Home > Farmers State Bank > Income and Expense
Farmers State Bank, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $237,000 | 7,714 |
| Total interest expense | $29,000 | 7,698 |
| Net interest income | $208,000 | 7,696 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $26,000 | 7,281 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $2,000 | 6,867 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $24,000 | 6,554 |
| Total noninterest expense | $235,000 | 7,714 |
| Salaries and employee benefits | $91,000 | 7,730 |
| Premises and equipment expense | $25,000 | 7,642 |
| Additional noninterest expense | $119,000 | 7,594 |
| Pre-tax net operating income | $-1,000 | 5,978 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-2,000 | 6,783 |
| Income before extraordinary items | $1,000 | 6,119 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,000 | 6,120 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,000 | 6,120 |
| Net charge-offs | $-2,000 | 7,281 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,000 | 5,995 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $162,000 | 7,780 |
| Total interest expense | $20,000 | 7,766 |
| Net interest income | $142,000 | 7,763 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $19,000 | 7,329 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $2,000 | 6,907 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $17,000 | 6,572 |
| Total noninterest expense | $169,000 | 7,776 |
| Salaries and employee benefits | $65,000 | 7,790 |
| Premises and equipment expense | $17,000 | 7,705 |
| Additional noninterest expense | $87,000 | 7,634 |
| Pre-tax net operating income | $-8,000 | 6,087 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-2,000 | 6,857 |
| Income before extraordinary items | $-6,000 | 6,201 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-6,000 | 6,203 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-6,000 | 6,202 |
| Net charge-offs | $-2,000 | 7,211 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-6,000 | 6,096 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $83,000 | 7,881 |
| Total interest expense | $10,000 | 7,871 |
| Net interest income | $73,000 | 7,860 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $11,000 | 7,408 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $1,000 | 6,994 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $10,000 | 6,608 |
| Total noninterest expense | $82,000 | 7,884 |
| Salaries and employee benefits | $37,000 | 7,884 |
| Premises and equipment expense | $7,000 | 7,827 |
| Additional noninterest expense | $38,000 | 7,773 |
| Pre-tax net operating income | $2,000 | 6,226 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $2,000 | 6,362 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,000 | 6,365 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $2,000 | 6,364 |
| Net charge-offs | $-2,000 | 7,007 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $2,000 | 6,255 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $354,000 | 7,947 |
| Total interest expense | $57,000 | 7,945 |
| Net interest income | $297,000 | 7,926 |
| Provision for loan and lease losses | $8,000 | 7,340 |
| Total noninterest income | $20,000 | 7,591 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $28,000 | 6,793 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-8,000 | 7,465 |
| Total noninterest expense | $346,000 | 7,960 |
| Salaries and employee benefits | $145,000 | 7,966 |
| Premises and equipment expense | $35,000 | 7,878 |
| Additional noninterest expense | $166,000 | 7,845 |
| Pre-tax net operating income | $-37,000 | 5,491 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-7,000 | 6,217 |
| Income before extraordinary items | $-30,000 | 5,587 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-30,000 | 5,585 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-30,000 | 5,585 |
| Net charge-offs | $19,000 | 6,679 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-30,000 | 5,552 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $260,000 | 8,032 |
| Total interest expense | $45,000 | 8,030 |
| Net interest income | $215,000 | 8,018 |
| Provision for loan and lease losses | $8,000 | 7,164 |
| Total noninterest income | $11,000 | 7,755 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $21,000 | 6,845 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-10,000 | 7,673 |
| Total noninterest expense | $263,000 | 8,032 |
| Salaries and employee benefits | $108,000 | 8,043 |
| Premises and equipment expense | $29,000 | 7,936 |
| Additional noninterest expense | $126,000 | 7,897 |
| Pre-tax net operating income | $-45,000 | 5,779 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-8,000 | 6,642 |
| Income before extraordinary items | $-37,000 | 5,852 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-37,000 | 5,852 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-37,000 | 5,852 |
| Net charge-offs | $19,000 | 6,256 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-37,000 | 5,805 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $174,000 | 8,125 |
| Total interest expense | $32,000 | 8,118 |
| Net interest income | $142,000 | 8,099 |
| Provision for loan and lease losses | $8,000 | 6,978 |
| Total noninterest income | $3,000 | 7,893 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $14,000 | 6,894 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-11,000 | 7,834 |
| Total noninterest expense | $161,000 | 8,139 |
| Salaries and employee benefits | $71,000 | 8,138 |
| Premises and equipment expense | $13,000 | 8,085 |
| Additional noninterest expense | $77,000 | 8,009 |
| Pre-tax net operating income | $-24,000 | 5,889 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-5,000 | 6,750 |
| Income before extraordinary items | $-19,000 | 5,981 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-19,000 | 5,980 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-19,000 | 5,980 |
| Net charge-offs | $18,000 | 5,684 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-19,000 | 5,914 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $88,000 | 8,180 |
| Total interest expense | $17,000 | 8,171 |
| Net interest income | $71,000 | 8,156 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $13,000 | 7,659 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $7,000 | 6,895 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $6,000 | 7,210 |
| Total noninterest expense | $79,000 | 8,194 |
| Salaries and employee benefits | $37,000 | 8,191 |
| Premises and equipment expense | $8,000 | 8,085 |
| Additional noninterest expense | $34,000 | 8,066 |
| Pre-tax net operating income | $5,000 | 6,175 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $5,000 | 6,343 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $5,000 | 6,345 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $5,000 | 6,345 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $5,000 | 6,198 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $397,000 | 8,209 |
| Total interest expense | $91,000 | 8,197 |
| Net interest income | $306,000 | 8,190 |
| Provision for loan and lease losses | $102,000 | 6,005 |
| Total noninterest income | $37,000 | 7,834 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $31,000 | 6,892 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $6,000 | 7,774 |
| Total noninterest expense | $345,000 | 8,224 |
| Salaries and employee benefits | $174,000 | 8,220 |
| Premises and equipment expense | $39,000 | 8,138 |
| Additional noninterest expense | $132,000 | 8,137 |
| Pre-tax net operating income | $-104,000 | 6,454 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-40,000 | 6,935 |
| Income before extraordinary items | $-64,000 | 6,317 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-64,000 | 6,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 4,979 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-64,000 | 6,463 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $298,000 | 8,306 |
| Total interest expense | $73,000 | 8,283 |
| Net interest income | $225,000 | 8,290 |
| Provision for loan and lease losses | $102,000 | 5,125 |
| Total noninterest income | $30,000 | 7,938 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $26,000 | 6,896 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,000 | 7,959 |
| Total noninterest expense | $269,000 | 8,284 |
| Salaries and employee benefits | $141,000 | 8,282 |
| Premises and equipment expense | $31,000 | 8,173 |
| Additional noninterest expense | $97,000 | 8,193 |
| Pre-tax net operating income | $-116,000 | 6,934 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-25,000 | 7,367 |
| Income before extraordinary items | $-91,000 | 6,768 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-91,000 | 6,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,971 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-91,000 | 6,938 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $205,000 | 8,380 |
| Total interest expense | $52,000 | 8,344 |
| Net interest income | $153,000 | 8,354 |
| Provision for loan and lease losses | $102,000 | 4,222 |
| Total noninterest income | $22,000 | 7,986 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $3,000 | 7,319 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $19,000 | 7,234 |
| Total noninterest expense | $170,000 | 8,369 |
| Salaries and employee benefits | $95,000 | 8,356 |
| Premises and equipment expense | $19,000 | 8,260 |
| Additional noninterest expense | $56,000 | 8,310 |
| Pre-tax net operating income | $-97,000 | 7,188 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-36,000 | 7,719 |
| Income before extraordinary items | $-61,000 | 7,176 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-61,000 | 7,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-61,000 | 7,148 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $107,000 | 8,430 |
| Total interest expense | $28,000 | 8,376 |
| Net interest income | $79,000 | 8,404 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $13,000 | 7,947 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $1,000 | 7,357 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $12,000 | 7,050 |
| Total noninterest expense | $87,000 | 8,402 |
| Salaries and employee benefits | $48,000 | 8,392 |
| Premises and equipment expense | $10,000 | 8,273 |
| Additional noninterest expense | $29,000 | 8,331 |
| Pre-tax net operating income | $5,000 | 7,116 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $5,000 | 7,214 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $5,000 | 7,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $5,000 | 7,123 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $471,000 | 8,409 |
| Total interest expense | $137,000 | 8,360 |
| Net interest income | $334,000 | 8,395 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $55,000 | 7,990 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $46,000 | 6,816 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $9,000 | 8,086 |
| Total noninterest expense | $339,000 | 8,456 |
| Salaries and employee benefits | $164,000 | 8,458 |
| Premises and equipment expense | $38,000 | 8,340 |
| Additional noninterest expense | $137,000 | 8,314 |
| Pre-tax net operating income | $50,000 | 7,290 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $6,000 | 5,740 |
| Income before extraordinary items | $44,000 | 7,347 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $44,000 | 7,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $48,000 | 5,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $44,000 | 7,318 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $360,000 | 8,449 |
| Total interest expense | $106,000 | 8,394 |
| Net interest income | $254,000 | 8,444 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $42,000 | 8,026 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $35,000 | 6,840 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $7,000 | 8,132 |
| Total noninterest expense | $251,000 | 8,467 |
| Salaries and employee benefits | $119,000 | 8,479 |
| Premises and equipment expense | $32,000 | 8,301 |
| Additional noninterest expense | $100,000 | 8,329 |
| Pre-tax net operating income | $45,000 | 7,513 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $6,000 | 5,862 |
| Income before extraordinary items | $39,000 | 7,533 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $39,000 | 7,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $39,000 | 7,520 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $241,000 | 8,520 |
| Total interest expense | $72,000 | 8,452 |
| Net interest income | $169,000 | 8,509 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $28,000 | 8,078 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $22,000 | 6,923 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $6,000 | 8,115 |
| Total noninterest expense | $163,000 | 8,525 |
| Salaries and employee benefits | $80,000 | 8,530 |
| Premises and equipment expense | $22,000 | 8,334 |
| Additional noninterest expense | $61,000 | 8,413 |
| Pre-tax net operating income | $34,000 | 7,613 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $5,000 | 5,893 |
| Income before extraordinary items | $29,000 | 7,629 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $29,000 | 7,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $29,000 | 7,614 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $112,000 | 8,576 |
| Total interest expense | $34,000 | 8,510 |
| Net interest income | $78,000 | 8,570 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $15,000 | 8,067 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $11,000 | 6,918 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $4,000 | 8,000 |
| Total noninterest expense | $82,000 | 8,566 |
| Salaries and employee benefits | $39,000 | 8,578 |
| Premises and equipment expense | $12,000 | 8,328 |
| Additional noninterest expense | $31,000 | 8,438 |
| Pre-tax net operating income | $11,000 | 7,734 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,000 | 6,046 |
| Income before extraordinary items | $10,000 | 7,751 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $10,000 | 7,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $10,000 | 7,731 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $479,000 | 8,549 |
| Total interest expense | $131,000 | 8,501 |
| Net interest income | $348,000 | 8,533 |
| Provision for loan and lease losses | $3,000 | 6,791 |
| Total noninterest income | $45,000 | 8,244 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $38,000 | 7,061 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $7,000 | 8,343 |
| Total noninterest expense | $303,000 | 8,604 |
| Salaries and employee benefits | $142,000 | 8,605 |
| Premises and equipment expense | $41,000 | 8,440 |
| Additional noninterest expense | $120,000 | 8,494 |
| Pre-tax net operating income | $87,000 | 7,744 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $17,000 | 5,975 |
| Income before extraordinary items | $70,000 | 7,787 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $70,000 | 7,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $74,000 | 5,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $70,000 | 7,776 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $355,000 | 8,613 |
| Total interest expense | $97,000 | 8,558 |
| Net interest income | $258,000 | 8,605 |
| Provision for loan and lease losses | $3,000 | 6,614 |
| Total noninterest income | $33,000 | 8,339 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $27,000 | 7,176 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,383 |
| Total noninterest expense | $227,000 | 8,660 |
| Salaries and employee benefits | $118,000 | 8,653 |
| Premises and equipment expense | $31,000 | 8,494 |
| Additional noninterest expense | $78,000 | 8,589 |
| Pre-tax net operating income | $61,000 | 7,934 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $12,000 | 6,158 |
| Income before extraordinary items | $49,000 | 7,965 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $49,000 | 7,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $49,000 | 7,957 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $231,000 | 8,671 |
| Total interest expense | $63,000 | 8,606 |
| Net interest income | $168,000 | 8,663 |
| Provision for loan and lease losses | $3,000 | 6,297 |
| Total noninterest income | $22,000 | 8,396 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $17,000 | 7,246 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,000 | 8,374 |
| Total noninterest expense | $153,000 | 8,704 |
| Salaries and employee benefits | $78,000 | 8,696 |
| Premises and equipment expense | $21,000 | 8,509 |
| Additional noninterest expense | $54,000 | 8,615 |
| Pre-tax net operating income | $34,000 | 8,029 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $7,000 | 6,238 |
| Income before extraordinary items | $27,000 | 8,051 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $27,000 | 8,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $27,000 | 8,047 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $108,000 | 8,707 |
| Total interest expense | $31,000 | 8,624 |
| Net interest income | $77,000 | 8,700 |
| Provision for loan and lease losses | $3,000 | 5,795 |
| Total noninterest income | $11,000 | 8,408 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $8,000 | 7,290 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,266 |
| Total noninterest expense | $78,000 | 8,711 |
| Salaries and employee benefits | $40,000 | 8,703 |
| Premises and equipment expense | $11,000 | 8,487 |
| Additional noninterest expense | $27,000 | 8,629 |
| Pre-tax net operating income | $7,000 | 8,148 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $2,000 | 6,346 |
| Income before extraordinary items | $5,000 | 8,156 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,000 | 8,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $5,000 | 8,146 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $453,000 | 8,658 |
| Total interest expense | $103,000 | 8,612 |
| Net interest income | $350,000 | 8,635 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $39,000 | 8,491 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $33,000 | 7,319 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,000 | 8,519 |
| Total noninterest expense | $309,000 | 8,749 |
| Salaries and employee benefits | $145,000 | 8,751 |
| Premises and equipment expense | $45,000 | 8,525 |
| Additional noninterest expense | $119,000 | 8,635 |
| Pre-tax net operating income | $80,000 | 8,044 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $13,000 | 6,454 |
| Income before extraordinary items | $67,000 | 8,083 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $67,000 | 8,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $316,000 | 4,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $67,000 | 8,054 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $344,000 | 8,712 |
| Total interest expense | $73,000 | 8,673 |
| Net interest income | $271,000 | 8,689 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $30,000 | 8,534 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $24,000 | 7,378 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,503 |
| Total noninterest expense | $235,000 | 8,757 |
| Salaries and employee benefits | $110,000 | 8,768 |
| Premises and equipment expense | $38,000 | 8,464 |
| Additional noninterest expense | $87,000 | 8,651 |
| Pre-tax net operating income | $66,000 | 8,129 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $11,000 | 6,502 |
| Income before extraordinary items | $55,000 | 8,169 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $55,000 | 8,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $256,000 | 3,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $55,000 | 8,136 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $220,000 | 8,735 |
| Total interest expense | $46,000 | 8,686 |
| Net interest income | $174,000 | 8,714 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $20,000 | 8,542 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $16,000 | 7,398 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $4,000 | 8,501 |
| Total noninterest expense | $152,000 | 8,774 |
| Salaries and employee benefits | $72,000 | 8,785 |
| Premises and equipment expense | $24,000 | 8,492 |
| Additional noninterest expense | $56,000 | 8,674 |
| Pre-tax net operating income | $42,000 | 8,170 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $7,000 | 6,523 |
| Income before extraordinary items | $35,000 | 8,200 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $35,000 | 8,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $35,000 | 8,167 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $105,000 | 8,817 |
| Total interest expense | $22,000 | 8,759 |
| Net interest income | $83,000 | 8,806 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $12,000 | 8,547 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $9,000 | 7,376 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,454 |
| Total noninterest expense | $74,000 | 8,849 |
| Salaries and employee benefits | $36,000 | 8,854 |
| Premises and equipment expense | $13,000 | 8,500 |
| Additional noninterest expense | $25,000 | 8,768 |
| Pre-tax net operating income | $21,000 | 8,248 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $4,000 | 6,466 |
| Income before extraordinary items | $17,000 | 8,267 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $17,000 | 8,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $17,000 | 8,243 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $404,000 | 8,814 |
| Total interest expense | $77,000 | 8,783 |
| Net interest income | $327,000 | 8,801 |
| Provision for loan and lease losses | $5,000 | 7,179 |
| Total noninterest income | $36,000 | 8,673 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $28,000 | 7,573 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $8,000 | 8,601 |
| Total noninterest expense | $299,000 | 8,886 |
| Salaries and employee benefits | $151,000 | 8,876 |
| Premises and equipment expense | $41,000 | 8,714 |
| Additional noninterest expense | $107,000 | 8,795 |
| Pre-tax net operating income | $59,000 | 8,222 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $9,000 | 6,781 |
| Income before extraordinary items | $50,000 | 8,284 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $50,000 | 8,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $60,000 | 5,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $50,000 | 8,241 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $298,000 | 8,873 |
| Total interest expense | $57,000 | 8,838 |
| Net interest income | $241,000 | 8,855 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $25,000 | 8,754 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $19,000 | 7,648 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,000 | 8,650 |
| Total noninterest expense | $226,000 | 8,923 |
| Salaries and employee benefits | $115,000 | 8,919 |
| Premises and equipment expense | $32,000 | 8,709 |
| Additional noninterest expense | $79,000 | 8,834 |
| Pre-tax net operating income | $40,000 | 8,338 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $6,000 | 6,914 |
| Income before extraordinary items | $34,000 | 8,379 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $34,000 | 8,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $34,000 | 8,335 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $199,000 | 8,934 |
| Total interest expense | $38,000 | 8,900 |
| Net interest income | $161,000 | 8,914 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $17,000 | 8,802 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $12,000 | 7,713 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,000 | 8,618 |
| Total noninterest expense | $148,000 | 8,981 |
| Salaries and employee benefits | $76,000 | 8,980 |
| Premises and equipment expense | $22,000 | 8,731 |
| Additional noninterest expense | $50,000 | 8,904 |
| Pre-tax net operating income | $30,000 | 8,357 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $5,000 | 6,869 |
| Income before extraordinary items | $25,000 | 8,417 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $25,000 | 8,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $25,000 | 8,357 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $101,000 | 8,983 |
| Total interest expense | $19,000 | 8,948 |
| Net interest income | $82,000 | 8,953 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $8,000 | 8,856 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $5,000 | 7,776 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $3,000 | 8,561 |
| Total noninterest expense | $76,000 | 9,017 |
| Salaries and employee benefits | $39,000 | 9,016 |
| Premises and equipment expense | $15,000 | 8,548 |
| Additional noninterest expense | $22,000 | 8,979 |
| Pre-tax net operating income | $14,000 | 8,392 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $2,000 | 6,854 |
| Income before extraordinary items | $12,000 | 8,437 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $12,000 | 8,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $12,000 | 8,374 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $406,000 | 9,000 |
| Total interest expense | $92,000 | 8,976 |
| Net interest income | $314,000 | 8,985 |
| Provision for loan and lease losses | $-26,000 | 8,944 |
| Total noninterest income | $30,000 | 8,938 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $23,000 | 7,801 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $7,000 | 8,858 |
| Total noninterest expense | $292,000 | 9,078 |
| Salaries and employee benefits | $144,000 | 9,078 |
| Premises and equipment expense | $41,000 | 8,890 |
| Additional noninterest expense | $107,000 | 8,969 |
| Pre-tax net operating income | $78,000 | 8,282 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $13,000 | 6,950 |
| Income before extraordinary items | $65,000 | 8,402 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $65,000 | 8,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,848 |
| Cash dividends | $92,000 | 5,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $65,000 | 8,298 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $306,000 | 9,079 |
| Total interest expense | $73,000 | 9,052 |
| Net interest income | $233,000 | 9,060 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $24,000 | 9,003 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $17,000 | 7,874 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,000 | 8,842 |
| Total noninterest expense | $236,000 | 9,114 |
| Salaries and employee benefits | $115,000 | 9,119 |
| Premises and equipment expense | $32,000 | 8,898 |
| Additional noninterest expense | $89,000 | 8,964 |
| Pre-tax net operating income | $21,000 | 8,565 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $2,000 | 7,369 |
| Income before extraordinary items | $19,000 | 8,660 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $19,000 | 8,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,831 |
| Cash dividends | $32,000 | 5,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $19,000 | 8,561 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $192,000 | 9,134 |
| Total interest expense | $51,000 | 9,095 |
| Net interest income | $141,000 | 9,127 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $16,000 | 9,033 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $11,000 | 7,900 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $5,000 | 8,823 |
| Total noninterest expense | $155,000 | 9,147 |
| Salaries and employee benefits | $76,000 | 9,156 |
| Premises and equipment expense | $19,000 | 8,962 |
| Additional noninterest expense | $60,000 | 8,969 |
| Pre-tax net operating income | $2,000 | 8,648 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-1,000 | 8,923 |
| Income before extraordinary items | $3,000 | 8,744 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,000 | 8,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,344 |
| Cash dividends | $32,000 | 4,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,000 | 8,630 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $96,000 | 9,180 |
| Total interest expense | $26,000 | 9,136 |
| Net interest income | $70,000 | 9,178 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $8,000 | 9,052 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $5,000 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,000 | 8,754 |
| Total noninterest expense | $76,000 | 9,202 |
| Salaries and employee benefits | $38,000 | 9,204 |
| Premises and equipment expense | $9,000 | 9,017 |
| Additional noninterest expense | $29,000 | 9,032 |
| Pre-tax net operating income | $2,000 | 8,672 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $2,000 | 8,736 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,000 | 8,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,300 |
| Cash dividends | $32,000 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,000 | 8,632 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $457,000 | 9,182 |
| Total interest expense | $144,000 | 9,148 |
| Net interest income | $313,000 | 9,177 |
| Provision for loan and lease losses | $16,000 | 7,627 |
| Total noninterest income | $38,000 | 9,053 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $31,000 | 7,841 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,000 | 9,001 |
| Total noninterest expense | $302,000 | 9,239 |
| Salaries and employee benefits | $165,000 | 9,208 |
| Premises and equipment expense | $39,000 | 9,068 |
| Additional noninterest expense | $98,000 | 9,172 |
| Pre-tax net operating income | $33,000 | 8,532 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $4,000 | 7,480 |
| Income before extraordinary items | $29,000 | 8,631 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $29,000 | 8,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,987 |
| Cash dividends | $19,000 | 6,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $29,000 | 8,551 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $577,000 | 9,392 |
| Total interest expense | $247,000 | 9,341 |
| Net interest income | $330,000 | 9,385 |
| Provision for loan and lease losses | $10,000 | 7,930 |
| Total noninterest income | $45,000 | 9,216 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $38,000 | 7,831 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $7,000 | 9,251 |
| Total noninterest expense | $342,000 | 9,446 |
| Salaries and employee benefits | $184,000 | 9,434 |
| Premises and equipment expense | $47,000 | 9,175 |
| Additional noninterest expense | $111,000 | 9,310 |
| Pre-tax net operating income | $23,000 | 8,640 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $2,000 | 7,831 |
| Income before extraordinary items | $22,000 | 8,718 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $22,000 | 8,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $21,080 | 8,635 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $686,000 | 9,598 |
| Total interest expense | $265,000 | 9,576 |
| Net interest income | $421,000 | 9,560 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $55,000 | 9,258 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 7,773 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 9,368 |
| Total noninterest expense | $367,000 | 9,655 |
| Salaries and employee benefits | $206,000 | 9,613 |
| Premises and equipment expense | $43,000 | 9,495 |
| Additional noninterest expense | $118,000 | 9,500 |
| Pre-tax net operating income | $109,000 | 8,770 |
| Securities gains (losses) | $-2,000 | 7,578 |
| Applicable income taxes | $23,000 | 7,775 |
| Income before extraordinary items | $84,000 | 8,801 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $84,000 | 8,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $80,000 | 6,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $85,580 | 8,784 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $648,000 | 9,881 |
| Total interest expense | $259,000 | 9,857 |
| Net interest income | $389,000 | 9,834 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $51,000 | 9,576 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 7,961 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 9,914 |
| Total noninterest expense | $341,000 | 9,996 |
| Salaries and employee benefits | $195,000 | 9,932 |
| Premises and equipment expense | $48,000 | 9,675 |
| Additional noninterest expense | $98,000 | 9,932 |
| Pre-tax net operating income | $99,000 | 9,078 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $23,000 | 8,160 |
| Income before extraordinary items | $76,000 | 9,112 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $76,000 | 9,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $74,000 | 6,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $76,000 | 9,080 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $645,000 | 10,130 |
| Total interest expense | $263,000 | 10,111 |
| Net interest income | $382,000 | 10,102 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $50,000 | 9,843 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 8,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 10,162 |
| Total noninterest expense | $341,000 | 10,180 |
| Salaries and employee benefits | $194,000 | 10,141 |
| Premises and equipment expense | $52,000 | 9,775 |
| Additional noninterest expense | $95,000 | 10,165 |
| Pre-tax net operating income | $91,000 | 9,450 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $20,000 | 8,879 |
| Income before extraordinary items | $71,000 | 9,511 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $71,000 | 9,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $64,000 | 6,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $71,000 | 9,448 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $614,000 | 10,632 |
| Total interest expense | $251,000 | 10,596 |
| Net interest income | $363,000 | 10,605 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $48,000 | 10,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 8,616 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 10,622 |
| Total noninterest expense | $318,000 | 10,666 |
| Salaries and employee benefits | $186,000 | 10,599 |
| Premises and equipment expense | $45,000 | 10,318 |
| Additional noninterest expense | $87,000 | 10,640 |
| Pre-tax net operating income | $93,000 | 10,094 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $22,000 | 9,683 |
| Income before extraordinary items | $71,000 | 10,131 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $71,000 | 10,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,076 |
| Cash dividends | $64,000 | 6,997 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $71,000 | 10,090 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $600,000 | 11,187 |
| Total interest expense | $257,000 | 11,153 |
| Net interest income | $343,000 | 11,175 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $51,000 | 10,833 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 9,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 11,015 |
| Total noninterest expense | $307,000 | 11,211 |
| Salaries and employee benefits | $177,000 | 11,132 |
| Premises and equipment expense | $45,000 | 10,780 |
| Additional noninterest expense | $85,000 | 11,205 |
| Pre-tax net operating income | $87,000 | 10,437 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $19,000 | 10,217 |
| Income before extraordinary items | $67,000 | 10,479 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $67,000 | 10,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $64,000 | 7,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $67,780 | 10,431 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $607,000 | 11,712 |
| Total interest expense | $260,000 | 11,655 |
| Net interest income | $347,000 | 11,701 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $48,000 | 11,380 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 9,474 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 11,713 |
| Total noninterest expense | $306,000 | 11,695 |
| Salaries and employee benefits | $172,000 | 11,647 |
| Premises and equipment expense | $40,000 | 11,383 |
| Additional noninterest expense | $94,000 | 11,664 |
| Pre-tax net operating income | $89,000 | 11,141 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $21,000 | 10,738 |
| Income before extraordinary items | $68,000 | 11,184 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $68,000 | 11,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $72,000 | 7,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $68,000 | 11,155 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $562,000 | 12,356 |
| Total interest expense | $207,000 | 12,324 |
| Net interest income | $355,000 | 12,317 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $47,000 | 11,998 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 9,936 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 12,414 |
| Total noninterest expense | $321,000 | 12,290 |
| Salaries and employee benefits | $171,000 | 12,246 |
| Premises and equipment expense | $51,000 | 11,600 |
| Additional noninterest expense | $99,000 | 12,293 |
| Pre-tax net operating income | $81,000 | 11,747 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $15,000 | 11,265 |
| Income before extraordinary items | $65,000 | 11,693 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $65,000 | 11,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 11,321 |
| Cash dividends | $56,000 | 7,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $65,810 | 11,735 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $585,000 | 12,957 |
| Total interest expense | $221,000 | 12,930 |
| Net interest income | $364,000 | 12,890 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $47,000 | 12,624 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 10,409 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 12,927 |
| Total noninterest expense | $302,000 | 12,980 |
| Salaries and employee benefits | $166,000 | 12,877 |
| Premises and equipment expense | $41,000 | 12,502 |
| Additional noninterest expense | $95,000 | 12,975 |
| Pre-tax net operating income | $109,000 | 11,801 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $25,000 | 11,496 |
| Income before extraordinary items | $84,000 | 11,971 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $84,000 | 12,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $72,000 | 7,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $84,000 | 11,783 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $648,000 | 13,550 |
| Total interest expense | $300,000 | 13,481 |
| Net interest income | $348,000 | 13,514 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $48,000 | 13,159 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 10,924 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 13,064 |
| Total noninterest expense | $316,000 | 13,514 |
| Salaries and employee benefits | $177,000 | 13,348 |
| Premises and equipment expense | $39,000 | 13,096 |
| Additional noninterest expense | $100,000 | 13,523 |
| Pre-tax net operating income | $80,000 | 12,199 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $15,000 | 12,232 |
| Income before extraordinary items | $65,000 | 12,407 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $65,000 | 12,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 10,255 |
| Cash dividends | $60,000 | 7,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $65,000 | 12,121 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.