Home > Farmers State Bank > Income and Expense

Farmers State Bank, Income and Expense

2023-06-30 (YTD Data)		Rank
Total interest income	$3,880,000	3,125
Total interest expense	$789,000	3,048
Net interest income	$3,091,000	3,100
Provision for loan and lease losses	$0	2,940
Total noninterest income	$192,000	3,611
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$68,000	3,101
Trading account gains and fees	NA	NA
Additional Noninterest Income	$124,000	3,538
Total noninterest expense	$1,267,000	3,870
Salaries and employee benefits	$729,000	3,812
Premises and equipment expense	$160,000	3,543
Additional noninterest expense	$124,000	3,524
Pre-tax net operating income	$2,016,000	2,244
Securities gains (losses)	$0	938
Applicable income taxes	$348,000	1,743
Income before extraordinary items	$1,668,000	2,269
Extraordinary gains, net	$0	51
Net income	$1,668,000	2,296
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,668,000	2,269
Net charge-offs	$-2,000	3,491
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,668,000	2,286
2023-03-31 (YTD Data)		Rank
Total interest income	$1,881,000	3,167
Total interest expense	$344,000	3,022
Net interest income	$1,537,000	3,133
Provision for loan and lease losses	$0	2,612
Total noninterest income	$88,000	3,700
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$32,000	3,177
Trading account gains and fees	NA	NA
Additional Noninterest Income	$56,000	3,615
Total noninterest expense	$598,000	3,958
Salaries and employee benefits	$346,000	3,916
Premises and equipment expense	$88,000	3,479
Additional noninterest expense	$56,000	3,615
Pre-tax net operating income	$1,027,000	2,267
Securities gains (losses)	$0	950
Applicable income taxes	$177,000	1,755
Income before extraordinary items	$850,000	2,301
Extraordinary gains, net	$0	4
Net income	$850,000	2,301
Minority interest net income	$0	48
Net income of bank and minority interests.	$850,000	2,301
Net charge-offs	$-1,000	3,238
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$850,000	2,334
2022-12-31 (YTD Data)		Rank
Total interest income	$6,931,000	3,058
Total interest expense	$766,000	2,752
Net interest income	$6,165,000	3,052
Provision for loan and lease losses	$0	3,012
Total noninterest income	$364,000	3,783
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$160,000	2,988
Trading account gains and fees	NA	NA
Additional Noninterest Income	$204,000	3,799
Total noninterest expense	$2,521,000	3,911
Salaries and employee benefits	$1,456,000	3,858
Premises and equipment expense	$308,000	3,622
Additional noninterest expense	$204,000	3,799
Pre-tax net operating income	$4,008,000	2,304
Securities gains (losses)	$0	691
Applicable income taxes	$821,000	1,700
Income before extraordinary items	$3,187,000	2,380
Extraordinary gains, net	$0	5
Net income	$3,187,000	2,379
Minority interest net income	$0	63
Net income of bank and minority interests.	$3,187,000	2,379
Net charge-offs	$-3,000	3,401
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$3,187,000	2,407
2022-09-30 (YTD Data)		Rank
Total interest income	$5,024,000	3,062
Total interest expense	$476,000	2,723
Net interest income	$4,548,000	3,061
Provision for loan and lease losses	$0	2,835
Total noninterest income	$322,000	3,663
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$125,000	2,974
Trading account gains and fees	NA	NA
Additional Noninterest Income	$197,000	3,662
Total noninterest expense	$1,900,000	3,914
Salaries and employee benefits	$1,083,000	3,862
Premises and equipment expense	$245,000	3,561
Additional noninterest expense	$197,000	3,662
Pre-tax net operating income	$2,970,000	2,298
Securities gains (losses)	$0	740
Applicable income taxes	$493,000	1,852
Income before extraordinary items	$2,477,000	2,312
Extraordinary gains, net	$0	4
Net income	$2,477,000	2,311
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,477,000	2,311
Net charge-offs	$-3,000	3,287
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,477,000	2,351
2022-06-30 (YTD Data)		Rank
Total interest income	$3,287,000	3,053
Total interest expense	$285,000	2,722
Net interest income	$3,002,000	3,048
Provision for loan and lease losses	$0	2,599
Total noninterest income	$236,000	3,590
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$79,000	3,035
Trading account gains and fees	NA	NA
Additional Noninterest Income	$157,000	3,544
Total noninterest expense	$1,296,000	3,901
Salaries and employee benefits	$749,000	3,850
Premises and equipment expense	$172,000	3,514
Additional noninterest expense	$375,000	3,978
Pre-tax net operating income	$1,942,000	2,231
Securities gains (losses)	$0	687
Applicable income taxes	$314,000	1,817
Income before extraordinary items	$1,628,000	2,239
Extraordinary gains, net	$0	4
Net income	$1,628,000	2,240
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,628,000	2,239
Net charge-offs	$-2,000	3,158
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,628,000	2,277
2022-03-31 (YTD Data)		Rank
Total interest income	$1,605,000	3,045
Total interest expense	$138,000	2,737
Net interest income	$1,467,000	3,048
Provision for loan and lease losses	$0	2,285
Total noninterest income	$121,000	3,552
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$37,000	3,078
Trading account gains and fees	NA	NA
Additional Noninterest Income	$84,000	3,443
Total noninterest expense	$635,000	3,932
Salaries and employee benefits	$362,000	3,893
Premises and equipment expense	$94,000	3,429
Additional noninterest expense	$179,000	4,017
Pre-tax net operating income	$953,000	2,150
Securities gains (losses)	$0	623
Applicable income taxes	$153,000	1,787
Income before extraordinary items	$800,000	2,193
Extraordinary gains, net	$0	4
Net income	$800,000	2,193
Minority interest net income	$0	50
Net income of bank and minority interests.	$800,000	2,193
Net charge-offs	$-1,000	3,005
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$800,000	2,213
2021-12-31 (YTD Data)		Rank
Total interest income	$6,648,000	3,081
Total interest expense	$624,000	2,851
Net interest income	$6,024,000	3,074
Provision for loan and lease losses	$0	3,064
Total noninterest income	$516,000	3,620
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$139,000	3,100
Trading account gains and fees	NA	NA
Additional Noninterest Income	$377,000	3,519
Total noninterest expense	$2,364,000	4,030
Salaries and employee benefits	$1,357,000	3,988
Premises and equipment expense	$307,000	3,698
Additional noninterest expense	$700,000	4,082
Pre-tax net operating income	$4,176,000	2,278
Securities gains (losses)	$0	2,062
Applicable income taxes	$733,000	1,835
Income before extraordinary items	$3,443,000	2,375
Extraordinary gains, net	$0	10
Net income	$3,443,000	2,375
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,443,000	2,376
Net charge-offs	$-31,000	3,968
Cash dividends	$6,160,000	673
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$3,443,000	2,342
2021-09-30 (YTD Data)		Rank
Total interest income	$5,062,000	3,107
Total interest expense	$480,000	2,908
Net interest income	$4,582,000	3,099
Provision for loan and lease losses	$0	2,963
Total noninterest income	$455,000	3,517
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$101,000	3,143
Trading account gains and fees	NA	NA
Additional Noninterest Income	$354,000	3,361
Total noninterest expense	$1,728,000	4,098
Salaries and employee benefits	$998,000	4,045
Premises and equipment expense	$234,000	3,733
Additional noninterest expense	$496,000	4,181
Pre-tax net operating income	$3,309,000	2,302
Securities gains (losses)	$0	2,015
Applicable income taxes	$588,000	1,871
Income before extraordinary items	$2,721,000	2,394
Extraordinary gains, net	$0	8
Net income	$2,721,000	2,394
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,721,000	2,394
Net charge-offs	$-31,000	4,033
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,721,000	2,368
2021-06-30 (YTD Data)		Rank
Total interest income	$3,425,000	3,097
Total interest expense	$327,000	2,957
Net interest income	$3,098,000	3,080
Provision for loan and lease losses	$0	2,862
Total noninterest income	$342,000	3,394
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$63,000	3,176
Trading account gains and fees	NA	NA
Additional Noninterest Income	$279,000	3,193
Total noninterest expense	$1,113,000	4,146
Salaries and employee benefits	$632,000	4,125
Premises and equipment expense	$156,000	3,745
Additional noninterest expense	$325,000	4,222
Pre-tax net operating income	$2,327,000	2,192
Securities gains (losses)	$0	1,818
Applicable income taxes	$425,000	1,798
Income before extraordinary items	$1,902,000	2,295
Extraordinary gains, net	$0	6
Net income	$1,902,000	2,294
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,902,000	2,295
Net charge-offs	$-31,000	4,206
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,902,000	2,263
2021-03-31 (YTD Data)		Rank
Total interest income	$1,724,000	3,086
Total interest expense	$172,000	2,975
Net interest income	$1,552,000	3,060
Provision for loan and lease losses	$0	2,741
Total noninterest income	$224,000	3,105
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$29,000	3,251
Trading account gains and fees	NA	NA
Additional Noninterest Income	$195,000	2,866
Total noninterest expense	$571,000	4,146
Salaries and employee benefits	$318,000	4,133
Premises and equipment expense	$80,000	3,726
Additional noninterest expense	$173,000	4,153
Pre-tax net operating income	$1,205,000	2,140
Securities gains (losses)	$0	1,392
Applicable income taxes	$221,000	1,744
Income before extraordinary items	$984,000	2,240
Extraordinary gains, net	$0	3
Net income	$984,000	2,241
Minority interest net income	$0	55
Net income of bank and minority interests.	$984,000	2,240
Net charge-offs	$-2,000	3,357
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$984,000	2,194
2020-12-31 (YTD Data)		Rank
Total interest income	$6,311,000	3,218
Total interest expense	$851,000	3,170
Net interest income	$5,460,000	3,198
Provision for loan and lease losses	$0	4,319
Total noninterest income	$365,000	3,877
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$149,000	3,108
Trading account gains and fees	NA	NA
Additional Noninterest Income	$216,000	3,893
Total noninterest expense	$2,412,000	4,079
Salaries and employee benefits	$1,373,000	4,072
Premises and equipment expense	$300,000	3,820
Additional noninterest expense	$739,000	4,058
Pre-tax net operating income	$3,413,000	2,270
Securities gains (losses)	$0	2,675
Applicable income taxes	$470,000	1,988
Income before extraordinary items	$2,943,000	2,332
Extraordinary gains, net	$0	4
Net income	$2,943,000	2,332
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,943,000	2,332
Net charge-offs	$4,000	3,213
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$-242,000	4,954
Net operating income	$2,943,000	2,286
2020-09-30 (YTD Data)		Rank
Total interest income	$4,753,000	3,243
Total interest expense	$666,000	3,198
Net interest income	$4,087,000	3,216
Provision for loan and lease losses	$0	4,239
Total noninterest income	$269,000	3,904
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$112,000	3,129
Trading account gains and fees	NA	NA
Additional Noninterest Income	$157,000	3,903
Total noninterest expense	$1,756,000	4,124
Salaries and employee benefits	$1,027,000	4,069
Premises and equipment expense	$241,000	3,739
Additional noninterest expense	$488,000	4,220
Pre-tax net operating income	$2,600,000	2,236
Securities gains (losses)	$0	2,494
Applicable income taxes	$386,000	1,901
Income before extraordinary items	$2,214,000	2,304
Extraordinary gains, net	$0	4
Net income	$2,214,000	2,304
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,214,000	2,304
Net charge-offs	$3,000	3,032
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,214,000	2,252
2020-06-30 (YTD Data)		Rank
Total interest income	$3,226,000	3,251
Total interest expense	$460,000	3,249
Net interest income	$2,766,000	3,215
Provision for loan and lease losses	$0	4,134
Total noninterest income	$158,000	3,992
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$72,000	3,188
Trading account gains and fees	NA	NA
Additional Noninterest Income	$86,000	4,042
Total noninterest expense	$1,206,000	4,101
Salaries and employee benefits	$720,000	4,035
Premises and equipment expense	$167,000	3,687
Additional noninterest expense	$319,000	4,257
Pre-tax net operating income	$1,718,000	2,215
Securities gains (losses)	$0	2,249
Applicable income taxes	$230,000	1,947
Income before extraordinary items	$1,488,000	2,250
Extraordinary gains, net	$0	4
Net income	$1,488,000	2,249
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,488,000	2,250
Net charge-offs	$2,000	2,854
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,488,000	2,209
2020-03-31 (YTD Data)		Rank
Total interest income	$1,564,000	3,316
Total interest expense	$237,000	3,349
Net interest income	$1,327,000	3,255
Provision for loan and lease losses	$0	3,711
Total noninterest income	$89,000	3,903
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$48,000	3,105
Trading account gains and fees	NA	NA
Additional Noninterest Income	$41,000	3,987
Total noninterest expense	$613,000	4,118
Salaries and employee benefits	$366,000	4,053
Premises and equipment expense	$87,000	3,639
Additional noninterest expense	$160,000	4,310
Pre-tax net operating income	$803,000	2,159
Securities gains (losses)	$0	1,705
Applicable income taxes	$106,000	1,892
Income before extraordinary items	$697,000	2,176
Extraordinary gains, net	$0	4
Net income	$697,000	2,175
Minority interest net income	$0	56
Net income of bank and minority interests.	$697,000	2,176
Net charge-offs	$1,000	2,430
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$697,000	2,145
2019-12-31 (YTD Data)		Rank
Total interest income	$6,277,000	3,356
Total interest expense	$921,000	3,423
Net interest income	$5,356,000	3,295
Provision for loan and lease losses	$0	3,973
Total noninterest income	$464,000	3,743
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$220,000	3,048
Trading account gains and fees	NA	NA
Additional Noninterest Income	$244,000	3,774
Total noninterest expense	$2,378,000	4,218
Salaries and employee benefits	$1,321,000	4,216
Premises and equipment expense	$312,000	3,841
Additional noninterest expense	$745,000	4,196
Pre-tax net operating income	$3,442,000	2,259
Securities gains (losses)	$0	2,379
Applicable income taxes	$469,000	2,042
Income before extraordinary items	$2,973,000	2,300
Extraordinary gains, net	$0	11
Net income	$2,973,000	2,302
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,973,000	2,302
Net charge-offs	$19,000	3,149
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,973,000	2,262
2019-09-30 (YTD Data)		Rank
Total interest income	$4,681,000	3,407
Total interest expense	$686,000	3,450
Net interest income	$3,995,000	3,346
Provision for loan and lease losses	$0	3,836
Total noninterest income	$363,000	3,747
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$165,000	3,084
Trading account gains and fees	NA	NA
Additional Noninterest Income	$198,000	3,733
Total noninterest expense	$1,808,000	4,233
Salaries and employee benefits	$1,004,000	4,235
Premises and equipment expense	$240,000	3,865
Additional noninterest expense	$564,000	4,221
Pre-tax net operating income	$2,550,000	2,341
Securities gains (losses)	$0	2,167
Applicable income taxes	$340,000	2,130
Income before extraordinary items	$2,210,000	2,379
Extraordinary gains, net	$0	11
Net income	$2,210,000	2,380
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,210,000	2,380
Net charge-offs	$18,000	2,752
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,210,000	2,347
2019-06-30 (YTD Data)		Rank
Total interest income	$3,105,000	3,433
Total interest expense	$444,000	3,479
Net interest income	$2,661,000	3,373
Provision for loan and lease losses	$0	3,685
Total noninterest income	$264,000	3,612
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$109,000	3,098
Trading account gains and fees	NA	NA
Additional Noninterest Income	$155,000	3,570
Total noninterest expense	$1,172,000	4,302
Salaries and employee benefits	$660,000	4,282
Premises and equipment expense	$162,000	3,859
Additional noninterest expense	$350,000	4,346
Pre-tax net operating income	$1,753,000	2,268
Securities gains (losses)	$0	1,702
Applicable income taxes	$235,000	2,075
Income before extraordinary items	$1,518,000	2,314
Extraordinary gains, net	$0	11
Net income	$1,518,000	2,314
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,518,000	2,314
Net charge-offs	$18,000	2,396
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,518,000	2,281
2019-03-31 (YTD Data)		Rank
Total interest income	$1,535,000	3,469
Total interest expense	$215,000	3,507
Net interest income	$1,320,000	3,408
Provision for loan and lease losses	$0	3,406
Total noninterest income	$119,000	3,727
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$54,000	3,117
Trading account gains and fees	NA	NA
Additional Noninterest Income	$65,000	3,740
Total noninterest expense	$587,000	4,338
Salaries and employee benefits	$352,000	4,237
Premises and equipment expense	$72,000	4,075
Additional noninterest expense	$163,000	4,459
Pre-tax net operating income	$852,000	2,278
Securities gains (losses)	$0	1,087
Applicable income taxes	$115,000	2,046
Income before extraordinary items	$737,000	2,293
Extraordinary gains, net	$0	5
Net income	$737,000	2,292
Minority interest net income	$0	52
Net income of bank and minority interests.	$737,000	2,292
Net charge-offs	$18,000	1,744
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$737,000	2,268
2018-12-31 (YTD Data)		Rank
Total interest income	$5,965,000	3,443
Total interest expense	$723,000	3,402
Net interest income	$5,242,000	3,405
Provision for loan and lease losses	$77,000	3,246
Total noninterest income	$392,000	4,071
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$242,000	3,064
Trading account gains and fees	NA	NA
Additional Noninterest Income	$150,000	4,315
Total noninterest expense	$2,307,000	4,377
Salaries and employee benefits	$1,249,000	4,417
Premises and equipment expense	$329,000	3,867
Additional noninterest expense	$729,000	4,350
Pre-tax net operating income	$3,250,000	2,389
Securities gains (losses)	$0	1,125
Applicable income taxes	$344,000	2,286
Income before extraordinary items	$2,906,000	2,359
Extraordinary gains, net	$0	6
Net income	$2,906,000	2,358
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,906,000	2,358
Net charge-offs	$39,000	2,762
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,906,000	2,354
2018-09-30 (YTD Data)		Rank
Total interest income	$4,356,000	3,497
Total interest expense	$518,000	3,417
Net interest income	$3,838,000	3,490
Provision for loan and lease losses	$63,000	3,031
Total noninterest income	$379,000	3,796
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$182,000	3,081
Trading account gains and fees	NA	NA
Additional Noninterest Income	$197,000	3,856
Total noninterest expense	$1,746,000	4,400
Salaries and employee benefits	$957,000	4,416
Premises and equipment expense	$256,000	3,841
Additional noninterest expense	$533,000	4,404
Pre-tax net operating income	$2,408,000	2,448
Securities gains (losses)	$0	1,118
Applicable income taxes	$227,000	2,439
Income before extraordinary items	$2,181,000	2,382
Extraordinary gains, net	$0	5
Net income	$2,181,000	2,381
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,181,000	2,381
Net charge-offs	$25,000	2,593
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,181,000	2,371
2018-06-30 (YTD Data)		Rank
Total interest income	$2,881,000	3,506
Total interest expense	$327,000	3,437
Net interest income	$2,554,000	3,494
Provision for loan and lease losses	$63,000	2,555
Total noninterest income	$198,000	4,110
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$115,000	3,149
Trading account gains and fees	NA	NA
Additional Noninterest Income	$83,000	4,308
Total noninterest expense	$1,184,000	4,415
Salaries and employee benefits	$628,000	4,484
Premises and equipment expense	$181,000	3,768
Additional noninterest expense	$375,000	4,372
Pre-tax net operating income	$1,505,000	2,515
Securities gains (losses)	$0	961
Applicable income taxes	$105,000	2,695
Income before extraordinary items	$1,400,000	2,417
Extraordinary gains, net	$0	6
Net income	$1,400,000	2,416
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,400,000	2,416
Net charge-offs	$0	3,209
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,400,000	2,411
2018-03-31 (YTD Data)		Rank
Total interest income	$1,433,000	3,532
Total interest expense	$154,000	3,473
Net interest income	$1,279,000	3,498
Provision for loan and lease losses	$38,000	2,291
Total noninterest income	$80,000	4,346
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$57,000	3,182
Trading account gains and fees	NA	NA
Additional Noninterest Income	$23,000	4,761
Total noninterest expense	$621,000	4,396
Salaries and employee benefits	$345,000	4,402
Premises and equipment expense	$105,000	3,556
Additional noninterest expense	$171,000	4,566
Pre-tax net operating income	$700,000	2,594
Securities gains (losses)	$0	735
Applicable income taxes	$95,000	2,219
Income before extraordinary items	$605,000	2,600
Extraordinary gains, net	$0	7
Net income	$605,000	2,600
Minority interest net income	$0	52
Net income of bank and minority interests.	$605,000	2,600
Net charge-offs	$-2,000	4,048
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$605,000	2,594
2017-12-31 (YTD Data)		Rank
Total interest income	$5,659,000	3,534
Total interest expense	$622,000	3,336
Net interest income	$5,037,000	3,509
Provision for loan and lease losses	$150,000	2,647
Total noninterest income	$425,000	4,126
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$254,000	3,106
Trading account gains and fees	NA	NA
Additional Noninterest Income	$171,000	4,360
Total noninterest expense	$2,379,000	4,498
Salaries and employee benefits	$1,249,000	4,576
Premises and equipment expense	$348,000	3,908
Additional noninterest expense	$782,000	4,425
Pre-tax net operating income	$2,933,000	2,510
Securities gains (losses)	$0	2,243
Applicable income taxes	$603,000	2,281
Income before extraordinary items	$2,330,000	2,435
Extraordinary gains, net	$0	9
Net income	$2,330,000	2,435
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,330,000	2,435
Net charge-offs	$92,000	2,514
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,330,000	2,420
2017-09-30 (YTD Data)		Rank
Total interest income	$4,225,000	3,565
Total interest expense	$463,000	3,345
Net interest income	$3,762,000	3,554
Provision for loan and lease losses	$112,000	2,562
Total noninterest income	$326,000	4,153
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$190,000	3,130
Trading account gains and fees	NA	NA
Additional Noninterest Income	$136,000	4,359
Total noninterest expense	$1,764,000	4,536
Salaries and employee benefits	$940,000	4,592
Premises and equipment expense	$232,000	4,150
Additional noninterest expense	$592,000	4,427
Pre-tax net operating income	$2,212,000	2,560
Securities gains (losses)	$0	2,274
Applicable income taxes	$334,000	2,394
Income before extraordinary items	$1,878,000	2,511
Extraordinary gains, net	$0	9
Net income	$1,878,000	2,511
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,878,000	2,511
Net charge-offs	$-1,000	4,281
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,878,000	2,496
2017-06-30 (YTD Data)		Rank
Total interest income	$2,770,000	3,599
Total interest expense	$302,000	3,356
Net interest income	$2,468,000	3,581
Provision for loan and lease losses	$75,000	2,468
Total noninterest income	$221,000	4,146
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$147,000	2,909
Trading account gains and fees	NA	NA
Additional Noninterest Income	$74,000	4,563
Total noninterest expense	$1,160,000	4,588
Salaries and employee benefits	$614,000	4,661
Premises and equipment expense	$169,000	4,014
Additional noninterest expense	$377,000	4,524
Pre-tax net operating income	$1,454,000	2,541
Securities gains (losses)	$0	1,906
Applicable income taxes	$210,000	2,425
Income before extraordinary items	$1,244,000	2,464
Extraordinary gains, net	$0	11
Net income	$1,244,000	2,463
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,244,000	2,464
Net charge-offs	$-2,000	4,300
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,244,000	2,443
2017-03-31 (YTD Data)		Rank
Total interest income	$1,364,000	3,636
Total interest expense	$149,000	3,361
Net interest income	$1,215,000	3,632
Provision for loan and lease losses	$38,000	2,306
Total noninterest income	$109,000	4,168
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$61,000	3,198
Trading account gains and fees	NA	NA
Additional Noninterest Income	$48,000	4,335
Total noninterest expense	$586,000	4,625
Salaries and employee benefits	$315,000	4,671
Premises and equipment expense	$72,000	4,321
Additional noninterest expense	$199,000	4,484
Pre-tax net operating income	$700,000	2,539
Securities gains (losses)	$0	1,153
Applicable income taxes	$144,000	2,155
Income before extraordinary items	$556,000	2,595
Extraordinary gains, net	$0	8
Net income	$556,000	2,595
Minority interest net income	$0	55
Net income of bank and minority interests.	$556,000	2,595
Net charge-offs	$-3,000	4,448
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$556,000	2,572
2016-12-31 (YTD Data)		Rank
Total interest income	$5,169,000	3,748
Total interest expense	$600,000	3,339
Net interest income	$4,569,000	3,744
Provision for loan and lease losses	$150,000	2,726
Total noninterest income	$397,000	4,381
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$235,000	3,363
Trading account gains and fees	$0	170
Additional Noninterest Income	$162,000	4,577
Total noninterest expense	$2,042,000	4,867
Salaries and employee benefits	$1,072,000	4,915
Premises and equipment expense	$249,000	4,609
Additional noninterest expense	$721,000	4,728
Pre-tax net operating income	$2,774,000	2,509
Securities gains (losses)	$-1,000	5,500
Applicable income taxes	$384,000	2,478
Income before extraordinary items	$2,389,000	2,486
Extraordinary gains, net	$0	5
Net income	$2,389,000	2,485
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,389,000	2,486
Net charge-offs	$15,000	3,736
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,389,860	2,434
2016-09-30 (YTD Data)		Rank
Total interest income	$3,886,000	3,756
Total interest expense	$453,000	3,329
Net interest income	$3,433,000	3,763
Provision for loan and lease losses	$112,000	2,626
Total noninterest income	$299,000	4,399
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$170,000	3,436
Trading account gains and fees	$0	169
Additional Noninterest Income	$129,000	4,567
Total noninterest expense	$1,516,000	4,899
Salaries and employee benefits	$807,000	4,922
Premises and equipment expense	$190,000	4,614
Additional noninterest expense	$519,000	4,819
Pre-tax net operating income	$2,104,000	2,536
Securities gains (losses)	$-1,000	5,663
Applicable income taxes	$254,000	2,622
Income before extraordinary items	$1,849,000	2,471
Extraordinary gains, net	$0	5
Net income	$1,849,000	2,472
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,849,000	2,472
Net charge-offs	$7,000	3,525
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,849,880	2,412
2016-06-30 (YTD Data)		Rank
Total interest income	$2,560,000	3,803
Total interest expense	$302,000	3,342
Net interest income	$2,258,000	3,817
Provision for loan and lease losses	$75,000	2,531
Total noninterest income	$187,000	4,493
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$109,000	3,490
Trading account gains and fees	$0	157
Additional Noninterest Income	$78,000	4,668
Total noninterest expense	$1,012,000	4,950
Salaries and employee benefits	$524,000	5,020
Premises and equipment expense	$130,000	4,612
Additional noninterest expense	$358,000	4,830
Pre-tax net operating income	$1,358,000	2,558
Securities gains (losses)	$-1,000	5,765
Applicable income taxes	$321,000	2,081
Income before extraordinary items	$1,036,000	2,734
Extraordinary gains, net	$0	16
Net income	$1,036,000	2,732
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,036,000	2,733
Net charge-offs	$3,000	3,433
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,036,760	2,671
2016-03-31 (YTD Data)		Rank
Total interest income	$1,266,000	3,829
Total interest expense	$150,000	3,376
Net interest income	$1,116,000	3,857
Provision for loan and lease losses	$38,000	2,399
Total noninterest income	$92,000	4,499
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$55,000	3,472
Trading account gains and fees	$0	142
Additional Noninterest Income	$37,000	4,714
Total noninterest expense	$518,000	4,966
Salaries and employee benefits	$275,000	4,990
Premises and equipment expense	$62,000	4,712
Additional noninterest expense	$181,000	4,854
Pre-tax net operating income	$652,000	2,597
Securities gains (losses)	$0	2,077
Applicable income taxes	$155,000	2,072
Income before extraordinary items	$497,000	2,763
Extraordinary gains, net	$0	12
Net income	$497,000	2,762
Minority interest net income	$0	62
Net income of bank and minority interests.	$497,000	2,763
Net charge-offs	$0	3,094
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$497,000	2,708
2015-12-31 (YTD Data)		Rank
Total interest income	$5,083,000	3,808
Total interest expense	$619,000	3,323
Net interest income	$4,464,000	3,836
Provision for loan and lease losses	$180,000	2,436
Total noninterest income	$363,000	4,584
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$219,000	3,573
Trading account gains and fees	$0	159
Additional Noninterest Income	$144,000	4,789
Total noninterest expense	$2,086,000	4,995
Salaries and employee benefits	$1,098,000	5,020
Premises and equipment expense	$238,000	4,851
Additional noninterest expense	$750,000	4,820
Pre-tax net operating income	$2,561,000	2,580
Securities gains (losses)	$0	3,216
Applicable income taxes	$580,000	2,100
Income before extraordinary items	$1,981,000	2,751
Extraordinary gains, net	$0	23
Net income	$1,981,000	2,752
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,981,000	2,753
Net charge-offs	$83,000	2,828
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,981,000	2,702
2015-09-30 (YTD Data)		Rank
Total interest income	$3,801,000	3,848
Total interest expense	$466,000	3,358
Net interest income	$3,335,000	3,875
Provision for loan and lease losses	$143,000	2,318
Total noninterest income	$270,000	4,646
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$159,000	3,649
Trading account gains and fees	$0	153
Additional Noninterest Income	$111,000	4,800
Total noninterest expense	$1,523,000	5,063
Salaries and employee benefits	$814,000	5,067
Premises and equipment expense	$172,000	4,941
Additional noninterest expense	$537,000	4,938
Pre-tax net operating income	$1,939,000	2,622
Securities gains (losses)	$0	3,031
Applicable income taxes	$436,000	2,126
Income before extraordinary items	$1,503,000	2,761
Extraordinary gains, net	$0	21
Net income	$1,503,000	2,761
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,503,000	2,762
Net charge-offs	$78,000	2,389
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,503,000	2,712
2015-06-30 (YTD Data)		Rank
Total interest income	$2,498,000	3,897
Total interest expense	$312,000	3,381
Net interest income	$2,186,000	3,942
Provision for loan and lease losses	$105,000	2,154
Total noninterest income	$170,000	4,722
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$95,000	3,803
Trading account gains and fees	$0	157
Additional Noninterest Income	$75,000	4,810
Total noninterest expense	$1,047,000	5,066
Salaries and employee benefits	$554,000	5,081
Premises and equipment expense	$113,000	5,002
Additional noninterest expense	$380,000	4,871
Pre-tax net operating income	$1,204,000	2,727
Securities gains (losses)	$0	2,636
Applicable income taxes	$242,000	2,299
Income before extraordinary items	$962,000	2,821
Extraordinary gains, net	$0	22
Net income	$962,000	2,821
Minority interest net income	$0	75
Net income of bank and minority interests.	$962,000	2,823
Net charge-offs	$75,000	1,983
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$962,000	2,770
2015-03-31 (YTD Data)		Rank
Total interest income	$1,237,000	3,931
Total interest expense	$155,000	3,412
Net interest income	$1,082,000	3,970
Provision for loan and lease losses	$38,000	2,341
Total noninterest income	$80,000	4,794
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$44,000	3,897
Trading account gains and fees	$0	152
Additional Noninterest Income	$36,000	4,864
Total noninterest expense	$520,000	5,121
Salaries and employee benefits	$269,000	5,162
Premises and equipment expense	$57,000	5,041
Additional noninterest expense	$194,000	4,853
Pre-tax net operating income	$604,000	2,675
Securities gains (losses)	$0	2,027
Applicable income taxes	$124,000	2,278
Income before extraordinary items	$480,000	2,803
Extraordinary gains, net	$0	13
Net income	$480,000	2,806
Minority interest net income	$0	64
Net income of bank and minority interests.	$480,000	2,806
Net charge-offs	$14,000	2,324
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$480,000	2,726
2014-12-31 (YTD Data)		Rank
Total interest income	$4,474,000	4,226
Total interest expense	$593,000	3,661
Net interest income	$3,881,000	4,264
Provision for loan and lease losses	$150,000	2,763
Total noninterest income	$314,000	4,940
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$198,000	3,923
Trading account gains and fees	$0	180
Additional Noninterest Income	$116,000	5,121
Total noninterest expense	$1,722,000	5,473
Salaries and employee benefits	$892,000	5,550
Premises and equipment expense	$204,000	5,324
Additional noninterest expense	$626,000	5,317
Pre-tax net operating income	$2,323,000	2,726
Securities gains (losses)	$0	3,259
Applicable income taxes	$529,000	2,147
Income before extraordinary items	$1,794,000	2,895
Extraordinary gains, net	$0	17
Net income	$1,794,000	2,894
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,794,000	2,895
Net charge-offs	$47,000	3,811
Cash dividends	$160,000	3,840
Sale, conversion, retirement of capital stock, net	$2,777,000	116
Net operating income	$1,794,000	2,855
2014-09-30 (YTD Data)		Rank
Total interest income	$3,201,000	4,366
Total interest expense	$426,000	3,803
Net interest income	$2,775,000	4,387
Provision for loan and lease losses	$113,000	2,679
Total noninterest income	$228,000	5,031
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$147,000	3,981
Trading account gains and fees	$0	174
Additional Noninterest Income	$81,000	5,231
Total noninterest expense	$1,181,000	5,658
Salaries and employee benefits	$597,000	5,735
Premises and equipment expense	$130,000	5,582
Additional noninterest expense	$454,000	5,419
Pre-tax net operating income	$1,709,000	2,793
Securities gains (losses)	$0	2,980
Applicable income taxes	$428,000	2,123
Income before extraordinary items	$1,281,000	3,016
Extraordinary gains, net	$0	15
Net income	$1,281,000	3,016
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,281,000	3,017
Net charge-offs	$18,000	3,882
Cash dividends	$53,000	3,643
Sale, conversion, retirement of capital stock, net	$2,530,000	95
Net operating income	$1,281,000	2,968
2014-06-30 (YTD Data)		Rank
Total interest income	$1,792,000	4,771
Total interest expense	$261,000	4,038
Net interest income	$1,531,000	4,828
Provision for loan and lease losses	$75,000	2,610
Total noninterest income	$130,000	5,209
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$80,000	4,330
Trading account gains and fees	$0	172
Additional Noninterest Income	$50,000	5,340
Total noninterest expense	$715,000	5,829
Salaries and employee benefits	$353,000	5,929
Premises and equipment expense	$95,000	5,522
Additional noninterest expense	$267,000	5,631
Pre-tax net operating income	$871,000	3,213
Securities gains (losses)	$0	2,580
Applicable income taxes	$209,000	2,371
Income before extraordinary items	$662,000	3,438
Extraordinary gains, net	$0	20
Net income	$662,000	3,444
Minority interest net income	$0	80
Net income of bank and minority interests.	$662,000	3,444
Net charge-offs	$11,000	3,690
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$662,000	3,397
2014-03-31 (YTD Data)		Rank
Total interest income	$896,000	4,821
Total interest expense	$133,000	4,048
Net interest income	$763,000	4,862
Provision for loan and lease losses	$37,000	2,492
Total noninterest income	$56,000	5,389
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$34,000	4,570
Trading account gains and fees	$0	147
Additional Noninterest Income	$22,000	5,452
Total noninterest expense	$343,000	5,944
Salaries and employee benefits	$166,000	6,055
Premises and equipment expense	$51,000	5,463
Additional noninterest expense	$126,000	5,775
Pre-tax net operating income	$439,000	3,137
Securities gains (losses)	$0	1,715
Applicable income taxes	$102,000	2,345
Income before extraordinary items	$337,000	3,332
Extraordinary gains, net	$0	16
Net income	$337,000	3,335
Minority interest net income	$0	66
Net income of bank and minority interests.	$337,000	3,335
Net charge-offs	$5,000	3,116
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$337,000	3,293
2013-12-31 (YTD Data)		Rank
Total interest income	$3,788,000	4,755
Total interest expense	$641,000	3,952
Net interest income	$3,147,000	4,824
Provision for loan and lease losses	$166,000	3,178
Total noninterest income	$223,000	5,506
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$133,000	4,782
Trading account gains and fees	$0	184
Additional Noninterest Income	$90,000	5,459
Total noninterest expense	$1,585,000	5,815
Salaries and employee benefits	$732,000	6,029
Premises and equipment expense	$165,000	5,808
Additional noninterest expense	$688,000	5,360
Pre-tax net operating income	$1,619,000	3,263
Securities gains (losses)	$0	3,182
Applicable income taxes	$258,000	2,755
Income before extraordinary items	$1,361,000	3,334
Extraordinary gains, net	$0	29
Net income	$1,361,000	3,336
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,361,000	3,337
Net charge-offs	$121,000	3,556
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,361,000	3,283
2013-09-30 (YTD Data)		Rank
Total interest income	$2,849,000	4,793
Total interest expense	$499,000	3,938
Net interest income	$2,350,000	4,876
Provision for loan and lease losses	$113,000	3,247
Total noninterest income	$163,000	5,605
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$98,000	4,856
Trading account gains and fees	$0	180
Additional Noninterest Income	$65,000	5,570
Total noninterest expense	$1,048,000	6,037
Salaries and employee benefits	$543,000	6,075
Premises and equipment expense	$126,000	5,834
Additional noninterest expense	$379,000	5,860
Pre-tax net operating income	$1,352,000	3,122
Securities gains (losses)	$0	3,040
Applicable income taxes	$315,000	2,393
Income before extraordinary items	$1,037,000	3,357
Extraordinary gains, net	$0	25
Net income	$1,037,000	3,360
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,037,000	3,361
Net charge-offs	$-46,000	6,451
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,037,000	3,283
2013-06-30 (YTD Data)		Rank
Total interest income	$1,909,000	4,802
Total interest expense	$340,000	3,955
Net interest income	$1,569,000	4,888
Provision for loan and lease losses	$75,000	3,208
Total noninterest income	$108,000	5,644
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$60,000	4,987
Trading account gains and fees	$0	157
Additional Noninterest Income	$48,000	5,534
Total noninterest expense	$716,000	6,050
Salaries and employee benefits	$374,000	6,068
Premises and equipment expense	$82,000	5,888
Additional noninterest expense	$260,000	5,830
Pre-tax net operating income	$886,000	3,131
Securities gains (losses)	$0	2,791
Applicable income taxes	$191,000	2,478
Income before extraordinary items	$695,000	3,326
Extraordinary gains, net	$0	22
Net income	$695,000	3,327
Minority interest net income	$0	82
Net income of bank and minority interests.	$695,000	3,329
Net charge-offs	$-43,000	6,514
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$695,000	3,237
2013-03-31 (YTD Data)		Rank
Total interest income	$952,000	4,841
Total interest expense	$174,000	4,001
Net interest income	$778,000	4,926
Provision for loan and lease losses	$38,000	3,071
Total noninterest income	$47,000	5,809
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$29,000	5,027
Trading account gains and fees	$0	148
Additional Noninterest Income	$18,000	5,763
Total noninterest expense	$330,000	6,207
Salaries and employee benefits	$170,000	6,230
Premises and equipment expense	$46,000	5,781
Additional noninterest expense	$114,000	6,094
Pre-tax net operating income	$457,000	3,043
Securities gains (losses)	$0	1,966
Applicable income taxes	$103,000	2,376
Income before extraordinary items	$354,000	3,257
Extraordinary gains, net	$0	10
Net income	$354,000	3,257
Minority interest net income	$0	76
Net income of bank and minority interests.	$354,000	3,259
Net charge-offs	$-1,000	5,189
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$354,000	3,159
2012-12-31 (YTD Data)		Rank
Total interest income	$4,004,000	4,870
Total interest expense	$837,000	4,016
Net interest income	$3,167,000	4,983
Provision for loan and lease losses	$220,000	3,823
Total noninterest income	$230,000	5,539
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$137,000	4,923
Trading account gains and fees	$0	166
Additional Noninterest Income	$93,000	5,409
Total noninterest expense	$1,412,000	6,204
Salaries and employee benefits	$708,000	6,265
Premises and equipment expense	$158,000	6,048
Additional noninterest expense	$546,000	5,953
Pre-tax net operating income	$1,765,000	3,043
Securities gains (losses)	$0	3,810
Applicable income taxes	$383,000	2,448
Income before extraordinary items	$1,382,000	3,275
Extraordinary gains, net	$0	29
Net income	$1,382,000	3,276
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,382,000	3,275
Net charge-offs	$186,000	3,838
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,382,000	3,136
2012-09-30 (YTD Data)		Rank
Total interest income	$3,017,000	4,946
Total interest expense	$646,000	4,078
Net interest income	$2,371,000	5,066
Provision for loan and lease losses	$113,000	4,227
Total noninterest income	$178,000	5,553
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$108,000	4,922
Trading account gains and fees	$0	157
Additional Noninterest Income	$70,000	5,475
Total noninterest expense	$1,039,000	6,278
Salaries and employee benefits	$542,000	6,286
Premises and equipment expense	$112,000	6,192
Additional noninterest expense	$385,000	6,092
Pre-tax net operating income	$1,397,000	3,035
Securities gains (losses)	$0	3,575
Applicable income taxes	$322,000	2,393
Income before extraordinary items	$1,075,000	3,288
Extraordinary gains, net	$0	20
Net income	$1,075,000	3,291
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,075,000	3,290
Net charge-offs	$46,000	4,574
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,075,000	3,150
2012-06-30 (YTD Data)		Rank
Total interest income	$2,019,000	4,974
Total interest expense	$440,000	4,127
Net interest income	$1,579,000	5,090
Provision for loan and lease losses	$75,000	4,155
Total noninterest income	$128,000	5,511
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$75,000	4,853
Trading account gains and fees	$0	153
Additional Noninterest Income	$53,000	5,391
Total noninterest expense	$755,000	6,189
Salaries and employee benefits	$370,000	6,303
Premises and equipment expense	$82,000	6,095
Additional noninterest expense	$303,000	5,892
Pre-tax net operating income	$877,000	3,108
Securities gains (losses)	$0	3,178
Applicable income taxes	$182,000	2,537
Income before extraordinary items	$695,000	3,342
Extraordinary gains, net	$0	19
Net income	$695,000	3,342
Minority interest net income	$0	84
Net income of bank and minority interests.	$695,000	3,343
Net charge-offs	$47,000	4,084
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$695,000	3,163
2012-03-31 (YTD Data)		Rank
Total interest income	$1,005,000	5,024
Total interest expense	$228,000	4,147
Net interest income	$777,000	5,157
Provision for loan and lease losses	$38,000	3,964
Total noninterest income	$66,000	5,520
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$37,000	4,857
Trading account gains and fees	$0	148
Additional Noninterest Income	$29,000	5,390
Total noninterest expense	$347,000	6,366
Salaries and employee benefits	$170,000	6,465
Premises and equipment expense	$34,000	6,373
Additional noninterest expense	$143,000	6,008
Pre-tax net operating income	$458,000	3,051
Securities gains (losses)	$0	2,210
Applicable income taxes	$90,000	2,535
Income before extraordinary items	$368,000	3,244
Extraordinary gains, net	$0	19
Net income	$368,000	3,248
Minority interest net income	$0	78
Net income of bank and minority interests.	$368,000	3,248
Net charge-offs	$36,000	3,280
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$368,000	3,081
2011-12-31 (YTD Data)		Rank
Total interest income	$4,153,000	5,059
Total interest expense	$1,058,000	4,283
Net interest income	$3,095,000	5,186
Provision for loan and lease losses	$54,000	5,796
Total noninterest income	$269,000	5,383
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$180,000	4,568
Trading account gains and fees	$0	146
Additional Noninterest Income	$89,000	5,425
Total noninterest expense	$1,657,000	6,146
Salaries and employee benefits	$727,000	6,432
Premises and equipment expense	$176,000	6,195
Additional noninterest expense	$754,000	5,531
Pre-tax net operating income	$1,653,000	2,869
Securities gains (losses)	$43,000	2,681
Applicable income taxes	$378,000	2,302
Income before extraordinary items	$1,318,000	3,016
Extraordinary gains, net	$0	29
Net income	$1,318,000	3,019
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,318,000	3,018
Net charge-offs	$110,000	4,894
Cash dividends	$3,000,000	657
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,284,460	2,985
2011-09-30 (YTD Data)		Rank
Total interest income	$3,121,000	5,107
Total interest expense	$802,000	4,355
Net interest income	$2,319,000	5,227
Provision for loan and lease losses	$40,000	5,694
Total noninterest income	$203,000	5,450
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$136,000	4,571
Trading account gains and fees	$0	145
Additional Noninterest Income	$67,000	5,520
Total noninterest expense	$1,211,000	6,224
Salaries and employee benefits	$538,000	6,462
Premises and equipment expense	$141,000	6,144
Additional noninterest expense	$532,000	5,702
Pre-tax net operating income	$1,271,000	2,890
Securities gains (losses)	$43,000	2,413
Applicable income taxes	$337,000	2,143
Income before extraordinary items	$977,000	3,114
Extraordinary gains, net	$0	21
Net income	$977,000	3,115
Minority interest net income	$0	87
Net income of bank and minority interests.	$977,000	3,115
Net charge-offs	$30,000	5,320
Cash dividends	$1,500,000	829
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$945,180	3,074
2011-06-30 (YTD Data)		Rank
Total interest income	$2,087,000	5,137
Total interest expense	$534,000	4,476
Net interest income	$1,553,000	5,254
Provision for loan and lease losses	$27,000	5,569
Total noninterest income	$123,000	5,605
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$84,000	4,706
Trading account gains and fees	$0	153
Additional Noninterest Income	$39,000	5,709
Total noninterest expense	$765,000	6,382
Salaries and employee benefits	$342,000	6,589
Premises and equipment expense	$80,000	6,427
Additional noninterest expense	$343,000	5,855
Pre-tax net operating income	$884,000	2,745
Securities gains (losses)	$43,000	1,678
Applicable income taxes	$176,000	2,354
Income before extraordinary items	$751,000	2,781
Extraordinary gains, net	$0	15
Net income	$751,000	2,782
Minority interest net income	$0	89
Net income of bank and minority interests.	$751,000	2,782
Net charge-offs	$-2,000	6,677
Cash dividends	$1,500,000	557
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$716,170	2,800
2011-03-31 (YTD Data)		Rank
Total interest income	$1,047,000	5,149
Total interest expense	$268,000	4,569
Net interest income	$779,000	5,240
Provision for loan and lease losses	$14,000	5,282
Total noninterest income	$61,000	5,688
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$41,000	4,713
Trading account gains and fees	$0	158
Additional Noninterest Income	$20,000	5,800
Total noninterest expense	$355,000	6,552
Salaries and employee benefits	$168,000	6,648
Premises and equipment expense	$42,000	6,408
Additional noninterest expense	$145,000	6,202
Pre-tax net operating income	$471,000	2,666
Securities gains (losses)	$43,000	812
Applicable income taxes	$109,000	2,091
Income before extraordinary items	$405,000	2,635
Extraordinary gains, net	$0	9
Net income	$405,000	2,634
Minority interest net income	$0	86
Net income of bank and minority interests.	$405,000	2,635
Net charge-offs	$-1,000	6,209
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$371,030	2,768
2010-12-31 (YTD Data)		Rank
Total interest income	$4,221,000	5,278
Total interest expense	$1,228,000	4,755
Net interest income	$2,993,000	5,361
Provision for loan and lease losses	$76,000	6,215
Total noninterest income	$301,000	5,401
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$189,000	4,517
Trading account gains and fees	$0	175
Additional Noninterest Income	$112,000	5,309
Total noninterest expense	$1,576,000	6,438
Salaries and employee benefits	$691,000	6,713
Premises and equipment expense	$160,000	6,541
Additional noninterest expense	$725,000	5,827
Pre-tax net operating income	$1,642,000	2,581
Securities gains (losses)	$17,000	3,166
Applicable income taxes	$284,000	2,415
Income before extraordinary items	$1,375,000	2,642
Extraordinary gains, net	$0	29
Net income	$1,375,000	2,638
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,375,000	2,643
Net charge-offs	$22,000	6,340
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,360,890	2,564
2010-09-30 (YTD Data)		Rank
Total interest income	$3,167,000	5,363
Total interest expense	$941,000	4,853
Net interest income	$2,226,000	5,454
Provision for loan and lease losses	$41,000	6,395
Total noninterest income	$220,000	5,530
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$140,000	4,611
Trading account gains and fees	$0	165
Additional Noninterest Income	$80,000	5,497
Total noninterest expense	$1,054,000	6,680
Salaries and employee benefits	$506,000	6,802
Premises and equipment expense	$113,000	6,701
Additional noninterest expense	$435,000	6,310
Pre-tax net operating income	$1,351,000	2,575
Securities gains (losses)	$17,000	2,949
Applicable income taxes	$238,000	2,386
Income before extraordinary items	$1,130,000	2,666
Extraordinary gains, net	$0	23
Net income	$1,130,000	2,664
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,130,000	2,668
Net charge-offs	$14,000	6,146
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,115,890	2,565
2010-06-30 (YTD Data)		Rank
Total interest income	$2,092,000	5,424
Total interest expense	$631,000	4,949
Net interest income	$1,461,000	5,515
Provision for loan and lease losses	$27,000	6,268
Total noninterest income	$133,000	5,682
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$90,000	4,671
Trading account gains and fees	$0	152
Additional Noninterest Income	$43,000	5,756
Total noninterest expense	$655,000	6,840
Salaries and employee benefits	$327,000	6,903
Premises and equipment expense	$73,000	6,788
Additional noninterest expense	$255,000	6,571
Pre-tax net operating income	$912,000	2,557
Securities gains (losses)	$0	3,184
Applicable income taxes	$181,000	2,227
Income before extraordinary items	$731,000	2,676
Extraordinary gains, net	$0	19
Net income	$731,000	2,671
Minority interest net income	$0	105
Net income of bank and minority interests.	$731,000	2,675
Net charge-offs	$14,000	5,661
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$731,000	2,578
2010-03-31 (YTD Data)		Rank
Total interest income	$1,031,000	5,540
Total interest expense	$322,000	5,015
Net interest income	$709,000	5,621
Provision for loan and lease losses	$14,000	6,024
Total noninterest income	$68,000	5,678
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$44,000	4,703
Trading account gains and fees	$0	175
Additional Noninterest Income	$24,000	5,720
Total noninterest expense	$310,000	7,028
Salaries and employee benefits	$160,000	7,016
Premises and equipment expense	$35,000	6,925
Additional noninterest expense	$115,000	6,799
Pre-tax net operating income	$453,000	2,593
Securities gains (losses)	$0	2,284
Applicable income taxes	$101,000	2,110
Income before extraordinary items	$352,000	2,806
Extraordinary gains, net	$0	16
Net income	$352,000	2,803
Minority interest net income	$0	91
Net income of bank and minority interests.	$352,000	2,806
Net charge-offs	$14,000	4,653
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$352,000	2,693
2009-12-31 (YTD Data)		Rank
Total interest income	$4,306,000	5,529
Total interest expense	$1,414,000	5,287
Net interest income	$2,892,000	5,476
Provision for loan and lease losses	$138,000	6,145
Total noninterest income	$202,000	6,213
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$201,000	4,655
Trading account gains and fees	$0	211
Additional Noninterest Income	$1,000	7,379
Total noninterest expense	$1,395,000	6,937
Salaries and employee benefits	$749,000	6,829
Premises and equipment expense	$184,000	6,613
Additional noninterest expense	$462,000	6,905
Pre-tax net operating income	$1,561,000	2,294
Securities gains (losses)	$1,000	3,653
Applicable income taxes	$346,000	1,897
Income before extraordinary items	$1,216,000	2,457
Extraordinary gains, net	$0	34
Net income	$1,216,000	2,455
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,216,000	2,456
Net charge-offs	$355,000	4,271
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,215,220	2,412
2009-09-30 (YTD Data)		Rank
Total interest income	$3,220,000	5,605
Total interest expense	$1,070,000	5,403
Net interest income	$2,150,000	5,524
Provision for loan and lease losses	$125,000	5,727
Total noninterest income	$183,000	6,041
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$149,000	4,694
Trading account gains and fees	$0	212
Additional Noninterest Income	$34,000	6,615
Total noninterest expense	$1,055,000	6,944
Salaries and employee benefits	$555,000	6,891
Premises and equipment expense	$141,000	6,627
Additional noninterest expense	$359,000	6,888
Pre-tax net operating income	$1,153,000	2,497
Securities gains (losses)	$1,000	3,393
Applicable income taxes	$247,000	2,112
Income before extraordinary items	$907,000	2,635
Extraordinary gains, net	$0	27
Net income	$907,000	2,631
Minority interest net income	$0	118
Net income of bank and minority interests.	$907,000	2,635
Net charge-offs	$313,000	3,646
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$906,210	2,592
2009-06-30 (YTD Data)		Rank
Total interest income	$2,132,000	5,667
Total interest expense	$716,000	5,517
Net interest income	$1,416,000	5,563
Provision for loan and lease losses	$27,000	6,560
Total noninterest income	$135,000	5,907
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$97,000	4,720
Trading account gains and fees	$0	193
Additional Noninterest Income	$38,000	6,148
Total noninterest expense	$643,000	7,150
Salaries and employee benefits	$362,000	7,015
Premises and equipment expense	$98,000	6,620
Additional noninterest expense	$183,000	7,292
Pre-tax net operating income	$881,000	2,335
Securities gains (losses)	$1,000	3,011
Applicable income taxes	$262,000	1,681
Income before extraordinary items	$620,000	2,714
Extraordinary gains, net	$0	21
Net income	$620,000	2,712
Minority interest net income	$0	112
Net income of bank and minority interests.	$620,000	2,714
Net charge-offs	$47,000	4,972
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$619,300	2,628
2009-03-31 (YTD Data)		Rank
Total interest income	$1,088,000	5,668
Total interest expense	$364,000	5,583
Net interest income	$724,000	5,482
Provision for loan and lease losses	$13,000	6,217
Total noninterest income	$63,000	6,033
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$46,000	4,770
Trading account gains and fees	$0	171
Additional Noninterest Income	$17,000	6,333
Total noninterest expense	$329,000	7,106
Salaries and employee benefits	$190,000	6,955
Premises and equipment expense	$53,000	6,520
Additional noninterest expense	$86,000	7,304
Pre-tax net operating income	$445,000	2,586
Securities gains (losses)	$0	2,434
Applicable income taxes	$130,000	1,920
Income before extraordinary items	$315,000	3,035
Extraordinary gains, net	$0	15
Net income	$315,000	3,036
Minority interest net income	$0	102
Net income of bank and minority interests.	$315,000	3,036
Net charge-offs	$0	5,728
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$315,000	2,886
2008-12-31 (YTD Data)		Rank
Total interest income	$4,676,000	5,638
Total interest expense	$1,858,000	5,489
Net interest income	$2,818,000	5,587
Provision for loan and lease losses	$165,000	5,446
Total noninterest income	$275,000	5,969
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$214,000	4,668
Trading account gains and fees	$0	154
Additional Noninterest Income	$61,000	6,550
Total noninterest expense	$1,236,000	7,224
Salaries and employee benefits	$657,000	7,265
Premises and equipment expense	$193,000	6,740
Additional noninterest expense	$386,000	7,094
Pre-tax net operating income	$1,692,000	2,812
Securities gains (losses)	$-4,000	6,940
Applicable income taxes	$500,000	1,863
Income before extraordinary items	$1,188,000	2,943
Extraordinary gains, net	$0	39
Net income	$1,188,000	2,942
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$141,000	4,555
Cash dividends	$1,000,000	2,281
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,190,800	3,076
2008-09-30 (YTD Data)		Rank
Total interest income	$3,537,000	5,698
Total interest expense	$1,451,000	5,517
Net interest income	$2,086,000	5,662
Provision for loan and lease losses	$34,000	6,215
Total noninterest income	$219,000	5,932
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$155,000	4,761
Trading account gains and fees	$0	148
Additional Noninterest Income	$64,000	6,278
Total noninterest expense	$900,000	7,279
Salaries and employee benefits	$500,000	7,249
Premises and equipment expense	$145,000	6,774
Additional noninterest expense	$255,000	7,291
Pre-tax net operating income	$1,371,000	3,031
Securities gains (losses)	$-4,000	7,251
Applicable income taxes	$391,000	2,183
Income before extraordinary items	$976,000	3,149
Extraordinary gains, net	$0	31
Net income	$976,000	3,146
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	5,807
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$978,840	3,289
2008-06-30 (YTD Data)		Rank
Total interest income	$2,375,000	5,743
Total interest expense	$1,010,000	5,554
Net interest income	$1,365,000	5,748
Provision for loan and lease losses	$28,000	5,752
Total noninterest income	$141,000	6,086
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$99,000	4,847
Trading account gains and fees	$0	149
Additional Noninterest Income	$42,000	6,364
Total noninterest expense	$601,000	7,327
Salaries and employee benefits	$336,000	7,313
Premises and equipment expense	$94,000	6,862
Additional noninterest expense	$171,000	7,306
Pre-tax net operating income	$877,000	3,232
Securities gains (losses)	$-4,000	8,032
Applicable income taxes	$277,000	2,308
Income before extraordinary items	$596,000	3,661
Extraordinary gains, net	$0	21
Net income	$596,000	3,662
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	5,182
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$598,720	3,594
2008-03-31 (YTD Data)		Rank
Total interest income	$1,234,000	5,736
Total interest expense	$532,000	5,604
Net interest income	$702,000	5,686
Provision for loan and lease losses	$22,000	4,820
Total noninterest income	$75,000	5,992
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$55,000	4,609
Trading account gains and fees	$0	158
Additional Noninterest Income	$20,000	6,458
Total noninterest expense	$316,000	7,287
Salaries and employee benefits	$178,000	7,218
Premises and equipment expense	$52,000	6,695
Additional noninterest expense	$86,000	7,317
Pre-tax net operating income	$439,000	3,324
Securities gains (losses)	$0	2,688
Applicable income taxes	$92,000	2,892
Income before extraordinary items	$347,000	3,497
Extraordinary gains, net	$0	15
Net income	$347,000	3,500
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	3,539
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$347,000	3,396
2007-12-31 (YTD Data)		Rank
Total interest income	$5,114,000	5,663
Total interest expense	$2,193,000	5,617
Net interest income	$2,921,000	5,576
Provision for loan and lease losses	$24,000	6,240
Total noninterest income	$332,000	5,845
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$230,000	4,617
Trading account gains and fees	$0	178
Additional Noninterest Income	$102,000	6,187
Total noninterest expense	$1,222,000	7,326
Salaries and employee benefits	$659,000	7,367
Premises and equipment expense	$202,000	6,716
Additional noninterest expense	$361,000	7,245
Pre-tax net operating income	$2,007,000	3,306
Securities gains (losses)	$2,000	1,832
Applicable income taxes	$633,000	2,438
Income before extraordinary items	$1,376,000	3,617
Extraordinary gains, net	$0	39
Net income	$1,376,000	3,616
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	6,400
Cash dividends	$1,500,000	1,987
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,374,640	3,609
2007-09-30 (YTD Data)		Rank
Total interest income	$3,786,000	5,721
Total interest expense	$1,625,000	5,676
Net interest income	$2,161,000	5,634
Provision for loan and lease losses	$18,000	5,899
Total noninterest income	$269,000	5,750
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$171,000	4,674
Trading account gains and fees	$0	184
Additional Noninterest Income	$98,000	5,842
Total noninterest expense	$935,000	7,271
Salaries and employee benefits	$507,000	7,296
Premises and equipment expense	$150,000	6,724
Additional noninterest expense	$278,000	7,170
Pre-tax net operating income	$1,477,000	3,509
Securities gains (losses)	$0	1,655
Applicable income taxes	$462,000	2,637
Income before extraordinary items	$1,015,000	3,861
Extraordinary gains, net	$0	33
Net income	$1,015,000	3,860
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,809
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,015,000	3,847
2007-06-30 (YTD Data)		Rank
Total interest income	$2,492,000	5,783
Total interest expense	$1,068,000	5,709
Net interest income	$1,424,000	5,704
Provision for loan and lease losses	$12,000	5,644
Total noninterest income	$185,000	5,728
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$107,000	4,803
Trading account gains and fees	$0	168
Additional Noninterest Income	$78,000	5,568
Total noninterest expense	$620,000	7,321
Salaries and employee benefits	$331,000	7,389
Premises and equipment expense	$102,000	6,740
Additional noninterest expense	$187,000	7,191
Pre-tax net operating income	$977,000	3,587
Securities gains (losses)	$0	1,444
Applicable income taxes	$299,000	2,740
Income before extraordinary items	$678,000	3,896
Extraordinary gains, net	$0	29
Net income	$678,000	3,896
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,333
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$678,000	3,884
2007-03-31 (YTD Data)		Rank
Total interest income	$1,230,000	5,818
Total interest expense	$528,000	5,725
Net interest income	$702,000	5,748
Provision for loan and lease losses	$6,000	5,291
Total noninterest income	$75,000	6,097
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$51,000	4,837
Trading account gains and fees	$0	195
Additional Noninterest Income	$24,000	6,337
Total noninterest expense	$321,000	7,296
Salaries and employee benefits	$174,000	7,335
Premises and equipment expense	$48,000	6,873
Additional noninterest expense	$99,000	7,103
Pre-tax net operating income	$450,000	3,753
Securities gains (losses)	$0	1,187
Applicable income taxes	$141,000	2,811
Income before extraordinary items	$309,000	4,098
Extraordinary gains, net	$0	22
Net income	$309,000	4,099
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,195
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$309,000	4,075
2006-12-31 (YTD Data)		Rank
Total interest income	$4,857,000	5,639
Total interest expense	$1,912,000	5,529
Net interest income	$2,945,000	5,582
Provision for loan and lease losses	$48,000	5,647
Total noninterest income	$328,000	6,004
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$226,000	4,729
Trading account gains and fees	$0	130
Additional Noninterest Income	$102,000	6,296
Total noninterest expense	$1,203,000	7,376
Salaries and employee benefits	$649,000	7,442
Premises and equipment expense	$192,000	6,813
Additional noninterest expense	$362,000	7,246
Pre-tax net operating income	$2,022,000	3,618
Securities gains (losses)	$0	1,687
Applicable income taxes	$648,000	2,776
Income before extraordinary items	$1,374,000	3,969
Extraordinary gains, net	$0	51
Net income	$1,374,000	3,969
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	5,171
Cash dividends	$1,000,000	2,543
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,374,000	3,948
2006-09-30 (YTD Data)		Rank
Total interest income	$3,617,000	5,661
Total interest expense	$1,391,000	5,547
Net interest income	$2,226,000	5,614
Provision for loan and lease losses	$42,000	5,348
Total noninterest income	$246,000	6,046
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$170,000	4,767
Trading account gains and fees	$0	126
Additional Noninterest Income	$76,000	6,304
Total noninterest expense	$898,000	7,391
Salaries and employee benefits	$495,000	7,395
Premises and equipment expense	$65,000	7,986
Additional noninterest expense	$338,000	6,809
Pre-tax net operating income	$1,532,000	3,730
Securities gains (losses)	$0	1,388
Applicable income taxes	$490,000	2,890
Income before extraordinary items	$1,042,000	4,073
Extraordinary gains, net	$0	45
Net income	$1,042,000	4,076
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	4,946
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,042,000	4,058
2006-06-30 (YTD Data)		Rank
Total interest income	$2,413,000	5,632
Total interest expense	$909,000	5,482
Net interest income	$1,504,000	5,580
Provision for loan and lease losses	$36,000	4,837
Total noninterest income	$142,000	6,336
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$108,000	4,845
Trading account gains and fees	$0	126
Additional Noninterest Income	$34,000	6,958
Total noninterest expense	$601,000	7,420
Salaries and employee benefits	$326,000	7,460
Premises and equipment expense	$85,000	7,068
Additional noninterest expense	$190,000	7,194
Pre-tax net operating income	$1,009,000	3,780
Securities gains (losses)	$0	1,185
Applicable income taxes	$345,000	2,850
Income before extraordinary items	$664,000	4,197
Extraordinary gains, net	$0	39
Net income	$664,000	4,201
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,860
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$664,000	4,186
2006-03-31 (YTD Data)		Rank
Total interest income	$1,138,000	5,748
Total interest expense	$435,000	5,472
Net interest income	$703,000	5,788
Provision for loan and lease losses	$18,000	4,638
Total noninterest income	$74,000	6,226
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$50,000	4,949
Trading account gains and fees	$0	115
Additional Noninterest Income	$24,000	6,429
Total noninterest expense	$313,000	7,358
Salaries and employee benefits	$175,000	7,320
Premises and equipment expense	$41,000	7,158
Additional noninterest expense	$97,000	7,148
Pre-tax net operating income	$446,000	4,017
Securities gains (losses)	$0	955
Applicable income taxes	$142,000	3,118
Income before extraordinary items	$304,000	4,395
Extraordinary gains, net	$0	21
Net income	$304,000	4,395
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	6,875
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$304,000	4,384
2005-12-31 (YTD Data)		Rank
Total interest income	$4,293,000	5,617
Total interest expense	$1,461,000	5,285
Net interest income	$2,832,000	5,680
Provision for loan and lease losses	$53,000	5,686
Total noninterest income	$277,000	6,479
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$200,000	5,039
Trading account gains and fees	$0	138
Additional Noninterest Income	$77,000	6,809
Total noninterest expense	$1,219,000	7,374
Salaries and employee benefits	$649,000	7,449
Premises and equipment expense	$187,000	6,861
Additional noninterest expense	$383,000	7,167
Pre-tax net operating income	$1,837,000	3,895
Securities gains (losses)	$0	2,296
Applicable income taxes	$536,000	3,252
Income before extraordinary items	$1,301,000	4,147
Extraordinary gains, net	$0	46
Net income	$1,301,000	4,148
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	5,152
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,301,000	4,119
2005-09-30 (YTD Data)		Rank
Total interest income	$3,167,000	5,641
Total interest expense	$1,044,000	5,321
Net interest income	$2,123,000	5,699
Provision for loan and lease losses	$27,000	5,913
Total noninterest income	$205,000	6,550
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$148,000	5,101
Trading account gains and fees	$0	126
Additional Noninterest Income	$57,000	6,861
Total noninterest expense	$907,000	7,379
Salaries and employee benefits	$493,000	7,395
Premises and equipment expense	$129,000	7,026
Additional noninterest expense	$285,000	7,205
Pre-tax net operating income	$1,394,000	3,950
Securities gains (losses)	$0	2,317
Applicable income taxes	$404,000	3,305
Income before extraordinary items	$990,000	4,186
Extraordinary gains, net	$0	35
Net income	$990,000	4,186
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	5,608
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$990,000	4,138
2005-06-30 (YTD Data)		Rank
Total interest income	$2,063,000	5,642
Total interest expense	$661,000	5,306
Net interest income	$1,402,000	5,711
Provision for loan and lease losses	$15,000	5,851
Total noninterest income	$120,000	6,749
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$86,000	5,345
Trading account gains and fees	$0	116
Additional Noninterest Income	$34,000	7,018
Total noninterest expense	$584,000	7,455
Salaries and employee benefits	$312,000	7,513
Premises and equipment expense	$87,000	6,993
Additional noninterest expense	$185,000	7,245
Pre-tax net operating income	$923,000	3,922
Securities gains (losses)	$0	2,146
Applicable income taxes	$267,000	3,310
Income before extraordinary items	$656,000	4,180
Extraordinary gains, net	$0	30
Net income	$656,000	4,181
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	5,136
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$656,000	4,123
2005-03-31 (YTD Data)		Rank
Total interest income	$1,015,000	5,688
Total interest expense	$312,000	5,363
Net interest income	$703,000	5,721
Provision for loan and lease losses	$3,000	5,957
Total noninterest income	$59,000	6,784
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$39,000	5,509
Trading account gains and fees	$0	115
Additional Noninterest Income	$20,000	6,849
Total noninterest expense	$256,000	7,758
Salaries and employee benefits	$145,000	7,726
Premises and equipment expense	$32,000	7,605
Additional noninterest expense	$79,000	7,588
Pre-tax net operating income	$503,000	3,661
Securities gains (losses)	$0	1,685
Applicable income taxes	$153,000	3,060
Income before extraordinary items	$350,000	3,964
Extraordinary gains, net	$0	24
Net income	$350,000	3,966
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,095
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$350,000	3,916
2004-12-31 (YTD Data)		Rank
Total interest income	$3,772,000	5,745
Total interest expense	$1,179,000	5,167
Net interest income	$2,593,000	5,891
Provision for loan and lease losses	$7,000	7,125
Total noninterest income	$262,000	6,675
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$195,000	5,277
Trading account gains and fees	$0	138
Additional Noninterest Income	$67,000	7,035
Total noninterest expense	$1,141,000	7,545
Salaries and employee benefits	$607,000	7,636
Premises and equipment expense	$206,000	6,689
Additional noninterest expense	$328,000	7,544
Pre-tax net operating income	$1,707,000	3,913
Securities gains (losses)	$0	3,819
Applicable income taxes	$512,000	3,309
Income before extraordinary items	$1,195,000	4,218
Extraordinary gains, net	$0	34
Net income	$1,195,000	4,219
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,887
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,195,000	4,150
2004-09-30 (YTD Data)		Rank
Total interest income	$2,788,000	5,782
Total interest expense	$875,000	5,168
Net interest income	$1,913,000	5,943
Provision for loan and lease losses	$3,000	7,022
Total noninterest income	$193,000	6,748
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$146,000	5,322
Trading account gains and fees	$0	134
Additional Noninterest Income	$47,000	7,150
Total noninterest expense	$831,000	7,581
Salaries and employee benefits	$449,000	7,620
Premises and equipment expense	$148,000	6,758
Additional noninterest expense	$234,000	7,627
Pre-tax net operating income	$1,272,000	4,010
Securities gains (losses)	$0	3,710
Applicable income taxes	$383,000	3,382
Income before extraordinary items	$889,000	4,310
Extraordinary gains, net	$0	26
Net income	$889,000	4,311
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,579
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$889,000	4,234
2004-06-30 (YTD Data)		Rank
Total interest income	$1,845,000	5,810
Total interest expense	$574,000	5,242
Net interest income	$1,271,000	5,967
Provision for loan and lease losses	$1,000	6,852
Total noninterest income	$126,000	6,806
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$95,000	5,380
Trading account gains and fees	$0	130
Additional Noninterest Income	$31,000	7,181
Total noninterest expense	$548,000	7,641
Salaries and employee benefits	$303,000	7,648
Premises and equipment expense	$97,000	6,845
Additional noninterest expense	$148,000	7,761
Pre-tax net operating income	$848,000	3,960
Securities gains (losses)	$0	3,413
Applicable income taxes	$250,000	3,395
Income before extraordinary items	$598,000	4,264
Extraordinary gains, net	$0	21
Net income	$598,000	4,265
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	5,291
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$598,000	4,178
2004-03-31 (YTD Data)		Rank
Total interest income	$902,000	5,916
Total interest expense	$285,000	5,323
Net interest income	$617,000	6,066
Provision for loan and lease losses	$0	6,501
Total noninterest income	$62,000	6,798
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$47,000	5,338
Trading account gains and fees	$0	121
Additional Noninterest Income	$15,000	7,252
Total noninterest expense	$266,000	7,752
Salaries and employee benefits	$146,000	7,753
Premises and equipment expense	$54,000	6,592
Additional noninterest expense	$66,000	7,984
Pre-tax net operating income	$413,000	4,004
Securities gains (losses)	$0	2,934
Applicable income taxes	$124,000	3,441
Income before extraordinary items	$289,000	4,369
Extraordinary gains, net	$0	16
Net income	$289,000	4,368
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$289,000	4,242
2003-12-31 (YTD Data)		Rank
Total interest income	$3,564,000	5,993
Total interest expense	$1,251,000	5,429
Net interest income	$2,313,000	6,157
Provision for loan and lease losses	$59,000	6,101
Total noninterest income	$281,000	6,721
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$191,000	5,363
Trading account gains and fees	$0	160
Additional Noninterest Income	$90,000	6,702
Total noninterest expense	$1,075,000	7,723
Salaries and employee benefits	$584,000	7,764
Premises and equipment expense	$186,000	6,952
Additional noninterest expense	$305,000	7,729
Pre-tax net operating income	$1,460,000	4,190
Securities gains (losses)	$36,000	2,779
Applicable income taxes	$448,000	3,571
Income before extraordinary items	$1,048,000	4,510
Extraordinary gains, net	$0	54
Net income	$1,048,000	4,512
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	5,439
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,022,800	4,414
2003-09-30 (YTD Data)		Rank
Total interest income	$2,701,000	6,023
Total interest expense	$959,000	5,503
Net interest income	$1,742,000	6,171
Provision for loan and lease losses	$9,000	7,157
Total noninterest income	$194,000	6,934
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$146,000	5,371
Trading account gains and fees	$0	153
Additional Noninterest Income	$48,000	7,275
Total noninterest expense	$817,000	7,688
Salaries and employee benefits	$435,000	7,742
Premises and equipment expense	$143,000	6,912
Additional noninterest expense	$239,000	7,663
Pre-tax net operating income	$1,110,000	4,287
Securities gains (losses)	$0	4,204
Applicable income taxes	$344,000	3,673
Income before extraordinary items	$766,000	4,723
Extraordinary gains, net	$0	40
Net income	$766,000	4,724
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-16,000	8,653
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$766,000	4,535
2003-06-30 (YTD Data)		Rank
Total interest income	$1,784,000	6,092
Total interest expense	$661,000	5,521
Net interest income	$1,123,000	6,297
Provision for loan and lease losses	$9,000	6,877
Total noninterest income	$129,000	6,934
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$94,000	5,422
Trading account gains and fees	$0	150
Additional Noninterest Income	$35,000	7,146
Total noninterest expense	$542,000	7,729
Salaries and employee benefits	$289,000	7,781
Premises and equipment expense	$90,000	7,025
Additional noninterest expense	$163,000	7,598
Pre-tax net operating income	$701,000	4,422
Securities gains (losses)	$0	3,782
Applicable income taxes	$221,000	3,773
Income before extraordinary items	$480,000	4,907
Extraordinary gains, net	$0	30
Net income	$480,000	4,907
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-17,000	8,718
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$480,000	4,691
2003-03-31 (YTD Data)		Rank
Total interest income	$897,000	6,111
Total interest expense	$336,000	5,571
Net interest income	$561,000	6,280
Provision for loan and lease losses	$9,000	6,152
Total noninterest income	$61,000	6,982
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$44,000	5,485
Trading account gains and fees	$0	134
Additional Noninterest Income	$17,000	7,158
Total noninterest expense	$265,000	7,792
Salaries and employee benefits	$144,000	7,818
Premises and equipment expense	$45,000	7,066
Additional noninterest expense	$76,000	7,777
Pre-tax net operating income	$348,000	4,413
Securities gains (losses)	$0	2,891
Applicable income taxes	$111,000	3,758
Income before extraordinary items	$237,000	4,854
Extraordinary gains, net	$0	21
Net income	$237,000	4,854
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-16,000	8,774
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$237,000	4,662
2002-12-31 (YTD Data)		Rank
Total interest income	$3,689,000	6,167
Total interest expense	$1,469,000	5,795
Net interest income	$2,220,000	6,291
Provision for loan and lease losses	$75,000	6,163
Total noninterest income	$237,000	6,972
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$169,000	5,609
Trading account gains and fees	$0	153
Additional Noninterest Income	$68,000	7,131
Total noninterest expense	$1,018,000	7,894
Salaries and employee benefits	$562,000	7,878
Premises and equipment expense	$154,000	7,397
Additional noninterest expense	$302,000	7,787
Pre-tax net operating income	$1,364,000	4,356
Securities gains (losses)	$14,000	3,404
Applicable income taxes	$429,000	3,751
Income before extraordinary items	$949,000	4,737
Extraordinary gains, net	$0	70
Net income	$949,000	4,735
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$81,000	4,519
Cash dividends	$124,000	5,384
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$939,340	4,637
2001-12-31 (YTD Data)		Rank
Total interest income	$4,261,000	6,139
Total interest expense	$2,252,000	5,747
Net interest income	$2,009,000	6,422
Provision for loan and lease losses	$42,000	6,879
Total noninterest income	$235,000	6,973
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$167,000	5,549
Trading account gains and fees	$0	177
Additional Noninterest Income	$68,000	7,169
Total noninterest expense	$1,088,000	7,726
Salaries and employee benefits	$609,000	7,623
Premises and equipment expense	$183,000	7,026
Additional noninterest expense	$296,000	7,885
Pre-tax net operating income	$1,114,000	4,620
Securities gains (losses)	$6,000	3,836
Applicable income taxes	$318,000	4,152
Income before extraordinary items	$802,000	4,862
Extraordinary gains, net	$0	105
Net income	$802,000	4,865
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$56,000	5,000
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$797,680	4,767
2000-12-31 (YTD Data)		Rank
Total interest income	$4,452,000	6,131
Total interest expense	$2,328,000	5,792
Net interest income	$2,124,000	6,388
Provision for loan and lease losses	$64,000	6,118
Total noninterest income	$209,000	7,185
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$145,000	5,838
Trading account gains and fees	NA	NA
Additional Noninterest Income	$64,000	7,361
Total noninterest expense	$1,046,000	7,882
Salaries and employee benefits	$594,000	7,728
Premises and equipment expense	$181,000	7,070
Additional noninterest expense	$271,000	8,185
Pre-tax net operating income	$1,223,000	4,670
Securities gains (losses)	$-8,000	8,215
Applicable income taxes	$385,000	4,048
Income before extraordinary items	$830,000	4,946
Extraordinary gains, net	$0	38
Net income	$830,000	4,945
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	5,816
Cash dividends	$3,000,000	949
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$835,440	4,919
1999-12-31 (YTD Data)		Rank
Total interest income	$3,983,000	6,382
Total interest expense	$1,931,000	6,123
Net interest income	$2,052,000	6,546
Provision for loan and lease losses	$49,000	6,592
Total noninterest income	$198,000	7,522
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$134,000	6,103
Trading account gains and fees	NA	NA
Additional Noninterest Income	$64,000	7,600
Total noninterest expense	$973,000	8,205
Salaries and employee benefits	$550,000	8,042
Premises and equipment expense	$178,000	7,166
Additional noninterest expense	$245,000	8,606
Pre-tax net operating income	$1,228,000	4,702
Securities gains (losses)	$4,000	2,267
Applicable income taxes	$388,000	4,249
Income before extraordinary items	$844,000	4,923
Extraordinary gains, net	$0	35
Net income	$844,000	4,923
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	5,199
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$841,240	4,899
1998-12-31 (YTD Data)		Rank
Total interest income	$4,077,000	6,428
Total interest expense	$1,943,000	6,289
Net interest income	$2,134,000	6,424
Provision for loan and lease losses	$50,000	6,568
Total noninterest income	$189,000	7,717
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$136,000	6,169
Trading account gains and fees	NA	NA
Additional Noninterest Income	$53,000	8,063
Total noninterest expense	$944,000	8,294
Salaries and employee benefits	$520,000	8,233
Premises and equipment expense	$160,000	7,432
Additional noninterest expense	$264,000	8,465
Pre-tax net operating income	$1,329,000	4,550
Securities gains (losses)	$8,000	3,124
Applicable income taxes	$438,000	4,188
Income before extraordinary items	$899,000	4,830
Extraordinary gains, net	$0	32
Net income	$899,000	4,829
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	9,217
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$-25,000	10,314
Net operating income	$893,640	4,755
1997-12-31 (YTD Data)		Rank
Total interest income	$3,758,000	6,893
Total interest expense	$1,849,000	6,563
Net interest income	$1,909,000	7,107
Provision for loan and lease losses	$12,000	8,256
Total noninterest income	$190,000	7,963
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$129,000	6,577
Trading account gains and fees	NA	NA
Additional Noninterest Income	$61,000	7,985
Total noninterest expense	$858,000	8,824
Salaries and employee benefits	$488,000	8,691
Premises and equipment expense	$150,000	7,796
Additional noninterest expense	$220,000	9,172
Pre-tax net operating income	$1,229,000	5,162
Securities gains (losses)	$6,000	2,665
Applicable income taxes	$274,000	5,980
Income before extraordinary items	$961,000	4,839
Extraordinary gains, net	$0	44
Net income	$961,000	4,839
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	7,092
Cash dividends	$1,000	7,864
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$956,320	4,801
1996-12-31 (YTD Data)		Rank
Total interest income	$3,591,000	7,282
Total interest expense	$1,706,000	7,069
Net interest income	$1,885,000	7,388
Provision for loan and lease losses	$27,000	7,576
Total noninterest income	$191,000	8,358
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$125,000	6,977
Trading account gains and fees	NA	NA
Additional Noninterest Income	$66,000	8,243
Total noninterest expense	$869,000	9,163
Salaries and employee benefits	$484,000	9,000
Premises and equipment expense	$161,000	7,804
Additional noninterest expense	$224,000	9,660
Pre-tax net operating income	$1,180,000	5,183
Securities gains (losses)	$0	4,148
Applicable income taxes	$378,000	5,076
Income before extraordinary items	$802,000	5,300
Extraordinary gains, net	$0	53
Net income	$802,000	5,301
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	6,815
Cash dividends	$1,000	8,325
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$802,000	5,232
1995-12-31 (YTD Data)		Rank
Total interest income	$3,591,000	7,433
Total interest expense	$1,741,000	7,038
Net interest income	$1,850,000	7,647
Provision for loan and lease losses	$12,000	8,132
Total noninterest income	$191,000	8,570
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$123,000	7,249
Trading account gains and fees	NA	NA
Additional Noninterest Income	$68,000	8,433
Total noninterest expense	$934,000	9,242
Salaries and employee benefits	$468,000	9,380
Premises and equipment expense	$164,000	7,947
Additional noninterest expense	$302,000	9,224
Pre-tax net operating income	$1,095,000	5,620
Securities gains (losses)	$0	3,831
Applicable income taxes	$360,000	5,320
Income before extraordinary items	$735,000	5,793
Extraordinary gains, net	$0	65
Net income	$735,000	5,790
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,856
Cash dividends	$451,000	3,563
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$735,000	5,765
1994-12-31 (YTD Data)		Rank
Total interest income	$2,988,000	8,069
Total interest expense	$1,331,000	7,455
Net interest income	$1,657,000	8,428
Provision for loan and lease losses	$12,000	8,270
Total noninterest income	$217,000	8,451
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$121,000	7,558
Trading account gains and fees	NA	NA
Additional Noninterest Income	$96,000	7,636
Total noninterest expense	$908,000	9,745
Salaries and employee benefits	$454,000	9,795
Premises and equipment expense	$157,000	8,368
Additional noninterest expense	$297,000	9,995
Pre-tax net operating income	$954,000	6,149
Securities gains (losses)	$0	3,600
Applicable income taxes	$299,000	5,888
Income before extraordinary items	$655,000	6,186
Extraordinary gains, net	$0	249
Net income	$655,000	6,204
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	7,944
Cash dividends	$151,000	6,040
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$655,000	6,260
1993-12-31 (YTD Data)		Rank
Total interest income	$2,918,000	8,468
Total interest expense	$1,323,000	7,802
Net interest income	$1,595,000	8,814
Provision for loan and lease losses	$4,000	10,179
Total noninterest income	$215,000	8,927
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$126,000	7,694
Trading account gains and fees	NA	NA
Additional Noninterest Income	$89,000	8,282
Total noninterest expense	$890,000	10,241
Salaries and employee benefits	$438,000	10,259
Premises and equipment expense	$151,000	8,878
Additional noninterest expense	$301,000	10,440
Pre-tax net operating income	$916,000	6,276
Securities gains (losses)	$0	7,477
Applicable income taxes	$210,000	7,434
Income before extraordinary items	$706,000	6,074
Extraordinary gains, net	$0	3,149
Net income	$706,000	6,243
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	9,293
Cash dividends	$151,000	6,052
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$706,000	5,803
1992-12-31 (YTD Data)		Rank
Total interest income	$3,163,000	8,696
Total interest expense	$1,535,000	8,410
Net interest income	$1,628,000	8,882
Provision for loan and lease losses	$38,000	9,593
Total noninterest income	$206,000	9,295
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$112,000	8,161
Trading account gains and fees	NA	NA
Additional Noninterest Income	$94,000	8,290
Total noninterest expense	$878,000	10,621
Salaries and employee benefits	$429,000	10,530
Premises and equipment expense	$156,000	8,945
Additional noninterest expense	$293,000	10,932
Pre-tax net operating income	$918,000	6,000
Securities gains (losses)	$0	8,369
Applicable income taxes	$223,000	7,127
Income before extraordinary items	$695,000	5,961
Extraordinary gains, net	$0	1,422
Net income	$695,000	6,033
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	10,474
Cash dividends	$511,000	2,722
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$695,000	5,624

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.