Farmers-Merchants Bank & Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$21,370,0001,801
Total interest expense$2,914,0002,649
Net interest income$18,456,0001,538
Provision for loan and lease losses$240,0001,853
Total noninterest income$8,123,000866
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,085,000939
Trading account gains and feesNANA
Additional Noninterest Income$7,038,000704
Total noninterest expense$13,467,0001,668
Salaries and employee benefits$7,064,0001,753
Premises and equipment expense$1,672,0001,418
Additional noninterest expense$7,038,000704
Pre-tax net operating income$12,872,000964
Securities gains (losses)$-159,0003,901
Applicable income taxes$03,369
Income before extraordinary items$12,713,000830
Extraordinary gains, net$054
Net income$12,713,000841
Minority interest net income$088
Net income of bank and minority interests.$12,713,000833
Net charge-offs$139,0001,324
Cash dividends$6,170,000683
Sale, conversion, retirement of capital stock, net$0540
Net operating income$12,872,000831
2023-09-30 (YTD Data)Rank
Total interest income$15,640,0001,797
Total interest expense$1,927,0002,691
Net interest income$13,713,0001,564
Provision for loan and lease losses$230,0001,539
Total noninterest income$7,031,000781
Gross Fiduciary activities income$0950
Service charges on deposit accounts$813,000940
Trading account gains and feesNANA
Additional Noninterest Income$6,218,000633
Total noninterest expense$9,668,0001,713
Salaries and employee benefits$5,175,0001,786
Premises and equipment expense$1,022,0001,649
Additional noninterest expense$6,218,000633
Pre-tax net operating income$10,846,000912
Securities gains (losses)$-159,0004,128
Applicable income taxes$03,407
Income before extraordinary items$10,687,000785
Extraordinary gains, net$052
Net income$10,687,000789
Minority interest net income$081
Net income of bank and minority interests.$10,687,000785
Net charge-offs$127,0001,077
Cash dividends$3,673,000774
Sale, conversion, retirement of capital stock, net$0507
Net operating income$10,846,000788
2023-06-30 (YTD Data)Rank
Total interest income$10,275,0001,795
Total interest expense$1,085,0002,730
Net interest income$9,190,0001,564
Provision for loan and lease losses$120,0001,688
Total noninterest income$1,384,0001,631
Gross Fiduciary activities income$0931
Service charges on deposit accounts$532,000935
Trading account gains and feesNANA
Additional Noninterest Income$852,0001,687
Total noninterest expense$6,606,0001,679
Salaries and employee benefits$3,420,0001,796
Premises and equipment expense$713,0001,596
Additional noninterest expense$852,0001,685
Pre-tax net operating income$3,848,0001,476
Securities gains (losses)$-158,0004,296
Applicable income taxes$03,436
Income before extraordinary items$3,690,0001,335
Extraordinary gains, net$051
Net income$3,690,0001,349
Minority interest net income$081
Net income of bank and minority interests.$3,690,0001,335
Net charge-offs$111,000884
Cash dividends$1,175,0001,272
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,848,0001,301
2023-03-31 (YTD Data)Rank
Total interest income$5,109,0001,778
Total interest expense$495,0002,648
Net interest income$4,614,0001,566
Provision for loan and lease losses$60,0001,563
Total noninterest income$671,0001,663
Gross Fiduciary activities income$0913
Service charges on deposit accounts$258,000975
Trading account gains and feesNANA
Additional Noninterest Income$413,0001,688
Total noninterest expense$3,037,0001,816
Salaries and employee benefits$1,584,0001,919
Premises and equipment expense$405,0001,473
Additional noninterest expense$413,0001,688
Pre-tax net operating income$2,188,0001,368
Securities gains (losses)$-168,0004,416
Applicable income taxes$03,388
Income before extraordinary items$2,020,0001,269
Extraordinary gains, net$04
Net income$2,020,0001,269
Minority interest net income$048
Net income of bank and minority interests.$2,020,0001,269
Net charge-offs$71,000691
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,188,0001,219
2022-12-31 (YTD Data)Rank
Total interest income$16,697,0001,797
Total interest expense$845,0002,628
Net interest income$15,852,0001,718
Provision for loan and lease losses$250,0001,629
Total noninterest income$2,761,0001,717
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$862,0001,134
Trading account gains and feesNANA
Additional Noninterest Income$1,899,0001,670
Total noninterest expense$11,645,0001,817
Salaries and employee benefits$6,710,0001,801
Premises and equipment expense$1,168,0001,850
Additional noninterest expense$1,899,0001,670
Pre-tax net operating income$6,718,0001,699
Securities gains (losses)$-1,0003,144
Applicable income taxes$03,596
Income before extraordinary items$6,717,0001,509
Extraordinary gains, net$05
Net income$6,717,0001,508
Minority interest net income$063
Net income of bank and minority interests.$6,717,0001,508
Net charge-offs$39,0001,660
Cash dividends$3,290,0001,073
Sale, conversion, retirement of capital stock, net$-1,904,0004,693
Net operating income$6,718,0001,528
2022-09-30 (YTD Data)Rank
Total interest income$11,773,0001,829
Total interest expense$532,0002,590
Net interest income$11,241,0001,770
Provision for loan and lease losses$200,0001,467
Total noninterest income$1,954,0001,797
Gross Fiduciary activities income$0968
Service charges on deposit accounts$606,0001,207
Trading account gains and feesNANA
Additional Noninterest Income$1,348,0001,742
Total noninterest expense$8,345,0001,870
Salaries and employee benefits$4,859,0001,846
Premises and equipment expense$890,0001,840
Additional noninterest expense$1,348,0001,742
Pre-tax net operating income$4,650,0001,784
Securities gains (losses)$-1,0003,505
Applicable income taxes$03,603
Income before extraordinary items$4,649,0001,572
Extraordinary gains, net$04
Net income$4,649,0001,571
Minority interest net income$057
Net income of bank and minority interests.$4,649,0001,572
Net charge-offs$10,0001,827
Cash dividends$1,232,0001,494
Sale, conversion, retirement of capital stock, net$-1,904,0004,733
Net operating income$4,650,0001,602
2022-06-30 (YTD Data)Rank
Total interest income$7,271,0001,880
Total interest expense$305,0002,636
Net interest income$6,966,0001,820
Provision for loan and lease losses$130,0001,385
Total noninterest income$1,278,0001,795
Gross Fiduciary activities income$0925
Service charges on deposit accounts$352,0001,326
Trading account gains and feesNANA
Additional Noninterest Income$926,0001,751
Total noninterest expense$5,479,0001,871
Salaries and employee benefits$3,273,0001,828
Premises and equipment expense$550,0001,935
Additional noninterest expense$1,656,0001,850
Pre-tax net operating income$2,635,0001,878
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$2,635,0001,668
Extraordinary gains, net$04
Net income$2,635,0001,667
Minority interest net income$060
Net income of bank and minority interests.$2,635,0001,668
Net charge-offs$5,0001,778
Cash dividends$608,0001,723
Sale, conversion, retirement of capital stock, net$-1,904,0004,757
Net operating income$2,635,0001,706
2022-03-31 (YTD Data)Rank
Total interest income$3,285,0001,995
Total interest expense$139,0002,726
Net interest income$3,146,0001,921
Provision for loan and lease losses$70,0001,193
Total noninterest income$515,0002,042
Gross Fiduciary activities income$0892
Service charges on deposit accounts$153,0001,476
Trading account gains and feesNANA
Additional Noninterest Income$362,0002,006
Total noninterest expense$2,647,0001,913
Salaries and employee benefits$1,533,0001,909
Premises and equipment expense$282,0001,922
Additional noninterest expense$832,0001,816
Pre-tax net operating income$944,0002,167
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$944,0001,988
Extraordinary gains, net$04
Net income$944,0001,987
Minority interest net income$050
Net income of bank and minority interests.$944,0001,988
Net charge-offs$5,0001,366
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$944,0002,008
2021-12-31 (YTD Data)Rank
Total interest income$14,858,0001,881
Total interest expense$872,0002,416
Net interest income$13,986,0001,829
Provision for loan and lease losses$875,000683
Total noninterest income$3,867,0001,553
Gross Fiduciary activities income$0994
Service charges on deposit accounts$579,0001,452
Trading account gains and feesNANA
Additional Noninterest Income$3,288,0001,406
Total noninterest expense$11,273,0001,815
Salaries and employee benefits$6,567,0001,797
Premises and equipment expense$1,257,0001,764
Additional noninterest expense$3,449,0001,784
Pre-tax net operating income$5,705,0001,894
Securities gains (losses)$18,0001,546
Applicable income taxes$03,710
Income before extraordinary items$5,723,0001,715
Extraordinary gains, net$010
Net income$5,723,0001,715
Minority interest net income$074
Net income of bank and minority interests.$5,723,0001,716
Net charge-offs$779,000496
Cash dividends$3,765,000997
Sale, conversion, retirement of capital stock, net$-364,0004,788
Net operating income$5,705,0001,689
2021-09-30 (YTD Data)Rank
Total interest income$11,277,0001,898
Total interest expense$727,0002,348
Net interest income$10,550,0001,841
Provision for loan and lease losses$700,000617
Total noninterest income$3,265,0001,472
Gross Fiduciary activities income$0957
Service charges on deposit accounts$424,0001,461
Trading account gains and feesNANA
Additional Noninterest Income$2,841,0001,343
Total noninterest expense$8,008,0001,898
Salaries and employee benefits$4,695,0001,876
Premises and equipment expense$957,0001,769
Additional noninterest expense$2,356,0001,909
Pre-tax net operating income$5,107,0001,732
Securities gains (losses)$19,0001,423
Applicable income taxes$03,719
Income before extraordinary items$5,126,0001,578
Extraordinary gains, net$08
Net income$5,126,0001,578
Minority interest net income$069
Net income of bank and minority interests.$5,126,0001,578
Net charge-offs$728,000398
Cash dividends$1,767,0001,262
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,107,0001,555
2021-06-30 (YTD Data)Rank
Total interest income$7,190,0001,961
Total interest expense$535,0002,266
Net interest income$6,655,0001,906
Provision for loan and lease losses$200,0001,183
Total noninterest income$888,0002,364
Gross Fiduciary activities income$0951
Service charges on deposit accounts$271,0001,457
Trading account gains and feesNANA
Additional Noninterest Income$617,0002,429
Total noninterest expense$5,363,0001,884
Salaries and employee benefits$3,189,0001,846
Premises and equipment expense$659,0001,712
Additional noninterest expense$1,515,0001,952
Pre-tax net operating income$1,980,0002,408
Securities gains (losses)$16,0001,253
Applicable income taxes$03,702
Income before extraordinary items$1,996,0002,226
Extraordinary gains, net$06
Net income$1,996,0002,224
Minority interest net income$067
Net income of bank and minority interests.$1,996,0002,226
Net charge-offs$214,000628
Cash dividends$1,457,0001,082
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,980,0002,205
2021-03-31 (YTD Data)Rank
Total interest income$3,662,0001,910
Total interest expense$284,0002,254
Net interest income$3,378,0001,857
Provision for loan and lease losses$100,0001,234
Total noninterest income$440,0002,375
Gross Fiduciary activities income$0922
Service charges on deposit accounts$137,0001,443
Trading account gains and feesNANA
Additional Noninterest Income$303,0002,441
Total noninterest expense$2,561,0001,933
Salaries and employee benefits$1,494,0001,913
Premises and equipment expense$353,0001,641
Additional noninterest expense$714,0002,008
Pre-tax net operating income$1,157,0002,193
Securities gains (losses)$16,000931
Applicable income taxes$03,613
Income before extraordinary items$1,173,0002,021
Extraordinary gains, net$03
Net income$1,173,0002,021
Minority interest net income$055
Net income of bank and minority interests.$1,173,0002,021
Net charge-offs$180,000457
Cash dividends$853,000848
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,157,0002,001
2020-12-31 (YTD Data)Rank
Total interest income$14,959,0001,897
Total interest expense$1,695,0002,193
Net interest income$13,264,0001,824
Provision for loan and lease losses$825,0001,802
Total noninterest income$1,620,0002,345
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$631,0001,354
Trading account gains and feesNANA
Additional Noninterest Income$989,0002,490
Total noninterest expense$10,942,0001,826
Salaries and employee benefits$6,356,0001,817
Premises and equipment expense$1,188,0001,814
Additional noninterest expense$3,398,0001,745
Pre-tax net operating income$3,117,0002,381
Securities gains (losses)$6,0002,412
Applicable income taxes$03,697
Income before extraordinary items$3,123,0002,254
Extraordinary gains, net$04
Net income$3,123,0002,254
Minority interest net income$072
Net income of bank and minority interests.$3,123,0002,254
Net charge-offs$679,000823
Cash dividends$1,472,0001,802
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,117,0002,203
2020-09-30 (YTD Data)Rank
Total interest income$11,510,0001,872
Total interest expense$1,368,0002,175
Net interest income$10,142,0001,795
Provision for loan and lease losses$625,0001,776
Total noninterest income$1,198,0002,321
Gross Fiduciary activities income$0981
Service charges on deposit accounts$473,0001,343
Trading account gains and feesNANA
Additional Noninterest Income$725,0002,457
Total noninterest expense$8,213,0001,803
Salaries and employee benefits$4,670,0001,820
Premises and equipment expense$863,0001,850
Additional noninterest expense$2,680,0001,656
Pre-tax net operating income$2,502,0002,289
Securities gains (losses)$4,0002,295
Applicable income taxes$03,696
Income before extraordinary items$2,506,0002,144
Extraordinary gains, net$04
Net income$2,506,0002,144
Minority interest net income$065
Net income of bank and minority interests.$2,506,0002,144
Net charge-offs$161,0001,379
Cash dividends$1,473,0001,370
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,502,0002,089
2020-06-30 (YTD Data)Rank
Total interest income$7,394,0001,947
Total interest expense$977,0002,178
Net interest income$6,417,0001,854
Provision for loan and lease losses$150,0002,632
Total noninterest income$791,0002,276
Gross Fiduciary activities income$0970
Service charges on deposit accounts$312,0001,364
Trading account gains and feesNANA
Additional Noninterest Income$479,0002,408
Total noninterest expense$5,515,0001,790
Salaries and employee benefits$3,216,0001,777
Premises and equipment expense$586,0001,819
Additional noninterest expense$1,713,0001,707
Pre-tax net operating income$1,543,0002,354
Securities gains (losses)$4,0002,045
Applicable income taxes$03,655
Income before extraordinary items$1,547,0002,199
Extraordinary gains, net$04
Net income$1,547,0002,199
Minority interest net income$065
Net income of bank and minority interests.$1,547,0002,199
Net charge-offs$172,0001,089
Cash dividends$775,0001,559
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,543,0002,167
2020-03-31 (YTD Data)Rank
Total interest income$3,831,0001,881
Total interest expense$531,0002,200
Net interest income$3,300,0001,780
Provision for loan and lease losses$75,0002,175
Total noninterest income$410,0002,149
Gross Fiduciary activities income$0941
Service charges on deposit accounts$183,0001,393
Trading account gains and feesNANA
Additional Noninterest Income$227,0002,298
Total noninterest expense$2,697,0001,839
Salaries and employee benefits$1,509,0001,875
Premises and equipment expense$301,0001,805
Additional noninterest expense$887,0001,677
Pre-tax net operating income$938,0001,924
Securities gains (losses)$4,0001,484
Applicable income taxes$03,513
Income before extraordinary items$942,0001,751
Extraordinary gains, net$04
Net income$942,0001,751
Minority interest net income$056
Net income of bank and minority interests.$942,0001,751
Net charge-offs$94,000909
Cash dividends$775,000975
Sale, conversion, retirement of capital stock, net$0482
Net operating income$938,0001,715
2019-12-31 (YTD Data)Rank
Total interest income$15,329,0001,885
Total interest expense$2,343,0002,127
Net interest income$12,986,0001,813
Provision for loan and lease losses$320,0001,896
Total noninterest income$2,180,0001,888
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$838,0001,291
Trading account gains and feesNANA
Additional Noninterest Income$1,342,0001,921
Total noninterest expense$10,964,0001,778
Salaries and employee benefits$6,313,0001,771
Premises and equipment expense$1,274,0001,720
Additional noninterest expense$3,377,0001,722
Pre-tax net operating income$3,882,0002,099
Securities gains (losses)$21,0001,630
Applicable income taxes$03,859
Income before extraordinary items$3,903,0001,920
Extraordinary gains, net$011
Net income$3,903,0001,921
Minority interest net income$076
Net income of bank and minority interests.$3,903,0001,922
Net charge-offs$213,0001,624
Cash dividends$2,133,0001,518
Sale, conversion, retirement of capital stock, net$-204,0005,128
Net operating income$3,882,0001,892
2019-09-30 (YTD Data)Rank
Total interest income$11,424,0001,911
Total interest expense$1,735,0002,156
Net interest income$9,689,0001,838
Provision for loan and lease losses$135,0002,339
Total noninterest income$1,484,0001,986
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$625,0001,297
Trading account gains and feesNANA
Additional Noninterest Income$859,0002,086
Total noninterest expense$8,118,0001,800
Salaries and employee benefits$4,623,0001,811
Premises and equipment expense$971,0001,709
Additional noninterest expense$2,524,0001,738
Pre-tax net operating income$2,920,0002,144
Securities gains (losses)$7,0001,751
Applicable income taxes$03,902
Income before extraordinary items$2,927,0001,968
Extraordinary gains, net$011
Net income$2,927,0001,968
Minority interest net income$072
Net income of bank and minority interests.$2,927,0001,969
Net charge-offs$101,0001,758
Cash dividends$2,133,0001,137
Sale, conversion, retirement of capital stock, net$-204,0005,213
Net operating income$2,920,0001,945
2019-06-30 (YTD Data)Rank
Total interest income$7,561,0001,917
Total interest expense$1,147,0002,144
Net interest income$6,414,0001,859
Provision for loan and lease losses$50,0002,768
Total noninterest income$1,059,0001,910
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$421,0001,272
Trading account gains and feesNANA
Additional Noninterest Income$638,0001,952
Total noninterest expense$5,375,0001,813
Salaries and employee benefits$2,928,0001,889
Premises and equipment expense$671,0001,675
Additional noninterest expense$1,776,0001,670
Pre-tax net operating income$2,048,0002,062
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$2,048,0001,873
Extraordinary gains, net$011
Net income$2,048,0001,872
Minority interest net income$069
Net income of bank and minority interests.$2,048,0001,873
Net charge-offs$37,0002,040
Cash dividends$1,823,000952
Sale, conversion, retirement of capital stock, net$-204,0005,271
Net operating income$2,048,0001,845
2019-03-31 (YTD Data)Rank
Total interest income$3,749,0001,938
Total interest expense$560,0002,155
Net interest income$3,189,0001,874
Provision for loan and lease losses$03,406
Total noninterest income$462,0002,008
Gross Fiduciary activities income$0972
Service charges on deposit accounts$213,0001,252
Trading account gains and feesNANA
Additional Noninterest Income$249,0002,150
Total noninterest expense$2,587,0001,886
Salaries and employee benefits$1,477,0001,882
Premises and equipment expense$355,0001,615
Additional noninterest expense$755,0001,907
Pre-tax net operating income$1,064,0001,982
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,064,0001,780
Extraordinary gains, net$05
Net income$1,064,0001,778
Minority interest net income$052
Net income of bank and minority interests.$1,064,0001,779
Net charge-offs$10,0001,981
Cash dividends$1,201,000731
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,064,0001,761
2018-12-31 (YTD Data)Rank
Total interest income$14,223,0001,930
Total interest expense$1,431,0002,413
Net interest income$12,792,0001,843
Provision for loan and lease losses$245,0002,168
Total noninterest income$1,845,0002,075
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$995,0001,175
Trading account gains and feesNANA
Additional Noninterest Income$850,0002,426
Total noninterest expense$10,451,0001,833
Salaries and employee benefits$5,930,0001,835
Premises and equipment expense$1,242,0001,766
Additional noninterest expense$3,279,0001,772
Pre-tax net operating income$3,941,0002,131
Securities gains (losses)$7,000778
Applicable income taxes$03,978
Income before extraordinary items$3,948,0001,930
Extraordinary gains, net$06
Net income$3,948,0001,928
Minority interest net income$072
Net income of bank and minority interests.$3,948,0001,929
Net charge-offs$109,0002,087
Cash dividends$1,451,0001,788
Sale, conversion, retirement of capital stock, net$-215,0005,370
Net operating income$3,941,0001,927
2018-09-30 (YTD Data)Rank
Total interest income$10,551,0001,941
Total interest expense$958,0002,503
Net interest income$9,593,0001,841
Provision for loan and lease losses$225,0001,851
Total noninterest income$1,358,0002,110
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$739,0001,185
Trading account gains and feesNANA
Additional Noninterest Income$619,0002,480
Total noninterest expense$7,781,0001,840
Salaries and employee benefits$4,470,0001,822
Premises and equipment expense$941,0001,765
Additional noninterest expense$2,370,0001,829
Pre-tax net operating income$2,945,0002,149
Securities gains (losses)$7,000778
Applicable income taxes$04,032
Income before extraordinary items$2,952,0001,930
Extraordinary gains, net$05
Net income$2,952,0001,927
Minority interest net income$066
Net income of bank and minority interests.$2,952,0001,929
Net charge-offs$90,0001,804
Cash dividends$1,451,0001,337
Sale, conversion, retirement of capital stock, net$-107,0005,441
Net operating income$2,945,0001,922
2018-06-30 (YTD Data)Rank
Total interest income$6,968,0001,943
Total interest expense$590,0002,543
Net interest income$6,378,0001,841
Provision for loan and lease losses$215,0001,448
Total noninterest income$926,0002,094
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$481,0001,206
Trading account gains and feesNANA
Additional Noninterest Income$445,0002,388
Total noninterest expense$5,196,0001,855
Salaries and employee benefits$2,980,0001,833
Premises and equipment expense$624,0001,789
Additional noninterest expense$1,592,0001,824
Pre-tax net operating income$1,893,0002,171
Securities gains (losses)$7,000660
Applicable income taxes$04,018
Income before extraordinary items$1,900,0001,960
Extraordinary gains, net$06
Net income$1,900,0001,958
Minority interest net income$065
Net income of bank and minority interests.$1,900,0001,959
Net charge-offs$75,0001,508
Cash dividends$1,177,0001,182
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,893,0001,954
2018-03-31 (YTD Data)Rank
Total interest income$3,332,0002,006
Total interest expense$291,0002,512
Net interest income$3,041,0001,916
Provision for loan and lease losses$85,0001,617
Total noninterest income$456,0002,084
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$252,0001,166
Trading account gains and feesNANA
Additional Noninterest Income$204,0002,461
Total noninterest expense$2,638,0001,846
Salaries and employee benefits$1,488,0001,860
Premises and equipment expense$324,0001,747
Additional noninterest expense$826,0001,764
Pre-tax net operating income$774,0002,437
Securities gains (losses)$7,000490
Applicable income taxes$03,948
Income before extraordinary items$781,0002,201
Extraordinary gains, net$07
Net income$781,0002,200
Minority interest net income$052
Net income of bank and minority interests.$781,0002,201
Net charge-offs$71,0001,017
Cash dividends$706,000936
Sale, conversion, retirement of capital stock, net$0580
Net operating income$774,0002,204
2017-12-31 (YTD Data)Rank
Total interest income$12,650,0002,037
Total interest expense$803,0002,909
Net interest income$11,847,0001,933
Provision for loan and lease losses$307,0001,938
Total noninterest income$1,909,0002,090
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,029,0001,161
Trading account gains and fees$0151
Additional Noninterest Income$880,0002,445
Total noninterest expense$10,174,0001,889
Salaries and employee benefits$5,800,0001,862
Premises and equipment expense$1,236,0001,799
Additional noninterest expense$3,138,0001,862
Pre-tax net operating income$3,275,0002,342
Securities gains (losses)$27,0001,202
Applicable income taxes$04,135
Income before extraordinary items$3,302,0001,884
Extraordinary gains, net$09
Net income$3,302,0001,884
Minority interest net income$076
Net income of bank and minority interests.$3,302,0001,885
Net charge-offs$132,0002,183
Cash dividends$1,735,0001,576
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,275,0001,881
2017-09-30 (YTD Data)Rank
Total interest income$9,298,0002,073
Total interest expense$581,0002,959
Net interest income$8,717,0001,972
Provision for loan and lease losses$62,0003,082
Total noninterest income$1,486,0002,067
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$764,0001,184
Trading account gains and fees$0145
Additional Noninterest Income$722,0002,367
Total noninterest expense$7,504,0001,912
Salaries and employee benefits$4,398,0001,858
Premises and equipment expense$846,0001,941
Additional noninterest expense$2,260,0001,928
Pre-tax net operating income$2,637,0002,271
Securities gains (losses)$27,0001,186
Applicable income taxes$04,172
Income before extraordinary items$2,664,0001,921
Extraordinary gains, net$09
Net income$2,664,0001,921
Minority interest net income$071
Net income of bank and minority interests.$2,664,0001,921
Net charge-offs$18,0003,031
Cash dividends$1,734,0001,184
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,637,0001,915
2017-06-30 (YTD Data)Rank
Total interest income$6,065,0002,100
Total interest expense$373,0003,001
Net interest income$5,692,0001,997
Provision for loan and lease losses$52,0002,811
Total noninterest income$1,007,0002,040
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$505,0001,181
Trading account gains and fees$0139
Additional Noninterest Income$502,0002,327
Total noninterest expense$4,915,0001,935
Salaries and employee benefits$2,935,0001,867
Premises and equipment expense$549,0001,976
Additional noninterest expense$1,431,0002,000
Pre-tax net operating income$1,732,0002,247
Securities gains (losses)$22,000955
Applicable income taxes$04,189
Income before extraordinary items$1,754,0001,890
Extraordinary gains, net$011
Net income$1,754,0001,890
Minority interest net income$071
Net income of bank and minority interests.$1,754,0001,890
Net charge-offs$-17,0004,958
Cash dividends$1,436,000997
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,732,0001,891
2017-03-31 (YTD Data)Rank
Total interest income$3,007,0002,106
Total interest expense$182,0003,035
Net interest income$2,825,0001,998
Provision for loan and lease losses$25,0002,651
Total noninterest income$477,0002,113
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$254,0001,180
Trading account gains and fees$0142
Additional Noninterest Income$223,0002,437
Total noninterest expense$2,488,0001,932
Salaries and employee benefits$1,478,0001,874
Premises and equipment expense$258,0002,098
Additional noninterest expense$752,0001,931
Pre-tax net operating income$789,0002,312
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$789,0002,006
Extraordinary gains, net$08
Net income$789,0002,007
Minority interest net income$055
Net income of bank and minority interests.$789,0002,007
Net charge-offs$2,0002,694
Cash dividends$1,028,000704
Sale, conversion, retirement of capital stock, net$0632
Net operating income$789,0001,982
2016-12-31 (YTD Data)Rank
Total interest income$12,345,0002,020
Total interest expense$730,0002,965
Net interest income$11,615,0001,915
Provision for loan and lease losses$590,0001,339
Total noninterest income$1,903,0002,183
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,044,0001,168
Trading account gains and fees$0170
Additional Noninterest Income$859,0002,583
Total noninterest expense$9,916,0001,921
Salaries and employee benefits$5,706,0001,874
Premises and equipment expense$1,157,0001,923
Additional noninterest expense$3,053,0001,953
Pre-tax net operating income$3,012,0002,387
Securities gains (losses)$9,0002,705
Applicable income taxes$04,278
Income before extraordinary items$3,021,0002,099
Extraordinary gains, net$05
Net income$3,021,0002,097
Minority interest net income$082
Net income of bank and minority interests.$3,021,0002,098
Net charge-offs$376,0001,320
Cash dividends$1,389,0001,792
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,012,0002,043
2016-09-30 (YTD Data)Rank
Total interest income$9,319,0002,020
Total interest expense$555,0002,937
Net interest income$8,764,0001,907
Provision for loan and lease losses$580,0001,046
Total noninterest income$1,479,0002,137
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$782,0001,166
Trading account gains and fees$0169
Additional Noninterest Income$697,0002,498
Total noninterest expense$7,489,0001,910
Salaries and employee benefits$4,284,0001,859
Premises and equipment expense$894,0001,880
Additional noninterest expense$2,311,0001,923
Pre-tax net operating income$2,174,0002,488
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$2,174,0002,206
Extraordinary gains, net$05
Net income$2,174,0002,205
Minority interest net income$071
Net income of bank and minority interests.$2,174,0002,206
Net charge-offs$332,0001,060
Cash dividends$1,389,0001,355
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,174,0002,136
2016-06-30 (YTD Data)Rank
Total interest income$6,207,0002,028
Total interest expense$377,0002,927
Net interest income$5,830,0001,917
Provision for loan and lease losses$485,000877
Total noninterest income$981,0002,140
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$506,0001,179
Trading account gains and fees$0157
Additional Noninterest Income$475,0002,451
Total noninterest expense$5,040,0001,901
Salaries and employee benefits$2,885,0001,846
Premises and equipment expense$617,0001,817
Additional noninterest expense$1,538,0001,933
Pre-tax net operating income$1,286,0002,648
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$1,286,0002,382
Extraordinary gains, net$016
Net income$1,286,0002,380
Minority interest net income$071
Net income of bank and minority interests.$1,286,0002,381
Net charge-offs$330,000809
Cash dividends$1,209,0001,132
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,286,0002,318
2016-03-31 (YTD Data)Rank
Total interest income$3,114,0002,015
Total interest expense$196,0002,877
Net interest income$2,918,0001,919
Provision for loan and lease losses$160,0001,111
Total noninterest income$480,0002,117
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$256,0001,163
Trading account gains and fees$0142
Additional Noninterest Income$224,0002,488
Total noninterest expense$2,488,0001,922
Salaries and employee benefits$1,438,0001,867
Premises and equipment expense$290,0001,929
Additional noninterest expense$760,0001,928
Pre-tax net operating income$750,0002,366
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$750,0002,101
Extraordinary gains, net$012
Net income$750,0002,101
Minority interest net income$062
Net income of bank and minority interests.$750,0002,101
Net charge-offs$313,000474
Cash dividends$848,000854
Sale, conversion, retirement of capital stock, net$0659
Net operating income$750,0002,044
2015-12-31 (YTD Data)Rank
Total interest income$12,849,0001,912
Total interest expense$735,0002,966
Net interest income$12,114,0001,812
Provision for loan and lease losses$60,0003,437
Total noninterest income$1,719,0002,311
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,051,0001,172
Trading account gains and fees$0159
Additional Noninterest Income$668,0002,900
Total noninterest expense$10,016,0001,892
Salaries and employee benefits$5,782,0001,802
Premises and equipment expense$1,279,0001,786
Additional noninterest expense$2,955,0002,036
Pre-tax net operating income$3,757,0001,964
Securities gains (losses)$1,0003,117
Applicable income taxes$04,402
Income before extraordinary items$3,758,0001,688
Extraordinary gains, net$023
Net income$3,758,0001,689
Minority interest net income$081
Net income of bank and minority interests.$3,758,0001,690
Net charge-offs$69,0002,994
Cash dividends$2,174,0001,265
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,757,0001,649
2015-09-30 (YTD Data)Rank
Total interest income$9,765,0001,903
Total interest expense$552,0003,004
Net interest income$9,213,0001,801
Provision for loan and lease losses$30,0003,604
Total noninterest income$1,208,0002,415
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$785,0001,182
Trading account gains and fees$0153
Additional Noninterest Income$423,0003,145
Total noninterest expense$7,320,0001,940
Salaries and employee benefits$4,358,0001,797
Premises and equipment expense$975,0001,772
Additional noninterest expense$1,987,0002,213
Pre-tax net operating income$3,071,0001,866
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$3,071,0001,591
Extraordinary gains, net$021
Net income$3,071,0001,591
Minority interest net income$078
Net income of bank and minority interests.$3,071,0001,592
Net charge-offs$61,0002,624
Cash dividends$2,174,000915
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,071,0001,554
2015-06-30 (YTD Data)Rank
Total interest income$6,492,0001,901
Total interest expense$368,0003,026
Net interest income$6,124,0001,808
Provision for loan and lease losses$20,0003,492
Total noninterest income$728,0002,556
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$499,0001,208
Trading account gains and fees$0157
Additional Noninterest Income$229,0003,435
Total noninterest expense$4,817,0001,979
Salaries and employee benefits$2,893,0001,814
Premises and equipment expense$659,0001,754
Additional noninterest expense$1,265,0002,330
Pre-tax net operating income$2,015,0001,891
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$2,015,0001,606
Extraordinary gains, net$022
Net income$2,015,0001,609
Minority interest net income$075
Net income of bank and minority interests.$2,015,0001,609
Net charge-offs$46,0002,379
Cash dividends$1,820,000773
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,015,0001,559
2015-03-31 (YTD Data)Rank
Total interest income$3,250,0001,913
Total interest expense$185,0003,049
Net interest income$3,065,0001,804
Provision for loan and lease losses$10,0003,223
Total noninterest income$362,0002,539
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$241,0001,221
Trading account gains and fees$0152
Additional Noninterest Income$121,0003,317
Total noninterest expense$2,409,0001,970
Salaries and employee benefits$1,444,0001,829
Premises and equipment expense$335,0001,754
Additional noninterest expense$630,0002,308
Pre-tax net operating income$1,008,0001,843
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$1,008,0001,587
Extraordinary gains, net$013
Net income$1,008,0001,588
Minority interest net income$064
Net income of bank and minority interests.$1,008,0001,589
Net charge-offs$4,0002,829
Cash dividends$1,138,000592
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,008,0001,526
2014-12-31 (YTD Data)Rank
Total interest income$14,058,0001,787
Total interest expense$833,0002,947
Net interest income$13,225,0001,673
Provision for loan and lease losses$40,0003,914
Total noninterest income$2,114,0002,022
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,050,0001,236
Trading account gains and fees$0180
Additional Noninterest Income$1,064,0002,250
Total noninterest expense$10,168,0001,856
Salaries and employee benefits$5,557,0001,858
Premises and equipment expense$1,367,0001,705
Additional noninterest expense$3,244,0001,902
Pre-tax net operating income$5,131,0001,481
Securities gains (losses)$18,0002,377
Applicable income taxes$04,531
Income before extraordinary items$5,149,0001,269
Extraordinary gains, net$017
Net income$5,149,0001,267
Minority interest net income$084
Net income of bank and minority interests.$5,149,0001,268
Net charge-offs$139,0002,855
Cash dividends$2,353,0001,128
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,131,0001,242
2014-09-30 (YTD Data)Rank
Total interest income$10,576,0001,796
Total interest expense$635,0002,970
Net interest income$9,941,0001,675
Provision for loan and lease losses$30,0003,723
Total noninterest income$1,859,0001,826
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$779,0001,258
Trading account gains and fees$0174
Additional Noninterest Income$1,080,0001,839
Total noninterest expense$7,633,0001,865
Salaries and employee benefits$4,117,0001,875
Premises and equipment expense$963,0001,814
Additional noninterest expense$2,553,0001,802
Pre-tax net operating income$4,137,0001,418
Securities gains (losses)$18,0002,074
Applicable income taxes$04,583
Income before extraordinary items$4,155,0001,190
Extraordinary gains, net$015
Net income$4,155,0001,188
Minority interest net income$081
Net income of bank and minority interests.$4,155,0001,189
Net charge-offs$-43,0005,996
Cash dividends$2,353,000818
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,137,0001,169
2014-06-30 (YTD Data)Rank
Total interest income$7,142,0001,756
Total interest expense$431,0002,965
Net interest income$6,711,0001,637
Provision for loan and lease losses$10,0003,896
Total noninterest income$1,095,0001,972
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$500,0001,283
Trading account gains and fees$0172
Additional Noninterest Income$595,0002,070
Total noninterest expense$5,130,0001,844
Salaries and employee benefits$2,716,0001,895
Premises and equipment expense$667,0001,778
Additional noninterest expense$1,747,0001,751
Pre-tax net operating income$2,666,0001,420
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$2,666,0001,191
Extraordinary gains, net$020
Net income$2,666,0001,191
Minority interest net income$080
Net income of bank and minority interests.$2,666,0001,192
Net charge-offs$-84,0006,280
Cash dividends$1,725,000737
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,666,0001,169
2014-03-31 (YTD Data)Rank
Total interest income$3,270,0001,902
Total interest expense$218,0002,969
Net interest income$3,052,0001,790
Provision for loan and lease losses$10,0003,356
Total noninterest income$483,0002,089
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$246,0001,289
Trading account gains and fees$0147
Additional Noninterest Income$237,0002,319
Total noninterest expense$2,444,0001,941
Salaries and employee benefits$1,369,0001,896
Premises and equipment expense$291,0002,036
Additional noninterest expense$784,0001,918
Pre-tax net operating income$1,081,0001,653
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$1,081,0001,400
Extraordinary gains, net$016
Net income$1,081,0001,401
Minority interest net income$066
Net income of bank and minority interests.$1,081,0001,402
Net charge-offs$1,0003,492
Cash dividends$934,000650
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,081,0001,378
2013-12-31 (YTD Data)Rank
Total interest income$13,234,0001,891
Total interest expense$993,0002,954
Net interest income$12,241,0001,764
Provision for loan and lease losses$515,0001,797
Total noninterest income$1,922,0002,221
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,033,0001,315
Trading account gains and fees$0184
Additional Noninterest Income$889,0002,525
Total noninterest expense$9,848,0001,923
Salaries and employee benefits$5,281,0001,926
Premises and equipment expense$1,240,0001,857
Additional noninterest expense$3,327,0001,904
Pre-tax net operating income$3,800,0001,788
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$3,800,0001,570
Extraordinary gains, net$029
Net income$3,800,0001,574
Minority interest net income$090
Net income of bank and minority interests.$3,800,0001,574
Net charge-offs$807,0001,478
Cash dividends$965,0001,984
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,800,0001,530
2013-09-30 (YTD Data)Rank
Total interest income$9,974,0001,884
Total interest expense$768,0002,974
Net interest income$9,206,0001,752
Provision for loan and lease losses$430,0001,697
Total noninterest income$1,513,0002,198
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$781,0001,308
Trading account gains and fees$0180
Additional Noninterest Income$732,0002,453
Total noninterest expense$7,334,0001,939
Salaries and employee benefits$3,943,0001,946
Premises and equipment expense$925,0001,878
Additional noninterest expense$2,466,0001,905
Pre-tax net operating income$2,955,0001,764
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$2,955,0001,526
Extraordinary gains, net$025
Net income$2,955,0001,528
Minority interest net income$084
Net income of bank and minority interests.$2,955,0001,529
Net charge-offs$147,0002,886
Cash dividends$965,0001,497
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,955,0001,483
2013-06-30 (YTD Data)Rank
Total interest income$6,681,0001,871
Total interest expense$531,0002,935
Net interest income$6,150,0001,738
Provision for loan and lease losses$35,0003,880
Total noninterest income$962,0002,269
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$512,0001,310
Trading account gains and fees$0157
Additional Noninterest Income$450,0002,622
Total noninterest expense$4,787,0001,981
Salaries and employee benefits$2,620,0001,963
Premises and equipment expense$616,0001,882
Additional noninterest expense$1,551,0002,009
Pre-tax net operating income$2,290,0001,547
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$2,290,0001,326
Extraordinary gains, net$022
Net income$2,290,0001,328
Minority interest net income$082
Net income of bank and minority interests.$2,290,0001,328
Net charge-offs$49,0003,369
Cash dividends$738,0001,369
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,290,0001,271
2013-03-31 (YTD Data)Rank
Total interest income$3,318,0001,896
Total interest expense$285,0002,893
Net interest income$3,033,0001,775
Provision for loan and lease losses$10,0003,981
Total noninterest income$506,0002,214
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$253,0001,319
Trading account gains and fees$0148
Additional Noninterest Income$253,0002,458
Total noninterest expense$2,369,0002,020
Salaries and employee benefits$1,307,0001,984
Premises and equipment expense$338,0001,766
Additional noninterest expense$724,0002,151
Pre-tax net operating income$1,160,0001,511
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$1,160,0001,287
Extraordinary gains, net$010
Net income$1,160,0001,289
Minority interest net income$076
Net income of bank and minority interests.$1,160,0001,289
Net charge-offs$47,0002,457
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,160,0001,231
2012-12-31 (YTD Data)Rank
Total interest income$13,322,0001,974
Total interest expense$1,243,0003,133
Net interest income$12,079,0001,813
Provision for loan and lease losses$735,0002,203
Total noninterest income$1,718,0002,410
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,021,0001,394
Trading account gains and fees$0166
Additional Noninterest Income$697,0002,903
Total noninterest expense$9,159,0002,088
Salaries and employee benefits$4,604,0002,172
Premises and equipment expense$1,316,0001,798
Additional noninterest expense$3,239,0002,015
Pre-tax net operating income$3,903,0001,684
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$3,903,0001,486
Extraordinary gains, net$029
Net income$3,903,0001,487
Minority interest net income$093
Net income of bank and minority interests.$3,903,0001,487
Net charge-offs$868,0001,971
Cash dividends$2,282,0001,097
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,903,0001,399
2012-09-30 (YTD Data)Rank
Total interest income$9,761,0002,053
Total interest expense$931,0003,233
Net interest income$8,830,0001,884
Provision for loan and lease losses$495,0002,292
Total noninterest income$1,299,0002,405
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$760,0001,411
Trading account gains and fees$0157
Additional Noninterest Income$539,0002,832
Total noninterest expense$6,567,0002,186
Salaries and employee benefits$3,412,0002,184
Premises and equipment expense$975,0001,829
Additional noninterest expense$2,180,0002,218
Pre-tax net operating income$3,067,0001,662
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$3,067,0001,457
Extraordinary gains, net$020
Net income$3,067,0001,458
Minority interest net income$086
Net income of bank and minority interests.$3,067,0001,458
Net charge-offs$783,0001,696
Cash dividends$1,106,0001,232
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,067,0001,369
2012-06-30 (YTD Data)Rank
Total interest income$6,435,0002,084
Total interest expense$615,0003,351
Net interest income$5,820,0001,901
Provision for loan and lease losses$260,0002,619
Total noninterest income$851,0002,401
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$499,0001,416
Trading account gains and fees$0153
Additional Noninterest Income$352,0002,839
Total noninterest expense$4,342,0002,208
Salaries and employee benefits$2,262,0002,204
Premises and equipment expense$655,0001,816
Additional noninterest expense$1,425,0002,269
Pre-tax net operating income$2,069,0001,647
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$2,069,0001,439
Extraordinary gains, net$019
Net income$2,069,0001,439
Minority interest net income$084
Net income of bank and minority interests.$2,069,0001,439
Net charge-offs$742,0001,386
Cash dividends$745,0001,237
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,069,0001,353
2012-03-31 (YTD Data)Rank
Total interest income$3,192,0002,121
Total interest expense$306,0003,468
Net interest income$2,886,0001,925
Provision for loan and lease losses$125,0002,605
Total noninterest income$404,0002,465
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$248,0001,412
Trading account gains and fees$0148
Additional Noninterest Income$156,0003,014
Total noninterest expense$2,107,0002,260
Salaries and employee benefits$1,139,0002,195
Premises and equipment expense$293,0002,012
Additional noninterest expense$675,0002,371
Pre-tax net operating income$1,058,0001,601
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$1,058,0001,378
Extraordinary gains, net$019
Net income$1,058,0001,379
Minority interest net income$078
Net income of bank and minority interests.$1,058,0001,379
Net charge-offs$735,000838
Cash dividends$402,0001,020
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,058,0001,305
2011-12-31 (YTD Data)Rank
Total interest income$13,006,0002,142
Total interest expense$1,270,0003,831
Net interest income$11,736,0001,880
Provision for loan and lease losses$1,525,0001,868
Total noninterest income$1,947,0002,042
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,132,0001,303
Trading account gains and fees$0146
Additional Noninterest Income$815,0002,418
Total noninterest expense$8,622,0002,206
Salaries and employee benefits$4,201,0002,297
Premises and equipment expense$1,116,0002,181
Additional noninterest expense$3,305,0002,023
Pre-tax net operating income$3,536,0001,581
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$3,536,0001,387
Extraordinary gains, net$029
Net income$3,536,0001,387
Minority interest net income$096
Net income of bank and minority interests.$3,536,0001,387
Net charge-offs$623,0002,909
Cash dividends$2,870,000689
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,536,0001,317
2011-09-30 (YTD Data)Rank
Total interest income$9,818,0002,151
Total interest expense$963,0003,912
Net interest income$8,855,0001,874
Provision for loan and lease losses$1,260,0001,696
Total noninterest income$1,389,0002,116
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$842,0001,324
Trading account gains and fees$0145
Additional Noninterest Income$547,0002,567
Total noninterest expense$5,940,0002,403
Salaries and employee benefits$3,131,0002,302
Premises and equipment expense$811,0002,268
Additional noninterest expense$1,998,0002,468
Pre-tax net operating income$3,044,0001,471
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$3,044,0001,272
Extraordinary gains, net$021
Net income$3,044,0001,272
Minority interest net income$087
Net income of bank and minority interests.$3,044,0001,272
Net charge-offs$519,0002,625
Cash dividends$1,902,000665
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,044,0001,197
2011-06-30 (YTD Data)Rank
Total interest income$6,295,0002,258
Total interest expense$652,0003,992
Net interest income$5,643,0001,949
Provision for loan and lease losses$875,0001,635
Total noninterest income$886,0002,171
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$535,0001,367
Trading account gains and fees$0153
Additional Noninterest Income$351,0002,649
Total noninterest expense$3,971,0002,426
Salaries and employee benefits$2,069,0002,344
Premises and equipment expense$529,0002,342
Additional noninterest expense$1,373,0002,436
Pre-tax net operating income$1,683,0001,691
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$1,683,0001,459
Extraordinary gains, net$015
Net income$1,683,0001,459
Minority interest net income$089
Net income of bank and minority interests.$1,683,0001,459
Net charge-offs$-49,0007,310
Cash dividends$1,373,000620
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,683,0001,396
2011-03-31 (YTD Data)Rank
Total interest income$3,102,0002,299
Total interest expense$333,0004,039
Net interest income$2,769,0001,979
Provision for loan and lease losses$380,0001,691
Total noninterest income$431,0002,232
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$278,0001,281
Trading account gains and fees$0158
Additional Noninterest Income$153,0002,867
Total noninterest expense$1,972,0002,448
Salaries and employee benefits$1,055,0002,317
Premises and equipment expense$261,0002,397
Additional noninterest expense$656,0002,527
Pre-tax net operating income$848,0001,691
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$848,0001,416
Extraordinary gains, net$09
Net income$848,0001,416
Minority interest net income$086
Net income of bank and minority interests.$848,0001,416
Net charge-offs$-25,0007,236
Cash dividends$573,000651
Sale, conversion, retirement of capital stock, net$0925
Net operating income$848,0001,378
2010-12-31 (YTD Data)Rank
Total interest income$12,631,0002,376
Total interest expense$1,648,0004,044
Net interest income$10,983,0001,980
Provision for loan and lease losses$2,107,0002,005
Total noninterest income$1,545,0002,466
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,407,0001,080
Trading account gains and fees$0175
Additional Noninterest Income$138,0005,068
Total noninterest expense$7,897,0002,445
Salaries and employee benefits$4,285,0002,252
Premises and equipment expense$1,140,0002,216
Additional noninterest expense$2,472,0002,713
Pre-tax net operating income$2,524,0001,871
Securities gains (losses)$83,0002,316
Applicable income taxes$04,655
Income before extraordinary items$2,607,0001,582
Extraordinary gains, net$029
Net income$2,607,0001,582
Minority interest net income$0111
Net income of bank and minority interests.$2,607,0001,584
Net charge-offs$1,866,0001,945
Cash dividends$1,124,0001,352
Sale, conversion, retirement of capital stock, net$-17,0007,579
Net operating income$2,524,0001,571
2010-09-30 (YTD Data)Rank
Total interest income$9,558,0002,414
Total interest expense$1,289,0004,089
Net interest income$8,269,0002,000
Provision for loan and lease losses$1,842,0001,755
Total noninterest income$1,079,0002,594
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,076,0001,086
Trading account gains and fees$0165
Additional Noninterest Income$3,0007,079
Total noninterest expense$5,859,0002,475
Salaries and employee benefits$3,163,0002,298
Premises and equipment expense$850,0002,263
Additional noninterest expense$1,846,0002,673
Pre-tax net operating income$1,647,0002,216
Securities gains (losses)$83,0002,079
Applicable income taxes$04,726
Income before extraordinary items$1,730,0001,909
Extraordinary gains, net$023
Net income$1,730,0001,910
Minority interest net income$0110
Net income of bank and minority interests.$1,730,0001,911
Net charge-offs$668,0002,696
Cash dividends$1,124,000951
Sale, conversion, retirement of capital stock, net$-17,0007,686
Net operating income$1,647,0001,892
2010-06-30 (YTD Data)Rank
Total interest income$6,411,0002,425
Total interest expense$911,0004,039
Net interest income$5,500,0002,013
Provision for loan and lease losses$1,545,0001,488
Total noninterest income$993,0002,065
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$700,0001,119
Trading account gains and fees$0152
Additional Noninterest Income$293,0002,874
Total noninterest expense$3,835,0002,523
Salaries and employee benefits$2,104,0002,316
Premises and equipment expense$560,0002,301
Additional noninterest expense$1,171,0002,772
Pre-tax net operating income$1,113,0002,177
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$1,113,0001,931
Extraordinary gains, net$019
Net income$1,113,0001,931
Minority interest net income$0105
Net income of bank and minority interests.$1,113,0001,931
Net charge-offs$630,0002,185
Cash dividends$1,124,000628
Sale, conversion, retirement of capital stock, net$-17,0007,767
Net operating income$1,113,0001,840
2010-03-31 (YTD Data)Rank
Total interest income$3,211,0002,480
Total interest expense$507,0003,889
Net interest income$2,704,0002,059
Provision for loan and lease losses$590,0001,667
Total noninterest income$476,0002,108
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$329,0001,189
Trading account gains and fees$0175
Additional Noninterest Income$147,0002,876
Total noninterest expense$2,015,0002,430
Salaries and employee benefits$1,120,0002,202
Premises and equipment expense$290,0002,268
Additional noninterest expense$605,0002,687
Pre-tax net operating income$575,0002,160
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$575,0001,898
Extraordinary gains, net$016
Net income$575,0001,896
Minority interest net income$091
Net income of bank and minority interests.$575,0001,898
Net charge-offs$459,0001,637
Cash dividends$764,000443
Sale, conversion, retirement of capital stock, net$-17,0007,888
Net operating income$575,0001,827
2009-12-31 (YTD Data)Rank
Total interest income$13,557,0002,464
Total interest expense$2,802,0003,606
Net interest income$10,755,0002,033
Provision for loan and lease losses$1,059,0003,408
Total noninterest income$2,509,0001,824
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,559,0001,104
Trading account gains and fees$0211
Additional Noninterest Income$950,0002,210
Total noninterest expense$8,041,0002,453
Salaries and employee benefits$4,141,0002,375
Premises and equipment expense$1,192,0002,230
Additional noninterest expense$2,708,0002,567
Pre-tax net operating income$4,164,000999
Securities gains (losses)$2,0003,583
Applicable income taxes$04,388
Income before extraordinary items$4,166,000828
Extraordinary gains, net$034
Net income$4,166,000827
Minority interest net income$0115
Net income of bank and minority interests.$4,166,000828
Net charge-offs$1,170,0002,681
Cash dividends$1,527,0001,173
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,164,000814
2009-09-30 (YTD Data)Rank
Total interest income$10,287,0002,477
Total interest expense$2,181,0003,626
Net interest income$8,106,0002,029
Provision for loan and lease losses$893,0002,951
Total noninterest income$1,726,0001,964
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,158,0001,112
Trading account gains and fees$0212
Additional Noninterest Income$568,0002,601
Total noninterest expense$5,914,0002,498
Salaries and employee benefits$2,961,0002,505
Premises and equipment expense$901,0002,237
Additional noninterest expense$2,052,0002,513
Pre-tax net operating income$3,025,0001,084
Securities gains (losses)$2,0003,313
Applicable income taxes$04,592
Income before extraordinary items$3,027,000898
Extraordinary gains, net$027
Net income$3,027,000898
Minority interest net income$0118
Net income of bank and minority interests.$3,027,000899
Net charge-offs$572,0002,862
Cash dividends$1,527,000834
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,025,000887
2009-06-30 (YTD Data)Rank
Total interest income$6,731,0002,546
Total interest expense$1,494,0003,680
Net interest income$5,237,0002,094
Provision for loan and lease losses$248,0004,032
Total noninterest income$1,143,0001,983
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$754,0001,127
Trading account gains and fees$0193
Additional Noninterest Income$389,0002,594
Total noninterest expense$4,158,0002,409
Salaries and employee benefits$2,081,0002,426
Premises and equipment expense$619,0002,207
Additional noninterest expense$1,458,0002,398
Pre-tax net operating income$1,974,0001,156
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$1,974,000964
Extraordinary gains, net$021
Net income$1,974,000964
Minority interest net income$0112
Net income of bank and minority interests.$1,974,000964
Net charge-offs$505,0002,343
Cash dividends$990,000934
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,974,000930
2009-03-31 (YTD Data)Rank
Total interest income$3,316,0002,613
Total interest expense$774,0003,698
Net interest income$2,542,0002,153
Provision for loan and lease losses$101,0003,838
Total noninterest income$586,0001,907
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$360,0001,154
Trading account gains and fees$0171
Additional Noninterest Income$226,0002,346
Total noninterest expense$2,031,0002,393
Salaries and employee benefits$1,044,0002,450
Premises and equipment expense$316,0002,205
Additional noninterest expense$671,0002,315
Pre-tax net operating income$996,0001,291
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$996,0001,090
Extraordinary gains, net$015
Net income$996,0001,092
Minority interest net income$0102
Net income of bank and minority interests.$996,0001,092
Net charge-offs$346,0001,660
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$996,0001,010
2008-12-31 (YTD Data)Rank
Total interest income$14,388,0002,575
Total interest expense$4,002,0003,510
Net interest income$10,386,0002,138
Provision for loan and lease losses$1,020,0002,681
Total noninterest income$2,324,0001,919
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,523,0001,177
Trading account gains and fees$0154
Additional Noninterest Income$801,0002,449
Total noninterest expense$7,265,0002,598
Salaries and employee benefits$3,893,0002,567
Premises and equipment expense$1,146,0002,340
Additional noninterest expense$2,226,0002,590
Pre-tax net operating income$4,425,0001,235
Securities gains (losses)$6,0002,702
Applicable income taxes$04,979
Income before extraordinary items$4,431,000925
Extraordinary gains, net$039
Net income$4,431,000924
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$706,0002,352
Cash dividends$2,876,000960
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,425,000999
2008-09-30 (YTD Data)Rank
Total interest income$10,972,0002,578
Total interest expense$3,129,0003,524
Net interest income$7,843,0002,141
Provision for loan and lease losses$948,0001,883
Total noninterest income$1,553,0002,157
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,115,0001,219
Trading account gains and fees$0148
Additional Noninterest Income$438,0003,033
Total noninterest expense$5,227,0002,676
Salaries and employee benefits$2,893,0002,622
Premises and equipment expense$780,0002,549
Additional noninterest expense$1,554,0002,700
Pre-tax net operating income$3,221,0001,513
Securities gains (losses)$6,0002,568
Applicable income taxes$05,372
Income before extraordinary items$3,227,0001,140
Extraordinary gains, net$031
Net income$3,227,0001,139
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$601,0001,765
Cash dividends$1,753,0001,159
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,221,0001,219
2008-06-30 (YTD Data)Rank
Total interest income$7,553,0002,532
Total interest expense$2,171,0003,535
Net interest income$5,382,0002,066
Provision for loan and lease losses$872,0001,342
Total noninterest income$1,031,0002,187
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$731,0001,214
Trading account gains and fees$0149
Additional Noninterest Income$300,0003,013
Total noninterest expense$3,452,0002,714
Salaries and employee benefits$1,929,0002,655
Premises and equipment expense$473,0002,772
Additional noninterest expense$1,050,0002,629
Pre-tax net operating income$2,089,0001,627
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$2,089,0001,319
Extraordinary gains, net$021
Net income$2,089,0001,320
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$339,0001,676
Cash dividends$1,133,0001,282
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,089,0001,289
2008-03-31 (YTD Data)Rank
Total interest income$3,940,0002,506
Total interest expense$1,147,0003,568
Net interest income$2,793,0001,993
Provision for loan and lease losses$605,000888
Total noninterest income$489,0002,271
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$356,0001,235
Trading account gains and fees$0158
Additional Noninterest Income$133,0003,249
Total noninterest expense$1,780,0002,644
Salaries and employee benefits$957,0002,686
Premises and equipment expense$261,0002,574
Additional noninterest expense$562,0002,451
Pre-tax net operating income$897,0001,970
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$897,0001,658
Extraordinary gains, net$015
Net income$897,0001,660
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$194,0001,284
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$897,0001,598
2007-12-31 (YTD Data)Rank
Total interest income$15,709,0002,575
Total interest expense$4,752,0003,594
Net interest income$10,957,0002,063
Provision for loan and lease losses$650,0001,944
Total noninterest income$1,920,0002,278
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,514,0001,172
Trading account gains and fees$0178
Additional Noninterest Income$406,0003,699
Total noninterest expense$6,457,0002,765
Salaries and employee benefits$3,638,0002,709
Premises and equipment expense$1,029,0002,507
Additional noninterest expense$1,790,0002,942
Pre-tax net operating income$5,770,0001,439
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$5,770,0001,118
Extraordinary gains, net$039
Net income$5,770,0001,116
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,488,000759
Cash dividends$4,012,000907
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,770,0001,107
2007-09-30 (YTD Data)Rank
Total interest income$11,685,0002,594
Total interest expense$3,541,0003,606
Net interest income$8,144,0002,096
Provision for loan and lease losses$540,0001,467
Total noninterest income$1,413,0002,312
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,112,0001,182
Trading account gains and fees$0184
Additional Noninterest Income$301,0003,736
Total noninterest expense$4,718,0002,815
Salaries and employee benefits$2,679,0002,742
Premises and equipment expense$773,0002,489
Additional noninterest expense$1,266,0003,049
Pre-tax net operating income$4,299,0001,573
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$4,299,0001,201
Extraordinary gains, net$033
Net income$4,299,0001,198
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$547,0001,004
Cash dividends$1,910,0001,274
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,299,0001,183
2007-06-30 (YTD Data)Rank
Total interest income$7,662,0002,648
Total interest expense$2,313,0003,668
Net interest income$5,349,0002,156
Provision for loan and lease losses$455,0001,108
Total noninterest income$915,0002,368
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$702,0001,255
Trading account gains and fees$0168
Additional Noninterest Income$213,0003,661
Total noninterest expense$3,195,0002,800
Salaries and employee benefits$1,814,0002,741
Premises and equipment expense$515,0002,514
Additional noninterest expense$866,0002,979
Pre-tax net operating income$2,614,0001,754
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$2,614,0001,359
Extraordinary gains, net$029
Net income$2,614,0001,358
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$351,000919
Cash dividends$1,158,0001,374
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,614,0001,340
2007-03-31 (YTD Data)Rank
Total interest income$3,821,0002,647
Total interest expense$1,180,0003,574
Net interest income$2,641,0002,186
Provision for loan and lease losses$230,0001,042
Total noninterest income$417,0002,481
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$319,0001,346
Trading account gains and fees$0195
Additional Noninterest Income$98,0003,797
Total noninterest expense$1,477,0003,020
Salaries and employee benefits$840,0002,952
Premises and equipment expense$203,0003,072
Additional noninterest expense$434,0002,955
Pre-tax net operating income$1,351,0001,692
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$1,351,0001,297
Extraordinary gains, net$022
Net income$1,351,0001,297
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0002,785
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,351,0001,287
2006-12-31 (YTD Data)Rank
Total interest income$13,908,0002,704
Total interest expense$4,084,0003,545
Net interest income$9,824,0002,319
Provision for loan and lease losses$915,0001,126
Total noninterest income$1,799,0002,394
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,307,0001,366
Trading account gains and fees$0130
Additional Noninterest Income$492,0003,369
Total noninterest expense$5,242,0003,225
Salaries and employee benefits$3,141,0003,004
Premises and equipment expense$736,0003,204
Additional noninterest expense$1,365,0003,551
Pre-tax net operating income$5,466,0001,748
Securities gains (losses)$1,0001,542
Applicable income taxes$06,600
Income before extraordinary items$5,467,0001,336
Extraordinary gains, net$13,00044
Net income$5,480,0001,331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$407,0001,360
Cash dividends$4,929,000727
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,466,0001,323
2006-09-30 (YTD Data)Rank
Total interest income$10,304,0002,721
Total interest expense$2,861,0003,621
Net interest income$7,443,0002,327
Provision for loan and lease losses$685,0001,069
Total noninterest income$1,374,0002,372
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$969,0001,386
Trading account gains and fees$0126
Additional Noninterest Income$405,0003,196
Total noninterest expense$3,828,0003,284
Salaries and employee benefits$2,320,0003,031
Premises and equipment expense$550,0003,221
Additional noninterest expense$958,0003,740
Pre-tax net operating income$4,304,0001,732
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$4,304,0001,315
Extraordinary gains, net$13,00039
Net income$4,317,0001,311
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$383,000975
Cash dividends$2,738,000890
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,304,0001,303
2006-06-30 (YTD Data)Rank
Total interest income$6,657,0002,768
Total interest expense$1,750,0003,719
Net interest income$4,907,0002,359
Provision for loan and lease losses$450,0001,060
Total noninterest income$931,0002,334
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$633,0001,401
Trading account gains and fees$0126
Additional Noninterest Income$298,0003,033
Total noninterest expense$2,526,0003,321
Salaries and employee benefits$1,540,0003,055
Premises and equipment expense$359,0003,262
Additional noninterest expense$627,0003,785
Pre-tax net operating income$2,862,0001,727
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$2,862,0001,310
Extraordinary gains, net$13,00034
Net income$2,875,0001,308
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$362,000726
Cash dividends$1,629,000979
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,862,0001,292
2006-03-31 (YTD Data)Rank
Total interest income$3,237,0002,773
Total interest expense$822,0003,753
Net interest income$2,415,0002,391
Provision for loan and lease losses$150,0001,421
Total noninterest income$417,0002,491
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$318,0001,356
Trading account gains and fees$0115
Additional Noninterest Income$99,0003,720
Total noninterest expense$1,235,0003,387
Salaries and employee benefits$771,0003,067
Premises and equipment expense$181,0003,256
Additional noninterest expense$283,0004,078
Pre-tax net operating income$1,447,0001,672
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$1,447,0001,274
Extraordinary gains, net$13,00019
Net income$1,460,0001,264
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$244,000540
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,447,0001,256
2005-12-31 (YTD Data)Rank
Total interest income$11,919,0002,728
Total interest expense$2,724,0003,594
Net interest income$9,195,0002,400
Provision for loan and lease losses$700,0001,421
Total noninterest income$1,756,0002,424
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,405,0001,261
Trading account gains and fees$0138
Additional Noninterest Income$351,0004,016
Total noninterest expense$4,948,0003,264
Salaries and employee benefits$2,968,0002,995
Premises and equipment expense$667,0003,362
Additional noninterest expense$1,313,0003,588
Pre-tax net operating income$5,303,0001,764
Securities gains (losses)$-12,0007,607
Applicable income taxes$06,964
Income before extraordinary items$5,291,0001,351
Extraordinary gains, net$35,00032
Net income$5,326,0001,345
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$309,0001,692
Cash dividends$4,874,000684
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,303,0001,333
2005-09-30 (YTD Data)Rank
Total interest income$8,892,0002,680
Total interest expense$1,985,0003,533
Net interest income$6,907,0002,377
Provision for loan and lease losses$400,0001,715
Total noninterest income$1,345,0002,392
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,091,0001,208
Trading account gains and fees$0126
Additional Noninterest Income$254,0004,104
Total noninterest expense$3,605,0003,326
Salaries and employee benefits$2,157,0003,054
Premises and equipment expense$497,0003,374
Additional noninterest expense$951,0003,642
Pre-tax net operating income$4,247,0001,675
Securities gains (losses)$-12,0007,977
Applicable income taxes$06,976
Income before extraordinary items$4,235,0001,283
Extraordinary gains, net$35,00023
Net income$4,270,0001,266
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$276,0001,334
Cash dividends$2,780,000800
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,247,0001,253
2005-06-30 (YTD Data)Rank
Total interest income$5,901,0002,639
Total interest expense$1,270,0003,490
Net interest income$4,631,0002,338
Provision for loan and lease losses$250,0001,767
Total noninterest income$897,0002,364
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$716,0001,193
Trading account gains and fees$0116
Additional Noninterest Income$181,0003,933
Total noninterest expense$2,377,0003,328
Salaries and employee benefits$1,407,0003,099
Premises and equipment expense$314,0003,491
Additional noninterest expense$656,0003,530
Pre-tax net operating income$2,901,0001,609
Securities gains (losses)$-12,0008,200
Applicable income taxes$06,961
Income before extraordinary items$2,889,0001,219
Extraordinary gains, net$35,00019
Net income$2,924,0001,207
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$244,0001,053
Cash dividends$1,847,000790
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,901,0001,191
2005-03-31 (YTD Data)Rank
Total interest income$2,927,0002,629
Total interest expense$592,0003,537
Net interest income$2,335,0002,302
Provision for loan and lease losses$100,0002,031
Total noninterest income$428,0002,390
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$332,0001,236
Trading account gains and fees$0115
Additional Noninterest Income$96,0003,813
Total noninterest expense$1,170,0003,382
Salaries and employee benefits$700,0003,116
Premises and equipment expense$156,0003,539
Additional noninterest expense$314,0003,666
Pre-tax net operating income$1,493,0001,524
Securities gains (losses)$-1,0008,158
Applicable income taxes$06,892
Income before extraordinary items$1,492,0001,164
Extraordinary gains, net$35,00013
Net income$1,527,0001,129
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,000926
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,493,0001,135
2004-12-31 (YTD Data)Rank
Total interest income$11,957,0002,402
Total interest expense$2,693,0002,874
Net interest income$9,264,0002,203
Provision for loan and lease losses$300,0002,900
Total noninterest income$1,643,0002,510
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,299,0001,364
Trading account gains and fees$0138
Additional Noninterest Income$344,0004,005
Total noninterest expense$4,657,0003,322
Salaries and employee benefits$2,692,0003,150
Premises and equipment expense$609,0003,493
Additional noninterest expense$1,356,0003,397
Pre-tax net operating income$5,950,0001,448
Securities gains (losses)$-961,0008,901
Applicable income taxes$35,0006,251
Income before extraordinary items$4,954,0001,309
Extraordinary gains, net$034
Net income$4,954,0001,310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$159,0002,946
Cash dividends$3,860,000801
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,905,3901,076
2004-09-30 (YTD Data)Rank
Total interest income$9,211,0002,310
Total interest expense$2,054,0002,780
Net interest income$7,157,0002,117
Provision for loan and lease losses$210,0002,903
Total noninterest income$1,177,0002,608
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$932,0001,429
Trading account gains and fees$0134
Additional Noninterest Income$245,0004,094
Total noninterest expense$3,487,0003,306
Salaries and employee benefits$1,987,0003,147
Premises and equipment expense$457,0003,504
Additional noninterest expense$1,043,0003,298
Pre-tax net operating income$4,637,0001,404
Securities gains (losses)$-961,0008,983
Applicable income taxes$35,0006,189
Income before extraordinary items$3,641,0001,350
Extraordinary gains, net$026
Net income$3,641,0001,351
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,0002,172
Cash dividends$1,913,0001,036
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,592,3901,031
2004-06-30 (YTD Data)Rank
Total interest income$6,154,0002,282
Total interest expense$1,359,0002,782
Net interest income$4,795,0002,092
Provision for loan and lease losses$105,0003,376
Total noninterest income$761,0002,681
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$614,0001,434
Trading account gains and fees$0130
Additional Noninterest Income$147,0004,337
Total noninterest expense$2,318,0003,334
Salaries and employee benefits$1,298,0003,221
Premises and equipment expense$306,0003,498
Additional noninterest expense$714,0003,249
Pre-tax net operating income$3,133,0001,355
Securities gains (losses)$115,000942
Applicable income taxes$35,0005,928
Income before extraordinary items$3,213,0001,027
Extraordinary gains, net$021
Net income$3,213,0001,028
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0001,915
Cash dividends$1,588,000846
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,099,1501,025
2004-03-31 (YTD Data)Rank
Total interest income$3,054,0002,300
Total interest expense$675,0002,838
Net interest income$2,379,0002,116
Provision for loan and lease losses$30,0004,060
Total noninterest income$363,0002,716
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$300,0001,423
Trading account gains and fees$0121
Additional Noninterest Income$63,0004,647
Total noninterest expense$1,136,0003,396
Salaries and employee benefits$633,0003,312
Premises and equipment expense$161,0003,395
Additional noninterest expense$342,0003,360
Pre-tax net operating income$1,576,0001,328
Securities gains (losses)$141,000646
Applicable income taxes$20,0005,783
Income before extraordinary items$1,697,000959
Extraordinary gains, net$016
Net income$1,697,000959
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0002,070
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,557,410995
2003-12-31 (YTD Data)Rank
Total interest income$11,418,0002,494
Total interest expense$3,070,0002,805
Net interest income$8,348,0002,328
Provision for loan and lease losses$330,0002,962
Total noninterest income$1,472,0002,880
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,045,0001,645
Trading account gains and fees$0160
Additional Noninterest Income$427,0003,845
Total noninterest expense$4,685,0003,231
Salaries and employee benefits$2,547,0003,236
Premises and equipment expense$567,0003,685
Additional noninterest expense$1,571,0002,949
Pre-tax net operating income$4,805,0001,688
Securities gains (losses)$228,0001,248
Applicable income taxes$69,0006,053
Income before extraordinary items$4,964,0001,290
Extraordinary gains, net$054
Net income$4,964,0001,292
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$199,0002,879
Cash dividends$3,823,000821
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,738,2801,280
2003-09-30 (YTD Data)Rank
Total interest income$8,574,0002,528
Total interest expense$2,397,0002,795
Net interest income$6,177,0002,368
Provision for loan and lease losses$15,0006,935
Total noninterest income$1,021,0003,090
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$714,0001,816
Trading account gains and fees$0153
Additional Noninterest Income$307,0004,003
Total noninterest expense$3,268,0003,439
Salaries and employee benefits$1,815,0003,348
Premises and equipment expense$401,0003,850
Additional noninterest expense$1,052,0003,244
Pre-tax net operating income$3,915,0001,616
Securities gains (losses)$135,0001,497
Applicable income taxes$48,0006,237
Income before extraordinary items$4,002,0001,230
Extraordinary gains, net$040
Net income$4,002,0001,230
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0004,321
Cash dividends$1,879,0001,066
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,868,3501,200
2003-06-30 (YTD Data)Rank
Total interest income$5,538,0002,635
Total interest expense$1,650,0002,793
Net interest income$3,888,0002,499
Provision for loan and lease losses$07,324
Total noninterest income$604,0003,324
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$415,0002,026
Trading account gains and fees$0150
Additional Noninterest Income$189,0004,137
Total noninterest expense$2,230,0003,356
Salaries and employee benefits$1,223,0003,320
Premises and equipment expense$267,0003,838
Additional noninterest expense$740,0003,089
Pre-tax net operating income$2,262,0001,837
Securities gains (losses)$39,0002,190
Applicable income taxes$32,0006,289
Income before extraordinary items$2,269,0001,446
Extraordinary gains, net$030
Net income$2,269,0001,446
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0002,954
Cash dividends$796,0001,581
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,230,3901,382
2003-03-31 (YTD Data)Rank
Total interest income$2,652,0002,751
Total interest expense$749,0003,131
Net interest income$1,903,0002,553
Provision for loan and lease losses$06,934
Total noninterest income$288,0003,344
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$203,0001,994
Trading account gains and fees$0134
Additional Noninterest Income$85,0004,228
Total noninterest expense$1,143,0003,291
Salaries and employee benefits$607,0003,327
Premises and equipment expense$131,0003,907
Additional noninterest expense$405,0002,829
Pre-tax net operating income$1,048,0001,956
Securities gains (losses)$29,0001,711
Applicable income taxes$07,403
Income before extraordinary items$1,077,0001,504
Extraordinary gains, net$021
Net income$1,077,0001,502
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0008,659
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,048,0001,442
2002-12-31 (YTD Data)Rank
Total interest income$9,527,0003,146
Total interest expense$2,782,0003,764
Net interest income$6,745,0002,827
Provision for loan and lease losses$08,089
Total noninterest income$1,289,0002,928
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$900,0001,790
Trading account gains and fees$0153
Additional Noninterest Income$389,0003,757
Total noninterest expense$4,288,0003,359
Salaries and employee benefits$2,438,0003,181
Premises and equipment expense$460,0004,208
Additional noninterest expense$1,390,0003,157
Pre-tax net operating income$3,746,0002,096
Securities gains (losses)$191,0001,207
Applicable income taxes$24,0006,951
Income before extraordinary items$3,913,0001,556
Extraordinary gains, net$070
Net income$3,913,0001,556
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-329,0009,323
Cash dividends$2,775,000981
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,723,9101,561
2001-12-31 (YTD Data)Rank
Total interest income$9,009,0003,644
Total interest expense$3,101,0004,603
Net interest income$5,908,0002,976
Provision for loan and lease losses$08,228
Total noninterest income$1,351,0002,705
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$734,0002,058
Trading account gains and fees$0177
Additional Noninterest Income$617,0002,783
Total noninterest expense$4,169,0003,307
Salaries and employee benefits$2,260,0003,245
Premises and equipment expense$451,0004,231
Additional noninterest expense$1,458,0002,945
Pre-tax net operating income$3,090,0002,199
Securities gains (losses)$55,0002,257
Applicable income taxes$1,213,0001,790
Income before extraordinary items$1,932,0002,610
Extraordinary gains, net$0105
Net income$1,932,0002,616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-160,0009,544
Cash dividends$1,760,0001,464
Sale, conversion, retirement of capital stock, net$-4,896,0009,605
Net operating income$1,896,8002,578
2000-12-31 (YTD Data)Rank
Total interest income$8,939,0003,742
Total interest expense$3,224,0004,667
Net interest income$5,715,0003,082
Provision for loan and lease losses$08,337
Total noninterest income$922,0003,330
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$609,0002,259
Trading account gains and fees$0180
Additional Noninterest Income$313,0003,827
Total noninterest expense$4,068,0003,289
Salaries and employee benefits$2,143,0003,277
Premises and equipment expense$413,0004,405
Additional noninterest expense$1,512,0002,795
Pre-tax net operating income$2,569,0002,702
Securities gains (losses)$72,000634
Applicable income taxes$611,0003,062
Income before extraordinary items$2,030,0002,527
Extraordinary gains, net$038
Net income$2,030,0002,526
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-36,0009,537
Cash dividends$1,600,0001,576
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,974,5602,599
1999-12-31 (YTD Data)Rank
Total interest income$9,124,0003,491
Total interest expense$3,290,0004,272
Net interest income$5,834,0002,995
Provision for loan and lease losses$08,503
Total noninterest income$927,0003,283
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$555,0002,401
Trading account gains and fees$0173
Additional Noninterest Income$372,0003,573
Total noninterest expense$3,708,0003,544
Salaries and employee benefits$2,152,0003,209
Premises and equipment expense$362,0004,853
Additional noninterest expense$1,194,0003,437
Pre-tax net operating income$3,053,0002,373
Securities gains (losses)$03,155
Applicable income taxes$589,0003,264
Income before extraordinary items$2,464,0002,122
Extraordinary gains, net$035
Net income$2,464,0002,123
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-133,00010,082
Cash dividends$2,000,0001,354
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,464,0002,091
1998-12-31 (YTD Data)Rank
Total interest income$9,518,0003,375
Total interest expense$3,746,0003,888
Net interest income$5,772,0002,987
Provision for loan and lease losses$757,0001,229
Total noninterest income$1,471,0002,299
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$568,0002,268
Trading account gains and fees$0224
Additional Noninterest Income$903,0002,001
Total noninterest expense$3,478,0003,635
Salaries and employee benefits$2,039,0003,271
Premises and equipment expense$341,0004,967
Additional noninterest expense$1,098,0003,626
Pre-tax net operating income$3,008,0002,372
Securities gains (losses)$-97,00010,396
Applicable income taxes$678,0003,104
Income before extraordinary items$2,233,0002,309
Extraordinary gains, net$032
Net income$2,233,0002,308
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,644,000531
Cash dividends$1,600,0001,562
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,307,6902,181
1997-12-31 (YTD Data)Rank
Total interest income$8,707,0003,675
Total interest expense$3,264,0004,378
Net interest income$5,443,0003,205
Provision for loan and lease losses$08,829
Total noninterest income$997,0003,050
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$571,0002,296
Trading account gains and fees$0239
Additional Noninterest Income$426,0003,155
Total noninterest expense$3,369,0003,728
Salaries and employee benefits$2,074,0003,197
Premises and equipment expense$337,0005,047
Additional noninterest expense$958,0004,061
Pre-tax net operating income$3,071,0002,441
Securities gains (losses)$50,0001,344
Applicable income taxes$770,0003,012
Income before extraordinary items$2,351,0002,239
Extraordinary gains, net$044
Net income$2,351,0002,239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$475,0001,392
Cash dividends$2,200,0001,198
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,313,5002,217
1996-12-31 (YTD Data)Rank
Total interest income$8,113,0003,982
Total interest expense$2,889,0004,951
Net interest income$5,224,0003,402
Provision for loan and lease losses$09,041
Total noninterest income$973,0003,195
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$570,0002,385
Trading account gains and fees$0262
Additional Noninterest Income$403,0003,391
Total noninterest expense$3,121,0004,185
Salaries and employee benefits$1,891,0003,516
Premises and equipment expense$391,0004,619
Additional noninterest expense$839,0005,018
Pre-tax net operating income$3,076,0002,316
Securities gains (losses)$35,0001,578
Applicable income taxes$740,0003,054
Income before extraordinary items$2,371,0002,095
Extraordinary gains, net$053
Net income$2,371,0002,096
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-279,00011,371
Cash dividends$2,250,0001,174
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,344,4002,067
1995-12-31 (YTD Data)Rank
Total interest income$8,038,0003,996
Total interest expense$2,899,0004,910
Net interest income$5,139,0003,446
Provision for loan and lease losses$08,958
Total noninterest income$814,0003,638
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$517,0002,621
Trading account gains and fees$0522
Additional Noninterest Income$297,0004,024
Total noninterest expense$3,264,0003,991
Salaries and employee benefits$1,930,0003,415
Premises and equipment expense$384,0004,698
Additional noninterest expense$950,0004,552
Pre-tax net operating income$2,689,0002,670
Securities gains (losses)$88,0001,019
Applicable income taxes$613,0003,609
Income before extraordinary items$2,164,0002,337
Extraordinary gains, net$065
Net income$2,164,0002,335
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$584,0001,247
Cash dividends$2,200,0001,147
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,095,3602,373
1994-12-31 (YTD Data)Rank
Total interest income$7,909,0003,783
Total interest expense$2,437,0004,754
Net interest income$5,472,0003,277
Provision for loan and lease losses$09,146
Total noninterest income$942,0003,250
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$505,0002,711
Trading account gains and fees$0475
Additional Noninterest Income$437,0003,228
Total noninterest expense$3,307,0004,047
Salaries and employee benefits$1,777,0003,661
Premises and equipment expense$349,0005,092
Additional noninterest expense$1,181,0004,106
Pre-tax net operating income$3,107,0002,284
Securities gains (losses)$423,000306
Applicable income taxes$745,0002,953
Income before extraordinary items$2,785,0001,760
Extraordinary gains, net$0249
Net income$2,785,0001,759
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-767,00012,567
Cash dividends$2,500,000920
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,450,8302,005
1993-12-31 (YTD Data)Rank
Total interest income$8,080,0003,783
Total interest expense$2,319,0005,124
Net interest income$5,761,0003,143
Provision for loan and lease losses$010,371
Total noninterest income$919,0003,573
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$445,0003,123
Trading account gains and fees$0532
Additional Noninterest Income$474,0003,371
Total noninterest expense$3,237,0004,214
Salaries and employee benefits$1,747,0003,722
Premises and equipment expense$345,0005,294
Additional noninterest expense$1,145,0004,380
Pre-tax net operating income$3,443,0001,981
Securities gains (losses)$07,477
Applicable income taxes$655,0003,324
Income before extraordinary items$2,788,0001,794
Extraordinary gains, net$768,000299
Net income$3,556,0001,469
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-207,00013,119
Cash dividends$2,350,000884
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,788,0001,693
1992-12-31 (YTD Data)Rank
Total interest income$8,587,0004,024
Total interest expense$2,799,0005,477
Net interest income$5,788,0003,174
Provision for loan and lease losses$1,071,0001,759
Total noninterest income$620,0004,847
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$371,0003,726
Trading account gains and feesNANA
Additional Noninterest Income$249,0004,972
Total noninterest expense$3,117,0004,369
Salaries and employee benefits$1,596,0003,999
Premises and equipment expense$480,0004,121
Additional noninterest expense$1,041,0004,889
Pre-tax net operating income$2,220,0002,808
Securities gains (losses)$90,0003,184
Applicable income taxes$443,0004,417
Income before extraordinary items$1,867,0002,455
Extraordinary gains, net$01,422
Net income$1,867,0002,499
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$868,0001,721
Cash dividends$1,400,0001,163
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,794,1002,364

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.