Home > Farmers State Bank > Income and Expense
Farmers State Bank, Income and Expense
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,536,000 | 5,316 |
| Total interest expense | $1,120,000 | 5,128 |
| Net interest income | $2,416,000 | 5,285 |
| Provision for loan and lease losses | $419,000 | 1,657 |
| Total noninterest income | $159,000 | 6,996 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $83,000 | 6,179 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $76,000 | 6,399 |
| Total noninterest expense | $1,399,000 | 6,301 |
| Salaries and employee benefits | $807,000 | 6,102 |
| Premises and equipment expense | $226,000 | 5,724 |
| Additional noninterest expense | $366,000 | 6,612 |
| Pre-tax net operating income | $757,000 | 5,472 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $224,000 | 4,253 |
| Income before extraordinary items | $533,000 | 5,755 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $533,000 | 5,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 1,828 |
| Cash dividends | $192,000 | 4,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $533,000 | 5,718 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,266,000 | 5,366 |
| Total interest expense | $704,000 | 5,135 |
| Net interest income | $1,562,000 | 5,366 |
| Provision for loan and lease losses | $140,000 | 2,787 |
| Total noninterest income | $103,000 | 7,013 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $50,000 | 6,311 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $53,000 | 6,309 |
| Total noninterest expense | $934,000 | 6,293 |
| Salaries and employee benefits | $524,000 | 6,196 |
| Premises and equipment expense | $151,000 | 5,689 |
| Additional noninterest expense | $259,000 | 6,422 |
| Pre-tax net operating income | $591,000 | 5,042 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $174,000 | 4,033 |
| Income before extraordinary items | $417,000 | 5,339 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $417,000 | 5,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 2,505 |
| Cash dividends | $86,000 | 4,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $417,000 | 5,300 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,107,000 | 5,425 |
| Total interest expense | $331,000 | 5,214 |
| Net interest income | $776,000 | 5,421 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $55,000 | 6,909 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $23,000 | 6,401 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $32,000 | 6,055 |
| Total noninterest expense | $460,000 | 6,369 |
| Salaries and employee benefits | $255,000 | 6,315 |
| Premises and equipment expense | $71,000 | 5,908 |
| Additional noninterest expense | $134,000 | 6,370 |
| Pre-tax net operating income | $311,000 | 4,899 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $91,000 | 3,922 |
| Income before extraordinary items | $220,000 | 5,171 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $220,000 | 5,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 1,785 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $220,000 | 5,141 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,205,000 | 5,398 |
| Total interest expense | $1,265,000 | 4,963 |
| Net interest income | $2,940,000 | 5,473 |
| Provision for loan and lease losses | $218,000 | 3,559 |
| Total noninterest income | $184,000 | 7,293 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $111,000 | 6,314 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $73,000 | 6,924 |
| Total noninterest expense | $1,875,000 | 6,237 |
| Salaries and employee benefits | $1,041,000 | 6,156 |
| Premises and equipment expense | $299,000 | 5,687 |
| Additional noninterest expense | $535,000 | 6,346 |
| Pre-tax net operating income | $1,031,000 | 5,163 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $271,000 | 4,343 |
| Income before extraordinary items | $760,000 | 5,387 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $760,000 | 5,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $280,000 | 2,094 |
| Cash dividends | $585,000 | 3,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $760,000 | 5,309 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,143,000 | 5,388 |
| Total interest expense | $950,000 | 4,924 |
| Net interest income | $2,193,000 | 5,487 |
| Provision for loan and lease losses | $158,000 | 3,444 |
| Total noninterest income | $139,000 | 7,329 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $85,000 | 6,315 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $54,000 | 6,952 |
| Total noninterest expense | $1,360,000 | 6,300 |
| Salaries and employee benefits | $763,000 | 6,176 |
| Premises and equipment expense | $204,000 | 5,927 |
| Additional noninterest expense | $393,000 | 6,368 |
| Pre-tax net operating income | $814,000 | 5,140 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $213,000 | 4,349 |
| Income before extraordinary items | $601,000 | 5,358 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $601,000 | 5,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 1,600 |
| Cash dividends | $513,000 | 2,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $601,000 | 5,274 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,071,000 | 5,437 |
| Total interest expense | $631,000 | 4,952 |
| Net interest income | $1,440,000 | 5,526 |
| Provision for loan and lease losses | $98,000 | 3,550 |
| Total noninterest income | $94,000 | 7,344 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $56,000 | 6,337 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $38,000 | 6,883 |
| Total noninterest expense | $885,000 | 6,407 |
| Salaries and employee benefits | $487,000 | 6,377 |
| Premises and equipment expense | $137,000 | 5,939 |
| Additional noninterest expense | $261,000 | 6,403 |
| Pre-tax net operating income | $551,000 | 5,067 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $143,000 | 4,330 |
| Income before extraordinary items | $408,000 | 5,270 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $408,000 | 5,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 1,788 |
| Cash dividends | $85,000 | 4,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $408,000 | 5,192 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,033,000 | 5,474 |
| Total interest expense | $319,000 | 4,985 |
| Net interest income | $714,000 | 5,560 |
| Provision for loan and lease losses | $38,000 | 3,803 |
| Total noninterest income | $43,000 | 7,478 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $27,000 | 6,373 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $16,000 | 7,156 |
| Total noninterest expense | $454,000 | 6,382 |
| Salaries and employee benefits | $263,000 | 6,155 |
| Premises and equipment expense | $71,000 | 5,842 |
| Additional noninterest expense | $120,000 | 6,670 |
| Pre-tax net operating income | $265,000 | 5,118 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $68,000 | 4,390 |
| Income before extraordinary items | $197,000 | 5,387 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $197,000 | 5,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 1,028 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $197,000 | 5,256 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,431,000 | 5,298 |
| Total interest expense | $1,452,000 | 4,966 |
| Net interest income | $2,979,000 | 5,329 |
| Provision for loan and lease losses | $132,000 | 4,791 |
| Total noninterest income | $208,000 | 7,282 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $114,000 | 6,350 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $94,000 | 6,634 |
| Total noninterest expense | $1,637,000 | 6,636 |
| Salaries and employee benefits | $908,000 | 6,565 |
| Premises and equipment expense | $255,000 | 6,127 |
| Additional noninterest expense | $474,000 | 6,711 |
| Pre-tax net operating income | $1,418,000 | 4,271 |
| Securities gains (losses) | $21,000 | 3,192 |
| Applicable income taxes | $392,000 | 3,827 |
| Income before extraordinary items | $1,047,000 | 4,513 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,047,000 | 4,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,473 |
| Cash dividends | $193,000 | 4,990 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,031,670 | 4,387 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,304,000 | 5,383 |
| Total interest expense | $1,113,000 | 5,040 |
| Net interest income | $2,191,000 | 5,408 |
| Provision for loan and lease losses | $99,000 | 4,692 |
| Total noninterest income | $163,000 | 7,244 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $87,000 | 6,376 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $76,000 | 6,560 |
| Total noninterest expense | $1,229,000 | 6,629 |
| Salaries and employee benefits | $693,000 | 6,500 |
| Premises and equipment expense | $182,000 | 6,259 |
| Additional noninterest expense | $354,000 | 6,682 |
| Pre-tax net operating income | $1,026,000 | 4,486 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $277,000 | 4,068 |
| Income before extraordinary items | $749,000 | 4,774 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $749,000 | 4,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,738 |
| Cash dividends | $86,000 | 4,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $749,000 | 4,587 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,226,000 | 5,378 |
| Total interest expense | $764,000 | 5,071 |
| Net interest income | $1,462,000 | 5,403 |
| Provision for loan and lease losses | $66,000 | 4,590 |
| Total noninterest income | $117,000 | 7,121 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $60,000 | 6,305 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $57,000 | 6,331 |
| Total noninterest expense | $771,000 | 6,826 |
| Salaries and employee benefits | $438,000 | 6,688 |
| Premises and equipment expense | $111,000 | 6,499 |
| Additional noninterest expense | $222,000 | 6,875 |
| Pre-tax net operating income | $742,000 | 4,274 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $202,000 | 3,952 |
| Income before extraordinary items | $540,000 | 4,591 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $540,000 | 4,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,538 |
| Cash dividends | $86,000 | 4,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $540,000 | 4,376 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,141,000 | 5,311 |
| Total interest expense | $392,000 | 5,096 |
| Net interest income | $749,000 | 5,318 |
| Provision for loan and lease losses | $33,000 | 4,367 |
| Total noninterest income | $55,000 | 7,195 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $27,000 | 6,433 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $28,000 | 6,362 |
| Total noninterest expense | $420,000 | 6,563 |
| Salaries and employee benefits | $238,000 | 6,444 |
| Premises and equipment expense | $55,000 | 6,522 |
| Additional noninterest expense | $127,000 | 6,476 |
| Pre-tax net operating income | $351,000 | 4,385 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $84,000 | 4,263 |
| Income before extraordinary items | $267,000 | 4,553 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $267,000 | 4,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,455 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $267,000 | 4,343 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,599,000 | 5,459 |
| Total interest expense | $1,891,000 | 4,998 |
| Net interest income | $2,708,000 | 5,641 |
| Provision for loan and lease losses | $156,000 | 4,843 |
| Total noninterest income | $188,000 | 7,441 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $113,000 | 6,354 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $75,000 | 6,976 |
| Total noninterest expense | $1,520,000 | 6,796 |
| Salaries and employee benefits | $875,000 | 6,596 |
| Premises and equipment expense | $234,000 | 6,344 |
| Additional noninterest expense | $411,000 | 7,074 |
| Pre-tax net operating income | $1,220,000 | 4,666 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $285,000 | 4,532 |
| Income before extraordinary items | $935,000 | 4,773 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $935,000 | 4,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 3,214 |
| Cash dividends | $1,482,000 | 1,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $935,000 | 4,646 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,185,000 | 5,494 |
| Total interest expense | $2,977,000 | 4,761 |
| Net interest income | $2,208,000 | 6,119 |
| Provision for loan and lease losses | $77,000 | 6,054 |
| Total noninterest income | $166,000 | 7,676 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $108,000 | 6,430 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $58,000 | 7,449 |
| Total noninterest expense | $1,383,000 | 7,047 |
| Salaries and employee benefits | $778,000 | 6,881 |
| Premises and equipment expense | $241,000 | 6,196 |
| Additional noninterest expense | $364,000 | 7,402 |
| Pre-tax net operating income | $914,000 | 5,146 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $152,000 | 5,425 |
| Income before extraordinary items | $762,000 | 5,001 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $762,000 | 5,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 4,152 |
| Cash dividends | $148,000 | 5,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $762,000 | 4,890 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,955,000 | 5,767 |
| Total interest expense | $2,876,000 | 5,079 |
| Net interest income | $2,079,000 | 6,454 |
| Provision for loan and lease losses | $12,000 | 7,853 |
| Total noninterest income | $125,000 | 8,232 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 6,762 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 8,337 |
| Total noninterest expense | $1,213,000 | 7,460 |
| Salaries and employee benefits | $703,000 | 7,190 |
| Premises and equipment expense | $123,000 | 8,050 |
| Additional noninterest expense | $387,000 | 7,257 |
| Pre-tax net operating income | $979,000 | 5,307 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $187,000 | 5,525 |
| Income before extraordinary items | $791,000 | 5,082 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $791,000 | 5,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,598 |
| Cash dividends | $268,000 | 4,690 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $791,810 | 5,076 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,691,000 | 5,799 |
| Total interest expense | $2,571,000 | 5,112 |
| Net interest income | $2,120,000 | 6,428 |
| Provision for loan and lease losses | $12,000 | 7,978 |
| Total noninterest income | $130,000 | 8,390 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 6,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 8,510 |
| Total noninterest expense | $1,165,000 | 7,659 |
| Salaries and employee benefits | $689,000 | 7,300 |
| Premises and equipment expense | $145,000 | 7,752 |
| Additional noninterest expense | $331,000 | 7,869 |
| Pre-tax net operating income | $1,073,000 | 5,095 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $244,000 | 5,272 |
| Income before extraordinary items | $832,000 | 4,976 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $832,000 | 4,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,647 |
| Cash dividends | $1,725,000 | 1,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $829,690 | 4,951 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,695,000 | 5,913 |
| Total interest expense | $2,595,000 | 5,227 |
| Net interest income | $2,100,000 | 6,492 |
| Provision for loan and lease losses | $36,000 | 7,078 |
| Total noninterest income | $101,000 | 9,013 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 7,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 9,566 |
| Total noninterest expense | $1,101,000 | 7,824 |
| Salaries and employee benefits | $651,000 | 7,468 |
| Premises and equipment expense | $155,000 | 7,539 |
| Additional noninterest expense | $295,000 | 8,158 |
| Pre-tax net operating income | $1,064,000 | 5,229 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $287,000 | 5,291 |
| Income before extraordinary items | $777,000 | 5,275 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $777,000 | 5,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,217 |
| Cash dividends | $72,000 | 6,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $777,000 | 5,178 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,606,000 | 6,120 |
| Total interest expense | $2,618,000 | 5,232 |
| Net interest income | $1,988,000 | 6,937 |
| Provision for loan and lease losses | $25,000 | 7,608 |
| Total noninterest income | $117,000 | 9,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 7,762 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 8,774 |
| Total noninterest expense | $1,042,000 | 8,203 |
| Salaries and employee benefits | $600,000 | 7,916 |
| Premises and equipment expense | $148,000 | 7,841 |
| Additional noninterest expense | $294,000 | 8,379 |
| Pre-tax net operating income | $1,038,000 | 5,723 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $280,000 | 5,917 |
| Income before extraordinary items | $758,000 | 5,639 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $758,000 | 5,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,460 |
| Cash dividends | $67,000 | 6,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $758,000 | 5,596 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,434,000 | 6,462 |
| Total interest expense | $2,696,000 | 5,232 |
| Net interest income | $1,738,000 | 7,690 |
| Provision for loan and lease losses | $38,000 | 7,073 |
| Total noninterest income | $180,000 | 8,532 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 9,108 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 6,165 |
| Total noninterest expense | $1,043,000 | 8,527 |
| Salaries and employee benefits | $600,000 | 8,124 |
| Premises and equipment expense | $143,000 | 8,222 |
| Additional noninterest expense | $300,000 | 8,884 |
| Pre-tax net operating income | $837,000 | 6,341 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $215,000 | 6,900 |
| Income before extraordinary items | $622,000 | 6,142 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $622,000 | 6,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 10,802 |
| Cash dividends | $65,000 | 7,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $622,000 | 6,086 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,965,000 | 7,039 |
| Total interest expense | $2,412,000 | 5,718 |
| Net interest income | $1,553,000 | 8,386 |
| Provision for loan and lease losses | $75,000 | 5,235 |
| Total noninterest income | $32,000 | 11,623 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 9,976 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 11,437 |
| Total noninterest expense | $986,000 | 9,008 |
| Salaries and employee benefits | $553,000 | 8,698 |
| Premises and equipment expense | $127,000 | 8,867 |
| Additional noninterest expense | $306,000 | 9,183 |
| Pre-tax net operating income | $524,000 | 8,301 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $110,000 | 8,977 |
| Income before extraordinary items | $415,000 | 7,923 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $415,000 | 7,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,821 |
| Cash dividends | $63,000 | 7,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $414,210 | 7,896 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,604,000 | 7,180 |
| Total interest expense | $1,843,000 | 5,963 |
| Net interest income | $1,761,000 | 8,148 |
| Provision for loan and lease losses | $100,000 | 4,522 |
| Total noninterest income | $35,000 | 12,197 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $20,000 | 10,549 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 11,783 |
| Total noninterest expense | $1,032,000 | 9,238 |
| Salaries and employee benefits | $528,000 | 9,140 |
| Premises and equipment expense | $139,000 | 8,849 |
| Additional noninterest expense | $365,000 | 9,181 |
| Pre-tax net operating income | $664,000 | 7,623 |
| Securities gains (losses) | $-16,000 | 10,174 |
| Applicable income taxes | $170,000 | 7,925 |
| Income before extraordinary items | $478,000 | 7,472 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $478,000 | 7,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,098 |
| Cash dividends | $60,000 | 7,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $489,840 | 7,430 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,683,000 | 7,292 |
| Total interest expense | $1,844,000 | 6,227 |
| Net interest income | $1,839,000 | 8,134 |
| Provision for loan and lease losses | $50,000 | 7,415 |
| Total noninterest income | $56,000 | 12,391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 10,907 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 11,170 |
| Total noninterest expense | $1,030,000 | 9,604 |
| Salaries and employee benefits | $507,000 | 9,600 |
| Premises and equipment expense | $136,000 | 9,286 |
| Additional noninterest expense | $387,000 | 9,405 |
| Pre-tax net operating income | $815,000 | 6,736 |
| Securities gains (losses) | $46,000 | 3,527 |
| Applicable income taxes | $262,000 | 6,617 |
| Income before extraordinary items | $599,000 | 6,784 |
| Extraordinary gains, net | $106,000 | 1,513 |
| Net income | $705,000 | 6,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 5,874 |
| Cash dividends | $58,000 | 7,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $566,800 | 6,772 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,974,000 | 7,542 |
| Total interest expense | $2,146,000 | 6,768 |
| Net interest income | $1,828,000 | 8,257 |
| Provision for loan and lease losses | $233,000 | 4,820 |
| Total noninterest income | $45,000 | 13,226 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 11,256 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 12,470 |
| Total noninterest expense | $937,000 | 10,271 |
| Salaries and employee benefits | $494,000 | 9,840 |
| Premises and equipment expense | $126,000 | 9,817 |
| Additional noninterest expense | $317,000 | 10,589 |
| Pre-tax net operating income | $703,000 | 7,077 |
| Securities gains (losses) | $20,000 | 5,594 |
| Applicable income taxes | $228,000 | 7,031 |
| Income before extraordinary items | $495,000 | 7,379 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $495,000 | 7,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 5,774 |
| Cash dividends | $54,000 | 7,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $481,400 | 7,118 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.