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Farmers State Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$49,807,000939
Total interest expense$14,908,000981
Net interest income$34,899,000916
Provision for loan and lease losses$192,0002,036
Total noninterest income$6,643,000987
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,023,000550
Trading account gains and feesNANA
Additional Noninterest Income$4,620,000932
Total noninterest expense$23,640,0001,063
Salaries and employee benefits$13,202,0001,071
Premises and equipment expense$1,925,0001,264
Additional noninterest expense$4,620,000932
Pre-tax net operating income$17,710,000749
Securities gains (losses)$-2,936,0004,444
Applicable income taxes$2,285,000899
Income before extraordinary items$12,489,000839
Extraordinary gains, net$054
Net income$12,489,000851
Minority interest net income$088
Net income of bank and minority interests.$12,489,000842
Net charge-offs$72,0001,663
Cash dividends$4,500,000875
Sale, conversion, retirement of capital stock, net$299,000321
Net operating income$14,984,600748
2023-09-30 (YTD Data)Rank
Total interest income$36,347,000943
Total interest expense$10,376,000968
Net interest income$25,971,000925
Provision for loan and lease losses$192,0001,689
Total noninterest income$5,355,000947
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,541,000543
Trading account gains and feesNANA
Additional Noninterest Income$3,814,000885
Total noninterest expense$18,214,0001,034
Salaries and employee benefits$9,796,0001,092
Premises and equipment expense$1,473,0001,241
Additional noninterest expense$3,814,000885
Pre-tax net operating income$12,920,000790
Securities gains (losses)$-224,0004,221
Applicable income taxes$2,038,000820
Income before extraordinary items$10,658,000789
Extraordinary gains, net$052
Net income$10,658,000793
Minority interest net income$081
Net income of bank and minority interests.$10,658,000789
Net charge-offs$56,0001,447
Cash dividends$4,000,000715
Sale, conversion, retirement of capital stock, net$225,000313
Net operating income$10,846,160787
2023-06-30 (YTD Data)Rank
Total interest income$23,724,000933
Total interest expense$6,471,000933
Net interest income$17,253,000939
Provision for loan and lease losses$48,0002,263
Total noninterest income$3,521,000911
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,053,000522
Trading account gains and feesNANA
Additional Noninterest Income$2,468,000841
Total noninterest expense$12,284,0001,021
Salaries and employee benefits$6,622,0001,064
Premises and equipment expense$991,0001,221
Additional noninterest expense$2,468,000840
Pre-tax net operating income$8,442,000811
Securities gains (losses)$-224,0004,361
Applicable income taxes$1,324,000842
Income before extraordinary items$6,894,000812
Extraordinary gains, net$051
Net income$6,894,000823
Minority interest net income$081
Net income of bank and minority interests.$6,894,000812
Net charge-offs$42,0001,246
Cash dividends$2,000,000870
Sale, conversion, retirement of capital stock, net$150,000305
Net operating income$7,082,160797
2023-03-31 (YTD Data)Rank
Total interest income$11,575,000937
Total interest expense$3,049,000881
Net interest income$8,526,000947
Provision for loan and lease losses$02,612
Total noninterest income$1,592,000967
Gross Fiduciary activities income$0913
Service charges on deposit accounts$554,000504
Trading account gains and feesNANA
Additional Noninterest Income$1,038,000935
Total noninterest expense$6,077,0001,040
Salaries and employee benefits$3,285,0001,089
Premises and equipment expense$496,0001,254
Additional noninterest expense$1,038,000935
Pre-tax net operating income$4,041,000870
Securities gains (losses)$24,000396
Applicable income taxes$622,000902
Income before extraordinary items$3,443,000839
Extraordinary gains, net$04
Net income$3,443,000838
Minority interest net income$048
Net income of bank and minority interests.$3,443,000838
Net charge-offs$23,0001,067
Cash dividends$1,000,000804
Sale, conversion, retirement of capital stock, net$75,000277
Net operating income$3,422,600857
2022-12-31 (YTD Data)Rank
Total interest income$39,121,000911
Total interest expense$3,769,000976
Net interest income$35,352,000887
Provision for loan and lease losses$160,0001,923
Total noninterest income$6,645,000993
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,973,000577
Trading account gains and feesNANA
Additional Noninterest Income$4,672,000950
Total noninterest expense$22,986,0001,060
Salaries and employee benefits$12,469,0001,107
Premises and equipment expense$1,954,0001,236
Additional noninterest expense$4,672,000950
Pre-tax net operating income$18,851,000790
Securities gains (losses)$-26,0003,624
Applicable income taxes$3,172,000801
Income before extraordinary items$15,653,000766
Extraordinary gains, net$05
Net income$15,653,000767
Minority interest net income$063
Net income of bank and minority interests.$15,653,000767
Net charge-offs$49,0001,552
Cash dividends$4,500,000846
Sale, conversion, retirement of capital stock, net$213,000396
Net operating income$15,674,580781
2022-09-30 (YTD Data)Rank
Total interest income$27,899,000913
Total interest expense$1,608,0001,234
Net interest income$26,291,000885
Provision for loan and lease losses$160,0001,607
Total noninterest income$5,309,000973
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,518,000573
Trading account gains and feesNANA
Additional Noninterest Income$3,791,000917
Total noninterest expense$17,175,0001,060
Salaries and employee benefits$9,430,0001,098
Premises and equipment expense$1,480,0001,225
Additional noninterest expense$3,791,000917
Pre-tax net operating income$14,265,000781
Securities gains (losses)$-42,0004,078
Applicable income taxes$2,465,000791
Income before extraordinary items$11,758,000777
Extraordinary gains, net$04
Net income$11,758,000777
Minority interest net income$057
Net income of bank and minority interests.$11,758,000777
Net charge-offs$37,0001,344
Cash dividends$4,501,000619
Sale, conversion, retirement of capital stock, net$164,000363
Net operating income$11,792,860787
2022-06-30 (YTD Data)Rank
Total interest income$17,860,000915
Total interest expense$666,0001,581
Net interest income$17,194,000884
Provision for loan and lease losses$100,0001,527
Total noninterest income$3,455,000969
Gross Fiduciary activities income$0925
Service charges on deposit accounts$945,000599
Trading account gains and feesNANA
Additional Noninterest Income$2,510,000934
Total noninterest expense$11,288,0001,061
Salaries and employee benefits$6,263,0001,101
Premises and equipment expense$1,002,0001,193
Additional noninterest expense$4,023,000927
Pre-tax net operating income$9,261,000767
Securities gains (losses)$0687
Applicable income taxes$1,583,000768
Income before extraordinary items$7,678,000744
Extraordinary gains, net$04
Net income$7,678,000744
Minority interest net income$060
Net income of bank and minority interests.$7,678,000744
Net charge-offs$18,0001,359
Cash dividends$3,000,000613
Sale, conversion, retirement of capital stock, net$110,000359
Net operating income$7,678,000756
2022-03-31 (YTD Data)Rank
Total interest income$8,636,000916
Total interest expense$266,0001,842
Net interest income$8,370,000884
Provision for loan and lease losses$40,0001,467
Total noninterest income$1,692,000985
Gross Fiduciary activities income$0892
Service charges on deposit accounts$449,000619
Trading account gains and feesNANA
Additional Noninterest Income$1,243,000945
Total noninterest expense$5,609,0001,071
Salaries and employee benefits$3,154,0001,103
Premises and equipment expense$517,0001,172
Additional noninterest expense$1,938,000942
Pre-tax net operating income$4,413,000761
Securities gains (losses)$0623
Applicable income taxes$765,000766
Income before extraordinary items$3,648,000753
Extraordinary gains, net$04
Net income$3,648,000753
Minority interest net income$050
Net income of bank and minority interests.$3,648,000753
Net charge-offs$19,000973
Cash dividends$1,000,000760
Sale, conversion, retirement of capital stock, net$55,000327
Net operating income$3,648,000759
2021-12-31 (YTD Data)Rank
Total interest income$34,183,000942
Total interest expense$1,429,0001,729
Net interest income$32,754,000902
Provision for loan and lease losses$03,064
Total noninterest income$7,496,0001,022
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,706,000609
Trading account gains and feesNANA
Additional Noninterest Income$5,790,000966
Total noninterest expense$22,689,0001,062
Salaries and employee benefits$12,467,0001,091
Premises and equipment expense$1,946,0001,248
Additional noninterest expense$8,276,000905
Pre-tax net operating income$17,561,000824
Securities gains (losses)$146,000716
Applicable income taxes$2,968,000863
Income before extraordinary items$14,739,000830
Extraordinary gains, net$010
Net income$14,739,000831
Minority interest net income$074
Net income of bank and minority interests.$14,739,000831
Net charge-offs$33,0001,866
Cash dividends$3,999,000958
Sale, conversion, retirement of capital stock, net$184,000414
Net operating income$14,617,820822
2021-09-30 (YTD Data)Rank
Total interest income$25,672,000959
Total interest expense$1,140,0001,730
Net interest income$24,532,000915
Provision for loan and lease losses$02,963
Total noninterest income$5,708,0001,029
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,226,000625
Trading account gains and feesNANA
Additional Noninterest Income$4,482,000966
Total noninterest expense$16,939,0001,067
Salaries and employee benefits$9,403,0001,100
Premises and equipment expense$1,451,0001,255
Additional noninterest expense$6,085,000923
Pre-tax net operating income$13,301,000862
Securities gains (losses)$146,000672
Applicable income taxes$2,349,000889
Income before extraordinary items$11,098,000866
Extraordinary gains, net$08
Net income$11,098,000866
Minority interest net income$069
Net income of bank and minority interests.$11,098,000866
Net charge-offs$20,0001,734
Cash dividends$3,001,000845
Sale, conversion, retirement of capital stock, net$138,000383
Net operating income$10,976,820858
2021-06-30 (YTD Data)Rank
Total interest income$16,896,000961
Total interest expense$781,0001,760
Net interest income$16,115,000922
Provision for loan and lease losses$56,0002,108
Total noninterest income$3,506,0001,080
Gross Fiduciary activities income$0951
Service charges on deposit accounts$761,000646
Trading account gains and feesNANA
Additional Noninterest Income$2,745,0001,041
Total noninterest expense$11,143,0001,076
Salaries and employee benefits$6,247,0001,092
Premises and equipment expense$963,0001,257
Additional noninterest expense$3,933,000944
Pre-tax net operating income$8,422,000878
Securities gains (losses)$401,000315
Applicable income taxes$1,565,000872
Income before extraordinary items$7,258,000871
Extraordinary gains, net$06
Net income$7,258,000871
Minority interest net income$067
Net income of bank and minority interests.$7,258,000871
Net charge-offs$-2,0003,249
Cash dividends$2,000,000837
Sale, conversion, retirement of capital stock, net$92,000363
Net operating income$6,929,180883
2021-03-31 (YTD Data)Rank
Total interest income$8,809,000925
Total interest expense$401,0001,790
Net interest income$8,408,000886
Provision for loan and lease losses$56,0001,689
Total noninterest income$1,628,0001,135
Gross Fiduciary activities income$0922
Service charges on deposit accounts$355,000680
Trading account gains and feesNANA
Additional Noninterest Income$1,273,0001,088
Total noninterest expense$5,409,0001,088
Salaries and employee benefits$3,208,0001,068
Premises and equipment expense$492,0001,239
Additional noninterest expense$1,709,0001,020
Pre-tax net operating income$4,571,000825
Securities gains (losses)$1,0001,331
Applicable income taxes$812,000843
Income before extraordinary items$3,760,000853
Extraordinary gains, net$03
Net income$3,760,000853
Minority interest net income$055
Net income of bank and minority interests.$3,760,000853
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$46,000331
Net operating income$3,759,180830
2020-12-31 (YTD Data)Rank
Total interest income$35,015,000929
Total interest expense$3,236,0001,393
Net interest income$31,779,000885
Provision for loan and lease losses$380,0002,491
Total noninterest income$5,973,0001,127
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,526,000656
Trading account gains and feesNANA
Additional Noninterest Income$4,447,0001,110
Total noninterest expense$20,890,0001,085
Salaries and employee benefits$11,767,0001,090
Premises and equipment expense$1,891,0001,240
Additional noninterest expense$7,232,000960
Pre-tax net operating income$16,482,000687
Securities gains (losses)$18,0002,145
Applicable income taxes$2,887,000717
Income before extraordinary items$13,613,000722
Extraordinary gains, net$04
Net income$13,613,000722
Minority interest net income$072
Net income of bank and minority interests.$13,613,000722
Net charge-offs$-74,0004,682
Cash dividends$5,000,000748
Sale, conversion, retirement of capital stock, net$141,000408
Net operating income$13,598,060693
2020-09-30 (YTD Data)Rank
Total interest income$25,886,000945
Total interest expense$2,629,0001,367
Net interest income$23,257,000902
Provision for loan and lease losses$380,0002,202
Total noninterest income$4,329,0001,124
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,124,000662
Trading account gains and feesNANA
Additional Noninterest Income$3,205,0001,110
Total noninterest expense$15,011,0001,106
Salaries and employee benefits$8,522,0001,103
Premises and equipment expense$1,361,0001,288
Additional noninterest expense$5,128,000993
Pre-tax net operating income$12,195,000669
Securities gains (losses)$02,494
Applicable income taxes$2,131,000691
Income before extraordinary items$10,064,000707
Extraordinary gains, net$04
Net income$10,064,000707
Minority interest net income$065
Net income of bank and minority interests.$10,064,000707
Net charge-offs$-63,0004,715
Cash dividends$5,000,000559
Sale, conversion, retirement of capital stock, net$85,000408
Net operating income$10,064,000678
2020-06-30 (YTD Data)Rank
Total interest income$17,122,000964
Total interest expense$1,955,0001,335
Net interest income$15,167,000912
Provision for loan and lease losses$302,0002,038
Total noninterest income$2,707,0001,109
Gross Fiduciary activities income$0970
Service charges on deposit accounts$739,000674
Trading account gains and feesNANA
Additional Noninterest Income$1,968,0001,102
Total noninterest expense$10,125,0001,092
Salaries and employee benefits$5,727,0001,089
Premises and equipment expense$891,0001,307
Additional noninterest expense$3,507,000970
Pre-tax net operating income$7,447,000660
Securities gains (losses)$02,249
Applicable income taxes$1,256,000702
Income before extraordinary items$6,191,000697
Extraordinary gains, net$04
Net income$6,191,000697
Minority interest net income$065
Net income of bank and minority interests.$6,191,000697
Net charge-offs$-36,0004,666
Cash dividends$5,001,000427
Sale, conversion, retirement of capital stock, net$57,000385
Net operating income$6,191,000667
2020-03-31 (YTD Data)Rank
Total interest income$8,670,000957
Total interest expense$1,167,0001,258
Net interest income$7,503,000907
Provision for loan and lease losses$250,0001,297
Total noninterest income$1,436,0001,011
Gross Fiduciary activities income$0941
Service charges on deposit accounts$443,000682
Trading account gains and feesNANA
Additional Noninterest Income$993,000974
Total noninterest expense$5,096,0001,091
Salaries and employee benefits$2,848,0001,112
Premises and equipment expense$450,0001,305
Additional noninterest expense$1,798,000957
Pre-tax net operating income$3,593,000626
Securities gains (losses)$01,705
Applicable income taxes$590,000659
Income before extraordinary items$3,003,000650
Extraordinary gains, net$04
Net income$3,003,000650
Minority interest net income$056
Net income of bank and minority interests.$3,003,000650
Net charge-offs$-29,0004,743
Cash dividends$5,001,000292
Sale, conversion, retirement of capital stock, net$28,000375
Net operating income$3,003,000632
2019-12-31 (YTD Data)Rank
Total interest income$34,079,000976
Total interest expense$4,777,0001,295
Net interest income$29,302,000917
Provision for loan and lease losses$238,0002,209
Total noninterest income$5,922,0001,008
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,998,000632
Trading account gains and feesNANA
Additional Noninterest Income$3,924,000978
Total noninterest expense$19,928,0001,093
Salaries and employee benefits$11,470,0001,084
Premises and equipment expense$1,817,0001,260
Additional noninterest expense$6,641,0001,012
Pre-tax net operating income$15,058,000745
Securities gains (losses)$31,0001,450
Applicable income taxes$2,553,000773
Income before extraordinary items$12,536,000776
Extraordinary gains, net$011
Net income$12,536,000777
Minority interest net income$076
Net income of bank and minority interests.$12,536,000777
Net charge-offs$-278,0005,036
Cash dividends$3,250,0001,120
Sale, conversion, retirement of capital stock, net$133,000453
Net operating income$12,510,270759
2019-09-30 (YTD Data)Rank
Total interest income$25,279,000985
Total interest expense$3,521,0001,320
Net interest income$21,758,000927
Provision for loan and lease losses$238,0001,796
Total noninterest income$4,346,0001,004
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,475,000635
Trading account gains and feesNANA
Additional Noninterest Income$2,871,000994
Total noninterest expense$14,905,0001,093
Salaries and employee benefits$8,688,0001,071
Premises and equipment expense$1,322,0001,309
Additional noninterest expense$4,895,0001,021
Pre-tax net operating income$10,961,000786
Securities gains (losses)$31,0001,258
Applicable income taxes$1,826,000816
Income before extraordinary items$9,166,000797
Extraordinary gains, net$011
Net income$9,166,000798
Minority interest net income$072
Net income of bank and minority interests.$9,166,000798
Net charge-offs$-114,0004,992
Cash dividends$1,750,0001,314
Sale, conversion, retirement of capital stock, net$100,000414
Net operating income$9,140,270782
2019-06-30 (YTD Data)Rank
Total interest income$16,613,000990
Total interest expense$2,276,0001,334
Net interest income$14,337,000934
Provision for loan and lease losses$218,0001,493
Total noninterest income$2,746,0001,019
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$954,000648
Trading account gains and feesNANA
Additional Noninterest Income$1,792,0001,013
Total noninterest expense$9,833,0001,101
Salaries and employee benefits$5,680,0001,086
Premises and equipment expense$879,0001,316
Additional noninterest expense$3,274,0001,016
Pre-tax net operating income$7,032,000784
Securities gains (losses)$27,000937
Applicable income taxes$1,162,000825
Income before extraordinary items$5,897,000795
Extraordinary gains, net$011
Net income$5,897,000795
Minority interest net income$069
Net income of bank and minority interests.$5,897,000795
Net charge-offs$-211,0005,159
Cash dividends$1,000,0001,417
Sale, conversion, retirement of capital stock, net$67,000399
Net operating income$5,874,320782
2019-03-31 (YTD Data)Rank
Total interest income$8,150,0001,003
Total interest expense$1,078,0001,353
Net interest income$7,072,000949
Provision for loan and lease losses$110,0001,397
Total noninterest income$1,312,0001,027
Gross Fiduciary activities income$0972
Service charges on deposit accounts$461,000660
Trading account gains and feesNANA
Additional Noninterest Income$851,0001,007
Total noninterest expense$4,947,0001,085
Salaries and employee benefits$2,825,0001,089
Premises and equipment expense$441,0001,333
Additional noninterest expense$1,681,000977
Pre-tax net operating income$3,327,000810
Securities gains (losses)$23,000544
Applicable income taxes$529,000871
Income before extraordinary items$2,821,000816
Extraordinary gains, net$05
Net income$2,821,000816
Minority interest net income$052
Net income of bank and minority interests.$2,821,000815
Net charge-offs$-240,0005,282
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$34,000366
Net operating income$2,801,680805
2018-12-31 (YTD Data)Rank
Total interest income$29,706,0001,016
Total interest expense$3,215,0001,356
Net interest income$26,491,000985
Provision for loan and lease losses$513,0001,425
Total noninterest income$5,829,000987
Gross Fiduciary activities income$169,000720
Service charges on deposit accounts$1,914,000666
Trading account gains and feesNANA
Additional Noninterest Income$3,746,000967
Total noninterest expense$21,828,000994
Salaries and employee benefits$13,889,000896
Premises and equipment expense$1,610,0001,400
Additional noninterest expense$6,329,0001,043
Pre-tax net operating income$9,979,0001,034
Securities gains (losses)$-29,0004,705
Applicable income taxes$1,123,0001,287
Income before extraordinary items$8,827,0001,026
Extraordinary gains, net$06
Net income$8,827,0001,025
Minority interest net income$072
Net income of bank and minority interests.$8,827,0001,025
Net charge-offs$153,0001,845
Cash dividends$3,100,0001,054
Sale, conversion, retirement of capital stock, net$79,000515
Net operating income$8,852,8101,023
2018-09-30 (YTD Data)Rank
Total interest income$21,748,0001,027
Total interest expense$2,273,0001,344
Net interest income$19,475,0001,002
Provision for loan and lease losses$473,0001,181
Total noninterest income$4,350,000999
Gross Fiduciary activities income$167,000691
Service charges on deposit accounts$1,409,000673
Trading account gains and feesNANA
Additional Noninterest Income$2,774,000984
Total noninterest expense$14,173,0001,107
Salaries and employee benefits$8,309,0001,076
Premises and equipment expense$1,217,0001,400
Additional noninterest expense$4,647,0001,052
Pre-tax net operating income$9,179,000897
Securities gains (losses)$3,000888
Applicable income taxes$1,512,000880
Income before extraordinary items$7,670,000898
Extraordinary gains, net$05
Net income$7,670,000896
Minority interest net income$066
Net income of bank and minority interests.$7,670,000897
Net charge-offs$57,0002,114
Cash dividends$1,100,0001,582
Sale, conversion, retirement of capital stock, net$60,000484
Net operating income$7,667,480896
2018-06-30 (YTD Data)Rank
Total interest income$14,160,0001,037
Total interest expense$1,441,0001,339
Net interest income$12,719,0001,014
Provision for loan and lease losses$334,0001,101
Total noninterest income$2,864,0001,005
Gross Fiduciary activities income$109,000696
Service charges on deposit accounts$904,000689
Trading account gains and feesNANA
Additional Noninterest Income$1,851,000990
Total noninterest expense$9,335,0001,119
Salaries and employee benefits$5,445,0001,107
Premises and equipment expense$813,0001,415
Additional noninterest expense$3,077,0001,058
Pre-tax net operating income$5,914,000907
Securities gains (losses)$3,000768
Applicable income taxes$980,000887
Income before extraordinary items$4,937,000922
Extraordinary gains, net$06
Net income$4,937,000920
Minority interest net income$065
Net income of bank and minority interests.$4,937,000921
Net charge-offs$58,0001,659
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$40,000463
Net operating income$4,934,510913
2018-03-31 (YTD Data)Rank
Total interest income$6,917,0001,052
Total interest expense$668,0001,354
Net interest income$6,249,0001,025
Provision for loan and lease losses$154,0001,094
Total noninterest income$1,345,0001,044
Gross Fiduciary activities income$55,000706
Service charges on deposit accounts$433,000720
Trading account gains and feesNANA
Additional Noninterest Income$857,0001,027
Total noninterest expense$4,576,0001,142
Salaries and employee benefits$2,675,0001,130
Premises and equipment expense$400,0001,446
Additional noninterest expense$1,501,0001,081
Pre-tax net operating income$2,864,000899
Securities gains (losses)$0735
Applicable income taxes$498,000875
Income before extraordinary items$2,366,000922
Extraordinary gains, net$07
Net income$2,366,000922
Minority interest net income$052
Net income of bank and minority interests.$2,366,000922
Net charge-offs$24,0001,574
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$20,000428
Net operating income$2,366,000916
2017-12-31 (YTD Data)Rank
Total interest income$25,380,0001,105
Total interest expense$1,861,0001,619
Net interest income$23,519,0001,062
Provision for loan and lease losses$454,0001,533
Total noninterest income$5,379,0001,066
Gross Fiduciary activities income$213,000712
Service charges on deposit accounts$1,851,000695
Trading account gains and feesNANA
Additional Noninterest Income$3,315,0001,087
Total noninterest expense$18,011,0001,152
Salaries and employee benefits$10,234,0001,136
Premises and equipment expense$1,658,0001,383
Additional noninterest expense$6,119,0001,060
Pre-tax net operating income$10,433,000956
Securities gains (losses)$38,0001,020
Applicable income taxes$3,581,000845
Income before extraordinary items$6,890,0001,035
Extraordinary gains, net$09
Net income$6,890,0001,035
Minority interest net income$076
Net income of bank and minority interests.$6,890,0001,035
Net charge-offs$259,0001,603
Cash dividends$4,500,000736
Sale, conversion, retirement of capital stock, net$55,000555
Net operating income$6,864,9201,025
2017-09-30 (YTD Data)Rank
Total interest income$18,659,0001,124
Total interest expense$1,283,0001,722
Net interest income$17,376,0001,076
Provision for loan and lease losses$199,0002,045
Total noninterest income$3,968,0001,094
Gross Fiduciary activities income$167,000704
Service charges on deposit accounts$1,382,000692
Trading account gains and feesNANA
Additional Noninterest Income$2,419,0001,116
Total noninterest expense$13,348,0001,169
Salaries and employee benefits$7,595,0001,161
Premises and equipment expense$1,237,0001,393
Additional noninterest expense$4,516,0001,071
Pre-tax net operating income$7,797,000982
Securities gains (losses)$38,0001,005
Applicable income taxes$2,159,000873
Income before extraordinary items$5,676,0001,052
Extraordinary gains, net$09
Net income$5,676,0001,051
Minority interest net income$071
Net income of bank and minority interests.$5,676,0001,052
Net charge-offs$105,0001,884
Cash dividends$2,500,000883
Sale, conversion, retirement of capital stock, net$42,000519
Net operating income$5,648,6401,038
2017-06-30 (YTD Data)Rank
Total interest income$12,221,0001,131
Total interest expense$776,0001,812
Net interest income$11,445,0001,085
Provision for loan and lease losses$136,0001,934
Total noninterest income$2,572,0001,113
Gross Fiduciary activities income$107,000714
Service charges on deposit accounts$904,000698
Trading account gains and feesNANA
Additional Noninterest Income$1,561,0001,159
Total noninterest expense$8,905,0001,170
Salaries and employee benefits$5,055,0001,166
Premises and equipment expense$805,0001,428
Additional noninterest expense$3,045,0001,060
Pre-tax net operating income$4,976,0001,000
Securities gains (losses)$38,000745
Applicable income taxes$1,362,000900
Income before extraordinary items$3,652,0001,065
Extraordinary gains, net$011
Net income$3,652,0001,065
Minority interest net income$071
Net income of bank and minority interests.$3,652,0001,065
Net charge-offs$69,0001,763
Cash dividends$1,500,000954
Sale, conversion, retirement of capital stock, net$28,000502
Net operating income$3,624,2601,062
2017-03-31 (YTD Data)Rank
Total interest income$6,023,0001,137
Total interest expense$370,0001,861
Net interest income$5,653,0001,092
Provision for loan and lease losses$67,0001,820
Total noninterest income$1,296,0001,103
Gross Fiduciary activities income$60,000712
Service charges on deposit accounts$462,000684
Trading account gains and feesNANA
Additional Noninterest Income$774,0001,144
Total noninterest expense$4,470,0001,175
Salaries and employee benefits$2,596,0001,155
Premises and equipment expense$410,0001,413
Additional noninterest expense$1,464,0001,090
Pre-tax net operating income$2,412,0001,004
Securities gains (losses)$38,000389
Applicable income taxes$676,000872
Income before extraordinary items$1,774,0001,062
Extraordinary gains, net$08
Net income$1,774,0001,062
Minority interest net income$055
Net income of bank and minority interests.$1,774,0001,062
Net charge-offs$-1,0003,990
Cash dividends$750,000906
Sale, conversion, retirement of capital stock, net$22,000417
Net operating income$1,746,6401,052
2016-12-31 (YTD Data)Rank
Total interest income$23,500,0001,122
Total interest expense$1,287,0002,011
Net interest income$22,213,0001,069
Provision for loan and lease losses$360,0001,801
Total noninterest income$5,098,0001,130
Gross Fiduciary activities income$247,000707
Service charges on deposit accounts$1,837,000711
Trading account gains and fees$0170
Additional Noninterest Income$3,014,0001,207
Total noninterest expense$17,723,0001,158
Salaries and employee benefits$10,076,0001,143
Premises and equipment expense$1,601,0001,426
Additional noninterest expense$6,046,0001,096
Pre-tax net operating income$9,228,000985
Securities gains (losses)$5,0002,878
Applicable income taxes$2,562,000878
Income before extraordinary items$6,671,0001,097
Extraordinary gains, net$05
Net income$6,671,0001,096
Minority interest net income$082
Net income of bank and minority interests.$6,671,0001,096
Net charge-offs$312,0001,481
Cash dividends$3,401,000935
Sale, conversion, retirement of capital stock, net$142,000457
Net operating income$6,667,4001,078
2016-09-30 (YTD Data)Rank
Total interest income$17,485,0001,134
Total interest expense$932,0002,078
Net interest income$16,553,0001,073
Provision for loan and lease losses$270,0001,728
Total noninterest income$3,783,0001,139
Gross Fiduciary activities income$188,000701
Service charges on deposit accounts$1,360,000712
Trading account gains and fees$0169
Additional Noninterest Income$2,235,0001,209
Total noninterest expense$13,174,0001,175
Salaries and employee benefits$7,524,0001,145
Premises and equipment expense$1,177,0001,458
Additional noninterest expense$4,473,0001,104
Pre-tax net operating income$6,892,000998
Securities gains (losses)$4,0002,856
Applicable income taxes$1,904,000896
Income before extraordinary items$4,992,0001,123
Extraordinary gains, net$05
Net income$4,992,0001,122
Minority interest net income$071
Net income of bank and minority interests.$4,992,0001,123
Net charge-offs$247,0001,306
Cash dividends$1,801,0001,126
Sale, conversion, retirement of capital stock, net$132,000388
Net operating income$4,989,1201,093
2016-06-30 (YTD Data)Rank
Total interest income$11,577,0001,141
Total interest expense$620,0002,084
Net interest income$10,957,0001,084
Provision for loan and lease losses$180,0001,722
Total noninterest income$2,473,0001,140
Gross Fiduciary activities income$122,000713
Service charges on deposit accounts$879,000724
Trading account gains and fees$0157
Additional Noninterest Income$1,472,0001,208
Total noninterest expense$8,749,0001,181
Salaries and employee benefits$4,937,0001,164
Premises and equipment expense$799,0001,425
Additional noninterest expense$3,013,0001,091
Pre-tax net operating income$4,501,0001,006
Securities gains (losses)$4,0002,523
Applicable income taxes$1,238,000910
Income before extraordinary items$3,267,0001,122
Extraordinary gains, net$016
Net income$3,267,0001,122
Minority interest net income$071
Net income of bank and minority interests.$3,267,0001,122
Net charge-offs$170,0001,237
Cash dividends$1,195,0001,160
Sale, conversion, retirement of capital stock, net$122,000338
Net operating income$3,264,0801,094
2016-03-31 (YTD Data)Rank
Total interest income$5,766,0001,145
Total interest expense$314,0002,067
Net interest income$5,452,0001,092
Provision for loan and lease losses$90,0001,597
Total noninterest income$1,195,0001,144
Gross Fiduciary activities income$74,000689
Service charges on deposit accounts$419,000747
Trading account gains and fees$0142
Additional Noninterest Income$702,0001,208
Total noninterest expense$4,353,0001,186
Salaries and employee benefits$2,439,0001,184
Premises and equipment expense$411,0001,399
Additional noninterest expense$1,503,0001,087
Pre-tax net operating income$2,204,000997
Securities gains (losses)$4,0001,767
Applicable income taxes$606,000911
Income before extraordinary items$1,602,0001,115
Extraordinary gains, net$012
Net income$1,602,0001,116
Minority interest net income$062
Net income of bank and minority interests.$1,602,0001,116
Net charge-offs$54,0001,382
Cash dividends$600,0001,065
Sale, conversion, retirement of capital stock, net$109,000245
Net operating income$1,599,0801,092
2015-12-31 (YTD Data)Rank
Total interest income$21,934,0001,169
Total interest expense$1,313,0001,973
Net interest income$20,621,0001,102
Provision for loan and lease losses$100,0003,023
Total noninterest income$4,831,0001,151
Gross Fiduciary activities income$262,000710
Service charges on deposit accounts$1,812,000736
Trading account gains and fees$0159
Additional Noninterest Income$2,757,0001,230
Total noninterest expense$18,134,0001,118
Salaries and employee benefits$9,808,0001,148
Premises and equipment expense$1,676,0001,381
Additional noninterest expense$6,650,000992
Pre-tax net operating income$7,218,0001,169
Securities gains (losses)$38,0001,841
Applicable income taxes$2,003,0001,012
Income before extraordinary items$5,253,0001,302
Extraordinary gains, net$023
Net income$5,253,0001,301
Minority interest net income$081
Net income of bank and minority interests.$5,253,0001,302
Net charge-offs$146,0002,287
Cash dividends$2,306,0001,209
Sale, conversion, retirement of capital stock, net$109,000507
Net operating income$5,225,6401,281
2015-09-30 (YTD Data)Rank
Total interest income$16,238,0001,181
Total interest expense$1,001,0001,964
Net interest income$15,237,0001,124
Provision for loan and lease losses$04,232
Total noninterest income$3,614,0001,163
Gross Fiduciary activities income$207,000707
Service charges on deposit accounts$1,340,000750
Trading account gains and fees$0153
Additional Noninterest Income$2,067,0001,254
Total noninterest expense$13,305,0001,144
Salaries and employee benefits$7,386,0001,154
Premises and equipment expense$1,257,0001,392
Additional noninterest expense$4,662,0001,051
Pre-tax net operating income$5,546,0001,163
Securities gains (losses)$38,0001,651
Applicable income taxes$1,572,0001,001
Income before extraordinary items$4,012,0001,294
Extraordinary gains, net$021
Net income$4,012,0001,295
Minority interest net income$078
Net income of bank and minority interests.$4,012,0001,294
Net charge-offs$-96,0005,798
Cash dividends$1,712,0001,111
Sale, conversion, retirement of capital stock, net$101,000447
Net operating income$3,984,6401,272
2015-06-30 (YTD Data)Rank
Total interest income$10,752,0001,190
Total interest expense$691,0001,917
Net interest income$10,061,0001,136
Provision for loan and lease losses$60,0002,661
Total noninterest income$2,352,0001,193
Gross Fiduciary activities income$156,000692
Service charges on deposit accounts$838,000773
Trading account gains and fees$0157
Additional Noninterest Income$1,358,0001,267
Total noninterest expense$8,695,0001,163
Salaries and employee benefits$4,804,0001,176
Premises and equipment expense$854,0001,382
Additional noninterest expense$3,037,0001,076
Pre-tax net operating income$3,658,0001,161
Securities gains (losses)$38,0001,391
Applicable income taxes$988,0001,037
Income before extraordinary items$2,708,0001,270
Extraordinary gains, net$022
Net income$2,708,0001,272
Minority interest net income$075
Net income of bank and minority interests.$2,708,0001,271
Net charge-offs$104,0001,694
Cash dividends$1,118,0001,123
Sale, conversion, retirement of capital stock, net$91,000391
Net operating income$2,680,2601,248
2015-03-31 (YTD Data)Rank
Total interest income$5,277,0001,206
Total interest expense$361,0001,864
Net interest income$4,916,0001,157
Provision for loan and lease losses$30,0002,461
Total noninterest income$1,153,0001,169
Gross Fiduciary activities income$98,000660
Service charges on deposit accounts$398,000790
Trading account gains and fees$0152
Additional Noninterest Income$657,0001,246
Total noninterest expense$4,324,0001,176
Salaries and employee benefits$2,412,0001,170
Premises and equipment expense$446,0001,350
Additional noninterest expense$1,466,0001,088
Pre-tax net operating income$1,715,0001,186
Securities gains (losses)$5,0001,653
Applicable income taxes$452,0001,084
Income before extraordinary items$1,268,0001,305
Extraordinary gains, net$013
Net income$1,268,0001,306
Minority interest net income$064
Net income of bank and minority interests.$1,268,0001,307
Net charge-offs$56,0001,480
Cash dividends$559,0001,026
Sale, conversion, retirement of capital stock, net$11,000546
Net operating income$1,264,3001,272
2014-12-31 (YTD Data)Rank
Total interest income$20,720,0001,220
Total interest expense$1,620,0001,769
Net interest income$19,100,0001,184
Provision for loan and lease losses$04,603
Total noninterest income$4,801,0001,132
Gross Fiduciary activities income$285,000710
Service charges on deposit accounts$1,805,000758
Trading account gains and fees$0180
Additional Noninterest Income$2,711,0001,175
Total noninterest expense$16,865,0001,184
Salaries and employee benefits$9,496,0001,147
Premises and equipment expense$1,656,0001,442
Additional noninterest expense$5,713,0001,147
Pre-tax net operating income$7,036,0001,143
Securities gains (losses)$28,0002,114
Applicable income taxes$1,816,0001,053
Income before extraordinary items$5,248,0001,243
Extraordinary gains, net$017
Net income$5,248,0001,241
Minority interest net income$084
Net income of bank and minority interests.$5,248,0001,242
Net charge-offs$320,0001,943
Cash dividends$2,235,0001,177
Sale, conversion, retirement of capital stock, net$40,000674
Net operating income$5,227,2801,219
2014-09-30 (YTD Data)Rank
Total interest income$15,391,0001,234
Total interest expense$1,239,0001,765
Net interest income$14,152,0001,197
Provision for loan and lease losses$04,401
Total noninterest income$3,527,0001,145
Gross Fiduciary activities income$191,000730
Service charges on deposit accounts$1,338,000764
Trading account gains and fees$0174
Additional Noninterest Income$1,998,0001,204
Total noninterest expense$12,550,0001,203
Salaries and employee benefits$7,087,0001,154
Premises and equipment expense$1,234,0001,451
Additional noninterest expense$4,229,0001,170
Pre-tax net operating income$5,129,0001,188
Securities gains (losses)$28,0001,816
Applicable income taxes$1,306,0001,090
Income before extraordinary items$3,851,0001,258
Extraordinary gains, net$015
Net income$3,851,0001,256
Minority interest net income$081
Net income of bank and minority interests.$3,851,0001,257
Net charge-offs$34,0003,540
Cash dividends$1,676,0001,075
Sale, conversion, retirement of capital stock, net$21,000672
Net operating income$3,830,0001,251
2014-06-30 (YTD Data)Rank
Total interest income$10,152,0001,243
Total interest expense$843,0001,750
Net interest income$9,309,0001,202
Provision for loan and lease losses$04,196
Total noninterest income$2,283,0001,159
Gross Fiduciary activities income$135,000725
Service charges on deposit accounts$866,000773
Trading account gains and fees$0172
Additional Noninterest Income$1,282,0001,218
Total noninterest expense$8,281,0001,216
Salaries and employee benefits$4,653,0001,167
Premises and equipment expense$834,0001,437
Additional noninterest expense$2,794,0001,167
Pre-tax net operating income$3,311,0001,196
Securities gains (losses)$20,0001,654
Applicable income taxes$831,0001,104
Income before extraordinary items$2,500,0001,262
Extraordinary gains, net$020
Net income$2,500,0001,262
Minority interest net income$080
Net income of bank and minority interests.$2,500,0001,263
Net charge-offs$39,0002,989
Cash dividends$1,117,0001,065
Sale, conversion, retirement of capital stock, net$14,000635
Net operating income$2,485,0001,250
2014-03-31 (YTD Data)Rank
Total interest income$4,997,0001,270
Total interest expense$430,0001,741
Net interest income$4,567,0001,223
Provision for loan and lease losses$03,817
Total noninterest income$1,120,0001,142
Gross Fiduciary activities income$61,000744
Service charges on deposit accounts$433,000757
Trading account gains and fees$0147
Additional Noninterest Income$626,0001,204
Total noninterest expense$4,176,0001,217
Salaries and employee benefits$2,352,0001,169
Premises and equipment expense$437,0001,399
Additional noninterest expense$1,387,0001,150
Pre-tax net operating income$1,511,0001,241
Securities gains (losses)$24,000901
Applicable income taxes$369,0001,150
Income before extraordinary items$1,166,0001,297
Extraordinary gains, net$016
Net income$1,166,0001,298
Minority interest net income$066
Net income of bank and minority interests.$1,166,0001,298
Net charge-offs$56,0001,774
Cash dividends$559,000959
Sale, conversion, retirement of capital stock, net$7,000607
Net operating income$1,147,7601,292
2013-12-31 (YTD Data)Rank
Total interest income$20,387,0001,244
Total interest expense$1,959,0001,737
Net interest income$18,428,0001,192
Provision for loan and lease losses$140,0003,337
Total noninterest income$4,886,0001,150
Gross Fiduciary activities income$288,000711
Service charges on deposit accounts$1,775,000784
Trading account gains and fees$0184
Additional Noninterest Income$2,823,0001,190
Total noninterest expense$16,023,0001,254
Salaries and employee benefits$9,751,0001,119
Premises and equipment expense$1,645,0001,442
Additional noninterest expense$4,627,0001,437
Pre-tax net operating income$7,151,0001,057
Securities gains (losses)$14,0002,505
Applicable income taxes$1,781,000984
Income before extraordinary items$5,384,0001,149
Extraordinary gains, net$029
Net income$5,384,0001,151
Minority interest net income$090
Net income of bank and minority interests.$5,384,0001,152
Net charge-offs$158,0003,279
Cash dividends$2,484,0001,013
Sale, conversion, retirement of capital stock, net$21,000782
Net operating income$5,373,5001,125
2013-09-30 (YTD Data)Rank
Total interest income$15,283,0001,249
Total interest expense$1,497,0001,756
Net interest income$13,786,0001,199
Provision for loan and lease losses$140,0003,010
Total noninterest income$3,666,0001,174
Gross Fiduciary activities income$239,000691
Service charges on deposit accounts$1,319,000801
Trading account gains and fees$0180
Additional Noninterest Income$2,108,0001,225
Total noninterest expense$11,725,0001,279
Salaries and employee benefits$7,206,0001,138
Premises and equipment expense$1,217,0001,477
Additional noninterest expense$3,302,0001,506
Pre-tax net operating income$5,587,0001,041
Securities gains (losses)$1,0002,916
Applicable income taxes$1,396,000985
Income before extraordinary items$4,192,0001,111
Extraordinary gains, net$025
Net income$4,192,0001,113
Minority interest net income$084
Net income of bank and minority interests.$4,192,0001,113
Net charge-offs$99,0003,264
Cash dividends$1,926,000904
Sale, conversion, retirement of capital stock, net$16,000730
Net operating income$4,191,2501,088
2013-06-30 (YTD Data)Rank
Total interest income$10,208,0001,245
Total interest expense$1,017,0001,755
Net interest income$9,191,0001,186
Provision for loan and lease losses$120,0002,706
Total noninterest income$2,326,0001,225
Gross Fiduciary activities income$166,000685
Service charges on deposit accounts$845,000812
Trading account gains and fees$0157
Additional Noninterest Income$1,315,0001,304
Total noninterest expense$7,640,0001,308
Salaries and employee benefits$4,806,0001,137
Premises and equipment expense$818,0001,473
Additional noninterest expense$2,016,0001,600
Pre-tax net operating income$3,757,0001,005
Securities gains (losses)$2,0002,612
Applicable income taxes$972,000962
Income before extraordinary items$2,787,0001,109
Extraordinary gains, net$022
Net income$2,787,0001,110
Minority interest net income$082
Net income of bank and minority interests.$2,787,0001,112
Net charge-offs$60,0003,207
Cash dividends$1,117,000991
Sale, conversion, retirement of capital stock, net$11,000694
Net operating income$2,785,5201,068
2013-03-31 (YTD Data)Rank
Total interest income$5,104,0001,256
Total interest expense$525,0001,745
Net interest income$4,579,0001,188
Provision for loan and lease losses$90,0002,172
Total noninterest income$1,154,0001,217
Gross Fiduciary activities income$101,000657
Service charges on deposit accounts$405,000834
Trading account gains and fees$0148
Additional Noninterest Income$648,0001,315
Total noninterest expense$3,808,0001,323
Salaries and employee benefits$2,392,0001,148
Premises and equipment expense$404,0001,509
Additional noninterest expense$1,012,0001,602
Pre-tax net operating income$1,835,0001,006
Securities gains (losses)$01,966
Applicable income taxes$474,000960
Income before extraordinary items$1,361,0001,116
Extraordinary gains, net$010
Net income$1,361,0001,118
Minority interest net income$076
Net income of bank and minority interests.$1,361,0001,118
Net charge-offs$-22,0006,473
Cash dividends$559,000863
Sale, conversion, retirement of capital stock, net$6,000645
Net operating income$1,361,0001,057
2012-12-31 (YTD Data)Rank
Total interest income$21,461,0001,240
Total interest expense$2,909,0001,526
Net interest income$18,552,0001,190
Provision for loan and lease losses$1,035,0001,732
Total noninterest income$4,673,0001,204
Gross Fiduciary activities income$263,000737
Service charges on deposit accounts$1,787,000792
Trading account gains and fees$0166
Additional Noninterest Income$2,623,0001,288
Total noninterest expense$15,211,0001,308
Salaries and employee benefits$9,251,0001,139
Premises and equipment expense$1,582,0001,506
Additional noninterest expense$4,378,0001,539
Pre-tax net operating income$6,979,0001,013
Securities gains (losses)$19,0003,187
Applicable income taxes$1,817,000943
Income before extraordinary items$5,181,0001,140
Extraordinary gains, net$029
Net income$5,181,0001,141
Minority interest net income$093
Net income of bank and minority interests.$5,181,0001,141
Net charge-offs$1,189,0001,642
Cash dividends$4,484,000641
Sale, conversion, retirement of capital stock, net$19,000839
Net operating income$5,166,9401,084
2012-09-30 (YTD Data)Rank
Total interest income$15,715,0001,304
Total interest expense$2,307,0001,513
Net interest income$13,408,0001,243
Provision for loan and lease losses$530,0002,200
Total noninterest income$3,425,0001,219
Gross Fiduciary activities income$217,000712
Service charges on deposit accounts$1,305,000807
Trading account gains and fees$0157
Additional Noninterest Income$1,903,0001,309
Total noninterest expense$11,165,0001,336
Salaries and employee benefits$6,848,0001,149
Premises and equipment expense$1,200,0001,496
Additional noninterest expense$3,117,0001,612
Pre-tax net operating income$5,138,0001,048
Securities gains (losses)$13,0003,045
Applicable income taxes$1,338,000990
Income before extraordinary items$3,813,0001,182
Extraordinary gains, net$020
Net income$3,813,0001,182
Minority interest net income$086
Net income of bank and minority interests.$3,813,0001,182
Net charge-offs$615,0001,952
Cash dividends$3,926,000440
Sale, conversion, retirement of capital stock, net$15,000802
Net operating income$3,803,3801,117
2012-06-30 (YTD Data)Rank
Total interest income$10,470,0001,319
Total interest expense$1,636,0001,484
Net interest income$8,834,0001,262
Provision for loan and lease losses$460,0001,895
Total noninterest income$2,196,0001,246
Gross Fiduciary activities income$86,000815
Service charges on deposit accounts$845,000823
Trading account gains and fees$0153
Additional Noninterest Income$1,265,0001,289
Total noninterest expense$7,501,0001,328
Salaries and employee benefits$4,497,0001,162
Premises and equipment expense$823,0001,441
Additional noninterest expense$2,181,0001,554
Pre-tax net operating income$3,069,0001,164
Securities gains (losses)$2,0003,012
Applicable income taxes$777,0001,087
Income before extraordinary items$2,294,0001,298
Extraordinary gains, net$019
Net income$2,294,0001,297
Minority interest net income$084
Net income of bank and minority interests.$2,294,0001,298
Net charge-offs$247,0002,514
Cash dividends$1,667,000627
Sale, conversion, retirement of capital stock, net$10,000775
Net operating income$2,292,5001,223
2012-03-31 (YTD Data)Rank
Total interest income$5,214,0001,321
Total interest expense$878,0001,435
Net interest income$4,336,0001,284
Provision for loan and lease losses$230,0001,826
Total noninterest income$1,054,0001,277
Gross Fiduciary activities income$47,000811
Service charges on deposit accounts$408,000849
Trading account gains and fees$0148
Additional Noninterest Income$599,0001,324
Total noninterest expense$3,797,0001,307
Salaries and employee benefits$2,245,0001,159
Premises and equipment expense$405,0001,469
Additional noninterest expense$1,147,0001,471
Pre-tax net operating income$1,363,0001,285
Securities gains (losses)$2,0002,023
Applicable income taxes$333,0001,216
Income before extraordinary items$1,032,0001,414
Extraordinary gains, net$019
Net income$1,032,0001,415
Minority interest net income$078
Net income of bank and minority interests.$1,032,0001,415
Net charge-offs$164,0002,009
Cash dividends$859,000543
Sale, conversion, retirement of capital stock, net$5,000713
Net operating income$1,030,4801,336
2011-12-31 (YTD Data)Rank
Total interest income$21,101,0001,358
Total interest expense$3,918,0001,550
Net interest income$17,183,0001,294
Provision for loan and lease losses$1,430,0001,956
Total noninterest income$4,343,0001,169
Gross Fiduciary activities income$177,000765
Service charges on deposit accounts$1,767,000833
Trading account gains and fees$0146
Additional Noninterest Income$2,399,0001,208
Total noninterest expense$14,135,0001,381
Salaries and employee benefits$8,675,0001,142
Premises and equipment expense$1,573,0001,579
Additional noninterest expense$3,887,0001,745
Pre-tax net operating income$5,961,0001,008
Securities gains (losses)$32,0002,864
Applicable income taxes$1,549,000970
Income before extraordinary items$4,444,0001,127
Extraordinary gains, net$029
Net income$4,444,0001,127
Minority interest net income$096
Net income of bank and minority interests.$4,444,0001,127
Net charge-offs$1,199,0002,154
Cash dividends$3,000,000657
Sale, conversion, retirement of capital stock, net$51,000801
Net operating income$4,420,3201,075
2011-09-30 (YTD Data)Rank
Total interest income$15,824,0001,375
Total interest expense$2,964,0001,597
Net interest income$12,860,0001,303
Provision for loan and lease losses$1,050,0001,902
Total noninterest income$3,189,0001,186
Gross Fiduciary activities income$123,000768
Service charges on deposit accounts$1,309,000850
Trading account gains and fees$0145
Additional Noninterest Income$1,757,0001,219
Total noninterest expense$10,653,0001,375
Salaries and employee benefits$6,466,0001,150
Premises and equipment expense$1,199,0001,563
Additional noninterest expense$2,988,0001,707
Pre-tax net operating income$4,346,0001,060
Securities gains (losses)$39,0002,483
Applicable income taxes$1,121,000998
Income before extraordinary items$3,264,0001,179
Extraordinary gains, net$021
Net income$3,264,0001,179
Minority interest net income$087
Net income of bank and minority interests.$3,264,0001,179
Net charge-offs$1,078,0001,823
Cash dividends$2,575,000519
Sale, conversion, retirement of capital stock, net$46,000723
Net operating income$3,235,1401,128
2011-06-30 (YTD Data)Rank
Total interest income$10,517,0001,393
Total interest expense$1,982,0001,645
Net interest income$8,535,0001,305
Provision for loan and lease losses$580,0002,148
Total noninterest income$2,133,0001,171
Gross Fiduciary activities income$91,000766
Service charges on deposit accounts$852,000857
Trading account gains and fees$0153
Additional Noninterest Income$1,190,0001,190
Total noninterest expense$7,224,0001,373
Salaries and employee benefits$4,340,0001,156
Premises and equipment expense$822,0001,530
Additional noninterest expense$2,062,0001,674
Pre-tax net operating income$2,864,0001,054
Securities gains (losses)$25,0001,984
Applicable income taxes$732,000982
Income before extraordinary items$2,157,0001,149
Extraordinary gains, net$015
Net income$2,157,0001,149
Minority interest net income$089
Net income of bank and minority interests.$2,157,0001,149
Net charge-offs$494,0002,155
Cash dividends$1,716,000498
Sale, conversion, retirement of capital stock, net$39,000599
Net operating income$2,138,2501,124
2011-03-31 (YTD Data)Rank
Total interest income$5,232,0001,401
Total interest expense$997,0001,690
Net interest income$4,235,0001,323
Provision for loan and lease losses$275,0002,087
Total noninterest income$998,0001,213
Gross Fiduciary activities income$44,000784
Service charges on deposit accounts$410,000869
Trading account gains and fees$0158
Additional Noninterest Income$544,0001,281
Total noninterest expense$3,715,0001,340
Salaries and employee benefits$2,206,0001,150
Premises and equipment expense$416,0001,543
Additional noninterest expense$1,093,0001,578
Pre-tax net operating income$1,243,0001,179
Securities gains (losses)$01,772
Applicable income taxes$291,0001,145
Income before extraordinary items$952,0001,293
Extraordinary gains, net$09
Net income$952,0001,293
Minority interest net income$086
Net income of bank and minority interests.$952,0001,293
Net charge-offs$254,0001,907
Cash dividends$858,000450
Sale, conversion, retirement of capital stock, net$13,000643
Net operating income$952,0001,255
2010-12-31 (YTD Data)Rank
Total interest income$21,881,0001,395
Total interest expense$5,157,0001,614
Net interest income$16,724,0001,333
Provision for loan and lease losses$1,805,0002,211
Total noninterest income$4,050,0001,255
Gross Fiduciary activities income$140,000816
Service charges on deposit accounts$1,813,000835
Trading account gains and fees$0175
Additional Noninterest Income$2,097,0001,366
Total noninterest expense$14,352,0001,391
Salaries and employee benefits$8,418,0001,170
Premises and equipment expense$1,524,0001,688
Additional noninterest expense$4,410,0001,633
Pre-tax net operating income$4,617,0001,103
Securities gains (losses)$740,000632
Applicable income taxes$1,323,000988
Income before extraordinary items$4,034,0001,080
Extraordinary gains, net$029
Net income$4,034,0001,081
Minority interest net income$0111
Net income of bank and minority interests.$4,034,0001,083
Net charge-offs$1,128,0002,520
Cash dividends$3,129,000527
Sale, conversion, retirement of capital stock, net$34,0001,027
Net operating income$3,479,0001,186
2010-09-30 (YTD Data)Rank
Total interest income$16,490,0001,420
Total interest expense$4,004,0001,622
Net interest income$12,486,0001,358
Provision for loan and lease losses$1,475,0001,996
Total noninterest income$2,836,0001,301
Gross Fiduciary activities income$109,000804
Service charges on deposit accounts$1,352,000870
Trading account gains and fees$0165
Additional Noninterest Income$1,375,0001,425
Total noninterest expense$10,613,0001,403
Salaries and employee benefits$6,306,0001,164
Premises and equipment expense$1,147,0001,709
Additional noninterest expense$3,160,0001,682
Pre-tax net operating income$3,234,0001,222
Securities gains (losses)$739,000534
Applicable income taxes$972,0001,024
Income before extraordinary items$3,001,0001,126
Extraordinary gains, net$023
Net income$3,001,0001,129
Minority interest net income$0110
Net income of bank and minority interests.$3,001,0001,130
Net charge-offs$640,0002,734
Cash dividends$2,271,000480
Sale, conversion, retirement of capital stock, net$25,000959
Net operating income$2,439,3601,310
2010-06-30 (YTD Data)Rank
Total interest income$11,045,0001,431
Total interest expense$2,754,0001,639
Net interest income$8,291,0001,367
Provision for loan and lease losses$1,140,0001,808
Total noninterest income$1,843,0001,305
Gross Fiduciary activities income$71,000811
Service charges on deposit accounts$891,000882
Trading account gains and fees$0152
Additional Noninterest Income$881,0001,420
Total noninterest expense$7,089,0001,406
Salaries and employee benefits$4,215,0001,169
Premises and equipment expense$768,0001,723
Additional noninterest expense$2,106,0001,673
Pre-tax net operating income$1,905,0001,361
Securities gains (losses)$736,000338
Applicable income taxes$637,0001,011
Income before extraordinary items$2,004,0001,119
Extraordinary gains, net$019
Net income$2,004,0001,119
Minority interest net income$0105
Net income of bank and minority interests.$2,004,0001,120
Net charge-offs$445,0002,576
Cash dividends$1,414,000490
Sale, conversion, retirement of capital stock, net$11,000946
Net operating income$1,444,6401,453
2010-03-31 (YTD Data)Rank
Total interest income$5,564,0001,454
Total interest expense$1,399,0001,682
Net interest income$4,165,0001,374
Provision for loan and lease losses$815,0001,334
Total noninterest income$880,0001,360
Gross Fiduciary activities income$43,000797
Service charges on deposit accounts$423,000925
Trading account gains and fees$0175
Additional Noninterest Income$414,0001,470
Total noninterest expense$3,644,0001,383
Salaries and employee benefits$2,160,0001,155
Premises and equipment expense$404,0001,682
Additional noninterest expense$1,080,0001,625
Pre-tax net operating income$586,0002,134
Securities gains (losses)$733,000168
Applicable income taxes$318,0001,004
Income before extraordinary items$1,001,0001,096
Extraordinary gains, net$016
Net income$1,001,0001,097
Minority interest net income$091
Net income of bank and minority interests.$1,001,0001,098
Net charge-offs$227,0002,295
Cash dividends$857,000398
Sale, conversion, retirement of capital stock, net$5,000904
Net operating income$443,9202,290
2009-12-31 (YTD Data)Rank
Total interest income$23,242,0001,483
Total interest expense$6,594,0001,773
Net interest income$16,648,0001,335
Provision for loan and lease losses$1,685,0002,707
Total noninterest income$3,904,0001,324
Gross Fiduciary activities income$131,000834
Service charges on deposit accounts$1,933,000898
Trading account gains and fees$0211
Additional Noninterest Income$1,840,0001,452
Total noninterest expense$14,517,0001,405
Salaries and employee benefits$8,354,0001,172
Premises and equipment expense$1,680,0001,596
Additional noninterest expense$4,483,0001,651
Pre-tax net operating income$4,350,000959
Securities gains (losses)$765,000629
Applicable income taxes$1,123,000877
Income before extraordinary items$3,992,000866
Extraordinary gains, net$034
Net income$3,992,000864
Minority interest net income$0115
Net income of bank and minority interests.$3,992,000865
Net charge-offs$968,0002,899
Cash dividends$3,137,000548
Sale, conversion, retirement of capital stock, net$30,0001,154
Net operating income$3,395,300998
2009-09-30 (YTD Data)Rank
Total interest income$17,590,0001,489
Total interest expense$5,149,0001,785
Net interest income$12,441,0001,337
Provision for loan and lease losses$1,175,0002,538
Total noninterest income$2,862,0001,374
Gross Fiduciary activities income$97,000824
Service charges on deposit accounts$1,437,000898
Trading account gains and fees$0212
Additional Noninterest Income$1,328,0001,514
Total noninterest expense$10,924,0001,402
Salaries and employee benefits$6,144,0001,218
Premises and equipment expense$1,292,0001,590
Additional noninterest expense$3,488,0001,541
Pre-tax net operating income$3,204,0001,019
Securities gains (losses)$552,000646
Applicable income taxes$810,0001,001
Income before extraordinary items$2,946,000923
Extraordinary gains, net$027
Net income$2,946,000924
Minority interest net income$0118
Net income of bank and minority interests.$2,946,000924
Net charge-offs$727,0002,594
Cash dividends$2,281,000559
Sale, conversion, retirement of capital stock, net$26,0001,045
Net operating income$2,515,4401,071
2009-06-30 (YTD Data)Rank
Total interest income$11,872,0001,508
Total interest expense$3,607,0001,783
Net interest income$8,265,0001,347
Provision for loan and lease losses$720,0002,457
Total noninterest income$1,817,0001,437
Gross Fiduciary activities income$63,000830
Service charges on deposit accounts$931,000913
Trading account gains and fees$0193
Additional Noninterest Income$823,0001,612
Total noninterest expense$7,341,0001,411
Salaries and employee benefits$4,003,0001,273
Premises and equipment expense$889,0001,568
Additional noninterest expense$2,449,0001,506
Pre-tax net operating income$2,021,0001,128
Securities gains (losses)$310,000737
Applicable income taxes$484,0001,114
Income before extraordinary items$1,847,0001,032
Extraordinary gains, net$021
Net income$1,847,0001,031
Minority interest net income$0112
Net income of bank and minority interests.$1,847,0001,032
Net charge-offs$632,0002,083
Cash dividends$1,424,000641
Sale, conversion, retirement of capital stock, net$22,000977
Net operating income$1,602,1001,143
2009-03-31 (YTD Data)Rank
Total interest income$6,046,0001,501
Total interest expense$1,888,0001,785
Net interest income$4,158,0001,328
Provision for loan and lease losses$390,0002,019
Total noninterest income$897,0001,412
Gross Fiduciary activities income$35,000836
Service charges on deposit accounts$437,000946
Trading account gains and fees$0171
Additional Noninterest Income$425,0001,555
Total noninterest expense$3,532,0001,406
Salaries and employee benefits$1,990,0001,298
Premises and equipment expense$450,0001,584
Additional noninterest expense$1,092,0001,482
Pre-tax net operating income$1,133,0001,125
Securities gains (losses)$02,434
Applicable income taxes$228,0001,315
Income before extraordinary items$905,0001,199
Extraordinary gains, net$015
Net income$905,0001,200
Minority interest net income$0102
Net income of bank and minority interests.$905,0001,201
Net charge-offs$221,0002,065
Cash dividends$557,000775
Sale, conversion, retirement of capital stock, net$5,000980
Net operating income$905,0001,123
2008-12-31 (YTD Data)Rank
Total interest income$26,554,0001,463
Total interest expense$9,208,0001,755
Net interest income$17,346,0001,277
Provision for loan and lease losses$1,245,0002,413
Total noninterest income$3,701,0001,345
Gross Fiduciary activities income$151,000830
Service charges on deposit accounts$2,186,000808
Trading account gains and fees$0154
Additional Noninterest Income$1,364,0001,713
Total noninterest expense$14,292,0001,365
Salaries and employee benefits$8,498,0001,169
Premises and equipment expense$1,748,0001,585
Additional noninterest expense$4,046,0001,531
Pre-tax net operating income$5,510,0001,012
Securities gains (losses)$-3,011,0008,001
Applicable income taxes$114,0003,289
Income before extraordinary items$2,385,0001,681
Extraordinary gains, net$039
Net income$2,385,0001,682
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$704,0002,357
Cash dividends$2,888,000956
Sale, conversion, retirement of capital stock, net$113,000938
Net operating income$5,245,450831
2008-09-30 (YTD Data)Rank
Total interest income$20,203,0001,478
Total interest expense$7,074,0001,787
Net interest income$13,129,0001,280
Provision for loan and lease losses$675,0002,312
Total noninterest income$3,009,0001,307
Gross Fiduciary activities income$126,000812
Service charges on deposit accounts$1,651,000807
Trading account gains and fees$0148
Additional Noninterest Income$1,232,0001,571
Total noninterest expense$10,537,0001,370
Salaries and employee benefits$6,299,0001,212
Premises and equipment expense$1,299,0001,611
Additional noninterest expense$2,939,0001,520
Pre-tax net operating income$4,926,0001,035
Securities gains (losses)$-2,398,0008,093
Applicable income taxes$267,0002,596
Income before extraordinary items$2,261,0001,604
Extraordinary gains, net$031
Net income$2,261,0001,604
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$449,0002,078
Cash dividends$2,211,000936
Sale, conversion, retirement of capital stock, net$23,0001,061
Net operating income$4,395,220888
2008-06-30 (YTD Data)Rank
Total interest income$13,687,0001,473
Total interest expense$4,930,0001,795
Net interest income$8,757,0001,277
Provision for loan and lease losses$310,0002,477
Total noninterest income$1,968,0001,344
Gross Fiduciary activities income$67,000863
Service charges on deposit accounts$1,071,000803
Trading account gains and fees$0149
Additional Noninterest Income$830,0001,600
Total noninterest expense$7,034,0001,365
Salaries and employee benefits$4,247,0001,210
Premises and equipment expense$872,0001,596
Additional noninterest expense$1,915,0001,535
Pre-tax net operating income$3,381,0001,059
Securities gains (losses)$03,233
Applicable income taxes$800,0001,111
Income before extraordinary items$2,581,0001,066
Extraordinary gains, net$021
Net income$2,581,0001,066
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$210,0002,179
Cash dividends$1,654,000909
Sale, conversion, retirement of capital stock, net$15,000986
Net operating income$2,581,0001,054
2008-03-31 (YTD Data)Rank
Total interest income$7,046,0001,465
Total interest expense$2,674,0001,755
Net interest income$4,372,0001,268
Provision for loan and lease losses$155,0002,087
Total noninterest income$985,0001,346
Gross Fiduciary activities income$40,000848
Service charges on deposit accounts$535,000799
Trading account gains and fees$0158
Additional Noninterest Income$410,0001,601
Total noninterest expense$3,549,0001,343
Salaries and employee benefits$2,131,0001,212
Premises and equipment expense$447,0001,565
Additional noninterest expense$971,0001,478
Pre-tax net operating income$1,653,0001,149
Securities gains (losses)$02,688
Applicable income taxes$358,0001,293
Income before extraordinary items$1,295,0001,161
Extraordinary gains, net$015
Net income$1,295,0001,164
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0002,029
Cash dividends$560,0001,237
Sale, conversion, retirement of capital stock, net$8,000853
Net operating income$1,295,0001,127
2007-12-31 (YTD Data)Rank
Total interest income$29,825,0001,443
Total interest expense$11,884,0001,692
Net interest income$17,941,0001,245
Provision for loan and lease losses$575,0002,119
Total noninterest income$3,975,0001,309
Gross Fiduciary activities income$139,000862
Service charges on deposit accounts$2,329,000759
Trading account gains and fees$0178
Additional Noninterest Income$1,507,0001,664
Total noninterest expense$13,725,0001,344
Salaries and employee benefits$8,129,0001,229
Premises and equipment expense$1,662,0001,602
Additional noninterest expense$3,934,0001,405
Pre-tax net operating income$7,616,0001,108
Securities gains (losses)$5,0001,575
Applicable income taxes$2,096,0001,090
Income before extraordinary items$5,525,0001,165
Extraordinary gains, net$039
Net income$5,525,0001,163
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$496,0001,700
Cash dividends$4,294,000857
Sale, conversion, retirement of capital stock, net$16,0001,204
Net operating income$5,521,4001,156
2007-09-30 (YTD Data)Rank
Total interest income$22,299,0001,449
Total interest expense$8,848,0001,694
Net interest income$13,451,0001,248
Provision for loan and lease losses$405,0001,836
Total noninterest income$2,941,0001,321
Gross Fiduciary activities income$98,000875
Service charges on deposit accounts$1,738,000753
Trading account gains and fees$0184
Additional Noninterest Income$1,105,0001,696
Total noninterest expense$10,315,0001,336
Salaries and employee benefits$6,140,0001,214
Premises and equipment expense$1,279,0001,557
Additional noninterest expense$2,896,0001,393
Pre-tax net operating income$5,672,0001,210
Securities gains (losses)$5,0001,185
Applicable income taxes$1,576,0001,171
Income before extraordinary items$4,101,0001,256
Extraordinary gains, net$033
Net income$4,101,0001,254
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$325,0001,458
Cash dividends$3,259,000815
Sale, conversion, retirement of capital stock, net$10,0001,068
Net operating income$4,097,4001,244
2007-06-30 (YTD Data)Rank
Total interest income$14,717,0001,479
Total interest expense$5,809,0001,725
Net interest income$8,908,0001,274
Provision for loan and lease losses$250,0001,793
Total noninterest income$1,960,0001,348
Gross Fiduciary activities income$69,000874
Service charges on deposit accounts$1,148,000772
Trading account gains and fees$0168
Additional Noninterest Income$743,0001,694
Total noninterest expense$6,909,0001,350
Salaries and employee benefits$4,123,0001,236
Premises and equipment expense$874,0001,538
Additional noninterest expense$1,912,0001,420
Pre-tax net operating income$3,709,0001,282
Securities gains (losses)$5,0001,010
Applicable income taxes$1,021,0001,256
Income before extraordinary items$2,693,0001,328
Extraordinary gains, net$029
Net income$2,693,0001,327
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0001,743
Cash dividends$2,072,000850
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,689,3501,309
2007-03-31 (YTD Data)Rank
Total interest income$7,241,0001,502
Total interest expense$2,845,0001,753
Net interest income$4,396,0001,299
Provision for loan and lease losses$125,0001,705
Total noninterest income$987,0001,326
Gross Fiduciary activities income$38,000872
Service charges on deposit accounts$559,000752
Trading account gains and fees$0195
Additional Noninterest Income$390,0001,617
Total noninterest expense$3,416,0001,363
Salaries and employee benefits$2,052,0001,254
Premises and equipment expense$440,0001,525
Additional noninterest expense$924,0001,450
Pre-tax net operating income$1,842,0001,267
Securities gains (losses)$5,000805
Applicable income taxes$513,0001,263
Income before extraordinary items$1,334,0001,315
Extraordinary gains, net$022
Net income$1,334,0001,315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0001,624
Cash dividends$1,036,000763
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,330,4001,307
2006-12-31 (YTD Data)Rank
Total interest income$27,539,0001,450
Total interest expense$9,685,0001,734
Net interest income$17,854,0001,267
Provision for loan and lease losses$444,0002,104
Total noninterest income$3,911,0001,314
Gross Fiduciary activities income$188,000817
Service charges on deposit accounts$2,292,000771
Trading account gains and fees$0130
Additional Noninterest Income$1,431,0001,726
Total noninterest expense$13,538,0001,327
Salaries and employee benefits$8,105,0001,202
Premises and equipment expense$1,662,0001,547
Additional noninterest expense$3,771,0001,404
Pre-tax net operating income$7,783,0001,253
Securities gains (losses)$01,687
Applicable income taxes$2,197,0001,235
Income before extraordinary items$5,586,0001,299
Extraordinary gains, net$051
Net income$5,586,0001,300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$522,0001,140
Cash dividends$3,871,000896
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,586,0001,283
2006-09-30 (YTD Data)Rank
Total interest income$20,273,0001,465
Total interest expense$6,892,0001,774
Net interest income$13,381,0001,289
Provision for loan and lease losses$314,0002,084
Total noninterest income$2,950,0001,323
Gross Fiduciary activities income$158,000778
Service charges on deposit accounts$1,709,000784
Trading account gains and fees$0126
Additional Noninterest Income$1,083,0001,726
Total noninterest expense$10,292,0001,313
Salaries and employee benefits$6,136,0001,205
Premises and equipment expense$1,289,0001,506
Additional noninterest expense$2,867,0001,388
Pre-tax net operating income$5,725,0001,333
Securities gains (losses)$01,388
Applicable income taxes$1,608,0001,326
Income before extraordinary items$4,117,0001,382
Extraordinary gains, net$045
Net income$4,117,0001,382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$309,0001,125
Cash dividends$2,899,000862
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,117,0001,365
2006-06-30 (YTD Data)Rank
Total interest income$13,174,0001,472
Total interest expense$4,337,0001,778
Net interest income$8,837,0001,300
Provision for loan and lease losses$224,0001,936
Total noninterest income$1,971,0001,324
Gross Fiduciary activities income$105,000795
Service charges on deposit accounts$1,120,000783
Trading account gains and fees$0126
Additional Noninterest Income$746,0001,680
Total noninterest expense$6,910,0001,318
Salaries and employee benefits$4,105,0001,214
Premises and equipment expense$873,0001,492
Additional noninterest expense$1,932,0001,379
Pre-tax net operating income$3,674,0001,375
Securities gains (losses)$01,185
Applicable income taxes$1,024,0001,379
Income before extraordinary items$2,650,0001,416
Extraordinary gains, net$039
Net income$2,650,0001,417
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$238,000976
Cash dividends$1,949,000856
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,650,0001,405
2006-03-31 (YTD Data)Rank
Total interest income$6,427,0001,473
Total interest expense$2,023,0001,802
Net interest income$4,404,0001,296
Provision for loan and lease losses$114,0001,832
Total noninterest income$955,0001,326
Gross Fiduciary activities income$71,000743
Service charges on deposit accounts$530,000800
Trading account gains and fees$0115
Additional Noninterest Income$354,0001,713
Total noninterest expense$3,425,0001,331
Salaries and employee benefits$2,052,0001,208
Premises and equipment expense$422,0001,549
Additional noninterest expense$951,0001,387
Pre-tax net operating income$1,820,0001,349
Securities gains (losses)$0955
Applicable income taxes$505,0001,391
Income before extraordinary items$1,315,0001,395
Extraordinary gains, net$021
Net income$1,315,0001,394
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,000805
Cash dividends$1,000,000729
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,315,0001,367
2005-12-31 (YTD Data)Rank
Total interest income$20,247,0001,662
Total interest expense$6,962,0001,640
Net interest income$13,285,0001,647
Provision for loan and lease losses$270,0003,029
Total noninterest income$2,592,0001,820
Gross Fiduciary activities income$220,000775
Service charges on deposit accounts$1,410,0001,257
Trading account gains and fees$0138
Additional Noninterest Income$962,0002,266
Total noninterest expense$9,839,0001,730
Salaries and employee benefits$5,842,0001,600
Premises and equipment expense$1,191,0002,014
Additional noninterest expense$2,806,0001,800
Pre-tax net operating income$5,768,0001,628
Securities gains (losses)$02,296
Applicable income taxes$1,464,0001,726
Income before extraordinary items$4,304,0001,635
Extraordinary gains, net$046
Net income$4,304,0001,634
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0003,938
Cash dividends$2,141,0001,382
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,304,0001,608
2005-09-30 (YTD Data)Rank
Total interest income$14,205,0001,726
Total interest expense$4,941,0001,635
Net interest income$9,264,0001,758
Provision for loan and lease losses$180,0003,127
Total noninterest income$1,755,0001,969
Gross Fiduciary activities income$170,000760
Service charges on deposit accounts$937,0001,383
Trading account gains and fees$0126
Additional Noninterest Income$648,0002,435
Total noninterest expense$6,732,0001,861
Salaries and employee benefits$4,075,0001,695
Premises and equipment expense$769,0002,301
Additional noninterest expense$1,888,0001,975
Pre-tax net operating income$4,107,0001,728
Securities gains (losses)$02,317
Applicable income taxes$1,027,0001,832
Income before extraordinary items$3,080,0001,709
Extraordinary gains, net$035
Net income$3,080,0001,710
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0003,823
Cash dividends$1,581,0001,279
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,080,0001,679
2005-06-30 (YTD Data)Rank
Total interest income$9,266,0001,722
Total interest expense$3,216,0001,565
Net interest income$6,050,0001,781
Provision for loan and lease losses$120,0003,004
Total noninterest income$1,144,0001,980
Gross Fiduciary activities income$123,000750
Service charges on deposit accounts$585,0001,443
Trading account gains and fees$0116
Additional Noninterest Income$436,0002,395
Total noninterest expense$4,441,0001,862
Salaries and employee benefits$2,677,0001,719
Premises and equipment expense$507,0002,301
Additional noninterest expense$1,257,0001,947
Pre-tax net operating income$2,633,0001,757
Securities gains (losses)$02,146
Applicable income taxes$653,0001,885
Income before extraordinary items$1,980,0001,729
Extraordinary gains, net$030
Net income$1,980,0001,729
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0003,846
Cash dividends$1,054,0001,230
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,980,0001,701
2005-03-31 (YTD Data)Rank
Total interest income$4,536,0001,719
Total interest expense$1,583,0001,513
Net interest income$2,953,0001,810
Provision for loan and lease losses$60,0002,830
Total noninterest income$563,0001,962
Gross Fiduciary activities income$77,000698
Service charges on deposit accounts$283,0001,451
Trading account gains and fees$0115
Additional Noninterest Income$203,0002,460
Total noninterest expense$2,145,0001,936
Salaries and employee benefits$1,328,0001,736
Premises and equipment expense$243,0002,414
Additional noninterest expense$574,0002,131
Pre-tax net operating income$1,311,0001,746
Securities gains (losses)$01,685
Applicable income taxes$328,0001,860
Income before extraordinary items$983,0001,709
Extraordinary gains, net$024
Net income$983,0001,710
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0002,991
Cash dividends$527,0001,159
Sale, conversion, retirement of capital stock, net$0491
Net operating income$983,0001,677
2004-12-31 (YTD Data)Rank
Total interest income$17,332,0001,662
Total interest expense$5,845,0001,405
Net interest income$11,487,0001,755
Provision for loan and lease losses$240,0003,319
Total noninterest income$2,746,0001,739
Gross Fiduciary activities income$253,000733
Service charges on deposit accounts$1,161,0001,514
Trading account gains and fees$0138
Additional Noninterest Income$1,332,0001,775
Total noninterest expense$8,615,0001,876
Salaries and employee benefits$5,312,0001,658
Premises and equipment expense$1,017,0002,251
Additional noninterest expense$2,286,0002,125
Pre-tax net operating income$5,378,0001,583
Securities gains (losses)$03,819
Applicable income taxes$1,374,0001,718
Income before extraordinary items$4,004,0001,623
Extraordinary gains, net$034
Net income$4,004,0001,624
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$270,0002,147
Cash dividends$2,072,0001,298
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,004,0001,572
2004-09-30 (YTD Data)Rank
Total interest income$12,884,0001,663
Total interest expense$4,329,0001,393
Net interest income$8,555,0001,759
Provision for loan and lease losses$180,0003,152
Total noninterest income$2,205,0001,642
Gross Fiduciary activities income$222,000694
Service charges on deposit accounts$882,0001,508
Trading account gains and fees$0134
Additional Noninterest Income$1,101,0001,660
Total noninterest expense$6,473,0001,851
Salaries and employee benefits$4,064,0001,633
Premises and equipment expense$773,0002,220
Additional noninterest expense$1,636,0002,211
Pre-tax net operating income$4,107,0001,572
Securities gains (losses)$03,710
Applicable income taxes$1,034,0001,727
Income before extraordinary items$3,073,0001,581
Extraordinary gains, net$026
Net income$3,073,0001,582
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$251,0001,619
Cash dividends$1,512,0001,233
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,073,0001,532
2004-06-30 (YTD Data)Rank
Total interest income$8,532,0001,650
Total interest expense$2,867,0001,388
Net interest income$5,665,0001,762
Provision for loan and lease losses$120,0003,090
Total noninterest income$1,207,0001,911
Gross Fiduciary activities income$156,000684
Service charges on deposit accounts$575,0001,530
Trading account gains and fees$0130
Additional Noninterest Income$476,0002,268
Total noninterest expense$4,163,0001,924
Salaries and employee benefits$2,623,0001,681
Premises and equipment expense$509,0002,249
Additional noninterest expense$1,031,0002,326
Pre-tax net operating income$2,589,0001,632
Securities gains (losses)$03,413
Applicable income taxes$715,0001,677
Income before extraordinary items$1,874,0001,706
Extraordinary gains, net$021
Net income$1,874,0001,707
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$238,0001,217
Cash dividends$1,007,0001,238
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,874,0001,644
2004-03-31 (YTD Data)Rank
Total interest income$4,218,0001,670
Total interest expense$1,428,0001,399
Net interest income$2,790,0001,782
Provision for loan and lease losses$60,0002,918
Total noninterest income$622,0001,822
Gross Fiduciary activities income$90,000663
Service charges on deposit accounts$281,0001,529
Trading account gains and fees$0121
Additional Noninterest Income$251,0002,125
Total noninterest expense$2,099,0001,908
Salaries and employee benefits$1,321,0001,675
Premises and equipment expense$264,0002,178
Additional noninterest expense$514,0002,300
Pre-tax net operating income$1,253,0001,659
Securities gains (losses)$02,934
Applicable income taxes$342,0001,755
Income before extraordinary items$911,0001,721
Extraordinary gains, net$016
Net income$911,0001,721
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,966
Cash dividends$504,0001,167
Sale, conversion, retirement of capital stock, net$0464
Net operating income$911,0001,638
2003-12-31 (YTD Data)Rank
Total interest income$17,310,0001,645
Total interest expense$6,118,0001,452
Net interest income$11,192,0001,731
Provision for loan and lease losses$255,0003,498
Total noninterest income$2,570,0001,904
Gross Fiduciary activities income$275,000730
Service charges on deposit accounts$1,181,0001,456
Trading account gains and fees$0160
Additional Noninterest Income$1,114,0002,224
Total noninterest expense$8,216,0001,934
Salaries and employee benefits$5,082,0001,695
Premises and equipment expense$968,0002,321
Additional noninterest expense$2,166,0002,224
Pre-tax net operating income$5,291,0001,544
Securities gains (losses)$1,0004,307
Applicable income taxes$1,502,0001,623
Income before extraordinary items$3,790,0001,638
Extraordinary gains, net$054
Net income$3,790,0001,640
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$170,0003,146
Cash dividends$2,294,0001,241
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,789,2801,566
2003-09-30 (YTD Data)Rank
Total interest income$13,033,0001,676
Total interest expense$4,705,0001,479
Net interest income$8,328,0001,760
Provision for loan and lease losses$200,0003,330
Total noninterest income$1,974,0001,927
Gross Fiduciary activities income$222,000712
Service charges on deposit accounts$887,0001,478
Trading account gains and fees$0153
Additional Noninterest Income$865,0002,248
Total noninterest expense$6,163,0001,927
Salaries and employee benefits$3,866,0001,676
Premises and equipment expense$731,0002,316
Additional noninterest expense$1,566,0002,291
Pre-tax net operating income$3,939,0001,601
Securities gains (losses)$04,204
Applicable income taxes$1,122,0001,688
Income before extraordinary items$2,817,0001,711
Extraordinary gains, net$040
Net income$2,817,0001,712
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$329,0001,612
Cash dividends$1,416,0001,340
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,817,0001,621
2003-06-30 (YTD Data)Rank
Total interest income$8,696,0001,694
Total interest expense$3,223,0001,493
Net interest income$5,473,0001,782
Provision for loan and lease losses$120,0003,448
Total noninterest income$1,307,0001,915
Gross Fiduciary activities income$134,000730
Service charges on deposit accounts$589,0001,450
Trading account gains and fees$0150
Additional Noninterest Income$584,0002,223
Total noninterest expense$4,089,0001,925
Salaries and employee benefits$2,604,0001,646
Premises and equipment expense$476,0002,356
Additional noninterest expense$1,009,0002,351
Pre-tax net operating income$2,571,0001,633
Securities gains (losses)$03,782
Applicable income taxes$729,0001,758
Income before extraordinary items$1,842,0001,757
Extraordinary gains, net$030
Net income$1,842,0001,757
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$278,0001,315
Cash dividends$943,0001,379
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,842,0001,641
2003-03-31 (YTD Data)Rank
Total interest income$4,330,0001,712
Total interest expense$1,620,0001,528
Net interest income$2,710,0001,795
Provision for loan and lease losses$60,0003,248
Total noninterest income$668,0001,848
Gross Fiduciary activities income$65,000751
Service charges on deposit accounts$292,0001,421
Trading account gains and fees$0134
Additional Noninterest Income$311,0002,061
Total noninterest expense$2,050,0001,911
Salaries and employee benefits$1,318,0001,616
Premises and equipment expense$242,0002,310
Additional noninterest expense$490,0002,382
Pre-tax net operating income$1,268,0001,653
Securities gains (losses)$02,891
Applicable income taxes$362,0001,766
Income before extraordinary items$906,0001,755
Extraordinary gains, net$021
Net income$906,0001,754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,678
Cash dividends$472,0001,285
Sale, conversion, retirement of capital stock, net$0419
Net operating income$906,0001,640
2002-12-31 (YTD Data)Rank
Total interest income$18,691,0001,638
Total interest expense$7,568,0001,500
Net interest income$11,123,0001,734
Provision for loan and lease losses$260,0003,766
Total noninterest income$2,087,0002,062
Gross Fiduciary activities income$184,000858
Service charges on deposit accounts$1,089,0001,482
Trading account gains and fees$0153
Additional Noninterest Income$814,0002,473
Total noninterest expense$7,879,0001,909
Salaries and employee benefits$4,750,0001,695
Premises and equipment expense$932,0002,328
Additional noninterest expense$2,197,0002,109
Pre-tax net operating income$5,071,0001,609
Securities gains (losses)$04,537
Applicable income taxes$1,541,0001,618
Income before extraordinary items$3,530,0001,700
Extraordinary gains, net$070
Net income$3,530,0001,699
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0004,549
Cash dividends$2,334,0001,157
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,530,0001,643
2001-12-31 (YTD Data)Rank
Total interest income$20,623,0001,648
Total interest expense$9,585,0001,698
Net interest income$11,038,0001,614
Provision for loan and lease losses$300,0003,194
Total noninterest income$1,557,0002,445
Gross Fiduciary activities income$174,000876
Service charges on deposit accounts$837,0001,822
Trading account gains and fees$0177
Additional Noninterest Income$546,0002,986
Total noninterest expense$7,150,0002,006
Salaries and employee benefits$4,335,0001,732
Premises and equipment expense$902,0002,355
Additional noninterest expense$1,913,0002,333
Pre-tax net operating income$5,145,0001,400
Securities gains (losses)$04,612
Applicable income taxes$1,685,0001,356
Income before extraordinary items$3,460,0001,544
Extraordinary gains, net$0105
Net income$3,460,0001,546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$631,0001,316
Cash dividends$2,666,0001,026
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,460,0001,479
2000-12-31 (YTD Data)Rank
Total interest income$20,427,0001,692
Total interest expense$9,721,0001,767
Net interest income$10,706,0001,637
Provision for loan and lease losses$300,0002,819
Total noninterest income$1,418,0002,444
Gross Fiduciary activities income$158,000846
Service charges on deposit accounts$785,0001,768
Trading account gains and fees$0180
Additional Noninterest Income$475,0003,032
Total noninterest expense$6,731,0002,045
Salaries and employee benefits$4,074,0001,764
Premises and equipment expense$893,0002,319
Additional noninterest expense$1,764,0002,434
Pre-tax net operating income$5,093,0001,451
Securities gains (losses)$01,956
Applicable income taxes$1,730,0001,330
Income before extraordinary items$3,363,0001,573
Extraordinary gains, net$038
Net income$3,363,0001,573
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0003,434
Cash dividends$1,450,0001,703
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,363,0001,563
1999-12-31 (YTD Data)Rank
Total interest income$18,275,0001,780
Total interest expense$8,410,0001,762
Net interest income$9,865,0001,764
Provision for loan and lease losses$240,0003,119
Total noninterest income$1,310,0002,519
Gross Fiduciary activities income$180,000889
Service charges on deposit accounts$702,0001,891
Trading account gains and fees$0173
Additional Noninterest Income$428,0003,262
Total noninterest expense$6,238,0002,187
Salaries and employee benefits$3,845,0001,807
Premises and equipment expense$885,0002,297
Additional noninterest expense$1,508,0002,851
Pre-tax net operating income$4,697,0001,602
Securities gains (losses)$03,155
Applicable income taxes$1,595,0001,510
Income before extraordinary items$3,102,0001,719
Extraordinary gains, net$035
Net income$3,102,0001,720
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0003,998
Cash dividends$1,189,0002,007
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,102,0001,689
1998-12-31 (YTD Data)Rank
Total interest income$17,884,0001,812
Total interest expense$8,390,0001,823
Net interest income$9,494,0001,799
Provision for loan and lease losses$300,0002,562
Total noninterest income$1,101,0002,876
Gross Fiduciary activities income$117,000979
Service charges on deposit accounts$739,0001,720
Trading account gains and fees$0224
Additional Noninterest Income$245,0004,471
Total noninterest expense$5,573,0002,352
Salaries and employee benefits$3,583,0001,867
Premises and equipment expense$700,0002,772
Additional noninterest expense$1,290,0003,156
Pre-tax net operating income$4,722,0001,570
Securities gains (losses)$04,449
Applicable income taxes$1,649,0001,480
Income before extraordinary items$3,073,0001,708
Extraordinary gains, net$032
Net income$3,073,0001,708
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0005,667
Cash dividends$1,146,0002,028
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,073,0001,641
1997-12-31 (YTD Data)Rank
Total interest income$17,000,0001,943
Total interest expense$8,029,0001,929
Net interest income$8,971,0001,936
Provision for loan and lease losses$300,0002,568
Total noninterest income$1,070,0002,887
Gross Fiduciary activities income$106,0001,040
Service charges on deposit accounts$741,0001,749
Trading account gains and fees$0239
Additional Noninterest Income$223,0004,697
Total noninterest expense$5,191,0002,479
Salaries and employee benefits$3,491,0001,876
Premises and equipment expense$543,0003,443
Additional noninterest expense$1,157,0003,449
Pre-tax net operating income$4,550,0001,688
Securities gains (losses)$03,944
Applicable income taxes$1,601,0001,615
Income before extraordinary items$2,949,0001,793
Extraordinary gains, net$044
Net income$2,949,0001,791
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$151,0003,018
Cash dividends$843,0002,479
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,949,0001,753
1996-12-31 (YTD Data)Rank
Total interest income$15,975,0002,108
Total interest expense$7,594,0002,066
Net interest income$8,381,0002,137
Provision for loan and lease losses$300,0002,555
Total noninterest income$992,0003,148
Gross Fiduciary activities income$121,0001,070
Service charges on deposit accounts$651,0002,073
Trading account gains and fees$0262
Additional Noninterest Income$220,0004,917
Total noninterest expense$5,046,0002,719
Salaries and employee benefits$3,260,0002,028
Premises and equipment expense$537,0003,563
Additional noninterest expense$1,249,0003,653
Pre-tax net operating income$4,027,0001,787
Securities gains (losses)$04,148
Applicable income taxes$1,427,0001,680
Income before extraordinary items$2,600,0001,903
Extraordinary gains, net$053
Net income$2,600,0001,904
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0004,261
Cash dividends$690,0002,792
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,600,0001,865
1995-12-31 (YTD Data)Rank
Total interest income$14,836,0002,270
Total interest expense$6,934,0002,253
Net interest income$7,902,0002,277
Provision for loan and lease losses$523,0001,515
Total noninterest income$960,0003,198
Gross Fiduciary activities income$109,0001,145
Service charges on deposit accounts$631,0002,148
Trading account gains and fees$0522
Additional Noninterest Income$220,0004,847
Total noninterest expense$4,906,0002,770
Salaries and employee benefits$3,042,0002,183
Premises and equipment expense$534,0003,548
Additional noninterest expense$1,330,0003,425
Pre-tax net operating income$3,433,0002,138
Securities gains (losses)$03,831
Applicable income taxes$1,219,0002,000
Income before extraordinary items$2,214,0002,276
Extraordinary gains, net$065
Net income$2,214,0002,273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0003,482
Cash dividends$524,0003,223
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,214,0002,250
1994-12-31 (YTD Data)Rank
Total interest income$12,262,0002,477
Total interest expense$5,343,0002,319
Net interest income$6,919,0002,607
Provision for loan and lease losses$575,0001,387
Total noninterest income$881,0003,412
Gross Fiduciary activities income$121,0001,136
Service charges on deposit accounts$566,0002,408
Trading account gains and fees$0475
Additional Noninterest Income$194,0005,373
Total noninterest expense$4,591,0003,002
Salaries and employee benefits$2,712,0002,470
Premises and equipment expense$508,0003,749
Additional noninterest expense$1,371,0003,597
Pre-tax net operating income$2,634,0002,697
Securities gains (losses)$-4,0009,291
Applicable income taxes$907,0002,459
Income before extraordinary items$1,723,0002,819
Extraordinary gains, net$0249
Net income$1,723,0002,821
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0004,906
Cash dividends$408,0003,650
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,725,6402,822
1993-12-31 (YTD Data)Rank
Total interest income$11,425,0002,709
Total interest expense$5,281,0002,453
Net interest income$6,144,0002,960
Provision for loan and lease losses$587,0001,891
Total noninterest income$748,0004,223
Gross Fiduciary activities income$130,0001,159
Service charges on deposit accounts$465,0003,001
Trading account gains and fees$0532
Additional Noninterest Income$153,0006,500
Total noninterest expense$4,235,0003,311
Salaries and employee benefits$2,470,0002,677
Premises and equipment expense$495,0003,895
Additional noninterest expense$1,270,0003,993
Pre-tax net operating income$2,070,0003,201
Securities gains (losses)$11,0005,374
Applicable income taxes$680,0003,199
Income before extraordinary items$1,401,0003,445
Extraordinary gains, net$28,0002,522
Net income$1,429,0003,496
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$141,0003,816
Cash dividends$357,0003,950
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,393,6303,281
1992-12-31 (YTD Data)Rank
Total interest income$11,584,0003,035
Total interest expense$6,169,0002,706
Net interest income$5,415,0003,367
Provision for loan and lease losses$355,0003,742
Total noninterest income$659,0004,626
Gross Fiduciary activities income$114,0001,221
Service charges on deposit accounts$382,0003,634
Trading account gains and fees$0504
Additional Noninterest Income$163,0006,352
Total noninterest expense$4,044,0003,459
Salaries and employee benefits$2,332,0002,784
Premises and equipment expense$465,0004,231
Additional noninterest expense$1,247,0004,203
Pre-tax net operating income$1,675,0003,667
Securities gains (losses)$08,369
Applicable income taxes$534,0003,771
Income before extraordinary items$1,141,0003,988
Extraordinary gains, net$01,422
Net income$1,141,0004,030
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$197,0004,233
Cash dividends$320,0003,843
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,141,0003,705

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.