Home > Farmers National Bank > Income and Expense
Farmers National Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,202,000 | 4,928 |
| Total interest expense | $2,696,000 | 5,110 |
| Net interest income | $3,506,000 | 4,729 |
| Provision for loan and lease losses | $150,000 | 4,117 |
| Total noninterest income | $279,000 | 6,898 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $140,000 | 6,355 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 5,896 |
| Total noninterest expense | $2,124,000 | 5,423 |
| Salaries and employee benefits | $1,184,000 | 5,161 |
| Premises and equipment expense | $207,000 | 6,730 |
| Additional noninterest expense | $733,000 | 5,043 |
| Pre-tax net operating income | $1,511,000 | 4,477 |
| Securities gains (losses) | $23,000 | 1,798 |
| Applicable income taxes | $275,000 | 5,968 |
| Income before extraordinary items | $1,259,000 | 3,898 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,259,000 | 3,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,525 |
| Cash dividends | $2,064,000 | 1,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,240,140 | 3,874 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,103,000 | 5,123 |
| Total interest expense | $2,534,000 | 5,456 |
| Net interest income | $3,569,000 | 4,746 |
| Provision for loan and lease losses | $45,000 | 6,812 |
| Total noninterest income | $317,000 | 6,741 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 6,603 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 5,546 |
| Total noninterest expense | $2,706,000 | 4,698 |
| Salaries and employee benefits | $1,451,000 | 4,451 |
| Premises and equipment expense | $207,000 | 6,906 |
| Additional noninterest expense | $1,048,000 | 4,242 |
| Pre-tax net operating income | $1,135,000 | 5,303 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $355,000 | 5,274 |
| Income before extraordinary items | $780,000 | 5,396 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $780,000 | 5,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 6,149 |
| Cash dividends | $465,000 | 3,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $780,000 | 5,338 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,907,000 | 5,265 |
| Total interest expense | $2,382,000 | 5,766 |
| Net interest income | $3,525,000 | 4,841 |
| Provision for loan and lease losses | $55,000 | 6,005 |
| Total noninterest income | $310,000 | 6,969 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $153,000 | 6,605 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 5,854 |
| Total noninterest expense | $2,207,000 | 5,539 |
| Salaries and employee benefits | $1,259,000 | 5,003 |
| Premises and equipment expense | $200,000 | 7,189 |
| Additional noninterest expense | $748,000 | 5,541 |
| Pre-tax net operating income | $1,573,000 | 4,287 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $383,000 | 5,099 |
| Income before extraordinary items | $1,190,000 | 3,987 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,190,000 | 3,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,662 |
| Cash dividends | $395,000 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,190,000 | 3,973 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,345,000 | 5,359 |
| Total interest expense | $1,869,000 | 5,905 |
| Net interest income | $3,476,000 | 4,972 |
| Provision for loan and lease losses | $111,000 | 4,322 |
| Total noninterest income | $343,000 | 6,746 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $166,000 | 6,530 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 5,670 |
| Total noninterest expense | $2,122,000 | 5,912 |
| Salaries and employee benefits | $1,180,000 | 5,316 |
| Premises and equipment expense | $194,000 | 7,568 |
| Additional noninterest expense | $748,000 | 6,003 |
| Pre-tax net operating income | $1,586,000 | 4,213 |
| Securities gains (losses) | $-52,000 | 11,060 |
| Applicable income taxes | $380,000 | 4,942 |
| Income before extraordinary items | $1,154,000 | 4,007 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,154,000 | 4,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,659 |
| Cash dividends | $368,000 | 3,956 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,193,000 | 3,910 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,180,000 | 5,600 |
| Total interest expense | $1,946,000 | 5,966 |
| Net interest income | $3,234,000 | 5,302 |
| Provision for loan and lease losses | $75,000 | 6,449 |
| Total noninterest income | $410,000 | 6,369 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 6,770 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $247,000 | 5,039 |
| Total noninterest expense | $2,033,000 | 6,244 |
| Salaries and employee benefits | $1,109,000 | 5,608 |
| Premises and equipment expense | $179,000 | 8,164 |
| Additional noninterest expense | $745,000 | 6,270 |
| Pre-tax net operating income | $1,536,000 | 4,231 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $386,000 | 5,138 |
| Income before extraordinary items | $1,150,000 | 4,172 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,150,000 | 4,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 4,033 |
| Cash dividends | $390,000 | 3,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,150,000 | 3,967 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,287,000 | 6,099 |
| Total interest expense | $2,275,000 | 6,457 |
| Net interest income | $3,012,000 | 5,695 |
| Provision for loan and lease losses | $93,000 | 7,482 |
| Total noninterest income | $314,000 | 7,532 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $170,000 | 6,609 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 6,792 |
| Total noninterest expense | $1,932,000 | 6,557 |
| Salaries and employee benefits | $1,071,000 | 5,696 |
| Premises and equipment expense | $168,000 | 8,608 |
| Additional noninterest expense | $693,000 | 6,797 |
| Pre-tax net operating income | $1,301,000 | 4,607 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $347,000 | 5,391 |
| Income before extraordinary items | $954,000 | 4,700 |
| Extraordinary gains, net | $12,000 | 1,314 |
| Net income | $966,000 | 4,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 10,059 |
| Cash dividends | $266,000 | 4,330 |
| Sale, conversion, retirement of capital stock, net | $595,000 | 520 |
| Net operating income | $954,000 | 4,376 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.