Home > Farmers & Merchants State Bank of Wayne > Income and Expense
Farmers & Merchants State Bank of Wayne, Income and Expense
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $987,000 | 6,894 |
| Total interest expense | $259,000 | 6,698 |
| Net interest income | $728,000 | 6,889 |
| Provision for loan and lease losses | $60,000 | 5,595 |
| Total noninterest income | $51,000 | 6,840 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $26,000 | 6,310 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $25,000 | 6,306 |
| Total noninterest expense | $500,000 | 7,208 |
| Salaries and employee benefits | $230,000 | 7,342 |
| Premises and equipment expense | $38,000 | 7,402 |
| Additional noninterest expense | $232,000 | 6,709 |
| Pre-tax net operating income | $219,000 | 4,828 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $12,000 | 4,023 |
| Income before extraordinary items | $207,000 | 4,850 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $207,000 | 4,851 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $207,000 | 4,850 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $207,000 | 4,703 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $498,000 | 6,962 |
| Total interest expense | $131,000 | 6,802 |
| Net interest income | $367,000 | 6,939 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $25,000 | 6,913 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $12,000 | 6,416 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $13,000 | 6,398 |
| Total noninterest expense | $211,000 | 7,476 |
| Salaries and employee benefits | $114,000 | 7,445 |
| Premises and equipment expense | $18,000 | 7,509 |
| Additional noninterest expense | $79,000 | 7,281 |
| Pre-tax net operating income | $151,000 | 4,549 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $6,000 | 4,021 |
| Income before extraordinary items | $145,000 | 4,435 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $145,000 | 4,436 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $145,000 | 4,434 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $145,000 | 4,319 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,090,000 | 6,991 |
| Total interest expense | $653,000 | 6,789 |
| Net interest income | $1,437,000 | 6,979 |
| Provision for loan and lease losses | $143,000 | 6,118 |
| Total noninterest income | $103,000 | 6,961 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $54,000 | 6,410 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $49,000 | 6,389 |
| Total noninterest expense | $929,000 | 7,467 |
| Salaries and employee benefits | $441,000 | 7,554 |
| Premises and equipment expense | $80,000 | 7,548 |
| Additional noninterest expense | $408,000 | 7,074 |
| Pre-tax net operating income | $468,000 | 4,068 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $16,000 | 3,750 |
| Income before extraordinary items | $452,000 | 4,009 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $452,000 | 4,008 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $452,000 | 4,008 |
| Net charge-offs | $83,000 | 5,850 |
| Cash dividends | $200,000 | 3,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $452,000 | 3,920 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,593,000 | 7,051 |
| Total interest expense | $510,000 | 6,849 |
| Net interest income | $1,083,000 | 7,010 |
| Provision for loan and lease losses | $98,000 | 6,009 |
| Total noninterest income | $74,000 | 7,108 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $38,000 | 6,502 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $36,000 | 6,563 |
| Total noninterest expense | $686,000 | 7,534 |
| Salaries and employee benefits | $331,000 | 7,609 |
| Premises and equipment expense | $61,000 | 7,610 |
| Additional noninterest expense | $294,000 | 7,140 |
| Pre-tax net operating income | $373,000 | 4,279 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $16,000 | 3,877 |
| Income before extraordinary items | $357,000 | 4,204 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $357,000 | 4,199 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $357,000 | 4,202 |
| Net charge-offs | $83,000 | 5,234 |
| Cash dividends | $200,000 | 3,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $357,000 | 4,128 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,084,000 | 7,092 |
| Total interest expense | $354,000 | 6,906 |
| Net interest income | $730,000 | 7,026 |
| Provision for loan and lease losses | $43,000 | 6,207 |
| Total noninterest income | $43,000 | 7,289 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $20,000 | 6,708 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $23,000 | 6,676 |
| Total noninterest expense | $470,000 | 7,569 |
| Salaries and employee benefits | $223,000 | 7,679 |
| Premises and equipment expense | $41,000 | 7,675 |
| Additional noninterest expense | $206,000 | 7,130 |
| Pre-tax net operating income | $260,000 | 4,342 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $10,000 | 4,008 |
| Income before extraordinary items | $250,000 | 4,247 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $250,000 | 4,247 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $250,000 | 4,247 |
| Net charge-offs | $83,000 | 4,443 |
| Cash dividends | $200,000 | 2,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $250,000 | 4,142 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $542,000 | 7,135 |
| Total interest expense | $185,000 | 6,935 |
| Net interest income | $357,000 | 7,085 |
| Provision for loan and lease losses | $8,000 | 6,409 |
| Total noninterest income | $20,000 | 7,420 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $9,000 | 6,767 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $11,000 | 6,794 |
| Total noninterest expense | $219,000 | 7,673 |
| Salaries and employee benefits | $111,000 | 7,732 |
| Premises and equipment expense | $22,000 | 7,659 |
| Additional noninterest expense | $86,000 | 7,304 |
| Pre-tax net operating income | $150,000 | 4,508 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $4,000 | 4,381 |
| Income before extraordinary items | $146,000 | 4,400 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $146,000 | 4,403 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $146,000 | 4,403 |
| Net charge-offs | $83,000 | 3,063 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $146,000 | 4,240 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,393,000 | 7,072 |
| Total interest expense | $972,000 | 6,822 |
| Net interest income | $1,421,000 | 7,104 |
| Provision for loan and lease losses | $66,000 | 6,367 |
| Total noninterest income | $97,000 | 7,325 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $55,000 | 6,556 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $42,000 | 6,928 |
| Total noninterest expense | $854,000 | 7,733 |
| Salaries and employee benefits | $430,000 | 7,825 |
| Premises and equipment expense | $79,000 | 7,807 |
| Additional noninterest expense | $345,000 | 7,255 |
| Pre-tax net operating income | $598,000 | 4,621 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $17,000 | 4,344 |
| Income before extraordinary items | $581,000 | 4,224 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $581,000 | 4,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $450,000 | 3,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $581,000 | 4,380 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,836,000 | 7,105 |
| Total interest expense | $771,000 | 6,844 |
| Net interest income | $1,065,000 | 7,168 |
| Provision for loan and lease losses | $36,000 | 6,153 |
| Total noninterest income | $71,000 | 7,478 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $42,000 | 6,600 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $29,000 | 7,145 |
| Total noninterest expense | $630,000 | 7,780 |
| Salaries and employee benefits | $317,000 | 7,884 |
| Premises and equipment expense | $66,000 | 7,776 |
| Additional noninterest expense | $247,000 | 7,335 |
| Pre-tax net operating income | $470,000 | 5,027 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $16,000 | 4,686 |
| Income before extraordinary items | $454,000 | 4,601 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $454,000 | 4,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $200,000 | 3,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $454,000 | 4,748 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,262,000 | 7,111 |
| Total interest expense | $554,000 | 6,834 |
| Net interest income | $708,000 | 7,182 |
| Provision for loan and lease losses | $6,000 | 6,439 |
| Total noninterest income | $43,000 | 7,632 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $25,000 | 6,713 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $18,000 | 7,278 |
| Total noninterest expense | $419,000 | 7,843 |
| Salaries and employee benefits | $211,000 | 7,942 |
| Premises and equipment expense | $41,000 | 7,863 |
| Additional noninterest expense | $167,000 | 7,350 |
| Pre-tax net operating income | $326,000 | 5,149 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $8,000 | 5,072 |
| Income before extraordinary items | $318,000 | 4,904 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $318,000 | 4,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $200,000 | 3,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $318,000 | 4,845 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $629,000 | 7,209 |
| Total interest expense | $303,000 | 6,817 |
| Net interest income | $326,000 | 7,376 |
| Provision for loan and lease losses | $3,000 | 5,879 |
| Total noninterest income | $21,000 | 7,662 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $12,000 | 6,732 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $9,000 | 7,309 |
| Total noninterest expense | $201,000 | 7,929 |
| Salaries and employee benefits | $106,000 | 7,972 |
| Premises and equipment expense | $20,000 | 7,941 |
| Additional noninterest expense | $75,000 | 7,521 |
| Pre-tax net operating income | $143,000 | 5,527 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $4,000 | 5,199 |
| Income before extraordinary items | $139,000 | 5,339 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $139,000 | 5,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $139,000 | 5,238 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,747,000 | 7,026 |
| Total interest expense | $1,485,000 | 6,454 |
| Net interest income | $1,262,000 | 7,428 |
| Provision for loan and lease losses | $12,000 | 6,512 |
| Total noninterest income | $81,000 | 7,745 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $53,000 | 6,700 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $28,000 | 7,593 |
| Total noninterest expense | $833,000 | 7,887 |
| Salaries and employee benefits | $441,000 | 7,953 |
| Premises and equipment expense | $73,000 | 8,029 |
| Additional noninterest expense | $319,000 | 7,453 |
| Pre-tax net operating income | $498,000 | 6,005 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $16,000 | 5,503 |
| Income before extraordinary items | $482,000 | 5,742 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $482,000 | 5,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $100,000 | 5,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $482,000 | 5,727 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,071,000 | 7,051 |
| Total interest expense | $1,138,000 | 6,435 |
| Net interest income | $933,000 | 7,497 |
| Provision for loan and lease losses | $9,000 | 6,211 |
| Total noninterest income | $56,000 | 7,868 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $38,000 | 6,772 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $18,000 | 7,737 |
| Total noninterest expense | $623,000 | 7,872 |
| Salaries and employee benefits | $332,000 | 7,932 |
| Premises and equipment expense | $62,000 | 7,913 |
| Additional noninterest expense | $229,000 | 7,501 |
| Pre-tax net operating income | $357,000 | 6,341 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $12,000 | 5,670 |
| Income before extraordinary items | $345,000 | 6,078 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $345,000 | 6,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $345,000 | 6,063 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,376,000 | 7,086 |
| Total interest expense | $758,000 | 6,470 |
| Net interest income | $618,000 | 7,558 |
| Provision for loan and lease losses | $6,000 | 5,907 |
| Total noninterest income | $35,000 | 7,953 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $24,000 | 6,860 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $11,000 | 7,835 |
| Total noninterest expense | $417,000 | 7,914 |
| Salaries and employee benefits | $221,000 | 7,992 |
| Premises and equipment expense | $39,000 | 8,020 |
| Additional noninterest expense | $157,000 | 7,498 |
| Pre-tax net operating income | $230,000 | 6,474 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $8,000 | 5,755 |
| Income before extraordinary items | $222,000 | 6,213 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $222,000 | 6,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $222,000 | 6,200 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $663,000 | 7,189 |
| Total interest expense | $370,000 | 6,523 |
| Net interest income | $293,000 | 7,675 |
| Provision for loan and lease losses | $3,000 | 5,535 |
| Total noninterest income | $16,000 | 8,027 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $11,000 | 6,918 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $5,000 | 7,889 |
| Total noninterest expense | $211,000 | 7,944 |
| Salaries and employee benefits | $110,000 | 8,030 |
| Premises and equipment expense | $19,000 | 8,063 |
| Additional noninterest expense | $82,000 | 7,439 |
| Pre-tax net operating income | $95,000 | 6,727 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $4,000 | 5,783 |
| Income before extraordinary items | $91,000 | 6,530 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $91,000 | 6,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $91,000 | 6,517 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,259,000 | 7,336 |
| Total interest expense | $1,141,000 | 6,678 |
| Net interest income | $1,118,000 | 7,682 |
| Provision for loan and lease losses | $9,000 | 6,633 |
| Total noninterest income | $70,000 | 8,042 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $49,000 | 6,910 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $21,000 | 7,943 |
| Total noninterest expense | $754,000 | 8,077 |
| Salaries and employee benefits | $419,000 | 8,098 |
| Premises and equipment expense | $74,000 | 8,098 |
| Additional noninterest expense | $261,000 | 7,794 |
| Pre-tax net operating income | $425,000 | 6,713 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $14,000 | 6,054 |
| Income before extraordinary items | $411,000 | 6,479 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $411,000 | 6,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $450,000 | 3,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $411,000 | 6,481 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,648,000 | 7,431 |
| Total interest expense | $811,000 | 6,761 |
| Net interest income | $837,000 | 7,760 |
| Provision for loan and lease losses | $6,000 | 6,493 |
| Total noninterest income | $54,000 | 8,104 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $47,000 | 6,787 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,000 | 8,342 |
| Total noninterest expense | $543,000 | 8,151 |
| Salaries and employee benefits | $313,000 | 8,111 |
| Premises and equipment expense | $60,000 | 8,067 |
| Additional noninterest expense | $170,000 | 8,005 |
| Pre-tax net operating income | $342,000 | 6,820 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $12,000 | 6,158 |
| Income before extraordinary items | $330,000 | 6,567 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $330,000 | 6,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $300,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $330,000 | 6,572 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,107,000 | 7,427 |
| Total interest expense | $529,000 | 6,736 |
| Net interest income | $578,000 | 7,758 |
| Provision for loan and lease losses | $3,000 | 6,297 |
| Total noninterest income | $38,000 | 8,112 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $33,000 | 6,762 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,000 | 8,374 |
| Total noninterest expense | $375,000 | 8,124 |
| Salaries and employee benefits | $207,000 | 8,165 |
| Premises and equipment expense | $37,000 | 8,150 |
| Additional noninterest expense | $131,000 | 7,825 |
| Pre-tax net operating income | $238,000 | 6,834 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $8,000 | 6,196 |
| Income before extraordinary items | $230,000 | 6,513 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $230,000 | 6,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $300,000 | 3,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $230,000 | 6,511 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $552,000 | 7,424 |
| Total interest expense | $260,000 | 6,710 |
| Net interest income | $292,000 | 7,762 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $16,000 | 8,235 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $14,000 | 6,901 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,382 |
| Total noninterest expense | $174,000 | 8,235 |
| Salaries and employee benefits | $103,000 | 8,182 |
| Premises and equipment expense | $18,000 | 8,165 |
| Additional noninterest expense | $53,000 | 8,099 |
| Pre-tax net operating income | $134,000 | 6,631 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $4,000 | 6,184 |
| Income before extraordinary items | $130,000 | 6,253 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $130,000 | 6,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $130,000 | 6,252 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,013,000 | 7,441 |
| Total interest expense | $808,000 | 6,757 |
| Net interest income | $1,205,000 | 7,680 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $71,000 | 8,244 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $55,000 | 7,001 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $16,000 | 8,235 |
| Total noninterest expense | $736,000 | 8,180 |
| Salaries and employee benefits | $416,000 | 8,161 |
| Premises and equipment expense | $83,000 | 8,057 |
| Additional noninterest expense | $237,000 | 7,999 |
| Pre-tax net operating income | $540,000 | 6,612 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $13,000 | 6,454 |
| Income before extraordinary items | $527,000 | 6,267 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $527,000 | 6,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $250,000 | 4,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $527,000 | 6,235 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,487,000 | 7,483 |
| Total interest expense | $572,000 | 6,816 |
| Net interest income | $915,000 | 7,708 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $54,000 | 8,268 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $42,000 | 7,042 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $12,000 | 8,286 |
| Total noninterest expense | $544,000 | 8,192 |
| Salaries and employee benefits | $317,000 | 8,111 |
| Premises and equipment expense | $62,000 | 8,073 |
| Additional noninterest expense | $165,000 | 8,106 |
| Pre-tax net operating income | $425,000 | 6,687 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $15,000 | 6,406 |
| Income before extraordinary items | $410,000 | 6,313 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $410,000 | 6,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $100,000 | 4,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $410,000 | 6,274 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $978,000 | 7,494 |
| Total interest expense | $360,000 | 6,839 |
| Net interest income | $618,000 | 7,709 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $40,000 | 8,185 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $29,000 | 6,990 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $11,000 | 8,096 |
| Total noninterest expense | $362,000 | 8,203 |
| Salaries and employee benefits | $217,000 | 8,091 |
| Premises and equipment expense | $39,000 | 8,135 |
| Additional noninterest expense | $106,000 | 8,142 |
| Pre-tax net operating income | $296,000 | 6,602 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $10,000 | 6,414 |
| Income before extraordinary items | $286,000 | 6,218 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $286,000 | 6,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $100,000 | 4,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $286,000 | 6,163 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $481,000 | 7,571 |
| Total interest expense | $170,000 | 6,918 |
| Net interest income | $311,000 | 7,760 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $21,000 | 8,155 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $13,000 | 7,104 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,922 |
| Total noninterest expense | $179,000 | 8,282 |
| Salaries and employee benefits | $108,000 | 8,173 |
| Premises and equipment expense | $19,000 | 8,223 |
| Additional noninterest expense | $52,000 | 8,214 |
| Pre-tax net operating income | $153,000 | 6,518 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $5,000 | 6,381 |
| Income before extraordinary items | $148,000 | 6,133 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $148,000 | 6,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $148,000 | 6,092 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,852,000 | 7,531 |
| Total interest expense | $621,000 | 6,871 |
| Net interest income | $1,231,000 | 7,707 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $69,000 | 8,409 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $59,000 | 7,138 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $10,000 | 8,525 |
| Total noninterest expense | $735,000 | 8,272 |
| Salaries and employee benefits | $419,000 | 8,245 |
| Premises and equipment expense | $75,000 | 8,290 |
| Additional noninterest expense | $241,000 | 8,047 |
| Pre-tax net operating income | $565,000 | 6,502 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $13,000 | 6,689 |
| Income before extraordinary items | $552,000 | 6,149 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $552,000 | 6,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,887 |
| Cash dividends | $350,000 | 4,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $552,000 | 6,077 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,378,000 | 7,582 |
| Total interest expense | $455,000 | 6,934 |
| Net interest income | $923,000 | 7,737 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $47,000 | 8,525 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $41,000 | 7,255 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,000 | 8,650 |
| Total noninterest expense | $540,000 | 8,293 |
| Salaries and employee benefits | $314,000 | 8,229 |
| Premises and equipment expense | $61,000 | 8,191 |
| Additional noninterest expense | $165,000 | 8,187 |
| Pre-tax net operating income | $430,000 | 6,616 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $15,000 | 6,651 |
| Income before extraordinary items | $415,000 | 6,229 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $415,000 | 6,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,579 |
| Cash dividends | $250,000 | 3,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $415,000 | 6,160 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $918,000 | 7,615 |
| Total interest expense | $302,000 | 6,966 |
| Net interest income | $616,000 | 7,765 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $32,000 | 8,558 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $26,000 | 7,336 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $6,000 | 8,561 |
| Total noninterest expense | $350,000 | 8,373 |
| Salaries and employee benefits | $209,000 | 8,283 |
| Premises and equipment expense | $37,000 | 8,342 |
| Additional noninterest expense | $104,000 | 8,298 |
| Pre-tax net operating income | $298,000 | 6,513 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $10,000 | 6,651 |
| Income before extraordinary items | $288,000 | 6,120 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $288,000 | 6,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $100,000 | 4,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $288,000 | 6,048 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $452,000 | 7,702 |
| Total interest expense | $153,000 | 7,000 |
| Net interest income | $299,000 | 7,856 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $15,000 | 8,621 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $12,000 | 7,382 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $3,000 | 8,561 |
| Total noninterest expense | $168,000 | 8,477 |
| Salaries and employee benefits | $104,000 | 8,340 |
| Premises and equipment expense | $16,000 | 8,479 |
| Additional noninterest expense | $48,000 | 8,446 |
| Pre-tax net operating income | $146,000 | 6,492 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $6,000 | 6,520 |
| Income before extraordinary items | $140,000 | 6,167 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $140,000 | 6,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $140,000 | 6,059 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,780,000 | 7,790 |
| Total interest expense | $693,000 | 7,062 |
| Net interest income | $1,087,000 | 7,985 |
| Provision for loan and lease losses | $12,000 | 7,277 |
| Total noninterest income | $69,000 | 8,612 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $61,000 | 7,249 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $8,000 | 8,827 |
| Total noninterest expense | $685,000 | 8,483 |
| Salaries and employee benefits | $393,000 | 8,438 |
| Premises and equipment expense | $69,000 | 8,504 |
| Additional noninterest expense | $223,000 | 8,284 |
| Pre-tax net operating income | $459,000 | 6,806 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $12,000 | 6,979 |
| Income before extraordinary items | $447,000 | 6,583 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $447,000 | 6,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,260 |
| Cash dividends | $350,000 | 4,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $447,000 | 6,417 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,343,000 | 7,872 |
| Total interest expense | $533,000 | 7,154 |
| Net interest income | $810,000 | 8,064 |
| Provision for loan and lease losses | $9,000 | 7,157 |
| Total noninterest income | $51,000 | 8,706 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $45,000 | 7,328 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,000 | 8,884 |
| Total noninterest expense | $496,000 | 8,551 |
| Salaries and employee benefits | $299,000 | 8,425 |
| Premises and equipment expense | $42,000 | 8,710 |
| Additional noninterest expense | $155,000 | 8,414 |
| Pre-tax net operating income | $356,000 | 6,925 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $13,000 | 6,978 |
| Income before extraordinary items | $343,000 | 6,691 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $343,000 | 6,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,999 |
| Cash dividends | $250,000 | 3,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $343,000 | 6,511 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $919,000 | 7,873 |
| Total interest expense | $366,000 | 7,220 |
| Net interest income | $553,000 | 8,058 |
| Provision for loan and lease losses | $6,000 | 7,004 |
| Total noninterest income | $33,000 | 8,738 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $29,000 | 7,375 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $4,000 | 8,891 |
| Total noninterest expense | $334,000 | 8,556 |
| Salaries and employee benefits | $200,000 | 8,459 |
| Premises and equipment expense | $29,000 | 8,703 |
| Additional noninterest expense | $105,000 | 8,380 |
| Pre-tax net operating income | $246,000 | 6,867 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $9,000 | 7,001 |
| Income before extraordinary items | $237,000 | 6,638 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $237,000 | 6,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $150,000 | 3,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $237,000 | 6,430 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $453,000 | 7,943 |
| Total interest expense | $190,000 | 7,219 |
| Net interest income | $263,000 | 8,171 |
| Provision for loan and lease losses | $3,000 | 6,662 |
| Total noninterest income | $14,000 | 8,843 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $12,000 | 7,514 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,884 |
| Total noninterest expense | $164,000 | 8,613 |
| Salaries and employee benefits | $100,000 | 8,496 |
| Premises and equipment expense | $13,000 | 8,800 |
| Additional noninterest expense | $51,000 | 8,461 |
| Pre-tax net operating income | $110,000 | 7,039 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $4,000 | 6,977 |
| Income before extraordinary items | $106,000 | 6,785 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $106,000 | 6,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $106,000 | 6,614 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,948,000 | 7,907 |
| Total interest expense | $904,000 | 7,193 |
| Net interest income | $1,044,000 | 8,203 |
| Provision for loan and lease losses | $12,000 | 7,731 |
| Total noninterest income | $64,000 | 8,822 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $57,000 | 7,406 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,000 | 9,001 |
| Total noninterest expense | $655,000 | 8,638 |
| Salaries and employee benefits | $376,000 | 8,595 |
| Premises and equipment expense | $59,000 | 8,769 |
| Additional noninterest expense | $220,000 | 8,408 |
| Pre-tax net operating income | $441,000 | 6,989 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $12,000 | 7,232 |
| Income before extraordinary items | $429,000 | 6,699 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $429,000 | 6,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,455 |
| Cash dividends | $425,000 | 3,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $429,000 | 6,571 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,272,000 | 7,974 |
| Total interest expense | $1,347,000 | 7,306 |
| Net interest income | $925,000 | 8,429 |
| Provision for loan and lease losses | $12,000 | 7,834 |
| Total noninterest income | $55,000 | 9,107 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $44,000 | 7,717 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $11,000 | 9,089 |
| Total noninterest expense | $594,000 | 8,950 |
| Salaries and employee benefits | $360,000 | 8,789 |
| Premises and equipment expense | $52,000 | 9,091 |
| Additional noninterest expense | $182,000 | 8,797 |
| Pre-tax net operating income | $374,000 | 7,088 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $12,000 | 7,523 |
| Income before extraordinary items | $362,000 | 6,774 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $362,000 | 6,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $325,000 | 4,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $362,000 | 6,652 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,290,000 | 8,135 |
| Total interest expense | $1,366,000 | 7,426 |
| Net interest income | $924,000 | 8,639 |
| Provision for loan and lease losses | $12,000 | 7,853 |
| Total noninterest income | $61,000 | 9,170 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 7,655 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 9,315 |
| Total noninterest expense | $578,000 | 9,165 |
| Salaries and employee benefits | $347,000 | 9,013 |
| Premises and equipment expense | $47,000 | 9,417 |
| Additional noninterest expense | $184,000 | 8,934 |
| Pre-tax net operating income | $395,000 | 7,496 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $12,000 | 8,023 |
| Income before extraordinary items | $383,000 | 6,959 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $383,000 | 6,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,819 |
| Cash dividends | $300,000 | 4,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $383,000 | 6,961 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,090,000 | 8,397 |
| Total interest expense | $1,160,000 | 7,748 |
| Net interest income | $930,000 | 8,791 |
| Provision for loan and lease losses | $48,000 | 6,602 |
| Total noninterest income | $61,000 | 9,430 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 7,812 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 9,728 |
| Total noninterest expense | $552,000 | 9,456 |
| Salaries and employee benefits | $329,000 | 9,317 |
| Premises and equipment expense | $49,000 | 9,658 |
| Additional noninterest expense | $174,000 | 9,289 |
| Pre-tax net operating income | $391,000 | 7,641 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $11,000 | 8,454 |
| Income before extraordinary items | $380,000 | 7,096 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $380,000 | 7,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $375,000 | 4,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $380,000 | 7,067 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,046,000 | 8,628 |
| Total interest expense | $1,175,000 | 7,971 |
| Net interest income | $871,000 | 9,087 |
| Provision for loan and lease losses | $36,000 | 7,078 |
| Total noninterest income | $63,000 | 9,638 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 8,015 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 9,880 |
| Total noninterest expense | $487,000 | 9,825 |
| Salaries and employee benefits | $270,000 | 9,779 |
| Premises and equipment expense | $57,000 | 9,657 |
| Additional noninterest expense | $160,000 | 9,563 |
| Pre-tax net operating income | $411,000 | 7,818 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-1,000 | 9,968 |
| Income before extraordinary items | $412,000 | 7,131 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $412,000 | 7,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,217 |
| Cash dividends | $455,000 | 3,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $412,000 | 7,038 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,924,000 | 9,104 |
| Total interest expense | $1,115,000 | 8,366 |
| Net interest income | $809,000 | 9,645 |
| Provision for loan and lease losses | $12,000 | 8,256 |
| Total noninterest income | $59,000 | 10,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 8,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 10,416 |
| Total noninterest expense | $450,000 | 10,322 |
| Salaries and employee benefits | $242,000 | 10,319 |
| Premises and equipment expense | $66,000 | 9,815 |
| Additional noninterest expense | $142,000 | 10,096 |
| Pre-tax net operating income | $406,000 | 8,415 |
| Securities gains (losses) | $-12,000 | 10,127 |
| Applicable income taxes | $62,000 | 9,053 |
| Income before extraordinary items | $332,000 | 8,137 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $332,000 | 8,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,735 |
| Cash dividends | $200,000 | 5,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $342,080 | 8,010 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,805,000 | 9,648 |
| Total interest expense | $1,055,000 | 8,840 |
| Net interest income | $750,000 | 10,249 |
| Provision for loan and lease losses | $12,000 | 8,364 |
| Total noninterest income | $71,000 | 10,459 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 8,488 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 11,015 |
| Total noninterest expense | $545,000 | 10,410 |
| Salaries and employee benefits | $236,000 | 10,804 |
| Premises and equipment expense | $50,000 | 10,636 |
| Additional noninterest expense | $259,000 | 9,300 |
| Pre-tax net operating income | $264,000 | 9,376 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $64,000 | 9,435 |
| Income before extraordinary items | $200,000 | 9,298 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $200,000 | 9,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $125,000 | 6,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $200,000 | 9,241 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,709,000 | 10,164 |
| Total interest expense | $1,030,000 | 9,150 |
| Net interest income | $679,000 | 10,901 |
| Provision for loan and lease losses | $12,000 | 8,132 |
| Total noninterest income | $59,000 | 11,185 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 9,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 11,654 |
| Total noninterest expense | $468,000 | 11,154 |
| Salaries and employee benefits | $248,000 | 11,168 |
| Premises and equipment expense | $46,000 | 11,193 |
| Additional noninterest expense | $174,000 | 10,767 |
| Pre-tax net operating income | $258,000 | 10,057 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $68,000 | 9,832 |
| Income before extraordinary items | $190,000 | 10,047 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $190,000 | 10,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $190,000 | 10,013 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,295,000 | 11,146 |
| Total interest expense | $678,000 | 10,218 |
| Net interest income | $617,000 | 11,654 |
| Provision for loan and lease losses | $12,000 | 8,270 |
| Total noninterest income | $60,000 | 11,716 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 9,555 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 12,297 |
| Total noninterest expense | $429,000 | 11,911 |
| Salaries and employee benefits | $227,000 | 11,865 |
| Premises and equipment expense | $47,000 | 11,731 |
| Additional noninterest expense | $155,000 | 11,730 |
| Pre-tax net operating income | $236,000 | 10,613 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $58,000 | 10,278 |
| Income before extraordinary items | $178,000 | 10,518 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $178,000 | 10,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,447 |
| Cash dividends | $100,000 | 6,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $178,000 | 10,565 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,115,000 | 12,064 |
| Total interest expense | $591,000 | 11,196 |
| Net interest income | $524,000 | 12,483 |
| Provision for loan and lease losses | $12,000 | 9,545 |
| Total noninterest income | $66,000 | 12,174 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 9,646 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 13,037 |
| Total noninterest expense | $422,000 | 12,539 |
| Salaries and employee benefits | $215,000 | 12,497 |
| Premises and equipment expense | $50,000 | 12,210 |
| Additional noninterest expense | $157,000 | 12,324 |
| Pre-tax net operating income | $156,000 | 11,433 |
| Securities gains (losses) | $38,000 | 3,799 |
| Applicable income taxes | $50,000 | 10,946 |
| Income before extraordinary items | $144,000 | 11,277 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $144,000 | 11,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 7,969 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $115,880 | 11,436 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,261,000 | 12,475 |
| Total interest expense | $723,000 | 11,694 |
| Net interest income | $538,000 | 12,941 |
| Provision for loan and lease losses | $66,000 | 8,365 |
| Total noninterest income | $49,000 | 13,130 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 10,808 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 13,214 |
| Total noninterest expense | $411,000 | 13,105 |
| Salaries and employee benefits | $205,000 | 13,100 |
| Premises and equipment expense | $47,000 | 12,796 |
| Additional noninterest expense | $159,000 | 12,806 |
| Pre-tax net operating income | $110,000 | 11,917 |
| Securities gains (losses) | $54,000 | 3,989 |
| Applicable income taxes | $52,000 | 11,201 |
| Income before extraordinary items | $112,000 | 11,781 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $112,000 | 11,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $75,280 | 11,989 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.