Home > Farmers Savings Bank > Income and Expense
Farmers Savings Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $1,539,000 | 3,566 |
| Total interest expense | $704,000 | 3,100 |
| Net interest income | $835,000 | 3,771 |
| Provision for loan and lease losses | $0 | 2,775 |
| Total noninterest income | $68,000 | 3,711 |
| Gross Fiduciary activities income | $2,000 | 872 |
| Service charges on deposit accounts | $22,000 | 3,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 3,575 |
| Total noninterest expense | $801,000 | 3,594 |
| Salaries and employee benefits | $461,000 | 3,535 |
| Premises and equipment expense | $98,000 | 3,265 |
| Additional noninterest expense | $44,000 | 3,575 |
| Pre-tax net operating income | $102,000 | 3,936 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $0 | 3,151 |
| Income before extraordinary items | $102,000 | 3,878 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $102,000 | 3,917 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $102,000 | 3,878 |
| Net charge-offs | $-2,000 | 3,609 |
| Cash dividends | $10,000 | 2,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $102,000 | 3,891 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $5,339,000 | 3,680 |
| Total interest expense | $2,645,000 | 3,183 |
| Net interest income | $2,694,000 | 3,925 |
| Provision for loan and lease losses | $0 | 3,269 |
| Total noninterest income | $310,000 | 3,700 |
| Gross Fiduciary activities income | $27,000 | 853 |
| Service charges on deposit accounts | $102,000 | 3,319 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 3,642 |
| Total noninterest expense | $3,184,000 | 3,617 |
| Salaries and employee benefits | $1,640,000 | 3,660 |
| Premises and equipment expense | $441,000 | 3,118 |
| Additional noninterest expense | $181,000 | 3,642 |
| Pre-tax net operating income | $-180,000 | 4,272 |
| Securities gains (losses) | $-990,000 | 4,310 |
| Applicable income taxes | $0 | 3,278 |
| Income before extraordinary items | $-1,170,000 | 4,369 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-1,170,000 | 4,369 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-1,170,000 | 4,369 |
| Net charge-offs | $-7,000 | 3,885 |
| Cash dividends | $151,000 | 3,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $-180,000 | 4,274 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $3,875,000 | 3,714 |
| Total interest expense | $1,907,000 | 3,211 |
| Net interest income | $1,968,000 | 3,965 |
| Provision for loan and lease losses | $0 | 3,100 |
| Total noninterest income | $201,000 | 3,784 |
| Gross Fiduciary activities income | $4,000 | 909 |
| Service charges on deposit accounts | $76,000 | 3,333 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 3,703 |
| Total noninterest expense | $2,216,000 | 3,690 |
| Salaries and employee benefits | $1,172,000 | 3,713 |
| Premises and equipment expense | $291,000 | 3,290 |
| Additional noninterest expense | $121,000 | 3,703 |
| Pre-tax net operating income | $-47,000 | 4,275 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $0 | 3,278 |
| Income before extraordinary items | $-47,000 | 4,259 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-47,000 | 4,259 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-47,000 | 4,260 |
| Net charge-offs | $-6,000 | 3,826 |
| Cash dividends | $0 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $-47,000 | 4,273 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $2,488,000 | 3,746 |
| Total interest expense | $1,220,000 | 3,227 |
| Net interest income | $1,268,000 | 3,999 |
| Provision for loan and lease losses | $0 | 2,935 |
| Total noninterest income | $158,000 | 3,686 |
| Gross Fiduciary activities income | $4,000 | 895 |
| Service charges on deposit accounts | $48,000 | 3,369 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 3,527 |
| Total noninterest expense | $1,419,000 | 3,729 |
| Salaries and employee benefits | $755,000 | 3,749 |
| Premises and equipment expense | $188,000 | 3,312 |
| Additional noninterest expense | $106,000 | 3,527 |
| Pre-tax net operating income | $7,000 | 4,212 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $0 | 3,283 |
| Income before extraordinary items | $7,000 | 4,196 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $7,000 | 4,241 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $7,000 | 4,199 |
| Net charge-offs | $-3,000 | 3,692 |
| Cash dividends | $0 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $7,000 | 4,206 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $1,241,000 | 3,746 |
| Total interest expense | $595,000 | 3,232 |
| Net interest income | $646,000 | 4,004 |
| Provision for loan and lease losses | $0 | 2,578 |
| Total noninterest income | $81,000 | 3,657 |
| Gross Fiduciary activities income | $4,000 | 818 |
| Service charges on deposit accounts | $24,000 | 3,365 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 3,513 |
| Total noninterest expense | $709,000 | 3,740 |
| Salaries and employee benefits | $380,000 | 3,755 |
| Premises and equipment expense | $94,000 | 3,329 |
| Additional noninterest expense | $53,000 | 3,513 |
| Pre-tax net operating income | $18,000 | 4,164 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $0 | 3,183 |
| Income before extraordinary items | $18,000 | 4,158 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $18,000 | 4,196 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $18,000 | 4,156 |
| Net charge-offs | $-2,000 | 3,602 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $18,000 | 4,163 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $4,463,000 | 3,778 |
| Total interest expense | $1,497,000 | 3,332 |
| Net interest income | $2,966,000 | 3,906 |
| Provision for loan and lease losses | $-250,000 | 4,412 |
| Total noninterest income | $423,000 | 3,539 |
| Gross Fiduciary activities income | $2,000 | 923 |
| Service charges on deposit accounts | $86,000 | 3,480 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $335,000 | 3,327 |
| Total noninterest expense | $3,138,000 | 3,642 |
| Salaries and employee benefits | $1,622,000 | 3,681 |
| Premises and equipment expense | $414,000 | 3,200 |
| Additional noninterest expense | $335,000 | 3,327 |
| Pre-tax net operating income | $501,000 | 3,950 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $16,000 | 3,246 |
| Income before extraordinary items | $485,000 | 3,900 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $485,000 | 3,939 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $485,000 | 3,901 |
| Net charge-offs | $120,000 | 1,394 |
| Cash dividends | $685,000 | 2,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $485,000 | 3,921 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $3,284,000 | 3,791 |
| Total interest expense | $983,000 | 3,370 |
| Net interest income | $2,301,000 | 3,895 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $364,000 | 3,441 |
| Gross Fiduciary activities income | $2,000 | 887 |
| Service charges on deposit accounts | $65,000 | 3,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $297,000 | 3,176 |
| Total noninterest expense | $2,454,000 | 3,580 |
| Salaries and employee benefits | $1,286,000 | 3,625 |
| Premises and equipment expense | $319,000 | 3,186 |
| Additional noninterest expense | $297,000 | 3,175 |
| Pre-tax net operating income | $211,000 | 4,186 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $16,000 | 3,243 |
| Income before extraordinary items | $195,000 | 4,161 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $195,000 | 4,199 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $195,000 | 4,160 |
| Net charge-offs | $98,000 | 1,181 |
| Cash dividends | $210,000 | 2,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $195,000 | 4,187 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $2,150,000 | 3,808 |
| Total interest expense | $557,000 | 3,404 |
| Net interest income | $1,593,000 | 3,889 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $143,000 | 3,829 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $41,000 | 3,527 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 3,664 |
| Total noninterest expense | $1,635,000 | 3,579 |
| Salaries and employee benefits | $879,000 | 3,603 |
| Premises and equipment expense | $204,000 | 3,238 |
| Additional noninterest expense | $102,000 | 3,648 |
| Pre-tax net operating income | $101,000 | 4,292 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $16,000 | 3,199 |
| Income before extraordinary items | $85,000 | 4,290 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $85,000 | 4,333 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $85,000 | 4,289 |
| Net charge-offs | $90,000 | 963 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $85,000 | 4,304 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,074,000 | 3,820 |
| Total interest expense | $245,000 | 3,368 |
| Net interest income | $829,000 | 3,861 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $74,000 | 3,826 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $19,000 | 3,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 3,627 |
| Total noninterest expense | $817,000 | 3,619 |
| Salaries and employee benefits | $453,000 | 3,600 |
| Premises and equipment expense | $99,000 | 3,332 |
| Additional noninterest expense | $55,000 | 3,627 |
| Pre-tax net operating income | $86,000 | 4,248 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $16,000 | 3,026 |
| Income before extraordinary items | $70,000 | 4,249 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $70,000 | 4,249 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $70,000 | 4,249 |
| Net charge-offs | $-6,000 | 3,898 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $70,000 | 4,270 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $4,312,000 | 3,641 |
| Total interest expense | $483,000 | 3,274 |
| Net interest income | $3,829,000 | 3,659 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $532,000 | 3,474 |
| Gross Fiduciary activities income | $2,000 | 957 |
| Service charges on deposit accounts | $72,000 | 3,708 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $458,000 | 3,123 |
| Total noninterest expense | $3,733,000 | 3,436 |
| Salaries and employee benefits | $2,161,000 | 3,375 |
| Premises and equipment expense | $459,000 | 3,115 |
| Additional noninterest expense | $458,000 | 3,123 |
| Pre-tax net operating income | $628,000 | 4,065 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $58,000 | 3,209 |
| Income before extraordinary items | $570,000 | 4,031 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $570,000 | 4,030 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $570,000 | 4,031 |
| Net charge-offs | $-25,000 | 3,889 |
| Cash dividends | $210,000 | 3,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $570,000 | 4,054 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $3,188,000 | 3,626 |
| Total interest expense | $350,000 | 3,107 |
| Net interest income | $2,838,000 | 3,654 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $465,000 | 3,362 |
| Gross Fiduciary activities income | $2,000 | 923 |
| Service charges on deposit accounts | $52,000 | 3,765 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $411,000 | 2,993 |
| Total noninterest expense | $2,547,000 | 3,565 |
| Salaries and employee benefits | $1,412,000 | 3,540 |
| Premises and equipment expense | $333,000 | 3,148 |
| Additional noninterest expense | $411,000 | 2,993 |
| Pre-tax net operating income | $756,000 | 3,766 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $48,000 | 3,178 |
| Income before extraordinary items | $708,000 | 3,690 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $708,000 | 3,689 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $708,000 | 3,689 |
| Net charge-offs | $-19,000 | 3,796 |
| Cash dividends | $140,000 | 2,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $708,000 | 3,720 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $2,098,000 | 3,641 |
| Total interest expense | $231,000 | 3,027 |
| Net interest income | $1,867,000 | 3,678 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $399,000 | 3,082 |
| Gross Fiduciary activities income | $2,000 | 874 |
| Service charges on deposit accounts | $31,000 | 3,868 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $366,000 | 2,736 |
| Total noninterest expense | $1,665,000 | 3,591 |
| Salaries and employee benefits | $951,000 | 3,539 |
| Premises and equipment expense | $203,000 | 3,307 |
| Additional noninterest expense | $511,000 | 3,625 |
| Pre-tax net operating income | $601,000 | 3,535 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $32,000 | 3,116 |
| Income before extraordinary items | $569,000 | 3,426 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $569,000 | 3,425 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $569,000 | 3,426 |
| Net charge-offs | $-12,000 | 3,724 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $569,000 | 3,457 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,058,000 | 3,589 |
| Total interest expense | $113,000 | 3,020 |
| Net interest income | $945,000 | 3,634 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $68,000 | 3,975 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $17,000 | 3,814 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 3,815 |
| Total noninterest expense | $838,000 | 3,586 |
| Salaries and employee benefits | $483,000 | 3,532 |
| Premises and equipment expense | $94,000 | 3,429 |
| Additional noninterest expense | $261,000 | 3,606 |
| Pre-tax net operating income | $175,000 | 3,830 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $17,000 | 2,970 |
| Income before extraordinary items | $158,000 | 3,803 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $158,000 | 3,801 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $158,000 | 3,803 |
| Net charge-offs | $-5,000 | 3,667 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $158,000 | 3,826 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $4,805,000 | 3,539 |
| Total interest expense | $512,000 | 3,136 |
| Net interest income | $4,293,000 | 3,554 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $597,000 | 3,479 |
| Gross Fiduciary activities income | $2,000 | 941 |
| Service charges on deposit accounts | $69,000 | 3,798 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $526,000 | 3,221 |
| Total noninterest expense | $3,303,000 | 3,627 |
| Salaries and employee benefits | $1,863,000 | 3,613 |
| Premises and equipment expense | $427,000 | 3,240 |
| Additional noninterest expense | $1,013,000 | 3,676 |
| Pre-tax net operating income | $1,587,000 | 3,422 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $63,000 | 3,226 |
| Income before extraordinary items | $1,524,000 | 3,326 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,524,000 | 3,326 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,524,000 | 3,326 |
| Net charge-offs | $-19,000 | 3,821 |
| Cash dividends | $308,000 | 3,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,524,000 | 3,308 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $3,726,000 | 3,569 |
| Total interest expense | $395,000 | 3,201 |
| Net interest income | $3,331,000 | 3,573 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $431,000 | 3,564 |
| Gross Fiduciary activities income | $2,000 | 906 |
| Service charges on deposit accounts | $44,000 | 3,949 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $385,000 | 3,296 |
| Total noninterest expense | $2,420,000 | 3,689 |
| Salaries and employee benefits | $1,396,000 | 3,642 |
| Premises and equipment expense | $309,000 | 3,347 |
| Additional noninterest expense | $715,000 | 3,754 |
| Pre-tax net operating income | $1,342,000 | 3,390 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $48,000 | 3,200 |
| Income before extraordinary items | $1,294,000 | 3,312 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,294,000 | 3,311 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,294,000 | 3,312 |
| Net charge-offs | $-14,000 | 3,770 |
| Cash dividends | $168,000 | 2,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,294,000 | 3,284 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,617,000 | 3,503 |
| Total interest expense | $271,000 | 3,233 |
| Net interest income | $2,346,000 | 3,506 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $149,000 | 4,107 |
| Gross Fiduciary activities income | $2,000 | 890 |
| Service charges on deposit accounts | $26,000 | 4,019 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 3,921 |
| Total noninterest expense | $1,577,000 | 3,729 |
| Salaries and employee benefits | $935,000 | 3,649 |
| Premises and equipment expense | $207,000 | 3,344 |
| Additional noninterest expense | $435,000 | 3,875 |
| Pre-tax net operating income | $918,000 | 3,368 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $32,000 | 3,191 |
| Income before extraordinary items | $886,000 | 3,276 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $886,000 | 3,275 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $886,000 | 3,276 |
| Net charge-offs | $-7,000 | 3,675 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $886,000 | 3,249 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,413,000 | 3,388 |
| Total interest expense | $137,000 | 3,294 |
| Net interest income | $1,276,000 | 3,357 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $60,000 | 4,236 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $12,000 | 4,083 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 4,026 |
| Total noninterest expense | $823,000 | 3,678 |
| Salaries and employee benefits | $480,000 | 3,621 |
| Premises and equipment expense | $110,000 | 3,255 |
| Additional noninterest expense | $233,000 | 3,784 |
| Pre-tax net operating income | $513,000 | 3,207 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $16,000 | 3,155 |
| Income before extraordinary items | $497,000 | 3,124 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $497,000 | 3,123 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $497,000 | 3,124 |
| Net charge-offs | $1,000 | 1,805 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $497,000 | 3,104 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $4,569,000 | 3,715 |
| Total interest expense | $654,000 | 3,530 |
| Net interest income | $3,915,000 | 3,719 |
| Provision for loan and lease losses | $0 | 4,319 |
| Total noninterest income | $446,000 | 3,728 |
| Gross Fiduciary activities income | $2,000 | 977 |
| Service charges on deposit accounts | $86,000 | 3,713 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $358,000 | 3,467 |
| Total noninterest expense | $3,194,000 | 3,721 |
| Salaries and employee benefits | $1,963,000 | 3,596 |
| Premises and equipment expense | $458,000 | 3,188 |
| Additional noninterest expense | $773,000 | 3,996 |
| Pre-tax net operating income | $1,167,000 | 3,568 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $1,167,000 | 3,497 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,167,000 | 3,497 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,167,000 | 3,497 |
| Net charge-offs | $-386,000 | 4,938 |
| Cash dividends | $803,000 | 2,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,167,000 | 3,442 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $3,438,000 | 3,744 |
| Total interest expense | $497,000 | 3,613 |
| Net interest income | $2,941,000 | 3,736 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $378,000 | 3,597 |
| Gross Fiduciary activities income | $2,000 | 929 |
| Service charges on deposit accounts | $72,000 | 3,633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $304,000 | 3,331 |
| Total noninterest expense | $2,338,000 | 3,746 |
| Salaries and employee benefits | $1,511,000 | 3,543 |
| Premises and equipment expense | $269,000 | 3,581 |
| Additional noninterest expense | $558,000 | 4,058 |
| Pre-tax net operating income | $981,000 | 3,476 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $49,000 | 3,087 |
| Income before extraordinary items | $932,000 | 3,439 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $932,000 | 3,438 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $932,000 | 3,439 |
| Net charge-offs | $-379,000 | 4,976 |
| Cash dividends | $423,000 | 2,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $932,000 | 3,390 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,350,000 | 3,752 |
| Total interest expense | $341,000 | 3,671 |
| Net interest income | $2,009,000 | 3,736 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $370,000 | 3,163 |
| Gross Fiduciary activities income | $2,000 | 908 |
| Service charges on deposit accounts | $61,000 | 3,392 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $307,000 | 2,892 |
| Total noninterest expense | $1,568,000 | 3,759 |
| Salaries and employee benefits | $1,049,000 | 3,485 |
| Premises and equipment expense | $165,000 | 3,701 |
| Additional noninterest expense | $354,000 | 4,139 |
| Pre-tax net operating income | $811,000 | 3,218 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $36,000 | 3,027 |
| Income before extraordinary items | $775,000 | 3,142 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $775,000 | 3,141 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $775,000 | 3,142 |
| Net charge-offs | $7,000 | 2,562 |
| Cash dividends | $423,000 | 2,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $775,000 | 3,095 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,162,000 | 3,794 |
| Total interest expense | $181,000 | 3,729 |
| Net interest income | $981,000 | 3,761 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $74,000 | 4,057 |
| Gross Fiduciary activities income | $2,000 | 874 |
| Service charges on deposit accounts | $45,000 | 3,169 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 4,275 |
| Total noninterest expense | $789,000 | 3,784 |
| Salaries and employee benefits | $477,000 | 3,670 |
| Premises and equipment expense | $84,000 | 3,700 |
| Additional noninterest expense | $228,000 | 3,861 |
| Pre-tax net operating income | $266,000 | 3,527 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $23,000 | 2,824 |
| Income before extraordinary items | $243,000 | 3,518 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $243,000 | 3,519 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $243,000 | 3,519 |
| Net charge-offs | $11,000 | 1,834 |
| Cash dividends | $361,000 | 1,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $243,000 | 3,497 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $5,125,000 | 3,694 |
| Total interest expense | $844,000 | 3,549 |
| Net interest income | $4,281,000 | 3,684 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $344,000 | 4,032 |
| Gross Fiduciary activities income | $3,000 | 975 |
| Service charges on deposit accounts | $193,000 | 3,206 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 4,175 |
| Total noninterest expense | $3,347,000 | 3,729 |
| Salaries and employee benefits | $1,900,000 | 3,698 |
| Premises and equipment expense | $363,000 | 3,625 |
| Additional noninterest expense | $1,084,000 | 3,678 |
| Pre-tax net operating income | $1,278,000 | 3,597 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $44,000 | 3,342 |
| Income before extraordinary items | $1,234,000 | 3,525 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,234,000 | 3,526 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,234,000 | 3,526 |
| Net charge-offs | $50,000 | 2,644 |
| Cash dividends | $535,000 | 2,927 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,234,000 | 3,492 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $3,966,000 | 3,679 |
| Total interest expense | $642,000 | 3,551 |
| Net interest income | $3,324,000 | 3,678 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $280,000 | 3,997 |
| Gross Fiduciary activities income | $3,000 | 943 |
| Service charges on deposit accounts | $147,000 | 3,220 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 4,099 |
| Total noninterest expense | $2,615,000 | 3,685 |
| Salaries and employee benefits | $1,532,000 | 3,578 |
| Premises and equipment expense | $286,000 | 3,586 |
| Additional noninterest expense | $797,000 | 3,724 |
| Pre-tax net operating income | $989,000 | 3,646 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $16,000 | 3,585 |
| Income before extraordinary items | $973,000 | 3,537 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $973,000 | 3,537 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $973,000 | 3,537 |
| Net charge-offs | $-37,000 | 4,751 |
| Cash dividends | $365,000 | 2,765 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $973,000 | 3,510 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,677,000 | 3,683 |
| Total interest expense | $440,000 | 3,490 |
| Net interest income | $2,237,000 | 3,669 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $198,000 | 3,954 |
| Gross Fiduciary activities income | $3,000 | 932 |
| Service charges on deposit accounts | $93,000 | 3,283 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 3,969 |
| Total noninterest expense | $1,654,000 | 3,810 |
| Salaries and employee benefits | $997,000 | 3,649 |
| Premises and equipment expense | $174,000 | 3,752 |
| Additional noninterest expense | $483,000 | 3,907 |
| Pre-tax net operating income | $781,000 | 3,423 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $-13,000 | 5,175 |
| Income before extraordinary items | $794,000 | 3,268 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $794,000 | 3,265 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $794,000 | 3,266 |
| Net charge-offs | $-98,000 | 5,056 |
| Cash dividends | $365,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $794,000 | 3,239 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,409,000 | 3,629 |
| Total interest expense | $223,000 | 3,456 |
| Net interest income | $1,186,000 | 3,596 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $134,000 | 3,583 |
| Gross Fiduciary activities income | $3,000 | 886 |
| Service charges on deposit accounts | $48,000 | 3,250 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 3,455 |
| Total noninterest expense | $841,000 | 3,815 |
| Salaries and employee benefits | $519,000 | 3,633 |
| Premises and equipment expense | $80,000 | 3,909 |
| Additional noninterest expense | $242,000 | 3,918 |
| Pre-tax net operating income | $479,000 | 3,123 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $29,000 | 2,975 |
| Income before extraordinary items | $450,000 | 3,043 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $450,000 | 3,041 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $450,000 | 3,042 |
| Net charge-offs | $-56,000 | 5,103 |
| Cash dividends | $365,000 | 1,577 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $450,000 | 3,030 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $5,530,000 | 3,584 |
| Total interest expense | $1,002,000 | 2,920 |
| Net interest income | $4,528,000 | 3,678 |
| Provision for loan and lease losses | $102,000 | 3,037 |
| Total noninterest income | $320,000 | 4,261 |
| Gross Fiduciary activities income | $9,000 | 956 |
| Service charges on deposit accounts | $243,000 | 3,060 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 4,783 |
| Total noninterest expense | $3,281,000 | 3,865 |
| Salaries and employee benefits | $1,881,000 | 3,791 |
| Premises and equipment expense | $313,000 | 3,960 |
| Additional noninterest expense | $1,087,000 | 3,756 |
| Pre-tax net operating income | $1,465,000 | 3,563 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $114,000 | 3,017 |
| Income before extraordinary items | $1,351,000 | 3,508 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,351,000 | 3,506 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,351,000 | 3,507 |
| Net charge-offs | $598,000 | 846 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,351,000 | 3,519 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,129,000 | 3,608 |
| Total interest expense | $753,000 | 2,851 |
| Net interest income | $3,376,000 | 3,721 |
| Provision for loan and lease losses | $100,000 | 2,576 |
| Total noninterest income | $224,000 | 4,367 |
| Gross Fiduciary activities income | $8,000 | 921 |
| Service charges on deposit accounts | $181,000 | 3,094 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 5,002 |
| Total noninterest expense | $2,456,000 | 3,878 |
| Salaries and employee benefits | $1,471,000 | 3,728 |
| Premises and equipment expense | $226,000 | 4,057 |
| Additional noninterest expense | $759,000 | 3,910 |
| Pre-tax net operating income | $1,044,000 | 3,703 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $86,000 | 3,091 |
| Income before extraordinary items | $958,000 | 3,641 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $958,000 | 3,640 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $958,000 | 3,640 |
| Net charge-offs | $506,000 | 708 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $958,000 | 3,647 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,816,000 | 3,554 |
| Total interest expense | $508,000 | 2,774 |
| Net interest income | $2,308,000 | 3,676 |
| Provision for loan and lease losses | $100,000 | 2,173 |
| Total noninterest income | $142,000 | 4,440 |
| Gross Fiduciary activities income | $6,000 | 925 |
| Service charges on deposit accounts | $118,000 | 3,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 5,139 |
| Total noninterest expense | $1,603,000 | 3,944 |
| Salaries and employee benefits | $926,000 | 3,859 |
| Premises and equipment expense | $104,000 | 4,563 |
| Additional noninterest expense | $573,000 | 3,716 |
| Pre-tax net operating income | $747,000 | 3,595 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $57,000 | 3,079 |
| Income before extraordinary items | $690,000 | 3,523 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $690,000 | 3,522 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $690,000 | 3,522 |
| Net charge-offs | $29,000 | 2,043 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $690,000 | 3,522 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,449,000 | 3,508 |
| Total interest expense | $253,000 | 2,735 |
| Net interest income | $1,196,000 | 3,625 |
| Provision for loan and lease losses | $100,000 | 1,437 |
| Total noninterest income | $91,000 | 4,210 |
| Gross Fiduciary activities income | $6,000 | 871 |
| Service charges on deposit accounts | $54,000 | 3,253 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 4,560 |
| Total noninterest expense | $796,000 | 3,995 |
| Salaries and employee benefits | $480,000 | 3,827 |
| Premises and equipment expense | $67,000 | 4,299 |
| Additional noninterest expense | $249,000 | 3,982 |
| Pre-tax net operating income | $391,000 | 3,468 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $29,000 | 3,044 |
| Income before extraordinary items | $362,000 | 3,411 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $362,000 | 3,411 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $362,000 | 3,411 |
| Net charge-offs | $-12,000 | 4,814 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $362,000 | 3,405 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,254,000 | 3,330 |
| Total interest expense | $998,000 | 2,545 |
| Net interest income | $5,256,000 | 3,431 |
| Provision for loan and lease losses | $773,000 | 1,075 |
| Total noninterest income | $502,000 | 3,930 |
| Gross Fiduciary activities income | $7,000 | 1,002 |
| Service charges on deposit accounts | $270,000 | 3,021 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $225,000 | 4,086 |
| Total noninterest expense | $2,937,000 | 4,153 |
| Salaries and employee benefits | $1,638,000 | 4,119 |
| Premises and equipment expense | $367,000 | 3,821 |
| Additional noninterest expense | $932,000 | 4,133 |
| Pre-tax net operating income | $2,048,000 | 3,075 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $115,000 | 3,227 |
| Income before extraordinary items | $1,933,000 | 2,747 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,933,000 | 2,746 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,933,000 | 2,747 |
| Net charge-offs | $231,000 | 1,709 |
| Cash dividends | $1,226,000 | 1,955 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,933,000 | 2,732 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,641,000 | 3,368 |
| Total interest expense | $708,000 | 2,616 |
| Net interest income | $3,933,000 | 3,468 |
| Provision for loan and lease losses | $773,000 | 860 |
| Total noninterest income | $415,000 | 3,834 |
| Gross Fiduciary activities income | $3,000 | 1,012 |
| Service charges on deposit accounts | $201,000 | 3,056 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $211,000 | 3,910 |
| Total noninterest expense | $2,065,000 | 4,288 |
| Salaries and employee benefits | $1,194,000 | 4,206 |
| Premises and equipment expense | $222,000 | 4,223 |
| Additional noninterest expense | $649,000 | 4,283 |
| Pre-tax net operating income | $1,510,000 | 3,160 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $164,000 | 2,885 |
| Income before extraordinary items | $1,346,000 | 3,029 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,346,000 | 3,028 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,346,000 | 3,029 |
| Net charge-offs | $120,000 | 1,781 |
| Cash dividends | $395,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,346,000 | 3,006 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,053,000 | 3,387 |
| Total interest expense | $449,000 | 2,667 |
| Net interest income | $2,604,000 | 3,483 |
| Provision for loan and lease losses | $485,000 | 881 |
| Total noninterest income | $185,000 | 4,340 |
| Gross Fiduciary activities income | $3,000 | 1,001 |
| Service charges on deposit accounts | $127,000 | 3,125 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 4,806 |
| Total noninterest expense | $1,312,000 | 4,394 |
| Salaries and employee benefits | $786,000 | 4,262 |
| Premises and equipment expense | $126,000 | 4,487 |
| Additional noninterest expense | $400,000 | 4,427 |
| Pre-tax net operating income | $992,000 | 3,137 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $110,000 | 2,870 |
| Income before extraordinary items | $882,000 | 3,017 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $882,000 | 3,016 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $882,000 | 3,017 |
| Net charge-offs | $80,000 | 1,680 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $882,000 | 2,993 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,502,000 | 3,424 |
| Total interest expense | $214,000 | 2,725 |
| Net interest income | $1,288,000 | 3,509 |
| Provision for loan and lease losses | $310,000 | 658 |
| Total noninterest income | $126,000 | 3,970 |
| Gross Fiduciary activities income | $4,000 | 935 |
| Service charges on deposit accounts | $63,000 | 3,142 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 4,128 |
| Total noninterest expense | $671,000 | 4,393 |
| Salaries and employee benefits | $411,000 | 4,220 |
| Premises and equipment expense | $65,000 | 4,484 |
| Additional noninterest expense | $195,000 | 4,518 |
| Pre-tax net operating income | $433,000 | 3,317 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $54,000 | 2,853 |
| Income before extraordinary items | $379,000 | 3,231 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $379,000 | 3,229 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $379,000 | 3,231 |
| Net charge-offs | $-3,000 | 4,448 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $379,000 | 3,208 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,134,000 | 3,382 |
| Total interest expense | $932,000 | 2,537 |
| Net interest income | $5,202,000 | 3,495 |
| Provision for loan and lease losses | $933,000 | 962 |
| Total noninterest income | $404,000 | 4,363 |
| Gross Fiduciary activities income | $7,000 | 1,037 |
| Service charges on deposit accounts | $250,000 | 3,269 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $147,000 | 4,663 |
| Total noninterest expense | $2,674,000 | 4,444 |
| Salaries and employee benefits | $1,413,000 | 4,502 |
| Premises and equipment expense | $286,000 | 4,389 |
| Additional noninterest expense | $975,000 | 4,199 |
| Pre-tax net operating income | $1,999,000 | 3,061 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $118,000 | 3,220 |
| Income before extraordinary items | $1,881,000 | 2,892 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,881,000 | 2,891 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,881,000 | 2,891 |
| Net charge-offs | $768,000 | 811 |
| Cash dividends | $1,065,000 | 2,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,881,000 | 2,843 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,596,000 | 3,396 |
| Total interest expense | $692,000 | 2,551 |
| Net interest income | $3,904,000 | 3,506 |
| Provision for loan and lease losses | $933,000 | 720 |
| Total noninterest income | $331,000 | 4,278 |
| Gross Fiduciary activities income | $7,000 | 999 |
| Service charges on deposit accounts | $179,000 | 3,353 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $145,000 | 4,443 |
| Total noninterest expense | $1,976,000 | 4,485 |
| Salaries and employee benefits | $1,086,000 | 4,471 |
| Premises and equipment expense | $233,000 | 4,264 |
| Additional noninterest expense | $657,000 | 4,431 |
| Pre-tax net operating income | $1,326,000 | 3,310 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $154,000 | 2,981 |
| Income before extraordinary items | $1,172,000 | 3,243 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,172,000 | 3,242 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,172,000 | 3,243 |
| Net charge-offs | $580,000 | 708 |
| Cash dividends | $296,000 | 2,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,172,000 | 3,186 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,013,000 | 3,443 |
| Total interest expense | $462,000 | 2,562 |
| Net interest income | $2,551,000 | 3,559 |
| Provision for loan and lease losses | $836,000 | 585 |
| Total noninterest income | $229,000 | 4,232 |
| Gross Fiduciary activities income | $7,000 | 984 |
| Service charges on deposit accounts | $111,000 | 3,459 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $111,000 | 4,329 |
| Total noninterest expense | $1,281,000 | 4,578 |
| Salaries and employee benefits | $711,000 | 4,555 |
| Premises and equipment expense | $154,000 | 4,314 |
| Additional noninterest expense | $416,000 | 4,560 |
| Pre-tax net operating income | $663,000 | 3,739 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $100,000 | 3,002 |
| Income before extraordinary items | $563,000 | 3,793 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $563,000 | 3,790 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $563,000 | 3,792 |
| Net charge-offs | $511,000 | 586 |
| Cash dividends | $214,000 | 2,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $563,000 | 3,732 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,484,000 | 3,479 |
| Total interest expense | $231,000 | 2,565 |
| Net interest income | $1,253,000 | 3,611 |
| Provision for loan and lease losses | $270,000 | 751 |
| Total noninterest income | $119,000 | 4,176 |
| Gross Fiduciary activities income | $3,000 | 976 |
| Service charges on deposit accounts | $56,000 | 3,440 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $60,000 | 4,216 |
| Total noninterest expense | $686,000 | 4,492 |
| Salaries and employee benefits | $386,000 | 4,421 |
| Premises and equipment expense | $74,000 | 4,411 |
| Additional noninterest expense | $226,000 | 4,432 |
| Pre-tax net operating income | $416,000 | 3,337 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $29,000 | 3,307 |
| Income before extraordinary items | $387,000 | 3,189 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $387,000 | 3,187 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $387,000 | 3,188 |
| Net charge-offs | $12,000 | 2,244 |
| Cash dividends | $214,000 | 1,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $387,000 | 3,130 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,078,000 | 3,413 |
| Total interest expense | $863,000 | 2,678 |
| Net interest income | $5,215,000 | 3,488 |
| Provision for loan and lease losses | $390,000 | 1,618 |
| Total noninterest income | $435,000 | 4,370 |
| Gross Fiduciary activities income | $8,000 | 1,058 |
| Service charges on deposit accounts | $212,000 | 3,625 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $215,000 | 4,375 |
| Total noninterest expense | $2,577,000 | 4,641 |
| Salaries and employee benefits | $1,376,000 | 4,663 |
| Premises and equipment expense | $322,000 | 4,342 |
| Additional noninterest expense | $879,000 | 4,517 |
| Pre-tax net operating income | $2,683,000 | 2,510 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $115,000 | 3,249 |
| Income before extraordinary items | $2,568,000 | 2,292 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,568,000 | 2,292 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,568,000 | 2,293 |
| Net charge-offs | $620,000 | 977 |
| Cash dividends | $949,000 | 2,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,568,000 | 2,253 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,538,000 | 3,455 |
| Total interest expense | $628,000 | 2,769 |
| Net interest income | $3,910,000 | 3,526 |
| Provision for loan and lease losses | $390,000 | 1,273 |
| Total noninterest income | $338,000 | 4,351 |
| Gross Fiduciary activities income | $2,000 | 1,102 |
| Service charges on deposit accounts | $167,000 | 3,571 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $169,000 | 4,354 |
| Total noninterest expense | $1,932,000 | 4,676 |
| Salaries and employee benefits | $1,044,000 | 4,673 |
| Premises and equipment expense | $243,000 | 4,364 |
| Additional noninterest expense | $645,000 | 4,589 |
| Pre-tax net operating income | $1,926,000 | 2,632 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $139,000 | 3,069 |
| Income before extraordinary items | $1,787,000 | 2,449 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,787,000 | 2,450 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,787,000 | 2,450 |
| Net charge-offs | $402,000 | 1,003 |
| Cash dividends | $694,000 | 2,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,787,000 | 2,414 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,028,000 | 3,470 |
| Total interest expense | $415,000 | 2,801 |
| Net interest income | $2,613,000 | 3,527 |
| Provision for loan and lease losses | $220,000 | 1,405 |
| Total noninterest income | $242,000 | 4,266 |
| Gross Fiduciary activities income | $2,000 | 1,087 |
| Service charges on deposit accounts | $112,000 | 3,541 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $128,000 | 4,216 |
| Total noninterest expense | $1,275,000 | 4,750 |
| Salaries and employee benefits | $686,000 | 4,743 |
| Premises and equipment expense | $158,000 | 4,441 |
| Additional noninterest expense | $431,000 | 4,626 |
| Pre-tax net operating income | $1,360,000 | 2,512 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $83,000 | 3,141 |
| Income before extraordinary items | $1,277,000 | 2,318 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,277,000 | 2,320 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,277,000 | 2,320 |
| Net charge-offs | $340,000 | 838 |
| Cash dividends | $412,000 | 2,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,277,000 | 2,275 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,519,000 | 3,468 |
| Total interest expense | $205,000 | 2,846 |
| Net interest income | $1,314,000 | 3,522 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $121,000 | 4,265 |
| Gross Fiduciary activities income | $2,000 | 1,036 |
| Service charges on deposit accounts | $55,000 | 3,545 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $64,000 | 4,225 |
| Total noninterest expense | $643,000 | 4,755 |
| Salaries and employee benefits | $326,000 | 4,881 |
| Premises and equipment expense | $67,000 | 4,781 |
| Additional noninterest expense | $250,000 | 4,360 |
| Pre-tax net operating income | $792,000 | 2,230 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $29,000 | 3,353 |
| Income before extraordinary items | $763,000 | 1,993 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $763,000 | 1,995 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $763,000 | 1,995 |
| Net charge-offs | $19,000 | 2,149 |
| Cash dividends | $286,000 | 1,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $763,000 | 1,935 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,468,000 | 3,741 |
| Total interest expense | $854,000 | 2,903 |
| Net interest income | $4,614,000 | 3,856 |
| Provision for loan and lease losses | $120,000 | 2,961 |
| Total noninterest income | $418,000 | 4,549 |
| Gross Fiduciary activities income | $4,000 | 1,133 |
| Service charges on deposit accounts | $217,000 | 3,789 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $197,000 | 4,554 |
| Total noninterest expense | $2,501,000 | 4,895 |
| Salaries and employee benefits | $1,347,000 | 4,866 |
| Premises and equipment expense | $357,000 | 4,324 |
| Additional noninterest expense | $797,000 | 4,921 |
| Pre-tax net operating income | $2,411,000 | 2,652 |
| Securities gains (losses) | $8,000 | 2,740 |
| Applicable income taxes | $215,000 | 2,894 |
| Income before extraordinary items | $2,204,000 | 2,517 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,204,000 | 2,517 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,204,000 | 2,517 |
| Net charge-offs | $35,000 | 4,013 |
| Cash dividends | $570,000 | 2,714 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,196,720 | 2,492 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,063,000 | 3,800 |
| Total interest expense | $640,000 | 2,952 |
| Net interest income | $3,423,000 | 3,907 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $318,000 | 4,571 |
| Gross Fiduciary activities income | $3,000 | 1,105 |
| Service charges on deposit accounts | $159,000 | 3,862 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $156,000 | 4,519 |
| Total noninterest expense | $1,694,000 | 5,101 |
| Salaries and employee benefits | $900,000 | 5,108 |
| Premises and equipment expense | $223,000 | 4,740 |
| Additional noninterest expense | $571,000 | 5,044 |
| Pre-tax net operating income | $2,047,000 | 2,475 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $147,000 | 3,044 |
| Income before extraordinary items | $1,900,000 | 2,308 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,900,000 | 2,309 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,900,000 | 2,308 |
| Net charge-offs | $29,000 | 3,641 |
| Cash dividends | $285,000 | 2,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,900,000 | 2,259 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,614,000 | 3,902 |
| Total interest expense | $421,000 | 3,020 |
| Net interest income | $2,193,000 | 4,013 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $208,000 | 4,605 |
| Gross Fiduciary activities income | $3,000 | 1,080 |
| Service charges on deposit accounts | $101,000 | 3,930 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $104,000 | 4,517 |
| Total noninterest expense | $1,146,000 | 5,113 |
| Salaries and employee benefits | $623,000 | 5,071 |
| Premises and equipment expense | $144,000 | 4,840 |
| Additional noninterest expense | $379,000 | 5,073 |
| Pre-tax net operating income | $1,255,000 | 2,562 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $118,000 | 2,892 |
| Income before extraordinary items | $1,137,000 | 2,427 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,137,000 | 2,431 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,137,000 | 2,431 |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,137,000 | 2,380 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,262,000 | 4,001 |
| Total interest expense | $210,000 | 3,059 |
| Net interest income | $1,052,000 | 4,126 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $90,000 | 4,792 |
| Gross Fiduciary activities income | $3,000 | 1,038 |
| Service charges on deposit accounts | $47,000 | 4,030 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $40,000 | 4,827 |
| Total noninterest expense | $561,000 | 5,208 |
| Salaries and employee benefits | $302,000 | 5,202 |
| Premises and equipment expense | $72,000 | 4,889 |
| Additional noninterest expense | $187,000 | 5,146 |
| Pre-tax net operating income | $581,000 | 2,631 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $90,000 | 2,440 |
| Income before extraordinary items | $491,000 | 2,595 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $491,000 | 2,598 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $491,000 | 2,598 |
| Net charge-offs | $1,000 | 3,492 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $491,000 | 2,557 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,961,000 | 4,095 |
| Total interest expense | $918,000 | 3,133 |
| Net interest income | $4,043,000 | 4,253 |
| Provision for loan and lease losses | $52,000 | 4,237 |
| Total noninterest income | $362,000 | 4,884 |
| Gross Fiduciary activities income | $5,000 | 1,167 |
| Service charges on deposit accounts | $211,000 | 4,011 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $146,000 | 4,973 |
| Total noninterest expense | $2,183,000 | 5,310 |
| Salaries and employee benefits | $1,257,000 | 5,161 |
| Premises and equipment expense | $282,000 | 4,972 |
| Additional noninterest expense | $644,000 | 5,478 |
| Pre-tax net operating income | $2,170,000 | 2,705 |
| Securities gains (losses) | $-4,000 | 6,160 |
| Applicable income taxes | $350,000 | 2,486 |
| Income before extraordinary items | $1,816,000 | 2,793 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,816,000 | 2,795 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,816,000 | 2,796 |
| Net charge-offs | $221,000 | 2,904 |
| Cash dividends | $600,000 | 2,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,819,360 | 2,728 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,668,000 | 4,165 |
| Total interest expense | $685,000 | 3,222 |
| Net interest income | $2,983,000 | 4,329 |
| Provision for loan and lease losses | $52,000 | 3,920 |
| Total noninterest income | $271,000 | 4,963 |
| Gross Fiduciary activities income | $2,000 | 1,160 |
| Service charges on deposit accounts | $159,000 | 4,033 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $110,000 | 5,068 |
| Total noninterest expense | $1,512,000 | 5,473 |
| Salaries and employee benefits | $871,000 | 5,335 |
| Premises and equipment expense | $208,000 | 5,051 |
| Additional noninterest expense | $433,000 | 5,663 |
| Pre-tax net operating income | $1,690,000 | 2,716 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $53,000 | 3,695 |
| Income before extraordinary items | $1,637,000 | 2,473 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,637,000 | 2,478 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,637,000 | 2,478 |
| Net charge-offs | $207,000 | 2,528 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,637,000 | 2,399 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,403,000 | 4,222 |
| Total interest expense | $455,000 | 3,298 |
| Net interest income | $1,948,000 | 4,380 |
| Provision for loan and lease losses | $52,000 | 3,578 |
| Total noninterest income | $178,000 | 5,011 |
| Gross Fiduciary activities income | $2,000 | 1,138 |
| Service charges on deposit accounts | $108,000 | 3,981 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $68,000 | 5,192 |
| Total noninterest expense | $1,020,000 | 5,479 |
| Salaries and employee benefits | $593,000 | 5,322 |
| Premises and equipment expense | $138,000 | 5,062 |
| Additional noninterest expense | $289,000 | 5,679 |
| Pre-tax net operating income | $1,054,000 | 2,789 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $22,000 | 3,907 |
| Income before extraordinary items | $1,032,000 | 2,583 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,032,000 | 2,588 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,032,000 | 2,588 |
| Net charge-offs | $33,000 | 3,680 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,032,000 | 2,481 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,169,000 | 4,326 |
| Total interest expense | $227,000 | 3,387 |
| Net interest income | $942,000 | 4,479 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $84,000 | 5,102 |
| Gross Fiduciary activities income | $2,000 | 1,072 |
| Service charges on deposit accounts | $55,000 | 3,918 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $27,000 | 5,418 |
| Total noninterest expense | $530,000 | 5,456 |
| Salaries and employee benefits | $288,000 | 5,413 |
| Premises and equipment expense | $83,000 | 4,710 |
| Additional noninterest expense | $159,000 | 5,588 |
| Pre-tax net operating income | $496,000 | 2,882 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $496,000 | 2,608 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $496,000 | 2,611 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $496,000 | 2,610 |
| Net charge-offs | $14,000 | 3,305 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $496,000 | 2,526 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,832,000 | 4,400 |
| Total interest expense | $1,017,000 | 3,564 |
| Net interest income | $3,815,000 | 4,527 |
| Provision for loan and lease losses | $296,000 | 3,436 |
| Total noninterest income | $303,000 | 5,195 |
| Gross Fiduciary activities income | $2,000 | 1,248 |
| Service charges on deposit accounts | $240,000 | 3,940 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $61,000 | 5,728 |
| Total noninterest expense | $2,065,000 | 5,598 |
| Salaries and employee benefits | $1,215,000 | 5,374 |
| Premises and equipment expense | $260,000 | 5,258 |
| Additional noninterest expense | $590,000 | 5,823 |
| Pre-tax net operating income | $1,757,000 | 3,056 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $576,000 | 2,040 |
| Income before extraordinary items | $1,181,000 | 3,582 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,181,000 | 3,583 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,181,000 | 3,584 |
| Net charge-offs | $132,000 | 4,176 |
| Cash dividends | $205,000 | 3,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,181,000 | 3,425 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,606,000 | 4,481 |
| Total interest expense | $769,000 | 3,668 |
| Net interest income | $2,837,000 | 4,619 |
| Provision for loan and lease losses | $296,000 | 2,998 |
| Total noninterest income | $210,000 | 5,361 |
| Gross Fiduciary activities income | $2,000 | 1,201 |
| Service charges on deposit accounts | $174,000 | 4,049 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $34,000 | 6,036 |
| Total noninterest expense | $1,479,000 | 5,716 |
| Salaries and employee benefits | $863,000 | 5,512 |
| Premises and equipment expense | $177,000 | 5,517 |
| Additional noninterest expense | $439,000 | 5,913 |
| Pre-tax net operating income | $1,272,000 | 3,186 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $434,000 | 2,083 |
| Income before extraordinary items | $838,000 | 3,783 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $838,000 | 3,783 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $838,000 | 3,785 |
| Net charge-offs | $-26,000 | 6,807 |
| Cash dividends | $34,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $838,000 | 3,614 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,389,000 | 4,536 |
| Total interest expense | $515,000 | 3,750 |
| Net interest income | $1,874,000 | 4,666 |
| Provision for loan and lease losses | $96,000 | 3,919 |
| Total noninterest income | $137,000 | 5,431 |
| Gross Fiduciary activities income | $2,000 | 1,169 |
| Service charges on deposit accounts | $108,000 | 4,160 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $27,000 | 5,952 |
| Total noninterest expense | $1,011,000 | 5,707 |
| Salaries and employee benefits | $596,000 | 5,478 |
| Premises and equipment expense | $112,000 | 5,624 |
| Additional noninterest expense | $303,000 | 5,892 |
| Pre-tax net operating income | $904,000 | 3,054 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $286,000 | 2,105 |
| Income before extraordinary items | $618,000 | 3,578 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $618,000 | 3,579 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $618,000 | 3,580 |
| Net charge-offs | $-20,000 | 6,797 |
| Cash dividends | $34,000 | 3,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $618,000 | 3,403 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,197,000 | 4,575 |
| Total interest expense | $263,000 | 3,819 |
| Net interest income | $934,000 | 4,717 |
| Provision for loan and lease losses | $96,000 | 2,949 |
| Total noninterest income | $63,000 | 5,584 |
| Gross Fiduciary activities income | $2,000 | 1,093 |
| Service charges on deposit accounts | $53,000 | 4,182 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $8,000 | 6,361 |
| Total noninterest expense | $543,000 | 5,601 |
| Salaries and employee benefits | $296,000 | 5,529 |
| Premises and equipment expense | $57,000 | 5,612 |
| Additional noninterest expense | $190,000 | 5,468 |
| Pre-tax net operating income | $358,000 | 3,508 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $110,000 | 2,354 |
| Income before extraordinary items | $248,000 | 3,989 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $248,000 | 3,991 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $248,000 | 3,991 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $34,000 | 2,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $248,000 | 3,835 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,843,000 | 4,647 |
| Total interest expense | $1,104,000 | 4,167 |
| Net interest income | $3,739,000 | 4,721 |
| Provision for loan and lease losses | $210,000 | 4,576 |
| Total noninterest income | $2,000 | 6,972 |
| Gross Fiduciary activities income | $2,000 | 1,223 |
| Service charges on deposit accounts | $218,000 | 4,222 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-218,000 | 6,965 |
| Total noninterest expense | $2,059,000 | 5,764 |
| Salaries and employee benefits | $1,118,000 | 5,665 |
| Premises and equipment expense | $295,000 | 5,268 |
| Additional noninterest expense | $646,000 | 5,850 |
| Pre-tax net operating income | $1,472,000 | 3,064 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $457,000 | 2,119 |
| Income before extraordinary items | $1,015,000 | 3,535 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,015,000 | 3,537 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,015,000 | 3,539 |
| Net charge-offs | $48,000 | 5,495 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,015,000 | 3,419 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,605,000 | 4,726 |
| Total interest expense | $825,000 | 4,296 |
| Net interest income | $2,780,000 | 4,773 |
| Provision for loan and lease losses | $163,000 | 4,396 |
| Total noninterest income | $177,000 | 5,629 |
| Gross Fiduciary activities income | $2,000 | 1,160 |
| Service charges on deposit accounts | $163,000 | 4,249 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $12,000 | 6,578 |
| Total noninterest expense | $1,523,000 | 5,822 |
| Salaries and employee benefits | $803,000 | 5,761 |
| Premises and equipment expense | $218,000 | 5,350 |
| Additional noninterest expense | $502,000 | 5,817 |
| Pre-tax net operating income | $1,271,000 | 2,890 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $406,000 | 1,928 |
| Income before extraordinary items | $865,000 | 3,351 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $865,000 | 3,353 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $865,000 | 3,352 |
| Net charge-offs | $75,000 | 4,674 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $865,000 | 3,242 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,378,000 | 4,796 |
| Total interest expense | $551,000 | 4,395 |
| Net interest income | $1,827,000 | 4,828 |
| Provision for loan and lease losses | $131,000 | 4,073 |
| Total noninterest income | $85,000 | 6,045 |
| Gross Fiduciary activities income | $2,000 | 1,136 |
| Service charges on deposit accounts | $107,000 | 4,260 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-24,000 | 7,077 |
| Total noninterest expense | $1,032,000 | 5,851 |
| Salaries and employee benefits | $548,000 | 5,772 |
| Premises and equipment expense | $122,000 | 5,740 |
| Additional noninterest expense | $362,000 | 5,728 |
| Pre-tax net operating income | $749,000 | 3,056 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $229,000 | 2,078 |
| Income before extraordinary items | $520,000 | 3,503 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $520,000 | 3,504 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $520,000 | 3,504 |
| Net charge-offs | $45,000 | 4,534 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $520,000 | 3,398 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,178,000 | 4,856 |
| Total interest expense | $277,000 | 4,509 |
| Net interest income | $901,000 | 4,859 |
| Provision for loan and lease losses | $91,000 | 3,463 |
| Total noninterest income | $70,000 | 5,483 |
| Gross Fiduciary activities income | $2,000 | 1,085 |
| Service charges on deposit accounts | $49,000 | 4,390 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $19,000 | 5,847 |
| Total noninterest expense | $513,000 | 5,893 |
| Salaries and employee benefits | $271,000 | 5,826 |
| Premises and equipment expense | $67,000 | 5,600 |
| Additional noninterest expense | $175,000 | 5,839 |
| Pre-tax net operating income | $367,000 | 3,142 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $116,000 | 2,026 |
| Income before extraordinary items | $251,000 | 3,576 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $251,000 | 3,573 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $251,000 | 3,574 |
| Net charge-offs | $10,000 | 4,385 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $251,000 | 3,512 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,583,000 | 5,055 |
| Total interest expense | $1,276,000 | 4,660 |
| Net interest income | $3,307,000 | 5,100 |
| Provision for loan and lease losses | $380,000 | 4,516 |
| Total noninterest income | $266,000 | 5,580 |
| Gross Fiduciary activities income | $3,000 | 1,259 |
| Service charges on deposit accounts | $202,000 | 4,384 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $61,000 | 5,936 |
| Total noninterest expense | $1,895,000 | 6,113 |
| Salaries and employee benefits | $1,026,000 | 5,965 |
| Premises and equipment expense | $274,000 | 5,616 |
| Additional noninterest expense | $595,000 | 6,228 |
| Pre-tax net operating income | $1,298,000 | 2,958 |
| Securities gains (losses) | $-1,000 | 6,878 |
| Applicable income taxes | $394,000 | 2,110 |
| Income before extraordinary items | $903,000 | 3,413 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $903,000 | 3,410 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $903,000 | 3,413 |
| Net charge-offs | $152,000 | 5,039 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $903,700 | 3,288 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,408,000 | 5,177 |
| Total interest expense | $965,000 | 4,791 |
| Net interest income | $2,443,000 | 5,197 |
| Provision for loan and lease losses | $320,000 | 4,225 |
| Total noninterest income | $200,000 | 5,687 |
| Gross Fiduciary activities income | $3,000 | 1,206 |
| Service charges on deposit accounts | $152,000 | 4,449 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $45,000 | 6,103 |
| Total noninterest expense | $1,405,000 | 6,183 |
| Salaries and employee benefits | $747,000 | 6,083 |
| Premises and equipment expense | $209,000 | 5,647 |
| Additional noninterest expense | $449,000 | 6,269 |
| Pre-tax net operating income | $918,000 | 3,242 |
| Securities gains (losses) | $-1,000 | 7,074 |
| Applicable income taxes | $311,000 | 2,109 |
| Income before extraordinary items | $606,000 | 3,769 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $606,000 | 3,769 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $606,000 | 3,770 |
| Net charge-offs | $66,000 | 5,299 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $606,660 | 3,628 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,225,000 | 5,269 |
| Total interest expense | $631,000 | 4,949 |
| Net interest income | $1,594,000 | 5,263 |
| Provision for loan and lease losses | $120,000 | 4,894 |
| Total noninterest income | $142,000 | 5,572 |
| Gross Fiduciary activities income | $3,000 | 1,181 |
| Service charges on deposit accounts | $100,000 | 4,484 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $39,000 | 5,874 |
| Total noninterest expense | $967,000 | 6,161 |
| Salaries and employee benefits | $517,000 | 6,049 |
| Premises and equipment expense | $137,000 | 5,712 |
| Additional noninterest expense | $313,000 | 6,203 |
| Pre-tax net operating income | $649,000 | 3,167 |
| Securities gains (losses) | $-1,000 | 7,170 |
| Applicable income taxes | $204,000 | 2,107 |
| Income before extraordinary items | $444,000 | 3,615 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $444,000 | 3,612 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $444,000 | 3,614 |
| Net charge-offs | $32,000 | 5,227 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $444,690 | 3,494 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,094,000 | 5,366 |
| Total interest expense | $300,000 | 5,194 |
| Net interest income | $794,000 | 5,315 |
| Provision for loan and lease losses | $74,000 | 4,411 |
| Total noninterest income | $72,000 | 5,598 |
| Gross Fiduciary activities income | $3,000 | 1,105 |
| Service charges on deposit accounts | $49,000 | 4,514 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $20,000 | 5,932 |
| Total noninterest expense | $498,000 | 6,171 |
| Salaries and employee benefits | $268,000 | 6,059 |
| Premises and equipment expense | $70,000 | 5,752 |
| Additional noninterest expense | $160,000 | 6,214 |
| Pre-tax net operating income | $294,000 | 3,383 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $95,000 | 2,176 |
| Income before extraordinary items | $199,000 | 3,897 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $199,000 | 3,895 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $199,000 | 3,896 |
| Net charge-offs | $21,000 | 4,393 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $199,000 | 3,786 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,198,000 | 5,586 |
| Total interest expense | $1,395,000 | 5,323 |
| Net interest income | $2,803,000 | 5,560 |
| Provision for loan and lease losses | $430,000 | 4,770 |
| Total noninterest income | $297,000 | 5,629 |
| Gross Fiduciary activities income | $3,000 | 1,289 |
| Service charges on deposit accounts | $235,000 | 4,347 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $59,000 | 6,205 |
| Total noninterest expense | $1,757,000 | 6,490 |
| Salaries and employee benefits | $990,000 | 6,249 |
| Premises and equipment expense | $281,000 | 5,797 |
| Additional noninterest expense | $486,000 | 6,825 |
| Pre-tax net operating income | $913,000 | 3,127 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $256,000 | 2,170 |
| Income before extraordinary items | $657,000 | 3,463 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $657,000 | 3,462 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $657,000 | 3,462 |
| Net charge-offs | $91,000 | 5,775 |
| Cash dividends | $62,000 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $657,000 | 3,399 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,077,000 | 5,706 |
| Total interest expense | $1,073,000 | 5,398 |
| Net interest income | $2,004,000 | 5,696 |
| Provision for loan and lease losses | $387,000 | 4,227 |
| Total noninterest income | $182,000 | 6,050 |
| Gross Fiduciary activities income | $3,000 | 1,227 |
| Service charges on deposit accounts | $163,000 | 4,517 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $16,000 | 7,114 |
| Total noninterest expense | $1,191,000 | 6,707 |
| Salaries and employee benefits | $611,000 | 6,689 |
| Premises and equipment expense | $211,000 | 5,846 |
| Additional noninterest expense | $369,000 | 6,837 |
| Pre-tax net operating income | $608,000 | 3,578 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $171,000 | 2,465 |
| Income before extraordinary items | $437,000 | 3,912 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $437,000 | 3,909 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $437,000 | 3,911 |
| Net charge-offs | $78,000 | 5,294 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $437,000 | 3,815 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,990,000 | 5,838 |
| Total interest expense | $741,000 | 5,444 |
| Net interest income | $1,249,000 | 5,872 |
| Provision for loan and lease losses | $112,000 | 5,194 |
| Total noninterest income | $120,000 | 6,107 |
| Gross Fiduciary activities income | $3,000 | 1,207 |
| Service charges on deposit accounts | $92,000 | 4,810 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $25,000 | 6,587 |
| Total noninterest expense | $808,000 | 6,741 |
| Salaries and employee benefits | $420,000 | 6,708 |
| Premises and equipment expense | $150,000 | 5,750 |
| Additional noninterest expense | $238,000 | 6,931 |
| Pre-tax net operating income | $449,000 | 3,479 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $129,000 | 2,414 |
| Income before extraordinary items | $320,000 | 3,861 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $320,000 | 3,860 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $320,000 | 3,860 |
| Net charge-offs | $48,000 | 4,953 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $320,000 | 3,743 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $969,000 | 5,953 |
| Total interest expense | $365,000 | 5,575 |
| Net interest income | $604,000 | 5,966 |
| Provision for loan and lease losses | $19,000 | 5,935 |
| Total noninterest income | $57,000 | 6,178 |
| Gross Fiduciary activities income | $3,000 | 1,122 |
| Service charges on deposit accounts | $39,000 | 5,065 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $15,000 | 6,478 |
| Total noninterest expense | $388,000 | 6,800 |
| Salaries and employee benefits | $203,000 | 6,821 |
| Premises and equipment expense | $80,000 | 5,652 |
| Additional noninterest expense | $105,000 | 7,019 |
| Pre-tax net operating income | $254,000 | 3,609 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $75,000 | 2,472 |
| Income before extraordinary items | $179,000 | 4,050 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $179,000 | 4,053 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $179,000 | 4,053 |
| Net charge-offs | $19,000 | 4,361 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $179,000 | 3,898 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,502,000 | 6,310 |
| Total interest expense | $1,348,000 | 6,192 |
| Net interest income | $2,154,000 | 6,259 |
| Provision for loan and lease losses | $148,000 | 5,592 |
| Total noninterest income | $279,000 | 5,944 |
| Gross Fiduciary activities income | $10,000 | 1,224 |
| Service charges on deposit accounts | $193,000 | 4,865 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $76,000 | 6,278 |
| Total noninterest expense | $1,520,000 | 6,841 |
| Salaries and employee benefits | $876,000 | 6,706 |
| Premises and equipment expense | $285,000 | 5,926 |
| Additional noninterest expense | $359,000 | 7,205 |
| Pre-tax net operating income | $765,000 | 4,247 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $199,000 | 2,821 |
| Income before extraordinary items | $566,000 | 4,260 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $566,000 | 4,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 5,433 |
| Cash dividends | $75,000 | 5,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $566,000 | 4,410 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,551,000 | 6,439 |
| Total interest expense | $1,012,000 | 6,304 |
| Net interest income | $1,539,000 | 6,414 |
| Provision for loan and lease losses | $100,000 | 5,137 |
| Total noninterest income | $189,000 | 6,218 |
| Gross Fiduciary activities income | $10,000 | 1,153 |
| Service charges on deposit accounts | $146,000 | 4,884 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $33,000 | 7,020 |
| Total noninterest expense | $1,044,000 | 7,027 |
| Salaries and employee benefits | $563,000 | 7,036 |
| Premises and equipment expense | $216,000 | 5,909 |
| Additional noninterest expense | $265,000 | 7,235 |
| Pre-tax net operating income | $584,000 | 4,688 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $162,000 | 3,157 |
| Income before extraordinary items | $422,000 | 4,715 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $422,000 | 4,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,890 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $422,000 | 4,876 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,625,000 | 6,597 |
| Total interest expense | $677,000 | 6,425 |
| Net interest income | $948,000 | 6,596 |
| Provision for loan and lease losses | $19,000 | 6,013 |
| Total noninterest income | $141,000 | 6,086 |
| Gross Fiduciary activities income | $10,000 | 1,114 |
| Service charges on deposit accounts | $98,000 | 4,866 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $33,000 | 6,662 |
| Total noninterest expense | $688,000 | 7,094 |
| Salaries and employee benefits | $370,000 | 7,118 |
| Premises and equipment expense | $139,000 | 6,029 |
| Additional noninterest expense | $179,000 | 7,237 |
| Pre-tax net operating income | $382,000 | 4,878 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $106,000 | 3,393 |
| Income before extraordinary items | $276,000 | 5,137 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $276,000 | 5,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,124 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $276,000 | 5,070 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $785,000 | 6,755 |
| Total interest expense | $350,000 | 6,516 |
| Net interest income | $435,000 | 6,844 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $66,000 | 6,219 |
| Gross Fiduciary activities income | $3,000 | 1,170 |
| Service charges on deposit accounts | $49,000 | 4,843 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $14,000 | 6,895 |
| Total noninterest expense | $368,000 | 6,995 |
| Salaries and employee benefits | $204,000 | 6,968 |
| Premises and equipment expense | $71,000 | 6,004 |
| Additional noninterest expense | $93,000 | 7,181 |
| Pre-tax net operating income | $133,000 | 5,620 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $32,000 | 3,996 |
| Income before extraordinary items | $101,000 | 5,826 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $101,000 | 5,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,162 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $101,000 | 5,733 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,909,000 | 6,895 |
| Total interest expense | $1,347,000 | 6,646 |
| Net interest income | $1,562,000 | 7,044 |
| Provision for loan and lease losses | $59,000 | 5,555 |
| Total noninterest income | $260,000 | 6,311 |
| Gross Fiduciary activities income | $18,000 | 1,168 |
| Service charges on deposit accounts | $160,000 | 5,320 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $82,000 | 6,501 |
| Total noninterest expense | $1,291,000 | 7,223 |
| Salaries and employee benefits | $733,000 | 7,173 |
| Premises and equipment expense | $254,000 | 6,213 |
| Additional noninterest expense | $304,000 | 7,517 |
| Pre-tax net operating income | $472,000 | 6,077 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $104,000 | 4,457 |
| Income before extraordinary items | $368,000 | 6,170 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $368,000 | 6,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,564 |
| Cash dividends | $95,000 | 5,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $368,000 | 6,150 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,135,000 | 6,993 |
| Total interest expense | $993,000 | 6,699 |
| Net interest income | $1,142,000 | 7,130 |
| Provision for loan and lease losses | $59,000 | 4,893 |
| Total noninterest income | $166,000 | 6,631 |
| Gross Fiduciary activities income | $3,000 | 1,319 |
| Service charges on deposit accounts | $111,000 | 5,460 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $52,000 | 6,738 |
| Total noninterest expense | $939,000 | 7,261 |
| Salaries and employee benefits | $526,000 | 7,221 |
| Premises and equipment expense | $189,000 | 6,213 |
| Additional noninterest expense | $224,000 | 7,532 |
| Pre-tax net operating income | $310,000 | 6,524 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $72,000 | 4,697 |
| Income before extraordinary items | $238,000 | 6,611 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $238,000 | 6,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,905 |
| Cash dividends | $34,000 | 5,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $238,000 | 6,601 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,395,000 | 7,071 |
| Total interest expense | $642,000 | 6,778 |
| Net interest income | $753,000 | 7,215 |
| Provision for loan and lease losses | $18,000 | 5,390 |
| Total noninterest income | $105,000 | 6,773 |
| Gross Fiduciary activities income | $3,000 | 1,282 |
| Service charges on deposit accounts | $68,000 | 5,632 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $34,000 | 6,824 |
| Total noninterest expense | $625,000 | 7,311 |
| Salaries and employee benefits | $349,000 | 7,291 |
| Premises and equipment expense | $123,000 | 6,299 |
| Additional noninterest expense | $153,000 | 7,541 |
| Pre-tax net operating income | $215,000 | 6,545 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $52,000 | 4,731 |
| Income before extraordinary items | $163,000 | 6,637 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $163,000 | 6,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,302 |
| Cash dividends | $34,000 | 4,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $163,000 | 6,630 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $696,000 | 7,089 |
| Total interest expense | $310,000 | 6,848 |
| Net interest income | $386,000 | 7,180 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $54,000 | 6,707 |
| Gross Fiduciary activities income | $3,000 | 1,184 |
| Service charges on deposit accounts | $30,000 | 5,797 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $21,000 | 6,540 |
| Total noninterest expense | $338,000 | 7,201 |
| Salaries and employee benefits | $193,000 | 7,125 |
| Premises and equipment expense | $59,000 | 6,441 |
| Additional noninterest expense | $86,000 | 7,356 |
| Pre-tax net operating income | $102,000 | 6,636 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $24,000 | 4,803 |
| Income before extraordinary items | $78,000 | 6,739 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $78,000 | 6,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $78,000 | 6,718 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,423,000 | 7,204 |
| Total interest expense | $1,033,000 | 6,881 |
| Net interest income | $1,390,000 | 7,319 |
| Provision for loan and lease losses | $47,000 | 5,681 |
| Total noninterest income | $172,000 | 7,142 |
| Gross Fiduciary activities income | $6,000 | 1,339 |
| Service charges on deposit accounts | $100,000 | 6,156 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $66,000 | 6,936 |
| Total noninterest expense | $1,097,000 | 7,558 |
| Salaries and employee benefits | $630,000 | 7,503 |
| Premises and equipment expense | $180,000 | 6,924 |
| Additional noninterest expense | $287,000 | 7,645 |
| Pre-tax net operating income | $418,000 | 6,730 |
| Securities gains (losses) | $-12,000 | 7,357 |
| Applicable income taxes | $112,000 | 4,878 |
| Income before extraordinary items | $294,000 | 6,939 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $294,000 | 6,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,587 |
| Cash dividends | $89,000 | 5,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $302,640 | 6,912 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,776,000 | 7,286 |
| Total interest expense | $739,000 | 6,948 |
| Net interest income | $1,037,000 | 7,394 |
| Provision for loan and lease losses | $36,000 | 5,493 |
| Total noninterest income | $115,000 | 7,339 |
| Gross Fiduciary activities income | $3,000 | 1,330 |
| Service charges on deposit accounts | $71,000 | 6,303 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $41,000 | 7,178 |
| Total noninterest expense | $776,000 | 7,656 |
| Salaries and employee benefits | $429,000 | 7,664 |
| Premises and equipment expense | $133,000 | 6,982 |
| Additional noninterest expense | $214,000 | 7,679 |
| Pre-tax net operating income | $340,000 | 6,826 |
| Securities gains (losses) | $-11,000 | 7,627 |
| Applicable income taxes | $85,000 | 5,067 |
| Income before extraordinary items | $244,000 | 6,998 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $244,000 | 7,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,298 |
| Cash dividends | $34,000 | 5,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $252,140 | 6,969 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,147,000 | 7,353 |
| Total interest expense | $465,000 | 6,995 |
| Net interest income | $682,000 | 7,474 |
| Provision for loan and lease losses | $36,000 | 4,837 |
| Total noninterest income | $76,000 | 7,394 |
| Gross Fiduciary activities income | $3,000 | 1,300 |
| Service charges on deposit accounts | $44,000 | 6,413 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $29,000 | 7,165 |
| Total noninterest expense | $530,000 | 7,638 |
| Salaries and employee benefits | $304,000 | 7,601 |
| Premises and equipment expense | $83,000 | 7,114 |
| Additional noninterest expense | $143,000 | 7,697 |
| Pre-tax net operating income | $192,000 | 7,127 |
| Securities gains (losses) | $-12,000 | 7,917 |
| Applicable income taxes | $41,000 | 5,369 |
| Income before extraordinary items | $139,000 | 7,240 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $139,000 | 7,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $148,240 | 7,185 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $556,000 | 7,408 |
| Total interest expense | $219,000 | 7,055 |
| Net interest income | $337,000 | 7,517 |
| Provision for loan and lease losses | $2,000 | 5,907 |
| Total noninterest income | $43,000 | 7,194 |
| Gross Fiduciary activities income | $3,000 | 1,214 |
| Service charges on deposit accounts | $23,000 | 6,323 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 6,929 |
| Total noninterest expense | $280,000 | 7,575 |
| Salaries and employee benefits | $161,000 | 7,500 |
| Premises and equipment expense | $44,000 | 7,013 |
| Additional noninterest expense | $75,000 | 7,620 |
| Pre-tax net operating income | $98,000 | 7,086 |
| Securities gains (losses) | $-12,000 | 8,270 |
| Applicable income taxes | $19,000 | 5,395 |
| Income before extraordinary items | $67,000 | 7,241 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $67,000 | 7,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $76,360 | 7,109 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,137,000 | 7,322 |
| Total interest expense | $795,000 | 6,801 |
| Net interest income | $1,342,000 | 7,507 |
| Provision for loan and lease losses | $33,000 | 6,135 |
| Total noninterest income | $183,000 | 7,203 |
| Gross Fiduciary activities income | $6,000 | 1,363 |
| Service charges on deposit accounts | $85,000 | 6,496 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $92,000 | 6,533 |
| Total noninterest expense | $1,073,000 | 7,617 |
| Salaries and employee benefits | $613,000 | 7,580 |
| Premises and equipment expense | $173,000 | 7,026 |
| Additional noninterest expense | $287,000 | 7,723 |
| Pre-tax net operating income | $419,000 | 7,003 |
| Securities gains (losses) | $1,000 | 2,117 |
| Applicable income taxes | $111,000 | 5,291 |
| Income before extraordinary items | $309,000 | 7,145 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $309,000 | 7,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,088 |
| Cash dividends | $55,000 | 5,754 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $308,260 | 7,133 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,574,000 | 7,375 |
| Total interest expense | $576,000 | 6,804 |
| Net interest income | $998,000 | 7,563 |
| Provision for loan and lease losses | $33,000 | 5,738 |
| Total noninterest income | $109,000 | 7,560 |
| Gross Fiduciary activities income | $2,000 | 1,379 |
| Service charges on deposit accounts | $62,000 | 6,577 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $45,000 | 7,190 |
| Total noninterest expense | $786,000 | 7,648 |
| Salaries and employee benefits | $441,000 | 7,630 |
| Premises and equipment expense | $123,000 | 7,119 |
| Additional noninterest expense | $222,000 | 7,672 |
| Pre-tax net operating income | $288,000 | 7,252 |
| Securities gains (losses) | $1,000 | 2,135 |
| Applicable income taxes | $73,000 | 5,514 |
| Income before extraordinary items | $216,000 | 7,356 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $216,000 | 7,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,280 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $215,250 | 7,333 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,027,000 | 7,397 |
| Total interest expense | $375,000 | 6,749 |
| Net interest income | $652,000 | 7,615 |
| Provision for loan and lease losses | $25,000 | 5,445 |
| Total noninterest income | $72,000 | 7,573 |
| Gross Fiduciary activities income | $2,000 | 1,342 |
| Service charges on deposit accounts | $38,000 | 6,682 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $32,000 | 7,096 |
| Total noninterest expense | $535,000 | 7,618 |
| Salaries and employee benefits | $297,000 | 7,633 |
| Premises and equipment expense | $75,000 | 7,276 |
| Additional noninterest expense | $163,000 | 7,474 |
| Pre-tax net operating income | $164,000 | 7,443 |
| Securities gains (losses) | $3,000 | 1,754 |
| Applicable income taxes | $38,000 | 5,720 |
| Income before extraordinary items | $129,000 | 7,512 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $129,000 | 7,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 2,562 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $126,690 | 7,490 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $505,000 | 7,467 |
| Total interest expense | $182,000 | 6,764 |
| Net interest income | $323,000 | 7,696 |
| Provision for loan and lease losses | $25,000 | 4,374 |
| Total noninterest income | $37,000 | 7,531 |
| Gross Fiduciary activities income | $3,000 | 1,221 |
| Service charges on deposit accounts | $17,000 | 6,822 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 7,096 |
| Total noninterest expense | $298,000 | 7,461 |
| Salaries and employee benefits | $165,000 | 7,448 |
| Premises and equipment expense | $38,000 | 7,311 |
| Additional noninterest expense | $95,000 | 7,250 |
| Pre-tax net operating income | $37,000 | 8,060 |
| Securities gains (losses) | $8,000 | 1,073 |
| Applicable income taxes | $6,000 | 6,318 |
| Income before extraordinary items | $39,000 | 7,945 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $39,000 | 7,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $32,040 | 8,032 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,991,000 | 7,388 |
| Total interest expense | $690,000 | 6,632 |
| Net interest income | $1,301,000 | 7,600 |
| Provision for loan and lease losses | $35,000 | 6,319 |
| Total noninterest income | $168,000 | 7,448 |
| Gross Fiduciary activities income | $12,000 | 1,285 |
| Service charges on deposit accounts | $74,000 | 6,886 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $82,000 | 6,739 |
| Total noninterest expense | $1,071,000 | 7,669 |
| Salaries and employee benefits | $651,000 | 7,470 |
| Premises and equipment expense | $140,000 | 7,441 |
| Additional noninterest expense | $280,000 | 7,815 |
| Pre-tax net operating income | $363,000 | 7,229 |
| Securities gains (losses) | $9,000 | 2,866 |
| Applicable income taxes | $92,000 | 5,595 |
| Income before extraordinary items | $280,000 | 7,313 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $280,000 | 7,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,978 |
| Cash dividends | $98,000 | 5,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $273,250 | 7,288 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,468,000 | 7,445 |
| Total interest expense | $507,000 | 6,666 |
| Net interest income | $961,000 | 7,656 |
| Provision for loan and lease losses | $35,000 | 5,873 |
| Total noninterest income | $103,000 | 7,757 |
| Gross Fiduciary activities income | $2,000 | 1,430 |
| Service charges on deposit accounts | $54,000 | 6,965 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $47,000 | 7,150 |
| Total noninterest expense | $789,000 | 7,674 |
| Salaries and employee benefits | $467,000 | 7,527 |
| Premises and equipment expense | $104,000 | 7,455 |
| Additional noninterest expense | $218,000 | 7,763 |
| Pre-tax net operating income | $240,000 | 7,507 |
| Securities gains (losses) | $9,000 | 2,772 |
| Applicable income taxes | $63,000 | 5,791 |
| Income before extraordinary items | $186,000 | 7,563 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $186,000 | 7,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,579 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $179,250 | 7,544 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $954,000 | 7,540 |
| Total interest expense | $334,000 | 6,729 |
| Net interest income | $620,000 | 7,753 |
| Provision for loan and lease losses | $26,000 | 5,598 |
| Total noninterest income | $70,000 | 7,781 |
| Gross Fiduciary activities income | $2,000 | 1,383 |
| Service charges on deposit accounts | $35,000 | 7,014 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $33,000 | 7,099 |
| Total noninterest expense | $520,000 | 7,746 |
| Salaries and employee benefits | $308,000 | 7,602 |
| Premises and equipment expense | $68,000 | 7,517 |
| Additional noninterest expense | $144,000 | 7,800 |
| Pre-tax net operating income | $144,000 | 7,593 |
| Securities gains (losses) | $9,000 | 2,475 |
| Applicable income taxes | $36,000 | 5,909 |
| Income before extraordinary items | $117,000 | 7,616 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $117,000 | 7,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $110,160 | 7,615 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $475,000 | 7,599 |
| Total interest expense | $170,000 | 6,754 |
| Net interest income | $305,000 | 7,816 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $38,000 | 7,671 |
| Gross Fiduciary activities income | $2,000 | 1,290 |
| Service charges on deposit accounts | $17,000 | 7,025 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $19,000 | 6,892 |
| Total noninterest expense | $287,000 | 7,598 |
| Salaries and employee benefits | $169,000 | 7,427 |
| Premises and equipment expense | $37,000 | 7,419 |
| Additional noninterest expense | $81,000 | 7,616 |
| Pre-tax net operating income | $56,000 | 7,822 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $11,000 | 6,197 |
| Income before extraordinary items | $45,000 | 7,876 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $45,000 | 7,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $45,000 | 7,813 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,016,000 | 7,517 |
| Total interest expense | $813,000 | 6,666 |
| Net interest income | $1,203,000 | 7,811 |
| Provision for loan and lease losses | $44,000 | 6,457 |
| Total noninterest income | $190,000 | 7,435 |
| Gross Fiduciary activities income | $5,000 | 1,443 |
| Service charges on deposit accounts | $82,000 | 6,865 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $103,000 | 6,482 |
| Total noninterest expense | $1,007,000 | 7,860 |
| Salaries and employee benefits | $584,000 | 7,764 |
| Premises and equipment expense | $147,000 | 7,439 |
| Additional noninterest expense | $276,000 | 7,922 |
| Pre-tax net operating income | $342,000 | 7,271 |
| Securities gains (losses) | $51,000 | 2,493 |
| Applicable income taxes | $114,000 | 5,580 |
| Income before extraordinary items | $279,000 | 7,382 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $279,000 | 7,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 4,282 |
| Cash dividends | $141,000 | 5,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $242,790 | 7,426 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,527,000 | 7,586 |
| Total interest expense | $632,000 | 6,728 |
| Net interest income | $895,000 | 7,889 |
| Provision for loan and lease losses | $41,000 | 6,075 |
| Total noninterest income | $144,000 | 7,462 |
| Gross Fiduciary activities income | $4,000 | 1,409 |
| Service charges on deposit accounts | $60,000 | 6,953 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $80,000 | 6,465 |
| Total noninterest expense | $733,000 | 7,919 |
| Salaries and employee benefits | $413,000 | 7,869 |
| Premises and equipment expense | $110,000 | 7,458 |
| Additional noninterest expense | $210,000 | 7,900 |
| Pre-tax net operating income | $265,000 | 7,362 |
| Securities gains (losses) | $40,000 | 2,501 |
| Applicable income taxes | $90,000 | 5,682 |
| Income before extraordinary items | $215,000 | 7,492 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $215,000 | 7,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,373 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $187,000 | 7,525 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,049,000 | 7,585 |
| Total interest expense | $433,000 | 6,781 |
| Net interest income | $616,000 | 7,851 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $104,000 | 7,327 |
| Gross Fiduciary activities income | $3,000 | 1,400 |
| Service charges on deposit accounts | $40,000 | 6,948 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $61,000 | 6,230 |
| Total noninterest expense | $491,000 | 7,927 |
| Salaries and employee benefits | $271,000 | 7,922 |
| Premises and equipment expense | $76,000 | 7,385 |
| Additional noninterest expense | $144,000 | 7,852 |
| Pre-tax net operating income | $229,000 | 6,977 |
| Securities gains (losses) | $34,000 | 2,284 |
| Applicable income taxes | $85,000 | 5,338 |
| Income before extraordinary items | $178,000 | 7,184 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $178,000 | 7,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,844 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $154,880 | 7,226 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $515,000 | 7,671 |
| Total interest expense | $220,000 | 6,817 |
| Net interest income | $295,000 | 7,958 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $41,000 | 7,709 |
| Gross Fiduciary activities income | $3,000 | 1,293 |
| Service charges on deposit accounts | $20,000 | 6,904 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $18,000 | 7,075 |
| Total noninterest expense | $254,000 | 7,891 |
| Salaries and employee benefits | $127,000 | 8,084 |
| Premises and equipment expense | $38,000 | 7,422 |
| Additional noninterest expense | $89,000 | 7,438 |
| Pre-tax net operating income | $82,000 | 7,489 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $22,000 | 5,997 |
| Income before extraordinary items | $60,000 | 7,685 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $60,000 | 7,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $60,000 | 7,538 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,254,000 | 7,590 |
| Total interest expense | $1,039,000 | 6,834 |
| Net interest income | $1,215,000 | 7,908 |
| Provision for loan and lease losses | $145,000 | 5,001 |
| Total noninterest income | $171,000 | 7,604 |
| Gross Fiduciary activities income | $4,000 | 1,538 |
| Service charges on deposit accounts | $94,000 | 6,675 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $73,000 | 7,016 |
| Total noninterest expense | $1,016,000 | 7,900 |
| Salaries and employee benefits | $575,000 | 7,822 |
| Premises and equipment expense | $163,000 | 7,269 |
| Additional noninterest expense | $278,000 | 7,966 |
| Pre-tax net operating income | $225,000 | 7,840 |
| Securities gains (losses) | $62,000 | 2,209 |
| Applicable income taxes | $71,000 | 6,269 |
| Income before extraordinary items | $216,000 | 7,751 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $216,000 | 7,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,660 |
| Cash dividends | $44,000 | 6,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $169,500 | 7,894 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,517,000 | 7,736 |
| Total interest expense | $1,379,000 | 7,230 |
| Net interest income | $1,138,000 | 8,013 |
| Provision for loan and lease losses | $74,000 | 6,121 |
| Total noninterest income | $151,000 | 7,833 |
| Gross Fiduciary activities income | $4,000 | 1,566 |
| Service charges on deposit accounts | $75,000 | 7,070 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $72,000 | 7,063 |
| Total noninterest expense | $946,000 | 8,099 |
| Salaries and employee benefits | $540,000 | 7,978 |
| Premises and equipment expense | $162,000 | 7,325 |
| Additional noninterest expense | $244,000 | 8,270 |
| Pre-tax net operating income | $269,000 | 7,550 |
| Securities gains (losses) | $58,000 | 2,211 |
| Applicable income taxes | $84,000 | 6,208 |
| Income before extraordinary items | $243,000 | 7,476 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $243,000 | 7,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,619 |
| Cash dividends | $45,000 | 6,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $200,080 | 7,614 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,399,000 | 8,012 |
| Total interest expense | $1,365,000 | 7,428 |
| Net interest income | $1,034,000 | 8,415 |
| Provision for loan and lease losses | $90,000 | 5,514 |
| Total noninterest income | $105,000 | 8,528 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 7,215 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 8,303 |
| Total noninterest expense | $914,000 | 8,265 |
| Salaries and employee benefits | $500,000 | 8,242 |
| Premises and equipment expense | $164,000 | 7,343 |
| Additional noninterest expense | $250,000 | 8,338 |
| Pre-tax net operating income | $135,000 | 8,663 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $9,000 | 8,091 |
| Income before extraordinary items | $127,000 | 8,544 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $127,000 | 8,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,790 |
| Cash dividends | $99,000 | 6,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $126,070 | 8,551 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,338,000 | 8,092 |
| Total interest expense | $1,279,000 | 7,454 |
| Net interest income | $1,059,000 | 8,496 |
| Provision for loan and lease losses | $69,000 | 5,962 |
| Total noninterest income | $154,000 | 8,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 7,328 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 7,068 |
| Total noninterest expense | $885,000 | 8,474 |
| Salaries and employee benefits | $485,000 | 8,423 |
| Premises and equipment expense | $164,000 | 7,413 |
| Additional noninterest expense | $236,000 | 8,694 |
| Pre-tax net operating income | $259,000 | 8,294 |
| Securities gains (losses) | $4,000 | 2,267 |
| Applicable income taxes | $44,000 | 7,746 |
| Income before extraordinary items | $219,000 | 8,155 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $219,000 | 8,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,573 |
| Cash dividends | $39,000 | 6,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $215,680 | 8,155 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,292,000 | 8,318 |
| Total interest expense | $1,298,000 | 7,681 |
| Net interest income | $994,000 | 8,806 |
| Provision for loan and lease losses | $10,000 | 8,212 |
| Total noninterest income | $153,000 | 8,184 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 7,628 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 6,959 |
| Total noninterest expense | $893,000 | 8,454 |
| Salaries and employee benefits | $475,000 | 8,511 |
| Premises and equipment expense | $176,000 | 7,131 |
| Additional noninterest expense | $242,000 | 8,682 |
| Pre-tax net operating income | $244,000 | 8,697 |
| Securities gains (losses) | $10,000 | 2,952 |
| Applicable income taxes | $50,000 | 8,328 |
| Income before extraordinary items | $204,000 | 8,591 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $204,000 | 8,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,584 |
| Cash dividends | $35,000 | 7,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $196,000 | 8,582 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,258,000 | 8,693 |
| Total interest expense | $1,214,000 | 8,072 |
| Net interest income | $1,044,000 | 9,081 |
| Provision for loan and lease losses | $20,000 | 7,880 |
| Total noninterest income | $143,000 | 8,703 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 7,630 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 7,946 |
| Total noninterest expense | $868,000 | 8,792 |
| Salaries and employee benefits | $458,000 | 8,899 |
| Premises and equipment expense | $111,000 | 8,713 |
| Additional noninterest expense | $299,000 | 8,326 |
| Pre-tax net operating income | $299,000 | 9,007 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $79,000 | 8,756 |
| Income before extraordinary items | $220,000 | 8,985 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $220,000 | 8,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,858 |
| Cash dividends | $31,000 | 7,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $220,000 | 8,955 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,012,000 | 9,355 |
| Total interest expense | $983,000 | 9,067 |
| Net interest income | $1,029,000 | 9,474 |
| Provision for loan and lease losses | $10,000 | 8,531 |
| Total noninterest income | $125,000 | 9,446 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 7,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 9,116 |
| Total noninterest expense | $741,000 | 9,671 |
| Salaries and employee benefits | $425,000 | 9,429 |
| Premises and equipment expense | $67,000 | 10,175 |
| Additional noninterest expense | $249,000 | 9,405 |
| Pre-tax net operating income | $403,000 | 8,485 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $136,000 | 8,111 |
| Income before extraordinary items | $268,000 | 8,679 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $268,000 | 8,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,880 |
| Cash dividends | $27,000 | 7,941 |
| Sale, conversion, retirement of capital stock, net | $-997,000 | 11,427 |
| Net operating income | $267,340 | 8,624 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,916,000 | 9,854 |
| Total interest expense | $910,000 | 9,586 |
| Net interest income | $1,006,000 | 9,928 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $84,000 | 10,651 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 9,088 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 10,336 |
| Total noninterest expense | $698,000 | 10,195 |
| Salaries and employee benefits | $402,000 | 9,931 |
| Premises and equipment expense | $89,000 | 9,947 |
| Additional noninterest expense | $207,000 | 10,333 |
| Pre-tax net operating income | $392,000 | 9,120 |
| Securities gains (losses) | $-5,000 | 9,676 |
| Applicable income taxes | $141,000 | 8,433 |
| Income before extraordinary items | $246,000 | 9,450 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $246,000 | 9,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 10,558 |
| Cash dividends | $52,000 | 7,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $249,200 | 9,402 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,906,000 | 9,976 |
| Total interest expense | $779,000 | 9,713 |
| Net interest income | $1,127,000 | 9,979 |
| Provision for loan and lease losses | $65,000 | 5,465 |
| Total noninterest income | $67,000 | 11,559 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 10,191 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 10,653 |
| Total noninterest expense | $693,000 | 10,727 |
| Salaries and employee benefits | $365,000 | 10,598 |
| Premises and equipment expense | $88,000 | 10,406 |
| Additional noninterest expense | $240,000 | 10,646 |
| Pre-tax net operating income | $436,000 | 9,090 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $147,000 | 8,368 |
| Income before extraordinary items | $289,000 | 9,265 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $289,000 | 9,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,622 |
| Cash dividends | $51,000 | 7,890 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $289,000 | 9,329 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,967,000 | 10,250 |
| Total interest expense | $834,000 | 9,866 |
| Net interest income | $1,133,000 | 10,286 |
| Provision for loan and lease losses | $75,000 | 6,449 |
| Total noninterest income | $54,000 | 12,434 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 10,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 11,745 |
| Total noninterest expense | $639,000 | 11,444 |
| Salaries and employee benefits | $345,000 | 11,200 |
| Premises and equipment expense | $86,000 | 10,933 |
| Additional noninterest expense | $208,000 | 11,617 |
| Pre-tax net operating income | $473,000 | 8,836 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $158,000 | 8,455 |
| Income before extraordinary items | $315,000 | 9,302 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $315,000 | 9,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 5,678 |
| Cash dividends | $62,000 | 7,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $315,000 | 9,049 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,042,000 | 10,824 |
| Total interest expense | $1,037,000 | 10,241 |
| Net interest income | $1,005,000 | 11,084 |
| Provision for loan and lease losses | $25,000 | 10,242 |
| Total noninterest income | $53,000 | 13,040 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $26,000 | 11,193 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 12,017 |
| Total noninterest expense | $577,000 | 12,194 |
| Salaries and employee benefits | $325,000 | 11,730 |
| Premises and equipment expense | $109,000 | 10,409 |
| Additional noninterest expense | $143,000 | 13,060 |
| Pre-tax net operating income | $456,000 | 8,746 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $152,000 | 8,570 |
| Income before extraordinary items | $304,000 | 9,262 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $304,000 | 9,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 9,428 |
| Cash dividends | $75,000 | 7,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $304,000 | 8,889 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.