Home > Farmers & Merchants Bank & Trust > Income and Expense
Farmers & Merchants Bank & Trust, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $7,490,000 | 3,217 |
| Total interest expense | $2,036,000 | 3,028 |
| Net interest income | $5,454,000 | 3,253 |
| Provision for loan and lease losses | $67,000 | 2,670 |
| Total noninterest income | $3,463,000 | 1,495 |
| Gross Fiduciary activities income | $1,294,000 | 463 |
| Service charges on deposit accounts | $680,000 | 1,352 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,489,000 | 1,892 |
| Total noninterest expense | $8,887,000 | 2,179 |
| Salaries and employee benefits | $4,755,000 | 2,260 |
| Premises and equipment expense | $1,011,000 | 2,014 |
| Additional noninterest expense | $1,489,000 | 1,892 |
| Pre-tax net operating income | $-37,000 | 4,389 |
| Securities gains (losses) | $11,000 | 751 |
| Applicable income taxes | $-75,000 | 4,406 |
| Income before extraordinary items | $49,000 | 4,281 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $49,000 | 4,321 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $49,000 | 4,281 |
| Net charge-offs | $107,000 | 1,464 |
| Cash dividends | $407,000 | 2,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $40,310 | 4,304 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $5,576,000 | 3,212 |
| Total interest expense | $1,451,000 | 2,973 |
| Net interest income | $4,125,000 | 3,255 |
| Provision for loan and lease losses | $13,000 | 2,917 |
| Total noninterest income | $2,592,000 | 1,502 |
| Gross Fiduciary activities income | $974,000 | 459 |
| Service charges on deposit accounts | $487,000 | 1,400 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,131,000 | 1,870 |
| Total noninterest expense | $6,921,000 | 2,127 |
| Salaries and employee benefits | $3,806,000 | 2,170 |
| Premises and equipment expense | $799,000 | 1,961 |
| Additional noninterest expense | $1,131,000 | 1,870 |
| Pre-tax net operating income | $-217,000 | 4,453 |
| Securities gains (losses) | $11,000 | 596 |
| Applicable income taxes | $-102,000 | 4,498 |
| Income before extraordinary items | $-104,000 | 4,436 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $-104,000 | 4,433 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-104,000 | 4,436 |
| Net charge-offs | $78,000 | 1,295 |
| Cash dividends | $271,000 | 2,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $-112,690 | 4,456 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $3,721,000 | 3,189 |
| Total interest expense | $913,000 | 2,900 |
| Net interest income | $2,808,000 | 3,241 |
| Provision for loan and lease losses | $-11,000 | 4,343 |
| Total noninterest income | $1,714,000 | 1,436 |
| Gross Fiduciary activities income | $637,000 | 459 |
| Service charges on deposit accounts | $318,000 | 1,402 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $759,000 | 1,802 |
| Total noninterest expense | $4,416,000 | 2,176 |
| Salaries and employee benefits | $2,328,000 | 2,283 |
| Premises and equipment expense | $545,000 | 1,916 |
| Additional noninterest expense | $759,000 | 1,800 |
| Pre-tax net operating income | $117,000 | 4,272 |
| Securities gains (losses) | $11,000 | 611 |
| Applicable income taxes | $1,000 | 3,419 |
| Income before extraordinary items | $127,000 | 4,227 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $127,000 | 4,269 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $127,000 | 4,226 |
| Net charge-offs | $2,000 | 2,220 |
| Cash dividends | $186,000 | 2,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $116,110 | 4,255 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,853,000 | 3,192 |
| Total interest expense | $406,000 | 2,848 |
| Net interest income | $1,447,000 | 3,213 |
| Provision for loan and lease losses | $5,000 | 2,479 |
| Total noninterest income | $833,000 | 1,448 |
| Gross Fiduciary activities income | $332,000 | 463 |
| Service charges on deposit accounts | $150,000 | 1,476 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $351,000 | 1,865 |
| Total noninterest expense | $2,208,000 | 2,209 |
| Salaries and employee benefits | $1,177,000 | 2,309 |
| Premises and equipment expense | $272,000 | 1,948 |
| Additional noninterest expense | $351,000 | 1,865 |
| Pre-tax net operating income | $67,000 | 4,312 |
| Securities gains (losses) | $11,000 | 560 |
| Applicable income taxes | $6,000 | 3,231 |
| Income before extraordinary items | $72,000 | 4,238 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $72,000 | 4,238 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $72,000 | 4,238 |
| Net charge-offs | $-2,000 | 3,519 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $61,880 | 4,313 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $6,941,000 | 3,056 |
| Total interest expense | $781,000 | 2,717 |
| Net interest income | $6,160,000 | 3,053 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $3,177,000 | 1,574 |
| Gross Fiduciary activities income | $1,125,000 | 491 |
| Service charges on deposit accounts | $589,000 | 1,514 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,463,000 | 1,926 |
| Total noninterest expense | $8,257,000 | 2,257 |
| Salaries and employee benefits | $4,362,000 | 2,358 |
| Premises and equipment expense | $1,026,000 | 1,983 |
| Additional noninterest expense | $1,463,000 | 1,926 |
| Pre-tax net operating income | $1,080,000 | 3,713 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $216,000 | 2,596 |
| Income before extraordinary items | $864,000 | 3,775 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $864,000 | 3,774 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $864,000 | 3,775 |
| Net charge-offs | $185,000 | 964 |
| Cash dividends | $269,000 | 3,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $864,000 | 3,795 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $4,999,000 | 3,066 |
| Total interest expense | $426,000 | 2,866 |
| Net interest income | $4,573,000 | 3,052 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $2,462,000 | 1,568 |
| Gross Fiduciary activities income | $861,000 | 490 |
| Service charges on deposit accounts | $414,000 | 1,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,187,000 | 1,877 |
| Total noninterest expense | $5,845,000 | 2,329 |
| Salaries and employee benefits | $2,948,000 | 2,537 |
| Premises and equipment expense | $759,000 | 2,009 |
| Additional noninterest expense | $1,187,000 | 1,877 |
| Pre-tax net operating income | $1,190,000 | 3,373 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $262,000 | 2,306 |
| Income before extraordinary items | $928,000 | 3,459 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $928,000 | 3,457 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $928,000 | 3,458 |
| Net charge-offs | $-25,000 | 3,871 |
| Cash dividends | $135,000 | 2,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $928,000 | 3,486 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,259,000 | 3,065 |
| Total interest expense | $184,000 | 3,295 |
| Net interest income | $3,075,000 | 3,020 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $1,612,000 | 1,572 |
| Gross Fiduciary activities income | $555,000 | 458 |
| Service charges on deposit accounts | $263,000 | 1,628 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $794,000 | 1,920 |
| Total noninterest expense | $3,779,000 | 2,370 |
| Salaries and employee benefits | $1,831,000 | 2,637 |
| Premises and equipment expense | $537,000 | 1,948 |
| Additional noninterest expense | $1,411,000 | 2,090 |
| Pre-tax net operating income | $908,000 | 3,112 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $204,000 | 2,117 |
| Income before extraordinary items | $704,000 | 3,205 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $704,000 | 3,204 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $704,000 | 3,205 |
| Net charge-offs | $-25,000 | 3,963 |
| Cash dividends | $135,000 | 2,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $704,000 | 3,235 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,628,000 | 3,030 |
| Total interest expense | $78,000 | 3,472 |
| Net interest income | $1,550,000 | 2,965 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $813,000 | 1,562 |
| Gross Fiduciary activities income | $277,000 | 467 |
| Service charges on deposit accounts | $122,000 | 1,700 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $414,000 | 1,880 |
| Total noninterest expense | $1,696,000 | 2,543 |
| Salaries and employee benefits | $712,000 | 3,010 |
| Premises and equipment expense | $271,000 | 1,966 |
| Additional noninterest expense | $713,000 | 2,072 |
| Pre-tax net operating income | $667,000 | 2,609 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $155,000 | 1,780 |
| Income before extraordinary items | $512,000 | 2,726 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $512,000 | 2,724 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $512,000 | 2,726 |
| Net charge-offs | $-1,000 | 3,005 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $512,000 | 2,750 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $6,528,000 | 3,113 |
| Total interest expense | $403,000 | 3,429 |
| Net interest income | $6,125,000 | 3,047 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $3,296,000 | 1,694 |
| Gross Fiduciary activities income | $1,150,000 | 454 |
| Service charges on deposit accounts | $452,000 | 1,714 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,694,000 | 2,080 |
| Total noninterest expense | $8,282,000 | 2,232 |
| Salaries and employee benefits | $4,253,000 | 2,397 |
| Premises and equipment expense | $988,000 | 2,048 |
| Additional noninterest expense | $3,041,000 | 1,958 |
| Pre-tax net operating income | $1,139,000 | 3,732 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $177,000 | 2,764 |
| Income before extraordinary items | $962,000 | 3,786 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $962,000 | 3,786 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $962,000 | 3,786 |
| Net charge-offs | $107,000 | 1,314 |
| Cash dividends | $317,000 | 3,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $962,000 | 3,766 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $4,990,000 | 3,134 |
| Total interest expense | $311,000 | 3,488 |
| Net interest income | $4,679,000 | 3,062 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $2,501,000 | 1,727 |
| Gross Fiduciary activities income | $864,000 | 449 |
| Service charges on deposit accounts | $318,000 | 1,784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,319,000 | 2,096 |
| Total noninterest expense | $5,869,000 | 2,334 |
| Salaries and employee benefits | $2,891,000 | 2,563 |
| Premises and equipment expense | $726,000 | 2,097 |
| Additional noninterest expense | $2,252,000 | 1,981 |
| Pre-tax net operating income | $1,311,000 | 3,423 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $234,000 | 2,478 |
| Income before extraordinary items | $1,077,000 | 3,517 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,077,000 | 3,517 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,077,000 | 3,517 |
| Net charge-offs | $108,000 | 1,047 |
| Cash dividends | $183,000 | 2,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,077,000 | 3,488 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,460,000 | 3,082 |
| Total interest expense | $215,000 | 3,526 |
| Net interest income | $3,245,000 | 3,013 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $1,591,000 | 1,740 |
| Gross Fiduciary activities income | $542,000 | 457 |
| Service charges on deposit accounts | $196,000 | 1,833 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $853,000 | 2,088 |
| Total noninterest expense | $3,766,000 | 2,376 |
| Salaries and employee benefits | $1,839,000 | 2,642 |
| Premises and equipment expense | $489,000 | 2,086 |
| Additional noninterest expense | $1,438,000 | 2,034 |
| Pre-tax net operating income | $1,070,000 | 3,176 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $240,000 | 2,173 |
| Income before extraordinary items | $830,000 | 3,347 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $830,000 | 3,346 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $830,000 | 3,347 |
| Net charge-offs | $99,000 | 914 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $830,000 | 3,322 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,759,000 | 3,056 |
| Total interest expense | $111,000 | 3,567 |
| Net interest income | $1,648,000 | 2,958 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $790,000 | 1,748 |
| Gross Fiduciary activities income | $269,000 | 456 |
| Service charges on deposit accounts | $92,000 | 1,898 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $429,000 | 2,080 |
| Total noninterest expense | $1,736,000 | 2,484 |
| Salaries and employee benefits | $755,000 | 2,927 |
| Premises and equipment expense | $255,000 | 2,044 |
| Additional noninterest expense | $726,000 | 1,982 |
| Pre-tax net operating income | $702,000 | 2,830 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $162,000 | 1,958 |
| Income before extraordinary items | $540,000 | 3,023 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $540,000 | 3,021 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $540,000 | 3,023 |
| Net charge-offs | $40,000 | 910 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $540,000 | 2,997 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $7,730,000 | 2,934 |
| Total interest expense | $761,000 | 3,331 |
| Net interest income | $6,969,000 | 2,826 |
| Provision for loan and lease losses | $700,000 | 1,931 |
| Total noninterest income | $3,360,000 | 1,618 |
| Gross Fiduciary activities income | $979,000 | 464 |
| Service charges on deposit accounts | $427,000 | 1,804 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,954,000 | 1,811 |
| Total noninterest expense | $8,285,000 | 2,215 |
| Salaries and employee benefits | $4,304,000 | 2,378 |
| Premises and equipment expense | $932,000 | 2,121 |
| Additional noninterest expense | $3,049,000 | 1,888 |
| Pre-tax net operating income | $1,344,000 | 3,396 |
| Securities gains (losses) | $142,000 | 1,207 |
| Applicable income taxes | $191,000 | 2,597 |
| Income before extraordinary items | $1,295,000 | 3,360 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,295,000 | 3,360 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,295,000 | 3,360 |
| Net charge-offs | $239,000 | 1,433 |
| Cash dividends | $266,000 | 3,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,171,460 | 3,437 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $5,731,000 | 2,979 |
| Total interest expense | $615,000 | 3,319 |
| Net interest income | $5,116,000 | 2,857 |
| Provision for loan and lease losses | $700,000 | 1,666 |
| Total noninterest income | $2,595,000 | 1,557 |
| Gross Fiduciary activities income | $727,000 | 460 |
| Service charges on deposit accounts | $314,000 | 1,822 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,554,000 | 1,706 |
| Total noninterest expense | $5,934,000 | 2,264 |
| Salaries and employee benefits | $3,033,000 | 2,445 |
| Premises and equipment expense | $694,000 | 2,127 |
| Additional noninterest expense | $2,207,000 | 1,924 |
| Pre-tax net operating income | $1,077,000 | 3,369 |
| Securities gains (losses) | $142,000 | 1,058 |
| Applicable income taxes | $140,000 | 2,603 |
| Income before extraordinary items | $1,079,000 | 3,260 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,079,000 | 3,260 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,079,000 | 3,260 |
| Net charge-offs | $605,000 | 671 |
| Cash dividends | $133,000 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $952,620 | 3,364 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,922,000 | 2,964 |
| Total interest expense | $448,000 | 3,287 |
| Net interest income | $3,474,000 | 2,849 |
| Provision for loan and lease losses | $500,000 | 1,591 |
| Total noninterest income | $1,862,000 | 1,427 |
| Gross Fiduciary activities income | $496,000 | 458 |
| Service charges on deposit accounts | $208,000 | 1,858 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,158,000 | 1,524 |
| Total noninterest expense | $4,014,000 | 2,241 |
| Salaries and employee benefits | $2,019,000 | 2,454 |
| Premises and equipment expense | $465,000 | 2,124 |
| Additional noninterest expense | $1,530,000 | 1,854 |
| Pre-tax net operating income | $822,000 | 3,198 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $75,000 | 2,691 |
| Income before extraordinary items | $747,000 | 3,194 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $747,000 | 3,193 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $747,000 | 3,194 |
| Net charge-offs | $50,000 | 1,728 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $747,000 | 3,138 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,794,000 | 3,100 |
| Total interest expense | $258,000 | 3,217 |
| Net interest income | $1,536,000 | 3,023 |
| Provision for loan and lease losses | $50,000 | 2,502 |
| Total noninterest income | $1,188,000 | 1,153 |
| Gross Fiduciary activities income | $247,000 | 464 |
| Service charges on deposit accounts | $125,000 | 1,863 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $816,000 | 1,119 |
| Total noninterest expense | $1,932,000 | 2,319 |
| Salaries and employee benefits | $947,000 | 2,573 |
| Premises and equipment expense | $240,000 | 2,102 |
| Additional noninterest expense | $745,000 | 1,936 |
| Pre-tax net operating income | $742,000 | 2,263 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $58,000 | 2,309 |
| Income before extraordinary items | $684,000 | 2,207 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $684,000 | 2,206 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $684,000 | 2,207 |
| Net charge-offs | $31,000 | 1,419 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $684,000 | 2,174 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $7,122,000 | 3,161 |
| Total interest expense | $764,000 | 3,684 |
| Net interest income | $6,358,000 | 2,996 |
| Provision for loan and lease losses | $408,000 | 1,663 |
| Total noninterest income | $2,763,000 | 1,655 |
| Gross Fiduciary activities income | $918,000 | 475 |
| Service charges on deposit accounts | $552,000 | 1,789 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,293,000 | 1,966 |
| Total noninterest expense | $8,359,000 | 2,179 |
| Salaries and employee benefits | $4,508,000 | 2,252 |
| Premises and equipment expense | $930,000 | 2,133 |
| Additional noninterest expense | $2,921,000 | 1,969 |
| Pre-tax net operating income | $354,000 | 4,595 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $9,000 | 3,683 |
| Income before extraordinary items | $345,000 | 4,581 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $345,000 | 4,583 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $345,000 | 4,583 |
| Net charge-offs | $671,000 | 873 |
| Cash dividends | $316,000 | 3,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $345,000 | 4,562 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,323,000 | 3,202 |
| Total interest expense | $517,000 | 3,862 |
| Net interest income | $4,806,000 | 3,021 |
| Provision for loan and lease losses | $308,000 | 1,583 |
| Total noninterest income | $2,043,000 | 1,658 |
| Gross Fiduciary activities income | $674,000 | 474 |
| Service charges on deposit accounts | $409,000 | 1,803 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $960,000 | 1,976 |
| Total noninterest expense | $6,160,000 | 2,211 |
| Salaries and employee benefits | $3,259,000 | 2,320 |
| Premises and equipment expense | $707,000 | 2,131 |
| Additional noninterest expense | $2,194,000 | 1,967 |
| Pre-tax net operating income | $381,000 | 4,521 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $32,000 | 3,423 |
| Income before extraordinary items | $349,000 | 4,540 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $349,000 | 4,539 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $349,000 | 4,539 |
| Net charge-offs | $674,000 | 633 |
| Cash dividends | $183,000 | 3,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $349,000 | 4,517 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,497,000 | 3,238 |
| Total interest expense | $327,000 | 3,921 |
| Net interest income | $3,170,000 | 3,052 |
| Provision for loan and lease losses | $150,000 | 1,792 |
| Total noninterest income | $1,305,000 | 1,662 |
| Gross Fiduciary activities income | $430,000 | 482 |
| Service charges on deposit accounts | $267,000 | 1,821 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $608,000 | 1,990 |
| Total noninterest expense | $4,069,000 | 2,231 |
| Salaries and employee benefits | $2,134,000 | 2,362 |
| Premises and equipment expense | $464,000 | 2,158 |
| Additional noninterest expense | $1,471,000 | 1,974 |
| Pre-tax net operating income | $256,000 | 4,551 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $15,000 | 3,520 |
| Income before extraordinary items | $241,000 | 4,523 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $241,000 | 4,521 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $241,000 | 4,521 |
| Net charge-offs | $694,000 | 463 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $241,000 | 4,506 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,718,000 | 3,287 |
| Total interest expense | $155,000 | 3,970 |
| Net interest income | $1,563,000 | 3,106 |
| Provision for loan and lease losses | $75,000 | 1,682 |
| Total noninterest income | $694,000 | 1,575 |
| Gross Fiduciary activities income | $214,000 | 482 |
| Service charges on deposit accounts | $130,000 | 1,839 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $350,000 | 1,809 |
| Total noninterest expense | $1,987,000 | 2,281 |
| Salaries and employee benefits | $1,032,000 | 2,432 |
| Premises and equipment expense | $233,000 | 2,177 |
| Additional noninterest expense | $722,000 | 1,979 |
| Pre-tax net operating income | $195,000 | 4,225 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $16,000 | 3,244 |
| Income before extraordinary items | $179,000 | 4,204 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $179,000 | 4,203 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $179,000 | 4,203 |
| Net charge-offs | $102,000 | 882 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $179,000 | 4,193 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $6,733,000 | 3,241 |
| Total interest expense | $358,000 | 4,311 |
| Net interest income | $6,375,000 | 3,059 |
| Provision for loan and lease losses | $700,000 | 1,152 |
| Total noninterest income | $2,698,000 | 1,657 |
| Gross Fiduciary activities income | $948,000 | 474 |
| Service charges on deposit accounts | $544,000 | 1,862 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,206,000 | 2,033 |
| Total noninterest expense | $7,966,000 | 2,255 |
| Salaries and employee benefits | $4,235,000 | 2,368 |
| Premises and equipment expense | $857,000 | 2,265 |
| Additional noninterest expense | $2,874,000 | 1,994 |
| Pre-tax net operating income | $407,000 | 4,748 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $54,000 | 3,335 |
| Income before extraordinary items | $353,000 | 4,767 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $353,000 | 4,766 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $353,000 | 4,766 |
| Net charge-offs | $725,000 | 759 |
| Cash dividends | $264,000 | 3,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $353,000 | 4,770 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,998,000 | 3,263 |
| Total interest expense | $237,000 | 4,437 |
| Net interest income | $4,761,000 | 3,085 |
| Provision for loan and lease losses | $125,000 | 2,416 |
| Total noninterest income | $1,990,000 | 1,694 |
| Gross Fiduciary activities income | $723,000 | 465 |
| Service charges on deposit accounts | $400,000 | 1,901 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $867,000 | 2,102 |
| Total noninterest expense | $5,860,000 | 2,285 |
| Salaries and employee benefits | $3,074,000 | 2,407 |
| Premises and equipment expense | $615,000 | 2,346 |
| Additional noninterest expense | $2,171,000 | 1,981 |
| Pre-tax net operating income | $766,000 | 4,083 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $147,000 | 2,764 |
| Income before extraordinary items | $619,000 | 4,171 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $619,000 | 4,170 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $619,000 | 4,170 |
| Net charge-offs | $536,000 | 689 |
| Cash dividends | $132,000 | 3,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $619,000 | 4,176 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,320,000 | 3,255 |
| Total interest expense | $142,000 | 4,532 |
| Net interest income | $3,178,000 | 3,081 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $1,267,000 | 1,747 |
| Gross Fiduciary activities income | $489,000 | 457 |
| Service charges on deposit accounts | $250,000 | 1,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $528,000 | 2,210 |
| Total noninterest expense | $3,844,000 | 2,323 |
| Salaries and employee benefits | $1,976,000 | 2,491 |
| Premises and equipment expense | $393,000 | 2,439 |
| Additional noninterest expense | $1,475,000 | 1,955 |
| Pre-tax net operating income | $601,000 | 3,906 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $125,000 | 2,563 |
| Income before extraordinary items | $476,000 | 4,013 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $476,000 | 4,012 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $476,000 | 4,012 |
| Net charge-offs | $-29,000 | 4,866 |
| Cash dividends | $132,000 | 3,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $476,000 | 4,019 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,649,000 | 3,271 |
| Total interest expense | $71,000 | 4,522 |
| Net interest income | $1,578,000 | 3,113 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $512,000 | 1,969 |
| Gross Fiduciary activities income | $251,000 | 459 |
| Service charges on deposit accounts | $119,000 | 2,060 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 2,905 |
| Total noninterest expense | $1,821,000 | 2,437 |
| Salaries and employee benefits | $883,000 | 2,702 |
| Premises and equipment expense | $199,000 | 2,458 |
| Additional noninterest expense | $739,000 | 1,943 |
| Pre-tax net operating income | $269,000 | 3,989 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $58,000 | 2,583 |
| Income before extraordinary items | $211,000 | 4,123 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $211,000 | 4,123 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $211,000 | 4,123 |
| Net charge-offs | $2,000 | 2,440 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $211,000 | 4,129 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,754,000 | 3,189 |
| Total interest expense | $278,000 | 4,489 |
| Net interest income | $6,476,000 | 3,034 |
| Provision for loan and lease losses | $600,000 | 1,276 |
| Total noninterest income | $2,930,000 | 1,614 |
| Gross Fiduciary activities income | $1,114,000 | 436 |
| Service charges on deposit accounts | $573,000 | 1,845 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,243,000 | 2,031 |
| Total noninterest expense | $7,875,000 | 2,300 |
| Salaries and employee benefits | $4,191,000 | 2,393 |
| Premises and equipment expense | $766,000 | 2,519 |
| Additional noninterest expense | $2,918,000 | 1,979 |
| Pre-tax net operating income | $931,000 | 4,147 |
| Securities gains (losses) | $22,000 | 1,291 |
| Applicable income taxes | $678,000 | 2,189 |
| Income before extraordinary items | $275,000 | 4,896 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $275,000 | 4,896 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $275,000 | 4,896 |
| Net charge-offs | $907,000 | 742 |
| Cash dividends | $264,000 | 3,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $260,920 | 4,920 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,080,000 | 3,211 |
| Total interest expense | $215,000 | 4,479 |
| Net interest income | $4,865,000 | 3,057 |
| Provision for loan and lease losses | $50,000 | 3,230 |
| Total noninterest income | $2,182,000 | 1,643 |
| Gross Fiduciary activities income | $841,000 | 440 |
| Service charges on deposit accounts | $429,000 | 1,853 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $912,000 | 2,091 |
| Total noninterest expense | $5,782,000 | 2,343 |
| Salaries and employee benefits | $3,003,000 | 2,473 |
| Premises and equipment expense | $582,000 | 2,521 |
| Additional noninterest expense | $2,197,000 | 1,968 |
| Pre-tax net operating income | $1,215,000 | 3,471 |
| Securities gains (losses) | $22,000 | 1,272 |
| Applicable income taxes | $401,000 | 2,256 |
| Income before extraordinary items | $836,000 | 3,788 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $836,000 | 3,786 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $836,000 | 3,788 |
| Net charge-offs | $486,000 | 825 |
| Cash dividends | $132,000 | 3,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $821,040 | 3,799 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,332,000 | 3,236 |
| Total interest expense | $137,000 | 4,540 |
| Net interest income | $3,195,000 | 3,076 |
| Provision for loan and lease losses | $25,000 | 3,303 |
| Total noninterest income | $1,597,000 | 1,522 |
| Gross Fiduciary activities income | $627,000 | 424 |
| Service charges on deposit accounts | $281,000 | 1,863 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $689,000 | 1,949 |
| Total noninterest expense | $3,843,000 | 2,352 |
| Salaries and employee benefits | $1,987,000 | 2,501 |
| Premises and equipment expense | $387,000 | 2,534 |
| Additional noninterest expense | $1,469,000 | 1,974 |
| Pre-tax net operating income | $924,000 | 3,254 |
| Securities gains (losses) | $-3,000 | 5,365 |
| Applicable income taxes | $301,000 | 2,143 |
| Income before extraordinary items | $620,000 | 3,616 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $620,000 | 3,614 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $620,000 | 3,616 |
| Net charge-offs | $454,000 | 611 |
| Cash dividends | $132,000 | 3,060 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $622,010 | 3,586 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,626,000 | 3,285 |
| Total interest expense | $68,000 | 4,566 |
| Net interest income | $1,558,000 | 3,123 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $803,000 | 1,505 |
| Gross Fiduciary activities income | $360,000 | 398 |
| Service charges on deposit accounts | $139,000 | 1,884 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $304,000 | 2,083 |
| Total noninterest expense | $1,803,000 | 2,498 |
| Salaries and employee benefits | $934,000 | 2,661 |
| Premises and equipment expense | $164,000 | 2,840 |
| Additional noninterest expense | $705,000 | 2,035 |
| Pre-tax net operating income | $558,000 | 2,911 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $178,000 | 1,968 |
| Income before extraordinary items | $380,000 | 3,224 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $380,000 | 3,222 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $380,000 | 3,224 |
| Net charge-offs | $152,000 | 713 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $380,000 | 3,203 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,700,000 | 3,211 |
| Total interest expense | $262,000 | 4,637 |
| Net interest income | $6,438,000 | 3,049 |
| Provision for loan and lease losses | $200,000 | 2,434 |
| Total noninterest income | $2,738,000 | 1,752 |
| Gross Fiduciary activities income | $899,000 | 476 |
| Service charges on deposit accounts | $604,000 | 1,793 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,235,000 | 2,137 |
| Total noninterest expense | $7,891,000 | 2,315 |
| Salaries and employee benefits | $4,073,000 | 2,465 |
| Premises and equipment expense | $611,000 | 2,974 |
| Additional noninterest expense | $3,207,000 | 1,861 |
| Pre-tax net operating income | $1,085,000 | 3,968 |
| Securities gains (losses) | $68,000 | 1,631 |
| Applicable income taxes | $334,000 | 2,573 |
| Income before extraordinary items | $819,000 | 4,157 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $819,000 | 4,155 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $819,000 | 4,156 |
| Net charge-offs | $9,000 | 3,892 |
| Cash dividends | $689,000 | 2,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $770,720 | 4,178 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,049,000 | 3,211 |
| Total interest expense | $196,000 | 4,682 |
| Net interest income | $4,853,000 | 3,053 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $2,077,000 | 1,732 |
| Gross Fiduciary activities income | $674,000 | 473 |
| Service charges on deposit accounts | $450,000 | 1,810 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $953,000 | 2,105 |
| Total noninterest expense | $5,549,000 | 2,438 |
| Salaries and employee benefits | $2,942,000 | 2,523 |
| Premises and equipment expense | $460,000 | 2,996 |
| Additional noninterest expense | $2,147,000 | 2,055 |
| Pre-tax net operating income | $1,381,000 | 3,237 |
| Securities gains (losses) | $68,000 | 1,545 |
| Applicable income taxes | $474,000 | 2,100 |
| Income before extraordinary items | $975,000 | 3,536 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $975,000 | 3,534 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $975,000 | 3,536 |
| Net charge-offs | $4,000 | 3,666 |
| Cash dividends | $345,000 | 2,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $929,440 | 3,561 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,358,000 | 3,227 |
| Total interest expense | $130,000 | 4,727 |
| Net interest income | $3,228,000 | 3,076 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $1,387,000 | 1,712 |
| Gross Fiduciary activities income | $444,000 | 482 |
| Service charges on deposit accounts | $287,000 | 1,851 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $656,000 | 2,028 |
| Total noninterest expense | $3,655,000 | 2,477 |
| Salaries and employee benefits | $1,955,000 | 2,545 |
| Premises and equipment expense | $288,000 | 3,119 |
| Additional noninterest expense | $1,412,000 | 2,088 |
| Pre-tax net operating income | $960,000 | 3,149 |
| Securities gains (losses) | $34,000 | 1,678 |
| Applicable income taxes | $326,000 | 2,064 |
| Income before extraordinary items | $668,000 | 3,492 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $668,000 | 3,487 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $668,000 | 3,489 |
| Net charge-offs | $4,000 | 3,372 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $645,220 | 3,483 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,675,000 | 3,241 |
| Total interest expense | $65,000 | 4,764 |
| Net interest income | $1,610,000 | 3,085 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $720,000 | 1,643 |
| Gross Fiduciary activities income | $249,000 | 459 |
| Service charges on deposit accounts | $133,000 | 1,955 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $338,000 | 1,948 |
| Total noninterest expense | $1,832,000 | 2,489 |
| Salaries and employee benefits | $955,000 | 2,599 |
| Premises and equipment expense | $145,000 | 3,130 |
| Additional noninterest expense | $732,000 | 1,992 |
| Pre-tax net operating income | $498,000 | 3,052 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $165,000 | 2,019 |
| Income before extraordinary items | $333,000 | 3,456 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $333,000 | 3,451 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $333,000 | 3,453 |
| Net charge-offs | $-6,000 | 4,951 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $333,000 | 3,391 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,292,000 | 3,348 |
| Total interest expense | $350,000 | 4,387 |
| Net interest income | $5,942,000 | 3,207 |
| Provision for loan and lease losses | $20,000 | 4,043 |
| Total noninterest income | $2,830,000 | 1,674 |
| Gross Fiduciary activities income | $772,000 | 516 |
| Service charges on deposit accounts | $608,000 | 1,824 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,450,000 | 1,899 |
| Total noninterest expense | $7,387,000 | 2,461 |
| Salaries and employee benefits | $4,118,000 | 2,436 |
| Premises and equipment expense | $579,000 | 3,187 |
| Additional noninterest expense | $2,690,000 | 2,197 |
| Pre-tax net operating income | $1,365,000 | 3,645 |
| Securities gains (losses) | $116,000 | 1,086 |
| Applicable income taxes | $478,000 | 2,263 |
| Income before extraordinary items | $1,003,000 | 3,936 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,003,000 | 3,936 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,003,000 | 3,937 |
| Net charge-offs | $654,000 | 942 |
| Cash dividends | $300,000 | 3,400 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $924,120 | 3,995 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,620,000 | 3,424 |
| Total interest expense | $285,000 | 4,307 |
| Net interest income | $4,335,000 | 3,292 |
| Provision for loan and lease losses | $20,000 | 3,795 |
| Total noninterest income | $2,104,000 | 1,691 |
| Gross Fiduciary activities income | $628,000 | 502 |
| Service charges on deposit accounts | $449,000 | 1,854 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,027,000 | 1,993 |
| Total noninterest expense | $5,382,000 | 2,529 |
| Salaries and employee benefits | $2,976,000 | 2,512 |
| Premises and equipment expense | $436,000 | 3,214 |
| Additional noninterest expense | $1,970,000 | 2,231 |
| Pre-tax net operating income | $1,037,000 | 3,683 |
| Securities gains (losses) | $21,000 | 1,989 |
| Applicable income taxes | $335,000 | 2,377 |
| Income before extraordinary items | $723,000 | 4,064 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $723,000 | 4,063 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $723,000 | 4,066 |
| Net charge-offs | $662,000 | 711 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $708,720 | 4,036 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,039,000 | 3,462 |
| Total interest expense | $203,000 | 4,209 |
| Net interest income | $2,836,000 | 3,345 |
| Provision for loan and lease losses | $20,000 | 3,492 |
| Total noninterest income | $1,382,000 | 1,705 |
| Gross Fiduciary activities income | $414,000 | 503 |
| Service charges on deposit accounts | $285,000 | 1,892 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $683,000 | 1,997 |
| Total noninterest expense | $3,615,000 | 2,523 |
| Salaries and employee benefits | $1,981,000 | 2,535 |
| Premises and equipment expense | $317,000 | 3,051 |
| Additional noninterest expense | $1,317,000 | 2,233 |
| Pre-tax net operating income | $583,000 | 3,936 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $178,000 | 2,584 |
| Income before extraordinary items | $405,000 | 4,278 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $405,000 | 4,280 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $405,000 | 4,281 |
| Net charge-offs | $672,000 | 494 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $405,000 | 4,224 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,537,000 | 3,444 |
| Total interest expense | $103,000 | 4,234 |
| Net interest income | $1,434,000 | 3,321 |
| Provision for loan and lease losses | $20,000 | 2,822 |
| Total noninterest income | $692,000 | 1,668 |
| Gross Fiduciary activities income | $238,000 | 484 |
| Service charges on deposit accounts | $115,000 | 2,246 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $339,000 | 1,964 |
| Total noninterest expense | $1,840,000 | 2,492 |
| Salaries and employee benefits | $1,005,000 | 2,518 |
| Premises and equipment expense | $175,000 | 2,900 |
| Additional noninterest expense | $660,000 | 2,213 |
| Pre-tax net operating income | $266,000 | 4,061 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $78,000 | 2,663 |
| Income before extraordinary items | $188,000 | 4,369 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $188,000 | 4,371 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $188,000 | 4,372 |
| Net charge-offs | $674,000 | 260 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $188,000 | 4,297 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,406,000 | 3,376 |
| Total interest expense | $444,000 | 4,247 |
| Net interest income | $5,962,000 | 3,263 |
| Provision for loan and lease losses | $70,000 | 3,509 |
| Total noninterest income | $2,785,000 | 1,652 |
| Gross Fiduciary activities income | $812,000 | 512 |
| Service charges on deposit accounts | $660,000 | 1,823 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,313,000 | 1,947 |
| Total noninterest expense | $7,501,000 | 2,447 |
| Salaries and employee benefits | $4,193,000 | 2,395 |
| Premises and equipment expense | $627,000 | 3,129 |
| Additional noninterest expense | $2,681,000 | 2,257 |
| Pre-tax net operating income | $1,176,000 | 3,886 |
| Securities gains (losses) | $175,000 | 876 |
| Applicable income taxes | $446,000 | 2,311 |
| Income before extraordinary items | $905,000 | 4,133 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $905,000 | 4,133 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $905,000 | 4,134 |
| Net charge-offs | $309,000 | 1,981 |
| Cash dividends | $1,000,000 | 2,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $787,750 | 4,279 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,826,000 | 3,394 |
| Total interest expense | $336,000 | 4,282 |
| Net interest income | $4,490,000 | 3,274 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $2,115,000 | 1,645 |
| Gross Fiduciary activities income | $630,000 | 504 |
| Service charges on deposit accounts | $489,000 | 1,848 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $996,000 | 1,937 |
| Total noninterest expense | $5,401,000 | 2,558 |
| Salaries and employee benefits | $2,881,000 | 2,585 |
| Premises and equipment expense | $495,000 | 3,060 |
| Additional noninterest expense | $2,025,000 | 2,216 |
| Pre-tax net operating income | $1,204,000 | 3,426 |
| Securities gains (losses) | $175,000 | 692 |
| Applicable income taxes | $459,000 | 2,053 |
| Income before extraordinary items | $920,000 | 3,647 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $920,000 | 3,648 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $920,000 | 3,649 |
| Net charge-offs | $278,000 | 1,674 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $802,750 | 3,858 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,222,000 | 3,404 |
| Total interest expense | $227,000 | 4,298 |
| Net interest income | $2,995,000 | 3,275 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,354,000 | 1,664 |
| Gross Fiduciary activities income | $431,000 | 495 |
| Service charges on deposit accounts | $318,000 | 1,858 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $605,000 | 2,047 |
| Total noninterest expense | $3,613,000 | 2,555 |
| Salaries and employee benefits | $1,902,000 | 2,620 |
| Premises and equipment expense | $345,000 | 2,999 |
| Additional noninterest expense | $1,366,000 | 2,185 |
| Pre-tax net operating income | $736,000 | 3,526 |
| Securities gains (losses) | $175,000 | 525 |
| Applicable income taxes | $304,000 | 2,022 |
| Income before extraordinary items | $607,000 | 3,618 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $607,000 | 3,623 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $607,000 | 3,624 |
| Net charge-offs | $106,000 | 2,129 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $489,750 | 3,942 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,593,000 | 3,449 |
| Total interest expense | $115,000 | 4,335 |
| Net interest income | $1,478,000 | 3,305 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $710,000 | 1,578 |
| Gross Fiduciary activities income | $249,000 | 475 |
| Service charges on deposit accounts | $152,000 | 1,911 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $309,000 | 1,962 |
| Total noninterest expense | $1,810,000 | 2,558 |
| Salaries and employee benefits | $939,000 | 2,667 |
| Premises and equipment expense | $183,000 | 2,935 |
| Additional noninterest expense | $688,000 | 2,179 |
| Pre-tax net operating income | $378,000 | 3,386 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $121,000 | 2,185 |
| Income before extraordinary items | $257,000 | 3,812 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $257,000 | 3,815 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $257,000 | 3,815 |
| Net charge-offs | $67,000 | 1,638 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $257,000 | 3,770 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,811,000 | 3,325 |
| Total interest expense | $663,000 | 3,862 |
| Net interest income | $6,148,000 | 3,213 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $2,683,000 | 1,757 |
| Gross Fiduciary activities income | $774,000 | 511 |
| Service charges on deposit accounts | $700,000 | 1,834 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,209,000 | 2,128 |
| Total noninterest expense | $7,529,000 | 2,472 |
| Salaries and employee benefits | $4,164,000 | 2,390 |
| Premises and equipment expense | $631,000 | 3,190 |
| Additional noninterest expense | $2,734,000 | 2,275 |
| Pre-tax net operating income | $1,302,000 | 3,630 |
| Securities gains (losses) | $166,000 | 1,010 |
| Applicable income taxes | $492,000 | 2,178 |
| Income before extraordinary items | $976,000 | 3,945 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $976,000 | 3,948 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $976,000 | 3,949 |
| Net charge-offs | $563,000 | 1,895 |
| Cash dividends | $2,000,000 | 1,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $866,440 | 4,099 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,141,000 | 3,332 |
| Total interest expense | $536,000 | 3,781 |
| Net interest income | $4,605,000 | 3,235 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $2,000,000 | 1,789 |
| Gross Fiduciary activities income | $598,000 | 502 |
| Service charges on deposit accounts | $523,000 | 1,848 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $879,000 | 2,225 |
| Total noninterest expense | $5,575,000 | 2,501 |
| Salaries and employee benefits | $3,046,000 | 2,459 |
| Premises and equipment expense | $468,000 | 3,255 |
| Additional noninterest expense | $2,061,000 | 2,245 |
| Pre-tax net operating income | $1,030,000 | 3,642 |
| Securities gains (losses) | $121,000 | 1,088 |
| Applicable income taxes | $377,000 | 2,199 |
| Income before extraordinary items | $774,000 | 3,880 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $774,000 | 3,883 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $774,000 | 3,883 |
| Net charge-offs | $545,000 | 1,513 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $692,930 | 4,004 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,422,000 | 3,344 |
| Total interest expense | $401,000 | 3,578 |
| Net interest income | $3,021,000 | 3,265 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $1,297,000 | 1,856 |
| Gross Fiduciary activities income | $384,000 | 516 |
| Service charges on deposit accounts | $341,000 | 1,852 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $572,000 | 2,293 |
| Total noninterest expense | $3,751,000 | 2,471 |
| Salaries and employee benefits | $1,999,000 | 2,497 |
| Premises and equipment expense | $322,000 | 3,200 |
| Additional noninterest expense | $1,430,000 | 2,170 |
| Pre-tax net operating income | $567,000 | 3,924 |
| Securities gains (losses) | $58,000 | 1,424 |
| Applicable income taxes | $195,000 | 2,457 |
| Income before extraordinary items | $430,000 | 4,190 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $430,000 | 4,192 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $430,000 | 4,193 |
| Net charge-offs | $467,000 | 1,304 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $389,980 | 4,253 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,747,000 | 3,317 |
| Total interest expense | $205,000 | 3,617 |
| Net interest income | $1,542,000 | 3,227 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $653,000 | 1,838 |
| Gross Fiduciary activities income | $209,000 | 507 |
| Service charges on deposit accounts | $165,000 | 1,891 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $279,000 | 2,318 |
| Total noninterest expense | $1,838,000 | 2,557 |
| Salaries and employee benefits | $965,000 | 2,589 |
| Premises and equipment expense | $168,000 | 3,127 |
| Additional noninterest expense | $705,000 | 2,204 |
| Pre-tax net operating income | $357,000 | 3,481 |
| Securities gains (losses) | $21,000 | 1,242 |
| Applicable income taxes | $121,000 | 2,213 |
| Income before extraordinary items | $257,000 | 3,847 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $257,000 | 3,846 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $257,000 | 3,849 |
| Net charge-offs | $316,000 | 1,020 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $242,720 | 3,850 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,583,000 | 3,251 |
| Total interest expense | $933,000 | 3,780 |
| Net interest income | $6,650,000 | 3,110 |
| Provision for loan and lease losses | $450,000 | 2,851 |
| Total noninterest income | $2,617,000 | 1,810 |
| Gross Fiduciary activities income | $668,000 | 541 |
| Service charges on deposit accounts | $777,000 | 1,735 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,172,000 | 2,170 |
| Total noninterest expense | $7,506,000 | 2,509 |
| Salaries and employee benefits | $3,973,000 | 2,468 |
| Premises and equipment expense | $751,000 | 2,877 |
| Additional noninterest expense | $2,782,000 | 2,331 |
| Pre-tax net operating income | $1,311,000 | 3,563 |
| Securities gains (losses) | $56,000 | 2,652 |
| Applicable income taxes | $537,000 | 2,115 |
| Income before extraordinary items | $830,000 | 4,225 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $830,000 | 4,224 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $830,000 | 4,226 |
| Net charge-offs | $835,000 | 2,010 |
| Cash dividends | $600,000 | 2,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $794,160 | 4,109 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,732,000 | 3,296 |
| Total interest expense | $717,000 | 3,841 |
| Net interest income | $5,015,000 | 3,151 |
| Provision for loan and lease losses | $450,000 | 2,400 |
| Total noninterest income | $1,887,000 | 1,862 |
| Gross Fiduciary activities income | $515,000 | 536 |
| Service charges on deposit accounts | $581,000 | 1,761 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $791,000 | 2,287 |
| Total noninterest expense | $5,607,000 | 2,521 |
| Salaries and employee benefits | $2,969,000 | 2,482 |
| Premises and equipment expense | $542,000 | 2,985 |
| Additional noninterest expense | $2,096,000 | 2,317 |
| Pre-tax net operating income | $845,000 | 3,940 |
| Securities gains (losses) | $31,000 | 2,692 |
| Applicable income taxes | $272,000 | 2,561 |
| Income before extraordinary items | $604,000 | 4,344 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $604,000 | 4,344 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $604,000 | 4,343 |
| Net charge-offs | $617,000 | 1,948 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $582,610 | 4,245 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,855,000 | 3,294 |
| Total interest expense | $485,000 | 3,899 |
| Net interest income | $3,370,000 | 3,138 |
| Provision for loan and lease losses | $300,000 | 2,388 |
| Total noninterest income | $1,212,000 | 1,899 |
| Gross Fiduciary activities income | $355,000 | 533 |
| Service charges on deposit accounts | $377,000 | 1,799 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $480,000 | 2,390 |
| Total noninterest expense | $3,711,000 | 2,540 |
| Salaries and employee benefits | $1,976,000 | 2,484 |
| Premises and equipment expense | $359,000 | 2,999 |
| Additional noninterest expense | $1,376,000 | 2,358 |
| Pre-tax net operating income | $571,000 | 3,888 |
| Securities gains (losses) | $10,000 | 2,721 |
| Applicable income taxes | $180,000 | 2,546 |
| Income before extraordinary items | $401,000 | 4,357 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $401,000 | 4,360 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $401,000 | 4,359 |
| Net charge-offs | $-55,000 | 6,998 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $394,100 | 4,199 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,926,000 | 3,322 |
| Total interest expense | $247,000 | 3,965 |
| Net interest income | $1,679,000 | 3,158 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $667,000 | 1,772 |
| Gross Fiduciary activities income | $202,000 | 504 |
| Service charges on deposit accounts | $183,000 | 1,832 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $282,000 | 2,187 |
| Total noninterest expense | $1,904,000 | 2,475 |
| Salaries and employee benefits | $990,000 | 2,496 |
| Premises and equipment expense | $195,000 | 2,836 |
| Additional noninterest expense | $719,000 | 2,235 |
| Pre-tax net operating income | $292,000 | 3,889 |
| Securities gains (losses) | $10,000 | 1,776 |
| Applicable income taxes | $94,000 | 2,499 |
| Income before extraordinary items | $208,000 | 4,310 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $208,000 | 4,312 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $208,000 | 4,313 |
| Net charge-offs | $25,000 | 3,537 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $201,100 | 4,216 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,432,000 | 3,183 |
| Total interest expense | $1,189,000 | 3,994 |
| Net interest income | $7,243,000 | 2,979 |
| Provision for loan and lease losses | $900,000 | 2,561 |
| Total noninterest income | $2,684,000 | 1,623 |
| Gross Fiduciary activities income | $679,000 | 502 |
| Service charges on deposit accounts | $880,000 | 1,657 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,125,000 | 1,988 |
| Total noninterest expense | $8,314,000 | 2,281 |
| Salaries and employee benefits | $4,229,000 | 2,283 |
| Premises and equipment expense | $874,000 | 2,708 |
| Additional noninterest expense | $3,211,000 | 2,076 |
| Pre-tax net operating income | $713,000 | 4,262 |
| Securities gains (losses) | $74,000 | 2,291 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $787,000 | 3,974 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $787,000 | 3,979 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $787,000 | 3,978 |
| Net charge-offs | $1,420,000 | 1,955 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $713,000 | 3,997 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,437,000 | 3,170 |
| Total interest expense | $921,000 | 4,036 |
| Net interest income | $5,516,000 | 2,956 |
| Provision for loan and lease losses | $655,000 | 2,535 |
| Total noninterest income | $2,090,000 | 1,563 |
| Gross Fiduciary activities income | $518,000 | 489 |
| Service charges on deposit accounts | $654,000 | 1,672 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $918,000 | 1,861 |
| Total noninterest expense | $6,201,000 | 2,308 |
| Salaries and employee benefits | $3,128,000 | 2,305 |
| Premises and equipment expense | $652,000 | 2,749 |
| Additional noninterest expense | $2,421,000 | 2,061 |
| Pre-tax net operating income | $750,000 | 3,837 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $59,000 | 3,532 |
| Income before extraordinary items | $691,000 | 3,772 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $691,000 | 3,774 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $691,000 | 3,774 |
| Net charge-offs | $1,275,000 | 1,668 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $691,000 | 3,665 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,305,000 | 3,202 |
| Total interest expense | $631,000 | 4,074 |
| Net interest income | $3,674,000 | 2,956 |
| Provision for loan and lease losses | $450,000 | 2,433 |
| Total noninterest income | $1,426,000 | 1,535 |
| Gross Fiduciary activities income | $331,000 | 502 |
| Service charges on deposit accounts | $430,000 | 1,669 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $665,000 | 1,770 |
| Total noninterest expense | $4,208,000 | 2,278 |
| Salaries and employee benefits | $2,095,000 | 2,313 |
| Premises and equipment expense | $430,000 | 2,777 |
| Additional noninterest expense | $1,683,000 | 2,033 |
| Pre-tax net operating income | $442,000 | 4,035 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $46,000 | 3,414 |
| Income before extraordinary items | $396,000 | 3,999 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $396,000 | 4,000 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $396,000 | 4,001 |
| Net charge-offs | $778,000 | 1,692 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $396,000 | 3,898 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,124,000 | 3,254 |
| Total interest expense | $325,000 | 4,105 |
| Net interest income | $1,799,000 | 3,001 |
| Provision for loan and lease losses | $225,000 | 2,264 |
| Total noninterest income | $716,000 | 1,549 |
| Gross Fiduciary activities income | $182,000 | 482 |
| Service charges on deposit accounts | $211,000 | 1,670 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $323,000 | 1,817 |
| Total noninterest expense | $2,153,000 | 2,237 |
| Salaries and employee benefits | $1,051,000 | 2,329 |
| Premises and equipment expense | $230,000 | 2,664 |
| Additional noninterest expense | $872,000 | 1,944 |
| Pre-tax net operating income | $137,000 | 4,753 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $7,000 | 3,925 |
| Income before extraordinary items | $130,000 | 4,661 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $130,000 | 4,660 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $130,000 | 4,661 |
| Net charge-offs | $650,000 | 1,142 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $130,000 | 4,605 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,717,000 | 3,025 |
| Total interest expense | $1,798,000 | 3,826 |
| Net interest income | $7,919,000 | 2,752 |
| Provision for loan and lease losses | $1,335,000 | 2,624 |
| Total noninterest income | $2,015,000 | 2,068 |
| Gross Fiduciary activities income | $640,000 | 501 |
| Service charges on deposit accounts | $994,000 | 1,510 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $381,000 | 3,591 |
| Total noninterest expense | $8,557,000 | 2,259 |
| Salaries and employee benefits | $4,286,000 | 2,251 |
| Premises and equipment expense | $900,000 | 2,701 |
| Additional noninterest expense | $3,371,000 | 2,065 |
| Pre-tax net operating income | $42,000 | 5,649 |
| Securities gains (losses) | $103,000 | 2,136 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $145,000 | 5,471 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $145,000 | 5,471 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $145,000 | 5,472 |
| Net charge-offs | $1,994,000 | 1,863 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $42,000 | 5,694 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,369,000 | 3,059 |
| Total interest expense | $1,421,000 | 3,841 |
| Net interest income | $5,948,000 | 2,772 |
| Provision for loan and lease losses | $1,140,000 | 2,332 |
| Total noninterest income | $1,380,000 | 2,216 |
| Gross Fiduciary activities income | $488,000 | 492 |
| Service charges on deposit accounts | $750,000 | 1,551 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $142,000 | 4,726 |
| Total noninterest expense | $6,471,000 | 2,242 |
| Salaries and employee benefits | $3,288,000 | 2,211 |
| Premises and equipment expense | $728,000 | 2,584 |
| Additional noninterest expense | $2,455,000 | 2,101 |
| Pre-tax net operating income | $-283,000 | 6,381 |
| Securities gains (losses) | $103,000 | 1,916 |
| Applicable income taxes | $-142,000 | 7,137 |
| Income before extraordinary items | $-38,000 | 6,209 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-38,000 | 6,210 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-38,000 | 6,210 |
| Net charge-offs | $340,000 | 3,566 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-103,920 | 6,214 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,918,000 | 3,086 |
| Total interest expense | $970,000 | 3,886 |
| Net interest income | $3,948,000 | 2,784 |
| Provision for loan and lease losses | $620,000 | 2,528 |
| Total noninterest income | $798,000 | 2,381 |
| Gross Fiduciary activities income | $327,000 | 498 |
| Service charges on deposit accounts | $468,000 | 1,642 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $3,000 | 7,111 |
| Total noninterest expense | $4,357,000 | 2,213 |
| Salaries and employee benefits | $2,203,000 | 2,213 |
| Premises and equipment expense | $488,000 | 2,582 |
| Additional noninterest expense | $1,666,000 | 2,057 |
| Pre-tax net operating income | $-231,000 | 6,480 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-135,000 | 7,250 |
| Income before extraordinary items | $-96,000 | 6,409 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-96,000 | 6,411 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-96,000 | 6,409 |
| Net charge-offs | $332,000 | 2,928 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-96,000 | 6,329 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,479,000 | 3,127 |
| Total interest expense | $496,000 | 3,952 |
| Net interest income | $1,983,000 | 2,803 |
| Provision for loan and lease losses | $200,000 | 2,974 |
| Total noninterest income | $477,000 | 2,104 |
| Gross Fiduciary activities income | $156,000 | 523 |
| Service charges on deposit accounts | $222,000 | 1,723 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $99,000 | 3,543 |
| Total noninterest expense | $2,162,000 | 2,253 |
| Salaries and employee benefits | $1,114,000 | 2,215 |
| Premises and equipment expense | $271,000 | 2,410 |
| Additional noninterest expense | $777,000 | 2,177 |
| Pre-tax net operating income | $98,000 | 5,076 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $12,000 | 3,714 |
| Income before extraordinary items | $86,000 | 5,168 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $86,000 | 5,169 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $86,000 | 5,168 |
| Net charge-offs | $-9,000 | 7,459 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $86,000 | 5,049 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,943,000 | 2,986 |
| Total interest expense | $2,746,000 | 3,661 |
| Net interest income | $8,197,000 | 2,664 |
| Provision for loan and lease losses | $5,608,000 | 1,310 |
| Total noninterest income | $2,179,000 | 1,998 |
| Gross Fiduciary activities income | $623,000 | 498 |
| Service charges on deposit accounts | $972,000 | 1,732 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $584,000 | 2,938 |
| Total noninterest expense | $10,574,000 | 1,917 |
| Salaries and employee benefits | $4,242,000 | 2,317 |
| Premises and equipment expense | $998,000 | 2,581 |
| Additional noninterest expense | $5,334,000 | 1,391 |
| Pre-tax net operating income | $-5,806,000 | 7,257 |
| Securities gains (losses) | $8,000 | 3,320 |
| Applicable income taxes | $-2,378,000 | 7,561 |
| Income before extraordinary items | $-3,420,000 | 7,065 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,420,000 | 7,063 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,420,000 | 7,063 |
| Net charge-offs | $3,042,000 | 1,593 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-3,425,120 | 7,075 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,325,000 | 2,999 |
| Total interest expense | $2,188,000 | 3,621 |
| Net interest income | $6,137,000 | 2,677 |
| Provision for loan and lease losses | $960,000 | 2,841 |
| Total noninterest income | $1,828,000 | 1,903 |
| Gross Fiduciary activities income | $482,000 | 481 |
| Service charges on deposit accounts | $708,000 | 1,779 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $638,000 | 2,429 |
| Total noninterest expense | $6,721,000 | 2,215 |
| Salaries and employee benefits | $3,479,000 | 2,140 |
| Premises and equipment expense | $751,000 | 2,601 |
| Additional noninterest expense | $2,491,000 | 2,118 |
| Pre-tax net operating income | $284,000 | 4,585 |
| Securities gains (losses) | $8,000 | 3,037 |
| Applicable income taxes | $30,000 | 3,607 |
| Income before extraordinary items | $262,000 | 4,575 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $262,000 | 4,574 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $262,000 | 4,576 |
| Net charge-offs | $1,197,000 | 2,006 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $254,800 | 4,545 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,620,000 | 2,993 |
| Total interest expense | $1,571,000 | 3,560 |
| Net interest income | $4,049,000 | 2,683 |
| Provision for loan and lease losses | $480,000 | 3,018 |
| Total noninterest income | $1,247,000 | 1,866 |
| Gross Fiduciary activities income | $327,000 | 482 |
| Service charges on deposit accounts | $452,000 | 1,823 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $468,000 | 2,304 |
| Total noninterest expense | $4,566,000 | 2,200 |
| Salaries and employee benefits | $2,340,000 | 2,154 |
| Premises and equipment expense | $510,000 | 2,590 |
| Additional noninterest expense | $1,716,000 | 2,063 |
| Pre-tax net operating income | $250,000 | 4,382 |
| Securities gains (losses) | $8,000 | 2,641 |
| Applicable income taxes | $39,000 | 3,325 |
| Income before extraordinary items | $219,000 | 4,428 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $219,000 | 4,425 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $219,000 | 4,425 |
| Net charge-offs | $478,000 | 2,394 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $212,200 | 4,357 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,865,000 | 2,977 |
| Total interest expense | $864,000 | 3,418 |
| Net interest income | $2,001,000 | 2,709 |
| Provision for loan and lease losses | $210,000 | 2,775 |
| Total noninterest income | $610,000 | 1,867 |
| Gross Fiduciary activities income | $162,000 | 491 |
| Service charges on deposit accounts | $220,000 | 1,817 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $228,000 | 2,333 |
| Total noninterest expense | $2,244,000 | 2,185 |
| Salaries and employee benefits | $1,153,000 | 2,212 |
| Premises and equipment expense | $276,000 | 2,474 |
| Additional noninterest expense | $815,000 | 1,962 |
| Pre-tax net operating income | $157,000 | 4,427 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $28,000 | 3,336 |
| Income before extraordinary items | $129,000 | 4,587 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $129,000 | 4,591 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $129,000 | 4,591 |
| Net charge-offs | $154,000 | 2,388 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $129,000 | 4,420 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,955,000 | 3,057 |
| Total interest expense | $3,699,000 | 3,707 |
| Net interest income | $8,256,000 | 2,629 |
| Provision for loan and lease losses | $4,340,000 | 1,110 |
| Total noninterest income | $2,659,000 | 1,735 |
| Gross Fiduciary activities income | $636,000 | 511 |
| Service charges on deposit accounts | $1,105,000 | 1,610 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $918,000 | 2,252 |
| Total noninterest expense | $8,652,000 | 2,209 |
| Salaries and employee benefits | $4,854,000 | 2,091 |
| Premises and equipment expense | $996,000 | 2,633 |
| Additional noninterest expense | $2,802,000 | 2,135 |
| Pre-tax net operating income | $-2,077,000 | 7,380 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-1,090,000 | 7,735 |
| Income before extraordinary items | $-987,000 | 6,983 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-987,000 | 6,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,473,000 | 903 |
| Cash dividends | $3,193,000 | 860 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-987,000 | 7,107 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,033,000 | 3,093 |
| Total interest expense | $2,832,000 | 3,765 |
| Net interest income | $6,201,000 | 2,650 |
| Provision for loan and lease losses | $1,390,000 | 1,508 |
| Total noninterest income | $2,459,000 | 1,519 |
| Gross Fiduciary activities income | $516,000 | 502 |
| Service charges on deposit accounts | $837,000 | 1,606 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,106,000 | 1,689 |
| Total noninterest expense | $6,440,000 | 2,218 |
| Salaries and employee benefits | $3,590,000 | 2,144 |
| Premises and equipment expense | $728,000 | 2,702 |
| Additional noninterest expense | $2,122,000 | 2,052 |
| Pre-tax net operating income | $830,000 | 4,031 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $72,000 | 3,863 |
| Income before extraordinary items | $758,000 | 3,664 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $758,000 | 3,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $810,000 | 1,480 |
| Cash dividends | $634,000 | 2,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $758,000 | 3,806 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,129,000 | 3,089 |
| Total interest expense | $1,973,000 | 3,784 |
| Net interest income | $4,156,000 | 2,623 |
| Provision for loan and lease losses | $580,000 | 1,750 |
| Total noninterest income | $1,383,000 | 1,749 |
| Gross Fiduciary activities income | $376,000 | 488 |
| Service charges on deposit accounts | $551,000 | 1,605 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $456,000 | 2,387 |
| Total noninterest expense | $4,228,000 | 2,255 |
| Salaries and employee benefits | $2,372,000 | 2,189 |
| Premises and equipment expense | $474,000 | 2,766 |
| Additional noninterest expense | $1,382,000 | 2,061 |
| Pre-tax net operating income | $731,000 | 3,621 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $210,000 | 2,626 |
| Income before extraordinary items | $521,000 | 3,941 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $521,000 | 3,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $764,000 | 1,002 |
| Cash dividends | $391,000 | 2,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $521,000 | 3,880 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,272,000 | 2,976 |
| Total interest expense | $1,032,000 | 3,826 |
| Net interest income | $2,240,000 | 2,447 |
| Provision for loan and lease losses | $180,000 | 1,928 |
| Total noninterest income | $705,000 | 1,741 |
| Gross Fiduciary activities income | $208,000 | 474 |
| Service charges on deposit accounts | $269,000 | 1,616 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $228,000 | 2,371 |
| Total noninterest expense | $2,053,000 | 2,315 |
| Salaries and employee benefits | $1,158,000 | 2,270 |
| Premises and equipment expense | $249,000 | 2,673 |
| Additional noninterest expense | $646,000 | 2,162 |
| Pre-tax net operating income | $712,000 | 2,382 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $233,000 | 1,766 |
| Income before extraordinary items | $479,000 | 2,793 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $479,000 | 2,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,076 |
| Cash dividends | $137,000 | 2,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $479,000 | 2,712 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,412,000 | 3,190 |
| Total interest expense | $4,941,000 | 3,495 |
| Net interest income | $7,471,000 | 2,925 |
| Provision for loan and lease losses | $510,000 | 2,294 |
| Total noninterest income | $2,587,000 | 1,833 |
| Gross Fiduciary activities income | $514,000 | 584 |
| Service charges on deposit accounts | $1,227,000 | 1,468 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $846,000 | 2,481 |
| Total noninterest expense | $7,831,000 | 2,333 |
| Salaries and employee benefits | $4,259,000 | 2,361 |
| Premises and equipment expense | $835,000 | 2,981 |
| Additional noninterest expense | $2,737,000 | 2,011 |
| Pre-tax net operating income | $1,717,000 | 3,643 |
| Securities gains (losses) | $10,000 | 1,349 |
| Applicable income taxes | $500,000 | 2,734 |
| Income before extraordinary items | $1,227,000 | 3,894 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,227,000 | 3,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $480,000 | 1,743 |
| Cash dividends | $734,000 | 3,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,219,900 | 3,901 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,264,000 | 3,207 |
| Total interest expense | $3,765,000 | 3,456 |
| Net interest income | $5,499,000 | 2,976 |
| Provision for loan and lease losses | $340,000 | 2,129 |
| Total noninterest income | $1,933,000 | 1,832 |
| Gross Fiduciary activities income | $389,000 | 578 |
| Service charges on deposit accounts | $872,000 | 1,509 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $672,000 | 2,391 |
| Total noninterest expense | $6,042,000 | 2,252 |
| Salaries and employee benefits | $3,287,000 | 2,285 |
| Premises and equipment expense | $623,000 | 2,980 |
| Additional noninterest expense | $2,132,000 | 1,889 |
| Pre-tax net operating income | $1,050,000 | 4,249 |
| Securities gains (losses) | $10,000 | 1,001 |
| Applicable income taxes | $317,000 | 3,128 |
| Income before extraordinary items | $743,000 | 4,504 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $743,000 | 4,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 2,960 |
| Cash dividends | $492,000 | 2,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $736,000 | 4,527 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,133,000 | 3,233 |
| Total interest expense | $2,467,000 | 3,491 |
| Net interest income | $3,666,000 | 2,998 |
| Provision for loan and lease losses | $210,000 | 2,072 |
| Total noninterest income | $1,234,000 | 1,917 |
| Gross Fiduciary activities income | $270,000 | 582 |
| Service charges on deposit accounts | $640,000 | 1,379 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $324,000 | 2,897 |
| Total noninterest expense | $3,998,000 | 2,283 |
| Salaries and employee benefits | $2,169,000 | 2,347 |
| Premises and equipment expense | $412,000 | 3,026 |
| Additional noninterest expense | $1,417,000 | 1,908 |
| Pre-tax net operating income | $692,000 | 4,344 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $206,000 | 3,222 |
| Income before extraordinary items | $486,000 | 4,612 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $486,000 | 4,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,861 |
| Cash dividends | $492,000 | 2,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $486,000 | 4,605 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,035,000 | 3,254 |
| Total interest expense | $1,209,000 | 3,516 |
| Net interest income | $1,826,000 | 3,006 |
| Provision for loan and lease losses | $90,000 | 2,153 |
| Total noninterest income | $634,000 | 1,861 |
| Gross Fiduciary activities income | $171,000 | 527 |
| Service charges on deposit accounts | $296,000 | 1,449 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $167,000 | 2,832 |
| Total noninterest expense | $2,002,000 | 2,288 |
| Salaries and employee benefits | $1,042,000 | 2,466 |
| Premises and equipment expense | $218,000 | 2,906 |
| Additional noninterest expense | $742,000 | 1,796 |
| Pre-tax net operating income | $368,000 | 4,196 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $106,000 | 3,192 |
| Income before extraordinary items | $262,000 | 4,460 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $262,000 | 4,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,049 |
| Cash dividends | $250,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $262,000 | 4,447 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,294,000 | 3,248 |
| Total interest expense | $3,925,000 | 3,643 |
| Net interest income | $7,369,000 | 2,975 |
| Provision for loan and lease losses | $497,000 | 1,924 |
| Total noninterest income | $2,266,000 | 2,027 |
| Gross Fiduciary activities income | $456,000 | 605 |
| Service charges on deposit accounts | $1,234,000 | 1,457 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $576,000 | 3,095 |
| Total noninterest expense | $7,081,000 | 2,493 |
| Salaries and employee benefits | $3,741,000 | 2,592 |
| Premises and equipment expense | $802,000 | 3,002 |
| Additional noninterest expense | $2,538,000 | 2,075 |
| Pre-tax net operating income | $2,057,000 | 3,576 |
| Securities gains (losses) | $62,000 | 640 |
| Applicable income taxes | $659,000 | 2,745 |
| Income before extraordinary items | $1,460,000 | 3,828 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,460,000 | 3,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $359,000 | 1,462 |
| Cash dividends | $806,000 | 2,923 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,417,220 | 3,889 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,321,000 | 3,275 |
| Total interest expense | $2,835,000 | 3,641 |
| Net interest income | $5,486,000 | 3,018 |
| Provision for loan and lease losses | $452,000 | 1,510 |
| Total noninterest income | $1,647,000 | 2,084 |
| Gross Fiduciary activities income | $344,000 | 597 |
| Service charges on deposit accounts | $873,000 | 1,541 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $430,000 | 3,094 |
| Total noninterest expense | $5,256,000 | 2,503 |
| Salaries and employee benefits | $2,740,000 | 2,648 |
| Premises and equipment expense | $599,000 | 3,004 |
| Additional noninterest expense | $1,917,000 | 2,048 |
| Pre-tax net operating income | $1,425,000 | 3,911 |
| Securities gains (losses) | $62,000 | 520 |
| Applicable income taxes | $452,000 | 3,001 |
| Income before extraordinary items | $1,035,000 | 4,091 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,035,000 | 4,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $339,000 | 1,063 |
| Cash dividends | $757,000 | 2,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $991,600 | 4,176 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,486,000 | 3,267 |
| Total interest expense | $1,830,000 | 3,621 |
| Net interest income | $3,656,000 | 3,024 |
| Provision for loan and lease losses | $407,000 | 1,156 |
| Total noninterest income | $1,087,000 | 2,094 |
| Gross Fiduciary activities income | $245,000 | 594 |
| Service charges on deposit accounts | $546,000 | 1,612 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $296,000 | 3,052 |
| Total noninterest expense | $3,489,000 | 2,531 |
| Salaries and employee benefits | $1,794,000 | 2,691 |
| Premises and equipment expense | $412,000 | 2,928 |
| Additional noninterest expense | $1,283,000 | 2,051 |
| Pre-tax net operating income | $847,000 | 4,196 |
| Securities gains (losses) | $62,000 | 417 |
| Applicable income taxes | $253,000 | 3,287 |
| Income before extraordinary items | $656,000 | 4,224 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $656,000 | 4,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $330,000 | 777 |
| Cash dividends | $332,000 | 2,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $611,360 | 4,388 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,681,000 | 3,266 |
| Total interest expense | $881,000 | 3,600 |
| Net interest income | $1,800,000 | 3,057 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $554,000 | 2,050 |
| Gross Fiduciary activities income | $146,000 | 564 |
| Service charges on deposit accounts | $204,000 | 2,010 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $204,000 | 2,459 |
| Total noninterest expense | $1,743,000 | 2,543 |
| Salaries and employee benefits | $880,000 | 2,741 |
| Premises and equipment expense | $235,000 | 2,617 |
| Additional noninterest expense | $628,000 | 2,070 |
| Pre-tax net operating income | $566,000 | 3,460 |
| Securities gains (losses) | $62,000 | 314 |
| Applicable income taxes | $191,000 | 2,673 |
| Income before extraordinary items | $437,000 | 3,475 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $437,000 | 3,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,442 |
| Cash dividends | $100,000 | 3,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $393,600 | 3,730 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,202,000 | 3,103 |
| Total interest expense | $3,363,000 | 3,041 |
| Net interest income | $6,839,000 | 3,097 |
| Provision for loan and lease losses | $427,000 | 2,159 |
| Total noninterest income | $1,974,000 | 2,231 |
| Gross Fiduciary activities income | $415,000 | 627 |
| Service charges on deposit accounts | $873,000 | 1,958 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $686,000 | 2,811 |
| Total noninterest expense | $6,837,000 | 2,434 |
| Salaries and employee benefits | $3,575,000 | 2,551 |
| Premises and equipment expense | $666,000 | 3,369 |
| Additional noninterest expense | $2,596,000 | 1,950 |
| Pre-tax net operating income | $1,549,000 | 4,295 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $342,000 | 3,934 |
| Income before extraordinary items | $1,207,000 | 4,337 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,207,000 | 4,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,487 |
| Cash dividends | $1,690,000 | 1,680 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,207,000 | 4,305 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,582,000 | 3,078 |
| Total interest expense | $2,426,000 | 3,001 |
| Net interest income | $5,156,000 | 3,069 |
| Provision for loan and lease losses | $158,000 | 3,402 |
| Total noninterest income | $1,457,000 | 2,260 |
| Gross Fiduciary activities income | $325,000 | 615 |
| Service charges on deposit accounts | $643,000 | 1,988 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $489,000 | 2,925 |
| Total noninterest expense | $5,231,000 | 2,369 |
| Salaries and employee benefits | $2,737,000 | 2,465 |
| Premises and equipment expense | $560,000 | 3,051 |
| Additional noninterest expense | $1,934,000 | 1,926 |
| Pre-tax net operating income | $1,224,000 | 4,264 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $277,000 | 3,927 |
| Income before extraordinary items | $947,000 | 4,323 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $947,000 | 4,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 2,444 |
| Cash dividends | $1,690,000 | 1,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $947,000 | 4,267 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,718,000 | 3,188 |
| Total interest expense | $1,464,000 | 3,106 |
| Net interest income | $3,254,000 | 3,187 |
| Provision for loan and lease losses | $138,000 | 2,810 |
| Total noninterest income | $960,000 | 2,247 |
| Gross Fiduciary activities income | $222,000 | 612 |
| Service charges on deposit accounts | $418,000 | 1,995 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $320,000 | 2,949 |
| Total noninterest expense | $3,274,000 | 2,485 |
| Salaries and employee benefits | $1,734,000 | 2,565 |
| Premises and equipment expense | $361,000 | 3,111 |
| Additional noninterest expense | $1,179,000 | 2,086 |
| Pre-tax net operating income | $802,000 | 4,280 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $177,000 | 4,002 |
| Income before extraordinary items | $625,000 | 4,314 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $625,000 | 4,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 1,875 |
| Cash dividends | $190,000 | 3,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $625,000 | 4,252 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,350,000 | 3,161 |
| Total interest expense | $702,000 | 3,108 |
| Net interest income | $1,648,000 | 3,141 |
| Provision for loan and lease losses | $119,000 | 1,815 |
| Total noninterest income | $469,000 | 2,229 |
| Gross Fiduciary activities income | $103,000 | 634 |
| Service charges on deposit accounts | $194,000 | 2,057 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $172,000 | 2,731 |
| Total noninterest expense | $1,641,000 | 2,496 |
| Salaries and employee benefits | $872,000 | 2,565 |
| Premises and equipment expense | $139,000 | 3,869 |
| Additional noninterest expense | $630,000 | 1,949 |
| Pre-tax net operating income | $357,000 | 4,554 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $71,000 | 4,271 |
| Income before extraordinary items | $286,000 | 4,505 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $286,000 | 4,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 1,118 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $286,000 | 4,463 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,292,000 | 3,020 |
| Total interest expense | $2,826,000 | 2,750 |
| Net interest income | $6,466,000 | 3,100 |
| Provision for loan and lease losses | $76,000 | 5,388 |
| Total noninterest income | $1,998,000 | 2,196 |
| Gross Fiduciary activities income | $446,000 | 604 |
| Service charges on deposit accounts | $874,000 | 1,975 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $678,000 | 2,757 |
| Total noninterest expense | $6,536,000 | 2,442 |
| Salaries and employee benefits | $3,491,000 | 2,492 |
| Premises and equipment expense | $753,000 | 2,938 |
| Additional noninterest expense | $2,292,000 | 2,118 |
| Pre-tax net operating income | $1,852,000 | 3,716 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $451,000 | 3,513 |
| Income before extraordinary items | $1,401,000 | 3,806 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,401,000 | 3,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,277 |
| Cash dividends | $897,000 | 2,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,401,000 | 3,749 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,937,000 | 2,997 |
| Total interest expense | $2,144,000 | 2,701 |
| Net interest income | $4,793,000 | 3,104 |
| Provision for loan and lease losses | $57,000 | 5,224 |
| Total noninterest income | $1,643,000 | 2,074 |
| Gross Fiduciary activities income | $360,000 | 588 |
| Service charges on deposit accounts | $651,000 | 2,007 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $632,000 | 2,430 |
| Total noninterest expense | $4,869,000 | 2,441 |
| Salaries and employee benefits | $2,629,000 | 2,460 |
| Premises and equipment expense | $536,000 | 3,076 |
| Additional noninterest expense | $1,704,000 | 2,118 |
| Pre-tax net operating income | $1,510,000 | 3,564 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $379,000 | 3,397 |
| Income before extraordinary items | $1,131,000 | 3,695 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,131,000 | 3,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,796 |
| Cash dividends | $566,000 | 2,513 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,131,000 | 3,623 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,665,000 | 2,968 |
| Total interest expense | $1,461,000 | 2,631 |
| Net interest income | $3,204,000 | 3,096 |
| Provision for loan and lease losses | $38,000 | 5,097 |
| Total noninterest income | $1,124,000 | 2,026 |
| Gross Fiduciary activities income | $234,000 | 594 |
| Service charges on deposit accounts | $416,000 | 2,075 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $474,000 | 2,281 |
| Total noninterest expense | $3,277,000 | 2,423 |
| Salaries and employee benefits | $1,765,000 | 2,431 |
| Premises and equipment expense | $337,000 | 3,230 |
| Additional noninterest expense | $1,175,000 | 2,051 |
| Pre-tax net operating income | $1,013,000 | 3,502 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $256,000 | 3,350 |
| Income before extraordinary items | $757,000 | 3,671 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $757,000 | 3,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,531 |
| Cash dividends | $423,000 | 2,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $757,000 | 3,579 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,373,000 | 2,939 |
| Total interest expense | $754,000 | 2,598 |
| Net interest income | $1,619,000 | 3,058 |
| Provision for loan and lease losses | $19,000 | 4,886 |
| Total noninterest income | $615,000 | 1,850 |
| Gross Fiduciary activities income | $131,000 | 561 |
| Service charges on deposit accounts | $176,000 | 2,323 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $308,000 | 1,853 |
| Total noninterest expense | $1,600,000 | 2,500 |
| Salaries and employee benefits | $867,000 | 2,500 |
| Premises and equipment expense | $178,000 | 3,109 |
| Additional noninterest expense | $555,000 | 2,136 |
| Pre-tax net operating income | $615,000 | 3,024 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $172,000 | 2,827 |
| Income before extraordinary items | $443,000 | 3,236 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $443,000 | 3,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $281,000 | 1,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $443,000 | 3,121 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,630,000 | 2,940 |
| Total interest expense | $3,946,000 | 2,236 |
| Net interest income | $5,684,000 | 3,325 |
| Provision for loan and lease losses | $22,000 | 7,018 |
| Total noninterest income | $1,476,000 | 2,876 |
| Gross Fiduciary activities income | $287,000 | 719 |
| Service charges on deposit accounts | $822,000 | 2,080 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $367,000 | 4,128 |
| Total noninterest expense | $6,199,000 | 2,524 |
| Salaries and employee benefits | $3,450,000 | 2,441 |
| Premises and equipment expense | $564,000 | 3,695 |
| Additional noninterest expense | $2,185,000 | 2,211 |
| Pre-tax net operating income | $939,000 | 5,328 |
| Securities gains (losses) | $40,000 | 2,704 |
| Applicable income taxes | $67,000 | 6,072 |
| Income before extraordinary items | $912,000 | 4,901 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $912,000 | 4,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,281 |
| Cash dividends | $2,917,000 | 1,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $874,800 | 4,848 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,210,000 | 2,981 |
| Total interest expense | $3,108,000 | 2,222 |
| Net interest income | $4,102,000 | 3,451 |
| Provision for loan and lease losses | $54,000 | 5,675 |
| Total noninterest income | $1,206,000 | 2,767 |
| Gross Fiduciary activities income | $232,000 | 697 |
| Service charges on deposit accounts | $636,000 | 2,025 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $338,000 | 3,837 |
| Total noninterest expense | $4,681,000 | 2,517 |
| Salaries and employee benefits | $2,619,000 | 2,423 |
| Premises and equipment expense | $295,000 | 4,767 |
| Additional noninterest expense | $1,767,000 | 2,024 |
| Pre-tax net operating income | $573,000 | 5,978 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $20,000 | 6,799 |
| Income before extraordinary items | $553,000 | 5,595 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $553,000 | 5,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,699 |
| Cash dividends | $2,566,000 | 831 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $553,000 | 5,413 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,965,000 | 2,915 |
| Total interest expense | $2,221,000 | 2,158 |
| Net interest income | $2,744,000 | 3,438 |
| Provision for loan and lease losses | $36,000 | 5,560 |
| Total noninterest income | $796,000 | 2,767 |
| Gross Fiduciary activities income | $155,000 | 699 |
| Service charges on deposit accounts | $417,000 | 2,016 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $224,000 | 3,822 |
| Total noninterest expense | $3,127,000 | 2,496 |
| Salaries and employee benefits | $1,754,000 | 2,403 |
| Premises and equipment expense | $270,000 | 3,812 |
| Additional noninterest expense | $1,103,000 | 2,166 |
| Pre-tax net operating income | $377,000 | 6,006 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $23,000 | 6,516 |
| Income before extraordinary items | $354,000 | 5,705 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $354,000 | 5,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,455 |
| Cash dividends | $2,516,000 | 600 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $354,000 | 5,493 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,503,000 | 2,905 |
| Total interest expense | $1,147,000 | 2,132 |
| Net interest income | $1,356,000 | 3,451 |
| Provision for loan and lease losses | $18,000 | 5,381 |
| Total noninterest income | $450,000 | 2,475 |
| Gross Fiduciary activities income | $100,000 | 649 |
| Service charges on deposit accounts | $217,000 | 1,890 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $133,000 | 3,422 |
| Total noninterest expense | $1,537,000 | 2,520 |
| Salaries and employee benefits | $867,000 | 2,435 |
| Premises and equipment expense | $142,000 | 3,648 |
| Additional noninterest expense | $528,000 | 2,219 |
| Pre-tax net operating income | $251,000 | 5,270 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $23,000 | 5,966 |
| Income before extraordinary items | $228,000 | 4,973 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $228,000 | 4,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,268 |
| Cash dividends | $1,344,000 | 529 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $228,000 | 4,772 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,539,000 | 3,445 |
| Total interest expense | $4,104,000 | 2,677 |
| Net interest income | $4,435,000 | 4,046 |
| Provision for loan and lease losses | $67,000 | 6,354 |
| Total noninterest income | $1,144,000 | 3,170 |
| Gross Fiduciary activities income | $294,000 | 719 |
| Service charges on deposit accounts | $576,000 | 2,643 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $274,000 | 4,449 |
| Total noninterest expense | $4,012,000 | 3,554 |
| Salaries and employee benefits | $2,474,000 | 3,154 |
| Premises and equipment expense | $370,000 | 4,916 |
| Additional noninterest expense | $1,168,000 | 3,683 |
| Pre-tax net operating income | $1,500,000 | 4,122 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $310,000 | 4,383 |
| Income before extraordinary items | $1,190,000 | 4,109 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,190,000 | 4,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,309 |
| Cash dividends | $13,168,000 | 295 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,190,000 | 3,999 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,381,000 | 3,503 |
| Total interest expense | $4,797,000 | 3,264 |
| Net interest income | $4,584,000 | 3,690 |
| Provision for loan and lease losses | $76,000 | 6,064 |
| Total noninterest income | $976,000 | 3,399 |
| Gross Fiduciary activities income | $247,000 | 784 |
| Service charges on deposit accounts | $558,000 | 2,597 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $171,000 | 5,259 |
| Total noninterest expense | $4,487,000 | 3,102 |
| Salaries and employee benefits | $2,211,000 | 3,314 |
| Premises and equipment expense | $797,000 | 2,642 |
| Additional noninterest expense | $1,479,000 | 2,912 |
| Pre-tax net operating income | $997,000 | 4,908 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $157,000 | 5,377 |
| Income before extraordinary items | $840,000 | 4,755 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $840,000 | 4,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,241 |
| Cash dividends | $1,067,000 | 2,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $840,000 | 4,631 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,871,000 | 3,442 |
| Total interest expense | $5,508,000 | 3,031 |
| Net interest income | $4,363,000 | 3,905 |
| Provision for loan and lease losses | $5,000 | 8,144 |
| Total noninterest income | $928,000 | 3,314 |
| Gross Fiduciary activities income | $232,000 | 774 |
| Service charges on deposit accounts | $577,000 | 2,374 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $119,000 | 6,021 |
| Total noninterest expense | $3,794,000 | 3,474 |
| Salaries and employee benefits | $2,340,000 | 3,011 |
| Premises and equipment expense | $434,000 | 4,244 |
| Additional noninterest expense | $1,020,000 | 3,930 |
| Pre-tax net operating income | $1,492,000 | 4,081 |
| Securities gains (losses) | $27,000 | 874 |
| Applicable income taxes | $364,000 | 4,187 |
| Income before extraordinary items | $1,155,000 | 3,967 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,155,000 | 3,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,027 |
| Cash dividends | $590,000 | 3,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,134,480 | 4,011 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,894,000 | 3,248 |
| Total interest expense | $5,062,000 | 2,885 |
| Net interest income | $4,832,000 | 3,556 |
| Provision for loan and lease losses | $-10,000 | 9,986 |
| Total noninterest income | $900,000 | 3,348 |
| Gross Fiduciary activities income | $223,000 | 842 |
| Service charges on deposit accounts | $554,000 | 2,404 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $123,000 | 6,110 |
| Total noninterest expense | $3,675,000 | 3,563 |
| Salaries and employee benefits | $2,278,000 | 3,052 |
| Premises and equipment expense | $401,000 | 4,526 |
| Additional noninterest expense | $996,000 | 4,037 |
| Pre-tax net operating income | $2,067,000 | 3,251 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $542,000 | 3,457 |
| Income before extraordinary items | $1,525,000 | 3,195 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,525,000 | 3,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 9,412 |
| Cash dividends | $3,070,000 | 942 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,525,000 | 3,163 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,814,000 | 3,288 |
| Total interest expense | $4,931,000 | 3,039 |
| Net interest income | $4,883,000 | 3,486 |
| Provision for loan and lease losses | $32,000 | 7,261 |
| Total noninterest income | $862,000 | 3,426 |
| Gross Fiduciary activities income | $270,000 | 807 |
| Service charges on deposit accounts | $504,000 | 2,551 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $88,000 | 6,932 |
| Total noninterest expense | $3,529,000 | 3,585 |
| Salaries and employee benefits | $2,217,000 | 3,025 |
| Premises and equipment expense | $410,000 | 4,344 |
| Additional noninterest expense | $902,000 | 4,281 |
| Pre-tax net operating income | $2,184,000 | 3,099 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $566,000 | 3,553 |
| Income before extraordinary items | $1,618,000 | 3,055 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,618,000 | 3,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,667 |
| Cash dividends | $555,000 | 3,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,618,000 | 2,969 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,575,000 | 3,372 |
| Total interest expense | $4,865,000 | 3,057 |
| Net interest income | $4,710,000 | 3,686 |
| Provision for loan and lease losses | $-7,000 | 10,601 |
| Total noninterest income | $789,000 | 3,615 |
| Gross Fiduciary activities income | $219,000 | 876 |
| Service charges on deposit accounts | $485,000 | 2,703 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $85,000 | 7,227 |
| Total noninterest expense | $3,479,000 | 3,630 |
| Salaries and employee benefits | $2,159,000 | 3,070 |
| Premises and equipment expense | $407,000 | 4,396 |
| Additional noninterest expense | $913,000 | 4,248 |
| Pre-tax net operating income | $2,027,000 | 3,491 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $508,000 | 4,170 |
| Income before extraordinary items | $1,519,000 | 3,322 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,519,000 | 3,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 9,883 |
| Cash dividends | $525,000 | 3,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,519,000 | 3,245 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,287,000 | 3,511 |
| Total interest expense | $4,727,000 | 3,162 |
| Net interest income | $4,560,000 | 3,858 |
| Provision for loan and lease losses | $18,000 | 8,074 |
| Total noninterest income | $901,000 | 3,393 |
| Gross Fiduciary activities income | $194,000 | 979 |
| Service charges on deposit accounts | $497,000 | 2,739 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $210,000 | 5,032 |
| Total noninterest expense | $3,462,000 | 3,812 |
| Salaries and employee benefits | $2,156,000 | 3,095 |
| Premises and equipment expense | $456,000 | 4,065 |
| Additional noninterest expense | $850,000 | 4,956 |
| Pre-tax net operating income | $1,981,000 | 3,440 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $442,000 | 4,563 |
| Income before extraordinary items | $1,539,000 | 3,126 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,539,000 | 3,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,880 |
| Cash dividends | $510,000 | 3,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,539,000 | 3,080 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,246,000 | 3,532 |
| Total interest expense | $5,033,000 | 3,012 |
| Net interest income | $4,213,000 | 4,133 |
| Provision for loan and lease losses | $-4,000 | 11,365 |
| Total noninterest income | $777,000 | 3,762 |
| Gross Fiduciary activities income | $174,000 | 1,034 |
| Service charges on deposit accounts | $466,000 | 2,915 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $137,000 | 6,244 |
| Total noninterest expense | $3,510,000 | 3,738 |
| Salaries and employee benefits | $2,122,000 | 3,125 |
| Premises and equipment expense | $404,000 | 4,498 |
| Additional noninterest expense | $984,000 | 4,412 |
| Pre-tax net operating income | $1,484,000 | 4,494 |
| Securities gains (losses) | $-32,000 | 10,879 |
| Applicable income taxes | $278,000 | 6,270 |
| Income before extraordinary items | $1,174,000 | 4,033 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,174,000 | 4,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,260 |
| Cash dividends | $540,000 | 3,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,199,920 | 3,946 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,243,000 | 2,976 |
| Total interest expense | $5,304,000 | 2,332 |
| Net interest income | $4,939,000 | 3,606 |
| Provision for loan and lease losses | $-13,000 | 11,787 |
| Total noninterest income | $691,000 | 4,166 |
| Gross Fiduciary activities income | $167,000 | 1,054 |
| Service charges on deposit accounts | $445,000 | 3,075 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $79,000 | 8,286 |
| Total noninterest expense | $3,569,000 | 3,779 |
| Salaries and employee benefits | $2,026,000 | 3,242 |
| Premises and equipment expense | $372,000 | 4,874 |
| Additional noninterest expense | $1,171,000 | 4,139 |
| Pre-tax net operating income | $2,074,000 | 3,322 |
| Securities gains (losses) | $43,000 | 1,243 |
| Applicable income taxes | $537,000 | 3,836 |
| Income before extraordinary items | $1,580,000 | 3,038 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,580,000 | 3,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 10,986 |
| Cash dividends | $480,000 | 3,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,547,750 | 3,115 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,232,000 | 2,762 |
| Total interest expense | $6,129,000 | 2,117 |
| Net interest income | $5,103,000 | 3,499 |
| Provision for loan and lease losses | $53,000 | 7,335 |
| Total noninterest income | $642,000 | 4,728 |
| Gross Fiduciary activities income | $148,000 | 1,128 |
| Service charges on deposit accounts | $409,000 | 3,373 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $85,000 | 8,419 |
| Total noninterest expense | $3,409,000 | 4,014 |
| Salaries and employee benefits | $1,917,000 | 3,402 |
| Premises and equipment expense | $347,000 | 5,271 |
| Additional noninterest expense | $1,145,000 | 4,380 |
| Pre-tax net operating income | $2,283,000 | 2,940 |
| Securities gains (losses) | $101,000 | 2,497 |
| Applicable income taxes | $669,000 | 3,253 |
| Income before extraordinary items | $1,715,000 | 2,872 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,715,000 | 2,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,951 |
| Cash dividends | $450,000 | 3,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,642,280 | 2,821 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,660,000 | 3,284 |
| Total interest expense | $6,179,000 | 2,702 |
| Net interest income | $4,481,000 | 4,017 |
| Provision for loan and lease losses | $117,000 | 6,890 |
| Total noninterest income | $627,000 | 4,812 |
| Gross Fiduciary activities income | $151,000 | 1,152 |
| Service charges on deposit accounts | $402,000 | 3,469 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $74,000 | 9,109 |
| Total noninterest expense | $3,244,000 | 4,216 |
| Salaries and employee benefits | $1,826,000 | 3,501 |
| Premises and equipment expense | $326,000 | 5,645 |
| Additional noninterest expense | $1,092,000 | 4,717 |
| Pre-tax net operating income | $1,747,000 | 3,525 |
| Securities gains (losses) | $139,000 | 2,518 |
| Applicable income taxes | $455,000 | 4,327 |
| Income before extraordinary items | $1,431,000 | 3,217 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,431,000 | 3,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 5,509 |
| Cash dividends | $330,000 | 3,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,325,360 | 3,214 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.