Home > Farmers Savings Bank > Income and Expense
Farmers Savings Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $16,226,000 | 2,169 |
| Total interest expense | $5,097,000 | 1,997 |
| Net interest income | $11,129,000 | 2,231 |
| Provision for loan and lease losses | $-26,000 | 4,236 |
| Total noninterest income | $2,281,000 | 1,876 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $237,000 | 2,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,044,000 | 1,600 |
| Total noninterest expense | $7,791,000 | 2,377 |
| Salaries and employee benefits | $4,815,000 | 2,244 |
| Premises and equipment expense | $811,000 | 2,286 |
| Additional noninterest expense | $2,044,000 | 1,600 |
| Pre-tax net operating income | $5,645,000 | 1,793 |
| Securities gains (losses) | $-2,383,000 | 4,422 |
| Applicable income taxes | $25,000 | 3,178 |
| Income before extraordinary items | $3,237,000 | 2,234 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,237,000 | 2,258 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,237,000 | 2,237 |
| Net charge-offs | $-29,000 | 4,077 |
| Cash dividends | $2,395,000 | 1,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $5,596,170 | 1,627 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $11,741,000 | 2,185 |
| Total interest expense | $3,615,000 | 1,945 |
| Net interest income | $8,126,000 | 2,286 |
| Provision for loan and lease losses | $-26,000 | 4,297 |
| Total noninterest income | $1,714,000 | 1,872 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $178,000 | 2,505 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,536,000 | 1,594 |
| Total noninterest expense | $5,839,000 | 2,366 |
| Salaries and employee benefits | $3,570,000 | 2,247 |
| Premises and equipment expense | $667,000 | 2,164 |
| Additional noninterest expense | $1,536,000 | 1,594 |
| Pre-tax net operating income | $4,027,000 | 1,890 |
| Securities gains (losses) | $-58,000 | 3,872 |
| Applicable income taxes | $8,000 | 3,320 |
| Income before extraordinary items | $3,961,000 | 1,725 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,961,000 | 1,739 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,961,000 | 1,725 |
| Net charge-offs | $-29,000 | 4,087 |
| Cash dividends | $1,395,000 | 1,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $4,019,000 | 1,735 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $7,712,000 | 2,178 |
| Total interest expense | $2,278,000 | 1,863 |
| Net interest income | $5,434,000 | 2,294 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $1,124,000 | 1,834 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $120,000 | 2,481 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,004,000 | 1,531 |
| Total noninterest expense | $3,912,000 | 2,351 |
| Salaries and employee benefits | $2,390,000 | 2,245 |
| Premises and equipment expense | $465,000 | 2,105 |
| Additional noninterest expense | $1,004,000 | 1,529 |
| Pre-tax net operating income | $2,646,000 | 1,894 |
| Securities gains (losses) | $-2,000 | 3,632 |
| Applicable income taxes | $220,000 | 2,072 |
| Income before extraordinary items | $2,424,000 | 1,816 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,424,000 | 1,836 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,424,000 | 1,816 |
| Net charge-offs | $-29,000 | 4,204 |
| Cash dividends | $1,395,000 | 1,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,425,840 | 1,825 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,875,000 | 2,143 |
| Total interest expense | $1,031,000 | 1,799 |
| Net interest income | $2,844,000 | 2,225 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $508,000 | 1,929 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $60,000 | 2,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $448,000 | 1,618 |
| Total noninterest expense | $1,915,000 | 2,409 |
| Salaries and employee benefits | $1,184,000 | 2,302 |
| Premises and equipment expense | $233,000 | 2,142 |
| Additional noninterest expense | $448,000 | 1,618 |
| Pre-tax net operating income | $1,437,000 | 1,845 |
| Securities gains (losses) | $9,000 | 612 |
| Applicable income taxes | $115,000 | 2,048 |
| Income before extraordinary items | $1,331,000 | 1,730 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,331,000 | 1,729 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,331,000 | 1,730 |
| Net charge-offs | $-29,000 | 4,309 |
| Cash dividends | $645,000 | 1,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,322,720 | 1,759 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $11,913,000 | 2,292 |
| Total interest expense | $1,595,000 | 1,847 |
| Net interest income | $10,318,000 | 2,328 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $2,741,000 | 1,727 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $219,000 | 2,633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,522,000 | 1,404 |
| Total noninterest expense | $7,194,000 | 2,473 |
| Salaries and employee benefits | $4,342,000 | 2,364 |
| Premises and equipment expense | $871,000 | 2,175 |
| Additional noninterest expense | $2,522,000 | 1,404 |
| Pre-tax net operating income | $5,865,000 | 1,851 |
| Securities gains (losses) | $-1,748,000 | 4,536 |
| Applicable income taxes | $335,000 | 2,323 |
| Income before extraordinary items | $3,782,000 | 2,176 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,782,000 | 2,175 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,782,000 | 2,175 |
| Net charge-offs | $-5,000 | 3,487 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $5,390,160 | 1,765 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $8,330,000 | 2,334 |
| Total interest expense | $841,000 | 1,981 |
| Net interest income | $7,489,000 | 2,356 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $2,024,000 | 1,753 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $162,000 | 2,671 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,862,000 | 1,449 |
| Total noninterest expense | $5,513,000 | 2,430 |
| Salaries and employee benefits | $3,353,000 | 2,330 |
| Premises and equipment expense | $671,000 | 2,161 |
| Additional noninterest expense | $1,862,000 | 1,449 |
| Pre-tax net operating income | $4,000,000 | 1,943 |
| Securities gains (losses) | $-105,000 | 4,237 |
| Applicable income taxes | $315,000 | 2,164 |
| Income before extraordinary items | $3,580,000 | 1,864 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,580,000 | 1,862 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,580,000 | 1,863 |
| Net charge-offs | $-3,000 | 3,287 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,676,600 | 1,862 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $5,396,000 | 2,328 |
| Total interest expense | $412,000 | 2,220 |
| Net interest income | $4,984,000 | 2,313 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $1,503,000 | 1,635 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $100,000 | 2,777 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,403,000 | 1,373 |
| Total noninterest expense | $3,703,000 | 2,403 |
| Salaries and employee benefits | $2,253,000 | 2,320 |
| Premises and equipment expense | $456,000 | 2,134 |
| Additional noninterest expense | $994,000 | 2,633 |
| Pre-tax net operating income | $2,784,000 | 1,821 |
| Securities gains (losses) | $-90,000 | 4,348 |
| Applicable income taxes | $225,000 | 2,029 |
| Income before extraordinary items | $2,469,000 | 1,729 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,469,000 | 1,729 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,469,000 | 1,729 |
| Net charge-offs | $-3,000 | 3,282 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,551,800 | 1,736 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,684,000 | 2,291 |
| Total interest expense | $156,000 | 2,580 |
| Net interest income | $2,528,000 | 2,254 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $629,000 | 1,823 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $48,000 | 2,793 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $581,000 | 1,535 |
| Total noninterest expense | $1,848,000 | 2,412 |
| Salaries and employee benefits | $1,126,000 | 2,328 |
| Premises and equipment expense | $230,000 | 2,140 |
| Additional noninterest expense | $492,000 | 2,615 |
| Pre-tax net operating income | $1,309,000 | 1,810 |
| Securities gains (losses) | $13,000 | 345 |
| Applicable income taxes | $105,000 | 2,032 |
| Income before extraordinary items | $1,217,000 | 1,682 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,217,000 | 1,683 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,217,000 | 1,682 |
| Net charge-offs | $-1,000 | 3,005 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,205,040 | 1,717 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $11,814,000 | 2,223 |
| Total interest expense | $661,000 | 2,778 |
| Net interest income | $11,153,000 | 2,154 |
| Provision for loan and lease losses | $-460,000 | 4,419 |
| Total noninterest income | $2,925,000 | 1,831 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $195,000 | 2,713 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,730,000 | 1,577 |
| Total noninterest expense | $7,476,000 | 2,381 |
| Salaries and employee benefits | $4,747,000 | 2,229 |
| Premises and equipment expense | $824,000 | 2,271 |
| Additional noninterest expense | $1,905,000 | 2,681 |
| Pre-tax net operating income | $7,062,000 | 1,630 |
| Securities gains (losses) | $125,000 | 770 |
| Applicable income taxes | $585,000 | 1,989 |
| Income before extraordinary items | $6,602,000 | 1,561 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $6,602,000 | 1,561 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $6,602,000 | 1,561 |
| Net charge-offs | $-168,000 | 4,502 |
| Cash dividends | $3,000,000 | 1,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $6,487,000 | 1,561 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $9,015,000 | 2,247 |
| Total interest expense | $513,000 | 2,832 |
| Net interest income | $8,502,000 | 2,154 |
| Provision for loan and lease losses | $40,000 | 2,477 |
| Total noninterest income | $2,358,000 | 1,800 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $140,000 | 2,788 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,218,000 | 1,557 |
| Total noninterest expense | $5,522,000 | 2,409 |
| Salaries and employee benefits | $3,456,000 | 2,278 |
| Premises and equipment expense | $656,000 | 2,226 |
| Additional noninterest expense | $1,410,000 | 2,701 |
| Pre-tax net operating income | $5,298,000 | 1,685 |
| Securities gains (losses) | $30,000 | 1,255 |
| Applicable income taxes | $430,000 | 2,073 |
| Income before extraordinary items | $4,898,000 | 1,639 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,898,000 | 1,638 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,898,000 | 1,639 |
| Net charge-offs | $-167,000 | 4,613 |
| Cash dividends | $1,791,000 | 1,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $4,870,400 | 1,616 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $5,925,000 | 2,260 |
| Total interest expense | $361,000 | 2,834 |
| Net interest income | $5,564,000 | 2,173 |
| Provision for loan and lease losses | $40,000 | 2,250 |
| Total noninterest income | $1,567,000 | 1,759 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $88,000 | 2,813 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,479,000 | 1,527 |
| Total noninterest expense | $3,670,000 | 2,410 |
| Salaries and employee benefits | $2,288,000 | 2,295 |
| Premises and equipment expense | $439,000 | 2,221 |
| Additional noninterest expense | $943,000 | 2,690 |
| Pre-tax net operating income | $3,421,000 | 1,697 |
| Securities gains (losses) | $30,000 | 1,057 |
| Applicable income taxes | $280,000 | 2,070 |
| Income before extraordinary items | $3,171,000 | 1,645 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,171,000 | 1,645 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $3,171,000 | 1,645 |
| Net charge-offs | $-16,000 | 3,970 |
| Cash dividends | $291,000 | 2,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $3,143,400 | 1,629 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,786,000 | 2,341 |
| Total interest expense | $204,000 | 2,730 |
| Net interest income | $2,582,000 | 2,274 |
| Provision for loan and lease losses | $30,000 | 1,982 |
| Total noninterest income | $672,000 | 1,930 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $44,000 | 2,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $628,000 | 1,680 |
| Total noninterest expense | $1,860,000 | 2,376 |
| Salaries and employee benefits | $1,142,000 | 2,291 |
| Premises and equipment expense | $229,000 | 2,179 |
| Additional noninterest expense | $489,000 | 2,577 |
| Pre-tax net operating income | $1,364,000 | 1,981 |
| Securities gains (losses) | $8,000 | 1,119 |
| Applicable income taxes | $120,000 | 2,165 |
| Income before extraordinary items | $1,252,000 | 1,948 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,252,000 | 1,948 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,252,000 | 1,948 |
| Net charge-offs | $-16,000 | 4,237 |
| Cash dividends | $291,000 | 1,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,244,720 | 1,917 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $11,412,000 | 2,318 |
| Total interest expense | $1,391,000 | 2,501 |
| Net interest income | $10,021,000 | 2,255 |
| Provision for loan and lease losses | $870,000 | 1,752 |
| Total noninterest income | $4,762,000 | 1,303 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $208,000 | 2,728 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,554,000 | 1,091 |
| Total noninterest expense | $7,129,000 | 2,429 |
| Salaries and employee benefits | $4,305,000 | 2,377 |
| Premises and equipment expense | $791,000 | 2,364 |
| Additional noninterest expense | $2,033,000 | 2,509 |
| Pre-tax net operating income | $6,784,000 | 1,405 |
| Securities gains (losses) | $26,000 | 2,005 |
| Applicable income taxes | $560,000 | 1,860 |
| Income before extraordinary items | $6,250,000 | 1,378 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,250,000 | 1,379 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,250,000 | 1,379 |
| Net charge-offs | $-9,000 | 4,232 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $6,226,080 | 1,345 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $8,453,000 | 2,353 |
| Total interest expense | $1,164,000 | 2,432 |
| Net interest income | $7,289,000 | 2,306 |
| Provision for loan and lease losses | $840,000 | 1,512 |
| Total noninterest income | $3,044,000 | 1,405 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $158,000 | 2,718 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,886,000 | 1,194 |
| Total noninterest expense | $5,211,000 | 2,458 |
| Salaries and employee benefits | $3,113,000 | 2,410 |
| Premises and equipment expense | $608,000 | 2,324 |
| Additional noninterest expense | $1,490,000 | 2,517 |
| Pre-tax net operating income | $4,282,000 | 1,600 |
| Securities gains (losses) | $-13,000 | 4,815 |
| Applicable income taxes | $320,000 | 2,049 |
| Income before extraordinary items | $3,949,000 | 1,524 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,949,000 | 1,524 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,949,000 | 1,525 |
| Net charge-offs | $-7,000 | 4,165 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $3,961,090 | 1,480 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $5,574,000 | 2,399 |
| Total interest expense | $894,000 | 2,327 |
| Net interest income | $4,680,000 | 2,374 |
| Provision for loan and lease losses | $560,000 | 1,535 |
| Total noninterest income | $1,958,000 | 1,378 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $110,000 | 2,694 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,848,000 | 1,144 |
| Total noninterest expense | $3,485,000 | 2,454 |
| Salaries and employee benefits | $2,090,000 | 2,397 |
| Premises and equipment expense | $403,000 | 2,320 |
| Additional noninterest expense | $992,000 | 2,521 |
| Pre-tax net operating income | $2,593,000 | 1,640 |
| Securities gains (losses) | $-20,000 | 4,855 |
| Applicable income taxes | $200,000 | 2,056 |
| Income before extraordinary items | $2,373,000 | 1,597 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,373,000 | 1,598 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,373,000 | 1,598 |
| Net charge-offs | $-5,000 | 4,124 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,391,400 | 1,544 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,833,000 | 2,353 |
| Total interest expense | $612,000 | 2,024 |
| Net interest income | $2,221,000 | 2,421 |
| Provision for loan and lease losses | $280,000 | 1,238 |
| Total noninterest income | $515,000 | 1,914 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $66,000 | 2,712 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $449,000 | 1,616 |
| Total noninterest expense | $1,710,000 | 2,502 |
| Salaries and employee benefits | $1,029,000 | 2,433 |
| Premises and equipment expense | $211,000 | 2,262 |
| Additional noninterest expense | $470,000 | 2,646 |
| Pre-tax net operating income | $746,000 | 2,254 |
| Securities gains (losses) | $1,000 | 1,614 |
| Applicable income taxes | $72,000 | 2,174 |
| Income before extraordinary items | $675,000 | 2,233 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $675,000 | 2,232 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $675,000 | 2,233 |
| Net charge-offs | $-2,000 | 3,865 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $674,100 | 2,201 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $11,024,000 | 2,416 |
| Total interest expense | $2,937,000 | 1,829 |
| Net interest income | $8,087,000 | 2,610 |
| Provision for loan and lease losses | $120,000 | 2,773 |
| Total noninterest income | $1,965,000 | 1,986 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $306,000 | 2,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,659,000 | 1,710 |
| Total noninterest expense | $6,637,000 | 2,533 |
| Salaries and employee benefits | $3,888,000 | 2,501 |
| Premises and equipment expense | $782,000 | 2,377 |
| Additional noninterest expense | $1,967,000 | 2,586 |
| Pre-tax net operating income | $3,295,000 | 2,320 |
| Securities gains (losses) | $630,000 | 307 |
| Applicable income taxes | $418,000 | 2,127 |
| Income before extraordinary items | $3,507,000 | 2,083 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,507,000 | 2,085 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,507,000 | 2,085 |
| Net charge-offs | $141,000 | 1,974 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,946,300 | 2,278 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $8,249,000 | 2,453 |
| Total interest expense | $2,262,000 | 1,809 |
| Net interest income | $5,987,000 | 2,659 |
| Provision for loan and lease losses | $90,000 | 2,664 |
| Total noninterest income | $1,446,000 | 2,011 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $228,000 | 2,621 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,218,000 | 1,726 |
| Total noninterest expense | $5,004,000 | 2,536 |
| Salaries and employee benefits | $2,913,000 | 2,508 |
| Premises and equipment expense | $605,000 | 2,350 |
| Additional noninterest expense | $1,486,000 | 2,579 |
| Pre-tax net operating income | $2,339,000 | 2,471 |
| Securities gains (losses) | $558,000 | 289 |
| Applicable income taxes | $350,000 | 2,105 |
| Income before extraordinary items | $2,547,000 | 2,169 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,547,000 | 2,169 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,547,000 | 2,170 |
| Net charge-offs | $-6,000 | 4,300 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,055,960 | 2,453 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,414,000 | 2,478 |
| Total interest expense | $1,505,000 | 1,787 |
| Net interest income | $3,909,000 | 2,708 |
| Provision for loan and lease losses | $60,000 | 2,560 |
| Total noninterest income | $923,000 | 2,043 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $148,000 | 2,656 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $775,000 | 1,742 |
| Total noninterest expense | $3,346,000 | 2,553 |
| Salaries and employee benefits | $1,944,000 | 2,513 |
| Premises and equipment expense | $413,000 | 2,326 |
| Additional noninterest expense | $989,000 | 2,602 |
| Pre-tax net operating income | $1,426,000 | 2,600 |
| Securities gains (losses) | $543,000 | 211 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $1,969,000 | 1,941 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,969,000 | 1,939 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,969,000 | 1,941 |
| Net charge-offs | $-2,000 | 4,040 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,426,000 | 2,371 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,665,000 | 2,494 |
| Total interest expense | $740,000 | 1,768 |
| Net interest income | $1,925,000 | 2,751 |
| Provision for loan and lease losses | $30,000 | 2,400 |
| Total noninterest income | $451,000 | 2,037 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $74,000 | 2,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $377,000 | 1,719 |
| Total noninterest expense | $1,694,000 | 2,543 |
| Salaries and employee benefits | $983,000 | 2,515 |
| Premises and equipment expense | $225,000 | 2,233 |
| Additional noninterest expense | $486,000 | 2,645 |
| Pre-tax net operating income | $652,000 | 2,684 |
| Securities gains (losses) | $376,000 | 140 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $1,028,000 | 1,831 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,028,000 | 1,829 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,028,000 | 1,830 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $652,000 | 2,453 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $9,827,000 | 2,554 |
| Total interest expense | $2,138,000 | 1,852 |
| Net interest income | $7,689,000 | 2,719 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $1,618,000 | 2,246 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $323,000 | 2,628 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,295,000 | 1,955 |
| Total noninterest expense | $6,049,000 | 2,720 |
| Salaries and employee benefits | $3,549,000 | 2,655 |
| Premises and equipment expense | $606,000 | 2,818 |
| Additional noninterest expense | $1,894,000 | 2,680 |
| Pre-tax net operating income | $3,258,000 | 2,385 |
| Securities gains (losses) | $-11,000 | 4,441 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $3,247,000 | 2,208 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,247,000 | 2,206 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,247,000 | 2,207 |
| Net charge-offs | $2,000 | 3,662 |
| Cash dividends | $2,000,000 | 1,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,258,000 | 2,194 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,224,000 | 2,581 |
| Total interest expense | $1,508,000 | 1,866 |
| Net interest income | $5,716,000 | 2,737 |
| Provision for loan and lease losses | $-100,000 | 5,285 |
| Total noninterest income | $1,293,000 | 2,183 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $238,000 | 2,670 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,055,000 | 1,876 |
| Total noninterest expense | $4,530,000 | 2,721 |
| Salaries and employee benefits | $2,635,000 | 2,676 |
| Premises and equipment expense | $443,000 | 2,889 |
| Additional noninterest expense | $1,452,000 | 2,665 |
| Pre-tax net operating income | $2,579,000 | 2,349 |
| Securities gains (losses) | $-11,000 | 4,792 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $2,568,000 | 2,132 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,568,000 | 2,130 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,568,000 | 2,131 |
| Net charge-offs | $5,000 | 3,200 |
| Cash dividends | $1,396,000 | 1,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,579,000 | 2,120 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,723,000 | 2,608 |
| Total interest expense | $937,000 | 1,875 |
| Net interest income | $3,786,000 | 2,764 |
| Provision for loan and lease losses | $-100,000 | 5,376 |
| Total noninterest income | $880,000 | 2,157 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $156,000 | 2,700 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $724,000 | 1,841 |
| Total noninterest expense | $3,009,000 | 2,746 |
| Salaries and employee benefits | $1,759,000 | 2,698 |
| Premises and equipment expense | $294,000 | 2,907 |
| Additional noninterest expense | $956,000 | 2,697 |
| Pre-tax net operating income | $1,757,000 | 2,285 |
| Securities gains (losses) | $-11,000 | 5,009 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $1,746,000 | 2,082 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,746,000 | 2,080 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,746,000 | 2,081 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $500,000 | 1,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,757,000 | 2,062 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,304,000 | 2,659 |
| Total interest expense | $443,000 | 1,878 |
| Net interest income | $1,861,000 | 2,814 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $428,000 | 2,165 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $77,000 | 2,735 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $351,000 | 1,838 |
| Total noninterest expense | $1,508,000 | 2,777 |
| Salaries and employee benefits | $876,000 | 2,721 |
| Premises and equipment expense | $156,000 | 2,841 |
| Additional noninterest expense | $476,000 | 2,719 |
| Pre-tax net operating income | $781,000 | 2,423 |
| Securities gains (losses) | $-8,000 | 5,192 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $773,000 | 2,212 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $773,000 | 2,211 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $773,000 | 2,212 |
| Net charge-offs | $1,000 | 2,559 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $781,000 | 2,194 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $8,642,000 | 2,723 |
| Total interest expense | $1,213,000 | 2,226 |
| Net interest income | $7,429,000 | 2,771 |
| Provision for loan and lease losses | $-1,200,000 | 5,608 |
| Total noninterest income | $1,677,000 | 2,257 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $304,000 | 2,843 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,373,000 | 1,920 |
| Total noninterest expense | $5,743,000 | 2,848 |
| Salaries and employee benefits | $3,314,000 | 2,812 |
| Premises and equipment expense | $583,000 | 2,976 |
| Additional noninterest expense | $1,846,000 | 2,805 |
| Pre-tax net operating income | $4,563,000 | 1,849 |
| Securities gains (losses) | $-4,000 | 4,949 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $4,559,000 | 1,448 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,559,000 | 1,447 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,559,000 | 1,448 |
| Net charge-offs | $-6,000 | 4,696 |
| Cash dividends | $5,000,000 | 676 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $4,563,000 | 1,432 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,407,000 | 2,763 |
| Total interest expense | $865,000 | 2,285 |
| Net interest income | $5,542,000 | 2,807 |
| Provision for loan and lease losses | $-1,200,000 | 5,681 |
| Total noninterest income | $1,249,000 | 2,290 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $222,000 | 2,905 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,027,000 | 1,946 |
| Total noninterest expense | $4,299,000 | 2,878 |
| Salaries and employee benefits | $2,483,000 | 2,826 |
| Premises and equipment expense | $452,000 | 2,947 |
| Additional noninterest expense | $1,364,000 | 2,828 |
| Pre-tax net operating income | $3,692,000 | 1,756 |
| Securities gains (losses) | $7,000 | 1,738 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $3,699,000 | 1,462 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,699,000 | 1,461 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,699,000 | 1,462 |
| Net charge-offs | $-4,000 | 4,505 |
| Cash dividends | $1,500,000 | 1,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,692,000 | 1,446 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,213,000 | 2,767 |
| Total interest expense | $553,000 | 2,305 |
| Net interest income | $3,660,000 | 2,812 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $821,000 | 2,320 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $144,000 | 2,946 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $677,000 | 1,966 |
| Total noninterest expense | $2,867,000 | 2,893 |
| Salaries and employee benefits | $1,647,000 | 2,858 |
| Premises and equipment expense | $319,000 | 2,852 |
| Additional noninterest expense | $901,000 | 2,859 |
| Pre-tax net operating income | $1,614,000 | 2,369 |
| Securities gains (losses) | $7,000 | 1,367 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $1,621,000 | 2,026 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,621,000 | 2,026 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,621,000 | 2,026 |
| Net charge-offs | $-3,000 | 4,411 |
| Cash dividends | $1,000,000 | 1,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,614,000 | 2,003 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,079,000 | 2,798 |
| Total interest expense | $273,000 | 2,314 |
| Net interest income | $1,806,000 | 2,840 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $424,000 | 2,256 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $69,000 | 3,015 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $355,000 | 1,875 |
| Total noninterest expense | $1,449,000 | 2,901 |
| Salaries and employee benefits | $827,000 | 2,879 |
| Premises and equipment expense | $162,000 | 2,863 |
| Additional noninterest expense | $460,000 | 2,825 |
| Pre-tax net operating income | $781,000 | 2,336 |
| Securities gains (losses) | $8,000 | 717 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $789,000 | 2,006 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $789,000 | 2,007 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $789,000 | 2,007 |
| Net charge-offs | $-2,000 | 4,280 |
| Cash dividends | $500,000 | 1,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $781,000 | 1,997 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,075,000 | 2,826 |
| Total interest expense | $745,000 | 2,916 |
| Net interest income | $7,330,000 | 2,787 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $1,702,000 | 2,317 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $319,000 | 2,853 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,383,000 | 1,989 |
| Total noninterest expense | $5,488,000 | 3,013 |
| Salaries and employee benefits | $3,314,000 | 2,857 |
| Premises and equipment expense | $579,000 | 3,090 |
| Additional noninterest expense | $1,595,000 | 3,203 |
| Pre-tax net operating income | $3,544,000 | 2,107 |
| Securities gains (losses) | $4,000 | 2,928 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $3,548,000 | 1,819 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,548,000 | 1,818 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,548,000 | 1,818 |
| Net charge-offs | $-13,000 | 5,041 |
| Cash dividends | $2,500,000 | 1,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,544,000 | 1,788 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,991,000 | 2,857 |
| Total interest expense | $560,000 | 2,923 |
| Net interest income | $5,431,000 | 2,816 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $1,274,000 | 2,325 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $236,000 | 2,882 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,038,000 | 2,000 |
| Total noninterest expense | $4,104,000 | 3,015 |
| Salaries and employee benefits | $2,511,000 | 2,830 |
| Premises and equipment expense | $452,000 | 3,018 |
| Additional noninterest expense | $1,141,000 | 3,335 |
| Pre-tax net operating income | $2,601,000 | 2,188 |
| Securities gains (losses) | $5,000 | 2,808 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $2,606,000 | 1,886 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,606,000 | 1,886 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,606,000 | 1,886 |
| Net charge-offs | $-12,000 | 4,973 |
| Cash dividends | $2,000,000 | 1,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,601,000 | 1,832 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,952,000 | 2,886 |
| Total interest expense | $371,000 | 2,954 |
| Net interest income | $3,581,000 | 2,855 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $795,000 | 2,391 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $148,000 | 2,977 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $647,000 | 2,049 |
| Total noninterest expense | $2,722,000 | 3,043 |
| Salaries and employee benefits | $1,675,000 | 2,852 |
| Premises and equipment expense | $306,000 | 3,000 |
| Additional noninterest expense | $741,000 | 3,403 |
| Pre-tax net operating income | $1,654,000 | 2,233 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,654,000 | 1,943 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,654,000 | 1,943 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,654,000 | 1,943 |
| Net charge-offs | $-1,000 | 4,332 |
| Cash dividends | $1,500,000 | 943 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,654,000 | 1,890 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,951,000 | 2,918 |
| Total interest expense | $184,000 | 2,989 |
| Net interest income | $1,767,000 | 2,886 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $375,000 | 2,440 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $70,000 | 3,056 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $305,000 | 2,071 |
| Total noninterest expense | $1,398,000 | 3,009 |
| Salaries and employee benefits | $831,000 | 2,873 |
| Premises and equipment expense | $150,000 | 3,055 |
| Additional noninterest expense | $417,000 | 3,136 |
| Pre-tax net operating income | $744,000 | 2,379 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $744,000 | 2,109 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $744,000 | 2,109 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $744,000 | 2,109 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $1,000,000 | 720 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $744,000 | 2,053 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,810,000 | 2,884 |
| Total interest expense | $745,000 | 2,947 |
| Net interest income | $7,065,000 | 2,840 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $1,724,000 | 2,305 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $345,000 | 2,778 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,379,000 | 1,958 |
| Total noninterest expense | $5,297,000 | 3,095 |
| Salaries and employee benefits | $3,162,000 | 2,934 |
| Premises and equipment expense | $553,000 | 3,273 |
| Additional noninterest expense | $1,582,000 | 3,295 |
| Pre-tax net operating income | $3,492,000 | 2,070 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $3,492,000 | 1,801 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,492,000 | 1,802 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,492,000 | 1,803 |
| Net charge-offs | $-3,000 | 4,981 |
| Cash dividends | $2,100,000 | 1,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,492,000 | 1,766 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,778,000 | 2,928 |
| Total interest expense | $565,000 | 2,969 |
| Net interest income | $5,213,000 | 2,895 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $1,292,000 | 2,326 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $259,000 | 2,794 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,033,000 | 1,990 |
| Total noninterest expense | $3,972,000 | 3,125 |
| Salaries and employee benefits | $2,356,000 | 2,968 |
| Premises and equipment expense | $433,000 | 3,233 |
| Additional noninterest expense | $1,183,000 | 3,307 |
| Pre-tax net operating income | $2,533,000 | 2,171 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $2,533,000 | 1,873 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,533,000 | 1,875 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,533,000 | 1,875 |
| Net charge-offs | $-2,000 | 4,778 |
| Cash dividends | $1,100,000 | 1,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,533,000 | 1,842 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,846,000 | 2,937 |
| Total interest expense | $376,000 | 2,990 |
| Net interest income | $3,470,000 | 2,892 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $845,000 | 2,353 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $168,000 | 2,817 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $677,000 | 2,010 |
| Total noninterest expense | $2,637,000 | 3,152 |
| Salaries and employee benefits | $1,568,000 | 2,992 |
| Premises and equipment expense | $303,000 | 3,144 |
| Additional noninterest expense | $766,000 | 3,387 |
| Pre-tax net operating income | $1,678,000 | 2,164 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,678,000 | 1,871 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,678,000 | 1,874 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,678,000 | 1,874 |
| Net charge-offs | $-2,000 | 4,729 |
| Cash dividends | $600,000 | 1,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,678,000 | 1,830 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,924,000 | 2,932 |
| Total interest expense | $187,000 | 3,032 |
| Net interest income | $1,737,000 | 2,906 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $389,000 | 2,432 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $78,000 | 2,920 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $311,000 | 2,076 |
| Total noninterest expense | $1,313,000 | 3,176 |
| Salaries and employee benefits | $783,000 | 3,013 |
| Premises and equipment expense | $149,000 | 3,208 |
| Additional noninterest expense | $381,000 | 3,390 |
| Pre-tax net operating income | $813,000 | 2,182 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $813,000 | 1,899 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $813,000 | 1,902 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $813,000 | 1,901 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $813,000 | 1,837 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,536,000 | 3,006 |
| Total interest expense | $785,000 | 3,070 |
| Net interest income | $6,751,000 | 2,971 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,575,000 | 2,436 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $398,000 | 2,699 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,177,000 | 2,102 |
| Total noninterest expense | $5,408,000 | 3,148 |
| Salaries and employee benefits | $3,236,000 | 2,931 |
| Premises and equipment expense | $584,000 | 3,290 |
| Additional noninterest expense | $1,588,000 | 3,421 |
| Pre-tax net operating income | $2,918,000 | 2,319 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $2,918,000 | 2,061 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,918,000 | 2,061 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,918,000 | 2,060 |
| Net charge-offs | $100,000 | 3,181 |
| Cash dividends | $2,105,000 | 1,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,918,000 | 2,017 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,555,000 | 3,068 |
| Total interest expense | $592,000 | 3,122 |
| Net interest income | $4,963,000 | 3,035 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,284,000 | 2,335 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $302,000 | 2,697 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $982,000 | 1,953 |
| Total noninterest expense | $4,143,000 | 3,109 |
| Salaries and employee benefits | $2,447,000 | 2,920 |
| Premises and equipment expense | $496,000 | 3,054 |
| Additional noninterest expense | $1,200,000 | 3,405 |
| Pre-tax net operating income | $2,104,000 | 2,430 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $2,104,000 | 2,136 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,104,000 | 2,134 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,104,000 | 2,134 |
| Net charge-offs | $102,000 | 2,664 |
| Cash dividends | $1,171,000 | 1,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,104,000 | 2,092 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,672,000 | 3,090 |
| Total interest expense | $394,000 | 3,161 |
| Net interest income | $3,278,000 | 3,053 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $838,000 | 2,350 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $200,000 | 2,705 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $638,000 | 1,967 |
| Total noninterest expense | $2,773,000 | 3,107 |
| Salaries and employee benefits | $1,625,000 | 2,947 |
| Premises and equipment expense | $335,000 | 3,058 |
| Additional noninterest expense | $813,000 | 3,366 |
| Pre-tax net operating income | $1,343,000 | 2,437 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $1,343,000 | 2,162 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,343,000 | 2,166 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,343,000 | 2,165 |
| Net charge-offs | $78,000 | 2,418 |
| Cash dividends | $694,000 | 1,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,343,000 | 2,116 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,823,000 | 3,126 |
| Total interest expense | $197,000 | 3,210 |
| Net interest income | $1,626,000 | 3,082 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $441,000 | 2,212 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $95,000 | 2,781 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $346,000 | 1,831 |
| Total noninterest expense | $1,381,000 | 3,154 |
| Salaries and employee benefits | $812,000 | 2,961 |
| Premises and equipment expense | $174,000 | 3,020 |
| Additional noninterest expense | $395,000 | 3,437 |
| Pre-tax net operating income | $686,000 | 2,353 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $686,000 | 2,034 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $686,000 | 2,037 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $686,000 | 2,037 |
| Net charge-offs | $67,000 | 1,638 |
| Cash dividends | $694,000 | 818 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $686,000 | 1,997 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,881,000 | 2,975 |
| Total interest expense | $856,000 | 3,293 |
| Net interest income | $7,025,000 | 2,899 |
| Provision for loan and lease losses | $10,000 | 4,909 |
| Total noninterest income | $1,806,000 | 2,299 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $380,000 | 2,924 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,426,000 | 1,915 |
| Total noninterest expense | $5,289,000 | 3,275 |
| Salaries and employee benefits | $3,020,000 | 3,094 |
| Premises and equipment expense | $590,000 | 3,353 |
| Additional noninterest expense | $1,679,000 | 3,375 |
| Pre-tax net operating income | $3,532,000 | 1,894 |
| Securities gains (losses) | $-276,000 | 6,664 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $3,256,000 | 1,772 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,256,000 | 1,775 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,256,000 | 1,775 |
| Net charge-offs | $106,000 | 3,673 |
| Cash dividends | $2,244,000 | 1,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,532,000 | 1,632 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,940,000 | 2,985 |
| Total interest expense | $651,000 | 3,348 |
| Net interest income | $5,289,000 | 2,908 |
| Provision for loan and lease losses | $10,000 | 4,707 |
| Total noninterest income | $1,410,000 | 2,290 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $284,000 | 2,942 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,126,000 | 1,896 |
| Total noninterest expense | $3,896,000 | 3,322 |
| Salaries and employee benefits | $2,312,000 | 3,078 |
| Premises and equipment expense | $464,000 | 3,273 |
| Additional noninterest expense | $1,120,000 | 3,666 |
| Pre-tax net operating income | $2,793,000 | 1,859 |
| Securities gains (losses) | $-276,000 | 6,800 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $2,517,000 | 1,761 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,517,000 | 1,764 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,517,000 | 1,766 |
| Net charge-offs | $-1,000 | 5,686 |
| Cash dividends | $1,377,000 | 1,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,793,000 | 1,568 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,000,000 | 2,967 |
| Total interest expense | $438,000 | 3,389 |
| Net interest income | $3,562,000 | 2,878 |
| Provision for loan and lease losses | $10,000 | 4,495 |
| Total noninterest income | $1,027,000 | 2,196 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $185,000 | 2,953 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $842,000 | 1,794 |
| Total noninterest expense | $2,716,000 | 3,219 |
| Salaries and employee benefits | $1,532,000 | 3,102 |
| Premises and equipment expense | $321,000 | 3,207 |
| Additional noninterest expense | $863,000 | 3,317 |
| Pre-tax net operating income | $1,863,000 | 1,837 |
| Securities gains (losses) | $-143,000 | 6,856 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,720,000 | 1,724 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,720,000 | 1,729 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,720,000 | 1,730 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $663,000 | 1,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,863,000 | 1,555 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,036,000 | 2,947 |
| Total interest expense | $222,000 | 3,436 |
| Net interest income | $1,814,000 | 2,840 |
| Provision for loan and lease losses | $10,000 | 3,981 |
| Total noninterest income | $524,000 | 2,166 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $89,000 | 3,016 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $435,000 | 1,742 |
| Total noninterest expense | $1,360,000 | 3,238 |
| Salaries and employee benefits | $756,000 | 3,161 |
| Premises and equipment expense | $167,000 | 3,144 |
| Additional noninterest expense | $437,000 | 3,298 |
| Pre-tax net operating income | $968,000 | 1,771 |
| Securities gains (losses) | $-137,000 | 6,968 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $831,000 | 1,711 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $831,000 | 1,712 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $831,000 | 1,713 |
| Net charge-offs | $-4,000 | 5,794 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $968,000 | 1,477 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,144,000 | 3,058 |
| Total interest expense | $1,098,000 | 3,394 |
| Net interest income | $7,046,000 | 2,963 |
| Provision for loan and lease losses | $180,000 | 4,053 |
| Total noninterest income | $1,960,000 | 2,215 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $428,000 | 2,790 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,532,000 | 1,828 |
| Total noninterest expense | $4,922,000 | 3,507 |
| Salaries and employee benefits | $2,717,000 | 3,348 |
| Premises and equipment expense | $542,000 | 3,621 |
| Additional noninterest expense | $1,663,000 | 3,540 |
| Pre-tax net operating income | $3,904,000 | 1,683 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $3,904,000 | 1,485 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,904,000 | 1,486 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,904,000 | 1,486 |
| Net charge-offs | $173,000 | 3,916 |
| Cash dividends | $3,432,000 | 792 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,904,000 | 1,398 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,144,000 | 3,105 |
| Total interest expense | $841,000 | 3,467 |
| Net interest income | $5,303,000 | 3,002 |
| Provision for loan and lease losses | $150,000 | 3,869 |
| Total noninterest income | $1,400,000 | 2,283 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $324,000 | 2,813 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,076,000 | 1,898 |
| Total noninterest expense | $3,531,000 | 3,651 |
| Salaries and employee benefits | $1,996,000 | 3,427 |
| Premises and equipment expense | $462,000 | 3,366 |
| Additional noninterest expense | $1,073,000 | 3,926 |
| Pre-tax net operating income | $3,022,000 | 1,685 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $3,022,000 | 1,479 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,022,000 | 1,480 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,022,000 | 1,480 |
| Net charge-offs | $101,000 | 3,962 |
| Cash dividends | $2,058,000 | 753 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,022,000 | 1,391 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,158,000 | 3,090 |
| Total interest expense | $571,000 | 3,513 |
| Net interest income | $3,587,000 | 2,984 |
| Provision for loan and lease losses | $100,000 | 3,821 |
| Total noninterest income | $907,000 | 2,308 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $208,000 | 2,871 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $699,000 | 1,917 |
| Total noninterest expense | $2,492,000 | 3,510 |
| Salaries and employee benefits | $1,321,000 | 3,467 |
| Premises and equipment expense | $310,000 | 3,348 |
| Additional noninterest expense | $861,000 | 3,491 |
| Pre-tax net operating income | $1,902,000 | 1,756 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,902,000 | 1,548 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,902,000 | 1,547 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,902,000 | 1,548 |
| Net charge-offs | $30,000 | 4,404 |
| Cash dividends | $1,009,000 | 951 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,902,000 | 1,464 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,078,000 | 3,116 |
| Total interest expense | $298,000 | 3,527 |
| Net interest income | $1,780,000 | 3,018 |
| Provision for loan and lease losses | $75,000 | 3,178 |
| Total noninterest income | $471,000 | 2,241 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $102,000 | 2,891 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $369,000 | 1,853 |
| Total noninterest expense | $1,138,000 | 3,774 |
| Salaries and employee benefits | $660,000 | 3,498 |
| Premises and equipment expense | $150,000 | 3,460 |
| Additional noninterest expense | $328,000 | 4,164 |
| Pre-tax net operating income | $1,038,000 | 1,628 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $1,038,000 | 1,406 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,038,000 | 1,407 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,038,000 | 1,407 |
| Net charge-offs | $-21,000 | 6,886 |
| Cash dividends | $386,000 | 1,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,038,000 | 1,326 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,691,000 | 3,105 |
| Total interest expense | $1,577,000 | 3,326 |
| Net interest income | $7,114,000 | 3,039 |
| Provision for loan and lease losses | $500,000 | 3,454 |
| Total noninterest income | $1,540,000 | 2,407 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $418,000 | 2,939 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,122,000 | 1,990 |
| Total noninterest expense | $4,632,000 | 3,731 |
| Salaries and employee benefits | $2,449,000 | 3,620 |
| Premises and equipment expense | $537,000 | 3,853 |
| Additional noninterest expense | $1,646,000 | 3,626 |
| Pre-tax net operating income | $3,522,000 | 1,589 |
| Securities gains (losses) | $-656,000 | 7,255 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $2,866,000 | 1,672 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,866,000 | 1,672 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,866,000 | 1,672 |
| Net charge-offs | $47,000 | 5,506 |
| Cash dividends | $2,301,000 | 853 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,522,000 | 1,321 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,528,000 | 3,133 |
| Total interest expense | $1,252,000 | 3,280 |
| Net interest income | $5,276,000 | 3,077 |
| Provision for loan and lease losses | $450,000 | 3,020 |
| Total noninterest income | $1,200,000 | 2,328 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $307,000 | 2,988 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $893,000 | 1,903 |
| Total noninterest expense | $3,381,000 | 3,809 |
| Salaries and employee benefits | $1,844,000 | 3,595 |
| Premises and equipment expense | $445,000 | 3,642 |
| Additional noninterest expense | $1,092,000 | 3,930 |
| Pre-tax net operating income | $2,645,000 | 1,654 |
| Securities gains (losses) | $-493,000 | 7,343 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $2,152,000 | 1,729 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,152,000 | 1,730 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,152,000 | 1,730 |
| Net charge-offs | $34,000 | 5,231 |
| Cash dividends | $1,608,000 | 782 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,645,000 | 1,371 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,379,000 | 3,155 |
| Total interest expense | $873,000 | 3,275 |
| Net interest income | $3,506,000 | 3,077 |
| Provision for loan and lease losses | $300,000 | 2,953 |
| Total noninterest income | $727,000 | 2,476 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $199,000 | 3,045 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $528,000 | 2,026 |
| Total noninterest expense | $2,429,000 | 3,652 |
| Salaries and employee benefits | $1,218,000 | 3,657 |
| Premises and equipment expense | $301,000 | 3,636 |
| Additional noninterest expense | $910,000 | 3,430 |
| Pre-tax net operating income | $1,504,000 | 1,879 |
| Securities gains (losses) | $6,000 | 2,492 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $1,510,000 | 1,608 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,510,000 | 1,608 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,510,000 | 1,608 |
| Net charge-offs | $36,000 | 4,718 |
| Cash dividends | $801,000 | 974 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,504,000 | 1,546 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,196,000 | 3,156 |
| Total interest expense | $452,000 | 3,298 |
| Net interest income | $1,744,000 | 3,095 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $307,000 | 2,790 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $94,000 | 3,108 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $213,000 | 2,385 |
| Total noninterest expense | $1,209,000 | 3,674 |
| Salaries and employee benefits | $610,000 | 3,675 |
| Premises and equipment expense | $153,000 | 3,646 |
| Additional noninterest expense | $446,000 | 3,473 |
| Pre-tax net operating income | $692,000 | 1,988 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $692,000 | 1,695 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $692,000 | 1,695 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $692,000 | 1,695 |
| Net charge-offs | $-3,000 | 6,584 |
| Cash dividends | $311,000 | 1,095 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $692,000 | 1,644 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,514,000 | 3,078 |
| Total interest expense | $2,336,000 | 3,155 |
| Net interest income | $7,178,000 | 3,008 |
| Provision for loan and lease losses | $1,500,000 | 2,460 |
| Total noninterest income | $1,767,000 | 2,257 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $473,000 | 2,739 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,294,000 | 1,866 |
| Total noninterest expense | $4,651,000 | 3,806 |
| Salaries and employee benefits | $2,452,000 | 3,633 |
| Premises and equipment expense | $562,000 | 3,895 |
| Additional noninterest expense | $1,637,000 | 3,771 |
| Pre-tax net operating income | $2,794,000 | 1,723 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $2,794,000 | 1,491 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,794,000 | 1,493 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,794,000 | 1,494 |
| Net charge-offs | $836,000 | 2,934 |
| Cash dividends | $2,339,000 | 712 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,794,000 | 1,440 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,142,000 | 3,133 |
| Total interest expense | $1,840,000 | 3,158 |
| Net interest income | $5,302,000 | 3,083 |
| Provision for loan and lease losses | $1,000,000 | 2,500 |
| Total noninterest income | $1,229,000 | 2,389 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $360,000 | 2,774 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $869,000 | 1,977 |
| Total noninterest expense | $3,301,000 | 3,960 |
| Salaries and employee benefits | $1,699,000 | 3,916 |
| Premises and equipment expense | $450,000 | 3,776 |
| Additional noninterest expense | $1,152,000 | 3,916 |
| Pre-tax net operating income | $2,230,000 | 1,756 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $2,230,000 | 1,492 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,230,000 | 1,495 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,230,000 | 1,495 |
| Net charge-offs | $693,000 | 2,649 |
| Cash dividends | $1,488,000 | 753 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,230,000 | 1,433 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,783,000 | 3,159 |
| Total interest expense | $1,274,000 | 3,161 |
| Net interest income | $3,509,000 | 3,105 |
| Provision for loan and lease losses | $400,000 | 3,175 |
| Total noninterest income | $657,000 | 2,697 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $234,000 | 2,850 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $423,000 | 2,336 |
| Total noninterest expense | $2,290,000 | 3,853 |
| Salaries and employee benefits | $1,144,000 | 3,906 |
| Premises and equipment expense | $307,000 | 3,733 |
| Additional noninterest expense | $839,000 | 3,671 |
| Pre-tax net operating income | $1,476,000 | 1,742 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $1,476,000 | 1,493 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,476,000 | 1,494 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,476,000 | 1,494 |
| Net charge-offs | $493,000 | 2,457 |
| Cash dividends | $1,018,000 | 694 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,476,000 | 1,424 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,313,000 | 3,300 |
| Total interest expense | $659,000 | 3,193 |
| Net interest income | $1,654,000 | 3,276 |
| Provision for loan and lease losses | $150,000 | 3,336 |
| Total noninterest income | $330,000 | 2,690 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $115,000 | 2,869 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $215,000 | 2,289 |
| Total noninterest expense | $1,141,000 | 3,899 |
| Salaries and employee benefits | $589,000 | 3,886 |
| Premises and equipment expense | $156,000 | 3,785 |
| Additional noninterest expense | $396,000 | 3,821 |
| Pre-tax net operating income | $693,000 | 1,842 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $693,000 | 1,575 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $693,000 | 1,577 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $693,000 | 1,577 |
| Net charge-offs | $375,000 | 1,827 |
| Cash dividends | $711,000 | 471 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $693,000 | 1,514 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,528,000 | 3,350 |
| Total interest expense | $3,252,000 | 3,216 |
| Net interest income | $6,276,000 | 3,330 |
| Provision for loan and lease losses | $930,000 | 3,608 |
| Total noninterest income | $1,783,000 | 2,288 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $507,000 | 2,853 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,276,000 | 1,841 |
| Total noninterest expense | $4,395,000 | 4,065 |
| Salaries and employee benefits | $2,108,000 | 4,196 |
| Premises and equipment expense | $512,000 | 4,312 |
| Additional noninterest expense | $1,775,000 | 3,638 |
| Pre-tax net operating income | $2,734,000 | 1,460 |
| Securities gains (losses) | $-93,000 | 7,272 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $2,641,000 | 1,266 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,641,000 | 1,266 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,641,000 | 1,265 |
| Net charge-offs | $972,000 | 2,889 |
| Cash dividends | $1,950,000 | 945 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,734,000 | 1,205 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,080,000 | 3,421 |
| Total interest expense | $2,527,000 | 3,264 |
| Net interest income | $4,553,000 | 3,432 |
| Provision for loan and lease losses | $330,000 | 4,443 |
| Total noninterest income | $1,408,000 | 2,272 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $368,000 | 2,943 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,040,000 | 1,776 |
| Total noninterest expense | $3,363,000 | 4,007 |
| Salaries and employee benefits | $1,625,000 | 4,139 |
| Premises and equipment expense | $429,000 | 4,057 |
| Additional noninterest expense | $1,309,000 | 3,644 |
| Pre-tax net operating income | $2,268,000 | 1,417 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $2,268,000 | 1,185 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,268,000 | 1,185 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,268,000 | 1,185 |
| Net charge-offs | $239,000 | 4,031 |
| Cash dividends | $1,550,000 | 820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,268,000 | 1,170 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,812,000 | 3,402 |
| Total interest expense | $1,756,000 | 3,294 |
| Net interest income | $3,056,000 | 3,406 |
| Provision for loan and lease losses | $180,000 | 4,468 |
| Total noninterest income | $1,055,000 | 2,096 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $234,000 | 3,018 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $821,000 | 1,618 |
| Total noninterest expense | $2,264,000 | 4,012 |
| Salaries and employee benefits | $1,101,000 | 4,132 |
| Premises and equipment expense | $286,000 | 4,067 |
| Additional noninterest expense | $877,000 | 3,623 |
| Pre-tax net operating income | $1,667,000 | 1,373 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,667,000 | 1,137 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,667,000 | 1,136 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,667,000 | 1,137 |
| Net charge-offs | $204,000 | 3,395 |
| Cash dividends | $300,000 | 2,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,667,000 | 1,099 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,531,000 | 3,317 |
| Total interest expense | $957,000 | 3,168 |
| Net interest income | $1,574,000 | 3,311 |
| Provision for loan and lease losses | $90,000 | 4,033 |
| Total noninterest income | $559,000 | 1,970 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $118,000 | 2,924 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $441,000 | 1,512 |
| Total noninterest expense | $1,163,000 | 3,862 |
| Salaries and employee benefits | $606,000 | 3,892 |
| Premises and equipment expense | $149,000 | 3,991 |
| Additional noninterest expense | $408,000 | 3,521 |
| Pre-tax net operating income | $880,000 | 1,467 |
| Securities gains (losses) | $-6,000 | 7,794 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $874,000 | 1,250 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $874,000 | 1,251 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $874,000 | 1,252 |
| Net charge-offs | $6,000 | 5,032 |
| Cash dividends | $150,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $880,000 | 1,174 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,484,000 | 3,153 |
| Total interest expense | $5,084,000 | 2,920 |
| Net interest income | $6,400,000 | 3,298 |
| Provision for loan and lease losses | $560,000 | 3,631 |
| Total noninterest income | $1,170,000 | 3,092 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $519,000 | 2,926 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $651,000 | 2,765 |
| Total noninterest expense | $4,253,000 | 4,053 |
| Salaries and employee benefits | $2,271,000 | 4,065 |
| Premises and equipment expense | $574,000 | 4,075 |
| Additional noninterest expense | $1,408,000 | 3,791 |
| Pre-tax net operating income | $2,757,000 | 1,938 |
| Securities gains (losses) | $-377,000 | 7,466 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $2,380,000 | 1,686 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,380,000 | 1,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 5,145 |
| Cash dividends | $814,000 | 2,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,757,000 | 1,578 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,653,000 | 3,204 |
| Total interest expense | $3,951,000 | 2,931 |
| Net interest income | $4,702,000 | 3,370 |
| Provision for loan and lease losses | $350,000 | 3,295 |
| Total noninterest income | $845,000 | 3,225 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $383,000 | 2,993 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $462,000 | 2,941 |
| Total noninterest expense | $3,236,000 | 3,987 |
| Salaries and employee benefits | $1,759,000 | 3,994 |
| Premises and equipment expense | $452,000 | 3,930 |
| Additional noninterest expense | $1,025,000 | 3,790 |
| Pre-tax net operating income | $1,961,000 | 2,340 |
| Securities gains (losses) | $-377,000 | 7,700 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,584,000 | 2,217 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,584,000 | 2,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,991 |
| Cash dividends | $814,000 | 2,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,961,000 | 1,907 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,751,000 | 3,258 |
| Total interest expense | $2,684,000 | 2,998 |
| Net interest income | $3,067,000 | 3,428 |
| Provision for loan and lease losses | $90,000 | 4,395 |
| Total noninterest income | $531,000 | 3,385 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $248,000 | 3,037 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $283,000 | 3,130 |
| Total noninterest expense | $2,159,000 | 4,005 |
| Salaries and employee benefits | $1,169,000 | 4,035 |
| Premises and equipment expense | $312,000 | 3,851 |
| Additional noninterest expense | $678,000 | 3,807 |
| Pre-tax net operating income | $1,349,000 | 2,393 |
| Securities gains (losses) | $-2,000 | 7,993 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,347,000 | 1,969 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,347,000 | 1,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,297 |
| Cash dividends | $599,000 | 2,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,349,000 | 1,932 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,896,000 | 3,325 |
| Total interest expense | $1,471,000 | 2,928 |
| Net interest income | $1,425,000 | 3,620 |
| Provision for loan and lease losses | $45,000 | 3,899 |
| Total noninterest income | $187,000 | 4,129 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $118,000 | 3,094 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $69,000 | 4,449 |
| Total noninterest expense | $1,077,000 | 4,024 |
| Salaries and employee benefits | $586,000 | 4,043 |
| Premises and equipment expense | $154,000 | 3,903 |
| Additional noninterest expense | $337,000 | 3,774 |
| Pre-tax net operating income | $490,000 | 3,113 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $490,000 | 2,746 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $490,000 | 2,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $349,000 | 1,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $490,000 | 2,668 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,320,000 | 3,212 |
| Total interest expense | $6,857,000 | 2,684 |
| Net interest income | $5,463,000 | 3,752 |
| Provision for loan and lease losses | $120,000 | 4,617 |
| Total noninterest income | $1,280,000 | 3,008 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $525,000 | 2,939 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $755,000 | 2,639 |
| Total noninterest expense | $4,076,000 | 4,060 |
| Salaries and employee benefits | $2,279,000 | 3,976 |
| Premises and equipment expense | $549,000 | 4,091 |
| Additional noninterest expense | $1,248,000 | 3,962 |
| Pre-tax net operating income | $2,547,000 | 2,787 |
| Securities gains (losses) | $3,000 | 1,730 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $2,550,000 | 2,312 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,550,000 | 2,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 3,260 |
| Cash dividends | $1,347,000 | 2,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,547,000 | 2,310 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,094,000 | 3,254 |
| Total interest expense | $5,130,000 | 2,683 |
| Net interest income | $3,964,000 | 3,849 |
| Provision for loan and lease losses | $75,000 | 4,567 |
| Total noninterest income | $978,000 | 2,963 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $390,000 | 2,958 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $588,000 | 2,592 |
| Total noninterest expense | $2,976,000 | 4,122 |
| Salaries and employee benefits | $1,684,000 | 4,009 |
| Premises and equipment expense | $433,000 | 3,931 |
| Additional noninterest expense | $859,000 | 4,160 |
| Pre-tax net operating income | $1,891,000 | 2,959 |
| Securities gains (losses) | $3,000 | 1,317 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,894,000 | 2,488 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,894,000 | 2,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 2,840 |
| Cash dividends | $973,000 | 2,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,891,000 | 2,467 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,898,000 | 3,336 |
| Total interest expense | $3,313,000 | 2,747 |
| Net interest income | $2,585,000 | 3,926 |
| Provision for loan and lease losses | $75,000 | 3,728 |
| Total noninterest income | $676,000 | 2,905 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $256,000 | 2,980 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $420,000 | 2,504 |
| Total noninterest expense | $1,958,000 | 4,189 |
| Salaries and employee benefits | $1,120,000 | 4,054 |
| Premises and equipment expense | $287,000 | 3,960 |
| Additional noninterest expense | $551,000 | 4,273 |
| Pre-tax net operating income | $1,228,000 | 3,070 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,228,000 | 2,587 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,228,000 | 2,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 2,076 |
| Cash dividends | $764,000 | 1,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,228,000 | 2,566 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,887,000 | 3,383 |
| Total interest expense | $1,601,000 | 2,823 |
| Net interest income | $1,286,000 | 3,940 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $371,000 | 2,698 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $121,000 | 3,053 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $250,000 | 2,219 |
| Total noninterest expense | $996,000 | 4,156 |
| Salaries and employee benefits | $563,000 | 4,057 |
| Premises and equipment expense | $145,000 | 3,949 |
| Additional noninterest expense | $288,000 | 4,090 |
| Pre-tax net operating income | $631,000 | 3,007 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $631,000 | 2,526 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $631,000 | 2,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 1,271 |
| Cash dividends | $764,000 | 1,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $631,000 | 2,502 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,851,000 | 3,362 |
| Total interest expense | $5,688,000 | 2,712 |
| Net interest income | $5,163,000 | 3,914 |
| Provision for loan and lease losses | $120,000 | 4,374 |
| Total noninterest income | $1,376,000 | 2,865 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $502,000 | 3,049 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $874,000 | 2,441 |
| Total noninterest expense | $3,907,000 | 4,059 |
| Salaries and employee benefits | $2,136,000 | 4,075 |
| Premises and equipment expense | $549,000 | 4,008 |
| Additional noninterest expense | $1,222,000 | 3,874 |
| Pre-tax net operating income | $2,512,000 | 3,121 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $2,512,000 | 2,609 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,512,000 | 2,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 2,358 |
| Cash dividends | $2,492,000 | 1,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,512,000 | 2,596 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,030,000 | 3,368 |
| Total interest expense | $4,160,000 | 2,687 |
| Net interest income | $3,870,000 | 3,937 |
| Provision for loan and lease losses | $90,000 | 4,225 |
| Total noninterest income | $967,000 | 2,997 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $367,000 | 3,122 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $600,000 | 2,564 |
| Total noninterest expense | $2,941,000 | 4,033 |
| Salaries and employee benefits | $1,670,000 | 3,931 |
| Premises and equipment expense | $465,000 | 3,678 |
| Additional noninterest expense | $806,000 | 4,237 |
| Pre-tax net operating income | $1,806,000 | 3,331 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,806,000 | 2,788 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,806,000 | 2,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 1,656 |
| Cash dividends | $1,952,000 | 1,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,806,000 | 2,778 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,173,000 | 3,416 |
| Total interest expense | $2,601,000 | 2,726 |
| Net interest income | $2,572,000 | 3,963 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $664,000 | 2,929 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $227,000 | 3,258 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $437,000 | 2,411 |
| Total noninterest expense | $1,945,000 | 4,073 |
| Salaries and employee benefits | $1,108,000 | 3,971 |
| Premises and equipment expense | $310,000 | 3,675 |
| Additional noninterest expense | $527,000 | 4,307 |
| Pre-tax net operating income | $1,231,000 | 3,304 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,231,000 | 2,739 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,231,000 | 2,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 1,184 |
| Cash dividends | $1,652,000 | 964 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,231,000 | 2,728 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,492,000 | 3,450 |
| Total interest expense | $1,229,000 | 2,741 |
| Net interest income | $1,263,000 | 4,015 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $382,000 | 2,617 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $108,000 | 3,311 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $274,000 | 2,064 |
| Total noninterest expense | $935,000 | 4,197 |
| Salaries and employee benefits | $553,000 | 3,988 |
| Premises and equipment expense | $151,000 | 3,771 |
| Additional noninterest expense | $231,000 | 4,705 |
| Pre-tax net operating income | $680,000 | 3,027 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $680,000 | 2,496 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $680,000 | 2,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $1,520,000 | 505 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $680,000 | 2,480 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,072,000 | 3,404 |
| Total interest expense | $3,879,000 | 2,718 |
| Net interest income | $5,193,000 | 3,844 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $1,129,000 | 3,270 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $452,000 | 3,267 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $677,000 | 2,834 |
| Total noninterest expense | $3,492,000 | 4,296 |
| Salaries and employee benefits | $1,962,000 | 4,179 |
| Premises and equipment expense | $501,000 | 4,166 |
| Additional noninterest expense | $1,029,000 | 4,327 |
| Pre-tax net operating income | $2,710,000 | 2,995 |
| Securities gains (losses) | $45,000 | 962 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $2,755,000 | 2,411 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,755,000 | 2,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,036 |
| Cash dividends | $1,364,000 | 1,958 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,710,000 | 2,409 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,517,000 | 3,466 |
| Total interest expense | $2,742,000 | 2,726 |
| Net interest income | $3,775,000 | 3,926 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $1,024,000 | 2,863 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $331,000 | 3,334 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $693,000 | 2,334 |
| Total noninterest expense | $2,542,000 | 4,361 |
| Salaries and employee benefits | $1,474,000 | 4,151 |
| Premises and equipment expense | $403,000 | 3,951 |
| Additional noninterest expense | $665,000 | 4,785 |
| Pre-tax net operating income | $2,167,000 | 2,875 |
| Securities gains (losses) | $45,000 | 917 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $2,212,000 | 2,304 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,212,000 | 2,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 8,397 |
| Cash dividends | $684,000 | 2,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,167,000 | 2,315 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,180,000 | 3,500 |
| Total interest expense | $1,699,000 | 2,747 |
| Net interest income | $2,481,000 | 3,945 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $576,000 | 3,195 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $209,000 | 3,412 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $367,000 | 2,692 |
| Total noninterest expense | $1,619,000 | 4,500 |
| Salaries and employee benefits | $965,000 | 4,183 |
| Premises and equipment expense | $269,000 | 3,933 |
| Additional noninterest expense | $385,000 | 5,219 |
| Pre-tax net operating income | $1,378,000 | 2,937 |
| Securities gains (losses) | $46,000 | 810 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,424,000 | 2,313 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,424,000 | 2,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 8,453 |
| Cash dividends | $225,000 | 3,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,378,000 | 2,338 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,026,000 | 3,550 |
| Total interest expense | $800,000 | 2,790 |
| Net interest income | $1,226,000 | 3,993 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $289,000 | 3,138 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $94,000 | 3,574 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $195,000 | 2,514 |
| Total noninterest expense | $790,000 | 4,595 |
| Salaries and employee benefits | $455,000 | 4,408 |
| Premises and equipment expense | $141,000 | 3,820 |
| Additional noninterest expense | $194,000 | 5,196 |
| Pre-tax net operating income | $695,000 | 2,878 |
| Securities gains (losses) | $41,000 | 600 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $736,000 | 2,236 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $736,000 | 2,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 8,600 |
| Cash dividends | $145,000 | 2,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $695,000 | 2,303 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,515,000 | 3,585 |
| Total interest expense | $2,591,000 | 2,959 |
| Net interest income | $4,924,000 | 3,844 |
| Provision for loan and lease losses | $240,000 | 3,319 |
| Total noninterest income | $1,250,000 | 3,035 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $418,000 | 3,541 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $832,000 | 2,434 |
| Total noninterest expense | $3,305,000 | 4,359 |
| Salaries and employee benefits | $1,870,000 | 4,211 |
| Premises and equipment expense | $470,000 | 4,278 |
| Additional noninterest expense | $965,000 | 4,477 |
| Pre-tax net operating income | $2,629,000 | 2,867 |
| Securities gains (losses) | $328,000 | 598 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $2,957,000 | 2,102 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,957,000 | 2,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,932 |
| Cash dividends | $2,378,000 | 1,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,629,000 | 2,271 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,566,000 | 3,602 |
| Total interest expense | $1,886,000 | 2,986 |
| Net interest income | $3,680,000 | 3,846 |
| Provision for loan and lease losses | $180,000 | 3,152 |
| Total noninterest income | $938,000 | 3,057 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $303,000 | 3,647 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $635,000 | 2,425 |
| Total noninterest expense | $2,331,000 | 4,523 |
| Salaries and employee benefits | $1,382,000 | 4,236 |
| Premises and equipment expense | $21,000 | 8,858 |
| Additional noninterest expense | $928,000 | 3,622 |
| Pre-tax net operating income | $2,107,000 | 2,755 |
| Securities gains (losses) | $328,000 | 562 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $2,435,000 | 1,951 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,435,000 | 1,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 3,231 |
| Cash dividends | $1,757,000 | 1,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,107,000 | 2,163 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,668,000 | 3,639 |
| Total interest expense | $1,232,000 | 3,017 |
| Net interest income | $2,436,000 | 3,864 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $619,000 | 3,105 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $191,000 | 3,759 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $428,000 | 2,413 |
| Total noninterest expense | $1,579,000 | 4,498 |
| Salaries and employee benefits | $949,000 | 4,137 |
| Premises and equipment expense | $233,000 | 4,294 |
| Additional noninterest expense | $397,000 | 5,090 |
| Pre-tax net operating income | $1,356,000 | 2,798 |
| Securities gains (losses) | $328,000 | 458 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,684,000 | 1,868 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,684,000 | 1,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $1,111,000 | 1,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,356,000 | 2,200 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,843,000 | 3,622 |
| Total interest expense | $623,000 | 3,028 |
| Net interest income | $1,220,000 | 3,845 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $308,000 | 3,051 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $91,000 | 3,798 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $217,000 | 2,343 |
| Total noninterest expense | $753,000 | 4,671 |
| Salaries and employee benefits | $450,000 | 4,353 |
| Premises and equipment expense | $110,000 | 4,512 |
| Additional noninterest expense | $193,000 | 5,204 |
| Pre-tax net operating income | $715,000 | 2,662 |
| Securities gains (losses) | $328,000 | 350 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $1,043,000 | 1,532 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,043,000 | 1,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,046 |
| Cash dividends | $143,000 | 2,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $715,000 | 2,052 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,514,000 | 3,599 |
| Total interest expense | $2,678,000 | 3,171 |
| Net interest income | $4,836,000 | 3,768 |
| Provision for loan and lease losses | $240,000 | 3,615 |
| Total noninterest income | $1,621,000 | 2,670 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $401,000 | 3,642 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,220,000 | 2,097 |
| Total noninterest expense | $3,269,000 | 4,344 |
| Salaries and employee benefits | $1,835,000 | 4,198 |
| Premises and equipment expense | $391,000 | 4,792 |
| Additional noninterest expense | $1,043,000 | 4,138 |
| Pre-tax net operating income | $2,948,000 | 2,546 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-6,000 | 8,739 |
| Income before extraordinary items | $2,954,000 | 2,069 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,954,000 | 2,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,432 |
| Cash dividends | $2,709,000 | 1,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,954,000 | 1,978 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,589,000 | 3,676 |
| Total interest expense | $2,038,000 | 3,238 |
| Net interest income | $3,551,000 | 3,859 |
| Provision for loan and lease losses | $180,000 | 3,498 |
| Total noninterest income | $1,395,000 | 2,480 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $297,000 | 3,674 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,098,000 | 1,914 |
| Total noninterest expense | $2,296,000 | 4,529 |
| Salaries and employee benefits | $1,335,000 | 4,285 |
| Premises and equipment expense | $281,000 | 4,942 |
| Additional noninterest expense | $680,000 | 4,564 |
| Pre-tax net operating income | $2,470,000 | 2,407 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-6,000 | 8,891 |
| Income before extraordinary items | $2,476,000 | 1,945 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,476,000 | 1,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,642 |
| Cash dividends | $1,923,000 | 1,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,476,000 | 1,842 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,793,000 | 3,654 |
| Total interest expense | $1,384,000 | 3,284 |
| Net interest income | $2,409,000 | 3,812 |
| Provision for loan and lease losses | $120,000 | 3,448 |
| Total noninterest income | $1,008,000 | 2,350 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $199,000 | 3,639 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $809,000 | 1,762 |
| Total noninterest expense | $1,529,000 | 4,520 |
| Salaries and employee benefits | $901,000 | 4,254 |
| Premises and equipment expense | $183,000 | 4,991 |
| Additional noninterest expense | $445,000 | 4,629 |
| Pre-tax net operating income | $1,768,000 | 2,274 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-6,000 | 8,964 |
| Income before extraordinary items | $1,774,000 | 1,813 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,774,000 | 1,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,275 |
| Cash dividends | $1,307,000 | 1,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,774,000 | 1,694 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,937,000 | 3,620 |
| Total interest expense | $700,000 | 3,317 |
| Net interest income | $1,237,000 | 3,717 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $413,000 | 2,610 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $95,000 | 3,670 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $318,000 | 2,029 |
| Total noninterest expense | $749,000 | 4,575 |
| Salaries and employee benefits | $419,000 | 4,480 |
| Premises and equipment expense | $91,000 | 5,012 |
| Additional noninterest expense | $239,000 | 4,360 |
| Pre-tax net operating income | $841,000 | 2,371 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-6,000 | 9,038 |
| Income before extraordinary items | $847,000 | 1,864 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $847,000 | 1,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,268 |
| Cash dividends | $406,000 | 1,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $847,000 | 1,758 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,068,000 | 3,620 |
| Total interest expense | $3,240,000 | 3,318 |
| Net interest income | $4,828,000 | 3,767 |
| Provision for loan and lease losses | $380,000 | 2,945 |
| Total noninterest income | $1,396,000 | 2,754 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $398,000 | 3,550 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $998,000 | 2,186 |
| Total noninterest expense | $3,077,000 | 4,375 |
| Salaries and employee benefits | $1,760,000 | 4,156 |
| Premises and equipment expense | $356,000 | 5,041 |
| Additional noninterest expense | $961,000 | 4,313 |
| Pre-tax net operating income | $2,767,000 | 2,664 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $2,767,000 | 2,166 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,767,000 | 2,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,712 |
| Cash dividends | $2,413,000 | 1,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,767,000 | 2,083 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,879,000 | 3,685 |
| Total interest expense | $4,514,000 | 3,441 |
| Net interest income | $4,365,000 | 3,851 |
| Provision for loan and lease losses | $220,000 | 3,917 |
| Total noninterest income | $1,203,000 | 2,929 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $413,000 | 3,296 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $790,000 | 2,408 |
| Total noninterest expense | $2,976,000 | 4,352 |
| Salaries and employee benefits | $1,659,000 | 4,186 |
| Premises and equipment expense | $358,000 | 4,953 |
| Additional noninterest expense | $959,000 | 4,205 |
| Pre-tax net operating income | $2,372,000 | 2,783 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-22,000 | 9,065 |
| Income before extraordinary items | $2,394,000 | 2,172 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,394,000 | 2,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 3,040 |
| Cash dividends | $1,434,000 | 1,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,394,000 | 2,102 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,595,000 | 3,900 |
| Total interest expense | $4,627,000 | 3,528 |
| Net interest income | $3,968,000 | 4,209 |
| Provision for loan and lease losses | $110,000 | 5,095 |
| Total noninterest income | $913,000 | 3,356 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $329,000 | 3,779 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $584,000 | 2,672 |
| Total noninterest expense | $2,524,000 | 4,822 |
| Salaries and employee benefits | $1,532,000 | 4,290 |
| Premises and equipment expense | $306,000 | 5,365 |
| Additional noninterest expense | $686,000 | 5,252 |
| Pre-tax net operating income | $2,247,000 | 3,040 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $75,000 | 6,855 |
| Income before extraordinary items | $2,172,000 | 2,353 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,172,000 | 2,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,566 |
| Cash dividends | $2,806,000 | 1,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,172,000 | 2,365 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,722,000 | 4,054 |
| Total interest expense | $3,724,000 | 3,816 |
| Net interest income | $3,998,000 | 4,175 |
| Provision for loan and lease losses | $90,000 | 5,432 |
| Total noninterest income | $719,000 | 3,916 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $307,000 | 3,919 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $412,000 | 3,349 |
| Total noninterest expense | $2,333,000 | 5,113 |
| Salaries and employee benefits | $1,397,000 | 4,595 |
| Premises and equipment expense | $206,000 | 6,718 |
| Additional noninterest expense | $730,000 | 5,105 |
| Pre-tax net operating income | $2,294,000 | 2,990 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $74,000 | 7,277 |
| Income before extraordinary items | $2,220,000 | 2,341 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,220,000 | 2,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,193 |
| Cash dividends | $1,500,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,220,000 | 2,311 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,289,000 | 4,249 |
| Total interest expense | $3,622,000 | 4,002 |
| Net interest income | $3,667,000 | 4,417 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $691,000 | 4,022 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $288,000 | 4,046 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $403,000 | 3,426 |
| Total noninterest expense | $2,105,000 | 5,395 |
| Salaries and employee benefits | $1,304,000 | 4,750 |
| Premises and equipment expense | $220,000 | 6,425 |
| Additional noninterest expense | $581,000 | 5,874 |
| Pre-tax net operating income | $2,133,000 | 3,173 |
| Securities gains (losses) | $23,000 | 2,320 |
| Applicable income taxes | $67,000 | 8,035 |
| Income before extraordinary items | $2,089,000 | 2,462 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,089,000 | 2,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,378 |
| Cash dividends | $1,400,000 | 1,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,066,690 | 2,403 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,530,000 | 4,758 |
| Total interest expense | $3,215,000 | 4,435 |
| Net interest income | $3,315,000 | 4,923 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $514,000 | 4,926 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $271,000 | 4,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $243,000 | 4,444 |
| Total noninterest expense | $1,853,000 | 5,966 |
| Salaries and employee benefits | $1,068,000 | 5,603 |
| Premises and equipment expense | $254,000 | 6,002 |
| Additional noninterest expense | $531,000 | 6,270 |
| Pre-tax net operating income | $1,856,000 | 3,762 |
| Securities gains (losses) | $-6,000 | 9,765 |
| Applicable income taxes | $314,000 | 5,598 |
| Income before extraordinary items | $1,536,000 | 3,299 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,536,000 | 3,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,932 |
| Cash dividends | $1,200,000 | 1,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,540,980 | 3,210 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,968,000 | 5,207 |
| Total interest expense | $3,023,000 | 4,756 |
| Net interest income | $2,945,000 | 5,512 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $463,000 | 5,437 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $267,000 | 4,592 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $196,000 | 5,222 |
| Total noninterest expense | $1,675,000 | 6,662 |
| Salaries and employee benefits | $947,000 | 6,232 |
| Premises and equipment expense | $260,000 | 6,104 |
| Additional noninterest expense | $468,000 | 7,320 |
| Pre-tax net operating income | $1,613,000 | 4,101 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $432,000 | 4,646 |
| Income before extraordinary items | $1,181,000 | 3,923 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,181,000 | 3,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,286 |
| Cash dividends | $844,000 | 2,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,181,000 | 3,877 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,425,000 | 5,643 |
| Total interest expense | $2,855,000 | 4,990 |
| Net interest income | $2,570,000 | 6,182 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $329,000 | 6,729 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $201,000 | 5,674 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 6,461 |
| Total noninterest expense | $1,577,000 | 7,040 |
| Salaries and employee benefits | $859,000 | 6,766 |
| Premises and equipment expense | $248,000 | 6,385 |
| Additional noninterest expense | $470,000 | 7,519 |
| Pre-tax net operating income | $1,262,000 | 5,078 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $301,000 | 5,979 |
| Income before extraordinary items | $961,000 | 4,745 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $961,000 | 4,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,802 |
| Cash dividends | $450,000 | 3,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $961,000 | 4,735 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,636,000 | 6,020 |
| Total interest expense | $2,178,000 | 5,212 |
| Net interest income | $2,458,000 | 6,562 |
| Provision for loan and lease losses | $50,000 | 6,087 |
| Total noninterest income | $268,000 | 7,684 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 6,707 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 7,224 |
| Total noninterest expense | $1,501,000 | 7,593 |
| Salaries and employee benefits | $767,000 | 7,406 |
| Premises and equipment expense | $246,000 | 6,584 |
| Additional noninterest expense | $488,000 | 7,969 |
| Pre-tax net operating income | $1,175,000 | 5,321 |
| Securities gains (losses) | $-11,000 | 9,904 |
| Applicable income taxes | $270,000 | 6,252 |
| Income before extraordinary items | $894,000 | 4,945 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $894,000 | 4,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,099 |
| Cash dividends | $400,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $902,470 | 4,963 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,546,000 | 6,260 |
| Total interest expense | $2,083,000 | 5,647 |
| Net interest income | $2,463,000 | 6,619 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $261,000 | 8,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 6,889 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 7,775 |
| Total noninterest expense | $1,409,000 | 8,152 |
| Salaries and employee benefits | $732,000 | 7,768 |
| Premises and equipment expense | $219,000 | 7,307 |
| Additional noninterest expense | $458,000 | 8,638 |
| Pre-tax net operating income | $1,255,000 | 5,013 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $322,000 | 5,812 |
| Income before extraordinary items | $935,000 | 4,944 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $935,000 | 5,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 8,555 |
| Cash dividends | $338,000 | 4,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $933,520 | 4,722 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,910,000 | 6,477 |
| Total interest expense | $2,356,000 | 6,274 |
| Net interest income | $2,554,000 | 6,497 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $120,000 | 11,191 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 9,583 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 10,352 |
| Total noninterest expense | $1,311,000 | 8,625 |
| Salaries and employee benefits | $706,000 | 7,941 |
| Premises and equipment expense | $182,000 | 8,255 |
| Additional noninterest expense | $423,000 | 9,288 |
| Pre-tax net operating income | $1,303,000 | 4,603 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $347,000 | 5,391 |
| Income before extraordinary items | $956,000 | 4,686 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $956,000 | 4,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $479,000 | 2,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $956,000 | 4,366 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.