Home > Farmers & Merchants State Bank > Income and Expense
Farmers & Merchants State Bank, Income and Expense
1995-12-31 (YTD Data) | Rank | |
Total interest income | $4,760,000 | 6,193 |
Total interest expense | $1,778,000 | 6,953 |
Net interest income | $2,982,000 | 5,517 |
Provision for loan and lease losses | $-20,000 | 11,467 |
Total noninterest income | $634,000 | 4,402 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $523,000 | 2,586 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $111,000 | 6,893 |
Total noninterest expense | $2,082,000 | 5,801 |
Salaries and employee benefits | $954,000 | 6,278 |
Premises and equipment expense | $196,000 | 7,269 |
Additional noninterest expense | $932,000 | 4,619 |
Pre-tax net operating income | $1,554,000 | 4,326 |
Securities gains (losses) | $7,000 | 2,620 |
Applicable income taxes | $532,000 | 4,000 |
Income before extraordinary items | $1,029,000 | 4,478 |
Extraordinary gains, net | $0 | 65 |
Net income | $1,029,000 | 4,476 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $13,000 | 7,181 |
Cash dividends | $500,000 | 3,291 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $1,024,380 | 4,492 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $4,293,000 | 6,362 |
Total interest expense | $1,440,000 | 7,074 |
Net interest income | $2,853,000 | 5,824 |
Provision for loan and lease losses | $52,000 | 6,028 |
Total noninterest income | $1,304,000 | 2,574 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $596,000 | 2,287 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $708,000 | 2,312 |
Total noninterest expense | $2,093,000 | 5,980 |
Salaries and employee benefits | $864,000 | 6,851 |
Premises and equipment expense | $200,000 | 7,420 |
Additional noninterest expense | $1,029,000 | 4,609 |
Pre-tax net operating income | $2,012,000 | 3,406 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $693,000 | 3,115 |
Income before extraordinary items | $1,319,000 | 3,547 |
Extraordinary gains, net | $0 | 249 |
Net income | $1,319,000 | 3,555 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $122,000 | 3,355 |
Cash dividends | $1,000,000 | 1,879 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $1,319,000 | 3,584 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $4,345,000 | 6,475 |
Total interest expense | $1,502,000 | 7,200 |
Net interest income | $2,843,000 | 5,894 |
Provision for loan and lease losses | $165,000 | 4,400 |
Total noninterest income | $683,000 | 4,512 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $516,000 | 2,697 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $167,000 | 6,217 |
Total noninterest expense | $2,258,000 | 5,744 |
Salaries and employee benefits | $802,000 | 7,308 |
Premises and equipment expense | $234,000 | 7,011 |
Additional noninterest expense | $1,222,000 | 4,128 |
Pre-tax net operating income | $1,103,000 | 5,503 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $304,000 | 6,031 |
Income before extraordinary items | $799,000 | 5,578 |
Extraordinary gains, net | $100,000 | 1,558 |
Net income | $899,000 | 5,258 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $294,000 | 2,507 |
Cash dividends | $424,000 | 3,510 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $799,000 | 5,344 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $4,969,000 | 6,421 |
Total interest expense | $2,044,000 | 7,016 |
Net interest income | $2,925,000 | 5,842 |
Provision for loan and lease losses | $616,000 | 2,582 |
Total noninterest income | $659,000 | 4,626 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $523,000 | 2,648 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $136,000 | 6,990 |
Total noninterest expense | $2,360,000 | 5,565 |
Salaries and employee benefits | $867,000 | 6,825 |
Premises and equipment expense | $223,000 | 7,323 |
Additional noninterest expense | $1,270,000 | 4,128 |
Pre-tax net operating income | $608,000 | 7,650 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $182,000 | 7,938 |
Income before extraordinary items | $426,000 | 7,962 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $426,000 | 8,087 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $770,000 | 1,855 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $426,000 | 7,602 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.