Home > Farmers State Bank > Income and Expense
Farmers State Bank, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,960,000 | 6,415 |
| Total interest expense | $677,000 | 5,610 |
| Net interest income | $1,283,000 | 6,607 |
| Provision for loan and lease losses | $180,000 | 5,003 |
| Total noninterest income | $94,000 | 6,609 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $63,000 | 5,781 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $31,000 | 6,404 |
| Total noninterest expense | $688,000 | 7,242 |
| Salaries and employee benefits | $387,000 | 7,163 |
| Premises and equipment expense | $53,000 | 7,389 |
| Additional noninterest expense | $248,000 | 7,074 |
| Pre-tax net operating income | $509,000 | 4,186 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $204,000 | 2,536 |
| Income before extraordinary items | $305,000 | 4,855 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $305,000 | 4,858 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $305,000 | 4,858 |
| Net charge-offs | $-59,000 | 7,655 |
| Cash dividends | $130,000 | 3,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $305,000 | 4,658 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,295,000 | 6,471 |
| Total interest expense | $467,000 | 5,636 |
| Net interest income | $828,000 | 6,694 |
| Provision for loan and lease losses | $120,000 | 4,894 |
| Total noninterest income | $61,000 | 6,663 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $41,000 | 5,847 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $20,000 | 6,465 |
| Total noninterest expense | $435,000 | 7,344 |
| Salaries and employee benefits | $252,000 | 7,245 |
| Premises and equipment expense | $32,000 | 7,493 |
| Additional noninterest expense | $151,000 | 7,232 |
| Pre-tax net operating income | $334,000 | 4,253 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $137,000 | 2,500 |
| Income before extraordinary items | $197,000 | 4,920 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $197,000 | 4,921 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $197,000 | 4,920 |
| Net charge-offs | $-59,000 | 7,710 |
| Cash dividends | $80,000 | 2,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $197,000 | 4,768 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $640,000 | 6,574 |
| Total interest expense | $242,000 | 5,670 |
| Net interest income | $398,000 | 6,823 |
| Provision for loan and lease losses | $60,000 | 4,570 |
| Total noninterest income | $29,000 | 6,778 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $19,000 | 5,978 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $10,000 | 6,608 |
| Total noninterest expense | $229,000 | 7,400 |
| Salaries and employee benefits | $135,000 | 7,265 |
| Premises and equipment expense | $18,000 | 7,509 |
| Additional noninterest expense | $76,000 | 7,323 |
| Pre-tax net operating income | $138,000 | 4,676 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $48,000 | 2,818 |
| Income before extraordinary items | $90,000 | 5,113 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $90,000 | 5,114 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $90,000 | 5,113 |
| Net charge-offs | $-65,000 | 7,813 |
| Cash dividends | $30,000 | 2,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $90,000 | 4,995 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,750,000 | 6,505 |
| Total interest expense | $1,081,000 | 5,868 |
| Net interest income | $1,669,000 | 6,709 |
| Provision for loan and lease losses | $494,000 | 4,569 |
| Total noninterest income | $131,000 | 6,724 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $89,000 | 5,905 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $42,000 | 6,529 |
| Total noninterest expense | $822,000 | 7,585 |
| Salaries and employee benefits | $438,000 | 7,561 |
| Premises and equipment expense | $81,000 | 7,540 |
| Additional noninterest expense | $303,000 | 7,423 |
| Pre-tax net operating income | $484,000 | 4,035 |
| Securities gains (losses) | $3,000 | 3,532 |
| Applicable income taxes | $167,000 | 2,535 |
| Income before extraordinary items | $320,000 | 4,408 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $320,000 | 4,409 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $320,000 | 4,410 |
| Net charge-offs | $417,000 | 4,027 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $318,020 | 4,338 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,092,000 | 6,549 |
| Total interest expense | $823,000 | 5,973 |
| Net interest income | $1,269,000 | 6,730 |
| Provision for loan and lease losses | $341,000 | 4,411 |
| Total noninterest income | $95,000 | 6,889 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $65,000 | 5,987 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $30,000 | 6,710 |
| Total noninterest expense | $626,000 | 7,613 |
| Salaries and employee benefits | $343,000 | 7,573 |
| Premises and equipment expense | $52,000 | 7,716 |
| Additional noninterest expense | $231,000 | 7,439 |
| Pre-tax net operating income | $397,000 | 4,199 |
| Securities gains (losses) | $2,000 | 3,313 |
| Applicable income taxes | $137,000 | 2,643 |
| Income before extraordinary items | $262,000 | 4,575 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $262,000 | 4,574 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $262,000 | 4,576 |
| Net charge-offs | $135,000 | 4,746 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $260,680 | 4,520 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,390,000 | 6,625 |
| Total interest expense | $559,000 | 6,056 |
| Net interest income | $831,000 | 6,779 |
| Provision for loan and lease losses | $179,000 | 4,523 |
| Total noninterest income | $60,000 | 6,991 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $42,000 | 6,029 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $18,000 | 6,881 |
| Total noninterest expense | $414,000 | 7,696 |
| Salaries and employee benefits | $236,000 | 7,610 |
| Premises and equipment expense | $32,000 | 7,838 |
| Additional noninterest expense | $146,000 | 7,554 |
| Pre-tax net operating income | $298,000 | 4,143 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $105,000 | 2,587 |
| Income before extraordinary items | $193,000 | 4,581 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $193,000 | 4,578 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $193,000 | 4,578 |
| Net charge-offs | $135,000 | 3,896 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $193,000 | 4,491 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $710,000 | 6,625 |
| Total interest expense | $289,000 | 6,094 |
| Net interest income | $421,000 | 6,775 |
| Provision for loan and lease losses | $70,000 | 4,469 |
| Total noninterest income | $29,000 | 7,057 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $20,000 | 6,060 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $9,000 | 6,953 |
| Total noninterest expense | $191,000 | 7,799 |
| Salaries and employee benefits | $118,000 | 7,661 |
| Premises and equipment expense | $17,000 | 7,834 |
| Additional noninterest expense | $56,000 | 7,764 |
| Pre-tax net operating income | $189,000 | 4,142 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $67,000 | 2,596 |
| Income before extraordinary items | $122,000 | 4,665 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $122,000 | 4,669 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $122,000 | 4,668 |
| Net charge-offs | $55,000 | 3,454 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $122,000 | 4,497 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,157,000 | 6,518 |
| Total interest expense | $1,455,000 | 6,045 |
| Net interest income | $1,702,000 | 6,764 |
| Provision for loan and lease losses | $82,000 | 6,226 |
| Total noninterest income | $125,000 | 7,060 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $82,000 | 6,172 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $43,000 | 6,902 |
| Total noninterest expense | $800,000 | 7,793 |
| Salaries and employee benefits | $493,000 | 7,687 |
| Premises and equipment expense | $80,000 | 7,797 |
| Additional noninterest expense | $227,000 | 7,764 |
| Pre-tax net operating income | $945,000 | 3,861 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $328,000 | 2,291 |
| Income before extraordinary items | $617,000 | 4,125 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $617,000 | 4,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 5,414 |
| Cash dividends | $125,000 | 4,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $617,000 | 4,279 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,408,000 | 6,555 |
| Total interest expense | $1,124,000 | 6,098 |
| Net interest income | $1,284,000 | 6,800 |
| Provision for loan and lease losses | $4,000 | 6,911 |
| Total noninterest income | $93,000 | 7,183 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $62,000 | 6,184 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $31,000 | 7,091 |
| Total noninterest expense | $599,000 | 7,836 |
| Salaries and employee benefits | $383,000 | 7,667 |
| Premises and equipment expense | $47,000 | 8,013 |
| Additional noninterest expense | $169,000 | 7,812 |
| Pre-tax net operating income | $774,000 | 4,157 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $268,000 | 2,592 |
| Income before extraordinary items | $506,000 | 4,430 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $506,000 | 4,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $506,000 | 4,569 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,643,000 | 6,567 |
| Total interest expense | $778,000 | 6,163 |
| Net interest income | $865,000 | 6,797 |
| Provision for loan and lease losses | $1,000 | 6,652 |
| Total noninterest income | $60,000 | 7,286 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $40,000 | 6,240 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $20,000 | 7,196 |
| Total noninterest expense | $383,000 | 7,930 |
| Salaries and employee benefits | $242,000 | 7,789 |
| Premises and equipment expense | $33,000 | 8,035 |
| Additional noninterest expense | $108,000 | 7,894 |
| Pre-tax net operating income | $541,000 | 4,236 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $184,000 | 2,785 |
| Income before extraordinary items | $357,000 | 4,698 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $357,000 | 4,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $357,000 | 4,638 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $848,000 | 6,582 |
| Total interest expense | $396,000 | 6,264 |
| Net interest income | $452,000 | 6,743 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $28,000 | 7,392 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $18,000 | 6,345 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $10,000 | 7,226 |
| Total noninterest expense | $211,000 | 7,875 |
| Salaries and employee benefits | $141,000 | 7,633 |
| Premises and equipment expense | $17,000 | 8,041 |
| Additional noninterest expense | $53,000 | 7,940 |
| Pre-tax net operating income | $269,000 | 4,390 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $96,000 | 2,847 |
| Income before extraordinary items | $173,000 | 4,979 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $173,000 | 4,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $173,000 | 4,863 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,310,000 | 6,641 |
| Total interest expense | $1,590,000 | 6,306 |
| Net interest income | $1,720,000 | 6,854 |
| Provision for loan and lease losses | $37,000 | 5,928 |
| Total noninterest income | $121,000 | 7,367 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $97,000 | 6,051 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $24,000 | 7,697 |
| Total noninterest expense | $832,000 | 7,890 |
| Salaries and employee benefits | $542,000 | 7,690 |
| Premises and equipment expense | $68,000 | 8,089 |
| Additional noninterest expense | $222,000 | 7,926 |
| Pre-tax net operating income | $972,000 | 4,793 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $365,000 | 3,144 |
| Income before extraordinary items | $607,000 | 5,320 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $607,000 | 5,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $325,000 | 4,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $607,000 | 5,311 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,468,000 | 6,685 |
| Total interest expense | $1,180,000 | 6,360 |
| Net interest income | $1,288,000 | 6,890 |
| Provision for loan and lease losses | $35,000 | 5,456 |
| Total noninterest income | $87,000 | 7,453 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $75,000 | 6,058 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $12,000 | 7,954 |
| Total noninterest expense | $567,000 | 7,987 |
| Salaries and employee benefits | $367,000 | 7,808 |
| Premises and equipment expense | $53,000 | 8,044 |
| Additional noninterest expense | $147,000 | 8,026 |
| Pre-tax net operating income | $773,000 | 4,910 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $293,000 | 3,231 |
| Income before extraordinary items | $480,000 | 5,462 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $480,000 | 5,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $215,000 | 4,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $480,000 | 5,447 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,626,000 | 6,744 |
| Total interest expense | $771,000 | 6,427 |
| Net interest income | $855,000 | 6,947 |
| Provision for loan and lease losses | $29,000 | 5,065 |
| Total noninterest income | $52,000 | 7,614 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $48,000 | 6,141 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $4,000 | 8,223 |
| Total noninterest expense | $367,000 | 8,070 |
| Salaries and employee benefits | $241,000 | 7,877 |
| Premises and equipment expense | $36,000 | 8,079 |
| Additional noninterest expense | $90,000 | 8,145 |
| Pre-tax net operating income | $511,000 | 4,994 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $196,000 | 3,305 |
| Income before extraordinary items | $315,000 | 5,557 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $315,000 | 5,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $315,000 | 5,538 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $792,000 | 6,834 |
| Total interest expense | $374,000 | 6,497 |
| Net interest income | $418,000 | 7,002 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $23,000 | 7,735 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $22,000 | 6,225 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,000 | 8,340 |
| Total noninterest expense | $193,000 | 8,048 |
| Salaries and employee benefits | $129,000 | 7,845 |
| Premises and equipment expense | $18,000 | 8,104 |
| Additional noninterest expense | $46,000 | 8,162 |
| Pre-tax net operating income | $233,000 | 5,198 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $87,000 | 3,460 |
| Income before extraordinary items | $146,000 | 5,695 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $146,000 | 5,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $146,000 | 5,681 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,970,000 | 6,801 |
| Total interest expense | $1,217,000 | 6,562 |
| Net interest income | $1,753,000 | 6,866 |
| Provision for loan and lease losses | $10,000 | 6,573 |
| Total noninterest income | $113,000 | 7,615 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $104,000 | 6,103 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $9,000 | 8,284 |
| Total noninterest expense | $846,000 | 7,946 |
| Salaries and employee benefits | $564,000 | 7,698 |
| Premises and equipment expense | $64,000 | 8,204 |
| Additional noninterest expense | $218,000 | 8,016 |
| Pre-tax net operating income | $1,010,000 | 5,178 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $373,000 | 3,523 |
| Income before extraordinary items | $637,000 | 5,689 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $637,000 | 5,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,949 |
| Cash dividends | $458,000 | 3,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $637,000 | 5,674 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,166,000 | 6,901 |
| Total interest expense | $850,000 | 6,673 |
| Net interest income | $1,316,000 | 6,940 |
| Provision for loan and lease losses | $4,000 | 6,573 |
| Total noninterest income | $87,000 | 7,667 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $81,000 | 6,109 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,383 |
| Total noninterest expense | $537,000 | 8,161 |
| Salaries and employee benefits | $344,000 | 7,986 |
| Premises and equipment expense | $45,000 | 8,304 |
| Additional noninterest expense | $148,000 | 8,154 |
| Pre-tax net operating income | $862,000 | 5,071 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $318,000 | 3,498 |
| Income before extraordinary items | $544,000 | 5,579 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $544,000 | 5,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,827 |
| Cash dividends | $458,000 | 3,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $544,000 | 5,579 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,403,000 | 6,964 |
| Total interest expense | $524,000 | 6,759 |
| Net interest income | $879,000 | 6,976 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $58,000 | 7,716 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $54,000 | 6,138 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,000 | 8,426 |
| Total noninterest expense | $336,000 | 8,256 |
| Salaries and employee benefits | $211,000 | 8,136 |
| Premises and equipment expense | $28,000 | 8,370 |
| Additional noninterest expense | $97,000 | 8,195 |
| Pre-tax net operating income | $601,000 | 4,987 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $220,000 | 3,487 |
| Income before extraordinary items | $381,000 | 5,491 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $381,000 | 5,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,784 |
| Cash dividends | $208,000 | 3,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $381,000 | 5,487 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $674,000 | 7,034 |
| Total interest expense | $246,000 | 6,813 |
| Net interest income | $428,000 | 7,056 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $30,000 | 7,673 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $28,000 | 6,029 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,382 |
| Total noninterest expense | $182,000 | 8,188 |
| Salaries and employee benefits | $108,000 | 8,112 |
| Premises and equipment expense | $14,000 | 8,354 |
| Additional noninterest expense | $60,000 | 7,941 |
| Pre-tax net operating income | $276,000 | 5,151 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $98,000 | 3,623 |
| Income before extraordinary items | $178,000 | 5,585 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $178,000 | 5,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,443 |
| Cash dividends | $60,000 | 3,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $178,000 | 5,581 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,349,000 | 7,132 |
| Total interest expense | $721,000 | 6,976 |
| Net interest income | $1,628,000 | 7,128 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $106,000 | 7,879 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $98,000 | 6,322 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $8,000 | 8,464 |
| Total noninterest expense | $901,000 | 7,915 |
| Salaries and employee benefits | $564,000 | 7,735 |
| Premises and equipment expense | $66,000 | 8,273 |
| Additional noninterest expense | $271,000 | 7,803 |
| Pre-tax net operating income | $833,000 | 5,788 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $300,000 | 4,130 |
| Income before extraordinary items | $533,000 | 6,243 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $533,000 | 6,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,068 |
| Cash dividends | $82,000 | 5,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $533,000 | 6,214 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,712,000 | 7,193 |
| Total interest expense | $499,000 | 7,078 |
| Net interest income | $1,213,000 | 7,172 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $78,000 | 7,937 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $74,000 | 6,349 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,000 | 8,585 |
| Total noninterest expense | $584,000 | 8,108 |
| Salaries and employee benefits | $345,000 | 8,005 |
| Premises and equipment expense | $46,000 | 8,335 |
| Additional noninterest expense | $193,000 | 7,883 |
| Pre-tax net operating income | $707,000 | 5,617 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $253,000 | 4,075 |
| Income before extraordinary items | $454,000 | 6,104 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $454,000 | 6,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,687 |
| Cash dividends | $57,000 | 4,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $454,000 | 6,082 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,110,000 | 7,233 |
| Total interest expense | $302,000 | 7,174 |
| Net interest income | $808,000 | 7,164 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $48,000 | 8,009 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $47,000 | 6,391 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,000 | 8,662 |
| Total noninterest expense | $389,000 | 8,105 |
| Salaries and employee benefits | $239,000 | 7,952 |
| Premises and equipment expense | $31,000 | 8,342 |
| Additional noninterest expense | $119,000 | 7,988 |
| Pre-tax net operating income | $467,000 | 5,620 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $164,000 | 4,112 |
| Income before extraordinary items | $303,000 | 6,102 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $303,000 | 6,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $57,000 | 4,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $303,000 | 6,053 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $524,000 | 7,392 |
| Total interest expense | $138,000 | 7,318 |
| Net interest income | $386,000 | 7,337 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $21,000 | 8,155 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $20,000 | 6,602 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,675 |
| Total noninterest expense | $194,000 | 8,181 |
| Salaries and employee benefits | $114,000 | 8,101 |
| Premises and equipment expense | $16,000 | 8,389 |
| Additional noninterest expense | $64,000 | 7,941 |
| Pre-tax net operating income | $213,000 | 5,813 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $70,000 | 4,289 |
| Income before extraordinary items | $143,000 | 6,203 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $143,000 | 6,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $57,000 | 3,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $143,000 | 6,158 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,916,000 | 7,467 |
| Total interest expense | $491,000 | 7,332 |
| Net interest income | $1,425,000 | 7,423 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $98,000 | 8,099 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $84,000 | 6,711 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $14,000 | 8,404 |
| Total noninterest expense | $743,000 | 8,263 |
| Salaries and employee benefits | $475,000 | 8,057 |
| Premises and equipment expense | $59,000 | 8,493 |
| Additional noninterest expense | $209,000 | 8,256 |
| Pre-tax net operating income | $780,000 | 5,852 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $274,000 | 4,331 |
| Income before extraordinary items | $506,000 | 6,332 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $506,000 | 6,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,887 |
| Cash dividends | $202,000 | 4,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $506,000 | 6,264 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,407,000 | 7,545 |
| Total interest expense | $361,000 | 7,392 |
| Net interest income | $1,046,000 | 7,482 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $70,000 | 8,209 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $62,000 | 6,768 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,000 | 8,558 |
| Total noninterest expense | $489,000 | 8,418 |
| Salaries and employee benefits | $289,000 | 8,339 |
| Premises and equipment expense | $45,000 | 8,490 |
| Additional noninterest expense | $155,000 | 8,274 |
| Pre-tax net operating income | $627,000 | 5,776 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $217,000 | 4,323 |
| Income before extraordinary items | $410,000 | 6,268 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $410,000 | 6,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,579 |
| Cash dividends | $123,000 | 4,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $410,000 | 6,194 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $909,000 | 7,642 |
| Total interest expense | $238,000 | 7,483 |
| Net interest income | $671,000 | 7,591 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $45,000 | 8,298 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $39,000 | 6,883 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $6,000 | 8,561 |
| Total noninterest expense | $335,000 | 8,446 |
| Salaries and employee benefits | $194,000 | 8,380 |
| Premises and equipment expense | $32,000 | 8,470 |
| Additional noninterest expense | $109,000 | 8,237 |
| Pre-tax net operating income | $381,000 | 5,976 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $126,000 | 4,529 |
| Income before extraordinary items | $255,000 | 6,397 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $255,000 | 6,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $255,000 | 6,307 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $450,000 | 7,710 |
| Total interest expense | $119,000 | 7,546 |
| Net interest income | $331,000 | 7,657 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $24,000 | 8,222 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $19,000 | 6,877 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $5,000 | 8,313 |
| Total noninterest expense | $181,000 | 8,372 |
| Salaries and employee benefits | $100,000 | 8,382 |
| Premises and equipment expense | $17,000 | 8,430 |
| Additional noninterest expense | $64,000 | 8,039 |
| Pre-tax net operating income | $174,000 | 6,138 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $50,000 | 4,842 |
| Income before extraordinary items | $124,000 | 6,441 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $124,000 | 6,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $124,000 | 6,321 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,789,000 | 7,784 |
| Total interest expense | $565,000 | 7,517 |
| Net interest income | $1,224,000 | 7,773 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $76,000 | 8,549 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $63,000 | 7,221 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $13,000 | 8,668 |
| Total noninterest expense | $674,000 | 8,502 |
| Salaries and employee benefits | $402,000 | 8,400 |
| Premises and equipment expense | $68,000 | 8,518 |
| Additional noninterest expense | $204,000 | 8,416 |
| Pre-tax net operating income | $626,000 | 6,255 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $236,000 | 4,672 |
| Income before extraordinary items | $390,000 | 6,860 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $390,000 | 6,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,445 |
| Cash dividends | $394,000 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $390,000 | 6,705 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,347,000 | 7,865 |
| Total interest expense | $442,000 | 7,575 |
| Net interest income | $905,000 | 7,873 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $54,000 | 8,655 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $47,000 | 7,276 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,000 | 8,842 |
| Total noninterest expense | $487,000 | 8,569 |
| Salaries and employee benefits | $288,000 | 8,469 |
| Premises and equipment expense | $50,000 | 8,563 |
| Additional noninterest expense | $149,000 | 8,474 |
| Pre-tax net operating income | $472,000 | 6,403 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $180,000 | 4,819 |
| Income before extraordinary items | $292,000 | 6,990 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $292,000 | 6,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,833 |
| Cash dividends | $306,000 | 3,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $292,000 | 6,823 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $897,000 | 7,916 |
| Total interest expense | $306,000 | 7,615 |
| Net interest income | $591,000 | 7,929 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $38,000 | 8,624 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $31,000 | 7,289 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $7,000 | 8,670 |
| Total noninterest expense | $311,000 | 8,639 |
| Salaries and employee benefits | $186,000 | 8,550 |
| Premises and equipment expense | $34,000 | 8,559 |
| Additional noninterest expense | $91,000 | 8,578 |
| Pre-tax net operating income | $318,000 | 6,382 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $123,000 | 4,828 |
| Income before extraordinary items | $195,000 | 7,011 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $195,000 | 7,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,113 |
| Cash dividends | $159,000 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $195,000 | 6,821 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $448,000 | 7,969 |
| Total interest expense | $160,000 | 7,622 |
| Net interest income | $288,000 | 8,011 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $19,000 | 8,654 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $15,000 | 7,293 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,607 |
| Total noninterest expense | $157,000 | 8,678 |
| Salaries and employee benefits | $94,000 | 8,569 |
| Premises and equipment expense | $17,000 | 8,567 |
| Additional noninterest expense | $46,000 | 8,601 |
| Pre-tax net operating income | $150,000 | 6,460 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $61,000 | 4,805 |
| Income before extraordinary items | $89,000 | 7,109 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $89,000 | 7,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,051 |
| Cash dividends | $38,000 | 3,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $89,000 | 6,956 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,954,000 | 7,901 |
| Total interest expense | $775,000 | 7,593 |
| Net interest income | $1,179,000 | 7,980 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $83,000 | 8,607 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $70,000 | 7,133 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,000 | 8,786 |
| Total noninterest expense | $682,000 | 8,583 |
| Salaries and employee benefits | $408,000 | 8,486 |
| Premises and equipment expense | $63,000 | 8,706 |
| Additional noninterest expense | $211,000 | 8,478 |
| Pre-tax net operating income | $580,000 | 6,487 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $204,000 | 5,080 |
| Income before extraordinary items | $376,000 | 6,953 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $376,000 | 6,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,852 |
| Cash dividends | $180,000 | 5,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $376,000 | 6,825 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,397,000 | 7,853 |
| Total interest expense | $1,223,000 | 7,577 |
| Net interest income | $1,174,000 | 7,939 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $72,000 | 8,881 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $63,000 | 7,334 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $9,000 | 9,168 |
| Total noninterest expense | $608,000 | 8,907 |
| Salaries and employee benefits | $378,000 | 8,709 |
| Premises and equipment expense | $48,000 | 9,159 |
| Additional noninterest expense | $182,000 | 8,797 |
| Pre-tax net operating income | $638,000 | 6,036 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $224,000 | 4,813 |
| Income before extraordinary items | $414,000 | 6,499 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $414,000 | 6,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,729 |
| Cash dividends | $463,000 | 3,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $414,000 | 6,373 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,476,000 | 7,930 |
| Total interest expense | $1,246,000 | 7,709 |
| Net interest income | $1,230,000 | 8,014 |
| Provision for loan and lease losses | $16,000 | 7,742 |
| Total noninterest income | $79,000 | 8,893 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 7,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 9,315 |
| Total noninterest expense | $601,000 | 9,088 |
| Salaries and employee benefits | $381,000 | 8,851 |
| Premises and equipment expense | $66,000 | 9,056 |
| Additional noninterest expense | $154,000 | 9,204 |
| Pre-tax net operating income | $692,000 | 6,252 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $257,000 | 4,924 |
| Income before extraordinary items | $435,000 | 6,653 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $435,000 | 6,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,699 |
| Cash dividends | $400,000 | 3,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $435,000 | 6,667 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,287,000 | 8,151 |
| Total interest expense | $1,143,000 | 7,797 |
| Net interest income | $1,144,000 | 8,309 |
| Provision for loan and lease losses | $24,000 | 7,475 |
| Total noninterest income | $79,000 | 9,159 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 7,449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 9,578 |
| Total noninterest expense | $544,000 | 9,488 |
| Salaries and employee benefits | $337,000 | 9,269 |
| Premises and equipment expense | $54,000 | 9,557 |
| Additional noninterest expense | $153,000 | 9,484 |
| Pre-tax net operating income | $655,000 | 6,493 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $243,000 | 5,283 |
| Income before extraordinary items | $412,000 | 6,921 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $412,000 | 6,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,010 |
| Cash dividends | $400,000 | 3,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $412,000 | 6,902 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,323,000 | 8,285 |
| Total interest expense | $1,145,000 | 8,039 |
| Net interest income | $1,178,000 | 8,377 |
| Provision for loan and lease losses | $33,000 | 7,242 |
| Total noninterest income | $77,000 | 9,405 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 7,728 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 9,739 |
| Total noninterest expense | $540,000 | 9,640 |
| Salaries and employee benefits | $319,000 | 9,502 |
| Premises and equipment expense | $57,000 | 9,657 |
| Additional noninterest expense | $164,000 | 9,521 |
| Pre-tax net operating income | $682,000 | 6,553 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $253,000 | 5,623 |
| Income before extraordinary items | $429,000 | 7,044 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $429,000 | 7,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,466 |
| Cash dividends | $425,000 | 3,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $429,000 | 6,947 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,248,000 | 8,710 |
| Total interest expense | $1,129,000 | 8,324 |
| Net interest income | $1,119,000 | 8,891 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $83,000 | 9,706 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 7,935 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 10,147 |
| Total noninterest expense | $515,000 | 10,078 |
| Salaries and employee benefits | $314,000 | 9,852 |
| Premises and equipment expense | $57,000 | 10,024 |
| Additional noninterest expense | $144,000 | 10,070 |
| Pre-tax net operating income | $627,000 | 7,303 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $189,000 | 7,036 |
| Income before extraordinary items | $438,000 | 7,390 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $438,000 | 7,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,811 |
| Cash dividends | $300,000 | 4,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $438,000 | 7,338 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,170,000 | 9,142 |
| Total interest expense | $1,117,000 | 8,639 |
| Net interest income | $1,053,000 | 9,406 |
| Provision for loan and lease losses | $127,000 | 4,469 |
| Total noninterest income | $151,000 | 8,994 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 8,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,682 |
| Total noninterest expense | $504,000 | 10,568 |
| Salaries and employee benefits | $312,000 | 10,259 |
| Premises and equipment expense | $59,000 | 10,387 |
| Additional noninterest expense | $133,000 | 10,756 |
| Pre-tax net operating income | $573,000 | 7,556 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $208,000 | 7,014 |
| Income before extraordinary items | $367,000 | 7,879 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $367,000 | 7,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,641 |
| Cash dividends | $275,000 | 4,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $365,720 | 7,830 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,190,000 | 9,432 |
| Total interest expense | $1,053,000 | 9,067 |
| Net interest income | $1,137,000 | 9,521 |
| Provision for loan and lease losses | $49,000 | 6,287 |
| Total noninterest income | $82,000 | 10,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 8,614 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 11,383 |
| Total noninterest expense | $504,000 | 11,004 |
| Salaries and employee benefits | $311,000 | 10,655 |
| Premises and equipment expense | $38,000 | 11,427 |
| Additional noninterest expense | $155,000 | 10,999 |
| Pre-tax net operating income | $666,000 | 7,502 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $228,000 | 6,988 |
| Income before extraordinary items | $438,000 | 7,744 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $438,000 | 7,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,571 |
| Cash dividends | $250,000 | 4,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $438,000 | 7,715 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,822,000 | 10,123 |
| Total interest expense | $796,000 | 9,629 |
| Net interest income | $1,026,000 | 10,310 |
| Provision for loan and lease losses | $24,000 | 7,499 |
| Total noninterest income | $80,000 | 11,248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 9,141 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 11,845 |
| Total noninterest expense | $528,000 | 11,465 |
| Salaries and employee benefits | $312,000 | 11,093 |
| Premises and equipment expense | $35,000 | 12,105 |
| Additional noninterest expense | $181,000 | 11,392 |
| Pre-tax net operating income | $554,000 | 8,283 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $174,000 | 7,835 |
| Income before extraordinary items | $380,000 | 8,358 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $380,000 | 8,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 10,731 |
| Cash dividends | $600,000 | 2,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $380,000 | 8,406 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,795,000 | 10,598 |
| Total interest expense | $815,000 | 9,964 |
| Net interest income | $980,000 | 10,856 |
| Provision for loan and lease losses | $20,000 | 9,046 |
| Total noninterest income | $77,000 | 11,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 9,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 12,477 |
| Total noninterest expense | $528,000 | 12,014 |
| Salaries and employee benefits | $306,000 | 11,583 |
| Premises and equipment expense | $34,000 | 12,727 |
| Additional noninterest expense | $188,000 | 11,892 |
| Pre-tax net operating income | $509,000 | 8,607 |
| Securities gains (losses) | $395,000 | 1,061 |
| Applicable income taxes | $270,000 | 6,484 |
| Income before extraordinary items | $634,000 | 6,533 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $634,000 | 6,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 11,621 |
| Cash dividends | $500,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $357,500 | 8,603 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,059,000 | 10,784 |
| Total interest expense | $1,039,000 | 10,233 |
| Net interest income | $1,020,000 | 11,029 |
| Provision for loan and lease losses | $28,000 | 10,112 |
| Total noninterest income | $69,000 | 12,585 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 9,957 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 13,358 |
| Total noninterest expense | $478,000 | 12,760 |
| Salaries and employee benefits | $286,000 | 12,181 |
| Premises and equipment expense | $32,000 | 13,348 |
| Additional noninterest expense | $160,000 | 12,788 |
| Pre-tax net operating income | $583,000 | 7,847 |
| Securities gains (losses) | $-9,000 | 13,256 |
| Applicable income taxes | $163,000 | 8,321 |
| Income before extraordinary items | $411,000 | 8,101 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $411,000 | 8,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 12,286 |
| Cash dividends | $525,000 | 2,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $417,480 | 7,693 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.