Home > Farmers National Bank of Kansas > Income and Expense
Farmers National Bank of Kansas, Income and Expense
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,388,000 | 6,341 |
| Total interest expense | $204,000 | 6,220 |
| Net interest income | $1,184,000 | 6,318 |
| Provision for loan and lease losses | $5,000 | 5,679 |
| Total noninterest income | $128,000 | 5,931 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $97,000 | 5,091 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $31,000 | 6,078 |
| Total noninterest expense | $920,000 | 6,434 |
| Salaries and employee benefits | $480,000 | 6,443 |
| Premises and equipment expense | $100,000 | 6,337 |
| Additional noninterest expense | $340,000 | 6,255 |
| Pre-tax net operating income | $387,000 | 5,031 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $138,000 | 3,146 |
| Income before extraordinary items | $249,000 | 5,527 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $249,000 | 5,527 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $249,000 | 5,527 |
| Net charge-offs | $3,000 | 5,588 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $249,000 | 5,339 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $924,000 | 6,403 |
| Total interest expense | $143,000 | 6,252 |
| Net interest income | $781,000 | 6,373 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $85,000 | 5,963 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $62,000 | 5,181 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $23,000 | 6,059 |
| Total noninterest expense | $604,000 | 6,497 |
| Salaries and employee benefits | $318,000 | 6,507 |
| Premises and equipment expense | $65,000 | 6,409 |
| Additional noninterest expense | $221,000 | 6,319 |
| Pre-tax net operating income | $262,000 | 5,002 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $96,000 | 3,089 |
| Income before extraordinary items | $166,000 | 5,544 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $166,000 | 5,543 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $166,000 | 5,543 |
| Net charge-offs | $-2,000 | 6,263 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $166,000 | 5,360 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $463,000 | 6,454 |
| Total interest expense | $74,000 | 6,301 |
| Net interest income | $389,000 | 6,427 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $40,000 | 6,083 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $28,000 | 5,334 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $12,000 | 6,109 |
| Total noninterest expense | $306,000 | 6,546 |
| Salaries and employee benefits | $158,000 | 6,567 |
| Premises and equipment expense | $30,000 | 6,501 |
| Additional noninterest expense | $118,000 | 6,284 |
| Pre-tax net operating income | $123,000 | 5,175 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $45,000 | 3,152 |
| Income before extraordinary items | $78,000 | 5,634 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $78,000 | 5,634 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $78,000 | 5,634 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $78,000 | 5,477 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,936,000 | 6,493 |
| Total interest expense | $380,000 | 6,279 |
| Net interest income | $1,556,000 | 6,477 |
| Provision for loan and lease losses | $40,000 | 5,963 |
| Total noninterest income | $173,000 | 5,891 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $124,000 | 5,210 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $49,000 | 5,934 |
| Total noninterest expense | $1,220,000 | 6,617 |
| Salaries and employee benefits | $603,000 | 6,691 |
| Premises and equipment expense | $115,000 | 6,716 |
| Additional noninterest expense | $502,000 | 6,279 |
| Pre-tax net operating income | $469,000 | 4,792 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $170,000 | 3,028 |
| Income before extraordinary items | $299,000 | 5,251 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $299,000 | 5,253 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $299,000 | 5,253 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $102,000 | 3,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $299,000 | 5,136 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,453,000 | 6,556 |
| Total interest expense | $297,000 | 6,328 |
| Net interest income | $1,156,000 | 6,543 |
| Provision for loan and lease losses | $40,000 | 5,694 |
| Total noninterest income | $124,000 | 6,062 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $90,000 | 5,286 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $34,000 | 6,085 |
| Total noninterest expense | $906,000 | 6,659 |
| Salaries and employee benefits | $446,000 | 6,739 |
| Premises and equipment expense | $78,000 | 6,825 |
| Additional noninterest expense | $382,000 | 6,296 |
| Pre-tax net operating income | $334,000 | 4,996 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $121,000 | 3,070 |
| Income before extraordinary items | $213,000 | 5,438 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $213,000 | 5,438 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $213,000 | 5,438 |
| Net charge-offs | $20,000 | 5,533 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $213,000 | 5,300 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $956,000 | 6,629 |
| Total interest expense | $206,000 | 6,384 |
| Net interest income | $750,000 | 6,627 |
| Provision for loan and lease losses | $40,000 | 5,272 |
| Total noninterest income | $77,000 | 6,169 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $56,000 | 5,379 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $21,000 | 6,204 |
| Total noninterest expense | $594,000 | 6,749 |
| Salaries and employee benefits | $297,000 | 6,804 |
| Premises and equipment expense | $53,000 | 6,870 |
| Additional noninterest expense | $244,000 | 6,419 |
| Pre-tax net operating income | $193,000 | 5,149 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $70,000 | 3,128 |
| Income before extraordinary items | $123,000 | 5,538 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $123,000 | 5,537 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $123,000 | 5,538 |
| Net charge-offs | $20,000 | 5,048 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $123,000 | 5,449 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $477,000 | 6,678 |
| Total interest expense | $104,000 | 6,463 |
| Net interest income | $373,000 | 6,662 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $36,000 | 6,311 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $27,000 | 5,395 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $9,000 | 6,441 |
| Total noninterest expense | $301,000 | 6,779 |
| Salaries and employee benefits | $147,000 | 6,864 |
| Premises and equipment expense | $22,000 | 7,060 |
| Additional noninterest expense | $132,000 | 6,369 |
| Pre-tax net operating income | $108,000 | 5,046 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $39,000 | 3,012 |
| Income before extraordinary items | $69,000 | 5,430 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $69,000 | 5,429 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $69,000 | 5,430 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $69,000 | 5,381 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,960,000 | 6,746 |
| Total interest expense | $481,000 | 6,580 |
| Net interest income | $1,479,000 | 6,730 |
| Provision for loan and lease losses | $30,000 | 6,683 |
| Total noninterest income | $168,000 | 6,175 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $122,000 | 5,235 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $46,000 | 6,173 |
| Total noninterest expense | $1,174,000 | 6,895 |
| Salaries and employee benefits | $565,000 | 6,997 |
| Premises and equipment expense | $103,000 | 7,029 |
| Additional noninterest expense | $506,000 | 6,482 |
| Pre-tax net operating income | $443,000 | 4,506 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $161,000 | 2,879 |
| Income before extraordinary items | $282,000 | 5,003 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $282,000 | 5,006 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $282,000 | 5,006 |
| Net charge-offs | $45,000 | 5,971 |
| Cash dividends | $68,000 | 3,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $282,000 | 4,863 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,469,000 | 6,850 |
| Total interest expense | $367,000 | 6,691 |
| Net interest income | $1,102,000 | 6,844 |
| Provision for loan and lease losses | $30,000 | 6,511 |
| Total noninterest income | $126,000 | 6,289 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $94,000 | 5,274 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $32,000 | 6,375 |
| Total noninterest expense | $881,000 | 6,963 |
| Salaries and employee benefits | $414,000 | 7,093 |
| Premises and equipment expense | $82,000 | 7,068 |
| Additional noninterest expense | $385,000 | 6,522 |
| Pre-tax net operating income | $317,000 | 4,792 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $115,000 | 3,011 |
| Income before extraordinary items | $202,000 | 5,288 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $202,000 | 5,290 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $202,000 | 5,291 |
| Net charge-offs | $-2,000 | 7,281 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $202,000 | 5,132 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $973,000 | 6,916 |
| Total interest expense | $246,000 | 6,774 |
| Net interest income | $727,000 | 6,890 |
| Provision for loan and lease losses | $30,000 | 6,130 |
| Total noninterest income | $81,000 | 6,357 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $60,000 | 5,340 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $21,000 | 6,429 |
| Total noninterest expense | $567,000 | 7,065 |
| Salaries and employee benefits | $256,000 | 7,223 |
| Premises and equipment expense | $47,000 | 7,250 |
| Additional noninterest expense | $264,000 | 6,497 |
| Pre-tax net operating income | $211,000 | 4,875 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $74,000 | 3,032 |
| Income before extraordinary items | $137,000 | 5,297 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $137,000 | 5,299 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $137,000 | 5,298 |
| Net charge-offs | $-2,000 | 7,211 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $137,000 | 5,153 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $502,000 | 6,957 |
| Total interest expense | $124,000 | 6,875 |
| Net interest income | $378,000 | 6,900 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $42,000 | 6,351 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $33,000 | 5,208 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $9,000 | 6,695 |
| Total noninterest expense | $278,000 | 7,172 |
| Salaries and employee benefits | $131,000 | 7,292 |
| Premises and equipment expense | $22,000 | 7,387 |
| Additional noninterest expense | $125,000 | 6,652 |
| Pre-tax net operating income | $112,000 | 4,922 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $41,000 | 2,936 |
| Income before extraordinary items | $71,000 | 5,387 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $71,000 | 5,388 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $71,000 | 5,387 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $71,000 | 5,279 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,031,000 | 7,032 |
| Total interest expense | $619,000 | 6,876 |
| Net interest income | $1,412,000 | 7,005 |
| Provision for loan and lease losses | $40,000 | 6,951 |
| Total noninterest income | $176,000 | 6,399 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $128,000 | 5,400 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $48,000 | 6,408 |
| Total noninterest expense | $1,140,000 | 7,238 |
| Salaries and employee benefits | $564,000 | 7,283 |
| Premises and equipment expense | $100,000 | 7,381 |
| Additional noninterest expense | $476,000 | 6,861 |
| Pre-tax net operating income | $408,000 | 4,216 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $149,000 | 2,607 |
| Income before extraordinary items | $259,000 | 4,610 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $259,000 | 4,610 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $259,000 | 4,611 |
| Net charge-offs | $-3,000 | 7,786 |
| Cash dividends | $34,000 | 4,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $259,000 | 4,540 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,513,000 | 7,126 |
| Total interest expense | $476,000 | 6,962 |
| Net interest income | $1,037,000 | 7,088 |
| Provision for loan and lease losses | $20,000 | 6,935 |
| Total noninterest income | $119,000 | 6,633 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $89,000 | 5,547 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $30,000 | 6,710 |
| Total noninterest expense | $845,000 | 7,296 |
| Salaries and employee benefits | $424,000 | 7,329 |
| Premises and equipment expense | $60,000 | 7,621 |
| Additional noninterest expense | $361,000 | 6,878 |
| Pre-tax net operating income | $291,000 | 4,562 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $106,000 | 2,839 |
| Income before extraordinary items | $185,000 | 4,914 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $185,000 | 4,913 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $185,000 | 4,914 |
| Net charge-offs | $-2,000 | 7,695 |
| Cash dividends | $34,000 | 3,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $185,000 | 4,862 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $994,000 | 7,219 |
| Total interest expense | $327,000 | 7,022 |
| Net interest income | $667,000 | 7,168 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $74,000 | 6,766 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $54,000 | 5,697 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $20,000 | 6,800 |
| Total noninterest expense | $558,000 | 7,370 |
| Salaries and employee benefits | $290,000 | 7,371 |
| Premises and equipment expense | $36,000 | 7,770 |
| Additional noninterest expense | $232,000 | 6,975 |
| Pre-tax net operating income | $183,000 | 4,749 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $67,000 | 2,946 |
| Income before extraordinary items | $116,000 | 5,083 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $116,000 | 5,081 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $116,000 | 5,082 |
| Net charge-offs | $-1,000 | 7,516 |
| Cash dividends | $34,000 | 3,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $116,000 | 4,993 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $497,000 | 7,267 |
| Total interest expense | $173,000 | 7,026 |
| Net interest income | $324,000 | 7,253 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $34,000 | 6,884 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $26,000 | 5,712 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $8,000 | 7,040 |
| Total noninterest expense | $273,000 | 7,413 |
| Salaries and employee benefits | $145,000 | 7,417 |
| Premises and equipment expense | $19,000 | 7,764 |
| Additional noninterest expense | $109,000 | 6,952 |
| Pre-tax net operating income | $85,000 | 5,196 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $31,000 | 3,260 |
| Income before extraordinary items | $54,000 | 5,617 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $54,000 | 5,620 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $54,000 | 5,620 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $54,000 | 5,452 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,093,000 | 7,269 |
| Total interest expense | $869,000 | 7,006 |
| Net interest income | $1,224,000 | 7,332 |
| Provision for loan and lease losses | $20,000 | 7,003 |
| Total noninterest income | $182,000 | 6,619 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $134,000 | 5,508 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $48,000 | 6,793 |
| Total noninterest expense | $1,038,000 | 7,499 |
| Salaries and employee benefits | $490,000 | 7,695 |
| Premises and equipment expense | $151,000 | 7,134 |
| Additional noninterest expense | $397,000 | 7,056 |
| Pre-tax net operating income | $348,000 | 5,293 |
| Securities gains (losses) | $8,000 | 2,595 |
| Applicable income taxes | $130,000 | 3,175 |
| Income before extraordinary items | $226,000 | 5,379 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $226,000 | 5,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,009 |
| Cash dividends | $51,000 | 5,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $220,880 | 5,555 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,568,000 | 7,349 |
| Total interest expense | $672,000 | 7,071 |
| Net interest income | $896,000 | 7,433 |
| Provision for loan and lease losses | $20,000 | 6,492 |
| Total noninterest income | $131,000 | 6,776 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $99,000 | 5,550 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $32,000 | 7,052 |
| Total noninterest expense | $725,000 | 7,618 |
| Salaries and employee benefits | $360,000 | 7,741 |
| Premises and equipment expense | $112,000 | 7,221 |
| Additional noninterest expense | $253,000 | 7,302 |
| Pre-tax net operating income | $282,000 | 5,707 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $103,000 | 3,575 |
| Income before extraordinary items | $179,000 | 5,814 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $179,000 | 5,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,914 |
| Cash dividends | $51,000 | 4,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $179,000 | 5,988 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,032,000 | 7,446 |
| Total interest expense | $461,000 | 7,146 |
| Net interest income | $571,000 | 7,528 |
| Provision for loan and lease losses | $20,000 | 5,946 |
| Total noninterest income | $87,000 | 6,842 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $67,000 | 5,545 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $20,000 | 7,196 |
| Total noninterest expense | $468,000 | 7,710 |
| Salaries and employee benefits | $233,000 | 7,830 |
| Premises and equipment expense | $69,000 | 7,360 |
| Additional noninterest expense | $166,000 | 7,358 |
| Pre-tax net operating income | $170,000 | 6,005 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $62,000 | 3,878 |
| Income before extraordinary items | $108,000 | 6,285 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $108,000 | 6,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,906 |
| Cash dividends | $51,000 | 4,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $108,000 | 6,225 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $508,000 | 7,536 |
| Total interest expense | $241,000 | 7,196 |
| Net interest income | $267,000 | 7,662 |
| Provision for loan and lease losses | $10,000 | 5,419 |
| Total noninterest income | $40,000 | 6,960 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $31,000 | 5,641 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $9,000 | 7,309 |
| Total noninterest expense | $260,000 | 7,592 |
| Salaries and employee benefits | $139,000 | 7,647 |
| Premises and equipment expense | $43,000 | 7,040 |
| Additional noninterest expense | $78,000 | 7,453 |
| Pre-tax net operating income | $37,000 | 6,764 |
| Securities gains (losses) | $14,000 | 1,798 |
| Applicable income taxes | $19,000 | 4,403 |
| Income before extraordinary items | $32,000 | 6,839 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $32,000 | 6,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,965 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $23,040 | 6,887 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,930,000 | 7,613 |
| Total interest expense | $833,000 | 7,434 |
| Net interest income | $1,097,000 | 7,618 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $171,000 | 6,962 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $139,000 | 5,547 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $32,000 | 7,491 |
| Total noninterest expense | $882,000 | 7,823 |
| Salaries and employee benefits | $457,000 | 7,911 |
| Premises and equipment expense | $134,000 | 7,399 |
| Additional noninterest expense | $291,000 | 7,576 |
| Pre-tax net operating income | $386,000 | 6,309 |
| Securities gains (losses) | $31,000 | 956 |
| Applicable income taxes | $153,000 | 4,108 |
| Income before extraordinary items | $264,000 | 6,554 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $264,000 | 6,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,582 |
| Cash dividends | $51,000 | 5,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $244,160 | 6,613 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,406,000 | 7,690 |
| Total interest expense | $611,000 | 7,502 |
| Net interest income | $795,000 | 7,715 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $130,000 | 6,977 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $108,000 | 5,504 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $22,000 | 7,602 |
| Total noninterest expense | $625,000 | 7,870 |
| Salaries and employee benefits | $338,000 | 7,913 |
| Premises and equipment expense | $65,000 | 7,870 |
| Additional noninterest expense | $222,000 | 7,547 |
| Pre-tax net operating income | $300,000 | 6,569 |
| Securities gains (losses) | $27,000 | 758 |
| Applicable income taxes | $120,000 | 4,265 |
| Income before extraordinary items | $207,000 | 6,776 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $207,000 | 6,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,724 |
| Cash dividends | $51,000 | 4,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $189,720 | 6,843 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $915,000 | 7,774 |
| Total interest expense | $397,000 | 7,575 |
| Net interest income | $518,000 | 7,814 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $84,000 | 7,064 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $71,000 | 5,561 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $13,000 | 7,713 |
| Total noninterest expense | $417,000 | 7,914 |
| Salaries and employee benefits | $226,000 | 7,966 |
| Premises and equipment expense | $44,000 | 7,907 |
| Additional noninterest expense | $147,000 | 7,606 |
| Pre-tax net operating income | $185,000 | 6,729 |
| Securities gains (losses) | $22,000 | 693 |
| Applicable income taxes | $76,000 | 4,405 |
| Income before extraordinary items | $131,000 | 6,900 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $131,000 | 6,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $51,000 | 4,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $116,920 | 6,999 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $452,000 | 7,816 |
| Total interest expense | $193,000 | 7,643 |
| Net interest income | $259,000 | 7,858 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $40,000 | 7,127 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $34,000 | 5,592 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $6,000 | 7,790 |
| Total noninterest expense | $215,000 | 7,922 |
| Salaries and employee benefits | $133,000 | 7,796 |
| Premises and equipment expense | $-1,000 | 8,642 |
| Additional noninterest expense | $83,000 | 7,422 |
| Pre-tax net operating income | $84,000 | 6,872 |
| Securities gains (losses) | $9,000 | 715 |
| Applicable income taxes | $34,000 | 4,512 |
| Income before extraordinary items | $59,000 | 7,037 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $59,000 | 7,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $53,240 | 7,093 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,643,000 | 7,817 |
| Total interest expense | $635,000 | 7,641 |
| Net interest income | $1,008,000 | 7,838 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $169,000 | 7,162 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $125,000 | 5,831 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $44,000 | 7,377 |
| Total noninterest expense | $807,000 | 7,995 |
| Salaries and employee benefits | $455,000 | 7,996 |
| Premises and equipment expense | $78,000 | 8,049 |
| Additional noninterest expense | $274,000 | 7,725 |
| Pre-tax net operating income | $370,000 | 6,880 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $136,000 | 4,709 |
| Income before extraordinary items | $234,000 | 7,152 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $234,000 | 7,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $51,000 | 5,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $234,000 | 7,147 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,198,000 | 7,904 |
| Total interest expense | $451,000 | 7,734 |
| Net interest income | $747,000 | 7,928 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $121,000 | 7,277 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $91,000 | 5,951 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $30,000 | 7,516 |
| Total noninterest expense | $595,000 | 8,028 |
| Salaries and employee benefits | $337,000 | 8,007 |
| Premises and equipment expense | $60,000 | 8,067 |
| Additional noninterest expense | $198,000 | 7,797 |
| Pre-tax net operating income | $273,000 | 7,128 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $100,000 | 4,927 |
| Income before extraordinary items | $173,000 | 7,354 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $173,000 | 7,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $51,000 | 5,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $173,000 | 7,355 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $773,000 | 7,973 |
| Total interest expense | $287,000 | 7,757 |
| Net interest income | $486,000 | 7,996 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $84,000 | 7,265 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $60,000 | 5,971 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $24,000 | 7,365 |
| Total noninterest expense | $386,000 | 8,092 |
| Salaries and employee benefits | $226,000 | 8,048 |
| Premises and equipment expense | $37,000 | 8,150 |
| Additional noninterest expense | $123,000 | 7,912 |
| Pre-tax net operating income | $184,000 | 7,183 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $67,000 | 4,971 |
| Income before extraordinary items | $117,000 | 7,409 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $117,000 | 7,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $51,000 | 4,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $117,000 | 7,411 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $374,000 | 8,018 |
| Total interest expense | $134,000 | 7,823 |
| Net interest income | $240,000 | 8,042 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $42,000 | 7,231 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $29,000 | 5,974 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,271 |
| Total noninterest expense | $205,000 | 8,044 |
| Salaries and employee benefits | $113,000 | 8,060 |
| Premises and equipment expense | $19,000 | 8,122 |
| Additional noninterest expense | $73,000 | 7,672 |
| Pre-tax net operating income | $77,000 | 7,349 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $28,000 | 5,092 |
| Income before extraordinary items | $49,000 | 7,551 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $49,000 | 7,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $49,000 | 7,552 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,450,000 | 7,943 |
| Total interest expense | $434,000 | 7,803 |
| Net interest income | $1,016,000 | 7,912 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $179,000 | 7,230 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $141,000 | 5,722 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $38,000 | 7,667 |
| Total noninterest expense | $840,000 | 8,014 |
| Salaries and employee benefits | $438,000 | 8,095 |
| Premises and equipment expense | $98,000 | 7,881 |
| Additional noninterest expense | $304,000 | 7,625 |
| Pre-tax net operating income | $355,000 | 7,215 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $130,000 | 5,139 |
| Income before extraordinary items | $225,000 | 7,477 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $225,000 | 7,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $132,000 | 5,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $225,000 | 7,450 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,074,000 | 7,981 |
| Total interest expense | $315,000 | 7,818 |
| Net interest income | $759,000 | 7,968 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $138,000 | 7,213 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $112,000 | 5,656 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $26,000 | 7,789 |
| Total noninterest expense | $619,000 | 8,034 |
| Salaries and employee benefits | $326,000 | 8,077 |
| Premises and equipment expense | $62,000 | 8,073 |
| Additional noninterest expense | $231,000 | 7,604 |
| Pre-tax net operating income | $278,000 | 7,287 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $102,000 | 5,224 |
| Income before extraordinary items | $176,000 | 7,575 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $176,000 | 7,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $132,000 | 4,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $176,000 | 7,544 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $706,000 | 8,011 |
| Total interest expense | $198,000 | 7,842 |
| Net interest income | $508,000 | 7,968 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $93,000 | 7,182 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $73,000 | 5,656 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $20,000 | 7,651 |
| Total noninterest expense | $410,000 | 8,046 |
| Salaries and employee benefits | $219,000 | 8,085 |
| Premises and equipment expense | $43,000 | 8,016 |
| Additional noninterest expense | $148,000 | 7,649 |
| Pre-tax net operating income | $191,000 | 7,274 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $71,000 | 5,202 |
| Income before extraordinary items | $120,000 | 7,588 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $120,000 | 7,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $132,000 | 4,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $120,000 | 7,545 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $344,000 | 8,092 |
| Total interest expense | $96,000 | 7,901 |
| Net interest income | $248,000 | 8,082 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $45,000 | 7,228 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $35,000 | 5,695 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $10,000 | 7,741 |
| Total noninterest expense | $196,000 | 8,166 |
| Salaries and employee benefits | $103,000 | 8,227 |
| Premises and equipment expense | $19,000 | 8,223 |
| Additional noninterest expense | $74,000 | 7,713 |
| Pre-tax net operating income | $97,000 | 7,270 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $36,000 | 5,142 |
| Income before extraordinary items | $61,000 | 7,571 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $61,000 | 7,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $61,000 | 7,542 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,356,000 | 8,050 |
| Total interest expense | $347,000 | 7,882 |
| Net interest income | $1,009,000 | 8,001 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $147,000 | 7,637 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $121,000 | 6,159 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $26,000 | 8,060 |
| Total noninterest expense | $807,000 | 8,148 |
| Salaries and employee benefits | $430,000 | 8,200 |
| Premises and equipment expense | $105,000 | 7,910 |
| Additional noninterest expense | $272,000 | 7,868 |
| Pre-tax net operating income | $349,000 | 7,274 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $128,000 | 5,274 |
| Income before extraordinary items | $222,000 | 7,533 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $222,000 | 7,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,978 |
| Cash dividends | $102,000 | 5,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $221,360 | 7,502 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,007,000 | 8,094 |
| Total interest expense | $258,000 | 7,933 |
| Net interest income | $749,000 | 8,053 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $111,000 | 7,662 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $91,000 | 6,196 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $20,000 | 8,070 |
| Total noninterest expense | $592,000 | 8,177 |
| Salaries and employee benefits | $321,000 | 8,194 |
| Premises and equipment expense | $63,000 | 8,158 |
| Additional noninterest expense | $208,000 | 7,841 |
| Pre-tax net operating income | $268,000 | 7,385 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $99,000 | 5,358 |
| Income before extraordinary items | $170,000 | 7,659 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $170,000 | 7,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,697 |
| Cash dividends | $102,000 | 4,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $169,360 | 7,607 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $656,000 | 8,184 |
| Total interest expense | $173,000 | 7,994 |
| Net interest income | $483,000 | 8,157 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $88,000 | 7,448 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $74,000 | 5,866 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $14,000 | 8,074 |
| Total noninterest expense | $397,000 | 8,213 |
| Salaries and employee benefits | $218,000 | 8,224 |
| Premises and equipment expense | $43,000 | 8,166 |
| Additional noninterest expense | $136,000 | 7,898 |
| Pre-tax net operating income | $174,000 | 7,386 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $64,000 | 5,369 |
| Income before extraordinary items | $111,000 | 7,671 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $111,000 | 7,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $102,000 | 4,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $110,360 | 7,613 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $323,000 | 8,254 |
| Total interest expense | $89,000 | 8,022 |
| Net interest income | $234,000 | 8,237 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $45,000 | 7,394 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $31,000 | 6,143 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $14,000 | 7,349 |
| Total noninterest expense | $199,000 | 8,256 |
| Salaries and employee benefits | $109,000 | 8,270 |
| Premises and equipment expense | $17,000 | 8,430 |
| Additional noninterest expense | $73,000 | 7,819 |
| Pre-tax net operating income | $80,000 | 7,464 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $27,000 | 5,505 |
| Income before extraordinary items | $53,000 | 7,729 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $53,000 | 7,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $53,000 | 7,661 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,351,000 | 8,226 |
| Total interest expense | $397,000 | 8,118 |
| Net interest income | $954,000 | 8,174 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $177,000 | 7,550 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $110,000 | 6,409 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $67,000 | 7,177 |
| Total noninterest expense | $795,000 | 8,285 |
| Salaries and employee benefits | $413,000 | 8,368 |
| Premises and equipment expense | $119,000 | 7,822 |
| Additional noninterest expense | $263,000 | 8,018 |
| Pre-tax net operating income | $336,000 | 7,291 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $114,000 | 5,580 |
| Income before extraordinary items | $222,000 | 7,664 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $222,000 | 7,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,809 |
| Cash dividends | $68,000 | 5,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $222,000 | 7,527 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,028,000 | 8,296 |
| Total interest expense | $306,000 | 8,210 |
| Net interest income | $722,000 | 8,223 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $146,000 | 7,437 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $98,000 | 6,163 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $48,000 | 7,275 |
| Total noninterest expense | $633,000 | 8,201 |
| Salaries and employee benefits | $312,000 | 8,361 |
| Premises and equipment expense | $88,000 | 7,850 |
| Additional noninterest expense | $233,000 | 7,708 |
| Pre-tax net operating income | $235,000 | 7,518 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $79,000 | 5,815 |
| Income before extraordinary items | $156,000 | 7,860 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $156,000 | 7,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,378 |
| Cash dividends | $68,000 | 4,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $156,000 | 7,709 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $670,000 | 8,389 |
| Total interest expense | $207,000 | 8,284 |
| Net interest income | $463,000 | 8,324 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $85,000 | 7,678 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $54,000 | 6,457 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $31,000 | 7,275 |
| Total noninterest expense | $397,000 | 8,303 |
| Salaries and employee benefits | $203,000 | 8,440 |
| Premises and equipment expense | $50,000 | 8,086 |
| Additional noninterest expense | $144,000 | 7,852 |
| Pre-tax net operating income | $151,000 | 7,595 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $51,000 | 5,889 |
| Income before extraordinary items | $100,000 | 7,955 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $100,000 | 7,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,737 |
| Cash dividends | $68,000 | 4,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $100,000 | 7,784 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $335,000 | 8,460 |
| Total interest expense | $103,000 | 8,395 |
| Net interest income | $232,000 | 8,360 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $40,000 | 7,748 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $25,000 | 6,543 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $15,000 | 7,351 |
| Total noninterest expense | $193,000 | 8,399 |
| Salaries and employee benefits | $102,000 | 8,477 |
| Premises and equipment expense | $15,000 | 8,679 |
| Additional noninterest expense | $76,000 | 7,777 |
| Pre-tax net operating income | $79,000 | 7,540 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $27,000 | 5,815 |
| Income before extraordinary items | $52,000 | 7,848 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $52,000 | 7,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $52,000 | 7,696 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,369,000 | 8,521 |
| Total interest expense | $487,000 | 8,419 |
| Net interest income | $882,000 | 8,451 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $181,000 | 7,513 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $124,000 | 6,185 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $57,000 | 7,426 |
| Total noninterest expense | $745,000 | 8,459 |
| Salaries and employee benefits | $389,000 | 8,546 |
| Premises and equipment expense | $79,000 | 8,456 |
| Additional noninterest expense | $277,000 | 7,974 |
| Pre-tax net operating income | $318,000 | 7,483 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $106,000 | 5,914 |
| Income before extraordinary items | $212,000 | 7,774 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $212,000 | 7,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,859 |
| Cash dividends | $68,000 | 5,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $212,000 | 7,684 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,444,000 | 8,785 |
| Total interest expense | $628,000 | 8,767 |
| Net interest income | $816,000 | 8,634 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $176,000 | 7,566 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $122,000 | 6,222 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $54,000 | 7,574 |
| Total noninterest expense | $675,000 | 8,739 |
| Salaries and employee benefits | $346,000 | 8,862 |
| Premises and equipment expense | $69,000 | 8,815 |
| Additional noninterest expense | $260,000 | 8,136 |
| Pre-tax net operating income | $317,000 | 7,332 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $112,000 | 5,860 |
| Income before extraordinary items | $205,000 | 7,694 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $205,000 | 7,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 9,161 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $205,000 | 7,573 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,349,000 | 9,096 |
| Total interest expense | $606,000 | 9,041 |
| Net interest income | $743,000 | 9,018 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $153,000 | 7,844 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 6,270 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 8,303 |
| Total noninterest expense | $628,000 | 9,017 |
| Salaries and employee benefits | $363,000 | 8,935 |
| Premises and equipment expense | $80,000 | 8,783 |
| Additional noninterest expense | $185,000 | 8,926 |
| Pre-tax net operating income | $268,000 | 8,035 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $86,000 | 6,702 |
| Income before extraordinary items | $182,000 | 8,184 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $182,000 | 8,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,877 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $182,000 | 8,191 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,254,000 | 9,363 |
| Total interest expense | $578,000 | 9,267 |
| Net interest income | $676,000 | 9,338 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $112,000 | 8,637 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 7,106 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 8,795 |
| Total noninterest expense | $624,000 | 9,254 |
| Salaries and employee benefits | $332,000 | 9,304 |
| Premises and equipment expense | $86,000 | 8,905 |
| Additional noninterest expense | $206,000 | 8,966 |
| Pre-tax net operating income | $164,000 | 8,738 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $47,000 | 7,686 |
| Income before extraordinary items | $117,000 | 8,846 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $117,000 | 8,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 9,412 |
| Cash dividends | $73,000 | 6,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $117,000 | 8,811 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,168,000 | 9,695 |
| Total interest expense | $534,000 | 9,617 |
| Net interest income | $634,000 | 9,650 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $104,000 | 8,957 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 7,318 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 9,238 |
| Total noninterest expense | $580,000 | 9,511 |
| Salaries and employee benefits | $308,000 | 9,585 |
| Premises and equipment expense | $48,000 | 9,864 |
| Additional noninterest expense | $224,000 | 8,859 |
| Pre-tax net operating income | $158,000 | 9,135 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $45,000 | 8,418 |
| Income before extraordinary items | $113,000 | 9,238 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $113,000 | 9,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 9,619 |
| Cash dividends | $68,000 | 6,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $113,000 | 9,170 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,095,000 | 10,205 |
| Total interest expense | $498,000 | 10,110 |
| Net interest income | $597,000 | 10,186 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $67,000 | 10,003 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 8,315 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 10,252 |
| Total noninterest expense | $502,000 | 10,123 |
| Salaries and employee benefits | $256,000 | 10,236 |
| Premises and equipment expense | $70,000 | 9,702 |
| Additional noninterest expense | $176,000 | 9,713 |
| Pre-tax net operating income | $162,000 | 9,778 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $42,000 | 9,374 |
| Income before extraordinary items | $120,000 | 9,836 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $120,000 | 9,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 9,915 |
| Cash dividends | $68,000 | 6,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $120,000 | 9,789 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $932,000 | 10,898 |
| Total interest expense | $423,000 | 10,815 |
| Net interest income | $509,000 | 10,874 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $61,000 | 10,659 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 10,411 |
| Total noninterest expense | $354,000 | 11,103 |
| Salaries and employee benefits | $174,000 | 11,145 |
| Premises and equipment expense | $57,000 | 10,437 |
| Additional noninterest expense | $123,000 | 10,870 |
| Pre-tax net operating income | $216,000 | 9,692 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $67,000 | 9,377 |
| Income before extraordinary items | $149,000 | 9,801 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $149,000 | 9,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,018 |
| Cash dividends | $68,000 | 7,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $149,000 | 9,744 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $881,000 | 11,446 |
| Total interest expense | $413,000 | 11,284 |
| Net interest income | $468,000 | 11,476 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $64,000 | 11,083 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 9,268 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 11,205 |
| Total noninterest expense | $306,000 | 11,695 |
| Salaries and employee benefits | $187,000 | 11,559 |
| Premises and equipment expense | $42,000 | 11,323 |
| Additional noninterest expense | $77,000 | 11,781 |
| Pre-tax net operating income | $226,000 | 10,292 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $76,000 | 9,668 |
| Income before extraordinary items | $150,000 | 10,463 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $150,000 | 10,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,178 |
| Cash dividends | $51,000 | 7,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $150,000 | 10,436 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $867,000 | 11,957 |
| Total interest expense | $406,000 | 11,553 |
| Net interest income | $461,000 | 12,103 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $46,000 | 12,016 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 9,936 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 12,453 |
| Total noninterest expense | $360,000 | 12,183 |
| Salaries and employee benefits | $169,000 | 12,261 |
| Premises and equipment expense | $53,000 | 11,525 |
| Additional noninterest expense | $138,000 | 11,935 |
| Pre-tax net operating income | $147,000 | 11,295 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $36,000 | 10,781 |
| Income before extraordinary items | $111,000 | 11,269 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $111,000 | 11,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,614 |
| Cash dividends | $51,000 | 7,890 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $111,000 | 11,312 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $872,000 | 12,543 |
| Total interest expense | $412,000 | 12,169 |
| Net interest income | $460,000 | 12,666 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $41,000 | 12,744 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 10,477 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 13,123 |
| Total noninterest expense | $375,000 | 12,742 |
| Salaries and employee benefits | $179,000 | 12,788 |
| Premises and equipment expense | $34,000 | 12,727 |
| Additional noninterest expense | $162,000 | 12,256 |
| Pre-tax net operating income | $126,000 | 11,664 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $28,000 | 11,440 |
| Income before extraordinary items | $98,000 | 11,821 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $98,000 | 11,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 11,843 |
| Cash dividends | $51,000 | 7,904 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $98,000 | 11,630 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,042,000 | 12,955 |
| Total interest expense | $535,000 | 12,594 |
| Net interest income | $507,000 | 13,057 |
| Provision for loan and lease losses | $2,000 | 11,664 |
| Total noninterest income | $43,000 | 13,263 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 10,736 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 13,723 |
| Total noninterest expense | $361,000 | 13,356 |
| Salaries and employee benefits | $183,000 | 13,308 |
| Premises and equipment expense | $34,000 | 13,280 |
| Additional noninterest expense | $144,000 | 13,046 |
| Pre-tax net operating income | $187,000 | 11,198 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $54,000 | 11,145 |
| Income before extraordinary items | $133,000 | 11,504 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $133,000 | 11,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 12,606 |
| Cash dividends | $51,000 | 7,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $133,000 | 11,180 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.