Home > Farmers Savings Bank > Income and Expense
Farmers Savings Bank, Income and Expense
1994-12-31 (YTD Data) | Rank | |
Total interest income | $877,000 | 11,935 |
Total interest expense | $332,000 | 11,893 |
Net interest income | $545,000 | 11,872 |
Provision for loan and lease losses | $42,000 | 6,508 |
Total noninterest income | $90,000 | 10,990 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $65,000 | 9,178 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $25,000 | 11,111 |
Total noninterest expense | $404,000 | 12,020 |
Salaries and employee benefits | $229,000 | 11,847 |
Premises and equipment expense | $44,000 | 11,852 |
Additional noninterest expense | $131,000 | 12,007 |
Pre-tax net operating income | $189,000 | 10,976 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $69,000 | 10,040 |
Income before extraordinary items | $120,000 | 11,162 |
Extraordinary gains, net | $0 | 249 |
Net income | $120,000 | 11,168 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $6,000 | 7,944 |
Cash dividends | $54,000 | 7,843 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $120,000 | 11,206 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $835,000 | 12,602 |
Total interest expense | $285,000 | 12,732 |
Net interest income | $550,000 | 12,393 |
Provision for loan and lease losses | $61,000 | 6,929 |
Total noninterest income | $81,000 | 11,784 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $60,000 | 9,682 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $21,000 | 11,957 |
Total noninterest expense | $401,000 | 12,640 |
Salaries and employee benefits | $214,000 | 12,503 |
Premises and equipment expense | $35,000 | 12,695 |
Additional noninterest expense | $152,000 | 12,398 |
Pre-tax net operating income | $169,000 | 11,324 |
Securities gains (losses) | $2,000 | 6,773 |
Applicable income taxes | $61,000 | 10,680 |
Income before extraordinary items | $110,000 | 11,698 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $110,000 | 11,748 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $52,000 | 5,980 |
Cash dividends | $86,000 | 7,203 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $108,720 | 11,516 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $862,000 | 13,255 |
Total interest expense | $317,000 | 13,433 |
Net interest income | $545,000 | 12,923 |
Provision for loan and lease losses | $22,000 | 10,490 |
Total noninterest income | $75,000 | 12,416 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $50,000 | 10,309 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $25,000 | 12,163 |
Total noninterest expense | $392,000 | 13,204 |
Salaries and employee benefits | $216,000 | 12,982 |
Premises and equipment expense | $27,000 | 13,499 |
Additional noninterest expense | $149,000 | 12,968 |
Pre-tax net operating income | $206,000 | 11,022 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $74,000 | 10,606 |
Income before extraordinary items | $132,000 | 11,516 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $132,000 | 11,598 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $21,000 | 9,043 |
Cash dividends | $86,000 | 6,908 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $132,000 | 11,193 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.