Home > Farmers State Bank > Income and Expense
Farmers State Bank, Income and Expense
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $979,000 | 5,922 |
| Total interest expense | $307,000 | 5,961 |
| Net interest income | $672,000 | 5,690 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $189,000 | 3,928 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $126,000 | 2,791 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $63,000 | 4,437 |
| Total noninterest expense | $704,000 | 5,377 |
| Salaries and employee benefits | $335,000 | 5,681 |
| Premises and equipment expense | $120,000 | 4,618 |
| Additional noninterest expense | $249,000 | 4,964 |
| Pre-tax net operating income | $157,000 | 4,427 |
| Securities gains (losses) | $76,000 | 1,116 |
| Applicable income taxes | $53,000 | 2,828 |
| Income before extraordinary items | $180,000 | 4,042 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $180,000 | 4,045 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $180,000 | 4,045 |
| Net charge-offs | $-16,000 | 7,951 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $121,480 | 4,505 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $255,000 | 8,244 |
| Total interest expense | $88,000 | 8,201 |
| Net interest income | $167,000 | 8,243 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $56,000 | 7,698 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $39,000 | 6,786 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $17,000 | 7,511 |
| Total noninterest expense | $253,000 | 8,255 |
| Salaries and employee benefits | $75,000 | 8,268 |
| Premises and equipment expense | $21,000 | 8,212 |
| Additional noninterest expense | $157,000 | 8,053 |
| Pre-tax net operating income | $-30,000 | 6,383 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-7,000 | 6,773 |
| Income before extraordinary items | $-23,000 | 6,275 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-23,000 | 6,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,515 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-23,000 | 6,415 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,901,000 | 6,151 |
| Total interest expense | $1,183,000 | 5,995 |
| Net interest income | $1,718,000 | 6,155 |
| Provision for loan and lease losses | $175,000 | 4,422 |
| Total noninterest income | $742,000 | 3,516 |
| Gross Fiduciary activities income | $1,000 | 1,339 |
| Service charges on deposit accounts | $502,000 | 2,451 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $239,000 | 4,105 |
| Total noninterest expense | $1,840,000 | 5,699 |
| Salaries and employee benefits | $932,000 | 5,890 |
| Premises and equipment expense | $275,000 | 5,340 |
| Additional noninterest expense | $633,000 | 5,263 |
| Pre-tax net operating income | $445,000 | 5,121 |
| Securities gains (losses) | $48,000 | 1,457 |
| Applicable income taxes | $121,000 | 3,439 |
| Income before extraordinary items | $372,000 | 4,891 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $372,000 | 4,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,887 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $336,000 | 5,218 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,915,000 | 6,236 |
| Total interest expense | $807,000 | 6,094 |
| Net interest income | $1,108,000 | 6,247 |
| Provision for loan and lease losses | $50,000 | 5,164 |
| Total noninterest income | $497,000 | 3,523 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $324,000 | 2,481 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $173,000 | 4,055 |
| Total noninterest expense | $1,192,000 | 5,813 |
| Salaries and employee benefits | $617,000 | 5,969 |
| Premises and equipment expense | $181,000 | 5,411 |
| Additional noninterest expense | $394,000 | 5,458 |
| Pre-tax net operating income | $363,000 | 4,954 |
| Securities gains (losses) | $51,000 | 1,432 |
| Applicable income taxes | $115,000 | 3,323 |
| Income before extraordinary items | $299,000 | 5,006 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $299,000 | 5,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,038 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $262,280 | 5,142 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $936,000 | 6,378 |
| Total interest expense | $415,000 | 6,172 |
| Net interest income | $521,000 | 6,412 |
| Provision for loan and lease losses | $25,000 | 4,682 |
| Total noninterest income | $213,000 | 3,868 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $170,000 | 2,369 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $43,000 | 5,319 |
| Total noninterest expense | $584,000 | 5,881 |
| Salaries and employee benefits | $304,000 | 6,044 |
| Premises and equipment expense | $98,000 | 5,215 |
| Additional noninterest expense | $182,000 | 5,647 |
| Pre-tax net operating income | $125,000 | 5,712 |
| Securities gains (losses) | $20,000 | 1,596 |
| Applicable income taxes | $21,000 | 4,341 |
| Income before extraordinary items | $124,000 | 5,528 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $124,000 | 5,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,413 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $106,800 | 5,671 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,790,000 | 6,343 |
| Total interest expense | $1,632,000 | 6,250 |
| Net interest income | $2,158,000 | 6,339 |
| Provision for loan and lease losses | $602,000 | 2,038 |
| Total noninterest income | $818,000 | 3,968 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $721,000 | 2,318 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $97,000 | 6,257 |
| Total noninterest expense | $2,473,000 | 5,634 |
| Salaries and employee benefits | $1,304,000 | 5,740 |
| Premises and equipment expense | $439,000 | 4,757 |
| Additional noninterest expense | $730,000 | 5,627 |
| Pre-tax net operating income | $-99,000 | 7,558 |
| Securities gains (losses) | $-26,000 | 7,827 |
| Applicable income taxes | $-139,000 | 8,065 |
| Income before extraordinary items | $14,000 | 7,460 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $14,000 | 7,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $587,000 | 1,501 |
| Cash dividends | $75,000 | 5,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $30,640 | 7,367 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,801,000 | 6,413 |
| Total interest expense | $1,187,000 | 6,349 |
| Net interest income | $1,614,000 | 6,378 |
| Provision for loan and lease losses | $178,000 | 3,234 |
| Total noninterest income | $702,000 | 3,679 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $513,000 | 2,391 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $189,000 | 4,597 |
| Total noninterest expense | $1,810,000 | 5,676 |
| Salaries and employee benefits | $971,000 | 5,733 |
| Premises and equipment expense | $321,000 | 4,809 |
| Additional noninterest expense | $518,000 | 5,721 |
| Pre-tax net operating income | $328,000 | 6,458 |
| Securities gains (losses) | $-3,000 | 7,511 |
| Applicable income taxes | $66,000 | 4,763 |
| Income before extraordinary items | $259,000 | 6,526 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $259,000 | 6,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 1,868 |
| Cash dividends | $75,000 | 4,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $261,400 | 6,502 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,832,000 | 6,499 |
| Total interest expense | $768,000 | 6,434 |
| Net interest income | $1,064,000 | 6,446 |
| Provision for loan and lease losses | $128,000 | 2,876 |
| Total noninterest income | $406,000 | 4,005 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $323,000 | 2,503 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $83,000 | 5,442 |
| Total noninterest expense | $1,222,000 | 5,667 |
| Salaries and employee benefits | $664,000 | 5,729 |
| Premises and equipment expense | $208,000 | 4,900 |
| Additional noninterest expense | $350,000 | 5,682 |
| Pre-tax net operating income | $120,000 | 7,135 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $13,000 | 5,554 |
| Income before extraordinary items | $107,000 | 7,069 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $107,000 | 7,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 1,322 |
| Cash dividends | $75,000 | 4,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $107,000 | 7,058 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $908,000 | 6,539 |
| Total interest expense | $390,000 | 6,427 |
| Net interest income | $518,000 | 6,531 |
| Provision for loan and lease losses | $50,000 | 3,068 |
| Total noninterest income | $160,000 | 4,478 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $96,000 | 3,535 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $64,000 | 4,621 |
| Total noninterest expense | $616,000 | 5,670 |
| Salaries and employee benefits | $333,000 | 5,760 |
| Premises and equipment expense | $103,000 | 4,951 |
| Additional noninterest expense | $180,000 | 5,587 |
| Pre-tax net operating income | $12,000 | 7,727 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-4,000 | 8,209 |
| Income before extraordinary items | $16,000 | 7,675 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $16,000 | 7,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 999 |
| Cash dividends | $75,000 | 3,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $16,000 | 7,654 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,426,000 | 6,468 |
| Total interest expense | $1,323,000 | 6,381 |
| Net interest income | $2,103,000 | 6,448 |
| Provision for loan and lease losses | $100,000 | 4,711 |
| Total noninterest income | $874,000 | 3,846 |
| Gross Fiduciary activities income | $10,000 | 1,273 |
| Service charges on deposit accounts | $499,000 | 3,062 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $365,000 | 3,911 |
| Total noninterest expense | $2,221,000 | 5,850 |
| Salaries and employee benefits | $1,253,000 | 5,772 |
| Premises and equipment expense | $374,000 | 5,132 |
| Additional noninterest expense | $594,000 | 6,085 |
| Pre-tax net operating income | $656,000 | 6,034 |
| Securities gains (losses) | $3,000 | 1,365 |
| Applicable income taxes | $148,000 | 4,612 |
| Income before extraordinary items | $511,000 | 6,118 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $511,000 | 6,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,576 |
| Cash dividends | $300,000 | 4,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $508,660 | 6,130 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,527,000 | 6,527 |
| Total interest expense | $942,000 | 6,454 |
| Net interest income | $1,585,000 | 6,499 |
| Provision for loan and lease losses | $75,000 | 4,564 |
| Total noninterest income | $652,000 | 3,862 |
| Gross Fiduciary activities income | $10,000 | 1,209 |
| Service charges on deposit accounts | $380,000 | 3,043 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $262,000 | 4,008 |
| Total noninterest expense | $1,658,000 | 5,846 |
| Salaries and employee benefits | $936,000 | 5,756 |
| Premises and equipment expense | $286,000 | 5,100 |
| Additional noninterest expense | $436,000 | 6,156 |
| Pre-tax net operating income | $504,000 | 6,202 |
| Securities gains (losses) | $1,000 | 1,261 |
| Applicable income taxes | $140,000 | 4,544 |
| Income before extraordinary items | $365,000 | 6,405 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $365,000 | 6,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,313 |
| Cash dividends | $50,000 | 5,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $364,280 | 6,407 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,655,000 | 6,566 |
| Total interest expense | $592,000 | 6,510 |
| Net interest income | $1,063,000 | 6,517 |
| Provision for loan and lease losses | $50,000 | 4,407 |
| Total noninterest income | $444,000 | 3,803 |
| Gross Fiduciary activities income | $10,000 | 1,166 |
| Service charges on deposit accounts | $244,000 | 3,107 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $190,000 | 3,856 |
| Total noninterest expense | $1,101,000 | 5,886 |
| Salaries and employee benefits | $623,000 | 5,776 |
| Premises and equipment expense | $183,000 | 5,213 |
| Additional noninterest expense | $295,000 | 6,128 |
| Pre-tax net operating income | $356,000 | 6,133 |
| Securities gains (losses) | $1,000 | 1,053 |
| Applicable income taxes | $82,000 | 4,751 |
| Income before extraordinary items | $275,000 | 6,187 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $275,000 | 6,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,763 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $274,230 | 6,204 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $824,000 | 6,570 |
| Total interest expense | $288,000 | 6,465 |
| Net interest income | $536,000 | 6,513 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $196,000 | 4,032 |
| Gross Fiduciary activities income | $10,000 | 1,070 |
| Service charges on deposit accounts | $113,000 | 3,198 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $73,000 | 4,340 |
| Total noninterest expense | $568,000 | 5,792 |
| Salaries and employee benefits | $316,000 | 5,782 |
| Premises and equipment expense | $92,000 | 5,213 |
| Additional noninterest expense | $160,000 | 5,864 |
| Pre-tax net operating income | $164,000 | 6,242 |
| Securities gains (losses) | $1,000 | 856 |
| Applicable income taxes | $29,000 | 5,067 |
| Income before extraordinary items | $136,000 | 6,161 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $136,000 | 6,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,605 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $135,180 | 6,174 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,864,000 | 6,712 |
| Total interest expense | $863,000 | 6,622 |
| Net interest income | $2,001,000 | 6,636 |
| Provision for loan and lease losses | $50,000 | 5,734 |
| Total noninterest income | $863,000 | 3,877 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $454,000 | 3,255 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $409,000 | 3,750 |
| Total noninterest expense | $2,416,000 | 5,484 |
| Salaries and employee benefits | $1,312,000 | 5,499 |
| Premises and equipment expense | $348,000 | 5,307 |
| Additional noninterest expense | $756,000 | 5,350 |
| Pre-tax net operating income | $398,000 | 7,071 |
| Securities gains (losses) | $-13,000 | 7,637 |
| Applicable income taxes | $32,000 | 6,114 |
| Income before extraordinary items | $353,000 | 6,962 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $353,000 | 6,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 2,186 |
| Cash dividends | $365,000 | 4,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $364,960 | 6,898 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,118,000 | 6,742 |
| Total interest expense | $600,000 | 6,711 |
| Net interest income | $1,518,000 | 6,644 |
| Provision for loan and lease losses | $25,000 | 5,986 |
| Total noninterest income | $559,000 | 4,227 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $330,000 | 3,340 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $229,000 | 4,301 |
| Total noninterest expense | $1,801,000 | 5,478 |
| Salaries and employee benefits | $973,000 | 5,504 |
| Premises and equipment expense | $261,000 | 5,295 |
| Additional noninterest expense | $567,000 | 5,293 |
| Pre-tax net operating income | $251,000 | 7,420 |
| Securities gains (losses) | $-10,000 | 7,915 |
| Applicable income taxes | $27,000 | 6,133 |
| Income before extraordinary items | $214,000 | 7,368 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $214,000 | 7,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 2,946 |
| Cash dividends | $225,000 | 3,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $222,900 | 7,298 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,388,000 | 6,733 |
| Total interest expense | $367,000 | 6,798 |
| Net interest income | $1,021,000 | 6,612 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $325,000 | 4,579 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $192,000 | 3,588 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $133,000 | 4,579 |
| Total noninterest expense | $1,185,000 | 5,518 |
| Salaries and employee benefits | $635,000 | 5,559 |
| Premises and equipment expense | $166,000 | 5,420 |
| Additional noninterest expense | $384,000 | 5,232 |
| Pre-tax net operating income | $161,000 | 7,469 |
| Securities gains (losses) | $-2,000 | 7,723 |
| Applicable income taxes | $14,000 | 6,269 |
| Income before extraordinary items | $145,000 | 7,392 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $145,000 | 7,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 2,796 |
| Cash dividends | $225,000 | 3,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $146,820 | 7,339 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $669,000 | 6,844 |
| Total interest expense | $178,000 | 6,817 |
| Net interest income | $491,000 | 6,758 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $148,000 | 4,742 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $88,000 | 3,734 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $60,000 | 4,776 |
| Total noninterest expense | $579,000 | 5,622 |
| Salaries and employee benefits | $326,000 | 5,527 |
| Premises and equipment expense | $83,000 | 5,458 |
| Additional noninterest expense | $170,000 | 5,595 |
| Pre-tax net operating income | $60,000 | 7,770 |
| Securities gains (losses) | $-3,000 | 8,297 |
| Applicable income taxes | $5,000 | 6,381 |
| Income before extraordinary items | $52,000 | 7,732 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $52,000 | 7,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,934 |
| Cash dividends | $225,000 | 2,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $54,730 | 7,666 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,643,000 | 6,771 |
| Total interest expense | $730,000 | 6,477 |
| Net interest income | $1,913,000 | 6,744 |
| Provision for loan and lease losses | $10,000 | 7,024 |
| Total noninterest income | $694,000 | 4,407 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $415,000 | 3,561 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $279,000 | 4,409 |
| Total noninterest expense | $2,072,000 | 5,893 |
| Salaries and employee benefits | $1,141,000 | 5,858 |
| Premises and equipment expense | $317,000 | 5,515 |
| Additional noninterest expense | $614,000 | 5,903 |
| Pre-tax net operating income | $525,000 | 6,639 |
| Securities gains (losses) | $17,000 | 2,506 |
| Applicable income taxes | $4,000 | 6,965 |
| Income before extraordinary items | $538,000 | 6,214 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $538,000 | 6,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,361 |
| Cash dividends | $300,000 | 4,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $521,170 | 6,211 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,968,000 | 6,799 |
| Total interest expense | $548,000 | 6,473 |
| Net interest income | $1,420,000 | 6,788 |
| Provision for loan and lease losses | $10,000 | 6,700 |
| Total noninterest income | $530,000 | 4,366 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $322,000 | 3,489 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $208,000 | 4,424 |
| Total noninterest expense | $1,494,000 | 5,979 |
| Salaries and employee benefits | $794,000 | 6,041 |
| Premises and equipment expense | $292,000 | 4,837 |
| Additional noninterest expense | $408,000 | 6,248 |
| Pre-tax net operating income | $446,000 | 6,559 |
| Securities gains (losses) | $13,000 | 2,563 |
| Applicable income taxes | $99,000 | 5,358 |
| Income before extraordinary items | $360,000 | 6,553 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $360,000 | 6,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,190 |
| Cash dividends | $80,000 | 4,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $349,860 | 6,547 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,307,000 | 6,835 |
| Total interest expense | $368,000 | 6,486 |
| Net interest income | $939,000 | 6,830 |
| Provision for loan and lease losses | $10,000 | 6,364 |
| Total noninterest income | $375,000 | 4,259 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $213,000 | 3,499 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $162,000 | 4,157 |
| Total noninterest expense | $983,000 | 6,044 |
| Salaries and employee benefits | $510,000 | 6,224 |
| Premises and equipment expense | $197,000 | 4,802 |
| Additional noninterest expense | $276,000 | 6,232 |
| Pre-tax net operating income | $321,000 | 6,371 |
| Securities gains (losses) | $2,000 | 3,048 |
| Applicable income taxes | $82,000 | 5,085 |
| Income before extraordinary items | $241,000 | 6,528 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $241,000 | 6,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,295 |
| Cash dividends | $80,000 | 4,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $239,500 | 6,459 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $662,000 | 6,848 |
| Total interest expense | $187,000 | 6,515 |
| Net interest income | $475,000 | 6,833 |
| Provision for loan and lease losses | $10,000 | 5,595 |
| Total noninterest income | $202,000 | 4,039 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $104,000 | 3,485 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $98,000 | 3,756 |
| Total noninterest expense | $524,000 | 5,897 |
| Salaries and employee benefits | $272,000 | 6,053 |
| Premises and equipment expense | $102,000 | 4,723 |
| Additional noninterest expense | $150,000 | 5,995 |
| Pre-tax net operating income | $143,000 | 6,537 |
| Securities gains (losses) | $4,000 | 2,410 |
| Applicable income taxes | $37,000 | 5,183 |
| Income before extraordinary items | $110,000 | 6,699 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $110,000 | 6,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,115 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $107,000 | 6,629 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,704,000 | 6,842 |
| Total interest expense | $859,000 | 6,530 |
| Net interest income | $1,845,000 | 6,834 |
| Provision for loan and lease losses | $15,000 | 7,196 |
| Total noninterest income | $683,000 | 4,619 |
| Gross Fiduciary activities income | $3,000 | 1,497 |
| Service charges on deposit accounts | $447,000 | 3,389 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $233,000 | 4,981 |
| Total noninterest expense | $1,934,000 | 6,099 |
| Salaries and employee benefits | $1,093,000 | 5,957 |
| Premises and equipment expense | $315,000 | 5,520 |
| Additional noninterest expense | $526,000 | 6,398 |
| Pre-tax net operating income | $579,000 | 6,412 |
| Securities gains (losses) | $66,000 | 2,265 |
| Applicable income taxes | $168,000 | 5,143 |
| Income before extraordinary items | $477,000 | 6,445 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $477,000 | 6,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,556 |
| Cash dividends | $200,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $428,160 | 6,515 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,052,000 | 6,882 |
| Total interest expense | $658,000 | 6,626 |
| Net interest income | $1,394,000 | 6,842 |
| Provision for loan and lease losses | $15,000 | 6,935 |
| Total noninterest income | $507,000 | 4,711 |
| Gross Fiduciary activities income | $4,000 | 1,409 |
| Service charges on deposit accounts | $334,000 | 3,399 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $169,000 | 5,111 |
| Total noninterest expense | $1,372,000 | 6,249 |
| Salaries and employee benefits | $776,000 | 6,108 |
| Premises and equipment expense | $221,000 | 5,697 |
| Additional noninterest expense | $375,000 | 6,535 |
| Pre-tax net operating income | $514,000 | 6,220 |
| Securities gains (losses) | $40,000 | 2,501 |
| Applicable income taxes | $164,000 | 4,962 |
| Income before extraordinary items | $390,000 | 6,410 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $390,000 | 6,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,672 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $362,000 | 6,407 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,389,000 | 6,897 |
| Total interest expense | $445,000 | 6,703 |
| Net interest income | $944,000 | 6,814 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $321,000 | 4,808 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $219,000 | 3,403 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $102,000 | 5,294 |
| Total noninterest expense | $929,000 | 6,218 |
| Salaries and employee benefits | $524,000 | 6,086 |
| Premises and equipment expense | $146,000 | 5,746 |
| Additional noninterest expense | $259,000 | 6,424 |
| Pre-tax net operating income | $336,000 | 6,270 |
| Securities gains (losses) | $40,000 | 2,170 |
| Applicable income taxes | $106,000 | 5,052 |
| Income before extraordinary items | $270,000 | 6,345 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $270,000 | 6,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,226 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $241,200 | 6,391 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $697,000 | 6,922 |
| Total interest expense | $227,000 | 6,745 |
| Net interest income | $470,000 | 6,825 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $148,000 | 4,922 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $107,000 | 3,373 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $41,000 | 5,651 |
| Total noninterest expense | $474,000 | 6,177 |
| Salaries and employee benefits | $265,000 | 6,053 |
| Premises and equipment expense | $72,000 | 5,758 |
| Additional noninterest expense | $137,000 | 6,250 |
| Pre-tax net operating income | $144,000 | 6,543 |
| Securities gains (losses) | $41,000 | 1,496 |
| Applicable income taxes | $52,000 | 5,042 |
| Income before extraordinary items | $133,000 | 6,303 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $133,000 | 6,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,925 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $103,480 | 6,671 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,823,000 | 7,031 |
| Total interest expense | $1,027,000 | 6,866 |
| Net interest income | $1,796,000 | 6,965 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $595,000 | 4,753 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $433,000 | 3,344 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $162,000 | 5,444 |
| Total noninterest expense | $1,858,000 | 6,136 |
| Salaries and employee benefits | $1,088,000 | 5,846 |
| Premises and equipment expense | $275,000 | 5,831 |
| Additional noninterest expense | $495,000 | 6,529 |
| Pre-tax net operating income | $533,000 | 6,647 |
| Securities gains (losses) | $30,000 | 2,835 |
| Applicable income taxes | $146,000 | 5,555 |
| Income before extraordinary items | $417,000 | 6,760 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $417,000 | 6,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,898 |
| Cash dividends | $154,000 | 5,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $394,800 | 6,741 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,014,000 | 7,252 |
| Total interest expense | $1,311,000 | 7,385 |
| Net interest income | $1,703,000 | 6,974 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $492,000 | 5,113 |
| Gross Fiduciary activities income | $6,000 | 1,512 |
| Service charges on deposit accounts | $339,000 | 3,849 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $147,000 | 5,585 |
| Total noninterest expense | $1,651,000 | 6,448 |
| Salaries and employee benefits | $924,000 | 6,267 |
| Premises and equipment expense | $237,000 | 6,249 |
| Additional noninterest expense | $490,000 | 6,503 |
| Pre-tax net operating income | $544,000 | 6,382 |
| Securities gains (losses) | $6,000 | 3,836 |
| Applicable income taxes | $190,000 | 5,119 |
| Income before extraordinary items | $360,000 | 6,783 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $360,000 | 6,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 9,411 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $356,100 | 6,680 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,977,000 | 7,433 |
| Total interest expense | $1,350,000 | 7,463 |
| Net interest income | $1,627,000 | 7,255 |
| Provision for loan and lease losses | $25,000 | 7,386 |
| Total noninterest income | $423,000 | 5,385 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $314,000 | 3,926 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 6,226 |
| Total noninterest expense | $1,542,000 | 6,635 |
| Salaries and employee benefits | $867,000 | 6,432 |
| Premises and equipment expense | $228,000 | 6,345 |
| Additional noninterest expense | $447,000 | 6,795 |
| Pre-tax net operating income | $483,000 | 7,074 |
| Securities gains (losses) | $-8,000 | 8,215 |
| Applicable income taxes | $100,000 | 6,505 |
| Income before extraordinary items | $375,000 | 7,010 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $375,000 | 7,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,541 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $381,320 | 6,974 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,804,000 | 7,602 |
| Total interest expense | $1,396,000 | 7,198 |
| Net interest income | $1,408,000 | 7,763 |
| Provision for loan and lease losses | $45,000 | 6,711 |
| Total noninterest income | $374,000 | 5,807 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $260,000 | 4,418 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 6,314 |
| Total noninterest expense | $1,354,000 | 7,156 |
| Salaries and employee benefits | $800,000 | 6,752 |
| Premises and equipment expense | $183,000 | 7,076 |
| Additional noninterest expense | $371,000 | 7,531 |
| Pre-tax net operating income | $383,000 | 7,675 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-24,000 | 9,742 |
| Income before extraordinary items | $407,000 | 6,950 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $407,000 | 6,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,288 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $407,000 | 6,921 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,713,000 | 7,859 |
| Total interest expense | $1,326,000 | 7,596 |
| Net interest income | $1,387,000 | 7,933 |
| Provision for loan and lease losses | $918,000 | 1,047 |
| Total noninterest income | $287,000 | 6,593 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 5,272 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 6,726 |
| Total noninterest expense | $1,109,000 | 7,798 |
| Salaries and employee benefits | $616,000 | 7,668 |
| Premises and equipment expense | $156,000 | 7,517 |
| Additional noninterest expense | $337,000 | 7,772 |
| Pre-tax net operating income | $-353,000 | 10,105 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $37,000 | 8,566 |
| Income before extraordinary items | $-388,000 | 10,174 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-388,000 | 10,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $508,000 | 1,235 |
| Cash dividends | $90,000 | 6,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-390,000 | 10,148 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,300,000 | 8,635 |
| Total interest expense | $1,111,000 | 8,374 |
| Net interest income | $1,189,000 | 8,705 |
| Provision for loan and lease losses | $40,000 | 7,002 |
| Total noninterest income | $201,000 | 7,827 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 6,415 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 7,887 |
| Total noninterest expense | $943,000 | 8,544 |
| Salaries and employee benefits | $590,000 | 7,986 |
| Premises and equipment expense | $66,000 | 9,815 |
| Additional noninterest expense | $287,000 | 8,454 |
| Pre-tax net operating income | $407,000 | 8,406 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $92,000 | 8,530 |
| Income before extraordinary items | $315,000 | 8,257 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $315,000 | 8,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,076 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $315,000 | 8,215 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,932,000 | 9,468 |
| Total interest expense | $968,000 | 9,127 |
| Net interest income | $964,000 | 9,656 |
| Provision for loan and lease losses | $40,000 | 6,972 |
| Total noninterest income | $150,000 | 9,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 7,820 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 8,317 |
| Total noninterest expense | $800,000 | 9,428 |
| Salaries and employee benefits | $531,000 | 8,647 |
| Premises and equipment expense | $52,000 | 10,580 |
| Additional noninterest expense | $217,000 | 9,742 |
| Pre-tax net operating income | $274,000 | 9,298 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $274,000 | 8,641 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $274,000 | 8,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,952 |
| Cash dividends | $236,000 | 5,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $274,000 | 8,569 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,551,000 | 10,436 |
| Total interest expense | $718,000 | 10,241 |
| Net interest income | $833,000 | 10,440 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $108,000 | 10,102 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 8,644 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 9,762 |
| Total noninterest expense | $854,000 | 9,534 |
| Salaries and employee benefits | $433,000 | 9,667 |
| Premises and equipment expense | $159,000 | 8,051 |
| Additional noninterest expense | $262,000 | 9,698 |
| Pre-tax net operating income | $57,000 | 11,280 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $17,000 | 10,802 |
| Income before extraordinary items | $43,000 | 11,328 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $43,000 | 11,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 3,293 |
| Cash dividends | $292,000 | 4,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $40,840 | 11,304 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,258,000 | 11,227 |
| Total interest expense | $444,000 | 11,373 |
| Net interest income | $814,000 | 11,002 |
| Provision for loan and lease losses | $30,000 | 7,083 |
| Total noninterest income | $85,000 | 11,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 9,590 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 10,653 |
| Total noninterest expense | $687,000 | 10,753 |
| Salaries and employee benefits | $374,000 | 10,510 |
| Premises and equipment expense | $107,000 | 9,803 |
| Additional noninterest expense | $206,000 | 11,069 |
| Pre-tax net operating income | $182,000 | 11,037 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $35,000 | 10,807 |
| Income before extraordinary items | $147,000 | 10,856 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $147,000 | 10,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,099 |
| Cash dividends | $27,000 | 8,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $147,000 | 10,907 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,209,000 | 11,871 |
| Total interest expense | $426,000 | 12,097 |
| Net interest income | $783,000 | 11,566 |
| Provision for loan and lease losses | $30,000 | 8,397 |
| Total noninterest income | $49,000 | 12,571 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 10,650 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 12,333 |
| Total noninterest expense | $613,000 | 11,578 |
| Salaries and employee benefits | $295,000 | 11,706 |
| Premises and equipment expense | $113,000 | 10,024 |
| Additional noninterest expense | $205,000 | 11,659 |
| Pre-tax net operating income | $189,000 | 11,135 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $54,000 | 10,851 |
| Income before extraordinary items | $135,000 | 11,391 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $135,000 | 11,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 7,087 |
| Cash dividends | $53,000 | 7,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $135,000 | 11,185 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,177,000 | 12,651 |
| Total interest expense | $457,000 | 12,936 |
| Net interest income | $720,000 | 12,234 |
| Provision for loan and lease losses | $55,000 | 8,828 |
| Total noninterest income | $38,000 | 13,389 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 11,256 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 13,064 |
| Total noninterest expense | $444,000 | 12,934 |
| Salaries and employee benefits | $216,000 | 12,982 |
| Premises and equipment expense | $86,000 | 11,263 |
| Additional noninterest expense | $142,000 | 13,072 |
| Pre-tax net operating income | $259,000 | 10,523 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $72,000 | 10,657 |
| Income before extraordinary items | $187,000 | 10,779 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $187,000 | 10,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 7,883 |
| Cash dividends | $15,000 | 8,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $187,000 | 10,441 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.