Farmers & Merchants Bank of Central California, Income and Expense

2023-09-30 (YTD Data)Rank
Total interest income$185,832,000258
Total interest expense$23,726,000515
Net interest income$162,106,000218
Provision for loan and lease losses$7,057,000217
Total noninterest income$18,256,000402
Gross Fiduciary activities income$0950
Service charges on deposit accounts$2,571,000365
Trading account gains and fees$0125
Additional Noninterest Income$15,685,000318
Total noninterest expense$77,695,000316
Salaries and employee benefits$56,565,000238
Premises and equipment expense$6,779,000328
Additional noninterest expense$15,685,000318
Pre-tax net operating income$95,610,000189
Securities gains (losses)$-5,686,0004,568
Applicable income taxes$21,376,000179
Income before extraordinary items$68,548,000192
Extraordinary gains, net$052
Net income$68,548,000193
Minority interest net income$081
Net income of bank and minority interests.$68,548,000193
Net charge-offs$-274,0004,510
Cash dividends$23,700,000223
Sale, conversion, retirement of capital stock, net$0507
Net operating income$73,039,940187
2023-06-30 (YTD Data)Rank
Total interest income$120,305,000254
Total interest expense$11,818,000604
Net interest income$108,487,000216
Provision for loan and lease losses$4,057,000232
Total noninterest income$14,653,000341
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,676,000357
Trading account gains and fees$0112
Additional Noninterest Income$12,977,000261
Total noninterest expense$53,832,000294
Salaries and employee benefits$39,704,000228
Premises and equipment expense$4,544,000316
Additional noninterest expense$12,977,000261
Pre-tax net operating income$65,251,000185
Securities gains (losses)$-5,686,0004,615
Applicable income taxes$13,600,000181
Income before extraordinary items$45,965,000191
Extraordinary gains, net$051
Net income$45,965,000195
Minority interest net income$081
Net income of bank and minority interests.$45,965,000191
Net charge-offs$-227,0004,551
Cash dividends$20,200,000187
Sale, conversion, retirement of capital stock, net$0486
Net operating income$50,456,940183
2023-03-31 (YTD Data)Rank
Total interest income$59,470,000259
Total interest expense$3,571,000785
Net interest income$55,899,000210
Provision for loan and lease losses$1,500,000280
Total noninterest income$9,154,000295
Gross Fiduciary activities income$0913
Service charges on deposit accounts$804,000386
Trading account gains and fees$097
Additional Noninterest Income$8,350,000218
Total noninterest expense$27,635,000298
Salaries and employee benefits$20,473,000230
Premises and equipment expense$2,226,000333
Additional noninterest expense$8,350,000218
Pre-tax net operating income$35,918,000173
Securities gains (losses)$-5,687,0004,651
Applicable income taxes$6,169,000193
Income before extraordinary items$24,062,000190
Extraordinary gains, net$04
Net income$24,062,000190
Minority interest net income$048
Net income of bank and minority interests.$24,062,000190
Net charge-offs$-189,0004,600
Cash dividends$4,500,000283
Sale, conversion, retirement of capital stock, net$0430
Net operating income$28,611,600172
2022-12-31 (YTD Data)Rank
Total interest income$197,731,000247
Total interest expense$3,755,000981
Net interest income$193,976,000225
Provision for loan and lease losses$6,450,000232
Total noninterest income$17,064,000530
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$3,516,000374
Trading account gains and fees$0116
Additional Noninterest Income$13,548,000447
Total noninterest expense$91,073,000331
Salaries and employee benefits$64,671,000261
Premises and equipment expense$8,996,000326
Additional noninterest expense$13,548,000447
Pre-tax net operating income$113,517,000214
Securities gains (losses)$-10,689,0004,670
Applicable income taxes$25,563,000206
Income before extraordinary items$77,265,000236
Extraordinary gains, net$05
Net income$77,265,000236
Minority interest net income$063
Net income of bank and minority interests.$77,265,000236
Net charge-offs$178,000983
Cash dividends$34,700,000212
Sale, conversion, retirement of capital stock, net$0568
Net operating income$85,709,310222
2022-09-30 (YTD Data)Rank
Total interest income$139,962,000244
Total interest expense$2,354,000873
Net interest income$137,608,000235
Provision for loan and lease losses$3,000,000306
Total noninterest income$12,513,000542
Gross Fiduciary activities income$0968
Service charges on deposit accounts$2,866,000359
Trading account gains and fees$0111
Additional Noninterest Income$9,647,000481
Total noninterest expense$69,091,000328
Salaries and employee benefits$48,932,000264
Premises and equipment expense$6,719,000327
Additional noninterest expense$9,647,000481
Pre-tax net operating income$78,030,000222
Securities gains (losses)$-2,983,0004,654
Applicable income taxes$18,268,000219
Income before extraordinary items$56,779,000239
Extraordinary gains, net$04
Net income$56,779,000239
Minority interest net income$057
Net income of bank and minority interests.$56,779,000239
Net charge-offs$-4,0003,351
Cash dividends$25,700,000199
Sale, conversion, retirement of capital stock, net$0519
Net operating income$59,135,570231
2022-06-30 (YTD Data)Rank
Total interest income$88,406,000241
Total interest expense$1,381,000832
Net interest income$87,025,000235
Provision for loan and lease losses$1,501,000312
Total noninterest income$7,918,000561
Gross Fiduciary activities income$0925
Service charges on deposit accounts$2,069,000326
Trading account gains and fees$0108
Additional Noninterest Income$5,849,000536
Total noninterest expense$45,261,000329
Salaries and employee benefits$32,593,000260
Premises and equipment expense$4,479,000321
Additional noninterest expense$8,189,000509
Pre-tax net operating income$48,181,000227
Securities gains (losses)$2,000556
Applicable income taxes$11,450,000219
Income before extraordinary items$36,733,000233
Extraordinary gains, net$04
Net income$36,733,000233
Minority interest net income$060
Net income of bank and minority interests.$36,733,000233
Net charge-offs$34,0001,131
Cash dividends$21,700,000172
Sale, conversion, retirement of capital stock, net$0494
Net operating income$36,731,420237
2022-03-31 (YTD Data)Rank
Total interest income$42,884,000242
Total interest expense$654,000839
Net interest income$42,230,000235
Provision for loan and lease losses$02,285
Total noninterest income$4,375,000528
Gross Fiduciary activities income$0892
Service charges on deposit accounts$1,038,000323
Trading account gains and fees$0103
Additional Noninterest Income$3,337,000499
Total noninterest expense$23,191,000319
Salaries and employee benefits$17,189,000254
Premises and equipment expense$2,242,000322
Additional noninterest expense$3,760,000541
Pre-tax net operating income$23,414,000233
Securities gains (losses)$0623
Applicable income taxes$5,876,000208
Income before extraordinary items$17,538,000241
Extraordinary gains, net$04
Net income$17,538,000242
Minority interest net income$050
Net income of bank and minority interests.$17,538,000241
Net charge-offs$-25,0004,225
Cash dividends$4,500,000277
Sale, conversion, retirement of capital stock, net$0453
Net operating income$17,538,000242
2021-12-31 (YTD Data)Rank
Total interest income$164,471,000253
Total interest expense$3,408,000807
Net interest income$161,063,000239
Provision for loan and lease losses$1,910,000310
Total noninterest income$18,547,000539
Gross Fiduciary activities income$0994
Service charges on deposit accounts$3,728,000344
Trading account gains and fees$0132
Additional Noninterest Income$14,819,000515
Total noninterest expense$89,692,000328
Salaries and employee benefits$66,334,000266
Premises and equipment expense$9,148,000320
Additional noninterest expense$14,210,000575
Pre-tax net operating income$88,008,000252
Securities gains (losses)$2,554,000117
Applicable income taxes$22,646,000230
Income before extraordinary items$67,916,000260
Extraordinary gains, net$010
Net income$67,916,000260
Minority interest net income$074
Net income of bank and minority interests.$67,916,000260
Net charge-offs$-233,0004,582
Cash dividends$9,900,000493
Sale, conversion, retirement of capital stock, net$0582
Net operating income$65,898,340260
2021-09-30 (YTD Data)Rank
Total interest income$121,878,000256
Total interest expense$3,200,000668
Net interest income$118,678,000242
Provision for loan and lease losses$1,250,000350
Total noninterest income$14,534,000535
Gross Fiduciary activities income$0957
Service charges on deposit accounts$2,688,000348
Trading account gains and fees$0132
Additional Noninterest Income$11,846,000515
Total noninterest expense$65,837,000339
Salaries and employee benefits$49,160,000268
Premises and equipment expense$6,861,000322
Additional noninterest expense$9,816,000611
Pre-tax net operating income$66,125,000253
Securities gains (losses)$2,554,00099
Applicable income taxes$17,106,000233
Income before extraordinary items$51,573,000262
Extraordinary gains, net$08
Net income$51,573,000262
Minority interest net income$069
Net income of bank and minority interests.$51,573,000262
Net charge-offs$-191,0004,644
Cash dividends$2,500,000981
Sale, conversion, retirement of capital stock, net$0543
Net operating income$49,555,340266
2021-06-30 (YTD Data)Rank
Total interest income$81,956,000250
Total interest expense$2,271,000657
Net interest income$79,685,000241
Provision for loan and lease losses$1,250,000244
Total noninterest income$23,716,000293
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,685,000354
Trading account gains and fees$0133
Additional Noninterest Income$22,031,000247
Total noninterest expense$59,813,000256
Salaries and employee benefits$48,266,000187
Premises and equipment expense$4,591,000318
Additional noninterest expense$6,956,000565
Pre-tax net operating income$42,338,000263
Securities gains (losses)$2,554,00084
Applicable income taxes$11,118,000238
Income before extraordinary items$33,774,000274
Extraordinary gains, net$06
Net income$33,774,000274
Minority interest net income$067
Net income of bank and minority interests.$33,774,000274
Net charge-offs$-115,0004,622
Cash dividends$2,500,000708
Sale, conversion, retirement of capital stock, net$0517
Net operating income$31,756,340273
2021-03-31 (YTD Data)Rank
Total interest income$41,246,000250
Total interest expense$1,237,000640
Net interest income$40,009,000240
Provision for loan and lease losses$1,250,000142
Total noninterest income$7,918,000396
Gross Fiduciary activities income$0922
Service charges on deposit accounts$813,000361
Trading account gains and fees$0127
Additional Noninterest Income$7,105,000348
Total noninterest expense$25,642,000296
Salaries and employee benefits$20,186,000223
Premises and equipment expense$2,326,000322
Additional noninterest expense$3,130,000609
Pre-tax net operating income$21,035,000270
Securities gains (losses)$1,840,00070
Applicable income taxes$5,694,000235
Income before extraordinary items$17,181,000267
Extraordinary gains, net$03
Net income$17,181,000267
Minority interest net income$055
Net income of bank and minority interests.$17,181,000267
Net charge-offs$-62,0004,663
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$15,727,400277
2020-12-31 (YTD Data)Rank
Total interest income$157,715,000258
Total interest expense$9,114,000542
Net interest income$148,601,000242
Provision for loan and lease losses$4,500,000612
Total noninterest income$15,927,000582
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$3,279,000355
Trading account gains and fees$0133
Additional Noninterest Income$12,648,000556
Total noninterest expense$79,651,000347
Salaries and employee benefits$58,320,000281
Premises and equipment expense$9,142,000314
Additional noninterest expense$12,189,000618
Pre-tax net operating income$80,377,000201
Securities gains (losses)$40,0001,818
Applicable income taxes$19,946,000179
Income before extraordinary items$60,471,000215
Extraordinary gains, net$04
Net income$60,471,000215
Minority interest net income$072
Net income of bank and minority interests.$60,471,000215
Net charge-offs$649,000840
Cash dividends$19,874,000287
Sale, conversion, retirement of capital stock, net$0566
Net operating income$60,439,400212
2020-09-30 (YTD Data)Rank
Total interest income$115,778,000266
Total interest expense$7,613,000524
Net interest income$108,165,000248
Provision for loan and lease losses$2,000,000891
Total noninterest income$11,197,000588
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,413,000355
Trading account gains and fees$0125
Additional Noninterest Income$8,784,000557
Total noninterest expense$58,644,000346
Salaries and employee benefits$42,856,000277
Premises and equipment expense$6,801,000314
Additional noninterest expense$8,987,000609
Pre-tax net operating income$58,718,000188
Securities gains (losses)$13,0002,050
Applicable income taxes$14,383,000167
Income before extraordinary items$44,348,000201
Extraordinary gains, net$04
Net income$44,348,000201
Minority interest net income$065
Net income of bank and minority interests.$44,348,000201
Net charge-offs$214,0001,222
Cash dividends$6,300,000492
Sale, conversion, retirement of capital stock, net$0532
Net operating income$44,337,730198
2020-06-30 (YTD Data)Rank
Total interest income$76,288,000272
Total interest expense$5,602,000524
Net interest income$70,686,000249
Provision for loan and lease losses$300,0002,042
Total noninterest income$6,577,000610
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,595,000358
Trading account gains and fees$0123
Additional Noninterest Income$4,982,000573
Total noninterest expense$38,503,000348
Salaries and employee benefits$28,328,000271
Premises and equipment expense$4,473,000317
Additional noninterest expense$5,702,000633
Pre-tax net operating income$38,460,000164
Securities gains (losses)$13,0001,801
Applicable income taxes$9,290,000142
Income before extraordinary items$29,183,000185
Extraordinary gains, net$04
Net income$29,183,000185
Minority interest net income$065
Net income of bank and minority interests.$29,183,000185
Net charge-offs$254,000886
Cash dividends$6,300,000368
Sale, conversion, retirement of capital stock, net$0504
Net operating income$29,172,730174
2020-03-31 (YTD Data)Rank
Total interest income$38,566,000279
Total interest expense$3,144,000524
Net interest income$35,422,000250
Provision for loan and lease losses$03,711
Total noninterest income$3,008,000604
Gross Fiduciary activities income$0941
Service charges on deposit accounts$1,079,000319
Trading account gains and fees$0106
Additional Noninterest Income$1,929,000623
Total noninterest expense$19,331,000342
Salaries and employee benefits$14,139,000267
Premises and equipment expense$2,203,000330
Additional noninterest expense$2,989,000611
Pre-tax net operating income$19,099,000155
Securities gains (losses)$13,0001,249
Applicable income taxes$4,603,000133
Income before extraordinary items$14,509,000167
Extraordinary gains, net$04
Net income$14,509,000166
Minority interest net income$056
Net income of bank and minority interests.$14,509,000166
Net charge-offs$188,000654
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$14,498,730163
2019-12-31 (YTD Data)Rank
Total interest income$153,055,000279
Total interest expense$12,640,000558
Net interest income$140,415,000247
Provision for loan and lease losses$200,0002,341
Total noninterest income$17,519,000464
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$4,339,000325
Trading account gains and fees$0135
Additional Noninterest Income$13,180,000436
Total noninterest expense$80,022,000322
Salaries and employee benefits$57,329,000256
Premises and equipment expense$8,929,000322
Additional noninterest expense$13,764,000527
Pre-tax net operating income$77,712,000233
Securities gains (losses)$1,0002,288
Applicable income taxes$19,976,000211
Income before extraordinary items$57,737,000246
Extraordinary gains, net$011
Net income$57,737,000247
Minority interest net income$076
Net income of bank and minority interests.$57,737,000247
Net charge-offs$454,0001,101
Cash dividends$13,166,000397
Sale, conversion, retirement of capital stock, net$0626
Net operating income$57,736,210240
2019-09-30 (YTD Data)Rank
Total interest income$114,188,000283
Total interest expense$9,325,000577
Net interest income$104,863,000249
Provision for loan and lease losses$200,0001,960
Total noninterest income$12,996,000474
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$3,231,000326
Trading account gains and fees$0129
Additional Noninterest Income$9,765,000435
Total noninterest expense$60,106,000324
Salaries and employee benefits$42,666,000259
Premises and equipment expense$6,491,000330
Additional noninterest expense$10,949,000495
Pre-tax net operating income$57,553,000235
Securities gains (losses)$1,0002,065
Applicable income taxes$14,797,000212
Income before extraordinary items$42,757,000248
Extraordinary gains, net$011
Net income$42,757,000250
Minority interest net income$072
Net income of bank and minority interests.$42,757,000250
Net charge-offs$512,000755
Cash dividends$7,016,000466
Sale, conversion, retirement of capital stock, net$0590
Net operating income$42,756,210243
2019-06-30 (YTD Data)Rank
Total interest income$75,504,000285
Total interest expense$5,932,000590
Net interest income$69,572,000248
Provision for loan and lease losses$200,0001,556
Total noninterest income$9,050,000455
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$2,099,000331
Trading account gains and fees$0131
Additional Noninterest Income$6,951,000403
Total noninterest expense$39,970,000324
Salaries and employee benefits$28,262,000257
Premises and equipment expense$4,266,000335
Additional noninterest expense$7,442,000488
Pre-tax net operating income$38,452,000225
Securities gains (losses)$01,702
Applicable income taxes$9,928,000202
Income before extraordinary items$28,524,000245
Extraordinary gains, net$011
Net income$28,524,000247
Minority interest net income$069
Net income of bank and minority interests.$28,524,000247
Net charge-offs$341,000724
Cash dividends$7,016,000340
Sale, conversion, retirement of capital stock, net$0573
Net operating income$28,524,000238
2019-03-31 (YTD Data)Rank
Total interest income$37,029,000288
Total interest expense$2,821,000605
Net interest income$34,208,000254
Provision for loan and lease losses$03,406
Total noninterest income$7,265,000309
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,028,000332
Trading account gains and fees$0126
Additional Noninterest Income$6,237,000258
Total noninterest expense$22,671,000289
Salaries and employee benefits$16,857,000234
Premises and equipment expense$2,146,000337
Additional noninterest expense$3,668,000487
Pre-tax net operating income$18,802,000226
Securities gains (losses)$01,087
Applicable income taxes$4,837,000209
Income before extraordinary items$13,965,000246
Extraordinary gains, net$05
Net income$13,965,000246
Minority interest net income$052
Net income of bank and minority interests.$13,965,000246
Net charge-offs$359,000426
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$13,965,000240
2018-12-31 (YTD Data)Rank
Total interest income$132,873,000298
Total interest expense$7,426,000672
Net interest income$125,447,000271
Provision for loan and lease losses$5,533,000239
Total noninterest income$17,147,000469
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$4,114,000348
Trading account gains and fees$0126
Additional Noninterest Income$13,033,000418
Total noninterest expense$74,558,000340
Salaries and employee benefits$52,279,000271
Premises and equipment expense$7,921,000357
Additional noninterest expense$14,358,000484
Pre-tax net operating income$62,503,000268
Securities gains (losses)$-1,261,0005,328
Applicable income taxes$14,720,000241
Income before extraordinary items$46,522,000282
Extraordinary gains, net$06
Net income$46,522,000281
Minority interest net income$072
Net income of bank and minority interests.$46,522,000282
Net charge-offs$610,000838
Cash dividends$73,010,000131
Sale, conversion, retirement of capital stock, net$0671
Net operating income$47,518,190280
2018-09-30 (YTD Data)Rank
Total interest income$96,209,000298
Total interest expense$4,954,000699
Net interest income$91,255,000275
Provision for loan and lease losses$3,333,000271
Total noninterest income$15,660,000403
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$3,046,000351
Trading account gains and fees$0138
Additional Noninterest Income$12,614,000354
Total noninterest expense$58,162,000332
Salaries and employee benefits$42,507,000257
Premises and equipment expense$5,738,000367
Additional noninterest expense$9,917,000522
Pre-tax net operating income$45,420,000273
Securities gains (losses)$-1,330,0005,439
Applicable income taxes$10,425,000252
Income before extraordinary items$33,665,000290
Extraordinary gains, net$05
Net income$33,665,000290
Minority interest net income$066
Net income of bank and minority interests.$33,665,000290
Net charge-offs$609,000639
Cash dividends$38,217,000140
Sale, conversion, retirement of capital stock, net$0633
Net operating income$34,715,700286
2018-06-30 (YTD Data)Rank
Total interest income$62,297,000302
Total interest expense$2,934,000731
Net interest income$59,363,000277
Provision for loan and lease losses$833,000542
Total noninterest income$10,501,000400
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,974,000353
Trading account gains and fees$0130
Additional Noninterest Income$8,527,000349
Total noninterest expense$38,364,000338
Salaries and employee benefits$28,495,000254
Premises and equipment expense$3,746,000371
Additional noninterest expense$6,123,000560
Pre-tax net operating income$30,667,000263
Securities gains (losses)$-1,330,0005,514
Applicable income taxes$7,510,000241
Income before extraordinary items$21,827,000284
Extraordinary gains, net$06
Net income$21,827,000284
Minority interest net income$065
Net income of bank and minority interests.$21,827,000284
Net charge-offs$39,0001,900
Cash dividends$7,065,000297
Sale, conversion, retirement of capital stock, net$0620
Net operating income$22,877,700277
2018-03-31 (YTD Data)Rank
Total interest income$30,290,000306
Total interest expense$1,405,000720
Net interest income$28,885,000282
Provision for loan and lease losses$333,000631
Total noninterest income$4,591,000442
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$970,000363
Trading account gains and fees$0123
Additional Noninterest Income$3,621,000393
Total noninterest expense$18,759,000338
Salaries and employee benefits$14,265,000253
Premises and equipment expense$1,893,000369
Additional noninterest expense$2,601,000649
Pre-tax net operating income$14,384,000274
Securities gains (losses)$0735
Applicable income taxes$3,681,000239
Income before extraordinary items$10,703,000285
Extraordinary gains, net$07
Net income$10,703,000285
Minority interest net income$052
Net income of bank and minority interests.$10,703,000285
Net charge-offs$-1,0003,770
Cash dividends$400,0001,360
Sale, conversion, retirement of capital stock, net$0580
Net operating income$10,703,000284
2017-12-31 (YTD Data)Rank
Total interest income$114,086,000300
Total interest expense$5,865,000591
Net interest income$108,221,000279
Provision for loan and lease losses$2,850,000380
Total noninterest income$16,869,000481
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$4,073,000354
Trading account gains and fees$0151
Additional Noninterest Income$12,796,000431
Total noninterest expense$66,352,000362
Salaries and employee benefits$48,221,000280
Premises and equipment expense$7,276,000375
Additional noninterest expense$10,855,000620
Pre-tax net operating income$55,888,000263
Securities gains (losses)$131,000526
Applicable income taxes$26,870,000211
Income before extraordinary items$29,149,000304
Extraordinary gains, net$09
Net income$29,149,000304
Minority interest net income$076
Net income of bank and minority interests.$29,149,000304
Net charge-offs$426,0001,197
Cash dividends$23,575,000210
Sale, conversion, retirement of capital stock, net$0711
Net operating income$29,065,160302
2017-09-30 (YTD Data)Rank
Total interest income$84,536,000304
Total interest expense$4,353,000592
Net interest income$80,183,000286
Provision for loan and lease losses$2,850,000298
Total noninterest income$12,936,000480
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$3,058,000359
Trading account gains and fees$0145
Additional Noninterest Income$9,878,000427
Total noninterest expense$50,259,000356
Salaries and employee benefits$36,522,000277
Premises and equipment expense$5,356,000378
Additional noninterest expense$8,381,000605
Pre-tax net operating income$40,010,000274
Securities gains (losses)$131,000487
Applicable income taxes$14,750,000238
Income before extraordinary items$25,391,000298
Extraordinary gains, net$09
Net income$25,391,000298
Minority interest net income$071
Net income of bank and minority interests.$25,391,000298
Net charge-offs$25,0002,878
Cash dividends$17,875,000198
Sale, conversion, retirement of capital stock, net$0677
Net operating income$25,307,160294
2017-06-30 (YTD Data)Rank
Total interest income$55,020,000312
Total interest expense$2,708,000608
Net interest income$52,312,000293
Provision for loan and lease losses$1,250,000419
Total noninterest income$9,293,000454
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$2,007,000358
Trading account gains and fees$0139
Additional Noninterest Income$7,286,000395
Total noninterest expense$34,392,000352
Salaries and employee benefits$25,287,000267
Premises and equipment expense$3,599,000378
Additional noninterest expense$5,506,000616
Pre-tax net operating income$25,963,000280
Securities gains (losses)$131,000361
Applicable income taxes$9,536,000241
Income before extraordinary items$16,558,000301
Extraordinary gains, net$011
Net income$16,558,000301
Minority interest net income$071
Net income of bank and minority interests.$16,558,000301
Net charge-offs$105,0001,482
Cash dividends$7,375,000261
Sale, conversion, retirement of capital stock, net$0659
Net operating income$16,474,160300
2017-03-31 (YTD Data)Rank
Total interest income$27,108,000313
Total interest expense$1,277,000617
Net interest income$25,831,000294
Provision for loan and lease losses$600,000393
Total noninterest income$4,543,000455
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$1,002,000354
Trading account gains and fees$0142
Additional Noninterest Income$3,541,000404
Total noninterest expense$17,092,000363
Salaries and employee benefits$12,618,000272
Premises and equipment expense$1,812,000385
Additional noninterest expense$2,662,000636
Pre-tax net operating income$12,682,000279
Securities gains (losses)$1,0001,030
Applicable income taxes$4,611,000244
Income before extraordinary items$8,072,000303
Extraordinary gains, net$08
Net income$8,072,000304
Minority interest net income$055
Net income of bank and minority interests.$8,072,000304
Net charge-offs$119,000831
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$8,071,360299
2016-12-31 (YTD Data)Rank
Total interest income$98,842,000311
Total interest expense$3,825,000770
Net interest income$95,017,000297
Provision for loan and lease losses$6,335,000220
Total noninterest income$24,959,000363
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$3,994,000362
Trading account gains and fees$0170
Additional Noninterest Income$20,965,000301
Total noninterest expense$65,063,000365
Salaries and employee benefits$46,516,000287
Premises and equipment expense$6,430,000411
Additional noninterest expense$12,117,000571
Pre-tax net operating income$48,578,000268
Securities gains (losses)$-284,0005,855
Applicable income taxes$16,976,000245
Income before extraordinary items$31,318,000290
Extraordinary gains, net$05
Net income$31,318,000289
Minority interest net income$082
Net income of bank and minority interests.$31,318,000289
Net charge-offs$-60,0005,405
Cash dividends$14,275,000276
Sale, conversion, retirement of capital stock, net$0759
Net operating income$31,502,600281
2016-09-30 (YTD Data)Rank
Total interest income$73,323,000308
Total interest expense$2,709,000810
Net interest income$70,614,000296
Provision for loan and lease losses$2,850,000310
Total noninterest income$17,624,000370
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$2,986,000363
Trading account gains and fees$0169
Additional Noninterest Income$14,638,000321
Total noninterest expense$48,413,000365
Salaries and employee benefits$34,600,000285
Premises and equipment expense$4,761,000424
Additional noninterest expense$9,052,000573
Pre-tax net operating income$36,975,000259
Securities gains (losses)$-286,0005,946
Applicable income taxes$13,450,000238
Income before extraordinary items$23,239,000287
Extraordinary gains, net$05
Net income$23,239,000287
Minority interest net income$071
Net income of bank and minority interests.$23,239,000287
Net charge-offs$-74,0005,492
Cash dividends$6,275,000416
Sale, conversion, retirement of capital stock, net$0719
Net operating income$23,422,040282
2016-06-30 (YTD Data)Rank
Total interest income$48,187,000310
Total interest expense$1,691,000862
Net interest income$46,496,000302
Provision for loan and lease losses$2,600,000234
Total noninterest income$12,810,000351
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,951,000364
Trading account gains and fees$0157
Additional Noninterest Income$10,859,000296
Total noninterest expense$32,192,000367
Salaries and employee benefits$22,734,000287
Premises and equipment expense$3,133,000430
Additional noninterest expense$6,325,000551
Pre-tax net operating income$24,514,000261
Securities gains (losses)$-289,0006,037
Applicable income taxes$8,843,000236
Income before extraordinary items$15,382,000289
Extraordinary gains, net$016
Net income$15,382,000288
Minority interest net income$071
Net income of bank and minority interests.$15,382,000288
Net charge-offs$5,0003,320
Cash dividends$6,275,000304
Sale, conversion, retirement of capital stock, net$0705
Net operating income$15,566,960282
2016-03-31 (YTD Data)Rank
Total interest income$23,947,000307
Total interest expense$831,000872
Net interest income$23,116,000299
Provision for loan and lease losses$2,600,000155
Total noninterest income$8,835,000262
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$962,000358
Trading account gains and fees$0142
Additional Noninterest Income$7,873,000216
Total noninterest expense$16,919,000347
Salaries and employee benefits$12,002,000270
Premises and equipment expense$1,588,000428
Additional noninterest expense$3,329,000519
Pre-tax net operating income$12,432,000252
Securities gains (losses)$-289,0006,107
Applicable income taxes$4,429,000230
Income before extraordinary items$7,714,000283
Extraordinary gains, net$012
Net income$7,714,000283
Minority interest net income$062
Net income of bank and minority interests.$7,714,000283
Net charge-offs$-5,0004,858
Cash dividends$400,0001,369
Sale, conversion, retirement of capital stock, net$0659
Net operating income$7,898,960275
2015-12-31 (YTD Data)Rank
Total interest income$89,656,000317
Total interest expense$2,996,000936
Net interest income$86,660,000300
Provision for loan and lease losses$750,0001,014
Total noninterest income$15,495,000496
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$4,008,000355
Trading account gains and fees$0159
Additional Noninterest Income$11,487,000443
Total noninterest expense$55,924,000405
Salaries and employee benefits$41,157,000298
Premises and equipment expense$5,997,000441
Additional noninterest expense$8,770,000752
Pre-tax net operating income$45,481,000264
Securities gains (losses)$275,000599
Applicable income taxes$17,530,000229
Income before extraordinary items$28,226,000295
Extraordinary gains, net$023
Net income$28,226,000295
Minority interest net income$081
Net income of bank and minority interests.$28,226,000295
Net charge-offs$-5,372,0006,172
Cash dividends$10,875,000363
Sale, conversion, retirement of capital stock, net$0804
Net operating income$28,050,000295
2015-09-30 (YTD Data)Rank
Total interest income$65,774,000327
Total interest expense$2,242,000940
Net interest income$63,532,000310
Provision for loan and lease losses$650,000843
Total noninterest income$11,395,000508
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$3,014,000357
Trading account gains and fees$0153
Additional Noninterest Income$8,381,000463
Total noninterest expense$40,832,000419
Salaries and employee benefits$29,989,000316
Premises and equipment expense$4,399,000452
Additional noninterest expense$6,444,000768
Pre-tax net operating income$33,445,000272
Securities gains (losses)$271,000515
Applicable income taxes$12,925,000232
Income before extraordinary items$20,791,000298
Extraordinary gains, net$021
Net income$20,791,000298
Minority interest net income$078
Net income of bank and minority interests.$20,791,000298
Net charge-offs$-3,038,0006,248
Cash dividends$5,375,000455
Sale, conversion, retirement of capital stock, net$0773
Net operating income$20,617,560298
2015-06-30 (YTD Data)Rank
Total interest income$42,876,000328
Total interest expense$1,466,000967
Net interest income$41,410,000310
Provision for loan and lease losses$650,000605
Total noninterest income$8,942,000455
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$2,037,000353
Trading account gains and fees$0157
Additional Noninterest Income$6,905,000401
Total noninterest expense$27,698,000415
Salaries and employee benefits$20,945,000300
Premises and equipment expense$2,826,000471
Additional noninterest expense$3,927,000844
Pre-tax net operating income$22,004,000271
Securities gains (losses)$6,0002,180
Applicable income taxes$8,436,000235
Income before extraordinary items$13,574,000309
Extraordinary gains, net$022
Net income$13,574,000310
Minority interest net income$075
Net income of bank and minority interests.$13,574,000309
Net charge-offs$-2,985,0006,336
Cash dividends$5,375,000333
Sale, conversion, retirement of capital stock, net$0751
Net operating income$13,570,160307
2015-03-31 (YTD Data)Rank
Total interest income$21,208,000332
Total interest expense$712,0001,010
Net interest income$20,496,000316
Provision for loan and lease losses$600,000341
Total noninterest income$4,750,000429
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$1,033,000345
Trading account gains and fees$0152
Additional Noninterest Income$3,717,000369
Total noninterest expense$13,913,000412
Salaries and employee benefits$10,757,000297
Premises and equipment expense$1,339,000496
Additional noninterest expense$1,817,000881
Pre-tax net operating income$10,733,000274
Securities gains (losses)$1,0001,909
Applicable income taxes$4,107,000238
Income before extraordinary items$6,627,000310
Extraordinary gains, net$013
Net income$6,627,000309
Minority interest net income$064
Net income of bank and minority interests.$6,627,000309
Net charge-offs$-2,938,0006,409
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$6,626,360305
2014-12-31 (YTD Data)Rank
Total interest income$80,692,000330
Total interest expense$2,491,0001,170
Net interest income$78,201,000311
Provision for loan and lease losses$1,175,000757
Total noninterest income$15,079,000476
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$4,486,000337
Trading account gains and fees$0180
Additional Noninterest Income$10,593,000433
Total noninterest expense$50,304,000434
Salaries and employee benefits$38,179,000313
Premises and equipment expense$5,357,000479
Additional noninterest expense$6,768,000967
Pre-tax net operating income$41,801,000263
Securities gains (losses)$90,0001,335
Applicable income taxes$15,680,000231
Income before extraordinary items$26,211,000300
Extraordinary gains, net$017
Net income$26,211,000299
Minority interest net income$084
Net income of bank and minority interests.$26,211,000299
Net charge-offs$47,0003,811
Cash dividends$8,000,000402
Sale, conversion, retirement of capital stock, net$0862
Net operating income$26,153,400295
2014-09-30 (YTD Data)Rank
Total interest income$58,873,000340
Total interest expense$1,824,0001,210
Net interest income$57,049,000315
Provision for loan and lease losses$04,401
Total noninterest income$10,283,000512
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$3,369,000333
Trading account gains and fees$0174
Additional Noninterest Income$6,914,000482
Total noninterest expense$36,480,000446
Salaries and employee benefits$27,863,000316
Premises and equipment expense$4,005,000477
Additional noninterest expense$4,612,0001,069
Pre-tax net operating income$30,852,000264
Securities gains (losses)$38,0001,631
Applicable income taxes$11,476,000238
Income before extraordinary items$19,414,000300
Extraordinary gains, net$015
Net income$19,414,000300
Minority interest net income$081
Net income of bank and minority interests.$19,414,000300
Net charge-offs$7,0004,273
Cash dividends$5,300,000418
Sale, conversion, retirement of capital stock, net$0819
Net operating income$19,389,680294
2014-06-30 (YTD Data)Rank
Total interest income$38,375,000341
Total interest expense$1,198,0001,240
Net interest income$37,177,000318
Provision for loan and lease losses$04,196
Total noninterest income$7,230,000490
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$2,202,000331
Trading account gains and fees$0172
Additional Noninterest Income$5,028,000442
Total noninterest expense$24,164,000449
Salaries and employee benefits$18,611,000315
Premises and equipment expense$2,596,000491
Additional noninterest expense$2,957,0001,103
Pre-tax net operating income$20,243,000265
Securities gains (losses)$34,0001,385
Applicable income taxes$7,486,000232
Income before extraordinary items$12,791,000300
Extraordinary gains, net$020
Net income$12,791,000300
Minority interest net income$080
Net income of bank and minority interests.$12,791,000300
Net charge-offs$-16,0005,809
Cash dividends$5,300,000297
Sale, conversion, retirement of capital stock, net$0794
Net operating income$12,769,240294
2014-03-31 (YTD Data)Rank
Total interest income$19,018,000345
Total interest expense$600,0001,258
Net interest income$18,418,000320
Provision for loan and lease losses$03,817
Total noninterest income$3,218,000521
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$1,075,000330
Trading account gains and fees$0147
Additional Noninterest Income$2,143,000482
Total noninterest expense$11,396,000471
Salaries and employee benefits$8,563,000343
Premises and equipment expense$1,290,000500
Additional noninterest expense$1,543,0001,050
Pre-tax net operating income$10,240,000257
Securities gains (losses)$3,0001,458
Applicable income taxes$3,756,000227
Income before extraordinary items$6,487,000282
Extraordinary gains, net$016
Net income$6,487,000282
Minority interest net income$066
Net income of bank and minority interests.$6,487,000282
Net charge-offs$-3,0005,214
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$6,485,080277
2013-12-31 (YTD Data)Rank
Total interest income$76,282,000342
Total interest expense$2,564,0001,323
Net interest income$73,718,000317
Provision for loan and lease losses$425,0002,033
Total noninterest income$16,345,000480
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$4,935,000311
Trading account gains and fees$0184
Additional Noninterest Income$11,410,000436
Total noninterest expense$49,849,000437
Salaries and employee benefits$36,350,000312
Premises and equipment expense$5,067,000484
Additional noninterest expense$8,432,000809
Pre-tax net operating income$39,789,000254
Securities gains (losses)$-229,0006,636
Applicable income taxes$14,758,000218
Income before extraordinary items$24,802,000309
Extraordinary gains, net$029
Net income$24,802,000309
Minority interest net income$090
Net income of bank and minority interests.$24,802,000309
Net charge-offs$368,0002,344
Cash dividends$10,450,000323
Sale, conversion, retirement of capital stock, net$0924
Net operating income$24,948,560303
2013-09-30 (YTD Data)Rank
Total interest income$56,659,000346
Total interest expense$1,960,0001,338
Net interest income$54,699,000321
Provision for loan and lease losses$250,0002,282
Total noninterest income$12,267,000481
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$3,758,000308
Trading account gains and fees$0180
Additional Noninterest Income$8,509,000454
Total noninterest expense$36,481,000445
Salaries and employee benefits$26,981,000316
Premises and equipment expense$3,795,000487
Additional noninterest expense$5,705,000892
Pre-tax net operating income$30,235,000255
Securities gains (losses)$-248,0006,792
Applicable income taxes$11,261,000216
Income before extraordinary items$18,726,000307
Extraordinary gains, net$025
Net income$18,726,000307
Minority interest net income$084
Net income of bank and minority interests.$18,726,000307
Net charge-offs$356,0001,944
Cash dividends$5,000,000401
Sale, conversion, retirement of capital stock, net$0868
Net operating income$18,884,720299
2013-06-30 (YTD Data)Rank
Total interest income$37,106,000350
Total interest expense$1,321,0001,357
Net interest income$35,785,000322
Provision for loan and lease losses$250,0001,852
Total noninterest income$7,617,000512
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$2,463,000308
Trading account gains and fees$0157
Additional Noninterest Income$5,154,000492
Total noninterest expense$24,528,000443
Salaries and employee benefits$18,027,000315
Premises and equipment expense$2,491,000494
Additional noninterest expense$4,010,000839
Pre-tax net operating income$18,624,000270
Securities gains (losses)$889,000205
Applicable income taxes$7,323,000223
Income before extraordinary items$12,190,000308
Extraordinary gains, net$022
Net income$12,190,000310
Minority interest net income$082
Net income of bank and minority interests.$12,190,000309
Net charge-offs$232,0001,945
Cash dividends$5,000,000295
Sale, conversion, retirement of capital stock, net$0838
Net operating income$11,621,040311
2013-03-31 (YTD Data)Rank
Total interest income$18,196,000360
Total interest expense$683,0001,357
Net interest income$17,513,000334
Provision for loan and lease losses$04,409
Total noninterest income$4,808,000445
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$1,243,000304
Trading account gains and fees$0148
Additional Noninterest Income$3,565,000392
Total noninterest expense$12,695,000433
Salaries and employee benefits$9,539,000307
Premises and equipment expense$1,242,000501
Additional noninterest expense$1,914,000884
Pre-tax net operating income$9,626,000263
Securities gains (losses)$736,000144
Applicable income taxes$3,918,000221
Income before extraordinary items$6,444,000290
Extraordinary gains, net$010
Net income$6,444,000291
Minority interest net income$076
Net income of bank and minority interests.$6,444,000291
Net charge-offs$-38,0006,638
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$5,972,960292
2012-12-31 (YTD Data)Rank
Total interest income$78,282,000348
Total interest expense$4,798,000934
Net interest income$73,484,000321
Provision for loan and lease losses$1,850,0001,137
Total noninterest income$14,017,000533
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$5,448,000292
Trading account gains and fees$0166
Additional Noninterest Income$8,569,000550
Total noninterest expense$47,099,000467
Salaries and employee benefits$32,840,000337
Premises and equipment expense$5,384,000457
Additional noninterest expense$8,875,000785
Pre-tax net operating income$38,552,000255
Securities gains (losses)$158,0001,893
Applicable income taxes$14,563,000210
Income before extraordinary items$24,147,000304
Extraordinary gains, net$029
Net income$24,147,000304
Minority interest net income$093
Net income of bank and minority interests.$24,147,000304
Net charge-offs$650,0002,308
Cash dividends$10,900,000304
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$24,045,880289
2012-09-30 (YTD Data)Rank
Total interest income$59,105,000352
Total interest expense$4,018,000878
Net interest income$55,087,000324
Provision for loan and lease losses$1,100,0001,335
Total noninterest income$10,697,000511
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$4,060,000294
Trading account gains and fees$0157
Additional Noninterest Income$6,637,000526
Total noninterest expense$35,650,000458
Salaries and employee benefits$24,810,000329
Premises and equipment expense$3,974,000460
Additional noninterest expense$6,866,000759
Pre-tax net operating income$29,034,000253
Securities gains (losses)$149,0001,668
Applicable income taxes$10,892,000218
Income before extraordinary items$18,291,000299
Extraordinary gains, net$020
Net income$18,291,000299
Minority interest net income$086
Net income of bank and minority interests.$18,291,000299
Net charge-offs$513,0002,149
Cash dividends$5,900,000328
Sale, conversion, retirement of capital stock, net$0952
Net operating income$18,195,640291
2012-06-30 (YTD Data)Rank
Total interest income$39,683,000352
Total interest expense$3,072,000776
Net interest income$36,611,000326
Provision for loan and lease losses$500,0001,802
Total noninterest income$6,757,000524
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$2,661,000297
Trading account gains and fees$0153
Additional Noninterest Income$4,096,000550
Total noninterest expense$24,151,000448
Salaries and employee benefits$16,331,000337
Premises and equipment expense$2,708,000448
Additional noninterest expense$5,112,000679
Pre-tax net operating income$18,717,000253
Securities gains (losses)$03,178
Applicable income taxes$6,936,000226
Income before extraordinary items$11,781,000302
Extraordinary gains, net$019
Net income$11,781,000302
Minority interest net income$084
Net income of bank and minority interests.$11,781,000302
Net charge-offs$420,0001,948
Cash dividends$5,400,000244
Sale, conversion, retirement of capital stock, net$0928
Net operating income$11,781,000286
2012-03-31 (YTD Data)Rank
Total interest income$19,927,000351
Total interest expense$1,603,000773
Net interest income$18,324,000320
Provision for loan and lease losses$220,0001,918
Total noninterest income$3,967,000471
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$1,334,000288
Trading account gains and fees$0148
Additional Noninterest Income$2,633,000459
Total noninterest expense$11,826,000448
Salaries and employee benefits$8,672,000311
Premises and equipment expense$1,280,000468
Additional noninterest expense$1,874,000911
Pre-tax net operating income$10,245,000236
Securities gains (losses)$02,210
Applicable income taxes$3,831,000203
Income before extraordinary items$6,414,000272
Extraordinary gains, net$019
Net income$6,414,000273
Minority interest net income$078
Net income of bank and minority interests.$6,414,000273
Net charge-offs$295,0001,509
Cash dividends$400,0001,024
Sale, conversion, retirement of capital stock, net$0861
Net operating income$6,414,000262
2011-12-31 (YTD Data)Rank
Total interest income$82,237,000344
Total interest expense$7,655,000768
Net interest income$74,582,000315
Provision for loan and lease losses$6,775,000616
Total noninterest income$10,759,000572
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$5,863,000277
Trading account gains and fees$0146
Additional Noninterest Income$4,896,000711
Total noninterest expense$42,377,000486
Salaries and employee benefits$29,535,000344
Premises and equipment expense$5,130,000487
Additional noninterest expense$7,712,000923
Pre-tax net operating income$36,189,000237
Securities gains (losses)$95,0002,110
Applicable income taxes$13,244,000207
Income before extraordinary items$23,040,000276
Extraordinary gains, net$029
Net income$23,040,000277
Minority interest net income$096
Net income of bank and minority interests.$23,040,000277
Net charge-offs$6,019,000686
Cash dividends$10,326,000230
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$22,979,200267
2011-09-30 (YTD Data)Rank
Total interest income$61,832,000347
Total interest expense$5,920,000776
Net interest income$55,912,000313
Provision for loan and lease losses$5,350,000583
Total noninterest income$7,186,000633
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$4,454,000269
Trading account gains and fees$0145
Additional Noninterest Income$2,732,000894
Total noninterest expense$30,636,000497
Salaries and employee benefits$21,220,000356
Premises and equipment expense$3,855,000490
Additional noninterest expense$5,561,000949
Pre-tax net operating income$27,112,000242
Securities gains (losses)$03,555
Applicable income taxes$9,937,000216
Income before extraordinary items$17,175,000271
Extraordinary gains, net$021
Net income$17,175,000271
Minority interest net income$087
Net income of bank and minority interests.$17,175,000272
Net charge-offs$4,649,000662
Cash dividends$5,375,000276
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$17,175,000267
2011-06-30 (YTD Data)Rank
Total interest income$41,012,000352
Total interest expense$4,032,000795
Net interest income$36,980,000313
Provision for loan and lease losses$4,450,000491
Total noninterest income$5,606,000579
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$2,974,000269
Trading account gains and fees$0153
Additional Noninterest Income$2,632,000688
Total noninterest expense$21,287,000491
Salaries and employee benefits$14,909,000337
Premises and equipment expense$2,530,000504
Additional noninterest expense$3,848,000944
Pre-tax net operating income$16,849,000247
Securities gains (losses)$02,914
Applicable income taxes$6,127,000215
Income before extraordinary items$10,722,000287
Extraordinary gains, net$015
Net income$10,722,000285
Minority interest net income$089
Net income of bank and minority interests.$10,722,000287
Net charge-offs$3,769,000582
Cash dividends$5,175,000187
Sale, conversion, retirement of capital stock, net$0986
Net operating income$10,722,000276
2011-03-31 (YTD Data)Rank
Total interest income$20,499,000356
Total interest expense$2,088,000798
Net interest income$18,411,000315
Provision for loan and lease losses$525,0001,380
Total noninterest income$2,906,000559
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$1,489,000269
Trading account gains and fees$0158
Additional Noninterest Income$1,417,000652
Total noninterest expense$10,647,000492
Salaries and employee benefits$7,535,000333
Premises and equipment expense$1,282,000508
Additional noninterest expense$1,830,000972
Pre-tax net operating income$10,145,000214
Securities gains (losses)$01,772
Applicable income taxes$3,784,000185
Income before extraordinary items$6,361,000247
Extraordinary gains, net$09
Net income$6,361,000247
Minority interest net income$086
Net income of bank and minority interests.$6,361,000247
Net charge-offs$455,0001,414
Cash dividends$300,0001,106
Sale, conversion, retirement of capital stock, net$0925
Net operating income$6,361,000244
2010-12-31 (YTD Data)Rank
Total interest income$84,322,000362
Total interest expense$9,363,000885
Net interest income$74,959,000304
Provision for loan and lease losses$14,735,000488
Total noninterest income$13,443,000515
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$7,007,000231
Trading account gains and fees$0175
Additional Noninterest Income$6,436,000614
Total noninterest expense$41,859,000506
Salaries and employee benefits$29,347,000336
Premises and equipment expense$4,786,000531
Additional noninterest expense$7,726,000958
Pre-tax net operating income$31,808,000217
Securities gains (losses)$2,895,000181
Applicable income taxes$12,764,000183
Income before extraordinary items$21,939,000239
Extraordinary gains, net$029
Net income$21,939,000240
Minority interest net income$0111
Net income of bank and minority interests.$21,939,000240
Net charge-offs$12,287,000515
Cash dividends$10,000,000173
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$20,086,200241
2010-09-30 (YTD Data)Rank
Total interest income$63,268,000365
Total interest expense$7,115,000907
Net interest income$56,153,000304
Provision for loan and lease losses$10,550,000476
Total noninterest income$9,796,000527
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$5,321,000231
Trading account gains and fees$0165
Additional Noninterest Income$4,475,000620
Total noninterest expense$31,428,000488
Salaries and employee benefits$21,653,000337
Premises and equipment expense$3,750,000511
Additional noninterest expense$6,025,000884
Pre-tax net operating income$23,971,000216
Securities gains (losses)$2,857,000153
Applicable income taxes$9,919,000175
Income before extraordinary items$16,909,000230
Extraordinary gains, net$023
Net income$16,909,000231
Minority interest net income$0110
Net income of bank and minority interests.$16,909,000232
Net charge-offs$8,357,000526
Cash dividends$4,600,000242
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$15,080,520237
2010-06-30 (YTD Data)Rank
Total interest income$42,332,000364
Total interest expense$4,805,000930
Net interest income$37,527,000305
Provision for loan and lease losses$9,235,000382
Total noninterest income$5,652,000565
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$3,520,000237
Trading account gains and fees$0152
Additional Noninterest Income$2,132,000767
Total noninterest expense$20,250,000506
Salaries and employee benefits$13,711,000352
Premises and equipment expense$2,440,000525
Additional noninterest expense$4,099,000878
Pre-tax net operating income$13,694,000231
Securities gains (losses)$2,853,00092
Applicable income taxes$6,047,000177
Income before extraordinary items$10,500,000227
Extraordinary gains, net$019
Net income$10,500,000227
Minority interest net income$0105
Net income of bank and minority interests.$10,500,000227
Net charge-offs$7,645,000406
Cash dividends$4,600,000156
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$8,674,080266
2010-03-31 (YTD Data)Rank
Total interest income$21,447,000373
Total interest expense$2,519,000933
Net interest income$18,928,000307
Provision for loan and lease losses$4,115,000439
Total noninterest income$3,099,000512
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$1,710,000246
Trading account gains and fees$0175
Additional Noninterest Income$1,389,000618
Total noninterest expense$10,706,000483
Salaries and employee benefits$7,423,000335
Premises and equipment expense$1,186,000559
Additional noninterest expense$2,097,000851
Pre-tax net operating income$7,206,000218
Securities gains (losses)$2,846,00061
Applicable income taxes$3,771,000151
Income before extraordinary items$6,281,000186
Extraordinary gains, net$016
Net income$6,281,000187
Minority interest net income$091
Net income of bank and minority interests.$6,281,000188
Net charge-offs$736,0001,276
Cash dividends$500,000654
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$4,459,560246
2009-12-31 (YTD Data)Rank
Total interest income$91,163,000367
Total interest expense$15,945,000724
Net interest income$75,218,000298
Provision for loan and lease losses$15,420,000595
Total noninterest income$13,777,000507
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$7,429,000243
Trading account gains and fees$0211
Additional Noninterest Income$6,348,000599
Total noninterest expense$44,320,000488
Salaries and employee benefits$30,316,000327
Premises and equipment expense$4,932,000542
Additional noninterest expense$9,072,000876
Pre-tax net operating income$29,255,000165
Securities gains (losses)$3,524,000173
Applicable income taxes$11,925,000144
Income before extraordinary items$20,854,000178
Extraordinary gains, net$034
Net income$20,854,000179
Minority interest net income$0115
Net income of bank and minority interests.$20,854,000179
Net charge-offs$5,641,0001,042
Cash dividends$12,050,000153
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$18,598,640197
2009-09-30 (YTD Data)Rank
Total interest income$68,783,000379
Total interest expense$13,082,000702
Net interest income$55,701,000313
Provision for loan and lease losses$10,345,000608
Total noninterest income$9,850,000535
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$5,539,000243
Trading account gains and fees$0212
Additional Noninterest Income$4,311,000660
Total noninterest expense$33,298,000482
Salaries and employee benefits$22,619,000329
Premises and equipment expense$3,867,000528
Additional noninterest expense$6,812,000828
Pre-tax net operating income$21,908,000174
Securities gains (losses)$2,982,000159
Applicable income taxes$9,049,000151
Income before extraordinary items$15,841,000185
Extraordinary gains, net$027
Net income$15,841,000185
Minority interest net income$0118
Net income of bank and minority interests.$15,841,000185
Net charge-offs$4,561,000877
Cash dividends$7,750,000169
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$13,932,520201
2009-06-30 (YTD Data)Rank
Total interest income$45,740,000388
Total interest expense$9,363,000693
Net interest income$36,377,000320
Provision for loan and lease losses$8,130,000526
Total noninterest income$6,323,000562
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$3,576,000250
Trading account gains and fees$0193
Additional Noninterest Income$2,747,000686
Total noninterest expense$22,368,000487
Salaries and employee benefits$14,679,000348
Premises and equipment expense$2,634,000526
Additional noninterest expense$5,055,000768
Pre-tax net operating income$12,202,000198
Securities gains (losses)$2,472,000149
Applicable income taxes$5,191,000165
Income before extraordinary items$9,483,000198
Extraordinary gains, net$021
Net income$9,483,000198
Minority interest net income$0112
Net income of bank and minority interests.$9,483,000198
Net charge-offs$2,710,000926
Cash dividends$6,750,000136
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$7,876,200221
2009-03-31 (YTD Data)Rank
Total interest income$22,902,000398
Total interest expense$4,773,000699
Net interest income$18,129,000317
Provision for loan and lease losses$870,0001,286
Total noninterest income$2,733,000588
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$1,725,000253
Trading account gains and fees$0171
Additional Noninterest Income$1,008,000848
Total noninterest expense$11,230,000463
Salaries and employee benefits$7,206,000349
Premises and equipment expense$1,357,000512
Additional noninterest expense$2,667,000641
Pre-tax net operating income$8,762,000167
Securities gains (losses)$1,020,000185
Applicable income taxes$3,598,000133
Income before extraordinary items$6,184,000185
Extraordinary gains, net$015
Net income$6,184,000183
Minority interest net income$0102
Net income of bank and minority interests.$6,184,000186
Net charge-offs$404,0001,530
Cash dividends$2,750,000162
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$5,531,200187
2008-12-31 (YTD Data)Rank
Total interest income$93,060,000421
Total interest expense$24,159,000659
Net interest income$68,901,000335
Provision for loan and lease losses$7,998,000711
Total noninterest income$12,552,000500
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$7,637,000242
Trading account gains and fees$0154
Additional Noninterest Income$4,915,000661
Total noninterest expense$36,871,000545
Salaries and employee benefits$24,252,000399
Premises and equipment expense$5,136,000534
Additional noninterest expense$7,483,000871
Pre-tax net operating income$36,584,000179
Securities gains (losses)$1,718,000147
Applicable income taxes$14,402,000147
Income before extraordinary items$23,900,000175
Extraordinary gains, net$039
Net income$23,900,000175
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,447,000562
Cash dividends$10,900,000269
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$22,800,480200
2008-09-30 (YTD Data)Rank
Total interest income$69,630,000438
Total interest expense$18,770,000668
Net interest income$50,860,000347
Provision for loan and lease losses$5,370,000628
Total noninterest income$12,330,000429
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$5,758,000248
Trading account gains and fees$0148
Additional Noninterest Income$6,572,000447
Total noninterest expense$28,533,000522
Salaries and employee benefits$18,779,000405
Premises and equipment expense$3,867,000536
Additional noninterest expense$5,887,000789
Pre-tax net operating income$29,287,000207
Securities gains (losses)$751,000224
Applicable income taxes$11,351,000164
Income before extraordinary items$18,687,000210
Extraordinary gains, net$031
Net income$18,687,000210
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,367,000422
Cash dividends$8,000,000283
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$18,206,360234
2008-06-30 (YTD Data)Rank
Total interest income$46,380,000445
Total interest expense$12,866,000668
Net interest income$33,514,000354
Provision for loan and lease losses$4,605,000462
Total noninterest income$10,367,000379
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$3,772,000247
Trading account gains and fees$0149
Additional Noninterest Income$6,595,000354
Total noninterest expense$20,030,000498
Salaries and employee benefits$13,475,000379
Premises and equipment expense$2,381,000586
Additional noninterest expense$4,174,000722
Pre-tax net operating income$19,246,000218
Securities gains (losses)$751,000222
Applicable income taxes$7,586,000193
Income before extraordinary items$12,411,000249
Extraordinary gains, net$021
Net income$12,411,000248
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,406,000333
Cash dividends$8,000,000219
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$11,930,360249
2008-03-31 (YTD Data)Rank
Total interest income$23,728,000449
Total interest expense$6,977,000658
Net interest income$16,751,000360
Provision for loan and lease losses$570,000940
Total noninterest income$3,157,000546
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$1,841,000248
Trading account gains and fees$0158
Additional Noninterest Income$1,316,000675
Total noninterest expense$9,433,000528
Salaries and employee benefits$6,444,000394
Premises and equipment expense$1,109,000628
Additional noninterest expense$1,880,000775
Pre-tax net operating income$9,905,000231
Securities gains (losses)$76,000860
Applicable income taxes$3,782,000203
Income before extraordinary items$6,199,000262
Extraordinary gains, net$015
Net income$6,199,000262
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0003,284
Cash dividends$3,000,000288
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$6,150,360257
2007-12-31 (YTD Data)Rank
Total interest income$95,564,000461
Total interest expense$31,368,000635
Net interest income$64,196,000378
Provision for loan and lease losses$1,495,0001,057
Total noninterest income$17,276,000421
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$7,795,000236
Trading account gains and fees$0178
Additional Noninterest Income$9,481,000422
Total noninterest expense$41,032,000467
Salaries and employee benefits$27,002,000375
Premises and equipment expense$5,225,000509
Additional noninterest expense$8,805,000653
Pre-tax net operating income$38,945,000280
Securities gains (losses)$02,146
Applicable income taxes$14,291,000252
Income before extraordinary items$24,654,000310
Extraordinary gains, net$039
Net income$24,654,000307
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,111,000950
Cash dividends$12,430,000356
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$24,654,000302
2007-09-30 (YTD Data)Rank
Total interest income$71,488,000461
Total interest expense$23,603,000632
Net interest income$47,885,000380
Provision for loan and lease losses$250,0002,604
Total noninterest income$13,240,000416
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$5,802,000229
Trading account gains and fees$0184
Additional Noninterest Income$7,438,000418
Total noninterest expense$31,419,000455
Salaries and employee benefits$20,798,000367
Premises and equipment expense$3,939,000503
Additional noninterest expense$6,682,000623
Pre-tax net operating income$29,456,000301
Securities gains (losses)$01,655
Applicable income taxes$10,692,000279
Income before extraordinary items$18,764,000324
Extraordinary gains, net$033
Net income$18,764,000322
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$507,0001,058
Cash dividends$6,880,000440
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$18,764,000319
2007-06-30 (YTD Data)Rank
Total interest income$47,864,000466
Total interest expense$15,275,000657
Net interest income$32,589,000383
Provision for loan and lease losses$250,0001,793
Total noninterest income$8,126,000449
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$3,779,000236
Trading account gains and fees$0168
Additional Noninterest Income$4,347,000478
Total noninterest expense$21,377,000468
Salaries and employee benefits$14,447,000356
Premises and equipment expense$2,490,000550
Additional noninterest expense$4,440,000635
Pre-tax net operating income$19,088,000328
Securities gains (losses)$01,444
Applicable income taxes$6,791,000310
Income before extraordinary items$12,297,000355
Extraordinary gains, net$029
Net income$12,297,000354
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$419,000812
Cash dividends$4,680,000450
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$12,297,000350
2007-03-31 (YTD Data)Rank
Total interest income$23,884,000469
Total interest expense$7,383,000667
Net interest income$16,501,000378
Provision for loan and lease losses$05,779
Total noninterest income$3,736,000477
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$1,758,000246
Trading account gains and fees$0195
Additional Noninterest Income$1,978,000502
Total noninterest expense$10,724,000463
Salaries and employee benefits$7,302,000360
Premises and equipment expense$1,248,000544
Additional noninterest expense$2,174,000640
Pre-tax net operating income$9,513,000331
Securities gains (losses)$01,187
Applicable income taxes$3,327,000319
Income before extraordinary items$6,186,000361
Extraordinary gains, net$022
Net income$6,186,000360
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0001,949
Cash dividends$500,0001,376
Sale, conversion, retirement of capital stock, net$0885
Net operating income$6,186,000353
2006-12-31 (YTD Data)Rank
Total interest income$88,124,000470
Total interest expense$23,803,000715
Net interest income$64,321,000369
Provision for loan and lease losses$275,0002,942
Total noninterest income$14,406,000477
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$6,509,000263
Trading account gains and fees$0130
Additional Noninterest Income$7,897,000484
Total noninterest expense$42,214,000459
Salaries and employee benefits$27,470,000359
Premises and equipment expense$5,477,000468
Additional noninterest expense$9,267,000603
Pre-tax net operating income$36,238,000343
Securities gains (losses)$-2,168,0008,617
Applicable income taxes$12,497,000335
Income before extraordinary items$21,573,000399
Extraordinary gains, net$051
Net income$21,573,000398
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0004,465
Cash dividends$20,600,000231
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$22,960,520372
2006-09-30 (YTD Data)Rank
Total interest income$65,091,000482
Total interest expense$16,776,000742
Net interest income$48,315,000382
Provision for loan and lease losses$275,0002,295
Total noninterest income$10,437,000505
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$4,671,000283
Trading account gains and fees$0126
Additional Noninterest Income$5,766,000508
Total noninterest expense$31,956,000469
Salaries and employee benefits$21,262,000352
Premises and equipment expense$4,233,000467
Additional noninterest expense$6,461,000644
Pre-tax net operating income$26,521,000370
Securities gains (losses)$-1,083,0008,682
Applicable income taxes$9,353,000352
Income before extraordinary items$16,085,000419
Extraordinary gains, net$045
Net income$16,085,000418
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-165,0008,609
Cash dividends$15,800,000223
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$16,778,120393
2006-06-30 (YTD Data)Rank
Total interest income$42,233,000484
Total interest expense$10,136,000770
Net interest income$32,097,000391
Provision for loan and lease losses$275,0001,625
Total noninterest income$6,603,000520
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,795,000317
Trading account gains and fees$0126
Additional Noninterest Income$3,808,000511
Total noninterest expense$21,384,000472
Salaries and employee benefits$14,435,000351
Premises and equipment expense$2,861,000465
Additional noninterest expense$4,088,000678
Pre-tax net operating income$17,041,000383
Securities gains (losses)$-419,0008,687
Applicable income taxes$6,093,000362
Income before extraordinary items$10,529,000419
Extraordinary gains, net$039
Net income$10,529,000418
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-396,0008,726
Cash dividends$7,300,000283
Sale, conversion, retirement of capital stock, net$0887
Net operating income$10,797,160401
2006-03-31 (YTD Data)Rank
Total interest income$20,630,000477
Total interest expense$4,567,000805
Net interest income$16,063,000392
Provision for loan and lease losses$275,000852
Total noninterest income$3,067,000548
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,153,000358
Trading account gains and fees$0115
Additional Noninterest Income$1,914,000507
Total noninterest expense$10,254,000480
Salaries and employee benefits$7,192,000356
Premises and equipment expense$1,275,000506
Additional noninterest expense$1,787,000752
Pre-tax net operating income$8,601,000379
Securities gains (losses)$-419,0008,739
Applicable income taxes$2,991,000362
Income before extraordinary items$5,191,000421
Extraordinary gains, net$021
Net income$5,191,000420
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-123,0008,676
Cash dividends$2,000,000412
Sale, conversion, retirement of capital stock, net$0648
Net operating income$5,459,160398
2005-12-31 (YTD Data)Rank
Total interest income$72,155,000486
Total interest expense$13,397,000842
Net interest income$58,758,000409
Provision for loan and lease losses$425,0002,167
Total noninterest income$12,357,000540
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$4,751,000357
Trading account gains and fees$0138
Additional Noninterest Income$7,606,000510
Total noninterest expense$39,667,000473
Salaries and employee benefits$26,419,000363
Premises and equipment expense$4,708,000520
Additional noninterest expense$8,540,000642
Pre-tax net operating income$31,023,000391
Securities gains (losses)$-1,096,0008,754
Applicable income taxes$10,767,000378
Income before extraordinary items$19,160,000427
Extraordinary gains, net$046
Net income$19,160,000427
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$292,0001,766
Cash dividends$10,000,000382
Sale, conversion, retirement of capital stock, net$0934
Net operating income$19,861,440408
2005-09-30 (YTD Data)Rank
Total interest income$52,374,000484
Total interest expense$9,438,000843
Net interest income$42,936,000409
Provision for loan and lease losses$06,899
Total noninterest income$9,172,000545
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$3,563,000359
Trading account gains and fees$0126
Additional Noninterest Income$5,609,000522
Total noninterest expense$29,322,000477
Salaries and employee benefits$20,171,000357
Premises and equipment expense$3,342,000546
Additional noninterest expense$5,809,000683
Pre-tax net operating income$22,786,000398
Securities gains (losses)$-306,0008,761
Applicable income taxes$8,159,000379
Income before extraordinary items$14,321,000435
Extraordinary gains, net$035
Net income$14,321,000435
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-178,0008,730
Cash dividends$5,000,000473
Sale, conversion, retirement of capital stock, net$0769
Net operating income$14,516,840417
2005-06-30 (YTD Data)Rank
Total interest income$33,763,000484
Total interest expense$5,756,000867
Net interest income$28,007,000411
Provision for loan and lease losses$06,626
Total noninterest income$5,833,000558
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$2,334,000358
Trading account gains and fees$0116
Additional Noninterest Income$3,499,000530
Total noninterest expense$19,099,000480
Salaries and employee benefits$13,238,000361
Premises and equipment expense$2,033,000591
Additional noninterest expense$3,828,000693
Pre-tax net operating income$14,741,000399
Securities gains (losses)$1,0001,973
Applicable income taxes$5,370,000380
Income before extraordinary items$9,372,000435
Extraordinary gains, net$030
Net income$9,372,000435
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-216,0008,774
Cash dividends$3,000,000507
Sale, conversion, retirement of capital stock, net$0643
Net operating income$9,371,360422
2005-03-31 (YTD Data)Rank
Total interest income$16,031,000496
Total interest expense$2,592,000910
Net interest income$13,439,000420
Provision for loan and lease losses$06,226
Total noninterest income$2,761,000562
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$1,126,000353
Trading account gains and fees$0115
Additional Noninterest Income$1,635,000543
Total noninterest expense$9,018,000496
Salaries and employee benefits$6,223,000366
Premises and equipment expense$1,030,000574
Additional noninterest expense$1,765,000724
Pre-tax net operating income$7,182,000402
Securities gains (losses)$17,000846
Applicable income taxes$2,636,000382
Income before extraordinary items$4,563,000438
Extraordinary gains, net$024
Net income$4,563,000438
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-31,0008,492
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$4,552,120424
2004-12-31 (YTD Data)Rank
Total interest income$59,047,000495
Total interest expense$9,373,000859
Net interest income$49,674,000426
Provision for loan and lease losses$1,275,000836
Total noninterest income$12,215,000536
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$5,078,000341
Trading account gains and fees$0138
Additional Noninterest Income$7,137,000512
Total noninterest expense$35,234,000503
Salaries and employee benefits$24,234,000377
Premises and equipment expense$4,268,000535
Additional noninterest expense$6,732,000761
Pre-tax net operating income$25,380,000420
Securities gains (losses)$791,000331
Applicable income taxes$9,577,000381
Income before extraordinary items$16,594,000443
Extraordinary gains, net$034
Net income$16,594,000444
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$658,0001,077
Cash dividends$7,350,000447
Sale, conversion, retirement of capital stock, net$0872
Net operating income$16,087,760440
2004-09-30 (YTD Data)Rank
Total interest income$43,511,000498
Total interest expense$6,995,000842
Net interest income$36,516,000431
Provision for loan and lease losses$1,075,000733
Total noninterest income$8,991,000541
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$3,898,000333
Trading account gains and fees$0134
Additional Noninterest Income$5,093,000536
Total noninterest expense$24,882,000523
Salaries and employee benefits$17,041,000407
Premises and equipment expense$3,089,000557
Additional noninterest expense$4,752,000792
Pre-tax net operating income$19,550,000405
Securities gains (losses)$757,000323
Applicable income taxes$7,517,000369
Income before extraordinary items$12,790,000435
Extraordinary gains, net$026
Net income$12,790,000435
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0002,483
Cash dividends$2,600,000782
Sale, conversion, retirement of capital stock, net$0738
Net operating income$12,305,520430
2004-06-30 (YTD Data)Rank
Total interest income$28,465,000498
Total interest expense$4,624,000839
Net interest income$23,841,000434
Provision for loan and lease losses$725,000703
Total noninterest income$6,021,000546
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$2,615,000325
Trading account gains and fees$0130
Additional Noninterest Income$3,406,000545
Total noninterest expense$16,623,000521
Salaries and employee benefits$11,719,000390
Premises and equipment expense$1,835,000635
Additional noninterest expense$3,069,000804
Pre-tax net operating income$12,514,000414
Securities gains (losses)$747,000270
Applicable income taxes$4,883,000385
Income before extraordinary items$8,378,000437
Extraordinary gains, net$021
Net income$8,378,000437
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$169,0001,549
Cash dividends$2,600,000559
Sale, conversion, retirement of capital stock, net$0638
Net operating income$7,899,920436
2004-03-31 (YTD Data)Rank
Total interest income$13,999,000508
Total interest expense$2,311,000862
Net interest income$11,688,000444
Provision for loan and lease losses$375,000665
Total noninterest income$2,689,000581
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,265,000333
Trading account gains and fees$0121
Additional Noninterest Income$1,424,000608
Total noninterest expense$8,247,000528
Salaries and employee benefits$5,995,000391
Premises and equipment expense$926,000635
Additional noninterest expense$1,326,000937
Pre-tax net operating income$5,755,000432
Securities gains (losses)$641,000220
Applicable income taxes$2,327,000398
Income before extraordinary items$4,069,000452
Extraordinary gains, net$016
Net income$4,069,000451
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0002,391
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$3,658,760459
2003-12-31 (YTD Data)Rank
Total interest income$54,561,000526
Total interest expense$11,072,000804
Net interest income$43,489,000462
Provision for loan and lease losses$625,0001,783
Total noninterest income$11,612,000579
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$5,123,000331
Trading account gains and fees$0160
Additional Noninterest Income$6,489,000623
Total noninterest expense$31,820,000549
Salaries and employee benefits$20,824,000434
Premises and equipment expense$3,973,000574
Additional noninterest expense$7,023,000746
Pre-tax net operating income$22,656,000437
Securities gains (losses)$935,000504
Applicable income taxes$8,389,000423
Income before extraordinary items$15,202,000473
Extraordinary gains, net$054
Net income$15,202,000475
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0004,263
Cash dividends$2,760,0001,072
Sale, conversion, retirement of capital stock, net$0868
Net operating income$14,603,600459
2003-09-30 (YTD Data)Rank
Total interest income$40,560,000552
Total interest expense$8,548,000814
Net interest income$32,012,000481
Provision for loan and lease losses$475,0001,736
Total noninterest income$8,769,000608
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$3,840,000339
Trading account gains and fees$0153
Additional Noninterest Income$4,929,000648
Total noninterest expense$23,255,000567
Salaries and employee benefits$15,261,000456
Premises and equipment expense$2,775,000625
Additional noninterest expense$5,219,000750
Pre-tax net operating income$17,051,000443
Securities gains (losses)$550,000641
Applicable income taxes$6,371,000423
Income before extraordinary items$11,230,000495
Extraordinary gains, net$040
Net income$11,230,000495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0004,784
Cash dividends$2,100,000969
Sale, conversion, retirement of capital stock, net$0722
Net operating income$10,878,000470
2003-06-30 (YTD Data)Rank
Total interest income$26,815,000559
Total interest expense$5,835,000824
Net interest income$20,980,000490
Provision for loan and lease losses$325,0001,685
Total noninterest income$5,792,000607
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$2,515,000342
Trading account gains and fees$0150
Additional Noninterest Income$3,277,000635
Total noninterest expense$15,375,000571
Salaries and employee benefits$10,143,000458
Premises and equipment expense$1,880,000618
Additional noninterest expense$3,352,000776
Pre-tax net operating income$11,072,000448
Securities gains (losses)$374,000699
Applicable income taxes$4,154,000440
Income before extraordinary items$7,292,000510
Extraordinary gains, net$030
Net income$7,292,000510
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-81,0009,094
Cash dividends$2,100,000709
Sale, conversion, retirement of capital stock, net$0589
Net operating income$7,052,640483
2003-03-31 (YTD Data)Rank
Total interest income$13,114,000577
Total interest expense$2,883,000857
Net interest income$10,231,000501
Provision for loan and lease losses$200,0001,357
Total noninterest income$2,821,000614
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,240,000339
Trading account gains and fees$0134
Additional Noninterest Income$1,581,000638
Total noninterest expense$7,475,000580
Salaries and employee benefits$4,892,000471
Premises and equipment expense$1,035,000571
Additional noninterest expense$1,548,000819
Pre-tax net operating income$5,377,000461
Securities gains (losses)$133,000847
Applicable income taxes$2,006,000454
Income before extraordinary items$3,504,000512
Extraordinary gains, net$021
Net income$3,504,000511
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0003,694
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$3,418,880492
2002-12-31 (YTD Data)Rank
Total interest income$53,861,000578
Total interest expense$13,650,000827
Net interest income$40,211,000507
Provision for loan and lease losses$4,926,000392
Total noninterest income$13,554,000521
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$5,084,000329
Trading account gains and fees$0153
Additional Noninterest Income$8,470,000481
Total noninterest expense$28,301,000584
Salaries and employee benefits$17,565,000487
Premises and equipment expense$3,968,000567
Additional noninterest expense$6,768,000752
Pre-tax net operating income$20,538,000466
Securities gains (losses)$275,000957
Applicable income taxes$7,253,000451
Income before extraordinary items$13,560,000502
Extraordinary gains, net$070
Net income$13,560,000506
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$950,0001,016
Cash dividends$8,100,000422
Sale, conversion, retirement of capital stock, net$0862
Net operating income$13,381,250484
2001-12-31 (YTD Data)Rank
Total interest income$63,449,000565
Total interest expense$23,276,000719
Net interest income$40,173,000472
Provision for loan and lease losses$1,000,0001,250
Total noninterest income$8,445,000674
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$4,128,000366
Trading account gains and fees$0177
Additional Noninterest Income$4,317,000728
Total noninterest expense$27,203,000599
Salaries and employee benefits$16,746,000479
Premises and equipment expense$3,219,000671
Additional noninterest expense$7,238,000719
Pre-tax net operating income$20,415,000417
Securities gains (losses)$105,0001,704
Applicable income taxes$7,982,000389
Income before extraordinary items$12,538,000483
Extraordinary gains, net$0105
Net income$12,538,000484
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$167,0003,193
Cash dividends$9,600,000385
Sale, conversion, retirement of capital stock, net$0922
Net operating income$12,470,800460
2000-12-31 (YTD Data)Rank
Total interest income$65,852,000581
Total interest expense$24,754,000733
Net interest income$41,098,000470
Provision for loan and lease losses$2,800,000486
Total noninterest income$7,107,000718
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$3,430,000394
Trading account gains and fees$-43,0004,505
Additional Noninterest Income$3,720,000754
Total noninterest expense$27,339,000583
Salaries and employee benefits$15,988,000467
Premises and equipment expense$3,455,000621
Additional noninterest expense$7,896,000677
Pre-tax net operating income$18,066,000485
Securities gains (losses)$-120,0009,469
Applicable income taxes$6,775,000442
Income before extraordinary items$11,171,000524
Extraordinary gains, net$038
Net income$11,171,000525
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$712,000951
Cash dividends$5,800,000555
Sale, conversion, retirement of capital stock, net$0969
Net operating income$11,247,800519
1999-12-31 (YTD Data)Rank
Total interest income$55,868,000625
Total interest expense$18,859,000835
Net interest income$37,009,000525
Provision for loan and lease losses$1,700,000640
Total noninterest income$6,047,000818
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$3,158,000441
Trading account gains and fees$-13,0004,513
Additional Noninterest Income$2,902,000913
Total noninterest expense$26,736,000602
Salaries and employee benefits$15,169,000503
Premises and equipment expense$3,716,000602
Additional noninterest expense$7,851,000711
Pre-tax net operating income$14,620,000610
Securities gains (losses)$-290,00010,073
Applicable income taxes$4,999,000600
Income before extraordinary items$9,331,000655
Extraordinary gains, net$035
Net income$9,331,000656
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$501,0001,219
Cash dividends$5,075,000648
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$9,519,500634
1998-12-31 (YTD Data)Rank
Total interest income$51,114,000668
Total interest expense$17,424,000910
Net interest income$33,690,000551
Provision for loan and lease losses$1,400,000738
Total noninterest income$5,599,000860
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$2,881,000456
Trading account gains and fees$109,000154
Additional Noninterest Income$2,609,000990
Total noninterest expense$26,023,000596
Salaries and employee benefits$14,299,000513
Premises and equipment expense$3,739,000578
Additional noninterest expense$7,985,000693
Pre-tax net operating income$11,866,000684
Securities gains (losses)$224,000863
Applicable income taxes$4,030,000682
Income before extraordinary items$8,060,000705
Extraordinary gains, net$032
Net income$8,060,000705
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$3,136,000942
Sale, conversion, retirement of capital stock, net$-228,00010,365
Net operating income$7,909,920694
1997-12-31 (YTD Data)Rank
Total interest income$45,890,000753
Total interest expense$16,420,000993
Net interest income$29,470,000621
Provision for loan and lease losses$5,450,000307
Total noninterest income$4,903,000942
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$2,693,000497
Trading account gains and fees$0239
Additional Noninterest Income$2,210,0001,026
Total noninterest expense$24,087,000621
Salaries and employee benefits$12,652,000535
Premises and equipment expense$3,594,000584
Additional noninterest expense$7,841,000703
Pre-tax net operating income$4,836,0001,596
Securities gains (losses)$202,000702
Applicable income taxes$1,027,0002,380
Income before extraordinary items$4,011,0001,369
Extraordinary gains, net$044
Net income$4,011,0001,370
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,292,000208
Cash dividends$2,931,000974
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,849,4001,384
1996-12-31 (YTD Data)Rank
Total interest income$44,966,000800
Total interest expense$15,555,0001,058
Net interest income$29,411,000666
Provision for loan and lease losses$4,000,000386
Total noninterest income$5,178,000932
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$2,680,000515
Trading account gains and fees$0262
Additional Noninterest Income$2,498,0001,001
Total noninterest expense$21,951,000731
Salaries and employee benefits$12,514,000561
Premises and equipment expense$3,372,000666
Additional noninterest expense$6,065,000984
Pre-tax net operating income$8,638,000890
Securities gains (losses)$9,0002,573
Applicable income taxes$1,566,0001,543
Income before extraordinary items$7,081,000771
Extraordinary gains, net$053
Net income$7,081,000772
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,058,000869
Cash dividends$2,767,0001,021
Sale, conversion, retirement of capital stock, net$0953
Net operating income$7,073,620749
1995-12-31 (YTD Data)Rank
Total interest income$42,518,000863
Total interest expense$15,237,0001,103
Net interest income$27,281,000727
Provision for loan and lease losses$1,000,000940
Total noninterest income$4,495,0001,025
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$2,705,000535
Trading account gains and fees$0522
Additional Noninterest Income$1,790,0001,210
Total noninterest expense$20,699,000764
Salaries and employee benefits$11,986,000590
Premises and equipment expense$2,860,000791
Additional noninterest expense$5,853,000995
Pre-tax net operating income$10,077,000826
Securities gains (losses)$-11,00010,162
Applicable income taxes$3,033,000916
Income before extraordinary items$7,033,000810
Extraordinary gains, net$065
Net income$7,033,000810
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,493,000691
Cash dividends$2,553,0001,038
Sale, conversion, retirement of capital stock, net$0809
Net operating income$7,040,700798
1994-12-31 (YTD Data)Rank
Total interest income$39,591,000836
Total interest expense$12,808,0001,029
Net interest income$26,783,000734
Provision for loan and lease losses$600,0001,325
Total noninterest income$3,863,0001,108
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$2,441,000567
Trading account gains and fees$0475
Additional Noninterest Income$1,422,0001,441
Total noninterest expense$20,629,000785
Salaries and employee benefits$11,592,000621
Premises and equipment expense$2,946,000776
Additional noninterest expense$6,091,0001,008
Pre-tax net operating income$9,417,000835
Securities gains (losses)$28,0001,509
Applicable income taxes$2,631,000976
Income before extraordinary items$6,814,000779
Extraordinary gains, net$0249
Net income$6,814,000778
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-168,00012,374
Cash dividends$2,408,000951
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$6,793,840789
1993-12-31 (YTD Data)Rank
Total interest income$39,108,000846
Total interest expense$13,125,0001,033
Net interest income$25,984,000747
Provision for loan and lease losses$900,0001,396
Total noninterest income$3,685,0001,241
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$2,276,000593
Trading account gains and fees$0532
Additional Noninterest Income$1,409,0001,628
Total noninterest expense$19,552,000859
Salaries and employee benefits$11,078,000654
Premises and equipment expense$2,790,000823
Additional noninterest expense$5,684,0001,144
Pre-tax net operating income$9,217,000800
Securities gains (losses)$73,0002,908
Applicable income taxes$2,370,0001,053
Income before extraordinary items$6,920,000755
Extraordinary gains, net$03,149
Net income$6,920,000784
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$928,0001,207
Cash dividends$2,268,000908
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$6,865,980703
1992-12-31 (YTD Data)Rank
Total interest income$43,748,000870
Total interest expense$17,572,0001,032
Net interest income$26,176,000762
Provision for loan and lease losses$2,125,0001,104
Total noninterest income$3,462,0001,281
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$2,196,000624
Trading account gains and fees$0504
Additional Noninterest Income$1,266,0001,703
Total noninterest expense$18,435,000905
Salaries and employee benefits$10,632,000667
Premises and equipment expense$2,621,000901
Additional noninterest expense$5,182,0001,274
Pre-tax net operating income$9,078,000706
Securities gains (losses)$122,0002,695
Applicable income taxes$2,378,000976
Income before extraordinary items$6,822,000698
Extraordinary gains, net$01,422
Net income$6,822,000692
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$166,0004,645
Cash dividends$2,113,000799
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$6,731,720643

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.