Home > Farmers State Bank > Income and Expense
Farmers State Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $673,000 | 11,651 |
| Total interest expense | $291,000 | 11,595 |
| Net interest income | $382,000 | 11,639 |
| Provision for loan and lease losses | $-40,000 | 11,560 |
| Total noninterest income | $19,000 | 11,786 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $15,000 | 10,107 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 11,796 |
| Total noninterest expense | $261,000 | 11,796 |
| Salaries and employee benefits | $149,000 | 11,746 |
| Premises and equipment expense | $13,000 | 11,869 |
| Additional noninterest expense | $99,000 | 11,621 |
| Pre-tax net operating income | $180,000 | 10,584 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $25,000 | 10,670 |
| Income before extraordinary items | $155,000 | 10,416 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $155,000 | 10,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $97,000 | 6,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $155,000 | 10,391 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $588,000 | 12,335 |
| Total interest expense | $237,000 | 12,243 |
| Net interest income | $351,000 | 12,328 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $20,000 | 12,383 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $17,000 | 10,605 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 12,453 |
| Total noninterest expense | $244,000 | 12,456 |
| Salaries and employee benefits | $139,000 | 12,408 |
| Premises and equipment expense | $12,000 | 12,519 |
| Additional noninterest expense | $93,000 | 12,350 |
| Pre-tax net operating income | $127,000 | 11,437 |
| Securities gains (losses) | $14,000 | 2,006 |
| Applicable income taxes | $41,000 | 10,670 |
| Income before extraordinary items | $100,000 | 11,384 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $100,000 | 11,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $113,000 | 6,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $90,060 | 11,519 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $611,000 | 12,932 |
| Total interest expense | $247,000 | 12,845 |
| Net interest income | $364,000 | 12,890 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $24,000 | 13,016 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 11,023 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 13,037 |
| Total noninterest expense | $240,000 | 13,120 |
| Salaries and employee benefits | $138,000 | 13,051 |
| Premises and equipment expense | $11,000 | 13,206 |
| Additional noninterest expense | $91,000 | 13,021 |
| Pre-tax net operating income | $148,000 | 11,491 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $49,000 | 10,966 |
| Income before extraordinary items | $99,000 | 11,813 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $99,000 | 11,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $109,000 | 6,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $99,000 | 11,621 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $699,000 | 13,488 |
| Total interest expense | $312,000 | 13,442 |
| Net interest income | $387,000 | 13,418 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $26,000 | 13,604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $22,000 | 11,322 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 13,723 |
| Total noninterest expense | $239,000 | 13,727 |
| Salaries and employee benefits | $135,000 | 13,649 |
| Premises and equipment expense | $10,000 | 13,841 |
| Additional noninterest expense | $94,000 | 13,584 |
| Pre-tax net operating income | $174,000 | 11,308 |
| Securities gains (losses) | $10,000 | 6,439 |
| Applicable income taxes | $41,000 | 11,507 |
| Income before extraordinary items | $143,000 | 11,373 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $143,000 | 11,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $135,200 | 11,156 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.