Home > Farmers National Bank > Income and Expense
Farmers National Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,084,000 | 8,079 |
| Total interest expense | $1,119,000 | 8,850 |
| Net interest income | $1,965,000 | 7,385 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $270,000 | 7,436 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $215,000 | 5,431 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 8,981 |
| Total noninterest expense | $1,251,000 | 8,035 |
| Salaries and employee benefits | $780,000 | 7,214 |
| Premises and equipment expense | $107,000 | 9,413 |
| Additional noninterest expense | $364,000 | 8,553 |
| Pre-tax net operating income | $864,000 | 6,576 |
| Securities gains (losses) | $17,000 | 2,020 |
| Applicable income taxes | $121,000 | 8,778 |
| Income before extraordinary items | $760,000 | 5,650 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $760,000 | 5,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 3,139 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $745,380 | 5,715 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,914,000 | 8,195 |
| Total interest expense | $941,000 | 8,940 |
| Net interest income | $1,973,000 | 7,631 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $261,000 | 7,796 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,708 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 9,460 |
| Total noninterest expense | $1,157,000 | 8,783 |
| Salaries and employee benefits | $716,000 | 7,760 |
| Premises and equipment expense | $105,000 | 9,868 |
| Additional noninterest expense | $336,000 | 9,530 |
| Pre-tax net operating income | $957,000 | 6,138 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $320,000 | 5,625 |
| Income before extraordinary items | $637,000 | 6,294 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $637,000 | 6,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,444 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $637,000 | 6,366 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,869,000 | 8,549 |
| Total interest expense | $1,023,000 | 8,998 |
| Net interest income | $1,846,000 | 8,111 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $251,000 | 8,347 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $210,000 | 5,788 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,614 |
| Total noninterest expense | $1,121,000 | 9,242 |
| Salaries and employee benefits | $682,000 | 8,117 |
| Premises and equipment expense | $67,000 | 11,617 |
| Additional noninterest expense | $372,000 | 9,572 |
| Pre-tax net operating income | $856,000 | 6,544 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $267,000 | 6,535 |
| Income before extraordinary items | $592,000 | 6,845 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $592,000 | 7,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 9,031 |
| Cash dividends | $310,000 | 4,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $589,930 | 6,614 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,975,000 | 9,035 |
| Total interest expense | $1,299,000 | 9,240 |
| Net interest income | $1,676,000 | 8,730 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $237,000 | 8,727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 6,170 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 10,672 |
| Total noninterest expense | $971,000 | 10,108 |
| Salaries and employee benefits | $561,000 | 9,179 |
| Premises and equipment expense | $63,000 | 12,143 |
| Additional noninterest expense | $347,000 | 10,227 |
| Pre-tax net operating income | $822,000 | 6,465 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $255,000 | 6,577 |
| Income before extraordinary items | $571,000 | 6,765 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $571,000 | 6,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 4,990 |
| Cash dividends | $437,000 | 3,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $568,240 | 6,445 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.