Home > Farmers State Bank > Assets and Liabilities
Farmers State Bank, Assets and Liabilities
| 2005-09-30 | Rank | |
| # of Employees: | 23 | 5,811 |
| Assets and Liabilities | ||
| Total Assets: | $77,091,000 | 5,753 |
| Cash and due from depository institutions | $2,604,000 | 5,811 |
| Interest-bearing balances | $361,000 | 3,773 |
| Securities | $19,469,000 | 4,688 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $52,856,000 | 5,446 |
| Loan loss allowance | $744,000 | 4,954 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,053,000 | 5,781 |
| Other real estate owned | $90,000 | 5,811 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,019,000 | 6,652 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $77,091,000 | 5,753 |
| Total liabilities | $67,790,000 | 5,786 |
| Total deposits | $65,471,000 | 5,632 |
| Interest-bearing deposits | $58,657,000 | 5,404 |
| Deposits held in domestic offices | $65,471,000 | 5,629 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,967,000 | 2,374 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $93,000 | 5,808 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $259,000 | 6,752 |
| Total equity capital | $9,301,000 | 5,375 |
| Total bank equity capital | $9,301,000 | 5,375 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $225,000 | 5,602 |
| Surplus | $2,725,000 | 4,953 |
| Undivided profits | $6,351,000 | 4,085 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $975,000 | 2,454 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $102,000 | 766 |
| Income earned, not collected on loans | $529,000 | 5,560 |
| Earning assets | $72,686,000 | 5,660 |
| Long-term assets (5+ years) | $8,136,000 | 5,021 |
| Average Assets, year-to-date | $75,711,000 | 5,694 |
| Average Assets, quarterly | $76,522,500 | 5,728 |
| Volatile liabilities | $12,879,000 | 5,475 |
| Insider loans | $2,568,000 | 2,362 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $4,579,000 | 6,145 |
| Tier 1 (core) risk-based capital | $9,345,000 | 5,274 |
| Tier 2 risk-based capital | $666,000 | 4,990 |
| Total risk weighted assets | $53,216,000 | 5,609 |
| Total unused commitments | $4,579,000 | 6,145 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 24 | 5,674 |
| Assets and Liabilities | ||
| Total Assets: | $75,954,000 | 5,756 |
| Cash and due from depository institutions | $1,800,000 | 5,674 |
| Interest-bearing balances | $359,000 | 3,709 |
| Securities | $19,803,000 | 4,666 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $52,163,000 | 5,405 |
| Loan loss allowance | $582,000 | 5,605 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,088,000 | 5,681 |
| Other real estate owned | $90,000 | 5,674 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,010,000 | 6,519 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $75,954,000 | 5,756 |
| Total liabilities | $66,579,000 | 5,782 |
| Total deposits | $64,846,000 | 5,616 |
| Interest-bearing deposits | $58,780,000 | 5,367 |
| Deposits held in domestic offices | $64,846,000 | 5,614 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,312,000 | 2,660 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $114,000 | 5,710 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $307,000 | 6,108 |
| Total equity capital | $9,375,000 | 5,290 |
| Total bank equity capital | $9,375,000 | 5,290 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $225,000 | 5,597 |
| Surplus | $2,725,000 | 4,929 |
| Undivided profits | $6,425,000 | 4,032 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,573,000 | 1,594 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $153,000 | 654 |
| Income earned, not collected on loans | $472,000 | 5,632 |
| Earning assets | $72,325,000 | 5,622 |
| Long-term assets (5+ years) | $8,920,000 | 4,899 |
| Average Assets, year-to-date | $75,251,000 | 5,694 |
| Average Assets, quarterly | $75,502,000 | 5,727 |
| Volatile liabilities | $11,262,000 | 5,668 |
| Insider loans | $1,965,000 | 2,800 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $4,034,000 | 6,393 |
| Tier 1 (core) risk-based capital | $9,336,000 | 5,200 |
| Tier 2 risk-based capital | $582,000 | 5,338 |
| Total risk weighted assets | $52,596,000 | 5,550 |
| Total unused commitments | $4,034,000 | 6,393 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 23 | 5,847 |
| Assets and Liabilities | ||
| Total Assets: | $75,050,000 | 5,782 |
| Cash and due from depository institutions | $1,710,000 | 5,847 |
| Interest-bearing balances | $358,000 | 3,758 |
| Securities | $19,723,000 | 4,749 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $51,323,000 | 5,420 |
| Loan loss allowance | $516,000 | 5,963 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,124,000 | 5,645 |
| Other real estate owned | $90,000 | 5,847 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,080,000 | 6,383 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $75,050,000 | 5,782 |
| Total liabilities | $65,879,000 | 5,816 |
| Total deposits | $64,780,000 | 5,625 |
| Interest-bearing deposits | $59,074,000 | 5,393 |
| Deposits held in domestic offices | $64,780,000 | 5,622 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $910,000 | 2,658 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $46,000 | 5,684 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $143,000 | 7,477 |
| Total equity capital | $9,171,000 | 5,298 |
| Total bank equity capital | $9,171,000 | 5,298 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $225,000 | 5,640 |
| Surplus | $2,725,000 | 4,936 |
| Undivided profits | $6,221,000 | 4,032 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,588,000 | 1,596 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $199,000 | 585 |
| Income earned, not collected on loans | $510,000 | 5,286 |
| Earning assets | $71,404,000 | 5,667 |
| Long-term assets (5+ years) | $8,745,000 | 5,013 |
| Average Assets, year-to-date | $74,899,500 | 5,763 |
| Average Assets, quarterly | $74,899,500 | 5,763 |
| Volatile liabilities | $10,737,000 | 5,696 |
| Insider loans | $1,933,000 | 2,812 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $3,918,000 | 6,479 |
| Tier 1 (core) risk-based capital | $9,224,000 | 5,195 |
| Tier 2 risk-based capital | $516,000 | 5,672 |
| Total risk weighted assets | $51,350,000 | 5,607 |
| Total unused commitments | $3,918,000 | 6,481 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 23 | 5,877 |
| Assets and Liabilities | ||
| Total Assets: | $74,749,000 | 5,791 |
| Cash and due from depository institutions | $2,234,000 | 5,877 |
| Interest-bearing balances | $357,000 | 3,798 |
| Securities | $20,059,000 | 4,717 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $50,144,000 | 5,476 |
| Loan loss allowance | $501,000 | 6,023 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,159,000 | 5,582 |
| Other real estate owned | $33,000 | 5,877 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,120,000 | 6,288 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $74,749,000 | 5,791 |
| Total liabilities | $65,648,000 | 5,829 |
| Total deposits | $65,211,000 | 5,604 |
| Interest-bearing deposits | $58,289,000 | 5,424 |
| Deposits held in domestic offices | $65,211,000 | 5,602 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $174,000 | 3,333 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $32,000 | 5,755 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $231,000 | 6,564 |
| Total equity capital | $9,101,000 | 5,317 |
| Total bank equity capital | $9,101,000 | 5,317 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $225,000 | 5,657 |
| Surplus | $2,725,000 | 4,918 |
| Undivided profits | $6,151,000 | 4,120 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,773,000 | 1,466 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $199,000 | 546 |
| Income earned, not collected on loans | $462,000 | 5,591 |
| Earning assets | $70,560,000 | 5,710 |
| Long-term assets (5+ years) | $9,230,000 | 4,960 |
| Average Assets, year-to-date | $74,183,000 | 5,704 |
| Average Assets, quarterly | $74,511,500 | 5,767 |
| Volatile liabilities | $9,211,000 | 6,014 |
| Insider loans | $1,946,000 | 2,794 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $3,782,000 | 6,413 |
| Tier 1 (core) risk-based capital | $9,004,000 | 5,230 |
| Tier 2 risk-based capital | $501,000 | 5,741 |
| Total risk weighted assets | $51,199,000 | 5,614 |
| Total unused commitments | $3,782,000 | 6,413 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 23 | 5,872 |
| Assets and Liabilities | ||
| Total Assets: | $74,274,000 | 5,792 |
| Cash and due from depository institutions | $1,554,000 | 5,872 |
| Interest-bearing balances | $356,000 | 3,840 |
| Securities | $21,877,000 | 4,469 |
| Federal funds sold & reverse repurchase agreements | $144,000 | 5,667 |
| Net loans & leases | $48,437,000 | 5,562 |
| Loan loss allowance | $466,000 | 6,272 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,211,000 | 5,457 |
| Other real estate owned | $0 | 5,872 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,051,000 | 6,466 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $74,274,000 | 5,792 |
| Total liabilities | $65,163,000 | 5,831 |
| Total deposits | $64,890,000 | 5,579 |
| Interest-bearing deposits | $58,947,000 | 5,344 |
| Deposits held in domestic offices | $64,890,000 | 5,576 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $53,000 | 5,754 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $220,000 | 6,927 |
| Total equity capital | $9,111,000 | 5,316 |
| Total bank equity capital | $9,111,000 | 5,316 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $225,000 | 5,685 |
| Surplus | $2,725,000 | 4,890 |
| Undivided profits | $6,161,000 | 4,160 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,308,000 | 2,054 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $184,000 | 623 |
| Income earned, not collected on loans | $531,000 | 5,269 |
| Earning assets | $70,814,000 | 5,642 |
| Long-term assets (5+ years) | $7,740,000 | 5,405 |
| Average Assets, year-to-date | $74,041,500 | 5,720 |
| Average Assets, quarterly | $74,580,000 | 5,751 |
| Volatile liabilities | $9,231,000 | 6,037 |
| Insider loans | $2,054,000 | 2,643 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $3,854,000 | 6,324 |
| Tier 1 (core) risk-based capital | $8,917,000 | 5,242 |
| Tier 2 risk-based capital | $466,000 | 5,961 |
| Total risk weighted assets | $51,859,000 | 5,575 |
| Total unused commitments | $3,854,000 | 6,328 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 23 | 5,936 |
| Assets and Liabilities | ||
| Total Assets: | $74,886,000 | 5,774 |
| Cash and due from depository institutions | $2,115,000 | 5,936 |
| Interest-bearing balances | $356,000 | 3,915 |
| Securities | $21,659,000 | 4,579 |
| Federal funds sold & reverse repurchase agreements | $2,051,000 | 3,441 |
| Net loans & leases | $46,864,000 | 5,625 |
| Loan loss allowance | $526,000 | 5,900 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,220,000 | 5,443 |
| Other real estate owned | $13,000 | 5,936 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $964,000 | 6,642 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $74,886,000 | 5,774 |
| Total liabilities | $65,665,000 | 5,832 |
| Total deposits | $65,481,000 | 5,572 |
| Interest-bearing deposits | $59,668,000 | 5,319 |
| Deposits held in domestic offices | $65,481,000 | 5,570 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $50,000 | 5,752 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $134,000 | 7,573 |
| Total equity capital | $9,221,000 | 5,143 |
| Total bank equity capital | $9,221,000 | 5,143 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $225,000 | 5,723 |
| Surplus | $2,725,000 | 4,880 |
| Undivided profits | $6,271,000 | 3,966 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,541,000 | 1,800 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $267,000 | 537 |
| Income earned, not collected on loans | $470,000 | 5,486 |
| Earning assets | $70,930,000 | 5,647 |
| Long-term assets (5+ years) | $8,057,000 | 5,456 |
| Average Assets, year-to-date | $73,964,000 | 5,764 |
| Average Assets, quarterly | $74,150,500 | 5,782 |
| Volatile liabilities | $8,223,000 | 6,263 |
| Insider loans | $2,013,000 | 2,663 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $3,418,000 | 6,608 |
| Tier 1 (core) risk-based capital | $9,152,000 | 5,087 |
| Tier 2 risk-based capital | $526,000 | 5,565 |
| Total risk weighted assets | $48,098,000 | 5,779 |
| Total unused commitments | $3,418,000 | 6,612 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 23 | 5,928 |
| Assets and Liabilities | ||
| Total Assets: | $73,415,000 | 5,834 |
| Cash and due from depository institutions | $2,128,000 | 5,928 |
| Interest-bearing balances | $355,000 | 4,099 |
| Securities | $21,623,000 | 4,550 |
| Federal funds sold & reverse repurchase agreements | $2,996,000 | 3,858 |
| Net loans & leases | $44,432,000 | 5,734 |
| Loan loss allowance | $462,000 | 6,287 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,217,000 | 5,440 |
| Other real estate owned | $0 | 5,928 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,019,000 | 6,363 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $73,415,000 | 5,834 |
| Total liabilities | $64,034,000 | 5,897 |
| Total deposits | $63,451,000 | 5,685 |
| Interest-bearing deposits | $58,497,000 | 5,389 |
| Deposits held in domestic offices | $63,451,000 | 5,683 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $182,000 | 5,478 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $401,000 | 5,466 |
| Total equity capital | $9,381,000 | 5,144 |
| Total bank equity capital | $9,381,000 | 5,144 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $225,000 | 5,737 |
| Surplus | $2,725,000 | 4,864 |
| Undivided profits | $6,431,000 | 4,076 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,164,000 | 2,368 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $267,000 | 565 |
| Income earned, not collected on loans | $502,000 | 5,171 |
| Earning assets | $69,406,000 | 5,731 |
| Long-term assets (5+ years) | $6,728,000 | 5,727 |
| Average Assets, year-to-date | $73,503,000 | 5,798 |
| Average Assets, quarterly | $73,503,000 | 5,798 |
| Volatile liabilities | $8,396,000 | 6,137 |
| Insider loans | $2,197,000 | 2,447 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $3,482,000 | 6,589 |
| Tier 1 (core) risk-based capital | $9,026,000 | 5,094 |
| Tier 2 risk-based capital | $462,000 | 5,916 |
| Total risk weighted assets | $45,850,000 | 5,874 |
| Total unused commitments | $3,482,000 | 6,595 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 21 | 6,226 |
| Assets and Liabilities | ||
| Total Assets: | $73,591,000 | 5,825 |
| Cash and due from depository institutions | $1,441,000 | 6,226 |
| Interest-bearing balances | $355,000 | 4,004 |
| Securities | $22,243,000 | 4,529 |
| Federal funds sold & reverse repurchase agreements | $2,644,000 | 3,526 |
| Net loans & leases | $45,063,000 | 5,688 |
| Loan loss allowance | $564,000 | 5,691 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,215,000 | 5,463 |
| Other real estate owned | $0 | 6,226 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $985,000 | 6,556 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,591,000 | 5,825 |
| Total liabilities | $64,447,000 | 5,874 |
| Total deposits | $64,047,000 | 5,647 |
| Interest-bearing deposits | $58,184,000 | 5,404 |
| Deposits held in domestic offices | $64,047,000 | 5,645 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $17,000 | 5,715 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $383,000 | 5,445 |
| Total equity capital | $9,144,000 | 5,164 |
| Total bank equity capital | $9,144,000 | 5,164 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $225,000 | 5,777 |
| Surplus | $2,725,000 | 4,842 |
| Undivided profits | $6,194,000 | 4,109 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,406,000 | 2,066 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $268,000 | 527 |
| Income earned, not collected on loans | $514,000 | 5,267 |
| Earning assets | $70,305,000 | 5,680 |
| Long-term assets (5+ years) | $8,454,000 | 5,326 |
| Average Assets, year-to-date | $72,276,600 | 5,753 |
| Average Assets, quarterly | $73,264,500 | 5,800 |
| Volatile liabilities | $8,156,000 | 6,217 |
| Insider loans | $4,038,000 | 1,365 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $3,673,000 | 6,373 |
| Tier 1 (core) risk-based capital | $8,829,000 | 5,132 |
| Tier 2 risk-based capital | $564,000 | 5,359 |
| Total risk weighted assets | $47,506,000 | 5,776 |
| Total unused commitments | $3,673,000 | 6,376 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 19 | 6,521 |
| Assets and Liabilities | ||
| Total Assets: | $72,938,000 | 5,847 |
| Cash and due from depository institutions | $1,718,000 | 6,521 |
| Interest-bearing balances | $355,000 | 4,147 |
| Securities | $22,390,000 | 4,450 |
| Federal funds sold & reverse repurchase agreements | $1,364,000 | 4,991 |
| Net loans & leases | $45,215,000 | 5,679 |
| Loan loss allowance | $630,000 | 5,369 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,258,000 | 5,368 |
| Other real estate owned | $0 | 6,521 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $993,000 | 6,589 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,938,000 | 5,847 |
| Total liabilities | $63,940,000 | 5,906 |
| Total deposits | $63,490,000 | 5,672 |
| Interest-bearing deposits | $57,642,000 | 5,439 |
| Deposits held in domestic offices | $63,490,000 | 5,670 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $35,000 | 5,646 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $415,000 | 5,574 |
| Total equity capital | $8,998,000 | 5,214 |
| Total bank equity capital | $8,998,000 | 5,214 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $225,000 | 5,813 |
| Surplus | $2,725,000 | 4,808 |
| Undivided profits | $6,048,000 | 4,201 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,534,000 | 2,064 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $532,000 | 5,309 |
| Earning assets | $69,324,000 | 5,716 |
| Long-term assets (5+ years) | $8,665,000 | 5,281 |
| Average Assets, year-to-date | $71,948,000 | 5,804 |
| Average Assets, quarterly | $72,769,000 | 5,830 |
| Volatile liabilities | $7,962,000 | 6,292 |
| Insider loans | $3,568,000 | 1,563 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $2,714,000 | 6,919 |
| Tier 1 (core) risk-based capital | $8,639,000 | 5,201 |
| Tier 2 risk-based capital | $599,000 | 5,192 |
| Total risk weighted assets | $47,860,000 | 5,738 |
| Total unused commitments | $2,714,000 | 6,925 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 19 | 6,562 |
| Assets and Liabilities | ||
| Total Assets: | $72,600,000 | 5,856 |
| Cash and due from depository institutions | $1,821,000 | 6,562 |
| Interest-bearing balances | $355,000 | 4,253 |
| Securities | $20,010,000 | 4,689 |
| Federal funds sold & reverse repurchase agreements | $3,825,000 | 3,523 |
| Net loans & leases | $44,837,000 | 5,697 |
| Loan loss allowance | $585,000 | 5,572 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,180,000 | 5,497 |
| Other real estate owned | $0 | 6,562 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $927,000 | 6,659 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,600,000 | 5,856 |
| Total liabilities | $63,692,000 | 5,909 |
| Total deposits | $63,031,000 | 5,698 |
| Interest-bearing deposits | $57,478,000 | 5,451 |
| Deposits held in domestic offices | $63,031,000 | 5,696 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $168,000 | 5,539 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $493,000 | 5,126 |
| Total equity capital | $8,908,000 | 5,246 |
| Total bank equity capital | $8,908,000 | 5,246 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $225,000 | 5,828 |
| Surplus | $2,725,000 | 4,777 |
| Undivided profits | $5,958,000 | 4,262 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,234,000 | 2,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $345,000 | 523 |
| Income earned, not collected on loans | $498,000 | 5,399 |
| Earning assets | $69,027,000 | 5,717 |
| Long-term assets (5+ years) | $6,762,000 | 5,673 |
| Average Assets, year-to-date | $71,618,000 | 5,824 |
| Average Assets, quarterly | $72,083,500 | 5,831 |
| Volatile liabilities | $8,174,000 | 6,245 |
| Insider loans | $3,932,000 | 1,397 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $4,597,000 | 5,928 |
| Tier 1 (core) risk-based capital | $8,429,000 | 5,226 |
| Tier 2 risk-based capital | $585,000 | 5,224 |
| Total risk weighted assets | $47,057,000 | 5,746 |
| Total unused commitments | $4,597,000 | 5,939 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 20 | 6,397 |
| Assets and Liabilities | ||
| Total Assets: | $71,567,000 | 5,843 |
| Cash and due from depository institutions | $2,404,000 | 6,397 |
| Interest-bearing balances | $354,000 | 4,161 |
| Securities | $20,270,000 | 4,635 |
| Federal funds sold & reverse repurchase agreements | $3,133,000 | 4,322 |
| Net loans & leases | $43,617,000 | 5,712 |
| Loan loss allowance | $550,000 | 5,699 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,101,000 | 5,648 |
| Other real estate owned | $41,000 | 6,397 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,001,000 | 6,431 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,567,000 | 5,843 |
| Total liabilities | $62,963,000 | 5,895 |
| Total deposits | $62,502,000 | 5,682 |
| Interest-bearing deposits | $57,084,000 | 5,469 |
| Deposits held in domestic offices | $62,502,000 | 5,680 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $21,000 | 5,638 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $440,000 | 5,489 |
| Total equity capital | $8,604,000 | 5,290 |
| Total bank equity capital | $8,604,000 | 5,290 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $225,000 | 5,851 |
| Surplus | $2,725,000 | 4,751 |
| Undivided profits | $5,654,000 | 4,335 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,150,000 | 2,565 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $359,000 | 479 |
| Income earned, not collected on loans | $568,000 | 4,891 |
| Earning assets | $67,374,000 | 5,747 |
| Long-term assets (5+ years) | $7,117,000 | 5,530 |
| Average Assets, year-to-date | $71,127,000 | 5,835 |
| Average Assets, quarterly | $71,127,000 | 5,835 |
| Volatile liabilities | $7,846,000 | 6,305 |
| Insider loans | $4,093,000 | 1,312 |
| FHLB advances | $21,000 | 5,049 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $3,374,000 | 6,484 |
| Tier 1 (core) risk-based capital | $8,242,000 | 5,258 |
| Tier 2 risk-based capital | $550,000 | 5,362 |
| Total risk weighted assets | $45,945,000 | 5,766 |
| Total unused commitments | $3,374,000 | 6,495 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 20 | 6,395 |
| Assets and Liabilities | ||
| Total Assets: | $70,687,000 | 5,868 |
| Cash and due from depository institutions | $2,359,000 | 6,395 |
| Interest-bearing balances | $354,000 | 4,080 |
| Securities | $19,888,000 | 4,662 |
| Federal funds sold & reverse repurchase agreements | $3,103,000 | 3,868 |
| Net loans & leases | $43,285,000 | 5,749 |
| Loan loss allowance | $509,000 | 5,896 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,094,000 | 5,652 |
| Other real estate owned | $41,000 | 6,395 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $917,000 | 6,740 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,687,000 | 5,868 |
| Total liabilities | $62,328,000 | 5,895 |
| Total deposits | $61,675,000 | 5,691 |
| Interest-bearing deposits | $55,835,000 | 5,486 |
| Deposits held in domestic offices | $61,675,000 | 5,687 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $164,000 | 5,519 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $489,000 | 5,281 |
| Total equity capital | $8,359,000 | 5,349 |
| Total bank equity capital | $8,359,000 | 5,349 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $225,000 | 5,873 |
| Surplus | $2,725,000 | 4,703 |
| Undivided profits | $5,409,000 | 4,424 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,770,000 | 1,729 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $369,000 | 447 |
| Income earned, not collected on loans | $482,000 | 5,727 |
| Earning assets | $66,630,000 | 5,754 |
| Long-term assets (5+ years) | $7,106,000 | 5,478 |
| Average Assets, year-to-date | $70,435,800 | 5,705 |
| Average Assets, quarterly | $69,955,500 | 5,867 |
| Volatile liabilities | $7,538,000 | 6,422 |
| Insider loans | $3,973,000 | 1,334 |
| FHLB advances | $164,000 | 5,012 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $3,466,000 | 6,289 |
| Tier 1 (core) risk-based capital | $7,975,000 | 5,314 |
| Tier 2 risk-based capital | $509,000 | 5,562 |
| Total risk weighted assets | $45,351,000 | 5,802 |
| Total unused commitments | $3,466,000 | 6,291 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 21 | 6,296 |
| Assets and Liabilities | ||
| Total Assets: | $71,483,000 | 5,747 |
| Cash and due from depository institutions | $2,819,000 | 6,296 |
| Interest-bearing balances | $351,000 | 3,995 |
| Securities | $23,875,000 | 4,000 |
| Federal funds sold & reverse repurchase agreements | $999,000 | 5,897 |
| Net loans & leases | $41,500,000 | 5,825 |
| Loan loss allowance | $530,000 | 5,624 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,144,000 | 5,572 |
| Other real estate owned | $41,000 | 6,296 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,105,000 | 6,307 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,483,000 | 5,747 |
| Total liabilities | $62,773,000 | 5,812 |
| Total deposits | $62,227,000 | 5,560 |
| Interest-bearing deposits | $56,005,000 | 5,370 |
| Deposits held in domestic offices | $62,227,000 | 5,556 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $199,000 | 5,295 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $347,000 | 6,491 |
| Total equity capital | $8,710,000 | 5,019 |
| Total bank equity capital | $8,710,000 | 5,019 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $225,000 | 6,007 |
| Surplus | $2,725,000 | 4,638 |
| Undivided profits | $5,760,000 | 4,096 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $851,000 | 3,015 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $640,000 | 5,047 |
| Earning assets | $66,725,000 | 5,669 |
| Long-term assets (5+ years) | $6,845,000 | 5,581 |
| Average Assets, year-to-date | $70,575,600 | 5,609 |
| Average Assets, quarterly | $71,937,000 | 5,684 |
| Volatile liabilities | $9,405,000 | 5,813 |
| Insider loans | $2,126,000 | 2,274 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $3,313,000 | 6,415 |
| Tier 1 (core) risk-based capital | $8,522,000 | 4,946 |
| Tier 2 risk-based capital | $530,000 | 5,314 |
| Total risk weighted assets | $44,916,000 | 5,742 |
| Total unused commitments | $3,313,000 | 6,420 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 20 | 6,531 |
| Assets and Liabilities | ||
| Total Assets: | $69,082,000 | 5,753 |
| Cash and due from depository institutions | $1,494,000 | 6,531 |
| Interest-bearing balances | $206,000 | 3,804 |
| Securities | $23,979,000 | 4,068 |
| Federal funds sold & reverse repurchase agreements | $743,000 | 5,790 |
| Net loans & leases | $40,746,000 | 5,862 |
| Loan loss allowance | $547,000 | 5,422 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,240,000 | 5,402 |
| Other real estate owned | $0 | 6,531 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $880,000 | 6,526 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,082,000 | 5,753 |
| Total liabilities | $61,168,000 | 5,761 |
| Total deposits | $58,025,000 | 5,673 |
| Interest-bearing deposits | $53,160,000 | 5,416 |
| Deposits held in domestic offices | $58,025,000 | 5,668 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,796,000 | 3,637 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $347,000 | 6,899 |
| Total equity capital | $7,914,000 | 5,296 |
| Total bank equity capital | $7,914,000 | 5,296 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $225,000 | 6,193 |
| Surplus | $2,725,000 | 4,619 |
| Undivided profits | $4,964,000 | 4,405 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $705,000 | 3,006 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $330,000 | 6,580 |
| Earning assets | $65,674,000 | 5,614 |
| Long-term assets (5+ years) | $2,555,000 | 7,055 |
| Average Assets, year-to-date | $66,285,200 | 5,693 |
| Average Assets, quarterly | $68,284,000 | 5,729 |
| Volatile liabilities | $11,774,000 | 5,177 |
| Insider loans | $1,612,000 | 2,765 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $3,393,000 | 6,261 |
| Tier 1 (core) risk-based capital | $7,908,000 | 5,189 |
| Tier 2 risk-based capital | $535,180 | 5,175 |
| Total risk weighted assets | $42,802,780 | 5,855 |
| Total unused commitments | $3,393,000 | 6,264 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 20 | 6,743 |
| Assets and Liabilities | ||
| Total Assets: | $64,605,000 | 5,969 |
| Cash and due from depository institutions | $2,150,000 | 6,743 |
| Interest-bearing balances | $611,000 | 2,915 |
| Securities | $24,289,000 | 4,223 |
| Federal funds sold & reverse repurchase agreements | $584,000 | 5,611 |
| Net loans & leases | $36,019,000 | 6,201 |
| Loan loss allowance | $634,000 | 4,865 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $537,000 | 7,559 |
| Other real estate owned | $0 | 6,743 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,026,000 | 6,116 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,605,000 | 5,969 |
| Total liabilities | $57,535,000 | 5,992 |
| Total deposits | $56,666,000 | 5,779 |
| Interest-bearing deposits | $52,186,000 | 5,524 |
| Deposits held in domestic offices | $56,666,000 | 5,777 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $617,000 | 4,883 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $252,000 | 7,473 |
| Total equity capital | $7,070,000 | 5,608 |
| Total bank equity capital | $7,070,000 | 5,608 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $225,000 | 6,413 |
| Surplus | $2,725,000 | 4,612 |
| Undivided profits | $4,120,000 | 4,711 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $281,000 | 4,934 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $226,000 | 7,455 |
| Earning assets | $61,503,000 | 5,826 |
| Long-term assets (5+ years) | $4,375,000 | 6,549 |
| Average Assets, year-to-date | $64,190,000 | 5,844 |
| Average Assets, quarterly | $64,227,500 | 5,956 |
| Volatile liabilities | $7,315,000 | 6,326 |
| Insider loans | $143,000 | 7,620 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $2,820,000 | 6,778 |
| Tier 1 (core) risk-based capital | $7,385,000 | 5,443 |
| Tier 2 risk-based capital | $479,680 | 5,481 |
| Total risk weighted assets | $38,220,080 | 6,175 |
| Total unused commitments | $2,820,000 | 6,783 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 17 | 7,418 |
| Assets and Liabilities | ||
| Total Assets: | $64,773,000 | 6,006 |
| Cash and due from depository institutions | $2,345,000 | 7,418 |
| Interest-bearing balances | $611,000 | 3,284 |
| Securities | $22,146,000 | 4,513 |
| Federal funds sold & reverse repurchase agreements | $3,295,000 | 4,573 |
| Net loans & leases | $35,862,000 | 6,084 |
| Loan loss allowance | $634,000 | 4,805 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $521,000 | 7,675 |
| Other real estate owned | $0 | 7,418 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $604,000 | 7,615 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,773,000 | 6,006 |
| Total liabilities | $56,386,000 | 6,102 |
| Total deposits | $55,533,000 | 5,935 |
| Interest-bearing deposits | $50,604,000 | 5,676 |
| Deposits held in domestic offices | $55,533,000 | 5,932 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $594,000 | 4,104 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $259,000 | 7,931 |
| Total equity capital | $8,387,000 | 5,003 |
| Total bank equity capital | $8,387,000 | 5,003 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $225,000 | 6,530 |
| Surplus | $2,725,000 | 4,485 |
| Undivided profits | $5,437,000 | 4,202 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $265,000 | 5,474 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $201,000 | 7,898 |
| Earning assets | $61,914,000 | 5,854 |
| Long-term assets (5+ years) | $8,488,000 | 5,107 |
| Average Assets, year-to-date | $62,015,400 | 5,958 |
| Average Assets, quarterly | $63,658,500 | 5,993 |
| Volatile liabilities | $6,760,000 | 6,159 |
| Insider loans | $884,000 | 3,852 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,301,000 | 7,162 |
| Tier 1 (core) risk-based capital | $8,277,000 | 4,878 |
| Tier 2 risk-based capital | $478,630 | 5,371 |
| Total risk weighted assets | $38,135,230 | 6,060 |
| Total unused commitments | $2,301,000 | 7,175 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 19 | 7,328 |
| Assets and Liabilities | ||
| Total Assets: | $60,654,000 | 6,315 |
| Cash and due from depository institutions | $1,274,000 | 7,328 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $21,793,000 | 4,614 |
| Federal funds sold & reverse repurchase agreements | $1,635,000 | 5,455 |
| Net loans & leases | $34,811,000 | 6,327 |
| Loan loss allowance | $596,000 | 5,076 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $481,000 | 8,018 |
| Other real estate owned | $35,000 | 7,328 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $625,000 | 7,760 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,654,000 | 6,315 |
| Total liabilities | $53,036,000 | 6,396 |
| Total deposits | $52,532,000 | 6,218 |
| Interest-bearing deposits | $48,658,000 | 5,877 |
| Deposits held in domestic offices | $52,532,000 | 6,211 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $198,000 | 4,556 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $306,000 | 7,712 |
| Total equity capital | $7,618,000 | 5,389 |
| Total bank equity capital | $7,618,000 | 5,389 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $225,000 | 6,806 |
| Surplus | $2,725,000 | 4,463 |
| Undivided profits | $4,668,000 | 4,662 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $731,000 | 3,148 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $220,000 | 7,948 |
| Earning assets | $58,239,000 | 6,110 |
| Long-term assets (5+ years) | $6,967,000 | 5,215 |
| Average Assets, year-to-date | $60,189,200 | 6,137 |
| Average Assets, quarterly | $60,551,000 | 6,253 |
| Volatile liabilities | $6,557,000 | 6,321 |
| Insider loans | $375,000 | 6,155 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,329,000 | 7,089 |
| Tier 1 (core) risk-based capital | $7,573,000 | 5,266 |
| Tier 2 risk-based capital | $446,690 | 5,584 |
| Total risk weighted assets | $35,585,690 | 6,378 |
| Total unused commitments | $2,329,000 | 7,095 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 19 | 7,667 |
| Assets and Liabilities | ||
| Total Assets: | $60,034,000 | 6,524 |
| Cash and due from depository institutions | $1,870,000 | 7,667 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $24,268,000 | 4,600 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $32,646,000 | 6,626 |
| Loan loss allowance | $612,000 | 5,140 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $496,000 | 8,122 |
| Other real estate owned | $104,000 | 7,667 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $650,000 | 7,923 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,034,000 | 6,524 |
| Total liabilities | $53,159,000 | 6,566 |
| Total deposits | $52,479,000 | 6,411 |
| Interest-bearing deposits | $48,226,000 | 6,107 |
| Deposits held in domestic offices | $52,479,000 | 6,402 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $250,000 | 3,563 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $92,000 | 4,893 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $338,000 | 7,450 |
| Total equity capital | $6,875,000 | 5,874 |
| Total bank equity capital | $6,875,000 | 5,874 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $225,000 | 7,182 |
| Surplus | $2,725,000 | 4,533 |
| Undivided profits | $3,925,000 | 5,196 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $797,000 | 3,174 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $191,000 | 8,615 |
| Earning assets | $56,914,000 | 6,371 |
| Long-term assets (5+ years) | $9,944,000 | 4,226 |
| Average Assets, year-to-date | $58,392,000 | 6,478 |
| Average Assets, quarterly | $59,758,500 | 6,487 |
| Volatile liabilities | $5,372,000 | 6,865 |
| Insider loans | $822,000 | 4,134 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,261,000 | 8,427 |
| Tier 1 (core) risk-based capital | $6,882,000 | 5,760 |
| Tier 2 risk-based capital | $435,480 | 5,801 |
| Total risk weighted assets | $34,662,080 | 6,564 |
| Total unused commitments | $1,261,000 | 8,438 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 18 | 8,186 |
| Assets and Liabilities | ||
| Total Assets: | $57,277,000 | 6,863 |
| Cash and due from depository institutions | $1,944,000 | 8,186 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $22,757,000 | 5,054 |
| Federal funds sold & reverse repurchase agreements | $1,350,000 | 6,641 |
| Net loans & leases | $30,029,000 | 6,982 |
| Loan loss allowance | $547,000 | 5,667 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $545,000 | 8,062 |
| Other real estate owned | $113,000 | 8,186 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $539,000 | 8,885 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,277,000 | 6,863 |
| Total liabilities | $50,908,000 | 6,901 |
| Total deposits | $50,488,000 | 6,736 |
| Interest-bearing deposits | $46,271,000 | 6,418 |
| Deposits held in domestic offices | $50,488,000 | 6,729 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $91,000 | 4,428 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $329,000 | 7,930 |
| Total equity capital | $6,369,000 | 6,270 |
| Total bank equity capital | $6,369,000 | 6,270 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $225,000 | 7,547 |
| Surplus | $2,600,000 | 4,631 |
| Undivided profits | $3,544,000 | 5,665 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $469,000 | 4,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $188,000 | 8,999 |
| Earning assets | $54,136,000 | 6,712 |
| Long-term assets (5+ years) | $8,492,000 | 4,452 |
| Average Assets, year-to-date | $53,902,000 | 6,916 |
| Average Assets, quarterly | $56,032,500 | 6,897 |
| Volatile liabilities | $4,975,000 | 6,940 |
| Insider loans | $879,000 | 4,041 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $757,000 | 9,490 |
| Tier 1 (core) risk-based capital | $6,325,000 | 6,173 |
| Tier 2 risk-based capital | $414,570 | 6,028 |
| Total risk weighted assets | $33,033,070 | 6,787 |
| Total unused commitments | $757,000 | 9,498 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 19 | 8,329 |
| Assets and Liabilities | ||
| Total Assets: | $52,121,000 | 7,316 |
| Cash and due from depository institutions | $2,000,000 | 8,329 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $19,648,000 | 5,943 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $29,059,000 | 7,174 |
| Loan loss allowance | $569,000 | 5,641 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $577,000 | 8,055 |
| Other real estate owned | $0 | 8,329 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $837,000 | 7,510 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,121,000 | 7,316 |
| Total liabilities | $46,373,000 | 7,376 |
| Total deposits | $45,223,000 | 7,287 |
| Interest-bearing deposits | $41,385,000 | 6,936 |
| Deposits held in domestic offices | $45,223,000 | 7,278 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $800,000 | 3,560 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $165,000 | 4,527 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $185,000 | 9,298 |
| Total equity capital | $5,748,000 | 6,464 |
| Total bank equity capital | $5,748,000 | 6,464 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $225,000 | 7,979 |
| Surplus | $2,600,000 | 4,585 |
| Undivided profits | $2,923,000 | 5,983 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $711,000 | 3,380 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $158,000 | 9,483 |
| Earning assets | $48,707,000 | 7,190 |
| Long-term assets (5+ years) | $8,305,000 | 4,608 |
| Average Assets, year-to-date | $51,356,800 | 7,277 |
| Average Assets, quarterly | $51,978,500 | 7,296 |
| Volatile liabilities | $5,122,000 | 6,653 |
| Insider loans | $713,000 | 4,635 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,007,000 | 9,093 |
| Tier 1 (core) risk-based capital | $5,973,000 | 6,391 |
| Tier 2 risk-based capital | $399,260 | 6,237 |
| Total risk weighted assets | $31,770,860 | 6,976 |
| Total unused commitments | $1,007,000 | 9,105 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 19 | 8,670 |
| Assets and Liabilities | ||
| Total Assets: | $50,782,000 | 7,670 |
| Cash and due from depository institutions | $2,300,000 | 8,670 |
| Interest-bearing balances | $50,000 | 7,077 |
| Securities | $18,085,000 | 6,566 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 7,708 |
| Net loans & leases | $28,133,000 | 7,302 |
| Loan loss allowance | $609,000 | 5,525 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $614,000 | 8,028 |
| Other real estate owned | $35,000 | 8,670 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $615,000 | 8,439 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,782,000 | 7,670 |
| Total liabilities | $45,227,000 | 7,753 |
| Total deposits | $44,970,000 | 7,592 |
| Interest-bearing deposits | $41,089,000 | 7,272 |
| Deposits held in domestic offices | $44,970,000 | 7,584 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $69,000 | 4,542 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $188,000 | 9,522 |
| Total equity capital | $5,555,000 | 6,755 |
| Total bank equity capital | $5,555,000 | 6,755 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $225,000 | 8,393 |
| Surplus | $2,425,000 | 4,818 |
| Undivided profits | $2,905,000 | 6,257 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $957,000 | 3,266 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $145,000 | 9,642 |
| Earning assets | $47,268,000 | 7,591 |
| Long-term assets (5+ years) | $8,558,000 | 4,806 |
| Average Assets, year-to-date | $49,182,000 | 7,675 |
| Average Assets, quarterly | $50,083,000 | 7,673 |
| Volatile liabilities | $3,620,000 | 7,719 |
| Insider loans | $764,000 | 4,490 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $971,000 | 9,305 |
| Tier 1 (core) risk-based capital | $5,555,000 | 6,662 |
| Tier 2 risk-based capital | $385,750 | 6,462 |
| Total risk weighted assets | $30,636,650 | 7,190 |
| Total unused commitments | $971,000 | 9,333 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 19 | 8,886 |
| Assets and Liabilities | ||
| Total Assets: | $48,028,000 | 8,076 |
| Cash and due from depository institutions | $2,311,000 | 8,886 |
| Interest-bearing balances | $95,000 | 7,369 |
| Securities | $16,503,000 | 6,939 |
| Federal funds sold & reverse repurchase agreements | $670,000 | 9,675 |
| Net loans & leases | $27,343,000 | 7,484 |
| Loan loss allowance | $614,000 | 5,545 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $648,000 | 7,939 |
| Other real estate owned | $47,000 | 8,886 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $506,000 | 9,631 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,028,000 | 8,076 |
| Total liabilities | $43,119,000 | 8,155 |
| Total deposits | $42,613,000 | 8,039 |
| Interest-bearing deposits | $39,228,000 | 7,708 |
| Deposits held in domestic offices | $42,613,000 | 8,033 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $199,000 | 3,897 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $307,000 | 8,118 |
| Total equity capital | $4,909,000 | 7,187 |
| Total bank equity capital | $4,909,000 | 7,187 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $225,000 | 8,812 |
| Surplus | $2,325,000 | 4,903 |
| Undivided profits | $2,359,000 | 6,844 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,261,000 | 3,102 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $146,000 | 10,142 |
| Earning assets | $44,611,000 | 7,971 |
| Long-term assets (5+ years) | $8,330,000 | 4,863 |
| Average Assets, year-to-date | $47,078,400 | 8,004 |
| Average Assets, quarterly | $47,631,000 | 8,060 |
| Volatile liabilities | $3,057,000 | 8,482 |
| Insider loans | $140,000 | 4,834 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $745,000 | 9,824 |
| Tier 1 (core) risk-based capital | $4,909,000 | 7,117 |
| Tier 2 risk-based capital | $374,600 | 6,554 |
| Total risk weighted assets | $29,728,300 | 7,366 |
| Total unused commitments | $745,000 | 9,851 |
| Derivatives | $0 | 651 |