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,011,000 | 6,221 |
| Total interest expense | $1,416,000 | 6,546 |
| Net interest income | $2,595,000 | 5,872 |
| Provision for loan and lease losses | $627,000 | 1,992 |
| Total noninterest income | $448,000 | 5,259 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $353,000 | 3,762 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $95,000 | 6,290 |
| Total noninterest expense | $2,288,000 | 5,845 |
| Salaries and employee benefits | $1,402,000 | 5,506 |
| Premises and equipment expense | $378,000 | 5,201 |
| Additional noninterest expense | $508,000 | 6,534 |
| Pre-tax net operating income | $128,000 | 7,068 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $128,000 | 7,039 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $128,000 | 7,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $504,000 | 1,682 |
| Cash dividends | $119,000 | 5,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $128,000 | 7,016 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,962,000 | 6,287 |
| Total interest expense | $1,037,000 | 6,629 |
| Net interest income | $1,925,000 | 5,931 |
| Provision for loan and lease losses | $150,000 | 3,464 |
| Total noninterest income | $334,000 | 5,316 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $262,000 | 3,788 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $72,000 | 6,310 |
| Total noninterest expense | $1,644,000 | 5,940 |
| Salaries and employee benefits | $1,007,000 | 5,624 |
| Premises and equipment expense | $269,000 | 5,325 |
| Additional noninterest expense | $368,000 | 6,604 |
| Pre-tax net operating income | $465,000 | 5,907 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $76,000 | 4,656 |
| Income before extraordinary items | $389,000 | 5,876 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $389,000 | 5,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 3,163 |
| Cash dividends | $81,000 | 4,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $389,000 | 5,857 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,970,000 | 6,332 |
| Total interest expense | $680,000 | 6,679 |
| Net interest income | $1,290,000 | 5,965 |
| Provision for loan and lease losses | $90,000 | 3,429 |
| Total noninterest income | $217,000 | 5,414 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $175,000 | 3,780 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $42,000 | 6,534 |
| Total noninterest expense | $1,113,000 | 5,941 |
| Salaries and employee benefits | $686,000 | 5,617 |
| Premises and equipment expense | $182,000 | 5,314 |
| Additional noninterest expense | $245,000 | 6,637 |
| Pre-tax net operating income | $304,000 | 6,006 |
| Securities gains (losses) | $5,000 | 1,010 |
| Applicable income taxes | $46,000 | 4,826 |
| Income before extraordinary items | $263,000 | 5,925 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $263,000 | 5,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,195 |
| Cash dividends | $81,000 | 4,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $258,750 | 5,947 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $955,000 | 6,410 |
| Total interest expense | $326,000 | 6,774 |
| Net interest income | $629,000 | 6,036 |
| Provision for loan and lease losses | $45,000 | 3,197 |
| Total noninterest income | $105,000 | 5,428 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $86,000 | 3,759 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $19,000 | 6,688 |
| Total noninterest expense | $551,000 | 6,010 |
| Salaries and employee benefits | $332,000 | 5,768 |
| Premises and equipment expense | $91,000 | 5,339 |
| Additional noninterest expense | $128,000 | 6,534 |
| Pre-tax net operating income | $138,000 | 6,189 |
| Securities gains (losses) | $1,000 | 1,055 |
| Applicable income taxes | $23,000 | 4,835 |
| Income before extraordinary items | $116,000 | 6,142 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $116,000 | 6,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,284 |
| Cash dividends | $42,000 | 3,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $115,170 | 6,144 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,685,000 | 6,309 |
| Total interest expense | $1,200,000 | 6,591 |
| Net interest income | $2,485,000 | 6,048 |
| Provision for loan and lease losses | $222,000 | 3,337 |
| Total noninterest income | $441,000 | 5,400 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $331,000 | 3,924 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $110,000 | 6,170 |
| Total noninterest expense | $2,204,000 | 5,870 |
| Salaries and employee benefits | $1,327,000 | 5,588 |
| Premises and equipment expense | $355,000 | 5,289 |
| Additional noninterest expense | $522,000 | 6,439 |
| Pre-tax net operating income | $500,000 | 6,487 |
| Securities gains (losses) | $1,000 | 1,542 |
| Applicable income taxes | $94,000 | 5,015 |
| Income before extraordinary items | $407,000 | 6,490 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $407,000 | 6,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $328,000 | 1,552 |
| Cash dividends | $73,000 | 5,595 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $406,190 | 6,496 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,718,000 | 6,366 |
| Total interest expense | $879,000 | 6,610 |
| Net interest income | $1,839,000 | 6,137 |
| Provision for loan and lease losses | $192,000 | 2,947 |
| Total noninterest income | $328,000 | 5,456 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $243,000 | 3,994 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $85,000 | 6,123 |
| Total noninterest expense | $1,637,000 | 5,891 |
| Salaries and employee benefits | $960,000 | 5,672 |
| Premises and equipment expense | $261,000 | 5,339 |
| Additional noninterest expense | $416,000 | 6,286 |
| Pre-tax net operating income | $338,000 | 6,833 |
| Securities gains (losses) | $-1,000 | 7,100 |
| Applicable income taxes | $118,000 | 4,755 |
| Income before extraordinary items | $219,000 | 7,117 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $219,000 | 7,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $279,000 | 1,215 |
| Cash dividends | $34,000 | 5,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $219,650 | 7,118 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,808,000 | 6,371 |
| Total interest expense | $568,000 | 6,603 |
| Net interest income | $1,240,000 | 6,139 |
| Provision for loan and lease losses | $144,000 | 2,732 |
| Total noninterest income | $214,000 | 5,489 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $159,000 | 4,016 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $55,000 | 6,230 |
| Total noninterest expense | $1,094,000 | 5,907 |
| Salaries and employee benefits | $657,000 | 5,625 |
| Premises and equipment expense | $174,000 | 5,339 |
| Additional noninterest expense | $263,000 | 6,443 |
| Pre-tax net operating income | $216,000 | 6,976 |
| Securities gains (losses) | $1,000 | 1,053 |
| Applicable income taxes | $78,000 | 4,795 |
| Income before extraordinary items | $139,000 | 7,240 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $139,000 | 7,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 1,047 |
| Cash dividends | $34,000 | 4,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $138,360 | 7,261 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $883,000 | 6,400 |
| Total interest expense | $275,000 | 6,589 |
| Net interest income | $608,000 | 6,198 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $108,000 | 5,440 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $83,000 | 3,860 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $25,000 | 6,361 |
| Total noninterest expense | $526,000 | 6,027 |
| Salaries and employee benefits | $324,000 | 5,695 |
| Premises and equipment expense | $91,000 | 5,241 |
| Additional noninterest expense | $111,000 | 6,846 |
| Pre-tax net operating income | $145,000 | 6,489 |
| Securities gains (losses) | $1,000 | 856 |
| Applicable income taxes | $39,000 | 4,751 |
| Income before extraordinary items | $107,000 | 6,623 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $107,000 | 6,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,725 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $106,270 | 6,629 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,194,000 | 6,441 |
| Total interest expense | $843,000 | 6,660 |
| Net interest income | $2,351,000 | 6,205 |
| Provision for loan and lease losses | $248,000 | 3,190 |
| Total noninterest income | $377,000 | 5,851 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $294,000 | 4,228 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $83,000 | 6,696 |
| Total noninterest expense | $2,109,000 | 5,933 |
| Salaries and employee benefits | $1,267,000 | 5,604 |
| Premises and equipment expense | $388,000 | 4,947 |
| Additional noninterest expense | $454,000 | 6,819 |
| Pre-tax net operating income | $371,000 | 7,156 |
| Securities gains (losses) | $-2,000 | 7,064 |
| Applicable income taxes | $131,000 | 5,132 |
| Income before extraordinary items | $238,000 | 7,429 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $238,000 | 7,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 2,913 |
| Cash dividends | $68,000 | 5,690 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $239,280 | 7,397 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,346,000 | 6,491 |
| Total interest expense | $600,000 | 6,711 |
| Net interest income | $1,746,000 | 6,269 |
| Provision for loan and lease losses | $203,000 | 2,935 |
| Total noninterest income | $274,000 | 5,966 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $213,000 | 4,334 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $61,000 | 6,739 |
| Total noninterest expense | $1,564,000 | 5,924 |
| Salaries and employee benefits | $952,000 | 5,591 |
| Premises and equipment expense | $252,000 | 5,413 |
| Additional noninterest expense | $360,000 | 6,662 |
| Pre-tax net operating income | $253,000 | 7,411 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $27,000 | 6,133 |
| Income before extraordinary items | $226,000 | 7,311 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $226,000 | 7,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 3,450 |
| Cash dividends | $33,000 | 5,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $226,000 | 7,281 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,546,000 | 6,485 |
| Total interest expense | $388,000 | 6,674 |
| Net interest income | $1,158,000 | 6,281 |
| Provision for loan and lease losses | $158,000 | 2,559 |
| Total noninterest income | $192,000 | 5,828 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $143,000 | 4,261 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $49,000 | 6,441 |
| Total noninterest expense | $1,068,000 | 5,842 |
| Salaries and employee benefits | $648,000 | 5,490 |
| Premises and equipment expense | $172,000 | 5,325 |
| Additional noninterest expense | $248,000 | 6,559 |
| Pre-tax net operating income | $124,000 | 7,712 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $18,000 | 6,142 |
| Income before extraordinary items | $106,000 | 7,690 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $106,000 | 7,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,069 |
| Cash dividends | $33,000 | 4,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $106,000 | 7,644 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $752,000 | 6,554 |
| Total interest expense | $192,000 | 6,643 |
| Net interest income | $560,000 | 6,406 |
| Provision for loan and lease losses | $113,000 | 1,870 |
| Total noninterest income | $92,000 | 5,872 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $70,000 | 4,265 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $22,000 | 6,697 |
| Total noninterest expense | $503,000 | 6,084 |
| Salaries and employee benefits | $308,000 | 5,709 |
| Premises and equipment expense | $85,000 | 5,390 |
| Additional noninterest expense | $110,000 | 6,903 |
| Pre-tax net operating income | $36,000 | 8,080 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $9,000 | 6,134 |
| Income before extraordinary items | $27,000 | 8,139 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $27,000 | 8,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,020 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $27,000 | 8,113 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,984,000 | 6,435 |
| Total interest expense | $748,000 | 6,426 |
| Net interest income | $2,236,000 | 6,328 |
| Provision for loan and lease losses | $180,000 | 3,881 |
| Total noninterest income | $370,000 | 5,959 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $319,000 | 4,183 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $51,000 | 7,386 |
| Total noninterest expense | $2,036,000 | 5,941 |
| Salaries and employee benefits | $1,222,000 | 5,639 |
| Premises and equipment expense | $340,000 | 5,312 |
| Additional noninterest expense | $474,000 | 6,709 |
| Pre-tax net operating income | $390,000 | 7,122 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $16,000 | 6,625 |
| Income before extraordinary items | $374,000 | 6,917 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $374,000 | 6,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 2,704 |
| Cash dividends | $64,000 | 5,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $374,000 | 6,854 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,215,000 | 6,479 |
| Total interest expense | $563,000 | 6,397 |
| Net interest income | $1,652,000 | 6,379 |
| Provision for loan and lease losses | $135,000 | 3,719 |
| Total noninterest income | $290,000 | 5,897 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $250,000 | 4,105 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $40,000 | 7,356 |
| Total noninterest expense | $1,542,000 | 5,874 |
| Salaries and employee benefits | $958,000 | 5,461 |
| Premises and equipment expense | $221,000 | 5,691 |
| Additional noninterest expense | $363,000 | 6,609 |
| Pre-tax net operating income | $265,000 | 7,394 |
| Securities gains (losses) | $9,000 | 2,772 |
| Applicable income taxes | $30,000 | 6,288 |
| Income before extraordinary items | $244,000 | 7,238 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $244,000 | 7,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 2,495 |
| Cash dividends | $30,000 | 5,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $235,990 | 7,213 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,459,000 | 6,544 |
| Total interest expense | $377,000 | 6,425 |
| Net interest income | $1,082,000 | 6,449 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $191,000 | 5,926 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $166,000 | 4,100 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $25,000 | 7,479 |
| Total noninterest expense | $1,017,000 | 5,940 |
| Salaries and employee benefits | $630,000 | 5,532 |
| Premises and equipment expense | $153,000 | 5,605 |
| Additional noninterest expense | $234,000 | 6,731 |
| Pre-tax net operating income | $166,000 | 7,446 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $23,000 | 6,209 |
| Income before extraordinary items | $143,000 | 7,389 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $143,000 | 7,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 2,510 |
| Cash dividends | $29,000 | 4,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $143,000 | 7,318 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $720,000 | 6,621 |
| Total interest expense | $190,000 | 6,474 |
| Net interest income | $530,000 | 6,531 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $97,000 | 5,845 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $84,000 | 4,000 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $13,000 | 7,451 |
| Total noninterest expense | $530,000 | 5,857 |
| Salaries and employee benefits | $330,000 | 5,406 |
| Premises and equipment expense | $80,000 | 5,517 |
| Additional noninterest expense | $120,000 | 6,670 |
| Pre-tax net operating income | $52,000 | 7,897 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $20,000 | 5,783 |
| Income before extraordinary items | $32,000 | 8,110 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $32,000 | 8,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $32,000 | 8,046 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,928,000 | 6,614 |
| Total interest expense | $836,000 | 6,598 |
| Net interest income | $2,092,000 | 6,446 |
| Provision for loan and lease losses | $162,000 | 4,453 |
| Total noninterest income | $357,000 | 6,220 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $321,000 | 4,140 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $36,000 | 7,939 |
| Total noninterest expense | $2,101,000 | 5,829 |
| Salaries and employee benefits | $1,241,000 | 5,516 |
| Premises and equipment expense | $311,000 | 5,569 |
| Additional noninterest expense | $549,000 | 6,255 |
| Pre-tax net operating income | $186,000 | 7,867 |
| Securities gains (losses) | $21,000 | 3,192 |
| Applicable income taxes | $20,000 | 6,788 |
| Income before extraordinary items | $187,000 | 7,825 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $187,000 | 7,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 3,445 |
| Cash dividends | $60,000 | 5,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $168,100 | 7,794 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,183,000 | 6,703 |
| Total interest expense | $636,000 | 6,713 |
| Net interest income | $1,547,000 | 6,540 |
| Provision for loan and lease losses | $117,000 | 4,410 |
| Total noninterest income | $274,000 | 6,208 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $235,000 | 4,215 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $39,000 | 7,544 |
| Total noninterest expense | $1,501,000 | 5,979 |
| Salaries and employee benefits | $887,000 | 5,650 |
| Premises and equipment expense | $223,000 | 5,675 |
| Additional noninterest expense | $391,000 | 6,403 |
| Pre-tax net operating income | $203,000 | 7,712 |
| Securities gains (losses) | $10,000 | 3,326 |
| Applicable income taxes | $32,000 | 6,525 |
| Income before extraordinary items | $181,000 | 7,703 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $181,000 | 7,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 2,624 |
| Cash dividends | $30,000 | 5,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $172,500 | 7,627 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,442,000 | 6,782 |
| Total interest expense | $425,000 | 6,813 |
| Net interest income | $1,017,000 | 6,601 |
| Provision for loan and lease losses | $78,000 | 4,349 |
| Total noninterest income | $172,000 | 6,333 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $155,000 | 4,203 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $17,000 | 8,015 |
| Total noninterest expense | $998,000 | 5,986 |
| Salaries and employee benefits | $582,000 | 5,714 |
| Premises and equipment expense | $146,000 | 5,746 |
| Additional noninterest expense | $270,000 | 6,303 |
| Pre-tax net operating income | $113,000 | 7,898 |
| Securities gains (losses) | $10,000 | 2,948 |
| Applicable income taxes | $32,000 | 6,289 |
| Income before extraordinary items | $91,000 | 8,046 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $91,000 | 8,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 2,149 |
| Cash dividends | $30,000 | 4,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $83,600 | 7,949 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $725,000 | 6,802 |
| Total interest expense | $206,000 | 6,993 |
| Net interest income | $519,000 | 6,538 |
| Provision for loan and lease losses | $39,000 | 4,168 |
| Total noninterest income | $83,000 | 6,334 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $76,000 | 4,196 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,228 |
| Total noninterest expense | $517,000 | 5,889 |
| Salaries and employee benefits | $309,000 | 5,528 |
| Premises and equipment expense | $75,000 | 5,636 |
| Additional noninterest expense | $133,000 | 6,350 |
| Pre-tax net operating income | $46,000 | 8,048 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $19,000 | 6,113 |
| Income before extraordinary items | $27,000 | 8,344 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $27,000 | 8,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 1,402 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $27,000 | 8,215 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,095,000 | 6,763 |
| Total interest expense | $1,030,000 | 6,861 |
| Net interest income | $2,065,000 | 6,519 |
| Provision for loan and lease losses | $200,000 | 4,344 |
| Total noninterest income | $368,000 | 5,983 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $297,000 | 4,255 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $71,000 | 7,051 |
| Total noninterest expense | $1,881,000 | 6,094 |
| Salaries and employee benefits | $1,122,000 | 5,740 |
| Premises and equipment expense | $307,000 | 5,494 |
| Additional noninterest expense | $452,000 | 6,802 |
| Pre-tax net operating income | $352,000 | 7,353 |
| Securities gains (losses) | $8,000 | 3,732 |
| Applicable income taxes | $33,000 | 6,789 |
| Income before extraordinary items | $327,000 | 7,193 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $327,000 | 7,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 4,008 |
| Cash dividends | $72,000 | 5,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $319,720 | 7,121 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,352,000 | 6,890 |
| Total interest expense | $1,575,000 | 6,833 |
| Net interest income | $1,777,000 | 6,832 |
| Provision for loan and lease losses | $271,000 | 3,435 |
| Total noninterest income | $446,000 | 5,390 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $342,000 | 3,827 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $104,000 | 6,355 |
| Total noninterest expense | $1,745,000 | 6,249 |
| Salaries and employee benefits | $973,000 | 6,084 |
| Premises and equipment expense | $289,000 | 5,640 |
| Additional noninterest expense | $483,000 | 6,552 |
| Pre-tax net operating income | $207,000 | 7,840 |
| Securities gains (losses) | $3,000 | 4,114 |
| Applicable income taxes | $-127,000 | 9,306 |
| Income before extraordinary items | $337,000 | 6,908 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $337,000 | 6,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 2,375 |
| Cash dividends | $64,000 | 6,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $334,000 | 6,814 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,209,000 | 7,202 |
| Total interest expense | $1,533,000 | 7,086 |
| Net interest income | $1,676,000 | 7,160 |
| Provision for loan and lease losses | $190,000 | 3,859 |
| Total noninterest income | $426,000 | 5,370 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $344,000 | 3,646 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 6,864 |
| Total noninterest expense | $1,580,000 | 6,536 |
| Salaries and employee benefits | $847,000 | 6,512 |
| Premises and equipment expense | $327,000 | 5,170 |
| Additional noninterest expense | $406,000 | 7,098 |
| Pre-tax net operating income | $332,000 | 7,766 |
| Securities gains (losses) | $-42,000 | 9,121 |
| Applicable income taxes | $10,000 | 8,067 |
| Income before extraordinary items | $280,000 | 7,590 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $280,000 | 7,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 2,511 |
| Cash dividends | $60,000 | 6,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $320,740 | 7,351 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,706,000 | 7,699 |
| Total interest expense | $1,259,000 | 7,497 |
| Net interest income | $1,447,000 | 7,689 |
| Provision for loan and lease losses | $252,000 | 3,031 |
| Total noninterest income | $466,000 | 5,173 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $395,000 | 3,250 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 7,394 |
| Total noninterest expense | $1,557,000 | 6,637 |
| Salaries and employee benefits | $843,000 | 6,558 |
| Premises and equipment expense | $279,000 | 5,696 |
| Additional noninterest expense | $435,000 | 7,006 |
| Pre-tax net operating income | $104,000 | 9,057 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $67,000 | 7,383 |
| Income before extraordinary items | $37,000 | 9,295 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $37,000 | 9,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 2,074 |
| Cash dividends | $60,000 | 6,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $37,000 | 9,260 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,625,000 | 7,952 |
| Total interest expense | $1,133,000 | 8,073 |
| Net interest income | $1,492,000 | 7,703 |
| Provision for loan and lease losses | $242,000 | 3,053 |
| Total noninterest income | $324,000 | 6,264 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $268,000 | 4,279 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 7,951 |
| Total noninterest expense | $1,319,000 | 7,199 |
| Salaries and employee benefits | $722,000 | 7,062 |
| Premises and equipment expense | $225,000 | 6,341 |
| Additional noninterest expense | $372,000 | 7,456 |
| Pre-tax net operating income | $255,000 | 8,639 |
| Securities gains (losses) | $11,000 | 2,878 |
| Applicable income taxes | $-27,000 | 10,079 |
| Income before extraordinary items | $293,000 | 7,942 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $293,000 | 7,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 2,641 |
| Cash dividends | $60,000 | 6,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $282,000 | 7,944 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,557,000 | 8,311 |
| Total interest expense | $1,076,000 | 8,475 |
| Net interest income | $1,481,000 | 8,026 |
| Provision for loan and lease losses | $62,000 | 6,121 |
| Total noninterest income | $311,000 | 6,524 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $232,000 | 4,890 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,409 |
| Total noninterest expense | $1,235,000 | 7,553 |
| Salaries and employee benefits | $664,000 | 7,521 |
| Premises and equipment expense | $223,000 | 6,453 |
| Additional noninterest expense | $348,000 | 7,823 |
| Pre-tax net operating income | $495,000 | 7,941 |
| Securities gains (losses) | $-11,000 | 10,082 |
| Applicable income taxes | $141,000 | 7,743 |
| Income before extraordinary items | $343,000 | 8,053 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $343,000 | 8,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,597 |
| Cash dividends | $64,000 | 6,997 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $350,810 | 7,936 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,468,000 | 8,730 |
| Total interest expense | $1,009,000 | 8,973 |
| Net interest income | $1,459,000 | 8,366 |
| Provision for loan and lease losses | $85,000 | 5,471 |
| Total noninterest income | $262,000 | 7,430 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $226,000 | 5,152 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 9,538 |
| Total noninterest expense | $1,131,000 | 8,223 |
| Salaries and employee benefits | $609,000 | 8,070 |
| Premises and equipment expense | $208,000 | 6,889 |
| Additional noninterest expense | $314,000 | 8,728 |
| Pre-tax net operating income | $505,000 | 7,911 |
| Securities gains (losses) | $-42,000 | 10,978 |
| Applicable income taxes | $106,000 | 8,649 |
| Income before extraordinary items | $357,000 | 7,943 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $357,000 | 7,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,912 |
| Cash dividends | $72,000 | 7,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $389,340 | 7,657 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,292,000 | 9,265 |
| Total interest expense | $944,000 | 9,449 |
| Net interest income | $1,348,000 | 8,929 |
| Provision for loan and lease losses | $119,000 | 4,253 |
| Total noninterest income | $257,000 | 7,617 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,544 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 9,276 |
| Total noninterest expense | $1,103,000 | 8,564 |
| Salaries and employee benefits | $568,000 | 8,585 |
| Premises and equipment expense | $204,000 | 7,109 |
| Additional noninterest expense | $331,000 | 8,905 |
| Pre-tax net operating income | $383,000 | 9,173 |
| Securities gains (losses) | $-15,000 | 10,368 |
| Applicable income taxes | $82,000 | 9,543 |
| Income before extraordinary items | $286,000 | 9,079 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $286,000 | 9,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,392 |
| Cash dividends | $64,000 | 7,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $297,700 | 8,936 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,815,000 | 10,139 |
| Total interest expense | $691,000 | 10,143 |
| Net interest income | $1,124,000 | 9,990 |
| Provision for loan and lease losses | $64,000 | 5,501 |
| Total noninterest income | $253,000 | 7,898 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $196,000 | 5,940 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 9,251 |
| Total noninterest expense | $1,145,000 | 8,825 |
| Salaries and employee benefits | $544,000 | 9,010 |
| Premises and equipment expense | $191,000 | 7,628 |
| Additional noninterest expense | $410,000 | 8,730 |
| Pre-tax net operating income | $168,000 | 11,138 |
| Securities gains (losses) | $-8,000 | 9,681 |
| Applicable income taxes | $40,000 | 10,689 |
| Income before extraordinary items | $120,000 | 11,162 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $120,000 | 11,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,032 |
| Cash dividends | $55,000 | 7,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $126,000 | 11,146 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,746,000 | 10,714 |
| Total interest expense | $657,000 | 10,839 |
| Net interest income | $1,089,000 | 10,449 |
| Provision for loan and lease losses | $56,000 | 7,224 |
| Total noninterest income | $253,000 | 8,321 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $193,000 | 6,095 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 9,542 |
| Total noninterest expense | $1,044,000 | 9,545 |
| Salaries and employee benefits | $532,000 | 9,364 |
| Premises and equipment expense | $187,000 | 7,960 |
| Additional noninterest expense | $325,000 | 10,124 |
| Pre-tax net operating income | $242,000 | 10,687 |
| Securities gains (losses) | $15,000 | 5,022 |
| Applicable income taxes | $56,000 | 10,800 |
| Income before extraordinary items | $201,000 | 10,646 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $201,000 | 10,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 8,132 |
| Cash dividends | $56,000 | 7,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $189,300 | 10,556 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,807,000 | 11,292 |
| Total interest expense | $818,000 | 11,248 |
| Net interest income | $989,000 | 11,139 |
| Provision for loan and lease losses | $42,000 | 9,403 |
| Total noninterest income | $230,000 | 8,859 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $170,000 | 6,609 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 9,797 |
| Total noninterest expense | $1,071,000 | 9,660 |
| Salaries and employee benefits | $620,000 | 8,641 |
| Premises and equipment expense | $87,000 | 11,223 |
| Additional noninterest expense | $364,000 | 10,021 |
| Pre-tax net operating income | $106,000 | 11,961 |
| Securities gains (losses) | $88,000 | 3,220 |
| Applicable income taxes | $1,000 | 12,632 |
| Income before extraordinary items | $193,000 | 10,690 |
| Extraordinary gains, net | $-23,000 | 13,516 |
| Net income | $170,000 | 11,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 8,076 |
| Cash dividends | $48,000 | 7,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $105,880 | 11,577 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.