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Farmers State Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$29,340,000	1,425
Total interest expense	$7,887,000	1,511
Net interest income	$21,453,000	1,355
Provision for loan and lease losses	$-160,000	4,367
Total noninterest income	$3,799,000	1,407
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$870,000	1,109
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,929,000	1,273
Total noninterest expense	$21,300,000	1,153
Salaries and employee benefits	$12,229,000	1,134
Premises and equipment expense	$2,126,000	1,155
Additional noninterest expense	$2,929,000	1,273
Pre-tax net operating income	$4,112,000	2,147
Securities gains (losses)	$-48,000	3,639
Applicable income taxes	$0	3,369
Income before extraordinary items	$4,064,000	1,976
Extraordinary gains, net	$0	54
Net income	$4,064,000	2,000
Minority interest net income	$0	88
Net income of bank and minority interests.	$4,064,000	1,979
Net charge-offs	$-148,000	4,404
Cash dividends	$2,220,000	1,437
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$4,112,000	1,997
2023-09-30 (YTD Data)		Rank
Total interest income	$21,169,000	1,434
Total interest expense	$5,289,000	1,520
Net interest income	$15,880,000	1,377
Provision for loan and lease losses	$-160,000	4,413
Total noninterest income	$3,115,000	1,314
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$644,000	1,116
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,471,000	1,183
Total noninterest expense	$16,165,000	1,139
Salaries and employee benefits	$9,243,000	1,133
Premises and equipment expense	$1,646,000	1,124
Additional noninterest expense	$2,471,000	1,183
Pre-tax net operating income	$2,990,000	2,231
Securities gains (losses)	$12,000	577
Applicable income taxes	$0	3,407
Income before extraordinary items	$3,002,000	2,056
Extraordinary gains, net	$0	52
Net income	$3,002,000	2,075
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,002,000	2,056
Net charge-offs	$-111,000	4,382
Cash dividends	$2,135,000	1,127
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$2,990,000	2,085
2023-06-30 (YTD Data)		Rank
Total interest income	$13,493,000	1,460
Total interest expense	$3,024,000	1,556
Net interest income	$10,469,000	1,409
Provision for loan and lease losses	$10,000	2,758
Total noninterest income	$2,343,000	1,181
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$419,000	1,123
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,924,000	1,007
Total noninterest expense	$10,643,000	1,140
Salaries and employee benefits	$6,036,000	1,144
Premises and equipment expense	$1,067,000	1,149
Additional noninterest expense	$1,924,000	1,006
Pre-tax net operating income	$2,159,000	2,161
Securities gains (losses)	$12,000	583
Applicable income taxes	$0	3,436
Income before extraordinary items	$2,171,000	1,960
Extraordinary gains, net	$0	51
Net income	$2,171,000	1,984
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,171,000	1,960
Net charge-offs	$-58,000	4,361
Cash dividends	$1,560,000	1,048
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$2,159,000	1,976
2023-03-31 (YTD Data)		Rank
Total interest income	$6,410,000	1,503
Total interest expense	$1,140,000	1,683
Net interest income	$5,270,000	1,404
Provision for loan and lease losses	$-240,000	4,593
Total noninterest income	$637,000	1,725
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$204,000	1,161
Trading account gains and fees	NA	NA
Additional Noninterest Income	$433,000	1,646
Total noninterest expense	$5,397,000	1,144
Salaries and employee benefits	$3,093,000	1,145
Premises and equipment expense	$534,000	1,173
Additional noninterest expense	$433,000	1,646
Pre-tax net operating income	$750,000	2,626
Securities gains (losses)	$12,000	547
Applicable income taxes	$0	3,388
Income before extraordinary items	$762,000	2,435
Extraordinary gains, net	$0	4
Net income	$762,000	2,435
Minority interest net income	$0	48
Net income of bank and minority interests.	$762,000	2,435
Net charge-offs	$-36,000	4,363
Cash dividends	$1,110,000	744
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$750,000	2,470
2022-12-31 (YTD Data)		Rank
Total interest income	$23,428,000	1,385
Total interest expense	$834,000	2,645
Net interest income	$22,594,000	1,304
Provision for loan and lease losses	$860,000	904
Total noninterest income	$3,295,000	1,545
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$848,000	1,150
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,447,000	1,442
Total noninterest expense	$19,793,000	1,192
Salaries and employee benefits	$11,755,000	1,160
Premises and equipment expense	$2,034,000	1,185
Additional noninterest expense	$2,447,000	1,442
Pre-tax net operating income	$5,236,000	1,991
Securities gains (losses)	$-1,000	3,144
Applicable income taxes	$0	3,596
Income before extraordinary items	$5,235,000	1,760
Extraordinary gains, net	$0	5
Net income	$5,235,000	1,757
Minority interest net income	$0	63
Net income of bank and minority interests.	$5,235,000	1,759
Net charge-offs	$-411,000	4,572
Cash dividends	$4,325,000	878
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$5,236,000	1,794
2022-09-30 (YTD Data)		Rank
Total interest income	$17,157,000	1,351
Total interest expense	$330,000	3,178
Net interest income	$16,827,000	1,293
Provision for loan and lease losses	$590,000	886
Total noninterest income	$2,727,000	1,468
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$659,000	1,133
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,068,000	1,351
Total noninterest expense	$14,834,000	1,198
Salaries and employee benefits	$8,851,000	1,153
Premises and equipment expense	$1,518,000	1,192
Additional noninterest expense	$2,068,000	1,351
Pre-tax net operating income	$4,130,000	1,894
Securities gains (losses)	$-5,000	3,659
Applicable income taxes	$0	3,603
Income before extraordinary items	$4,125,000	1,684
Extraordinary gains, net	$0	4
Net income	$4,125,000	1,682
Minority interest net income	$0	57
Net income of bank and minority interests.	$4,125,000	1,683
Net charge-offs	$-493,000	4,628
Cash dividends	$4,175,000	665
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$4,130,000	1,718
2022-06-30 (YTD Data)		Rank
Total interest income	$11,129,000	1,347
Total interest expense	$191,000	3,251
Net interest income	$10,938,000	1,283
Provision for loan and lease losses	$285,000	978
Total noninterest income	$1,998,000	1,387
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$475,000	1,047
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,523,000	1,303
Total noninterest expense	$9,635,000	1,210
Salaries and employee benefits	$5,795,000	1,165
Premises and equipment expense	$984,000	1,220
Additional noninterest expense	$2,856,000	1,209
Pre-tax net operating income	$3,016,000	1,731
Securities gains (losses)	$0	687
Applicable income taxes	$0	3,564
Income before extraordinary items	$3,016,000	1,519
Extraordinary gains, net	$0	4
Net income	$3,016,000	1,518
Minority interest net income	$0	60
Net income of bank and minority interests.	$3,016,000	1,519
Net charge-offs	$-430,000	4,668
Cash dividends	$3,275,000	582
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$3,016,000	1,556
2022-03-31 (YTD Data)		Rank
Total interest income	$5,306,000	1,360
Total interest expense	$100,000	3,185
Net interest income	$5,206,000	1,300
Provision for loan and lease losses	$310,000	474
Total noninterest income	$1,054,000	1,324
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$234,000	1,052
Trading account gains and fees	NA	NA
Additional Noninterest Income	$820,000	1,227
Total noninterest expense	$4,652,000	1,236
Salaries and employee benefits	$2,790,000	1,202
Premises and equipment expense	$487,000	1,249
Additional noninterest expense	$1,375,000	1,231
Pre-tax net operating income	$1,298,000	1,817
Securities gains (losses)	$0	623
Applicable income taxes	$0	3,450
Income before extraordinary items	$1,298,000	1,608
Extraordinary gains, net	$0	4
Net income	$1,298,000	1,607
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,298,000	1,608
Net charge-offs	$-13,000	4,007
Cash dividends	$1,100,000	721
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,298,000	1,630
2021-12-31 (YTD Data)		Rank
Total interest income	$21,147,000	1,407
Total interest expense	$579,000	2,961
Net interest income	$20,568,000	1,327
Provision for loan and lease losses	$9,000	2,981
Total noninterest income	$5,510,000	1,231
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$838,000	1,097
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,672,000	1,121
Total noninterest expense	$17,840,000	1,271
Salaries and employee benefits	$10,730,000	1,228
Premises and equipment expense	$1,924,000	1,256
Additional noninterest expense	$5,186,000	1,291
Pre-tax net operating income	$8,229,000	1,455
Securities gains (losses)	$687,000	287
Applicable income taxes	$0	3,710
Income before extraordinary items	$8,916,000	1,250
Extraordinary gains, net	$0	10
Net income	$8,916,000	1,249
Minority interest net income	$0	74
Net income of bank and minority interests.	$8,916,000	1,250
Net charge-offs	$-347,000	4,667
Cash dividends	$2,555,000	1,316
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$8,229,000	1,298
2021-09-30 (YTD Data)		Rank
Total interest income	$15,605,000	1,458
Total interest expense	$456,000	2,979
Net interest income	$15,149,000	1,371
Provision for loan and lease losses	$14,000	2,791
Total noninterest income	$4,380,000	1,205
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$610,000	1,119
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,770,000	1,088
Total noninterest expense	$12,897,000	1,315
Salaries and employee benefits	$7,533,000	1,301
Premises and equipment expense	$1,432,000	1,275
Additional noninterest expense	$3,932,000	1,274
Pre-tax net operating income	$6,618,000	1,437
Securities gains (losses)	$687,000	257
Applicable income taxes	$0	3,719
Income before extraordinary items	$7,305,000	1,211
Extraordinary gains, net	$0	8
Net income	$7,305,000	1,211
Minority interest net income	$0	69
Net income of bank and minority interests.	$7,305,000	1,211
Net charge-offs	$-146,000	4,568
Cash dividends	$2,200,000	1,093
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$6,618,000	1,282
2021-06-30 (YTD Data)		Rank
Total interest income	$10,334,000	1,464
Total interest expense	$327,000	2,957
Net interest income	$10,007,000	1,382
Provision for loan and lease losses	$68,000	1,938
Total noninterest income	$3,225,000	1,135
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$385,000	1,136
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,840,000	1,014
Total noninterest expense	$8,529,000	1,311
Salaries and employee benefits	$4,945,000	1,311
Premises and equipment expense	$933,000	1,299
Additional noninterest expense	$2,651,000	1,248
Pre-tax net operating income	$4,635,000	1,381
Securities gains (losses)	$687,000	211
Applicable income taxes	$0	3,702
Income before extraordinary items	$5,322,000	1,129
Extraordinary gains, net	$0	6
Net income	$5,322,000	1,130
Minority interest net income	$0	67
Net income of bank and minority interests.	$5,322,000	1,130
Net charge-offs	$-103,000	4,598
Cash dividends	$2,200,000	787
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$4,635,000	1,230
2021-03-31 (YTD Data)		Rank
Total interest income	$5,136,000	1,474
Total interest expense	$179,000	2,917
Net interest income	$4,957,000	1,377
Provision for loan and lease losses	$43,000	1,863
Total noninterest income	$1,712,000	1,100
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$191,000	1,137
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,521,000	970
Total noninterest expense	$4,242,000	1,305
Salaries and employee benefits	$2,385,000	1,342
Premises and equipment expense	$481,000	1,270
Additional noninterest expense	$1,376,000	1,188
Pre-tax net operating income	$2,384,000	1,348
Securities gains (losses)	$687,000	146
Applicable income taxes	$0	3,613
Income before extraordinary items	$3,071,000	1,000
Extraordinary gains, net	$0	3
Net income	$3,071,000	1,000
Minority interest net income	$0	55
Net income of bank and minority interests.	$3,071,000	1,000
Net charge-offs	$-59,000	4,652
Cash dividends	$1,120,000	690
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,384,000	1,198
2020-12-31 (YTD Data)		Rank
Total interest income	$20,553,000	1,461
Total interest expense	$1,328,000	2,555
Net interest income	$19,225,000	1,332
Provision for loan and lease losses	$1,159,000	1,470
Total noninterest income	$4,315,000	1,395
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$895,000	1,044
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,420,000	1,337
Total noninterest expense	$16,724,000	1,281
Salaries and employee benefits	$10,042,000	1,252
Premises and equipment expense	$1,609,000	1,441
Additional noninterest expense	$5,073,000	1,258
Pre-tax net operating income	$5,657,000	1,629
Securities gains (losses)	$163,000	1,136
Applicable income taxes	$0	3,697
Income before extraordinary items	$5,820,000	1,454
Extraordinary gains, net	$0	4
Net income	$5,820,000	1,453
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,820,000	1,454
Net charge-offs	$1,000	3,386
Cash dividends	$2,885,000	1,169
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$5,657,000	1,446
2020-09-30 (YTD Data)		Rank
Total interest income	$15,181,000	1,489
Total interest expense	$1,098,000	2,520
Net interest income	$14,083,000	1,353
Provision for loan and lease losses	$1,105,000	1,275
Total noninterest income	$3,149,000	1,378
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$670,000	1,037
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,479,000	1,321
Total noninterest expense	$12,433,000	1,274
Salaries and employee benefits	$7,368,000	1,262
Premises and equipment expense	$1,232,000	1,415
Additional noninterest expense	$3,833,000	1,227
Pre-tax net operating income	$3,694,000	1,772
Securities gains (losses)	$163,000	993
Applicable income taxes	$0	3,696
Income before extraordinary items	$3,857,000	1,558
Extraordinary gains, net	$0	4
Net income	$3,857,000	1,558
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,857,000	1,559
Net charge-offs	$91,000	1,725
Cash dividends	$2,745,000	862
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$3,694,000	1,572
2020-06-30 (YTD Data)		Rank
Total interest income	$9,997,000	1,518
Total interest expense	$772,000	2,543
Net interest income	$9,225,000	1,368
Provision for loan and lease losses	$950,000	1,129
Total noninterest income	$1,953,000	1,381
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$449,000	1,050
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,504,000	1,321
Total noninterest expense	$8,178,000	1,278
Salaries and employee benefits	$4,736,000	1,293
Premises and equipment expense	$821,000	1,408
Additional noninterest expense	$2,621,000	1,192
Pre-tax net operating income	$2,050,000	1,972
Securities gains (losses)	$144,000	837
Applicable income taxes	$0	3,655
Income before extraordinary items	$2,194,000	1,708
Extraordinary gains, net	$0	4
Net income	$2,194,000	1,709
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,194,000	1,709
Net charge-offs	$59,000	1,635
Cash dividends	$945,000	1,385
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,050,000	1,763
2020-03-31 (YTD Data)		Rank
Total interest income	$4,764,000	1,570
Total interest expense	$416,000	2,569
Net interest income	$4,348,000	1,404
Provision for loan and lease losses	$450,000	941
Total noninterest income	$919,000	1,367
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$272,000	1,041
Trading account gains and fees	NA	NA
Additional Noninterest Income	$647,000	1,300
Total noninterest expense	$4,195,000	1,262
Salaries and employee benefits	$2,372,000	1,301
Premises and equipment expense	$412,000	1,406
Additional noninterest expense	$1,411,000	1,151
Pre-tax net operating income	$622,000	2,505
Securities gains (losses)	$0	1,705
Applicable income taxes	$0	3,513
Income before extraordinary items	$622,000	2,349
Extraordinary gains, net	$0	4
Net income	$622,000	2,348
Minority interest net income	$0	56
Net income of bank and minority interests.	$622,000	2,349
Net charge-offs	$27,000	1,477
Cash dividends	$770,000	978
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$622,000	2,313
2019-12-31 (YTD Data)		Rank
Total interest income	$18,304,000	1,632
Total interest expense	$1,418,000	2,813
Net interest income	$16,886,000	1,433
Provision for loan and lease losses	$540,000	1,417
Total noninterest income	$4,206,000	1,260
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$1,392,000	862
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,814,000	1,253
Total noninterest expense	$15,648,000	1,309
Salaries and employee benefits	$9,245,000	1,286
Premises and equipment expense	$1,629,000	1,404
Additional noninterest expense	$4,774,000	1,302
Pre-tax net operating income	$4,904,000	1,783
Securities gains (losses)	$6,000	2,041
Applicable income taxes	$0	3,859
Income before extraordinary items	$4,910,000	1,627
Extraordinary gains, net	$0	11
Net income	$4,910,000	1,629
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,910,000	1,629
Net charge-offs	$80,000	2,352
Cash dividends	$1,308,000	2,020
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$4,904,000	1,588
2019-09-30 (YTD Data)		Rank
Total interest income	$13,580,000	1,664
Total interest expense	$1,009,000	2,913
Net interest income	$12,571,000	1,453
Provision for loan and lease losses	$270,000	1,685
Total noninterest income	$3,271,000	1,223
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$1,086,000	824
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,185,000	1,218
Total noninterest expense	$12,034,000	1,286
Salaries and employee benefits	$6,811,000	1,307
Premises and equipment expense	$1,252,000	1,377
Additional noninterest expense	$3,971,000	1,183
Pre-tax net operating income	$3,538,000	1,884
Securities gains (losses)	$6,000	1,791
Applicable income taxes	$0	3,902
Income before extraordinary items	$3,544,000	1,698
Extraordinary gains, net	$0	11
Net income	$3,544,000	1,700
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,544,000	1,700
Net charge-offs	$46,000	2,267
Cash dividends	$1,308,000	1,553
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$3,538,000	1,670
2019-06-30 (YTD Data)		Rank
Total interest income	$8,785,000	1,711
Total interest expense	$630,000	2,989
Net interest income	$8,155,000	1,498
Provision for loan and lease losses	$220,000	1,487
Total noninterest income	$2,069,000	1,245
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$723,000	826
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,346,000	1,249
Total noninterest expense	$8,016,000	1,297
Salaries and employee benefits	$4,545,000	1,303
Premises and equipment expense	$828,000	1,388
Additional noninterest expense	$2,643,000	1,198
Pre-tax net operating income	$1,988,000	2,104
Securities gains (losses)	$6,000	1,330
Applicable income taxes	$0	3,901
Income before extraordinary items	$1,994,000	1,928
Extraordinary gains, net	$0	11
Net income	$1,994,000	1,926
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,994,000	1,928
Net charge-offs	$25,000	2,249
Cash dividends	$1,108,000	1,347
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,988,000	1,904
2019-03-31 (YTD Data)		Rank
Total interest income	$4,207,000	1,777
Total interest expense	$295,000	3,063
Net interest income	$3,912,000	1,565
Provision for loan and lease losses	$45,000	2,137
Total noninterest income	$943,000	1,285
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$352,000	832
Trading account gains and fees	NA	NA
Additional Noninterest Income	$591,000	1,290
Total noninterest expense	$3,922,000	1,317
Salaries and employee benefits	$2,211,000	1,342
Premises and equipment expense	$430,000	1,359
Additional noninterest expense	$1,281,000	1,220
Pre-tax net operating income	$888,000	2,221
Securities gains (losses)	$6,000	809
Applicable income taxes	$0	3,800
Income before extraordinary items	$894,000	2,032
Extraordinary gains, net	$0	5
Net income	$894,000	2,031
Minority interest net income	$0	52
Net income of bank and minority interests.	$894,000	2,031
Net charge-offs	$16,000	1,795
Cash dividends	$958,000	873
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$888,000	2,027
2018-12-31 (YTD Data)		Rank
Total interest income	$16,077,000	1,760
Total interest expense	$659,000	3,542
Net interest income	$15,418,000	1,564
Provision for loan and lease losses	$1,095,000	828
Total noninterest income	$4,181,000	1,233
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,438,000	847
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,743,000	1,211
Total noninterest expense	$15,933,000	1,274
Salaries and employee benefits	$8,949,000	1,288
Premises and equipment expense	$1,509,000	1,491
Additional noninterest expense	$5,475,000	1,161
Pre-tax net operating income	$2,571,000	2,733
Securities gains (losses)	$7,000	778
Applicable income taxes	$1,282,000	1,175
Income before extraordinary items	$1,296,000	3,566
Extraordinary gains, net	$0	6
Net income	$1,296,000	3,563
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,296,000	3,565
Net charge-offs	$233,000	1,519
Cash dividends	$2,485,000	1,267
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,290,470	3,584
2018-09-30 (YTD Data)		Rank
Total interest income	$11,703,000	1,788
Total interest expense	$436,000	3,680
Net interest income	$11,267,000	1,595
Provision for loan and lease losses	$860,000	740
Total noninterest income	$3,146,000	1,227
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$1,075,000	847
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,071,000	1,231
Total noninterest expense	$11,992,000	1,262
Salaries and employee benefits	$6,671,000	1,294
Premises and equipment expense	$1,126,000	1,510
Additional noninterest expense	$4,195,000	1,131
Pre-tax net operating income	$1,561,000	3,133
Securities gains (losses)	$7,000	778
Applicable income taxes	$1,282,000	994
Income before extraordinary items	$286,000	4,819
Extraordinary gains, net	$0	5
Net income	$286,000	4,817
Minority interest net income	$0	66
Net income of bank and minority interests.	$286,000	4,818
Net charge-offs	$127,000	1,549
Cash dividends	$2,385,000	930
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$280,470	4,843
2018-06-30 (YTD Data)		Rank
Total interest income	$7,587,000	1,810
Total interest expense	$265,000	3,754
Net interest income	$7,322,000	1,629
Provision for loan and lease losses	$650,000	646
Total noninterest income	$2,030,000	1,276
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$714,000	843
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,316,000	1,269
Total noninterest expense	$7,977,000	1,272
Salaries and employee benefits	$4,375,000	1,319
Premises and equipment expense	$743,000	1,537
Additional noninterest expense	$2,859,000	1,116
Pre-tax net operating income	$725,000	3,636
Securities gains (losses)	$0	961
Applicable income taxes	$1,282,000	736
Income before extraordinary items	$-557,000	5,472
Extraordinary gains, net	$0	6
Net income	$-557,000	5,471
Minority interest net income	$0	65
Net income of bank and minority interests.	$-557,000	5,471
Net charge-offs	$121,000	1,205
Cash dividends	$2,025,000	752
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$-557,000	5,472
2018-03-31 (YTD Data)		Rank
Total interest income	$3,651,000	1,860
Total interest expense	$119,000	3,872
Net interest income	$3,532,000	1,683
Provision for loan and lease losses	$450,000	507
Total noninterest income	$1,009,000	1,268
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$349,000	866
Trading account gains and fees	NA	NA
Additional Noninterest Income	$660,000	1,256
Total noninterest expense	$4,102,000	1,251
Salaries and employee benefits	$2,137,000	1,360
Premises and equipment expense	$363,000	1,598
Additional noninterest expense	$1,602,000	1,010
Pre-tax net operating income	$-11,000	5,425
Securities gains (losses)	$0	735
Applicable income taxes	$1,282,000	470
Income before extraordinary items	$-1,293,000	5,588
Extraordinary gains, net	$0	7
Net income	$-1,293,000	5,588
Minority interest net income	$0	52
Net income of bank and minority interests.	$-1,293,000	5,588
Net charge-offs	$120,000	767
Cash dividends	$2,025,000	409
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$-1,293,000	5,589
2017-12-31 (YTD Data)		Rank
Total interest income	$13,641,000	1,910
Total interest expense	$337,000	4,252
Net interest income	$13,304,000	1,747
Provision for loan and lease losses	$145,000	2,696
Total noninterest income	$4,343,000	1,213
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,450,000	841
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,893,000	1,197
Total noninterest expense	$14,020,000	1,428
Salaries and employee benefits	$8,162,000	1,384
Premises and equipment expense	$1,321,000	1,711
Additional noninterest expense	$4,537,000	1,352
Pre-tax net operating income	$3,482,000	2,253
Securities gains (losses)	$8,000	1,669
Applicable income taxes	$1,432,000	1,579
Income before extraordinary items	$2,058,000	2,648
Extraordinary gains, net	$0	9
Net income	$2,058,000	2,646
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,058,000	2,648
Net charge-offs	$-115,000	5,334
Cash dividends	$565,000	2,836
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,052,880	2,638
2017-09-30 (YTD Data)		Rank
Total interest income	$10,024,000	1,943
Total interest expense	$247,000	4,306
Net interest income	$9,777,000	1,778
Provision for loan and lease losses	$-29,000	5,472
Total noninterest income	$3,039,000	1,291
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$1,084,000	850
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,955,000	1,299
Total noninterest expense	$10,282,000	1,467
Salaries and employee benefits	$6,026,000	1,409
Premises and equipment expense	$981,000	1,727
Additional noninterest expense	$3,275,000	1,392
Pre-tax net operating income	$2,563,000	2,328
Securities gains (losses)	$8,000	1,697
Applicable income taxes	$685,000	1,809
Income before extraordinary items	$1,886,000	2,502
Extraordinary gains, net	$0	9
Net income	$1,886,000	2,502
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,886,000	2,502
Net charge-offs	$-88,000	5,312
Cash dividends	$465,000	2,491
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,880,160	2,491
2017-06-30 (YTD Data)		Rank
Total interest income	$6,532,000	1,969
Total interest expense	$162,000	4,320
Net interest income	$6,370,000	1,805
Provision for loan and lease losses	$-29,000	5,568
Total noninterest income	$2,004,000	1,306
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$712,000	851
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,292,000	1,312
Total noninterest expense	$6,785,000	1,483
Salaries and employee benefits	$3,973,000	1,423
Premises and equipment expense	$651,000	1,743
Additional noninterest expense	$2,161,000	1,407
Pre-tax net operating income	$1,618,000	2,366
Securities gains (losses)	$8,000	1,330
Applicable income taxes	$420,000	1,850
Income before extraordinary items	$1,206,000	2,517
Extraordinary gains, net	$0	11
Net income	$1,206,000	2,516
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,206,000	2,517
Net charge-offs	$38,000	2,194
Cash dividends	$465,000	2,103
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,200,080	2,510
2017-03-31 (YTD Data)		Rank
Total interest income	$3,198,000	1,984
Total interest expense	$81,000	4,329
Net interest income	$3,117,000	1,839
Provision for loan and lease losses	$-10,000	5,656
Total noninterest income	$932,000	1,363
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$340,000	899
Trading account gains and fees	NA	NA
Additional Noninterest Income	$592,000	1,377
Total noninterest expense	$3,380,000	1,485
Salaries and employee benefits	$2,020,000	1,416
Premises and equipment expense	$321,000	1,779
Additional noninterest expense	$1,039,000	1,447
Pre-tax net operating income	$679,000	2,584
Securities gains (losses)	$0	1,153
Applicable income taxes	$154,000	2,095
Income before extraordinary items	$525,000	2,674
Extraordinary gains, net	$0	8
Net income	$525,000	2,674
Minority interest net income	$0	55
Net income of bank and minority interests.	$525,000	2,674
Net charge-offs	$-4,000	4,579
Cash dividends	$365,000	1,474
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$525,000	2,659
2016-12-31 (YTD Data)		Rank
Total interest income	$12,964,000	1,943
Total interest expense	$347,000	4,264
Net interest income	$12,617,000	1,780
Provision for loan and lease losses	$-250,000	5,654
Total noninterest income	$4,153,000	1,298
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$1,459,000	861
Trading account gains and fees	$0	170
Additional Noninterest Income	$2,694,000	1,304
Total noninterest expense	$12,959,000	1,506
Salaries and employee benefits	$7,516,000	1,450
Premises and equipment expense	$1,196,000	1,868
Additional noninterest expense	$4,247,000	1,450
Pre-tax net operating income	$4,061,000	1,919
Securities gains (losses)	$0	3,212
Applicable income taxes	$1,109,000	1,544
Income before extraordinary items	$2,952,000	2,145
Extraordinary gains, net	$0	5
Net income	$2,952,000	2,143
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,952,000	2,144
Net charge-offs	$-357,000	5,760
Cash dividends	$420,000	3,157
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,952,000	2,081
2016-09-30 (YTD Data)		Rank
Total interest income	$9,677,000	1,953
Total interest expense	$266,000	4,262
Net interest income	$9,411,000	1,790
Provision for loan and lease losses	$-250,000	5,793
Total noninterest income	$3,251,000	1,261
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$1,105,000	853
Trading account gains and fees	$0	169
Additional Noninterest Income	$2,146,000	1,248
Total noninterest expense	$9,767,000	1,508
Salaries and employee benefits	$5,631,000	1,444
Premises and equipment expense	$939,000	1,803
Additional noninterest expense	$3,197,000	1,447
Pre-tax net operating income	$3,145,000	1,893
Securities gains (losses)	$0	3,160
Applicable income taxes	$907,000	1,503
Income before extraordinary items	$2,238,000	2,155
Extraordinary gains, net	$0	5
Net income	$2,238,000	2,154
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,238,000	2,155
Net charge-offs	$-367,000	5,824
Cash dividends	$100,000	3,470
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,238,000	2,091
2016-06-30 (YTD Data)		Rank
Total interest income	$6,414,000	1,963
Total interest expense	$182,000	4,238
Net interest income	$6,232,000	1,806
Provision for loan and lease losses	$125,000	2,071
Total noninterest income	$2,064,000	1,285
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$731,000	845
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,333,000	1,283
Total noninterest expense	$6,489,000	1,516
Salaries and employee benefits	$3,777,000	1,441
Premises and equipment expense	$628,000	1,783
Additional noninterest expense	$2,084,000	1,482
Pre-tax net operating income	$1,682,000	2,204
Securities gains (losses)	$0	2,835
Applicable income taxes	$442,000	1,787
Income before extraordinary items	$1,240,000	2,444
Extraordinary gains, net	$0	16
Net income	$1,240,000	2,443
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,240,000	2,443
Net charge-offs	$-3,000	4,597
Cash dividends	$100,000	3,236
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,240,000	2,381
2016-03-31 (YTD Data)		Rank
Total interest income	$3,132,000	2,001
Total interest expense	$92,000	4,252
Net interest income	$3,040,000	1,852
Provision for loan and lease losses	$75,000	1,741
Total noninterest income	$1,050,000	1,261
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$340,000	904
Trading account gains and fees	$0	142
Additional Noninterest Income	$710,000	1,191
Total noninterest expense	$3,363,000	1,455
Salaries and employee benefits	$2,014,000	1,375
Premises and equipment expense	$323,000	1,760
Additional noninterest expense	$1,026,000	1,487
Pre-tax net operating income	$652,000	2,597
Securities gains (losses)	$0	2,077
Applicable income taxes	$144,000	2,139
Income before extraordinary items	$508,000	2,722
Extraordinary gains, net	$0	12
Net income	$508,000	2,721
Minority interest net income	$0	62
Net income of bank and minority interests.	$508,000	2,722
Net charge-offs	$12,000	2,244
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$508,000	2,674
2015-12-31 (YTD Data)		Rank
Total interest income	$12,235,000	1,996
Total interest expense	$415,000	4,071
Net interest income	$11,820,000	1,849
Provision for loan and lease losses	$225,000	2,207
Total noninterest income	$4,080,000	1,277
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$1,445,000	885
Trading account gains and fees	$0	159
Additional Noninterest Income	$2,635,000	1,266
Total noninterest expense	$12,225,000	1,574
Salaries and employee benefits	$7,367,000	1,440
Premises and equipment expense	$1,154,000	1,951
Additional noninterest expense	$3,704,000	1,641
Pre-tax net operating income	$3,450,000	2,088
Securities gains (losses)	$117,000	1,078
Applicable income taxes	$904,000	1,675
Income before extraordinary items	$2,663,000	2,229
Extraordinary gains, net	$0	23
Net income	$2,663,000	2,229
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,663,000	2,230
Net charge-offs	$-50,000	5,565
Cash dividends	$425,000	3,079
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,575,250	2,249
2015-09-30 (YTD Data)		Rank
Total interest income	$9,124,000	2,020
Total interest expense	$316,000	4,107
Net interest income	$8,808,000	1,872
Provision for loan and lease losses	$225,000	1,803
Total noninterest income	$3,204,000	1,265
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$1,077,000	890
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,127,000	1,229
Total noninterest expense	$9,078,000	1,599
Salaries and employee benefits	$5,528,000	1,452
Premises and equipment expense	$874,000	1,961
Additional noninterest expense	$2,676,000	1,692
Pre-tax net operating income	$2,709,000	2,067
Securities gains (losses)	$116,000	947
Applicable income taxes	$754,000	1,641
Income before extraordinary items	$2,071,000	2,199
Extraordinary gains, net	$0	21
Net income	$2,071,000	2,201
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,071,000	2,200
Net charge-offs	$-6,000	5,025
Cash dividends	$100,000	3,461
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,986,320	2,242
2015-06-30 (YTD Data)		Rank
Total interest income	$6,025,000	2,029
Total interest expense	$212,000	4,134
Net interest income	$5,813,000	1,888
Provision for loan and lease losses	$175,000	1,648
Total noninterest income	$2,115,000	1,281
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$696,000	906
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,419,000	1,227
Total noninterest expense	$6,049,000	1,612
Salaries and employee benefits	$3,673,000	1,464
Premises and equipment expense	$591,000	1,941
Additional noninterest expense	$1,785,000	1,697
Pre-tax net operating income	$1,704,000	2,145
Securities gains (losses)	$117,000	764
Applicable income taxes	$481,000	1,668
Income before extraordinary items	$1,340,000	2,237
Extraordinary gains, net	$0	22
Net income	$1,340,000	2,239
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,340,000	2,239
Net charge-offs	$-3,000	4,856
Cash dividends	$100,000	3,204
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,253,420	2,311
2015-03-31 (YTD Data)		Rank
Total interest income	$2,908,000	2,088
Total interest expense	$106,000	4,187
Net interest income	$2,802,000	1,950
Provision for loan and lease losses	$175,000	986
Total noninterest income	$993,000	1,303
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$334,000	926
Trading account gains and fees	$0	152
Additional Noninterest Income	$659,000	1,241
Total noninterest expense	$3,065,000	1,582
Salaries and employee benefits	$1,809,000	1,484
Premises and equipment expense	$301,000	1,933
Additional noninterest expense	$955,000	1,590
Pre-tax net operating income	$555,000	2,836
Securities gains (losses)	$0	2,027
Applicable income taxes	$97,000	2,477
Income before extraordinary items	$458,000	2,885
Extraordinary gains, net	$0	13
Net income	$458,000	2,888
Minority interest net income	$0	64
Net income of bank and minority interests.	$458,000	2,888
Net charge-offs	$72,000	1,317
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$458,000	2,813
2014-12-31 (YTD Data)		Rank
Total interest income	$11,138,000	2,171
Total interest expense	$495,000	4,031
Net interest income	$10,643,000	2,007
Provision for loan and lease losses	$-80,000	6,009
Total noninterest income	$3,702,000	1,349
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$1,309,000	1,016
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,393,000	1,285
Total noninterest expense	$11,919,000	1,608
Salaries and employee benefits	$7,108,000	1,468
Premises and equipment expense	$1,200,000	1,919
Additional noninterest expense	$3,611,000	1,714
Pre-tax net operating income	$2,506,000	2,583
Securities gains (losses)	$79,000	1,426
Applicable income taxes	$530,000	2,142
Income before extraordinary items	$2,055,000	2,651
Extraordinary gains, net	$0	17
Net income	$2,055,000	2,649
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,055,000	2,651
Net charge-offs	$456,000	1,566
Cash dividends	$1,178,000	1,848
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,992,590	2,670
2014-09-30 (YTD Data)		Rank
Total interest income	$8,180,000	2,220
Total interest expense	$381,000	4,044
Net interest income	$7,799,000	2,059
Provision for loan and lease losses	$-75,000	6,174
Total noninterest income	$2,768,000	1,362
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$943,000	1,058
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,825,000	1,268
Total noninterest expense	$8,767,000	1,645
Salaries and employee benefits	$5,255,000	1,488
Premises and equipment expense	$889,000	1,955
Additional noninterest expense	$2,623,000	1,754
Pre-tax net operating income	$1,875,000	2,629
Securities gains (losses)	$79,000	1,160
Applicable income taxes	$406,000	2,177
Income before extraordinary items	$1,548,000	2,671
Extraordinary gains, net	$0	15
Net income	$1,548,000	2,671
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,548,000	2,671
Net charge-offs	$600,000	1,006
Cash dividends	$811,000	1,720
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,485,590	2,704
2014-06-30 (YTD Data)		Rank
Total interest income	$5,344,000	2,256
Total interest expense	$260,000	4,046
Net interest income	$5,084,000	2,088
Provision for loan and lease losses	$-150,000	6,373
Total noninterest income	$1,901,000	1,326
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$619,000	1,063
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,282,000	1,218
Total noninterest expense	$5,812,000	1,647
Salaries and employee benefits	$3,475,000	1,499
Premises and equipment expense	$631,000	1,864
Additional noninterest expense	$1,706,000	1,801
Pre-tax net operating income	$1,323,000	2,465
Securities gains (losses)	$29,000	1,459
Applicable income taxes	$298,000	2,039
Income before extraordinary items	$1,054,000	2,549
Extraordinary gains, net	$0	20
Net income	$1,054,000	2,552
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,054,000	2,553
Net charge-offs	$572,000	782
Cash dividends	$811,000	1,352
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,031,380	2,540
2014-03-31 (YTD Data)		Rank
Total interest income	$2,630,000	2,294
Total interest expense	$132,000	4,059
Net interest income	$2,498,000	2,115
Provision for loan and lease losses	$100,000	1,586
Total noninterest income	$1,042,000	1,211
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$291,000	1,111
Trading account gains and fees	$0	147
Additional Noninterest Income	$751,000	1,057
Total noninterest expense	$2,909,000	1,652
Salaries and employee benefits	$1,737,000	1,512
Premises and equipment expense	$326,000	1,840
Additional noninterest expense	$846,000	1,797
Pre-tax net operating income	$531,000	2,785
Securities gains (losses)	$0	1,715
Applicable income taxes	$86,000	2,486
Income before extraordinary items	$445,000	2,800
Extraordinary gains, net	$0	16
Net income	$445,000	2,803
Minority interest net income	$0	66
Net income of bank and minority interests.	$445,000	2,803
Net charge-offs	$442,000	553
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$445,000	2,757
2013-12-31 (YTD Data)		Rank
Total interest income	$10,372,000	2,345
Total interest expense	$642,000	3,944
Net interest income	$9,730,000	2,142
Provision for loan and lease losses	$-1,866,000	6,724
Total noninterest income	$3,727,000	1,379
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$1,306,000	1,062
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,421,000	1,329
Total noninterest expense	$12,252,000	1,574
Salaries and employee benefits	$7,132,000	1,461
Premises and equipment expense	$1,297,000	1,791
Additional noninterest expense	$3,823,000	1,671
Pre-tax net operating income	$3,071,000	2,131
Securities gains (losses)	$0	3,182
Applicable income taxes	$720,000	1,788
Income before extraordinary items	$2,351,000	2,315
Extraordinary gains, net	$0	29
Net income	$2,351,000	2,319
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,351,000	2,318
Net charge-offs	$-733,000	6,762
Cash dividends	$110,000	3,914
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,351,000	2,261
2013-09-30 (YTD Data)		Rank
Total interest income	$7,719,000	2,365
Total interest expense	$498,000	3,945
Net interest income	$7,221,000	2,169
Provision for loan and lease losses	$-1,966,000	6,826
Total noninterest income	$2,995,000	1,353
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$982,000	1,055
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,013,000	1,264
Total noninterest expense	$9,026,000	1,604
Salaries and employee benefits	$5,241,000	1,491
Premises and equipment expense	$960,000	1,826
Additional noninterest expense	$2,825,000	1,687
Pre-tax net operating income	$3,156,000	1,669
Securities gains (losses)	$0	3,040
Applicable income taxes	$911,000	1,332
Income before extraordinary items	$2,245,000	1,936
Extraordinary gains, net	$0	25
Net income	$2,245,000	1,943
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,245,000	1,942
Net charge-offs	$-876,000	6,851
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,245,000	1,880
2013-06-30 (YTD Data)		Rank
Total interest income	$4,960,000	2,449
Total interest expense	$337,000	3,984
Net interest income	$4,623,000	2,253
Provision for loan and lease losses	$-466,000	6,807
Total noninterest income	$2,093,000	1,322
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$639,000	1,053
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,454,000	1,229
Total noninterest expense	$6,060,000	1,592
Salaries and employee benefits	$3,480,000	1,498
Premises and equipment expense	$627,000	1,860
Additional noninterest expense	$1,953,000	1,640
Pre-tax net operating income	$1,122,000	2,691
Securities gains (losses)	$0	2,791
Applicable income taxes	$206,000	2,410
Income before extraordinary items	$916,000	2,820
Extraordinary gains, net	$0	22
Net income	$916,000	2,824
Minority interest net income	$0	82
Net income of bank and minority interests.	$916,000	2,824
Net charge-offs	$-47,000	6,539
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$916,000	2,711
2013-03-31 (YTD Data)		Rank
Total interest income	$2,502,000	2,449
Total interest expense	$172,000	4,023
Net interest income	$2,330,000	2,257
Provision for loan and lease losses	$-278,000	6,924
Total noninterest income	$1,144,000	1,226
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$313,000	1,069
Trading account gains and fees	$0	148
Additional Noninterest Income	$831,000	1,121
Total noninterest expense	$2,991,000	1,624
Salaries and employee benefits	$1,718,000	1,533
Premises and equipment expense	$322,000	1,844
Additional noninterest expense	$951,000	1,680
Pre-tax net operating income	$761,000	2,122
Securities gains (losses)	$0	1,966
Applicable income taxes	$184,000	1,800
Income before extraordinary items	$577,000	2,315
Extraordinary gains, net	$0	10
Net income	$577,000	2,317
Minority interest net income	$0	76
Net income of bank and minority interests.	$577,000	2,317
Net charge-offs	$-33,000	6,596
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$577,000	2,232
2012-12-31 (YTD Data)		Rank
Total interest income	$11,702,000	2,227
Total interest expense	$953,000	3,729
Net interest income	$10,749,000	2,019
Provision for loan and lease losses	$349,000	3,195
Total noninterest income	$3,288,000	1,545
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$1,501,000	956
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,787,000	1,652
Total noninterest expense	$11,736,000	1,646
Salaries and employee benefits	$6,877,000	1,483
Premises and equipment expense	$1,314,000	1,799
Additional noninterest expense	$3,545,000	1,859
Pre-tax net operating income	$1,952,000	2,860
Securities gains (losses)	$0	3,810
Applicable income taxes	$315,000	2,611
Income before extraordinary items	$1,637,000	2,952
Extraordinary gains, net	$0	29
Net income	$1,637,000	2,954
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,637,000	2,954
Net charge-offs	$1,337,000	1,507
Cash dividends	$150,000	3,779
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,637,000	2,831
2012-09-30 (YTD Data)		Rank
Total interest income	$9,012,000	2,218
Total interest expense	$750,000	3,729
Net interest income	$8,262,000	2,012
Provision for loan and lease losses	$479,000	2,329
Total noninterest income	$2,384,000	1,578
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$1,149,000	935
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,235,000	1,748
Total noninterest expense	$8,767,000	1,656
Salaries and employee benefits	$5,168,000	1,471
Premises and equipment expense	$979,000	1,823
Additional noninterest expense	$2,620,000	1,891
Pre-tax net operating income	$1,400,000	3,029
Securities gains (losses)	$0	3,575
Applicable income taxes	$221,000	2,745
Income before extraordinary items	$1,179,000	3,115
Extraordinary gains, net	$0	20
Net income	$1,179,000	3,114
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,179,000	3,113
Net charge-offs	$1,234,000	1,267
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,179,000	2,964
2012-06-30 (YTD Data)		Rank
Total interest income	$6,126,000	2,179
Total interest expense	$530,000	3,679
Net interest income	$5,596,000	1,975
Provision for loan and lease losses	$461,000	1,893
Total noninterest income	$1,525,000	1,606
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$764,000	928
Trading account gains and fees	$0	153
Additional Noninterest Income	$761,000	1,810
Total noninterest expense	$5,970,000	1,629
Salaries and employee benefits	$3,408,000	1,490
Premises and equipment expense	$655,000	1,816
Additional noninterest expense	$1,907,000	1,741
Pre-tax net operating income	$690,000	3,557
Securities gains (losses)	$0	3,178
Applicable income taxes	$55,000	3,486
Income before extraordinary items	$635,000	3,526
Extraordinary gains, net	$0	19
Net income	$635,000	3,527
Minority interest net income	$0	84
Net income of bank and minority interests.	$635,000	3,527
Net charge-offs	$1,101,000	1,063
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$635,000	3,355
2012-03-31 (YTD Data)		Rank
Total interest income	$3,137,000	2,150
Total interest expense	$284,000	3,632
Net interest income	$2,853,000	1,945
Provision for loan and lease losses	$413,000	1,226
Total noninterest income	$819,000	1,499
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$375,000	937
Trading account gains and fees	$0	148
Additional Noninterest Income	$444,000	1,637
Total noninterest expense	$3,030,000	1,598
Salaries and employee benefits	$1,693,000	1,506
Premises and equipment expense	$329,000	1,798
Additional noninterest expense	$1,008,000	1,639
Pre-tax net operating income	$229,000	4,309
Securities gains (losses)	$0	2,210
Applicable income taxes	$-24,000	7,044
Income before extraordinary items	$253,000	3,960
Extraordinary gains, net	$0	19
Net income	$253,000	3,963
Minority interest net income	$0	78
Net income of bank and minority interests.	$253,000	3,962
Net charge-offs	$784,000	797
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$253,000	3,800
2011-12-31 (YTD Data)		Rank
Total interest income	$13,212,000	2,109
Total interest expense	$1,693,000	3,138
Net interest income	$11,519,000	1,905
Provision for loan and lease losses	$700,000	2,943
Total noninterest income	$3,228,000	1,417
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$1,681,000	868
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,547,000	1,622
Total noninterest expense	$12,046,000	1,631
Salaries and employee benefits	$6,700,000	1,472
Premises and equipment expense	$1,379,000	1,802
Additional noninterest expense	$3,967,000	1,713
Pre-tax net operating income	$2,001,000	2,511
Securities gains (losses)	$25,000	2,985
Applicable income taxes	$388,000	2,272
Income before extraordinary items	$1,638,000	2,598
Extraordinary gains, net	$0	29
Net income	$1,638,000	2,599
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,638,000	2,599
Net charge-offs	$2,225,000	1,456
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,617,750	2,552
2011-09-30 (YTD Data)		Rank
Total interest income	$10,020,000	2,122
Total interest expense	$1,349,000	3,111
Net interest income	$8,671,000	1,903
Provision for loan and lease losses	$436,000	3,107
Total noninterest income	$2,396,000	1,416
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$1,269,000	874
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,127,000	1,615
Total noninterest expense	$8,836,000	1,650
Salaries and employee benefits	$5,030,000	1,478
Premises and equipment expense	$1,020,000	1,841
Additional noninterest expense	$2,786,000	1,826
Pre-tax net operating income	$1,795,000	2,269
Securities gains (losses)	$9,000	3,085
Applicable income taxes	$450,000	1,823
Income before extraordinary items	$1,354,000	2,508
Extraordinary gains, net	$0	21
Net income	$1,354,000	2,510
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,354,000	2,510
Net charge-offs	$1,653,000	1,397
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,347,250	2,418
2011-06-30 (YTD Data)		Rank
Total interest income	$6,776,000	2,104
Total interest expense	$955,000	3,062
Net interest income	$5,821,000	1,897
Provision for loan and lease losses	$223,000	3,400
Total noninterest income	$1,734,000	1,347
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$816,000	896
Trading account gains and fees	$0	153
Additional Noninterest Income	$918,000	1,427
Total noninterest expense	$5,884,000	1,672
Salaries and employee benefits	$3,284,000	1,530
Premises and equipment expense	$667,000	1,898
Additional noninterest expense	$1,933,000	1,779
Pre-tax net operating income	$1,448,000	1,934
Securities gains (losses)	$9,000	2,392
Applicable income taxes	$371,000	1,600
Income before extraordinary items	$1,086,000	2,120
Extraordinary gains, net	$0	15
Net income	$1,086,000	2,121
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,086,000	2,121
Net charge-offs	$1,277,000	1,260
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,079,250	2,066
2011-03-31 (YTD Data)		Rank
Total interest income	$3,418,000	2,089
Total interest expense	$527,000	2,918
Net interest income	$2,891,000	1,907
Provision for loan and lease losses	$-102,000	7,499
Total noninterest income	$794,000	1,429
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$383,000	938
Trading account gains and fees	$0	158
Additional Noninterest Income	$411,000	1,538
Total noninterest expense	$2,960,000	1,677
Salaries and employee benefits	$1,650,000	1,528
Premises and equipment expense	$343,000	1,879
Additional noninterest expense	$967,000	1,755
Pre-tax net operating income	$827,000	1,729
Securities gains (losses)	$9,000	1,340
Applicable income taxes	$234,000	1,341
Income before extraordinary items	$602,000	1,907
Extraordinary gains, net	$0	9
Net income	$602,000	1,906
Minority interest net income	$0	86
Net income of bank and minority interests.	$602,000	1,907
Net charge-offs	$322,000	1,678
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$595,520	1,882
2010-12-31 (YTD Data)		Rank
Total interest income	$15,201,000	1,990
Total interest expense	$3,178,000	2,477
Net interest income	$12,023,000	1,830
Provision for loan and lease losses	$5,009,000	1,147
Total noninterest income	$3,254,000	1,463
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,726,000	883
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,528,000	1,683
Total noninterest expense	$12,211,000	1,628
Salaries and employee benefits	$6,746,000	1,459
Premises and equipment expense	$1,433,000	1,789
Additional noninterest expense	$4,032,000	1,788
Pre-tax net operating income	$-1,943,000	6,758
Securities gains (losses)	$68,000	2,455
Applicable income taxes	$-1,080,000	7,331
Income before extraordinary items	$-795,000	6,505
Extraordinary gains, net	$0	29
Net income	$-795,000	6,507
Minority interest net income	$0	111
Net income of bank and minority interests.	$-795,000	6,507
Net charge-offs	$6,365,000	843
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$-838,520	6,476
2010-09-30 (YTD Data)		Rank
Total interest income	$11,551,000	2,007
Total interest expense	$2,498,000	2,478
Net interest income	$9,053,000	1,854
Provision for loan and lease losses	$3,332,000	1,182
Total noninterest income	$2,380,000	1,484
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$1,308,000	902
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,072,000	1,734
Total noninterest expense	$9,043,000	1,630
Salaries and employee benefits	$5,136,000	1,444
Premises and equipment expense	$1,066,000	1,820
Additional noninterest expense	$2,841,000	1,852
Pre-tax net operating income	$-942,000	6,767
Securities gains (losses)	$68,000	2,245
Applicable income taxes	$-634,000	7,413
Income before extraordinary items	$-240,000	6,478
Extraordinary gains, net	$0	23
Net income	$-240,000	6,479
Minority interest net income	$0	110
Net income of bank and minority interests.	$-240,000	6,478
Net charge-offs	$3,813,000	942
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$-283,520	6,432
2010-06-30 (YTD Data)		Rank
Total interest income	$7,846,000	1,989
Total interest expense	$1,732,000	2,471
Net interest income	$6,114,000	1,832
Provision for loan and lease losses	$1,636,000	1,442
Total noninterest income	$1,442,000	1,544
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$874,000	902
Trading account gains and fees	$0	152
Additional Noninterest Income	$568,000	1,935
Total noninterest expense	$6,123,000	1,611
Salaries and employee benefits	$3,487,000	1,419
Premises and equipment expense	$704,000	1,854
Additional noninterest expense	$1,932,000	1,823
Pre-tax net operating income	$-203,000	6,437
Securities gains (losses)	$0	3,184
Applicable income taxes	$-268,000	7,378
Income before extraordinary items	$65,000	5,780
Extraordinary gains, net	$0	19
Net income	$65,000	5,782
Minority interest net income	$0	105
Net income of bank and minority interests.	$65,000	5,781
Net charge-offs	$1,586,000	1,324
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$65,000	5,665
2010-03-31 (YTD Data)		Rank
Total interest income	$3,964,000	2,021
Total interest expense	$890,000	2,517
Net interest income	$3,074,000	1,841
Provision for loan and lease losses	$271,000	2,572
Total noninterest income	$545,000	1,899
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$425,000	923
Trading account gains and fees	$0	175
Additional Noninterest Income	$120,000	3,194
Total noninterest expense	$3,088,000	1,624
Salaries and employee benefits	$1,779,000	1,406
Premises and equipment expense	$359,000	1,881
Additional noninterest expense	$950,000	1,823
Pre-tax net operating income	$260,000	3,625
Securities gains (losses)	$0	2,284
Applicable income taxes	$6,000	4,021
Income before extraordinary items	$254,000	3,453
Extraordinary gains, net	$0	16
Net income	$254,000	3,450
Minority interest net income	$0	91
Net income of bank and minority interests.	$254,000	3,452
Net charge-offs	$1,123,000	961
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$254,000	3,329
2009-12-31 (YTD Data)		Rank
Total interest income	$17,374,000	1,948
Total interest expense	$4,438,000	2,511
Net interest income	$12,936,000	1,727
Provision for loan and lease losses	$4,297,000	1,593
Total noninterest income	$3,898,000	1,326
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$2,069,000	832
Trading account gains and fees	$0	211
Additional Noninterest Income	$1,829,000	1,461
Total noninterest expense	$12,375,000	1,649
Salaries and employee benefits	$6,964,000	1,450
Premises and equipment expense	$1,527,000	1,767
Additional noninterest expense	$3,884,000	1,892
Pre-tax net operating income	$162,000	4,910
Securities gains (losses)	$0	3,754
Applicable income taxes	$-226,000	6,804
Income before extraordinary items	$388,000	4,215
Extraordinary gains, net	$0	34
Net income	$388,000	4,215
Minority interest net income	$0	115
Net income of bank and minority interests.	$388,000	4,215
Net charge-offs	$4,287,000	1,280
Cash dividends	$90,000	4,200
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$388,000	4,144
2009-09-30 (YTD Data)		Rank
Total interest income	$13,173,000	1,959
Total interest expense	$3,448,000	2,537
Net interest income	$9,725,000	1,730
Provision for loan and lease losses	$3,819,000	1,270
Total noninterest income	$2,930,000	1,344
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$1,929,000	646
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,001,000	1,828
Total noninterest expense	$9,305,000	1,633
Salaries and employee benefits	$5,285,000	1,454
Premises and equipment expense	$1,145,000	1,785
Additional noninterest expense	$2,875,000	1,856
Pre-tax net operating income	$-469,000	6,303
Securities gains (losses)	$0	3,497
Applicable income taxes	$-409,000	7,287
Income before extraordinary items	$-60,000	5,906
Extraordinary gains, net	$0	27
Net income	$-60,000	5,906
Minority interest net income	$0	118
Net income of bank and minority interests.	$-60,000	5,906
Net charge-offs	$3,729,000	1,028
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-60,000	5,858
2009-06-30 (YTD Data)		Rank
Total interest income	$8,837,000	1,985
Total interest expense	$2,354,000	2,580
Net interest income	$6,483,000	1,724
Provision for loan and lease losses	$2,780,000	1,146
Total noninterest income	$1,942,000	1,364
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$1,237,000	675
Trading account gains and fees	$0	193
Additional Noninterest Income	$705,000	1,805
Total noninterest expense	$6,339,000	1,632
Salaries and employee benefits	$3,629,000	1,429
Premises and equipment expense	$761,000	1,815
Additional noninterest expense	$1,949,000	1,845
Pre-tax net operating income	$-694,000	6,805
Securities gains (losses)	$0	3,136
Applicable income taxes	$-395,000	7,516
Income before extraordinary items	$-299,000	6,536
Extraordinary gains, net	$0	21
Net income	$-299,000	6,535
Minority interest net income	$0	112
Net income of bank and minority interests.	$-299,000	6,535
Net charge-offs	$1,690,000	1,252
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-299,000	6,527
2009-03-31 (YTD Data)		Rank
Total interest income	$4,381,000	2,031
Total interest expense	$1,202,000	2,630
Net interest income	$3,179,000	1,741
Provision for loan and lease losses	$1,540,000	897
Total noninterest income	$892,000	1,419
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$583,000	690
Trading account gains and fees	$0	171
Additional Noninterest Income	$309,000	1,907
Total noninterest expense	$3,154,000	1,601
Salaries and employee benefits	$1,941,000	1,330
Premises and equipment expense	$376,000	1,877
Additional noninterest expense	$837,000	1,913
Pre-tax net operating income	$-623,000	7,431
Securities gains (losses)	$0	2,434
Applicable income taxes	$-337,000	7,820
Income before extraordinary items	$-286,000	7,177
Extraordinary gains, net	$0	15
Net income	$-286,000	7,177
Minority interest net income	$0	102
Net income of bank and minority interests.	$-286,000	7,178
Net charge-offs	$1,153,000	877
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-286,000	7,115
2008-12-31 (YTD Data)		Rank
Total interest income	$18,226,000	2,091
Total interest expense	$5,856,000	2,568
Net interest income	$12,370,000	1,802
Provision for loan and lease losses	$5,960,000	889
Total noninterest income	$3,286,000	1,467
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$2,431,000	713
Trading account gains and fees	$0	154
Additional Noninterest Income	$855,000	2,365
Total noninterest expense	$12,459,000	1,565
Salaries and employee benefits	$7,458,000	1,370
Premises and equipment expense	$1,476,000	1,856
Additional noninterest expense	$3,525,000	1,737
Pre-tax net operating income	$-2,763,000	7,538
Securities gains (losses)	$9,000	2,546
Applicable income taxes	$-1,346,000	7,804
Income before extraordinary items	$-1,408,000	7,178
Extraordinary gains, net	$0	39
Net income	$-1,408,000	7,178
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,041,000	1,911
Cash dividends	$25,000	5,341
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$-1,413,760	7,288
2008-09-30 (YTD Data)		Rank
Total interest income	$13,890,000	2,107
Total interest expense	$4,501,000	2,606
Net interest income	$9,389,000	1,794
Provision for loan and lease losses	$1,344,000	1,535
Total noninterest income	$2,724,000	1,412
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$1,803,000	732
Trading account gains and fees	$0	148
Additional Noninterest Income	$921,000	1,935
Total noninterest expense	$9,211,000	1,584
Salaries and employee benefits	$5,544,000	1,400
Premises and equipment expense	$1,068,000	1,911
Additional noninterest expense	$2,599,000	1,714
Pre-tax net operating income	$1,558,000	2,763
Securities gains (losses)	$9,000	2,413
Applicable income taxes	$387,000	2,197
Income before extraordinary items	$1,180,000	2,788
Extraordinary gains, net	$0	31
Net income	$1,180,000	2,784
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$276,000	2,659
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,173,250	2,941
2008-06-30 (YTD Data)		Rank
Total interest income	$9,226,000	2,135
Total interest expense	$3,087,000	2,642
Net interest income	$6,139,000	1,829
Provision for loan and lease losses	$542,000	1,830
Total noninterest income	$1,766,000	1,460
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$1,158,000	751
Trading account gains and fees	$0	149
Additional Noninterest Income	$608,000	1,982
Total noninterest expense	$6,117,000	1,590
Salaries and employee benefits	$3,649,000	1,435
Premises and equipment expense	$641,000	2,103
Additional noninterest expense	$1,827,000	1,611
Pre-tax net operating income	$1,246,000	2,526
Securities gains (losses)	$9,000	2,500
Applicable income taxes	$328,000	2,105
Income before extraordinary items	$927,000	2,740
Extraordinary gains, net	$0	21
Net income	$927,000	2,739
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$83,000	3,249
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$920,340	2,705
2008-03-31 (YTD Data)		Rank
Total interest income	$4,505,000	2,237
Total interest expense	$1,579,000	2,749
Net interest income	$2,926,000	1,911
Provision for loan and lease losses	$139,000	2,284
Total noninterest income	$846,000	1,506
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$526,000	816
Trading account gains and fees	$0	158
Additional Noninterest Income	$320,000	1,892
Total noninterest expense	$2,976,000	1,634
Salaries and employee benefits	$1,763,000	1,513
Premises and equipment expense	$313,000	2,172
Additional noninterest expense	$900,000	1,593
Pre-tax net operating income	$657,000	2,535
Securities gains (losses)	$0	2,688
Applicable income taxes	$173,000	2,148
Income before extraordinary items	$484,000	2,763
Extraordinary gains, net	$0	15
Net income	$484,000	2,765
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$53,000	2,403
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$484,000	2,684
2007-12-31 (YTD Data)		Rank
Total interest income	$17,352,000	2,375
Total interest expense	$6,034,000	2,994
Net interest income	$11,318,000	2,005
Provision for loan and lease losses	$523,000	2,264
Total noninterest income	$3,174,000	1,574
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$1,944,000	919
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,230,000	1,933
Total noninterest expense	$10,777,000	1,715
Salaries and employee benefits	$6,624,000	1,528
Premises and equipment expense	$1,335,000	1,954
Additional noninterest expense	$2,818,000	1,959
Pre-tax net operating income	$3,192,000	2,353
Securities gains (losses)	$0	2,146
Applicable income taxes	$923,000	1,954
Income before extraordinary items	$2,269,000	2,567
Extraordinary gains, net	$0	39
Net income	$2,269,000	2,566
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$115,000	3,580
Cash dividends	$180,000	4,997
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,269,000	2,559
2007-09-30 (YTD Data)		Rank
Total interest income	$12,791,000	2,417
Total interest expense	$4,429,000	3,042
Net interest income	$8,362,000	2,053
Provision for loan and lease losses	$328,000	2,184
Total noninterest income	$2,374,000	1,584
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$1,415,000	931
Trading account gains and fees	$0	184
Additional Noninterest Income	$959,000	1,881
Total noninterest expense	$7,993,000	1,720
Salaries and employee benefits	$4,905,000	1,543
Premises and equipment expense	$1,040,000	1,879
Additional noninterest expense	$2,048,000	1,966
Pre-tax net operating income	$2,415,000	2,499
Securities gains (losses)	$0	1,655
Applicable income taxes	$690,000	2,103
Income before extraordinary items	$1,725,000	2,680
Extraordinary gains, net	$0	33
Net income	$1,725,000	2,678
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$72,000	3,232
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,725,000	2,663
2007-06-30 (YTD Data)		Rank
Total interest income	$8,405,000	2,468
Total interest expense	$2,870,000	3,111
Net interest income	$5,535,000	2,094
Provision for loan and lease losses	$284,000	1,634
Total noninterest income	$1,504,000	1,669
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$908,000	977
Trading account gains and fees	$0	168
Additional Noninterest Income	$596,000	1,994
Total noninterest expense	$5,321,000	1,736
Salaries and employee benefits	$3,234,000	1,588
Premises and equipment expense	$686,000	1,909
Additional noninterest expense	$1,401,000	1,927
Pre-tax net operating income	$1,434,000	2,764
Securities gains (losses)	$0	1,444
Applicable income taxes	$400,000	2,385
Income before extraordinary items	$1,034,000	2,967
Extraordinary gains, net	$0	29
Net income	$1,034,000	2,966
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$53,000	2,769
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,034,000	2,952
2007-03-31 (YTD Data)		Rank
Total interest income	$4,083,000	2,519
Total interest expense	$1,374,000	3,202
Net interest income	$2,709,000	2,134
Provision for loan and lease losses	$141,000	1,571
Total noninterest income	$742,000	1,660
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$434,000	989
Trading account gains and fees	$0	195
Additional Noninterest Income	$308,000	1,918
Total noninterest expense	$2,625,000	1,767
Salaries and employee benefits	$1,594,000	1,630
Premises and equipment expense	$338,000	1,928
Additional noninterest expense	$693,000	1,919
Pre-tax net operating income	$685,000	2,842
Securities gains (losses)	$0	1,187
Applicable income taxes	$187,000	2,495
Income before extraordinary items	$498,000	3,034
Extraordinary gains, net	$0	22
Net income	$498,000	3,034
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	2,471
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$498,000	3,016
2006-12-31 (YTD Data)		Rank
Total interest income	$15,268,000	2,518
Total interest expense	$4,398,000	3,342
Net interest income	$10,870,000	2,141
Provision for loan and lease losses	$422,000	2,178
Total noninterest income	$2,939,000	1,666
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$1,906,000	925
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,033,000	2,174
Total noninterest expense	$9,710,000	1,838
Salaries and employee benefits	$6,037,000	1,626
Premises and equipment expense	$1,237,000	2,020
Additional noninterest expense	$2,436,000	2,153
Pre-tax net operating income	$3,677,000	2,392
Securities gains (losses)	$-56,000	7,986
Applicable income taxes	$1,080,000	2,088
Income before extraordinary items	$2,541,000	2,582
Extraordinary gains, net	$0	51
Net income	$2,541,000	2,583
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$192,000	2,234
Cash dividends	$3,208,000	1,046
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,580,200	2,525
2006-09-30 (YTD Data)		Rank
Total interest income	$11,130,000	2,563
Total interest expense	$3,099,000	3,416
Net interest income	$8,031,000	2,175
Provision for loan and lease losses	$150,000	3,386
Total noninterest income	$2,188,000	1,687
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$1,427,000	930
Trading account gains and fees	$0	126
Additional Noninterest Income	$761,000	2,200
Total noninterest expense	$7,223,000	1,843
Salaries and employee benefits	$4,496,000	1,648
Premises and equipment expense	$922,000	2,048
Additional noninterest expense	$1,805,000	2,161
Pre-tax net operating income	$2,846,000	2,421
Securities gains (losses)	$-56,000	8,221
Applicable income taxes	$859,000	2,089
Income before extraordinary items	$1,931,000	2,639
Extraordinary gains, net	$0	45
Net income	$1,931,000	2,643
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$135,000	1,948
Cash dividends	$3,025,000	822
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,969,640	2,584
2006-06-30 (YTD Data)		Rank
Total interest income	$7,152,000	2,617
Total interest expense	$1,919,000	3,493
Net interest income	$5,233,000	2,233
Provision for loan and lease losses	$166,000	2,434
Total noninterest income	$1,430,000	1,705
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$930,000	939
Trading account gains and fees	$0	126
Additional Noninterest Income	$500,000	2,210
Total noninterest expense	$4,825,000	1,844
Salaries and employee benefits	$2,983,000	1,659
Premises and equipment expense	$613,000	2,045
Additional noninterest expense	$1,229,000	2,126
Pre-tax net operating income	$1,672,000	2,656
Securities gains (losses)	$-56,000	8,390
Applicable income taxes	$464,000	2,419
Income before extraordinary items	$1,152,000	2,885
Extraordinary gains, net	$0	39
Net income	$1,152,000	2,885
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$104,000	1,677
Cash dividends	$3,000,000	574
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,191,760	2,792
2006-03-31 (YTD Data)		Rank
Total interest income	$3,495,000	2,621
Total interest expense	$913,000	3,497
Net interest income	$2,582,000	2,253
Provision for loan and lease losses	$69,000	2,655
Total noninterest income	$695,000	1,705
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$448,000	951
Trading account gains and fees	$0	115
Additional Noninterest Income	$247,000	2,210
Total noninterest expense	$2,425,000	1,837
Salaries and employee benefits	$1,462,000	1,694
Premises and equipment expense	$307,000	2,047
Additional noninterest expense	$656,000	1,982
Pre-tax net operating income	$783,000	2,756
Securities gains (losses)	$-14,000	8,311
Applicable income taxes	$222,000	2,459
Income before extraordinary items	$547,000	2,939
Extraordinary gains, net	$0	21
Net income	$547,000	2,938
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$91,000	1,017
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$556,940	2,892
2005-12-31 (YTD Data)		Rank
Total interest income	$13,408,000	2,462
Total interest expense	$3,080,000	3,256
Net interest income	$10,328,000	2,147
Provision for loan and lease losses	$195,000	3,634
Total noninterest income	$2,786,000	1,716
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$1,825,000	952
Trading account gains and fees	$0	138
Additional Noninterest Income	$961,000	2,269
Total noninterest expense	$8,962,000	1,886
Salaries and employee benefits	$5,662,000	1,658
Premises and equipment expense	$1,133,000	2,121
Additional noninterest expense	$2,167,000	2,311
Pre-tax net operating income	$3,957,000	2,247
Securities gains (losses)	$-25,000	7,924
Applicable income taxes	$1,205,000	2,004
Income before extraordinary items	$2,727,000	2,431
Extraordinary gains, net	$0	46
Net income	$2,727,000	2,432
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	5,766
Cash dividends	$276,000	4,512
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,744,250	2,389
2005-09-30 (YTD Data)		Rank
Total interest income	$9,845,000	2,457
Total interest expense	$2,239,000	3,198
Net interest income	$7,606,000	2,164
Provision for loan and lease losses	$371,000	1,827
Total noninterest income	$2,070,000	1,733
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$1,348,000	967
Trading account gains and fees	$0	126
Additional Noninterest Income	$722,000	2,276
Total noninterest expense	$6,743,000	1,856
Salaries and employee benefits	$4,242,000	1,633
Premises and equipment expense	$813,000	2,198
Additional noninterest expense	$1,688,000	2,191
Pre-tax net operating income	$2,562,000	2,527
Securities gains (losses)	$-21,000	8,193
Applicable income taxes	$753,000	2,296
Income before extraordinary items	$1,788,000	2,711
Extraordinary gains, net	$0	35
Net income	$1,788,000	2,712
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$95,000	2,622
Cash dividends	$140,000	4,444
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,802,700	2,656
2005-06-30 (YTD Data)		Rank
Total interest income	$6,457,000	2,438
Total interest expense	$1,440,000	3,149
Net interest income	$5,017,000	2,157
Provision for loan and lease losses	$344,000	1,363
Total noninterest income	$1,354,000	1,749
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$884,000	960
Trading account gains and fees	$0	116
Additional Noninterest Income	$470,000	2,280
Total noninterest expense	$4,540,000	1,827
Salaries and employee benefits	$2,837,000	1,629
Premises and equipment expense	$535,000	2,219
Additional noninterest expense	$1,168,000	2,099
Pre-tax net operating income	$1,487,000	2,773
Securities gains (losses)	$-21,000	8,378
Applicable income taxes	$417,000	2,545
Income before extraordinary items	$1,049,000	2,977
Extraordinary gains, net	$0	30
Net income	$1,049,000	2,977
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$64,000	2,429
Cash dividends	$90,000	4,372
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,064,120	2,904
2005-03-31 (YTD Data)		Rank
Total interest income	$3,132,000	2,472
Total interest expense	$701,000	3,111
Net interest income	$2,431,000	2,209
Provision for loan and lease losses	$152,000	1,372
Total noninterest income	$654,000	1,758
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$430,000	957
Trading account gains and fees	$0	115
Additional Noninterest Income	$224,000	2,309
Total noninterest expense	$2,292,000	1,816
Salaries and employee benefits	$1,411,000	1,641
Premises and equipment expense	$254,000	2,321
Additional noninterest expense	$627,000	1,962
Pre-tax net operating income	$641,000	3,070
Securities gains (losses)	$-22,000	8,680
Applicable income taxes	$168,000	2,893
Income before extraordinary items	$451,000	3,300
Extraordinary gains, net	$0	24
Net income	$451,000	3,301
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	2,877
Cash dividends	$80,000	3,120
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$467,060	3,169
2004-12-31 (YTD Data)		Rank
Total interest income	$12,047,000	2,381
Total interest expense	$2,562,000	2,989
Net interest income	$9,485,000	2,148
Provision for loan and lease losses	$505,000	1,942
Total noninterest income	$2,658,000	1,781
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$1,699,000	1,058
Trading account gains and fees	$0	138
Additional Noninterest Income	$959,000	2,208
Total noninterest expense	$8,182,000	1,958
Salaries and employee benefits	$5,186,000	1,706
Premises and equipment expense	$961,000	2,376
Additional noninterest expense	$2,035,000	2,384
Pre-tax net operating income	$3,456,000	2,291
Securities gains (losses)	$5,000	3,151
Applicable income taxes	$1,055,000	2,064
Income before extraordinary items	$2,406,000	2,513
Extraordinary gains, net	$0	34
Net income	$2,406,000	2,516
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$552,000	1,243
Cash dividends	$185,000	4,959
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,402,500	2,463
2004-09-30 (YTD Data)		Rank
Total interest income	$8,886,000	2,390
Total interest expense	$1,889,000	2,981
Net interest income	$6,997,000	2,168
Provision for loan and lease losses	$394,000	1,808
Total noninterest income	$1,970,000	1,803
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$1,256,000	1,074
Trading account gains and fees	$0	134
Additional Noninterest Income	$714,000	2,236
Total noninterest expense	$6,047,000	1,986
Salaries and employee benefits	$3,838,000	1,718
Premises and equipment expense	$700,000	2,420
Additional noninterest expense	$1,509,000	2,374
Pre-tax net operating income	$2,526,000	2,365
Securities gains (losses)	$-3,000	8,248
Applicable income taxes	$865,000	1,995
Income before extraordinary items	$1,658,000	2,725
Extraordinary gains, net	$0	26
Net income	$1,658,000	2,726
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$487,000	972
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,659,980	2,662
2004-06-30 (YTD Data)		Rank
Total interest income	$5,745,000	2,441
Total interest expense	$1,252,000	2,985
Net interest income	$4,493,000	2,230
Provision for loan and lease losses	$278,000	1,681
Total noninterest income	$1,289,000	1,810
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$806,000	1,099
Trading account gains and fees	$0	130
Additional Noninterest Income	$483,000	2,242
Total noninterest expense	$3,997,000	1,994
Salaries and employee benefits	$2,537,000	1,732
Premises and equipment expense	$469,000	2,410
Additional noninterest expense	$991,000	2,404
Pre-tax net operating income	$1,507,000	2,575
Securities gains (losses)	$0	3,413
Applicable income taxes	$508,000	2,176
Income before extraordinary items	$999,000	2,943
Extraordinary gains, net	$0	21
Net income	$999,000	2,944
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$415,000	809
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$999,000	2,858
2004-03-31 (YTD Data)		Rank
Total interest income	$2,856,000	2,456
Total interest expense	$629,000	3,007
Net interest income	$2,227,000	2,250
Provision for loan and lease losses	$115,000	1,912
Total noninterest income	$631,000	1,797
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$387,000	1,110
Trading account gains and fees	$0	121
Additional Noninterest Income	$244,000	2,166
Total noninterest expense	$2,006,000	1,997
Salaries and employee benefits	$1,275,000	1,740
Premises and equipment expense	$233,000	2,452
Additional noninterest expense	$498,000	2,371
Pre-tax net operating income	$737,000	2,600
Securities gains (losses)	$0	2,934
Applicable income taxes	$244,000	2,230
Income before extraordinary items	$493,000	2,976
Extraordinary gains, net	$0	16
Net income	$493,000	2,976
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$59,000	1,810
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$493,000	2,871
2003-12-31 (YTD Data)		Rank
Total interest income	$11,464,000	2,484
Total interest expense	$3,028,000	2,842
Net interest income	$8,436,000	2,296
Provision for loan and lease losses	$783,000	1,486
Total noninterest income	$2,817,000	1,776
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$1,610,000	1,074
Trading account gains and fees	$0	160
Additional Noninterest Income	$1,207,000	2,114
Total noninterest expense	$7,750,000	2,040
Salaries and employee benefits	$4,813,000	1,790
Premises and equipment expense	$801,000	2,763
Additional noninterest expense	$2,136,000	2,264
Pre-tax net operating income	$2,720,000	2,705
Securities gains (losses)	$57,000	2,386
Applicable income taxes	$755,000	2,637
Income before extraordinary items	$2,022,000	2,845
Extraordinary gains, net	$0	54
Net income	$2,022,000	2,846
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$393,000	1,897
Cash dividends	$110,000	5,483
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,980,390	2,756
2003-09-30 (YTD Data)		Rank
Total interest income	$8,573,000	2,529
Total interest expense	$2,364,000	2,826
Net interest income	$6,209,000	2,356
Provision for loan and lease losses	$625,000	1,355
Total noninterest income	$2,122,000	1,818
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$1,203,000	1,087
Trading account gains and fees	$0	153
Additional Noninterest Income	$919,000	2,175
Total noninterest expense	$5,795,000	2,046
Salaries and employee benefits	$3,613,000	1,802
Premises and equipment expense	$580,000	2,856
Additional noninterest expense	$1,602,000	2,242
Pre-tax net operating income	$1,911,000	2,938
Securities gains (losses)	$56,000	2,221
Applicable income taxes	$588,000	2,709
Income before extraordinary items	$1,379,000	3,161
Extraordinary gains, net	$0	40
Net income	$1,379,000	3,160
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$312,000	1,669
Cash dividends	$10,000	5,438
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,339,800	3,069
2003-06-30 (YTD Data)		Rank
Total interest income	$5,803,000	2,510
Total interest expense	$1,668,000	2,752
Net interest income	$4,135,000	2,343
Provision for loan and lease losses	$360,000	1,536
Total noninterest income	$1,359,000	1,852
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$778,000	1,094
Trading account gains and fees	$0	150
Additional Noninterest Income	$581,000	2,228
Total noninterest expense	$3,817,000	2,066
Salaries and employee benefits	$2,395,000	1,800
Premises and equipment expense	$380,000	2,893
Additional noninterest expense	$1,042,000	2,279
Pre-tax net operating income	$1,317,000	2,879
Securities gains (losses)	$58,000	1,914
Applicable income taxes	$406,000	2,658
Income before extraordinary items	$969,000	3,047
Extraordinary gains, net	$0	30
Net income	$969,000	3,046
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$225,000	1,522
Cash dividends	$10,000	5,124
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$928,400	2,970
2003-03-31 (YTD Data)		Rank
Total interest income	$2,995,000	2,456
Total interest expense	$852,000	2,766
Net interest income	$2,143,000	2,270
Provision for loan and lease losses	$112,000	2,185
Total noninterest income	$641,000	1,899
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$367,000	1,124
Trading account gains and fees	$0	134
Additional Noninterest Income	$274,000	2,240
Total noninterest expense	$1,870,000	2,094
Salaries and employee benefits	$1,180,000	1,806
Premises and equipment expense	$183,000	2,963
Additional noninterest expense	$507,000	2,303
Pre-tax net operating income	$802,000	2,464
Securities gains (losses)	$0	2,891
Applicable income taxes	$269,000	2,206
Income before extraordinary items	$533,000	2,811
Extraordinary gains, net	$0	21
Net income	$533,000	2,808
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	2,251
Cash dividends	$10,000	3,831
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$533,000	2,666
2002-12-31 (YTD Data)		Rank
Total interest income	$12,768,000	2,424
Total interest expense	$4,082,000	2,694
Net interest income	$8,686,000	2,230
Provision for loan and lease losses	$694,000	1,853
Total noninterest income	$2,616,000	1,741
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$1,476,000	1,089
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,140,000	2,002
Total noninterest expense	$7,145,000	2,101
Salaries and employee benefits	$4,318,000	1,861
Premises and equipment expense	$877,000	2,469
Additional noninterest expense	$1,950,000	2,361
Pre-tax net operating income	$3,463,000	2,227
Securities gains (losses)	$49,000	2,428
Applicable income taxes	$1,025,000	2,172
Income before extraordinary items	$2,487,000	2,365
Extraordinary gains, net	$0	70
Net income	$2,487,000	2,364
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$444,000	1,811
Cash dividends	$110,000	5,480
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,452,210	2,312
2001-12-31 (YTD Data)		Rank
Total interest income	$13,388,000	2,560
Total interest expense	$5,759,000	2,770
Net interest income	$7,629,000	2,349
Provision for loan and lease losses	$506,000	2,179
Total noninterest income	$2,085,000	1,955
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$1,064,000	1,402
Trading account gains and fees	$0	177
Additional Noninterest Income	$1,021,000	2,011
Total noninterest expense	$6,234,000	2,292
Salaries and employee benefits	$3,638,000	2,072
Premises and equipment expense	$705,000	2,929
Additional noninterest expense	$1,891,000	2,365
Pre-tax net operating income	$2,974,000	2,286
Securities gains (losses)	$21,000	3,115
Applicable income taxes	$933,000	2,170
Income before extraordinary items	$2,062,000	2,458
Extraordinary gains, net	$0	105
Net income	$2,062,000	2,463
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$309,000	2,196
Cash dividends	$73,000	5,978
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$2,047,510	2,394
2000-12-31 (YTD Data)		Rank
Total interest income	$12,757,000	2,732
Total interest expense	$6,236,000	2,682
Net interest income	$6,521,000	2,728
Provision for loan and lease losses	$393,000	2,306
Total noninterest income	$1,337,000	2,551
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$859,000	1,603
Trading account gains and fees	$0	180
Additional Noninterest Income	$478,000	3,022
Total noninterest expense	$5,192,000	2,623
Salaries and employee benefits	$3,031,000	2,362
Premises and equipment expense	$710,000	2,845
Additional noninterest expense	$1,451,000	2,901
Pre-tax net operating income	$2,273,000	3,014
Securities gains (losses)	$-31,000	8,962
Applicable income taxes	$690,000	2,818
Income before extraordinary items	$1,552,000	3,164
Extraordinary gains, net	$0	38
Net income	$1,552,000	3,162
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$113,000	3,380
Cash dividends	$838,000	2,586
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,573,390	3,130
1999-12-31 (YTD Data)		Rank
Total interest income	$10,515,000	3,072
Total interest expense	$4,723,000	3,085
Net interest income	$5,792,000	3,017
Provision for loan and lease losses	$-170,000	10,139
Total noninterest income	$1,163,000	2,764
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$723,000	1,839
Trading account gains and fees	$0	173
Additional Noninterest Income	$440,000	3,211
Total noninterest expense	$4,716,000	2,865
Salaries and employee benefits	$2,671,000	2,650
Premises and equipment expense	$720,000	2,808
Additional noninterest expense	$1,325,000	3,170
Pre-tax net operating income	$2,409,000	2,878
Securities gains (losses)	$-13,000	9,410
Applicable income taxes	$725,000	2,835
Income before extraordinary items	$1,671,000	2,973
Extraordinary gains, net	$0	35
Net income	$1,671,000	2,974
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-195,000	10,126
Cash dividends	$62,000	6,474
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,680,100	2,931
1998-12-31 (YTD Data)		Rank
Total interest income	$9,386,000	3,421
Total interest expense	$4,336,000	3,418
Net interest income	$5,050,000	3,356
Provision for loan and lease losses	$425,000	1,959
Total noninterest income	$880,000	3,367
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$595,000	2,160
Trading account gains and fees	$0	224
Additional Noninterest Income	$285,000	4,140
Total noninterest expense	$4,155,000	3,119
Salaries and employee benefits	$2,381,000	2,851
Premises and equipment expense	$575,000	3,293
Additional noninterest expense	$1,199,000	3,378
Pre-tax net operating income	$1,350,000	4,497
Securities gains (losses)	$0	4,449
Applicable income taxes	$345,000	4,795
Income before extraordinary items	$1,005,000	4,502
Extraordinary gains, net	$0	32
Net income	$1,005,000	4,501
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$351,000	1,658
Cash dividends	$60,000	6,728
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,005,000	4,398
1997-12-31 (YTD Data)		Rank
Total interest income	$8,511,000	3,753
Total interest expense	$3,884,000	3,783
Net interest income	$4,627,000	3,740
Provision for loan and lease losses	$65,000	6,037
Total noninterest income	$678,000	4,062
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$473,000	2,765
Trading account gains and fees	$0	239
Additional Noninterest Income	$205,000	4,893
Total noninterest expense	$3,198,000	3,896
Salaries and employee benefits	$1,801,000	3,635
Premises and equipment expense	$438,000	4,132
Additional noninterest expense	$959,000	4,055
Pre-tax net operating income	$2,042,000	3,464
Securities gains (losses)	$-1,000	9,009
Applicable income taxes	$620,000	3,574
Income before extraordinary items	$1,421,000	3,515
Extraordinary gains, net	$0	44
Net income	$1,421,000	3,515
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$61,000	4,790
Cash dividends	$2,073,000	1,259
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,421,700	3,440
1996-12-31 (YTD Data)		Rank
Total interest income	$8,364,000	3,868
Total interest expense	$3,613,000	4,069
Net interest income	$4,751,000	3,716
Provision for loan and lease losses	$202,000	3,386
Total noninterest income	$719,000	4,036
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$460,000	2,925
Trading account gains and fees	NA	NA
Additional Noninterest Income	$259,000	4,445
Total noninterest expense	$2,877,000	4,433
Salaries and employee benefits	$1,674,000	3,901
Premises and equipment expense	$406,000	4,483
Additional noninterest expense	$797,000	5,218
Pre-tax net operating income	$2,391,000	2,899
Securities gains (losses)	$-12,000	10,370
Applicable income taxes	$781,000	2,910
Income before extraordinary items	$1,598,000	3,008
Extraordinary gains, net	$0	53
Net income	$1,598,000	3,010
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	7,336
Cash dividends	$1,179,000	1,918
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,606,040	2,961
1995-12-31 (YTD Data)		Rank
Total interest income	$7,558,000	4,232
Total interest expense	$3,525,000	4,125
Net interest income	$4,033,000	4,273
Provision for loan and lease losses	$45,000	6,418
Total noninterest income	$575,000	4,714
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$309,000	4,187
Trading account gains and fees	NA	NA
Additional Noninterest Income	$266,000	4,316
Total noninterest expense	$2,446,000	5,092
Salaries and employee benefits	$1,432,000	4,458
Premises and equipment expense	$295,000	5,704
Additional noninterest expense	$719,000	5,723
Pre-tax net operating income	$2,117,000	3,317
Securities gains (losses)	$-4,000	9,551
Applicable income taxes	$675,000	3,342
Income before extraordinary items	$1,438,000	3,369
Extraordinary gains, net	$0	65
Net income	$1,438,000	3,368
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$112,000	3,500
Cash dividends	$57,000	7,648
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,440,720	3,335
1994-12-31 (YTD Data)		Rank
Total interest income	$6,519,000	4,509
Total interest expense	$2,662,000	4,394
Net interest income	$3,857,000	4,529
Provision for loan and lease losses	$284,000	2,381
Total noninterest income	$431,000	5,844
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$259,000	4,912
Trading account gains and fees	NA	NA
Additional Noninterest Income	$172,000	5,782
Total noninterest expense	$2,215,000	5,702
Salaries and employee benefits	$1,232,000	5,128
Premises and equipment expense	$269,000	6,192
Additional noninterest expense	$714,000	6,218
Pre-tax net operating income	$1,789,000	3,766
Securities gains (losses)	$4,000	2,755
Applicable income taxes	$510,000	3,997
Income before extraordinary items	$1,283,000	3,635
Extraordinary gains, net	$0	249
Net income	$1,283,000	3,642
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$109,000	3,575
Cash dividends	$87,000	7,197
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,280,120	3,681
1993-12-31 (YTD Data)		Rank
Total interest income	$5,601,000	5,247
Total interest expense	$2,160,000	5,472
Net interest income	$3,441,000	5,030
Provision for loan and lease losses	$94,000	5,936
Total noninterest income	$415,000	6,326
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$218,000	5,642
Trading account gains and fees	NA	NA
Additional Noninterest Income	$197,000	5,722
Total noninterest expense	$2,024,000	6,268
Salaries and employee benefits	$1,027,000	5,978
Premises and equipment expense	$313,000	5,644
Additional noninterest expense	$684,000	6,673
Pre-tax net operating income	$1,738,000	3,813
Securities gains (losses)	$0	7,477
Applicable income taxes	$562,000	3,788
Income before extraordinary items	$1,176,000	4,091
Extraordinary gains, net	$0	3,149
Net income	$1,176,000	4,197
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-31,000	12,387
Cash dividends	$42,000	8,158
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,176,000	3,893
1992-12-31 (YTD Data)		Rank
Total interest income	$5,471,000	5,930
Total interest expense	$2,355,000	6,278
Net interest income	$3,116,000	5,546
Provision for loan and lease losses	$340,000	3,839
Total noninterest income	$421,000	6,348
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$200,000	5,992
Trading account gains and fees	NA	NA
Additional Noninterest Income	$221,000	5,344
Total noninterest expense	$1,725,000	7,201
Salaries and employee benefits	$873,000	6,783
Premises and equipment expense	$250,000	6,773
Additional noninterest expense	$602,000	7,489
Pre-tax net operating income	$1,472,000	4,103
Securities gains (losses)	$17,000	5,804
Applicable income taxes	$499,000	4,008
Income before extraordinary items	$990,000	4,553
Extraordinary gains, net	$0	1,422
Net income	$990,000	4,595
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$432,000	2,698
Cash dividends	$36,000	8,075
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$978,780	4,266

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.