Home > Farmers & Merchants Savings Bank > Income and Expense
Farmers & Merchants Savings Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $8,049,000 | 1,490 |
| Total interest expense | $2,496,000 | 1,638 |
| Net interest income | $5,553,000 | 1,425 |
| Provision for loan and lease losses | $0 | 2,775 |
| Total noninterest income | $383,000 | 2,203 |
| Gross Fiduciary activities income | $6,000 | 839 |
| Service charges on deposit accounts | $60,000 | 2,418 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $317,000 | 1,931 |
| Total noninterest expense | $3,869,000 | 1,561 |
| Salaries and employee benefits | $2,458,000 | 1,433 |
| Premises and equipment expense | $279,000 | 1,960 |
| Additional noninterest expense | $317,000 | 1,931 |
| Pre-tax net operating income | $2,067,000 | 1,419 |
| Securities gains (losses) | $-11,000 | 4,107 |
| Applicable income taxes | $103,000 | 2,025 |
| Income before extraordinary items | $1,953,000 | 1,316 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $1,953,000 | 1,334 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,953,000 | 1,316 |
| Net charge-offs | $-3,000 | 3,744 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $1,963,450 | 1,326 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $32,019,000 | 1,490 |
| Total interest expense | $10,922,000 | 1,577 |
| Net interest income | $21,097,000 | 1,418 |
| Provision for loan and lease losses | $1,182,000 | 859 |
| Total noninterest income | $1,624,000 | 2,212 |
| Gross Fiduciary activities income | $29,000 | 850 |
| Service charges on deposit accounts | $235,000 | 2,493 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,360,000 | 1,936 |
| Total noninterest expense | $14,835,000 | 1,582 |
| Salaries and employee benefits | $9,279,000 | 1,473 |
| Premises and equipment expense | $1,027,000 | 2,027 |
| Additional noninterest expense | $1,360,000 | 1,936 |
| Pre-tax net operating income | $6,704,000 | 1,528 |
| Securities gains (losses) | $48,000 | 376 |
| Applicable income taxes | $340,000 | 2,091 |
| Income before extraordinary items | $6,412,000 | 1,440 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $6,412,000 | 1,453 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $6,412,000 | 1,440 |
| Net charge-offs | $99,000 | 1,736 |
| Cash dividends | $5,300,000 | 824 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $6,366,400 | 1,446 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $23,627,000 | 1,497 |
| Total interest expense | $8,092,000 | 1,587 |
| Net interest income | $15,535,000 | 1,422 |
| Provision for loan and lease losses | $1,182,000 | 668 |
| Total noninterest income | $1,172,000 | 2,243 |
| Gross Fiduciary activities income | $21,000 | 847 |
| Service charges on deposit accounts | $174,000 | 2,507 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $977,000 | 1,977 |
| Total noninterest expense | $11,037,000 | 1,572 |
| Salaries and employee benefits | $6,878,000 | 1,471 |
| Premises and equipment expense | $766,000 | 2,023 |
| Additional noninterest expense | $977,000 | 1,977 |
| Pre-tax net operating income | $4,488,000 | 1,644 |
| Securities gains (losses) | $31,000 | 481 |
| Applicable income taxes | $229,000 | 2,164 |
| Income before extraordinary items | $4,290,000 | 1,525 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,290,000 | 1,542 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,290,000 | 1,527 |
| Net charge-offs | $58,000 | 1,657 |
| Cash dividends | $2,700,000 | 982 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $4,260,550 | 1,539 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $15,549,000 | 1,498 |
| Total interest expense | $5,186,000 | 1,607 |
| Net interest income | $10,363,000 | 1,407 |
| Provision for loan and lease losses | $1,182,000 | 498 |
| Total noninterest income | $721,000 | 2,306 |
| Gross Fiduciary activities income | $15,000 | 844 |
| Service charges on deposit accounts | $113,000 | 2,523 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $593,000 | 2,044 |
| Total noninterest expense | $7,347,000 | 1,580 |
| Salaries and employee benefits | $4,505,000 | 1,490 |
| Premises and equipment expense | $492,000 | 2,062 |
| Additional noninterest expense | $593,000 | 2,044 |
| Pre-tax net operating income | $2,555,000 | 1,819 |
| Securities gains (losses) | $24,000 | 325 |
| Applicable income taxes | $160,000 | 2,111 |
| Income before extraordinary items | $2,419,000 | 1,691 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,419,000 | 1,716 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,419,000 | 1,693 |
| Net charge-offs | $-5,000 | 3,818 |
| Cash dividends | $1,800,000 | 990 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $2,396,440 | 1,708 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $7,760,000 | 1,483 |
| Total interest expense | $2,603,000 | 1,575 |
| Net interest income | $5,157,000 | 1,397 |
| Provision for loan and lease losses | $0 | 2,578 |
| Total noninterest income | $344,000 | 2,305 |
| Gross Fiduciary activities income | $7,000 | 801 |
| Service charges on deposit accounts | $57,000 | 2,494 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $280,000 | 2,062 |
| Total noninterest expense | $3,479,000 | 1,656 |
| Salaries and employee benefits | $2,195,000 | 1,529 |
| Premises and equipment expense | $234,000 | 2,121 |
| Additional noninterest expense | $280,000 | 2,062 |
| Pre-tax net operating income | $2,022,000 | 1,290 |
| Securities gains (losses) | $44,000 | 207 |
| Applicable income taxes | $107,000 | 1,903 |
| Income before extraordinary items | $1,959,000 | 1,188 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,959,000 | 1,199 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,959,000 | 1,188 |
| Net charge-offs | $-3,000 | 3,742 |
| Cash dividends | $900,000 | 900 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $1,917,200 | 1,206 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $27,902,000 | 1,492 |
| Total interest expense | $7,785,000 | 1,529 |
| Net interest income | $20,117,000 | 1,430 |
| Provision for loan and lease losses | $1,334,000 | 703 |
| Total noninterest income | $2,616,000 | 1,762 |
| Gross Fiduciary activities income | $21,000 | 825 |
| Service charges on deposit accounts | $238,000 | 2,484 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,357,000 | 1,468 |
| Total noninterest expense | $12,158,000 | 1,798 |
| Salaries and employee benefits | $6,310,000 | 1,894 |
| Premises and equipment expense | $1,020,000 | 2,008 |
| Additional noninterest expense | $2,357,000 | 1,468 |
| Pre-tax net operating income | $9,241,000 | 1,231 |
| Securities gains (losses) | $125,000 | 217 |
| Applicable income taxes | $475,000 | 1,944 |
| Income before extraordinary items | $8,891,000 | 1,117 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $8,891,000 | 1,130 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $8,891,000 | 1,120 |
| Net charge-offs | $1,006,000 | 530 |
| Cash dividends | $12,430,000 | 422 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $8,772,250 | 1,146 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $20,349,000 | 1,491 |
| Total interest expense | $5,351,000 | 1,511 |
| Net interest income | $14,998,000 | 1,450 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $2,220,000 | 1,639 |
| Gross Fiduciary activities income | $17,000 | 806 |
| Service charges on deposit accounts | $177,000 | 2,509 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,026,000 | 1,348 |
| Total noninterest expense | $8,682,000 | 1,858 |
| Salaries and employee benefits | $4,136,000 | 2,060 |
| Premises and equipment expense | $745,000 | 2,042 |
| Additional noninterest expense | $2,026,000 | 1,348 |
| Pre-tax net operating income | $8,536,000 | 1,098 |
| Securities gains (losses) | $83,000 | 181 |
| Applicable income taxes | $344,000 | 2,018 |
| Income before extraordinary items | $8,275,000 | 973 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $8,275,000 | 978 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $8,275,000 | 973 |
| Net charge-offs | $9,000 | 2,168 |
| Cash dividends | $2,530,000 | 996 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $8,195,320 | 992 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $13,129,000 | 1,496 |
| Total interest expense | $3,225,000 | 1,496 |
| Net interest income | $9,904,000 | 1,478 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $1,820,000 | 1,383 |
| Gross Fiduciary activities income | $11,000 | 804 |
| Service charges on deposit accounts | $116,000 | 2,511 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,693,000 | 1,099 |
| Total noninterest expense | $5,602,000 | 1,881 |
| Salaries and employee benefits | $2,460,000 | 2,206 |
| Premises and equipment expense | $486,000 | 2,053 |
| Additional noninterest expense | $1,693,000 | 1,098 |
| Pre-tax net operating income | $6,122,000 | 1,033 |
| Securities gains (losses) | $62,000 | 241 |
| Applicable income taxes | $247,000 | 2,000 |
| Income before extraordinary items | $5,937,000 | 925 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,937,000 | 937 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,937,000 | 925 |
| Net charge-offs | $11,000 | 1,777 |
| Cash dividends | $1,480,000 | 1,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $5,877,480 | 940 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $6,313,000 | 1,517 |
| Total interest expense | $1,406,000 | 1,493 |
| Net interest income | $4,907,000 | 1,496 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $1,376,000 | 1,071 |
| Gross Fiduciary activities income | $11,000 | 788 |
| Service charges on deposit accounts | $60,000 | 2,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,305,000 | 809 |
| Total noninterest expense | $4,137,000 | 1,404 |
| Salaries and employee benefits | $2,352,000 | 1,428 |
| Premises and equipment expense | $225,000 | 2,188 |
| Additional noninterest expense | $1,305,000 | 809 |
| Pre-tax net operating income | $2,146,000 | 1,396 |
| Securities gains (losses) | $50,000 | 261 |
| Applicable income taxes | $88,000 | 2,227 |
| Income before extraordinary items | $2,108,000 | 1,224 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,108,000 | 1,224 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $2,108,000 | 1,224 |
| Net charge-offs | $-4,000 | 3,763 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $2,060,000 | 1,277 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $20,892,000 | 1,517 |
| Total interest expense | $2,168,000 | 1,514 |
| Net interest income | $18,724,000 | 1,521 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $2,094,000 | 1,997 |
| Gross Fiduciary activities income | $24,000 | 854 |
| Service charges on deposit accounts | $235,000 | 2,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,835,000 | 1,705 |
| Total noninterest expense | $13,445,000 | 1,628 |
| Salaries and employee benefits | $8,330,000 | 1,510 |
| Premises and equipment expense | $1,009,000 | 2,001 |
| Additional noninterest expense | $1,835,000 | 1,705 |
| Pre-tax net operating income | $7,373,000 | 1,575 |
| Securities gains (losses) | $39,000 | 266 |
| Applicable income taxes | $297,000 | 2,422 |
| Income before extraordinary items | $7,115,000 | 1,427 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,115,000 | 1,427 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $7,115,000 | 1,427 |
| Net charge-offs | $1,032,000 | 411 |
| Cash dividends | $6,920,000 | 608 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $7,077,560 | 1,456 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $14,824,000 | 1,538 |
| Total interest expense | $1,191,000 | 1,572 |
| Net interest income | $13,633,000 | 1,532 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $1,459,000 | 2,096 |
| Gross Fiduciary activities income | $17,000 | 841 |
| Service charges on deposit accounts | $181,000 | 2,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,261,000 | 1,821 |
| Total noninterest expense | $9,808,000 | 1,652 |
| Salaries and employee benefits | $6,296,000 | 1,515 |
| Premises and equipment expense | $757,000 | 2,013 |
| Additional noninterest expense | $1,261,000 | 1,821 |
| Pre-tax net operating income | $5,284,000 | 1,627 |
| Securities gains (losses) | $26,000 | 315 |
| Applicable income taxes | $211,000 | 2,449 |
| Income before extraordinary items | $5,099,000 | 1,465 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,099,000 | 1,465 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $5,099,000 | 1,465 |
| Net charge-offs | $36,000 | 1,353 |
| Cash dividends | $5,100,000 | 569 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $5,074,040 | 1,504 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $9,504,000 | 1,538 |
| Total interest expense | $627,000 | 1,668 |
| Net interest income | $8,877,000 | 1,522 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $1,053,000 | 2,009 |
| Gross Fiduciary activities income | $12,000 | 794 |
| Service charges on deposit accounts | $125,000 | 2,481 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $916,000 | 1,765 |
| Total noninterest expense | $6,504,000 | 1,641 |
| Salaries and employee benefits | $4,222,000 | 1,503 |
| Premises and equipment expense | $495,000 | 2,030 |
| Additional noninterest expense | $1,787,000 | 1,746 |
| Pre-tax net operating income | $3,426,000 | 1,579 |
| Securities gains (losses) | $19,000 | 314 |
| Applicable income taxes | $136,000 | 2,411 |
| Income before extraordinary items | $3,309,000 | 1,413 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,309,000 | 1,412 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,309,000 | 1,413 |
| Net charge-offs | $-108,000 | 4,403 |
| Cash dividends | $4,275,000 | 472 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $3,290,760 | 1,456 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,631,000 | 1,523 |
| Total interest expense | $276,000 | 1,782 |
| Net interest income | $4,355,000 | 1,506 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $623,000 | 1,835 |
| Gross Fiduciary activities income | $3,000 | 826 |
| Service charges on deposit accounts | $70,000 | 2,323 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $550,000 | 1,578 |
| Total noninterest expense | $3,325,000 | 1,609 |
| Salaries and employee benefits | $2,145,000 | 1,490 |
| Premises and equipment expense | $258,000 | 2,000 |
| Additional noninterest expense | $922,000 | 1,682 |
| Pre-tax net operating income | $1,653,000 | 1,532 |
| Securities gains (losses) | $32,000 | 245 |
| Applicable income taxes | $66,000 | 2,349 |
| Income before extraordinary items | $1,619,000 | 1,375 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,619,000 | 1,375 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,619,000 | 1,375 |
| Net charge-offs | $-25,000 | 4,225 |
| Cash dividends | $3,000,000 | 350 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,588,280 | 1,408 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $22,803,000 | 1,322 |
| Total interest expense | $3,881,000 | 693 |
| Net interest income | $18,922,000 | 1,431 |
| Provision for loan and lease losses | $-2,800,000 | 4,628 |
| Total noninterest income | $2,548,000 | 1,985 |
| Gross Fiduciary activities income | $20,000 | 830 |
| Service charges on deposit accounts | $283,000 | 2,259 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,245,000 | 1,798 |
| Total noninterest expense | $13,826,000 | 1,552 |
| Salaries and employee benefits | $9,088,000 | 1,400 |
| Premises and equipment expense | $981,000 | 2,056 |
| Additional noninterest expense | $3,757,000 | 1,663 |
| Pre-tax net operating income | $10,444,000 | 1,236 |
| Securities gains (losses) | $134,000 | 742 |
| Applicable income taxes | $421,000 | 2,211 |
| Income before extraordinary items | $10,157,000 | 1,142 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $10,157,000 | 1,142 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $10,157,000 | 1,142 |
| Net charge-offs | $178,000 | 1,080 |
| Cash dividends | $12,453,000 | 411 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $10,028,360 | 1,135 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $17,826,000 | 1,315 |
| Total interest expense | $3,581,000 | 592 |
| Net interest income | $14,245,000 | 1,448 |
| Provision for loan and lease losses | $200,000 | 1,464 |
| Total noninterest income | $1,953,000 | 2,004 |
| Gross Fiduciary activities income | $13,000 | 828 |
| Service charges on deposit accounts | $212,000 | 2,261 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,728,000 | 1,824 |
| Total noninterest expense | $10,402,000 | 1,557 |
| Salaries and employee benefits | $6,752,000 | 1,416 |
| Premises and equipment expense | $830,000 | 1,941 |
| Additional noninterest expense | $2,820,000 | 1,665 |
| Pre-tax net operating income | $5,596,000 | 1,632 |
| Securities gains (losses) | $162,000 | 633 |
| Applicable income taxes | $227,000 | 2,494 |
| Income before extraordinary items | $5,531,000 | 1,508 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $5,531,000 | 1,508 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $5,531,000 | 1,508 |
| Net charge-offs | $-134,000 | 4,542 |
| Cash dividends | $11,253,000 | 348 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $5,375,480 | 1,504 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $12,046,000 | 1,293 |
| Total interest expense | $1,318,000 | 1,135 |
| Net interest income | $10,728,000 | 1,291 |
| Provision for loan and lease losses | $200,000 | 1,183 |
| Total noninterest income | $1,421,000 | 1,855 |
| Gross Fiduciary activities income | $10,000 | 818 |
| Service charges on deposit accounts | $140,000 | 2,226 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,271,000 | 1,671 |
| Total noninterest expense | $6,892,000 | 1,552 |
| Salaries and employee benefits | $4,580,000 | 1,388 |
| Premises and equipment expense | $522,000 | 2,004 |
| Additional noninterest expense | $1,790,000 | 1,699 |
| Pre-tax net operating income | $5,057,000 | 1,309 |
| Securities gains (losses) | $147,000 | 538 |
| Applicable income taxes | $207,000 | 2,283 |
| Income before extraordinary items | $4,997,000 | 1,182 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,997,000 | 1,183 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $4,997,000 | 1,183 |
| Net charge-offs | $-127,000 | 4,652 |
| Cash dividends | $10,240,000 | 266 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $4,855,880 | 1,185 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $6,072,000 | 1,285 |
| Total interest expense | $696,000 | 1,142 |
| Net interest income | $5,376,000 | 1,277 |
| Provision for loan and lease losses | $150,000 | 937 |
| Total noninterest income | $770,000 | 1,775 |
| Gross Fiduciary activities income | $9,000 | 798 |
| Service charges on deposit accounts | $73,000 | 2,166 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $688,000 | 1,601 |
| Total noninterest expense | $3,642,000 | 1,475 |
| Salaries and employee benefits | $2,425,000 | 1,323 |
| Premises and equipment expense | $246,000 | 2,085 |
| Additional noninterest expense | $971,000 | 1,577 |
| Pre-tax net operating income | $2,354,000 | 1,362 |
| Securities gains (losses) | $134,000 | 407 |
| Applicable income taxes | $123,000 | 2,147 |
| Income before extraordinary items | $2,365,000 | 1,237 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $2,365,000 | 1,237 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,365,000 | 1,237 |
| Net charge-offs | $-69,000 | 4,687 |
| Cash dividends | $8,000,000 | 180 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,237,700 | 1,253 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $27,650,000 | 1,142 |
| Total interest expense | $4,416,000 | 1,058 |
| Net interest income | $23,234,000 | 1,140 |
| Provision for loan and lease losses | $2,040,000 | 1,032 |
| Total noninterest income | $3,397,000 | 1,609 |
| Gross Fiduciary activities income | $18,000 | 855 |
| Service charges on deposit accounts | $348,000 | 2,065 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,031,000 | 1,422 |
| Total noninterest expense | $13,931,000 | 1,490 |
| Salaries and employee benefits | $9,451,000 | 1,314 |
| Premises and equipment expense | $988,000 | 2,051 |
| Additional noninterest expense | $3,492,000 | 1,708 |
| Pre-tax net operating income | $10,660,000 | 1,013 |
| Securities gains (losses) | $233,000 | 959 |
| Applicable income taxes | $435,000 | 2,040 |
| Income before extraordinary items | $10,458,000 | 916 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $10,458,000 | 916 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $10,458,000 | 916 |
| Net charge-offs | $443,000 | 1,058 |
| Cash dividends | $4,513,000 | 822 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $10,234,320 | 900 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $22,957,000 | 1,035 |
| Total interest expense | $3,575,000 | 1,052 |
| Net interest income | $19,382,000 | 1,032 |
| Provision for loan and lease losses | $1,440,000 | 1,096 |
| Total noninterest income | $2,413,000 | 1,611 |
| Gross Fiduciary activities income | $9,000 | 862 |
| Service charges on deposit accounts | $271,000 | 2,018 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,133,000 | 1,425 |
| Total noninterest expense | $10,292,000 | 1,490 |
| Salaries and employee benefits | $7,094,000 | 1,298 |
| Premises and equipment expense | $731,000 | 2,066 |
| Additional noninterest expense | $2,467,000 | 1,754 |
| Pre-tax net operating income | $10,063,000 | 792 |
| Securities gains (losses) | $222,000 | 837 |
| Applicable income taxes | $423,000 | 1,839 |
| Income before extraordinary items | $9,862,000 | 719 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $9,862,000 | 719 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $9,862,000 | 719 |
| Net charge-offs | $180,000 | 1,323 |
| Cash dividends | $2,183,000 | 1,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $9,648,880 | 705 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $16,758,000 | 986 |
| Total interest expense | $2,469,000 | 1,097 |
| Net interest income | $14,289,000 | 945 |
| Provision for loan and lease losses | $840,000 | 1,199 |
| Total noninterest income | $1,614,000 | 1,544 |
| Gross Fiduciary activities income | $8,000 | 851 |
| Service charges on deposit accounts | $195,000 | 1,951 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,411,000 | 1,362 |
| Total noninterest expense | $6,675,000 | 1,523 |
| Salaries and employee benefits | $4,648,000 | 1,313 |
| Premises and equipment expense | $474,000 | 2,099 |
| Additional noninterest expense | $1,553,000 | 1,834 |
| Pre-tax net operating income | $8,388,000 | 602 |
| Securities gains (losses) | $220,000 | 664 |
| Applicable income taxes | $352,000 | 1,628 |
| Income before extraordinary items | $8,256,000 | 529 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $8,256,000 | 527 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $8,256,000 | 529 |
| Net charge-offs | $159,000 | 1,121 |
| Cash dividends | $1,225,000 | 1,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $8,044,800 | 521 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $6,594,000 | 1,202 |
| Total interest expense | $1,426,000 | 1,051 |
| Net interest income | $5,168,000 | 1,210 |
| Provision for loan and lease losses | $330,000 | 1,127 |
| Total noninterest income | $578,000 | 1,785 |
| Gross Fiduciary activities income | $4,000 | 843 |
| Service charges on deposit accounts | $119,000 | 1,935 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $455,000 | 1,609 |
| Total noninterest expense | $3,302,000 | 1,552 |
| Salaries and employee benefits | $2,203,000 | 1,379 |
| Premises and equipment expense | $237,000 | 2,118 |
| Additional noninterest expense | $862,000 | 1,713 |
| Pre-tax net operating income | $2,114,000 | 998 |
| Securities gains (losses) | $210,000 | 364 |
| Applicable income taxes | $95,000 | 1,983 |
| Income before extraordinary items | $2,229,000 | 849 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,229,000 | 849 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $2,229,000 | 849 |
| Net charge-offs | $-4,000 | 4,126 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,027,400 | 909 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $28,919,000 | 1,115 |
| Total interest expense | $6,659,000 | 972 |
| Net interest income | $22,260,000 | 1,138 |
| Provision for loan and lease losses | $1,320,000 | 735 |
| Total noninterest income | $10,147,000 | 689 |
| Gross Fiduciary activities income | $22,000 | 868 |
| Service charges on deposit accounts | $639,000 | 1,608 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,486,000 | 537 |
| Total noninterest expense | $14,268,000 | 1,419 |
| Salaries and employee benefits | $9,293,000 | 1,276 |
| Premises and equipment expense | $1,310,000 | 1,676 |
| Additional noninterest expense | $3,665,000 | 1,620 |
| Pre-tax net operating income | $16,819,000 | 696 |
| Securities gains (losses) | $26,000 | 1,539 |
| Applicable income taxes | $639,000 | 1,790 |
| Income before extraordinary items | $16,206,000 | 629 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $16,206,000 | 630 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $16,206,000 | 630 |
| Net charge-offs | $1,432,000 | 527 |
| Cash dividends | $6,712,000 | 642 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $16,181,040 | 614 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $22,148,000 | 1,106 |
| Total interest expense | $5,021,000 | 975 |
| Net interest income | $17,127,000 | 1,127 |
| Provision for loan and lease losses | $990,000 | 688 |
| Total noninterest income | $7,580,000 | 682 |
| Gross Fiduciary activities income | $13,000 | 868 |
| Service charges on deposit accounts | $506,000 | 1,556 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,061,000 | 545 |
| Total noninterest expense | $10,673,000 | 1,430 |
| Salaries and employee benefits | $6,999,000 | 1,277 |
| Premises and equipment expense | $933,000 | 1,770 |
| Additional noninterest expense | $2,741,000 | 1,618 |
| Pre-tax net operating income | $13,044,000 | 680 |
| Securities gains (losses) | $10,000 | 1,653 |
| Applicable income taxes | $536,000 | 1,734 |
| Income before extraordinary items | $12,518,000 | 617 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $12,518,000 | 617 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $12,518,000 | 617 |
| Net charge-offs | $66,000 | 2,036 |
| Cash dividends | $4,136,000 | 699 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $12,508,400 | 608 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $14,749,000 | 1,095 |
| Total interest expense | $3,238,000 | 987 |
| Net interest income | $11,511,000 | 1,119 |
| Provision for loan and lease losses | $660,000 | 671 |
| Total noninterest income | $1,147,000 | 1,816 |
| Gross Fiduciary activities income | $10,000 | 856 |
| Service charges on deposit accounts | $342,000 | 1,514 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $795,000 | 1,721 |
| Total noninterest expense | $7,010,000 | 1,453 |
| Salaries and employee benefits | $4,598,000 | 1,292 |
| Premises and equipment expense | $710,000 | 1,592 |
| Additional noninterest expense | $1,702,000 | 1,730 |
| Pre-tax net operating income | $4,988,000 | 1,058 |
| Securities gains (losses) | $15,000 | 1,113 |
| Applicable income taxes | $204,000 | 2,195 |
| Income before extraordinary items | $4,799,000 | 957 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,799,000 | 957 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,799,000 | 957 |
| Net charge-offs | $35,000 | 2,073 |
| Cash dividends | $3,143,000 | 616 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $4,784,600 | 939 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $7,168,000 | 1,113 |
| Total interest expense | $1,505,000 | 1,014 |
| Net interest income | $5,663,000 | 1,133 |
| Provision for loan and lease losses | $330,000 | 634 |
| Total noninterest income | $472,000 | 1,979 |
| Gross Fiduciary activities income | $6,000 | 845 |
| Service charges on deposit accounts | $171,000 | 1,503 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $295,000 | 1,981 |
| Total noninterest expense | $3,390,000 | 1,496 |
| Salaries and employee benefits | $2,221,000 | 1,336 |
| Premises and equipment expense | $363,000 | 1,584 |
| Additional noninterest expense | $806,000 | 1,806 |
| Pre-tax net operating income | $2,415,000 | 1,054 |
| Securities gains (losses) | $72,000 | 321 |
| Applicable income taxes | $100,000 | 2,152 |
| Income before extraordinary items | $2,387,000 | 940 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,387,000 | 938 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,387,000 | 939 |
| Net charge-offs | $34,000 | 1,428 |
| Cash dividends | $1,195,000 | 738 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $2,317,880 | 949 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $26,333,000 | 1,126 |
| Total interest expense | $4,258,000 | 1,077 |
| Net interest income | $22,075,000 | 1,139 |
| Provision for loan and lease losses | $1,320,000 | 703 |
| Total noninterest income | $2,941,000 | 1,571 |
| Gross Fiduciary activities income | $43,000 | 843 |
| Service charges on deposit accounts | $684,000 | 1,554 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,214,000 | 1,402 |
| Total noninterest expense | $13,726,000 | 1,447 |
| Salaries and employee benefits | $8,892,000 | 1,299 |
| Premises and equipment expense | $1,344,000 | 1,653 |
| Additional noninterest expense | $3,490,000 | 1,678 |
| Pre-tax net operating income | $9,970,000 | 1,035 |
| Securities gains (losses) | $4,000 | 861 |
| Applicable income taxes | $423,000 | 2,124 |
| Income before extraordinary items | $9,551,000 | 948 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $9,551,000 | 947 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $9,551,000 | 947 |
| Net charge-offs | $523,000 | 922 |
| Cash dividends | $3,125,000 | 1,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $9,547,160 | 944 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $19,155,000 | 1,143 |
| Total interest expense | $2,881,000 | 1,102 |
| Net interest income | $16,274,000 | 1,150 |
| Provision for loan and lease losses | $990,000 | 651 |
| Total noninterest income | $2,056,000 | 1,664 |
| Gross Fiduciary activities income | $25,000 | 847 |
| Service charges on deposit accounts | $502,000 | 1,600 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,529,000 | 1,502 |
| Total noninterest expense | $10,214,000 | 1,461 |
| Salaries and employee benefits | $6,559,000 | 1,318 |
| Premises and equipment expense | $1,026,000 | 1,639 |
| Additional noninterest expense | $2,629,000 | 1,671 |
| Pre-tax net operating income | $7,126,000 | 1,089 |
| Securities gains (losses) | $4,000 | 859 |
| Applicable income taxes | $300,000 | 2,236 |
| Income before extraordinary items | $6,830,000 | 999 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,830,000 | 998 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $6,830,000 | 998 |
| Net charge-offs | $-5,000 | 4,302 |
| Cash dividends | $2,000,000 | 1,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $6,826,160 | 997 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $12,285,000 | 1,173 |
| Total interest expense | $1,785,000 | 1,119 |
| Net interest income | $10,500,000 | 1,179 |
| Provision for loan and lease losses | $660,000 | 640 |
| Total noninterest income | $1,343,000 | 1,677 |
| Gross Fiduciary activities income | $22,000 | 829 |
| Service charges on deposit accounts | $323,000 | 1,637 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $998,000 | 1,521 |
| Total noninterest expense | $6,777,000 | 1,477 |
| Salaries and employee benefits | $4,320,000 | 1,341 |
| Premises and equipment expense | $699,000 | 1,622 |
| Additional noninterest expense | $1,758,000 | 1,685 |
| Pre-tax net operating income | $4,406,000 | 1,132 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $185,000 | 2,285 |
| Income before extraordinary items | $4,221,000 | 1,040 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,221,000 | 1,039 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,221,000 | 1,039 |
| Net charge-offs | $-3,000 | 4,144 |
| Cash dividends | $1,300,000 | 1,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $4,221,000 | 1,034 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $5,970,000 | 1,197 |
| Total interest expense | $809,000 | 1,166 |
| Net interest income | $5,161,000 | 1,193 |
| Provision for loan and lease losses | $330,000 | 634 |
| Total noninterest income | $608,000 | 1,783 |
| Gross Fiduciary activities income | $14,000 | 818 |
| Service charges on deposit accounts | $151,000 | 1,743 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $443,000 | 1,603 |
| Total noninterest expense | $3,390,000 | 1,488 |
| Salaries and employee benefits | $2,123,000 | 1,368 |
| Premises and equipment expense | $369,000 | 1,578 |
| Additional noninterest expense | $898,000 | 1,649 |
| Pre-tax net operating income | $2,049,000 | 1,173 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $85,000 | 2,302 |
| Income before extraordinary items | $1,964,000 | 1,073 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,964,000 | 1,072 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,964,000 | 1,073 |
| Net charge-offs | $-2,000 | 4,048 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,964,000 | 1,066 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $23,071,000 | 1,197 |
| Total interest expense | $2,895,000 | 1,119 |
| Net interest income | $20,176,000 | 1,202 |
| Provision for loan and lease losses | $1,320,000 | 719 |
| Total noninterest income | $2,431,000 | 1,804 |
| Gross Fiduciary activities income | $26,000 | 906 |
| Service charges on deposit accounts | $603,000 | 1,770 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,802,000 | 1,633 |
| Total noninterest expense | $12,314,000 | 1,595 |
| Salaries and employee benefits | $7,893,000 | 1,425 |
| Premises and equipment expense | $1,350,000 | 1,666 |
| Additional noninterest expense | $3,071,000 | 1,894 |
| Pre-tax net operating income | $8,973,000 | 1,078 |
| Securities gains (losses) | $4,000 | 1,851 |
| Applicable income taxes | $394,000 | 2,585 |
| Income before extraordinary items | $8,583,000 | 848 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $8,583,000 | 849 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $8,583,000 | 848 |
| Net charge-offs | $647,000 | 930 |
| Cash dividends | $5,608,000 | 607 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $8,579,160 | 839 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $17,207,000 | 1,200 |
| Total interest expense | $2,147,000 | 1,111 |
| Net interest income | $15,060,000 | 1,209 |
| Provision for loan and lease losses | $990,000 | 704 |
| Total noninterest income | $1,835,000 | 1,819 |
| Gross Fiduciary activities income | $15,000 | 906 |
| Service charges on deposit accounts | $460,000 | 1,755 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,360,000 | 1,643 |
| Total noninterest expense | $9,348,000 | 1,586 |
| Salaries and employee benefits | $6,074,000 | 1,401 |
| Premises and equipment expense | $1,000,000 | 1,695 |
| Additional noninterest expense | $2,274,000 | 1,921 |
| Pre-tax net operating income | $6,557,000 | 1,124 |
| Securities gains (losses) | $4,000 | 1,878 |
| Applicable income taxes | $287,000 | 2,511 |
| Income before extraordinary items | $6,274,000 | 946 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $6,274,000 | 946 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $6,274,000 | 946 |
| Net charge-offs | $333,000 | 1,057 |
| Cash dividends | $3,800,000 | 633 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $6,270,160 | 931 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $11,411,000 | 1,200 |
| Total interest expense | $1,431,000 | 1,086 |
| Net interest income | $9,980,000 | 1,215 |
| Provision for loan and lease losses | $660,000 | 691 |
| Total noninterest income | $1,166,000 | 1,863 |
| Gross Fiduciary activities income | $14,000 | 892 |
| Service charges on deposit accounts | $306,000 | 1,739 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $846,000 | 1,716 |
| Total noninterest expense | $6,075,000 | 1,619 |
| Salaries and employee benefits | $3,936,000 | 1,430 |
| Premises and equipment expense | $670,000 | 1,696 |
| Additional noninterest expense | $1,469,000 | 1,974 |
| Pre-tax net operating income | $4,411,000 | 1,096 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $201,000 | 2,469 |
| Income before extraordinary items | $4,210,000 | 923 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,210,000 | 924 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,210,000 | 923 |
| Net charge-offs | $106,000 | 1,471 |
| Cash dividends | $2,550,000 | 616 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $4,210,000 | 912 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $5,695,000 | 1,196 |
| Total interest expense | $706,000 | 1,069 |
| Net interest income | $4,989,000 | 1,203 |
| Provision for loan and lease losses | $330,000 | 620 |
| Total noninterest income | $629,000 | 1,764 |
| Gross Fiduciary activities income | $7,000 | 893 |
| Service charges on deposit accounts | $156,000 | 1,699 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $466,000 | 1,593 |
| Total noninterest expense | $3,017,000 | 1,643 |
| Salaries and employee benefits | $1,871,000 | 1,515 |
| Premises and equipment expense | $351,000 | 1,636 |
| Additional noninterest expense | $795,000 | 1,854 |
| Pre-tax net operating income | $2,271,000 | 1,052 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $105,000 | 2,395 |
| Income before extraordinary items | $2,166,000 | 871 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,166,000 | 872 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,166,000 | 871 |
| Net charge-offs | $-3,000 | 4,448 |
| Cash dividends | $1,650,000 | 473 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $2,166,000 | 857 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $22,992,000 | 1,152 |
| Total interest expense | $2,829,000 | 1,019 |
| Net interest income | $20,163,000 | 1,156 |
| Provision for loan and lease losses | $1,320,000 | 715 |
| Total noninterest income | $2,820,000 | 1,717 |
| Gross Fiduciary activities income | $31,000 | 924 |
| Service charges on deposit accounts | $735,000 | 1,553 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,054,000 | 1,572 |
| Total noninterest expense | $13,101,000 | 1,495 |
| Salaries and employee benefits | $8,304,000 | 1,335 |
| Premises and equipment expense | $1,552,000 | 1,470 |
| Additional noninterest expense | $3,245,000 | 1,842 |
| Pre-tax net operating income | $8,562,000 | 1,043 |
| Securities gains (losses) | $8,000 | 2,738 |
| Applicable income taxes | $355,000 | 2,532 |
| Income before extraordinary items | $8,215,000 | 906 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $8,215,000 | 905 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $8,215,000 | 905 |
| Net charge-offs | $933,000 | 695 |
| Cash dividends | $4,416,000 | 746 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $8,207,320 | 880 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $17,223,000 | 1,153 |
| Total interest expense | $2,084,000 | 1,039 |
| Net interest income | $15,139,000 | 1,161 |
| Provision for loan and lease losses | $990,000 | 694 |
| Total noninterest income | $2,295,000 | 1,628 |
| Gross Fiduciary activities income | $19,000 | 924 |
| Service charges on deposit accounts | $556,000 | 1,538 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,720,000 | 1,449 |
| Total noninterest expense | $9,879,000 | 1,491 |
| Salaries and employee benefits | $6,258,000 | 1,324 |
| Premises and equipment expense | $1,159,000 | 1,478 |
| Additional noninterest expense | $2,462,000 | 1,818 |
| Pre-tax net operating income | $6,565,000 | 1,037 |
| Securities gains (losses) | $8,000 | 2,659 |
| Applicable income taxes | $255,000 | 2,618 |
| Income before extraordinary items | $6,318,000 | 883 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,318,000 | 883 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $6,318,000 | 883 |
| Net charge-offs | $925,000 | 509 |
| Cash dividends | $3,443,000 | 688 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $6,310,320 | 857 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $11,412,000 | 1,159 |
| Total interest expense | $1,357,000 | 1,056 |
| Net interest income | $10,055,000 | 1,166 |
| Provision for loan and lease losses | $660,000 | 682 |
| Total noninterest income | $1,409,000 | 1,693 |
| Gross Fiduciary activities income | $19,000 | 907 |
| Service charges on deposit accounts | $364,000 | 1,548 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,026,000 | 1,522 |
| Total noninterest expense | $6,528,000 | 1,511 |
| Salaries and employee benefits | $4,171,000 | 1,332 |
| Premises and equipment expense | $653,000 | 1,724 |
| Additional noninterest expense | $1,704,000 | 1,772 |
| Pre-tax net operating income | $4,276,000 | 1,048 |
| Securities gains (losses) | $8,000 | 2,318 |
| Applicable income taxes | $162,000 | 2,656 |
| Income before extraordinary items | $4,122,000 | 885 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $4,122,000 | 883 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,122,000 | 884 |
| Net charge-offs | $36,000 | 2,397 |
| Cash dividends | $2,393,000 | 665 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $4,114,320 | 861 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $5,700,000 | 1,165 |
| Total interest expense | $652,000 | 1,104 |
| Net interest income | $5,048,000 | 1,163 |
| Provision for loan and lease losses | $330,000 | 627 |
| Total noninterest income | $619,000 | 1,803 |
| Gross Fiduciary activities income | $15,000 | 862 |
| Service charges on deposit accounts | $184,000 | 1,533 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $420,000 | 1,690 |
| Total noninterest expense | $3,284,000 | 1,492 |
| Salaries and employee benefits | $2,103,000 | 1,332 |
| Premises and equipment expense | $350,000 | 1,636 |
| Additional noninterest expense | $831,000 | 1,781 |
| Pre-tax net operating income | $2,053,000 | 1,064 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $63,000 | 2,817 |
| Income before extraordinary items | $1,990,000 | 895 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,990,000 | 896 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,990,000 | 896 |
| Net charge-offs | $-37,000 | 5,644 |
| Cash dividends | $66,000 | 2,551 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,990,000 | 871 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $22,250,000 | 1,147 |
| Total interest expense | $2,381,000 | 1,166 |
| Net interest income | $19,869,000 | 1,145 |
| Provision for loan and lease losses | $1,320,000 | 635 |
| Total noninterest income | $2,744,000 | 1,700 |
| Gross Fiduciary activities income | $37,000 | 927 |
| Service charges on deposit accounts | $741,000 | 1,577 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,966,000 | 1,539 |
| Total noninterest expense | $12,902,000 | 1,506 |
| Salaries and employee benefits | $8,199,000 | 1,321 |
| Premises and equipment expense | $1,282,000 | 1,780 |
| Additional noninterest expense | $3,421,000 | 1,780 |
| Pre-tax net operating income | $8,391,000 | 1,032 |
| Securities gains (losses) | $155,000 | 896 |
| Applicable income taxes | $343,000 | 2,541 |
| Income before extraordinary items | $8,203,000 | 865 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $8,203,000 | 866 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $8,203,000 | 865 |
| Net charge-offs | $98,000 | 2,678 |
| Cash dividends | $4,207,000 | 753 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $8,054,200 | 870 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $16,575,000 | 1,161 |
| Total interest expense | $1,837,000 | 1,152 |
| Net interest income | $14,738,000 | 1,161 |
| Provision for loan and lease losses | $990,000 | 601 |
| Total noninterest income | $2,073,000 | 1,705 |
| Gross Fiduciary activities income | $26,000 | 927 |
| Service charges on deposit accounts | $548,000 | 1,605 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,499,000 | 1,538 |
| Total noninterest expense | $9,372,000 | 1,553 |
| Salaries and employee benefits | $5,929,000 | 1,374 |
| Premises and equipment expense | $899,000 | 1,911 |
| Additional noninterest expense | $2,544,000 | 1,780 |
| Pre-tax net operating income | $6,449,000 | 1,031 |
| Securities gains (losses) | $45,000 | 1,541 |
| Applicable income taxes | $257,000 | 2,625 |
| Income before extraordinary items | $6,237,000 | 865 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,237,000 | 865 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $6,237,000 | 865 |
| Net charge-offs | $73,000 | 2,448 |
| Cash dividends | $2,667,000 | 788 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $6,193,800 | 845 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $10,893,000 | 1,180 |
| Total interest expense | $1,226,000 | 1,152 |
| Net interest income | $9,667,000 | 1,184 |
| Provision for loan and lease losses | $660,000 | 604 |
| Total noninterest income | $1,372,000 | 1,715 |
| Gross Fiduciary activities income | $16,000 | 944 |
| Service charges on deposit accounts | $364,000 | 1,588 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $992,000 | 1,566 |
| Total noninterest expense | $6,223,000 | 1,566 |
| Salaries and employee benefits | $3,917,000 | 1,387 |
| Premises and equipment expense | $630,000 | 1,831 |
| Additional noninterest expense | $1,676,000 | 1,812 |
| Pre-tax net operating income | $4,156,000 | 1,054 |
| Securities gains (losses) | $45,000 | 1,293 |
| Applicable income taxes | $157,000 | 2,679 |
| Income before extraordinary items | $4,044,000 | 883 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,044,000 | 883 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $4,044,000 | 883 |
| Net charge-offs | $157,000 | 1,348 |
| Cash dividends | $1,799,000 | 786 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $4,000,800 | 865 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $5,371,000 | 1,188 |
| Total interest expense | $620,000 | 1,144 |
| Net interest income | $4,751,000 | 1,193 |
| Provision for loan and lease losses | $330,000 | 580 |
| Total noninterest income | $679,000 | 1,704 |
| Gross Fiduciary activities income | $12,000 | 912 |
| Service charges on deposit accounts | $183,000 | 1,555 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $484,000 | 1,544 |
| Total noninterest expense | $3,131,000 | 1,552 |
| Salaries and employee benefits | $1,969,000 | 1,388 |
| Premises and equipment expense | $328,000 | 1,792 |
| Additional noninterest expense | $834,000 | 1,799 |
| Pre-tax net operating income | $1,969,000 | 1,075 |
| Securities gains (losses) | $44,000 | 896 |
| Applicable income taxes | $61,000 | 2,857 |
| Income before extraordinary items | $1,952,000 | 883 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,952,000 | 883 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,952,000 | 883 |
| Net charge-offs | $-10,000 | 5,418 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,909,320 | 872 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $16,591,000 | 1,500 |
| Total interest expense | $2,124,000 | 1,377 |
| Net interest income | $14,467,000 | 1,532 |
| Provision for loan and lease losses | $1,200,000 | 731 |
| Total noninterest income | $2,365,000 | 1,877 |
| Gross Fiduciary activities income | $48,000 | 933 |
| Service charges on deposit accounts | $524,000 | 2,210 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,793,000 | 1,584 |
| Total noninterest expense | $9,386,000 | 2,011 |
| Salaries and employee benefits | $5,629,000 | 1,833 |
| Premises and equipment expense | $1,075,000 | 2,116 |
| Additional noninterest expense | $2,682,000 | 2,256 |
| Pre-tax net operating income | $6,246,000 | 1,263 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $266,000 | 2,747 |
| Income before extraordinary items | $5,980,000 | 1,105 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $5,980,000 | 1,104 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,980,000 | 1,105 |
| Net charge-offs | $332,000 | 1,906 |
| Cash dividends | $2,799,000 | 983 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,980,000 | 1,077 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $12,252,000 | 1,536 |
| Total interest expense | $1,607,000 | 1,376 |
| Net interest income | $10,645,000 | 1,570 |
| Provision for loan and lease losses | $900,000 | 732 |
| Total noninterest income | $1,781,000 | 1,881 |
| Gross Fiduciary activities income | $28,000 | 949 |
| Service charges on deposit accounts | $389,000 | 2,238 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,364,000 | 1,562 |
| Total noninterest expense | $6,970,000 | 2,039 |
| Salaries and employee benefits | $4,166,000 | 1,860 |
| Premises and equipment expense | $816,000 | 2,108 |
| Additional noninterest expense | $1,988,000 | 2,257 |
| Pre-tax net operating income | $4,556,000 | 1,308 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $192,000 | 2,840 |
| Income before extraordinary items | $4,364,000 | 1,143 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,364,000 | 1,140 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,364,000 | 1,142 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $2,064,000 | 900 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $4,364,000 | 1,119 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $8,006,000 | 1,554 |
| Total interest expense | $1,086,000 | 1,371 |
| Net interest income | $6,920,000 | 1,593 |
| Provision for loan and lease losses | $600,000 | 713 |
| Total noninterest income | $1,127,000 | 1,939 |
| Gross Fiduciary activities income | $26,000 | 922 |
| Service charges on deposit accounts | $241,000 | 2,333 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $860,000 | 1,615 |
| Total noninterest expense | $4,585,000 | 2,064 |
| Salaries and employee benefits | $2,760,000 | 1,873 |
| Premises and equipment expense | $577,000 | 2,023 |
| Additional noninterest expense | $1,248,000 | 2,403 |
| Pre-tax net operating income | $2,862,000 | 1,342 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $140,000 | 2,740 |
| Income before extraordinary items | $2,722,000 | 1,172 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,722,000 | 1,172 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,722,000 | 1,173 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $1,316,000 | 927 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,722,000 | 1,150 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,960,000 | 1,566 |
| Total interest expense | $556,000 | 1,359 |
| Net interest income | $3,404,000 | 1,607 |
| Provision for loan and lease losses | $300,000 | 685 |
| Total noninterest income | $470,000 | 2,122 |
| Gross Fiduciary activities income | $14,000 | 913 |
| Service charges on deposit accounts | $113,000 | 2,428 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $343,000 | 1,842 |
| Total noninterest expense | $2,330,000 | 2,035 |
| Salaries and employee benefits | $1,387,000 | 1,874 |
| Premises and equipment expense | $312,000 | 1,913 |
| Additional noninterest expense | $631,000 | 2,372 |
| Pre-tax net operating income | $1,244,000 | 1,473 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $50,000 | 2,948 |
| Income before extraordinary items | $1,194,000 | 1,263 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,194,000 | 1,264 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,194,000 | 1,264 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $75,000 | 2,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,194,000 | 1,233 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $15,596,000 | 1,600 |
| Total interest expense | $2,616,000 | 1,285 |
| Net interest income | $12,980,000 | 1,662 |
| Provision for loan and lease losses | $1,200,000 | 946 |
| Total noninterest income | $2,156,000 | 2,050 |
| Gross Fiduciary activities income | $51,000 | 940 |
| Service charges on deposit accounts | $439,000 | 2,632 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,666,000 | 1,733 |
| Total noninterest expense | $8,967,000 | 2,114 |
| Salaries and employee benefits | $5,446,000 | 1,875 |
| Premises and equipment expense | $1,079,000 | 2,102 |
| Additional noninterest expense | $2,442,000 | 2,524 |
| Pre-tax net operating income | $4,969,000 | 1,435 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $210,000 | 2,911 |
| Income before extraordinary items | $4,759,000 | 1,279 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,759,000 | 1,280 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,759,000 | 1,282 |
| Net charge-offs | $7,000 | 5,162 |
| Cash dividends | $3,019,000 | 856 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $4,759,000 | 1,259 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $12,115,000 | 1,563 |
| Total interest expense | $1,998,000 | 1,305 |
| Net interest income | $10,117,000 | 1,611 |
| Provision for loan and lease losses | $900,000 | 951 |
| Total noninterest income | $1,190,000 | 2,545 |
| Gross Fiduciary activities income | $44,000 | 921 |
| Service charges on deposit accounts | $340,000 | 2,594 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $806,000 | 2,343 |
| Total noninterest expense | $6,719,000 | 2,108 |
| Salaries and employee benefits | $4,145,000 | 1,853 |
| Premises and equipment expense | $804,000 | 2,135 |
| Additional noninterest expense | $1,770,000 | 2,594 |
| Pre-tax net operating income | $3,688,000 | 1,479 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $156,000 | 2,990 |
| Income before extraordinary items | $3,532,000 | 1,300 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,532,000 | 1,302 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,532,000 | 1,302 |
| Net charge-offs | $7,000 | 4,813 |
| Cash dividends | $2,386,000 | 766 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,532,000 | 1,271 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $8,056,000 | 1,556 |
| Total interest expense | $1,361,000 | 1,314 |
| Net interest income | $6,695,000 | 1,610 |
| Provision for loan and lease losses | $600,000 | 990 |
| Total noninterest income | $773,000 | 2,600 |
| Gross Fiduciary activities income | $35,000 | 910 |
| Service charges on deposit accounts | $235,000 | 2,479 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $503,000 | 2,466 |
| Total noninterest expense | $4,314,000 | 2,181 |
| Salaries and employee benefits | $2,654,000 | 1,938 |
| Premises and equipment expense | $525,000 | 2,179 |
| Additional noninterest expense | $1,135,000 | 2,667 |
| Pre-tax net operating income | $2,554,000 | 1,414 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $105,000 | 2,973 |
| Income before extraordinary items | $2,449,000 | 1,240 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,449,000 | 1,242 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,449,000 | 1,243 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $1,598,000 | 762 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,449,000 | 1,190 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,040,000 | 1,563 |
| Total interest expense | $701,000 | 1,322 |
| Net interest income | $3,339,000 | 1,617 |
| Provision for loan and lease losses | $300,000 | 980 |
| Total noninterest income | $403,000 | 2,543 |
| Gross Fiduciary activities income | $30,000 | 859 |
| Service charges on deposit accounts | $130,000 | 2,279 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $243,000 | 2,502 |
| Total noninterest expense | $2,176,000 | 2,181 |
| Salaries and employee benefits | $1,349,000 | 1,923 |
| Premises and equipment expense | $269,000 | 2,171 |
| Additional noninterest expense | $558,000 | 2,711 |
| Pre-tax net operating income | $1,266,000 | 1,399 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $66,000 | 2,793 |
| Income before extraordinary items | $1,200,000 | 1,249 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,200,000 | 1,251 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,200,000 | 1,251 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,200,000 | 1,196 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $16,843,000 | 1,580 |
| Total interest expense | $3,337,000 | 1,337 |
| Net interest income | $13,506,000 | 1,634 |
| Provision for loan and lease losses | $1,205,000 | 1,548 |
| Total noninterest income | $1,937,000 | 2,240 |
| Gross Fiduciary activities income | $42,000 | 986 |
| Service charges on deposit accounts | $603,000 | 2,144 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,292,000 | 2,028 |
| Total noninterest expense | $8,323,000 | 2,259 |
| Salaries and employee benefits | $4,958,000 | 2,026 |
| Premises and equipment expense | $1,030,000 | 2,226 |
| Additional noninterest expense | $2,335,000 | 2,726 |
| Pre-tax net operating income | $5,915,000 | 1,196 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $252,000 | 2,816 |
| Income before extraordinary items | $5,663,000 | 1,051 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,663,000 | 1,051 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $5,663,000 | 1,051 |
| Net charge-offs | $416,000 | 2,897 |
| Cash dividends | $2,842,000 | 922 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $5,663,000 | 996 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $12,652,000 | 1,613 |
| Total interest expense | $2,552,000 | 1,373 |
| Net interest income | $10,100,000 | 1,659 |
| Provision for loan and lease losses | $905,000 | 1,543 |
| Total noninterest income | $1,493,000 | 2,184 |
| Gross Fiduciary activities income | $33,000 | 974 |
| Service charges on deposit accounts | $454,000 | 2,168 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,006,000 | 1,996 |
| Total noninterest expense | $6,072,000 | 2,334 |
| Salaries and employee benefits | $3,662,000 | 2,046 |
| Premises and equipment expense | $781,000 | 2,230 |
| Additional noninterest expense | $1,629,000 | 2,902 |
| Pre-tax net operating income | $4,616,000 | 1,166 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $293,000 | 2,493 |
| Income before extraordinary items | $4,323,000 | 1,054 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,323,000 | 1,054 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $4,323,000 | 1,054 |
| Net charge-offs | $359,000 | 2,602 |
| Cash dividends | $1,642,000 | 931 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $4,323,000 | 998 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $8,387,000 | 1,631 |
| Total interest expense | $1,732,000 | 1,399 |
| Net interest income | $6,655,000 | 1,665 |
| Provision for loan and lease losses | $405,000 | 2,053 |
| Total noninterest income | $877,000 | 2,354 |
| Gross Fiduciary activities income | $29,000 | 952 |
| Service charges on deposit accounts | $288,000 | 2,230 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $560,000 | 2,186 |
| Total noninterest expense | $4,005,000 | 2,361 |
| Salaries and employee benefits | $2,391,000 | 2,080 |
| Premises and equipment expense | $515,000 | 2,238 |
| Additional noninterest expense | $1,099,000 | 2,893 |
| Pre-tax net operating income | $3,122,000 | 1,142 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $154,000 | 2,685 |
| Income before extraordinary items | $2,968,000 | 1,024 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,968,000 | 1,024 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,968,000 | 1,024 |
| Net charge-offs | $163,000 | 2,957 |
| Cash dividends | $1,182,000 | 847 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,968,000 | 967 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,245,000 | 1,626 |
| Total interest expense | $874,000 | 1,442 |
| Net interest income | $3,371,000 | 1,647 |
| Provision for loan and lease losses | $120,000 | 2,650 |
| Total noninterest income | $425,000 | 2,389 |
| Gross Fiduciary activities income | $24,000 | 901 |
| Service charges on deposit accounts | $135,000 | 2,328 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $266,000 | 2,252 |
| Total noninterest expense | $1,973,000 | 2,401 |
| Salaries and employee benefits | $1,201,000 | 2,084 |
| Premises and equipment expense | $260,000 | 2,223 |
| Additional noninterest expense | $512,000 | 3,038 |
| Pre-tax net operating income | $1,703,000 | 1,033 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $73,000 | 2,726 |
| Income before extraordinary items | $1,630,000 | 916 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,630,000 | 917 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,630,000 | 917 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $1,000 | 2,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,630,000 | 865 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $15,783,000 | 1,786 |
| Total interest expense | $3,773,000 | 1,605 |
| Net interest income | $12,010,000 | 1,843 |
| Provision for loan and lease losses | $690,000 | 2,969 |
| Total noninterest income | $1,859,000 | 2,122 |
| Gross Fiduciary activities income | $40,000 | 948 |
| Service charges on deposit accounts | $510,000 | 2,525 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,309,000 | 1,792 |
| Total noninterest expense | $8,631,000 | 2,199 |
| Salaries and employee benefits | $4,694,000 | 2,064 |
| Premises and equipment expense | $789,000 | 2,954 |
| Additional noninterest expense | $3,148,000 | 2,110 |
| Pre-tax net operating income | $4,548,000 | 1,286 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $190,000 | 2,960 |
| Income before extraordinary items | $4,358,000 | 1,154 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,358,000 | 1,153 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $4,358,000 | 1,154 |
| Net charge-offs | $-4,000 | 6,925 |
| Cash dividends | $3,777,000 | 552 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $4,358,000 | 1,093 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,542,000 | 1,844 |
| Total interest expense | $2,835,000 | 1,659 |
| Net interest income | $8,707,000 | 1,898 |
| Provision for loan and lease losses | $570,000 | 2,689 |
| Total noninterest income | $1,417,000 | 2,084 |
| Gross Fiduciary activities income | $31,000 | 916 |
| Service charges on deposit accounts | $395,000 | 2,472 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $991,000 | 1,776 |
| Total noninterest expense | $6,506,000 | 2,204 |
| Salaries and employee benefits | $3,545,000 | 2,033 |
| Premises and equipment expense | $545,000 | 3,149 |
| Additional noninterest expense | $2,416,000 | 2,064 |
| Pre-tax net operating income | $3,048,000 | 1,467 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $118,000 | 3,087 |
| Income before extraordinary items | $2,930,000 | 1,320 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,930,000 | 1,320 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,930,000 | 1,320 |
| Net charge-offs | $-11,000 | 7,025 |
| Cash dividends | $3,517,000 | 386 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,930,000 | 1,246 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,699,000 | 1,864 |
| Total interest expense | $1,902,000 | 1,707 |
| Net interest income | $5,797,000 | 1,901 |
| Provision for loan and lease losses | $400,000 | 2,592 |
| Total noninterest income | $744,000 | 2,429 |
| Gross Fiduciary activities income | $23,000 | 927 |
| Service charges on deposit accounts | $250,000 | 2,569 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $471,000 | 2,191 |
| Total noninterest expense | $4,206,000 | 2,280 |
| Salaries and employee benefits | $2,333,000 | 2,090 |
| Premises and equipment expense | $291,000 | 3,729 |
| Additional noninterest expense | $1,582,000 | 2,140 |
| Pre-tax net operating income | $1,935,000 | 1,499 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $79,000 | 3,045 |
| Income before extraordinary items | $1,856,000 | 1,346 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,856,000 | 1,346 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,856,000 | 1,346 |
| Net charge-offs | $-4,000 | 6,815 |
| Cash dividends | $2,029,000 | 420 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,856,000 | 1,281 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,856,000 | 1,867 |
| Total interest expense | $975,000 | 1,728 |
| Net interest income | $2,881,000 | 1,914 |
| Provision for loan and lease losses | $120,000 | 3,114 |
| Total noninterest income | $384,000 | 2,418 |
| Gross Fiduciary activities income | $17,000 | 898 |
| Service charges on deposit accounts | $153,000 | 2,167 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $214,000 | 2,380 |
| Total noninterest expense | $1,972,000 | 2,448 |
| Salaries and employee benefits | $1,121,000 | 2,193 |
| Premises and equipment expense | $142,000 | 3,848 |
| Additional noninterest expense | $709,000 | 2,344 |
| Pre-tax net operating income | $1,173,000 | 1,238 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $44,000 | 2,925 |
| Income before extraordinary items | $1,129,000 | 1,086 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,129,000 | 1,085 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,129,000 | 1,086 |
| Net charge-offs | $-3,000 | 6,584 |
| Cash dividends | $720,000 | 532 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,129,000 | 1,052 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $14,966,000 | 2,016 |
| Total interest expense | $4,164,000 | 1,922 |
| Net interest income | $10,802,000 | 2,015 |
| Provision for loan and lease losses | $930,000 | 3,173 |
| Total noninterest income | $894,000 | 3,429 |
| Gross Fiduciary activities income | $45,000 | 974 |
| Service charges on deposit accounts | $446,000 | 2,870 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $403,000 | 3,497 |
| Total noninterest expense | $6,282,000 | 2,995 |
| Salaries and employee benefits | $3,899,000 | 2,467 |
| Premises and equipment expense | $519,000 | 4,080 |
| Additional noninterest expense | $1,864,000 | 3,445 |
| Pre-tax net operating income | $4,484,000 | 1,129 |
| Securities gains (losses) | $2,000 | 3,620 |
| Applicable income taxes | $218,000 | 2,653 |
| Income before extraordinary items | $4,268,000 | 1,015 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,268,000 | 1,017 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $4,268,000 | 1,018 |
| Net charge-offs | $901,000 | 2,834 |
| Cash dividends | $2,642,000 | 617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $4,266,100 | 976 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,033,000 | 2,088 |
| Total interest expense | $3,152,000 | 1,985 |
| Net interest income | $7,881,000 | 2,100 |
| Provision for loan and lease losses | $810,000 | 2,828 |
| Total noninterest income | $784,000 | 3,191 |
| Gross Fiduciary activities income | $32,000 | 970 |
| Service charges on deposit accounts | $332,000 | 2,952 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $420,000 | 3,040 |
| Total noninterest expense | $4,613,000 | 3,054 |
| Salaries and employee benefits | $2,881,000 | 2,518 |
| Premises and equipment expense | $366,000 | 4,303 |
| Additional noninterest expense | $1,366,000 | 3,482 |
| Pre-tax net operating income | $3,242,000 | 1,218 |
| Securities gains (losses) | $2,000 | 3,465 |
| Applicable income taxes | $167,000 | 2,718 |
| Income before extraordinary items | $3,077,000 | 1,104 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,077,000 | 1,107 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,077,000 | 1,107 |
| Net charge-offs | $648,000 | 2,720 |
| Cash dividends | $2,500,000 | 437 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $3,075,100 | 1,063 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,384,000 | 2,108 |
| Total interest expense | $2,120,000 | 2,043 |
| Net interest income | $5,264,000 | 2,096 |
| Provision for loan and lease losses | $690,000 | 2,399 |
| Total noninterest income | $547,000 | 3,048 |
| Gross Fiduciary activities income | $21,000 | 982 |
| Service charges on deposit accounts | $202,000 | 3,146 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $324,000 | 2,738 |
| Total noninterest expense | $3,019,000 | 3,100 |
| Salaries and employee benefits | $1,907,000 | 2,541 |
| Premises and equipment expense | $220,000 | 4,614 |
| Additional noninterest expense | $892,000 | 3,506 |
| Pre-tax net operating income | $2,102,000 | 1,251 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $104,000 | 2,746 |
| Income before extraordinary items | $1,998,000 | 1,120 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,998,000 | 1,120 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,998,000 | 1,121 |
| Net charge-offs | $650,000 | 2,163 |
| Cash dividends | $2,500,000 | 278 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,998,000 | 1,070 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,662,000 | 2,179 |
| Total interest expense | $1,065,000 | 2,142 |
| Net interest income | $2,597,000 | 2,148 |
| Provision for loan and lease losses | $120,000 | 3,696 |
| Total noninterest income | $240,000 | 3,279 |
| Gross Fiduciary activities income | $17,000 | 932 |
| Service charges on deposit accounts | $92,000 | 3,301 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $131,000 | 3,057 |
| Total noninterest expense | $1,498,000 | 3,151 |
| Salaries and employee benefits | $952,000 | 2,585 |
| Premises and equipment expense | $124,000 | 4,388 |
| Additional noninterest expense | $422,000 | 3,678 |
| Pre-tax net operating income | $1,219,000 | 1,082 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $58,000 | 2,679 |
| Income before extraordinary items | $1,161,000 | 938 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,161,000 | 942 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,161,000 | 942 |
| Net charge-offs | $247,000 | 2,233 |
| Cash dividends | $2,000,000 | 170 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,161,000 | 918 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,950,000 | 2,387 |
| Total interest expense | $4,942,000 | 2,286 |
| Net interest income | $9,008,000 | 2,412 |
| Provision for loan and lease losses | $730,000 | 3,974 |
| Total noninterest income | $971,000 | 3,396 |
| Gross Fiduciary activities income | $52,000 | 957 |
| Service charges on deposit accounts | $322,000 | 3,754 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $597,000 | 2,910 |
| Total noninterest expense | $5,959,000 | 3,196 |
| Salaries and employee benefits | $3,576,000 | 2,731 |
| Premises and equipment expense | $548,000 | 4,139 |
| Additional noninterest expense | $1,835,000 | 3,560 |
| Pre-tax net operating income | $3,290,000 | 1,230 |
| Securities gains (losses) | $1,000 | 3,653 |
| Applicable income taxes | $164,000 | 2,547 |
| Income before extraordinary items | $3,127,000 | 1,078 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,127,000 | 1,076 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,127,000 | 1,077 |
| Net charge-offs | $117,000 | 5,551 |
| Cash dividends | $756,000 | 2,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,126,050 | 1,077 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,328,000 | 2,463 |
| Total interest expense | $3,794,000 | 2,329 |
| Net interest income | $6,534,000 | 2,485 |
| Provision for loan and lease losses | $470,000 | 3,898 |
| Total noninterest income | $674,000 | 3,607 |
| Gross Fiduciary activities income | $17,000 | 1,043 |
| Service charges on deposit accounts | $234,000 | 3,824 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $423,000 | 3,088 |
| Total noninterest expense | $4,516,000 | 3,171 |
| Salaries and employee benefits | $2,736,000 | 2,701 |
| Premises and equipment expense | $443,000 | 3,963 |
| Additional noninterest expense | $1,337,000 | 3,580 |
| Pre-tax net operating income | $2,222,000 | 1,462 |
| Securities gains (losses) | $1,000 | 3,393 |
| Applicable income taxes | $110,000 | 2,806 |
| Income before extraordinary items | $2,113,000 | 1,267 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,113,000 | 1,266 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,113,000 | 1,267 |
| Net charge-offs | $64,000 | 5,483 |
| Cash dividends | $256,000 | 2,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,112,050 | 1,239 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,827,000 | 2,514 |
| Total interest expense | $2,544,000 | 2,409 |
| Net interest income | $4,283,000 | 2,526 |
| Provision for loan and lease losses | $380,000 | 3,354 |
| Total noninterest income | $468,000 | 3,548 |
| Gross Fiduciary activities income | $13,000 | 1,034 |
| Service charges on deposit accounts | $146,000 | 3,920 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $309,000 | 2,955 |
| Total noninterest expense | $2,958,000 | 3,257 |
| Salaries and employee benefits | $1,804,000 | 2,763 |
| Premises and equipment expense | $262,000 | 4,330 |
| Additional noninterest expense | $892,000 | 3,579 |
| Pre-tax net operating income | $1,413,000 | 1,598 |
| Securities gains (losses) | $1,000 | 3,011 |
| Applicable income taxes | $69,000 | 2,927 |
| Income before extraordinary items | $1,345,000 | 1,404 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,345,000 | 1,401 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,345,000 | 1,403 |
| Net charge-offs | $65,000 | 4,675 |
| Cash dividends | $197,000 | 2,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,344,050 | 1,364 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,424,000 | 2,537 |
| Total interest expense | $1,231,000 | 2,569 |
| Net interest income | $2,193,000 | 2,460 |
| Provision for loan and lease losses | $90,000 | 4,033 |
| Total noninterest income | $224,000 | 3,600 |
| Gross Fiduciary activities income | $6,000 | 1,049 |
| Service charges on deposit accounts | $73,000 | 3,879 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $145,000 | 3,022 |
| Total noninterest expense | $1,451,000 | 3,225 |
| Salaries and employee benefits | $924,000 | 2,737 |
| Premises and equipment expense | $147,000 | 4,035 |
| Additional noninterest expense | $380,000 | 3,734 |
| Pre-tax net operating income | $876,000 | 1,475 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $49,000 | 2,899 |
| Income before extraordinary items | $827,000 | 1,333 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $827,000 | 1,334 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $827,000 | 1,335 |
| Net charge-offs | $56,000 | 3,442 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $827,000 | 1,256 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,523,000 | 2,732 |
| Total interest expense | $5,310,000 | 2,819 |
| Net interest income | $8,213,000 | 2,640 |
| Provision for loan and lease losses | $340,000 | 4,408 |
| Total noninterest income | $995,000 | 3,414 |
| Gross Fiduciary activities income | $28,000 | 1,065 |
| Service charges on deposit accounts | $292,000 | 4,063 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $675,000 | 2,710 |
| Total noninterest expense | $5,283,000 | 3,421 |
| Salaries and employee benefits | $3,308,000 | 2,981 |
| Premises and equipment expense | $491,000 | 4,513 |
| Additional noninterest expense | $1,484,000 | 3,642 |
| Pre-tax net operating income | $3,585,000 | 1,524 |
| Securities gains (losses) | $50,000 | 1,600 |
| Applicable income taxes | $201,000 | 2,809 |
| Income before extraordinary items | $3,434,000 | 1,213 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,434,000 | 1,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 4,979 |
| Cash dividends | $2,821,000 | 978 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,387,000 | 1,309 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,089,000 | 2,796 |
| Total interest expense | $4,080,000 | 2,857 |
| Net interest income | $6,009,000 | 2,719 |
| Provision for loan and lease losses | $180,000 | 4,348 |
| Total noninterest income | $690,000 | 3,671 |
| Gross Fiduciary activities income | $26,000 | 1,020 |
| Service charges on deposit accounts | $214,000 | 4,125 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $450,000 | 2,982 |
| Total noninterest expense | $3,786,000 | 3,520 |
| Salaries and employee benefits | $2,427,000 | 3,076 |
| Premises and equipment expense | $322,000 | 4,908 |
| Additional noninterest expense | $1,037,000 | 3,764 |
| Pre-tax net operating income | $2,733,000 | 1,782 |
| Securities gains (losses) | $50,000 | 1,422 |
| Applicable income taxes | $154,000 | 3,202 |
| Income before extraordinary items | $2,629,000 | 1,407 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,629,000 | 1,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,620 |
| Cash dividends | $1,621,000 | 1,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,582,000 | 1,507 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,714,000 | 2,838 |
| Total interest expense | $2,807,000 | 2,885 |
| Net interest income | $3,907,000 | 2,771 |
| Provision for loan and lease losses | $120,000 | 3,966 |
| Total noninterest income | $472,000 | 3,638 |
| Gross Fiduciary activities income | $17,000 | 1,036 |
| Service charges on deposit accounts | $143,000 | 4,134 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $312,000 | 2,962 |
| Total noninterest expense | $2,455,000 | 3,617 |
| Salaries and employee benefits | $1,587,000 | 3,168 |
| Premises and equipment expense | $188,000 | 5,311 |
| Additional noninterest expense | $680,000 | 3,799 |
| Pre-tax net operating income | $1,804,000 | 1,849 |
| Securities gains (losses) | $50,000 | 1,445 |
| Applicable income taxes | $102,000 | 3,442 |
| Income before extraordinary items | $1,752,000 | 1,563 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,752,000 | 1,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $1,350,000 | 1,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,705,000 | 1,571 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,364,000 | 2,906 |
| Total interest expense | $1,441,000 | 2,994 |
| Net interest income | $1,923,000 | 2,798 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $267,000 | 3,375 |
| Gross Fiduciary activities income | $16,000 | 972 |
| Service charges on deposit accounts | $71,000 | 4,126 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $180,000 | 2,725 |
| Total noninterest expense | $1,198,000 | 3,708 |
| Salaries and employee benefits | $789,000 | 3,206 |
| Premises and equipment expense | $82,000 | 5,672 |
| Additional noninterest expense | $327,000 | 3,863 |
| Pre-tax net operating income | $932,000 | 1,905 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $50,000 | 3,552 |
| Income before extraordinary items | $882,000 | 1,685 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $882,000 | 1,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $375,000 | 1,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $882,000 | 1,623 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,170,000 | 3,028 |
| Total interest expense | $5,736,000 | 3,117 |
| Net interest income | $7,434,000 | 2,939 |
| Provision for loan and lease losses | $464,000 | 2,458 |
| Total noninterest income | $938,000 | 3,665 |
| Gross Fiduciary activities income | $20,000 | 1,151 |
| Service charges on deposit accounts | $298,000 | 4,089 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $620,000 | 2,957 |
| Total noninterest expense | $4,807,000 | 3,559 |
| Salaries and employee benefits | $3,077,000 | 3,156 |
| Premises and equipment expense | $424,000 | 4,849 |
| Additional noninterest expense | $1,306,000 | 3,834 |
| Pre-tax net operating income | $3,101,000 | 2,395 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $176,000 | 3,983 |
| Income before extraordinary items | $2,925,000 | 2,091 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,925,000 | 2,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 2,750 |
| Cash dividends | $1,421,000 | 2,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,925,000 | 2,078 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,777,000 | 3,047 |
| Total interest expense | $4,256,000 | 3,147 |
| Net interest income | $5,521,000 | 2,966 |
| Provision for loan and lease losses | $404,000 | 1,853 |
| Total noninterest income | $688,000 | 3,714 |
| Gross Fiduciary activities income | $19,000 | 1,088 |
| Service charges on deposit accounts | $217,000 | 4,161 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $452,000 | 3,010 |
| Total noninterest expense | $3,528,000 | 3,596 |
| Salaries and employee benefits | $2,265,000 | 3,195 |
| Premises and equipment expense | $332,000 | 4,709 |
| Additional noninterest expense | $931,000 | 3,914 |
| Pre-tax net operating income | $2,277,000 | 2,596 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $130,000 | 4,187 |
| Income before extraordinary items | $2,147,000 | 2,247 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,147,000 | 2,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 2,721 |
| Cash dividends | $1,021,000 | 1,958 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,147,000 | 2,232 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,450,000 | 3,080 |
| Total interest expense | $2,819,000 | 3,155 |
| Net interest income | $3,631,000 | 3,028 |
| Provision for loan and lease losses | $344,000 | 1,390 |
| Total noninterest income | $472,000 | 3,677 |
| Gross Fiduciary activities income | $11,000 | 1,126 |
| Service charges on deposit accounts | $144,000 | 4,170 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $317,000 | 2,932 |
| Total noninterest expense | $2,293,000 | 3,704 |
| Salaries and employee benefits | $1,461,000 | 3,321 |
| Premises and equipment expense | $233,000 | 4,577 |
| Additional noninterest expense | $599,000 | 4,010 |
| Pre-tax net operating income | $1,466,000 | 2,718 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $80,000 | 4,346 |
| Income before extraordinary items | $1,386,000 | 2,351 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,386,000 | 2,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 1,967 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,386,000 | 2,332 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,130,000 | 3,162 |
| Total interest expense | $1,366,000 | 3,212 |
| Net interest income | $1,764,000 | 3,097 |
| Provision for loan and lease losses | $204,000 | 1,147 |
| Total noninterest income | $233,000 | 3,699 |
| Gross Fiduciary activities income | $8,000 | 1,061 |
| Service charges on deposit accounts | $72,000 | 4,107 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $153,000 | 2,982 |
| Total noninterest expense | $1,136,000 | 3,728 |
| Salaries and employee benefits | $726,000 | 3,352 |
| Premises and equipment expense | $130,000 | 4,270 |
| Additional noninterest expense | $280,000 | 4,164 |
| Pre-tax net operating income | $657,000 | 2,934 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $35,000 | 4,487 |
| Income before extraordinary items | $622,000 | 2,556 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $622,000 | 2,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $622,000 | 2,533 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,902,000 | 3,347 |
| Total interest expense | $4,348,000 | 3,381 |
| Net interest income | $6,554,000 | 3,291 |
| Provision for loan and lease losses | $177,000 | 3,808 |
| Total noninterest income | $864,000 | 3,873 |
| Gross Fiduciary activities income | $21,000 | 1,164 |
| Service charges on deposit accounts | $268,000 | 4,342 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $575,000 | 3,096 |
| Total noninterest expense | $4,434,000 | 3,659 |
| Salaries and employee benefits | $2,743,000 | 3,369 |
| Premises and equipment expense | $513,000 | 4,195 |
| Additional noninterest expense | $1,178,000 | 3,989 |
| Pre-tax net operating income | $2,807,000 | 2,907 |
| Securities gains (losses) | $-179,000 | 8,360 |
| Applicable income taxes | $672,000 | 2,725 |
| Income before extraordinary items | $1,956,000 | 3,149 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,956,000 | 3,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,188 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,088,460 | 2,998 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,833,000 | 3,437 |
| Total interest expense | $3,055,000 | 3,463 |
| Net interest income | $4,778,000 | 3,391 |
| Provision for loan and lease losses | $141,000 | 3,505 |
| Total noninterest income | $644,000 | 3,894 |
| Gross Fiduciary activities income | $19,000 | 1,113 |
| Service charges on deposit accounts | $185,000 | 4,558 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $440,000 | 3,056 |
| Total noninterest expense | $3,291,000 | 3,704 |
| Salaries and employee benefits | $2,066,000 | 3,355 |
| Premises and equipment expense | $378,000 | 4,248 |
| Additional noninterest expense | $847,000 | 4,099 |
| Pre-tax net operating income | $1,990,000 | 3,120 |
| Securities gains (losses) | $-150,000 | 8,496 |
| Applicable income taxes | $621,000 | 2,534 |
| Income before extraordinary items | $1,219,000 | 3,705 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,219,000 | 3,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,318,000 | 3,490 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,907,000 | 3,543 |
| Total interest expense | $1,891,000 | 3,547 |
| Net interest income | $3,016,000 | 3,535 |
| Provision for loan and lease losses | $48,000 | 4,517 |
| Total noninterest income | $434,000 | 3,848 |
| Gross Fiduciary activities income | $12,000 | 1,136 |
| Service charges on deposit accounts | $119,000 | 4,620 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $303,000 | 2,998 |
| Total noninterest expense | $2,153,000 | 3,762 |
| Salaries and employee benefits | $1,353,000 | 3,420 |
| Premises and equipment expense | $249,000 | 4,280 |
| Additional noninterest expense | $551,000 | 4,178 |
| Pre-tax net operating income | $1,249,000 | 3,274 |
| Securities gains (losses) | $-133,000 | 8,582 |
| Applicable income taxes | $586,000 | 2,090 |
| Income before extraordinary items | $530,000 | 4,742 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $530,000 | 4,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $615,120 | 4,370 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,334,000 | 3,623 |
| Total interest expense | $905,000 | 3,527 |
| Net interest income | $1,429,000 | 3,677 |
| Provision for loan and lease losses | $24,000 | 4,343 |
| Total noninterest income | $209,000 | 3,888 |
| Gross Fiduciary activities income | $6,000 | 1,135 |
| Service charges on deposit accounts | $56,000 | 4,691 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $147,000 | 3,003 |
| Total noninterest expense | $1,033,000 | 3,929 |
| Salaries and employee benefits | $646,000 | 3,560 |
| Premises and equipment expense | $131,000 | 4,167 |
| Additional noninterest expense | $256,000 | 4,398 |
| Pre-tax net operating income | $581,000 | 3,381 |
| Securities gains (losses) | $-13,000 | 8,292 |
| Applicable income taxes | $567,000 | 1,250 |
| Income before extraordinary items | $1,000 | 8,185 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,000 | 8,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $9,320 | 8,107 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,606,000 | 3,535 |
| Total interest expense | $3,108,000 | 3,233 |
| Net interest income | $5,498,000 | 3,686 |
| Provision for loan and lease losses | $96,000 | 4,889 |
| Total noninterest income | $846,000 | 3,922 |
| Gross Fiduciary activities income | $22,000 | 1,169 |
| Service charges on deposit accounts | $238,000 | 4,675 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $586,000 | 3,100 |
| Total noninterest expense | $3,810,000 | 4,016 |
| Salaries and employee benefits | $2,345,000 | 3,660 |
| Premises and equipment expense | $480,000 | 4,297 |
| Additional noninterest expense | $985,000 | 4,466 |
| Pre-tax net operating income | $2,438,000 | 3,209 |
| Securities gains (losses) | $-38,000 | 8,084 |
| Applicable income taxes | $849,000 | 2,513 |
| Income before extraordinary items | $1,551,000 | 3,704 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,551,000 | 3,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,831 |
| Cash dividends | $800,000 | 2,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,575,700 | 3,645 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,248,000 | 3,583 |
| Total interest expense | $2,265,000 | 3,169 |
| Net interest income | $3,983,000 | 3,774 |
| Provision for loan and lease losses | $72,000 | 4,758 |
| Total noninterest income | $651,000 | 3,881 |
| Gross Fiduciary activities income | $18,000 | 1,134 |
| Service charges on deposit accounts | $177,000 | 4,724 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $456,000 | 3,043 |
| Total noninterest expense | $2,821,000 | 4,019 |
| Salaries and employee benefits | $1,758,000 | 3,639 |
| Premises and equipment expense | $345,000 | 4,408 |
| Additional noninterest expense | $718,000 | 4,551 |
| Pre-tax net operating income | $1,741,000 | 3,384 |
| Securities gains (losses) | $-28,000 | 8,307 |
| Applicable income taxes | $596,000 | 2,649 |
| Income before extraordinary items | $1,117,000 | 3,868 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,117,000 | 3,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,184 |
| Cash dividends | $500,000 | 2,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,135,200 | 3,773 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,070,000 | 3,571 |
| Total interest expense | $1,469,000 | 3,095 |
| Net interest income | $2,601,000 | 3,806 |
| Provision for loan and lease losses | $48,000 | 4,636 |
| Total noninterest income | $409,000 | 3,999 |
| Gross Fiduciary activities income | $12,000 | 1,130 |
| Service charges on deposit accounts | $118,000 | 4,686 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $279,000 | 3,197 |
| Total noninterest expense | $1,851,000 | 4,051 |
| Salaries and employee benefits | $1,156,000 | 3,671 |
| Premises and equipment expense | $232,000 | 4,354 |
| Additional noninterest expense | $463,000 | 4,630 |
| Pre-tax net operating income | $1,111,000 | 3,435 |
| Securities gains (losses) | $-28,000 | 8,457 |
| Applicable income taxes | $385,000 | 2,673 |
| Income before extraordinary items | $698,000 | 3,999 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $698,000 | 4,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $500,000 | 2,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $715,920 | 3,884 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,987,000 | 3,619 |
| Total interest expense | $700,000 | 3,114 |
| Net interest income | $1,287,000 | 3,827 |
| Provision for loan and lease losses | $24,000 | 4,451 |
| Total noninterest income | $203,000 | 3,947 |
| Gross Fiduciary activities income | $3,000 | 1,221 |
| Service charges on deposit accounts | $56,000 | 4,748 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $144,000 | 3,044 |
| Total noninterest expense | $913,000 | 4,120 |
| Salaries and employee benefits | $584,000 | 3,648 |
| Premises and equipment expense | $110,000 | 4,551 |
| Additional noninterest expense | $219,000 | 4,774 |
| Pre-tax net operating income | $553,000 | 3,419 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $188,000 | 2,707 |
| Income before extraordinary items | $365,000 | 3,865 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $365,000 | 3,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $500,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $365,000 | 3,822 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,601,000 | 3,550 |
| Total interest expense | $2,734,000 | 2,822 |
| Net interest income | $4,867,000 | 3,881 |
| Provision for loan and lease losses | $96,000 | 5,072 |
| Total noninterest income | $719,000 | 4,320 |
| Gross Fiduciary activities income | $19,000 | 1,204 |
| Service charges on deposit accounts | $264,000 | 4,621 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $436,000 | 3,554 |
| Total noninterest expense | $3,190,000 | 4,462 |
| Salaries and employee benefits | $1,945,000 | 4,089 |
| Premises and equipment expense | $442,000 | 4,467 |
| Additional noninterest expense | $803,000 | 5,080 |
| Pre-tax net operating income | $2,300,000 | 3,201 |
| Securities gains (losses) | $29,000 | 2,137 |
| Applicable income taxes | $814,000 | 2,502 |
| Income before extraordinary items | $1,515,000 | 3,611 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,515,000 | 3,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,978 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,496,150 | 3,586 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,622,000 | 3,575 |
| Total interest expense | $2,051,000 | 2,782 |
| Net interest income | $3,571,000 | 3,941 |
| Provision for loan and lease losses | $72,000 | 4,871 |
| Total noninterest income | $555,000 | 4,277 |
| Gross Fiduciary activities income | $15,000 | 1,187 |
| Service charges on deposit accounts | $202,000 | 4,605 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $338,000 | 3,503 |
| Total noninterest expense | $2,375,000 | 4,460 |
| Salaries and employee benefits | $1,422,000 | 4,127 |
| Premises and equipment expense | $310,000 | 4,663 |
| Additional noninterest expense | $643,000 | 4,823 |
| Pre-tax net operating income | $1,679,000 | 3,327 |
| Securities gains (losses) | $29,000 | 2,064 |
| Applicable income taxes | $605,000 | 2,563 |
| Income before extraordinary items | $1,103,000 | 3,761 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,103,000 | 3,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,697 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,084,150 | 3,737 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,698,000 | 3,609 |
| Total interest expense | $1,369,000 | 2,767 |
| Net interest income | $2,329,000 | 4,001 |
| Provision for loan and lease losses | $48,000 | 4,777 |
| Total noninterest income | $354,000 | 4,396 |
| Gross Fiduciary activities income | $7,000 | 1,247 |
| Service charges on deposit accounts | $129,000 | 4,705 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $218,000 | 3,584 |
| Total noninterest expense | $1,539,000 | 4,583 |
| Salaries and employee benefits | $930,000 | 4,210 |
| Premises and equipment expense | $201,000 | 4,744 |
| Additional noninterest expense | $408,000 | 4,997 |
| Pre-tax net operating income | $1,096,000 | 3,322 |
| Securities gains (losses) | $27,000 | 1,860 |
| Applicable income taxes | $396,000 | 2,586 |
| Income before extraordinary items | $727,000 | 3,776 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $727,000 | 3,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $709,450 | 3,731 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,801,000 | 3,705 |
| Total interest expense | $690,000 | 2,781 |
| Net interest income | $1,111,000 | 4,152 |
| Provision for loan and lease losses | $24,000 | 4,604 |
| Total noninterest income | $161,000 | 4,596 |
| Gross Fiduciary activities income | $5,000 | 1,183 |
| Service charges on deposit accounts | $62,000 | 4,721 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $94,000 | 3,835 |
| Total noninterest expense | $777,000 | 4,567 |
| Salaries and employee benefits | $464,000 | 4,249 |
| Premises and equipment expense | $118,000 | 4,296 |
| Additional noninterest expense | $195,000 | 5,165 |
| Pre-tax net operating income | $471,000 | 3,681 |
| Securities gains (losses) | $27,000 | 1,550 |
| Applicable income taxes | $166,000 | 2,899 |
| Income before extraordinary items | $332,000 | 3,994 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $332,000 | 3,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $313,910 | 4,023 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,346,000 | 3,673 |
| Total interest expense | $2,969,000 | 2,900 |
| Net interest income | $4,377,000 | 4,086 |
| Provision for loan and lease losses | $96,000 | 5,391 |
| Total noninterest income | $697,000 | 4,561 |
| Gross Fiduciary activities income | $33,000 | 1,161 |
| Service charges on deposit accounts | $259,000 | 4,671 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $405,000 | 3,951 |
| Total noninterest expense | $3,150,000 | 4,460 |
| Salaries and employee benefits | $1,806,000 | 4,258 |
| Premises and equipment expense | $464,000 | 4,296 |
| Additional noninterest expense | $880,000 | 4,708 |
| Pre-tax net operating income | $1,828,000 | 3,597 |
| Securities gains (losses) | $7,000 | 3,771 |
| Applicable income taxes | $600,000 | 3,062 |
| Income before extraordinary items | $1,235,000 | 4,059 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,235,000 | 4,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,392 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,230,310 | 3,893 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,470,000 | 3,729 |
| Total interest expense | $2,239,000 | 2,966 |
| Net interest income | $3,231,000 | 4,154 |
| Provision for loan and lease losses | $72,000 | 5,277 |
| Total noninterest income | $531,000 | 4,572 |
| Gross Fiduciary activities income | $31,000 | 1,101 |
| Service charges on deposit accounts | $192,000 | 4,720 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $308,000 | 3,995 |
| Total noninterest expense | $2,351,000 | 4,466 |
| Salaries and employee benefits | $1,374,000 | 4,200 |
| Premises and equipment expense | $340,000 | 4,345 |
| Additional noninterest expense | $637,000 | 4,803 |
| Pre-tax net operating income | $1,339,000 | 3,779 |
| Securities gains (losses) | $7,000 | 3,479 |
| Applicable income taxes | $453,000 | 3,197 |
| Income before extraordinary items | $893,000 | 4,310 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $893,000 | 4,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,128 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $888,380 | 4,158 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,530,000 | 3,870 |
| Total interest expense | $1,501,000 | 3,044 |
| Net interest income | $2,029,000 | 4,351 |
| Provision for loan and lease losses | $48,000 | 5,200 |
| Total noninterest income | $326,000 | 4,774 |
| Gross Fiduciary activities income | $22,000 | 1,098 |
| Service charges on deposit accounts | $129,000 | 4,672 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $175,000 | 4,284 |
| Total noninterest expense | $1,536,000 | 4,507 |
| Salaries and employee benefits | $916,000 | 4,197 |
| Premises and equipment expense | $217,000 | 4,478 |
| Additional noninterest expense | $403,000 | 4,982 |
| Pre-tax net operating income | $771,000 | 4,157 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $249,000 | 3,558 |
| Income before extraordinary items | $522,000 | 4,684 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $522,000 | 4,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,985 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $522,000 | 4,480 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,709,000 | 4,001 |
| Total interest expense | $747,000 | 3,135 |
| Net interest income | $962,000 | 4,512 |
| Provision for loan and lease losses | $24,000 | 4,998 |
| Total noninterest income | $146,000 | 4,959 |
| Gross Fiduciary activities income | $4,000 | 1,265 |
| Service charges on deposit accounts | $61,000 | 4,717 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $81,000 | 4,308 |
| Total noninterest expense | $788,000 | 4,415 |
| Salaries and employee benefits | $470,000 | 4,090 |
| Premises and equipment expense | $111,000 | 4,414 |
| Additional noninterest expense | $207,000 | 4,839 |
| Pre-tax net operating income | $296,000 | 4,830 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $80,000 | 4,357 |
| Income before extraordinary items | $216,000 | 5,115 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $216,000 | 5,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,979 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $216,000 | 4,926 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,332,000 | 3,900 |
| Total interest expense | $3,165,000 | 3,393 |
| Net interest income | $4,167,000 | 4,218 |
| Provision for loan and lease losses | $96,000 | 5,792 |
| Total noninterest income | $604,000 | 4,715 |
| Gross Fiduciary activities income | $21,000 | 1,274 |
| Service charges on deposit accounts | $286,000 | 4,334 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $297,000 | 4,281 |
| Total noninterest expense | $3,010,000 | 4,448 |
| Salaries and employee benefits | $1,703,000 | 4,267 |
| Premises and equipment expense | $408,000 | 4,575 |
| Additional noninterest expense | $899,000 | 4,548 |
| Pre-tax net operating income | $1,665,000 | 3,833 |
| Securities gains (losses) | $2,000 | 4,234 |
| Applicable income taxes | $551,000 | 3,265 |
| Income before extraordinary items | $1,116,000 | 4,283 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,116,000 | 4,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,476 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,114,660 | 4,182 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,158,000 | 4,355 |
| Total interest expense | $3,504,000 | 4,202 |
| Net interest income | $3,654,000 | 4,430 |
| Provision for loan and lease losses | $196,000 | 4,189 |
| Total noninterest income | $1,095,000 | 3,130 |
| Gross Fiduciary activities income | $29,000 | 1,240 |
| Service charges on deposit accounts | $267,000 | 4,467 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $799,000 | 2,389 |
| Total noninterest expense | $2,866,000 | 4,494 |
| Salaries and employee benefits | $1,524,000 | 4,459 |
| Premises and equipment expense | $471,000 | 4,094 |
| Additional noninterest expense | $871,000 | 4,501 |
| Pre-tax net operating income | $1,687,000 | 3,574 |
| Securities gains (losses) | $8,000 | 3,714 |
| Applicable income taxes | $555,000 | 3,123 |
| Income before extraordinary items | $1,140,000 | 3,940 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,140,000 | 3,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,284 |
| Cash dividends | $200,000 | 4,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,134,640 | 3,823 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,917,000 | 4,630 |
| Total interest expense | $3,359,000 | 4,514 |
| Net interest income | $3,558,000 | 4,559 |
| Provision for loan and lease losses | $96,000 | 5,401 |
| Total noninterest income | $612,000 | 4,360 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $231,000 | 4,735 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $381,000 | 3,465 |
| Total noninterest expense | $2,709,000 | 4,586 |
| Salaries and employee benefits | $1,404,000 | 4,608 |
| Premises and equipment expense | $506,000 | 3,749 |
| Additional noninterest expense | $799,000 | 4,755 |
| Pre-tax net operating income | $1,365,000 | 4,355 |
| Securities gains (losses) | $-2,000 | 7,578 |
| Applicable income taxes | $384,000 | 4,061 |
| Income before extraordinary items | $979,000 | 4,446 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $979,000 | 4,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,101 |
| Cash dividends | $100,000 | 5,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $980,440 | 4,439 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,986,000 | 4,958 |
| Total interest expense | $2,876,000 | 4,743 |
| Net interest income | $3,110,000 | 5,024 |
| Provision for loan and lease losses | $96,000 | 5,335 |
| Total noninterest income | $637,000 | 4,257 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $224,000 | 4,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $413,000 | 3,344 |
| Total noninterest expense | $2,439,000 | 4,976 |
| Salaries and employee benefits | $1,224,000 | 5,094 |
| Premises and equipment expense | $355,000 | 4,929 |
| Additional noninterest expense | $860,000 | 4,541 |
| Pre-tax net operating income | $1,212,000 | 4,734 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $384,000 | 4,270 |
| Income before extraordinary items | $828,000 | 4,993 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $828,000 | 4,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,765 |
| Cash dividends | $350,000 | 4,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $828,000 | 4,958 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,643,000 | 5,207 |
| Total interest expense | $2,691,000 | 5,115 |
| Net interest income | $2,952,000 | 5,187 |
| Provision for loan and lease losses | $96,000 | 5,205 |
| Total noninterest income | $595,000 | 4,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $223,000 | 4,832 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $372,000 | 3,579 |
| Total noninterest expense | $2,159,000 | 5,291 |
| Salaries and employee benefits | $1,104,000 | 5,387 |
| Premises and equipment expense | $235,000 | 6,188 |
| Additional noninterest expense | $820,000 | 4,603 |
| Pre-tax net operating income | $1,292,000 | 4,643 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $408,000 | 4,364 |
| Income before extraordinary items | $884,000 | 4,895 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $884,000 | 4,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,568 |
| Cash dividends | $500,000 | 3,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $884,000 | 4,797 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,240,000 | 5,603 |
| Total interest expense | $2,436,000 | 5,511 |
| Net interest income | $2,804,000 | 5,570 |
| Provision for loan and lease losses | $126,000 | 4,509 |
| Total noninterest income | $618,000 | 4,328 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $232,000 | 4,890 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $386,000 | 3,357 |
| Total noninterest expense | $2,095,000 | 5,473 |
| Salaries and employee benefits | $1,057,000 | 5,652 |
| Premises and equipment expense | $243,000 | 6,164 |
| Additional noninterest expense | $795,000 | 4,749 |
| Pre-tax net operating income | $1,201,000 | 5,246 |
| Securities gains (losses) | $92,000 | 1,022 |
| Applicable income taxes | $410,000 | 4,808 |
| Income before extraordinary items | $883,000 | 5,113 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $883,000 | 5,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,572 |
| Cash dividends | $300,000 | 4,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $820,440 | 5,323 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,667,000 | 6,230 |
| Total interest expense | $2,148,000 | 6,128 |
| Net interest income | $2,519,000 | 6,162 |
| Provision for loan and lease losses | $213,000 | 3,278 |
| Total noninterest income | $913,000 | 3,356 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $232,000 | 5,086 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $681,000 | 2,350 |
| Total noninterest expense | $2,336,000 | 5,278 |
| Salaries and employee benefits | $1,413,000 | 4,553 |
| Premises and equipment expense | $201,000 | 7,007 |
| Additional noninterest expense | $722,000 | 5,618 |
| Pre-tax net operating income | $883,000 | 6,152 |
| Securities gains (losses) | $34,000 | 1,599 |
| Applicable income taxes | $148,000 | 7,899 |
| Income before extraordinary items | $769,000 | 5,439 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $769,000 | 5,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,684 |
| Cash dividends | $100,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $740,440 | 5,526 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,032,000 | 6,957 |
| Total interest expense | $1,995,000 | 6,474 |
| Net interest income | $2,037,000 | 7,220 |
| Provision for loan and lease losses | $33,000 | 6,978 |
| Total noninterest income | $604,000 | 4,548 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,544 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $396,000 | 3,330 |
| Total noninterest expense | $1,788,000 | 6,495 |
| Salaries and employee benefits | $926,000 | 6,424 |
| Premises and equipment expense | $206,000 | 7,074 |
| Additional noninterest expense | $656,000 | 6,154 |
| Pre-tax net operating income | $820,000 | 6,753 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $198,000 | 7,450 |
| Income before extraordinary items | $622,000 | 6,479 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $622,000 | 6,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $300,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $622,000 | 6,466 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,382,000 | 7,508 |
| Total interest expense | $1,465,000 | 6,998 |
| Net interest income | $1,917,000 | 7,757 |
| Provision for loan and lease losses | $18,000 | 7,907 |
| Total noninterest income | $639,000 | 4,431 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 6,296 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $461,000 | 3,110 |
| Total noninterest expense | $1,792,000 | 6,706 |
| Salaries and employee benefits | $835,000 | 7,011 |
| Premises and equipment expense | $174,000 | 7,986 |
| Additional noninterest expense | $783,000 | 5,802 |
| Pre-tax net operating income | $746,000 | 7,153 |
| Securities gains (losses) | $-9,000 | 9,765 |
| Applicable income taxes | $188,000 | 7,551 |
| Income before extraordinary items | $549,000 | 6,916 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $549,000 | 6,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,826 |
| Cash dividends | $250,000 | 4,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $555,660 | 6,919 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,248,000 | 7,927 |
| Total interest expense | $1,382,000 | 7,605 |
| Net interest income | $1,866,000 | 8,057 |
| Provision for loan and lease losses | $18,000 | 9,198 |
| Total noninterest income | $488,000 | 5,698 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $182,000 | 6,334 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $306,000 | 4,417 |
| Total noninterest expense | $1,551,000 | 7,643 |
| Salaries and employee benefits | $773,000 | 7,480 |
| Premises and equipment expense | $123,000 | 9,690 |
| Additional noninterest expense | $655,000 | 6,904 |
| Pre-tax net operating income | $785,000 | 6,895 |
| Securities gains (losses) | $75,000 | 2,875 |
| Applicable income taxes | $243,000 | 6,914 |
| Income before extraordinary items | $617,000 | 6,657 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $617,000 | 6,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 8,470 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $-381,000 | 13,232 |
| Net operating income | $563,000 | 6,794 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,445,000 | 8,268 |
| Total interest expense | $1,705,000 | 7,876 |
| Net interest income | $1,740,000 | 8,529 |
| Provision for loan and lease losses | $21,000 | 10,525 |
| Total noninterest income | $440,000 | 6,164 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 6,393 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $260,000 | 4,843 |
| Total noninterest expense | $1,543,000 | 7,765 |
| Salaries and employee benefits | $804,000 | 7,235 |
| Premises and equipment expense | $103,000 | 10,619 |
| Additional noninterest expense | $636,000 | 7,207 |
| Pre-tax net operating income | $616,000 | 7,592 |
| Securities gains (losses) | $80,000 | 3,372 |
| Applicable income taxes | $186,000 | 7,837 |
| Income before extraordinary items | $510,000 | 7,238 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $510,000 | 7,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 12,654 |
| Cash dividends | $290,000 | 4,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $451,600 | 7,365 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.