Home > Farmers State Bank > Income and Expense
Farmers State Bank, Income and Expense
1999-12-31 (YTD Data) | Rank | |
Total interest income | $3,774,000 | 6,549 |
Total interest expense | $1,805,000 | 6,344 |
Net interest income | $1,969,000 | 6,703 |
Provision for loan and lease losses | $0 | 8,503 |
Total noninterest income | $233,000 | 7,116 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $130,000 | 6,171 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $103,000 | 6,553 |
Total noninterest expense | $1,088,000 | 7,876 |
Salaries and employee benefits | $518,000 | 8,243 |
Premises and equipment expense | $149,000 | 7,678 |
Additional noninterest expense | $421,000 | 7,107 |
Pre-tax net operating income | $1,114,000 | 4,993 |
Securities gains (losses) | $-28,000 | 9,642 |
Applicable income taxes | $435,000 | 3,947 |
Income before extraordinary items | $651,000 | 5,666 |
Extraordinary gains, net | $0 | 35 |
Net income | $651,000 | 5,663 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,897 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $668,920 | 5,561 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $1,668,000 | 9,087 |
Total interest expense | $861,000 | 8,787 |
Net interest income | $807,000 | 9,235 |
Provision for loan and lease losses | $0 | 8,652 |
Total noninterest income | $80,000 | 9,352 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $52,000 | 7,990 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $28,000 | 9,114 |
Total noninterest expense | $546,000 | 9,626 |
Salaries and employee benefits | $262,000 | 9,819 |
Premises and equipment expense | $68,000 | 9,397 |
Additional noninterest expense | $216,000 | 8,951 |
Pre-tax net operating income | $341,000 | 8,170 |
Securities gains (losses) | $29,000 | 2,139 |
Applicable income taxes | $147,000 | 6,882 |
Income before extraordinary items | $223,000 | 8,454 |
Extraordinary gains, net | $0 | 32 |
Net income | $223,000 | 8,453 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,132 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $204,440 | 8,514 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $3,373,000 | 7,321 |
Total interest expense | $1,817,000 | 6,646 |
Net interest income | $1,556,000 | 7,861 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $139,000 | 8,746 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $87,000 | 7,487 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $52,000 | 8,342 |
Total noninterest expense | $979,000 | 8,421 |
Salaries and employee benefits | $632,000 | 7,709 |
Premises and equipment expense | $118,000 | 8,544 |
Additional noninterest expense | $229,000 | 9,081 |
Pre-tax net operating income | $716,000 | 6,912 |
Securities gains (losses) | $-30,000 | 10,516 |
Applicable income taxes | $192,000 | 6,988 |
Income before extraordinary items | $494,000 | 7,004 |
Extraordinary gains, net | $0 | 44 |
Net income | $494,000 | 7,005 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-23,000 | 10,263 |
Cash dividends | $150,000 | 5,875 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $515,600 | 6,821 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $3,145,000 | 7,819 |
Total interest expense | $1,756,000 | 6,946 |
Net interest income | $1,389,000 | 8,550 |
Provision for loan and lease losses | $0 | 9,041 |
Total noninterest income | $137,000 | 9,226 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $83,000 | 7,912 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $54,000 | 8,719 |
Total noninterest expense | $916,000 | 9,014 |
Salaries and employee benefits | $558,000 | 8,417 |
Premises and equipment expense | $153,000 | 7,986 |
Additional noninterest expense | $205,000 | 9,879 |
Pre-tax net operating income | $610,000 | 7,363 |
Securities gains (losses) | $86,000 | 1,027 |
Applicable income taxes | $228,000 | 6,736 |
Income before extraordinary items | $468,000 | 7,126 |
Extraordinary gains, net | $0 | 53 |
Net income | $468,000 | 7,128 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-9,000 | 10,349 |
Cash dividends | $122,000 | 6,371 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $410,380 | 7,478 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $2,973,000 | 8,245 |
Total interest expense | $1,566,000 | 7,514 |
Net interest income | $1,407,000 | 8,779 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $125,000 | 9,756 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $76,000 | 8,422 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $49,000 | 9,276 |
Total noninterest expense | $945,000 | 9,185 |
Salaries and employee benefits | $541,000 | 8,774 |
Premises and equipment expense | $104,000 | 9,513 |
Additional noninterest expense | $300,000 | 9,239 |
Pre-tax net operating income | $587,000 | 7,943 |
Securities gains (losses) | $-3,000 | 9,402 |
Applicable income taxes | $184,000 | 7,711 |
Income before extraordinary items | $400,000 | 8,083 |
Extraordinary gains, net | $0 | 65 |
Net income | $400,000 | 8,080 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-15,000 | 10,875 |
Cash dividends | $242,000 | 5,069 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $402,040 | 8,017 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $2,702,000 | 8,546 |
Total interest expense | $1,425,000 | 7,119 |
Net interest income | $1,277,000 | 9,527 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $113,000 | 10,449 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $61,000 | 9,316 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $52,000 | 9,512 |
Total noninterest expense | $998,000 | 9,362 |
Salaries and employee benefits | $528,000 | 9,140 |
Premises and equipment expense | $131,000 | 9,070 |
Additional noninterest expense | $339,000 | 9,479 |
Pre-tax net operating income | $392,000 | 9,425 |
Securities gains (losses) | $1,000 | 3,293 |
Applicable income taxes | $113,000 | 9,076 |
Income before extraordinary items | $280,000 | 9,373 |
Extraordinary gains, net | $0 | 249 |
Net income | $280,000 | 9,381 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,921 |
Cash dividends | $196,000 | 5,570 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $279,290 | 9,437 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $2,711,000 | 8,813 |
Total interest expense | $1,530,000 | 7,111 |
Net interest income | $1,181,000 | 10,126 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $95,000 | 11,441 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $59,000 | 9,720 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $36,000 | 10,920 |
Total noninterest expense | $974,000 | 9,848 |
Salaries and employee benefits | $533,000 | 9,358 |
Premises and equipment expense | $168,000 | 8,425 |
Additional noninterest expense | $273,000 | 10,786 |
Pre-tax net operating income | $302,000 | 10,224 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $87,000 | 10,051 |
Income before extraordinary items | $215,000 | 10,471 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $215,000 | 10,573 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-4,000 | 11,292 |
Cash dividends | $222,000 | 5,192 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $215,000 | 10,227 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $3,345,000 | 8,406 |
Total interest expense | $2,039,000 | 7,031 |
Net interest income | $1,306,000 | 9,966 |
Provision for loan and lease losses | $0 | 11,756 |
Total noninterest income | $98,000 | 11,783 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $57,000 | 10,031 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $41,000 | 10,988 |
Total noninterest expense | $931,000 | 10,300 |
Salaries and employee benefits | $530,000 | 9,485 |
Premises and equipment expense | $98,000 | 10,802 |
Additional noninterest expense | $303,000 | 10,782 |
Pre-tax net operating income | $473,000 | 8,609 |
Securities gains (losses) | $43,000 | 4,369 |
Applicable income taxes | $165,000 | 8,276 |
Income before extraordinary items | $351,000 | 8,707 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $351,000 | 8,840 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-10,000 | 12,801 |
Cash dividends | $367,000 | 3,537 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $321,760 | 8,661 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.