Home > Farmers Savings Bank > Income and Expense
Farmers Savings Bank, Income and Expense
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,550,000 | 5,069 |
| Total interest expense | $263,000 | 4,019 |
| Net interest income | $1,287,000 | 5,153 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $103,000 | 5,477 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $64,000 | 4,681 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $39,000 | 5,555 |
| Total noninterest expense | $1,978,000 | 3,896 |
| Salaries and employee benefits | $1,296,000 | 3,429 |
| Premises and equipment expense | $70,000 | 5,870 |
| Additional noninterest expense | $612,000 | 4,053 |
| Pre-tax net operating income | $-588,000 | 6,531 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $-12,000 | 6,386 |
| Income before extraordinary items | $-576,000 | 6,538 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-576,000 | 6,538 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-576,000 | 6,538 |
| Net charge-offs | $-3,000 | 5,301 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-576,000 | 6,536 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $778,000 | 5,106 |
| Total interest expense | $131,000 | 4,075 |
| Net interest income | $647,000 | 5,200 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $42,000 | 5,693 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $30,000 | 4,784 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $12,000 | 5,871 |
| Total noninterest expense | $457,000 | 5,541 |
| Salaries and employee benefits | $212,000 | 5,752 |
| Premises and equipment expense | $34,000 | 5,956 |
| Additional noninterest expense | $211,000 | 4,877 |
| Pre-tax net operating income | $232,000 | 4,226 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $19,000 | 3,539 |
| Income before extraordinary items | $213,000 | 4,141 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $213,000 | 4,141 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $213,000 | 4,143 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $213,000 | 4,090 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,132,000 | 5,150 |
| Total interest expense | $602,000 | 4,073 |
| Net interest income | $2,530,000 | 5,269 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $223,000 | 5,506 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $143,000 | 4,652 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $80,000 | 5,558 |
| Total noninterest expense | $1,917,000 | 5,537 |
| Salaries and employee benefits | $933,000 | 5,657 |
| Premises and equipment expense | $125,000 | 6,112 |
| Additional noninterest expense | $859,000 | 4,919 |
| Pre-tax net operating income | $836,000 | 4,356 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $31,000 | 3,950 |
| Income before extraordinary items | $805,000 | 4,254 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $805,000 | 4,256 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $805,000 | 4,257 |
| Net charge-offs | $-76,000 | 6,483 |
| Cash dividends | $48,000 | 4,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $805,000 | 4,199 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,346,000 | 5,200 |
| Total interest expense | $467,000 | 4,092 |
| Net interest income | $1,879,000 | 5,332 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $157,000 | 5,647 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $110,000 | 4,651 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $47,000 | 5,810 |
| Total noninterest expense | $1,388,000 | 5,618 |
| Salaries and employee benefits | $694,000 | 5,698 |
| Premises and equipment expense | $95,000 | 6,144 |
| Additional noninterest expense | $599,000 | 5,086 |
| Pre-tax net operating income | $648,000 | 4,379 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $45,000 | 3,766 |
| Income before extraordinary items | $603,000 | 4,301 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $603,000 | 4,304 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $603,000 | 4,305 |
| Net charge-offs | $-73,000 | 6,529 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $603,000 | 4,224 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,567,000 | 5,221 |
| Total interest expense | $327,000 | 4,051 |
| Net interest income | $1,240,000 | 5,365 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $100,000 | 5,731 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $71,000 | 4,698 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $29,000 | 5,885 |
| Total noninterest expense | $946,000 | 5,608 |
| Salaries and employee benefits | $484,000 | 5,643 |
| Premises and equipment expense | $65,000 | 6,158 |
| Additional noninterest expense | $397,000 | 5,114 |
| Pre-tax net operating income | $394,000 | 4,505 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $16,000 | 4,026 |
| Income before extraordinary items | $378,000 | 4,416 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $378,000 | 4,418 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $378,000 | 4,419 |
| Net charge-offs | $-72,000 | 6,614 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $378,000 | 4,305 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $790,000 | 5,243 |
| Total interest expense | $174,000 | 4,001 |
| Net interest income | $616,000 | 5,412 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $53,000 | 5,668 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $35,000 | 4,705 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $18,000 | 5,763 |
| Total noninterest expense | $449,000 | 5,746 |
| Salaries and employee benefits | $251,000 | 5,626 |
| Premises and equipment expense | $31,000 | 6,232 |
| Additional noninterest expense | $167,000 | 5,500 |
| Pre-tax net operating income | $220,000 | 4,325 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $22,000 | 3,542 |
| Income before extraordinary items | $198,000 | 4,291 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $198,000 | 4,294 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $198,000 | 4,293 |
| Net charge-offs | $-3,000 | 5,668 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $198,000 | 4,192 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,342,000 | 5,273 |
| Total interest expense | $776,000 | 4,178 |
| Net interest income | $2,566,000 | 5,414 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $219,000 | 5,591 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $134,000 | 4,963 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $85,000 | 5,469 |
| Total noninterest expense | $1,857,000 | 5,784 |
| Salaries and employee benefits | $1,071,000 | 5,588 |
| Premises and equipment expense | $144,000 | 6,166 |
| Additional noninterest expense | $642,000 | 5,694 |
| Pre-tax net operating income | $928,000 | 4,116 |
| Securities gains (losses) | $193,000 | 1,733 |
| Applicable income taxes | $148,000 | 3,226 |
| Income before extraordinary items | $973,000 | 3,964 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $973,000 | 3,964 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $973,000 | 3,966 |
| Net charge-offs | $-301,000 | 7,021 |
| Cash dividends | $48,000 | 4,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $805,090 | 4,088 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,487,000 | 5,369 |
| Total interest expense | $598,000 | 4,242 |
| Net interest income | $1,889,000 | 5,524 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $171,000 | 5,607 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $98,000 | 5,074 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $73,000 | 5,444 |
| Total noninterest expense | $1,354,000 | 5,870 |
| Salaries and employee benefits | $772,000 | 5,682 |
| Premises and equipment expense | $109,000 | 6,235 |
| Additional noninterest expense | $473,000 | 5,779 |
| Pre-tax net operating income | $706,000 | 4,212 |
| Securities gains (losses) | $193,000 | 1,459 |
| Applicable income taxes | $126,000 | 3,208 |
| Income before extraordinary items | $773,000 | 3,919 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $773,000 | 3,919 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $773,000 | 3,921 |
| Net charge-offs | $-50,000 | 6,924 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $607,020 | 4,169 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,660,000 | 5,417 |
| Total interest expense | $408,000 | 4,289 |
| Net interest income | $1,252,000 | 5,571 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $98,000 | 5,810 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $63,000 | 5,153 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $35,000 | 5,755 |
| Total noninterest expense | $904,000 | 5,919 |
| Salaries and employee benefits | $510,000 | 5,756 |
| Premises and equipment expense | $74,000 | 6,239 |
| Additional noninterest expense | $320,000 | 5,800 |
| Pre-tax net operating income | $446,000 | 4,281 |
| Securities gains (losses) | $193,000 | 1,122 |
| Applicable income taxes | $101,000 | 3,041 |
| Income before extraordinary items | $538,000 | 3,843 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $538,000 | 3,845 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $538,000 | 3,846 |
| Net charge-offs | $-46,000 | 6,967 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $375,880 | 4,281 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $842,000 | 5,428 |
| Total interest expense | $219,000 | 4,239 |
| Net interest income | $623,000 | 5,614 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $65,000 | 5,544 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $30,000 | 5,232 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $35,000 | 5,179 |
| Total noninterest expense | $456,000 | 5,941 |
| Salaries and employee benefits | $271,000 | 5,683 |
| Premises and equipment expense | $33,000 | 6,408 |
| Additional noninterest expense | $152,000 | 5,908 |
| Pre-tax net operating income | $232,000 | 4,292 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $10,000 | 3,991 |
| Income before extraordinary items | $222,000 | 4,202 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $222,000 | 4,206 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $222,000 | 4,206 |
| Net charge-offs | $3,000 | 4,432 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $222,000 | 4,050 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,385,000 | 5,523 |
| Total interest expense | $979,000 | 4,453 |
| Net interest income | $2,406,000 | 5,731 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $247,000 | 5,478 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $125,000 | 5,190 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $122,000 | 5,101 |
| Total noninterest expense | $1,756,000 | 6,042 |
| Salaries and employee benefits | $1,018,000 | 5,834 |
| Premises and equipment expense | $226,000 | 5,808 |
| Additional noninterest expense | $512,000 | 6,249 |
| Pre-tax net operating income | $897,000 | 3,920 |
| Securities gains (losses) | $578,000 | 707 |
| Applicable income taxes | $307,000 | 2,508 |
| Income before extraordinary items | $1,168,000 | 3,251 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,168,000 | 3,254 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,168,000 | 3,254 |
| Net charge-offs | $5,000 | 6,229 |
| Cash dividends | $48,000 | 4,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $711,380 | 4,001 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,561,000 | 5,559 |
| Total interest expense | $740,000 | 4,547 |
| Net interest income | $1,821,000 | 5,755 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $168,000 | 5,690 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $93,000 | 5,237 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $75,000 | 5,408 |
| Total noninterest expense | $1,332,000 | 6,052 |
| Salaries and employee benefits | $786,000 | 5,803 |
| Premises and equipment expense | $163,000 | 5,907 |
| Additional noninterest expense | $383,000 | 6,289 |
| Pre-tax net operating income | $657,000 | 4,078 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $96,000 | 3,234 |
| Income before extraordinary items | $561,000 | 4,137 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $561,000 | 4,139 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $561,000 | 4,139 |
| Net charge-offs | $13,000 | 5,706 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $561,000 | 4,020 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,724,000 | 5,583 |
| Total interest expense | $497,000 | 4,647 |
| Net interest income | $1,227,000 | 5,764 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $99,000 | 5,870 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $58,000 | 5,319 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $41,000 | 5,658 |
| Total noninterest expense | $863,000 | 6,165 |
| Salaries and employee benefits | $496,000 | 5,941 |
| Premises and equipment expense | $108,000 | 5,964 |
| Additional noninterest expense | $259,000 | 6,336 |
| Pre-tax net operating income | $463,000 | 3,954 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $59,000 | 3,256 |
| Income before extraordinary items | $404,000 | 3,961 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $404,000 | 3,962 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $404,000 | 3,963 |
| Net charge-offs | $-13,000 | 7,073 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $404,000 | 3,857 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $896,000 | 5,532 |
| Total interest expense | $256,000 | 4,692 |
| Net interest income | $640,000 | 5,690 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $50,000 | 5,944 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $30,000 | 5,223 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $20,000 | 5,800 |
| Total noninterest expense | $413,000 | 6,291 |
| Salaries and employee benefits | $230,000 | 6,128 |
| Premises and equipment expense | $49,000 | 6,164 |
| Additional noninterest expense | $134,000 | 6,344 |
| Pre-tax net operating income | $277,000 | 3,660 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $50,000 | 2,820 |
| Income before extraordinary items | $227,000 | 3,752 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $227,000 | 3,753 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $227,000 | 3,752 |
| Net charge-offs | $-2,000 | 6,441 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $227,000 | 3,697 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,318,000 | 5,838 |
| Total interest expense | $1,078,000 | 5,058 |
| Net interest income | $2,240,000 | 6,018 |
| Provision for loan and lease losses | $371,000 | 4,550 |
| Total noninterest income | $218,000 | 5,836 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $124,000 | 5,214 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $94,000 | 5,502 |
| Total noninterest expense | $1,597,000 | 6,416 |
| Salaries and employee benefits | $919,000 | 6,190 |
| Premises and equipment expense | $196,000 | 6,229 |
| Additional noninterest expense | $482,000 | 6,575 |
| Pre-tax net operating income | $490,000 | 4,396 |
| Securities gains (losses) | $212,000 | 1,540 |
| Applicable income taxes | $7,000 | 4,295 |
| Income before extraordinary items | $695,000 | 3,863 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $695,000 | 3,863 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $695,000 | 3,865 |
| Net charge-offs | $488,000 | 3,687 |
| Cash dividends | $38,000 | 4,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $485,120 | 4,227 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,442,000 | 5,976 |
| Total interest expense | $808,000 | 5,204 |
| Net interest income | $1,634,000 | 6,157 |
| Provision for loan and lease losses | $370,000 | 4,024 |
| Total noninterest income | $157,000 | 6,009 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $89,000 | 5,335 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $68,000 | 5,676 |
| Total noninterest expense | $1,136,000 | 6,563 |
| Salaries and employee benefits | $649,000 | 6,341 |
| Premises and equipment expense | $91,000 | 6,960 |
| Additional noninterest expense | $396,000 | 6,475 |
| Pre-tax net operating income | $285,000 | 4,912 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-35,000 | 6,934 |
| Income before extraordinary items | $320,000 | 4,777 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $320,000 | 4,780 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $320,000 | 4,780 |
| Net charge-offs | $484,000 | 3,128 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $320,000 | 4,587 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,668,000 | 5,978 |
| Total interest expense | $537,000 | 5,307 |
| Net interest income | $1,131,000 | 6,111 |
| Provision for loan and lease losses | $293,000 | 3,692 |
| Total noninterest income | $98,000 | 6,093 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $58,000 | 5,386 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $40,000 | 5,833 |
| Total noninterest expense | $782,000 | 6,545 |
| Salaries and employee benefits | $453,000 | 6,301 |
| Premises and equipment expense | $92,000 | 6,458 |
| Additional noninterest expense | $237,000 | 6,678 |
| Pre-tax net operating income | $154,000 | 5,186 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-66,000 | 7,126 |
| Income before extraordinary items | $220,000 | 4,761 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $220,000 | 4,761 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $220,000 | 4,761 |
| Net charge-offs | $303,000 | 3,034 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $220,000 | 4,620 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $821,000 | 6,085 |
| Total interest expense | $269,000 | 5,440 |
| Net interest income | $552,000 | 6,198 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $57,000 | 5,949 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $35,000 | 5,100 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $22,000 | 5,834 |
| Total noninterest expense | $370,000 | 6,724 |
| Salaries and employee benefits | $207,000 | 6,558 |
| Premises and equipment expense | $45,000 | 6,571 |
| Additional noninterest expense | $118,000 | 6,756 |
| Pre-tax net operating income | $239,000 | 3,759 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $30,000 | 3,171 |
| Income before extraordinary items | $209,000 | 3,796 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $209,000 | 3,793 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $209,000 | 3,795 |
| Net charge-offs | $12,000 | 4,735 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $209,000 | 3,675 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,261,000 | 6,174 |
| Total interest expense | $1,252,000 | 5,568 |
| Net interest income | $2,009,000 | 6,341 |
| Provision for loan and lease losses | $112,000 | 6,328 |
| Total noninterest income | $359,000 | 5,313 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $156,000 | 5,099 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $203,000 | 4,609 |
| Total noninterest expense | $1,593,000 | 6,671 |
| Salaries and employee benefits | $885,000 | 6,498 |
| Premises and equipment expense | $199,000 | 6,492 |
| Additional noninterest expense | $509,000 | 6,751 |
| Pre-tax net operating income | $663,000 | 3,631 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-12,000 | 6,256 |
| Income before extraordinary items | $675,000 | 3,413 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $675,000 | 3,412 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $675,000 | 3,412 |
| Net charge-offs | $88,000 | 5,804 |
| Cash dividends | $41,000 | 4,449 |
| Sale, conversion, retirement of capital stock, net | $-607,000 | 7,984 |
| Net operating income | $675,000 | 3,353 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,429,000 | 6,247 |
| Total interest expense | $965,000 | 5,643 |
| Net interest income | $1,464,000 | 6,428 |
| Provision for loan and lease losses | $112,000 | 5,842 |
| Total noninterest income | $248,000 | 5,540 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $115,000 | 5,150 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $133,000 | 4,968 |
| Total noninterest expense | $1,118,000 | 6,838 |
| Salaries and employee benefits | $622,000 | 6,658 |
| Premises and equipment expense | $147,000 | 6,569 |
| Additional noninterest expense | $349,000 | 6,921 |
| Pre-tax net operating income | $482,000 | 3,948 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-5,000 | 6,609 |
| Income before extraordinary items | $487,000 | 3,734 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $487,000 | 3,732 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $487,000 | 3,733 |
| Net charge-offs | $99,000 | 5,068 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $487,000 | 3,650 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,599,000 | 6,343 |
| Total interest expense | $674,000 | 5,657 |
| Net interest income | $925,000 | 6,561 |
| Provision for loan and lease losses | $112,000 | 5,194 |
| Total noninterest income | $145,000 | 5,773 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $75,000 | 5,177 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $70,000 | 5,361 |
| Total noninterest expense | $748,000 | 6,891 |
| Salaries and employee benefits | $420,000 | 6,708 |
| Premises and equipment expense | $96,000 | 6,654 |
| Additional noninterest expense | $232,000 | 6,975 |
| Pre-tax net operating income | $210,000 | 4,590 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-37,000 | 6,956 |
| Income before extraordinary items | $247,000 | 4,264 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $247,000 | 4,264 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $247,000 | 4,264 |
| Net charge-offs | $110,000 | 4,143 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $247,000 | 4,157 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $800,000 | 6,390 |
| Total interest expense | $330,000 | 5,819 |
| Net interest income | $470,000 | 6,534 |
| Provision for loan and lease losses | $112,000 | 3,720 |
| Total noninterest income | $58,000 | 6,151 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $37,000 | 5,156 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $21,000 | 6,118 |
| Total noninterest expense | $343,000 | 7,045 |
| Salaries and employee benefits | $193,000 | 6,916 |
| Premises and equipment expense | $47,000 | 6,737 |
| Additional noninterest expense | $103,000 | 7,049 |
| Pre-tax net operating income | $73,000 | 5,345 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-21,000 | 7,277 |
| Income before extraordinary items | $94,000 | 5,033 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $94,000 | 5,038 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $94,000 | 5,037 |
| Net charge-offs | $112,000 | 2,747 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $94,000 | 4,872 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,349,000 | 6,404 |
| Total interest expense | $1,526,000 | 5,945 |
| Net interest income | $1,823,000 | 6,617 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $152,000 | 6,870 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $140,000 | 5,447 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $12,000 | 7,639 |
| Total noninterest expense | $1,473,000 | 6,905 |
| Salaries and employee benefits | $871,000 | 6,716 |
| Premises and equipment expense | $217,000 | 6,524 |
| Additional noninterest expense | $385,000 | 7,098 |
| Pre-tax net operating income | $502,000 | 4,864 |
| Securities gains (losses) | $8,000 | 2,595 |
| Applicable income taxes | $5,000 | 4,660 |
| Income before extraordinary items | $505,000 | 4,429 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $505,000 | 4,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-110,000 | 8,231 |
| Cash dividends | $41,000 | 5,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $497,080 | 4,622 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,509,000 | 6,470 |
| Total interest expense | $1,175,000 | 6,011 |
| Net interest income | $1,334,000 | 6,711 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $112,000 | 6,996 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $102,000 | 5,502 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $10,000 | 7,769 |
| Total noninterest expense | $1,074,000 | 6,970 |
| Salaries and employee benefits | $618,000 | 6,856 |
| Premises and equipment expense | $183,000 | 6,316 |
| Additional noninterest expense | $273,000 | 7,195 |
| Pre-tax net operating income | $372,000 | 5,366 |
| Securities gains (losses) | $8,000 | 2,453 |
| Applicable income taxes | $15,000 | 4,720 |
| Income before extraordinary items | $365,000 | 4,921 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $365,000 | 4,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-108,000 | 8,281 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $357,320 | 5,119 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,668,000 | 6,533 |
| Total interest expense | $805,000 | 6,103 |
| Net interest income | $863,000 | 6,804 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $65,000 | 7,215 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $65,000 | 5,586 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $0 | 8,191 |
| Total noninterest expense | $723,000 | 7,002 |
| Salaries and employee benefits | $422,000 | 6,856 |
| Premises and equipment expense | $120,000 | 6,386 |
| Additional noninterest expense | $181,000 | 7,222 |
| Pre-tax net operating income | $205,000 | 5,784 |
| Securities gains (losses) | $8,000 | 2,549 |
| Applicable income taxes | $6,000 | 5,175 |
| Income before extraordinary items | $207,000 | 5,557 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $207,000 | 5,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-113,000 | 8,359 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $199,240 | 5,549 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $844,000 | 6,594 |
| Total interest expense | $401,000 | 6,247 |
| Net interest income | $443,000 | 6,794 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $26,000 | 7,463 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $30,000 | 5,688 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-4,000 | 8,387 |
| Total noninterest expense | $353,000 | 7,085 |
| Salaries and employee benefits | $201,000 | 6,991 |
| Premises and equipment expense | $57,000 | 6,526 |
| Additional noninterest expense | $95,000 | 7,152 |
| Pre-tax net operating income | $116,000 | 5,825 |
| Securities gains (losses) | $8,000 | 2,056 |
| Applicable income taxes | $9,000 | 4,855 |
| Income before extraordinary items | $115,000 | 5,634 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $115,000 | 5,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,623 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $107,560 | 5,653 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,299,000 | 6,646 |
| Total interest expense | $1,629,000 | 6,258 |
| Net interest income | $1,670,000 | 6,913 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $241,000 | 6,461 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $144,000 | 5,494 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $97,000 | 6,257 |
| Total noninterest expense | $1,467,000 | 6,966 |
| Salaries and employee benefits | $867,000 | 6,799 |
| Premises and equipment expense | $229,000 | 6,448 |
| Additional noninterest expense | $371,000 | 7,191 |
| Pre-tax net operating income | $444,000 | 6,147 |
| Securities gains (losses) | $-221,000 | 8,270 |
| Applicable income taxes | $-6,000 | 7,757 |
| Income before extraordinary items | $229,000 | 6,691 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $229,000 | 6,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,954 |
| Cash dividends | $41,000 | 5,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $450,000 | 5,857 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,443,000 | 6,706 |
| Total interest expense | $1,192,000 | 6,341 |
| Net interest income | $1,251,000 | 6,953 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $179,000 | 6,517 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $113,000 | 5,433 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $66,000 | 6,423 |
| Total noninterest expense | $1,049,000 | 7,051 |
| Salaries and employee benefits | $618,000 | 6,884 |
| Premises and equipment expense | $169,000 | 6,489 |
| Additional noninterest expense | $262,000 | 7,299 |
| Pre-tax net operating income | $381,000 | 6,233 |
| Securities gains (losses) | $-221,000 | 8,386 |
| Applicable income taxes | $-8,000 | 8,017 |
| Income before extraordinary items | $168,000 | 6,966 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $168,000 | 6,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,861 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $389,000 | 5,857 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,609,000 | 6,773 |
| Total interest expense | $781,000 | 6,403 |
| Net interest income | $828,000 | 7,014 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $113,000 | 6,630 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $76,000 | 5,437 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $37,000 | 6,715 |
| Total noninterest expense | $710,000 | 7,073 |
| Salaries and employee benefits | $423,000 | 6,883 |
| Premises and equipment expense | $113,000 | 6,511 |
| Additional noninterest expense | $174,000 | 7,312 |
| Pre-tax net operating income | $231,000 | 6,469 |
| Securities gains (losses) | $-220,000 | 8,477 |
| Applicable income taxes | $-40,000 | 8,259 |
| Income before extraordinary items | $51,000 | 7,482 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $51,000 | 7,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,510 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $271,000 | 5,853 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $797,000 | 6,825 |
| Total interest expense | $381,000 | 6,466 |
| Net interest income | $416,000 | 7,012 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $56,000 | 6,648 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $40,000 | 5,312 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $16,000 | 6,921 |
| Total noninterest expense | $346,000 | 7,160 |
| Salaries and employee benefits | $198,000 | 7,064 |
| Premises and equipment expense | $68,000 | 6,105 |
| Additional noninterest expense | $80,000 | 7,484 |
| Pre-tax net operating income | $126,000 | 6,337 |
| Securities gains (losses) | $-220,000 | 8,587 |
| Applicable income taxes | $-44,000 | 8,400 |
| Income before extraordinary items | $-50,000 | 8,049 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-50,000 | 8,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,195 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $90,800 | 6,532 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,020,000 | 6,760 |
| Total interest expense | $1,301,000 | 6,418 |
| Net interest income | $1,719,000 | 6,908 |
| Provision for loan and lease losses | $-100,000 | 8,464 |
| Total noninterest income | $214,000 | 6,812 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $141,000 | 5,626 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $73,000 | 6,807 |
| Total noninterest expense | $1,488,000 | 6,922 |
| Salaries and employee benefits | $853,000 | 6,798 |
| Premises and equipment expense | $247,000 | 6,250 |
| Additional noninterest expense | $388,000 | 7,128 |
| Pre-tax net operating income | $545,000 | 6,333 |
| Securities gains (losses) | $-158,000 | 8,329 |
| Applicable income taxes | $51,000 | 5,432 |
| Income before extraordinary items | $336,000 | 6,762 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $336,000 | 6,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-116,000 | 8,521 |
| Cash dividends | $41,000 | 5,744 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $473,460 | 6,245 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,252,000 | 6,817 |
| Total interest expense | $937,000 | 6,467 |
| Net interest income | $1,315,000 | 6,944 |
| Provision for loan and lease losses | $-100,000 | 8,571 |
| Total noninterest income | $142,000 | 7,055 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $100,000 | 5,802 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $42,000 | 7,155 |
| Total noninterest expense | $992,000 | 7,192 |
| Salaries and employee benefits | $561,000 | 7,114 |
| Premises and equipment expense | $172,000 | 6,447 |
| Additional noninterest expense | $259,000 | 7,350 |
| Pre-tax net operating income | $565,000 | 5,988 |
| Securities gains (losses) | $-158,000 | 8,504 |
| Applicable income taxes | $96,000 | 4,964 |
| Income before extraordinary items | $311,000 | 6,675 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $311,000 | 6,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-105,000 | 8,537 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $431,080 | 6,078 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,493,000 | 6,826 |
| Total interest expense | $606,000 | 6,439 |
| Net interest income | $887,000 | 6,952 |
| Provision for loan and lease losses | $-100,000 | 8,629 |
| Total noninterest income | $81,000 | 7,313 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $54,000 | 6,138 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $27,000 | 7,238 |
| Total noninterest expense | $688,000 | 7,135 |
| Salaries and employee benefits | $369,000 | 7,183 |
| Premises and equipment expense | $119,000 | 6,367 |
| Additional noninterest expense | $200,000 | 7,102 |
| Pre-tax net operating income | $380,000 | 6,002 |
| Securities gains (losses) | $-142,000 | 8,590 |
| Applicable income taxes | $63,000 | 5,020 |
| Income before extraordinary items | $175,000 | 6,960 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $175,000 | 6,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-104,000 | 8,591 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $280,080 | 6,156 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $745,000 | 6,802 |
| Total interest expense | $296,000 | 6,405 |
| Net interest income | $449,000 | 6,945 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $42,000 | 7,231 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $26,000 | 6,158 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,000 |
| Total noninterest expense | $324,000 | 7,279 |
| Salaries and employee benefits | $181,000 | 7,240 |
| Premises and equipment expense | $63,000 | 6,234 |
| Additional noninterest expense | $80,000 | 7,508 |
| Pre-tax net operating income | $167,000 | 6,203 |
| Securities gains (losses) | $-136,000 | 8,684 |
| Applicable income taxes | $-3,000 | 8,473 |
| Income before extraordinary items | $34,000 | 7,777 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $34,000 | 7,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $170,000 | 5,675 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,926,000 | 6,650 |
| Total interest expense | $1,121,000 | 5,995 |
| Net interest income | $1,805,000 | 6,883 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $152,000 | 7,474 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $101,000 | 6,278 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $51,000 | 7,372 |
| Total noninterest expense | $1,296,000 | 7,234 |
| Salaries and employee benefits | $750,000 | 7,097 |
| Premises and equipment expense | $208,000 | 6,649 |
| Additional noninterest expense | $338,000 | 7,409 |
| Pre-tax net operating income | $661,000 | 6,244 |
| Securities gains (losses) | $12,000 | 1,423 |
| Applicable income taxes | $213,000 | 4,594 |
| Income before extraordinary items | $460,000 | 6,536 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $460,000 | 6,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,815 |
| Cash dividends | $41,000 | 5,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $451,840 | 6,550 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,198,000 | 6,645 |
| Total interest expense | $841,000 | 5,878 |
| Net interest income | $1,357,000 | 6,923 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $98,000 | 7,702 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $72,000 | 6,383 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $26,000 | 7,789 |
| Total noninterest expense | $949,000 | 7,275 |
| Salaries and employee benefits | $543,000 | 7,164 |
| Premises and equipment expense | $155,000 | 6,631 |
| Additional noninterest expense | $251,000 | 7,433 |
| Pre-tax net operating income | $506,000 | 6,380 |
| Securities gains (losses) | $12,000 | 1,416 |
| Applicable income taxes | $165,000 | 4,699 |
| Income before extraordinary items | $353,000 | 6,631 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $353,000 | 6,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,995 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $344,840 | 6,641 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,464,000 | 6,623 |
| Total interest expense | $552,000 | 5,792 |
| Net interest income | $912,000 | 6,899 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $57,000 | 7,837 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $44,000 | 6,475 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $13,000 | 7,996 |
| Total noninterest expense | $634,000 | 7,277 |
| Salaries and employee benefits | $349,000 | 7,261 |
| Premises and equipment expense | $104,000 | 6,616 |
| Additional noninterest expense | $181,000 | 7,288 |
| Pre-tax net operating income | $335,000 | 6,368 |
| Securities gains (losses) | $12,000 | 1,290 |
| Applicable income taxes | $114,000 | 4,645 |
| Income before extraordinary items | $233,000 | 6,649 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $233,000 | 6,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,009 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $224,960 | 6,674 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $735,000 | 6,625 |
| Total interest expense | $275,000 | 5,716 |
| Net interest income | $460,000 | 6,925 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $28,000 | 7,863 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $20,000 | 6,602 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,922 |
| Total noninterest expense | $321,000 | 7,310 |
| Salaries and employee benefits | $172,000 | 7,349 |
| Premises and equipment expense | $44,000 | 7,034 |
| Additional noninterest expense | $105,000 | 7,023 |
| Pre-tax net operating income | $167,000 | 6,351 |
| Securities gains (losses) | $9,000 | 1,042 |
| Applicable income taxes | $61,000 | 4,498 |
| Income before extraordinary items | $115,000 | 6,655 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $115,000 | 6,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $109,150 | 6,709 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,939,000 | 6,486 |
| Total interest expense | $920,000 | 5,890 |
| Net interest income | $2,019,000 | 6,602 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $153,000 | 7,586 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $98,000 | 6,505 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $55,000 | 7,297 |
| Total noninterest expense | $1,261,000 | 7,335 |
| Salaries and employee benefits | $777,000 | 7,022 |
| Premises and equipment expense | $195,000 | 6,820 |
| Additional noninterest expense | $289,000 | 7,759 |
| Pre-tax net operating income | $911,000 | 5,461 |
| Securities gains (losses) | $23,000 | 2,306 |
| Applicable income taxes | $309,000 | 4,130 |
| Income before extraordinary items | $625,000 | 5,859 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $625,000 | 5,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,996 |
| Cash dividends | $41,000 | 5,897 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $609,590 | 5,836 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,199,000 | 6,504 |
| Total interest expense | $681,000 | 5,904 |
| Net interest income | $1,518,000 | 6,599 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $114,000 | 7,623 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $76,000 | 6,505 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $38,000 | 7,412 |
| Total noninterest expense | $862,000 | 7,504 |
| Salaries and employee benefits | $497,000 | 7,358 |
| Premises and equipment expense | $150,000 | 6,731 |
| Additional noninterest expense | $215,000 | 7,784 |
| Pre-tax net operating income | $770,000 | 5,298 |
| Securities gains (losses) | $21,000 | 2,274 |
| Applicable income taxes | $264,000 | 3,987 |
| Income before extraordinary items | $527,000 | 5,690 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $527,000 | 5,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,599 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $512,930 | 5,693 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,463,000 | 6,540 |
| Total interest expense | $454,000 | 5,923 |
| Net interest income | $1,009,000 | 6,633 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $66,000 | 7,857 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $46,000 | 6,661 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $20,000 | 7,733 |
| Total noninterest expense | $580,000 | 7,538 |
| Salaries and employee benefits | $328,000 | 7,440 |
| Premises and equipment expense | $107,000 | 6,627 |
| Additional noninterest expense | $145,000 | 7,795 |
| Pre-tax net operating income | $495,000 | 5,330 |
| Securities gains (losses) | $21,000 | 2,004 |
| Applicable income taxes | $172,000 | 4,025 |
| Income before extraordinary items | $344,000 | 5,720 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $344,000 | 5,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,797 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $329,930 | 5,746 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $750,000 | 6,490 |
| Total interest expense | $224,000 | 6,024 |
| Net interest income | $526,000 | 6,547 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $28,000 | 8,048 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $21,000 | 6,734 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $7,000 | 8,076 |
| Total noninterest expense | $295,000 | 7,542 |
| Salaries and employee benefits | $175,000 | 7,332 |
| Premises and equipment expense | $45,000 | 7,009 |
| Additional noninterest expense | $75,000 | 7,771 |
| Pre-tax net operating income | $259,000 | 5,182 |
| Securities gains (losses) | $21,000 | 1,679 |
| Applicable income taxes | $95,000 | 3,871 |
| Income before extraordinary items | $185,000 | 5,527 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $185,000 | 5,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,675 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $171,140 | 5,583 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,883,000 | 6,658 |
| Total interest expense | $1,125,000 | 5,780 |
| Net interest income | $1,758,000 | 6,974 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $158,000 | 7,726 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $108,000 | 6,432 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $50,000 | 7,561 |
| Total noninterest expense | $1,157,000 | 7,563 |
| Salaries and employee benefits | $680,000 | 7,386 |
| Premises and equipment expense | $182,000 | 6,996 |
| Additional noninterest expense | $295,000 | 7,795 |
| Pre-tax net operating income | $759,000 | 5,827 |
| Securities gains (losses) | $28,000 | 2,979 |
| Applicable income taxes | $261,000 | 4,493 |
| Income before extraordinary items | $526,000 | 6,232 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $526,000 | 6,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,803 |
| Cash dividends | $38,000 | 6,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $507,240 | 6,149 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,133,000 | 6,782 |
| Total interest expense | $852,000 | 5,895 |
| Net interest income | $1,281,000 | 7,090 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $100,000 | 8,029 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $80,000 | 6,507 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $20,000 | 8,256 |
| Total noninterest expense | $850,000 | 7,595 |
| Salaries and employee benefits | $507,000 | 7,360 |
| Premises and equipment expense | $126,000 | 7,184 |
| Additional noninterest expense | $217,000 | 7,844 |
| Pre-tax net operating income | $531,000 | 6,157 |
| Securities gains (losses) | $28,000 | 2,745 |
| Applicable income taxes | $187,000 | 4,759 |
| Income before extraordinary items | $372,000 | 6,522 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $372,000 | 6,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,233 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $353,240 | 6,460 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,423,000 | 6,823 |
| Total interest expense | $551,000 | 6,100 |
| Net interest income | $872,000 | 7,051 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $63,000 | 8,086 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $52,000 | 6,525 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $11,000 | 8,392 |
| Total noninterest expense | $574,000 | 7,581 |
| Salaries and employee benefits | $346,000 | 7,319 |
| Premises and equipment expense | $81,000 | 7,268 |
| Additional noninterest expense | $147,000 | 7,817 |
| Pre-tax net operating income | $361,000 | 6,099 |
| Securities gains (losses) | $20,000 | 2,610 |
| Applicable income taxes | $130,000 | 4,727 |
| Income before extraordinary items | $251,000 | 6,511 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $251,000 | 6,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,597 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $237,800 | 6,428 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $707,000 | 6,881 |
| Total interest expense | $264,000 | 6,332 |
| Net interest income | $443,000 | 7,005 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $32,000 | 8,066 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $27,000 | 6,433 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $301,000 | 7,503 |
| Salaries and employee benefits | $179,000 | 7,250 |
| Premises and equipment expense | $41,000 | 7,269 |
| Additional noninterest expense | $81,000 | 7,638 |
| Pre-tax net operating income | $174,000 | 6,173 |
| Securities gains (losses) | $20,000 | 1,898 |
| Applicable income taxes | $66,000 | 4,673 |
| Income before extraordinary items | $128,000 | 6,406 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $128,000 | 6,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,410 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $114,800 | 6,474 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,939,000 | 6,916 |
| Total interest expense | $1,268,000 | 6,261 |
| Net interest income | $1,671,000 | 7,158 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $231,000 | 7,022 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $118,000 | 6,284 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $113,000 | 6,196 |
| Total noninterest expense | $1,202,000 | 7,463 |
| Salaries and employee benefits | $776,000 | 6,969 |
| Premises and equipment expense | $159,000 | 7,321 |
| Additional noninterest expense | $267,000 | 8,060 |
| Pre-tax net operating income | $700,000 | 6,082 |
| Securities gains (losses) | $28,000 | 2,890 |
| Applicable income taxes | $241,000 | 4,824 |
| Income before extraordinary items | $487,000 | 6,464 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $487,000 | 6,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 9,153 |
| Cash dividends | $34,000 | 6,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $468,240 | 6,403 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,161,000 | 7,081 |
| Total interest expense | $1,551,000 | 6,887 |
| Net interest income | $1,610,000 | 7,134 |
| Provision for loan and lease losses | $-25,000 | 9,475 |
| Total noninterest income | $152,000 | 7,825 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $109,000 | 6,416 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $43,000 | 7,892 |
| Total noninterest expense | $1,090,000 | 7,719 |
| Salaries and employee benefits | $656,000 | 7,406 |
| Premises and equipment expense | $157,000 | 7,410 |
| Additional noninterest expense | $277,000 | 8,024 |
| Pre-tax net operating income | $697,000 | 5,831 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $237,000 | 4,695 |
| Income before extraordinary items | $460,000 | 6,253 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $460,000 | 6,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 9,101 |
| Cash dividends | $34,000 | 6,308 |
| Sale, conversion, retirement of capital stock, net | $-222,000 | 9,523 |
| Net operating income | $460,000 | 6,137 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,198,000 | 7,212 |
| Total interest expense | $1,574,000 | 7,019 |
| Net interest income | $1,624,000 | 7,259 |
| Provision for loan and lease losses | $17,000 | 7,726 |
| Total noninterest income | $141,000 | 8,021 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 6,508 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 8,238 |
| Total noninterest expense | $994,000 | 8,039 |
| Salaries and employee benefits | $608,000 | 7,663 |
| Premises and equipment expense | $147,000 | 7,640 |
| Additional noninterest expense | $239,000 | 8,427 |
| Pre-tax net operating income | $754,000 | 6,029 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $255,000 | 4,937 |
| Income before extraordinary items | $499,000 | 6,335 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $499,000 | 6,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 9,264 |
| Cash dividends | $36,000 | 6,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $499,000 | 6,352 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,987,000 | 7,398 |
| Total interest expense | $1,515,000 | 6,935 |
| Net interest income | $1,472,000 | 7,637 |
| Provision for loan and lease losses | $12,000 | 7,978 |
| Total noninterest income | $202,000 | 7,477 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 7,264 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 5,999 |
| Total noninterest expense | $1,008,000 | 8,106 |
| Salaries and employee benefits | $578,000 | 7,880 |
| Premises and equipment expense | $179,000 | 7,145 |
| Additional noninterest expense | $251,000 | 8,546 |
| Pre-tax net operating income | $654,000 | 6,502 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $203,000 | 5,680 |
| Income before extraordinary items | $452,000 | 6,685 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $452,000 | 6,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 9,615 |
| Cash dividends | $36,000 | 6,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $451,310 | 6,671 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,830,000 | 7,727 |
| Total interest expense | $1,325,000 | 7,599 |
| Net interest income | $1,505,000 | 7,675 |
| Provision for loan and lease losses | $129,000 | 4,493 |
| Total noninterest income | $118,000 | 8,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 7,365 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 8,487 |
| Total noninterest expense | $948,000 | 8,279 |
| Salaries and employee benefits | $567,000 | 7,944 |
| Premises and equipment expense | $160,000 | 7,432 |
| Additional noninterest expense | $221,000 | 8,889 |
| Pre-tax net operating income | $546,000 | 7,169 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $161,000 | 6,698 |
| Income before extraordinary items | $385,000 | 7,303 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $385,000 | 7,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,569 |
| Cash dividends | $36,000 | 7,066 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $385,000 | 7,222 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,762,000 | 8,052 |
| Total interest expense | $1,304,000 | 7,836 |
| Net interest income | $1,458,000 | 8,080 |
| Provision for loan and lease losses | $175,000 | 3,795 |
| Total noninterest income | $117,000 | 9,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 7,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 9,525 |
| Total noninterest expense | $872,000 | 8,777 |
| Salaries and employee benefits | $526,000 | 8,415 |
| Premises and equipment expense | $137,000 | 8,082 |
| Additional noninterest expense | $209,000 | 9,284 |
| Pre-tax net operating income | $528,000 | 7,771 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $117,000 | 8,141 |
| Income before extraordinary items | $413,000 | 7,559 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $413,000 | 7,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 2,585 |
| Cash dividends | $36,000 | 7,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $411,440 | 7,512 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,691,000 | 8,443 |
| Total interest expense | $1,342,000 | 7,980 |
| Net interest income | $1,349,000 | 8,647 |
| Provision for loan and lease losses | $104,000 | 5,004 |
| Total noninterest income | $109,000 | 9,722 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 7,883 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 10,117 |
| Total noninterest expense | $855,000 | 9,213 |
| Salaries and employee benefits | $499,000 | 8,898 |
| Premises and equipment expense | $140,000 | 8,281 |
| Additional noninterest expense | $216,000 | 9,752 |
| Pre-tax net operating income | $499,000 | 7,945 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $150,000 | 7,867 |
| Income before extraordinary items | $349,000 | 8,009 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $349,000 | 8,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,536 |
| Cash dividends | $36,000 | 7,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $349,000 | 7,949 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,426,000 | 9,079 |
| Total interest expense | $1,181,000 | 8,649 |
| Net interest income | $1,245,000 | 9,211 |
| Provision for loan and lease losses | $84,000 | 4,983 |
| Total noninterest income | $109,000 | 10,090 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 8,173 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 10,650 |
| Total noninterest expense | $807,000 | 9,743 |
| Salaries and employee benefits | $487,000 | 9,228 |
| Premises and equipment expense | $91,000 | 9,885 |
| Additional noninterest expense | $229,000 | 10,080 |
| Pre-tax net operating income | $463,000 | 8,667 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $128,000 | 8,661 |
| Income before extraordinary items | $335,000 | 8,610 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $335,000 | 8,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,181 |
| Cash dividends | $32,000 | 8,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $335,000 | 8,582 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,197,000 | 9,435 |
| Total interest expense | $950,000 | 8,908 |
| Net interest income | $1,247,000 | 9,630 |
| Provision for loan and lease losses | $110,000 | 4,343 |
| Total noninterest income | $101,000 | 10,716 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 9,250 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 10,284 |
| Total noninterest expense | $825,000 | 10,112 |
| Salaries and employee benefits | $454,000 | 9,795 |
| Premises and equipment expense | $122,000 | 9,334 |
| Additional noninterest expense | $249,000 | 10,538 |
| Pre-tax net operating income | $413,000 | 9,262 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $116,000 | 9,007 |
| Income before extraordinary items | $299,000 | 9,157 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $299,000 | 9,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,709 |
| Cash dividends | $33,000 | 8,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $297,560 | 9,238 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,138,000 | 9,912 |
| Total interest expense | $946,000 | 9,350 |
| Net interest income | $1,192,000 | 10,083 |
| Provision for loan and lease losses | $92,000 | 5,973 |
| Total noninterest income | $181,000 | 9,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 9,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 7,550 |
| Total noninterest expense | $843,000 | 10,456 |
| Salaries and employee benefits | $474,000 | 9,914 |
| Premises and equipment expense | $118,000 | 9,857 |
| Additional noninterest expense | $251,000 | 11,069 |
| Pre-tax net operating income | $438,000 | 9,111 |
| Securities gains (losses) | $39,000 | 3,767 |
| Applicable income taxes | $109,000 | 9,529 |
| Income before extraordinary items | $368,000 | 8,760 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $368,000 | 8,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,917 |
| Cash dividends | $29,000 | 8,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $337,970 | 8,798 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,279,000 | 10,322 |
| Total interest expense | $1,116,000 | 9,922 |
| Net interest income | $1,163,000 | 10,458 |
| Provision for loan and lease losses | $98,000 | 7,351 |
| Total noninterest income | $131,000 | 10,899 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 9,449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 9,916 |
| Total noninterest expense | $782,000 | 11,098 |
| Salaries and employee benefits | $453,000 | 10,272 |
| Premises and equipment expense | $88,000 | 11,176 |
| Additional noninterest expense | $241,000 | 11,657 |
| Pre-tax net operating income | $414,000 | 9,116 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $91,000 | 10,135 |
| Income before extraordinary items | $326,000 | 8,981 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $326,000 | 9,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 5,971 |
| Cash dividends | $29,000 | 8,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $323,660 | 8,648 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.