Home > Farmers & Merchants State Bank of Krum > Assets and Liabilities
Farmers & Merchants State Bank of Krum, Assets and Liabilities
| 2004-12-31 | Rank | |
| # of Employees: | 70 | 2,465 |
| Assets and Liabilities | ||
| Total Assets: | $155,255,000 | 3,495 |
| Cash and due from depository institutions | $11,674,000 | 2,465 |
| Interest-bearing balances | $556,000 | 3,372 |
| Securities | $16,496,000 | 5,255 |
| Federal funds sold & reverse repurchase agreements | $5,782,000 | 1,942 |
| Net loans & leases | $115,165,000 | 3,144 |
| Loan loss allowance | $492,000 | 6,097 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,794,000 | 4,557 |
| Other real estate owned | $500,000 | 2,465 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,844,000 | 3,238 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $155,255,000 | 3,495 |
| Total liabilities | $143,420,000 | 3,428 |
| Total deposits | $142,152,000 | 3,182 |
| Interest-bearing deposits | $106,658,000 | 3,491 |
| Deposits held in domestic offices | $142,152,000 | 3,177 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $111,000 | 5,635 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,157,000 | 2,827 |
| Total equity capital | $11,835,000 | 4,426 |
| Total bank equity capital | $11,835,000 | 4,426 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $215,000 | 5,709 |
| Surplus | $6,284,000 | 3,036 |
| Undivided profits | $5,336,000 | 4,461 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $467,000 | 3,930 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $904,000 | 3,348 |
| Earning assets | $137,999,000 | 3,595 |
| Long-term assets (5+ years) | $56,889,000 | 1,693 |
| Average Assets, year-to-date | $139,295,400 | 3,716 |
| Average Assets, quarterly | $149,819,500 | 3,585 |
| Volatile liabilities | $26,241,000 | 3,418 |
| Insider loans | $103,000 | 7,245 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $8,792,000 | 4,731 |
| Tier 1 (core) risk-based capital | $11,986,000 | 4,260 |
| Tier 2 risk-based capital | $492,000 | 5,810 |
| Total risk weighted assets | $117,386,000 | 3,234 |
| Total unused commitments | $8,792,000 | 4,733 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 76 | 2,244 |
| Assets and Liabilities | ||
| Total Assets: | $144,384,000 | 3,698 |
| Cash and due from depository institutions | $8,874,000 | 2,244 |
| Interest-bearing balances | $556,000 | 3,404 |
| Securities | $15,040,000 | 5,506 |
| Federal funds sold & reverse repurchase agreements | $5,025,000 | 2,081 |
| Net loans & leases | $108,958,000 | 3,252 |
| Loan loss allowance | $782,000 | 4,759 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,878,000 | 4,407 |
| Other real estate owned | $704,000 | 2,244 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $3,905,000 | 3,149 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $144,384,000 | 3,698 |
| Total liabilities | $132,863,000 | 3,615 |
| Total deposits | $131,345,000 | 3,366 |
| Interest-bearing deposits | $100,042,000 | 3,656 |
| Deposits held in domestic offices | $131,345,000 | 3,361 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $112,000 | 5,663 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,406,000 | 2,488 |
| Total equity capital | $11,521,000 | 4,513 |
| Total bank equity capital | $11,521,000 | 4,513 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $215,000 | 5,737 |
| Surplus | $6,284,000 | 2,981 |
| Undivided profits | $5,022,000 | 4,649 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $645,000 | 3,470 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $209,000 | 580 |
| Income earned, not collected on loans | $865,000 | 3,601 |
| Earning assets | $129,579,000 | 3,749 |
| Long-term assets (5+ years) | $53,151,000 | 1,802 |
| Average Assets, year-to-date | $135,305,500 | 3,797 |
| Average Assets, quarterly | $142,724,000 | 3,700 |
| Volatile liabilities | $25,511,000 | 3,457 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $9,481,000 | 4,532 |
| Tier 1 (core) risk-based capital | $11,597,000 | 4,344 |
| Tier 2 risk-based capital | $783,000 | 4,453 |
| Total risk weighted assets | $111,678,000 | 3,331 |
| Total unused commitments | $9,481,000 | 4,533 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 73 | 2,353 |
| Assets and Liabilities | ||
| Total Assets: | $141,064,000 | 3,749 |
| Cash and due from depository institutions | $10,533,000 | 2,353 |
| Interest-bearing balances | $557,000 | 3,439 |
| Securities | $15,840,000 | 5,413 |
| Federal funds sold & reverse repurchase agreements | $4,200,000 | 2,269 |
| Net loans & leases | $104,127,000 | 3,326 |
| Loan loss allowance | $751,000 | 4,879 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,867,000 | 4,397 |
| Other real estate owned | $704,000 | 2,353 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,793,000 | 3,194 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $141,064,000 | 3,749 |
| Total liabilities | $130,486,000 | 3,659 |
| Total deposits | $129,172,000 | 3,400 |
| Interest-bearing deposits | $94,896,000 | 3,815 |
| Deposits held in domestic offices | $129,172,000 | 3,397 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $113,000 | 5,659 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,201,000 | 2,567 |
| Total equity capital | $10,578,000 | 4,665 |
| Total bank equity capital | $10,578,000 | 4,665 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $215,000 | 5,776 |
| Surplus | $5,884,000 | 3,098 |
| Undivided profits | $4,479,000 | 4,775 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $448,000 | 4,249 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $808,000 | 3,570 |
| Earning assets | $124,724,000 | 3,837 |
| Long-term assets (5+ years) | $50,452,000 | 1,910 |
| Average Assets, year-to-date | $132,279,330 | 3,889 |
| Average Assets, quarterly | $135,839,500 | 3,834 |
| Volatile liabilities | $25,468,000 | 3,386 |
| Insider loans | $226,000 | 6,617 |
| FHLB advances | $113,000 | 5,254 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $12,478,000 | 3,960 |
| Tier 1 (core) risk-based capital | $11,007,000 | 4,461 |
| Tier 2 risk-based capital | $751,000 | 4,558 |
| Total risk weighted assets | $107,486,000 | 3,393 |
| Total unused commitments | $12,478,000 | 3,960 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 72 | 2,385 |
| Assets and Liabilities | ||
| Total Assets: | $130,615,000 | 3,958 |
| Cash and due from depository institutions | $8,077,000 | 2,385 |
| Interest-bearing balances | $558,000 | 3,651 |
| Securities | $15,217,000 | 5,520 |
| Federal funds sold & reverse repurchase agreements | $8,534,000 | 1,751 |
| Net loans & leases | $92,591,000 | 3,574 |
| Loan loss allowance | $662,000 | 5,223 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,794,000 | 4,473 |
| Other real estate owned | $850,000 | 2,385 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,552,000 | 3,203 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $130,615,000 | 3,958 |
| Total liabilities | $119,875,000 | 3,887 |
| Total deposits | $118,669,000 | 3,642 |
| Interest-bearing deposits | $87,955,000 | 4,043 |
| Deposits held in domestic offices | $118,669,000 | 3,637 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $113,000 | 5,552 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,093,000 | 3,034 |
| Total equity capital | $10,740,000 | 4,704 |
| Total bank equity capital | $10,740,000 | 4,704 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $215,000 | 5,791 |
| Surplus | $5,884,000 | 3,064 |
| Undivided profits | $4,641,000 | 4,858 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $641,000 | 3,590 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $91,000 | 908 |
| Income earned, not collected on loans | $712,000 | 3,927 |
| Earning assets | $116,900,000 | 4,028 |
| Long-term assets (5+ years) | $44,104,000 | 2,087 |
| Average Assets, year-to-date | $127,887,000 | 3,990 |
| Average Assets, quarterly | $127,887,000 | 3,990 |
| Volatile liabilities | $25,897,000 | 3,251 |
| Insider loans | $232,000 | 6,566 |
| FHLB advances | $113,000 | 5,101 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $10,059,000 | 4,373 |
| Tier 1 (core) risk-based capital | $10,729,000 | 4,516 |
| Tier 2 risk-based capital | $662,000 | 4,888 |
| Total risk weighted assets | $97,611,000 | 3,596 |
| Total unused commitments | $10,059,000 | 4,379 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 68 | 2,558 |
| Assets and Liabilities | ||
| Total Assets: | $125,159,000 | 4,065 |
| Cash and due from depository institutions | $8,870,000 | 2,558 |
| Interest-bearing balances | $2,000 | 6,879 |
| Securities | $12,193,000 | 6,175 |
| Federal funds sold & reverse repurchase agreements | $6,925,000 | 1,732 |
| Net loans & leases | $91,425,000 | 3,591 |
| Loan loss allowance | $614,000 | 5,433 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,119,000 | 5,655 |
| Other real estate owned | $865,000 | 2,558 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,762,000 | 3,074 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $125,159,000 | 4,065 |
| Total liabilities | $115,217,000 | 3,984 |
| Total deposits | $113,971,000 | 3,740 |
| Interest-bearing deposits | $83,469,000 | 4,188 |
| Deposits held in domestic offices | $113,971,000 | 3,737 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $114,000 | 5,536 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,132,000 | 2,857 |
| Total equity capital | $9,942,000 | 4,901 |
| Total bank equity capital | $9,942,000 | 4,901 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $215,000 | 5,833 |
| Surplus | $5,884,000 | 3,027 |
| Undivided profits | $3,843,000 | 5,259 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $521,000 | 4,037 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $776,000 | 3,780 |
| Earning assets | $110,545,000 | 4,189 |
| Long-term assets (5+ years) | $47,645,000 | 1,988 |
| Average Assets, year-to-date | $118,128,800 | 4,139 |
| Average Assets, quarterly | $124,668,000 | 4,046 |
| Volatile liabilities | $23,212,000 | 3,526 |
| Insider loans | $409,000 | 5,836 |
| FHLB advances | $114,000 | 5,131 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $7,066,000 | 5,053 |
| Tier 1 (core) risk-based capital | $10,056,000 | 4,695 |
| Tier 2 risk-based capital | $614,000 | 5,118 |
| Total risk weighted assets | $94,858,000 | 3,662 |
| Total unused commitments | $7,066,000 | 5,057 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 64 | 2,713 |
| Assets and Liabilities | ||
| Total Assets: | $124,177,000 | 4,057 |
| Cash and due from depository institutions | $9,366,000 | 2,713 |
| Interest-bearing balances | $41,000 | 6,062 |
| Securities | $11,368,000 | 6,249 |
| Federal funds sold & reverse repurchase agreements | $5,525,000 | 2,416 |
| Net loans & leases | $92,214,000 | 3,545 |
| Loan loss allowance | $715,000 | 4,980 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,063,000 | 5,768 |
| Other real estate owned | $931,000 | 2,713 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,710,000 | 3,122 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,177,000 | 4,057 |
| Total liabilities | $113,560,000 | 4,009 |
| Total deposits | $112,385,000 | 3,760 |
| Interest-bearing deposits | $82,768,000 | 4,213 |
| Deposits held in domestic offices | $112,385,000 | 3,756 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $151,000 | 5,463 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,024,000 | 3,166 |
| Total equity capital | $10,617,000 | 4,648 |
| Total bank equity capital | $10,617,000 | 4,648 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $215,000 | 5,870 |
| Surplus | $4,884,000 | 3,376 |
| Undivided profits | $5,518,000 | 4,417 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $844,000 | 3,217 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $795,000 | 3,875 |
| Earning assets | $109,148,000 | 4,204 |
| Long-term assets (5+ years) | $45,097,000 | 2,045 |
| Average Assets, year-to-date | $116,371,250 | 4,196 |
| Average Assets, quarterly | $120,802,000 | 4,139 |
| Volatile liabilities | $21,652,000 | 3,686 |
| Insider loans | $366,000 | 6,033 |
| FHLB advances | $151,000 | 5,081 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $6,923,000 | 5,072 |
| Tier 1 (core) risk-based capital | $10,699,000 | 4,474 |
| Tier 2 risk-based capital | $715,000 | 4,656 |
| Total risk weighted assets | $95,473,000 | 3,634 |
| Total unused commitments | $6,923,000 | 5,077 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 62 | 2,799 |
| Assets and Liabilities | ||
| Total Assets: | $117,427,000 | 4,246 |
| Cash and due from depository institutions | $10,056,000 | 2,799 |
| Interest-bearing balances | $58,000 | 5,885 |
| Securities | $10,575,000 | 6,343 |
| Federal funds sold & reverse repurchase agreements | $3,050,000 | 3,997 |
| Net loans & leases | $88,456,000 | 3,621 |
| Loan loss allowance | $626,000 | 5,357 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,014,000 | 5,856 |
| Other real estate owned | $774,000 | 2,799 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,502,000 | 3,138 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $117,427,000 | 4,246 |
| Total liabilities | $107,338,000 | 4,172 |
| Total deposits | $106,258,000 | 3,944 |
| Interest-bearing deposits | $79,024,000 | 4,374 |
| Deposits held in domestic offices | $106,258,000 | 3,942 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $170,000 | 5,535 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $910,000 | 3,511 |
| Total equity capital | $10,089,000 | 4,816 |
| Total bank equity capital | $10,089,000 | 4,816 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $215,000 | 5,885 |
| Surplus | $4,884,000 | 3,347 |
| Undivided profits | $4,990,000 | 4,711 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $650,000 | 3,795 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $725,000 | 4,029 |
| Earning assets | $102,139,000 | 4,409 |
| Long-term assets (5+ years) | $38,868,000 | 2,166 |
| Average Assets, year-to-date | $113,769,330 | 4,267 |
| Average Assets, quarterly | $116,091,500 | 4,238 |
| Volatile liabilities | $21,263,000 | 3,682 |
| Insider loans | $341,000 | 6,119 |
| FHLB advances | $170,000 | 5,045 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $9,075,000 | 4,447 |
| Tier 1 (core) risk-based capital | $9,980,000 | 4,638 |
| Tier 2 risk-based capital | $626,000 | 5,019 |
| Total risk weighted assets | $90,810,000 | 3,721 |
| Total unused commitments | $9,075,000 | 4,457 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 68 | 2,538 |
| Assets and Liabilities | ||
| Total Assets: | $114,756,000 | 4,276 |
| Cash and due from depository institutions | $8,147,000 | 2,538 |
| Interest-bearing balances | $1,062,000 | 3,127 |
| Securities | $11,866,000 | 6,123 |
| Federal funds sold & reverse repurchase agreements | $5,225,000 | 3,096 |
| Net loans & leases | $84,221,000 | 3,725 |
| Loan loss allowance | $572,000 | 5,584 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,013,000 | 5,845 |
| Other real estate owned | $774,000 | 2,538 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,510,000 | 3,100 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,756,000 | 4,276 |
| Total liabilities | $105,519,000 | 4,185 |
| Total deposits | $104,447,000 | 3,974 |
| Interest-bearing deposits | $78,145,000 | 4,383 |
| Deposits held in domestic offices | $104,447,000 | 3,971 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $172,000 | 5,374 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $900,000 | 3,569 |
| Total equity capital | $9,237,000 | 5,035 |
| Total bank equity capital | $9,237,000 | 5,035 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $215,000 | 5,909 |
| Surplus | $4,884,000 | 3,304 |
| Undivided profits | $4,138,000 | 5,090 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $715,000 | 3,541 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $711,000 | 4,112 |
| Earning assets | $102,374,000 | 4,365 |
| Long-term assets (5+ years) | $36,929,000 | 2,195 |
| Average Assets, year-to-date | $111,940,500 | 4,315 |
| Average Assets, quarterly | $111,940,500 | 4,315 |
| Volatile liabilities | $20,008,000 | 3,774 |
| Insider loans | $360,000 | 6,014 |
| FHLB advances | $172,000 | 4,993 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $6,675,000 | 5,051 |
| Tier 1 (core) risk-based capital | $9,206,000 | 4,854 |
| Tier 2 risk-based capital | $572,000 | 5,235 |
| Total risk weighted assets | $88,328,000 | 3,752 |
| Total unused commitments | $6,675,000 | 5,065 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 64 | 2,671 |
| Assets and Liabilities | ||
| Total Assets: | $109,125,000 | 4,392 |
| Cash and due from depository institutions | $11,939,000 | 2,671 |
| Interest-bearing balances | $554,000 | 3,661 |
| Securities | $8,913,000 | 6,777 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $82,921,000 | 3,768 |
| Loan loss allowance | $493,000 | 6,007 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $978,000 | 5,905 |
| Other real estate owned | $795,000 | 2,671 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,579,000 | 3,020 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,125,000 | 4,392 |
| Total liabilities | $100,537,000 | 4,298 |
| Total deposits | $99,598,000 | 4,068 |
| Interest-bearing deposits | $74,484,000 | 4,503 |
| Deposits held in domestic offices | $99,598,000 | 4,063 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $174,000 | 5,513 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $765,000 | 4,057 |
| Total equity capital | $8,588,000 | 5,252 |
| Total bank equity capital | $8,588,000 | 5,252 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $215,000 | 5,931 |
| Surplus | $4,884,000 | 3,265 |
| Undivided profits | $3,489,000 | 5,497 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,106,000 | 2,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $709,000 | 4,336 |
| Earning assets | $92,388,000 | 4,648 |
| Long-term assets (5+ years) | $32,492,000 | 2,397 |
| Average Assets, year-to-date | $100,196,400 | 4,506 |
| Average Assets, quarterly | $106,048,500 | 4,434 |
| Volatile liabilities | $17,206,000 | 4,139 |
| Insider loans | $370,000 | 5,993 |
| FHLB advances | $174,000 | 5,007 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $6,811,000 | 4,904 |
| Tier 1 (core) risk-based capital | $8,573,000 | 5,047 |
| Tier 2 risk-based capital | $493,000 | 5,678 |
| Total risk weighted assets | $85,765,000 | 3,817 |
| Total unused commitments | $6,811,000 | 4,910 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 53 | 3,166 |
| Assets and Liabilities | ||
| Total Assets: | $94,758,000 | 4,752 |
| Cash and due from depository institutions | $6,284,000 | 3,166 |
| Interest-bearing balances | $665,000 | 3,410 |
| Securities | $14,690,000 | 5,440 |
| Federal funds sold & reverse repurchase agreements | $2,275,000 | 4,555 |
| Net loans & leases | $68,758,000 | 4,230 |
| Loan loss allowance | $635,000 | 5,045 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $947,000 | 6,015 |
| Other real estate owned | $20,000 | 3,166 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,784,000 | 4,847 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,758,000 | 4,752 |
| Total liabilities | $87,862,000 | 4,622 |
| Total deposits | $87,262,000 | 4,369 |
| Interest-bearing deposits | $67,020,000 | 4,736 |
| Deposits held in domestic offices | $87,262,000 | 4,362 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $277,000 | 5,213 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $323,000 | 6,676 |
| Total equity capital | $6,896,000 | 5,868 |
| Total bank equity capital | $6,896,000 | 5,868 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $216,000 | 6,061 |
| Surplus | $3,435,000 | 4,046 |
| Undivided profits | $3,245,000 | 5,492 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,730,000 | 1,736 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $224,000 | 592 |
| Income earned, not collected on loans | $784,000 | 4,294 |
| Earning assets | $86,388,000 | 4,725 |
| Long-term assets (5+ years) | $19,184,000 | 3,394 |
| Average Assets, year-to-date | $87,954,400 | 4,813 |
| Average Assets, quarterly | $93,234,500 | 4,750 |
| Volatile liabilities | $16,075,000 | 4,287 |
| Insider loans | $1,141,000 | 3,615 |
| FHLB advances | $277,000 | 4,837 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $5,541,000 | 5,303 |
| Tier 1 (core) risk-based capital | $7,059,000 | 5,635 |
| Tier 2 risk-based capital | $635,000 | 4,743 |
| Total risk weighted assets | $73,754,000 | 4,152 |
| Total unused commitments | $5,541,000 | 5,311 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 45 | 3,688 |
| Assets and Liabilities | ||
| Total Assets: | $83,557,000 | 5,042 |
| Cash and due from depository institutions | $4,140,000 | 3,688 |
| Interest-bearing balances | $1,435,000 | 2,033 |
| Securities | $19,091,000 | 4,788 |
| Federal funds sold & reverse repurchase agreements | $3,280,000 | 3,226 |
| Net loans & leases | $55,283,000 | 4,850 |
| Loan loss allowance | $618,000 | 4,997 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $625,000 | 7,028 |
| Other real estate owned | $0 | 3,688 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,138,000 | 5,741 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,557,000 | 5,042 |
| Total liabilities | $77,867,000 | 4,937 |
| Total deposits | $77,150,000 | 4,687 |
| Interest-bearing deposits | $63,171,000 | 4,847 |
| Deposits held in domestic offices | $77,150,000 | 4,681 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $389,000 | 5,121 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $328,000 | 7,062 |
| Total equity capital | $5,690,000 | 6,578 |
| Total bank equity capital | $5,690,000 | 6,578 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $216,000 | 6,251 |
| Surplus | $2,635,000 | 4,688 |
| Undivided profits | $2,839,000 | 5,800 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,406,000 | 1,716 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $56,000 | 991 |
| Income earned, not collected on loans | $600,000 | 4,469 |
| Earning assets | $79,089,000 | 4,955 |
| Long-term assets (5+ years) | $4,545,000 | 6,184 |
| Average Assets, year-to-date | $74,390,400 | 5,260 |
| Average Assets, quarterly | $79,923,000 | 5,140 |
| Volatile liabilities | $11,491,000 | 5,237 |
| Insider loans | $328,000 | 6,344 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $6,632,000 | 4,703 |
| Tier 1 (core) risk-based capital | $5,739,000 | 6,403 |
| Tier 2 risk-based capital | $618,000 | 4,704 |
| Total risk weighted assets | $58,312,800 | 4,785 |
| Total unused commitments | $6,632,000 | 4,704 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 48 | 3,591 |
| Assets and Liabilities | ||
| Total Assets: | $66,093,000 | 5,895 |
| Cash and due from depository institutions | $4,926,000 | 3,591 |
| Interest-bearing balances | $217,000 | 3,903 |
| Securities | $8,835,000 | 7,418 |
| Federal funds sold & reverse repurchase agreements | $2,170,000 | 3,516 |
| Net loans & leases | $48,622,000 | 5,168 |
| Loan loss allowance | $484,000 | 5,811 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $559,000 | 7,471 |
| Other real estate owned | $0 | 3,591 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $981,000 | 6,261 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,093,000 | 5,895 |
| Total liabilities | $61,417,000 | 5,753 |
| Total deposits | $60,682,000 | 5,526 |
| Interest-bearing deposits | $48,250,000 | 5,785 |
| Deposits held in domestic offices | $60,682,000 | 5,523 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $515,000 | 4,963 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $220,000 | 7,824 |
| Total equity capital | $4,676,000 | 7,231 |
| Total bank equity capital | $4,676,000 | 7,231 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $216,000 | 6,470 |
| Surplus | $2,635,000 | 4,677 |
| Undivided profits | $1,825,000 | 6,680 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $593,000 | 3,277 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $38,000 | 1,178 |
| Income earned, not collected on loans | $492,000 | 4,621 |
| Earning assets | $59,844,000 | 5,910 |
| Long-term assets (5+ years) | $3,343,000 | 6,994 |
| Average Assets, year-to-date | $61,462,000 | 5,984 |
| Average Assets, quarterly | $64,540,000 | 5,936 |
| Volatile liabilities | $10,896,000 | 5,191 |
| Insider loans | $573,000 | 5,029 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $6,272,000 | 4,890 |
| Tier 1 (core) risk-based capital | $4,847,000 | 7,117 |
| Tier 2 risk-based capital | $484,000 | 5,452 |
| Total risk weighted assets | $49,783,000 | 5,221 |
| Total unused commitments | $6,272,000 | 4,893 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 32 | 5,084 |
| Assets and Liabilities | ||
| Total Assets: | $57,042,000 | 6,471 |
| Cash and due from depository institutions | $2,914,000 | 5,084 |
| Interest-bearing balances | $505,000 | 3,488 |
| Securities | $10,243,000 | 7,031 |
| Federal funds sold & reverse repurchase agreements | $2,455,000 | 5,339 |
| Net loans & leases | $40,125,000 | 5,696 |
| Loan loss allowance | $264,000 | 7,776 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $563,000 | 7,515 |
| Other real estate owned | $0 | 5,084 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $742,000 | 6,968 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,042,000 | 6,471 |
| Total liabilities | $53,281,000 | 6,293 |
| Total deposits | $52,393,000 | 6,132 |
| Interest-bearing deposits | $41,152,000 | 6,463 |
| Deposits held in domestic offices | $52,393,000 | 6,129 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $542,000 | 4,133 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $346,000 | 7,006 |
| Total equity capital | $3,761,000 | 8,122 |
| Total bank equity capital | $3,761,000 | 8,122 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $166,000 | 7,269 |
| Surplus | $2,234,000 | 5,072 |
| Undivided profits | $1,361,000 | 7,735 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $306,000 | 5,126 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $73,000 | 1,042 |
| Income earned, not collected on loans | $341,000 | 6,083 |
| Earning assets | $53,328,000 | 6,395 |
| Long-term assets (5+ years) | $5,356,000 | 6,089 |
| Average Assets, year-to-date | $52,080,600 | 6,594 |
| Average Assets, quarterly | $55,768,500 | 6,471 |
| Volatile liabilities | $9,455,000 | 5,153 |
| Insider loans | $322,000 | 6,295 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,738,000 | 5,484 |
| Tier 1 (core) risk-based capital | $3,778,000 | 7,994 |
| Tier 2 risk-based capital | $264,000 | 7,409 |
| Total risk weighted assets | $41,314,100 | 5,775 |
| Total unused commitments | $4,738,000 | 5,491 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 31 | 5,405 |
| Assets and Liabilities | ||
| Total Assets: | $46,945,000 | 7,300 |
| Cash and due from depository institutions | $3,073,000 | 5,405 |
| Interest-bearing balances | $1,114,000 | 2,333 |
| Securities | $9,663,000 | 7,515 |
| Federal funds sold & reverse repurchase agreements | $2,370,000 | 4,572 |
| Net loans & leases | $30,679,000 | 6,776 |
| Loan loss allowance | $278,000 | 7,796 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $511,000 | 7,879 |
| Other real estate owned | $0 | 5,405 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $649,000 | 7,638 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,945,000 | 7,300 |
| Total liabilities | $43,447,000 | 7,145 |
| Total deposits | $42,596,000 | 7,014 |
| Interest-bearing deposits | $34,225,000 | 7,284 |
| Deposits held in domestic offices | $42,596,000 | 7,010 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $583,000 | 3,926 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $268,000 | 8,141 |
| Total equity capital | $3,498,000 | 8,524 |
| Total bank equity capital | $3,498,000 | 8,524 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $166,000 | 7,588 |
| Surplus | $1,999,000 | 5,510 |
| Undivided profits | $1,333,000 | 8,077 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $429,000 | 4,448 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $224,000 | 594 |
| Income earned, not collected on loans | $292,000 | 6,938 |
| Earning assets | $43,826,000 | 7,222 |
| Long-term assets (5+ years) | $3,395,000 | 6,802 |
| Average Assets, year-to-date | $42,272,200 | 7,529 |
| Average Assets, quarterly | $46,234,500 | 7,313 |
| Volatile liabilities | $7,258,000 | 6,022 |
| Insider loans | $553,000 | 5,133 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,413,000 | 7,008 |
| Tier 1 (core) risk-based capital | $3,509,000 | 8,408 |
| Tier 2 risk-based capital | $278,000 | 7,310 |
| Total risk weighted assets | $32,404,300 | 6,695 |
| Total unused commitments | $2,413,000 | 7,014 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 21 | 7,260 |
| Assets and Liabilities | ||
| Total Assets: | $38,971,000 | 8,262 |
| Cash and due from depository institutions | $3,244,000 | 7,260 |
| Interest-bearing balances | $1,673,000 | 1,817 |
| Securities | $6,577,000 | 9,159 |
| Federal funds sold & reverse repurchase agreements | $3,215,000 | 3,663 |
| Net loans & leases | $24,983,000 | 7,648 |
| Loan loss allowance | $262,000 | 8,341 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $362,000 | 8,863 |
| Other real estate owned | $0 | 7,260 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $590,000 | 8,280 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,971,000 | 8,262 |
| Total liabilities | $35,784,000 | 8,148 |
| Total deposits | $34,938,000 | 8,077 |
| Interest-bearing deposits | $28,100,000 | 8,307 |
| Deposits held in domestic offices | $34,938,000 | 8,072 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $606,000 | 3,777 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $240,000 | 8,690 |
| Total equity capital | $3,187,000 | 9,041 |
| Total bank equity capital | $3,187,000 | 9,041 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $166,000 | 7,988 |
| Surplus | $1,598,000 | 6,278 |
| Undivided profits | $1,423,000 | 8,150 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $408,000 | 4,813 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $254,000 | 517 |
| Income earned, not collected on loans | $307,000 | 6,808 |
| Earning assets | $36,448,000 | 8,173 |
| Long-term assets (5+ years) | $3,732,000 | 6,571 |
| Average Assets, year-to-date | $37,007,400 | 8,326 |
| Average Assets, quarterly | $37,967,000 | 8,322 |
| Volatile liabilities | $5,732,000 | 6,655 |
| Insider loans | $382,000 | 6,212 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,551,000 | 8,032 |
| Tier 1 (core) risk-based capital | $3,192,000 | 8,982 |
| Tier 2 risk-based capital | $262,000 | 7,752 |
| Total risk weighted assets | $26,281,700 | 7,621 |
| Total unused commitments | $1,551,000 | 8,042 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 19 | 7,970 |
| Assets and Liabilities | ||
| Total Assets: | $37,209,000 | 8,699 |
| Cash and due from depository institutions | $3,754,000 | 7,970 |
| Interest-bearing balances | $2,268,000 | 1,682 |
| Securities | $7,060,000 | 9,363 |
| Federal funds sold & reverse repurchase agreements | $1,925,000 | 5,665 |
| Net loans & leases | $23,752,000 | 7,926 |
| Loan loss allowance | $264,000 | 8,572 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $277,000 | 9,703 |
| Other real estate owned | $0 | 7,970 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $441,000 | 9,585 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,209,000 | 8,699 |
| Total liabilities | $34,434,000 | 8,548 |
| Total deposits | $33,836,000 | 8,450 |
| Interest-bearing deposits | $28,127,000 | 8,569 |
| Deposits held in domestic offices | $33,836,000 | 8,446 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $346,000 | 3,698 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $252,000 | 8,953 |
| Total equity capital | $2,775,000 | 9,760 |
| Total bank equity capital | $2,775,000 | 9,760 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $166,000 | 8,387 |
| Surplus | $1,598,000 | 6,351 |
| Undivided profits | $1,011,000 | 9,256 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $421,000 | 4,705 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $85,000 | 971 |
| Income earned, not collected on loans | $233,000 | 8,211 |
| Earning assets | $35,005,000 | 8,560 |
| Long-term assets (5+ years) | $1,575,000 | 8,325 |
| Average Assets, year-to-date | $33,683,400 | 8,910 |
| Average Assets, quarterly | $36,846,000 | 8,681 |
| Volatile liabilities | $5,727,000 | 6,455 |
| Insider loans | $431,000 | 6,080 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,225,000 | 8,577 |
| Tier 1 (core) risk-based capital | $2,777,000 | 9,679 |
| Tier 2 risk-based capital | $264,000 | 7,845 |
| Total risk weighted assets | $24,706,600 | 7,977 |
| Total unused commitments | $1,225,000 | 8,587 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 19 | 8,329 |
| Assets and Liabilities | ||
| Total Assets: | $29,697,000 | 9,823 |
| Cash and due from depository institutions | $2,388,000 | 8,329 |
| Interest-bearing balances | $956,000 | 2,510 |
| Securities | $6,443,000 | 10,181 |
| Federal funds sold & reverse repurchase agreements | $75,000 | 8,177 |
| Net loans & leases | $20,224,000 | 8,687 |
| Loan loss allowance | $225,000 | 9,452 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $245,000 | 10,303 |
| Other real estate owned | $22,000 | 8,329 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $300,000 | 11,164 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,697,000 | 9,823 |
| Total liabilities | $27,309,000 | 9,729 |
| Total deposits | $27,189,000 | 9,590 |
| Interest-bearing deposits | $22,045,000 | 9,763 |
| Deposits held in domestic offices | $27,189,000 | 9,585 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $120,000 | 10,669 |
| Total equity capital | $2,388,000 | 10,350 |
| Total bank equity capital | $2,388,000 | 10,350 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $166,000 | 8,848 |
| Surplus | $1,198,000 | 7,483 |
| Undivided profits | $1,024,000 | 8,982 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $304,000 | 5,623 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $180,000 | 8,946 |
| Earning assets | $27,698,000 | 9,700 |
| Long-term assets (5+ years) | $1,982,000 | 8,294 |
| Average Assets, year-to-date | $29,047,000 | 9,829 |
| Average Assets, quarterly | $29,757,500 | 9,788 |
| Volatile liabilities | $3,446,000 | 8,024 |
| Insider loans | $270,000 | 7,418 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $837,000 | 9,520 |
| Tier 1 (core) risk-based capital | $2,445,000 | 10,354 |
| Tier 2 risk-based capital | $225,000 | 8,681 |
| Total risk weighted assets | $20,559,800 | 8,848 |
| Total unused commitments | $837,000 | 9,528 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 15 | 9,718 |
| Assets and Liabilities | ||
| Total Assets: | $27,715,000 | 10,488 |
| Cash and due from depository institutions | $2,846,000 | 9,718 |
| Interest-bearing balances | $1,939,000 | 2,437 |
| Securities | $5,506,000 | 11,032 |
| Federal funds sold & reverse repurchase agreements | $1,515,000 | 6,661 |
| Net loans & leases | $17,336,000 | 9,427 |
| Loan loss allowance | $259,000 | 9,245 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $258,000 | 10,611 |
| Other real estate owned | $18,000 | 9,718 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $236,000 | 11,965 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,715,000 | 10,488 |
| Total liabilities | $25,705,000 | 10,390 |
| Total deposits | $25,509,000 | 10,288 |
| Interest-bearing deposits | $20,639,000 | 10,484 |
| Deposits held in domestic offices | $25,509,000 | 10,282 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $196,000 | 9,363 |
| Total equity capital | $2,010,000 | 11,336 |
| Total bank equity capital | $2,010,000 | 11,336 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $165,000 | 9,298 |
| Surplus | $798,000 | 9,128 |
| Undivided profits | $1,047,000 | 9,404 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $110,000 | 9,016 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $145,000 | 9,642 |
| Earning assets | $26,296,000 | 10,320 |
| Long-term assets (5+ years) | $3,157,000 | 7,675 |
| Average Assets, year-to-date | $26,510,000 | 10,544 |
| Average Assets, quarterly | $27,485,500 | 10,478 |
| Volatile liabilities | $2,141,000 | 9,508 |
| Insider loans | $115,000 | 9,499 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $590,000 | 10,279 |
| Tier 1 (core) risk-based capital | $2,010,000 | 11,307 |
| Tier 2 risk-based capital | $227,810 | 8,793 |
| Total risk weighted assets | $18,193,310 | 9,604 |
| Total unused commitments | $590,000 | 10,298 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 14 | 10,332 |
| Assets and Liabilities | ||
| Total Assets: | $25,054,000 | 11,191 |
| Cash and due from depository institutions | $3,580,000 | 10,332 |
| Interest-bearing balances | $2,713,000 | 2,249 |
| Securities | $5,560,000 | 11,291 |
| Federal funds sold & reverse repurchase agreements | $1,370,000 | 7,826 |
| Net loans & leases | $14,238,000 | 10,399 |
| Loan loss allowance | $259,000 | 9,429 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $86,000 | 12,935 |
| Other real estate owned | $6,000 | 10,332 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $214,000 | 12,698 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,054,000 | 11,191 |
| Total liabilities | $23,391,000 | 11,055 |
| Total deposits | $23,019,000 | 11,016 |
| Interest-bearing deposits | $19,305,000 | 11,074 |
| Deposits held in domestic offices | $23,019,000 | 11,012 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $372,000 | 7,165 |
| Total equity capital | $1,663,000 | 12,101 |
| Total bank equity capital | $1,663,000 | 12,101 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $166,000 | 9,742 |
| Surplus | $798,000 | 9,266 |
| Undivided profits | $699,000 | 10,422 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $168,000 | 8,865 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $113,000 | 11,141 |
| Earning assets | $23,881,000 | 10,972 |
| Long-term assets (5+ years) | $2,734,000 | 8,225 |
| Average Assets, year-to-date | $23,345,800 | 11,343 |
| Average Assets, quarterly | $24,436,500 | 11,247 |
| Volatile liabilities | $1,929,000 | 10,103 |
| Insider loans | $163,000 | 4,448 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $379,000 | 10,990 |
| Tier 1 (core) risk-based capital | $1,663,000 | 12,068 |
| Tier 2 risk-based capital | $185,210 | 9,803 |
| Total risk weighted assets | $14,742,710 | 10,710 |
| Total unused commitments | $379,000 | 11,013 |
| Derivatives | $0 | 651 |