Home > Farmers State Bank > Income and Expense
Farmers State Bank, Income and Expense
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $534,000 | 6,580 |
| Total interest expense | $30,000 | 6,761 |
| Net interest income | $504,000 | 6,527 |
| Provision for loan and lease losses | $-41,000 | 6,627 |
| Total noninterest income | $21,000 | 6,646 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $14,000 | 6,410 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $7,000 | 6,439 |
| Total noninterest expense | $488,000 | 6,456 |
| Salaries and employee benefits | $215,000 | 6,613 |
| Premises and equipment expense | $70,000 | 6,085 |
| Additional noninterest expense | $203,000 | 6,154 |
| Pre-tax net operating income | $78,000 | 5,936 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $3,000 | 4,453 |
| Income before extraordinary items | $75,000 | 5,992 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $75,000 | 5,993 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $75,000 | 5,994 |
| Net charge-offs | $10,000 | 4,322 |
| Cash dividends | $85,000 | 3,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $75,000 | 5,903 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $274,000 | 6,636 |
| Total interest expense | $15,000 | 6,843 |
| Net interest income | $259,000 | 6,570 |
| Provision for loan and lease losses | $-31,000 | 6,779 |
| Total noninterest income | $-3,000 | 6,883 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $8,000 | 6,381 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-11,000 | 6,800 |
| Total noninterest expense | $276,000 | 6,402 |
| Salaries and employee benefits | $119,000 | 6,604 |
| Premises and equipment expense | $35,000 | 6,122 |
| Additional noninterest expense | $122,000 | 5,998 |
| Pre-tax net operating income | $11,000 | 6,243 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $11,000 | 6,311 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $11,000 | 6,312 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $11,000 | 6,312 |
| Net charge-offs | $11,000 | 3,407 |
| Cash dividends | $85,000 | 2,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $11,000 | 6,235 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,187,000 | 6,676 |
| Total interest expense | $83,000 | 6,880 |
| Net interest income | $1,104,000 | 6,608 |
| Provision for loan and lease losses | $95,000 | 4,737 |
| Total noninterest income | $107,000 | 6,251 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $63,000 | 6,020 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $44,000 | 5,936 |
| Total noninterest expense | $1,036,000 | 6,554 |
| Salaries and employee benefits | $492,000 | 6,649 |
| Premises and equipment expense | $181,000 | 5,859 |
| Additional noninterest expense | $363,000 | 6,447 |
| Pre-tax net operating income | $80,000 | 5,959 |
| Securities gains (losses) | $242,000 | 1,532 |
| Applicable income taxes | $21,000 | 4,198 |
| Income before extraordinary items | $301,000 | 5,464 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $301,000 | 5,461 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $301,000 | 5,462 |
| Net charge-offs | $173,000 | 3,916 |
| Cash dividends | $140,000 | 3,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $75,940 | 5,967 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $892,000 | 6,785 |
| Total interest expense | $67,000 | 6,976 |
| Net interest income | $825,000 | 6,712 |
| Provision for loan and lease losses | $79,000 | 4,620 |
| Total noninterest income | $79,000 | 6,352 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $50,000 | 6,028 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $29,000 | 6,112 |
| Total noninterest expense | $773,000 | 6,630 |
| Salaries and employee benefits | $388,000 | 6,676 |
| Premises and equipment expense | $142,000 | 5,859 |
| Additional noninterest expense | $243,000 | 6,640 |
| Pre-tax net operating income | $52,000 | 6,142 |
| Securities gains (losses) | $242,000 | 1,280 |
| Applicable income taxes | $100,000 | 3,372 |
| Income before extraordinary items | $194,000 | 5,747 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $194,000 | 5,746 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $194,000 | 5,746 |
| Net charge-offs | $154,000 | 3,568 |
| Cash dividends | $140,000 | 3,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $34,280 | 6,189 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $597,000 | 6,843 |
| Total interest expense | $48,000 | 7,022 |
| Net interest income | $549,000 | 6,772 |
| Provision for loan and lease losses | $34,000 | 4,830 |
| Total noninterest income | $65,000 | 6,212 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $33,000 | 6,059 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $32,000 | 5,840 |
| Total noninterest expense | $535,000 | 6,637 |
| Salaries and employee benefits | $256,000 | 6,740 |
| Premises and equipment expense | $107,000 | 5,694 |
| Additional noninterest expense | $172,000 | 6,634 |
| Pre-tax net operating income | $45,000 | 6,118 |
| Securities gains (losses) | $242,000 | 983 |
| Applicable income taxes | $98,000 | 3,068 |
| Income before extraordinary items | $189,000 | 5,390 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $189,000 | 5,389 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $189,000 | 5,389 |
| Net charge-offs | $118,000 | 3,256 |
| Cash dividends | $140,000 | 2,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $29,280 | 6,198 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $299,000 | 6,897 |
| Total interest expense | $27,000 | 7,056 |
| Net interest income | $272,000 | 6,833 |
| Provision for loan and lease losses | $12,000 | 4,780 |
| Total noninterest income | $36,000 | 6,184 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $17,000 | 6,021 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $19,000 | 5,771 |
| Total noninterest expense | $265,000 | 6,704 |
| Salaries and employee benefits | $122,000 | 6,839 |
| Premises and equipment expense | $54,000 | 5,718 |
| Additional noninterest expense | $89,000 | 6,641 |
| Pre-tax net operating income | $31,000 | 6,116 |
| Securities gains (losses) | $242,000 | 524 |
| Applicable income taxes | $93,000 | 2,513 |
| Income before extraordinary items | $180,000 | 4,552 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $180,000 | 4,555 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $180,000 | 4,555 |
| Net charge-offs | $17,000 | 3,772 |
| Cash dividends | $140,000 | 1,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $20,280 | 6,191 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,211,000 | 6,959 |
| Total interest expense | $191,000 | 6,933 |
| Net interest income | $1,020,000 | 6,919 |
| Provision for loan and lease losses | $271,000 | 4,262 |
| Total noninterest income | $164,000 | 5,957 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $114,000 | 5,338 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $50,000 | 5,921 |
| Total noninterest expense | $993,000 | 6,842 |
| Salaries and employee benefits | $487,000 | 6,918 |
| Premises and equipment expense | $203,000 | 5,984 |
| Additional noninterest expense | $303,000 | 6,845 |
| Pre-tax net operating income | $-80,000 | 6,124 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-112,000 | 6,830 |
| Income before extraordinary items | $32,000 | 6,074 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $32,000 | 6,076 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $32,000 | 6,076 |
| Net charge-offs | $24,000 | 5,842 |
| Cash dividends | $272,000 | 3,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $32,000 | 5,957 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $915,000 | 7,025 |
| Total interest expense | $155,000 | 6,979 |
| Net interest income | $760,000 | 6,996 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $131,000 | 5,991 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $83,000 | 5,407 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $48,000 | 5,835 |
| Total noninterest expense | $724,000 | 6,913 |
| Salaries and employee benefits | $358,000 | 6,979 |
| Premises and equipment expense | $138,000 | 6,184 |
| Additional noninterest expense | $228,000 | 6,899 |
| Pre-tax net operating income | $167,000 | 5,597 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $6,000 | 4,372 |
| Income before extraordinary items | $161,000 | 5,662 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $161,000 | 5,662 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $161,000 | 5,662 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $161,000 | 5,529 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $614,000 | 7,085 |
| Total interest expense | $105,000 | 7,054 |
| Net interest income | $509,000 | 7,047 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $91,000 | 5,974 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $57,000 | 5,351 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $34,000 | 5,844 |
| Total noninterest expense | $464,000 | 7,011 |
| Salaries and employee benefits | $232,000 | 7,059 |
| Premises and equipment expense | $90,000 | 6,266 |
| Additional noninterest expense | $142,000 | 7,034 |
| Pre-tax net operating income | $136,000 | 5,485 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $6,000 | 4,255 |
| Income before extraordinary items | $130,000 | 5,492 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $130,000 | 5,491 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $130,000 | 5,492 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $130,000 | 5,401 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $309,000 | 7,136 |
| Total interest expense | $54,000 | 7,112 |
| Net interest income | $255,000 | 7,091 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $47,000 | 6,021 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $28,000 | 5,334 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $19,000 | 5,847 |
| Total noninterest expense | $229,000 | 7,080 |
| Salaries and employee benefits | $114,000 | 7,122 |
| Premises and equipment expense | $46,000 | 6,267 |
| Additional noninterest expense | $69,000 | 7,092 |
| Pre-tax net operating income | $73,000 | 5,456 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $6,000 | 3,979 |
| Income before extraordinary items | $67,000 | 5,461 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $67,000 | 5,460 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $67,000 | 5,461 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $67,000 | 5,412 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,357,000 | 7,148 |
| Total interest expense | $232,000 | 7,241 |
| Net interest income | $1,125,000 | 7,044 |
| Provision for loan and lease losses | $32,000 | 6,670 |
| Total noninterest income | $102,000 | 6,660 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $85,000 | 5,691 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $17,000 | 6,653 |
| Total noninterest expense | $921,000 | 7,157 |
| Salaries and employee benefits | $459,000 | 7,203 |
| Premises and equipment expense | $177,000 | 6,397 |
| Additional noninterest expense | $285,000 | 7,158 |
| Pre-tax net operating income | $274,000 | 4,974 |
| Securities gains (losses) | $8,000 | 3,363 |
| Applicable income taxes | $10,000 | 4,219 |
| Income before extraordinary items | $272,000 | 5,041 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $272,000 | 5,044 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $272,000 | 5,044 |
| Net charge-offs | $21,000 | 6,360 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $264,320 | 4,919 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,034,000 | 7,238 |
| Total interest expense | $176,000 | 7,364 |
| Net interest income | $858,000 | 7,131 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $97,000 | 6,570 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $59,000 | 5,877 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $38,000 | 6,249 |
| Total noninterest expense | $689,000 | 7,240 |
| Salaries and employee benefits | $351,000 | 7,260 |
| Premises and equipment expense | $133,000 | 6,484 |
| Additional noninterest expense | $205,000 | 7,275 |
| Pre-tax net operating income | $266,000 | 4,986 |
| Securities gains (losses) | $8,000 | 3,163 |
| Applicable income taxes | $43,000 | 3,647 |
| Income before extraordinary items | $231,000 | 5,165 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $231,000 | 5,167 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $231,000 | 5,168 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $224,280 | 5,034 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $688,000 | 7,312 |
| Total interest expense | $121,000 | 7,428 |
| Net interest income | $567,000 | 7,187 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $63,000 | 6,628 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $37,000 | 5,969 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $26,000 | 6,263 |
| Total noninterest expense | $466,000 | 7,281 |
| Salaries and employee benefits | $240,000 | 7,299 |
| Premises and equipment expense | $88,000 | 6,528 |
| Additional noninterest expense | $138,000 | 7,320 |
| Pre-tax net operating income | $164,000 | 5,133 |
| Securities gains (losses) | $8,000 | 2,663 |
| Applicable income taxes | $26,000 | 3,648 |
| Income before extraordinary items | $146,000 | 5,246 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $146,000 | 5,249 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $146,000 | 5,248 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $139,200 | 5,135 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $345,000 | 7,411 |
| Total interest expense | $63,000 | 7,523 |
| Net interest income | $282,000 | 7,276 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $34,000 | 6,601 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $19,000 | 5,978 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $15,000 | 6,257 |
| Total noninterest expense | $230,000 | 7,392 |
| Salaries and employee benefits | $120,000 | 7,392 |
| Premises and equipment expense | $41,000 | 6,710 |
| Additional noninterest expense | $69,000 | 7,410 |
| Pre-tax net operating income | $86,000 | 5,215 |
| Securities gains (losses) | $6,000 | 1,850 |
| Applicable income taxes | $15,000 | 3,592 |
| Income before extraordinary items | $77,000 | 5,304 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $77,000 | 5,304 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $77,000 | 5,304 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $71,960 | 5,275 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,366,000 | 7,502 |
| Total interest expense | $314,000 | 7,557 |
| Net interest income | $1,052,000 | 7,396 |
| Provision for loan and lease losses | $35,000 | 7,006 |
| Total noninterest income | $118,000 | 6,843 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $86,000 | 5,946 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $32,000 | 6,703 |
| Total noninterest expense | $861,000 | 7,543 |
| Salaries and employee benefits | $477,000 | 7,486 |
| Premises and equipment expense | $171,000 | 6,741 |
| Additional noninterest expense | $213,000 | 7,714 |
| Pre-tax net operating income | $274,000 | 4,588 |
| Securities gains (losses) | $9,000 | 3,295 |
| Applicable income taxes | $35,000 | 3,443 |
| Income before extraordinary items | $248,000 | 4,644 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $248,000 | 4,644 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $248,000 | 4,644 |
| Net charge-offs | $2,000 | 7,148 |
| Cash dividends | $275,000 | 3,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $240,080 | 4,604 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,024,000 | 7,590 |
| Total interest expense | $242,000 | 7,639 |
| Net interest income | $782,000 | 7,460 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $92,000 | 6,921 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $71,000 | 5,879 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $21,000 | 6,957 |
| Total noninterest expense | $613,000 | 7,638 |
| Salaries and employee benefits | $360,000 | 7,514 |
| Premises and equipment expense | $109,000 | 7,024 |
| Additional noninterest expense | $144,000 | 7,839 |
| Pre-tax net operating income | $261,000 | 4,680 |
| Securities gains (losses) | $9,000 | 3,002 |
| Applicable income taxes | $66,000 | 3,156 |
| Income before extraordinary items | $204,000 | 4,832 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $204,000 | 4,833 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $204,000 | 4,833 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $197,160 | 4,801 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $679,000 | 7,672 |
| Total interest expense | $160,000 | 7,751 |
| Net interest income | $519,000 | 7,512 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $60,000 | 6,991 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $50,000 | 5,799 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $10,000 | 7,243 |
| Total noninterest expense | $404,000 | 7,722 |
| Salaries and employee benefits | $244,000 | 7,582 |
| Premises and equipment expense | $70,000 | 7,134 |
| Additional noninterest expense | $90,000 | 7,935 |
| Pre-tax net operating income | $175,000 | 4,788 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $43,000 | 3,253 |
| Income before extraordinary items | $132,000 | 4,989 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $132,000 | 4,986 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $132,000 | 4,987 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $132,000 | 4,902 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $337,000 | 7,741 |
| Total interest expense | $86,000 | 7,773 |
| Net interest income | $251,000 | 7,579 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $32,000 | 6,940 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $25,000 | 5,766 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $7,000 | 7,131 |
| Total noninterest expense | $202,000 | 7,751 |
| Salaries and employee benefits | $119,000 | 7,654 |
| Premises and equipment expense | $37,000 | 7,099 |
| Additional noninterest expense | $46,000 | 7,917 |
| Pre-tax net operating income | $81,000 | 5,245 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $20,000 | 3,565 |
| Income before extraordinary items | $61,000 | 5,533 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $61,000 | 5,536 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $61,000 | 5,536 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $61,000 | 5,352 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,368,000 | 7,777 |
| Total interest expense | $426,000 | 7,801 |
| Net interest income | $942,000 | 7,652 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $139,000 | 6,964 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $105,000 | 5,827 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $34,000 | 7,102 |
| Total noninterest expense | $759,000 | 7,847 |
| Salaries and employee benefits | $442,000 | 7,796 |
| Premises and equipment expense | $131,000 | 7,317 |
| Additional noninterest expense | $186,000 | 7,940 |
| Pre-tax net operating income | $322,000 | 5,366 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $103,000 | 3,369 |
| Income before extraordinary items | $219,000 | 5,409 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $219,000 | 5,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,900 |
| Cash dividends | $275,000 | 4,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $219,000 | 5,562 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,014,000 | 7,876 |
| Total interest expense | $328,000 | 7,879 |
| Net interest income | $686,000 | 7,759 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $87,000 | 7,247 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $78,000 | 5,876 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $9,000 | 7,809 |
| Total noninterest expense | $538,000 | 7,936 |
| Salaries and employee benefits | $324,000 | 7,853 |
| Premises and equipment expense | $82,000 | 7,562 |
| Additional noninterest expense | $132,000 | 8,015 |
| Pre-tax net operating income | $235,000 | 5,905 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $73,000 | 3,849 |
| Income before extraordinary items | $162,000 | 5,881 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $162,000 | 5,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,316 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $162,000 | 6,052 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $667,000 | 7,933 |
| Total interest expense | $228,000 | 7,940 |
| Net interest income | $439,000 | 7,843 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $56,000 | 7,355 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $48,000 | 6,011 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $8,000 | 7,784 |
| Total noninterest expense | $353,000 | 8,008 |
| Salaries and employee benefits | $213,000 | 7,935 |
| Premises and equipment expense | $53,000 | 7,641 |
| Additional noninterest expense | $87,000 | 8,082 |
| Pre-tax net operating income | $142,000 | 6,162 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $47,000 | 4,114 |
| Income before extraordinary items | $95,000 | 6,384 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $95,000 | 6,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,718 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $95,000 | 6,319 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $336,000 | 7,999 |
| Total interest expense | $122,000 | 7,965 |
| Net interest income | $214,000 | 7,913 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $33,000 | 7,206 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $27,000 | 5,833 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 7,600 |
| Total noninterest expense | $175,000 | 8,051 |
| Salaries and employee benefits | $105,000 | 7,985 |
| Premises and equipment expense | $26,000 | 7,696 |
| Additional noninterest expense | $44,000 | 8,110 |
| Pre-tax net operating income | $72,000 | 6,337 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $24,000 | 4,234 |
| Income before extraordinary items | $48,000 | 6,608 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $48,000 | 6,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $48,000 | 6,510 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,339,000 | 7,991 |
| Total interest expense | $479,000 | 7,977 |
| Net interest income | $860,000 | 7,920 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $109,000 | 7,471 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $100,000 | 6,023 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $9,000 | 8,086 |
| Total noninterest expense | $661,000 | 8,143 |
| Salaries and employee benefits | $399,000 | 8,059 |
| Premises and equipment expense | $88,000 | 7,883 |
| Additional noninterest expense | $174,000 | 8,150 |
| Pre-tax net operating income | $308,000 | 6,571 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $104,000 | 4,457 |
| Income before extraordinary items | $204,000 | 6,779 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $204,000 | 6,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,952 |
| Cash dividends | $300,000 | 4,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $204,000 | 6,760 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $984,000 | 8,069 |
| Total interest expense | $352,000 | 8,047 |
| Net interest income | $632,000 | 7,988 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $82,000 | 7,511 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $74,000 | 6,074 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $8,000 | 8,099 |
| Total noninterest expense | $492,000 | 8,130 |
| Salaries and employee benefits | $298,000 | 8,049 |
| Premises and equipment expense | $66,000 | 7,861 |
| Additional noninterest expense | $128,000 | 8,137 |
| Pre-tax net operating income | $222,000 | 6,883 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $74,000 | 4,679 |
| Income before extraordinary items | $148,000 | 7,040 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $148,000 | 7,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,200 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $148,000 | 7,030 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $647,000 | 8,147 |
| Total interest expense | $228,000 | 8,115 |
| Net interest income | $419,000 | 8,058 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $55,000 | 7,561 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $48,000 | 6,141 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $7,000 | 8,056 |
| Total noninterest expense | $327,000 | 8,183 |
| Salaries and employee benefits | $199,000 | 8,096 |
| Premises and equipment expense | $44,000 | 7,907 |
| Additional noninterest expense | $84,000 | 8,204 |
| Pre-tax net operating income | $147,000 | 6,977 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $48,000 | 4,796 |
| Income before extraordinary items | $99,000 | 7,128 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $99,000 | 7,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $99,000 | 7,117 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $319,000 | 8,214 |
| Total interest expense | $110,000 | 8,185 |
| Net interest income | $209,000 | 8,120 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $31,000 | 7,421 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $25,000 | 6,052 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $6,000 | 7,790 |
| Total noninterest expense | $168,000 | 8,183 |
| Salaries and employee benefits | $102,000 | 8,105 |
| Premises and equipment expense | $22,000 | 7,922 |
| Additional noninterest expense | $44,000 | 8,207 |
| Pre-tax net operating income | $72,000 | 7,025 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $23,000 | 4,835 |
| Income before extraordinary items | $49,000 | 7,167 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $49,000 | 7,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $49,000 | 7,157 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,291,000 | 8,074 |
| Total interest expense | $396,000 | 8,108 |
| Net interest income | $895,000 | 7,982 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $101,000 | 7,725 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $92,000 | 6,259 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $9,000 | 8,284 |
| Total noninterest expense | $669,000 | 8,218 |
| Salaries and employee benefits | $407,000 | 8,130 |
| Premises and equipment expense | $87,000 | 7,943 |
| Additional noninterest expense | $175,000 | 8,238 |
| Pre-tax net operating income | $327,000 | 7,026 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $111,000 | 4,887 |
| Income before extraordinary items | $216,000 | 7,206 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $216,000 | 7,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $300,000 | 4,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $216,000 | 7,198 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $971,000 | 8,144 |
| Total interest expense | $290,000 | 8,163 |
| Net interest income | $681,000 | 8,051 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $77,000 | 7,790 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $68,000 | 6,352 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,000 | 8,272 |
| Total noninterest expense | $499,000 | 8,234 |
| Salaries and employee benefits | $302,000 | 8,148 |
| Premises and equipment expense | $64,000 | 8,006 |
| Additional noninterest expense | $133,000 | 8,264 |
| Pre-tax net operating income | $259,000 | 7,195 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $85,000 | 5,067 |
| Income before extraordinary items | $174,000 | 7,346 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $174,000 | 7,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $174,000 | 7,345 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $645,000 | 8,177 |
| Total interest expense | $187,000 | 8,192 |
| Net interest income | $458,000 | 8,080 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $52,000 | 7,818 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $44,000 | 6,413 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,000 | 8,200 |
| Total noninterest expense | $332,000 | 8,270 |
| Salaries and employee benefits | $200,000 | 8,199 |
| Premises and equipment expense | $41,000 | 8,054 |
| Additional noninterest expense | $91,000 | 8,255 |
| Pre-tax net operating income | $178,000 | 7,220 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $59,000 | 5,090 |
| Income before extraordinary items | $119,000 | 7,389 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $119,000 | 7,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $119,000 | 7,392 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $320,000 | 8,202 |
| Total interest expense | $88,000 | 8,235 |
| Net interest income | $232,000 | 8,088 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $30,000 | 7,673 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $23,000 | 6,323 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,000 | 7,855 |
| Total noninterest expense | $161,000 | 8,317 |
| Salaries and employee benefits | $100,000 | 8,218 |
| Premises and equipment expense | $19,000 | 8,122 |
| Additional noninterest expense | $42,000 | 8,346 |
| Pre-tax net operating income | $101,000 | 7,047 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $33,000 | 4,927 |
| Income before extraordinary items | $68,000 | 7,222 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $68,000 | 7,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $68,000 | 7,226 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,229,000 | 8,158 |
| Total interest expense | $250,000 | 8,320 |
| Net interest income | $979,000 | 7,968 |
| Provision for loan and lease losses | $-1,000 | 8,464 |
| Total noninterest income | $137,000 | 7,611 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $98,000 | 6,322 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $39,000 | 7,645 |
| Total noninterest expense | $628,000 | 8,370 |
| Salaries and employee benefits | $382,000 | 8,267 |
| Premises and equipment expense | $83,000 | 8,057 |
| Additional noninterest expense | $163,000 | 8,434 |
| Pre-tax net operating income | $489,000 | 6,786 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $167,000 | 4,892 |
| Income before extraordinary items | $322,000 | 7,085 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $322,000 | 7,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,631 |
| Cash dividends | $300,000 | 4,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $322,000 | 7,064 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $900,000 | 8,218 |
| Total interest expense | $174,000 | 8,368 |
| Net interest income | $726,000 | 8,034 |
| Provision for loan and lease losses | $-1,000 | 8,565 |
| Total noninterest income | $117,000 | 7,468 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $79,000 | 6,261 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $38,000 | 7,396 |
| Total noninterest expense | $490,000 | 8,301 |
| Salaries and employee benefits | $304,000 | 8,176 |
| Premises and equipment expense | $64,000 | 8,040 |
| Additional noninterest expense | $122,000 | 8,430 |
| Pre-tax net operating income | $354,000 | 6,980 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $120,000 | 5,060 |
| Income before extraordinary items | $234,000 | 7,279 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $234,000 | 7,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $234,000 | 7,243 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $589,000 | 8,234 |
| Total interest expense | $110,000 | 8,397 |
| Net interest income | $479,000 | 8,061 |
| Provision for loan and lease losses | $-1,000 | 8,586 |
| Total noninterest income | $90,000 | 7,231 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $52,000 | 6,240 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $38,000 | 6,863 |
| Total noninterest expense | $321,000 | 8,325 |
| Salaries and employee benefits | $204,000 | 8,167 |
| Premises and equipment expense | $43,000 | 8,016 |
| Additional noninterest expense | $74,000 | 8,506 |
| Pre-tax net operating income | $249,000 | 6,922 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $84,000 | 5,033 |
| Income before extraordinary items | $165,000 | 7,213 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $165,000 | 7,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $165,000 | 7,174 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $295,000 | 8,292 |
| Total interest expense | $54,000 | 8,461 |
| Net interest income | $241,000 | 8,129 |
| Provision for loan and lease losses | $-1,000 | 8,667 |
| Total noninterest income | $33,000 | 7,681 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $22,000 | 6,479 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $11,000 | 7,631 |
| Total noninterest expense | $164,000 | 8,379 |
| Salaries and employee benefits | $104,000 | 8,217 |
| Premises and equipment expense | $23,000 | 8,021 |
| Additional noninterest expense | $37,000 | 8,553 |
| Pre-tax net operating income | $111,000 | 7,068 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $36,000 | 5,142 |
| Income before extraordinary items | $75,000 | 7,329 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $75,000 | 7,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $75,000 | 7,296 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,195,000 | 8,220 |
| Total interest expense | $229,000 | 8,368 |
| Net interest income | $966,000 | 8,072 |
| Provision for loan and lease losses | $14,000 | 6,903 |
| Total noninterest income | $94,000 | 8,142 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $86,000 | 6,680 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $8,000 | 8,601 |
| Total noninterest expense | $678,000 | 8,359 |
| Salaries and employee benefits | $439,000 | 8,172 |
| Premises and equipment expense | $80,000 | 8,210 |
| Additional noninterest expense | $159,000 | 8,545 |
| Pre-tax net operating income | $368,000 | 7,208 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $125,000 | 5,291 |
| Income before extraordinary items | $243,000 | 7,454 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $243,000 | 7,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,939 |
| Cash dividends | $300,000 | 4,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $243,000 | 7,401 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $906,000 | 8,247 |
| Total interest expense | $173,000 | 8,402 |
| Net interest income | $733,000 | 8,085 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $70,000 | 8,209 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $63,000 | 6,750 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,603 |
| Total noninterest expense | $493,000 | 8,411 |
| Salaries and employee benefits | $321,000 | 8,194 |
| Premises and equipment expense | $59,000 | 8,222 |
| Additional noninterest expense | $113,000 | 8,602 |
| Pre-tax net operating income | $310,000 | 7,147 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $104,000 | 5,297 |
| Income before extraordinary items | $206,000 | 7,444 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $206,000 | 7,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $206,000 | 7,382 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $605,000 | 8,298 |
| Total interest expense | $115,000 | 8,459 |
| Net interest income | $490,000 | 8,130 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $53,000 | 8,120 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $46,000 | 6,661 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $7,000 | 8,495 |
| Total noninterest expense | $331,000 | 8,456 |
| Salaries and employee benefits | $214,000 | 8,255 |
| Premises and equipment expense | $39,000 | 8,284 |
| Additional noninterest expense | $78,000 | 8,608 |
| Pre-tax net operating income | $212,000 | 7,099 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $71,000 | 5,263 |
| Income before extraordinary items | $141,000 | 7,406 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $141,000 | 7,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $141,000 | 7,335 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $309,000 | 8,315 |
| Total interest expense | $58,000 | 8,513 |
| Net interest income | $251,000 | 8,127 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $28,000 | 8,048 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $22,000 | 6,668 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $6,000 | 8,203 |
| Total noninterest expense | $165,000 | 8,504 |
| Salaries and employee benefits | $107,000 | 8,297 |
| Premises and equipment expense | $20,000 | 8,263 |
| Additional noninterest expense | $38,000 | 8,683 |
| Pre-tax net operating income | $114,000 | 6,936 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $38,000 | 5,155 |
| Income before extraordinary items | $76,000 | 7,310 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $76,000 | 7,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $76,000 | 7,223 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,273,000 | 8,311 |
| Total interest expense | $283,000 | 8,513 |
| Net interest income | $990,000 | 8,114 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $78,000 | 8,526 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $70,000 | 7,085 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $8,000 | 8,827 |
| Total noninterest expense | $685,000 | 8,483 |
| Salaries and employee benefits | $419,000 | 8,338 |
| Premises and equipment expense | $105,000 | 8,006 |
| Additional noninterest expense | $161,000 | 8,689 |
| Pre-tax net operating income | $383,000 | 7,112 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $130,000 | 5,447 |
| Income before extraordinary items | $253,000 | 7,509 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $253,000 | 7,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,961 |
| Cash dividends | $300,000 | 4,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $253,000 | 7,364 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $955,000 | 8,414 |
| Total interest expense | $218,000 | 8,594 |
| Net interest income | $737,000 | 8,192 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $60,000 | 8,568 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $53,000 | 7,136 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,000 | 8,842 |
| Total noninterest expense | $478,000 | 8,588 |
| Salaries and employee benefits | $310,000 | 8,372 |
| Premises and equipment expense | $53,000 | 8,511 |
| Additional noninterest expense | $115,000 | 8,766 |
| Pre-tax net operating income | $319,000 | 7,074 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $106,000 | 5,510 |
| Income before extraordinary items | $213,000 | 7,504 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $213,000 | 7,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $213,000 | 7,346 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $640,000 | 8,459 |
| Total interest expense | $149,000 | 8,650 |
| Net interest income | $491,000 | 8,233 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $41,000 | 8,553 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $35,000 | 7,137 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $6,000 | 8,732 |
| Total noninterest expense | $319,000 | 8,610 |
| Salaries and employee benefits | $208,000 | 8,398 |
| Premises and equipment expense | $33,000 | 8,592 |
| Additional noninterest expense | $78,000 | 8,758 |
| Pre-tax net operating income | $213,000 | 7,108 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $71,000 | 5,543 |
| Income before extraordinary items | $142,000 | 7,524 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $142,000 | 7,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $142,000 | 7,341 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $320,000 | 8,531 |
| Total interest expense | $78,000 | 8,694 |
| Net interest income | $242,000 | 8,294 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $24,000 | 8,411 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $18,000 | 7,056 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,000 | 8,357 |
| Total noninterest expense | $160,000 | 8,657 |
| Salaries and employee benefits | $105,000 | 8,433 |
| Premises and equipment expense | $16,000 | 8,615 |
| Additional noninterest expense | $39,000 | 8,811 |
| Pre-tax net operating income | $106,000 | 7,094 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $35,000 | 5,559 |
| Income before extraordinary items | $71,000 | 7,460 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $71,000 | 7,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $71,000 | 7,311 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,424,000 | 8,477 |
| Total interest expense | $385,000 | 8,701 |
| Net interest income | $1,039,000 | 8,212 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $71,000 | 8,735 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $62,000 | 7,312 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,000 | 8,930 |
| Total noninterest expense | $627,000 | 8,709 |
| Salaries and employee benefits | $413,000 | 8,470 |
| Premises and equipment expense | $66,000 | 8,657 |
| Additional noninterest expense | $148,000 | 8,897 |
| Pre-tax net operating income | $483,000 | 6,832 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $167,000 | 5,366 |
| Income before extraordinary items | $316,000 | 7,244 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $316,000 | 7,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $300,000 | 4,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $316,000 | 7,140 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,552,000 | 8,679 |
| Total interest expense | $624,000 | 8,778 |
| Net interest income | $928,000 | 8,424 |
| Provision for loan and lease losses | $-5,000 | 9,429 |
| Total noninterest income | $78,000 | 8,807 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $70,000 | 7,167 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $8,000 | 9,210 |
| Total noninterest expense | $642,000 | 8,824 |
| Salaries and employee benefits | $407,000 | 8,591 |
| Premises and equipment expense | $84,000 | 8,558 |
| Additional noninterest expense | $151,000 | 9,050 |
| Pre-tax net operating income | $369,000 | 7,115 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $125,000 | 5,718 |
| Income before extraordinary items | $244,000 | 7,468 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $244,000 | 7,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $225,000 | 4,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $244,000 | 7,352 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,626,000 | 8,809 |
| Total interest expense | $616,000 | 9,027 |
| Net interest income | $1,010,000 | 8,458 |
| Provision for loan and lease losses | $1,000 | 8,301 |
| Total noninterest income | $86,000 | 8,792 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 7,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 9,477 |
| Total noninterest expense | $617,000 | 9,044 |
| Salaries and employee benefits | $407,000 | 8,716 |
| Premises and equipment expense | $60,000 | 9,173 |
| Additional noninterest expense | $150,000 | 9,237 |
| Pre-tax net operating income | $478,000 | 7,103 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $163,000 | 5,777 |
| Income before extraordinary items | $315,000 | 7,384 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $315,000 | 7,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,468 |
| Cash dividends | $225,000 | 4,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $315,000 | 7,384 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,571,000 | 8,973 |
| Total interest expense | $595,000 | 9,221 |
| Net interest income | $976,000 | 8,682 |
| Provision for loan and lease losses | $1,000 | 8,482 |
| Total noninterest income | $85,000 | 9,053 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 7,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 9,728 |
| Total noninterest expense | $596,000 | 9,329 |
| Salaries and employee benefits | $384,000 | 8,978 |
| Premises and equipment expense | $67,000 | 9,293 |
| Additional noninterest expense | $145,000 | 9,559 |
| Pre-tax net operating income | $464,000 | 7,303 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $158,000 | 6,174 |
| Income before extraordinary items | $306,000 | 7,560 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $306,000 | 7,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,765 |
| Cash dividends | $225,000 | 5,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $306,000 | 7,531 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,531,000 | 9,258 |
| Total interest expense | $648,000 | 9,346 |
| Net interest income | $883,000 | 9,061 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $85,000 | 9,261 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 7,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 10,010 |
| Total noninterest expense | $595,000 | 9,447 |
| Salaries and employee benefits | $384,000 | 9,065 |
| Premises and equipment expense | $76,000 | 9,240 |
| Additional noninterest expense | $135,000 | 9,800 |
| Pre-tax net operating income | $373,000 | 8,020 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $127,000 | 7,143 |
| Income before extraordinary items | $246,000 | 8,269 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $246,000 | 8,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $225,000 | 5,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $246,000 | 8,196 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,508,000 | 9,656 |
| Total interest expense | $609,000 | 9,801 |
| Net interest income | $899,000 | 9,420 |
| Provision for loan and lease losses | $1,000 | 8,801 |
| Total noninterest income | $96,000 | 9,497 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 7,447 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 10,577 |
| Total noninterest expense | $555,000 | 9,915 |
| Salaries and employee benefits | $379,000 | 9,396 |
| Premises and equipment expense | $53,000 | 10,130 |
| Additional noninterest expense | $123,000 | 10,308 |
| Pre-tax net operating income | $439,000 | 8,239 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $149,000 | 7,627 |
| Income before extraordinary items | $290,000 | 8,454 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $290,000 | 8,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,371 |
| Cash dividends | $225,000 | 5,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $290,000 | 8,415 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,574,000 | 10,009 |
| Total interest expense | $638,000 | 10,156 |
| Net interest income | $936,000 | 9,736 |
| Provision for loan and lease losses | $4,000 | 8,888 |
| Total noninterest income | $172,000 | 8,652 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 7,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 7,512 |
| Total noninterest expense | $543,000 | 10,419 |
| Salaries and employee benefits | $353,000 | 9,931 |
| Premises and equipment expense | $50,000 | 10,636 |
| Additional noninterest expense | $140,000 | 10,671 |
| Pre-tax net operating income | $561,000 | 7,621 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $192,000 | 7,254 |
| Income before extraordinary items | $369,000 | 7,867 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $369,000 | 7,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,146 |
| Cash dividends | $225,000 | 5,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $369,000 | 7,805 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,632,000 | 10,292 |
| Total interest expense | $610,000 | 10,635 |
| Net interest income | $1,022,000 | 9,881 |
| Provision for loan and lease losses | $1,000 | 8,909 |
| Total noninterest income | $100,000 | 10,271 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 8,002 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 11,559 |
| Total noninterest expense | $587,000 | 10,626 |
| Salaries and employee benefits | $337,000 | 10,423 |
| Premises and equipment expense | $55,000 | 10,933 |
| Additional noninterest expense | $195,000 | 10,472 |
| Pre-tax net operating income | $536,000 | 8,241 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $186,000 | 7,672 |
| Income before extraordinary items | $350,000 | 8,483 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $350,000 | 8,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $218,000 | 5,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $350,000 | 8,460 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,610,000 | 10,508 |
| Total interest expense | $527,000 | 10,977 |
| Net interest income | $1,083,000 | 10,129 |
| Provision for loan and lease losses | $3,000 | 8,961 |
| Total noninterest income | $100,000 | 10,747 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 8,308 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 12,207 |
| Total noninterest expense | $566,000 | 11,283 |
| Salaries and employee benefits | $325,000 | 10,970 |
| Premises and equipment expense | $83,000 | 10,557 |
| Additional noninterest expense | $158,000 | 11,692 |
| Pre-tax net operating income | $614,000 | 7,930 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $204,000 | 7,278 |
| Income before extraordinary items | $410,000 | 8,109 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $410,000 | 8,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $218,000 | 5,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $410,000 | 8,148 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,768,000 | 10,661 |
| Total interest expense | $683,000 | 10,692 |
| Net interest income | $1,085,000 | 10,468 |
| Provision for loan and lease losses | $-2,000 | 12,435 |
| Total noninterest income | $113,000 | 11,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 8,658 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 11,885 |
| Total noninterest expense | $545,000 | 11,940 |
| Salaries and employee benefits | $317,000 | 11,477 |
| Premises and equipment expense | $68,000 | 11,579 |
| Additional noninterest expense | $160,000 | 12,287 |
| Pre-tax net operating income | $651,000 | 7,624 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $201,000 | 7,594 |
| Income before extraordinary items | $450,000 | 7,972 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $450,000 | 8,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $210,000 | 5,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $450,000 | 7,711 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,805,000 | 11,298 |
| Total interest expense | $848,000 | 11,098 |
| Net interest income | $957,000 | 11,269 |
| Provision for loan and lease losses | $-3,000 | 13,433 |
| Total noninterest income | $98,000 | 11,783 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 9,331 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 12,406 |
| Total noninterest expense | $514,000 | 12,560 |
| Salaries and employee benefits | $292,000 | 12,098 |
| Premises and equipment expense | $69,000 | 11,913 |
| Additional noninterest expense | $153,000 | 12,907 |
| Pre-tax net operating income | $544,000 | 8,104 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $161,000 | 8,355 |
| Income before extraordinary items | $383,000 | 8,385 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $383,000 | 8,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 12,396 |
| Cash dividends | $188,000 | 5,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $383,000 | 8,030 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.