Home > Farmers State Bank > Income and Expense
Farmers State Bank, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,001,000 | 5,332 |
| Total interest expense | $167,000 | 4,379 |
| Net interest income | $834,000 | 5,416 |
| Provision for loan and lease losses | $20,000 | 3,524 |
| Total noninterest income | $44,000 | 5,682 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $37,000 | 4,920 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $7,000 | 5,789 |
| Total noninterest expense | $665,000 | 5,474 |
| Salaries and employee benefits | $397,000 | 5,360 |
| Premises and equipment expense | $74,000 | 5,296 |
| Additional noninterest expense | $194,000 | 5,542 |
| Pre-tax net operating income | $193,000 | 5,115 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $76,000 | 3,160 |
| Income before extraordinary items | $117,000 | 5,385 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $117,000 | 5,383 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $117,000 | 5,384 |
| Net charge-offs | $2,000 | 3,496 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $117,000 | 5,328 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $486,000 | 5,415 |
| Total interest expense | $84,000 | 4,404 |
| Net interest income | $402,000 | 5,513 |
| Provision for loan and lease losses | $20,000 | 2,874 |
| Total noninterest income | $20,000 | 5,749 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $17,000 | 5,002 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $3,000 | 5,856 |
| Total noninterest expense | $316,000 | 5,576 |
| Salaries and employee benefits | $180,000 | 5,515 |
| Premises and equipment expense | $30,000 | 5,499 |
| Additional noninterest expense | $106,000 | 5,523 |
| Pre-tax net operating income | $86,000 | 5,177 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $36,000 | 3,173 |
| Income before extraordinary items | $50,000 | 5,467 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $50,000 | 5,466 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $50,000 | 5,466 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $50,000 | 5,412 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,919,000 | 5,447 |
| Total interest expense | $311,000 | 4,547 |
| Net interest income | $1,608,000 | 5,529 |
| Provision for loan and lease losses | $18,000 | 4,094 |
| Total noninterest income | $51,000 | 5,943 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $73,000 | 5,066 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $-22,000 | 6,077 |
| Total noninterest expense | $1,300,000 | 5,597 |
| Salaries and employee benefits | $705,000 | 5,593 |
| Premises and equipment expense | $152,000 | 5,406 |
| Additional noninterest expense | $443,000 | 5,524 |
| Pre-tax net operating income | $341,000 | 5,206 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $103,000 | 3,305 |
| Income before extraordinary items | $238,000 | 5,381 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $238,000 | 5,384 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $238,000 | 5,384 |
| Net charge-offs | $17,000 | 3,837 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $238,000 | 5,331 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,416,000 | 5,543 |
| Total interest expense | $226,000 | 4,678 |
| Net interest income | $1,190,000 | 5,612 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $27,000 | 6,077 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $53,000 | 5,151 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-26,000 | 6,177 |
| Total noninterest expense | $952,000 | 5,666 |
| Salaries and employee benefits | $503,000 | 5,691 |
| Premises and equipment expense | $117,000 | 5,434 |
| Additional noninterest expense | $332,000 | 5,576 |
| Pre-tax net operating income | $265,000 | 5,297 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $87,000 | 3,347 |
| Income before extraordinary items | $178,000 | 5,494 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $178,000 | 5,496 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $178,000 | 5,497 |
| Net charge-offs | $16,000 | 3,459 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $178,000 | 5,443 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $904,000 | 5,632 |
| Total interest expense | $149,000 | 4,741 |
| Net interest income | $755,000 | 5,721 |
| Provision for loan and lease losses | $-25,000 | 5,971 |
| Total noninterest income | $6,000 | 6,229 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $35,000 | 5,184 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-29,000 | 6,263 |
| Total noninterest expense | $627,000 | 5,732 |
| Salaries and employee benefits | $325,000 | 5,768 |
| Premises and equipment expense | $83,000 | 5,396 |
| Additional noninterest expense | $219,000 | 5,629 |
| Pre-tax net operating income | $159,000 | 5,399 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $39,000 | 3,581 |
| Income before extraordinary items | $120,000 | 5,503 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $120,000 | 5,503 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $120,000 | 5,505 |
| Net charge-offs | $13,000 | 3,155 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $120,000 | 5,454 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $441,000 | 5,704 |
| Total interest expense | $74,000 | 4,806 |
| Net interest income | $367,000 | 5,797 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $21,000 | 5,965 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $17,000 | 5,220 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $4,000 | 6,064 |
| Total noninterest expense | $328,000 | 5,746 |
| Salaries and employee benefits | $175,000 | 5,753 |
| Premises and equipment expense | $43,000 | 5,406 |
| Additional noninterest expense | $110,000 | 5,683 |
| Pre-tax net operating income | $60,000 | 5,542 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $18,000 | 3,566 |
| Income before extraordinary items | $42,000 | 5,686 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $42,000 | 5,686 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $42,000 | 5,687 |
| Net charge-offs | $2,000 | 2,999 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $42,000 | 5,636 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,668,000 | 5,872 |
| Total interest expense | $304,000 | 4,927 |
| Net interest income | $1,364,000 | 5,949 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $93,000 | 6,015 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $75,000 | 5,319 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $18,000 | 6,069 |
| Total noninterest expense | $1,373,000 | 5,791 |
| Salaries and employee benefits | $676,000 | 5,880 |
| Premises and equipment expense | $190,000 | 5,419 |
| Additional noninterest expense | $507,000 | 5,629 |
| Pre-tax net operating income | $84,000 | 5,916 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $16,000 | 4,092 |
| Income before extraordinary items | $68,000 | 5,970 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $68,000 | 5,970 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $68,000 | 5,971 |
| Net charge-offs | $9,000 | 4,601 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $68,000 | 5,932 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,210,000 | 5,979 |
| Total interest expense | $227,000 | 5,007 |
| Net interest income | $983,000 | 6,054 |
| Provision for loan and lease losses | $33,000 | 3,694 |
| Total noninterest income | $64,000 | 6,147 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $55,000 | 5,420 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $9,000 | 6,215 |
| Total noninterest expense | $1,028,000 | 5,840 |
| Salaries and employee benefits | $487,000 | 5,963 |
| Premises and equipment expense | $148,000 | 5,420 |
| Additional noninterest expense | $393,000 | 5,624 |
| Pre-tax net operating income | $-14,000 | 6,166 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-14,000 | 6,179 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-14,000 | 6,178 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-14,000 | 6,179 |
| Net charge-offs | $9,000 | 4,191 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-14,000 | 6,167 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $772,000 | 6,072 |
| Total interest expense | $152,000 | 5,049 |
| Net interest income | $620,000 | 6,145 |
| Provision for loan and lease losses | $33,000 | 3,284 |
| Total noninterest income | $40,000 | 6,230 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $36,000 | 5,452 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $4,000 | 6,312 |
| Total noninterest expense | $689,000 | 5,870 |
| Salaries and employee benefits | $306,000 | 6,078 |
| Premises and equipment expense | $108,000 | 5,331 |
| Additional noninterest expense | $275,000 | 5,585 |
| Pre-tax net operating income | $-62,000 | 6,293 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $-16,000 | 6,396 |
| Income before extraordinary items | $-46,000 | 6,291 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-46,000 | 6,293 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-46,000 | 6,293 |
| Net charge-offs | $9,000 | 3,772 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-46,000 | 6,277 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $383,000 | 6,140 |
| Total interest expense | $77,000 | 5,098 |
| Net interest income | $306,000 | 6,219 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $17,000 | 6,333 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $15,000 | 5,639 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $2,000 | 6,362 |
| Total noninterest expense | $330,000 | 5,993 |
| Salaries and employee benefits | $140,000 | 6,226 |
| Premises and equipment expense | $49,000 | 5,529 |
| Additional noninterest expense | $141,000 | 5,611 |
| Pre-tax net operating income | $-7,000 | 6,234 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-2,000 | 6,379 |
| Income before extraordinary items | $-5,000 | 6,248 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-5,000 | 6,248 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-5,000 | 6,249 |
| Net charge-offs | $-3,000 | 5,214 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-5,000 | 6,234 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,618,000 | 6,142 |
| Total interest expense | $389,000 | 4,966 |
| Net interest income | $1,229,000 | 6,273 |
| Provision for loan and lease losses | $48,000 | 4,323 |
| Total noninterest income | $79,000 | 6,323 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $65,000 | 5,745 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $14,000 | 6,307 |
| Total noninterest expense | $1,030,000 | 6,315 |
| Salaries and employee benefits | $460,000 | 6,477 |
| Premises and equipment expense | $92,000 | 6,347 |
| Additional noninterest expense | $478,000 | 5,906 |
| Pre-tax net operating income | $230,000 | 5,649 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $74,000 | 3,581 |
| Income before extraordinary items | $156,000 | 5,831 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $156,000 | 5,834 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $156,000 | 5,834 |
| Net charge-offs | $70,000 | 4,097 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $156,000 | 5,774 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,220,000 | 6,201 |
| Total interest expense | $309,000 | 4,941 |
| Net interest income | $911,000 | 6,344 |
| Provision for loan and lease losses | $130,000 | 3,104 |
| Total noninterest income | $56,000 | 6,437 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $46,000 | 5,857 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $10,000 | 6,414 |
| Total noninterest expense | $757,000 | 6,380 |
| Salaries and employee benefits | $334,000 | 6,544 |
| Premises and equipment expense | $61,000 | 6,483 |
| Additional noninterest expense | $362,000 | 5,934 |
| Pre-tax net operating income | $80,000 | 6,057 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $65,000 | 3,573 |
| Income before extraordinary items | $15,000 | 6,304 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $15,000 | 6,306 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $15,000 | 6,305 |
| Net charge-offs | $34,000 | 4,113 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $15,000 | 6,252 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $806,000 | 6,249 |
| Total interest expense | $213,000 | 4,944 |
| Net interest income | $593,000 | 6,400 |
| Provision for loan and lease losses | $190,000 | 2,184 |
| Total noninterest income | $40,000 | 6,445 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $32,000 | 5,828 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $8,000 | 6,417 |
| Total noninterest expense | $482,000 | 6,470 |
| Salaries and employee benefits | $211,000 | 6,625 |
| Premises and equipment expense | $42,000 | 6,499 |
| Additional noninterest expense | $229,000 | 6,000 |
| Pre-tax net operating income | $-39,000 | 6,388 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $37,000 | 3,653 |
| Income before extraordinary items | $-76,000 | 6,496 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-76,000 | 6,497 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-76,000 | 6,497 |
| Net charge-offs | $58,000 | 3,233 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-76,000 | 6,456 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $404,000 | 6,293 |
| Total interest expense | $109,000 | 4,978 |
| Net interest income | $295,000 | 6,454 |
| Provision for loan and lease losses | $-10,000 | 6,745 |
| Total noninterest income | $20,000 | 6,480 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $16,000 | 5,831 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,000 | 6,468 |
| Total noninterest expense | $233,000 | 6,566 |
| Salaries and employee benefits | $107,000 | 6,678 |
| Premises and equipment expense | $18,000 | 6,642 |
| Additional noninterest expense | $108,000 | 6,157 |
| Pre-tax net operating income | $92,000 | 5,396 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $28,000 | 3,403 |
| Income before extraordinary items | $64,000 | 5,668 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $64,000 | 5,670 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $64,000 | 5,670 |
| Net charge-offs | $2,000 | 3,902 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $64,000 | 5,567 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,775,000 | 6,293 |
| Total interest expense | $500,000 | 5,116 |
| Net interest income | $1,275,000 | 6,472 |
| Provision for loan and lease losses | $82,000 | 4,856 |
| Total noninterest income | $92,000 | 6,343 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $73,000 | 5,833 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $19,000 | 6,279 |
| Total noninterest expense | $971,000 | 6,602 |
| Salaries and employee benefits | $510,000 | 6,618 |
| Premises and equipment expense | $79,000 | 6,689 |
| Additional noninterest expense | $382,000 | 6,397 |
| Pre-tax net operating income | $314,000 | 5,388 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $116,000 | 3,407 |
| Income before extraordinary items | $198,000 | 5,801 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $198,000 | 5,799 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $198,000 | 5,800 |
| Net charge-offs | $104,000 | 4,396 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $198,000 | 5,621 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,333,000 | 6,392 |
| Total interest expense | $379,000 | 5,221 |
| Net interest income | $954,000 | 6,573 |
| Provision for loan and lease losses | $27,000 | 5,262 |
| Total noninterest income | $68,000 | 6,463 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $53,000 | 5,962 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $15,000 | 6,406 |
| Total noninterest expense | $730,000 | 6,676 |
| Salaries and employee benefits | $378,000 | 6,697 |
| Premises and equipment expense | $20,000 | 7,092 |
| Additional noninterest expense | $332,000 | 6,285 |
| Pre-tax net operating income | $265,000 | 5,435 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $115,000 | 3,271 |
| Income before extraordinary items | $150,000 | 5,932 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $150,000 | 5,931 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $150,000 | 5,931 |
| Net charge-offs | $-27,000 | 6,809 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $150,000 | 5,780 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $882,000 | 6,461 |
| Total interest expense | $247,000 | 5,363 |
| Net interest income | $635,000 | 6,631 |
| Provision for loan and lease losses | $-21,000 | 7,045 |
| Total noninterest income | $44,000 | 6,525 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $34,000 | 6,029 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,000 | 6,454 |
| Total noninterest expense | $482,000 | 6,739 |
| Salaries and employee benefits | $252,000 | 6,760 |
| Premises and equipment expense | $43,000 | 6,759 |
| Additional noninterest expense | $187,000 | 6,537 |
| Pre-tax net operating income | $218,000 | 5,202 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $77,000 | 3,260 |
| Income before extraordinary items | $141,000 | 5,687 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $141,000 | 5,686 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $141,000 | 5,686 |
| Net charge-offs | $-26,000 | 6,857 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $141,000 | 5,506 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $409,000 | 6,605 |
| Total interest expense | $125,000 | 5,451 |
| Net interest income | $284,000 | 6,787 |
| Provision for loan and lease losses | $-8,000 | 7,109 |
| Total noninterest income | $22,000 | 6,584 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $16,000 | 6,090 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $6,000 | 6,469 |
| Total noninterest expense | $226,000 | 6,848 |
| Salaries and employee benefits | $124,000 | 6,822 |
| Premises and equipment expense | $23,000 | 6,746 |
| Additional noninterest expense | $79,000 | 6,759 |
| Pre-tax net operating income | $88,000 | 5,537 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $31,000 | 3,411 |
| Income before extraordinary items | $57,000 | 5,902 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $57,000 | 5,902 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $57,000 | 5,902 |
| Net charge-offs | $-25,000 | 6,932 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $57,000 | 5,760 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,666,000 | 6,664 |
| Total interest expense | $532,000 | 5,735 |
| Net interest income | $1,134,000 | 6,831 |
| Provision for loan and lease losses | $-33,000 | 7,232 |
| Total noninterest income | $67,000 | 6,678 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $53,000 | 6,269 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $14,000 | 6,474 |
| Total noninterest expense | $906,000 | 6,935 |
| Salaries and employee benefits | $475,000 | 6,942 |
| Premises and equipment expense | $71,000 | 7,038 |
| Additional noninterest expense | $360,000 | 6,678 |
| Pre-tax net operating income | $328,000 | 5,160 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $132,000 | 3,197 |
| Income before extraordinary items | $196,000 | 5,577 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $196,000 | 5,578 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $196,000 | 5,578 |
| Net charge-offs | $-69,000 | 7,221 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $196,000 | 5,456 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,223,000 | 6,753 |
| Total interest expense | $404,000 | 5,830 |
| Net interest income | $819,000 | 6,930 |
| Provision for loan and lease losses | $-48,000 | 7,323 |
| Total noninterest income | $51,000 | 6,764 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $40,000 | 6,308 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $11,000 | 6,610 |
| Total noninterest expense | $666,000 | 6,988 |
| Salaries and employee benefits | $343,000 | 7,009 |
| Premises and equipment expense | $53,000 | 7,104 |
| Additional noninterest expense | $270,000 | 6,714 |
| Pre-tax net operating income | $252,000 | 5,278 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $77,000 | 3,393 |
| Income before extraordinary items | $175,000 | 5,593 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $175,000 | 5,594 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $175,000 | 5,594 |
| Net charge-offs | $-62,000 | 7,274 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $175,000 | 5,462 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $803,000 | 6,832 |
| Total interest expense | $269,000 | 5,946 |
| Net interest income | $534,000 | 7,003 |
| Provision for loan and lease losses | $-48,000 | 7,402 |
| Total noninterest income | $34,000 | 6,840 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $27,000 | 6,311 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,000 | 6,701 |
| Total noninterest expense | $449,000 | 7,051 |
| Salaries and employee benefits | $227,000 | 7,086 |
| Premises and equipment expense | $35,000 | 7,175 |
| Additional noninterest expense | $187,000 | 6,747 |
| Pre-tax net operating income | $167,000 | 5,312 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $45,000 | 3,423 |
| Income before extraordinary items | $122,000 | 5,545 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $122,000 | 5,544 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $122,000 | 5,545 |
| Net charge-offs | $-59,000 | 7,326 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $122,000 | 5,457 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $393,000 | 6,901 |
| Total interest expense | $132,000 | 6,075 |
| Net interest income | $261,000 | 7,063 |
| Provision for loan and lease losses | $-48,000 | 7,477 |
| Total noninterest income | $18,000 | 6,874 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $15,000 | 6,157 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 6,858 |
| Total noninterest expense | $226,000 | 7,092 |
| Salaries and employee benefits | $116,000 | 7,110 |
| Premises and equipment expense | $19,000 | 7,150 |
| Additional noninterest expense | $91,000 | 6,828 |
| Pre-tax net operating income | $101,000 | 5,132 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $21,000 | 3,412 |
| Income before extraordinary items | $80,000 | 5,289 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $80,000 | 5,287 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $80,000 | 5,289 |
| Net charge-offs | $-57,000 | 7,376 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $80,000 | 5,229 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,627,000 | 6,965 |
| Total interest expense | $626,000 | 6,171 |
| Net interest income | $1,001,000 | 7,168 |
| Provision for loan and lease losses | $31,000 | 6,677 |
| Total noninterest income | $60,000 | 6,981 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $48,000 | 6,259 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $12,000 | 6,752 |
| Total noninterest expense | $811,000 | 7,273 |
| Salaries and employee benefits | $422,000 | 7,278 |
| Premises and equipment expense | $59,000 | 7,388 |
| Additional noninterest expense | $330,000 | 7,018 |
| Pre-tax net operating income | $219,000 | 5,150 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $64,000 | 3,508 |
| Income before extraordinary items | $155,000 | 5,431 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $155,000 | 5,430 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $155,000 | 5,432 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $155,000 | 5,302 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,209,000 | 7,085 |
| Total interest expense | $487,000 | 6,250 |
| Net interest income | $722,000 | 7,304 |
| Provision for loan and lease losses | $36,000 | 6,452 |
| Total noninterest income | $44,000 | 7,138 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $36,000 | 6,334 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $8,000 | 6,955 |
| Total noninterest expense | $581,000 | 7,389 |
| Salaries and employee benefits | $301,000 | 7,394 |
| Premises and equipment expense | $42,000 | 7,504 |
| Additional noninterest expense | $238,000 | 7,126 |
| Pre-tax net operating income | $149,000 | 5,424 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $61,000 | 3,456 |
| Income before extraordinary items | $88,000 | 5,787 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $88,000 | 5,790 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $88,000 | 5,789 |
| Net charge-offs | $-5,000 | 7,383 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $88,000 | 5,635 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $806,000 | 7,151 |
| Total interest expense | $329,000 | 6,328 |
| Net interest income | $477,000 | 7,363 |
| Provision for loan and lease losses | $18,000 | 6,448 |
| Total noninterest income | $29,000 | 7,215 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $23,000 | 6,408 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $6,000 | 7,011 |
| Total noninterest expense | $382,000 | 7,463 |
| Salaries and employee benefits | $199,000 | 7,459 |
| Premises and equipment expense | $28,000 | 7,560 |
| Additional noninterest expense | $155,000 | 7,204 |
| Pre-tax net operating income | $106,000 | 5,468 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $40,000 | 3,427 |
| Income before extraordinary items | $66,000 | 5,773 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $66,000 | 5,775 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $66,000 | 5,774 |
| Net charge-offs | $-2,000 | 7,211 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $66,000 | 5,658 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $390,000 | 7,278 |
| Total interest expense | $167,000 | 6,429 |
| Net interest income | $223,000 | 7,503 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $13,000 | 7,346 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $10,000 | 6,536 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,000 | 7,164 |
| Total noninterest expense | $183,000 | 7,594 |
| Salaries and employee benefits | $96,000 | 7,583 |
| Premises and equipment expense | $5,000 | 7,855 |
| Additional noninterest expense | $82,000 | 7,234 |
| Pre-tax net operating income | $53,000 | 5,622 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $17,000 | 3,541 |
| Income before extraordinary items | $36,000 | 5,908 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $36,000 | 5,910 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $36,000 | 5,908 |
| Net charge-offs | $-2,000 | 7,007 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $36,000 | 5,790 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,560,000 | 7,378 |
| Total interest expense | $721,000 | 6,632 |
| Net interest income | $839,000 | 7,587 |
| Provision for loan and lease losses | $345,000 | 5,080 |
| Total noninterest income | $36,000 | 7,500 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $50,000 | 6,472 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-14,000 | 7,477 |
| Total noninterest expense | $746,000 | 7,674 |
| Salaries and employee benefits | $410,000 | 7,621 |
| Premises and equipment expense | $58,000 | 7,732 |
| Additional noninterest expense | $278,000 | 7,501 |
| Pre-tax net operating income | $-216,000 | 5,730 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-114,000 | 6,602 |
| Income before extraordinary items | $-102,000 | 5,704 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-102,000 | 5,703 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-102,000 | 5,703 |
| Net charge-offs | $416,000 | 4,029 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-102,000 | 5,681 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,161,000 | 7,468 |
| Total interest expense | $557,000 | 6,729 |
| Net interest income | $604,000 | 7,692 |
| Provision for loan and lease losses | $325,000 | 4,466 |
| Total noninterest income | $21,000 | 7,676 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $40,000 | 6,466 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-19,000 | 7,703 |
| Total noninterest expense | $538,000 | 7,757 |
| Salaries and employee benefits | $300,000 | 7,698 |
| Premises and equipment expense | $36,000 | 7,876 |
| Additional noninterest expense | $202,000 | 7,577 |
| Pre-tax net operating income | $-238,000 | 6,065 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-129,000 | 6,993 |
| Income before extraordinary items | $-109,000 | 5,993 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-109,000 | 5,993 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-109,000 | 5,993 |
| Net charge-offs | $410,000 | 3,311 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-109,000 | 5,961 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $747,000 | 7,586 |
| Total interest expense | $388,000 | 6,775 |
| Net interest income | $359,000 | 7,817 |
| Provision for loan and lease losses | $215,000 | 4,228 |
| Total noninterest income | $7,000 | 7,855 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $29,000 | 6,437 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-22,000 | 7,860 |
| Total noninterest expense | $350,000 | 7,850 |
| Salaries and employee benefits | $202,000 | 7,768 |
| Premises and equipment expense | $28,000 | 7,905 |
| Additional noninterest expense | $120,000 | 7,744 |
| Pre-tax net operating income | $-199,000 | 6,274 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-3,000 | 6,729 |
| Income before extraordinary items | $-196,000 | 6,376 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-196,000 | 6,375 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-196,000 | 6,375 |
| Net charge-offs | $239,000 | 3,224 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-196,000 | 6,358 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $382,000 | 7,618 |
| Total interest expense | $200,000 | 6,816 |
| Net interest income | $182,000 | 7,852 |
| Provision for loan and lease losses | $74,000 | 4,434 |
| Total noninterest income | $18,000 | 7,489 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $16,000 | 6,311 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $2,000 | 7,617 |
| Total noninterest expense | $160,000 | 7,946 |
| Salaries and employee benefits | $102,000 | 7,812 |
| Premises and equipment expense | $12,000 | 7,990 |
| Additional noninterest expense | $46,000 | 7,917 |
| Pre-tax net operating income | $-34,000 | 6,433 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $9,000 | 4,029 |
| Income before extraordinary items | $-43,000 | 6,624 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-43,000 | 6,625 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-43,000 | 6,625 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-43,000 | 6,512 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,855,000 | 7,436 |
| Total interest expense | $914,000 | 6,935 |
| Net interest income | $941,000 | 7,653 |
| Provision for loan and lease losses | $91,000 | 6,138 |
| Total noninterest income | $82,000 | 7,481 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $65,000 | 6,421 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $17,000 | 7,511 |
| Total noninterest expense | $710,000 | 7,913 |
| Salaries and employee benefits | $389,000 | 7,915 |
| Premises and equipment expense | $54,000 | 8,012 |
| Additional noninterest expense | $267,000 | 7,606 |
| Pre-tax net operating income | $222,000 | 5,685 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $37,000 | 4,006 |
| Income before extraordinary items | $185,000 | 5,540 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $185,000 | 5,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,787 |
| Cash dividends | $20,000 | 5,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $185,000 | 5,691 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,410,000 | 7,492 |
| Total interest expense | $701,000 | 7,009 |
| Net interest income | $709,000 | 7,720 |
| Provision for loan and lease losses | $59,000 | 5,740 |
| Total noninterest income | $62,000 | 7,603 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $48,000 | 6,481 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $14,000 | 7,645 |
| Total noninterest expense | $508,000 | 7,985 |
| Salaries and employee benefits | $282,000 | 7,985 |
| Premises and equipment expense | $41,000 | 8,076 |
| Additional noninterest expense | $185,000 | 7,713 |
| Pre-tax net operating income | $204,000 | 6,023 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $82,000 | 3,758 |
| Income before extraordinary items | $122,000 | 6,066 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $122,000 | 6,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,620 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $122,000 | 6,228 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $981,000 | 7,509 |
| Total interest expense | $476,000 | 7,094 |
| Net interest income | $505,000 | 7,685 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $40,000 | 7,692 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $32,000 | 6,500 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $8,000 | 7,784 |
| Total noninterest expense | $311,000 | 8,112 |
| Salaries and employee benefits | $184,000 | 8,058 |
| Premises and equipment expense | $25,000 | 8,169 |
| Additional noninterest expense | $102,000 | 7,945 |
| Pre-tax net operating income | $234,000 | 5,594 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $76,000 | 3,719 |
| Income before extraordinary items | $158,000 | 5,910 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $158,000 | 5,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,297 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $158,000 | 5,859 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $502,000 | 7,559 |
| Total interest expense | $245,000 | 7,172 |
| Net interest income | $257,000 | 7,713 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $18,000 | 7,776 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $14,000 | 6,612 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,000 | 7,805 |
| Total noninterest expense | $155,000 | 8,162 |
| Salaries and employee benefits | $93,000 | 8,085 |
| Premises and equipment expense | $12,000 | 8,206 |
| Additional noninterest expense | $50,000 | 7,993 |
| Pre-tax net operating income | $120,000 | 5,767 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $39,000 | 3,818 |
| Income before extraordinary items | $81,000 | 6,109 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $81,000 | 6,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $81,000 | 6,013 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,999,000 | 7,560 |
| Total interest expense | $939,000 | 7,263 |
| Net interest income | $1,060,000 | 7,673 |
| Provision for loan and lease losses | $-50,000 | 8,312 |
| Total noninterest income | $71,000 | 7,834 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $53,000 | 6,700 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $18,000 | 7,853 |
| Total noninterest expense | $754,000 | 8,008 |
| Salaries and employee benefits | $425,000 | 7,999 |
| Premises and equipment expense | $84,000 | 7,921 |
| Additional noninterest expense | $245,000 | 7,803 |
| Pre-tax net operating income | $427,000 | 6,200 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $100,000 | 4,486 |
| Income before extraordinary items | $327,000 | 6,320 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $327,000 | 6,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,413 |
| Cash dividends | $40,000 | 5,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $327,000 | 6,300 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,531,000 | 7,573 |
| Total interest expense | $699,000 | 7,308 |
| Net interest income | $832,000 | 7,655 |
| Provision for loan and lease losses | $-50,000 | 8,371 |
| Total noninterest income | $44,000 | 8,007 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $39,000 | 6,750 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $5,000 | 8,195 |
| Total noninterest expense | $546,000 | 8,022 |
| Salaries and employee benefits | $308,000 | 8,011 |
| Premises and equipment expense | $65,000 | 7,870 |
| Additional noninterest expense | $173,000 | 7,854 |
| Pre-tax net operating income | $380,000 | 6,241 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $102,000 | 4,420 |
| Income before extraordinary items | $278,000 | 6,430 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $278,000 | 6,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,450 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $278,000 | 6,421 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,009,000 | 7,629 |
| Total interest expense | $457,000 | 7,356 |
| Net interest income | $552,000 | 7,721 |
| Provision for loan and lease losses | $-50,000 | 8,430 |
| Total noninterest income | $29,000 | 8,060 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $25,000 | 6,819 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $4,000 | 8,223 |
| Total noninterest expense | $375,000 | 8,046 |
| Salaries and employee benefits | $207,000 | 8,052 |
| Premises and equipment expense | $48,000 | 7,824 |
| Additional noninterest expense | $120,000 | 7,843 |
| Pre-tax net operating income | $256,000 | 6,316 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $44,000 | 4,855 |
| Income before extraordinary items | $212,000 | 6,293 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $212,000 | 6,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,576 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $212,000 | 6,286 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $506,000 | 7,668 |
| Total interest expense | $220,000 | 7,437 |
| Net interest income | $286,000 | 7,713 |
| Provision for loan and lease losses | $-30,000 | 8,484 |
| Total noninterest income | $18,000 | 7,949 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $15,000 | 6,674 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $3,000 | 8,103 |
| Total noninterest expense | $188,000 | 8,080 |
| Salaries and employee benefits | $105,000 | 8,079 |
| Premises and equipment expense | $20,000 | 8,023 |
| Additional noninterest expense | $63,000 | 7,812 |
| Pre-tax net operating income | $146,000 | 6,101 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $30,000 | 4,619 |
| Income before extraordinary items | $116,000 | 6,142 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $116,000 | 6,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,284 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $116,000 | 6,126 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,986,000 | 7,556 |
| Total interest expense | $848,000 | 7,232 |
| Net interest income | $1,138,000 | 7,662 |
| Provision for loan and lease losses | $47,000 | 5,681 |
| Total noninterest income | $77,000 | 7,981 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $65,000 | 6,653 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $12,000 | 8,212 |
| Total noninterest expense | $758,000 | 8,070 |
| Salaries and employee benefits | $450,000 | 8,014 |
| Premises and equipment expense | $85,000 | 7,970 |
| Additional noninterest expense | $223,000 | 7,993 |
| Pre-tax net operating income | $410,000 | 6,758 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $116,000 | 4,849 |
| Income before extraordinary items | $294,000 | 6,939 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $294,000 | 6,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,935 |
| Cash dividends | $40,000 | 5,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $294,000 | 6,936 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,422,000 | 7,680 |
| Total interest expense | $631,000 | 7,241 |
| Net interest income | $791,000 | 7,846 |
| Provision for loan and lease losses | $47,000 | 5,128 |
| Total noninterest income | $58,000 | 8,054 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $51,000 | 6,691 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,000 | 8,342 |
| Total noninterest expense | $561,000 | 8,100 |
| Salaries and employee benefits | $319,000 | 8,088 |
| Premises and equipment expense | $72,000 | 7,878 |
| Additional noninterest expense | $170,000 | 8,005 |
| Pre-tax net operating income | $241,000 | 7,256 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $93,000 | 4,991 |
| Income before extraordinary items | $148,000 | 7,488 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $148,000 | 7,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,107 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $148,000 | 7,494 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $914,000 | 7,750 |
| Total interest expense | $403,000 | 7,262 |
| Net interest income | $511,000 | 7,939 |
| Provision for loan and lease losses | $9,000 | 6,053 |
| Total noninterest income | $38,000 | 8,112 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $33,000 | 6,762 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,000 | 8,374 |
| Total noninterest expense | $368,000 | 8,151 |
| Salaries and employee benefits | $211,000 | 8,136 |
| Premises and equipment expense | $46,000 | 7,929 |
| Additional noninterest expense | $111,000 | 8,043 |
| Pre-tax net operating income | $172,000 | 7,252 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $56,000 | 5,143 |
| Income before extraordinary items | $116,000 | 7,421 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $116,000 | 7,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,339 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $116,000 | 7,425 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $450,000 | 7,779 |
| Total interest expense | $202,000 | 7,211 |
| Net interest income | $248,000 | 7,986 |
| Provision for loan and lease losses | $-33,000 | 8,595 |
| Total noninterest income | $19,000 | 8,105 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $17,000 | 6,702 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,382 |
| Total noninterest expense | $175,000 | 8,227 |
| Salaries and employee benefits | $105,000 | 8,159 |
| Premises and equipment expense | $18,000 | 8,165 |
| Additional noninterest expense | $52,000 | 8,118 |
| Pre-tax net operating income | $125,000 | 6,740 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $26,000 | 5,161 |
| Income before extraordinary items | $99,000 | 6,750 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $99,000 | 6,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 2,945 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $99,000 | 6,751 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,695,000 | 7,725 |
| Total interest expense | $731,000 | 6,956 |
| Net interest income | $964,000 | 7,990 |
| Provision for loan and lease losses | $27,000 | 6,303 |
| Total noninterest income | $67,000 | 8,284 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $65,000 | 6,834 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,000 | 8,635 |
| Total noninterest expense | $742,000 | 8,165 |
| Salaries and employee benefits | $411,000 | 8,176 |
| Premises and equipment expense | $66,000 | 8,273 |
| Additional noninterest expense | $265,000 | 7,841 |
| Pre-tax net operating income | $262,000 | 7,519 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $79,000 | 5,551 |
| Income before extraordinary items | $183,000 | 7,663 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $183,000 | 7,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,191 |
| Cash dividends | $40,000 | 5,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $183,000 | 7,630 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,255,000 | 7,763 |
| Total interest expense | $530,000 | 6,962 |
| Net interest income | $725,000 | 8,039 |
| Provision for loan and lease losses | $3,000 | 6,812 |
| Total noninterest income | $48,000 | 8,350 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $44,000 | 6,989 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,000 | 8,585 |
| Total noninterest expense | $534,000 | 8,217 |
| Salaries and employee benefits | $288,000 | 8,237 |
| Premises and equipment expense | $51,000 | 8,253 |
| Additional noninterest expense | $195,000 | 7,866 |
| Pre-tax net operating income | $236,000 | 7,494 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $47,000 | 5,835 |
| Income before extraordinary items | $189,000 | 7,508 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $189,000 | 7,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 3,302 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $189,000 | 7,477 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $807,000 | 7,804 |
| Total interest expense | $341,000 | 6,946 |
| Net interest income | $466,000 | 8,110 |
| Provision for loan and lease losses | $9,000 | 6,195 |
| Total noninterest income | $35,000 | 8,291 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $27,000 | 7,065 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $8,000 | 8,279 |
| Total noninterest expense | $358,000 | 8,209 |
| Salaries and employee benefits | $188,000 | 8,268 |
| Premises and equipment expense | $32,000 | 8,308 |
| Additional noninterest expense | $138,000 | 7,770 |
| Pre-tax net operating income | $134,000 | 7,641 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $13,000 | 6,301 |
| Income before extraordinary items | $121,000 | 7,578 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $121,000 | 7,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 2,115 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $121,000 | 7,535 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $397,000 | 7,878 |
| Total interest expense | $166,000 | 6,968 |
| Net interest income | $231,000 | 8,189 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $16,000 | 8,407 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $12,000 | 7,169 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,331 |
| Total noninterest expense | $173,000 | 8,317 |
| Salaries and employee benefits | $93,000 | 8,357 |
| Premises and equipment expense | $15,000 | 8,426 |
| Additional noninterest expense | $65,000 | 7,918 |
| Pre-tax net operating income | $44,000 | 7,971 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,000 | 6,740 |
| Income before extraordinary items | $43,000 | 7,879 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $43,000 | 7,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 1,389 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $43,000 | 7,854 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,684,000 | 7,704 |
| Total interest expense | $644,000 | 6,797 |
| Net interest income | $1,040,000 | 7,964 |
| Provision for loan and lease losses | $-18,000 | 8,693 |
| Total noninterest income | $83,000 | 8,267 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $71,000 | 6,934 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $12,000 | 8,473 |
| Total noninterest expense | $750,000 | 8,250 |
| Salaries and employee benefits | $428,000 | 8,208 |
| Premises and equipment expense | $76,000 | 8,271 |
| Additional noninterest expense | $246,000 | 8,015 |
| Pre-tax net operating income | $391,000 | 7,117 |
| Securities gains (losses) | $5,000 | 3,151 |
| Applicable income taxes | $128,000 | 5,274 |
| Income before extraordinary items | $268,000 | 7,358 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $268,000 | 7,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,149 |
| Cash dividends | $40,000 | 5,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $264,600 | 7,321 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,238,000 | 7,773 |
| Total interest expense | $479,000 | 6,803 |
| Net interest income | $759,000 | 8,031 |
| Provision for loan and lease losses | $-30,000 | 8,811 |
| Total noninterest income | $69,000 | 8,229 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $55,000 | 6,934 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $14,000 | 8,295 |
| Total noninterest expense | $578,000 | 8,212 |
| Salaries and employee benefits | $317,000 | 8,213 |
| Premises and equipment expense | $63,000 | 8,158 |
| Additional noninterest expense | $198,000 | 7,919 |
| Pre-tax net operating income | $280,000 | 7,325 |
| Securities gains (losses) | $4,000 | 3,145 |
| Applicable income taxes | $74,000 | 5,656 |
| Income before extraordinary items | $210,000 | 7,417 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $210,000 | 7,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,248 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $207,040 | 7,367 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $833,000 | 7,808 |
| Total interest expense | $311,000 | 6,901 |
| Net interest income | $522,000 | 8,037 |
| Provision for loan and lease losses | $20,000 | 5,844 |
| Total noninterest income | $51,000 | 8,163 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $42,000 | 6,783 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $9,000 | 8,365 |
| Total noninterest expense | $385,000 | 8,262 |
| Salaries and employee benefits | $214,000 | 8,255 |
| Premises and equipment expense | $42,000 | 8,198 |
| Additional noninterest expense | $129,000 | 7,980 |
| Pre-tax net operating income | $168,000 | 7,429 |
| Securities gains (losses) | $4,000 | 2,826 |
| Applicable income taxes | $62,000 | 5,405 |
| Income before extraordinary items | $110,000 | 7,684 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $110,000 | 7,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,069 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $107,440 | 7,640 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $395,000 | 7,923 |
| Total interest expense | $155,000 | 6,964 |
| Net interest income | $240,000 | 8,198 |
| Provision for loan and lease losses | $20,000 | 4,792 |
| Total noninterest income | $24,000 | 8,222 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $20,000 | 6,805 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,000 | 8,419 |
| Total noninterest expense | $201,000 | 8,238 |
| Salaries and employee benefits | $110,000 | 8,250 |
| Premises and equipment expense | $21,000 | 8,211 |
| Additional noninterest expense | $70,000 | 7,888 |
| Pre-tax net operating income | $43,000 | 8,009 |
| Securities gains (losses) | $4,000 | 2,410 |
| Applicable income taxes | $15,000 | 6,000 |
| Income before extraordinary items | $32,000 | 8,110 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $32,000 | 8,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,677 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $29,280 | 8,104 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,765,000 | 7,800 |
| Total interest expense | $891,000 | 6,435 |
| Net interest income | $874,000 | 8,299 |
| Provision for loan and lease losses | $210,000 | 3,929 |
| Total noninterest income | $99,000 | 8,309 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $80,000 | 6,892 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $19,000 | 8,467 |
| Total noninterest expense | $686,000 | 8,480 |
| Salaries and employee benefits | $393,000 | 8,438 |
| Premises and equipment expense | $83,000 | 8,294 |
| Additional noninterest expense | $210,000 | 8,379 |
| Pre-tax net operating income | $77,000 | 8,286 |
| Securities gains (losses) | $1,000 | 4,307 |
| Applicable income taxes | $-26,000 | 8,824 |
| Income before extraordinary items | $104,000 | 8,199 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $104,000 | 8,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,575 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $103,000 | 8,082 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,311,000 | 7,917 |
| Total interest expense | $722,000 | 6,381 |
| Net interest income | $589,000 | 8,509 |
| Provision for loan and lease losses | $178,000 | 3,620 |
| Total noninterest income | $69,000 | 8,455 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $57,000 | 7,032 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,000 | 8,600 |
| Total noninterest expense | $481,000 | 8,583 |
| Salaries and employee benefits | $286,000 | 8,481 |
| Premises and equipment expense | $50,000 | 8,563 |
| Additional noninterest expense | $145,000 | 8,498 |
| Pre-tax net operating income | $-1,000 | 8,644 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $54,000 | 6,146 |
| Income before extraordinary items | $-54,000 | 8,801 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-54,000 | 8,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,966 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-55,000 | 8,723 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $888,000 | 7,938 |
| Total interest expense | $491,000 | 6,445 |
| Net interest income | $397,000 | 8,529 |
| Provision for loan and lease losses | $178,000 | 2,759 |
| Total noninterest income | $46,000 | 8,450 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $38,000 | 7,025 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $8,000 | 8,587 |
| Total noninterest expense | $317,000 | 8,616 |
| Salaries and employee benefits | $195,000 | 8,492 |
| Premises and equipment expense | $31,000 | 8,641 |
| Additional noninterest expense | $91,000 | 8,578 |
| Pre-tax net operating income | $-52,000 | 8,772 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $42,000 | 6,056 |
| Income before extraordinary items | $-93,000 | 8,911 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-93,000 | 8,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,113 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-94,000 | 8,823 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $466,000 | 7,890 |
| Total interest expense | $241,000 | 6,590 |
| Net interest income | $225,000 | 8,409 |
| Provision for loan and lease losses | $47,000 | 3,775 |
| Total noninterest income | $24,000 | 8,411 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $20,000 | 6,904 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,607 |
| Total noninterest expense | $170,000 | 8,567 |
| Salaries and employee benefits | $104,000 | 8,448 |
| Premises and equipment expense | $16,000 | 8,615 |
| Additional noninterest expense | $50,000 | 8,487 |
| Pre-tax net operating income | $32,000 | 8,277 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $26,000 | 5,851 |
| Income before extraordinary items | $6,000 | 8,683 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,000 | 8,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $6,000 | 8,578 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,777,000 | 8,094 |
| Total interest expense | $987,000 | 6,966 |
| Net interest income | $790,000 | 8,604 |
| Provision for loan and lease losses | $34,000 | 7,128 |
| Total noninterest income | $105,000 | 8,339 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $89,000 | 6,775 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,000 | 8,678 |
| Total noninterest expense | $628,000 | 8,704 |
| Salaries and employee benefits | $322,000 | 8,814 |
| Premises and equipment expense | $79,000 | 8,456 |
| Additional noninterest expense | $227,000 | 8,352 |
| Pre-tax net operating income | $233,000 | 7,813 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $85,000 | 6,110 |
| Income before extraordinary items | $148,000 | 8,100 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $148,000 | 8,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,753 |
| Cash dividends | $40,000 | 6,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $148,000 | 7,996 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,544,000 | 8,686 |
| Total interest expense | $819,000 | 8,392 |
| Net interest income | $725,000 | 8,808 |
| Provision for loan and lease losses | $89,000 | 5,845 |
| Total noninterest income | $57,000 | 9,083 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $41,000 | 7,772 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $16,000 | 8,892 |
| Total noninterest expense | $476,000 | 9,228 |
| Salaries and employee benefits | $258,000 | 9,216 |
| Premises and equipment expense | $61,000 | 8,954 |
| Additional noninterest expense | $157,000 | 8,999 |
| Pre-tax net operating income | $217,000 | 7,806 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $62,000 | 6,510 |
| Income before extraordinary items | $155,000 | 7,995 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $155,000 | 7,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,455 |
| Cash dividends | $40,000 | 6,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $155,000 | 7,880 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,534,000 | 8,912 |
| Total interest expense | $821,000 | 8,587 |
| Net interest income | $713,000 | 9,084 |
| Provision for loan and lease losses | $5,000 | 8,144 |
| Total noninterest income | $52,000 | 9,306 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 7,929 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 9,181 |
| Total noninterest expense | $406,000 | 9,586 |
| Salaries and employee benefits | $229,000 | 9,542 |
| Premises and equipment expense | $29,000 | 9,683 |
| Additional noninterest expense | $148,000 | 9,253 |
| Pre-tax net operating income | $354,000 | 7,668 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $114,000 | 6,341 |
| Income before extraordinary items | $240,000 | 7,839 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $240,000 | 7,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,934 |
| Cash dividends | $40,000 | 6,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $240,000 | 7,840 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,456,000 | 9,128 |
| Total interest expense | $761,000 | 8,785 |
| Net interest income | $695,000 | 9,300 |
| Provision for loan and lease losses | $75,000 | 5,766 |
| Total noninterest income | $45,000 | 9,654 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 8,296 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 9,479 |
| Total noninterest expense | $407,000 | 9,862 |
| Salaries and employee benefits | $241,000 | 9,747 |
| Premises and equipment expense | $36,000 | 9,893 |
| Additional noninterest expense | $130,000 | 9,705 |
| Pre-tax net operating income | $258,000 | 8,298 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $79,000 | 7,204 |
| Income before extraordinary items | $179,000 | 8,443 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $179,000 | 8,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,020 |
| Cash dividends | $40,000 | 6,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $179,000 | 8,413 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,417,000 | 9,395 |
| Total interest expense | $767,000 | 9,016 |
| Net interest income | $650,000 | 9,609 |
| Provision for loan and lease losses | $48,000 | 6,686 |
| Total noninterest income | $47,000 | 9,881 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 8,429 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 9,838 |
| Total noninterest expense | $419,000 | 10,006 |
| Salaries and employee benefits | $224,000 | 9,996 |
| Premises and equipment expense | $41,000 | 9,998 |
| Additional noninterest expense | $154,000 | 9,619 |
| Pre-tax net operating income | $230,000 | 8,769 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $68,000 | 8,027 |
| Income before extraordinary items | $162,000 | 8,893 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $162,000 | 8,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 9,586 |
| Cash dividends | $40,000 | 7,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $162,000 | 8,831 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,314,000 | 9,912 |
| Total interest expense | $658,000 | 9,662 |
| Net interest income | $656,000 | 10,046 |
| Provision for loan and lease losses | $20,000 | 7,880 |
| Total noninterest income | $41,000 | 10,427 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $29,000 | 8,938 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 10,305 |
| Total noninterest expense | $394,000 | 10,493 |
| Salaries and employee benefits | $255,000 | 10,243 |
| Premises and equipment expense | $23,000 | 10,723 |
| Additional noninterest expense | $116,000 | 10,389 |
| Pre-tax net operating income | $283,000 | 9,098 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $87,000 | 8,619 |
| Income before extraordinary items | $196,000 | 9,191 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $196,000 | 9,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,179 |
| Cash dividends | $40,000 | 7,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $196,000 | 9,141 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,232,000 | 10,480 |
| Total interest expense | $631,000 | 10,177 |
| Net interest income | $601,000 | 10,656 |
| Provision for loan and lease losses | $64,000 | 6,010 |
| Total noninterest income | $48,000 | 10,886 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 9,277 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 10,772 |
| Total noninterest expense | $372,000 | 11,057 |
| Salaries and employee benefits | $228,000 | 10,854 |
| Premises and equipment expense | $38,000 | 10,966 |
| Additional noninterest expense | $106,000 | 11,034 |
| Pre-tax net operating income | $213,000 | 9,709 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $59,000 | 9,531 |
| Income before extraordinary items | $155,000 | 9,735 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $155,000 | 9,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,188 |
| Cash dividends | $36,000 | 7,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $154,280 | 9,689 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,062,000 | 11,178 |
| Total interest expense | $546,000 | 10,864 |
| Net interest income | $516,000 | 11,366 |
| Provision for loan and lease losses | $79,000 | 5,161 |
| Total noninterest income | $47,000 | 11,404 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 9,675 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 11,383 |
| Total noninterest expense | $323,000 | 11,658 |
| Salaries and employee benefits | $177,000 | 11,611 |
| Premises and equipment expense | $25,000 | 11,720 |
| Additional noninterest expense | $121,000 | 11,412 |
| Pre-tax net operating income | $161,000 | 10,709 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $41,000 | 10,357 |
| Income before extraordinary items | $120,000 | 10,748 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $120,000 | 10,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,152 |
| Cash dividends | $36,000 | 8,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $120,000 | 10,720 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $883,000 | 11,924 |
| Total interest expense | $406,000 | 11,553 |
| Net interest income | $477,000 | 12,073 |
| Provision for loan and lease losses | $42,000 | 6,508 |
| Total noninterest income | $58,000 | 11,759 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 10,221 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 11,176 |
| Total noninterest expense | $328,000 | 12,270 |
| Salaries and employee benefits | $179,000 | 12,203 |
| Premises and equipment expense | $29,000 | 12,238 |
| Additional noninterest expense | $120,000 | 12,113 |
| Pre-tax net operating income | $165,000 | 11,161 |
| Securities gains (losses) | $-3,000 | 9,178 |
| Applicable income taxes | $46,000 | 10,566 |
| Income before extraordinary items | $116,000 | 11,204 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $116,000 | 11,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,934 |
| Cash dividends | $35,000 | 8,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $118,160 | 11,228 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $769,000 | 12,720 |
| Total interest expense | $348,000 | 12,446 |
| Net interest income | $421,000 | 12,758 |
| Provision for loan and lease losses | $7,000 | 9,969 |
| Total noninterest income | $41,000 | 12,744 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 10,569 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 12,981 |
| Total noninterest expense | $317,000 | 12,932 |
| Salaries and employee benefits | $175,000 | 12,822 |
| Premises and equipment expense | $34,000 | 12,727 |
| Additional noninterest expense | $108,000 | 12,867 |
| Pre-tax net operating income | $138,000 | 11,572 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $39,000 | 11,180 |
| Income before extraordinary items | $99,000 | 11,813 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $99,000 | 11,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $36,000 | 8,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $99,000 | 11,621 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $780,000 | 13,380 |
| Total interest expense | $374,000 | 13,285 |
| Net interest income | $406,000 | 13,374 |
| Provision for loan and lease losses | $11,000 | 11,121 |
| Total noninterest income | $43,000 | 13,263 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 10,924 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 13,414 |
| Total noninterest expense | $305,000 | 13,546 |
| Salaries and employee benefits | $176,000 | 13,360 |
| Premises and equipment expense | $30,000 | 13,418 |
| Additional noninterest expense | $99,000 | 13,543 |
| Pre-tax net operating income | $133,000 | 11,683 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $39,000 | 11,559 |
| Income before extraordinary items | $94,000 | 12,010 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $94,000 | 12,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $35,000 | 8,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $94,000 | 11,712 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.