Home > Farmers State Bank > Income and Expense
Farmers State Bank, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $325,000 | 5,960 |
| Total interest expense | $23,000 | 5,906 |
| Net interest income | $302,000 | 5,954 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $32,000 | 5,799 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $14,000 | 5,583 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $18,000 | 5,565 |
| Total noninterest expense | $148,000 | 6,035 |
| Salaries and employee benefits | $99,000 | 6,013 |
| Premises and equipment expense | $5,000 | 6,035 |
| Additional noninterest expense | $44,000 | 6,038 |
| Pre-tax net operating income | $186,000 | 5,141 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $56,000 | 3,332 |
| Income before extraordinary items | $130,000 | 5,326 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $130,000 | 5,324 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $130,000 | 5,325 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $130,000 | 5,257 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $171,000 | 6,009 |
| Total interest expense | $11,000 | 5,967 |
| Net interest income | $160,000 | 6,004 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $8,000 | 5,968 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $5,000 | 5,726 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $3,000 | 5,856 |
| Total noninterest expense | $88,000 | 6,087 |
| Salaries and employee benefits | $62,000 | 6,049 |
| Premises and equipment expense | $3,000 | 6,082 |
| Additional noninterest expense | $23,000 | 6,103 |
| Pre-tax net operating income | $80,000 | 5,231 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $15,000 | 3,602 |
| Income before extraordinary items | $65,000 | 5,313 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $65,000 | 5,314 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $65,000 | 5,314 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $65,000 | 5,254 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $699,000 | 6,051 |
| Total interest expense | $48,000 | 5,999 |
| Net interest income | $651,000 | 6,046 |
| Provision for loan and lease losses | $15,000 | 4,132 |
| Total noninterest income | $53,000 | 5,929 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $23,000 | 5,781 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $30,000 | 5,703 |
| Total noninterest expense | $545,000 | 6,075 |
| Salaries and employee benefits | $364,000 | 6,009 |
| Premises and equipment expense | $29,000 | 6,112 |
| Additional noninterest expense | $152,000 | 6,095 |
| Pre-tax net operating income | $144,000 | 5,583 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $45,000 | 3,668 |
| Income before extraordinary items | $99,000 | 5,699 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $99,000 | 5,702 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $99,000 | 5,702 |
| Net charge-offs | $0 | 4,462 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $99,000 | 5,660 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $522,000 | 6,143 |
| Total interest expense | $36,000 | 6,089 |
| Net interest income | $486,000 | 6,134 |
| Provision for loan and lease losses | $15,000 | 3,904 |
| Total noninterest income | $34,000 | 6,047 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $17,000 | 5,862 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $17,000 | 5,855 |
| Total noninterest expense | $301,000 | 6,221 |
| Salaries and employee benefits | $188,000 | 6,195 |
| Premises and equipment expense | $11,000 | 6,239 |
| Additional noninterest expense | $102,000 | 6,200 |
| Pre-tax net operating income | $204,000 | 5,456 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $69,000 | 3,472 |
| Income before extraordinary items | $135,000 | 5,620 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $135,000 | 5,622 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $135,000 | 5,623 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $135,000 | 5,576 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $344,000 | 6,216 |
| Total interest expense | $24,000 | 6,157 |
| Net interest income | $320,000 | 6,204 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $26,000 | 6,086 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $12,000 | 5,905 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $14,000 | 5,833 |
| Total noninterest expense | $216,000 | 6,285 |
| Salaries and employee benefits | $128,000 | 6,261 |
| Premises and equipment expense | $9,000 | 6,302 |
| Additional noninterest expense | $79,000 | 6,242 |
| Pre-tax net operating income | $130,000 | 5,501 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $44,000 | 3,517 |
| Income before extraordinary items | $86,000 | 5,678 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $86,000 | 5,679 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $86,000 | 5,680 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $86,000 | 5,632 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $168,000 | 6,291 |
| Total interest expense | $12,000 | 6,220 |
| Net interest income | $156,000 | 6,277 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $8,000 | 6,231 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $5,000 | 6,004 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $3,000 | 6,096 |
| Total noninterest expense | $97,000 | 6,376 |
| Salaries and employee benefits | $68,000 | 6,311 |
| Premises and equipment expense | $7,000 | 6,322 |
| Additional noninterest expense | $22,000 | 6,396 |
| Pre-tax net operating income | $67,000 | 5,484 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $23,000 | 3,469 |
| Income before extraordinary items | $44,000 | 5,671 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $44,000 | 5,671 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $44,000 | 5,672 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $44,000 | 5,621 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $673,000 | 6,377 |
| Total interest expense | $48,000 | 6,335 |
| Net interest income | $625,000 | 6,364 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $54,000 | 6,217 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $26,000 | 6,069 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $28,000 | 5,954 |
| Total noninterest expense | $531,000 | 6,405 |
| Salaries and employee benefits | $362,000 | 6,318 |
| Premises and equipment expense | $25,000 | 6,458 |
| Additional noninterest expense | $144,000 | 6,428 |
| Pre-tax net operating income | $148,000 | 5,779 |
| Securities gains (losses) | $14,000 | 2,497 |
| Applicable income taxes | $71,000 | 3,572 |
| Income before extraordinary items | $91,000 | 5,907 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $91,000 | 5,907 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $91,000 | 5,908 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $82,040 | 5,905 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $494,000 | 6,461 |
| Total interest expense | $36,000 | 6,415 |
| Net interest income | $458,000 | 6,451 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $36,000 | 6,334 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $20,000 | 6,132 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $16,000 | 6,105 |
| Total noninterest expense | $292,000 | 6,537 |
| Salaries and employee benefits | $185,000 | 6,500 |
| Premises and equipment expense | $10,000 | 6,561 |
| Additional noninterest expense | $97,000 | 6,521 |
| Pre-tax net operating income | $202,000 | 5,639 |
| Securities gains (losses) | $14,000 | 2,191 |
| Applicable income taxes | $77,000 | 3,434 |
| Income before extraordinary items | $139,000 | 5,775 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $139,000 | 5,774 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $139,000 | 5,775 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $130,040 | 5,771 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $327,000 | 6,525 |
| Total interest expense | $23,000 | 6,492 |
| Net interest income | $304,000 | 6,513 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $26,000 | 6,378 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $13,000 | 6,186 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $13,000 | 6,114 |
| Total noninterest expense | $212,000 | 6,591 |
| Salaries and employee benefits | $127,000 | 6,563 |
| Premises and equipment expense | $8,000 | 6,616 |
| Additional noninterest expense | $77,000 | 6,549 |
| Pre-tax net operating income | $118,000 | 5,701 |
| Securities gains (losses) | $14,000 | 1,800 |
| Applicable income taxes | $54,000 | 3,401 |
| Income before extraordinary items | $78,000 | 5,852 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $78,000 | 5,854 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $78,000 | 5,855 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $69,040 | 5,860 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $164,000 | 6,594 |
| Total interest expense | $11,000 | 6,573 |
| Net interest income | $153,000 | 6,581 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $10,000 | 6,468 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $6,000 | 6,247 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $4,000 | 6,274 |
| Total noninterest expense | $93,000 | 6,690 |
| Salaries and employee benefits | $68,000 | 6,617 |
| Premises and equipment expense | $4,000 | 6,687 |
| Additional noninterest expense | $21,000 | 6,710 |
| Pre-tax net operating income | $70,000 | 5,561 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $26,000 | 3,365 |
| Income before extraordinary items | $44,000 | 5,767 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $44,000 | 5,768 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $44,000 | 5,769 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $44,000 | 5,734 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $635,000 | 6,670 |
| Total interest expense | $38,000 | 6,701 |
| Net interest income | $597,000 | 6,649 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $56,000 | 6,458 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $32,000 | 6,248 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $24,000 | 6,174 |
| Total noninterest expense | $494,000 | 6,718 |
| Salaries and employee benefits | $355,000 | 6,617 |
| Premises and equipment expense | $11,000 | 6,779 |
| Additional noninterest expense | $128,000 | 6,737 |
| Pre-tax net operating income | $159,000 | 5,809 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $61,000 | 3,681 |
| Income before extraordinary items | $98,000 | 5,995 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $98,000 | 5,996 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $98,000 | 5,997 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $98,000 | 5,946 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $466,000 | 6,755 |
| Total interest expense | $29,000 | 6,780 |
| Net interest income | $437,000 | 6,738 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $40,000 | 6,554 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $24,000 | 6,321 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $16,000 | 6,305 |
| Total noninterest expense | $266,000 | 6,844 |
| Salaries and employee benefits | $180,000 | 6,799 |
| Premises and equipment expense | $8,000 | 6,855 |
| Additional noninterest expense | $78,000 | 6,843 |
| Pre-tax net operating income | $211,000 | 5,640 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $73,000 | 3,504 |
| Income before extraordinary items | $138,000 | 5,871 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $138,000 | 5,873 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $138,000 | 5,873 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $138,000 | 5,811 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $299,000 | 6,818 |
| Total interest expense | $20,000 | 6,832 |
| Net interest income | $279,000 | 6,800 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $28,000 | 6,570 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $15,000 | 6,376 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $13,000 | 6,286 |
| Total noninterest expense | $187,000 | 6,890 |
| Salaries and employee benefits | $123,000 | 6,847 |
| Premises and equipment expense | $6,000 | 6,905 |
| Additional noninterest expense | $58,000 | 6,872 |
| Pre-tax net operating income | $120,000 | 5,732 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $30,000 | 3,766 |
| Income before extraordinary items | $90,000 | 5,908 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $90,000 | 5,910 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $90,000 | 5,910 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $90,000 | 5,814 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $147,000 | 6,892 |
| Total interest expense | $10,000 | 6,910 |
| Net interest income | $137,000 | 6,874 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $10,000 | 6,716 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $7,000 | 6,447 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,000 | 6,532 |
| Total noninterest expense | $86,000 | 6,979 |
| Salaries and employee benefits | $65,000 | 6,904 |
| Premises and equipment expense | $3,000 | 6,974 |
| Additional noninterest expense | $18,000 | 6,999 |
| Pre-tax net operating income | $61,000 | 5,720 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $22,000 | 3,542 |
| Income before extraordinary items | $39,000 | 5,988 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $39,000 | 5,990 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $39,000 | 5,990 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $39,000 | 5,902 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $643,000 | 6,948 |
| Total interest expense | $51,000 | 6,977 |
| Net interest income | $592,000 | 6,926 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $57,000 | 6,607 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $25,000 | 6,600 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $32,000 | 6,085 |
| Total noninterest expense | $515,000 | 6,962 |
| Salaries and employee benefits | $349,000 | 6,868 |
| Premises and equipment expense | $20,000 | 7,021 |
| Additional noninterest expense | $146,000 | 6,977 |
| Pre-tax net operating income | $134,000 | 5,842 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $51,000 | 3,891 |
| Income before extraordinary items | $83,000 | 6,107 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $83,000 | 6,100 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $83,000 | 6,103 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $200,000 | 3,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $83,000 | 5,947 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $487,000 | 7,055 |
| Total interest expense | $40,000 | 7,077 |
| Net interest income | $447,000 | 7,031 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $38,000 | 6,746 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $18,000 | 6,699 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $20,000 | 6,312 |
| Total noninterest expense | $285,000 | 7,125 |
| Salaries and employee benefits | $177,000 | 7,085 |
| Premises and equipment expense | $10,000 | 7,136 |
| Additional noninterest expense | $98,000 | 7,097 |
| Pre-tax net operating income | $200,000 | 5,684 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $61,000 | 3,687 |
| Income before extraordinary items | $139,000 | 5,970 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $139,000 | 5,969 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $139,000 | 5,969 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $139,000 | 5,829 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $320,000 | 7,114 |
| Total interest expense | $27,000 | 7,137 |
| Net interest income | $293,000 | 7,096 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $29,000 | 6,756 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $11,000 | 6,769 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,000 | 6,217 |
| Total noninterest expense | $203,000 | 7,178 |
| Salaries and employee benefits | $120,000 | 7,146 |
| Premises and equipment expense | $8,000 | 7,188 |
| Additional noninterest expense | $75,000 | 7,127 |
| Pre-tax net operating income | $119,000 | 5,772 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $40,000 | 3,681 |
| Income before extraordinary items | $79,000 | 6,066 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $79,000 | 6,066 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $79,000 | 6,066 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $79,000 | 5,916 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $157,000 | 7,183 |
| Total interest expense | $14,000 | 7,200 |
| Net interest income | $143,000 | 7,158 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $10,000 | 6,929 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $6,000 | 6,762 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,000 | 6,590 |
| Total noninterest expense | $93,000 | 7,258 |
| Salaries and employee benefits | $64,000 | 7,184 |
| Premises and equipment expense | $3,000 | 7,258 |
| Additional noninterest expense | $26,000 | 7,259 |
| Pre-tax net operating income | $60,000 | 5,821 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $10,000 | 3,991 |
| Income before extraordinary items | $50,000 | 5,981 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $50,000 | 5,981 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $50,000 | 5,981 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $50,000 | 5,844 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $689,000 | 7,218 |
| Total interest expense | $64,000 | 7,266 |
| Net interest income | $625,000 | 7,189 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $72,000 | 6,645 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $30,000 | 6,615 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $42,000 | 6,034 |
| Total noninterest expense | $513,000 | 7,240 |
| Salaries and employee benefits | $343,000 | 7,148 |
| Premises and equipment expense | $25,000 | 7,291 |
| Additional noninterest expense | $145,000 | 7,255 |
| Pre-tax net operating income | $184,000 | 5,544 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $66,000 | 3,615 |
| Income before extraordinary items | $118,000 | 5,813 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $118,000 | 5,815 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $118,000 | 5,815 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $118,000 | 5,698 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $519,000 | 7,290 |
| Total interest expense | $50,000 | 7,337 |
| Net interest income | $469,000 | 7,261 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $46,000 | 6,820 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $23,000 | 6,647 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $23,000 | 6,317 |
| Total noninterest expense | $285,000 | 7,374 |
| Salaries and employee benefits | $172,000 | 7,341 |
| Premises and equipment expense | $13,000 | 7,381 |
| Additional noninterest expense | $100,000 | 7,344 |
| Pre-tax net operating income | $230,000 | 5,351 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $73,000 | 3,424 |
| Income before extraordinary items | $157,000 | 5,682 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $157,000 | 5,683 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $157,000 | 5,683 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $157,000 | 5,544 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $327,000 | 7,373 |
| Total interest expense | $33,000 | 7,411 |
| Net interest income | $294,000 | 7,347 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $23,000 | 6,989 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $14,000 | 6,716 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,000 | 6,628 |
| Total noninterest expense | $192,000 | 7,454 |
| Salaries and employee benefits | $118,000 | 7,407 |
| Premises and equipment expense | $4,000 | 7,476 |
| Additional noninterest expense | $70,000 | 7,407 |
| Pre-tax net operating income | $125,000 | 5,547 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $32,000 | 3,596 |
| Income before extraordinary items | $93,000 | 5,740 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $93,000 | 5,738 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $93,000 | 5,740 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $93,000 | 5,658 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $157,000 | 7,444 |
| Total interest expense | $17,000 | 7,473 |
| Net interest income | $140,000 | 7,412 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $11,000 | 7,083 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $5,000 | 6,822 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 6,638 |
| Total noninterest expense | $90,000 | 7,522 |
| Salaries and employee benefits | $63,000 | 7,448 |
| Premises and equipment expense | $2,000 | 7,536 |
| Additional noninterest expense | $25,000 | 7,531 |
| Pre-tax net operating income | $61,000 | 5,604 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $10,000 | 3,778 |
| Income before extraordinary items | $51,000 | 5,688 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $51,000 | 5,687 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $51,000 | 5,688 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $51,000 | 5,647 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $738,000 | 7,482 |
| Total interest expense | $107,000 | 7,509 |
| Net interest income | $631,000 | 7,439 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $78,000 | 6,850 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $36,000 | 6,446 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $42,000 | 6,229 |
| Total noninterest expense | $511,000 | 7,514 |
| Salaries and employee benefits | $336,000 | 7,417 |
| Premises and equipment expense | $20,000 | 7,591 |
| Additional noninterest expense | $155,000 | 7,521 |
| Pre-tax net operating income | $198,000 | 5,211 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $66,000 | 3,491 |
| Income before extraordinary items | $132,000 | 5,504 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $132,000 | 5,504 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $132,000 | 5,505 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $132,000 | 5,374 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $565,000 | 7,586 |
| Total interest expense | $86,000 | 7,620 |
| Net interest income | $479,000 | 7,532 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $51,000 | 7,070 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $27,000 | 6,531 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $24,000 | 6,554 |
| Total noninterest expense | $282,000 | 7,688 |
| Salaries and employee benefits | $167,000 | 7,660 |
| Premises and equipment expense | $10,000 | 7,716 |
| Additional noninterest expense | $105,000 | 7,639 |
| Pre-tax net operating income | $248,000 | 5,066 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $105,000 | 3,086 |
| Income before extraordinary items | $143,000 | 5,540 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $143,000 | 5,541 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $143,000 | 5,541 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $143,000 | 5,376 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $369,000 | 7,661 |
| Total interest expense | $59,000 | 7,684 |
| Net interest income | $310,000 | 7,619 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $36,000 | 7,092 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $18,000 | 6,561 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $18,000 | 6,546 |
| Total noninterest expense | $195,000 | 7,750 |
| Salaries and employee benefits | $115,000 | 7,713 |
| Premises and equipment expense | $6,000 | 7,785 |
| Additional noninterest expense | $74,000 | 7,685 |
| Pre-tax net operating income | $151,000 | 5,207 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $42,000 | 3,401 |
| Income before extraordinary items | $109,000 | 5,488 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $109,000 | 5,491 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $109,000 | 5,490 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $109,000 | 5,363 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $184,000 | 7,764 |
| Total interest expense | $30,000 | 7,793 |
| Net interest income | $154,000 | 7,713 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $14,000 | 7,324 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $9,000 | 6,608 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $5,000 | 6,997 |
| Total noninterest expense | $98,000 | 7,851 |
| Salaries and employee benefits | $62,000 | 7,792 |
| Premises and equipment expense | $3,000 | 7,884 |
| Additional noninterest expense | $33,000 | 7,824 |
| Pre-tax net operating income | $70,000 | 5,418 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $13,000 | 3,663 |
| Income before extraordinary items | $57,000 | 5,594 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $57,000 | 5,595 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $57,000 | 5,594 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $57,000 | 5,493 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $791,000 | 7,814 |
| Total interest expense | $169,000 | 7,823 |
| Net interest income | $622,000 | 7,767 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $103,000 | 6,961 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $39,000 | 6,659 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $64,000 | 6,127 |
| Total noninterest expense | $497,000 | 7,878 |
| Salaries and employee benefits | $323,000 | 7,767 |
| Premises and equipment expense | $24,000 | 7,937 |
| Additional noninterest expense | $150,000 | 7,884 |
| Pre-tax net operating income | $228,000 | 4,721 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $82,000 | 2,992 |
| Income before extraordinary items | $146,000 | 5,003 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $146,000 | 5,003 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $146,000 | 5,003 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $146,000 | 4,938 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $595,000 | 7,902 |
| Total interest expense | $136,000 | 7,893 |
| Net interest income | $459,000 | 7,845 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $54,000 | 7,353 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $26,000 | 6,770 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $28,000 | 6,761 |
| Total noninterest expense | $273,000 | 8,026 |
| Salaries and employee benefits | $158,000 | 7,999 |
| Premises and equipment expense | $13,000 | 8,038 |
| Additional noninterest expense | $102,000 | 7,982 |
| Pre-tax net operating income | $240,000 | 4,760 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $77,000 | 3,059 |
| Income before extraordinary items | $163,000 | 5,021 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $163,000 | 5,020 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $163,000 | 5,020 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $163,000 | 4,969 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $386,000 | 8,002 |
| Total interest expense | $96,000 | 7,973 |
| Net interest income | $290,000 | 7,934 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $37,000 | 7,392 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $20,000 | 6,708 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $17,000 | 6,927 |
| Total noninterest expense | $180,000 | 8,118 |
| Salaries and employee benefits | $106,000 | 8,089 |
| Premises and equipment expense | $10,000 | 8,114 |
| Additional noninterest expense | $64,000 | 8,078 |
| Pre-tax net operating income | $147,000 | 4,947 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $41,000 | 3,287 |
| Income before extraordinary items | $106,000 | 5,158 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $106,000 | 5,155 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $106,000 | 5,155 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $106,000 | 5,071 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $193,000 | 8,056 |
| Total interest expense | $49,000 | 8,036 |
| Net interest income | $144,000 | 7,996 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $13,000 | 7,659 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $9,000 | 6,767 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $4,000 | 7,406 |
| Total noninterest expense | $83,000 | 8,187 |
| Salaries and employee benefits | $53,000 | 8,143 |
| Premises and equipment expense | $7,000 | 8,115 |
| Additional noninterest expense | $23,000 | 8,186 |
| Pre-tax net operating income | $74,000 | 5,329 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $14,000 | 3,806 |
| Income before extraordinary items | $60,000 | 5,546 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $60,000 | 5,549 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $60,000 | 5,549 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $60,000 | 5,370 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $897,000 | 8,037 |
| Total interest expense | $259,000 | 8,040 |
| Net interest income | $638,000 | 7,976 |
| Provision for loan and lease losses | $15,000 | 7,084 |
| Total noninterest income | $81,000 | 7,487 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $37,000 | 6,815 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $44,000 | 6,882 |
| Total noninterest expense | $464,000 | 8,147 |
| Salaries and employee benefits | $318,000 | 8,034 |
| Premises and equipment expense | $23,000 | 8,207 |
| Additional noninterest expense | $123,000 | 8,158 |
| Pre-tax net operating income | $240,000 | 5,634 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $86,000 | 3,499 |
| Income before extraordinary items | $154,000 | 5,658 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $154,000 | 5,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,426 |
| Cash dividends | $100,000 | 4,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $154,000 | 5,818 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $677,000 | 8,130 |
| Total interest expense | $201,000 | 8,114 |
| Net interest income | $476,000 | 8,064 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $45,000 | 7,796 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $25,000 | 6,914 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $20,000 | 7,419 |
| Total noninterest expense | $248,000 | 8,300 |
| Salaries and employee benefits | $153,000 | 8,271 |
| Premises and equipment expense | $16,000 | 8,297 |
| Additional noninterest expense | $79,000 | 8,269 |
| Pre-tax net operating income | $273,000 | 5,744 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $90,000 | 3,674 |
| Income before extraordinary items | $183,000 | 5,793 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $183,000 | 5,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $100,000 | 4,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $183,000 | 5,970 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $452,000 | 8,203 |
| Total interest expense | $135,000 | 8,188 |
| Net interest income | $317,000 | 8,110 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $34,000 | 7,798 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $18,000 | 6,910 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $16,000 | 7,379 |
| Total noninterest expense | $170,000 | 8,369 |
| Salaries and employee benefits | $102,000 | 8,344 |
| Premises and equipment expense | $10,000 | 8,367 |
| Additional noninterest expense | $58,000 | 8,294 |
| Pre-tax net operating income | $181,000 | 5,935 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $54,000 | 4,003 |
| Income before extraordinary items | $127,000 | 6,149 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $127,000 | 6,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $100,000 | 4,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $127,000 | 6,082 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $234,000 | 8,247 |
| Total interest expense | $69,000 | 8,243 |
| Net interest income | $165,000 | 8,131 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $11,000 | 8,018 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $7,000 | 7,034 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,000 | 7,805 |
| Total noninterest expense | $76,000 | 8,429 |
| Salaries and employee benefits | $52,000 | 8,381 |
| Premises and equipment expense | $2,000 | 8,439 |
| Additional noninterest expense | $22,000 | 8,403 |
| Pre-tax net operating income | $100,000 | 6,003 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $22,000 | 4,307 |
| Income before extraordinary items | $78,000 | 6,157 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $78,000 | 6,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $100,000 | 2,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $78,000 | 6,065 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $914,000 | 8,231 |
| Total interest expense | $267,000 | 8,241 |
| Net interest income | $647,000 | 8,138 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $85,000 | 7,715 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $37,000 | 6,936 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $48,000 | 7,133 |
| Total noninterest expense | $459,000 | 8,365 |
| Salaries and employee benefits | $308,000 | 8,261 |
| Premises and equipment expense | $27,000 | 8,415 |
| Additional noninterest expense | $124,000 | 8,362 |
| Pre-tax net operating income | $273,000 | 6,668 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $91,000 | 4,544 |
| Income before extraordinary items | $182,000 | 6,846 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $182,000 | 6,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $182,000 | 6,829 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $693,000 | 8,282 |
| Total interest expense | $195,000 | 8,293 |
| Net interest income | $498,000 | 8,182 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $52,000 | 7,909 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $27,000 | 6,980 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $25,000 | 7,502 |
| Total noninterest expense | $227,000 | 8,484 |
| Salaries and employee benefits | $146,000 | 8,438 |
| Premises and equipment expense | $5,000 | 8,510 |
| Additional noninterest expense | $76,000 | 8,430 |
| Pre-tax net operating income | $323,000 | 6,478 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $44,000 | 5,031 |
| Income before extraordinary items | $279,000 | 6,422 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $279,000 | 6,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $279,000 | 6,412 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $455,000 | 8,362 |
| Total interest expense | $125,000 | 8,367 |
| Net interest income | $330,000 | 8,257 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $28,000 | 8,078 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $14,000 | 7,128 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $14,000 | 7,664 |
| Total noninterest expense | $159,000 | 8,532 |
| Salaries and employee benefits | $98,000 | 8,493 |
| Premises and equipment expense | $5,000 | 8,552 |
| Additional noninterest expense | $56,000 | 8,457 |
| Pre-tax net operating income | $199,000 | 6,643 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $30,000 | 5,109 |
| Income before extraordinary items | $169,000 | 6,597 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $169,000 | 6,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $169,000 | 6,590 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $227,000 | 8,422 |
| Total interest expense | $57,000 | 8,428 |
| Net interest income | $170,000 | 8,287 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $11,000 | 8,220 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $8,000 | 7,097 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $3,000 | 8,103 |
| Total noninterest expense | $64,000 | 8,598 |
| Salaries and employee benefits | $48,000 | 8,539 |
| Premises and equipment expense | $1,000 | 8,595 |
| Additional noninterest expense | $15,000 | 8,601 |
| Pre-tax net operating income | $117,000 | 6,456 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $15,000 | 5,100 |
| Income before extraordinary items | $102,000 | 6,370 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $102,000 | 6,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $102,000 | 6,350 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $817,000 | 8,388 |
| Total interest expense | $179,000 | 8,442 |
| Net interest income | $638,000 | 8,277 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $67,000 | 8,067 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $30,000 | 7,164 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $37,000 | 7,547 |
| Total noninterest expense | $477,000 | 8,468 |
| Salaries and employee benefits | $300,000 | 8,369 |
| Premises and equipment expense | $41,000 | 8,440 |
| Additional noninterest expense | $136,000 | 8,424 |
| Pre-tax net operating income | $228,000 | 7,313 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $85,000 | 5,103 |
| Income before extraordinary items | $143,000 | 7,517 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $143,000 | 7,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,238 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $143,000 | 7,508 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $604,000 | 8,464 |
| Total interest expense | $125,000 | 8,515 |
| Net interest income | $479,000 | 8,350 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $40,000 | 8,277 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $21,000 | 7,256 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $19,000 | 7,867 |
| Total noninterest expense | $224,000 | 8,662 |
| Salaries and employee benefits | $140,000 | 8,618 |
| Premises and equipment expense | $4,000 | 8,700 |
| Additional noninterest expense | $80,000 | 8,580 |
| Pre-tax net operating income | $295,000 | 7,026 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $27,000 | 5,818 |
| Income before extraordinary items | $268,000 | 6,885 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $268,000 | 6,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,679 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $268,000 | 6,888 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $389,000 | 8,536 |
| Total interest expense | $77,000 | 8,571 |
| Net interest income | $312,000 | 8,435 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $30,000 | 8,281 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $13,000 | 7,334 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 7,713 |
| Total noninterest expense | $162,000 | 8,694 |
| Salaries and employee benefits | $94,000 | 8,665 |
| Premises and equipment expense | $3,000 | 8,732 |
| Additional noninterest expense | $65,000 | 8,526 |
| Pre-tax net operating income | $180,000 | 7,208 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $14,000 | 5,980 |
| Income before extraordinary items | $166,000 | 7,034 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $166,000 | 7,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $166,000 | 7,046 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $192,000 | 8,555 |
| Total interest expense | $36,000 | 8,599 |
| Net interest income | $156,000 | 8,459 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $12,000 | 8,372 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $6,000 | 7,374 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 7,952 |
| Total noninterest expense | $68,000 | 8,731 |
| Salaries and employee benefits | $47,000 | 8,678 |
| Premises and equipment expense | $1,000 | 8,741 |
| Additional noninterest expense | $20,000 | 8,697 |
| Pre-tax net operating income | $100,000 | 7,062 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $100,000 | 6,737 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $100,000 | 6,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $100,000 | 6,736 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $687,000 | 8,543 |
| Total interest expense | $114,000 | 8,605 |
| Net interest income | $573,000 | 8,472 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $60,000 | 8,350 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $22,000 | 7,444 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $38,000 | 7,667 |
| Total noninterest expense | $448,000 | 8,627 |
| Salaries and employee benefits | $290,000 | 8,509 |
| Premises and equipment expense | $40,000 | 8,584 |
| Additional noninterest expense | $118,000 | 8,636 |
| Pre-tax net operating income | $185,000 | 7,745 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $72,000 | 5,621 |
| Income before extraordinary items | $113,000 | 7,923 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $113,000 | 7,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $113,000 | 7,894 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $520,000 | 8,575 |
| Total interest expense | $82,000 | 8,655 |
| Net interest income | $438,000 | 8,506 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $45,000 | 8,385 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $17,000 | 7,491 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $28,000 | 7,724 |
| Total noninterest expense | $227,000 | 8,764 |
| Salaries and employee benefits | $133,000 | 8,726 |
| Premises and equipment expense | $18,000 | 8,723 |
| Additional noninterest expense | $76,000 | 8,700 |
| Pre-tax net operating income | $256,000 | 7,395 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $47,000 | 5,835 |
| Income before extraordinary items | $209,000 | 7,395 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $209,000 | 7,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $209,000 | 7,363 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $330,000 | 8,613 |
| Total interest expense | $54,000 | 8,663 |
| Net interest income | $276,000 | 8,550 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $37,000 | 8,247 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $12,000 | 7,482 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $25,000 | 7,399 |
| Total noninterest expense | $153,000 | 8,771 |
| Salaries and employee benefits | $89,000 | 8,745 |
| Premises and equipment expense | $5,000 | 8,793 |
| Additional noninterest expense | $59,000 | 8,647 |
| Pre-tax net operating income | $160,000 | 7,477 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $32,000 | 5,826 |
| Income before extraordinary items | $128,000 | 7,522 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $128,000 | 7,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $128,000 | 7,477 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $163,000 | 8,691 |
| Total interest expense | $27,000 | 8,730 |
| Net interest income | $136,000 | 8,637 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $19,000 | 8,268 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $6,000 | 7,541 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,447 |
| Total noninterest expense | $63,000 | 8,878 |
| Salaries and employee benefits | $44,000 | 8,817 |
| Premises and equipment expense | $1,000 | 8,879 |
| Additional noninterest expense | $18,000 | 8,845 |
| Pre-tax net operating income | $92,000 | 7,341 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $4,000 | 6,466 |
| Income before extraordinary items | $88,000 | 7,093 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $88,000 | 7,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $88,000 | 7,055 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $679,000 | 8,654 |
| Total interest expense | $114,000 | 8,704 |
| Net interest income | $565,000 | 8,592 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $105,000 | 8,029 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $27,000 | 7,586 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $78,000 | 6,806 |
| Total noninterest expense | $406,000 | 8,784 |
| Salaries and employee benefits | $265,000 | 8,692 |
| Premises and equipment expense | $17,000 | 8,884 |
| Additional noninterest expense | $124,000 | 8,719 |
| Pre-tax net operating income | $264,000 | 7,561 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $87,000 | 5,654 |
| Income before extraordinary items | $177,000 | 7,755 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $177,000 | 7,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $177,000 | 7,716 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $507,000 | 8,708 |
| Total interest expense | $86,000 | 8,760 |
| Net interest income | $421,000 | 8,646 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $47,000 | 8,525 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $21,000 | 7,621 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $26,000 | 7,845 |
| Total noninterest expense | $211,000 | 8,940 |
| Salaries and employee benefits | $126,000 | 8,898 |
| Premises and equipment expense | $4,000 | 8,981 |
| Additional noninterest expense | $81,000 | 8,827 |
| Pre-tax net operating income | $257,000 | 7,431 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $91,000 | 5,444 |
| Income before extraordinary items | $166,000 | 7,684 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $166,000 | 7,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $166,000 | 7,633 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $328,000 | 8,772 |
| Total interest expense | $57,000 | 8,825 |
| Net interest income | $271,000 | 8,714 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $26,000 | 8,675 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $13,000 | 7,698 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $13,000 | 8,126 |
| Total noninterest expense | $143,000 | 8,992 |
| Salaries and employee benefits | $85,000 | 8,955 |
| Premises and equipment expense | $2,000 | 9,039 |
| Additional noninterest expense | $56,000 | 8,857 |
| Pre-tax net operating income | $154,000 | 7,514 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $60,000 | 5,433 |
| Income before extraordinary items | $94,000 | 7,834 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $94,000 | 7,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $94,000 | 7,772 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $172,000 | 8,796 |
| Total interest expense | $29,000 | 8,866 |
| Net interest income | $143,000 | 8,722 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $25,000 | 8,175 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $7,000 | 7,665 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $18,000 | 6,980 |
| Total noninterest expense | $69,000 | 9,036 |
| Salaries and employee benefits | $43,000 | 8,995 |
| Premises and equipment expense | $1,000 | 9,071 |
| Additional noninterest expense | $25,000 | 8,937 |
| Pre-tax net operating income | $99,000 | 7,169 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $30,000 | 5,394 |
| Income before extraordinary items | $69,000 | 7,425 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $69,000 | 7,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $69,000 | 7,349 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $711,000 | 8,815 |
| Total interest expense | $140,000 | 8,880 |
| Net interest income | $571,000 | 8,730 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $92,000 | 8,390 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $30,000 | 7,718 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $62,000 | 7,257 |
| Total noninterest expense | $404,000 | 8,978 |
| Salaries and employee benefits | $260,000 | 8,872 |
| Premises and equipment expense | $37,000 | 8,925 |
| Additional noninterest expense | $107,000 | 8,969 |
| Pre-tax net operating income | $259,000 | 7,602 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $87,000 | 5,864 |
| Income before extraordinary items | $172,000 | 7,902 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $172,000 | 7,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,260 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $172,000 | 7,772 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $552,000 | 8,885 |
| Total interest expense | $111,000 | 8,960 |
| Net interest income | $441,000 | 8,779 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $38,000 | 8,865 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $22,000 | 7,794 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,000 | 8,420 |
| Total noninterest expense | $201,000 | 9,151 |
| Salaries and employee benefits | $123,000 | 9,105 |
| Premises and equipment expense | $8,000 | 9,167 |
| Additional noninterest expense | $70,000 | 9,070 |
| Pre-tax net operating income | $278,000 | 7,293 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $57,000 | 6,114 |
| Income before extraordinary items | $221,000 | 7,449 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $221,000 | 7,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,999 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $221,000 | 7,292 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $375,000 | 8,918 |
| Total interest expense | $79,000 | 8,995 |
| Net interest income | $296,000 | 8,809 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $27,000 | 8,841 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $13,000 | 7,851 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $14,000 | 8,211 |
| Total noninterest expense | $136,000 | 9,179 |
| Salaries and employee benefits | $82,000 | 9,141 |
| Premises and equipment expense | $4,000 | 9,206 |
| Additional noninterest expense | $50,000 | 9,068 |
| Pre-tax net operating income | $187,000 | 7,313 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $38,000 | 6,147 |
| Income before extraordinary items | $149,000 | 7,460 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $149,000 | 7,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $149,000 | 7,274 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $191,000 | 8,965 |
| Total interest expense | $43,000 | 9,026 |
| Net interest income | $148,000 | 8,862 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $10,000 | 8,992 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $7,000 | 7,830 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,000 | 8,754 |
| Total noninterest expense | $61,000 | 9,239 |
| Salaries and employee benefits | $40,000 | 9,196 |
| Premises and equipment expense | $1,000 | 9,257 |
| Additional noninterest expense | $20,000 | 9,182 |
| Pre-tax net operating income | $97,000 | 7,240 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $19,000 | 6,113 |
| Income before extraordinary items | $78,000 | 7,334 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $78,000 | 7,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $78,000 | 7,180 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $804,000 | 8,996 |
| Total interest expense | $229,000 | 9,024 |
| Net interest income | $575,000 | 8,925 |
| Provision for loan and lease losses | $46,000 | 6,809 |
| Total noninterest income | $88,000 | 8,542 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $27,000 | 7,890 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $61,000 | 7,318 |
| Total noninterest expense | $398,000 | 9,138 |
| Salaries and employee benefits | $253,000 | 9,044 |
| Premises and equipment expense | $30,000 | 9,162 |
| Additional noninterest expense | $115,000 | 9,103 |
| Pre-tax net operating income | $219,000 | 7,862 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $72,000 | 6,252 |
| Income before extraordinary items | $147,000 | 8,105 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $147,000 | 8,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,336 |
| Cash dividends | $50,000 | 5,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $147,000 | 8,000 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $929,000 | 9,202 |
| Total interest expense | $382,000 | 9,183 |
| Net interest income | $547,000 | 9,124 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $74,000 | 8,856 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $26,000 | 8,045 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $48,000 | 7,736 |
| Total noninterest expense | $271,000 | 9,514 |
| Salaries and employee benefits | $151,000 | 9,487 |
| Premises and equipment expense | $18,000 | 9,513 |
| Additional noninterest expense | $102,000 | 9,370 |
| Pre-tax net operating income | $350,000 | 7,187 |
| Securities gains (losses) | $-47,000 | 9,439 |
| Applicable income taxes | $99,000 | 6,018 |
| Income before extraordinary items | $204,000 | 7,701 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $204,000 | 7,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $235,490 | 7,392 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $941,000 | 9,441 |
| Total interest expense | $407,000 | 9,405 |
| Net interest income | $534,000 | 9,402 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $85,000 | 8,807 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 8,119 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 7,569 |
| Total noninterest expense | $268,000 | 9,796 |
| Salaries and employee benefits | $143,000 | 9,767 |
| Premises and equipment expense | $15,000 | 9,802 |
| Additional noninterest expense | $110,000 | 9,561 |
| Pre-tax net operating income | $351,000 | 7,684 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $117,000 | 6,315 |
| Income before extraordinary items | $234,000 | 7,875 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $234,000 | 7,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,819 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $234,000 | 7,876 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $896,000 | 9,701 |
| Total interest expense | $384,000 | 9,677 |
| Net interest income | $512,000 | 9,666 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $88,000 | 9,017 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $26,000 | 8,370 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 7,661 |
| Total noninterest expense | $249,000 | 10,117 |
| Salaries and employee benefits | $141,000 | 10,064 |
| Premises and equipment expense | $17,000 | 10,104 |
| Additional noninterest expense | $91,000 | 9,985 |
| Pre-tax net operating income | $351,000 | 7,833 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $118,000 | 6,683 |
| Income before extraordinary items | $233,000 | 8,055 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $233,000 | 8,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,087 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $233,000 | 8,032 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $927,000 | 9,913 |
| Total interest expense | $387,000 | 9,911 |
| Net interest income | $540,000 | 9,845 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $82,000 | 9,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $26,000 | 8,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 7,951 |
| Total noninterest expense | $234,000 | 10,348 |
| Salaries and employee benefits | $133,000 | 10,303 |
| Premises and equipment expense | $18,000 | 10,330 |
| Additional noninterest expense | $83,000 | 10,245 |
| Pre-tax net operating income | $388,000 | 7,942 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $129,000 | 7,122 |
| Income before extraordinary items | $259,000 | 8,186 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $259,000 | 8,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,217 |
| Cash dividends | $50,000 | 6,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $259,000 | 8,105 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $852,000 | 10,435 |
| Total interest expense | $366,000 | 10,403 |
| Net interest income | $486,000 | 10,405 |
| Provision for loan and lease losses | $15,000 | 8,110 |
| Total noninterest income | $85,000 | 9,672 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $26,000 | 9,001 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 8,059 |
| Total noninterest expense | $251,000 | 10,777 |
| Salaries and employee benefits | $132,000 | 10,755 |
| Premises and equipment expense | $25,000 | 10,690 |
| Additional noninterest expense | $94,000 | 10,583 |
| Pre-tax net operating income | $305,000 | 8,970 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $101,000 | 8,381 |
| Income before extraordinary items | $204,000 | 9,120 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $204,000 | 9,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 10,102 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $204,000 | 9,081 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $795,000 | 11,028 |
| Total interest expense | $336,000 | 11,013 |
| Net interest income | $459,000 | 10,972 |
| Provision for loan and lease losses | $25,000 | 7,649 |
| Total noninterest income | $81,000 | 10,262 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $27,000 | 9,437 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 8,719 |
| Total noninterest expense | $249,000 | 11,317 |
| Salaries and employee benefits | $128,000 | 11,295 |
| Premises and equipment expense | $30,000 | 11,136 |
| Additional noninterest expense | $91,000 | 11,150 |
| Pre-tax net operating income | $266,000 | 9,364 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $92,000 | 8,884 |
| Income before extraordinary items | $174,000 | 9,547 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $174,000 | 9,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,243 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $174,000 | 9,493 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $751,000 | 11,575 |
| Total interest expense | $308,000 | 11,555 |
| Net interest income | $443,000 | 11,515 |
| Provision for loan and lease losses | $25,000 | 7,325 |
| Total noninterest income | $90,000 | 10,506 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $22,000 | 9,956 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 8,433 |
| Total noninterest expense | $235,000 | 11,830 |
| Salaries and employee benefits | $127,000 | 11,807 |
| Premises and equipment expense | $21,000 | 11,788 |
| Additional noninterest expense | $87,000 | 11,723 |
| Pre-tax net operating income | $273,000 | 9,955 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $87,000 | 9,448 |
| Income before extraordinary items | $186,000 | 10,097 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $186,000 | 10,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,295 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $186,000 | 10,062 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $707,000 | 12,195 |
| Total interest expense | $277,000 | 12,110 |
| Net interest income | $430,000 | 12,178 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $103,000 | 10,665 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 10,567 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 8,071 |
| Total noninterest expense | $255,000 | 12,440 |
| Salaries and employee benefits | $141,000 | 12,392 |
| Premises and equipment expense | $19,000 | 12,444 |
| Additional noninterest expense | $95,000 | 12,337 |
| Pre-tax net operating income | $278,000 | 10,295 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $92,000 | 9,543 |
| Income before extraordinary items | $186,000 | 10,438 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $186,000 | 10,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $186,000 | 10,476 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $672,000 | 12,853 |
| Total interest expense | $269,000 | 12,790 |
| Net interest income | $403,000 | 12,807 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $74,000 | 11,969 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 11,023 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 9,815 |
| Total noninterest expense | $224,000 | 13,155 |
| Salaries and employee benefits | $116,000 | 13,134 |
| Premises and equipment expense | $15,000 | 13,159 |
| Additional noninterest expense | $93,000 | 12,996 |
| Pre-tax net operating income | $253,000 | 10,599 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $93,000 | 9,919 |
| Income before extraordinary items | $160,000 | 11,078 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $160,000 | 11,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $27,000 | 8,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $160,000 | 10,878 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $732,000 | 13,444 |
| Total interest expense | $348,000 | 13,363 |
| Net interest income | $384,000 | 13,427 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $90,000 | 11,997 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $16,000 | 11,465 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 9,109 |
| Total noninterest expense | $247,000 | 13,701 |
| Salaries and employee benefits | $110,000 | 13,756 |
| Premises and equipment expense | $24,000 | 13,574 |
| Additional noninterest expense | $113,000 | 13,402 |
| Pre-tax net operating income | $227,000 | 10,824 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $80,000 | 10,440 |
| Income before extraordinary items | $147,000 | 11,318 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $147,000 | 11,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $2,000 | 8,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $147,000 | 10,977 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.