Home > Farmers & Merchants State Bank of New York Mills, Incorporated > Income and Expense
Farmers & Merchants State Bank of New York Mills, Incorporated, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $851,000 | 4,015 |
| Total interest expense | $341,000 | 3,753 |
| Net interest income | $510,000 | 4,125 |
| Provision for loan and lease losses | $0 | 2,775 |
| Total noninterest income | $51,000 | 3,878 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $19,000 | 3,466 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 3,750 |
| Total noninterest expense | $560,000 | 3,914 |
| Salaries and employee benefits | $280,000 | 3,956 |
| Premises and equipment expense | $14,000 | 4,323 |
| Additional noninterest expense | $32,000 | 3,750 |
| Pre-tax net operating income | $1,000 | 4,167 |
| Securities gains (losses) | $-13,000 | 4,125 |
| Applicable income taxes | $0 | 3,151 |
| Income before extraordinary items | $-12,000 | 4,209 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $-12,000 | 4,207 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-12,000 | 4,209 |
| Net charge-offs | $338,000 | 502 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $1,000 | 4,156 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $3,466,000 | 4,019 |
| Total interest expense | $1,498,000 | 3,716 |
| Net interest income | $1,968,000 | 4,128 |
| Provision for loan and lease losses | $200,000 | 2,053 |
| Total noninterest income | $260,000 | 3,806 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $118,000 | 3,205 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 3,758 |
| Total noninterest expense | $1,620,000 | 4,149 |
| Salaries and employee benefits | $946,000 | 4,089 |
| Premises and equipment expense | $138,000 | 4,125 |
| Additional noninterest expense | $142,000 | 3,758 |
| Pre-tax net operating income | $408,000 | 3,902 |
| Securities gains (losses) | $4,000 | 755 |
| Applicable income taxes | $-3,000 | 4,207 |
| Income before extraordinary items | $415,000 | 3,824 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $415,000 | 3,867 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $415,000 | 3,824 |
| Net charge-offs | $244,000 | 1,279 |
| Cash dividends | $248,000 | 3,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $411,000 | 3,842 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $2,611,000 | 4,029 |
| Total interest expense | $1,131,000 | 3,716 |
| Net interest income | $1,480,000 | 4,150 |
| Provision for loan and lease losses | $47,000 | 2,579 |
| Total noninterest income | $190,000 | 3,821 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $86,000 | 3,238 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 3,772 |
| Total noninterest expense | $1,084,000 | 4,220 |
| Salaries and employee benefits | $613,000 | 4,168 |
| Premises and equipment expense | $111,000 | 4,095 |
| Additional noninterest expense | $104,000 | 3,772 |
| Pre-tax net operating income | $539,000 | 3,701 |
| Securities gains (losses) | $-10,000 | 3,835 |
| Applicable income taxes | $-3,000 | 4,259 |
| Income before extraordinary items | $532,000 | 3,633 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $532,000 | 3,673 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $532,000 | 3,636 |
| Net charge-offs | $244,000 | 1,002 |
| Cash dividends | $248,000 | 2,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $542,000 | 3,637 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $1,713,000 | 4,044 |
| Total interest expense | $756,000 | 3,705 |
| Net interest income | $957,000 | 4,183 |
| Provision for loan and lease losses | $20,000 | 2,627 |
| Total noninterest income | $122,000 | 3,853 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $56,000 | 3,240 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 3,800 |
| Total noninterest expense | $722,000 | 4,235 |
| Salaries and employee benefits | $392,000 | 4,217 |
| Premises and equipment expense | $87,000 | 4,007 |
| Additional noninterest expense | $66,000 | 3,800 |
| Pre-tax net operating income | $337,000 | 3,732 |
| Securities gains (losses) | $-24,000 | 3,969 |
| Applicable income taxes | $-3,000 | 4,283 |
| Income before extraordinary items | $316,000 | 3,676 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $316,000 | 3,716 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $316,000 | 3,679 |
| Net charge-offs | $-1,000 | 3,466 |
| Cash dividends | $248,000 | 2,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $340,000 | 3,657 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $869,000 | 4,041 |
| Total interest expense | $391,000 | 3,654 |
| Net interest income | $478,000 | 4,199 |
| Provision for loan and lease losses | $0 | 2,578 |
| Total noninterest income | $60,000 | 3,841 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $25,000 | 3,340 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 3,772 |
| Total noninterest expense | $269,000 | 4,370 |
| Salaries and employee benefits | $109,000 | 4,426 |
| Premises and equipment expense | $21,000 | 4,317 |
| Additional noninterest expense | $35,000 | 3,772 |
| Pre-tax net operating income | $269,000 | 3,381 |
| Securities gains (losses) | $9,000 | 370 |
| Applicable income taxes | $-3,000 | 4,307 |
| Income before extraordinary items | $281,000 | 3,231 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $281,000 | 3,267 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $281,000 | 3,232 |
| Net charge-offs | $0 | 2,217 |
| Cash dividends | $248,000 | 1,713 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $272,000 | 3,259 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $3,207,000 | 4,050 |
| Total interest expense | $1,186,000 | 3,563 |
| Net interest income | $2,021,000 | 4,193 |
| Provision for loan and lease losses | $35,000 | 2,902 |
| Total noninterest income | $240,000 | 3,921 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $92,000 | 3,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 3,838 |
| Total noninterest expense | $1,833,000 | 4,114 |
| Salaries and employee benefits | $1,155,000 | 4,005 |
| Premises and equipment expense | $143,000 | 4,151 |
| Additional noninterest expense | $148,000 | 3,838 |
| Pre-tax net operating income | $393,000 | 4,034 |
| Securities gains (losses) | $120,000 | 223 |
| Applicable income taxes | $17,000 | 3,236 |
| Income before extraordinary items | $496,000 | 3,891 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $496,000 | 3,930 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $496,000 | 3,892 |
| Net charge-offs | $10,000 | 2,421 |
| Cash dividends | $276,000 | 3,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $379,600 | 4,005 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $2,348,000 | 4,071 |
| Total interest expense | $826,000 | 3,545 |
| Net interest income | $1,522,000 | 4,203 |
| Provision for loan and lease losses | $15,000 | 2,872 |
| Total noninterest income | $179,000 | 3,928 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $68,000 | 3,458 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 3,837 |
| Total noninterest expense | $1,272,000 | 4,183 |
| Salaries and employee benefits | $785,000 | 4,072 |
| Premises and equipment expense | $117,000 | 4,116 |
| Additional noninterest expense | $111,000 | 3,835 |
| Pre-tax net operating income | $414,000 | 3,998 |
| Securities gains (losses) | $64,000 | 224 |
| Applicable income taxes | $7,000 | 3,333 |
| Income before extraordinary items | $471,000 | 3,855 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $471,000 | 3,890 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $471,000 | 3,855 |
| Net charge-offs | $8,000 | 2,199 |
| Cash dividends | $276,000 | 2,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $407,640 | 3,959 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $1,519,000 | 4,094 |
| Total interest expense | $510,000 | 3,494 |
| Net interest income | $1,009,000 | 4,230 |
| Provision for loan and lease losses | $10,000 | 2,758 |
| Total noninterest income | $119,000 | 3,940 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $46,000 | 3,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 3,868 |
| Total noninterest expense | $895,000 | 4,143 |
| Salaries and employee benefits | $572,000 | 4,027 |
| Premises and equipment expense | $89,000 | 4,050 |
| Additional noninterest expense | $73,000 | 3,849 |
| Pre-tax net operating income | $223,000 | 4,122 |
| Securities gains (losses) | $49,000 | 278 |
| Applicable income taxes | $-4,000 | 4,461 |
| Income before extraordinary items | $276,000 | 3,960 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $276,000 | 4,000 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $276,000 | 3,959 |
| Net charge-offs | $-1,000 | 3,356 |
| Cash dividends | $276,000 | 2,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $227,000 | 4,067 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $747,000 | 4,139 |
| Total interest expense | $232,000 | 3,424 |
| Net interest income | $515,000 | 4,249 |
| Provision for loan and lease losses | $5,000 | 2,479 |
| Total noninterest income | $59,000 | 3,975 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $21,000 | 3,519 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 3,848 |
| Total noninterest expense | $439,000 | 4,223 |
| Salaries and employee benefits | $286,000 | 4,071 |
| Premises and equipment expense | $40,000 | 4,166 |
| Additional noninterest expense | $38,000 | 3,848 |
| Pre-tax net operating income | $130,000 | 4,103 |
| Securities gains (losses) | $31,000 | 353 |
| Applicable income taxes | $-7,000 | 4,488 |
| Income before extraordinary items | $168,000 | 3,914 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $168,000 | 3,914 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $168,000 | 3,914 |
| Net charge-offs | $-1,000 | 3,238 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $137,000 | 4,045 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $2,621,000 | 4,113 |
| Total interest expense | $323,000 | 3,688 |
| Net interest income | $2,298,000 | 4,128 |
| Provision for loan and lease losses | $10,000 | 2,905 |
| Total noninterest income | $303,000 | 3,916 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $86,000 | 3,571 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $217,000 | 3,766 |
| Total noninterest expense | $1,905,000 | 4,152 |
| Salaries and employee benefits | $1,127,000 | 4,088 |
| Premises and equipment expense | $236,000 | 3,871 |
| Additional noninterest expense | $217,000 | 3,766 |
| Pre-tax net operating income | $686,000 | 4,023 |
| Securities gains (losses) | $-23,000 | 3,603 |
| Applicable income taxes | $111,000 | 2,963 |
| Income before extraordinary items | $552,000 | 4,054 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $552,000 | 4,053 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $552,000 | 4,054 |
| Net charge-offs | $9,000 | 2,179 |
| Cash dividends | $397,000 | 2,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $571,090 | 4,053 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $1,881,000 | 4,136 |
| Total interest expense | $180,000 | 3,814 |
| Net interest income | $1,701,000 | 4,144 |
| Provision for loan and lease losses | $10,000 | 2,666 |
| Total noninterest income | $236,000 | 3,901 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $65,000 | 3,596 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $171,000 | 3,763 |
| Total noninterest expense | $1,373,000 | 4,196 |
| Salaries and employee benefits | $797,000 | 4,133 |
| Premises and equipment expense | $181,000 | 3,866 |
| Additional noninterest expense | $171,000 | 3,763 |
| Pre-tax net operating income | $554,000 | 3,986 |
| Securities gains (losses) | $-38,000 | 4,068 |
| Applicable income taxes | $97,000 | 2,884 |
| Income before extraordinary items | $419,000 | 4,049 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $419,000 | 4,048 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $419,000 | 4,048 |
| Net charge-offs | $1,000 | 2,255 |
| Cash dividends | $397,000 | 2,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $449,780 | 4,038 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $1,201,000 | 4,198 |
| Total interest expense | $117,000 | 3,796 |
| Net interest income | $1,084,000 | 4,205 |
| Provision for loan and lease losses | $10,000 | 2,402 |
| Total noninterest income | $171,000 | 3,849 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $40,000 | 3,686 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $131,000 | 3,687 |
| Total noninterest expense | $910,000 | 4,208 |
| Salaries and employee benefits | $535,000 | 4,156 |
| Premises and equipment expense | $116,000 | 3,929 |
| Additional noninterest expense | $259,000 | 4,320 |
| Pre-tax net operating income | $335,000 | 3,959 |
| Securities gains (losses) | $-41,000 | 4,211 |
| Applicable income taxes | $82,000 | 2,671 |
| Income before extraordinary items | $212,000 | 4,112 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $212,000 | 4,112 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $212,000 | 4,112 |
| Net charge-offs | $1,000 | 2,041 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $244,390 | 4,067 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $580,000 | 4,221 |
| Total interest expense | $58,000 | 3,794 |
| Net interest income | $522,000 | 4,219 |
| Provision for loan and lease losses | $5,000 | 2,136 |
| Total noninterest income | $105,000 | 3,662 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $18,000 | 3,772 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 3,416 |
| Total noninterest expense | $461,000 | 4,214 |
| Salaries and employee benefits | $253,000 | 4,220 |
| Premises and equipment expense | $76,000 | 3,695 |
| Additional noninterest expense | $132,000 | 4,311 |
| Pre-tax net operating income | $161,000 | 3,884 |
| Securities gains (losses) | $-21,000 | 4,342 |
| Applicable income taxes | $8,000 | 3,187 |
| Income before extraordinary items | $132,000 | 3,936 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $132,000 | 3,935 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $132,000 | 3,936 |
| Net charge-offs | $1,000 | 1,671 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $151,740 | 3,865 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $2,596,000 | 4,193 |
| Total interest expense | $282,000 | 3,813 |
| Net interest income | $2,314,000 | 4,192 |
| Provision for loan and lease losses | $15,000 | 2,907 |
| Total noninterest income | $222,000 | 4,236 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $60,000 | 3,897 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $162,000 | 4,135 |
| Total noninterest expense | $1,813,000 | 4,263 |
| Salaries and employee benefits | $1,083,000 | 4,198 |
| Premises and equipment expense | $188,000 | 4,182 |
| Additional noninterest expense | $542,000 | 4,327 |
| Pre-tax net operating income | $708,000 | 4,068 |
| Securities gains (losses) | $87,000 | 918 |
| Applicable income taxes | $1,000 | 3,686 |
| Income before extraordinary items | $794,000 | 3,924 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $794,000 | 3,924 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $794,000 | 3,924 |
| Net charge-offs | $-5,000 | 3,478 |
| Cash dividends | $228,000 | 3,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $707,000 | 3,988 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $2,017,000 | 4,241 |
| Total interest expense | $217,000 | 3,885 |
| Net interest income | $1,800,000 | 4,244 |
| Provision for loan and lease losses | $10,000 | 2,824 |
| Total noninterest income | $160,000 | 4,299 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $43,000 | 3,961 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 4,188 |
| Total noninterest expense | $1,271,000 | 4,367 |
| Salaries and employee benefits | $758,000 | 4,291 |
| Premises and equipment expense | $132,000 | 4,279 |
| Additional noninterest expense | $381,000 | 4,420 |
| Pre-tax net operating income | $679,000 | 4,026 |
| Securities gains (losses) | $62,000 | 975 |
| Applicable income taxes | $1,000 | 3,678 |
| Income before extraordinary items | $740,000 | 3,888 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $740,000 | 3,888 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $740,000 | 3,888 |
| Net charge-offs | $-5,000 | 3,437 |
| Cash dividends | $228,000 | 2,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $678,000 | 3,930 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $1,405,000 | 4,232 |
| Total interest expense | $147,000 | 3,936 |
| Net interest income | $1,258,000 | 4,231 |
| Provision for loan and lease losses | $5,000 | 2,777 |
| Total noninterest income | $102,000 | 4,336 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $23,000 | 4,102 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 4,196 |
| Total noninterest expense | $821,000 | 4,432 |
| Salaries and employee benefits | $485,000 | 4,360 |
| Premises and equipment expense | $82,000 | 4,349 |
| Additional noninterest expense | $254,000 | 4,448 |
| Pre-tax net operating income | $534,000 | 3,916 |
| Securities gains (losses) | $45,000 | 923 |
| Applicable income taxes | $1,000 | 3,650 |
| Income before extraordinary items | $578,000 | 3,747 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $578,000 | 3,747 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $578,000 | 3,747 |
| Net charge-offs | $-5,000 | 3,551 |
| Cash dividends | $228,000 | 2,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $533,000 | 3,803 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $577,000 | 4,419 |
| Total interest expense | $77,000 | 3,958 |
| Net interest income | $500,000 | 4,418 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $49,000 | 4,362 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $11,000 | 4,138 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 4,196 |
| Total noninterest expense | $416,000 | 4,437 |
| Salaries and employee benefits | $245,000 | 4,368 |
| Premises and equipment expense | $40,000 | 4,385 |
| Additional noninterest expense | $131,000 | 4,429 |
| Pre-tax net operating income | $133,000 | 4,318 |
| Securities gains (losses) | $42,000 | 703 |
| Applicable income taxes | $1,000 | 3,547 |
| Income before extraordinary items | $174,000 | 4,117 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $174,000 | 4,116 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $174,000 | 4,117 |
| Net charge-offs | $-5,000 | 3,772 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $132,420 | 4,267 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $2,408,000 | 4,403 |
| Total interest expense | $372,000 | 4,112 |
| Net interest income | $2,036,000 | 4,407 |
| Provision for loan and lease losses | $65,000 | 3,772 |
| Total noninterest income | $215,000 | 4,289 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $69,000 | 3,917 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 4,167 |
| Total noninterest expense | $1,715,000 | 4,416 |
| Salaries and employee benefits | $1,052,000 | 4,338 |
| Premises and equipment expense | $165,000 | 4,400 |
| Additional noninterest expense | $498,000 | 4,470 |
| Pre-tax net operating income | $471,000 | 4,234 |
| Securities gains (losses) | $-15,000 | 4,851 |
| Applicable income taxes | $1,000 | 3,649 |
| Income before extraordinary items | $455,000 | 4,249 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $455,000 | 4,248 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $455,000 | 4,249 |
| Net charge-offs | $0 | 3,443 |
| Cash dividends | $280,000 | 3,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $470,000 | 4,181 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $1,756,000 | 4,477 |
| Total interest expense | $290,000 | 4,156 |
| Net interest income | $1,466,000 | 4,481 |
| Provision for loan and lease losses | $15,000 | 4,080 |
| Total noninterest income | $155,000 | 4,320 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $53,000 | 3,918 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 4,208 |
| Total noninterest expense | $1,185,000 | 4,510 |
| Salaries and employee benefits | $742,000 | 4,402 |
| Premises and equipment expense | $120,000 | 4,451 |
| Additional noninterest expense | $323,000 | 4,593 |
| Pre-tax net operating income | $421,000 | 4,157 |
| Securities gains (losses) | $-31,000 | 4,892 |
| Applicable income taxes | $1,000 | 3,648 |
| Income before extraordinary items | $389,000 | 4,195 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $389,000 | 4,194 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $389,000 | 4,195 |
| Net charge-offs | $-2,000 | 3,908 |
| Cash dividends | $280,000 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $420,000 | 4,096 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $1,171,000 | 4,523 |
| Total interest expense | $200,000 | 4,204 |
| Net interest income | $971,000 | 4,526 |
| Provision for loan and lease losses | $10,000 | 3,987 |
| Total noninterest income | $102,000 | 4,333 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $36,000 | 3,935 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 4,237 |
| Total noninterest expense | $787,000 | 4,539 |
| Salaries and employee benefits | $488,000 | 4,438 |
| Premises and equipment expense | $81,000 | 4,460 |
| Additional noninterest expense | $218,000 | 4,601 |
| Pre-tax net operating income | $276,000 | 4,172 |
| Securities gains (losses) | $-30,000 | 4,890 |
| Applicable income taxes | $1,000 | 3,604 |
| Income before extraordinary items | $245,000 | 4,206 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $245,000 | 4,206 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $245,000 | 4,206 |
| Net charge-offs | $-2,000 | 3,888 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $275,000 | 4,094 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $598,000 | 4,540 |
| Total interest expense | $105,000 | 4,267 |
| Net interest income | $493,000 | 4,549 |
| Provision for loan and lease losses | $5,000 | 3,568 |
| Total noninterest income | $8,000 | 4,978 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $23,000 | 3,893 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-15,000 | 5,070 |
| Total noninterest expense | $404,000 | 4,562 |
| Salaries and employee benefits | $255,000 | 4,437 |
| Premises and equipment expense | $42,000 | 4,477 |
| Additional noninterest expense | $107,000 | 4,676 |
| Pre-tax net operating income | $92,000 | 4,317 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $1,000 | 3,449 |
| Income before extraordinary items | $91,000 | 4,272 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $91,000 | 4,272 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $91,000 | 4,272 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $91,000 | 4,255 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $2,391,000 | 4,604 |
| Total interest expense | $419,000 | 4,308 |
| Net interest income | $1,972,000 | 4,620 |
| Provision for loan and lease losses | $20,000 | 3,719 |
| Total noninterest income | $227,000 | 4,368 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $83,000 | 4,096 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 4,199 |
| Total noninterest expense | $1,618,000 | 4,619 |
| Salaries and employee benefits | $970,000 | 4,540 |
| Premises and equipment expense | $183,000 | 4,471 |
| Additional noninterest expense | $465,000 | 4,675 |
| Pre-tax net operating income | $561,000 | 4,373 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $1,000 | 3,814 |
| Income before extraordinary items | $560,000 | 4,309 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $560,000 | 4,311 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $560,000 | 4,311 |
| Net charge-offs | $-11,000 | 4,482 |
| Cash dividends | $312,000 | 3,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $560,000 | 4,286 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $1,780,000 | 4,681 |
| Total interest expense | $312,000 | 4,356 |
| Net interest income | $1,468,000 | 4,700 |
| Provision for loan and lease losses | $15,000 | 3,616 |
| Total noninterest income | $166,000 | 4,436 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $64,000 | 4,132 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 4,282 |
| Total noninterest expense | $1,165,000 | 4,703 |
| Salaries and employee benefits | $692,000 | 4,623 |
| Premises and equipment expense | $137,000 | 4,526 |
| Additional noninterest expense | $336,000 | 4,768 |
| Pre-tax net operating income | $454,000 | 4,426 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $1,000 | 3,858 |
| Income before extraordinary items | $453,000 | 4,364 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $453,000 | 4,363 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $453,000 | 4,363 |
| Net charge-offs | $-12,000 | 4,473 |
| Cash dividends | $312,000 | 2,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $453,000 | 4,336 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $1,170,000 | 4,731 |
| Total interest expense | $207,000 | 4,373 |
| Net interest income | $963,000 | 4,752 |
| Provision for loan and lease losses | $10,000 | 3,472 |
| Total noninterest income | $108,000 | 4,499 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $42,000 | 4,164 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 4,318 |
| Total noninterest expense | $787,000 | 4,723 |
| Salaries and employee benefits | $458,000 | 4,664 |
| Premises and equipment expense | $97,000 | 4,483 |
| Additional noninterest expense | $232,000 | 4,781 |
| Pre-tax net operating income | $274,000 | 4,501 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $1,000 | 3,851 |
| Income before extraordinary items | $273,000 | 4,434 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $273,000 | 4,432 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $273,000 | 4,432 |
| Net charge-offs | $-12,000 | 4,531 |
| Cash dividends | $312,000 | 2,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $273,000 | 4,419 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $577,000 | 4,783 |
| Total interest expense | $101,000 | 4,404 |
| Net interest income | $476,000 | 4,807 |
| Provision for loan and lease losses | $5,000 | 3,251 |
| Total noninterest income | $51,000 | 4,535 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $20,000 | 4,223 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 4,360 |
| Total noninterest expense | $388,000 | 4,785 |
| Salaries and employee benefits | $225,000 | 4,729 |
| Premises and equipment expense | $51,000 | 4,475 |
| Additional noninterest expense | $112,000 | 4,850 |
| Pre-tax net operating income | $134,000 | 4,512 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $1,000 | 3,744 |
| Income before extraordinary items | $133,000 | 4,437 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $133,000 | 4,436 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $133,000 | 4,436 |
| Net charge-offs | $-10,000 | 4,659 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $133,000 | 4,432 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $2,424,000 | 4,712 |
| Total interest expense | $393,000 | 4,219 |
| Net interest income | $2,031,000 | 4,764 |
| Provision for loan and lease losses | $140,000 | 2,702 |
| Total noninterest income | $254,000 | 4,469 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $94,000 | 4,198 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 4,259 |
| Total noninterest expense | $1,520,000 | 4,840 |
| Salaries and employee benefits | $950,000 | 4,716 |
| Premises and equipment expense | $138,000 | 4,850 |
| Additional noninterest expense | $432,000 | 4,919 |
| Pre-tax net operating income | $625,000 | 4,482 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $1,000 | 3,934 |
| Income before extraordinary items | $624,000 | 4,384 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $624,000 | 4,383 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $624,000 | 4,383 |
| Net charge-offs | $231,000 | 1,526 |
| Cash dividends | $295,000 | 3,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $624,000 | 4,388 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $1,814,000 | 4,759 |
| Total interest expense | $285,000 | 4,232 |
| Net interest income | $1,529,000 | 4,807 |
| Provision for loan and lease losses | $110,000 | 2,522 |
| Total noninterest income | $192,000 | 4,501 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $72,000 | 4,217 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 4,294 |
| Total noninterest expense | $1,080,000 | 4,928 |
| Salaries and employee benefits | $678,000 | 4,799 |
| Premises and equipment expense | $107,000 | 4,873 |
| Additional noninterest expense | $295,000 | 5,031 |
| Pre-tax net operating income | $531,000 | 4,464 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $1,000 | 3,985 |
| Income before extraordinary items | $530,000 | 4,340 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $530,000 | 4,339 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $530,000 | 4,339 |
| Net charge-offs | $228,000 | 1,151 |
| Cash dividends | $295,000 | 2,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $530,000 | 4,347 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,204,000 | 4,804 |
| Total interest expense | $179,000 | 4,270 |
| Net interest income | $1,025,000 | 4,848 |
| Provision for loan and lease losses | $70,000 | 2,477 |
| Total noninterest income | $119,000 | 4,610 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $48,000 | 4,251 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 4,434 |
| Total noninterest expense | $707,000 | 5,008 |
| Salaries and employee benefits | $451,000 | 4,853 |
| Premises and equipment expense | $77,000 | 4,846 |
| Additional noninterest expense | $179,000 | 5,146 |
| Pre-tax net operating income | $367,000 | 4,431 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $1,000 | 3,958 |
| Income before extraordinary items | $366,000 | 4,316 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $366,000 | 4,315 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $366,000 | 4,315 |
| Net charge-offs | $53,000 | 1,731 |
| Cash dividends | $295,000 | 2,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $366,000 | 4,315 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $606,000 | 4,839 |
| Total interest expense | $89,000 | 4,260 |
| Net interest income | $517,000 | 4,879 |
| Provision for loan and lease losses | $10,000 | 3,121 |
| Total noninterest income | $61,000 | 4,607 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $27,000 | 4,140 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 4,490 |
| Total noninterest expense | $368,000 | 5,018 |
| Salaries and employee benefits | $222,000 | 4,917 |
| Premises and equipment expense | $48,000 | 4,694 |
| Additional noninterest expense | $98,000 | 5,141 |
| Pre-tax net operating income | $200,000 | 4,335 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $1,000 | 3,857 |
| Income before extraordinary items | $199,000 | 4,188 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $199,000 | 4,188 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $199,000 | 4,188 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $199,000 | 4,196 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $2,251,000 | 4,931 |
| Total interest expense | $319,000 | 4,324 |
| Net interest income | $1,932,000 | 4,979 |
| Provision for loan and lease losses | $20,000 | 3,943 |
| Total noninterest income | $246,000 | 4,682 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $110,000 | 4,237 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 4,565 |
| Total noninterest expense | $1,593,000 | 4,981 |
| Salaries and employee benefits | $943,000 | 4,897 |
| Premises and equipment expense | $190,000 | 4,779 |
| Additional noninterest expense | $460,000 | 5,073 |
| Pre-tax net operating income | $565,000 | 4,646 |
| Securities gains (losses) | $25,000 | 1,241 |
| Applicable income taxes | $1,000 | 4,081 |
| Income before extraordinary items | $589,000 | 4,339 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $589,000 | 4,339 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $589,000 | 4,339 |
| Net charge-offs | $15,000 | 3,547 |
| Cash dividends | $253,000 | 3,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $564,000 | 4,371 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $1,643,000 | 5,009 |
| Total interest expense | $230,000 | 4,396 |
| Net interest income | $1,413,000 | 5,056 |
| Provision for loan and lease losses | $15,000 | 3,792 |
| Total noninterest income | $179,000 | 4,770 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $82,000 | 4,276 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 4,667 |
| Total noninterest expense | $1,126,000 | 5,093 |
| Salaries and employee benefits | $675,000 | 4,989 |
| Premises and equipment expense | $138,000 | 4,856 |
| Additional noninterest expense | $313,000 | 5,191 |
| Pre-tax net operating income | $451,000 | 4,696 |
| Securities gains (losses) | $25,000 | 1,221 |
| Applicable income taxes | $1,000 | 4,110 |
| Income before extraordinary items | $475,000 | 4,462 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $475,000 | 4,461 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $475,000 | 4,462 |
| Net charge-offs | $-2,000 | 4,374 |
| Cash dividends | $253,000 | 2,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $450,000 | 4,518 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,051,000 | 5,093 |
| Total interest expense | $144,000 | 4,479 |
| Net interest income | $907,000 | 5,127 |
| Provision for loan and lease losses | $10,000 | 3,628 |
| Total noninterest income | $120,000 | 4,780 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $56,000 | 4,266 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 4,697 |
| Total noninterest expense | $761,000 | 5,117 |
| Salaries and employee benefits | $448,000 | 5,033 |
| Premises and equipment expense | $106,000 | 4,709 |
| Additional noninterest expense | $207,000 | 5,222 |
| Pre-tax net operating income | $256,000 | 4,814 |
| Securities gains (losses) | $3,000 | 1,556 |
| Applicable income taxes | $1,000 | 4,119 |
| Income before extraordinary items | $258,000 | 4,659 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $258,000 | 4,658 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $258,000 | 4,659 |
| Net charge-offs | $-2,000 | 4,300 |
| Cash dividends | $253,000 | 2,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $255,000 | 4,664 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $504,000 | 5,171 |
| Total interest expense | $70,000 | 4,528 |
| Net interest income | $434,000 | 5,204 |
| Provision for loan and lease losses | $5,000 | 3,362 |
| Total noninterest income | $56,000 | 4,876 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $28,000 | 4,276 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 4,835 |
| Total noninterest expense | $369,000 | 5,196 |
| Salaries and employee benefits | $226,000 | 5,074 |
| Premises and equipment expense | $41,000 | 5,039 |
| Additional noninterest expense | $102,000 | 5,308 |
| Pre-tax net operating income | $116,000 | 4,845 |
| Securities gains (losses) | $1,000 | 1,030 |
| Applicable income taxes | $1,000 | 3,997 |
| Income before extraordinary items | $116,000 | 4,741 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $116,000 | 4,741 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $116,000 | 4,741 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $115,010 | 4,741 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $2,079,000 | 5,177 |
| Total interest expense | $276,000 | 4,564 |
| Net interest income | $1,803,000 | 5,214 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $240,000 | 4,897 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $113,000 | 4,371 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $127,000 | 4,810 |
| Total noninterest expense | $1,544,000 | 5,213 |
| Salaries and employee benefits | $904,000 | 5,129 |
| Premises and equipment expense | $182,000 | 5,013 |
| Additional noninterest expense | $458,000 | 5,298 |
| Pre-tax net operating income | $499,000 | 4,818 |
| Securities gains (losses) | $8,000 | 2,738 |
| Applicable income taxes | $1,000 | 4,208 |
| Income before extraordinary items | $506,000 | 4,712 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $506,000 | 4,711 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $506,000 | 4,711 |
| Net charge-offs | $81,000 | 2,785 |
| Cash dividends | $299,000 | 3,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $498,000 | 4,690 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,562,000 | 5,230 |
| Total interest expense | $206,000 | 4,610 |
| Net interest income | $1,356,000 | 5,263 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $181,000 | 4,922 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $84,000 | 4,402 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $97,000 | 4,827 |
| Total noninterest expense | $1,131,000 | 5,275 |
| Salaries and employee benefits | $644,000 | 5,209 |
| Premises and equipment expense | $137,000 | 5,028 |
| Additional noninterest expense | $350,000 | 5,319 |
| Pre-tax net operating income | $406,000 | 4,828 |
| Securities gains (losses) | $8,000 | 2,659 |
| Applicable income taxes | $1,000 | 4,258 |
| Income before extraordinary items | $413,000 | 4,714 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $413,000 | 4,714 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $413,000 | 4,714 |
| Net charge-offs | $2,000 | 3,786 |
| Cash dividends | $298,000 | 2,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $405,000 | 4,681 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,049,000 | 5,273 |
| Total interest expense | $137,000 | 4,645 |
| Net interest income | $912,000 | 5,307 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $117,000 | 4,993 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $53,000 | 4,493 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $64,000 | 4,870 |
| Total noninterest expense | $751,000 | 5,340 |
| Salaries and employee benefits | $424,000 | 5,288 |
| Premises and equipment expense | $101,000 | 4,951 |
| Additional noninterest expense | $226,000 | 5,418 |
| Pre-tax net operating income | $278,000 | 4,832 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $1,000 | 4,252 |
| Income before extraordinary items | $277,000 | 4,713 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $277,000 | 4,714 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $277,000 | 4,714 |
| Net charge-offs | $2,000 | 3,496 |
| Cash dividends | $299,000 | 2,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $277,000 | 4,650 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $525,000 | 5,321 |
| Total interest expense | $68,000 | 4,702 |
| Net interest income | $457,000 | 5,361 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $54,000 | 5,063 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $25,000 | 4,550 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $29,000 | 4,963 |
| Total noninterest expense | $358,000 | 5,437 |
| Salaries and employee benefits | $209,000 | 5,343 |
| Premises and equipment expense | $37,000 | 5,338 |
| Additional noninterest expense | $112,000 | 5,469 |
| Pre-tax net operating income | $153,000 | 4,724 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $1,000 | 4,176 |
| Income before extraordinary items | $152,000 | 4,608 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $152,000 | 4,606 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $152,000 | 4,607 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $152,000 | 4,546 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,088,000 | 5,355 |
| Total interest expense | $280,000 | 4,733 |
| Net interest income | $1,808,000 | 5,390 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $265,000 | 4,942 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $98,000 | 4,735 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $167,000 | 4,643 |
| Total noninterest expense | $1,498,000 | 5,438 |
| Salaries and employee benefits | $887,000 | 5,345 |
| Premises and equipment expense | $177,000 | 5,226 |
| Additional noninterest expense | $434,000 | 5,546 |
| Pre-tax net operating income | $575,000 | 4,792 |
| Securities gains (losses) | $24,000 | 2,130 |
| Applicable income taxes | $1,000 | 4,340 |
| Income before extraordinary items | $598,000 | 4,632 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $598,000 | 4,634 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $598,000 | 4,634 |
| Net charge-offs | $0 | 4,462 |
| Cash dividends | $229,000 | 3,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $574,000 | 4,619 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,557,000 | 5,430 |
| Total interest expense | $207,000 | 4,820 |
| Net interest income | $1,350,000 | 5,462 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $204,000 | 4,965 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $74,000 | 4,778 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $130,000 | 4,642 |
| Total noninterest expense | $1,087,000 | 5,519 |
| Salaries and employee benefits | $636,000 | 5,426 |
| Premises and equipment expense | $135,000 | 5,275 |
| Additional noninterest expense | $316,000 | 5,634 |
| Pre-tax net operating income | $467,000 | 4,811 |
| Securities gains (losses) | $10,000 | 2,368 |
| Applicable income taxes | $1,000 | 4,417 |
| Income before extraordinary items | $476,000 | 4,630 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $476,000 | 4,632 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $476,000 | 4,633 |
| Net charge-offs | $-1,000 | 4,684 |
| Cash dividends | $229,000 | 3,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $466,000 | 4,599 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,020,000 | 5,492 |
| Total interest expense | $137,000 | 4,884 |
| Net interest income | $883,000 | 5,530 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $111,000 | 5,192 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $49,000 | 4,791 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $62,000 | 4,997 |
| Total noninterest expense | $741,000 | 5,556 |
| Salaries and employee benefits | $434,000 | 5,455 |
| Premises and equipment expense | $91,000 | 5,304 |
| Additional noninterest expense | $216,000 | 5,645 |
| Pre-tax net operating income | $253,000 | 5,032 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $1,000 | 4,408 |
| Income before extraordinary items | $252,000 | 4,900 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $252,000 | 4,902 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $252,000 | 4,903 |
| Net charge-offs | $-1,000 | 4,579 |
| Cash dividends | $229,000 | 2,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $252,000 | 4,837 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $505,000 | 5,538 |
| Total interest expense | $68,000 | 4,936 |
| Net interest income | $437,000 | 5,584 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $55,000 | 5,210 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $25,000 | 4,767 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $30,000 | 5,052 |
| Total noninterest expense | $375,000 | 5,592 |
| Salaries and employee benefits | $226,000 | 5,439 |
| Premises and equipment expense | $39,000 | 5,517 |
| Additional noninterest expense | $110,000 | 5,683 |
| Pre-tax net operating income | $117,000 | 5,084 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $1,000 | 4,289 |
| Income before extraordinary items | $116,000 | 4,958 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $116,000 | 4,960 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $116,000 | 4,962 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $116,000 | 4,901 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,056,000 | 5,609 |
| Total interest expense | $275,000 | 5,087 |
| Net interest income | $1,781,000 | 5,639 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $232,000 | 5,280 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $112,000 | 4,823 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $120,000 | 5,083 |
| Total noninterest expense | $1,557,000 | 5,634 |
| Salaries and employee benefits | $932,000 | 5,483 |
| Premises and equipment expense | $180,000 | 5,484 |
| Additional noninterest expense | $445,000 | 5,778 |
| Pre-tax net operating income | $456,000 | 5,133 |
| Securities gains (losses) | $2,000 | 3,069 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $458,000 | 5,027 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $458,000 | 5,026 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $458,000 | 5,027 |
| Net charge-offs | $-11,000 | 5,679 |
| Cash dividends | $203,000 | 3,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $456,000 | 4,987 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,533,000 | 5,683 |
| Total interest expense | $204,000 | 5,179 |
| Net interest income | $1,329,000 | 5,707 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $169,000 | 5,365 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $84,000 | 4,893 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $85,000 | 5,185 |
| Total noninterest expense | $1,124,000 | 5,730 |
| Salaries and employee benefits | $676,000 | 5,553 |
| Premises and equipment expense | $132,000 | 5,560 |
| Additional noninterest expense | $316,000 | 5,891 |
| Pre-tax net operating income | $374,000 | 5,124 |
| Securities gains (losses) | $2,000 | 2,770 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $376,000 | 4,993 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $376,000 | 4,993 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $376,000 | 4,995 |
| Net charge-offs | $-11,000 | 5,639 |
| Cash dividends | $203,000 | 3,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $374,000 | 4,960 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,017,000 | 5,724 |
| Total interest expense | $134,000 | 5,261 |
| Net interest income | $883,000 | 5,750 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $108,000 | 5,423 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $53,000 | 4,987 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $55,000 | 5,240 |
| Total noninterest expense | $731,000 | 5,797 |
| Salaries and employee benefits | $452,000 | 5,593 |
| Premises and equipment expense | $90,000 | 5,580 |
| Additional noninterest expense | $189,000 | 6,042 |
| Pre-tax net operating income | $260,000 | 5,070 |
| Securities gains (losses) | $2,000 | 2,363 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $262,000 | 4,917 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $262,000 | 4,918 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $262,000 | 4,919 |
| Net charge-offs | $-11,000 | 5,696 |
| Cash dividends | $203,000 | 2,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $260,000 | 4,866 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $512,000 | 5,769 |
| Total interest expense | $68,000 | 5,300 |
| Net interest income | $444,000 | 5,793 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $54,000 | 5,439 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $27,000 | 4,957 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $27,000 | 5,263 |
| Total noninterest expense | $370,000 | 5,853 |
| Salaries and employee benefits | $232,000 | 5,623 |
| Premises and equipment expense | $43,000 | 5,693 |
| Additional noninterest expense | $95,000 | 6,114 |
| Pre-tax net operating income | $128,000 | 5,035 |
| Securities gains (losses) | $2,000 | 1,528 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $130,000 | 4,866 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $130,000 | 4,868 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $130,000 | 4,867 |
| Net charge-offs | $-3,000 | 5,214 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $128,000 | 4,831 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,091,000 | 5,820 |
| Total interest expense | $301,000 | 5,388 |
| Net interest income | $1,790,000 | 5,834 |
| Provision for loan and lease losses | $40,000 | 4,399 |
| Total noninterest income | $240,000 | 5,416 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $121,000 | 4,940 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $119,000 | 5,201 |
| Total noninterest expense | $1,582,000 | 5,816 |
| Salaries and employee benefits | $962,000 | 5,605 |
| Premises and equipment expense | $182,000 | 5,687 |
| Additional noninterest expense | $438,000 | 6,005 |
| Pre-tax net operating income | $408,000 | 5,197 |
| Securities gains (losses) | $-1,000 | 6,053 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $407,000 | 5,131 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $407,000 | 5,134 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $407,000 | 5,134 |
| Net charge-offs | $29,000 | 4,666 |
| Cash dividends | $459,000 | 2,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $408,000 | 5,068 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,568,000 | 5,880 |
| Total interest expense | $231,000 | 5,440 |
| Net interest income | $1,337,000 | 5,897 |
| Provision for loan and lease losses | $30,000 | 4,276 |
| Total noninterest income | $171,000 | 5,551 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $87,000 | 5,070 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $84,000 | 5,349 |
| Total noninterest expense | $1,151,000 | 5,886 |
| Salaries and employee benefits | $686,000 | 5,725 |
| Premises and equipment expense | $138,000 | 5,718 |
| Additional noninterest expense | $327,000 | 6,045 |
| Pre-tax net operating income | $327,000 | 5,254 |
| Securities gains (losses) | $-1,000 | 6,307 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $326,000 | 5,167 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $326,000 | 5,168 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $326,000 | 5,169 |
| Net charge-offs | $32,000 | 4,149 |
| Cash dividends | $459,000 | 2,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $327,000 | 5,081 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,035,000 | 5,920 |
| Total interest expense | $157,000 | 5,467 |
| Net interest income | $878,000 | 5,948 |
| Provision for loan and lease losses | $20,000 | 4,231 |
| Total noninterest income | $111,000 | 5,620 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $55,000 | 5,144 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $56,000 | 5,394 |
| Total noninterest expense | $762,000 | 5,921 |
| Salaries and employee benefits | $470,000 | 5,704 |
| Premises and equipment expense | $90,000 | 5,772 |
| Additional noninterest expense | $202,000 | 6,160 |
| Pre-tax net operating income | $207,000 | 5,280 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $207,000 | 5,218 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $207,000 | 5,220 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $207,000 | 5,221 |
| Net charge-offs | $2,000 | 4,714 |
| Cash dividends | $459,000 | 1,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $207,000 | 5,096 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $511,000 | 5,986 |
| Total interest expense | $78,000 | 5,571 |
| Net interest income | $433,000 | 5,997 |
| Provision for loan and lease losses | $10,000 | 3,981 |
| Total noninterest income | $55,000 | 5,619 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $28,000 | 5,093 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $27,000 | 5,418 |
| Total noninterest expense | $393,000 | 5,942 |
| Salaries and employee benefits | $241,000 | 5,707 |
| Premises and equipment expense | $48,000 | 5,708 |
| Additional noninterest expense | $104,000 | 6,204 |
| Pre-tax net operating income | $85,000 | 5,459 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $85,000 | 5,420 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $85,000 | 5,422 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $85,000 | 5,422 |
| Net charge-offs | $4,000 | 3,745 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $85,000 | 5,318 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,067,000 | 6,097 |
| Total interest expense | $348,000 | 5,768 |
| Net interest income | $1,719,000 | 6,101 |
| Provision for loan and lease losses | $100,000 | 4,651 |
| Total noninterest income | $231,000 | 5,538 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $102,000 | 5,406 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $129,000 | 5,088 |
| Total noninterest expense | $1,501,000 | 6,098 |
| Salaries and employee benefits | $956,000 | 5,779 |
| Premises and equipment expense | $131,000 | 6,289 |
| Additional noninterest expense | $414,000 | 6,305 |
| Pre-tax net operating income | $349,000 | 5,281 |
| Securities gains (losses) | $58,000 | 2,626 |
| Applicable income taxes | $1,000 | 4,670 |
| Income before extraordinary items | $406,000 | 5,187 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $406,000 | 5,186 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $406,000 | 5,187 |
| Net charge-offs | $-19,000 | 6,705 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $348,000 | 5,139 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,564,000 | 6,184 |
| Total interest expense | $265,000 | 5,874 |
| Net interest income | $1,299,000 | 6,196 |
| Provision for loan and lease losses | $80,000 | 4,589 |
| Total noninterest income | $156,000 | 5,727 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $71,000 | 5,595 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $85,000 | 5,296 |
| Total noninterest expense | $1,081,000 | 6,213 |
| Salaries and employee benefits | $677,000 | 5,921 |
| Premises and equipment expense | $104,000 | 6,290 |
| Additional noninterest expense | $300,000 | 6,403 |
| Pre-tax net operating income | $294,000 | 5,323 |
| Securities gains (losses) | $35,000 | 2,632 |
| Applicable income taxes | $1,000 | 4,707 |
| Income before extraordinary items | $328,000 | 5,217 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $328,000 | 5,215 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $328,000 | 5,215 |
| Net charge-offs | $-32,000 | 6,842 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $293,000 | 5,154 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,044,000 | 6,233 |
| Total interest expense | $178,000 | 5,955 |
| Net interest income | $866,000 | 6,237 |
| Provision for loan and lease losses | $50,000 | 4,550 |
| Total noninterest income | $105,000 | 5,737 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $45,000 | 5,675 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $60,000 | 5,273 |
| Total noninterest expense | $707,000 | 6,296 |
| Salaries and employee benefits | $448,000 | 5,984 |
| Premises and equipment expense | $62,000 | 6,454 |
| Additional noninterest expense | $197,000 | 6,476 |
| Pre-tax net operating income | $214,000 | 5,224 |
| Securities gains (losses) | $14,000 | 2,626 |
| Applicable income taxes | $1,000 | 4,644 |
| Income before extraordinary items | $227,000 | 5,174 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $227,000 | 5,174 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $227,000 | 5,174 |
| Net charge-offs | $-31,000 | 6,894 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $213,000 | 5,062 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $518,000 | 6,306 |
| Total interest expense | $91,000 | 6,032 |
| Net interest income | $427,000 | 6,293 |
| Provision for loan and lease losses | $30,000 | 4,088 |
| Total noninterest income | $51,000 | 5,811 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $21,000 | 5,749 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $30,000 | 5,349 |
| Total noninterest expense | $340,000 | 6,399 |
| Salaries and employee benefits | $220,000 | 6,061 |
| Premises and equipment expense | $30,000 | 6,501 |
| Additional noninterest expense | $90,000 | 6,627 |
| Pre-tax net operating income | $108,000 | 5,314 |
| Securities gains (losses) | $14,000 | 1,707 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $122,000 | 5,127 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $122,000 | 5,128 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $122,000 | 5,129 |
| Net charge-offs | $-30,000 | 6,973 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $108,000 | 5,135 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,148,000 | 6,338 |
| Total interest expense | $415,000 | 6,145 |
| Net interest income | $1,733,000 | 6,323 |
| Provision for loan and lease losses | $80,000 | 5,528 |
| Total noninterest income | $274,000 | 5,348 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $98,000 | 5,544 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $176,000 | 4,623 |
| Total noninterest expense | $1,515,000 | 6,305 |
| Salaries and employee benefits | $909,000 | 6,041 |
| Premises and equipment expense | $133,000 | 6,549 |
| Additional noninterest expense | $473,000 | 6,352 |
| Pre-tax net operating income | $412,000 | 4,946 |
| Securities gains (losses) | $-5,000 | 6,825 |
| Applicable income taxes | $1,000 | 4,639 |
| Income before extraordinary items | $406,000 | 4,920 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $406,000 | 4,922 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $406,000 | 4,921 |
| Net charge-offs | $162,000 | 4,531 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $411,000 | 4,779 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,596,000 | 6,414 |
| Total interest expense | $312,000 | 6,256 |
| Net interest income | $1,284,000 | 6,388 |
| Provision for loan and lease losses | $80,000 | 5,195 |
| Total noninterest income | $202,000 | 5,461 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $73,000 | 5,575 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $129,000 | 4,758 |
| Total noninterest expense | $1,084,000 | 6,407 |
| Salaries and employee benefits | $628,000 | 6,199 |
| Premises and equipment expense | $102,000 | 6,586 |
| Additional noninterest expense | $354,000 | 6,406 |
| Pre-tax net operating income | $322,000 | 5,034 |
| Securities gains (losses) | $-5,000 | 6,954 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $317,000 | 4,978 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $317,000 | 4,978 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $317,000 | 4,978 |
| Net charge-offs | $32,000 | 5,264 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $322,000 | 4,849 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,075,000 | 6,457 |
| Total interest expense | $209,000 | 6,362 |
| Net interest income | $866,000 | 6,414 |
| Provision for loan and lease losses | $50,000 | 5,106 |
| Total noninterest income | $133,000 | 5,501 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $49,000 | 5,561 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $84,000 | 4,816 |
| Total noninterest expense | $720,000 | 6,475 |
| Salaries and employee benefits | $415,000 | 6,282 |
| Premises and equipment expense | $60,000 | 6,753 |
| Additional noninterest expense | $245,000 | 6,415 |
| Pre-tax net operating income | $229,000 | 4,949 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $229,000 | 4,827 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $229,000 | 4,826 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $229,000 | 4,827 |
| Net charge-offs | $17,000 | 5,136 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $229,000 | 4,738 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $559,000 | 6,447 |
| Total interest expense | $106,000 | 6,428 |
| Net interest income | $453,000 | 6,367 |
| Provision for loan and lease losses | $20,000 | 4,994 |
| Total noninterest income | $70,000 | 5,483 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $25,000 | 5,503 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $45,000 | 4,825 |
| Total noninterest expense | $358,000 | 6,539 |
| Salaries and employee benefits | $204,000 | 6,356 |
| Premises and equipment expense | $28,000 | 6,863 |
| Additional noninterest expense | $126,000 | 6,435 |
| Pre-tax net operating income | $145,000 | 4,694 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $145,000 | 4,507 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $145,000 | 4,506 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $145,000 | 4,507 |
| Net charge-offs | $-12,000 | 7,063 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $145,000 | 4,445 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,153,000 | 6,623 |
| Total interest expense | $506,000 | 6,507 |
| Net interest income | $1,647,000 | 6,589 |
| Provision for loan and lease losses | $225,000 | 5,212 |
| Total noninterest income | $280,000 | 5,496 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $114,000 | 5,314 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $166,000 | 4,845 |
| Total noninterest expense | $1,595,000 | 6,418 |
| Salaries and employee benefits | $897,000 | 6,232 |
| Premises and equipment expense | $120,000 | 6,882 |
| Additional noninterest expense | $578,000 | 6,263 |
| Pre-tax net operating income | $107,000 | 5,457 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,000 | 4,548 |
| Income before extraordinary items | $106,000 | 5,591 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $106,000 | 5,593 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $106,000 | 5,593 |
| Net charge-offs | $395,000 | 3,946 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $106,000 | 5,464 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,604,000 | 6,737 |
| Total interest expense | $386,000 | 6,619 |
| Net interest income | $1,218,000 | 6,701 |
| Provision for loan and lease losses | $135,000 | 5,367 |
| Total noninterest income | $227,000 | 5,474 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $88,000 | 5,351 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $139,000 | 4,762 |
| Total noninterest expense | $1,147,000 | 6,543 |
| Salaries and employee benefits | $659,000 | 6,312 |
| Premises and equipment expense | $95,000 | 6,905 |
| Additional noninterest expense | $393,000 | 6,486 |
| Pre-tax net operating income | $163,000 | 5,380 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $1,000 | 4,603 |
| Income before extraordinary items | $162,000 | 5,466 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $162,000 | 5,468 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $162,000 | 5,469 |
| Net charge-offs | $147,000 | 4,519 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $162,000 | 5,305 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,065,000 | 6,794 |
| Total interest expense | $258,000 | 6,708 |
| Net interest income | $807,000 | 6,745 |
| Provision for loan and lease losses | $90,000 | 5,248 |
| Total noninterest income | $113,000 | 5,911 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $60,000 | 5,340 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $53,000 | 5,522 |
| Total noninterest expense | $795,000 | 6,515 |
| Salaries and employee benefits | $450,000 | 6,317 |
| Premises and equipment expense | $59,000 | 7,035 |
| Additional noninterest expense | $286,000 | 6,366 |
| Pre-tax net operating income | $35,000 | 5,897 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $34,000 | 6,007 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $34,000 | 6,009 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $34,000 | 6,008 |
| Net charge-offs | $160,000 | 3,763 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $34,000 | 5,907 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $520,000 | 6,911 |
| Total interest expense | $129,000 | 6,821 |
| Net interest income | $391,000 | 6,854 |
| Provision for loan and lease losses | $45,000 | 4,935 |
| Total noninterest income | $57,000 | 5,949 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $31,000 | 5,310 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $26,000 | 5,620 |
| Total noninterest expense | $388,000 | 6,643 |
| Salaries and employee benefits | $236,000 | 6,307 |
| Premises and equipment expense | $19,000 | 7,478 |
| Additional noninterest expense | $133,000 | 6,546 |
| Pre-tax net operating income | $15,000 | 6,085 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $1,000 | 4,457 |
| Income before extraordinary items | $14,000 | 6,194 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $14,000 | 6,196 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $14,000 | 6,196 |
| Net charge-offs | $175,000 | 2,578 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $14,000 | 6,086 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,351,000 | 6,799 |
| Total interest expense | $603,000 | 6,906 |
| Net interest income | $1,748,000 | 6,635 |
| Provision for loan and lease losses | $600,000 | 4,252 |
| Total noninterest income | $307,000 | 5,564 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $139,000 | 5,273 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $168,000 | 4,927 |
| Total noninterest expense | $1,497,000 | 6,801 |
| Salaries and employee benefits | $891,000 | 6,484 |
| Premises and equipment expense | $115,000 | 7,245 |
| Additional noninterest expense | $491,000 | 6,813 |
| Pre-tax net operating income | $-42,000 | 5,498 |
| Securities gains (losses) | $51,000 | 2,606 |
| Applicable income taxes | $1,000 | 4,275 |
| Income before extraordinary items | $8,000 | 5,504 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $8,000 | 5,502 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $8,000 | 5,502 |
| Net charge-offs | $480,000 | 3,848 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-37,390 | 5,574 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,769,000 | 6,876 |
| Total interest expense | $463,000 | 6,994 |
| Net interest income | $1,306,000 | 6,677 |
| Provision for loan and lease losses | $600,000 | 3,517 |
| Total noninterest income | $239,000 | 5,587 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $98,000 | 5,393 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $141,000 | 4,874 |
| Total noninterest expense | $1,152,000 | 6,767 |
| Salaries and employee benefits | $652,000 | 6,572 |
| Premises and equipment expense | $100,000 | 7,128 |
| Additional noninterest expense | $400,000 | 6,691 |
| Pre-tax net operating income | $-207,000 | 6,027 |
| Securities gains (losses) | $34,000 | 2,497 |
| Applicable income taxes | $1,000 | 4,465 |
| Income before extraordinary items | $-174,000 | 6,087 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-174,000 | 6,088 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-174,000 | 6,087 |
| Net charge-offs | $481,000 | 3,101 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-208,000 | 6,099 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,179,000 | 6,946 |
| Total interest expense | $317,000 | 7,066 |
| Net interest income | $862,000 | 6,709 |
| Provision for loan and lease losses | $50,000 | 6,064 |
| Total noninterest income | $109,000 | 6,264 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $60,000 | 5,529 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $49,000 | 5,874 |
| Total noninterest expense | $820,000 | 6,712 |
| Salaries and employee benefits | $441,000 | 6,613 |
| Premises and equipment expense | $80,000 | 6,940 |
| Additional noninterest expense | $299,000 | 6,494 |
| Pre-tax net operating income | $101,000 | 5,210 |
| Securities gains (losses) | $3,000 | 2,873 |
| Applicable income taxes | $1,000 | 4,523 |
| Income before extraordinary items | $103,000 | 5,182 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $103,000 | 5,180 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $103,000 | 5,180 |
| Net charge-offs | $57,000 | 4,802 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $100,030 | 5,112 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $600,000 | 6,965 |
| Total interest expense | $167,000 | 7,073 |
| Net interest income | $433,000 | 6,711 |
| Provision for loan and lease losses | $25,000 | 5,698 |
| Total noninterest income | $52,000 | 6,327 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $30,000 | 5,504 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $22,000 | 6,048 |
| Total noninterest expense | $386,000 | 6,817 |
| Salaries and employee benefits | $231,000 | 6,567 |
| Premises and equipment expense | $35,000 | 7,168 |
| Additional noninterest expense | $120,000 | 6,780 |
| Pre-tax net operating income | $74,000 | 5,329 |
| Securities gains (losses) | $3,000 | 2,164 |
| Applicable income taxes | $1,000 | 4,679 |
| Income before extraordinary items | $76,000 | 5,298 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $76,000 | 5,303 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $76,000 | 5,302 |
| Net charge-offs | $8,000 | 4,870 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $73,030 | 5,161 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,690,000 | 6,829 |
| Total interest expense | $830,000 | 7,079 |
| Net interest income | $1,860,000 | 6,578 |
| Provision for loan and lease losses | $150,000 | 5,553 |
| Total noninterest income | $271,000 | 5,994 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $166,000 | 5,127 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $105,000 | 5,857 |
| Total noninterest expense | $1,508,000 | 6,854 |
| Salaries and employee benefits | $908,000 | 6,632 |
| Premises and equipment expense | $120,000 | 7,425 |
| Additional noninterest expense | $480,000 | 6,709 |
| Pre-tax net operating income | $473,000 | 4,947 |
| Securities gains (losses) | $69,000 | 1,391 |
| Applicable income taxes | $1,000 | 4,863 |
| Income before extraordinary items | $541,000 | 4,326 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $541,000 | 4,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,577 |
| Cash dividends | $403,000 | 3,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $472,000 | 4,700 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,064,000 | 6,864 |
| Total interest expense | $625,000 | 7,184 |
| Net interest income | $1,439,000 | 6,555 |
| Provision for loan and lease losses | $40,000 | 6,090 |
| Total noninterest income | $196,000 | 6,148 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $118,000 | 5,254 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $78,000 | 5,989 |
| Total noninterest expense | $1,086,000 | 6,949 |
| Salaries and employee benefits | $638,000 | 6,789 |
| Premises and equipment expense | $98,000 | 7,375 |
| Additional noninterest expense | $350,000 | 6,762 |
| Pre-tax net operating income | $509,000 | 4,912 |
| Securities gains (losses) | $69,000 | 1,205 |
| Applicable income taxes | $1,000 | 5,240 |
| Income before extraordinary items | $577,000 | 4,195 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $577,000 | 4,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,106 |
| Cash dividends | $403,000 | 3,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $508,000 | 4,560 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,409,000 | 6,883 |
| Total interest expense | $427,000 | 7,253 |
| Net interest income | $982,000 | 6,521 |
| Provision for loan and lease losses | $20,000 | 5,946 |
| Total noninterest income | $129,000 | 6,246 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $73,000 | 5,418 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $56,000 | 5,955 |
| Total noninterest expense | $724,000 | 6,998 |
| Salaries and employee benefits | $434,000 | 6,795 |
| Premises and equipment expense | $68,000 | 7,380 |
| Additional noninterest expense | $222,000 | 6,874 |
| Pre-tax net operating income | $367,000 | 4,938 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,000 | 5,487 |
| Income before extraordinary items | $366,000 | 4,648 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $366,000 | 4,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,111 |
| Cash dividends | $271,000 | 3,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $366,000 | 4,587 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $734,000 | 6,874 |
| Total interest expense | $233,000 | 7,237 |
| Net interest income | $501,000 | 6,500 |
| Provision for loan and lease losses | $10,000 | 5,419 |
| Total noninterest income | $67,000 | 6,189 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $37,000 | 5,370 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $30,000 | 5,904 |
| Total noninterest expense | $367,000 | 7,000 |
| Salaries and employee benefits | $227,000 | 6,740 |
| Premises and equipment expense | $34,000 | 7,392 |
| Additional noninterest expense | $106,000 | 6,966 |
| Pre-tax net operating income | $191,000 | 5,036 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,000 | 5,476 |
| Income before extraordinary items | $190,000 | 4,763 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $190,000 | 4,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $190,000 | 4,653 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,029,000 | 6,814 |
| Total interest expense | $1,034,000 | 7,113 |
| Net interest income | $1,995,000 | 6,507 |
| Provision for loan and lease losses | $40,000 | 5,854 |
| Total noninterest income | $324,000 | 5,893 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $164,000 | 5,271 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $160,000 | 5,467 |
| Total noninterest expense | $1,503,000 | 6,920 |
| Salaries and employee benefits | $867,000 | 6,799 |
| Premises and equipment expense | $141,000 | 7,323 |
| Additional noninterest expense | $495,000 | 6,606 |
| Pre-tax net operating income | $776,000 | 5,229 |
| Securities gains (losses) | $3,000 | 1,730 |
| Applicable income taxes | $2,000 | 5,906 |
| Income before extraordinary items | $777,000 | 4,852 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $777,000 | 4,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,926 |
| Cash dividends | $471,000 | 3,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $774,000 | 4,831 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,238,000 | 6,900 |
| Total interest expense | $777,000 | 7,140 |
| Net interest income | $1,461,000 | 6,599 |
| Provision for loan and lease losses | $30,000 | 5,532 |
| Total noninterest income | $251,000 | 5,907 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $118,000 | 5,364 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $133,000 | 5,301 |
| Total noninterest expense | $999,000 | 7,153 |
| Salaries and employee benefits | $595,000 | 6,965 |
| Premises and equipment expense | $109,000 | 7,284 |
| Additional noninterest expense | $295,000 | 7,067 |
| Pre-tax net operating income | $683,000 | 5,171 |
| Securities gains (losses) | $3,000 | 1,317 |
| Applicable income taxes | $2,000 | 6,041 |
| Income before extraordinary items | $684,000 | 4,717 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $684,000 | 4,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,810 |
| Cash dividends | $366,000 | 3,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $681,000 | 4,722 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,441,000 | 7,003 |
| Total interest expense | $513,000 | 7,188 |
| Net interest income | $928,000 | 6,757 |
| Provision for loan and lease losses | $20,000 | 5,312 |
| Total noninterest income | $137,000 | 6,282 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $76,000 | 5,437 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $61,000 | 5,968 |
| Total noninterest expense | $674,000 | 7,163 |
| Salaries and employee benefits | $398,000 | 7,010 |
| Premises and equipment expense | $72,000 | 7,329 |
| Additional noninterest expense | $204,000 | 7,029 |
| Pre-tax net operating income | $371,000 | 5,654 |
| Securities gains (losses) | $3,000 | 1,133 |
| Applicable income taxes | $2,000 | 6,068 |
| Income before extraordinary items | $372,000 | 5,227 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $372,000 | 5,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,011 |
| Cash dividends | $280,000 | 3,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $369,030 | 5,230 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $706,000 | 7,072 |
| Total interest expense | $256,000 | 7,209 |
| Net interest income | $450,000 | 6,848 |
| Provision for loan and lease losses | $10,000 | 5,012 |
| Total noninterest income | $60,000 | 6,528 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $33,000 | 5,642 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $27,000 | 6,153 |
| Total noninterest expense | $340,000 | 7,192 |
| Salaries and employee benefits | $207,000 | 6,954 |
| Premises and equipment expense | $26,000 | 7,758 |
| Additional noninterest expense | $107,000 | 6,972 |
| Pre-tax net operating income | $160,000 | 5,944 |
| Securities gains (losses) | $3,000 | 908 |
| Applicable income taxes | $1,000 | 6,046 |
| Income before extraordinary items | $162,000 | 5,494 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $162,000 | 5,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,049 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $159,030 | 5,522 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,928,000 | 6,833 |
| Total interest expense | $975,000 | 6,993 |
| Net interest income | $1,953,000 | 6,605 |
| Provision for loan and lease losses | $210,000 | 3,430 |
| Total noninterest income | $282,000 | 6,299 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $163,000 | 5,368 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $119,000 | 6,032 |
| Total noninterest expense | $1,361,000 | 7,116 |
| Salaries and employee benefits | $850,000 | 6,809 |
| Premises and equipment expense | $125,000 | 7,549 |
| Additional noninterest expense | $386,000 | 7,145 |
| Pre-tax net operating income | $664,000 | 6,010 |
| Securities gains (losses) | $-19,000 | 7,524 |
| Applicable income taxes | $1,000 | 6,499 |
| Income before extraordinary items | $644,000 | 5,675 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $644,000 | 5,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $263,000 | 1,841 |
| Cash dividends | $541,000 | 3,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $663,000 | 5,593 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,197,000 | 6,865 |
| Total interest expense | $725,000 | 6,993 |
| Net interest income | $1,472,000 | 6,666 |
| Provision for loan and lease losses | $210,000 | 2,785 |
| Total noninterest income | $205,000 | 6,405 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $117,000 | 5,519 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $88,000 | 6,064 |
| Total noninterest expense | $965,000 | 7,253 |
| Salaries and employee benefits | $583,000 | 7,025 |
| Premises and equipment expense | $106,000 | 7,370 |
| Additional noninterest expense | $276,000 | 7,235 |
| Pre-tax net operating income | $502,000 | 6,214 |
| Securities gains (losses) | $-19,000 | 7,814 |
| Applicable income taxes | $1,000 | 6,574 |
| Income before extraordinary items | $482,000 | 5,835 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $482,000 | 5,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $263,000 | 1,264 |
| Cash dividends | $471,000 | 3,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $501,000 | 5,757 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,455,000 | 6,888 |
| Total interest expense | $475,000 | 6,954 |
| Net interest income | $980,000 | 6,710 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $131,000 | 6,491 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $72,000 | 5,670 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $59,000 | 6,112 |
| Total noninterest expense | $658,000 | 7,232 |
| Salaries and employee benefits | $395,000 | 7,006 |
| Premises and equipment expense | $78,000 | 7,229 |
| Additional noninterest expense | $185,000 | 7,235 |
| Pre-tax net operating income | $363,000 | 6,086 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,000 | 6,575 |
| Income before extraordinary items | $362,000 | 5,610 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $362,000 | 5,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 1,392 |
| Cash dividends | $424,000 | 2,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $362,000 | 5,609 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $724,000 | 6,871 |
| Total interest expense | $232,000 | 6,931 |
| Net interest income | $492,000 | 6,723 |
| Provision for loan and lease losses | $25,000 | 4,252 |
| Total noninterest income | $55,000 | 6,782 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $29,000 | 5,974 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $26,000 | 6,300 |
| Total noninterest expense | $330,000 | 7,242 |
| Salaries and employee benefits | $201,000 | 6,984 |
| Premises and equipment expense | $33,000 | 7,508 |
| Additional noninterest expense | $96,000 | 7,176 |
| Pre-tax net operating income | $192,000 | 5,927 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,000 | 6,453 |
| Income before extraordinary items | $191,000 | 5,447 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $191,000 | 5,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 1,662 |
| Cash dividends | $370,000 | 1,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $191,000 | 5,445 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,670,000 | 6,865 |
| Total interest expense | $701,000 | 7,040 |
| Net interest income | $1,969,000 | 6,673 |
| Provision for loan and lease losses | $40,000 | 5,969 |
| Total noninterest income | $229,000 | 6,831 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $121,000 | 5,986 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $108,000 | 6,289 |
| Total noninterest expense | $1,376,000 | 7,095 |
| Salaries and employee benefits | $857,000 | 6,761 |
| Premises and equipment expense | $139,000 | 7,408 |
| Additional noninterest expense | $380,000 | 7,191 |
| Pre-tax net operating income | $782,000 | 5,926 |
| Securities gains (losses) | $-42,000 | 8,113 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $740,000 | 5,546 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $740,000 | 5,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 2,873 |
| Cash dividends | $348,000 | 4,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $782,000 | 5,371 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,963,000 | 6,915 |
| Total interest expense | $500,000 | 7,072 |
| Net interest income | $1,463,000 | 6,725 |
| Provision for loan and lease losses | $30,000 | 5,800 |
| Total noninterest income | $169,000 | 6,899 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $89,000 | 6,054 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $80,000 | 6,318 |
| Total noninterest expense | $974,000 | 7,214 |
| Salaries and employee benefits | $588,000 | 6,978 |
| Premises and equipment expense | $106,000 | 7,385 |
| Additional noninterest expense | $280,000 | 7,239 |
| Pre-tax net operating income | $628,000 | 5,883 |
| Securities gains (losses) | $-42,000 | 8,415 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $586,000 | 5,507 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $586,000 | 5,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,141 |
| Cash dividends | $348,000 | 3,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $628,000 | 5,312 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,266,000 | 6,955 |
| Total interest expense | $319,000 | 7,070 |
| Net interest income | $947,000 | 6,804 |
| Provision for loan and lease losses | $20,000 | 5,646 |
| Total noninterest income | $113,000 | 6,881 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $60,000 | 6,007 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $53,000 | 6,309 |
| Total noninterest expense | $661,000 | 7,189 |
| Salaries and employee benefits | $401,000 | 6,908 |
| Premises and equipment expense | $69,000 | 7,428 |
| Additional noninterest expense | $191,000 | 7,181 |
| Pre-tax net operating income | $379,000 | 6,117 |
| Securities gains (losses) | $-42,000 | 8,550 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $337,000 | 5,879 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $337,000 | 5,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 2,429 |
| Cash dividends | $348,000 | 2,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $379,000 | 5,525 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $605,000 | 7,082 |
| Total interest expense | $153,000 | 7,122 |
| Net interest income | $452,000 | 6,967 |
| Provision for loan and lease losses | $20,000 | 4,626 |
| Total noninterest income | $52,000 | 7,007 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $27,000 | 6,147 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $25,000 | 6,471 |
| Total noninterest expense | $325,000 | 7,279 |
| Salaries and employee benefits | $199,000 | 6,989 |
| Premises and equipment expense | $22,000 | 8,069 |
| Additional noninterest expense | $104,000 | 7,044 |
| Pre-tax net operating income | $159,000 | 6,445 |
| Securities gains (losses) | $-65,000 | 8,808 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $94,000 | 7,002 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $94,000 | 7,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 1,526 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $159,000 | 5,935 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,438,000 | 6,949 |
| Total interest expense | $550,000 | 7,125 |
| Net interest income | $1,888,000 | 6,780 |
| Provision for loan and lease losses | $40,000 | 6,168 |
| Total noninterest income | $263,000 | 6,666 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $144,000 | 5,867 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $119,000 | 6,114 |
| Total noninterest expense | $1,382,000 | 7,108 |
| Salaries and employee benefits | $857,000 | 6,771 |
| Premises and equipment expense | $128,000 | 7,609 |
| Additional noninterest expense | $397,000 | 7,143 |
| Pre-tax net operating income | $729,000 | 6,013 |
| Securities gains (losses) | $-30,000 | 8,488 |
| Applicable income taxes | $1,000 | 7,085 |
| Income before extraordinary items | $698,000 | 5,594 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $698,000 | 5,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,043 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $728,000 | 5,404 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,883,000 | 6,892 |
| Total interest expense | $407,000 | 7,164 |
| Net interest income | $1,476,000 | 6,674 |
| Provision for loan and lease losses | $40,000 | 5,698 |
| Total noninterest income | $153,000 | 7,158 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $61,000 | 6,789 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $92,000 | 6,087 |
| Total noninterest expense | $1,003,000 | 7,167 |
| Salaries and employee benefits | $600,000 | 6,901 |
| Premises and equipment expense | $105,000 | 7,429 |
| Additional noninterest expense | $298,000 | 7,104 |
| Pre-tax net operating income | $586,000 | 5,965 |
| Securities gains (losses) | $28,000 | 2,085 |
| Applicable income taxes | $1,000 | 7,130 |
| Income before extraordinary items | $613,000 | 5,303 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $613,000 | 5,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,054 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $585,000 | 5,347 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,281,000 | 6,889 |
| Total interest expense | $271,000 | 7,200 |
| Net interest income | $1,010,000 | 6,630 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $67,000 | 7,836 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $3,000 | 7,913 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $64,000 | 6,013 |
| Total noninterest expense | $672,000 | 7,201 |
| Salaries and employee benefits | $386,000 | 7,028 |
| Premises and equipment expense | $71,000 | 7,432 |
| Additional noninterest expense | $215,000 | 6,963 |
| Pre-tax net operating income | $375,000 | 6,022 |
| Securities gains (losses) | $26,000 | 1,881 |
| Applicable income taxes | $1,000 | 7,109 |
| Income before extraordinary items | $400,000 | 5,322 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $400,000 | 5,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,943 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $374,000 | 5,394 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $635,000 | 6,935 |
| Total interest expense | $138,000 | 7,223 |
| Net interest income | $497,000 | 6,704 |
| Provision for loan and lease losses | $20,000 | 4,792 |
| Total noninterest income | $31,000 | 7,933 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,000 | 7,932 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $30,000 | 6,109 |
| Total noninterest expense | $324,000 | 7,319 |
| Salaries and employee benefits | $190,000 | 7,115 |
| Premises and equipment expense | $27,000 | 7,911 |
| Additional noninterest expense | $107,000 | 6,978 |
| Pre-tax net operating income | $184,000 | 6,011 |
| Securities gains (losses) | $26,000 | 1,575 |
| Applicable income taxes | $1,000 | 6,972 |
| Income before extraordinary items | $209,000 | 5,227 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $209,000 | 5,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,966 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $183,000 | 5,434 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,801,000 | 6,740 |
| Total interest expense | $715,000 | 6,989 |
| Net interest income | $2,086,000 | 6,451 |
| Provision for loan and lease losses | $45,000 | 6,412 |
| Total noninterest income | $146,000 | 7,848 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $5,000 | 7,986 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $141,000 | 5,934 |
| Total noninterest expense | $2,946,000 | 4,656 |
| Salaries and employee benefits | $744,000 | 7,134 |
| Premises and equipment expense | $102,000 | 8,040 |
| Additional noninterest expense | $2,100,000 | 2,303 |
| Pre-tax net operating income | $-759,000 | 8,915 |
| Securities gains (losses) | $75,000 | 2,153 |
| Applicable income taxes | $4,000 | 7,246 |
| Income before extraordinary items | $-688,000 | 8,965 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-688,000 | 8,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,208 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-763,000 | 8,932 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,148,000 | 6,760 |
| Total interest expense | $559,000 | 7,037 |
| Net interest income | $1,589,000 | 6,450 |
| Provision for loan and lease losses | $20,000 | 6,734 |
| Total noninterest income | $109,000 | 7,909 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $4,000 | 8,044 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $105,000 | 5,986 |
| Total noninterest expense | $2,484,000 | 4,293 |
| Salaries and employee benefits | $545,000 | 7,152 |
| Premises and equipment expense | $77,000 | 8,054 |
| Additional noninterest expense | $1,862,000 | 1,920 |
| Pre-tax net operating income | $-806,000 | 9,043 |
| Securities gains (losses) | $75,000 | 1,990 |
| Applicable income taxes | $4,000 | 7,286 |
| Income before extraordinary items | $-735,000 | 9,087 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-735,000 | 9,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,047 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-810,000 | 9,058 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,462,000 | 6,749 |
| Total interest expense | $379,000 | 7,117 |
| Net interest income | $1,083,000 | 6,400 |
| Provision for loan and lease losses | $20,000 | 6,304 |
| Total noninterest income | $60,000 | 8,151 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $3,000 | 8,063 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $57,000 | 6,331 |
| Total noninterest expense | $2,193,000 | 3,412 |
| Salaries and employee benefits | $366,000 | 7,173 |
| Premises and equipment expense | $52,000 | 8,045 |
| Additional noninterest expense | $1,775,000 | 1,394 |
| Pre-tax net operating income | $-1,070,000 | 9,167 |
| Securities gains (losses) | $75,000 | 1,736 |
| Applicable income taxes | $3,000 | 7,303 |
| Income before extraordinary items | $-998,000 | 9,208 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-998,000 | 9,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,273 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-1,073,000 | 9,174 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $725,000 | 6,802 |
| Total interest expense | $192,000 | 7,192 |
| Net interest income | $533,000 | 6,453 |
| Provision for loan and lease losses | $20,000 | 5,233 |
| Total noninterest income | $28,000 | 8,245 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,000 | 8,100 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $27,000 | 6,429 |
| Total noninterest expense | $330,000 | 7,285 |
| Salaries and employee benefits | $178,000 | 7,269 |
| Premises and equipment expense | $27,000 | 8,005 |
| Additional noninterest expense | $125,000 | 6,520 |
| Pre-tax net operating income | $211,000 | 5,718 |
| Securities gains (losses) | $9,000 | 2,215 |
| Applicable income taxes | $3,000 | 7,063 |
| Income before extraordinary items | $217,000 | 5,098 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $217,000 | 5,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 2,357 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $208,090 | 5,036 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,067,000 | 6,787 |
| Total interest expense | $920,000 | 7,140 |
| Net interest income | $2,147,000 | 6,401 |
| Provision for loan and lease losses | $240,000 | 3,935 |
| Total noninterest income | $119,000 | 8,172 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $7,000 | 8,109 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $112,000 | 6,211 |
| Total noninterest expense | $1,556,000 | 6,736 |
| Salaries and employee benefits | $771,000 | 6,993 |
| Premises and equipment expense | $133,000 | 7,683 |
| Additional noninterest expense | $652,000 | 5,648 |
| Pre-tax net operating income | $470,000 | 6,889 |
| Securities gains (losses) | $2,000 | 4,234 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $472,000 | 6,528 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $472,000 | 6,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 3,054 |
| Cash dividends | $342,000 | 4,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $470,000 | 6,395 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,493,000 | 6,781 |
| Total interest expense | $1,405,000 | 7,183 |
| Net interest income | $2,088,000 | 6,297 |
| Provision for loan and lease losses | $175,000 | 4,458 |
| Total noninterest income | $121,000 | 8,222 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $13,000 | 8,224 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $108,000 | 6,258 |
| Total noninterest expense | $1,534,000 | 6,725 |
| Salaries and employee benefits | $841,000 | 6,610 |
| Premises and equipment expense | $175,000 | 7,142 |
| Additional noninterest expense | $518,000 | 6,329 |
| Pre-tax net operating income | $500,000 | 6,545 |
| Securities gains (losses) | $13,000 | 3,437 |
| Applicable income taxes | $19,000 | 7,346 |
| Income before extraordinary items | $494,000 | 6,115 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $494,000 | 6,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,797 |
| Cash dividends | $426,000 | 3,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $481,520 | 6,040 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,748,000 | 6,686 |
| Total interest expense | $1,561,000 | 7,038 |
| Net interest income | $2,187,000 | 6,288 |
| Provision for loan and lease losses | $105,000 | 5,193 |
| Total noninterest income | $125,000 | 8,232 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $15,000 | 8,343 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 6,206 |
| Total noninterest expense | $1,379,000 | 7,046 |
| Salaries and employee benefits | $830,000 | 6,591 |
| Premises and equipment expense | $163,000 | 7,358 |
| Additional noninterest expense | $386,000 | 7,265 |
| Pre-tax net operating income | $828,000 | 5,779 |
| Securities gains (losses) | $-54,000 | 9,228 |
| Applicable income taxes | $58,000 | 7,112 |
| Income before extraordinary items | $716,000 | 5,356 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $716,000 | 5,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,089 |
| Cash dividends | $1,164,000 | 2,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $766,220 | 5,170 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,666,000 | 6,653 |
| Total interest expense | $1,476,000 | 7,039 |
| Net interest income | $2,190,000 | 6,301 |
| Provision for loan and lease losses | $225,000 | 3,305 |
| Total noninterest income | $330,000 | 6,173 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $14,000 | 8,610 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $316,000 | 3,900 |
| Total noninterest expense | $1,485,000 | 6,816 |
| Salaries and employee benefits | $800,000 | 6,752 |
| Premises and equipment expense | $159,000 | 7,518 |
| Additional noninterest expense | $526,000 | 6,312 |
| Pre-tax net operating income | $810,000 | 5,887 |
| Securities gains (losses) | $-6,000 | 9,143 |
| Applicable income taxes | $-50,000 | 9,828 |
| Income before extraordinary items | $854,000 | 4,891 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $854,000 | 4,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 2,268 |
| Cash dividends | $527,000 | 3,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $860,000 | 4,827 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,567,000 | 6,880 |
| Total interest expense | $1,523,000 | 7,141 |
| Net interest income | $2,044,000 | 6,593 |
| Provision for loan and lease losses | $88,000 | 5,415 |
| Total noninterest income | $459,000 | 5,190 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $16,000 | 8,778 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $443,000 | 3,222 |
| Total noninterest expense | $1,360,000 | 7,068 |
| Salaries and employee benefits | $776,000 | 6,789 |
| Premises and equipment expense | $165,000 | 7,336 |
| Additional noninterest expense | $419,000 | 7,061 |
| Pre-tax net operating income | $1,055,000 | 5,258 |
| Securities gains (losses) | $-8,000 | 10,162 |
| Applicable income taxes | $117,000 | 7,286 |
| Income before extraordinary items | $930,000 | 4,727 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $930,000 | 4,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,737 |
| Cash dividends | $535,000 | 3,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $937,120 | 4,610 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,457,000 | 7,201 |
| Total interest expense | $1,475,000 | 7,406 |
| Net interest income | $1,982,000 | 6,946 |
| Provision for loan and lease losses | $155,000 | 4,057 |
| Total noninterest income | $117,000 | 9,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $16,000 | 9,200 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 6,756 |
| Total noninterest expense | $1,162,000 | 7,808 |
| Salaries and employee benefits | $740,000 | 7,080 |
| Premises and equipment expense | $131,000 | 8,214 |
| Additional noninterest expense | $291,000 | 8,412 |
| Pre-tax net operating income | $782,000 | 6,623 |
| Securities gains (losses) | $-6,000 | 9,765 |
| Applicable income taxes | $206,000 | 6,797 |
| Income before extraordinary items | $570,000 | 6,545 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $570,000 | 6,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 2,659 |
| Cash dividends | $2,100,000 | 1,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $574,380 | 6,454 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,248,000 | 7,671 |
| Total interest expense | $1,392,000 | 7,858 |
| Net interest income | $1,856,000 | 7,454 |
| Provision for loan and lease losses | $75,000 | 5,702 |
| Total noninterest income | $145,000 | 9,088 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 9,499 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 6,566 |
| Total noninterest expense | $1,134,000 | 8,213 |
| Salaries and employee benefits | $700,000 | 7,532 |
| Premises and equipment expense | $167,000 | 7,688 |
| Additional noninterest expense | $267,000 | 9,216 |
| Pre-tax net operating income | $792,000 | 6,539 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $197,000 | 7,178 |
| Income before extraordinary items | $593,000 | 6,317 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $593,000 | 6,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 4,082 |
| Cash dividends | $210,000 | 5,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $594,500 | 6,245 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,073,000 | 8,095 |
| Total interest expense | $1,352,000 | 8,110 |
| Net interest income | $1,721,000 | 7,963 |
| Provision for loan and lease losses | $75,000 | 5,235 |
| Total noninterest income | $182,000 | 8,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 9,652 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 6,069 |
| Total noninterest expense | $1,125,000 | 8,484 |
| Salaries and employee benefits | $683,000 | 7,834 |
| Premises and equipment expense | $162,000 | 7,994 |
| Additional noninterest expense | $280,000 | 9,487 |
| Pre-tax net operating income | $703,000 | 7,316 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $185,000 | 7,690 |
| Income before extraordinary items | $518,000 | 7,120 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $518,000 | 7,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-133,000 | 11,788 |
| Cash dividends | $210,000 | 5,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $518,000 | 7,097 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,935,000 | 8,160 |
| Total interest expense | $1,117,000 | 8,227 |
| Net interest income | $1,818,000 | 7,994 |
| Provision for loan and lease losses | $150,000 | 3,586 |
| Total noninterest income | $150,000 | 9,703 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 10,069 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 7,194 |
| Total noninterest expense | $1,174,000 | 8,710 |
| Salaries and employee benefits | $662,000 | 8,177 |
| Premises and equipment expense | $140,000 | 8,820 |
| Additional noninterest expense | $372,000 | 9,109 |
| Pre-tax net operating income | $644,000 | 7,752 |
| Securities gains (losses) | $6,000 | 2,522 |
| Applicable income taxes | $123,000 | 8,863 |
| Income before extraordinary items | $527,000 | 7,098 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $527,000 | 7,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $401,000 | 1,596 |
| Cash dividends | $210,000 | 5,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $522,140 | 7,181 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,808,000 | 8,647 |
| Total interest expense | $1,026,000 | 8,984 |
| Net interest income | $1,782,000 | 8,289 |
| Provision for loan and lease losses | $62,000 | 6,899 |
| Total noninterest income | $153,000 | 10,142 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 10,145 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 7,719 |
| Total noninterest expense | $1,171,000 | 9,005 |
| Salaries and employee benefits | $613,000 | 8,694 |
| Premises and equipment expense | $109,000 | 10,160 |
| Additional noninterest expense | $449,000 | 8,735 |
| Pre-tax net operating income | $702,000 | 7,354 |
| Securities gains (losses) | $-3,000 | 12,455 |
| Applicable income taxes | $250,000 | 6,790 |
| Income before extraordinary items | $449,000 | 7,976 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $449,000 | 8,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 5,461 |
| Cash dividends | $240,000 | 4,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $450,920 | 7,705 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,995,000 | 8,983 |
| Total interest expense | $1,242,000 | 9,448 |
| Net interest income | $1,753,000 | 8,493 |
| Provision for loan and lease losses | $100,000 | 7,236 |
| Total noninterest income | $164,000 | 10,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 10,268 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 7,650 |
| Total noninterest expense | $1,030,000 | 9,851 |
| Salaries and employee benefits | $546,000 | 9,306 |
| Premises and equipment expense | $108,000 | 10,453 |
| Additional noninterest expense | $376,000 | 9,860 |
| Pre-tax net operating income | $787,000 | 6,624 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $242,000 | 6,787 |
| Income before extraordinary items | $549,000 | 6,937 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $549,000 | 7,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 6,234 |
| Cash dividends | $60,000 | 7,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $546,240 | 6,591 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.