Home > Farmers State Bank > Income and Expense
Farmers State Bank, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $396,000 | 5,914 |
| Total interest expense | $18,000 | 5,953 |
| Net interest income | $378,000 | 5,895 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $43,000 | 5,691 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $7,000 | 5,753 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $36,000 | 5,257 |
| Total noninterest expense | $177,000 | 6,023 |
| Salaries and employee benefits | $253,000 | 5,748 |
| Premises and equipment expense | $12,000 | 5,996 |
| Additional noninterest expense | $-88,000 | 6,067 |
| Pre-tax net operating income | $244,000 | 4,946 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $9,000 | 3,977 |
| Income before extraordinary items | $235,000 | 4,872 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $235,000 | 4,872 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $235,000 | 4,872 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $1,160,000 | 1,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $235,000 | 4,822 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $198,000 | 5,974 |
| Total interest expense | $8,000 | 6,025 |
| Net interest income | $190,000 | 5,956 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $12,000 | 5,901 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $4,000 | 5,779 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $8,000 | 5,642 |
| Total noninterest expense | $127,000 | 6,036 |
| Salaries and employee benefits | $89,000 | 5,954 |
| Premises and equipment expense | $6,000 | 6,048 |
| Additional noninterest expense | $32,000 | 6,064 |
| Pre-tax net operating income | $75,000 | 5,261 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $3,000 | 4,042 |
| Income before extraordinary items | $72,000 | 5,257 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $72,000 | 5,258 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $72,000 | 5,258 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $30,000 | 2,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $72,000 | 5,194 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $829,000 | 6,002 |
| Total interest expense | $34,000 | 6,074 |
| Net interest income | $795,000 | 5,982 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $107,000 | 5,655 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $20,000 | 5,818 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $87,000 | 5,189 |
| Total noninterest expense | $671,000 | 6,019 |
| Salaries and employee benefits | $439,000 | 5,940 |
| Premises and equipment expense | $40,000 | 6,068 |
| Additional noninterest expense | $192,000 | 6,035 |
| Pre-tax net operating income | $231,000 | 5,405 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $8,000 | 4,139 |
| Income before extraordinary items | $223,000 | 5,411 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $223,000 | 5,413 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $223,000 | 5,414 |
| Net charge-offs | $0 | 4,462 |
| Cash dividends | $120,000 | 3,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $223,000 | 5,363 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $625,000 | 6,089 |
| Total interest expense | $27,000 | 6,156 |
| Net interest income | $598,000 | 6,065 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $44,000 | 5,990 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $15,000 | 5,897 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $29,000 | 5,681 |
| Total noninterest expense | $413,000 | 6,159 |
| Salaries and employee benefits | $269,000 | 6,095 |
| Premises and equipment expense | $26,000 | 6,174 |
| Additional noninterest expense | $118,000 | 6,171 |
| Pre-tax net operating income | $229,000 | 5,398 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $12,000 | 4,095 |
| Income before extraordinary items | $217,000 | 5,382 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $217,000 | 5,384 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $217,000 | 5,385 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $90,000 | 3,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $217,000 | 5,331 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $420,000 | 6,154 |
| Total interest expense | $17,000 | 6,233 |
| Net interest income | $403,000 | 6,125 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $23,000 | 6,113 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $10,000 | 5,963 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $13,000 | 5,867 |
| Total noninterest expense | $278,000 | 6,231 |
| Salaries and employee benefits | $181,000 | 6,155 |
| Premises and equipment expense | $17,000 | 6,247 |
| Additional noninterest expense | $80,000 | 6,239 |
| Pre-tax net operating income | $148,000 | 5,434 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $12,000 | 4,005 |
| Income before extraordinary items | $136,000 | 5,440 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $136,000 | 5,440 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $136,000 | 5,443 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $60,000 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $136,000 | 5,385 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $209,000 | 6,222 |
| Total interest expense | $8,000 | 6,311 |
| Net interest income | $201,000 | 6,187 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $13,000 | 6,149 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $5,000 | 6,004 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $8,000 | 5,873 |
| Total noninterest expense | $125,000 | 6,330 |
| Salaries and employee benefits | $83,000 | 6,256 |
| Premises and equipment expense | $6,000 | 6,339 |
| Additional noninterest expense | $36,000 | 6,334 |
| Pre-tax net operating income | $89,000 | 5,305 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $12,000 | 3,754 |
| Income before extraordinary items | $77,000 | 5,342 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $77,000 | 5,345 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $77,000 | 5,345 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $30,000 | 2,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $77,000 | 5,277 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $760,000 | 6,342 |
| Total interest expense | $34,000 | 6,402 |
| Net interest income | $726,000 | 6,308 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $110,000 | 5,907 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $20,000 | 6,136 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $90,000 | 5,322 |
| Total noninterest expense | $625,000 | 6,357 |
| Salaries and employee benefits | $397,000 | 6,281 |
| Premises and equipment expense | $35,000 | 6,422 |
| Additional noninterest expense | $193,000 | 6,349 |
| Pre-tax net operating income | $211,000 | 5,650 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $9,000 | 4,216 |
| Income before extraordinary items | $202,000 | 5,654 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $202,000 | 5,655 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $202,000 | 5,656 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $190,000 | 3,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $202,000 | 5,613 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $550,000 | 6,422 |
| Total interest expense | $26,000 | 6,481 |
| Net interest income | $524,000 | 6,399 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $54,000 | 6,222 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $16,000 | 6,192 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $38,000 | 5,792 |
| Total noninterest expense | $404,000 | 6,475 |
| Salaries and employee benefits | $260,000 | 6,393 |
| Premises and equipment expense | $20,000 | 6,529 |
| Additional noninterest expense | $124,000 | 6,474 |
| Pre-tax net operating income | $174,000 | 5,689 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $9,000 | 4,218 |
| Income before extraordinary items | $165,000 | 5,684 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $165,000 | 5,683 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $165,000 | 5,684 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $100,000 | 3,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $165,000 | 5,643 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $359,000 | 6,493 |
| Total interest expense | $17,000 | 6,547 |
| Net interest income | $342,000 | 6,469 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $24,000 | 6,391 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $10,000 | 6,259 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $14,000 | 6,086 |
| Total noninterest expense | $268,000 | 6,541 |
| Salaries and employee benefits | $172,000 | 6,463 |
| Premises and equipment expense | $13,000 | 6,590 |
| Additional noninterest expense | $83,000 | 6,531 |
| Pre-tax net operating income | $98,000 | 5,774 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $9,000 | 4,116 |
| Income before extraordinary items | $89,000 | 5,797 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $89,000 | 5,799 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $89,000 | 5,799 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $65,000 | 3,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $89,000 | 5,758 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $183,000 | 6,557 |
| Total interest expense | $8,000 | 6,624 |
| Net interest income | $175,000 | 6,530 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $15,000 | 6,382 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $5,000 | 6,292 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $10,000 | 5,976 |
| Total noninterest expense | $129,000 | 6,623 |
| Salaries and employee benefits | $84,000 | 6,549 |
| Premises and equipment expense | $6,000 | 6,654 |
| Additional noninterest expense | $39,000 | 6,620 |
| Pre-tax net operating income | $61,000 | 5,651 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $9,000 | 3,854 |
| Income before extraordinary items | $52,000 | 5,688 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $52,000 | 5,689 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $52,000 | 5,689 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $30,000 | 2,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $52,000 | 5,652 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $746,000 | 6,626 |
| Total interest expense | $38,000 | 6,701 |
| Net interest income | $708,000 | 6,594 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $104,000 | 6,178 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $25,000 | 6,358 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $79,000 | 5,566 |
| Total noninterest expense | $596,000 | 6,656 |
| Salaries and employee benefits | $388,000 | 6,574 |
| Premises and equipment expense | $34,000 | 6,708 |
| Additional noninterest expense | $174,000 | 6,666 |
| Pre-tax net operating income | $216,000 | 5,679 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $8,000 | 4,340 |
| Income before extraordinary items | $208,000 | 5,685 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $208,000 | 5,687 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $208,000 | 5,687 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $120,000 | 3,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $208,000 | 5,631 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $543,000 | 6,716 |
| Total interest expense | $29,000 | 6,780 |
| Net interest income | $514,000 | 6,686 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $63,000 | 6,386 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $16,000 | 6,471 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $47,000 | 5,810 |
| Total noninterest expense | $390,000 | 6,769 |
| Salaries and employee benefits | $257,000 | 6,683 |
| Premises and equipment expense | $18,000 | 6,817 |
| Additional noninterest expense | $115,000 | 6,764 |
| Pre-tax net operating income | $187,000 | 5,722 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $7,000 | 4,397 |
| Income before extraordinary items | $180,000 | 5,708 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $180,000 | 5,709 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $180,000 | 5,709 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $90,000 | 3,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $180,000 | 5,644 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $356,000 | 6,772 |
| Total interest expense | $21,000 | 6,820 |
| Net interest income | $335,000 | 6,743 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $23,000 | 6,624 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $11,000 | 6,492 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $12,000 | 6,315 |
| Total noninterest expense | $255,000 | 6,823 |
| Salaries and employee benefits | $170,000 | 6,739 |
| Premises and equipment expense | $11,000 | 6,873 |
| Additional noninterest expense | $74,000 | 6,819 |
| Pre-tax net operating income | $103,000 | 5,801 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $7,000 | 4,301 |
| Income before extraordinary items | $96,000 | 5,875 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $96,000 | 5,877 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $96,000 | 5,877 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $60,000 | 3,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $96,000 | 5,785 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $179,000 | 6,843 |
| Total interest expense | $11,000 | 6,895 |
| Net interest income | $168,000 | 6,813 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $13,000 | 6,651 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $4,000 | 6,617 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $9,000 | 6,201 |
| Total noninterest expense | $123,000 | 6,910 |
| Salaries and employee benefits | $85,000 | 6,807 |
| Premises and equipment expense | $6,000 | 6,929 |
| Additional noninterest expense | $32,000 | 6,925 |
| Pre-tax net operating income | $58,000 | 5,757 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $7,000 | 4,068 |
| Income before extraordinary items | $51,000 | 5,840 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $51,000 | 5,842 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $51,000 | 5,842 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $30,000 | 2,499 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $51,000 | 5,753 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $762,000 | 6,897 |
| Total interest expense | $45,000 | 6,993 |
| Net interest income | $717,000 | 6,860 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $209,000 | 5,642 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $21,000 | 6,652 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $188,000 | 4,672 |
| Total noninterest expense | $706,000 | 6,840 |
| Salaries and employee benefits | $469,000 | 6,692 |
| Premises and equipment expense | $34,000 | 6,975 |
| Additional noninterest expense | $203,000 | 6,861 |
| Pre-tax net operating income | $220,000 | 5,631 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $7,000 | 4,456 |
| Income before extraordinary items | $213,000 | 5,749 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $213,000 | 5,747 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $213,000 | 5,748 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $130,000 | 3,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $213,000 | 5,569 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $570,000 | 7,007 |
| Total interest expense | $34,000 | 7,101 |
| Net interest income | $536,000 | 6,966 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $116,000 | 6,020 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $15,000 | 6,750 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $101,000 | 5,117 |
| Total noninterest expense | $422,000 | 7,026 |
| Salaries and employee benefits | $262,000 | 6,941 |
| Premises and equipment expense | $16,000 | 7,116 |
| Additional noninterest expense | $144,000 | 6,978 |
| Pre-tax net operating income | $230,000 | 5,577 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $6,000 | 4,487 |
| Income before extraordinary items | $224,000 | 5,624 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $224,000 | 5,623 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $224,000 | 5,623 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $90,000 | 3,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $224,000 | 5,448 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $382,000 | 7,066 |
| Total interest expense | $25,000 | 7,157 |
| Net interest income | $357,000 | 7,024 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $34,000 | 6,690 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $10,000 | 6,796 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $24,000 | 6,030 |
| Total noninterest expense | $271,000 | 7,099 |
| Salaries and employee benefits | $173,000 | 7,005 |
| Premises and equipment expense | $10,000 | 7,179 |
| Additional noninterest expense | $88,000 | 7,072 |
| Pre-tax net operating income | $120,000 | 5,764 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $6,000 | 4,385 |
| Income before extraordinary items | $114,000 | 5,868 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $114,000 | 5,868 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $114,000 | 5,868 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $60,000 | 3,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $114,000 | 5,701 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $197,000 | 7,114 |
| Total interest expense | $13,000 | 7,215 |
| Net interest income | $184,000 | 7,062 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $13,000 | 6,859 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $5,000 | 6,835 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $8,000 | 6,361 |
| Total noninterest expense | $132,000 | 7,172 |
| Salaries and employee benefits | $89,000 | 7,058 |
| Premises and equipment expense | $5,000 | 7,233 |
| Additional noninterest expense | $38,000 | 7,174 |
| Pre-tax net operating income | $65,000 | 5,778 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $6,000 | 4,170 |
| Income before extraordinary items | $59,000 | 5,878 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $59,000 | 5,878 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $59,000 | 5,878 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $30,000 | 2,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $59,000 | 5,734 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $843,000 | 7,150 |
| Total interest expense | $81,000 | 7,237 |
| Net interest income | $762,000 | 7,101 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $224,000 | 5,595 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $25,000 | 6,683 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $199,000 | 4,471 |
| Total noninterest expense | $762,000 | 7,064 |
| Salaries and employee benefits | $481,000 | 6,931 |
| Premises and equipment expense | $41,000 | 7,215 |
| Additional noninterest expense | $240,000 | 7,035 |
| Pre-tax net operating income | $224,000 | 5,438 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $10,000 | 4,308 |
| Income before extraordinary items | $214,000 | 5,509 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $214,000 | 5,511 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $214,000 | 5,511 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $160,000 | 3,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $214,000 | 5,390 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $642,000 | 7,217 |
| Total interest expense | $65,000 | 7,304 |
| Net interest income | $577,000 | 7,166 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $198,000 | 5,494 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $20,000 | 6,703 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $178,000 | 4,273 |
| Total noninterest expense | $486,000 | 7,202 |
| Salaries and employee benefits | $285,000 | 7,138 |
| Premises and equipment expense | $19,000 | 7,359 |
| Additional noninterest expense | $182,000 | 7,082 |
| Pre-tax net operating income | $289,000 | 5,157 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $9,000 | 4,287 |
| Income before extraordinary items | $280,000 | 5,148 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $280,000 | 5,149 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $280,000 | 5,149 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $120,000 | 3,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $280,000 | 5,024 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $438,000 | 7,279 |
| Total interest expense | $45,000 | 7,373 |
| Net interest income | $393,000 | 7,217 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $75,000 | 6,205 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $14,000 | 6,716 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $61,000 | 5,244 |
| Total noninterest expense | $337,000 | 7,253 |
| Salaries and employee benefits | $188,000 | 7,209 |
| Premises and equipment expense | $12,000 | 7,437 |
| Additional noninterest expense | $137,000 | 7,070 |
| Pre-tax net operating income | $131,000 | 5,514 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $9,000 | 4,140 |
| Income before extraordinary items | $122,000 | 5,545 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $122,000 | 5,544 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $122,000 | 5,545 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $80,000 | 2,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $122,000 | 5,457 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $221,000 | 7,334 |
| Total interest expense | $23,000 | 7,437 |
| Net interest income | $198,000 | 7,263 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $17,000 | 6,903 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $7,000 | 6,714 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $10,000 | 6,371 |
| Total noninterest expense | $147,000 | 7,380 |
| Salaries and employee benefits | $91,000 | 7,276 |
| Premises and equipment expense | $6,000 | 7,489 |
| Additional noninterest expense | $50,000 | 7,339 |
| Pre-tax net operating income | $68,000 | 5,520 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $9,000 | 3,835 |
| Income before extraordinary items | $59,000 | 5,570 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $59,000 | 5,568 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $59,000 | 5,569 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $40,000 | 2,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $59,000 | 5,521 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $965,000 | 7,372 |
| Total interest expense | $103,000 | 7,517 |
| Net interest income | $862,000 | 7,269 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $253,000 | 5,651 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $28,000 | 6,534 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $225,000 | 4,413 |
| Total noninterest expense | $815,000 | 7,264 |
| Salaries and employee benefits | $556,000 | 7,018 |
| Premises and equipment expense | $39,000 | 7,511 |
| Additional noninterest expense | $220,000 | 7,353 |
| Pre-tax net operating income | $300,000 | 4,898 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $13,000 | 4,154 |
| Income before extraordinary items | $287,000 | 4,982 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $287,000 | 4,985 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $287,000 | 4,985 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $195,000 | 3,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $287,000 | 4,843 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $737,000 | 7,470 |
| Total interest expense | $78,000 | 7,629 |
| Net interest income | $659,000 | 7,360 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $97,000 | 6,570 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $22,000 | 6,616 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $75,000 | 5,577 |
| Total noninterest expense | $451,000 | 7,542 |
| Salaries and employee benefits | $280,000 | 7,440 |
| Premises and equipment expense | $22,000 | 7,663 |
| Additional noninterest expense | $149,000 | 7,508 |
| Pre-tax net operating income | $305,000 | 4,839 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $12,000 | 4,186 |
| Income before extraordinary items | $293,000 | 4,909 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $293,000 | 4,911 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $293,000 | 4,912 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $120,000 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $293,000 | 4,715 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $499,000 | 7,534 |
| Total interest expense | $52,000 | 7,705 |
| Net interest income | $447,000 | 7,412 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $87,000 | 6,281 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $14,000 | 6,675 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $73,000 | 5,101 |
| Total noninterest expense | $308,000 | 7,598 |
| Salaries and employee benefits | $189,000 | 7,496 |
| Premises and equipment expense | $16,000 | 7,713 |
| Additional noninterest expense | $103,000 | 7,543 |
| Pre-tax net operating income | $226,000 | 4,781 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $12,000 | 4,023 |
| Income before extraordinary items | $214,000 | 4,801 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $214,000 | 4,802 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $214,000 | 4,801 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $80,000 | 2,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $214,000 | 4,649 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $253,000 | 7,624 |
| Total interest expense | $27,000 | 7,806 |
| Net interest income | $226,000 | 7,493 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $16,000 | 7,253 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $6,000 | 6,781 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $10,000 | 6,608 |
| Total noninterest expense | $145,000 | 7,736 |
| Salaries and employee benefits | $90,000 | 7,625 |
| Premises and equipment expense | $9,000 | 7,776 |
| Additional noninterest expense | $46,000 | 7,713 |
| Pre-tax net operating income | $97,000 | 5,086 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $10,000 | 3,808 |
| Income before extraordinary items | $87,000 | 5,156 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $87,000 | 5,157 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $87,000 | 5,156 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $40,000 | 2,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $87,000 | 5,032 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,102,000 | 7,651 |
| Total interest expense | $146,000 | 7,853 |
| Net interest income | $956,000 | 7,479 |
| Provision for loan and lease losses | $25,000 | 7,123 |
| Total noninterest income | $249,000 | 5,921 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $31,000 | 6,759 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $218,000 | 4,503 |
| Total noninterest expense | $808,000 | 7,600 |
| Salaries and employee benefits | $563,000 | 7,284 |
| Premises and equipment expense | $39,000 | 7,855 |
| Additional noninterest expense | $206,000 | 7,735 |
| Pre-tax net operating income | $372,000 | 4,318 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $11,000 | 3,858 |
| Income before extraordinary items | $361,000 | 4,275 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $361,000 | 4,276 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $361,000 | 4,275 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $235,000 | 3,497 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $361,000 | 4,219 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $850,000 | 7,717 |
| Total interest expense | $115,000 | 7,936 |
| Net interest income | $735,000 | 7,532 |
| Provision for loan and lease losses | $25,000 | 6,864 |
| Total noninterest income | $154,000 | 6,295 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $23,000 | 6,813 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $131,000 | 4,991 |
| Total noninterest expense | $417,000 | 7,902 |
| Salaries and employee benefits | $261,000 | 7,785 |
| Premises and equipment expense | $23,000 | 7,979 |
| Additional noninterest expense | $133,000 | 7,873 |
| Pre-tax net operating income | $447,000 | 4,042 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $10,000 | 4,043 |
| Income before extraordinary items | $437,000 | 3,912 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $437,000 | 3,909 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $437,000 | 3,911 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $135,000 | 3,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $437,000 | 3,815 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $582,000 | 7,784 |
| Total interest expense | $82,000 | 8,017 |
| Net interest income | $500,000 | 7,561 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $48,000 | 7,191 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $14,000 | 6,894 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $34,000 | 6,268 |
| Total noninterest expense | $277,000 | 7,991 |
| Salaries and employee benefits | $173,000 | 7,872 |
| Premises and equipment expense | $15,000 | 8,064 |
| Additional noninterest expense | $89,000 | 7,942 |
| Pre-tax net operating income | $271,000 | 4,281 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $10,000 | 4,008 |
| Income before extraordinary items | $261,000 | 4,184 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $261,000 | 4,184 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $261,000 | 4,184 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $85,000 | 3,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $261,000 | 4,078 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $294,000 | 7,830 |
| Total interest expense | $44,000 | 8,062 |
| Net interest income | $250,000 | 7,588 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $17,000 | 7,517 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $7,000 | 6,895 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $10,000 | 6,874 |
| Total noninterest expense | $125,000 | 8,081 |
| Salaries and employee benefits | $84,000 | 7,935 |
| Premises and equipment expense | $8,000 | 8,085 |
| Additional noninterest expense | $33,000 | 8,083 |
| Pre-tax net operating income | $142,000 | 4,588 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $10,000 | 3,971 |
| Income before extraordinary items | $132,000 | 4,556 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $132,000 | 4,560 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $132,000 | 4,560 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $40,000 | 2,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $132,000 | 4,388 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,200,000 | 7,867 |
| Total interest expense | $302,000 | 7,998 |
| Net interest income | $898,000 | 7,712 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $333,000 | 5,653 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $32,000 | 6,875 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $301,000 | 4,098 |
| Total noninterest expense | $850,000 | 7,738 |
| Salaries and employee benefits | $597,000 | 7,412 |
| Premises and equipment expense | $61,000 | 7,960 |
| Additional noninterest expense | $192,000 | 7,910 |
| Pre-tax net operating income | $381,000 | 5,184 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $10,000 | 4,529 |
| Income before extraordinary items | $371,000 | 4,845 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $371,000 | 4,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,996 |
| Cash dividends | $335,000 | 3,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $371,000 | 5,018 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $905,000 | 7,953 |
| Total interest expense | $238,000 | 8,070 |
| Net interest income | $667,000 | 7,791 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $45,000 | 7,796 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $26,000 | 6,896 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $19,000 | 7,454 |
| Total noninterest expense | $379,000 | 8,175 |
| Salaries and employee benefits | $249,000 | 8,069 |
| Premises and equipment expense | $21,000 | 8,257 |
| Additional noninterest expense | $109,000 | 8,138 |
| Pre-tax net operating income | $333,000 | 5,518 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $9,000 | 4,894 |
| Income before extraordinary items | $324,000 | 5,113 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $324,000 | 5,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,890 |
| Cash dividends | $200,000 | 3,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $324,000 | 5,281 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $607,000 | 8,008 |
| Total interest expense | $165,000 | 8,132 |
| Net interest income | $442,000 | 7,835 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $32,000 | 7,831 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $17,000 | 6,937 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $15,000 | 7,431 |
| Total noninterest expense | $251,000 | 8,240 |
| Salaries and employee benefits | $165,000 | 8,131 |
| Premises and equipment expense | $14,000 | 8,328 |
| Additional noninterest expense | $72,000 | 8,208 |
| Pre-tax net operating income | $223,000 | 5,667 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $9,000 | 5,023 |
| Income before extraordinary items | $214,000 | 5,509 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $214,000 | 5,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,855 |
| Cash dividends | $120,000 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $214,000 | 5,442 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $315,000 | 8,042 |
| Total interest expense | $87,000 | 8,166 |
| Net interest income | $228,000 | 7,850 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $21,000 | 7,662 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $10,000 | 6,870 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $11,000 | 7,150 |
| Total noninterest expense | $126,000 | 8,285 |
| Salaries and employee benefits | $81,000 | 8,179 |
| Premises and equipment expense | $7,000 | 8,354 |
| Additional noninterest expense | $38,000 | 8,213 |
| Pre-tax net operating income | $123,000 | 5,731 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $8,000 | 4,911 |
| Income before extraordinary items | $115,000 | 5,634 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $115,000 | 5,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $50,000 | 3,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $115,000 | 5,534 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,298,000 | 8,026 |
| Total interest expense | $369,000 | 8,135 |
| Net interest income | $929,000 | 7,830 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $240,000 | 6,465 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $52,000 | 6,719 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $188,000 | 5,191 |
| Total noninterest expense | $814,000 | 7,914 |
| Salaries and employee benefits | $576,000 | 7,609 |
| Premises and equipment expense | $43,000 | 8,301 |
| Additional noninterest expense | $195,000 | 8,050 |
| Pre-tax net operating income | $355,000 | 6,414 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $9,000 | 5,664 |
| Income before extraordinary items | $346,000 | 6,255 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $346,000 | 6,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 4,829 |
| Cash dividends | $335,000 | 4,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $346,000 | 6,239 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $971,000 | 8,088 |
| Total interest expense | $275,000 | 8,187 |
| Net interest income | $696,000 | 7,883 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $61,000 | 7,796 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $40,000 | 6,723 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $21,000 | 7,635 |
| Total noninterest expense | $348,000 | 8,362 |
| Salaries and employee benefits | $227,000 | 8,261 |
| Premises and equipment expense | $20,000 | 8,430 |
| Additional noninterest expense | $101,000 | 8,320 |
| Pre-tax net operating income | $409,000 | 6,128 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $8,000 | 5,782 |
| Income before extraordinary items | $401,000 | 5,830 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $401,000 | 5,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,831 |
| Cash dividends | $210,000 | 4,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $401,000 | 5,815 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $641,000 | 8,157 |
| Total interest expense | $178,000 | 8,260 |
| Net interest income | $463,000 | 7,949 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $41,000 | 7,837 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $26,000 | 6,785 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $15,000 | 7,629 |
| Total noninterest expense | $235,000 | 8,407 |
| Salaries and employee benefits | $150,000 | 8,321 |
| Premises and equipment expense | $11,000 | 8,496 |
| Additional noninterest expense | $74,000 | 8,300 |
| Pre-tax net operating income | $269,000 | 6,231 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $8,000 | 5,755 |
| Income before extraordinary items | $261,000 | 5,937 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $261,000 | 5,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,342 |
| Cash dividends | $130,000 | 4,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $261,000 | 5,922 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $312,000 | 8,227 |
| Total interest expense | $83,000 | 8,334 |
| Net interest income | $229,000 | 8,023 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $22,000 | 7,786 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $12,000 | 6,858 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $10,000 | 7,401 |
| Total noninterest expense | $111,000 | 8,471 |
| Salaries and employee benefits | $73,000 | 8,387 |
| Premises and equipment expense | $7,000 | 8,489 |
| Additional noninterest expense | $31,000 | 8,438 |
| Pre-tax net operating income | $140,000 | 6,166 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $8,000 | 5,466 |
| Income before extraordinary items | $132,000 | 5,904 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $132,000 | 5,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $60,000 | 3,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $132,000 | 5,884 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,131,000 | 8,185 |
| Total interest expense | $287,000 | 8,312 |
| Net interest income | $844,000 | 8,043 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $163,000 | 7,205 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $48,000 | 6,921 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $115,000 | 6,084 |
| Total noninterest expense | $614,000 | 8,298 |
| Salaries and employee benefits | $404,000 | 8,142 |
| Premises and equipment expense | $47,000 | 8,385 |
| Additional noninterest expense | $163,000 | 8,298 |
| Pre-tax net operating income | $393,000 | 6,805 |
| Securities gains (losses) | $-4,000 | 7,017 |
| Applicable income taxes | $8,000 | 6,215 |
| Income before extraordinary items | $381,000 | 6,584 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $381,000 | 6,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $325,000 | 4,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $384,920 | 6,571 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $835,000 | 8,268 |
| Total interest expense | $209,000 | 8,378 |
| Net interest income | $626,000 | 8,134 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $53,000 | 8,119 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $34,000 | 7,042 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $19,000 | 7,867 |
| Total noninterest expense | $339,000 | 8,529 |
| Salaries and employee benefits | $211,000 | 8,451 |
| Premises and equipment expense | $19,000 | 8,614 |
| Additional noninterest expense | $109,000 | 8,424 |
| Pre-tax net operating income | $340,000 | 6,826 |
| Securities gains (losses) | $-4,000 | 7,334 |
| Applicable income taxes | $8,000 | 6,282 |
| Income before extraordinary items | $328,000 | 6,579 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $328,000 | 6,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $240,000 | 3,954 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $331,920 | 6,559 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $545,000 | 8,325 |
| Total interest expense | $130,000 | 8,424 |
| Net interest income | $415,000 | 8,185 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $36,000 | 8,152 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $20,000 | 7,168 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $16,000 | 7,752 |
| Total noninterest expense | $219,000 | 8,586 |
| Salaries and employee benefits | $137,000 | 8,518 |
| Premises and equipment expense | $13,000 | 8,645 |
| Additional noninterest expense | $69,000 | 8,484 |
| Pre-tax net operating income | $232,000 | 6,871 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $8,000 | 6,196 |
| Income before extraordinary items | $224,000 | 6,557 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $224,000 | 6,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $155,000 | 3,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $224,000 | 6,553 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $263,000 | 8,366 |
| Total interest expense | $61,000 | 8,455 |
| Net interest income | $202,000 | 8,241 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $17,000 | 8,197 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $8,000 | 7,290 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,631 |
| Total noninterest expense | $111,000 | 8,597 |
| Salaries and employee benefits | $67,000 | 8,541 |
| Premises and equipment expense | $6,000 | 8,653 |
| Additional noninterest expense | $38,000 | 8,429 |
| Pre-tax net operating income | $108,000 | 6,955 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $8,000 | 5,862 |
| Income before extraordinary items | $100,000 | 6,737 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $100,000 | 6,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $70,000 | 3,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $100,000 | 6,736 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $981,000 | 8,340 |
| Total interest expense | $179,000 | 8,490 |
| Net interest income | $802,000 | 8,216 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $153,000 | 7,463 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $43,000 | 7,182 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $110,000 | 6,262 |
| Total noninterest expense | $570,000 | 8,465 |
| Salaries and employee benefits | $372,000 | 8,299 |
| Premises and equipment expense | $46,000 | 8,512 |
| Additional noninterest expense | $152,000 | 8,478 |
| Pre-tax net operating income | $385,000 | 7,113 |
| Securities gains (losses) | $-7,000 | 7,410 |
| Applicable income taxes | $8,000 | 6,595 |
| Income before extraordinary items | $370,000 | 6,893 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $370,000 | 6,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $340,000 | 4,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $376,860 | 6,845 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $723,000 | 8,389 |
| Total interest expense | $124,000 | 8,539 |
| Net interest income | $599,000 | 8,263 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $55,000 | 8,250 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $36,000 | 7,165 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $19,000 | 8,009 |
| Total noninterest expense | $319,000 | 8,650 |
| Salaries and employee benefits | $198,000 | 8,571 |
| Premises and equipment expense | $23,000 | 8,674 |
| Additional noninterest expense | $98,000 | 8,580 |
| Pre-tax net operating income | $335,000 | 7,049 |
| Securities gains (losses) | $-8,000 | 7,835 |
| Applicable income taxes | $7,000 | 6,626 |
| Income before extraordinary items | $320,000 | 6,813 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $320,000 | 6,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $255,000 | 3,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $327,840 | 6,740 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $470,000 | 8,413 |
| Total interest expense | $77,000 | 8,571 |
| Net interest income | $393,000 | 8,308 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $39,000 | 8,204 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $25,000 | 7,119 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $14,000 | 7,946 |
| Total noninterest expense | $215,000 | 8,652 |
| Salaries and employee benefits | $133,000 | 8,581 |
| Premises and equipment expense | $15,000 | 8,673 |
| Additional noninterest expense | $67,000 | 8,562 |
| Pre-tax net operating income | $217,000 | 7,109 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $7,000 | 6,523 |
| Income before extraordinary items | $210,000 | 6,857 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $210,000 | 6,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $170,000 | 3,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $210,000 | 6,810 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $228,000 | 8,518 |
| Total interest expense | $34,000 | 8,664 |
| Net interest income | $194,000 | 8,389 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $27,000 | 7,907 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $16,000 | 6,882 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $11,000 | 7,631 |
| Total noninterest expense | $100,000 | 8,747 |
| Salaries and employee benefits | $64,000 | 8,660 |
| Premises and equipment expense | $7,000 | 8,751 |
| Additional noninterest expense | $29,000 | 8,714 |
| Pre-tax net operating income | $121,000 | 6,938 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $7,000 | 6,248 |
| Income before extraordinary items | $114,000 | 6,672 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $114,000 | 6,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $85,000 | 3,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $114,000 | 6,637 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $858,000 | 8,517 |
| Total interest expense | $122,000 | 8,686 |
| Net interest income | $736,000 | 8,391 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $177,000 | 7,356 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $52,000 | 7,265 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $125,000 | 6,030 |
| Total noninterest expense | $583,000 | 8,555 |
| Salaries and employee benefits | $346,000 | 8,477 |
| Premises and equipment expense | $87,000 | 8,124 |
| Additional noninterest expense | $150,000 | 8,593 |
| Pre-tax net operating income | $330,000 | 7,340 |
| Securities gains (losses) | $-3,000 | 7,966 |
| Applicable income taxes | $8,000 | 6,812 |
| Income before extraordinary items | $319,000 | 7,145 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $319,000 | 7,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $330,000 | 4,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $321,940 | 7,083 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $629,000 | 8,583 |
| Total interest expense | $90,000 | 8,749 |
| Net interest income | $539,000 | 8,452 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $60,000 | 8,353 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $40,000 | 7,285 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $20,000 | 8,070 |
| Total noninterest expense | $302,000 | 8,822 |
| Salaries and employee benefits | $184,000 | 8,761 |
| Premises and equipment expense | $23,000 | 8,831 |
| Additional noninterest expense | $95,000 | 8,736 |
| Pre-tax net operating income | $297,000 | 7,229 |
| Securities gains (losses) | $-3,000 | 8,248 |
| Applicable income taxes | $8,000 | 6,848 |
| Income before extraordinary items | $286,000 | 6,993 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $286,000 | 6,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $230,000 | 3,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $288,910 | 6,903 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $412,000 | 8,654 |
| Total interest expense | $61,000 | 8,805 |
| Net interest income | $351,000 | 8,527 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $44,000 | 8,319 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $27,000 | 7,303 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $17,000 | 7,905 |
| Total noninterest expense | $197,000 | 8,882 |
| Salaries and employee benefits | $123,000 | 8,811 |
| Premises and equipment expense | $14,000 | 8,907 |
| Additional noninterest expense | $60,000 | 8,818 |
| Pre-tax net operating income | $198,000 | 7,205 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $8,000 | 6,728 |
| Income before extraordinary items | $190,000 | 6,991 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $190,000 | 6,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $130,000 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $190,000 | 6,921 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $202,000 | 8,704 |
| Total interest expense | $30,000 | 8,857 |
| Net interest income | $172,000 | 8,586 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $24,000 | 8,222 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $13,000 | 7,319 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $11,000 | 7,645 |
| Total noninterest expense | $97,000 | 8,924 |
| Salaries and employee benefits | $60,000 | 8,858 |
| Premises and equipment expense | $7,000 | 8,909 |
| Additional noninterest expense | $30,000 | 8,856 |
| Pre-tax net operating income | $99,000 | 7,169 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $8,000 | 6,367 |
| Income before extraordinary items | $91,000 | 7,053 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $91,000 | 7,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $60,000 | 3,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $91,000 | 6,965 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $841,000 | 8,728 |
| Total interest expense | $148,000 | 8,867 |
| Net interest income | $693,000 | 8,573 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $142,000 | 7,893 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $50,000 | 7,429 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $92,000 | 6,661 |
| Total noninterest expense | $527,000 | 8,806 |
| Salaries and employee benefits | $319,000 | 8,706 |
| Premises and equipment expense | $53,000 | 8,720 |
| Additional noninterest expense | $155,000 | 8,729 |
| Pre-tax net operating income | $308,000 | 7,406 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $7,000 | 7,138 |
| Income before extraordinary items | $301,000 | 7,277 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $301,000 | 7,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $280,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $301,000 | 7,129 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $629,000 | 8,803 |
| Total interest expense | $116,000 | 8,945 |
| Net interest income | $513,000 | 8,652 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $55,000 | 8,643 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $35,000 | 7,554 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $20,000 | 8,256 |
| Total noninterest expense | $308,000 | 8,999 |
| Salaries and employee benefits | $178,000 | 8,965 |
| Premises and equipment expense | $24,000 | 9,020 |
| Additional noninterest expense | $106,000 | 8,848 |
| Pre-tax net operating income | $260,000 | 7,388 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $7,000 | 7,163 |
| Income before extraordinary items | $253,000 | 7,235 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $253,000 | 7,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $155,000 | 4,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $253,000 | 7,074 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $412,000 | 8,860 |
| Total interest expense | $81,000 | 8,983 |
| Net interest income | $331,000 | 8,721 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $39,000 | 8,598 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $24,000 | 7,541 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $15,000 | 8,141 |
| Total noninterest expense | $203,000 | 9,033 |
| Salaries and employee benefits | $120,000 | 8,995 |
| Premises and equipment expense | $18,000 | 8,986 |
| Additional noninterest expense | $65,000 | 8,912 |
| Pre-tax net operating income | $167,000 | 7,479 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $7,000 | 7,084 |
| Income before extraordinary items | $160,000 | 7,346 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $160,000 | 7,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $90,000 | 4,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $160,000 | 7,162 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $200,000 | 8,939 |
| Total interest expense | $42,000 | 9,033 |
| Net interest income | $158,000 | 8,797 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $19,000 | 8,654 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $12,000 | 7,514 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,228 |
| Total noninterest expense | $97,000 | 9,103 |
| Salaries and employee benefits | $59,000 | 9,040 |
| Premises and equipment expense | $8,000 | 9,060 |
| Additional noninterest expense | $30,000 | 9,016 |
| Pre-tax net operating income | $80,000 | 7,523 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $7,000 | 6,747 |
| Income before extraordinary items | $73,000 | 7,425 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $73,000 | 7,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $40,000 | 3,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $73,000 | 7,270 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $954,000 | 8,900 |
| Total interest expense | $245,000 | 8,992 |
| Net interest income | $709,000 | 8,728 |
| Provision for loan and lease losses | $25,000 | 7,318 |
| Total noninterest income | $139,000 | 7,951 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $49,000 | 7,550 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $90,000 | 6,648 |
| Total noninterest expense | $504,000 | 8,983 |
| Salaries and employee benefits | $311,000 | 8,855 |
| Premises and equipment expense | $43,000 | 9,009 |
| Additional noninterest expense | $150,000 | 8,884 |
| Pre-tax net operating income | $319,000 | 7,478 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $7,000 | 7,388 |
| Income before extraordinary items | $312,000 | 7,259 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $312,000 | 7,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,876 |
| Cash dividends | $225,000 | 4,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $312,000 | 7,156 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,236,000 | 8,967 |
| Total interest expense | $507,000 | 9,006 |
| Net interest income | $729,000 | 8,801 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $122,000 | 8,206 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $41,000 | 7,772 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $81,000 | 6,856 |
| Total noninterest expense | $485,000 | 9,210 |
| Salaries and employee benefits | $283,000 | 9,127 |
| Premises and equipment expense | $58,000 | 8,998 |
| Additional noninterest expense | $144,000 | 9,099 |
| Pre-tax net operating income | $366,000 | 7,127 |
| Securities gains (losses) | $2,000 | 4,242 |
| Applicable income taxes | $7,000 | 7,684 |
| Income before extraordinary items | $361,000 | 6,777 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $361,000 | 6,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $225,000 | 4,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $359,040 | 6,663 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,320,000 | 9,124 |
| Total interest expense | $516,000 | 9,217 |
| Net interest income | $804,000 | 8,889 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $105,000 | 8,528 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 8,004 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 7,155 |
| Total noninterest expense | $462,000 | 9,470 |
| Salaries and employee benefits | $265,000 | 9,401 |
| Premises and equipment expense | $67,000 | 9,037 |
| Additional noninterest expense | $130,000 | 9,413 |
| Pre-tax net operating income | $447,000 | 7,241 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $7,000 | 8,144 |
| Income before extraordinary items | $440,000 | 6,629 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $440,000 | 6,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $215,000 | 5,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $440,000 | 6,646 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,179,000 | 9,443 |
| Total interest expense | $440,000 | 9,569 |
| Net interest income | $739,000 | 9,197 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $85,000 | 9,053 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 8,070 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 8,226 |
| Total noninterest expense | $522,000 | 9,574 |
| Salaries and employee benefits | $309,000 | 9,421 |
| Premises and equipment expense | $86,000 | 8,905 |
| Additional noninterest expense | $127,000 | 9,726 |
| Pre-tax net operating income | $302,000 | 8,084 |
| Securities gains (losses) | $-16,000 | 9,482 |
| Applicable income taxes | $7,000 | 8,560 |
| Income before extraordinary items | $279,000 | 7,728 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $279,000 | 7,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,900 |
| Cash dividends | $163,000 | 5,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $294,680 | 7,607 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,188,000 | 9,670 |
| Total interest expense | $467,000 | 9,761 |
| Net interest income | $721,000 | 9,447 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $70,000 | 9,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 8,429 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 8,704 |
| Total noninterest expense | $508,000 | 9,754 |
| Salaries and employee benefits | $315,000 | 9,539 |
| Premises and equipment expense | $73,000 | 9,302 |
| Additional noninterest expense | $120,000 | 9,956 |
| Pre-tax net operating income | $283,000 | 8,504 |
| Securities gains (losses) | $-1,000 | 9,769 |
| Applicable income taxes | $145,000 | 6,914 |
| Income before extraordinary items | $137,000 | 9,069 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $137,000 | 9,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,842 |
| Cash dividends | $60,000 | 6,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $137,640 | 9,001 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,148,000 | 10,129 |
| Total interest expense | $445,000 | 10,235 |
| Net interest income | $703,000 | 9,935 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $60,000 | 10,101 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 8,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 10,416 |
| Total noninterest expense | $443,000 | 10,349 |
| Salaries and employee benefits | $261,000 | 10,204 |
| Premises and equipment expense | $85,000 | 9,322 |
| Additional noninterest expense | $97,000 | 10,555 |
| Pre-tax net operating income | $320,000 | 8,884 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $81,000 | 8,730 |
| Income before extraordinary items | $239,000 | 8,842 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $239,000 | 8,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $50,000 | 7,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $239,000 | 8,806 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,079,000 | 10,710 |
| Total interest expense | $405,000 | 10,860 |
| Net interest income | $674,000 | 10,460 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $60,000 | 10,673 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 8,785 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 11,065 |
| Total noninterest expense | $428,000 | 10,875 |
| Salaries and employee benefits | $244,000 | 10,754 |
| Premises and equipment expense | $91,000 | 9,522 |
| Additional noninterest expense | $93,000 | 11,140 |
| Pre-tax net operating income | $306,000 | 9,091 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $81,000 | 9,119 |
| Income before extraordinary items | $225,000 | 9,053 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $225,000 | 9,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,767 |
| Cash dividends | $50,000 | 7,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $225,000 | 8,989 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,001,000 | 11,277 |
| Total interest expense | $369,000 | 11,415 |
| Net interest income | $632,000 | 11,028 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $72,000 | 10,907 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 9,304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 10,650 |
| Total noninterest expense | $414,000 | 11,384 |
| Salaries and employee benefits | $229,000 | 11,303 |
| Premises and equipment expense | $81,000 | 10,165 |
| Additional noninterest expense | $104,000 | 11,579 |
| Pre-tax net operating income | $290,000 | 9,823 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $72,000 | 9,749 |
| Income before extraordinary items | $215,000 | 9,773 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $215,000 | 9,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $25,000 | 8,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $217,250 | 9,719 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $914,000 | 11,865 |
| Total interest expense | $273,000 | 12,129 |
| Net interest income | $641,000 | 11,577 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $52,000 | 11,897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 9,903 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 12,207 |
| Total noninterest expense | $359,000 | 12,185 |
| Salaries and employee benefits | $226,000 | 11,876 |
| Premises and equipment expense | $23,000 | 12,384 |
| Additional noninterest expense | $110,000 | 12,212 |
| Pre-tax net operating income | $334,000 | 9,869 |
| Securities gains (losses) | $-43,000 | 10,916 |
| Applicable income taxes | $68,000 | 10,056 |
| Income before extraordinary items | $223,000 | 10,004 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $223,000 | 10,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $256,110 | 9,689 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $898,000 | 12,509 |
| Total interest expense | $282,000 | 12,743 |
| Net interest income | $616,000 | 12,173 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $56,000 | 12,391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 10,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 12,609 |
| Total noninterest expense | $369,000 | 12,763 |
| Salaries and employee benefits | $238,000 | 12,298 |
| Premises and equipment expense | $19,000 | 13,098 |
| Additional noninterest expense | $112,000 | 12,840 |
| Pre-tax net operating income | $303,000 | 10,211 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $83,000 | 10,142 |
| Income before extraordinary items | $220,000 | 10,418 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $220,000 | 10,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $27,000 | 8,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $220,000 | 10,178 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $965,000 | 13,083 |
| Total interest expense | $324,000 | 13,415 |
| Net interest income | $641,000 | 12,562 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $66,000 | 12,680 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 10,402 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 12,735 |
| Total noninterest expense | $347,000 | 13,406 |
| Salaries and employee benefits | $222,000 | 12,911 |
| Premises and equipment expense | $13,000 | 13,799 |
| Additional noninterest expense | $112,000 | 13,408 |
| Pre-tax net operating income | $360,000 | 9,582 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $115,000 | 9,514 |
| Income before extraordinary items | $246,000 | 9,970 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $246,000 | 10,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $180,000 | 5,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $245,320 | 9,610 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.