Home > Farmers Savings Bank > Income and Expense
Farmers Savings Bank, Income and Expense
1994-12-31 (YTD Data) | Rank | |
Total interest income | $1,049,000 | 11,619 |
Total interest expense | $458,000 | 11,284 |
Net interest income | $591,000 | 11,737 |
Provision for loan and lease losses | $-20,000 | 11,841 |
Total noninterest income | $63,000 | 11,648 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $33,000 | 10,239 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $30,000 | 10,793 |
Total noninterest expense | $548,000 | 11,363 |
Salaries and employee benefits | $334,000 | 10,901 |
Premises and equipment expense | $59,000 | 11,335 |
Additional noninterest expense | $155,000 | 11,730 |
Pre-tax net operating income | $126,000 | 11,443 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $23,000 | 11,093 |
Income before extraordinary items | $103,000 | 11,361 |
Extraordinary gains, net | $0 | 249 |
Net income | $103,000 | 11,367 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-2,000 | 10,077 |
Cash dividends | $90,000 | 7,108 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $103,000 | 11,397 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,151,000 | 11,985 |
Total interest expense | $562,000 | 11,355 |
Net interest income | $589,000 | 12,254 |
Provision for loan and lease losses | $-46,000 | 12,720 |
Total noninterest income | $80,000 | 11,805 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $37,000 | 10,508 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $43,000 | 10,513 |
Total noninterest expense | $573,000 | 11,784 |
Salaries and employee benefits | $356,000 | 11,083 |
Premises and equipment expense | $58,000 | 11,921 |
Additional noninterest expense | $159,000 | 12,302 |
Pre-tax net operating income | $142,000 | 11,533 |
Securities gains (losses) | $2,000 | 6,773 |
Applicable income taxes | $31,000 | 11,357 |
Income before extraordinary items | $113,000 | 11,673 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $113,000 | 11,722 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-12,000 | 11,843 |
Cash dividends | $45,000 | 8,091 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $111,440 | 11,489 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $1,339,000 | 12,307 |
Total interest expense | $750,000 | 11,580 |
Net interest income | $589,000 | 12,745 |
Provision for loan and lease losses | $0 | 11,756 |
Total noninterest income | $76,000 | 12,392 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $39,000 | 10,736 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $37,000 | 11,257 |
Total noninterest expense | $566,000 | 12,271 |
Salaries and employee benefits | $342,000 | 11,529 |
Premises and equipment expense | $53,000 | 12,576 |
Additional noninterest expense | $171,000 | 12,650 |
Pre-tax net operating income | $99,000 | 12,031 |
Securities gains (losses) | $76,000 | 3,457 |
Applicable income taxes | $42,000 | 11,481 |
Income before extraordinary items | $133,000 | 11,504 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $133,000 | 11,583 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-3,000 | 12,396 |
Cash dividends | $105,000 | 6,455 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $75,240 | 11,991 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.