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Farmers & Merchants Bank of Colby, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$600,000	4,515
Total interest expense	$10,000	4,487
Net interest income	$75,764,000	484
Provision for loan and lease losses	NA	NA
Total noninterest income	$2,092	4,527
Gross Fiduciary activities income	$70	971
Service charges on deposit accounts	$552	4,405
Trading account gains and fees	$0	123
Additional Noninterest Income	$3,903	4,482
Total noninterest expense	NA	NA
Salaries and employee benefits	NA	NA
Premises and equipment expense	$0	4,529
Additional noninterest expense	$15,913	4,379
Pre-tax net operating income	$0	4,317
Securities gains (losses)	$905,000	77
Applicable income taxes	$0	3,369
Income before extraordinary items	$9,000	4,322
Extraordinary gains, net	$34,719,000	10
Net income	$5,750,000	1,585
Minority interest net income	$0	88
Net income of bank and minority interests.	$0	4,314
Net charge-offs	$0	2,884
Cash dividends	$4,459,000	887
Sale, conversion, retirement of capital stock, net	$318	515
Net operating income	$0	4,337
2023-09-30 (YTD Data)		Rank
Total interest income	$18,141,000	1,628
Total interest expense	$6,889,000	1,282
Net interest income	$11,252,000	1,820
Provision for loan and lease losses	$300,000	1,340
Total noninterest income	$705,000	2,816
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$200,000	2,351
Trading account gains and fees	NA	NA
Additional Noninterest Income	$505,000	2,668
Total noninterest expense	$5,724,000	2,398
Salaries and employee benefits	$3,001,000	2,511
Premises and equipment expense	$539,000	2,461
Additional noninterest expense	$505,000	2,667
Pre-tax net operating income	$5,933,000	1,461
Securities gains (losses)	$0	849
Applicable income taxes	$1,175,000	1,165
Income before extraordinary items	$4,758,000	1,512
Extraordinary gains, net	$0	52
Net income	$4,758,000	1,524
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,758,000	1,512
Net charge-offs	$750,000	475
Cash dividends	$667,000	2,027
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$4,758,000	1,533
2023-06-30 (YTD Data)		Rank
Total interest income	$11,506,000	1,656
Total interest expense	$4,011,000	1,300
Net interest income	$7,495,000	1,829
Provision for loan and lease losses	$275,000	1,121
Total noninterest income	$386,000	3,001
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$120,000	2,481
Trading account gains and fees	NA	NA
Additional Noninterest Income	$266,000	2,865
Total noninterest expense	$3,796,000	2,398
Salaries and employee benefits	$1,864,000	2,625
Premises and equipment expense	$424,000	2,233
Additional noninterest expense	$266,000	2,859
Pre-tax net operating income	$3,810,000	1,491
Securities gains (losses)	$27,000	384
Applicable income taxes	$750,000	1,211
Income before extraordinary items	$3,087,000	1,537
Extraordinary gains, net	$0	51
Net income	$3,087,000	1,555
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,087,000	1,537
Net charge-offs	$0	2,431
Cash dividends	$252,000	2,404
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$3,065,400	1,559
2023-03-31 (YTD Data)		Rank
Total interest income	$5,609,000	1,668
Total interest expense	$1,798,000	1,283
Net interest income	$3,811,000	1,819
Provision for loan and lease losses	$275,000	726
Total noninterest income	$177,000	3,086
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$57,000	2,546
Trading account gains and fees	NA	NA
Additional Noninterest Income	$120,000	2,973
Total noninterest expense	$2,151,000	2,247
Salaries and employee benefits	$891,000	2,723
Premises and equipment expense	$249,000	2,052
Additional noninterest expense	$120,000	2,973
Pre-tax net operating income	$1,562,000	1,735
Securities gains (losses)	$0	950
Applicable income taxes	$300,000	1,390
Income before extraordinary items	$1,262,000	1,787
Extraordinary gains, net	$0	4
Net income	$1,262,000	1,788
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,262,000	1,787
Net charge-offs	$0	2,062
Cash dividends	$114,000	2,034
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,262,000	1,809
2022-12-31 (YTD Data)		Rank
Total interest income	$15,664,000	1,888
Total interest expense	$3,110,000	1,141
Net interest income	$12,554,000	2,042
Provision for loan and lease losses	$125,000	2,070
Total noninterest income	$651,000	3,283
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$171,000	2,927
Trading account gains and fees	NA	NA
Additional Noninterest Income	$480,000	3,085
Total noninterest expense	$5,290,000	2,944
Salaries and employee benefits	$2,802,000	3,037
Premises and equipment expense	$571,000	2,803
Additional noninterest expense	$480,000	3,085
Pre-tax net operating income	$7,790,000	1,512
Securities gains (losses)	$-407,000	4,281
Applicable income taxes	$1,300,000	1,368
Income before extraordinary items	$6,083,000	1,615
Extraordinary gains, net	$0	5
Net income	$6,083,000	1,613
Minority interest net income	$0	63
Net income of bank and minority interests.	$6,083,000	1,614
Net charge-offs	$0	2,620
Cash dividends	$563,000	2,622
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$6,416,740	1,574
2022-09-30 (YTD Data)		Rank
Total interest income	$11,199,000	1,902
Total interest expense	$1,817,000	1,109
Net interest income	$9,382,000	2,030
Provision for loan and lease losses	$0	2,835
Total noninterest income	$498,000	3,300
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$129,000	2,942
Trading account gains and fees	NA	NA
Additional Noninterest Income	$369,000	3,101
Total noninterest expense	$3,489,000	3,145
Salaries and employee benefits	$1,851,000	3,201
Premises and equipment expense	$356,000	3,055
Additional noninterest expense	$369,000	3,101
Pre-tax net operating income	$6,391,000	1,413
Securities gains (losses)	$0	740
Applicable income taxes	$1,316,000	1,169
Income before extraordinary items	$5,075,000	1,470
Extraordinary gains, net	$0	4
Net income	$5,075,000	1,470
Minority interest net income	$0	57
Net income of bank and minority interests.	$5,075,000	1,470
Net charge-offs	$0	2,349
Cash dividends	$497,000	2,221
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$5,075,000	1,503
2022-06-30 (YTD Data)		Rank
Total interest income	$7,203,000	1,893
Total interest expense	$938,000	1,200
Net interest income	$6,265,000	1,978
Provision for loan and lease losses	$0	2,599
Total noninterest income	$322,000	3,314
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$83,000	2,994
Trading account gains and fees	NA	NA
Additional Noninterest Income	$239,000	3,147
Total noninterest expense	$2,041,000	3,311
Salaries and employee benefits	$1,175,000	3,272
Premises and equipment expense	$195,000	3,363
Additional noninterest expense	$671,000	3,252
Pre-tax net operating income	$4,546,000	1,284
Securities gains (losses)	$0	687
Applicable income taxes	$951,000	1,049
Income before extraordinary items	$3,595,000	1,324
Extraordinary gains, net	$0	4
Net income	$3,595,000	1,323
Minority interest net income	$0	60
Net income of bank and minority interests.	$3,595,000	1,324
Net charge-offs	$0	2,156
Cash dividends	$132,000	2,636
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$3,595,000	1,354
2022-03-31 (YTD Data)		Rank
Total interest income	$3,460,000	1,904
Total interest expense	$430,000	1,248
Net interest income	$3,030,000	1,980
Provision for loan and lease losses	$0	2,285
Total noninterest income	$154,000	3,319
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$38,000	3,053
Trading account gains and fees	NA	NA
Additional Noninterest Income	$116,000	3,132
Total noninterest expense	$888,000	3,515
Salaries and employee benefits	$485,000	3,527
Premises and equipment expense	$79,000	3,652
Additional noninterest expense	$324,000	3,305
Pre-tax net operating income	$2,296,000	1,227
Securities gains (losses)	$0	623
Applicable income taxes	$375,000	1,150
Income before extraordinary items	$1,921,000	1,230
Extraordinary gains, net	$0	4
Net income	$1,921,000	1,230
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,921,000	1,230
Net charge-offs	$0	1,838
Cash dividends	$66,000	2,104
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,921,000	1,246
2021-12-31 (YTD Data)		Rank
Total interest income	$13,150,000	2,059
Total interest expense	$1,756,000	1,471
Net interest income	$11,394,000	2,113
Provision for loan and lease losses	$500,000	1,035
Total noninterest income	$693,000	3,349
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$167,000	2,900
Trading account gains and fees	NA	NA
Additional Noninterest Income	$526,000	3,221
Total noninterest expense	$4,579,000	3,163
Salaries and employee benefits	$2,380,000	3,273
Premises and equipment expense	$549,000	2,885
Additional noninterest expense	$1,650,000	2,934
Pre-tax net operating income	$7,008,000	1,638
Securities gains (losses)	$15,000	1,611
Applicable income taxes	$1,163,000	1,495
Income before extraordinary items	$5,860,000	1,685
Extraordinary gains, net	$0	10
Net income	$5,860,000	1,684
Minority interest net income	$0	74
Net income of bank and minority interests.	$5,860,000	1,685
Net charge-offs	$-153,000	4,476
Cash dividends	$2,222,000	1,429
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$5,847,550	1,660
2021-09-30 (YTD Data)		Rank
Total interest income	$9,819,000	2,093
Total interest expense	$1,339,000	1,531
Net interest income	$8,480,000	2,159
Provision for loan and lease losses	$0	2,963
Total noninterest income	$461,000	3,511
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$127,000	2,899
Trading account gains and fees	NA	NA
Additional Noninterest Income	$334,000	3,410
Total noninterest expense	$3,152,000	3,305
Salaries and employee benefits	$1,544,000	3,502
Premises and equipment expense	$372,000	3,069
Additional noninterest expense	$1,236,000	2,932
Pre-tax net operating income	$5,789,000	1,595
Securities gains (losses)	$15,000	1,526
Applicable income taxes	$1,177,000	1,344
Income before extraordinary items	$4,627,000	1,696
Extraordinary gains, net	$0	8
Net income	$4,627,000	1,695
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,627,000	1,696
Net charge-offs	$-115,000	4,504
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$4,615,000	1,675
2021-06-30 (YTD Data)		Rank
Total interest income	$6,621,000	2,073
Total interest expense	$917,000	1,563
Net interest income	$5,704,000	2,117
Provision for loan and lease losses	$0	2,862
Total noninterest income	$294,000	3,541
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$80,000	2,920
Trading account gains and fees	NA	NA
Additional Noninterest Income	$214,000	3,446
Total noninterest expense	$2,049,000	3,331
Salaries and employee benefits	$1,013,000	3,528
Premises and equipment expense	$260,000	2,986
Additional noninterest expense	$776,000	3,045
Pre-tax net operating income	$3,949,000	1,541
Securities gains (losses)	$15,000	1,275
Applicable income taxes	$802,000	1,319
Income before extraordinary items	$3,162,000	1,651
Extraordinary gains, net	$0	6
Net income	$3,162,000	1,651
Minority interest net income	$0	67
Net income of bank and minority interests.	$3,162,000	1,651
Net charge-offs	$-77,000	4,510
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$3,150,000	1,623
2021-03-31 (YTD Data)		Rank
Total interest income	$3,334,000	2,054
Total interest expense	$476,000	1,580
Net interest income	$2,858,000	2,095
Provision for loan and lease losses	$0	2,741
Total noninterest income	$153,000	3,501
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$37,000	2,988
Trading account gains and fees	NA	NA
Additional Noninterest Income	$116,000	3,367
Total noninterest expense	$908,000	3,524
Salaries and employee benefits	$420,000	3,787
Premises and equipment expense	$165,000	2,627
Additional noninterest expense	$323,000	3,304
Pre-tax net operating income	$2,103,000	1,478
Securities gains (losses)	$15,000	950
Applicable income taxes	$325,000	1,452
Income before extraordinary items	$1,793,000	1,511
Extraordinary gains, net	$0	3
Net income	$1,793,000	1,511
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,793,000	1,511
Net charge-offs	$-26,000	4,430
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,780,250	1,483
2020-12-31 (YTD Data)		Rank
Total interest income	$12,141,000	2,216
Total interest expense	$2,372,000	1,774
Net interest income	$9,769,000	2,290
Provision for loan and lease losses	$1,350,000	1,325
Total noninterest income	$628,000	3,384
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$140,000	3,187
Trading account gains and fees	NA	NA
Additional Noninterest Income	$488,000	3,170
Total noninterest expense	$3,963,000	3,385
Salaries and employee benefits	$2,075,000	3,514
Premises and equipment expense	$560,000	2,862
Additional noninterest expense	$1,328,000	3,242
Pre-tax net operating income	$5,084,000	1,765
Securities gains (losses)	$20,000	2,111
Applicable income taxes	$877,000	1,532
Income before extraordinary items	$4,227,000	1,842
Extraordinary gains, net	$0	4
Net income	$4,227,000	1,841
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,227,000	1,842
Net charge-offs	$923,000	688
Cash dividends	$1,200,000	1,987
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$4,210,400	1,807
2020-09-30 (YTD Data)		Rank
Total interest income	$9,038,000	2,244
Total interest expense	$1,866,000	1,792
Net interest income	$7,172,000	2,332
Provision for loan and lease losses	$750,000	1,600
Total noninterest income	$481,000	3,345
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$100,000	3,262
Trading account gains and fees	NA	NA
Additional Noninterest Income	$381,000	3,102
Total noninterest expense	$2,519,000	3,639
Salaries and employee benefits	$1,345,000	3,711
Premises and equipment expense	$376,000	3,061
Additional noninterest expense	$798,000	3,602
Pre-tax net operating income	$4,384,000	1,561
Securities gains (losses)	$20,000	1,917
Applicable income taxes	$677,000	1,487
Income before extraordinary items	$3,727,000	1,603
Extraordinary gains, net	$0	4
Net income	$3,727,000	1,604
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,727,000	1,604
Net charge-offs	$974,000	513
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$3,710,000	1,564
2020-06-30 (YTD Data)		Rank
Total interest income	$5,969,000	2,299
Total interest expense	$1,326,000	1,798
Net interest income	$4,643,000	2,386
Provision for loan and lease losses	$300,000	2,042
Total noninterest income	$325,000	3,298
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$74,000	3,159
Trading account gains and fees	NA	NA
Additional Noninterest Income	$251,000	3,078
Total noninterest expense	$1,569,000	3,757
Salaries and employee benefits	$873,000	3,762
Premises and equipment expense	$225,000	3,228
Additional noninterest expense	$471,000	3,783
Pre-tax net operating income	$3,099,000	1,406
Securities gains (losses)	$0	2,249
Applicable income taxes	$630,000	1,155
Income before extraordinary items	$2,469,000	1,546
Extraordinary gains, net	$0	4
Net income	$2,469,000	1,546
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,469,000	1,547
Net charge-offs	$-1,000	3,744
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,469,000	1,495
2020-03-31 (YTD Data)		Rank
Total interest income	$2,902,000	2,320
Total interest expense	$743,000	1,777
Net interest income	$2,159,000	2,460
Provision for loan and lease losses	$150,000	1,627
Total noninterest income	$149,000	3,392
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$39,000	3,354
Trading account gains and fees	NA	NA
Additional Noninterest Income	$110,000	3,076
Total noninterest expense	$708,000	3,928
Salaries and employee benefits	$382,000	3,983
Premises and equipment expense	$84,000	3,700
Additional noninterest expense	$242,000	3,785
Pre-tax net operating income	$1,450,000	1,353
Securities gains (losses)	$0	1,705
Applicable income taxes	$317,000	1,038
Income before extraordinary items	$1,133,000	1,498
Extraordinary gains, net	$0	4
Net income	$1,133,000	1,496
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,133,000	1,498
Net charge-offs	$0	2,581
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,133,000	1,474
2019-12-31 (YTD Data)		Rank
Total interest income	$11,294,000	2,390
Total interest expense	$3,134,000	1,752
Net interest income	$8,160,000	2,589
Provision for loan and lease losses	$500,000	1,469
Total noninterest income	$624,000	3,406
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$105,000	3,886
Trading account gains and fees	NA	NA
Additional Noninterest Income	$519,000	2,983
Total noninterest expense	$3,359,000	3,722
Salaries and employee benefits	$1,932,000	3,665
Premises and equipment expense	$379,000	3,565
Additional noninterest expense	$1,048,000	3,724
Pre-tax net operating income	$4,925,000	1,775
Securities gains (losses)	$0	2,379
Applicable income taxes	$1,346,000	1,189
Income before extraordinary items	$3,579,000	2,050
Extraordinary gains, net	$0	11
Net income	$3,579,000	2,052
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,579,000	2,052
Net charge-offs	$0	3,726
Cash dividends	$1,302,000	2,023
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$3,579,000	2,017
2019-09-30 (YTD Data)		Rank
Total interest income	$8,392,000	2,431
Total interest expense	$2,310,000	1,782
Net interest income	$6,082,000	2,625
Provision for loan and lease losses	$0	3,836
Total noninterest income	$451,000	3,465
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$56,000	4,246
Trading account gains and fees	NA	NA
Additional Noninterest Income	$395,000	2,984
Total noninterest expense	$2,252,000	3,922
Salaries and employee benefits	$1,266,000	3,896
Premises and equipment expense	$245,000	3,828
Additional noninterest expense	$741,000	3,837
Pre-tax net operating income	$4,281,000	1,631
Securities gains (losses)	$0	2,167
Applicable income taxes	$1,070,000	1,180
Income before extraordinary items	$3,211,000	1,843
Extraordinary gains, net	$0	11
Net income	$3,211,000	1,842
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,211,000	1,844
Net charge-offs	$0	3,455
Cash dividends	$801,000	2,039
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$3,211,000	1,809
2019-06-30 (YTD Data)		Rank
Total interest income	$5,490,000	2,454
Total interest expense	$1,487,000	1,799
Net interest income	$4,003,000	2,659
Provision for loan and lease losses	$0	3,685
Total noninterest income	$325,000	3,336
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$41,000	4,186
Trading account gains and fees	NA	NA
Additional Noninterest Income	$284,000	2,864
Total noninterest expense	$1,501,000	3,952
Salaries and employee benefits	$863,000	3,890
Premises and equipment expense	$158,000	3,900
Additional noninterest expense	$480,000	3,918
Pre-tax net operating income	$2,827,000	1,624
Securities gains (losses)	$0	1,702
Applicable income taxes	$635,000	1,251
Income before extraordinary items	$2,192,000	1,780
Extraordinary gains, net	$0	11
Net income	$2,192,000	1,779
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,192,000	1,780
Net charge-offs	$0	3,172
Cash dividends	$801,000	1,635
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$2,192,000	1,747
2019-03-31 (YTD Data)		Rank
Total interest income	$2,683,000	2,484
Total interest expense	$708,000	1,829
Net interest income	$1,975,000	2,707
Provision for loan and lease losses	$0	3,406
Total noninterest income	$119,000	3,727
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$22,000	4,147
Trading account gains and fees	NA	NA
Additional Noninterest Income	$97,000	3,259
Total noninterest expense	$810,000	3,882
Salaries and employee benefits	$487,000	3,739
Premises and equipment expense	$84,000	3,833
Additional noninterest expense	$239,000	3,939
Pre-tax net operating income	$1,284,000	1,717
Securities gains (losses)	$0	1,087
Applicable income taxes	$260,000	1,372
Income before extraordinary items	$1,024,000	1,838
Extraordinary gains, net	$0	5
Net income	$1,024,000	1,836
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,024,000	1,837
Net charge-offs	$-1,000	3,818
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,024,000	1,815
2018-12-31 (YTD Data)		Rank
Total interest income	$9,711,000	2,575
Total interest expense	$2,171,000	1,827
Net interest income	$7,540,000	2,756
Provision for loan and lease losses	$250,000	2,131
Total noninterest income	$403,000	4,037
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$97,000	4,167
Trading account gains and fees	NA	NA
Additional Noninterest Income	$306,000	3,655
Total noninterest expense	$2,922,000	4,035
Salaries and employee benefits	$1,609,000	4,062
Premises and equipment expense	$324,000	3,896
Additional noninterest expense	$989,000	3,915
Pre-tax net operating income	$4,771,000	1,836
Securities gains (losses)	$2,000	956
Applicable income taxes	$1,100,000	1,297
Income before extraordinary items	$3,673,000	2,017
Extraordinary gains, net	$0	6
Net income	$3,673,000	2,015
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,673,000	2,016
Net charge-offs	$0	3,782
Cash dividends	$1,800,000	1,549
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,671,420	2,015
2018-09-30 (YTD Data)		Rank
Total interest income	$7,161,000	2,604
Total interest expense	$1,525,000	1,849
Net interest income	$5,636,000	2,773
Provision for loan and lease losses	$0	3,948
Total noninterest income	$304,000	4,070
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$70,000	4,254
Trading account gains and fees	NA	NA
Additional Noninterest Income	$234,000	3,663
Total noninterest expense	$2,096,000	4,131
Salaries and employee benefits	$1,131,000	4,182
Premises and equipment expense	$245,000	3,916
Additional noninterest expense	$720,000	3,988
Pre-tax net operating income	$3,844,000	1,769
Securities gains (losses)	$1,000	1,016
Applicable income taxes	$820,000	1,355
Income before extraordinary items	$3,025,000	1,894
Extraordinary gains, net	$0	5
Net income	$3,025,000	1,892
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,025,000	1,893
Net charge-offs	$0	3,489
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$3,024,210	1,885
2018-06-30 (YTD Data)		Rank
Total interest income	$4,644,000	2,652
Total interest expense	$963,000	1,833
Net interest income	$3,681,000	2,819
Provision for loan and lease losses	$0	3,782
Total noninterest income	$191,000	4,153
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$38,000	4,488
Trading account gains and fees	NA	NA
Additional Noninterest Income	$153,000	3,706
Total noninterest expense	$1,263,000	4,301
Salaries and employee benefits	$672,000	4,392
Premises and equipment expense	$133,000	4,255
Additional noninterest expense	$458,000	4,096
Pre-tax net operating income	$2,609,000	1,701
Securities gains (losses)	$1,000	871
Applicable income taxes	$505,000	1,403
Income before extraordinary items	$2,105,000	1,810
Extraordinary gains, net	$0	6
Net income	$2,105,000	1,809
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,105,000	1,809
Net charge-offs	$0	3,209
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$2,104,190	1,798
2018-03-31 (YTD Data)		Rank
Total interest income	$2,243,000	2,712
Total interest expense	$458,000	1,827
Net interest income	$1,785,000	2,895
Provision for loan and lease losses	$0	3,508
Total noninterest income	$92,000	4,196
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$18,000	4,565
Trading account gains and fees	NA	NA
Additional Noninterest Income	$74,000	3,744
Total noninterest expense	$641,000	4,330
Salaries and employee benefits	$341,000	4,420
Premises and equipment expense	$75,000	4,137
Additional noninterest expense	$225,000	4,149
Pre-tax net operating income	$1,236,000	1,750
Securities gains (losses)	$0	735
Applicable income taxes	$240,000	1,405
Income before extraordinary items	$996,000	1,851
Extraordinary gains, net	$0	7
Net income	$996,000	1,850
Minority interest net income	$0	52
Net income of bank and minority interests.	$996,000	1,851
Net charge-offs	$0	2,722
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$996,000	1,842
2017-12-31 (YTD Data)		Rank
Total interest income	$8,648,000	2,722
Total interest expense	$1,650,000	1,778
Net interest income	$6,998,000	2,885
Provision for loan and lease losses	$125,000	2,809
Total noninterest income	$384,000	4,251
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$77,000	4,617
Trading account gains and fees	NA	NA
Additional Noninterest Income	$307,000	3,782
Total noninterest expense	$2,704,000	4,289
Salaries and employee benefits	$1,505,000	4,286
Premises and equipment expense	$321,000	4,055
Additional noninterest expense	$878,000	4,224
Pre-tax net operating income	$4,553,000	1,852
Securities gains (losses)	$86,000	677
Applicable income taxes	$1,276,000	1,671
Income before extraordinary items	$3,363,000	1,864
Extraordinary gains, net	$0	9
Net income	$3,363,000	1,864
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,363,000	1,865
Net charge-offs	$-2,000	4,552
Cash dividends	$480,000	3,010
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$3,301,080	1,865
2017-09-30 (YTD Data)		Rank
Total interest income	$6,454,000	2,738
Total interest expense	$1,200,000	1,802
Net interest income	$5,254,000	2,907
Provision for loan and lease losses	$0	4,088
Total noninterest income	$287,000	4,299
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$55,000	4,699
Trading account gains and fees	NA	NA
Additional Noninterest Income	$232,000	3,797
Total noninterest expense	$1,857,000	4,452
Salaries and employee benefits	$1,032,000	4,461
Premises and equipment expense	$182,000	4,517
Additional noninterest expense	$643,000	4,292
Pre-tax net operating income	$3,684,000	1,758
Securities gains (losses)	$86,000	643
Applicable income taxes	$1,030,000	1,442
Income before extraordinary items	$2,740,000	1,872
Extraordinary gains, net	$0	9
Net income	$2,740,000	1,872
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,740,000	1,872
Net charge-offs	$-1,000	4,281
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,677,220	1,885
2017-06-30 (YTD Data)		Rank
Total interest income	$4,251,000	2,753
Total interest expense	$781,000	1,803
Net interest income	$3,470,000	2,914
Provision for loan and lease losses	$0	3,871
Total noninterest income	$189,000	4,317
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$34,000	4,802
Trading account gains and fees	NA	NA
Additional Noninterest Income	$155,000	3,811
Total noninterest expense	$1,239,000	4,477
Salaries and employee benefits	$692,000	4,483
Premises and equipment expense	$129,000	4,444
Additional noninterest expense	$418,000	4,356
Pre-tax net operating income	$2,420,000	1,759
Securities gains (losses)	$73,000	529
Applicable income taxes	$705,000	1,388
Income before extraordinary items	$1,788,000	1,862
Extraordinary gains, net	$0	11
Net income	$1,788,000	1,862
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,788,000	1,862
Net charge-offs	$-1,000	4,147
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,735,440	1,888
2017-03-31 (YTD Data)		Rank
Total interest income	$2,088,000	2,784
Total interest expense	$373,000	1,848
Net interest income	$1,715,000	2,945
Provision for loan and lease losses	$0	3,537
Total noninterest income	$103,000	4,249
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$16,000	4,894
Trading account gains and fees	NA	NA
Additional Noninterest Income	$87,000	3,654
Total noninterest expense	$574,000	4,658
Salaries and employee benefits	$297,000	4,752
Premises and equipment expense	$89,000	3,957
Additional noninterest expense	$188,000	4,574
Pre-tax net operating income	$1,244,000	1,672
Securities gains (losses)	$73,000	282
Applicable income taxes	$355,000	1,352
Income before extraordinary items	$962,000	1,720
Extraordinary gains, net	$0	8
Net income	$962,000	1,719
Minority interest net income	$0	55
Net income of bank and minority interests.	$962,000	1,720
Net charge-offs	$-20,000	5,253
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$908,710	1,772
2016-12-31 (YTD Data)		Rank
Total interest income	$8,005,000	2,850
Total interest expense	$1,281,000	2,021
Net interest income	$6,724,000	2,965
Provision for loan and lease losses	$200,000	2,434
Total noninterest income	$389,000	4,406
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$86,000	4,686
Trading account gains and fees	$0	170
Additional Noninterest Income	$303,000	3,925
Total noninterest expense	$2,491,000	4,555
Salaries and employee benefits	$1,309,000	4,619
Premises and equipment expense	$278,000	4,436
Additional noninterest expense	$904,000	4,340
Pre-tax net operating income	$4,422,000	1,789
Securities gains (losses)	$-57,000	5,762
Applicable income taxes	$1,227,000	1,453
Income before extraordinary items	$3,138,000	2,029
Extraordinary gains, net	$0	5
Net income	$3,138,000	2,027
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,138,000	2,028
Net charge-offs	$0	4,281
Cash dividends	$195,000	3,711
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$3,179,040	1,956
2016-09-30 (YTD Data)		Rank
Total interest income	$5,966,000	2,867
Total interest expense	$935,000	2,061
Net interest income	$5,031,000	2,984
Provision for loan and lease losses	$50,000	3,314
Total noninterest income	$286,000	4,442
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$67,000	4,679
Trading account gains and fees	$0	169
Additional Noninterest Income	$219,000	3,990
Total noninterest expense	$1,741,000	4,698
Salaries and employee benefits	$916,000	4,743
Premises and equipment expense	$173,000	4,739
Additional noninterest expense	$652,000	4,443
Pre-tax net operating income	$3,526,000	1,726
Securities gains (losses)	$0	3,160
Applicable income taxes	$985,000	1,422
Income before extraordinary items	$2,541,000	1,921
Extraordinary gains, net	$0	5
Net income	$2,541,000	1,921
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,541,000	1,921
Net charge-offs	$0	3,952
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,541,000	1,863
2016-06-30 (YTD Data)		Rank
Total interest income	$3,905,000	2,915
Total interest expense	$601,000	2,129
Net interest income	$3,304,000	3,024
Provision for loan and lease losses	$0	4,017
Total noninterest income	$185,000	4,505
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$48,000	4,601
Trading account gains and fees	$0	157
Additional Noninterest Income	$137,000	4,091
Total noninterest expense	$1,174,000	4,728
Salaries and employee benefits	$598,000	4,826
Premises and equipment expense	$120,000	4,724
Additional noninterest expense	$456,000	4,407
Pre-tax net operating income	$2,315,000	1,745
Securities gains (losses)	$0	2,835
Applicable income taxes	$675,000	1,394
Income before extraordinary items	$1,640,000	1,957
Extraordinary gains, net	$0	16
Net income	$1,640,000	1,957
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,640,000	1,957
Net charge-offs	$0	3,689
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,640,000	1,902
2016-03-31 (YTD Data)		Rank
Total interest income	$1,922,000	2,943
Total interest expense	$293,000	2,175
Net interest income	$1,629,000	3,064
Provision for loan and lease losses	$0	3,656
Total noninterest income	$99,000	4,406
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$23,000	4,665
Trading account gains and fees	$0	142
Additional Noninterest Income	$76,000	3,926
Total noninterest expense	$522,000	4,960
Salaries and employee benefits	$267,000	5,037
Premises and equipment expense	$47,000	5,057
Additional noninterest expense	$208,000	4,599
Pre-tax net operating income	$1,206,000	1,659
Securities gains (losses)	$0	2,077
Applicable income taxes	$340,000	1,373
Income before extraordinary items	$866,000	1,849
Extraordinary gains, net	$0	12
Net income	$866,000	1,850
Minority interest net income	$0	62
Net income of bank and minority interests.	$866,000	1,850
Net charge-offs	$0	3,094
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$866,000	1,808
2015-12-31 (YTD Data)		Rank
Total interest income	$7,228,000	3,042
Total interest expense	$1,068,000	2,312
Net interest income	$6,160,000	3,134
Provision for loan and lease losses	$100,000	3,023
Total noninterest income	$360,000	4,596
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$82,000	4,937
Trading account gains and fees	$0	159
Additional Noninterest Income	$278,000	4,069
Total noninterest expense	$2,372,000	4,790
Salaries and employee benefits	$1,301,000	4,751
Premises and equipment expense	$233,000	4,875
Additional noninterest expense	$838,000	4,600
Pre-tax net operating income	$4,048,000	1,848
Securities gains (losses)	$54,000	1,596
Applicable income taxes	$1,138,000	1,478
Income before extraordinary items	$2,964,000	2,079
Extraordinary gains, net	$0	23
Net income	$2,964,000	2,080
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,964,000	2,081
Net charge-offs	$1,000	4,383
Cash dividends	$351,000	3,271
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,925,120	2,053
2015-09-30 (YTD Data)		Rank
Total interest income	$5,302,000	3,109
Total interest expense	$792,000	2,355
Net interest income	$4,510,000	3,207
Provision for loan and lease losses	$50,000	3,229
Total noninterest income	$282,000	4,592
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$52,000	5,171
Trading account gains and fees	$0	153
Additional Noninterest Income	$230,000	3,976
Total noninterest expense	$1,604,000	4,981
Salaries and employee benefits	$893,000	4,926
Premises and equipment expense	$146,000	5,179
Additional noninterest expense	$565,000	4,858
Pre-tax net operating income	$3,138,000	1,836
Securities gains (losses)	$24,000	1,919
Applicable income taxes	$886,000	1,486
Income before extraordinary items	$2,276,000	2,041
Extraordinary gains, net	$0	21
Net income	$2,276,000	2,043
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,276,000	2,042
Net charge-offs	$8,000	3,710
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,258,720	2,010
2015-06-30 (YTD Data)		Rank
Total interest income	$3,462,000	3,160
Total interest expense	$525,000	2,377
Net interest income	$2,937,000	3,265
Provision for loan and lease losses	$0	4,069
Total noninterest income	$163,000	4,778
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$35,000	5,184
Trading account gains and fees	$0	157
Additional Noninterest Income	$128,000	4,216
Total noninterest expense	$1,073,000	5,026
Salaries and employee benefits	$581,000	5,017
Premises and equipment expense	$91,000	5,304
Additional noninterest expense	$401,000	4,750
Pre-tax net operating income	$2,027,000	1,883
Securities gains (losses)	$0	2,636
Applicable income taxes	$609,000	1,459
Income before extraordinary items	$1,418,000	2,147
Extraordinary gains, net	$0	22
Net income	$1,418,000	2,149
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,418,000	2,149
Net charge-offs	$-4,000	4,963
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,418,000	2,096
2015-03-31 (YTD Data)		Rank
Total interest income	$1,634,000	3,310
Total interest expense	$260,000	2,415
Net interest income	$1,374,000	3,419
Provision for loan and lease losses	$0	3,703
Total noninterest income	$76,000	4,850
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$17,000	5,220
Trading account gains and fees	$0	152
Additional Noninterest Income	$59,000	4,333
Total noninterest expense	$488,000	5,212
Salaries and employee benefits	$276,000	5,131
Premises and equipment expense	$53,000	5,153
Additional noninterest expense	$159,000	5,184
Pre-tax net operating income	$962,000	1,918
Securities gains (losses)	$0	2,027
Applicable income taxes	$282,000	1,506
Income before extraordinary items	$680,000	2,197
Extraordinary gains, net	$0	13
Net income	$680,000	2,198
Minority interest net income	$0	64
Net income of bank and minority interests.	$680,000	2,198
Net charge-offs	$-4,000	5,028
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$680,000	2,124
2014-12-31 (YTD Data)		Rank
Total interest income	$6,430,000	3,371
Total interest expense	$992,000	2,586
Net interest income	$5,438,000	3,455
Provision for loan and lease losses	$175,000	2,634
Total noninterest income	$485,000	4,321
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$70,000	5,391
Trading account gains and fees	$0	180
Additional Noninterest Income	$415,000	3,542
Total noninterest expense	$2,319,000	5,024
Salaries and employee benefits	$1,227,000	5,037
Premises and equipment expense	$253,000	4,969
Additional noninterest expense	$839,000	4,807
Pre-tax net operating income	$3,429,000	2,058
Securities gains (losses)	$89,000	1,344
Applicable income taxes	$996,000	1,544
Income before extraordinary items	$2,522,000	2,296
Extraordinary gains, net	$0	17
Net income	$2,522,000	2,296
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,522,000	2,296
Net charge-offs	$8,000	4,635
Cash dividends	$270,000	3,495
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,457,920	2,291
2014-09-30 (YTD Data)		Rank
Total interest income	$4,739,000	3,431
Total interest expense	$730,000	2,654
Net interest income	$4,009,000	3,529
Provision for loan and lease losses	$75,000	3,094
Total noninterest income	$337,000	4,491
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$51,000	5,494
Trading account gains and fees	$0	174
Additional Noninterest Income	$286,000	3,705
Total noninterest expense	$1,472,000	5,335
Salaries and employee benefits	$817,000	5,241
Premises and equipment expense	$141,000	5,489
Additional noninterest expense	$514,000	5,223
Pre-tax net operating income	$2,799,000	1,965
Securities gains (losses)	$89,000	1,071
Applicable income taxes	$843,000	1,459
Income before extraordinary items	$2,045,000	2,187
Extraordinary gains, net	$0	15
Net income	$2,045,000	2,187
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,045,000	2,186
Net charge-offs	$-9,000	5,598
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,981,810	2,179
2014-06-30 (YTD Data)		Rank
Total interest income	$3,102,000	3,481
Total interest expense	$484,000	2,698
Net interest income	$2,618,000	3,575
Provision for loan and lease losses	$75,000	2,610
Total noninterest income	$156,000	4,994
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$32,000	5,569
Trading account gains and fees	$0	172
Additional Noninterest Income	$124,000	4,287
Total noninterest expense	$978,000	5,377
Salaries and employee benefits	$581,000	5,186
Premises and equipment expense	$94,000	5,535
Additional noninterest expense	$303,000	5,448
Pre-tax net operating income	$1,721,000	2,038
Securities gains (losses)	$61,000	1,060
Applicable income taxes	$518,000	1,511
Income before extraordinary items	$1,264,000	2,258
Extraordinary gains, net	$0	20
Net income	$1,264,000	2,261
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,264,000	2,261
Net charge-offs	$-9,000	5,629
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,220,690	2,266
2014-03-31 (YTD Data)		Rank
Total interest income	$1,511,000	3,564
Total interest expense	$242,000	2,745
Net interest income	$1,269,000	3,646
Provision for loan and lease losses	$75,000	1,807
Total noninterest income	$64,000	5,218
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$14,000	5,710
Trading account gains and fees	$0	147
Additional Noninterest Income	$50,000	4,566
Total noninterest expense	$456,000	5,543
Salaries and employee benefits	$312,000	5,139
Premises and equipment expense	$44,000	5,666
Additional noninterest expense	$100,000	6,052
Pre-tax net operating income	$802,000	2,092
Securities gains (losses)	$0	1,715
Applicable income taxes	$229,000	1,593
Income before extraordinary items	$573,000	2,342
Extraordinary gains, net	$0	16
Net income	$573,000	2,343
Minority interest net income	$0	66
Net income of bank and minority interests.	$573,000	2,344
Net charge-offs	$-9,000	5,700
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$573,000	2,307
2013-12-31 (YTD Data)		Rank
Total interest income	$5,715,000	3,745
Total interest expense	$1,006,000	2,928
Net interest income	$4,709,000	3,845
Provision for loan and lease losses	$300,000	2,425
Total noninterest income	$312,000	5,088
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$73,000	5,616
Trading account gains and fees	$0	184
Additional Noninterest Income	$239,000	4,371
Total noninterest expense	$2,101,000	5,385
Salaries and employee benefits	$1,199,000	5,264
Premises and equipment expense	$200,000	5,551
Additional noninterest expense	$702,000	5,334
Pre-tax net operating income	$2,620,000	2,389
Securities gains (losses)	$43,000	1,909
Applicable income taxes	$748,000	1,748
Income before extraordinary items	$1,915,000	2,695
Extraordinary gains, net	$0	29
Net income	$1,915,000	2,698
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,915,000	2,698
Net charge-offs	$350,000	2,391
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,884,040	2,664
2013-09-30 (YTD Data)		Rank
Total interest income	$4,189,000	3,836
Total interest expense	$752,000	3,016
Net interest income	$3,437,000	3,943
Provision for loan and lease losses	$0	4,941
Total noninterest income	$230,000	5,180
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$44,000	5,904
Trading account gains and fees	$0	180
Additional Noninterest Income	$186,000	4,398
Total noninterest expense	$1,462,000	5,542
Salaries and employee benefits	$814,000	5,439
Premises and equipment expense	$135,000	5,752
Additional noninterest expense	$513,000	5,395
Pre-tax net operating income	$2,205,000	2,259
Securities gains (losses)	$-9,000	6,495
Applicable income taxes	$596,000	1,741
Income before extraordinary items	$1,600,000	2,538
Extraordinary gains, net	$0	25
Net income	$1,600,000	2,542
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,600,000	2,542
Net charge-offs	$-134,000	6,651
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,606,570	2,443
2013-06-30 (YTD Data)		Rank
Total interest income	$2,746,000	3,888
Total interest expense	$501,000	3,068
Net interest income	$2,245,000	3,995
Provision for loan and lease losses	$0	4,788
Total noninterest income	$161,000	5,148
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$28,000	5,967
Trading account gains and fees	$0	157
Additional Noninterest Income	$133,000	4,371
Total noninterest expense	$964,000	5,578
Salaries and employee benefits	$565,000	5,409
Premises and equipment expense	$86,000	5,834
Additional noninterest expense	$313,000	5,540
Pre-tax net operating income	$1,442,000	2,265
Securities gains (losses)	$-16,000	6,702
Applicable income taxes	$389,000	1,771
Income before extraordinary items	$1,037,000	2,568
Extraordinary gains, net	$0	22
Net income	$1,037,000	2,573
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,037,000	2,573
Net charge-offs	$-62,000	6,586
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,048,680	2,437
2013-03-31 (YTD Data)		Rank
Total interest income	$1,334,000	3,983
Total interest expense	$248,000	3,169
Net interest income	$1,086,000	4,098
Provision for loan and lease losses	$0	4,409
Total noninterest income	$93,000	4,953
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$14,000	5,965
Trading account gains and fees	$0	148
Additional Noninterest Income	$79,000	4,117
Total noninterest expense	$517,000	5,497
Salaries and employee benefits	$304,000	5,319
Premises and equipment expense	$51,000	5,624
Additional noninterest expense	$162,000	5,557
Pre-tax net operating income	$662,000	2,379
Securities gains (losses)	$-16,000	6,849
Applicable income taxes	$170,000	1,869
Income before extraordinary items	$476,000	2,680
Extraordinary gains, net	$0	10
Net income	$476,000	2,683
Minority interest net income	$0	76
Net income of bank and minority interests.	$476,000	2,682
Net charge-offs	$-45,000	6,690
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$487,840	2,565
2012-12-31 (YTD Data)		Rank
Total interest income	$5,571,000	4,023
Total interest expense	$1,076,000	3,453
Net interest income	$4,495,000	4,098
Provision for loan and lease losses	$0	5,905
Total noninterest income	$410,000	4,782
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$63,000	6,020
Trading account gains and fees	$0	166
Additional Noninterest Income	$347,000	3,838
Total noninterest expense	$2,143,000	5,520
Salaries and employee benefits	$1,112,000	5,524
Premises and equipment expense	$235,000	5,471
Additional noninterest expense	$796,000	5,273
Pre-tax net operating income	$2,762,000	2,240
Securities gains (losses)	$139,000	2,009
Applicable income taxes	$899,000	1,571
Income before extraordinary items	$2,002,000	2,587
Extraordinary gains, net	$0	29
Net income	$2,002,000	2,589
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,002,000	2,588
Net charge-offs	$15,000	5,495
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,906,090	2,552
2012-09-30 (YTD Data)		Rank
Total interest income	$4,165,000	4,110
Total interest expense	$815,000	3,535
Net interest income	$3,350,000	4,183
Provision for loan and lease losses	$0	5,790
Total noninterest income	$272,000	5,015
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$47,000	6,103
Trading account gains and fees	$0	157
Additional Noninterest Income	$225,000	4,083
Total noninterest expense	$1,412,000	5,801
Salaries and employee benefits	$741,000	5,762
Premises and equipment expense	$160,000	5,681
Additional noninterest expense	$511,000	5,631
Pre-tax net operating income	$2,210,000	2,169
Securities gains (losses)	$139,000	1,729
Applicable income taxes	$729,000	1,534
Income before extraordinary items	$1,620,000	2,508
Extraordinary gains, net	$0	20
Net income	$1,620,000	2,509
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,620,000	2,509
Net charge-offs	$15,000	5,185
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,524,090	2,489
2012-06-30 (YTD Data)		Rank
Total interest income	$2,800,000	4,122
Total interest expense	$548,000	3,620
Net interest income	$2,252,000	4,159
Provision for loan and lease losses	$0	5,619
Total noninterest income	$182,000	5,026
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$39,000	5,854
Trading account gains and fees	$0	153
Additional Noninterest Income	$143,000	4,143
Total noninterest expense	$913,000	5,906
Salaries and employee benefits	$504,000	5,775
Premises and equipment expense	$87,000	6,021
Additional noninterest expense	$322,000	5,789
Pre-tax net operating income	$1,521,000	2,121
Securities gains (losses)	$155,000	1,295
Applicable income taxes	$549,000	1,399
Income before extraordinary items	$1,127,000	2,383
Extraordinary gains, net	$0	19
Net income	$1,127,000	2,383
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,127,000	2,383
Net charge-offs	$0	5,507
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,023,150	2,444
2012-03-31 (YTD Data)		Rank
Total interest income	$1,419,000	4,129
Total interest expense	$279,000	3,676
Net interest income	$1,140,000	4,156
Provision for loan and lease losses	$0	5,254
Total noninterest income	$75,000	5,344
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$20,000	5,813
Trading account gains and fees	$0	148
Additional Noninterest Income	$55,000	4,574
Total noninterest expense	$479,000	5,853
Salaries and employee benefits	$272,000	5,677
Premises and equipment expense	$47,000	5,945
Additional noninterest expense	$160,000	5,822
Pre-tax net operating income	$736,000	2,171
Securities gains (losses)	$-16,000	7,088
Applicable income taxes	$170,000	1,906
Income before extraordinary items	$550,000	2,423
Extraordinary gains, net	$0	19
Net income	$550,000	2,424
Minority interest net income	$0	78
Net income of bank and minority interests.	$550,000	2,426
Net charge-offs	$0	4,730
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$562,160	2,261
2011-12-31 (YTD Data)		Rank
Total interest income	$5,515,000	4,301
Total interest expense	$1,232,000	3,897
Net interest income	$4,283,000	4,350
Provision for loan and lease losses	$0	6,496
Total noninterest income	$303,000	5,188
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$76,000	5,877
Trading account gains and fees	$0	146
Additional Noninterest Income	$227,000	4,278
Total noninterest expense	$2,033,000	5,793
Salaries and employee benefits	$1,048,000	5,782
Premises and equipment expense	$229,000	5,783
Additional noninterest expense	$756,000	5,522
Pre-tax net operating income	$2,553,000	2,096
Securities gains (losses)	$-83,000	7,070
Applicable income taxes	$766,000	1,601
Income before extraordinary items	$1,704,000	2,536
Extraordinary gains, net	$0	29
Net income	$1,704,000	2,536
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,704,000	2,537
Net charge-offs	$36,000	5,646
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,761,270	2,406
2011-09-30 (YTD Data)		Rank
Total interest income	$4,098,000	4,376
Total interest expense	$886,000	4,129
Net interest income	$3,212,000	4,377
Provision for loan and lease losses	$0	6,393
Total noninterest income	$231,000	5,238
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$60,000	5,838
Trading account gains and fees	$0	145
Additional Noninterest Income	$171,000	4,328
Total noninterest expense	$1,408,000	5,969
Salaries and employee benefits	$715,000	5,972
Premises and equipment expense	$155,000	5,996
Additional noninterest expense	$538,000	5,674
Pre-tax net operating income	$2,035,000	2,059
Securities gains (losses)	$-62,000	7,175
Applicable income taxes	$617,000	1,548
Income before extraordinary items	$1,356,000	2,504
Extraordinary gains, net	$0	21
Net income	$1,356,000	2,506
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,356,000	2,506
Net charge-offs	$-148,000	7,353
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,398,780	2,354
2011-06-30 (YTD Data)		Rank
Total interest income	$2,684,000	4,462
Total interest expense	$596,000	4,212
Net interest income	$2,088,000	4,460
Provision for loan and lease losses	$0	6,217
Total noninterest income	$107,000	5,770
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$38,000	5,893
Trading account gains and fees	$0	153
Additional Noninterest Income	$69,000	5,099
Total noninterest expense	$956,000	5,998
Salaries and employee benefits	$486,000	5,981
Premises and equipment expense	$104,000	6,026
Additional noninterest expense	$366,000	5,711
Pre-tax net operating income	$1,239,000	2,178
Securities gains (losses)	$-42,000	7,217
Applicable income taxes	$442,000	1,437
Income before extraordinary items	$755,000	2,773
Extraordinary gains, net	$0	15
Net income	$755,000	2,774
Minority interest net income	$0	89
Net income of bank and minority interests.	$755,000	2,774
Net charge-offs	$-79,000	7,354
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$781,880	2,632
2011-03-31 (YTD Data)		Rank
Total interest income	$1,301,000	4,564
Total interest expense	$300,000	4,300
Net interest income	$1,001,000	4,570
Provision for loan and lease losses	$0	5,840
Total noninterest income	$53,000	5,872
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$19,000	5,858
Trading account gains and fees	$0	158
Additional Noninterest Income	$34,000	5,221
Total noninterest expense	$469,000	6,062
Salaries and employee benefits	$225,000	6,172
Premises and equipment expense	$56,000	5,948
Additional noninterest expense	$188,000	5,687
Pre-tax net operating income	$585,000	2,272
Securities gains (losses)	$-21,000	7,248
Applicable income taxes	$173,000	1,655
Income before extraordinary items	$391,000	2,721
Extraordinary gains, net	$0	9
Net income	$391,000	2,720
Minority interest net income	$0	86
Net income of bank and minority interests.	$391,000	2,721
Net charge-offs	$-16,000	7,143
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$405,490	2,579
2010-12-31 (YTD Data)		Rank
Total interest income	$5,312,000	4,649
Total interest expense	$1,309,000	4,585
Net interest income	$4,003,000	4,582
Provision for loan and lease losses	$450,000	4,287
Total noninterest income	$364,000	5,104
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$89,000	5,635
Trading account gains and fees	$0	175
Additional Noninterest Income	$275,000	4,085
Total noninterest expense	$2,342,000	5,659
Salaries and employee benefits	$996,000	6,041
Premises and equipment expense	$260,000	5,724
Additional noninterest expense	$1,086,000	4,875
Pre-tax net operating income	$1,575,000	2,649
Securities gains (losses)	$-12,000	7,045
Applicable income taxes	$334,000	2,266
Income before extraordinary items	$1,229,000	2,860
Extraordinary gains, net	$0	29
Net income	$1,229,000	2,857
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,229,000	2,861
Net charge-offs	$424,000	3,869
Cash dividends	$100,000	3,688
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,238,480	2,745
2010-09-30 (YTD Data)		Rank
Total interest income	$4,018,000	4,720
Total interest expense	$959,000	4,803
Net interest income	$3,059,000	4,592
Provision for loan and lease losses	$400,000	3,898
Total noninterest income	$254,000	5,305
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$54,000	5,964
Trading account gains and fees	$0	165
Additional Noninterest Income	$200,000	4,180
Total noninterest expense	$1,595,000	5,928
Salaries and employee benefits	$675,000	6,273
Premises and equipment expense	$179,000	5,944
Additional noninterest expense	$741,000	5,119
Pre-tax net operating income	$1,318,000	2,609
Securities gains (losses)	$1,000	3,533
Applicable income taxes	$320,000	2,085
Income before extraordinary items	$999,000	2,887
Extraordinary gains, net	$0	23
Net income	$999,000	2,882
Minority interest net income	$0	110
Net income of bank and minority interests.	$999,000	2,886
Net charge-offs	$265,000	3,889
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$998,240	2,748
2010-06-30 (YTD Data)		Rank
Total interest income	$2,702,000	4,726
Total interest expense	$635,000	4,935
Net interest income	$2,067,000	4,548
Provision for loan and lease losses	$300,000	3,591
Total noninterest income	$152,000	5,463
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$39,000	5,921
Trading account gains and fees	$0	152
Additional Noninterest Income	$113,000	4,429
Total noninterest expense	$1,044,000	5,992
Salaries and employee benefits	$455,000	6,295
Premises and equipment expense	$101,000	6,293
Additional noninterest expense	$488,000	5,149
Pre-tax net operating income	$875,000	2,635
Securities gains (losses)	$1,000	3,060
Applicable income taxes	$250,000	1,908
Income before extraordinary items	$626,000	2,984
Extraordinary gains, net	$0	19
Net income	$626,000	2,980
Minority interest net income	$0	105
Net income of bank and minority interests.	$626,000	2,983
Net charge-offs	$174,000	3,677
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$625,290	2,872
2010-03-31 (YTD Data)		Rank
Total interest income	$1,366,000	4,760
Total interest expense	$316,000	5,071
Net interest income	$1,050,000	4,528
Provision for loan and lease losses	$0	6,552
Total noninterest income	$87,000	5,274
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$18,000	6,033
Trading account gains and fees	$0	175
Additional Noninterest Income	$69,000	4,144
Total noninterest expense	$524,000	6,067
Salaries and employee benefits	$219,000	6,444
Premises and equipment expense	$51,000	6,363
Additional noninterest expense	$254,000	5,075
Pre-tax net operating income	$613,000	2,066
Securities gains (losses)	$1,000	2,151
Applicable income taxes	$140,000	1,800
Income before extraordinary items	$474,000	2,238
Extraordinary gains, net	$0	16
Net income	$474,000	2,237
Minority interest net income	$0	91
Net income of bank and minority interests.	$474,000	2,238
Net charge-offs	$13,000	4,704
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$473,230	2,147
2009-12-31 (YTD Data)		Rank
Total interest income	$5,462,000	4,874
Total interest expense	$1,437,000	5,250
Net interest income	$4,025,000	4,553
Provision for loan and lease losses	$750,000	3,934
Total noninterest income	$209,000	6,163
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$86,000	5,946
Trading account gains and fees	$0	211
Additional Noninterest Income	$123,000	5,373
Total noninterest expense	$2,090,000	6,125
Salaries and employee benefits	$945,000	6,356
Premises and equipment expense	$209,000	6,405
Additional noninterest expense	$936,000	5,421
Pre-tax net operating income	$1,394,000	2,471
Securities gains (losses)	$1,000	3,653
Applicable income taxes	$324,000	1,958
Income before extraordinary items	$1,071,000	2,662
Extraordinary gains, net	$0	34
Net income	$1,071,000	2,660
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,071,000	2,661
Net charge-offs	$697,000	3,356
Cash dividends	$300,000	3,192
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,070,230	2,613
2009-09-30 (YTD Data)		Rank
Total interest income	$4,118,000	4,926
Total interest expense	$1,104,000	5,335
Net interest income	$3,014,000	4,566
Provision for loan and lease losses	$650,000	3,400
Total noninterest income	$145,000	6,387
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$61,000	6,058
Trading account gains and fees	$0	212
Additional Noninterest Income	$84,000	5,611
Total noninterest expense	$1,478,000	6,280
Salaries and employee benefits	$634,000	6,629
Premises and equipment expense	$140,000	6,639
Additional noninterest expense	$704,000	5,398
Pre-tax net operating income	$1,031,000	2,681
Securities gains (losses)	$0	3,497
Applicable income taxes	$324,000	1,850
Income before extraordinary items	$707,000	3,102
Extraordinary gains, net	$0	27
Net income	$707,000	3,099
Minority interest net income	$0	118
Net income of bank and minority interests.	$707,000	3,102
Net charge-offs	$694,000	2,640
Cash dividends	$150,000	3,309
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$707,000	3,018
2009-06-30 (YTD Data)		Rank
Total interest income	$2,781,000	4,934
Total interest expense	$756,000	5,403
Net interest income	$2,025,000	4,545
Provision for loan and lease losses	$400,000	3,257
Total noninterest income	$92,000	6,496
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$37,000	6,182
Trading account gains and fees	$0	193
Additional Noninterest Income	$55,000	5,710
Total noninterest expense	$991,000	6,318
Salaries and employee benefits	$424,000	6,694
Premises and equipment expense	$94,000	6,697
Additional noninterest expense	$473,000	5,393
Pre-tax net operating income	$726,000	2,695
Securities gains (losses)	$0	3,136
Applicable income taxes	$300,000	1,527
Income before extraordinary items	$426,000	3,379
Extraordinary gains, net	$0	21
Net income	$426,000	3,374
Minority interest net income	$0	112
Net income of bank and minority interests.	$426,000	3,377
Net charge-offs	$-12,000	7,928
Cash dividends	$150,000	2,953
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$426,000	3,264
2009-03-31 (YTD Data)		Rank
Total interest income	$1,379,000	4,995
Total interest expense	$386,000	5,461
Net interest income	$993,000	4,601
Provision for loan and lease losses	$0	6,744
Total noninterest income	$49,000	6,415
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$12,000	6,577
Trading account gains and fees	$0	171
Additional Noninterest Income	$37,000	5,310
Total noninterest expense	$439,000	6,575
Salaries and employee benefits	$213,000	6,726
Premises and equipment expense	$40,000	6,984
Additional noninterest expense	$186,000	5,780
Pre-tax net operating income	$603,000	2,038
Securities gains (losses)	$0	2,434
Applicable income taxes	$140,000	1,822
Income before extraordinary items	$463,000	2,276
Extraordinary gains, net	$0	15
Net income	$463,000	2,276
Minority interest net income	$0	102
Net income of bank and minority interests.	$463,000	2,278
Net charge-offs	$-9,000	7,845
Cash dividends	$150,000	1,916
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$463,000	2,141
2008-12-31 (YTD Data)		Rank
Total interest income	$5,750,000	5,056
Total interest expense	$2,188,000	5,087
Net interest income	$3,562,000	4,933
Provision for loan and lease losses	$250,000	4,899
Total noninterest income	$218,000	6,362
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$123,000	5,625
Trading account gains and fees	$0	154
Additional Noninterest Income	$95,000	5,995
Total noninterest expense	$2,010,000	6,223
Salaries and employee benefits	$891,000	6,671
Premises and equipment expense	$270,000	6,063
Additional noninterest expense	$849,000	5,313
Pre-tax net operating income	$1,520,000	3,005
Securities gains (losses)	$2,000	2,962
Applicable income taxes	$371,000	2,161
Income before extraordinary items	$1,151,000	3,011
Extraordinary gains, net	$0	39
Net income	$1,151,000	3,010
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$118,000	4,773
Cash dividends	$671,000	2,924
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,149,480	3,153
2008-09-30 (YTD Data)		Rank
Total interest income	$4,337,000	5,121
Total interest expense	$1,725,000	5,091
Net interest income	$2,612,000	5,035
Provision for loan and lease losses	$250,000	3,846
Total noninterest income	$164,000	6,465
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$90,000	5,687
Trading account gains and fees	$0	148
Additional Noninterest Income	$74,000	6,057
Total noninterest expense	$1,644,000	5,982
Salaries and employee benefits	$616,000	6,859
Premises and equipment expense	$149,000	6,721
Additional noninterest expense	$879,000	4,279
Pre-tax net operating income	$882,000	3,908
Securities gains (losses)	$2,000	2,845
Applicable income taxes	$0	5,372
Income before extraordinary items	$884,000	3,365
Extraordinary gains, net	$0	31
Net income	$884,000	3,363
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$119,000	3,737
Cash dividends	$320,000	3,299
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$882,000	3,502
2008-06-30 (YTD Data)		Rank
Total interest income	$2,871,000	5,209
Total interest expense	$1,191,000	5,154
Net interest income	$1,680,000	5,142
Provision for loan and lease losses	$0	6,671
Total noninterest income	$110,000	6,520
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$60,000	5,699
Trading account gains and fees	$0	149
Additional Noninterest Income	$50,000	6,130
Total noninterest expense	$890,000	6,562
Salaries and employee benefits	$407,000	6,937
Premises and equipment expense	$93,000	6,876
Additional noninterest expense	$390,000	5,488
Pre-tax net operating income	$900,000	3,165
Securities gains (losses)	$0	3,233
Applicable income taxes	$202,000	2,676
Income before extraordinary items	$698,000	3,328
Extraordinary gains, net	$0	21
Net income	$698,000	3,328
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,615
Cash dividends	$320,000	2,873
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$698,000	3,265
2008-03-31 (YTD Data)		Rank
Total interest income	$1,400,000	5,382
Total interest expense	$629,000	5,151
Net interest income	$771,000	5,408
Provision for loan and lease losses	$0	6,080
Total noninterest income	$42,000	6,902
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$24,000	5,995
Trading account gains and fees	$0	158
Additional Noninterest Income	$18,000	6,579
Total noninterest expense	$461,000	6,514
Salaries and employee benefits	$185,000	7,141
Premises and equipment expense	$59,000	6,451
Additional noninterest expense	$217,000	5,121
Pre-tax net operating income	$352,000	3,808
Securities gains (losses)	$0	2,688
Applicable income taxes	$82,000	3,025
Income before extraordinary items	$270,000	4,042
Extraordinary gains, net	$0	15
Net income	$270,000	4,044
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,217
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$270,000	3,952
2007-12-31 (YTD Data)		Rank
Total interest income	$5,250,000	5,582
Total interest expense	$2,630,000	5,124
Net interest income	$2,620,000	5,850
Provision for loan and lease losses	$100,000	4,892
Total noninterest income	$380,000	5,600
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$108,000	5,924
Trading account gains and fees	$0	178
Additional Noninterest Income	$272,000	4,420
Total noninterest expense	$1,868,000	6,387
Salaries and employee benefits	$826,000	6,895
Premises and equipment expense	$255,000	6,202
Additional noninterest expense	$787,000	5,404
Pre-tax net operating income	$1,032,000	4,682
Securities gains (losses)	$0	2,146
Applicable income taxes	$225,000	3,724
Income before extraordinary items	$807,000	4,790
Extraordinary gains, net	$0	39
Net income	$807,000	4,791
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	4,521
Cash dividends	$390,000	4,100
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$807,000	4,762
2007-09-30 (YTD Data)		Rank
Total interest income	$3,853,000	5,669
Total interest expense	$1,936,000	5,184
Net interest income	$1,917,000	5,941
Provision for loan and lease losses	$100,000	4,093
Total noninterest income	$331,000	5,327
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$80,000	5,982
Trading account gains and fees	$0	184
Additional Noninterest Income	$251,000	4,088
Total noninterest expense	$1,272,000	6,617
Salaries and employee benefits	$556,000	7,110
Premises and equipment expense	$161,000	6,601
Additional noninterest expense	$555,000	5,532
Pre-tax net operating income	$876,000	4,653
Securities gains (losses)	$0	1,655
Applicable income taxes	$128,000	4,206
Income before extraordinary items	$748,000	4,486
Extraordinary gains, net	$0	33
Net income	$748,000	4,486
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	4,724
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$748,000	4,481
2007-06-30 (YTD Data)		Rank
Total interest income	$2,494,000	5,782
Total interest expense	$1,252,000	5,280
Net interest income	$1,242,000	6,063
Provision for loan and lease losses	$0	6,209
Total noninterest income	$111,000	6,665
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$55,000	5,947
Trading account gains and fees	$0	168
Additional Noninterest Income	$56,000	6,100
Total noninterest expense	$829,000	6,725
Salaries and employee benefits	$373,000	7,147
Premises and equipment expense	$98,000	6,806
Additional noninterest expense	$358,000	5,627
Pre-tax net operating income	$524,000	4,940
Securities gains (losses)	$0	1,444
Applicable income taxes	$74,000	4,429
Income before extraordinary items	$450,000	4,802
Extraordinary gains, net	$0	29
Net income	$450,000	4,802
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,315
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$450,000	4,799
2007-03-31 (YTD Data)		Rank
Total interest income	$1,194,000	5,894
Total interest expense	$592,000	5,419
Net interest income	$602,000	6,152
Provision for loan and lease losses	$0	5,779
Total noninterest income	$58,000	6,588
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$27,000	5,944
Trading account gains and fees	$0	195
Additional Noninterest Income	$31,000	5,926
Total noninterest expense	$422,000	6,701
Salaries and employee benefits	$183,000	7,229
Premises and equipment expense	$55,000	6,603
Additional noninterest expense	$184,000	5,531
Pre-tax net operating income	$238,000	5,153
Securities gains (losses)	$0	1,187
Applicable income taxes	$41,000	4,335
Income before extraordinary items	$197,000	5,093
Extraordinary gains, net	$0	22
Net income	$197,000	5,093
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,238
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$197,000	5,083
2006-12-31 (YTD Data)		Rank
Total interest income	$4,337,000	5,921
Total interest expense	$2,046,000	5,340
Net interest income	$2,291,000	6,234
Provision for loan and lease losses	$0	6,850
Total noninterest income	$518,000	5,055
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$124,000	5,846
Trading account gains and fees	$0	130
Additional Noninterest Income	$394,000	3,762
Total noninterest expense	$2,081,000	6,047
Salaries and employee benefits	$863,000	6,768
Premises and equipment expense	$257,000	6,145
Additional noninterest expense	$961,000	4,640
Pre-tax net operating income	$728,000	5,847
Securities gains (losses)	$-31,000	7,737
Applicable income taxes	$76,000	5,174
Income before extraordinary items	$621,000	5,747
Extraordinary gains, net	$0	51
Net income	$621,000	5,748
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-13,000	8,019
Cash dividends	$807,000	2,921
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$648,590	5,644
2006-09-30 (YTD Data)		Rank
Total interest income	$3,156,000	6,006
Total interest expense	$1,479,000	5,374
Net interest income	$1,677,000	6,355
Provision for loan and lease losses	$0	6,685
Total noninterest income	$445,000	4,780
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$88,000	5,997
Trading account gains and fees	$0	126
Additional Noninterest Income	$357,000	3,398
Total noninterest expense	$1,397,000	6,350
Salaries and employee benefits	$598,000	6,947
Premises and equipment expense	$168,000	6,497
Additional noninterest expense	$631,000	5,050
Pre-tax net operating income	$725,000	5,439
Securities gains (losses)	$-31,000	8,000
Applicable income taxes	$10,000	6,224
Income before extraordinary items	$684,000	5,053
Extraordinary gains, net	$0	45
Net income	$684,000	5,057
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-20,000	8,063
Cash dividends	$807,000	2,232
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$714,690	4,957
2006-06-30 (YTD Data)		Rank
Total interest income	$2,059,000	6,043
Total interest expense	$920,000	5,445
Net interest income	$1,139,000	6,350
Provision for loan and lease losses	$0	6,419
Total noninterest income	$233,000	5,295
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$57,000	6,055
Trading account gains and fees	$0	126
Additional Noninterest Income	$176,000	3,987
Total noninterest expense	$907,000	6,451
Salaries and employee benefits	$411,000	6,917
Premises and equipment expense	$116,000	6,428
Additional noninterest expense	$380,000	5,383
Pre-tax net operating income	$465,000	5,573
Securities gains (losses)	$0	1,185
Applicable income taxes	$88,000	4,689
Income before extraordinary items	$377,000	5,526
Extraordinary gains, net	$0	39
Net income	$377,000	5,528
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,236
Cash dividends	$300,000	3,088
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$377,000	5,527
2006-03-31 (YTD Data)		Rank
Total interest income	$1,000,000	6,092
Total interest expense	$437,000	5,461
Net interest income	$563,000	6,388
Provision for loan and lease losses	$0	6,013
Total noninterest income	$148,000	4,717
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$30,000	5,914
Trading account gains and fees	$0	115
Additional Noninterest Income	$118,000	3,406
Total noninterest expense	$468,000	6,362
Salaries and employee benefits	$217,000	6,786
Premises and equipment expense	$62,000	6,285
Additional noninterest expense	$189,000	5,359
Pre-tax net operating income	$243,000	5,436
Securities gains (losses)	$0	955
Applicable income taxes	$28,000	5,092
Income before extraordinary items	$215,000	5,184
Extraordinary gains, net	$0	21
Net income	$215,000	5,183
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-46,000	8,478
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$215,000	5,176
2005-12-31 (YTD Data)		Rank
Total interest income	$3,657,000	6,075
Total interest expense	$1,448,000	5,313
Net interest income	$2,209,000	6,368
Provision for loan and lease losses	$0	7,120
Total noninterest income	$327,000	6,156
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$154,000	5,574
Trading account gains and fees	$0	138
Additional Noninterest Income	$173,000	5,458
Total noninterest expense	$1,917,000	6,247
Salaries and employee benefits	$902,000	6,637
Premises and equipment expense	$246,000	6,259
Additional noninterest expense	$769,000	5,292
Pre-tax net operating income	$619,000	6,361
Securities gains (losses)	$0	2,296
Applicable income taxes	$102,000	5,353
Income before extraordinary items	$517,000	6,298
Extraordinary gains, net	$0	46
Net income	$517,000	6,304
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	8,024
Cash dividends	$250,000	4,640
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$517,000	6,272
2005-09-30 (YTD Data)		Rank
Total interest income	$2,668,000	6,134
Total interest expense	$1,043,000	5,322
Net interest income	$1,625,000	6,454
Provision for loan and lease losses	$0	6,899
Total noninterest income	$282,000	5,896
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$125,000	5,441
Trading account gains and fees	$0	126
Additional Noninterest Income	$157,000	5,109
Total noninterest expense	$1,334,000	6,437
Salaries and employee benefits	$610,000	6,882
Premises and equipment expense	$172,000	6,397
Additional noninterest expense	$552,000	5,399
Pre-tax net operating income	$573,000	6,123
Securities gains (losses)	$0	2,317
Applicable income taxes	$82,000	5,418
Income before extraordinary items	$491,000	5,940
Extraordinary gains, net	$0	35
Net income	$491,000	5,945
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	5,415
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$491,000	5,905
2005-06-30 (YTD Data)		Rank
Total interest income	$1,742,000	6,133
Total interest expense	$670,000	5,274
Net interest income	$1,072,000	6,481
Provision for loan and lease losses	$0	6,626
Total noninterest income	$177,000	6,013
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$76,000	5,593
Trading account gains and fees	$0	116
Additional Noninterest Income	$101,000	5,169
Total noninterest expense	$874,000	6,486
Salaries and employee benefits	$407,000	6,872
Premises and equipment expense	$115,000	6,391
Additional noninterest expense	$352,000	5,508
Pre-tax net operating income	$375,000	6,135
Securities gains (losses)	$0	2,146
Applicable income taxes	$62,000	5,321
Income before extraordinary items	$313,000	6,028
Extraordinary gains, net	$0	30
Net income	$313,000	6,032
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	4,599
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$313,000	5,976
2005-03-31 (YTD Data)		Rank
Total interest income	$852,000	6,206
Total interest expense	$329,000	5,231
Net interest income	$523,000	6,594
Provision for loan and lease losses	$0	6,226
Total noninterest income	$85,000	6,025
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$36,000	5,648
Trading account gains and fees	$0	115
Additional Noninterest Income	$49,000	5,227
Total noninterest expense	$448,000	6,448
Salaries and employee benefits	$197,000	7,023
Premises and equipment expense	$61,000	6,293
Additional noninterest expense	$190,000	5,263
Pre-tax net operating income	$160,000	6,433
Securities gains (losses)	$0	1,685
Applicable income taxes	$34,000	5,190
Income before extraordinary items	$126,000	6,465
Extraordinary gains, net	$0	24
Net income	$126,000	6,465
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	3,504
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$126,000	6,426
2004-12-31 (YTD Data)		Rank
Total interest income	$3,472,000	5,990
Total interest expense	$1,136,000	5,283
Net interest income	$2,336,000	6,203
Provision for loan and lease losses	$250,000	3,237
Total noninterest income	$445,000	5,554
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$139,000	5,934
Trading account gains and fees	$0	138
Additional Noninterest Income	$306,000	4,227
Total noninterest expense	$1,930,000	6,118
Salaries and employee benefits	$919,000	6,544
Premises and equipment expense	$245,000	6,243
Additional noninterest expense	$766,000	5,246
Pre-tax net operating income	$601,000	6,383
Securities gains (losses)	$-9,000	8,207
Applicable income taxes	$131,000	5,249
Income before extraordinary items	$461,000	6,503
Extraordinary gains, net	$0	34
Net income	$461,000	6,506
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$313,000	1,930
Cash dividends	$300,000	4,324
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$468,020	6,415
2004-09-30 (YTD Data)		Rank
Total interest income	$2,585,000	6,016
Total interest expense	$840,000	5,308
Net interest income	$1,745,000	6,218
Provision for loan and lease losses	$150,000	3,509
Total noninterest income	$325,000	5,647
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$103,000	6,004
Trading account gains and fees	$0	134
Additional Noninterest Income	$222,000	4,298
Total noninterest expense	$1,309,000	6,420
Salaries and employee benefits	$615,000	6,835
Premises and equipment expense	$159,000	6,607
Additional noninterest expense	$535,000	5,428
Pre-tax net operating income	$611,000	5,855
Securities gains (losses)	$-10,000	8,513
Applicable income taxes	$131,000	5,029
Income before extraordinary items	$470,000	5,965
Extraordinary gains, net	$0	26
Net income	$470,000	5,965
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$238,000	1,682
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$477,800	5,853
2004-06-30 (YTD Data)		Rank
Total interest income	$1,702,000	6,069
Total interest expense	$553,000	5,364
Net interest income	$1,149,000	6,278
Provision for loan and lease losses	$0	6,885
Total noninterest income	$212,000	5,690
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$69,000	5,999
Trading account gains and fees	$0	130
Additional Noninterest Income	$143,000	4,404
Total noninterest expense	$856,000	6,529
Salaries and employee benefits	$408,000	6,894
Premises and equipment expense	$101,000	6,751
Additional noninterest expense	$347,000	5,539
Pre-tax net operating income	$505,000	5,281
Securities gains (losses)	$0	3,413
Applicable income taxes	$103,000	4,808
Income before extraordinary items	$402,000	5,309
Extraordinary gains, net	$0	21
Net income	$402,000	5,309
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	3,933
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$402,000	5,222
2004-03-31 (YTD Data)		Rank
Total interest income	$841,000	6,116
Total interest expense	$278,000	5,407
Net interest income	$563,000	6,347
Provision for loan and lease losses	$0	6,501
Total noninterest income	$107,000	5,629
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$34,000	5,974
Trading account gains and fees	$0	121
Additional Noninterest Income	$73,000	4,352
Total noninterest expense	$442,000	6,468
Salaries and employee benefits	$202,000	6,950
Premises and equipment expense	$57,000	6,454
Additional noninterest expense	$183,000	5,379
Pre-tax net operating income	$228,000	5,515
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$228,000	5,000
Extraordinary gains, net	$0	16
Net income	$228,000	4,999
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	2,902
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$228,000	4,871
2003-12-31 (YTD Data)		Rank
Total interest income	$3,556,000	5,997
Total interest expense	$1,214,000	5,527
Net interest income	$2,342,000	6,108
Provision for loan and lease losses	$300,000	3,140
Total noninterest income	$461,000	5,637
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$140,000	5,993
Trading account gains and fees	$0	160
Additional Noninterest Income	$321,000	4,368
Total noninterest expense	$1,945,000	6,079
Salaries and employee benefits	$892,000	6,618
Premises and equipment expense	$205,000	6,718
Additional noninterest expense	$848,000	4,858
Pre-tax net operating income	$558,000	6,490
Securities gains (losses)	$18,000	3,281
Applicable income taxes	$4,000	7,246
Income before extraordinary items	$572,000	6,051
Extraordinary gains, net	$0	54
Net income	$572,000	6,055
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	6,724
Cash dividends	$300,000	4,343
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$554,180	5,966
2003-09-30 (YTD Data)		Rank
Total interest income	$2,640,000	6,093
Total interest expense	$925,000	5,616
Net interest income	$1,715,000	6,224
Provision for loan and lease losses	$250,000	2,846
Total noninterest income	$366,000	5,545
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$101,000	6,107
Trading account gains and fees	$0	153
Additional Noninterest Income	$265,000	4,275
Total noninterest expense	$1,361,000	6,292
Salaries and employee benefits	$595,000	6,938
Premises and equipment expense	$140,000	6,961
Additional noninterest expense	$626,000	4,867
Pre-tax net operating income	$470,000	6,412
Securities gains (losses)	$0	4,204
Applicable income taxes	$75,000	5,865
Income before extraordinary items	$395,000	6,382
Extraordinary gains, net	$0	40
Net income	$395,000	6,382
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	6,592
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$395,000	6,207
2003-06-30 (YTD Data)		Rank
Total interest income	$1,783,000	6,095
Total interest expense	$627,000	5,691
Net interest income	$1,156,000	6,175
Provision for loan and lease losses	$250,000	2,117
Total noninterest income	$231,000	5,665
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$65,000	6,162
Trading account gains and fees	$0	150
Additional Noninterest Income	$166,000	4,376
Total noninterest expense	$909,000	6,304
Salaries and employee benefits	$381,000	7,072
Premises and equipment expense	$93,000	6,939
Additional noninterest expense	$435,000	4,707
Pre-tax net operating income	$228,000	6,984
Securities gains (losses)	$0	3,782
Applicable income taxes	$-49,000	9,081
Income before extraordinary items	$277,000	6,286
Extraordinary gains, net	$0	30
Net income	$277,000	6,285
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	6,006
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$277,000	6,076
2003-03-31 (YTD Data)		Rank
Total interest income	$902,000	6,093
Total interest expense	$320,000	5,740
Net interest income	$582,000	6,151
Provision for loan and lease losses	$0	6,934
Total noninterest income	$115,000	5,560
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$32,000	6,144
Trading account gains and fees	$0	134
Additional Noninterest Income	$83,000	4,275
Total noninterest expense	$481,000	6,126
Salaries and employee benefits	$186,000	7,150
Premises and equipment expense	$50,000	6,781
Additional noninterest expense	$245,000	4,281
Pre-tax net operating income	$216,000	5,658
Securities gains (losses)	$0	2,891
Applicable income taxes	$51,000	5,066
Income before extraordinary items	$165,000	5,798
Extraordinary gains, net	$0	21
Net income	$165,000	5,798
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,853
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$165,000	5,598
2002-12-31 (YTD Data)		Rank
Total interest income	$4,156,000	5,787
Total interest expense	$1,720,000	5,287
Net interest income	$2,436,000	5,995
Provision for loan and lease losses	$75,000	6,163
Total noninterest income	$849,000	3,849
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$155,000	5,776
Trading account gains and fees	$0	153
Additional Noninterest Income	$694,000	2,720
Total noninterest expense	$2,017,000	5,843
Salaries and employee benefits	$829,000	6,779
Premises and equipment expense	$235,000	6,327
Additional noninterest expense	$953,000	4,343
Pre-tax net operating income	$1,193,000	4,731
Securities gains (losses)	$0	4,537
Applicable income taxes	$353,000	4,137
Income before extraordinary items	$840,000	5,067
Extraordinary gains, net	$0	70
Net income	$840,000	5,067
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$134,000	3,701
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$840,000	4,939
2001-12-31 (YTD Data)		Rank
Total interest income	$4,522,000	5,953
Total interest expense	$2,314,000	5,642
Net interest income	$2,208,000	6,119
Provision for loan and lease losses	$150,000	4,756
Total noninterest income	$652,000	4,374
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$126,000	6,151
Trading account gains and fees	$0	177
Additional Noninterest Income	$526,000	3,042
Total noninterest expense	$1,771,000	6,197
Salaries and employee benefits	$782,000	6,870
Premises and equipment expense	$199,000	6,806
Additional noninterest expense	$790,000	4,822
Pre-tax net operating income	$939,000	5,064
Securities gains (losses)	$18,000	3,221
Applicable income taxes	$347,000	3,998
Income before extraordinary items	$610,000	5,576
Extraordinary gains, net	$44,000	80
Net income	$654,000	5,395
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	6,392
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$598,480	5,505
2000-12-31 (YTD Data)		Rank
Total interest income	$3,830,000	6,629
Total interest expense	$2,092,000	6,141
Net interest income	$1,738,000	7,034
Provision for loan and lease losses	$40,000	6,852
Total noninterest income	$205,000	7,221
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$89,000	6,788
Trading account gains and fees	NA	NA
Additional Noninterest Income	$116,000	6,081
Total noninterest expense	$1,573,000	6,553
Salaries and employee benefits	$738,000	7,022
Premises and equipment expense	$186,000	6,980
Additional noninterest expense	$649,000	5,476
Pre-tax net operating income	$330,000	7,775
Securities gains (losses)	$-113,000	9,453
Applicable income taxes	$32,000	7,564
Income before extraordinary items	$185,000	8,164
Extraordinary gains, net	$0	38
Net income	$185,000	8,162
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	7,027
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$281,050	7,596
1999-12-31 (YTD Data)		Rank
Total interest income	$3,059,000	7,307
Total interest expense	$1,486,000	7,016
Net interest income	$1,573,000	7,451
Provision for loan and lease losses	$25,000	7,415
Total noninterest income	$149,000	8,114
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$72,000	7,297
Trading account gains and fees	NA	NA
Additional Noninterest Income	$77,000	7,232
Total noninterest expense	$1,301,000	7,297
Salaries and employee benefits	$604,000	7,736
Premises and equipment expense	$122,000	8,192
Additional noninterest expense	$575,000	5,986
Pre-tax net operating income	$396,000	7,616
Securities gains (losses)	$0	3,155
Applicable income taxes	$95,000	6,999
Income before extraordinary items	$301,000	7,592
Extraordinary gains, net	$0	35
Net income	$301,000	7,590
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	7,619
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$301,000	7,565
1998-12-31 (YTD Data)		Rank
Total interest income	$2,085,000	8,582
Total interest expense	$1,020,000	8,372
Net interest income	$1,065,000	8,648
Provision for loan and lease losses	$75,000	5,712
Total noninterest income	$83,000	9,296
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$42,000	8,242
Trading account gains and fees	NA	NA
Additional Noninterest Income	$41,000	8,487
Total noninterest expense	$1,030,000	8,021
Salaries and employee benefits	$437,000	8,731
Premises and equipment expense	$140,000	7,876
Additional noninterest expense	$453,000	6,781
Pre-tax net operating income	$43,000	9,646
Securities gains (losses)	$2,000	3,909
Applicable income taxes	$0	9,340
Income before extraordinary items	$45,000	9,648
Extraordinary gains, net	$0	32
Net income	$45,000	9,646
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,132
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$6,500,000	181
Net operating income	$43,000	9,596

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.