Home > Farmers National Bank > Income and Expense
Farmers National Bank, Income and Expense
1996-12-31 (YTD Data) | Rank | |
Total interest income | $9,796,000 | 3,345 |
Total interest expense | $4,955,000 | 3,028 |
Net interest income | $4,841,000 | 3,643 |
Provision for loan and lease losses | $422,000 | 2,000 |
Total noninterest income | $455,000 | 5,503 |
Gross Fiduciary activities income | $0 | 1,526 |
Service charges on deposit accounts | $264,000 | 4,635 |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $191,000 | 5,306 |
Total noninterest expense | $2,769,000 | 4,602 |
Salaries and employee benefits | $1,220,000 | 5,120 |
Premises and equipment expense | $313,000 | 5,411 |
Additional noninterest expense | $1,236,000 | 3,692 |
Pre-tax net operating income | $2,105,000 | 3,274 |
Securities gains (losses) | $3,000 | 3,304 |
Applicable income taxes | $673,000 | 3,264 |
Income before extraordinary items | $1,435,000 | 3,333 |
Extraordinary gains, net | $0 | 53 |
Net income | $1,435,000 | 3,332 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $301,000 | 2,071 |
Cash dividends | $1,685,000 | 1,454 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $1,432,960 | 3,297 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $7,959,000 | 4,035 |
Total interest expense | $4,377,000 | 3,398 |
Net interest income | $3,582,000 | 4,754 |
Provision for loan and lease losses | $275,000 | 2,402 |
Total noninterest income | $374,000 | 6,230 |
Gross Fiduciary activities income | $0 | 1,590 |
Service charges on deposit accounts | $191,000 | 5,848 |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $183,000 | 5,373 |
Total noninterest expense | $2,210,000 | 5,533 |
Salaries and employee benefits | $945,000 | 6,322 |
Premises and equipment expense | $273,000 | 6,020 |
Additional noninterest expense | $992,000 | 4,380 |
Pre-tax net operating income | $1,471,000 | 4,525 |
Securities gains (losses) | $10,000 | 2,384 |
Applicable income taxes | $446,000 | 4,556 |
Income before extraordinary items | $1,035,000 | 4,457 |
Extraordinary gains, net | $0 | 65 |
Net income | $1,035,000 | 4,455 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $231,000 | 2,284 |
Cash dividends | $825,000 | 2,366 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $1,028,000 | 4,475 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $6,929,000 | 4,267 |
Total interest expense | $3,129,000 | 3,809 |
Net interest income | $3,800,000 | 4,586 |
Provision for loan and lease losses | $210,000 | 2,926 |
Total noninterest income | $335,000 | 6,847 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $177,000 | 6,319 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $158,000 | 6,060 |
Total noninterest expense | $2,390,000 | 5,366 |
Salaries and employee benefits | $1,157,000 | 5,431 |
Premises and equipment expense | $249,000 | 6,540 |
Additional noninterest expense | $984,000 | 4,771 |
Pre-tax net operating income | $1,535,000 | 4,332 |
Securities gains (losses) | $5,000 | 2,624 |
Applicable income taxes | $450,000 | 4,384 |
Income before extraordinary items | $1,090,000 | 4,216 |
Extraordinary gains, net | $0 | 249 |
Net income | $1,090,000 | 4,218 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $361,000 | 1,682 |
Cash dividends | $1,030,000 | 1,844 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $1,086,450 | 4,265 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $7,046,000 | 4,285 |
Total interest expense | $2,970,000 | 4,148 |
Net interest income | $4,076,000 | 4,323 |
Provision for loan and lease losses | $180,000 | 4,132 |
Total noninterest income | $309,000 | 7,535 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $181,000 | 6,355 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $128,000 | 7,075 |
Total noninterest expense | $2,376,000 | 5,512 |
Salaries and employee benefits | $1,213,000 | 5,188 |
Premises and equipment expense | $113,000 | 10,024 |
Additional noninterest expense | $1,050,000 | 4,720 |
Pre-tax net operating income | $1,829,000 | 3,617 |
Securities gains (losses) | $247,000 | 1,467 |
Applicable income taxes | $652,000 | 3,336 |
Income before extraordinary items | $1,424,000 | 3,397 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $1,424,000 | 3,508 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $97,000 | 4,621 |
Cash dividends | $1,424,000 | 1,336 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $1,253,570 | 3,642 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $6,852,000 | 4,913 |
Total interest expense | $3,135,000 | 4,966 |
Net interest income | $3,717,000 | 4,764 |
Provision for loan and lease losses | $270,000 | 4,396 |
Total noninterest income | $295,000 | 7,801 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $164,000 | 6,757 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $131,000 | 7,138 |
Total noninterest expense | $2,158,000 | 6,015 |
Salaries and employee benefits | $1,166,000 | 5,301 |
Premises and equipment expense | $267,000 | 6,488 |
Additional noninterest expense | $725,000 | 6,585 |
Pre-tax net operating income | $1,584,000 | 3,850 |
Securities gains (losses) | $124,000 | 2,671 |
Applicable income taxes | $492,000 | 4,057 |
Income before extraordinary items | $1,216,000 | 3,758 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $1,216,000 | 3,806 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $79,000 | 6,489 |
Cash dividends | $897,000 | 1,714 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $1,127,960 | 3,736 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.