Home > Farmers State Bank > Income and Expense
Farmers State Bank, Income and Expense
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $394,000 | 6,321 |
| Total interest expense | $50,000 | 6,143 |
| Net interest income | $344,000 | 6,300 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $35,000 | 6,060 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $15,000 | 5,892 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $20,000 | 5,678 |
| Total noninterest expense | $408,000 | 5,877 |
| Salaries and employee benefits | $196,000 | 6,046 |
| Premises and equipment expense | $25,000 | 6,421 |
| Additional noninterest expense | $187,000 | 5,283 |
| Pre-tax net operating income | $-29,000 | 6,477 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $3,000 | 4,340 |
| Income before extraordinary items | $-32,000 | 6,545 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-32,000 | 6,546 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-32,000 | 6,546 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-32,000 | 6,495 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,817,000 | 6,267 |
| Total interest expense | $259,000 | 6,137 |
| Net interest income | $1,558,000 | 6,237 |
| Provision for loan and lease losses | $-138,000 | 6,897 |
| Total noninterest income | $152,000 | 5,962 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $73,000 | 5,833 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $79,000 | 5,523 |
| Total noninterest expense | $1,392,000 | 6,224 |
| Salaries and employee benefits | $855,000 | 5,984 |
| Premises and equipment expense | $86,000 | 6,633 |
| Additional noninterest expense | $451,000 | 6,205 |
| Pre-tax net operating income | $456,000 | 5,010 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $29,000 | 4,074 |
| Income before extraordinary items | $427,000 | 5,127 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $427,000 | 5,125 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $427,000 | 5,126 |
| Net charge-offs | $-98,000 | 6,943 |
| Cash dividends | $150,000 | 3,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $427,000 | 4,915 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,395,000 | 6,334 |
| Total interest expense | $202,000 | 6,234 |
| Net interest income | $1,193,000 | 6,304 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $113,000 | 6,041 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $56,000 | 5,892 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $57,000 | 5,651 |
| Total noninterest expense | $1,006,000 | 6,327 |
| Salaries and employee benefits | $585,000 | 6,160 |
| Premises and equipment expense | $60,000 | 6,761 |
| Additional noninterest expense | $361,000 | 6,171 |
| Pre-tax net operating income | $300,000 | 5,304 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $14,000 | 4,284 |
| Income before extraordinary items | $286,000 | 5,378 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $286,000 | 5,377 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $286,000 | 5,377 |
| Net charge-offs | $-30,000 | 6,833 |
| Cash dividends | $150,000 | 3,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $286,000 | 5,179 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $928,000 | 6,393 |
| Total interest expense | $144,000 | 6,240 |
| Net interest income | $784,000 | 6,369 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $73,000 | 6,102 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $36,000 | 5,959 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $37,000 | 5,716 |
| Total noninterest expense | $675,000 | 6,365 |
| Salaries and employee benefits | $395,000 | 6,191 |
| Premises and equipment expense | $41,000 | 6,784 |
| Additional noninterest expense | $239,000 | 6,228 |
| Pre-tax net operating income | $182,000 | 5,402 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $9,000 | 4,267 |
| Income before extraordinary items | $173,000 | 5,502 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $173,000 | 5,501 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $173,000 | 5,501 |
| Net charge-offs | $-24,000 | 6,834 |
| Cash dividends | $75,000 | 3,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $173,000 | 5,308 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $463,000 | 6,454 |
| Total interest expense | $79,000 | 6,218 |
| Net interest income | $384,000 | 6,444 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $36,000 | 6,184 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $17,000 | 6,021 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $19,000 | 5,771 |
| Total noninterest expense | $340,000 | 6,399 |
| Salaries and employee benefits | $202,000 | 6,203 |
| Premises and equipment expense | $21,000 | 6,810 |
| Additional noninterest expense | $117,000 | 6,299 |
| Pre-tax net operating income | $80,000 | 5,619 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $5,000 | 4,246 |
| Income before extraordinary items | $75,000 | 5,668 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $75,000 | 5,668 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $75,000 | 5,668 |
| Net charge-offs | $-23,000 | 6,913 |
| Cash dividends | $75,000 | 2,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $75,000 | 5,510 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,088,000 | 6,377 |
| Total interest expense | $409,000 | 6,173 |
| Net interest income | $1,679,000 | 6,370 |
| Provision for loan and lease losses | $40,000 | 5,963 |
| Total noninterest income | $151,000 | 6,044 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $87,000 | 5,714 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $64,000 | 5,732 |
| Total noninterest expense | $1,369,000 | 6,453 |
| Salaries and employee benefits | $789,000 | 6,299 |
| Premises and equipment expense | $78,000 | 6,983 |
| Additional noninterest expense | $502,000 | 6,279 |
| Pre-tax net operating income | $421,000 | 4,918 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $13,000 | 4,252 |
| Income before extraordinary items | $408,000 | 4,915 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $408,000 | 4,917 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $408,000 | 4,916 |
| Net charge-offs | $61,000 | 5,363 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $408,000 | 4,787 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,584,000 | 6,425 |
| Total interest expense | $321,000 | 6,212 |
| Net interest income | $1,263,000 | 6,412 |
| Provision for loan and lease losses | $40,000 | 5,694 |
| Total noninterest income | $124,000 | 6,062 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $68,000 | 5,668 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $56,000 | 5,669 |
| Total noninterest expense | $1,034,000 | 6,486 |
| Salaries and employee benefits | $595,000 | 6,298 |
| Premises and equipment expense | $59,000 | 7,034 |
| Additional noninterest expense | $380,000 | 6,305 |
| Pre-tax net operating income | $313,000 | 5,055 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $12,000 | 4,209 |
| Income before extraordinary items | $301,000 | 5,044 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $301,000 | 5,045 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $301,000 | 5,045 |
| Net charge-offs | $-31,000 | 7,183 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $301,000 | 4,934 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,029,000 | 6,524 |
| Total interest expense | $223,000 | 6,267 |
| Net interest income | $806,000 | 6,531 |
| Provision for loan and lease losses | $40,000 | 5,272 |
| Total noninterest income | $81,000 | 6,107 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $42,000 | 5,758 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $39,000 | 5,709 |
| Total noninterest expense | $679,000 | 6,568 |
| Salaries and employee benefits | $400,000 | 6,354 |
| Premises and equipment expense | $39,000 | 7,097 |
| Additional noninterest expense | $240,000 | 6,445 |
| Pre-tax net operating income | $168,000 | 5,308 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $10,000 | 4,094 |
| Income before extraordinary items | $158,000 | 5,311 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $158,000 | 5,310 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $158,000 | 5,311 |
| Net charge-offs | $-21,000 | 7,167 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $158,000 | 5,217 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $496,000 | 6,623 |
| Total interest expense | $116,000 | 6,290 |
| Net interest income | $380,000 | 6,637 |
| Provision for loan and lease losses | $40,000 | 4,390 |
| Total noninterest income | $42,000 | 6,140 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $20,000 | 5,795 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $22,000 | 5,717 |
| Total noninterest expense | $334,000 | 6,645 |
| Salaries and employee benefits | $195,000 | 6,427 |
| Premises and equipment expense | $21,000 | 7,090 |
| Additional noninterest expense | $118,000 | 6,519 |
| Pre-tax net operating income | $48,000 | 5,784 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $5,000 | 4,051 |
| Income before extraordinary items | $43,000 | 5,810 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $43,000 | 5,809 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $43,000 | 5,810 |
| Net charge-offs | $-13,000 | 7,088 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $43,000 | 5,776 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,403,000 | 6,441 |
| Total interest expense | $575,000 | 6,314 |
| Net interest income | $1,828,000 | 6,395 |
| Provision for loan and lease losses | $542,000 | 4,010 |
| Total noninterest income | $154,000 | 6,261 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $97,000 | 5,516 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $57,000 | 5,995 |
| Total noninterest expense | $1,444,000 | 6,589 |
| Salaries and employee benefits | $729,000 | 6,617 |
| Premises and equipment expense | $77,000 | 7,258 |
| Additional noninterest expense | $638,000 | 6,103 |
| Pre-tax net operating income | $-4,000 | 5,784 |
| Securities gains (losses) | $97,000 | 2,198 |
| Applicable income taxes | $9,000 | 4,240 |
| Income before extraordinary items | $84,000 | 5,672 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $84,000 | 5,673 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $84,000 | 5,673 |
| Net charge-offs | $368,000 | 4,037 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-3,300 | 5,839 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,765,000 | 6,575 |
| Total interest expense | $444,000 | 6,415 |
| Net interest income | $1,321,000 | 6,553 |
| Provision for loan and lease losses | $397,000 | 3,924 |
| Total noninterest income | $114,000 | 6,387 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $74,000 | 5,590 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $40,000 | 6,202 |
| Total noninterest expense | $1,048,000 | 6,691 |
| Salaries and employee benefits | $536,000 | 6,695 |
| Premises and equipment expense | $59,000 | 7,320 |
| Additional noninterest expense | $453,000 | 6,251 |
| Pre-tax net operating income | $-10,000 | 6,001 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $10,000 | 4,245 |
| Income before extraordinary items | $-20,000 | 6,178 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-20,000 | 6,179 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-20,000 | 6,179 |
| Net charge-offs | $380,000 | 3,425 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-20,000 | 6,049 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,183,000 | 6,608 |
| Total interest expense | $306,000 | 6,453 |
| Net interest income | $877,000 | 6,593 |
| Provision for loan and lease losses | $337,000 | 3,449 |
| Total noninterest income | $92,000 | 6,199 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $55,000 | 5,455 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $37,000 | 5,932 |
| Total noninterest expense | $672,000 | 6,800 |
| Salaries and employee benefits | $351,000 | 6,775 |
| Premises and equipment expense | $40,000 | 7,371 |
| Additional noninterest expense | $281,000 | 6,399 |
| Pre-tax net operating income | $-40,000 | 6,162 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $7,000 | 4,209 |
| Income before extraordinary items | $-47,000 | 6,311 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-47,000 | 6,313 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-47,000 | 6,311 |
| Net charge-offs | $222,000 | 3,417 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-47,000 | 6,219 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $603,000 | 6,669 |
| Total interest expense | $158,000 | 6,517 |
| Net interest income | $445,000 | 6,624 |
| Provision for loan and lease losses | $165,000 | 3,229 |
| Total noninterest income | $47,000 | 6,211 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $28,000 | 5,463 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $19,000 | 5,996 |
| Total noninterest expense | $315,000 | 6,999 |
| Salaries and employee benefits | $172,000 | 6,906 |
| Premises and equipment expense | $23,000 | 7,349 |
| Additional noninterest expense | $120,000 | 6,724 |
| Pre-tax net operating income | $12,000 | 6,119 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $4,000 | 4,179 |
| Income before extraordinary items | $8,000 | 6,286 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $8,000 | 6,289 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $8,000 | 6,288 |
| Net charge-offs | $200,000 | 2,434 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $8,000 | 6,174 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,499,000 | 6,689 |
| Total interest expense | $752,000 | 6,581 |
| Net interest income | $1,747,000 | 6,636 |
| Provision for loan and lease losses | $857,000 | 3,748 |
| Total noninterest income | $195,000 | 6,267 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $122,000 | 5,479 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $73,000 | 6,011 |
| Total noninterest expense | $1,296,000 | 7,039 |
| Salaries and employee benefits | $755,000 | 6,814 |
| Premises and equipment expense | $85,000 | 7,509 |
| Additional noninterest expense | $456,000 | 6,931 |
| Pre-tax net operating income | $-211,000 | 5,722 |
| Securities gains (losses) | $269,000 | 1,320 |
| Applicable income taxes | $2,000 | 4,160 |
| Income before extraordinary items | $56,000 | 5,326 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $56,000 | 5,325 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $56,000 | 5,325 |
| Net charge-offs | $696,000 | 3,358 |
| Cash dividends | $70,000 | 4,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-204,930 | 5,826 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,888,000 | 6,744 |
| Total interest expense | $580,000 | 6,663 |
| Net interest income | $1,308,000 | 6,675 |
| Provision for loan and lease losses | $807,000 | 3,093 |
| Total noninterest income | $143,000 | 6,404 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $93,000 | 5,473 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $50,000 | 6,216 |
| Total noninterest expense | $954,000 | 7,106 |
| Salaries and employee benefits | $570,000 | 6,834 |
| Premises and equipment expense | $61,000 | 7,610 |
| Additional noninterest expense | $323,000 | 7,032 |
| Pre-tax net operating income | $-310,000 | 6,149 |
| Securities gains (losses) | $269,000 | 1,072 |
| Applicable income taxes | $13,000 | 3,954 |
| Income before extraordinary items | $-54,000 | 5,895 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-54,000 | 5,895 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-54,000 | 5,895 |
| Net charge-offs | $660,000 | 2,695 |
| Cash dividends | $70,000 | 3,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-323,000 | 6,251 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,261,000 | 6,815 |
| Total interest expense | $396,000 | 6,728 |
| Net interest income | $865,000 | 6,700 |
| Provision for loan and lease losses | $547,000 | 2,851 |
| Total noninterest income | $92,000 | 6,496 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $59,000 | 5,550 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $33,000 | 6,307 |
| Total noninterest expense | $623,000 | 7,194 |
| Salaries and employee benefits | $380,000 | 6,916 |
| Premises and equipment expense | $42,000 | 7,657 |
| Additional noninterest expense | $201,000 | 7,163 |
| Pre-tax net operating income | $-213,000 | 6,303 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $11,000 | 3,973 |
| Income before extraordinary items | $-224,000 | 6,420 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-224,000 | 6,418 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-224,000 | 6,419 |
| Net charge-offs | $562,000 | 2,222 |
| Cash dividends | $70,000 | 3,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-224,000 | 6,410 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $629,000 | 6,878 |
| Total interest expense | $202,000 | 6,795 |
| Net interest income | $427,000 | 6,746 |
| Provision for loan and lease losses | $197,000 | 2,888 |
| Total noninterest income | $40,000 | 6,659 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $23,000 | 5,885 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $17,000 | 6,333 |
| Total noninterest expense | $293,000 | 7,304 |
| Salaries and employee benefits | $191,000 | 6,937 |
| Premises and equipment expense | $22,000 | 7,659 |
| Additional noninterest expense | $80,000 | 7,383 |
| Pre-tax net operating income | $-23,000 | 6,379 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $9,000 | 4,029 |
| Income before extraordinary items | $-32,000 | 6,573 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-32,000 | 6,574 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-32,000 | 6,574 |
| Net charge-offs | $23,000 | 4,220 |
| Cash dividends | $70,000 | 2,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-32,000 | 6,459 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,640,000 | 6,863 |
| Total interest expense | $960,000 | 6,850 |
| Net interest income | $1,680,000 | 6,788 |
| Provision for loan and lease losses | $236,000 | 5,006 |
| Total noninterest income | $231,000 | 6,274 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $130,000 | 5,544 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $101,000 | 5,912 |
| Total noninterest expense | $1,182,000 | 7,288 |
| Salaries and employee benefits | $783,000 | 6,953 |
| Premises and equipment expense | $94,000 | 7,678 |
| Additional noninterest expense | $305,000 | 7,441 |
| Pre-tax net operating income | $493,000 | 4,892 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $23,000 | 4,218 |
| Income before extraordinary items | $470,000 | 4,551 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $470,000 | 4,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 4,057 |
| Cash dividends | $588,000 | 3,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $470,000 | 4,707 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,993,000 | 6,927 |
| Total interest expense | $729,000 | 6,936 |
| Net interest income | $1,264,000 | 6,830 |
| Provision for loan and lease losses | $195,000 | 4,255 |
| Total noninterest income | $182,000 | 6,296 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $100,000 | 5,532 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $82,000 | 5,922 |
| Total noninterest expense | $893,000 | 7,297 |
| Salaries and employee benefits | $598,000 | 6,914 |
| Premises and equipment expense | $70,000 | 7,722 |
| Additional noninterest expense | $225,000 | 7,472 |
| Pre-tax net operating income | $358,000 | 5,414 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $19,000 | 4,622 |
| Income before extraordinary items | $339,000 | 5,043 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $339,000 | 5,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,695 |
| Cash dividends | $476,000 | 2,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $339,000 | 5,202 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,348,000 | 6,959 |
| Total interest expense | $497,000 | 7,023 |
| Net interest income | $851,000 | 6,839 |
| Provision for loan and lease losses | $145,000 | 3,718 |
| Total noninterest income | $130,000 | 6,234 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $65,000 | 5,586 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $65,000 | 5,754 |
| Total noninterest expense | $604,000 | 7,319 |
| Salaries and employee benefits | $410,000 | 6,926 |
| Premises and equipment expense | $41,000 | 7,863 |
| Additional noninterest expense | $153,000 | 7,474 |
| Pre-tax net operating income | $232,000 | 5,607 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $12,000 | 4,921 |
| Income before extraordinary items | $220,000 | 5,467 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $220,000 | 5,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 2,756 |
| Cash dividends | $350,000 | 2,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $220,000 | 5,408 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $709,000 | 6,949 |
| Total interest expense | $261,000 | 7,066 |
| Net interest income | $448,000 | 6,767 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $48,000 | 6,727 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $30,000 | 5,688 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $18,000 | 6,579 |
| Total noninterest expense | $326,000 | 7,240 |
| Salaries and employee benefits | $228,000 | 6,728 |
| Premises and equipment expense | $17,000 | 8,041 |
| Additional noninterest expense | $81,000 | 7,406 |
| Pre-tax net operating income | $170,000 | 5,246 |
| Securities gains (losses) | $16,000 | 1,726 |
| Applicable income taxes | $6,000 | 5,045 |
| Income before extraordinary items | $180,000 | 4,885 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $180,000 | 4,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,162 |
| Cash dividends | $210,000 | 2,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $164,480 | 4,961 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,758,000 | 7,021 |
| Total interest expense | $1,041,000 | 7,102 |
| Net interest income | $1,717,000 | 6,859 |
| Provision for loan and lease losses | $20,000 | 6,324 |
| Total noninterest income | $182,000 | 6,871 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $115,000 | 5,830 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $67,000 | 6,757 |
| Total noninterest expense | $1,200,000 | 7,361 |
| Salaries and employee benefits | $754,000 | 7,104 |
| Premises and equipment expense | $105,000 | 7,694 |
| Additional noninterest expense | $341,000 | 7,343 |
| Pre-tax net operating income | $679,000 | 5,498 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $24,000 | 5,330 |
| Income before extraordinary items | $655,000 | 5,190 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $655,000 | 5,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,845 |
| Cash dividends | $448,000 | 3,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $655,000 | 5,171 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,045,000 | 7,077 |
| Total interest expense | $762,000 | 7,180 |
| Net interest income | $1,283,000 | 6,898 |
| Provision for loan and lease losses | $20,000 | 5,830 |
| Total noninterest income | $135,000 | 6,919 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $89,000 | 5,807 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $46,000 | 6,894 |
| Total noninterest expense | $907,000 | 7,329 |
| Salaries and employee benefits | $572,000 | 7,055 |
| Premises and equipment expense | $79,000 | 7,679 |
| Additional noninterest expense | $256,000 | 7,333 |
| Pre-tax net operating income | $491,000 | 5,808 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $9,000 | 5,755 |
| Income before extraordinary items | $482,000 | 5,456 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $482,000 | 5,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,701 |
| Cash dividends | $308,000 | 3,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $482,000 | 5,441 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,345,000 | 7,140 |
| Total interest expense | $497,000 | 7,237 |
| Net interest income | $848,000 | 6,968 |
| Provision for loan and lease losses | $20,000 | 5,312 |
| Total noninterest income | $86,000 | 7,025 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $55,000 | 5,947 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $31,000 | 6,942 |
| Total noninterest expense | $619,000 | 7,325 |
| Salaries and employee benefits | $389,000 | 7,061 |
| Premises and equipment expense | $55,000 | 7,676 |
| Additional noninterest expense | $175,000 | 7,302 |
| Pre-tax net operating income | $295,000 | 6,067 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $3,000 | 6,009 |
| Income before extraordinary items | $292,000 | 5,712 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $292,000 | 5,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,510 |
| Cash dividends | $210,000 | 3,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $292,000 | 5,700 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $662,000 | 7,195 |
| Total interest expense | $239,000 | 7,317 |
| Net interest income | $423,000 | 6,978 |
| Provision for loan and lease losses | $20,000 | 4,351 |
| Total noninterest income | $44,000 | 7,005 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $27,000 | 5,944 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $17,000 | 6,843 |
| Total noninterest expense | $344,000 | 7,175 |
| Salaries and employee benefits | $207,000 | 6,954 |
| Premises and equipment expense | $29,000 | 7,638 |
| Additional noninterest expense | $108,000 | 6,952 |
| Pre-tax net operating income | $103,000 | 6,622 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $103,000 | 6,350 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $103,000 | 6,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,465 |
| Cash dividends | $112,000 | 2,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $103,000 | 6,331 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,705,000 | 6,996 |
| Total interest expense | $890,000 | 7,141 |
| Net interest income | $1,815,000 | 6,781 |
| Provision for loan and lease losses | $247,000 | 3,126 |
| Total noninterest income | $196,000 | 6,950 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $125,000 | 5,831 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $71,000 | 6,836 |
| Total noninterest expense | $1,224,000 | 7,346 |
| Salaries and employee benefits | $760,000 | 7,086 |
| Premises and equipment expense | $106,000 | 7,731 |
| Additional noninterest expense | $358,000 | 7,267 |
| Pre-tax net operating income | $540,000 | 6,352 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $26,000 | 5,821 |
| Income before extraordinary items | $514,000 | 6,098 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $514,000 | 6,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $411,000 | 1,347 |
| Cash dividends | $384,000 | 4,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $514,000 | 6,097 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,984,000 | 7,080 |
| Total interest expense | $634,000 | 7,233 |
| Net interest income | $1,350,000 | 6,883 |
| Provision for loan and lease losses | $244,000 | 2,489 |
| Total noninterest income | $150,000 | 6,960 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $100,000 | 5,802 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $50,000 | 6,932 |
| Total noninterest expense | $921,000 | 7,336 |
| Salaries and employee benefits | $577,000 | 7,049 |
| Premises and equipment expense | $81,000 | 7,742 |
| Additional noninterest expense | $263,000 | 7,323 |
| Pre-tax net operating income | $335,000 | 6,847 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $18,000 | 6,008 |
| Income before extraordinary items | $317,000 | 6,639 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $317,000 | 6,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $412,000 | 933 |
| Cash dividends | $286,000 | 3,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $317,000 | 6,643 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,285,000 | 7,142 |
| Total interest expense | $392,000 | 7,318 |
| Net interest income | $893,000 | 6,940 |
| Provision for loan and lease losses | $54,000 | 4,368 |
| Total noninterest income | $99,000 | 7,003 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $62,000 | 5,917 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $37,000 | 6,841 |
| Total noninterest expense | $641,000 | 7,300 |
| Salaries and employee benefits | $394,000 | 7,015 |
| Premises and equipment expense | $53,000 | 7,776 |
| Additional noninterest expense | $194,000 | 7,157 |
| Pre-tax net operating income | $297,000 | 6,475 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $12,000 | 6,049 |
| Income before extraordinary items | $285,000 | 6,118 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $285,000 | 6,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $264,000 | 911 |
| Cash dividends | $174,000 | 3,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $285,000 | 6,122 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $606,000 | 7,243 |
| Total interest expense | $176,000 | 7,445 |
| Net interest income | $430,000 | 7,042 |
| Provision for loan and lease losses | $54,000 | 3,025 |
| Total noninterest income | $45,000 | 7,115 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $26,000 | 6,158 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $19,000 | 6,791 |
| Total noninterest expense | $360,000 | 7,044 |
| Salaries and employee benefits | $216,000 | 6,799 |
| Premises and equipment expense | $27,000 | 7,763 |
| Additional noninterest expense | $117,000 | 6,694 |
| Pre-tax net operating income | $61,000 | 7,560 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $6,000 | 6,016 |
| Income before extraordinary items | $55,000 | 7,455 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $55,000 | 7,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 508 |
| Cash dividends | $118,000 | 2,955 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $55,000 | 7,461 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,330,000 | 7,148 |
| Total interest expense | $627,000 | 7,255 |
| Net interest income | $1,703,000 | 7,028 |
| Provision for loan and lease losses | $324,000 | 2,678 |
| Total noninterest income | $179,000 | 7,230 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $116,000 | 6,056 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $63,000 | 7,106 |
| Total noninterest expense | $1,186,000 | 7,424 |
| Salaries and employee benefits | $744,000 | 7,116 |
| Premises and equipment expense | $109,000 | 7,762 |
| Additional noninterest expense | $333,000 | 7,445 |
| Pre-tax net operating income | $372,000 | 7,152 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $9,000 | 6,569 |
| Income before extraordinary items | $363,000 | 6,919 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $363,000 | 6,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $246,000 | 2,005 |
| Cash dividends | $328,000 | 4,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $363,000 | 6,907 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,742,000 | 7,171 |
| Total interest expense | $451,000 | 7,276 |
| Net interest income | $1,291,000 | 7,033 |
| Provision for loan and lease losses | $224,000 | 2,786 |
| Total noninterest income | $134,000 | 7,264 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $85,000 | 6,137 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $49,000 | 7,089 |
| Total noninterest expense | $860,000 | 7,479 |
| Salaries and employee benefits | $562,000 | 7,083 |
| Premises and equipment expense | $82,000 | 7,764 |
| Additional noninterest expense | $216,000 | 7,718 |
| Pre-tax net operating income | $341,000 | 7,026 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $341,000 | 6,705 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $341,000 | 6,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $264,000 | 1,385 |
| Cash dividends | $328,000 | 3,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $341,000 | 6,660 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,119,000 | 7,212 |
| Total interest expense | $280,000 | 7,316 |
| Net interest income | $839,000 | 7,083 |
| Provision for loan and lease losses | $224,000 | 1,977 |
| Total noninterest income | $82,000 | 7,374 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $51,000 | 6,276 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $31,000 | 7,144 |
| Total noninterest expense | $585,000 | 7,449 |
| Salaries and employee benefits | $386,000 | 7,018 |
| Premises and equipment expense | $55,000 | 7,750 |
| Additional noninterest expense | $144,000 | 7,710 |
| Pre-tax net operating income | $112,000 | 7,788 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $112,000 | 7,659 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $112,000 | 7,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 948 |
| Cash dividends | $233,000 | 3,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $112,000 | 7,613 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $547,000 | 7,305 |
| Total interest expense | $128,000 | 7,447 |
| Net interest income | $419,000 | 7,145 |
| Provision for loan and lease losses | $176,000 | 1,250 |
| Total noninterest income | $39,000 | 7,451 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $21,000 | 6,536 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $18,000 | 7,012 |
| Total noninterest expense | $299,000 | 7,453 |
| Salaries and employee benefits | $200,000 | 6,975 |
| Premises and equipment expense | $28,000 | 7,807 |
| Additional noninterest expense | $71,000 | 7,777 |
| Pre-tax net operating income | $-17,000 | 8,499 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-17,000 | 8,519 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-17,000 | 8,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 1,124 |
| Cash dividends | $188,000 | 2,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-17,000 | 8,495 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,223,000 | 7,162 |
| Total interest expense | $508,000 | 7,272 |
| Net interest income | $1,715,000 | 7,022 |
| Provision for loan and lease losses | $75,000 | 5,393 |
| Total noninterest income | $232,000 | 6,903 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $130,000 | 6,047 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $102,000 | 6,384 |
| Total noninterest expense | $1,143,000 | 7,541 |
| Salaries and employee benefits | $705,000 | 7,255 |
| Premises and equipment expense | $104,000 | 7,922 |
| Additional noninterest expense | $334,000 | 7,501 |
| Pre-tax net operating income | $729,000 | 6,013 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $95,000 | 5,557 |
| Income before extraordinary items | $634,000 | 5,834 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $634,000 | 5,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,645 |
| Cash dividends | $280,000 | 4,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $634,000 | 5,756 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,682,000 | 7,164 |
| Total interest expense | $381,000 | 7,299 |
| Net interest income | $1,301,000 | 7,006 |
| Provision for loan and lease losses | $36,000 | 5,817 |
| Total noninterest income | $168,000 | 6,995 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $105,000 | 5,965 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $63,000 | 6,728 |
| Total noninterest expense | $856,000 | 7,517 |
| Salaries and employee benefits | $536,000 | 7,186 |
| Premises and equipment expense | $71,000 | 8,032 |
| Additional noninterest expense | $249,000 | 7,503 |
| Pre-tax net operating income | $577,000 | 5,994 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $99,000 | 5,358 |
| Income before extraordinary items | $478,000 | 5,924 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $478,000 | 5,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,778 |
| Cash dividends | $200,000 | 3,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $478,000 | 5,846 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,085,000 | 7,277 |
| Total interest expense | $244,000 | 7,429 |
| Net interest income | $841,000 | 7,117 |
| Provision for loan and lease losses | $24,000 | 5,696 |
| Total noninterest income | $103,000 | 7,176 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $67,000 | 6,054 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $36,000 | 6,981 |
| Total noninterest expense | $594,000 | 7,477 |
| Salaries and employee benefits | $371,000 | 7,145 |
| Premises and equipment expense | $66,000 | 7,578 |
| Additional noninterest expense | $157,000 | 7,642 |
| Pre-tax net operating income | $326,000 | 6,331 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $66,000 | 5,342 |
| Income before extraordinary items | $260,000 | 6,355 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $260,000 | 6,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,069 |
| Cash dividends | $200,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $260,000 | 6,267 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $524,000 | 7,385 |
| Total interest expense | $121,000 | 7,511 |
| Net interest income | $403,000 | 7,233 |
| Provision for loan and lease losses | $12,000 | 5,458 |
| Total noninterest income | $47,000 | 7,311 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $33,000 | 6,033 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $14,000 | 7,349 |
| Total noninterest expense | $309,000 | 7,439 |
| Salaries and employee benefits | $192,000 | 7,098 |
| Premises and equipment expense | $34,000 | 7,562 |
| Additional noninterest expense | $83,000 | 7,555 |
| Pre-tax net operating income | $129,000 | 6,738 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $44,000 | 5,008 |
| Income before extraordinary items | $85,000 | 7,142 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $85,000 | 7,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $85,000 | 7,058 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,131,000 | 7,424 |
| Total interest expense | $573,000 | 7,483 |
| Net interest income | $1,558,000 | 7,276 |
| Provision for loan and lease losses | $48,000 | 6,339 |
| Total noninterest income | $222,000 | 7,164 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $136,000 | 6,056 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $86,000 | 6,777 |
| Total noninterest expense | $1,056,000 | 7,762 |
| Salaries and employee benefits | $642,000 | 7,533 |
| Premises and equipment expense | $127,000 | 7,709 |
| Additional noninterest expense | $287,000 | 7,854 |
| Pre-tax net operating income | $676,000 | 6,090 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $223,000 | 4,760 |
| Income before extraordinary items | $453,000 | 6,560 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $453,000 | 6,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,589 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $453,000 | 6,390 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,604,000 | 7,502 |
| Total interest expense | $443,000 | 7,567 |
| Net interest income | $1,161,000 | 7,345 |
| Provision for loan and lease losses | $36,000 | 6,222 |
| Total noninterest income | $168,000 | 7,186 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $100,000 | 6,127 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $68,000 | 6,750 |
| Total noninterest expense | $774,000 | 7,802 |
| Salaries and employee benefits | $477,000 | 7,508 |
| Premises and equipment expense | $96,000 | 7,711 |
| Additional noninterest expense | $201,000 | 7,982 |
| Pre-tax net operating income | $519,000 | 6,202 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $167,000 | 4,944 |
| Income before extraordinary items | $352,000 | 6,651 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $352,000 | 6,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,594 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $352,000 | 6,465 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,062,000 | 7,558 |
| Total interest expense | $305,000 | 7,619 |
| Net interest income | $757,000 | 7,412 |
| Provision for loan and lease losses | $24,000 | 6,151 |
| Total noninterest income | $102,000 | 7,368 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $65,000 | 6,162 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $37,000 | 7,072 |
| Total noninterest expense | $514,000 | 7,832 |
| Salaries and employee benefits | $313,000 | 7,573 |
| Premises and equipment expense | $64,000 | 7,719 |
| Additional noninterest expense | $137,000 | 7,960 |
| Pre-tax net operating income | $321,000 | 6,357 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $108,000 | 5,017 |
| Income before extraordinary items | $213,000 | 6,860 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $213,000 | 6,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,844 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $213,000 | 6,660 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $518,000 | 7,649 |
| Total interest expense | $156,000 | 7,677 |
| Net interest income | $362,000 | 7,528 |
| Provision for loan and lease losses | $12,000 | 5,906 |
| Total noninterest income | $43,000 | 7,632 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $29,000 | 6,311 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $14,000 | 7,447 |
| Total noninterest expense | $253,000 | 7,901 |
| Salaries and employee benefits | $155,000 | 7,628 |
| Premises and equipment expense | $32,000 | 7,760 |
| Additional noninterest expense | $66,000 | 8,054 |
| Pre-tax net operating income | $140,000 | 6,602 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $43,000 | 5,304 |
| Income before extraordinary items | $97,000 | 6,961 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $97,000 | 6,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,762 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $97,000 | 6,803 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,257,000 | 7,583 |
| Total interest expense | $796,000 | 7,528 |
| Net interest income | $1,461,000 | 7,497 |
| Provision for loan and lease losses | $265,000 | 3,725 |
| Total noninterest income | $199,000 | 7,319 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $132,000 | 6,089 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $67,000 | 7,151 |
| Total noninterest expense | $976,000 | 7,980 |
| Salaries and employee benefits | $616,000 | 7,644 |
| Premises and equipment expense | $114,000 | 7,964 |
| Additional noninterest expense | $246,000 | 8,205 |
| Pre-tax net operating income | $419,000 | 7,080 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $125,000 | 5,738 |
| Income before extraordinary items | $294,000 | 7,349 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $294,000 | 7,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 2,525 |
| Cash dividends | $336,000 | 4,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $294,000 | 7,249 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,525,000 | 7,725 |
| Total interest expense | $1,219,000 | 7,584 |
| Net interest income | $1,306,000 | 7,685 |
| Provision for loan and lease losses | $36,000 | 7,043 |
| Total noninterest income | $180,000 | 7,523 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $119,000 | 6,263 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $61,000 | 7,372 |
| Total noninterest expense | $913,000 | 8,181 |
| Salaries and employee benefits | $578,000 | 7,770 |
| Premises and equipment expense | $93,000 | 8,406 |
| Additional noninterest expense | $242,000 | 8,289 |
| Pre-tax net operating income | $537,000 | 6,415 |
| Securities gains (losses) | $37,000 | 2,648 |
| Applicable income taxes | $184,000 | 5,168 |
| Income before extraordinary items | $390,000 | 6,636 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $390,000 | 6,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,674 |
| Cash dividends | $319,000 | 4,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $364,840 | 6,638 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,348,000 | 8,073 |
| Total interest expense | $1,056,000 | 8,116 |
| Net interest income | $1,292,000 | 7,882 |
| Provision for loan and lease losses | $66,000 | 6,080 |
| Total noninterest income | $164,000 | 7,698 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 6,393 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 7,661 |
| Total noninterest expense | $791,000 | 8,589 |
| Salaries and employee benefits | $504,000 | 8,223 |
| Premises and equipment expense | $73,000 | 8,931 |
| Additional noninterest expense | $214,000 | 8,654 |
| Pre-tax net operating income | $599,000 | 6,593 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $196,000 | 5,430 |
| Income before extraordinary items | $403,000 | 6,832 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $403,000 | 6,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,757 |
| Cash dividends | $204,000 | 5,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $403,000 | 6,845 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,149,000 | 8,333 |
| Total interest expense | $871,000 | 8,519 |
| Net interest income | $1,278,000 | 8,034 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $126,000 | 8,446 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 7,449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 7,716 |
| Total noninterest expense | $778,000 | 8,789 |
| Salaries and employee benefits | $494,000 | 8,370 |
| Premises and equipment expense | $82,000 | 8,984 |
| Additional noninterest expense | $202,000 | 9,003 |
| Pre-tax net operating income | $566,000 | 6,846 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $185,000 | 5,870 |
| Income before extraordinary items | $381,000 | 7,089 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $381,000 | 7,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,573 |
| Cash dividends | $235,000 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $381,000 | 7,062 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,121,000 | 8,531 |
| Total interest expense | $900,000 | 8,691 |
| Net interest income | $1,221,000 | 8,284 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $89,000 | 9,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 7,483 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 9,614 |
| Total noninterest expense | $751,000 | 8,933 |
| Salaries and employee benefits | $444,000 | 8,684 |
| Premises and equipment expense | $89,000 | 8,954 |
| Additional noninterest expense | $218,000 | 8,920 |
| Pre-tax net operating income | $499,000 | 7,370 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $162,000 | 6,678 |
| Income before extraordinary items | $337,000 | 7,609 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $337,000 | 7,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,524 |
| Cash dividends | $336,000 | 4,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $337,000 | 7,524 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,115,000 | 8,869 |
| Total interest expense | $902,000 | 8,962 |
| Net interest income | $1,213,000 | 8,657 |
| Provision for loan and lease losses | $90,000 | 5,371 |
| Total noninterest income | $93,000 | 9,545 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 7,654 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 10,252 |
| Total noninterest expense | $673,000 | 9,480 |
| Salaries and employee benefits | $420,000 | 9,138 |
| Premises and equipment expense | $78,000 | 9,482 |
| Additional noninterest expense | $175,000 | 9,721 |
| Pre-tax net operating income | $543,000 | 7,696 |
| Securities gains (losses) | $-24,000 | 10,433 |
| Applicable income taxes | $146,000 | 7,669 |
| Income before extraordinary items | $373,000 | 7,830 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $373,000 | 7,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,930 |
| Cash dividends | $315,000 | 4,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $390,280 | 7,654 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,927,000 | 9,474 |
| Total interest expense | $810,000 | 9,613 |
| Net interest income | $1,117,000 | 9,241 |
| Provision for loan and lease losses | $63,000 | 6,028 |
| Total noninterest income | $107,000 | 9,768 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 8,245 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 9,538 |
| Total noninterest expense | $622,000 | 10,088 |
| Salaries and employee benefits | $363,000 | 9,866 |
| Premises and equipment expense | $86,000 | 9,652 |
| Additional noninterest expense | $173,000 | 10,254 |
| Pre-tax net operating income | $539,000 | 7,732 |
| Securities gains (losses) | $-6,000 | 10,029 |
| Applicable income taxes | $167,000 | 7,631 |
| Income before extraordinary items | $366,000 | 7,885 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $366,000 | 7,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,912 |
| Cash dividends | $252,000 | 4,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $370,140 | 7,797 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,867,000 | 9,939 |
| Total interest expense | $796,000 | 9,962 |
| Net interest income | $1,071,000 | 9,714 |
| Provision for loan and lease losses | $21,000 | 7,611 |
| Total noninterest income | $100,000 | 10,271 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 9,050 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 9,521 |
| Total noninterest expense | $668,000 | 10,306 |
| Salaries and employee benefits | $361,000 | 10,247 |
| Premises and equipment expense | $93,000 | 9,830 |
| Additional noninterest expense | $214,000 | 10,254 |
| Pre-tax net operating income | $482,000 | 8,540 |
| Securities gains (losses) | $-2,000 | 9,253 |
| Applicable income taxes | $143,000 | 8,394 |
| Income before extraordinary items | $337,000 | 8,593 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $337,000 | 8,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,181 |
| Cash dividends | $266,000 | 4,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $338,400 | 8,557 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,521,000 | 10,703 |
| Total interest expense | $567,000 | 10,760 |
| Net interest income | $954,000 | 10,539 |
| Provision for loan and lease losses | $8,000 | 8,632 |
| Total noninterest income | $94,000 | 10,886 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 9,761 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 9,840 |
| Total noninterest expense | $598,000 | 11,134 |
| Salaries and employee benefits | $293,000 | 11,269 |
| Premises and equipment expense | $75,000 | 10,805 |
| Additional noninterest expense | $230,000 | 10,775 |
| Pre-tax net operating income | $442,000 | 9,053 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $100,000 | 9,363 |
| Income before extraordinary items | $342,000 | 8,698 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $342,000 | 8,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 10,731 |
| Cash dividends | $224,000 | 5,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $342,000 | 8,764 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,429,000 | 11,391 |
| Total interest expense | $559,000 | 11,373 |
| Net interest income | $870,000 | 11,272 |
| Provision for loan and lease losses | $37,000 | 8,073 |
| Total noninterest income | $86,000 | 11,666 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 10,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,614 |
| Total noninterest expense | $561,000 | 11,848 |
| Salaries and employee benefits | $272,000 | 11,958 |
| Premises and equipment expense | $70,000 | 11,498 |
| Additional noninterest expense | $219,000 | 11,480 |
| Pre-tax net operating income | $358,000 | 9,746 |
| Securities gains (losses) | $21,000 | 4,601 |
| Applicable income taxes | $93,000 | 9,919 |
| Income before extraordinary items | $286,000 | 9,629 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $286,000 | 9,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 6,663 |
| Cash dividends | $269,000 | 4,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $270,250 | 9,555 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,615,000 | 11,690 |
| Total interest expense | $711,000 | 11,752 |
| Net interest income | $904,000 | 11,502 |
| Provision for loan and lease losses | $-76,000 | 13,671 |
| Total noninterest income | $82,000 | 12,225 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 10,666 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,988 |
| Total noninterest expense | $621,000 | 11,932 |
| Salaries and employee benefits | $336,000 | 11,595 |
| Premises and equipment expense | $73,000 | 11,760 |
| Additional noninterest expense | $212,000 | 12,073 |
| Pre-tax net operating income | $441,000 | 8,879 |
| Securities gains (losses) | $23,000 | 5,402 |
| Applicable income taxes | $138,000 | 8,935 |
| Income before extraordinary items | $326,000 | 8,981 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $326,000 | 9,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-76,000 | 13,642 |
| Cash dividends | $224,000 | 4,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $309,900 | 8,812 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.