Home > Farmers State Bank > Income and Expense
Farmers State Bank, Income and Expense
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,047,000 | 6,210 |
| Total interest expense | $685,000 | 5,035 |
| Net interest income | $362,000 | 7,327 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $83,000 | 5,910 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $47,000 | 5,004 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $36,000 | 5,687 |
| Total noninterest expense | $345,000 | 7,164 |
| Salaries and employee benefits | $176,000 | 7,310 |
| Premises and equipment expense | $40,000 | 7,184 |
| Additional noninterest expense | $129,000 | 6,505 |
| Pre-tax net operating income | $100,000 | 6,660 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $5,000 | 5,693 |
| Income before extraordinary items | $95,000 | 6,470 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $95,000 | 6,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 1,766 |
| Cash dividends | $75,000 | 3,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $95,000 | 6,455 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,786,000 | 5,680 |
| Total interest expense | $2,923,000 | 4,380 |
| Net interest income | $1,863,000 | 6,722 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $383,000 | 5,693 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $227,000 | 4,721 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $156,000 | 5,549 |
| Total noninterest expense | $1,399,000 | 7,059 |
| Salaries and employee benefits | $717,000 | 7,215 |
| Premises and equipment expense | $171,000 | 7,028 |
| Additional noninterest expense | $511,000 | 6,487 |
| Pre-tax net operating income | $847,000 | 5,535 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $113,000 | 4,865 |
| Income before extraordinary items | $734,000 | 5,402 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $734,000 | 5,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,890 |
| Cash dividends | $300,000 | 4,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $734,000 | 5,394 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,589,000 | 5,678 |
| Total interest expense | $2,169,000 | 4,324 |
| Net interest income | $1,420,000 | 6,762 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $301,000 | 5,628 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $182,000 | 4,600 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $119,000 | 5,539 |
| Total noninterest expense | $1,052,000 | 7,054 |
| Salaries and employee benefits | $556,000 | 7,138 |
| Premises and equipment expense | $132,000 | 6,992 |
| Additional noninterest expense | $364,000 | 6,601 |
| Pre-tax net operating income | $669,000 | 5,638 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $98,000 | 4,946 |
| Income before extraordinary items | $571,000 | 5,477 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $571,000 | 5,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,745 |
| Cash dividends | $225,000 | 4,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $571,000 | 5,479 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,369,000 | 5,683 |
| Total interest expense | $1,391,000 | 4,313 |
| Net interest income | $978,000 | 6,714 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $202,000 | 5,614 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $122,000 | 4,569 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $80,000 | 5,568 |
| Total noninterest expense | $712,000 | 7,062 |
| Salaries and employee benefits | $382,000 | 7,097 |
| Premises and equipment expense | $96,000 | 6,851 |
| Additional noninterest expense | $234,000 | 6,732 |
| Pre-tax net operating income | $468,000 | 5,558 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $74,000 | 4,861 |
| Income before extraordinary items | $394,000 | 5,422 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $394,000 | 5,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 7,908 |
| Cash dividends | $150,000 | 3,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $394,000 | 5,416 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,156,000 | 5,702 |
| Total interest expense | $665,000 | 4,304 |
| Net interest income | $491,000 | 6,728 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $98,000 | 5,636 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $60,000 | 4,537 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $38,000 | 5,631 |
| Total noninterest expense | $372,000 | 6,961 |
| Salaries and employee benefits | $207,000 | 6,903 |
| Premises and equipment expense | $52,000 | 6,673 |
| Additional noninterest expense | $113,000 | 6,790 |
| Pre-tax net operating income | $217,000 | 5,670 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $31,000 | 4,987 |
| Income before extraordinary items | $186,000 | 5,496 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $186,000 | 5,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $75,000 | 3,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $186,000 | 5,493 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,234,000 | 5,658 |
| Total interest expense | $2,146,000 | 4,232 |
| Net interest income | $2,088,000 | 6,547 |
| Provision for loan and lease losses | $10,000 | 6,810 |
| Total noninterest income | $380,000 | 5,833 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $229,000 | 4,765 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $151,000 | 5,718 |
| Total noninterest expense | $1,629,000 | 6,672 |
| Salaries and employee benefits | $933,000 | 6,543 |
| Premises and equipment expense | $183,000 | 6,914 |
| Additional noninterest expense | $513,000 | 6,495 |
| Pre-tax net operating income | $829,000 | 5,796 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $128,000 | 5,157 |
| Income before extraordinary items | $701,000 | 5,667 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $701,000 | 5,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,317 |
| Cash dividends | $300,000 | 4,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $701,000 | 5,645 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,134,000 | 5,677 |
| Total interest expense | $1,554,000 | 4,188 |
| Net interest income | $1,580,000 | 6,536 |
| Provision for loan and lease losses | $10,000 | 6,490 |
| Total noninterest income | $283,000 | 5,891 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $165,000 | 4,871 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $118,000 | 5,654 |
| Total noninterest expense | $1,206,000 | 6,708 |
| Salaries and employee benefits | $691,000 | 6,579 |
| Premises and equipment expense | $133,000 | 6,961 |
| Additional noninterest expense | $382,000 | 6,492 |
| Pre-tax net operating income | $647,000 | 5,817 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $112,000 | 5,133 |
| Income before extraordinary items | $535,000 | 5,746 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $535,000 | 5,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,957 |
| Cash dividends | $225,000 | 3,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $535,000 | 5,707 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,083,000 | 5,616 |
| Total interest expense | $1,003,000 | 4,118 |
| Net interest income | $1,080,000 | 6,460 |
| Provision for loan and lease losses | $10,000 | 6,110 |
| Total noninterest income | $181,000 | 5,963 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $99,000 | 5,055 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $82,000 | 5,563 |
| Total noninterest expense | $789,000 | 6,765 |
| Salaries and employee benefits | $462,000 | 6,576 |
| Premises and equipment expense | $80,000 | 7,151 |
| Additional noninterest expense | $247,000 | 6,571 |
| Pre-tax net operating income | $462,000 | 5,638 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $87,000 | 4,992 |
| Income before extraordinary items | $375,000 | 5,607 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $375,000 | 5,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,194 |
| Cash dividends | $150,000 | 3,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $375,000 | 5,560 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,040,000 | 5,609 |
| Total interest expense | $487,000 | 4,089 |
| Net interest income | $553,000 | 6,433 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $81,000 | 6,145 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $68,000 | 4,325 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,447 |
| Total noninterest expense | $393,000 | 6,814 |
| Salaries and employee benefits | $233,000 | 6,576 |
| Premises and equipment expense | $44,000 | 7,034 |
| Additional noninterest expense | $116,000 | 6,761 |
| Pre-tax net operating income | $241,000 | 5,528 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $48,000 | 4,803 |
| Income before extraordinary items | $193,000 | 5,506 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $193,000 | 5,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $75,000 | 3,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $193,000 | 5,473 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,883,000 | 5,641 |
| Total interest expense | $1,864,000 | 3,859 |
| Net interest income | $2,019,000 | 6,602 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $380,000 | 5,898 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $212,000 | 5,105 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $168,000 | 5,470 |
| Total noninterest expense | $1,522,000 | 6,848 |
| Salaries and employee benefits | $821,000 | 6,855 |
| Premises and equipment expense | $203,000 | 6,725 |
| Additional noninterest expense | $498,000 | 6,542 |
| Pre-tax net operating income | $877,000 | 5,567 |
| Securities gains (losses) | $110,000 | 1,177 |
| Applicable income taxes | $209,000 | 4,701 |
| Income before extraordinary items | $778,000 | 5,321 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $778,000 | 5,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,978 |
| Cash dividends | $135,000 | 5,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $691,100 | 5,556 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,855,000 | 5,696 |
| Total interest expense | $1,376,000 | 3,862 |
| Net interest income | $1,479,000 | 6,667 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $298,000 | 5,827 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $163,000 | 5,094 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $135,000 | 5,352 |
| Total noninterest expense | $1,120,000 | 6,872 |
| Salaries and employee benefits | $600,000 | 6,901 |
| Premises and equipment expense | $153,000 | 6,680 |
| Additional noninterest expense | $367,000 | 6,588 |
| Pre-tax net operating income | $657,000 | 5,663 |
| Securities gains (losses) | $110,000 | 1,109 |
| Applicable income taxes | $169,000 | 4,697 |
| Income before extraordinary items | $598,000 | 5,374 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $598,000 | 5,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $60,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $512,200 | 5,695 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,868,000 | 5,782 |
| Total interest expense | $897,000 | 3,939 |
| Net interest income | $971,000 | 6,740 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $194,000 | 5,889 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $101,000 | 5,244 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $93,000 | 5,304 |
| Total noninterest expense | $762,000 | 6,848 |
| Salaries and employee benefits | $402,000 | 6,935 |
| Premises and equipment expense | $105,000 | 6,680 |
| Additional noninterest expense | $255,000 | 6,470 |
| Pre-tax net operating income | $403,000 | 5,834 |
| Securities gains (losses) | $6,000 | 2,670 |
| Applicable income taxes | $72,000 | 5,247 |
| Income before extraordinary items | $337,000 | 5,767 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $337,000 | 5,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $60,000 | 4,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $332,080 | 5,724 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $942,000 | 5,772 |
| Total interest expense | $430,000 | 4,105 |
| Net interest income | $512,000 | 6,625 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $100,000 | 5,773 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $44,000 | 5,481 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $56,000 | 4,886 |
| Total noninterest expense | $384,000 | 6,871 |
| Salaries and employee benefits | $195,000 | 7,054 |
| Premises and equipment expense | $56,000 | 6,504 |
| Additional noninterest expense | $133,000 | 6,356 |
| Pre-tax net operating income | $228,000 | 5,515 |
| Securities gains (losses) | $6,000 | 2,267 |
| Applicable income taxes | $47,000 | 4,925 |
| Income before extraordinary items | $187,000 | 5,502 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $187,000 | 5,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $60,000 | 3,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $182,200 | 5,448 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,556,000 | 5,997 |
| Total interest expense | $1,749,000 | 4,443 |
| Net interest income | $1,807,000 | 6,890 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $424,000 | 5,847 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $178,000 | 5,511 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $246,000 | 4,881 |
| Total noninterest expense | $1,366,000 | 7,141 |
| Salaries and employee benefits | $756,000 | 7,090 |
| Premises and equipment expense | $148,000 | 7,428 |
| Additional noninterest expense | $462,000 | 6,779 |
| Pre-tax net operating income | $865,000 | 5,505 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $164,000 | 5,176 |
| Income before extraordinary items | $701,000 | 5,590 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $701,000 | 5,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,564 |
| Cash dividends | $390,000 | 3,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $701,000 | 5,416 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,622,000 | 6,122 |
| Total interest expense | $1,294,000 | 4,588 |
| Net interest income | $1,328,000 | 6,994 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $346,000 | 5,700 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $130,000 | 5,604 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $216,000 | 4,638 |
| Total noninterest expense | $996,000 | 7,212 |
| Salaries and employee benefits | $543,000 | 7,165 |
| Premises and equipment expense | $103,000 | 7,576 |
| Additional noninterest expense | $350,000 | 6,711 |
| Pre-tax net operating income | $678,000 | 5,590 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $129,000 | 5,289 |
| Income before extraordinary items | $549,000 | 5,615 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $549,000 | 5,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,605 |
| Cash dividends | $330,000 | 3,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $549,000 | 5,433 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,773,000 | 6,116 |
| Total interest expense | $865,000 | 4,692 |
| Net interest income | $908,000 | 6,921 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $257,000 | 5,390 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $80,000 | 5,768 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $177,000 | 4,260 |
| Total noninterest expense | $673,000 | 7,197 |
| Salaries and employee benefits | $362,000 | 7,196 |
| Premises and equipment expense | $69,000 | 7,580 |
| Additional noninterest expense | $242,000 | 6,633 |
| Pre-tax net operating income | $492,000 | 5,345 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $94,000 | 5,213 |
| Income before extraordinary items | $398,000 | 5,415 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $398,000 | 5,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,628 |
| Cash dividends | $270,000 | 3,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $398,000 | 5,211 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $872,000 | 6,197 |
| Total interest expense | $429,000 | 4,816 |
| Net interest income | $443,000 | 7,005 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $169,000 | 4,577 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $36,000 | 5,904 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $133,000 | 3,422 |
| Total noninterest expense | $366,000 | 7,000 |
| Salaries and employee benefits | $191,000 | 7,087 |
| Premises and equipment expense | $30,000 | 7,859 |
| Additional noninterest expense | $145,000 | 6,052 |
| Pre-tax net operating income | $246,000 | 5,322 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $34,000 | 5,594 |
| Income before extraordinary items | $212,000 | 5,170 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $212,000 | 5,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,455 |
| Cash dividends | $60,000 | 3,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $212,000 | 4,976 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,834,000 | 6,044 |
| Total interest expense | $1,910,000 | 4,956 |
| Net interest income | $1,924,000 | 6,744 |
| Provision for loan and lease losses | $10,000 | 7,810 |
| Total noninterest income | $362,000 | 6,024 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $137,000 | 6,009 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $225,000 | 4,791 |
| Total noninterest expense | $1,413,000 | 7,034 |
| Salaries and employee benefits | $844,000 | 6,720 |
| Premises and equipment expense | $168,000 | 7,198 |
| Additional noninterest expense | $401,000 | 7,148 |
| Pre-tax net operating income | $863,000 | 5,583 |
| Securities gains (losses) | $347,000 | 817 |
| Applicable income taxes | $290,000 | 4,511 |
| Income before extraordinary items | $920,000 | 4,821 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $920,000 | 4,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,483 |
| Cash dividends | $240,000 | 4,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $656,280 | 5,586 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,270,000 | 6,131 |
| Total interest expense | $2,347,000 | 5,594 |
| Net interest income | $1,923,000 | 6,551 |
| Provision for loan and lease losses | $35,000 | 7,117 |
| Total noninterest income | $319,000 | 6,250 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $130,000 | 6,083 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $189,000 | 5,052 |
| Total noninterest expense | $1,440,000 | 6,921 |
| Salaries and employee benefits | $849,000 | 6,587 |
| Premises and equipment expense | $179,000 | 7,080 |
| Additional noninterest expense | $412,000 | 7,053 |
| Pre-tax net operating income | $767,000 | 5,596 |
| Securities gains (losses) | $273,000 | 948 |
| Applicable income taxes | $249,000 | 4,617 |
| Income before extraordinary items | $791,000 | 4,900 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $791,000 | 4,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,531 |
| Cash dividends | $280,000 | 4,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $583,520 | 5,567 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,120,000 | 6,388 |
| Total interest expense | $2,371,000 | 5,745 |
| Net interest income | $1,749,000 | 7,015 |
| Provision for loan and lease losses | $5,000 | 8,144 |
| Total noninterest income | $286,000 | 6,422 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 6,358 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 5,123 |
| Total noninterest expense | $1,345,000 | 7,122 |
| Salaries and employee benefits | $814,000 | 6,662 |
| Premises and equipment expense | $163,000 | 7,358 |
| Additional noninterest expense | $368,000 | 7,416 |
| Pre-tax net operating income | $685,000 | 6,284 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $101,000 | 6,491 |
| Income before extraordinary items | $583,000 | 5,926 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $583,000 | 5,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 9,552 |
| Cash dividends | $240,000 | 4,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $583,850 | 5,935 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,494,000 | 6,832 |
| Total interest expense | $1,835,000 | 6,287 |
| Net interest income | $1,659,000 | 7,265 |
| Provision for loan and lease losses | $45,000 | 6,711 |
| Total noninterest income | $235,000 | 7,098 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 6,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 5,886 |
| Total noninterest expense | $1,203,000 | 7,562 |
| Salaries and employee benefits | $689,000 | 7,300 |
| Premises and equipment expense | $143,000 | 7,784 |
| Additional noninterest expense | $371,000 | 7,531 |
| Pre-tax net operating income | $646,000 | 6,539 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $148,000 | 6,305 |
| Income before extraordinary items | $498,000 | 6,455 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $498,000 | 6,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 9,790 |
| Cash dividends | $270,000 | 4,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $498,000 | 6,437 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,458,000 | 7,005 |
| Total interest expense | $1,816,000 | 6,521 |
| Net interest income | $1,642,000 | 7,388 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $222,000 | 7,312 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 6,582 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 6,447 |
| Total noninterest expense | $1,163,000 | 7,645 |
| Salaries and employee benefits | $664,000 | 7,407 |
| Premises and equipment expense | $146,000 | 7,743 |
| Additional noninterest expense | $353,000 | 7,639 |
| Pre-tax net operating income | $701,000 | 6,472 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $130,000 | 7,104 |
| Income before extraordinary items | $571,000 | 6,204 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $571,000 | 6,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 2,595 |
| Cash dividends | $300,000 | 4,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $571,000 | 6,093 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,445,000 | 7,219 |
| Total interest expense | $1,773,000 | 6,738 |
| Net interest income | $1,672,000 | 7,613 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $259,000 | 7,109 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 6,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 5,702 |
| Total noninterest expense | $1,190,000 | 7,715 |
| Salaries and employee benefits | $698,000 | 7,324 |
| Premises and equipment expense | $128,000 | 8,292 |
| Additional noninterest expense | $364,000 | 7,679 |
| Pre-tax net operating income | $741,000 | 6,822 |
| Securities gains (losses) | $-3,000 | 9,416 |
| Applicable income taxes | $155,000 | 7,534 |
| Income before extraordinary items | $583,000 | 6,462 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $583,000 | 6,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-63,000 | 10,596 |
| Cash dividends | $100,000 | 6,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $585,370 | 6,393 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,150,000 | 7,815 |
| Total interest expense | $1,661,000 | 7,184 |
| Net interest income | $1,489,000 | 8,293 |
| Provision for loan and lease losses | $425,000 | 1,987 |
| Total noninterest income | $374,000 | 6,173 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 6,812 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $242,000 | 4,626 |
| Total noninterest expense | $1,253,000 | 7,820 |
| Salaries and employee benefits | $715,000 | 7,424 |
| Premises and equipment expense | $155,000 | 7,939 |
| Additional noninterest expense | $383,000 | 8,025 |
| Pre-tax net operating income | $185,000 | 9,881 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-20,000 | 10,988 |
| Income before extraordinary items | $205,000 | 9,244 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $205,000 | 9,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $558,000 | 1,315 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $205,000 | 9,190 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,136,000 | 8,026 |
| Total interest expense | $1,683,000 | 7,180 |
| Net interest income | $1,453,000 | 8,663 |
| Provision for loan and lease losses | $1,001,000 | 939 |
| Total noninterest income | $360,000 | 6,364 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $164,000 | 6,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $196,000 | 5,191 |
| Total noninterest expense | $1,321,000 | 7,810 |
| Salaries and employee benefits | $731,000 | 7,527 |
| Premises and equipment expense | $169,000 | 7,842 |
| Additional noninterest expense | $421,000 | 7,996 |
| Pre-tax net operating income | $-509,000 | 11,798 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-295,000 | 11,834 |
| Income before extraordinary items | $-214,000 | 11,688 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-214,000 | 11,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $652,000 | 1,168 |
| Cash dividends | $75,000 | 7,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-214,000 | 11,674 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,021,000 | 7,996 |
| Total interest expense | $1,369,000 | 7,314 |
| Net interest income | $1,652,000 | 8,446 |
| Provision for loan and lease losses | $280,000 | 2,395 |
| Total noninterest income | $351,000 | 6,662 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 6,107 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 5,950 |
| Total noninterest expense | $1,285,000 | 8,301 |
| Salaries and employee benefits | $686,000 | 7,985 |
| Premises and equipment expense | $127,000 | 9,189 |
| Additional noninterest expense | $472,000 | 8,130 |
| Pre-tax net operating income | $438,000 | 9,073 |
| Securities gains (losses) | $18,000 | 1,859 |
| Applicable income taxes | $20,000 | 11,148 |
| Income before extraordinary items | $436,000 | 7,835 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $436,000 | 7,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 2,377 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $418,720 | 8,050 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,122,000 | 8,139 |
| Total interest expense | $1,365,000 | 7,656 |
| Net interest income | $1,757,000 | 8,348 |
| Provision for loan and lease losses | $110,000 | 5,504 |
| Total noninterest income | $308,000 | 7,559 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $173,000 | 6,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 6,905 |
| Total noninterest expense | $1,204,000 | 8,878 |
| Salaries and employee benefits | $677,000 | 8,154 |
| Premises and equipment expense | $147,000 | 8,987 |
| Additional noninterest expense | $380,000 | 9,477 |
| Pre-tax net operating income | $751,000 | 7,091 |
| Securities gains (losses) | $10,000 | 5,473 |
| Applicable income taxes | $150,000 | 8,653 |
| Income before extraordinary items | $611,000 | 6,700 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $611,000 | 6,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $342,000 | 2,270 |
| Cash dividends | $300,000 | 4,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $603,000 | 6,512 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,305,000 | 8,464 |
| Total interest expense | $1,703,000 | 7,880 |
| Net interest income | $1,602,000 | 8,952 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $367,000 | 6,877 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $199,000 | 6,008 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 6,255 |
| Total noninterest expense | $1,177,000 | 9,149 |
| Salaries and employee benefits | $670,000 | 8,220 |
| Premises and equipment expense | $119,000 | 10,050 |
| Additional noninterest expense | $388,000 | 9,710 |
| Pre-tax net operating income | $792,000 | 6,605 |
| Securities gains (losses) | $6,000 | 6,913 |
| Applicable income taxes | $197,000 | 7,617 |
| Income before extraordinary items | $601,000 | 6,572 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $601,000 | 6,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 6,549 |
| Cash dividends | $250,000 | 4,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $596,500 | 6,244 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.