Home > Farmers State Bank > Assets and Liabilities
Farmers State Bank, Assets and Liabilities
| 2007-12-31 | Rank | |
| # of Employees: | 15 | 6,817 |
| Assets and Liabilities | ||
| Total Assets: | $45,404,000 | 7,071 |
| Cash and due from depository institutions | $2,459,000 | 6,817 |
| Interest-bearing balances | $38,000 | 5,587 |
| Securities | $8,263,000 | 6,380 |
| Federal funds sold & reverse repurchase agreements | $1,165,000 | 4,840 |
| Net loans & leases | $30,432,000 | 6,774 |
| Loan loss allowance | $300,000 | 7,043 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $567,000 | 6,732 |
| Other real estate owned | $357,000 | 6,817 |
| Goodwill and other intangibles | $325,000 | 2,357 |
| All other assets | $1,836,000 | 5,398 |
| Life insurance assets | $750,000 | 3,193 |
| Total liabilities and capital | $45,404,000 | 7,071 |
| Total liabilities | $40,987,000 | 6,968 |
| Total deposits | $36,535,000 | 7,076 |
| Interest-bearing deposits | $31,135,000 | 7,010 |
| Deposits held in domestic offices | $36,535,000 | 7,075 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $4,250,000 | 3,800 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $202,000 | 7,328 |
| Total equity capital | $4,417,000 | 7,490 |
| Total bank equity capital | $4,417,000 | 7,490 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $436,000 | 4,412 |
| Surplus | $2,234,000 | 5,492 |
| Undivided profits | $1,747,000 | 6,404 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $528,000 | 4,449 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $599,000 | 5,588 |
| Earning assets | $39,898,000 | 7,153 |
| Long-term assets (5+ years) | $7,141,000 | 5,512 |
| Average Assets, year-to-date | $47,017,400 | 6,912 |
| Average Assets, quarterly | $45,553,500 | 7,027 |
| Volatile liabilities | $4,550,000 | 7,412 |
| Insider loans | $1,143,000 | 4,127 |
| FHLB advances | $4,250,000 | 3,669 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $5,897,000 | 5,753 |
| Tier 1 (core) risk-based capital | $4,048,000 | 7,576 |
| Tier 2 risk-based capital | $300,000 | 6,880 |
| Total risk weighted assets | $34,963,000 | 6,684 |
| Total unused commitments | $5,897,000 | 5,753 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 15 | 6,841 |
| Assets and Liabilities | ||
| Total Assets: | $45,703,000 | 7,047 |
| Cash and due from depository institutions | $1,408,000 | 6,841 |
| Interest-bearing balances | $32,000 | 5,623 |
| Securities | $9,900,000 | 6,093 |
| Federal funds sold & reverse repurchase agreements | $1,057,000 | 4,931 |
| Net loans & leases | $30,046,000 | 6,811 |
| Loan loss allowance | $398,000 | 6,549 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $588,000 | 6,693 |
| Other real estate owned | $457,000 | 6,841 |
| Goodwill and other intangibles | $325,000 | 2,344 |
| All other assets | $1,922,000 | 5,359 |
| Life insurance assets | $766,000 | 3,142 |
| Total liabilities and capital | $45,703,000 | 7,047 |
| Total liabilities | $41,083,000 | 6,954 |
| Total deposits | $36,124,000 | 7,081 |
| Interest-bearing deposits | $32,164,000 | 6,948 |
| Deposits held in domestic offices | $36,124,000 | 7,081 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $4,500,000 | 3,648 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $459,000 | 5,974 |
| Total equity capital | $4,620,000 | 7,412 |
| Total bank equity capital | $4,620,000 | 7,412 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $436,000 | 4,407 |
| Surplus | $2,234,000 | 5,469 |
| Undivided profits | $1,950,000 | 6,355 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $916,000 | 3,286 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $677,000 | 5,457 |
| Earning assets | $41,035,000 | 7,084 |
| Long-term assets (5+ years) | $8,033,000 | 5,215 |
| Average Assets, year-to-date | $47,420,750 | 6,918 |
| Average Assets, quarterly | $45,949,500 | 7,023 |
| Volatile liabilities | $4,012,000 | 7,594 |
| Insider loans | $808,000 | 4,699 |
| FHLB advances | $4,500,000 | 3,494 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $5,726,000 | 5,830 |
| Tier 1 (core) risk-based capital | $4,328,000 | 7,479 |
| Tier 2 risk-based capital | $398,000 | 6,363 |
| Total risk weighted assets | $34,867,000 | 6,695 |
| Total unused commitments | $5,726,000 | 5,830 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 15 | 6,890 |
| Assets and Liabilities | ||
| Total Assets: | $46,196,000 | 7,062 |
| Cash and due from depository institutions | $1,215,000 | 6,890 |
| Interest-bearing balances | $26,000 | 5,820 |
| Securities | $9,966,000 | 6,105 |
| Federal funds sold & reverse repurchase agreements | $1,335,000 | 4,764 |
| Net loans & leases | $30,578,000 | 6,779 |
| Loan loss allowance | $367,000 | 6,724 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $603,000 | 6,698 |
| Other real estate owned | $282,000 | 6,890 |
| Goodwill and other intangibles | $325,000 | 2,361 |
| All other assets | $1,892,000 | 5,361 |
| Life insurance assets | $759,000 | 3,160 |
| Total liabilities and capital | $46,196,000 | 7,062 |
| Total liabilities | $41,773,000 | 6,941 |
| Total deposits | $36,317,000 | 7,088 |
| Interest-bearing deposits | $32,442,000 | 6,946 |
| Deposits held in domestic offices | $36,317,000 | 7,086 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $5,000,000 | 3,355 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $456,000 | 5,787 |
| Total equity capital | $4,423,000 | 7,481 |
| Total bank equity capital | $4,423,000 | 7,481 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $436,000 | 4,434 |
| Surplus | $2,234,000 | 5,478 |
| Undivided profits | $1,753,000 | 6,431 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $293,000 | 5,006 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $589,000 | 5,668 |
| Earning assets | $41,905,000 | 7,064 |
| Long-term assets (5+ years) | $8,160,000 | 5,122 |
| Average Assets, year-to-date | $47,993,330 | 6,947 |
| Average Assets, quarterly | $47,038,000 | 7,003 |
| Volatile liabilities | $4,262,000 | 7,505 |
| Insider loans | $851,000 | 4,576 |
| FHLB advances | $5,000,000 | 3,202 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $6,779,000 | 5,550 |
| Tier 1 (core) risk-based capital | $4,220,000 | 7,545 |
| Tier 2 risk-based capital | $367,000 | 6,532 |
| Total risk weighted assets | $35,631,000 | 6,662 |
| Total unused commitments | $6,779,000 | 5,552 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 15 | 6,876 |
| Assets and Liabilities | ||
| Total Assets: | $47,880,000 | 7,004 |
| Cash and due from depository institutions | $1,234,000 | 6,876 |
| Interest-bearing balances | $21,000 | 5,975 |
| Securities | $10,046,000 | 6,113 |
| Federal funds sold & reverse repurchase agreements | $900,000 | 5,921 |
| Net loans & leases | $32,846,000 | 6,619 |
| Loan loss allowance | $367,000 | 6,753 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $615,000 | 6,668 |
| Other real estate owned | $0 | 6,876 |
| Goodwill and other intangibles | $325,000 | 2,362 |
| All other assets | $1,914,000 | 5,233 |
| Life insurance assets | $752,000 | 3,172 |
| Total liabilities and capital | $47,880,000 | 7,004 |
| Total liabilities | $43,338,000 | 6,908 |
| Total deposits | $37,683,000 | 7,049 |
| Interest-bearing deposits | $32,945,000 | 6,941 |
| Deposits held in domestic offices | $37,683,000 | 7,047 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $5,250,000 | 3,243 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $405,000 | 6,055 |
| Total equity capital | $4,542,000 | 7,455 |
| Total bank equity capital | $4,542,000 | 7,455 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $436,000 | 4,439 |
| Surplus | $2,234,000 | 5,465 |
| Undivided profits | $1,872,000 | 6,446 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $593,000 | 3,711 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $649,000 | 5,240 |
| Earning assets | $43,813,000 | 7,001 |
| Long-term assets (5+ years) | $7,566,000 | 5,204 |
| Average Assets, year-to-date | $48,892,000 | 6,941 |
| Average Assets, quarterly | $48,892,000 | 6,941 |
| Volatile liabilities | $4,655,000 | 7,388 |
| Insider loans | $932,000 | 4,429 |
| FHLB advances | $5,250,000 | 3,114 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $7,055,000 | 5,498 |
| Tier 1 (core) risk-based capital | $4,252,000 | 7,524 |
| Tier 2 risk-based capital | $367,000 | 6,548 |
| Total risk weighted assets | $37,298,000 | 6,545 |
| Total unused commitments | $7,055,000 | 5,500 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 15 | 6,888 |
| Assets and Liabilities | ||
| Total Assets: | $49,904,000 | 6,919 |
| Cash and due from depository institutions | $1,573,000 | 6,888 |
| Interest-bearing balances | $425,000 | 3,299 |
| Securities | $10,216,000 | 6,127 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $35,226,000 | 6,489 |
| Loan loss allowance | $421,000 | 6,428 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $601,000 | 6,722 |
| Other real estate owned | $0 | 6,888 |
| Goodwill and other intangibles | $325,000 | 2,367 |
| All other assets | $1,963,000 | 5,229 |
| Life insurance assets | $745,000 | 3,152 |
| Total liabilities and capital | $49,904,000 | 6,919 |
| Total liabilities | $45,322,000 | 6,803 |
| Total deposits | $38,026,000 | 7,015 |
| Interest-bearing deposits | $33,061,000 | 6,918 |
| Deposits held in domestic offices | $38,026,000 | 7,014 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $900,000 | 2,688 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,999,000 | 3,241 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $397,000 | 6,049 |
| Total equity capital | $4,582,000 | 7,429 |
| Total bank equity capital | $4,582,000 | 7,429 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $436,000 | 4,455 |
| Surplus | $2,234,000 | 5,453 |
| Undivided profits | $1,912,000 | 6,481 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $668,000 | 3,324 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $711,000 | 5,088 |
| Earning assets | $45,867,000 | 6,896 |
| Long-term assets (5+ years) | $8,312,000 | 5,003 |
| Average Assets, year-to-date | $49,134,000 | 6,834 |
| Average Assets, quarterly | $49,538,000 | 6,893 |
| Volatile liabilities | $5,651,000 | 7,209 |
| Insider loans | $960,000 | 4,349 |
| FHLB advances | $5,999,000 | 3,120 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $6,465,000 | 5,573 |
| Tier 1 (core) risk-based capital | $4,324,000 | 7,499 |
| Tier 2 risk-based capital | $421,000 | 6,233 |
| Total risk weighted assets | $40,119,000 | 6,364 |
| Total unused commitments | $6,465,000 | 5,574 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 15 | 6,938 |
| Assets and Liabilities | ||
| Total Assets: | $49,172,000 | 6,956 |
| Cash and due from depository institutions | $1,560,000 | 6,938 |
| Interest-bearing balances | $424,000 | 3,261 |
| Securities | $10,289,000 | 6,137 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $34,434,000 | 6,566 |
| Loan loss allowance | $397,000 | 6,627 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $624,000 | 6,685 |
| Other real estate owned | $0 | 6,938 |
| Goodwill and other intangibles | $325,000 | 2,364 |
| All other assets | $1,940,000 | 5,289 |
| Life insurance assets | $735,000 | 3,137 |
| Total liabilities and capital | $49,172,000 | 6,956 |
| Total liabilities | $44,778,000 | 6,840 |
| Total deposits | $38,446,000 | 6,987 |
| Interest-bearing deposits | $34,436,000 | 6,839 |
| Deposits held in domestic offices | $38,446,000 | 6,985 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,900,000 | 3,401 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $432,000 | 5,931 |
| Total equity capital | $4,394,000 | 7,529 |
| Total bank equity capital | $4,394,000 | 7,529 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $436,000 | 4,482 |
| Surplus | $2,234,000 | 5,456 |
| Undivided profits | $1,724,000 | 6,653 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $575,000 | 3,623 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $677,000 | 5,279 |
| Earning assets | $45,147,000 | 6,953 |
| Long-term assets (5+ years) | $7,636,000 | 5,115 |
| Average Assets, year-to-date | $48,941,500 | 6,880 |
| Average Assets, quarterly | $48,795,000 | 6,931 |
| Volatile liabilities | $4,927,000 | 7,444 |
| Insider loans | $932,000 | 4,390 |
| FHLB advances | $5,900,000 | 3,267 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $6,370,000 | 5,650 |
| Tier 1 (core) risk-based capital | $4,179,000 | 7,593 |
| Tier 2 risk-based capital | $397,000 | 6,404 |
| Total risk weighted assets | $38,955,000 | 6,442 |
| Total unused commitments | $6,370,000 | 5,650 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 15 | 6,942 |
| Assets and Liabilities | ||
| Total Assets: | $48,418,000 | 6,975 |
| Cash and due from depository institutions | $1,892,000 | 6,942 |
| Interest-bearing balances | $419,000 | 3,279 |
| Securities | $11,816,000 | 5,872 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $31,926,000 | 6,711 |
| Loan loss allowance | $398,000 | 6,619 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $644,000 | 6,637 |
| Other real estate owned | $0 | 6,942 |
| Goodwill and other intangibles | $325,000 | 2,376 |
| All other assets | $1,815,000 | 5,386 |
| Life insurance assets | $728,000 | 3,101 |
| Total liabilities and capital | $48,418,000 | 6,975 |
| Total liabilities | $44,214,000 | 6,875 |
| Total deposits | $36,560,000 | 7,103 |
| Interest-bearing deposits | $32,357,000 | 6,961 |
| Deposits held in domestic offices | $36,560,000 | 7,101 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,640 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $5,750,000 | 3,485 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $404,000 | 5,794 |
| Total equity capital | $4,204,000 | 7,559 |
| Total bank equity capital | $4,204,000 | 7,559 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $436,000 | 4,478 |
| Surplus | $2,234,000 | 5,445 |
| Undivided profits | $1,534,000 | 6,635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,000 | 6,865 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $552,000 | 5,595 |
| Earning assets | $44,161,000 | 6,983 |
| Long-term assets (5+ years) | $7,380,000 | 5,136 |
| Average Assets, year-to-date | $48,864,670 | 6,922 |
| Average Assets, quarterly | $48,070,000 | 6,977 |
| Volatile liabilities | $5,527,000 | 7,271 |
| Insider loans | $911,000 | 4,402 |
| FHLB advances | $5,750,000 | 3,330 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $7,801,000 | 5,301 |
| Tier 1 (core) risk-based capital | $4,129,000 | 7,600 |
| Tier 2 risk-based capital | $398,000 | 6,391 |
| Total risk weighted assets | $37,298,000 | 6,527 |
| Total unused commitments | $7,801,000 | 5,301 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 15 | 6,945 |
| Assets and Liabilities | ||
| Total Assets: | $47,722,000 | 7,004 |
| Cash and due from depository institutions | $1,503,000 | 6,945 |
| Interest-bearing balances | $407,000 | 3,437 |
| Securities | $12,861,000 | 5,732 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $30,608,000 | 6,748 |
| Loan loss allowance | $396,000 | 6,632 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $654,000 | 6,605 |
| Other real estate owned | $0 | 6,945 |
| Goodwill and other intangibles | $325,000 | 2,355 |
| All other assets | $1,771,000 | 5,346 |
| Life insurance assets | $722,000 | 3,069 |
| Total liabilities and capital | $47,722,000 | 7,004 |
| Total liabilities | $43,408,000 | 6,918 |
| Total deposits | $37,135,000 | 7,101 |
| Interest-bearing deposits | $33,328,000 | 6,936 |
| Deposits held in domestic offices | $37,135,000 | 7,099 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $150,000 | 3,242 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,750,000 | 3,368 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $373,000 | 5,890 |
| Total equity capital | $4,314,000 | 7,503 |
| Total bank equity capital | $4,314,000 | 7,503 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $436,000 | 4,466 |
| Surplus | $2,234,000 | 5,383 |
| Undivided profits | $1,644,000 | 6,590 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $43,000 | 6,690 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $521,000 | 5,575 |
| Earning assets | $43,876,000 | 7,007 |
| Long-term assets (5+ years) | $7,719,000 | 5,038 |
| Average Assets, year-to-date | $49,088,000 | 6,938 |
| Average Assets, quarterly | $49,088,000 | 6,938 |
| Volatile liabilities | $4,503,000 | 7,481 |
| Insider loans | $848,000 | 4,506 |
| FHLB advances | $5,750,000 | 3,242 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $8,302,000 | 5,162 |
| Tier 1 (core) risk-based capital | $4,156,000 | 7,574 |
| Tier 2 risk-based capital | $396,000 | 6,369 |
| Total risk weighted assets | $35,994,000 | 6,581 |
| Total unused commitments | $8,302,000 | 5,162 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 15 | 6,984 |
| Assets and Liabilities | ||
| Total Assets: | $50,454,000 | 6,929 |
| Cash and due from depository institutions | $1,663,000 | 6,984 |
| Interest-bearing balances | $421,000 | 3,502 |
| Securities | $12,543,000 | 5,810 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 3,994 |
| Net loans & leases | $31,448,000 | 6,724 |
| Loan loss allowance | $395,000 | 6,652 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $668,000 | 6,588 |
| Other real estate owned | $0 | 6,984 |
| Goodwill and other intangibles | $325,000 | 2,357 |
| All other assets | $1,807,000 | 5,321 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $50,454,000 | 6,929 |
| Total liabilities | $46,069,000 | 6,838 |
| Total deposits | $39,719,000 | 6,985 |
| Interest-bearing deposits | $34,373,000 | 6,877 |
| Deposits held in domestic offices | $39,719,000 | 6,983 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $6,000,000 | 3,370 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $350,000 | 5,960 |
| Total equity capital | $4,385,000 | 7,494 |
| Total bank equity capital | $4,385,000 | 7,494 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $436,000 | 4,486 |
| Surplus | $2,234,000 | 5,369 |
| Undivided profits | $1,715,000 | 6,608 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $47,000 | 6,763 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $514,000 | 5,683 |
| Earning assets | $46,412,000 | 6,916 |
| Long-term assets (5+ years) | $8,682,000 | 4,841 |
| Average Assets, year-to-date | $48,317,400 | 6,918 |
| Average Assets, quarterly | $49,775,000 | 6,929 |
| Volatile liabilities | $4,360,000 | 7,523 |
| Insider loans | $1,175,000 | 3,871 |
| FHLB advances | $6,000,000 | 3,208 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $8,270,000 | 5,107 |
| Tier 1 (core) risk-based capital | $4,215,000 | 7,565 |
| Tier 2 risk-based capital | $395,000 | 6,397 |
| Total risk weighted assets | $40,109,000 | 6,353 |
| Total unused commitments | $8,270,000 | 5,108 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 15 | 7,017 |
| Assets and Liabilities | ||
| Total Assets: | $49,096,000 | 6,966 |
| Cash and due from depository institutions | $1,634,000 | 7,017 |
| Interest-bearing balances | $404,000 | 3,651 |
| Securities | $12,946,000 | 5,730 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $31,652,000 | 6,737 |
| Loan loss allowance | $403,000 | 6,634 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $687,000 | 6,565 |
| Other real estate owned | $0 | 7,017 |
| Goodwill and other intangibles | $325,000 | 2,334 |
| All other assets | $1,852,000 | 5,242 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $49,096,000 | 6,966 |
| Total liabilities | $44,754,000 | 6,869 |
| Total deposits | $38,406,000 | 7,055 |
| Interest-bearing deposits | $34,086,000 | 6,894 |
| Deposits held in domestic offices | $38,406,000 | 7,053 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $6,000,000 | 3,420 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $348,000 | 6,078 |
| Total equity capital | $4,342,000 | 7,541 |
| Total bank equity capital | $4,342,000 | 7,541 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $436,000 | 4,488 |
| Surplus | $2,234,000 | 5,332 |
| Undivided profits | $1,672,000 | 6,736 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $52,000 | 6,804 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $613,000 | 5,065 |
| Earning assets | $45,002,000 | 6,973 |
| Long-term assets (5+ years) | $9,116,000 | 4,797 |
| Average Assets, year-to-date | $47,783,250 | 6,967 |
| Average Assets, quarterly | $48,262,000 | 6,984 |
| Volatile liabilities | $5,155,000 | 7,313 |
| Insider loans | $1,133,000 | 3,922 |
| FHLB advances | $6,000,000 | 3,247 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $8,647,000 | 4,972 |
| Tier 1 (core) risk-based capital | $4,082,000 | 7,631 |
| Tier 2 risk-based capital | $403,000 | 6,363 |
| Total risk weighted assets | $38,148,000 | 6,458 |
| Total unused commitments | $8,647,000 | 4,973 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 15 | 7,011 |
| Assets and Liabilities | ||
| Total Assets: | $47,428,000 | 7,035 |
| Cash and due from depository institutions | $1,598,000 | 7,011 |
| Interest-bearing balances | $424,000 | 3,540 |
| Securities | $12,851,000 | 5,795 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $30,248,000 | 6,785 |
| Loan loss allowance | $399,000 | 6,640 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $702,000 | 6,503 |
| Other real estate owned | $0 | 7,011 |
| Goodwill and other intangibles | $325,000 | 2,334 |
| All other assets | $1,704,000 | 5,293 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $47,428,000 | 7,035 |
| Total liabilities | $42,969,000 | 6,955 |
| Total deposits | $35,580,000 | 7,211 |
| Interest-bearing deposits | $31,163,000 | 7,097 |
| Deposits held in domestic offices | $35,580,000 | 7,210 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,200,000 | 2,731 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,869,000 | 3,421 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $320,000 | 6,019 |
| Total equity capital | $4,459,000 | 7,464 |
| Total bank equity capital | $4,459,000 | 7,464 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $436,000 | 4,481 |
| Surplus | $2,234,000 | 5,310 |
| Undivided profits | $1,789,000 | 6,615 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $58,000 | 6,709 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $516,000 | 5,357 |
| Earning assets | $43,523,000 | 7,030 |
| Long-term assets (5+ years) | $9,216,000 | 4,825 |
| Average Assets, year-to-date | $47,345,670 | 6,996 |
| Average Assets, quarterly | $47,198,500 | 7,016 |
| Volatile liabilities | $6,374,000 | 6,858 |
| Insider loans | $1,128,000 | 3,888 |
| FHLB advances | $5,869,000 | 3,277 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $7,680,000 | 5,187 |
| Tier 1 (core) risk-based capital | $4,135,000 | 7,565 |
| Tier 2 risk-based capital | $399,000 | 6,370 |
| Total risk weighted assets | $35,840,000 | 6,576 |
| Total unused commitments | $7,680,000 | 5,187 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 15 | 7,030 |
| Assets and Liabilities | ||
| Total Assets: | $46,969,000 | 7,083 |
| Cash and due from depository institutions | $1,990,000 | 7,030 |
| Interest-bearing balances | $405,000 | 3,615 |
| Securities | $12,600,000 | 5,923 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $29,771,000 | 6,802 |
| Loan loss allowance | $396,000 | 6,677 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $694,000 | 6,554 |
| Other real estate owned | $0 | 7,030 |
| Goodwill and other intangibles | $325,000 | 2,335 |
| All other assets | $1,589,000 | 5,476 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $46,969,000 | 7,083 |
| Total liabilities | $42,666,000 | 7,016 |
| Total deposits | $37,026,000 | 7,182 |
| Interest-bearing deposits | $31,887,000 | 7,123 |
| Deposits held in domestic offices | $37,026,000 | 7,180 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,371,000 | 3,427 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $269,000 | 6,287 |
| Total equity capital | $4,303,000 | 7,532 |
| Total bank equity capital | $4,303,000 | 7,532 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $436,000 | 4,503 |
| Surplus | $2,234,000 | 5,324 |
| Undivided profits | $1,633,000 | 6,682 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $66,000 | 6,676 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $426,000 | 5,871 |
| Earning assets | $42,776,000 | 7,104 |
| Long-term assets (5+ years) | $10,357,000 | 4,683 |
| Average Assets, year-to-date | $47,304,500 | 7,057 |
| Average Assets, quarterly | $47,304,500 | 7,057 |
| Volatile liabilities | $5,250,000 | 7,139 |
| Insider loans | $621,000 | 5,037 |
| FHLB advances | $5,371,000 | 3,289 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $6,394,000 | 5,533 |
| Tier 1 (core) risk-based capital | $4,069,000 | 7,621 |
| Tier 2 risk-based capital | $396,000 | 6,394 |
| Total risk weighted assets | $34,828,000 | 6,641 |
| Total unused commitments | $6,394,000 | 5,536 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 15 | 7,049 |
| Assets and Liabilities | ||
| Total Assets: | $47,640,000 | 7,082 |
| Cash and due from depository institutions | $1,702,000 | 7,049 |
| Interest-bearing balances | $21,000 | 6,199 |
| Securities | $13,234,000 | 5,831 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $30,080,000 | 6,814 |
| Loan loss allowance | $394,000 | 6,710 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $708,000 | 6,525 |
| Other real estate owned | $0 | 7,049 |
| Goodwill and other intangibles | $325,000 | 2,329 |
| All other assets | $1,591,000 | 5,424 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $47,640,000 | 7,082 |
| Total liabilities | $43,116,000 | 7,023 |
| Total deposits | $37,709,000 | 7,167 |
| Interest-bearing deposits | $32,653,000 | 7,080 |
| Deposits held in domestic offices | $37,709,000 | 7,165 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,701 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $4,123,000 | 3,810 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $284,000 | 6,103 |
| Total equity capital | $4,524,000 | 7,481 |
| Total bank equity capital | $4,524,000 | 7,481 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $436,000 | 4,518 |
| Surplus | $2,234,000 | 5,308 |
| Undivided profits | $1,854,000 | 6,617 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $117,000 | 6,193 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $471,000 | 5,524 |
| Earning assets | $43,335,000 | 7,095 |
| Long-term assets (5+ years) | $11,058,000 | 4,628 |
| Average Assets, year-to-date | $46,862,200 | 7,029 |
| Average Assets, quarterly | $47,078,500 | 7,079 |
| Volatile liabilities | $5,360,000 | 7,095 |
| Insider loans | $624,000 | 5,040 |
| FHLB advances | $4,123,000 | 3,648 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $7,600,000 | 5,035 |
| Tier 1 (core) risk-based capital | $4,101,000 | 7,604 |
| Tier 2 risk-based capital | $394,000 | 6,430 |
| Total risk weighted assets | $35,905,000 | 6,592 |
| Total unused commitments | $7,600,000 | 5,036 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 15 | 7,074 |
| Assets and Liabilities | ||
| Total Assets: | $46,517,000 | 7,127 |
| Cash and due from depository institutions | $1,139,000 | 7,074 |
| Interest-bearing balances | $35,000 | 5,997 |
| Securities | $14,278,000 | 5,650 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $28,407,000 | 6,939 |
| Loan loss allowance | $388,000 | 6,776 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $728,000 | 6,464 |
| Other real estate owned | $0 | 7,074 |
| Goodwill and other intangibles | $325,000 | 2,304 |
| All other assets | $1,640,000 | 5,333 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $46,517,000 | 7,127 |
| Total liabilities | $42,015,000 | 7,071 |
| Total deposits | $34,705,000 | 7,337 |
| Interest-bearing deposits | $31,044,000 | 7,199 |
| Deposits held in domestic offices | $34,705,000 | 7,335 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,400,000 | 2,624 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $5,624,000 | 3,405 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $286,000 | 6,328 |
| Total equity capital | $4,502,000 | 7,515 |
| Total bank equity capital | $4,502,000 | 7,515 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $436,000 | 4,530 |
| Surplus | $2,234,000 | 5,283 |
| Undivided profits | $1,832,000 | 6,705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $89,000 | 6,632 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $518,000 | 5,377 |
| Earning assets | $42,720,000 | 7,108 |
| Long-term assets (5+ years) | $11,346,000 | 4,659 |
| Average Assets, year-to-date | $46,667,750 | 7,065 |
| Average Assets, quarterly | $46,372,000 | 7,110 |
| Volatile liabilities | $7,384,000 | 6,518 |
| Insider loans | $529,000 | 5,339 |
| FHLB advances | $5,624,000 | 3,254 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $7,764,000 | 4,933 |
| Tier 1 (core) risk-based capital | $4,039,000 | 7,662 |
| Tier 2 risk-based capital | $388,000 | 6,472 |
| Total risk weighted assets | $34,358,000 | 6,696 |
| Total unused commitments | $7,764,000 | 4,937 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 15 | 7,125 |
| Assets and Liabilities | ||
| Total Assets: | $46,227,000 | 7,156 |
| Cash and due from depository institutions | $1,415,000 | 7,125 |
| Interest-bearing balances | $20,000 | 6,300 |
| Securities | $16,883,000 | 5,272 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $25,367,000 | 7,162 |
| Loan loss allowance | $396,000 | 6,734 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $751,000 | 6,438 |
| Other real estate owned | $0 | 7,125 |
| Goodwill and other intangibles | $325,000 | 2,302 |
| All other assets | $1,486,000 | 5,587 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $46,227,000 | 7,156 |
| Total liabilities | $42,077,000 | 7,085 |
| Total deposits | $35,201,000 | 7,330 |
| Interest-bearing deposits | $30,472,000 | 7,276 |
| Deposits held in domestic offices | $35,201,000 | 7,329 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,379 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,626,000 | 3,670 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $250,000 | 6,293 |
| Total equity capital | $4,150,000 | 7,644 |
| Total bank equity capital | $4,150,000 | 7,644 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $436,000 | 4,561 |
| Surplus | $2,234,000 | 5,287 |
| Undivided profits | $1,480,000 | 6,849 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $444,000 | 5,676 |
| Earning assets | $42,270,000 | 7,156 |
| Long-term assets (5+ years) | $13,695,000 | 4,433 |
| Average Assets, year-to-date | $46,718,000 | 7,111 |
| Average Assets, quarterly | $46,417,000 | 7,148 |
| Volatile liabilities | $5,911,000 | 6,928 |
| Insider loans | $458,000 | 5,610 |
| FHLB advances | $4,626,000 | 3,518 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $6,155,000 | 5,448 |
| Tier 1 (core) risk-based capital | $3,997,000 | 7,693 |
| Tier 2 risk-based capital | $390,000 | 6,465 |
| Total risk weighted assets | $31,214,000 | 6,926 |
| Total unused commitments | $6,155,000 | 5,451 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 15 | 7,137 |
| Assets and Liabilities | ||
| Total Assets: | $46,607,000 | 7,182 |
| Cash and due from depository institutions | $1,189,000 | 7,137 |
| Interest-bearing balances | $32,000 | 6,171 |
| Securities | $17,145,000 | 5,180 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $25,720,000 | 7,115 |
| Loan loss allowance | $398,000 | 6,720 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $743,000 | 6,436 |
| Other real estate owned | $0 | 7,137 |
| Goodwill and other intangibles | $325,000 | 2,294 |
| All other assets | $1,485,000 | 5,412 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $46,607,000 | 7,182 |
| Total liabilities | $41,920,000 | 7,121 |
| Total deposits | $36,544,000 | 7,275 |
| Interest-bearing deposits | $32,402,000 | 7,151 |
| Deposits held in domestic offices | $36,544,000 | 7,273 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 2,789 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $4,627,000 | 3,536 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $249,000 | 6,606 |
| Total equity capital | $4,687,000 | 7,436 |
| Total bank equity capital | $4,687,000 | 7,436 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $436,000 | 4,573 |
| Surplus | $2,234,000 | 5,282 |
| Undivided profits | $2,017,000 | 6,584 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $466,000 | 5,456 |
| Earning assets | $42,897,000 | 7,150 |
| Long-term assets (5+ years) | $13,683,000 | 4,377 |
| Average Assets, year-to-date | $46,963,500 | 7,147 |
| Average Assets, quarterly | $46,963,500 | 7,147 |
| Volatile liabilities | $3,407,000 | 7,765 |
| Insider loans | $714,000 | 4,745 |
| FHLB advances | $4,627,000 | 3,388 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $5,055,000 | 5,871 |
| Tier 1 (core) risk-based capital | $4,025,000 | 7,666 |
| Tier 2 risk-based capital | $389,000 | 6,465 |
| Total risk weighted assets | $31,077,000 | 6,904 |
| Total unused commitments | $5,055,000 | 5,878 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 15 | 7,163 |
| Assets and Liabilities | ||
| Total Assets: | $47,320,000 | 7,156 |
| Cash and due from depository institutions | $1,600,000 | 7,163 |
| Interest-bearing balances | $34,000 | 6,106 |
| Securities | $14,923,000 | 5,649 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $28,181,000 | 6,938 |
| Loan loss allowance | $393,000 | 6,756 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $758,000 | 6,425 |
| Other real estate owned | $0 | 7,163 |
| Goodwill and other intangibles | $325,000 | 2,287 |
| All other assets | $1,533,000 | 5,378 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,320,000 | 7,156 |
| Total liabilities | $42,766,000 | 7,098 |
| Total deposits | $37,897,000 | 7,222 |
| Interest-bearing deposits | $32,237,000 | 7,163 |
| Deposits held in domestic offices | $37,897,000 | 7,220 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 3,024 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,129,000 | 3,627 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $240,000 | 6,606 |
| Total equity capital | $4,554,000 | 7,484 |
| Total bank equity capital | $4,554,000 | 7,484 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $436,000 | 4,611 |
| Surplus | $2,234,000 | 5,269 |
| Undivided profits | $1,884,000 | 6,643 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 8,005 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $498,000 | 5,378 |
| Earning assets | $43,138,000 | 7,140 |
| Long-term assets (5+ years) | $13,218,000 | 4,472 |
| Average Assets, year-to-date | $46,764,200 | 7,098 |
| Average Assets, quarterly | $46,554,500 | 7,176 |
| Volatile liabilities | $3,376,000 | 7,822 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $4,129,000 | 3,471 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $4,425,000 | 6,006 |
| Tier 1 (core) risk-based capital | $3,989,000 | 7,677 |
| Tier 2 risk-based capital | $393,000 | 6,435 |
| Total risk weighted assets | $33,509,000 | 6,744 |
| Total unused commitments | $4,425,000 | 6,010 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 15 | 7,212 |
| Assets and Liabilities | ||
| Total Assets: | $45,789,000 | 7,261 |
| Cash and due from depository institutions | $1,598,000 | 7,212 |
| Interest-bearing balances | $45,000 | 6,021 |
| Securities | $14,223,000 | 5,672 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $27,236,000 | 7,068 |
| Loan loss allowance | $384,000 | 6,866 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $779,000 | 6,405 |
| Other real estate owned | $0 | 7,212 |
| Goodwill and other intangibles | $325,000 | 2,261 |
| All other assets | $1,628,000 | 5,239 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,789,000 | 7,261 |
| Total liabilities | $41,336,000 | 7,205 |
| Total deposits | $36,430,000 | 7,342 |
| Interest-bearing deposits | $32,377,000 | 7,193 |
| Deposits held in domestic offices | $36,430,000 | 7,341 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,631,000 | 3,503 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $275,000 | 6,633 |
| Total equity capital | $4,453,000 | 7,560 |
| Total bank equity capital | $4,453,000 | 7,560 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $436,000 | 4,645 |
| Surplus | $2,234,000 | 5,250 |
| Undivided profits | $1,783,000 | 6,825 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $572,000 | 5,043 |
| Earning assets | $41,504,000 | 7,255 |
| Long-term assets (5+ years) | $13,186,000 | 4,490 |
| Average Assets, year-to-date | $46,625,250 | 7,149 |
| Average Assets, quarterly | $46,304,500 | 7,217 |
| Volatile liabilities | $2,768,000 | 8,166 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $4,631,000 | 3,340 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $4,771,000 | 5,857 |
| Tier 1 (core) risk-based capital | $3,913,000 | 7,756 |
| Tier 2 risk-based capital | $384,000 | 6,525 |
| Total risk weighted assets | $32,536,000 | 6,849 |
| Total unused commitments | $4,771,000 | 5,861 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 15 | 7,213 |
| Assets and Liabilities | ||
| Total Assets: | $46,820,000 | 7,212 |
| Cash and due from depository institutions | $1,705,000 | 7,213 |
| Interest-bearing balances | $35,000 | 6,189 |
| Securities | $15,149,000 | 5,459 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $27,335,000 | 7,073 |
| Loan loss allowance | $375,000 | 6,915 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $806,000 | 6,332 |
| Other real estate owned | $0 | 7,213 |
| Goodwill and other intangibles | $325,000 | 2,214 |
| All other assets | $1,500,000 | 5,345 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,820,000 | 7,212 |
| Total liabilities | $42,186,000 | 7,156 |
| Total deposits | $36,612,000 | 7,340 |
| Interest-bearing deposits | $32,394,000 | 7,230 |
| Deposits held in domestic offices | $36,612,000 | 7,339 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $900,000 | 2,570 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $4,383,000 | 3,499 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $291,000 | 6,570 |
| Total equity capital | $4,634,000 | 7,469 |
| Total bank equity capital | $4,634,000 | 7,469 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $436,000 | 4,655 |
| Surplus | $2,234,000 | 5,226 |
| Undivided profits | $1,964,000 | 6,712 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 8,263 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $487,000 | 5,474 |
| Earning assets | $42,519,000 | 7,206 |
| Long-term assets (5+ years) | $13,635,000 | 4,282 |
| Average Assets, year-to-date | $46,904,000 | 7,142 |
| Average Assets, quarterly | $46,831,500 | 7,181 |
| Volatile liabilities | $4,787,000 | 7,327 |
| Insider loans | $224,000 | 6,687 |
| FHLB advances | $4,383,000 | 3,330 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $5,710,000 | 5,475 |
| Tier 1 (core) risk-based capital | $3,825,000 | 7,796 |
| Tier 2 risk-based capital | $375,000 | 6,577 |
| Total risk weighted assets | $32,982,000 | 6,805 |
| Total unused commitments | $5,710,000 | 5,486 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 15 | 7,213 |
| Assets and Liabilities | ||
| Total Assets: | $46,843,000 | 7,192 |
| Cash and due from depository institutions | $1,512,000 | 7,213 |
| Interest-bearing balances | $98,000 | 5,432 |
| Securities | $14,098,000 | 5,658 |
| Federal funds sold & reverse repurchase agreements | $1,600,000 | 5,644 |
| Net loans & leases | $27,042,000 | 7,077 |
| Loan loss allowance | $368,000 | 6,933 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $830,000 | 6,256 |
| Other real estate owned | $0 | 7,213 |
| Goodwill and other intangibles | $325,000 | 2,204 |
| All other assets | $1,436,000 | 5,414 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,843,000 | 7,192 |
| Total liabilities | $42,335,000 | 7,132 |
| Total deposits | $37,829,000 | 7,262 |
| Interest-bearing deposits | $33,079,000 | 7,185 |
| Deposits held in domestic offices | $37,829,000 | 7,261 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $4,238,000 | 3,454 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $268,000 | 6,802 |
| Total equity capital | $4,508,000 | 7,512 |
| Total bank equity capital | $4,508,000 | 7,512 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $436,000 | 4,670 |
| Surplus | $2,234,000 | 5,209 |
| Undivided profits | $1,838,000 | 6,762 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 8,318 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $448,000 | 5,770 |
| Earning assets | $42,838,000 | 7,180 |
| Long-term assets (5+ years) | $11,578,000 | 4,585 |
| Average Assets, year-to-date | $46,946,000 | 7,145 |
| Average Assets, quarterly | $46,946,000 | 7,145 |
| Volatile liabilities | $4,992,000 | 7,270 |
| Insider loans | $317,000 | 6,218 |
| FHLB advances | $4,238,000 | 3,291 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $5,034,000 | 5,678 |
| Tier 1 (core) risk-based capital | $3,814,000 | 7,797 |
| Tier 2 risk-based capital | $368,000 | 6,588 |
| Total risk weighted assets | $32,528,000 | 6,800 |
| Total unused commitments | $5,034,000 | 5,686 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 15 | 7,201 |
| Assets and Liabilities | ||
| Total Assets: | $47,049,000 | 7,157 |
| Cash and due from depository institutions | $1,348,000 | 7,201 |
| Interest-bearing balances | $34,000 | 6,048 |
| Securities | $14,250,000 | 5,600 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $28,807,000 | 6,946 |
| Loan loss allowance | $369,000 | 6,891 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $794,000 | 6,365 |
| Other real estate owned | $0 | 7,201 |
| Goodwill and other intangibles | $325,000 | 2,175 |
| All other assets | $1,525,000 | 5,288 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,049,000 | 7,157 |
| Total liabilities | $42,491,000 | 7,104 |
| Total deposits | $37,317,000 | 7,291 |
| Interest-bearing deposits | $32,665,000 | 7,201 |
| Deposits held in domestic offices | $37,317,000 | 7,288 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $700,000 | 2,656 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $4,223,000 | 3,505 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $251,000 | 7,056 |
| Total equity capital | $4,558,000 | 7,461 |
| Total bank equity capital | $4,558,000 | 7,461 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $436,000 | 4,677 |
| Surplus | $2,234,000 | 5,174 |
| Undivided profits | $1,888,000 | 6,742 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,000 | 7,819 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $590,000 | 5,017 |
| Earning assets | $43,091,000 | 7,149 |
| Long-term assets (5+ years) | $9,953,000 | 4,817 |
| Average Assets, year-to-date | $45,599,800 | 7,117 |
| Average Assets, quarterly | $46,110,000 | 7,172 |
| Volatile liabilities | $6,508,000 | 6,774 |
| Insider loans | $306,000 | 6,303 |
| FHLB advances | $4,223,000 | 3,309 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $4,520,000 | 5,741 |
| Tier 1 (core) risk-based capital | $3,814,000 | 7,792 |
| Tier 2 risk-based capital | $369,000 | 6,562 |
| Total risk weighted assets | $34,009,000 | 6,670 |
| Total unused commitments | $4,520,000 | 5,744 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 15 | 7,306 |
| Assets and Liabilities | ||
| Total Assets: | $46,058,000 | 7,190 |
| Cash and due from depository institutions | $2,612,000 | 7,306 |
| Interest-bearing balances | $87,000 | 5,374 |
| Securities | $11,290,000 | 6,182 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $29,519,000 | 6,873 |
| Loan loss allowance | $358,000 | 6,898 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $792,000 | 6,420 |
| Other real estate owned | $0 | 7,306 |
| Goodwill and other intangibles | $325,000 | 2,113 |
| All other assets | $1,520,000 | 5,332 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,058,000 | 7,190 |
| Total liabilities | $41,866,000 | 7,128 |
| Total deposits | $37,148,000 | 7,302 |
| Interest-bearing deposits | $31,794,000 | 7,281 |
| Deposits held in domestic offices | $37,148,000 | 7,299 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $700,000 | 2,804 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,756,000 | 3,447 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $262,000 | 7,264 |
| Total equity capital | $4,192,000 | 7,654 |
| Total bank equity capital | $4,192,000 | 7,654 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $436,000 | 4,784 |
| Surplus | $2,234,000 | 5,150 |
| Undivided profits | $1,522,000 | 7,009 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,000 | 8,324 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $650,000 | 4,997 |
| Earning assets | $40,896,000 | 7,265 |
| Long-term assets (5+ years) | $11,918,000 | 4,404 |
| Average Assets, year-to-date | $43,042,600 | 7,208 |
| Average Assets, quarterly | $43,957,000 | 7,291 |
| Volatile liabilities | $7,164,000 | 6,538 |
| Insider loans | $301,000 | 6,397 |
| FHLB advances | $3,756,000 | 3,254 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $4,816,000 | 5,611 |
| Tier 1 (core) risk-based capital | $3,788,000 | 7,839 |
| Tier 2 risk-based capital | $358,000 | 6,593 |
| Total risk weighted assets | $34,215,000 | 6,637 |
| Total unused commitments | $4,816,000 | 5,615 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 13 | 7,848 |
| Assets and Liabilities | ||
| Total Assets: | $41,890,000 | 7,440 |
| Cash and due from depository institutions | $1,597,000 | 7,848 |
| Interest-bearing balances | $30,000 | 5,713 |
| Securities | $12,958,000 | 6,010 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $25,304,000 | 7,281 |
| Loan loss allowance | $356,000 | 6,821 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $779,000 | 6,555 |
| Other real estate owned | $0 | 7,848 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,252,000 | 5,412 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,890,000 | 7,440 |
| Total liabilities | $38,352,000 | 7,327 |
| Total deposits | $35,776,000 | 7,351 |
| Interest-bearing deposits | $31,025,000 | 7,286 |
| Deposits held in domestic offices | $35,776,000 | 7,350 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $600,000 | 3,079 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,587,000 | 4,209 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $389,000 | 6,573 |
| Total equity capital | $3,538,000 | 8,195 |
| Total bank equity capital | $3,538,000 | 8,195 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $436,000 | 4,933 |
| Surplus | $1,800,000 | 5,747 |
| Undivided profits | $1,302,000 | 7,324 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $544,000 | 4,802 |
| Earning assets | $38,292,000 | 7,441 |
| Long-term assets (5+ years) | $11,578,000 | 4,276 |
| Average Assets, year-to-date | $41,182,600 | 7,321 |
| Average Assets, quarterly | $41,334,000 | 7,430 |
| Volatile liabilities | $5,467,000 | 7,257 |
| Insider loans | $217,000 | 7,009 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $5,097,000 | 5,362 |
| Tier 1 (core) risk-based capital | $3,570,000 | 8,094 |
| Tier 2 risk-based capital | $356,000 | 6,519 |
| Total risk weighted assets | $30,010,400 | 6,957 |
| Total unused commitments | $5,097,000 | 5,365 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 14 | 7,887 |
| Assets and Liabilities | ||
| Total Assets: | $41,590,000 | 7,546 |
| Cash and due from depository institutions | $1,301,000 | 7,887 |
| Interest-bearing balances | $22,000 | 5,963 |
| Securities | $13,618,000 | 6,127 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $24,606,000 | 7,382 |
| Loan loss allowance | $338,000 | 7,012 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $873,000 | 6,411 |
| Other real estate owned | $0 | 7,887 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,192,000 | 5,633 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,590,000 | 7,546 |
| Total liabilities | $38,356,000 | 7,420 |
| Total deposits | $36,149,000 | 7,418 |
| Interest-bearing deposits | $31,939,000 | 7,285 |
| Deposits held in domestic offices | $36,149,000 | 7,416 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,962,000 | 4,010 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $245,000 | 7,541 |
| Total equity capital | $3,234,000 | 8,461 |
| Total bank equity capital | $3,234,000 | 8,461 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $436,000 | 5,085 |
| Surplus | $1,800,000 | 5,803 |
| Undivided profits | $998,000 | 7,718 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $486,000 | 4,671 |
| Earning assets | $38,246,000 | 7,522 |
| Long-term assets (5+ years) | $14,018,000 | 4,113 |
| Average Assets, year-to-date | $40,414,000 | 7,504 |
| Average Assets, quarterly | $41,534,500 | 7,505 |
| Volatile liabilities | $5,020,000 | 7,327 |
| Insider loans | $251,000 | 6,817 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $4,122,000 | 5,939 |
| Tier 1 (core) risk-based capital | $3,480,000 | 8,296 |
| Tier 2 risk-based capital | $338,000 | 6,649 |
| Total risk weighted assets | $29,327,300 | 7,052 |
| Total unused commitments | $4,122,000 | 5,946 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 14 | 8,043 |
| Assets and Liabilities | ||
| Total Assets: | $40,378,000 | 7,745 |
| Cash and due from depository institutions | $1,149,000 | 8,043 |
| Interest-bearing balances | $26,000 | 5,905 |
| Securities | $13,199,000 | 6,223 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 7,743 |
| Net loans & leases | $23,421,000 | 7,493 |
| Loan loss allowance | $328,000 | 7,108 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $945,000 | 6,137 |
| Other real estate owned | $0 | 8,043 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,164,000 | 5,395 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,378,000 | 7,745 |
| Total liabilities | $36,788,000 | 7,646 |
| Total deposits | $35,832,000 | 7,554 |
| Interest-bearing deposits | $30,390,000 | 7,566 |
| Deposits held in domestic offices | $35,832,000 | 7,553 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $484,000 | 4,247 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $472,000 | 5,952 |
| Total equity capital | $3,590,000 | 8,285 |
| Total bank equity capital | $3,590,000 | 8,285 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $436,000 | 5,139 |
| Surplus | $1,800,000 | 5,743 |
| Undivided profits | $1,354,000 | 7,744 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,000 | 8,628 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $551,000 | 4,219 |
| Earning assets | $37,146,000 | 7,730 |
| Long-term assets (5+ years) | $12,328,000 | 4,235 |
| Average Assets, year-to-date | $39,124,800 | 7,651 |
| Average Assets, quarterly | $39,539,500 | 7,733 |
| Volatile liabilities | $4,517,000 | 7,304 |
| Insider loans | $227,000 | 6,971 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,547,000 | 6,184 |
| Tier 1 (core) risk-based capital | $3,373,000 | 8,380 |
| Tier 2 risk-based capital | $328,000 | 6,693 |
| Total risk weighted assets | $27,965,100 | 7,158 |
| Total unused commitments | $3,547,000 | 6,188 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 14 | 8,372 |
| Assets and Liabilities | ||
| Total Assets: | $39,518,000 | 7,969 |
| Cash and due from depository institutions | $1,074,000 | 8,372 |
| Interest-bearing balances | $7,000 | 6,263 |
| Securities | $12,837,000 | 6,595 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $23,831,000 | 7,680 |
| Loan loss allowance | $309,000 | 7,472 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,035,000 | 5,859 |
| Other real estate owned | $0 | 8,372 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $741,000 | 7,177 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,518,000 | 7,969 |
| Total liabilities | $35,972,000 | 7,874 |
| Total deposits | $35,231,000 | 7,770 |
| Interest-bearing deposits | $31,004,000 | 7,638 |
| Deposits held in domestic offices | $35,231,000 | 7,767 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $200,000 | 3,461 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $541,000 | 5,620 |
| Total equity capital | $3,546,000 | 8,469 |
| Total bank equity capital | $3,546,000 | 8,469 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $436,000 | 5,352 |
| Surplus | $1,400,000 | 6,510 |
| Undivided profits | $1,710,000 | 7,543 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $80,000 | 8,007 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $524,000 | 4,517 |
| Earning assets | $36,675,000 | 7,913 |
| Long-term assets (5+ years) | $11,199,000 | 4,059 |
| Average Assets, year-to-date | $37,431,200 | 7,974 |
| Average Assets, quarterly | $38,292,500 | 8,017 |
| Volatile liabilities | $4,185,000 | 7,646 |
| Insider loans | $178,000 | 7,654 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,469,000 | 6,137 |
| Tier 1 (core) risk-based capital | $3,387,000 | 8,542 |
| Tier 2 risk-based capital | $309,000 | 6,956 |
| Total risk weighted assets | $27,831,500 | 7,283 |
| Total unused commitments | $3,469,000 | 6,146 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 14 | 8,770 |
| Assets and Liabilities | ||
| Total Assets: | $37,158,000 | 8,446 |
| Cash and due from depository institutions | $1,188,000 | 8,770 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $13,213,000 | 6,925 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $21,667,000 | 8,163 |
| Loan loss allowance | $286,000 | 8,034 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $393,000 | 8,657 |
| Other real estate owned | $0 | 8,770 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $697,000 | 7,653 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,158,000 | 8,446 |
| Total liabilities | $33,837,000 | 8,356 |
| Total deposits | $33,373,000 | 8,253 |
| Interest-bearing deposits | $29,597,000 | 8,103 |
| Deposits held in domestic offices | $33,373,000 | 8,249 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $464,000 | 6,236 |
| Total equity capital | $3,321,000 | 8,881 |
| Total bank equity capital | $3,321,000 | 8,881 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $436,000 | 5,680 |
| Surplus | $1,400,000 | 6,693 |
| Undivided profits | $1,485,000 | 8,060 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $475,000 | 4,901 |
| Earning assets | $34,880,000 | 8,347 |
| Long-term assets (5+ years) | $8,690,000 | 4,547 |
| Average Assets, year-to-date | $35,429,800 | 8,475 |
| Average Assets, quarterly | $36,348,000 | 8,484 |
| Volatile liabilities | $3,157,000 | 8,427 |
| Insider loans | $149,000 | 8,217 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,031,000 | 6,406 |
| Tier 1 (core) risk-based capital | $3,235,000 | 8,914 |
| Tier 2 risk-based capital | $286,000 | 7,416 |
| Total risk weighted assets | $24,879,300 | 7,816 |
| Total unused commitments | $3,031,000 | 6,420 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 14 | 9,145 |
| Assets and Liabilities | ||
| Total Assets: | $35,185,000 | 8,936 |
| Cash and due from depository institutions | $1,474,000 | 9,145 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $11,484,000 | 7,770 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $21,282,000 | 8,341 |
| Loan loss allowance | $278,000 | 8,383 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $275,000 | 9,717 |
| Other real estate owned | $0 | 9,145 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $670,000 | 8,062 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,185,000 | 8,936 |
| Total liabilities | $31,899,000 | 8,875 |
| Total deposits | $31,035,000 | 8,812 |
| Interest-bearing deposits | $27,175,000 | 8,708 |
| Deposits held in domestic offices | $31,035,000 | 8,807 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $300,000 | 3,309 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $564,000 | 5,727 |
| Total equity capital | $3,286,000 | 9,126 |
| Total bank equity capital | $3,286,000 | 9,126 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $436,000 | 5,986 |
| Surplus | $1,400,000 | 6,788 |
| Undivided profits | $1,450,000 | 8,394 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,000 | 10,161 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $452,000 | 5,230 |
| Earning assets | $32,766,000 | 8,845 |
| Long-term assets (5+ years) | $8,549,000 | 4,431 |
| Average Assets, year-to-date | $33,453,600 | 8,941 |
| Average Assets, quarterly | $34,214,000 | 8,981 |
| Volatile liabilities | $2,101,000 | 9,503 |
| Insider loans | $164,000 | 8,365 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,840,000 | 5,692 |
| Tier 1 (core) risk-based capital | $3,090,000 | 9,298 |
| Tier 2 risk-based capital | $278,000 | 7,639 |
| Total risk weighted assets | $24,299,900 | 8,041 |
| Total unused commitments | $3,840,000 | 5,703 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 14 | 9,584 |
| Assets and Liabilities | ||
| Total Assets: | $33,662,000 | 9,310 |
| Cash and due from depository institutions | $1,130,000 | 9,584 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $10,486,000 | 8,585 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 6,727 |
| Net loans & leases | $20,633,000 | 8,605 |
| Loan loss allowance | $263,000 | 8,897 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $283,000 | 9,992 |
| Other real estate owned | $0 | 9,584 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $630,000 | 8,694 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,662,000 | 9,310 |
| Total liabilities | $30,905,000 | 9,229 |
| Total deposits | $30,633,000 | 9,088 |
| Interest-bearing deposits | $27,145,000 | 8,908 |
| Deposits held in domestic offices | $30,633,000 | 9,083 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $272,000 | 7,738 |
| Total equity capital | $2,757,000 | 9,832 |
| Total bank equity capital | $2,757,000 | 9,832 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $436,000 | 6,338 |
| Surplus | $1,400,000 | 6,887 |
| Undivided profits | $921,000 | 9,221 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $459,000 | 4,564 |
| Earning assets | $31,619,000 | 9,176 |
| Long-term assets (5+ years) | $6,493,000 | 5,307 |
| Average Assets, year-to-date | $32,694,800 | 9,345 |
| Average Assets, quarterly | $32,932,000 | 9,381 |
| Volatile liabilities | $2,274,000 | 9,323 |
| Insider loans | $214,000 | 8,017 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,739,000 | 5,061 |
| Tier 1 (core) risk-based capital | $2,935,000 | 9,677 |
| Tier 2 risk-based capital | $263,000 | 8,038 |
| Total risk weighted assets | $23,404,100 | 8,312 |
| Total unused commitments | $4,739,000 | 5,067 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 14 | 9,983 |
| Assets and Liabilities | ||
| Total Assets: | $33,575,000 | 9,671 |
| Cash and due from depository institutions | $761,000 | 9,983 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $10,097,000 | 9,044 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $21,764,000 | 8,476 |
| Loan loss allowance | $255,000 | 9,302 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $285,000 | 10,364 |
| Other real estate owned | $0 | 9,983 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $668,000 | 8,014 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,575,000 | 9,671 |
| Total liabilities | $30,678,000 | 9,616 |
| Total deposits | $29,702,000 | 9,595 |
| Interest-bearing deposits | $26,019,000 | 9,483 |
| Deposits held in domestic offices | $29,702,000 | 9,589 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $600,000 | 3,118 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $376,000 | 6,569 |
| Total equity capital | $2,897,000 | 9,945 |
| Total bank equity capital | $2,897,000 | 9,945 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $436,000 | 6,643 |
| Surplus | $1,400,000 | 6,921 |
| Undivided profits | $1,061,000 | 9,374 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 12,310 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $459,000 | 4,075 |
| Earning assets | $31,861,000 | 9,488 |
| Long-term assets (5+ years) | $6,621,000 | 5,579 |
| Average Assets, year-to-date | $33,090,200 | 9,594 |
| Average Assets, quarterly | $33,215,500 | 9,670 |
| Volatile liabilities | $2,127,000 | 9,525 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $0 | 12,206 |
| Tier 1 (core) risk-based capital | $2,897,000 | 9,892 |
| Tier 2 risk-based capital | $255,000 | 8,264 |
| Total risk weighted assets | $24,438,800 | 8,241 |
| Total unused commitments | $0 | 12,208 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 14 | 10,332 |
| Assets and Liabilities | ||
| Total Assets: | $33,482,000 | 9,903 |
| Cash and due from depository institutions | $1,521,000 | 10,332 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $12,060,000 | 8,372 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $18,952,000 | 9,170 |
| Loan loss allowance | $201,000 | 10,477 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $285,000 | 10,669 |
| Other real estate owned | $0 | 10,332 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $664,000 | 8,343 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,482,000 | 9,903 |
| Total liabilities | $30,788,000 | 9,825 |
| Total deposits | $30,473,000 | 9,740 |
| Interest-bearing deposits | $27,074,000 | 9,539 |
| Deposits held in domestic offices | $30,473,000 | 9,735 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $315,000 | 7,992 |
| Total equity capital | $2,694,000 | 10,236 |
| Total bank equity capital | $2,694,000 | 10,236 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $436,000 | 6,980 |
| Surplus | $1,400,000 | 6,861 |
| Undivided profits | $858,000 | 9,951 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $420,000 | 4,825 |
| Earning assets | $31,012,000 | 9,780 |
| Long-term assets (5+ years) | $7,087,000 | 5,399 |
| Average Assets, year-to-date | $32,159,200 | 9,947 |
| Average Assets, quarterly | $32,834,500 | 9,960 |
| Volatile liabilities | $1,799,000 | 10,302 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $2,694,000 | 10,181 |
| Tier 2 risk-based capital | $201,000 | 9,410 |
| Total risk weighted assets | $22,071,100 | 8,861 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |