Home > Farmers State Bank > Income and Expense
Farmers State Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,651,000 | 5,980 |
| Total interest expense | $2,107,000 | 6,119 |
| Net interest income | $2,544,000 | 5,738 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $240,000 | 6,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $170,000 | 5,485 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 7,177 |
| Total noninterest expense | $1,714,000 | 6,244 |
| Salaries and employee benefits | $870,000 | 6,419 |
| Premises and equipment expense | $162,000 | 7,372 |
| Additional noninterest expense | $682,000 | 5,276 |
| Pre-tax net operating income | $1,070,000 | 5,089 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $456,000 | 3,698 |
| Income before extraordinary items | $614,000 | 5,774 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $614,000 | 5,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,699 |
| Cash dividends | $387,000 | 4,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $614,000 | 5,786 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,399,000 | 6,021 |
| Total interest expense | $1,780,000 | 6,392 |
| Net interest income | $2,619,000 | 5,649 |
| Provision for loan and lease losses | $93,000 | 5,398 |
| Total noninterest income | $219,000 | 7,262 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $139,000 | 6,031 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 7,144 |
| Total noninterest expense | $1,756,000 | 6,165 |
| Salaries and employee benefits | $868,000 | 6,461 |
| Premises and equipment expense | $162,000 | 7,459 |
| Additional noninterest expense | $726,000 | 5,130 |
| Pre-tax net operating income | $989,000 | 5,340 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $427,000 | 3,990 |
| Income before extraordinary items | $562,000 | 6,091 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $562,000 | 6,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 9,636 |
| Cash dividends | $274,000 | 4,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $562,000 | 6,064 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,542,000 | 6,022 |
| Total interest expense | $2,047,000 | 6,112 |
| Net interest income | $2,495,000 | 5,868 |
| Provision for loan and lease losses | $52,000 | 6,526 |
| Total noninterest income | $213,000 | 7,426 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 6,047 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 7,479 |
| Total noninterest expense | $1,811,000 | 5,966 |
| Salaries and employee benefits | $812,000 | 6,636 |
| Premises and equipment expense | $238,000 | 6,142 |
| Additional noninterest expense | $761,000 | 4,847 |
| Pre-tax net operating income | $845,000 | 5,915 |
| Securities gains (losses) | $6,000 | 3,324 |
| Applicable income taxes | $375,000 | 4,582 |
| Income before extraordinary items | $476,000 | 6,749 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $476,000 | 6,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 2,384 |
| Cash dividends | $110,000 | 6,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $472,160 | 6,665 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,681,000 | 6,059 |
| Total interest expense | $2,153,000 | 5,979 |
| Net interest income | $2,528,000 | 6,010 |
| Provision for loan and lease losses | $13,000 | 8,228 |
| Total noninterest income | $223,000 | 7,553 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $160,000 | 6,003 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 7,914 |
| Total noninterest expense | $2,112,000 | 5,440 |
| Salaries and employee benefits | $947,000 | 6,075 |
| Premises and equipment expense | $313,000 | 5,314 |
| Additional noninterest expense | $852,000 | 4,509 |
| Pre-tax net operating income | $626,000 | 7,306 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $286,000 | 5,856 |
| Income before extraordinary items | $340,000 | 8,075 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $340,000 | 8,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,638 |
| Cash dividends | $479,000 | 3,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $340,000 | 8,026 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $404,000 | 11,303 |
| Total interest expense | $188,000 | 11,243 |
| Net interest income | $216,000 | 11,318 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $16,000 | 11,266 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $12,000 | 9,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 11,246 |
| Total noninterest expense | $146,000 | 11,408 |
| Salaries and employee benefits | $75,000 | 11,396 |
| Premises and equipment expense | $24,000 | 11,240 |
| Additional noninterest expense | $47,000 | 11,393 |
| Pre-tax net operating income | $86,000 | 10,442 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $38,000 | 9,901 |
| Income before extraordinary items | $48,000 | 10,596 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $48,000 | 10,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,098 |
| Cash dividends | $435,000 | 3,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $48,000 | 10,541 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,658,000 | 6,282 |
| Total interest expense | $2,480,000 | 5,608 |
| Net interest income | $2,178,000 | 6,917 |
| Provision for loan and lease losses | $41,000 | 6,593 |
| Total noninterest income | $192,000 | 8,551 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 7,291 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 8,310 |
| Total noninterest expense | $1,609,000 | 6,953 |
| Salaries and employee benefits | $881,000 | 6,653 |
| Premises and equipment expense | $296,000 | 5,689 |
| Additional noninterest expense | $432,000 | 7,878 |
| Pre-tax net operating income | $720,000 | 7,225 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $236,000 | 6,858 |
| Income before extraordinary items | $481,000 | 7,396 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $481,000 | 7,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 11,021 |
| Cash dividends | $378,000 | 4,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $483,010 | 7,340 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,959,000 | 6,752 |
| Total interest expense | $1,751,000 | 6,206 |
| Net interest income | $2,208,000 | 7,074 |
| Provision for loan and lease losses | $50,000 | 6,087 |
| Total noninterest income | $146,000 | 9,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 7,763 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 10,596 |
| Total noninterest expense | $1,487,000 | 7,640 |
| Salaries and employee benefits | $714,000 | 7,770 |
| Premises and equipment expense | $269,000 | 6,192 |
| Additional noninterest expense | $504,000 | 7,808 |
| Pre-tax net operating income | $817,000 | 6,793 |
| Securities gains (losses) | $30,000 | 1,467 |
| Applicable income taxes | $327,000 | 5,543 |
| Income before extraordinary items | $520,000 | 7,154 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $520,000 | 7,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 11,066 |
| Cash dividends | $355,000 | 4,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $500,800 | 7,343 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,182,000 | 6,658 |
| Total interest expense | $1,772,000 | 6,417 |
| Net interest income | $2,410,000 | 6,721 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $143,000 | 10,356 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 7,974 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,437 |
| Total noninterest expense | $1,384,000 | 8,240 |
| Salaries and employee benefits | $730,000 | 7,781 |
| Premises and equipment expense | $217,000 | 7,346 |
| Additional noninterest expense | $437,000 | 8,855 |
| Pre-tax net operating income | $1,049,000 | 5,697 |
| Securities gains (losses) | $12,000 | 5,266 |
| Applicable income taxes | $437,000 | 4,693 |
| Income before extraordinary items | $624,000 | 6,604 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $624,000 | 6,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 12,581 |
| Cash dividends | $327,000 | 4,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $616,320 | 6,414 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,358,000 | 7,062 |
| Total interest expense | $2,143,000 | 6,774 |
| Net interest income | $2,215,000 | 7,211 |
| Provision for loan and lease losses | $170,000 | 5,731 |
| Total noninterest income | $163,000 | 10,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 8,135 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 10,399 |
| Total noninterest expense | $1,489,000 | 7,952 |
| Salaries and employee benefits | $719,000 | 7,841 |
| Premises and equipment expense | $213,000 | 7,557 |
| Additional noninterest expense | $557,000 | 7,904 |
| Pre-tax net operating income | $719,000 | 7,000 |
| Securities gains (losses) | $7,000 | 6,774 |
| Applicable income taxes | $237,000 | 6,885 |
| Income before extraordinary items | $489,000 | 7,423 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $489,000 | 7,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 6,878 |
| Cash dividends | $315,000 | 3,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $484,310 | 7,097 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.