Home > Farmers & Merchants Bank of Central California > Net charge- offs to loans
Farmers & Merchants Bank of Central California, Net charge- offs to loans
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0104% | 3,944 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 3,432 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0090% | 3,928 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0344% | 4,391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0061% | 3,874 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0634% | 4,144 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1000% | 4,333 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0500% | 4,230 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0131% | 4,000 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 3,455 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0078% | 3,941 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0335% | 4,419 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 3,816 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0876% | 4,244 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1127% | 4,335 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1127% | 4,335 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0218% | 4,126 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0005% | 501 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0029% | 344 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0392% | 4,532 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0076% | 272 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1601% | 4,388 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0054% | 2,236 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0043% | 3,522 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0272% | 4,165 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1402% | 4,586 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0163% | 4,028 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0642% | 978 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0320% | 4,173 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0320% | 4,169 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0002% | 3,104 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 3,672 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0434% | 4,340 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1793% | 4,631 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0307% | 4,231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0426% | 850 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0208% | 4,058 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0208% | 4,059 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0021% | 2,029 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0099% | 3,749 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0627% | 4,338 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2673% | 3,487 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0447% | 4,256 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0622% | 649 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0031% | 3,197 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 3,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0150% | 3,962 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0550% | 3,384 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0116% | 3,939 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0134% | 3,489 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0075% | 3,654 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0044% | 3,526 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0270% | 4,038 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0514% | 3,355 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0248% | 4,033 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0181% | 3,602 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,550 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,451 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0082% | 3,599 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 3,635 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0335% | 4,196 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0545% | 3,425 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0317% | 4,201 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0200% | 3,667 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0148% | 3,753 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0148% | 3,707 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0075% | 3,560 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0064% | 3,769 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0387% | 4,295 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0541% | 3,465 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0374% | 4,301 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0158% | 3,667 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0212% | 3,713 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0212% | 3,670 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0080% | 3,579 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0059% | 3,839 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0360% | 4,359 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0533% | 3,517 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0344% | 4,359 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0196% | 3,828 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0222% | 2,608 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0062% | 4,042 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0372% | 4,458 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0355% | 3,480 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0373% | 4,487 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1467% | 1,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0960% | 2,505 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0960% | 2,402 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0099% | 2,746 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0074% | 4,086 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0439% | 4,538 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0270% | 3,486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0459% | 4,559 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0839% | 1,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1335% | 2,222 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1335% | 2,105 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0181% | 2,360 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0077% | 4,133 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0460% | 4,576 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0227% | 3,497 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0489% | 4,594 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1394% | 1,029 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0297% | 4,222 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0297% | 4,177 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0281% | 1,811 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0083% | 4,163 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0499% | 4,631 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0448% | 3,583 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0505% | 4,646 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2496% | 641 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0174% | 3,090 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 3,919 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0130% | 4,286 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0614% | 3,653 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0068% | 4,174 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1377% | 1,625 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,326 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,228 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0264% | 2,565 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 3,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0118% | 4,290 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0518% | 3,681 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0067% | 4,169 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2036% | 1,165 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0159% | 3,095 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0159% | 2,986 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0265% | 2,323 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 3,849 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0107% | 4,282 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0552% | 3,721 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0050% | 4,097 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1993% | 1,022 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0350% | 2,725 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0350% | 2,611 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0559% | 1,488 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 3,917 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0113% | 4,375 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0551% | 3,777 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0056% | 4,228 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4222% | 537 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0228% | 2,351 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0228% | 2,243 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0259% | 2,893 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 2,307 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0056% | 1,952 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0030% | 3,495 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0066% | 1,828 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2039% | 1,316 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2375% | 2,307 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2375% | 2,194 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0353% | 2,383 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 1,999 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0021% | 1,753 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0082% | 455 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0014% | 1,673 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2850% | 950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4870% | 1,418 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4870% | 1,307 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0034% | 3,055 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 1,684 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0050% | 1,454 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0126% | 3,641 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0070% | 1,341 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0081% | 1,559 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8007% | 895 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8007% | 799 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0002% | 3,735 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,125 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0130% | 3,718 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0014% | 1,034 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0015% | 3,859 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0796% | 4,641 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0796% | 4,606 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0194% | 3,457 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 2,674 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0023% | 2,364 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0208% | 3,842 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0046% | 2,199 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0034% | 4,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1151% | 3,097 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1152% | 2,961 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0015% | 3,721 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 4,277 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0186% | 4,845 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0188% | 3,839 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0186% | 4,874 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0041% | 4,022 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4569% | 1,688 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4573% | 1,557 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0097% | 3,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0094% | 1,790 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0340% | 643 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0157% | 4,780 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0286% | 3,893 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0144% | 4,797 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0046% | 3,976 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0771% | 4,932 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0772% | 4,871 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0220% | 2,332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0241% | 1,178 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0704% | 342 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0079% | 4,630 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0144% | 3,909 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0073% | 4,651 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0060% | 3,986 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1592% | 5,063 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1595% | 5,014 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0029% | 4,744 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0043% | 4,593 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0227% | 5,145 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2306% | 4,283 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0004% | 2,626 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0229% | 4,531 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0431% | 5,108 |
| Percentage Net Loans Charged-off: Credit card loans | 26.3158% | 10 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0647% | 5,123 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0143% | 1,493 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0048% | 4,614 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0059% | 4,580 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0312% | 5,239 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3065% | 4,337 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0301% | 4,526 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0585% | 5,080 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0585% | 5,021 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0141% | 1,318 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0005% | 3,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 2,352 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0073% | 2,015 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0852% | 4,234 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0180% | 1,810 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0312% | 4,523 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0145% | 1,134 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0010% | 4,081 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 1,732 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0178% | 1,435 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2698% | 230 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0116% | 5,013 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0592% | 4,834 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1765% | 5,243 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1765% | 5,183 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0157% | 890 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2938% | 6,012 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4075% | 6,009 |
| Percentage Net Loans Charged-off:Construction & development | -1.7529% | 5,564 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6469% | 5,959 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0381% | 5,551 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1536% | 4,419 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0239% | 5,429 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0618% | 4,910 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2435% | 5,663 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2435% | 5,610 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0062% | 1,413 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2267% | 6,023 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3210% | 6,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8898% | 6,073 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0479% | 5,659 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2027% | 4,484 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0287% | 5,514 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0080% | 4,330 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2634% | 5,668 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2634% | 5,611 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0036% | 1,295 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3420% | 6,147 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4923% | 6,168 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.3662% | 6,165 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0407% | 5,665 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2093% | 4,518 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0196% | 5,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0078% | 1,731 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2619% | 5,648 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2619% | 5,605 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6877% | 6,286 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.9999% | 6,283 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.8262% | 6,255 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0084% | 5,194 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0297% | 4,318 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0057% | 5,179 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0203% | 1,105 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3527% | 5,723 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3527% | 5,674 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0012% | 5,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0031% | 4,901 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0081% | 3,751 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0385% | 3,060 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0826% | 954 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0322% | 2,999 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0603% | 5,172 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5729% | 1,636 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5949% | 1,464 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0110% | 1,459 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0006% | 4,686 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0095% | 3,396 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0446% | 2,690 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1192% | 805 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0338% | 2,683 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0832% | 5,264 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1168% | 3,040 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1462% | 2,747 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0117% | 1,318 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0023% | 5,070 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0096% | 3,089 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0438% | 2,458 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1916% | 624 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0220% | 2,542 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1050% | 5,350 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2190% | 2,332 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2190% | 2,203 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0068% | 1,203 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0009% | 4,672 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 5,218 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0184% | 5,762 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0285% | 4,513 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0169% | 5,733 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0141% | 4,663 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4405% | 1,578 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4405% | 1,458 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0108% | 917 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0285% | 4,855 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0623% | 3,572 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0018% | 2,677 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 6,018 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2425% | 4,902 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0376% | 3,499 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1745% | 5,835 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5813% | 1,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6675% | 1,551 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0097% | 1,500 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0375% | 4,397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0868% | 3,047 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0024% | 2,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0053% | 3,715 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0380% | 4,740 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0132% | 3,459 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2567% | 5,995 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7139% | 1,427 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8283% | 1,150 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0117% | 1,346 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0369% | 4,167 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0933% | 2,796 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0190% | 3,196 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0226% | 2,993 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3202% | 6,112 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1092% | 919 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1519% | 790 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0180% | 1,166 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0123% | 5,515 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0063% | 3,002 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0284% | 2,401 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0242% | 4,700 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0390% | 2,210 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1348% | 5,763 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0097% | 5,614 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0543% | 5,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0309% | 4,759 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1976% | 3,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3848% | 1,159 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1484% | 3,174 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0520% | 3,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6946% | 1,882 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7494% | 1,625 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1276% | 1,184 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0578% | 4,853 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0168% | 4,693 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1512% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2286% | 1,219 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1296% | 3,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1291% | 2,726 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9349% | 1,363 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0050% | 1,147 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1333% | 1,047 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0715% | 4,431 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0046% | 4,471 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1326% | 2,953 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3373% | 977 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0717% | 3,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2051% | 2,222 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2443% | 1,023 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2443% | 920 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1807% | 876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1017% | 3,524 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0314% | 3,446 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1529% | 2,335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4320% | 741 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0658% | 2,528 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4789% | 1,298 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3650% | 494 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3650% | 444 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0127% | 941 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5122% | 2,941 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2010% | 3,927 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7385% | 1,660 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7535% | 1,017 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7334% | 1,629 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4729% | 2,808 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8961% | 1,823 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8912% | 1,588 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5552% | 467 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5261% | 2,654 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2539% | 3,322 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8997% | 1,319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8592% | 829 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9135% | 1,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2646% | 2,891 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1911% | 1,296 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1336% | 1,136 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5884% | 421 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6396% | 2,238 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2053% | 3,323 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9798% | 1,190 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2819% | 607 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8767% | 1,252 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2157% | 2,671 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7971% | 1,773 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7433% | 1,576 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3663% | 308 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1553% | 3,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2085% | 2,717 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9854% | 974 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0191% | 5,249 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3322% | 724 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0759% | 2,221 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2140% | 2,796 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1922% | 2,586 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0311% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0352% | 2,130 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2092% | 4,157 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6334% | 1,950 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0723% | 835 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4796% | 2,286 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.9372% | 479 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4196% | 3,689 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2071% | 1,380 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9366% | 2,117 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2186% | 3,780 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5644% | 1,930 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9578% | 817 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4268% | 2,208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.0562% | 550 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2281% | 4,114 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2998% | 1,140 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2858% | 1,482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2395% | 3,354 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5597% | 1,768 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7397% | 822 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4968% | 1,836 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.5918% | 348 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1776% | 3,968 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1332% | 1,198 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2475% | 3,459 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3452% | 2,415 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5137% | 1,539 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2517% | 499 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2588% | 2,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0927% | 2,606 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0852% | 6,613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0405% | 1,110 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4728% | 3,890 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2335% | 3,952 |
| Percentage Net Loans Charged-off:Construction & development | 0.8515% | 2,659 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6638% | 1,748 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1370% | 783 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5131% | 1,972 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9278% | 1,938 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1678% | 5,353 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0360% | 1,991 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5118% | 3,168 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2521% | 3,314 |
| Percentage Net Loans Charged-off:Construction & development | 1.1218% | 2,096 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6126% | 1,544 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7562% | 841 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5677% | 1,569 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0503% | 1,506 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2302% | 4,745 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0406% | 1,744 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4597% | 2,989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1424% | 3,486 |
| Percentage Net Loans Charged-off:Construction & development | 0.3225% | 2,278 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4758% | 1,635 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8306% | 672 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3673% | 1,764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1346% | 1,248 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6410% | 3,107 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0291% | 1,553 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1378% | 3,860 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1696% | 2,536 |
| Percentage Net Loans Charged-off:Construction & development | 0.6403% | 1,399 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4407% | 1,327 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1013% | 769 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5414% | 1,109 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0849% | 2,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2172% | 1,793 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0215% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5642% | 2,126 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6691% | 1,337 |
| Percentage Net Loans Charged-off:Construction & development | 5.9522% | 411 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1096% | 2,757 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5127% | 689 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6386% | 2,388 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2852% | 1,745 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6090% | 308 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0760% | 1,632 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6311% | 1,355 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8621% | 736 |
| Percentage Net Loans Charged-off:Construction & development | 7.8697% | 187 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3363% | 2,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1309% | 1,658 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0681% | 252 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0605% | 1,427 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7835% | 892 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2176% | 402 |
| Percentage Net Loans Charged-off:Construction & development | 10.9330% | 103 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0567% | 7,201 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1924% | 1,422 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0746% | 244 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0322% | 1,319 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0075% | 4,774 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0168% | 6,836 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7594% | 1,903 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5848% | 447 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0096% | 6,793 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1019% | 3,918 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3917% | 2,146 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0632% | 1,503 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9790% | 401 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1036% | 1,377 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0627% | 3,880 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1885% | 2,263 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7552% | 1,861 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6720% | 443 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1005% | 1,204 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0788% | 3,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2990% | 1,597 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8131% | 1,616 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8358% | 391 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0923% | 1,103 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0148% | 3,923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0249% | 6,893 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5351% | 2,057 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0638% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0471% | 883 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0036% | 6,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2972% | 7,874 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3879% | 968 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7661% | 192 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1591% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0222% | 7,779 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3920% | 7,955 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2543% | 974 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4354% | 214 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1294% | 1,062 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0809% | 8,175 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6173% | 8,043 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8407% | 1,516 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8197% | 387 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0665% | 1,037 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0510% | 7,747 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4029% | 7,894 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0065% | 1,289 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7190% | 406 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0048% | 905 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0321% | 5,264 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1898% | 2,837 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9091% | 2,089 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0429% | 564 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1159% | 7,322 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0266% | 7,939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0702% | 7,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7164% | 2,325 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6195% | 584 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1706% | 7,422 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0494% | 7,982 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0909% | 7,395 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6776% | 2,262 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3364% | 621 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2886% | 7,463 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0144% | 7,139 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1148% | 7,521 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0929% | 7,260 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4042% | 891 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0429% | 794 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0792% | 4,595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3567% | 2,520 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1595% | 1,720 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5824% | 385 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0151% | 7,096 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0206% | 5,579 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0019% | 3,618 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1806% | 1,523 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7704% | 345 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0157% | 7,090 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0415% | 4,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0911% | 2,613 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4017% | 1,251 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6311% | 283 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0060% | 7,058 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0160% | 4,588 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0390% | 7,187 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2203% | 1,516 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8522% | 399 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0123% | 7,141 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0120% | 6,923 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0297% | 8,534 |
| Percentage Net Loans Charged-off:Construction & development | -0.2059% | 8,078 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0009% | 3,450 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0023% | 632 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0847% | 7,952 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0208% | 832 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7896% | 450 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0137% | 7,288 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0062% | 6,692 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0003% | 3,469 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0013% | 2,897 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0032% | 509 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2611% | 8,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2204% | 657 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6326% | 476 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0153% | 7,295 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0228% | 8,229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 2,924 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0020% | 2,383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0050% | 413 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4592% | 8,386 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4971% | 565 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6510% | 657 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0147% | 7,303 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0075% | 5,327 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0009% | 2,059 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0046% | 1,599 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0102% | 271 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0419% | 7,510 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6405% | 2,764 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9674% | 907 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0114% | 7,339 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1470% | 4,359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6137% | 2,563 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6636% | 3,543 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3662% | 1,132 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0077% | 1,936 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0312% | 6,664 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0058% | 8,478 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0265% | 8,924 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0350% | 8,988 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0170% | 8,043 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4819% | 4,237 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3535% | 1,552 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0996% | 1,548 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1552% | 3,720 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0162% | 688 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0728% | 338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0908% | 262 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3535% | 555 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6844% | 614 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7773% | 817 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2827% | 215 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1362% | 4,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3392% | 68 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5962% | 8 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9606% | 6 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6607% | 1,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4252% | 866 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5440% | 885 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0275% | 1,287 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1024% | 280 |
| Percentage Net Loans Charged-off:Construction & development | 0.7437% | 37 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0044% | 867 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0054% | 796 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7639% | 1,393 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6613% | 716 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4341% | 729 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0244% | 381 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1265% | 129 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3999% | 70 |
| Percentage Net Loans Charged-off:Construction & development | 2.7132% | 18 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0093% | 1,323 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0113% | 1,331 |
| Percentage Net Loans Charged-off: Commercial and industrial | 19.7518% | 7 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0056% | 543 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1338% | 639 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0093% | 1,175 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4008% | 2,221 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4452% | 112 |
| Percentage Net Loans Charged-off:Construction & development | 2.6439% | 38 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1636% | 248 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1965% | 199 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3863% | 400 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0790% | 472 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1551% | 613 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0297% | 1,229 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6096% | 1,310 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7260% | 98 |
| Percentage Net Loans Charged-off:Construction & development | 5.5505% | 30 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5278% | 1,538 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6103% | 1,536 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5402% | 286 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9499% | 395 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4936% | 669 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1355% | 1,259 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0756% | 11,212 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2320% | 1,469 |
| Percentage Net Loans Charged-off:Construction & development | -0.2197% | 1,311 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1858% | 1,479 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2090% | 1,476 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5195% | 337 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4318% | 705 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7275% | 820 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2598% | 1,226 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4353% | 3,108 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0645% | 860 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5646% | 133 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5782% | 131 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1272% | 208 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8485% | 474 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9809% | 499 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0737% | 9,379 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0075% | 1,276 |
| Percentage Net Loans Charged-off:Construction & development | 0.0478% | 606 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.5781% | 78 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4243% | 1,570 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.4243% | 1,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2810% | 922 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2537% | 1,192 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0786% | 863 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0726% | 401 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |